All in the Family 2019

TAKE O N E FR E E

The cornerstone of our economy

Allin theFamily A Special Section of the SULLIVAN COUNTY DEMOCRAT Family-owned and operated since 1891 • Calllicoon, NY • Section F • January 22, 2019

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ALL IN THE FAMILY

SULLIVAN COUNTY DEMOCRAT

JANUARY 22, 2019

The Coombe, Bender and Company family is ready to serve your financial and investment needs with a personal touch. From the left, Melody Durso, Beata Coombe, Phil Coombe III, Alan Coombe, Catherine Coombe, and Lynn McDonald.

Family values

at Coombe, Bender and Company COCHECTON

Thank you to the family businesses of Sullivan County for your important contributions to the business community

Assemblywoman Aileen Gunther

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STORY AND PHOTOS

BY PATRICIO ROBAYO

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ALL IN THE FAMILY

SULLIVAN COUNTY DEMOCRAT

JANUARY 22, 2019

started the business from my car and my home,” said Phil Coombe III, reflecting on how he started the business that would eventually become Coombe, Bender and Company, a Financial Planning and Investment Management firm with offices in Monticello and Wawarsing.

After graduating from Cornell University with a Bachelor of Science in Education with a minor in Economics, Phil began teaching Agriculture and Economics at Tri-Valley High School between 1981 and 1983.

Being an avid coin collector, he would track the price of silver during his daily trips to Cornell’s Mann Library where he would read the Wall Street Journal.

Soon Phil started to become interested in trading and finance and made the jump into the financial industry after answering an ad in the paper.

The ad he applied for said: “Teachers Wanted: Financial Services.”

After applying, Phil got a letter back from New York Life Insurance Compa-

ny (NYLIC), and soon began training with them in New City.

Working with NYLIC, Phil’s goals – when he took the job – were to make as much as he did in teaching and to have more flexibility with his time.

Subsequently, after some time, Phil left the insurance company to start a firm with a few other former employees of NYLIC, called Northeast Advisory based out of Poughkeepsie.

After that, Phil wanted to be his own boss and started his firm in 1987 named Coombe Financial Services.

“I wanted to build a house and be in charge of myself,” said Phil. “Our Grandfather, Philip Coombe Sr., was in banking, and no one in the family since him was in financial services until we started. We were always intrigued with our grandfather growing up.”

After 1987, Phil leased space in Ellenville on the second floor on what is now the M&T Bank.

Now more than 30 years later, Coombe, Bender and Company have grown their business tenfold and manage over $220 million and have well over 200 clients.

While moving to their current location on Route 209 in Wawarsing, in

1994, Phil’s sister Catherine joined the business after working for Farm Credit in Middletown and now is a Certified Financial Planner with the company and its compliance officer.

While attending Cornell University – where Catherine graduated with a Bachelor of Science degree in Agricultural Economics – she worked during the summers at the family farm and traded time between her brother Dwight’s insurance firm and Phil’s financial firm.

Phil and Catherine are not the only family members at the firm.

“When you are working with family, you know whom you are working with,” said Phil. “You have a high level of confidence in how they are going to behave. They understand the reputation risk.”

Other family members working at the firm are Alan Coombe, Phil’s son, who handles client services, back-office work, and trading, along with technical analysis.

Also, first cousin Lynn McDonald, who retired after 30 years as a banker before joining the company, is a registered representative and achieved her certification for financial planning

from American College in 2004.

As children growing up, Phil and Catherine remember Lynn’s nickname as “motor.”

“She was always on the go and that hasn’t changed,” said Phil.

Beata Coombe, Alan’s wife, works part-time and manages the front desk at the firm.

Melody Durso is the only employee the Coombes aren’t related to, and she began working there in 2007.

Melody wears many hats, according to Phil, including office manager, receptionist, as well as client servicing and appointments for the firm.

Working with family has been a long tradition in the Coombe family.

Phil and Catherine grew up working with Black Angus cattle on Thunder View Farms in Grahamsville.

The farm was run by their father, Philip Coombe Jr, and their uncle, Richard I. Coombe, and is still active today.

Phil said when their father first started, it was just a few cows, and today have about 140 calves, and by this summer there will be roughly 300 animals CONTINUED ON NEXT PAGE

Congratulations to all of the “All in the Family” businesses on your achievements!

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ALL IN THE FAMILY CONTINUED FROM PAGE 3F

“Working on the farm, you had no choice but to do chores,” said Phil. “It was physical labor, and it felt good when you were done at the end of the day.”

Phil and Catherine credit their upbringing and family values with making them who they are today.

“My father always had these sayings,” said Phil. “On the cold days on the farm, my dad told me ‘The heat is in the tools,’ meaning get to work and get moving, and you will warm up.”

“He had a lot of good lines, another was ‘attitude determines altitude,’” said Phil.

While their father worked at the farm, Phil Coombe Jr. was also involved with the community and eventually retired as the Commissioner for the New York State Department of Corrections.

Their uncle, Richard, has long been involved in Sullivan County politics and was a N.Y. State Assemblyman. He currently serves as the chair of the Sullivan County Republican Party.

Using the lessons they learned on the farm and lessons from the family, Phil and Catherine brought those values to Coombe, Bender and Company.

SULLIVAN COUNTY DEMOCRAT

“It’s not about managing someone’s money, it’s about anything the clients need,” said Phil. “When you are dealing with people’s money, it is a tighter relationship, and it’s an ongoing relationship.”

Coombe, Bender and Company is not only there to invest money but to help plan every stage of your financial life.

“One of the biggest transitions in life is when someone dies and/or the parents die, we help them through the whole process, sometimes acting as a coordinator,” said Catherine.

“Meeting our clients’ needs is important for the company,” said Catherine. “We have clients who don’t need that much attention but others we sometimes speak to every week, and that’s ok.”

Using the latest technology software in finance, the company benefits from making more informed decisions with up-todate data and analysis.

Coombe, Bender and Company handles every aspect of financial planning and investment management you and your family might have with a personal touch.

The company is affiliated with TD Ameritrade.

For more information, visit www. coombebender.com or call (845) 647- 8993.

JANUARY 22, 2019

Phil and Catherine Coombe together lead Coombe, Bender and Company, a financial planning and investment management company based out of Wawarsing. They also have an office in Monticello to better serve Sullivan County clients.

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ALL IN THE FAMILY

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Sims and Kirsten Foster officially co-founded Foster Supply Hospitality in 2017, but you could say it began emotionally in 2014 when the duo remodeled an inn and restaurant in Livingston Manor, which became the Arnold House.

it.

Driven by a sense of community and confident in Sullivan County’s brightening prospects, the duo

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SULLIVAN COUNTY DEMOCRAT

JANUARY 22, 2019

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remodeled a Livingston Manor inn and restaurant, opening the Arnold House in 2014.

Something special began to happen. Rooms started filling up. And other local businesses began seeing an influx of visitors.

“That became a little light bulb,” Sims said. “And it also said this is something that could help the community in a deeper level than just a restaurant. Because if you can bring people in for a weekend or a week, they all come to Main Street.”

Over the course of the next three years, they purchased the North Branch Inn, Nine River Road in Callicoon and The DeBruce in Livingston Manor.

All four have a unique story –– reflective of their history and location –– to tell. And Sims and Kirsten make sure guests discover it.

Each is a destination in its own right, highly successful in bringing visitors to the area and garnering national recognition. The DeBruce has enjoyed a particularly incredi-

ble 2018, landing on the Condé Nast Traveler Hot List and being named one of the Best New Restaurants in America by Esquire Magazine. Both honors are highly coveted in the hospitality world.

Shortly after they were married, Sims and Kirsten opened the Arnold House, with an eye on the North Branch Inn. The duo then made the decision to leave financially stable and wonderful careers in New York City to take on a new challenge in Sullivan County, where they cofounded Foster Supply Hospitality (FSH).

Sims and Kirsten have two children –– Maximillian and Bobbie –– who are fifth-generation Sullivan County residents. Bobbie, in fact, is named after Sims’ grandmother, who owned a beauty shop in Manor.

They plan on instilling a sense of community in both of their children. “We believe in the power of roots and where we are,” said Sims.

“We believe that life will be enriched by knowing where you came from and living it on a day-today basis.”

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ALL IN THE FAMILY

SULLIVAN COUNTY DEMOCRAT

JANUARY 22, 2019

NEW VENTURES In 2015, the Fosters bought the former site of the Armbrust House in Kenoza Lake. Last year, they began work on the inn, which will be their largest to date with 30 rooms.

They recently made the decision to expand beyond the inn/restaurant model with their purchase of The Cabin at Hessinger-Lare in Callicoon Center and Piccolo Paese in Liberty.

“We had built enough bench strength of talented culinary people that if we didn’t grow our restaurant [side of the business], we’d lose good people,” Sims said. “It was a way for us to organically structure our business to help keep growth for people who had come to join us. In order to get to the scale of building a larger restaurant team, we needed more rapid growth.”

They plan on keeping the Cabin a burger, wings and cold beer joint, which has made it a local favorite.

Piccolo will remain an Italian restaurant with Executive Chef Baco Vulaj staying on board once they reopen in April.

“They’re both Sullivan County landmarks, and we felt a strong need to preserve them. We didn’t want to see Pic-

PHOTO BY LAWRENCE BRAUN PHOTOGRAPHY

Landing on the Condé Nast Traveler Hot List and being named one of the Best New Restaurants in America by Esquire Magazine, are two honors those in the hospitality world hope to earn in a lifetime. In 2018, Foster Supply Hospitality’s The DeBruce in Livingston Manor achieved both.

colo go away, and it was. And we want to keep the Cabin, the Cabin. Our number one priority is community and growth in the community, but also protecting the heritage of it. These two in particular –– restaurants and brands –– represent a lot to the county.”

And within just the past few weeks, Western Sullivan Properties, a real

estate company affiliated with FSH, assumed operations of the Sullivan County Golf and Country Club from Town of Liberty Supervisor Brian Rourke. The project is led by Managing Partner Christopher Monello, with Sims and Damon Sabatini as partners.

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Early Success Sims, who grew up locally, has been in the hospitality business his whole life, starting with his first job as a dishwasher at age 13 in an eatery in Livingston Manor. He then worked his way through every service-level job in the restaurant business. He served as the General Manager of Lotus, Director of Operations of Country, owner of three restaurants during that same time back in Livingston Manor, Vice President – Restaurants and Bars with Denihan Hospitality Group and Senior Vice President – Restaurants, Bars, and Nightlife with Commune Hotels & Resorts. He’s opened over 40 restaurants, bars and hotels and has been intimately involved with lifestyle brands like The James, Affinia, Joie de Vivre, Thompson and tommie as well as with many independent boutique hotels.

Prior to the Arnold House, Sims had opened two restaurants -- Resort and The Lazy Beagle -- and a coffee shop called Peez Leweez in Livingston Manor.

Kirsten grew up in Westchester and spent time overseas in Germany. Possessing a Master’s Degree in Economics and International Policy, she spent over 15 years working in the financial sector. She’s set up small rural micro-lending programs in Africa, advised foreign officials on economic and health policy, and spent ten years as a Senior Policy Advisor for the Federal Reserve Bank of New York and the US Treasury Department.

Sims and Kirsten met right here in Sullivan County. Sims was friends with her brother and invited him to come to Manor for a visit. He accepted, but there was one caveat: his younger sister, Kirsten, had to come as well.

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ALL IN THE FAMILY

SULLIVAN COUNTY DEMOCRAT

JANUARY 22, 2019

PHOTO BY LAWRENCE BRAUN PHOTOGRAPHY

The Cabin at Hessinger-Lare was recently purchased by Foster Supply Hospitality. Sims and Kirsten plan on keeping it the burger, wings and cold beer joint which has made it a local favorite.

CONTINUED FROM PREVIOUS PAGE

Sullivan County has seen a surge of positive momentum, and the Fosters have certainly played a role in it.

Sullivan County Visitors Association President/CEO Roberta ByronLockwood credits Sims and Kirsten for having a tremendous impact towards the upward trajectory of tourism in Sullivan County.

“Their passion and skill set have affected positive change in our Sullivan Catskills. They have inspired new visitors and wealth throughout our communities,” Byron-Lockwood said. “We are fortunate to have Sims as an active member of our SCVA Board where he so generously shares his times and hospitality knowledge in helping strategize the future successes of the Sullivan Catskills.”

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WHAT’S NEXT With so much on their plate, Sims and Kirsten don’t foresee taking on any additional projects in the next 18 months.

But they don’t believe they’re done.

“We know what we think we’re good at,” Sims says. “We’re hospitality people, and we showcase a place that we love. So that will dictate our growth.

Specifically as far as a strategic plan, it’s really about what opportunities come our way that fit what we’re good at, and fit the criteria of, ‘Is it doing good for the community and our people?’ That’s the most important thing.”

FSH is regularly approached by developers from around the country about potential opportunities. But Sims says if it’s not within a short drive from their home, they’re not interested.

They’ve been told not to put their eggs in one basket, which in the business world, is certainly sensible advice.

And, of course, they ignore it.

“The thing is... if you have all your eggs in one basket, you really, really care about the basket. We care deeply about the basket [Sullivan County], and we’re investing here...our time, our energy and our capital.”

JANUARY 22, 2019

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ALL IN THE FAMILY

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JANUARY 22, 2019

Jerry Land Jewelers: A multi-generational business since 1975

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ALL IN THE FAMILY

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J

erry Land Jewelers in Honesdale, Pa. has been family-owned and operated since 1975. The business was started by Jerry Land and is now run by his children, Amy and William Land with Amy’s son Brandon.

Located at 901 Main Street, the historic building has been home to jewelry businesses since the 1800’s. First were Chaz Peterson Jewelers, then Butler’s Jewelry and then Spencer’s Jewelry, before the Land family opened their doors.

The full-service shop offers jewelry of all kinds: rings, bracelets, necklaces, earrings and more. They specialize in custom work, repairs and specialty services. They also offer antique and estate jewelry, and buy and sell gold jewelry and gold and silver coins.

Both Amy and William were taught the ropes by their father and then trained at jeweler schools, as well as Brandon. William took courses at the Gemological Institute of America (GIA) and specializes in creating custom pieces. If you can’t find what you’re looking for, he can make it for you.

Their selection of goods runs the gamut from GIA-certified diamonds, rubies, emeralds and sapphires, as well as Charles and Colvard labgrown gemstones, pearls, alternative metals, men’s accessories, watches and religious metals.

Jerry Land Jewelers is open Monday, Tuesday and Thursday from 9:30 a.m. to 5 p.m.; Wednesday from 9:30 a.m. to 3 p.m.; Friday 9:30 a.m. to 6 p.m.; and Saturday 9:30 a.m. to 3 p.m.

You can also call for a private appointment. Call 570-253-5881, or email sales@jerrylandjewelers.com

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JANUARY 22, 2019

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