Property Spring / Summer 2017
EDITION
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Buying a house is regarded as the largest financial undertaking that most people will take in the lifetime. Considering the importance of such a move, and that fact that the property market is regaining its buoyancy after a few lean years, we have put together a list of things that must be undertaken by the buyer, or seller in order for your transaction to proceed smoothly. Many people are unaware of the intricacies involved in buying or selling a house, so inside you will find a number of helpful tips on how to
navigate the perilous waters of buying and selling a property. You will find helpful information about the roles of Estate Agents, Solicitors, Architects and Mortgage Providers and how to use their professional skills to your advantage. Choosing a place to buy a home is the first step that needs to be undertaken and this is where the Estate Agent/Auctioneer comes in. It is considered wise to engage the services of an Estate Agent, as they have a comprehensive
portfolio of properties all over the North County and beyond, and the probability is that they will have one that suits your requirements. Before you decide to buy, it is important to evaluate all costs involved in buying a home, for example, mortgage costs, legal fees, registration of deeds and stamp duty. Financial institutions providing mortgages include banks, building societies and credit unions. They will advise you on the amount of money that you can get, as a mortgage loan is governed by
Central Bank lending limits. If you have calculated that you can afford to buy a property, taking all of these factors into account, then you are ready to buy. You will also find information on the role of solicitors and Conveyancing, which is the legal work involved in buying or selling property. Conveyancing charges can vary between solicitors, so it is worth contacting several solicitors to compare prices. You can use the Law Society’s website to find a solicitor in your area. Cover Property - Page 14
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NORTH COUNTY LEADER
Property Edition
19th April 2017
At Hennessy and Perrozzi Solicitors we understand that buying or selling a property can be a stressful process. Our objective is to make your property purchase or sale experience efficient, cost effective and stress free. We can help in all of the following areas: • General sales and purchases • First time buyers • Re-Mortgaging • Buy to Let • Change of Ownership • Self builds • Leases of residential and commercial property We will ensure you are kept updated on progress and explain the process in “plain English”.
Omar Perrozzi
Whether you are a first time buyer or someone trading up we can provide you with a professional, jargon-free service. Our fees offer excellent value for money and your Solicitor will always be available should you have any questions. You can contact us by telephone (01) 890 1888 or email info@hpsol.ie for a full quote or to discuss your legal requirements
Gillian McCauley
Your First Choice Legal Services & Business Law TEL 8901888 FAX 8901904 • info@hpsol.ie
Town Centre Mall, Swords
North County Auctioneer is IPAV President Swords-based auctioneer, Alan Redmond took over the the huge investment by the so-called Vulture Funds in Irish reins of office of President of the Institute of Professional residential property and the destabilising effect it is having on tenants and on the industry generally. Auctioneers and Valuers (IPAV) on 11th June last. His position as IPAV President also means more demands Many of these funds, he argued, are driven simply by greed and tenants are often needlessly put out of their homes as on his time. Redmond, having initially considered a career in catering in the early 1990s, opted also for the family busithese funds flip their investments quickly. This is a topic to ness, then named the Shane Redmond Group. The 1990s which he has returned on a number of occasions since his election and which he will continue to highlight during his was a busy time for agents in the growing town of Swords, which has a huge number of workers term of office. Alan is joined by five staff including related to it, with major international companies located there. his sister Niamh, who looks after In the 1990s, Redmond also opted to lettings. The business is a mixed pracjoin IPAV as a professional institute tice specialising in all aspects of the and, in 2002, was elected onto its industry, including commercial, residential sales, lettings and valuations. National Council. Having served as both Junior and Senior ViceThe population of Swords has grown significantly, rising from 41,000 in the President, he was first elected 2011 Census to 46,000 in 2016. Fingal President on 9th May, 2008. The guest speaker at the Annual Gala County Council’s Strategic Vision for Swords refers to it as an “emerging Dinner was the then new Minister for Finance, Brian Lenihan Jnr. and city” and projects that the population of the town will rise towards 100,000 among those who attended were Tim by the year 2035. Dalton and Tom Lynch, the Chairman and Director Designate respectively of The rising population means a huge demand for housing which, like most the fledgling National Property Services Regulatory Authority. parts of Dublin, is in acute short supply. When properties do come on In his remarks to members, the new IPAV President called on all members the market, there is very keen demand. A typical two-bed will fetch a price of to sign up for the voluntary Code of €280,000 plus, while a four bed will Conduct which had just been introduced at the time. He also expressed fetch €350,000 plus. Similarly a typical one bed apartment will disappointment that the number of houses built in 2008 had “fallen” to command a price of €150,000 and a two-bed €200,000 plus. 78,000. President of IPAV, Alan Redmond The demand for lettings is also very Taking over the reins of office again in June 2016, Redmond faced a very different economy and keen and depending on quality, a one bed apartment will rent for around €1,000 per month and a two-bed for a very different property industry, the most notable change being that less than 13,000 houses were built in 2015. In his €1,200. Seeing many people unable to meet the strict demands of address to delegates in Castleknock, he listed among his the Central Bank, he is hoping for some relaxation in the priorities, a reduction in VAT on construction and guidelines along with incentives for builders and developers improved commuter transport. But the most attention he received from the media was from his call for a review of to start building in a serious way .... and quickly.
NORTH COUNTY LEADER
Property Edition
19th April 2017
Magnificent Period Farmhouse In Ballyboughal Clonswords House, Ballyboughal is a fine period farmhouse, which is located in an idyllic situation surrounded by wonderful mature grounds. This magnificent property, which is on 25.5 acres of land is located just outside the village of Ballyboughal, is presented to the market by REA Cumisky, Balbriggan. The house itself is a superb family home, encompassing all the attributes one seeks when acquiring a country residence, from the absolutely charming façade with granite portico, to the spacious and well laid out accommodation. The accommodation comprises the welcoming hall, the dual aspect and spacious drawing and dining rooms, kitchen cum breakfast room, office, sunroom, mezzanine bar and guest WC on the ground floor. On the first floor is the Master Suite with en-suite shower room and four other bedrooms. The family bathroom is accessed from the main landing and has a large shower, bath, toilet and washbasin. Other features include oil fired central heating, mains water, open well, bio-cycle sewage system,
Last few remaining in current phase NEW PHASE SOON TO BE RELEASED
alarm and broadband. As the house is a period structure, it is exempt from BER. Clonswords House features mature, well-planted gardens and ground with a vast array of trees and shrubs. A short distance from the house is the enclosed tennis court, which has mature trees on one side The extensive farmyard is directly to the rear of the house and comprises four original bull pens and sheds, now used as stables. A large lean-to shed currently used for garages or machinery sheds, a five bay hay barn with lean-to and a two bay hay barn adjoining it. There is also a large concrete yard with a range of single storey stone outbuildings including six small sheds and a large party room, a large range of loose stock sheds suitable for wintering cattle, sheep and horses. Viewing is highly recommended and is by appointment through REA Cumisky. For appointment, call John Cumisky at 21 Drogheda Street, Balbriggan (01-8413000) or 17 North Street Swords. Email: john@reacumisky.ie
What Is The Home Renovation Incentive (HRI) Scheme? The Home Renovation Incentive (HRI) Scheme provides for tax relief for home owners and landlords by way of an Income Tax credit at 13.5 per cent of qualifying expenditure on repair, renovation or improvement works carried out on a main home or rental property by qualifying contractors. The amount of the HRI tax credit depends on the amount spent on qualifying works. Tax relief can be claimed on qualifying expenditure over €4,405 (before VAT at 13.5 per cent) per property. This €4,405 (before VAT) can be the total from any number of jobs carried
out and paid for from 25 October 2013 to 31 December 2018 for Homeowners claiming on their main home, on or after 15th October 2014 and up to 31st December 2018 for landlords claiming on their rental property. While there is no upper limit on expenditure on qualifying works, the tax credit will only be given in relation to a maximum of €30,000 (before VAT at 13.5 per cent) per property. If a home owner or landlord is having qualifying work done but isn’t spending over €4,405 (before VAT) on the property, it’s still worth choosing a HRI qualifying
contractor and having the work details entered on HRI online. They may have more qualifying work carried out on the property between then and 31st December 2018. All the spending on the property, added up, could reach the €4,405 (before VAT). It will be very difficult to go back to a contractor, to try to get him or her to enter details to HRI online, for a job from a year or more ago. In addition, if a home owner or landlord is using a HRI qualifying contractor, they can be sure that the contractor is tax compliant. If there are no grants or insurance claims, the lowest tax credit amount is €595 (€4,405 at 13.5 per cent) per property and the highest tax credit is €4,050 (€30,000 at 13.5 per cent) per property.
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NORTH COUNTY LEADER
Property Edition
19th April 2017
THINK PROPERTY THINK…
o’farrellcleere Auctioneers Limited
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Getting A Mortgage If you are buying a home, you will probably have to take out a mortgage, which is a long-term loan to finance a property purchase. If you cannot get a mortgage from a commercial lender (bank, building society or credit union), you may be eligible for a loan from a local authority. As your home will be secured against the loan, you must keep up your payments or risk losing your home. This document outlines some issues to consider when thinking of taking out a mortgage, topping up an existing home loan or switching to a different mortgage product – known as a switcher mortgage. It is aimed at private individuals who are buying their own homes. Note that mortgage interest relief is no longer available for new mortgages. However, if you are a firsttime buyer, you may be entitled to claim First Time Buyers Relief, which is a refund of Deposit Interest Retention Tax (DIRT).
Help-to-Buy incentive: An income tax rebate, the Help-to-Buy (HTB) incen-
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Lisa Molloy
M.S.C.S.I. M.R.I.C.S. Registered Valuer (Managing Director)
A.S.C.S.I. (Senior Sales Negotiator)
Lettings Co-Ordinator
Senior Sales Negotiator
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tive, has been introduced to help first-time buyers of newly built homes to fund the deposit required. It also applies to once-off selfbuild homes. It consists of a rebate of income tax paid over the previous 4 years. This incentive applies with effect from 19th July 2016 and will run until the end of 2019.
Mortgage approval Commercial lenders offer a range of mortgage rates and products. Before starting to look for a home, you should check with potential lenders to get a statement of how much they are prepared to lend you. This is called approval in principle.
Getting approval in principle will indicate what price range you can consider when looking for somewhere to buy.
Mortgage Lending Limits Under Regulations in effect since 9th February 2015, the Central Bank set limits on the size of housing loans made by the commercial lenders that it regulates. Following an evaluation and consultation process, the Central Bank announced in November 2016 that revised limits would take effect from 1st January 2017, under new Regulations. The Central Bank rules allow discretion for lenders to exceed the LTI limit of 3.5 times income in up to 20 per cent of cases in any calendar year. Since 1st January 2017, the revised rules allow for 5 per cent of the value of new lending to first-time buyers for primary residences in a calendar year to be above the 90 per cent LTV limit. They allow for 20 per cent of the value of new lending to second and subsequent buyers for primary residences to be above the 80 per cent limit.
Loan Offer Once your Bank/Building Society has formally approved your loan in writing on the basis of the price of the house and information furnished by you, a formal loan pack is issued. Normally a Letter of Offer setting out the main details of the loan is issued to you and the Loan Pack comprising Mortgage Documentation, Acceptance of Letter of Offer and Assignment etc., is issued to your Solicitor. When your Solicitor has checked the Loan Pack and discussed key terms with you, various documents are signed and completed to enable the Bank/Building Society to proceed. This offer will include all the particulars of the mortgage such as rates and repayment term. Once you have decided to proceed with the purchase of the house and have been approved, at least in principle, for the loan, you should pay a booking deposit to the Estate Agent. Booking deposits can be as low as €3,000 but can be up to 3 per cent. This deposit is refundable up to the point where contracts are signed.
When the Estate Agent receives the booking deposit they issue sale details to all parties. Sale details are prepared by the Estate Agent and issued to you, your Solicitor and the Seller’s Solicitor. It contains the price, conditions of sale, estimated closing date, names and addresses of all parties. The seller’s solicitor, on receipt of the sale details, will issue the Contracts. The Contracts are sent in duplicate together with a copy of the Title Deeds to your Solicitor.
NORTH COUNTY LEADER
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Property Edition
19th April 2017
House Prices Rising… But No Immediate Cause For Alarm BY ALAN REDMOND President of the Institute of Professional Auctioneers & Valuers
A
lan Redmond, who is Managing Director of Redmond Property Consultants in Swords, comes from one of the most readily identifiable names in business in the town. He told the County Leader, “My father, Shane originally set up the business here in Swords over 40 years ago. He originally had the agency for Irish Permanent, as it was at the time, which later became Permanent TSB here in Swords, as well as in Navan, Trim and Kells. He also had an auctioneering business in each office. As time went on, Permanent TSB began to close the agencies and he maintained the Swords branch. Our office was where Permanent TSB is at present and we moved on a couple of occasions, finally settling where we are located at present at 5456 Main Street, Swords,” he said. “There has been quite a lot of changes on Main Street over the past few years, with a lot of new multi-national companies having moved here, making Swords a thriving town. My father retired from the business about 15 years ago, at which time I took over,” said Alan. “I was President of IPAV in 2008 and the entire auctioneering industry went downhill at that time. Fortunately I got the opportunity to go for election again and I was elected. My term is up this June and I’m happy to say that things are on the up.” “At present, there are great signs for the property business. At the beginning of the year, there were predictions that property prices would grow by 8 per cent and already they have grown by over 4 per cent in the first three months of the year. This is mainly down to the lack of supply of property.“ “There has been some criticism also recently of the Help-To-Buy scheme. However, the evidence is that almost 6,000 new homes were bought under the scheme during 2016. Research shows an increase of 63 per cent in the volume of sales in the Greater Dublin Area in the first Quarter of 2017.” Redmond feels that people are panic buying at the moment, which is pushing prices up and he maintains that if people are patient, the right property for them will come on the market. “This is a very good time to trade up, because if you have good equity in your property and you are in a position to get a mortgage, then now is a good time to move. However, this does not apply to people
who are still stuck in negative equity, with zero equity in their property, particularly those who are living in apartments who have outgrown their homes. Where we are situated here in Swords, it is a great place for property, particularly with the number of multi-nationals locating here, as well as the prospect of Metro North coming on stream, the future looks very good for Swords,” he said. “Recent surveys in the media appear to indicate a marked increase in house prices, but much of this is mainly in rural areas simply catching up from an extremely low base during the recession. In fact, we still have a clear two-tier property market, with prices relatively vibrant in the major cities but continuing to be weak in rural areas.” “In addition, almost all of these surveys are based on asking prices and not the actual price achieved which is very often far lower. The root cause of the problem continues to be the lack of supply and while some progress has been made in both State provision and private building, it is clearly nearly not enough to meet the huge demand that is in the marketplace.” He continued, “Recent estimates based on the preliminary Census figures estimated that we need to be constructing 36,000 units per annum over the next decade. Last year it seems that less than 14,000 units were completed but it is hard to get reliable data in this regard. Clearly there is a steep upward climb ahead and more imaginative and innovative thinking is needed if we are
to tackle this problem in a meaningful way. Overall, the indications are that there has been a marked increase in the number of new house sales both in Dublin and nationwide and that firsttime buyer are dominating the market. This is good news and hopefully a trend that will continue this year.” While prices are climbing, notably in Dublin, average prices are still 40 per cent below their peak in 2006. While nobody is suggesting we should return to the unsustainable inflation of the boom period, we do need to place current prices in context.” “Rents, of course, have continued to soar due to the lack of available properties but a temporary limit has been placed on these by the introduction of Rent Pressurised Zones in the capital and a number of other high-demand areas. The lessons from the past e.g the Bacon reports, show that the Government should be wary of over-interference in the market.” “One of the areas the Institute of Professional Auctioneers & Valuers (IPAV) has been pushing for is a root and branch analysis of the very high construction costs in this country. Time and again the Institute has called on the Government to fast-track the promised detailed analysis of building input costs set out in ‘Rebuilding Ireland’, the Government’s housing strategy. This analysis should provide very valuable information on which to plan future housing strategy,” he concluded.
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Property Edition
NORTH COUNTY LEADER
19th April 2017
NORTH COUNTY LEADER
Property Edition
19th April 2017
Good News For Home Owners As North County House Prices On The Up The price of the average three-bed semi in North County Dublin has risen 5.6 per cent to €282,500 in the last three months, according to a national survey carried out by Real Estate Alliance. The REA Average House Price Survey concentrates on the actual sale price of Ireland’s typical stock home, the three-bed semi, giving an up-to-date picture of the property market in towns and cities countrywide for the first three months of the year. According to John Cumisky from REA Cumisky in Balbriggan, the lack of supply is causing high demand
with more first-time buyers holding out for new developments signalling that the situation may continue. He said, “We have seen a rise of 9.1 per cent in the first quarter, with three beds rising by €20,000 to
Sign The Contracts and Pay The Deposit When your solicitor has checked the contracts you will be required to visit your solicitor to sign the contracts and pay the Contract Deposit (10 per cent of the purchase price less booking deposit already paid). With a new house, you may not be obliged to pay a full 10 per cent, instead a reduced payment (called a stage payment) is accepted. The amount of the stage payment is specified by the Estate Agent at the outset. This should happen within three weeks of paying deposit. Your solicitor returns the Contracts and Building Agreements in duplicate signed by you together with the Contract Deposit/Stage Payment to the Seller’s Solicitor.
€240,000 – and bigger demand to come with many first-time buyers still holding out for new building schemes due to the Help To Buy Scheme,” he said. The average semi-detached house nationally now costs €209,944, the Q1 REA Average House Price Survey has found – a rise of 3.5 per cent on the Q4 2016 figure of €202,926. Overall, the average house price across the country has risen by 10.9 per cent over the past 12 months – a marked increase on the 7.7 per cent rise registered to the end of December 2016,” he said. “The easing of the Central Bank restriction on lending for first-time buyers has had an immediate effect on the market with a large rise in numbers at viewings and potential buyers with mortgage financing.” “The biggest percentage increases over the past year came in the country’s smaller rural towns situated outside of Dublin, the commuter belt and the major cities,” he said.
Close Sale and Move In The completion is the formal completion of the purchase. This takes place at the Seller’s Solicitors offices. You do not need to attend as your Solicitor will represent you. Your Solicitor checks the Vendor’s Title and when he/she receives good Title with fully signed documents, hands over the balance of the purchase price. At that, keys are handed over to your Solicitor. For a second hand purchase for a new house, the Site Foreman is contacted by telephone following completion of the transaction and informed to release the keys to you.
Value For Money At Direct Law Solicitors Shane Dowling, Principal of Direct Law Solicitors, has over 25 years experience in all aspects of conveyancing, both residential and commercial. Dowling said, “We have set professional fees of €895 plus VAT and outlays for every new build house, professional fees from €795 plus VAT and outlays for second hand properties. We also offer a set professional fee of €450 for re-mortgages.” “These professional fees make Direct Law one of the most competitive and cost-effective law firms in the country. With our fast, friendly and efficient attitude towards our clients’ requirements, the service provided by Direct Law Solicitors is second to none. We also provide first time buyers with a specifically tailored legal package, which includes our very own A to Z step-by-step guide of the entire procedure,” he said. “Once we receive instructions, we provide this guide to our
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Solicitor - Shane Dowling
clients to help guide them through the procedure in an easy to understand manner. Please visit our website www.directlaw.ie for a full breakdown of legal costs, or please call or email our office for a full quotation.”
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NORTH COUNTY LEADER
Property Edition
19th April 2017
Windmill House Sherry FitzGerald Blanc are delighted to present Windmill House, Garristown, a magnificent detached property to the market. Windmill House is a truly unique house brimming with style and character set amid 2 acres of landscaped gardens and surrounded by stunning views. The entrance to grounds is by wrought Iron electric fence with sweeping driveway to the front of the property which has ample parking for several cars. Upon entering, you are greeted by a grand entrance hall with feature staircase, the ground floor benefits from many great features including large drawing room, formal dining room, spacious kitchen with high quality fitted kitchen, following on from the kitchen is an annex with the fifth bedroom and reception area. When upstairs, you will notice the extremely bright and spacious landing that leads to four large double bedrooms and family bathroom. The master bedroom benefits from an ensuite and fitted wardrobes. On a clear bright day you can appreciate the sunny south facing garden and enjoy views all the way to the Sugar Loaf.
Your Solicitor Is In Your Corner
It is rare that one has an opportunity to acquire such an outstanding property and viewing is advised. Special features include: Detached county style house, Circa 2 acres, Period style drawing room and Formal dining room. For further information and to make an appointment to view, contact Shannon Basso Gaule MIPAV, Sales Negotiator, Sherry FitzGerald Blanc, 41 Main Street, Swords, Co Dublin. Tel: +353 1 8900944
Boroimhe Ash Sherry FitzGerald Blanc are delighted to present No. 13 Boroimhe Ash, Swords, a stylish 2 bedroom mid terraced home overlooking a large open green area in the heart of this sought after residential location. Meticulously presented and maintained, the property enjoys bright spacious accommodation to which the current vendors have upgraded throughout. Accommodation briefly comprises of entrance hallway, open plan living room, guest wc, kitchen/dining area and two spacious double bedrooms upstairs with a family bathroom.
To the rear is a well maintained private garden. To the front there is ample parking, and a large open green area for residents to enjoy. Boroimhe is within walking distance of
Swords Village, Boroimhe Shopping Centre, numerous primary and secondary schools, Airside Business Park and indeed Dublin Airport. The M1 and M50 Motorways are also within easy reach. Viewing is a must and is by way of prior appointment through the sole selling agent, Sherry FitzGerald Blanc. Features include: a stylish two-bedroom property with upgraded kitchen. For further information and to make an appointment to view, contact Shannon Basso Gaule MIPAV, Sales Negotiator, Sherry FitzGerald Blanc, 41 Main Street, Swords, Co Dublin. Tel: +353 1 8900944
Prominent Lusk-based solicitor, Liam R. Fitzgerald outlined the important role a solicitor plays in making sure his clients’ wishes are to the fore, when buying a property. He said, “I recently did an interview on the RTE programme Nationwide, for the Law Society of Ireland. The Law Society wanted me to get the following point across, “your solicitor is in your corner”. It is important to remember this if you are buying a home, because the vendor of the property will want you to buy, the estate agent will want you to buy and if you are getting a mortgage, the bank will want you to buy. This means there will be pressure from many of the interested parties to get the deal done quickly. The only person who may say, “Let’s do this right rather than do it quickly,” is your solicitor. You may think your solicitor is holding everything up but your solicitor is the only party involved who is obliged to look after your best interest. This is because the solicitor is the person you turn to if there is an issue afterwards. When you are buying a property there could be any number of concerns or complications with the title. It is better to try and
Solicitor - Liam Fitzgerald
resolve these before you buy instead of trying to fix them afterwards.” “All the parties, other than your solicitor, will want you to buy, regardless of consequences, your solicitor is the only person who may say “let’s do this right rather than do it quickly.” This is why the Law Society are keen to make it known that your solicitor is in your corner,” he said.
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• BER Certificate Organised • Set up of utility bills ie. ESB and Bord Gáis • Arrangement of Meter readings
NORTH COUNTY LEADER
Property Edition
19th April 2017
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Fingal Letting Offer a premier service to Landlords and Tenants in North County Dublin. Fingal Letting & Property Management Ltd. is the leading local independent Letting & Management company located at North Street, Swords, Co Dublin. Established in 2005, we were the first dedicated Letting & Property Management company in Swords (Fingal area) covering all North County Dublin and surrounding areas. We boast a highly experienced Letting & Property Management Team specialising in managing properties for private residential clients as well as corporate clients. Our Property Service removes the hassle out of Letting your property. We understand you may not have the time, so we take care of details and assist you through the process. A pro-active and result orientated approach, helps us to achieve the best service for your property.
At Fingal Letting you will receive a personal service with an emphasis on results!
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Swords Swords Finglas Clongriffen
Three Bedroom Hasting Green Seatown Road Scholars Walk
Balbriggan Swords Lusk
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Property Edition
NORTH COUNTY LEADER
19th April 2017
NORTH COUNTY LEADER
19th April 2017
Property Edition
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NORTH COUNTY LEADER
Property Edition
19th April 2017
Help To Buy Incentive The Help to Buy Incentive Scheme is designed to assist firsttime buyers with obtaining the deposit required to purchase or self-build a new house or apartment to live in as their home. The incentive provides for a refund of Income Tax and Deposit Interest Retention Tax (DIRT) paid over the previous four tax years to first-time buyers who purchase or selfbuild a new house or apartment to live in as their home. A first-time buyer of a house or apartment who purchases or self-builds a new residential property between 19th July 2016 and 31st December 2019 may be entitled to claim a refund of Income Tax and DIRT paid over the previous four years. The first-time buyer must not have either individually or jointly with any other person (directly or indirectly), previously purchased, or built a house or apartment. Where more than one individual is involved in purchasing or building a new home, all of the individuals must be first-time buyers. You must ensure that your contractor is a Revenue approved qualifying contractor before purchasing
the property if you wish to avail of the Help to Buy incentive. You must be tax compliant. If you are self assessed you must also have eTax clearance.
What Is A Qualifying Property? For a property to qualify under the scheme, it must have been purchased or built as the first-time buyer’s home. It does not include properties acquired for investment purposes. It must be a
new build and the construction must be subject to VAT in Ireland. Properties which have never been used as a dwelling and are now being converted for residential use may qualify. The purchase value of the property cannot be more than €500,000 for properties bought after 1st January 2017. For properties purchased between 19th July 2016 and 31st December 2016 the value cannot exceed €600,000. For self-built properties, the purchase value means the approved valuation by the qualifying lender at the time that the qualifying loan is entered into. You must take out a mortgage on the property with a qualifying lender and this loan must be used solely for the purchase or building of the property. The loan should be entered into solely by the first-time buyer and the lender. A guarantor on the loan is allowed. The loan to value ratio must be greater than 70 per cent. Once the residence is completed and conveyed to the first-time purchaser any further compliance responsibilities, such as the obligation to use the house as a principal private residence for a period of five years, become the sole responsibility of the purchaser as the developer cannot be held responsible for such matters.
Create Your Secret Escape With the work and family pressures of everyday life, sometimes we forget that it’s important to unwind and seek happiness and tranquillity in our normal every day. And you don’t have to go far to find this - you can create a secret escape right on your doorstep with the help of a beautiful and functional outdoor living space. Garden design transforms the exterior of any home and actually adds to the size of your living space as it creates an outdoor room. The addition of features such as cosy seating, decorative cushions and throws, fairy lights and potted plants can create the perfect ambience for your sanctuary. Theresa Kiely, Manager at Tobermore’s Paving and Walling Centre in Dublin, adds: “The incorporation of hard landscaping is hugely important in achieving style and character for your relaxation space. Tobermore produce a stunning range of paving and walling products that
offer a variety of styles, colours and textures to suit all tastes and budgets.” If you are in need of some creative ideas to get started, pop down to Tobermore’s Paving and Walling Centre in Dublin, open Monday Saturday all year round, to check out the extensive range of products available. Visiting the centre offers the opportunity to view the wide range of product colours, textures and laying patterns available in real-life landscaped environments. Free samples are also available for you to take home. In addition, the company offer free design clinics which can be booked in advance at Dublin Paving and Walling Centre, as well as exclusive call-out services which involve a detailed assessment of your project. Fees apply for the call-out services but are refundable on purchase of Tobermore products (terms and conditions apply). Call 01 8437440 or visit www.tobermore.ie for more information.
For all your property needs SALES LETTINGS VALUATIONS DEDICATED TO EXCELLENCE IN CUSTOMER SERVICE
FOR SALE
FOR SALE
THINKING OF
SELLING?
The Oaks, Ridgewood, Swords, Co. Dublin
€285,000
Brackenstown Village, Swords, Co.Dublin
€310,000
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€200,000
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Please call Stephen Tel: 01 8535915 Mob: 086 7929911 info@firstclassletting.ie
NORTH COUNTY LEADER
19th April 2017
Property Edition
13
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NORTH COUNTY LEADER
Property Edition
19th April 2017
Cairn Homes - Designed For Living, Built For Life Choosing your first family home can feel like the most important decision you will ever make. Price and budget are always key considerations, but you also have to think about you and your family’s needs, both now and in the future. You’re not just buying a house, you’re also buying into a community, an area and a lifestyle. It’s far more than getting the mortgage and signing on the dotted line. With this in mind, Cairn Homes who have two new developments, at Parkside off the Malahide Road, Dublin 13, and Churchfields in Ashbourne, Co Meath, offer a range of spacious homes with growing families in mind. Both developments deliver in terms of perfect location, transport links, amenities and space. The company is committed to working with the very best craftspeople, processes and materials to deliver high-quality homes that work both now and far into the future.
TRANSPORT LINKS It cannot be stressed enough how important good transport links are when choosing a home. Don’t just think about the commute to your job now; if you were to change jobs, is the location of your house well located for travelling to different areas? If you have kids, are there good public transport options to give them independence as they get older? If you drive, can you cope with one car for your family or must you have two? Good transport links are essential for a flexible lifestyle and can mean the difference between a house that’s good right now, and a home that delivers for decades to come.
SPACE One key consideration is space, both in your house and in your chosen development. Will your inside space be enough for your growing family? If you have young children, think of them as teenagers – will both the living and the
AMENITIES sleeping spaces be big enough for you all? Outside spaces are not just confined to back gardens – green areas within developments can help bring a community together and create a natural play space for your children.
LOCATION Everyone has their favourite area, whether they have grown up there or have simply fallen in love with the spot. Either way, it’s important to choose your house in an area that you love and that is convenient to you. Think about what you like to do in your leisure time – do you enjoy strolling on the seafront, or are family picnics in a local park important to you? Is living beside family vital? Do you want a city or a suburban location?
Location is also important with regards to the type of amenities in the neighbourhood. Is there a good range of schools to suit your children? If eating out and socialising are important to you, are there decent restaurants, coffee shops and bars near you? If you’re a sports enthusiast, are there clubs you can join to indulge your hobby? Think, too, of the practical amenities, such as supermarkets, gyms and local shops – these are the things we take for granted when they are there, but are sorely missed when they are that little bit more inconvenient. Don’t forget about the amenities within your own house – a new build can save you thousands in terms of energy efficiency, as well as doing your bit for the environment. An efficient heating system can also be worth its weight in gold on those cold winter nights.
HOUSE OR A HOME? Last but definitely not least is to imagine your family living within the house you have chosen. We’ve already touched on the need for space, but think too of the practicalities of everyday living. If you dream of the family all gathering in the kitchen at the end of the day, then make sure you choose a house with a bright and sunny kitchen/dining area. If you like some “adult” space, go for a house with a separated living room you can call your own. If long, hot baths are your thing, pay close attention to the bathrooms. Finally, think of the sleeping arrangements – if you have small children, does the layout of the bedrooms and bathrooms give you peace of mind at night? Think of the
house as your home – is it the right choice for you and your family? A good decision now will pay off in decades to come. Your ideal family home is waiting for you.
Liam R. Fitzgerald ~ Solicitor ~ A SOLICITOR TO ADVISE AND ASSIST Providing general legal services & advice including house purchases & lease agreements. Specialising in the areas of litigation, secured & unsecured borrowing, & personal insolvency. Previous winner of the Irish Institute of Credit Managers Litigation Specialist of the Year Award.
Main St. Lusk, Co. Dublin Tel: 01 843 8138 Fax: 01 807 1957 www.lrf.ie • liam@lrf.ie
Proprietor Edel McGuinness
NORTH COUNTY LEADER
Property Edition
19th April 2017
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16
NORTH COUNTY LEADER
Property Edition
any suite
any size
any colour
19th April 2017
Customer Comes First At Rafters Rafters of Balbriggan is one of the most readily identifiable business names in Balbriggan. They have been specialising in the sale and supply of flooring and furniture to their customers for over 30 years. They are long standing suppliers of carpets, woodfloors, beds and furniture. The company was established in 1984 and since then, they have provided a wealth of experience and a service that you can trust. They hold a huge database of measurements compiled over 30 years of older and newer properties in the area. This enables the customer to receive an instant and accurate quotation. In Furnishings, they specialise in beds and sofas, stocking brands such as Odearest and King Koil. Almost every-
thing is kept in stock for immediate delivery. But most of all, what Rafters offers is
giving their customers value for money, selecting only quality products at affordable prices.
The Important Role Of Estate Agents Specialists in Custom Built Irish Sofas Your Ideas, Built Our Way
SOFA COMPANY Drogheda Retail Park, Drogheda • Tel: 041 98 36822 George’s Street, Dun Laoghaire • Tel: 01 663 6363 SOFACOMPANY.IE
In buying a new home, you need to visit the Estate Agent in the area you wish to locate to. Many estate agents do a lot more than just sell homes ; they can offer services to you and guide you through the proper financial channels. Set up a meeting with an estate agent and they will talk you through the legalities of owning a home. They will have a wide variety of homes, at prices that will suit your budget. Estate agents will search for the house of your dreams, based on the information you provide and they will
leave no stone unturned to ensure that you find that dream home. In choosing a good estate agent, you are getting access to their wide portfolio of houses and they are also in a position to negotiate a good price on your behalf. Employing the services of an estate agent is a must. Estate Agents offer many different pack-
ages to suit people and can help you to make the right choices. You will need mortgage protection on your home and in
the North County there are many of these services on offer. You will also need to be up-to-date on how the interest
Among the lowest set fees in Ireland, Competitively priced legal packages designed specifically for first time buyers
Starting from
€795+VAT 84 Strand Street, Skerries
T : 01-849-4226
E: info@directlaw.ie W: www.directlaw.ie
Shane Dowling
rates work and affect the different types of mortgages. All of this may seem quite daunting, however things unfold once you’re in the process of securing a home. Step by step is the way to do things and when the final day comes for you to collect your key and sign for your home, you will be glad you went through all the channels to own your very own home. Choosing your Estate Agent is the first move.
NORTH COUNTY LEADER
17
Property Edition
19th April 2017
Quality Homes In Drogheda J Murphy Developments (HTB Approved) have been responsible for numerous developments in the Drogheda area including Stameen, Five Oaks, Deepforde, and Martello Village and they are renowned for their superior quality, finish and careful consideration to the overall look of every development and Knightswood is proving to be no different. Providing bright and spacious homes, economical to run due to the A3 rating, generously proportioned rooms, ample parking and views of the pleasant green area right at the heart of the development. Knightswood is a prime location providing easy access to the M1, public transport, shopping, schools and crèches.
FOR SALE BY PRIVATE TREATY
Clonswords, Ballyboughal, Co. Dublin Clonswords is a fine period farm house, sitting on 25.5 acres, which is located in an idyllic situation surrounded by wonderful mature grounds. The house itself is a superb family home, encompassing all the attributes one seeks when acquiring a country residence, from the absolutely charming façade with granite portico to the spacious and well laid out accommodation. The accommodation comprises the welcoming hall, the dual aspect and spacious drawing and dining rooms, kitchen cum breakfast room, office, sunroom, mezzanine bar and guest wc on the ground floor. On the first floor is the Master Suite with en suite shower room and 4 other bedrooms. The family bathroom is accessed from the main landing and has a large shower, bath, toilet and wash basin. The extensive farmyard is directly to the rear of the house and comprises 4 original bull pens and sheds now used as stables. A large lean-to shed currently used for garages or machinery sheds, a 5 bay hay barn with lean to and a 2 bay hay barn adjoining it.
Large Home Renovation Loans And Mortgages At Members First Credit Union (MFCU) Recently, Member First Credit Union (MFCU) launched two new home loans. A Large Home Renovation Loan with an attractive interest rate of 6.99 per cent (7.22 per cent APR), to assist members who want to renovate their house in an affordable manner, and a mortgage product called “My Place’, the first ever mortgage facility available from the Credit Union to assist members looking to purchase a property. Member First Credit Union is the brand name for a number of Credit Unions based in Dublin that merged together in recent years to operate as one single entity. The original Credit Unions that are now under the Member First Credit Union brand are Swords & District Credit Union, Coolock Artane Credit Union, Raheny Credit Union, Donnycarney Beaumont Credit Union and North William Street Credit Union. All of these Credit Unions now go by the name Member First Credit Union. As the economy continues to move forward, more people feel confident in buying property and some will be carrying out large home renovations in the coming years, particularly with the extension of the Government’s Home Renovation Incentive Scheme – providing welcome tax relief for those planning expenditure on repair, renovation or improvement works. John Phillips, Deputy CEO at MFCU said, “The Irish property market has recovered significantly since the recession and has shown continual
signs of growth. We want to inspire people, who may have been put off in recent times, to purchase a property or carry out their desired home improvements.” He added, “Our philosophy at MFCU has always been to put
Price: €1,250,000
tion online at www.mfcu.ie and check out all their loan rates on offer. Member First Credit Union have introduced a dedicated Credit Underwriting Department exclusively for mortgages and you can contact Edel and
FOR SALE BY PRIVATE TREATY
Hattonwood, Shady Lane, Milverton, Skerries, Co. Dublin lt isn’t very often that houses come for sale in Milverton a truly wonderful part of Skerries (winner of this year’s tidy towns) walking distance to the village yet magically tucked away in quiet countryside. Hattonwood is a recent construction (2009) yet it takes its proportions and splendour from another era, the strong, understated exterior belies the elegance within. Measuring a total area of c. 5,500 sq ft the well-proportioned and comfortable accommodation bears testament to meticulous attention to detail during design and construction with too many features that simply have to be seen including – bespoke fitted kitchens & wardrobes, marble tiling in bathrooms & en-suites, elegant floor to ceiling height with contemporary cornice & high skirting boards, timber sliding sash windows set into recessed, splayed, timber window surrounds, etc. Hattonwood is, of course, detached and nicely centred on its own grounds that measure c. 0.5 acre and are enclosed on all sides by trees, shrubs & hedgerow. The gravelled driveway is accessed through stone piers with ample parking before opening onto the nicely maturing gardens complimented by limestone patios.
our members first. We understand the difference a home loan can make to your life, so we want to make you feel at home with the loan process and have access to financial support to fulfil these needs.” Both products have attractive interest rates and MFCU’s loan repayment criteria is flexible to suit you. In fact, Member First Credit Union approves over 97 per cent of all loan applications. You can submit a quick loan applica-
Hazel on (01) 8513400 who can advise you on the MFCU mortgage offering and schedule an appointment to discuss your application with them. In addition, the Credit Union have introduced a Member Excellence Centre to deal with incoming calls in a prompt manner. You can contact this qualified team of financial advisors on (01) 8513400 and apply for a loan today from the comfort of your own home.
Price: €1,175,000
Fidelma Doran
21 Drogheda St., Balbriggan 17 North Street, Swords Tel: 01 8413000 info@reacumisky.ie
John Cumisky
18
NORTH COUNTY LEADER
Property Edition
19th April 2017
McGowan’s Defined By Quality Frank McGowan Furniture & Flooring, which has been trading since 1979, is one of the largest family owed and run, specialist home furnishing stores in Ireland. Originally set up as a carpet store in Malahide village, Frank McGowan gradually grew into a widely recognised and reputable carpet and furniture retailer relocating in December 2004 to their current location in Airside Retail Park, Swords – a custom built 50,000 sq ft showrooms over three floors. Throughout their proud history they have continued to be defined by their simple principle of offering a quality product, with excellent service, at the most competitive prices. They are now deter-
mined to preserve their reputation and retain the loyalty of long-standing customers by continuing to stock the very best furniture and flooring available, while equally intent on attracting new generations by constantly updating their modern designs and classical furniture from around the globe.
For Sale By Private Treaty
A Luxury Family Home On Drogheda’s South Side The Warren, Longwood, Dublin Road, Drogheda FIVE BED FAMILY HOME
Superb 5 bedroom detached house located in the quiet, sought after residential development of Longwood, just off the Dublin Road in Drogheda, Co. Louth. The well planned and spacious interiors extend to c 172sq m (1,850 sq. Ft) and are flooded with natural light. Four substantial reception rooms consist of a large living room with impressive gas fire and surround leading to a separate dining room with delightful French doors into the garden. The well proportioned kitchen can accommodate a large breakfast table and chairs and has a s eparate utility room. Also on the ground floor is a cloakroom with WC and wash hand basin as well as a spacious study. This excellent 5 bedroom property has 2 generous en-suite bathrooms as well as a family bathroom servicing the remaining 3 bedrooms. Fantastic, private landscaped rear garden with cobble lock driveway providing off road parking to the front of the property. Local amenities consist of Schools, Shops, Pubs and Restaurants with Drogheda town centre only a 15 minute walk. Drogheda train station is 5 minute walk and M1 motorway a short 6 minute drive. The property is presented to a very high standard and ready to walk in to. VIEWING IS HIGHLY RECOMMENDED. Features • 5 Bedroom Detached Property • 3 Bathrooms, 2 en-suite • Downstairs cloakroom • Extending To c. 172 sq.m. (1,850 sq.ft.) • Private Landscaped Rear Garden • Over Looking Green Area • Host of Extras
• G-F-C-H • Gas Fire • Rear Block Built Shed • Off Street Parking • Fully Alarmed • Cobble locked Driveway • Newly fitted, child safe, UPVC windows
Offers In The Region Of:
€425,000 The Bullring, Drogheda
Tel: 041 981 0848 www.shaneblackproperty.ie
Maydenhayes Has Something For Everyone On the move this Spring? There are a few homes in this third phase of Maydenhayes available at current prices for immediate occupancy, but you would need to be quick! These homes, ranging from 3 to 4 to 5 bed semidetached and detached with a range of garden aspects and sizes (ranging from 1229 sq ft to 1743 sq ft) start at €255,000. Maydenhayes is proving extremely popular with over 100 homes sold. Purchasers have ranged from newlyweds, young professionals working within commuting distance, to families upgrading or downsizing. Reports back say that this lovely new community, near Mornington village, is a great place to call home. It ideally accommodates commuters from both the South and the North, located 30 minutes’ drive from Swords and a mere 10-minute drive from Drogheda and Ireland’s Gold Coast. The houses are extremely well laid out with the luxuriously large fitted kitchen area, comfortably accommodating a dining table as well as a reading/office/television or family relaxation area. With folding doors into the front room, these may be opened - extending that area
further - or closed off when a quiet space is more desirable. Everything is cleverly positioned, while a utility room and WC downstairs makes life easier, the piece de resistance upstairs off the master bedroom has to be the wonderfully spacious fully fitted walk-in wardrobe and dressing room, adjacent to the Master en-suite. The third phase of Maydenhayes homes are due for completion in late 2017 and are perfect for those who might need to save up their deposit or sell their own home. Purchasers will be able to avail of the new “Help to Buy Scheme” at the Maydenhayes development. A visit is highly recommended to experience first-hand the quality of these A-rated, well laid out, well finished, flexible homes that offer terrific value for money. Open viewing every Saturday and Sunday from 2pm to 4pm and on Wednesday and Thursday from 12pm to 4pm. Alternatively you can view outside these hours by arrangement on http://maydenhayes.ie/contact/ A virtual tour is also available on www.maydenhayes.ie
A Good Solicitor Is Priceless So if you’re thinking about buying that dream pad, the first thing you need to do is to employ the services of a solicitor. Buying a house is laden with legal pitfalls, which only a solicitor can navigate around. There are many excellent solicitors in the North County, who will help you on your road to that front door you can call your own. It may seem like there is so much involved in buying a home, but once you start the process, it will become clear to you what’s what and you find yourself doing all things that are essential. Your solicitor will then take you step by step through the legalities. With this expert advice, take it bit by bit and owning your own home comes to fruition. Seeking advice of friends and family can be good too. However, depending on how long it is since
they have bought a property, their advise may not be as up-to-date as you need. There are lots of things that are involved so it’s good advice to put a plan in place.
In this plan, include all the things you know you need, and when you visit the professionals add to the list things you may have overlooked.
NORTH COUNTY LEADER
Planning & Services
19th April 2017
19
Alarms & CCTV
A RATED Fingal County Council Yvonne and Tony Fenton intend to apply for permission for development at 'Brookdale', Kinsealy Lane, Malahide, County Dublin. The work will consist of building (i) a single storey flat-roof kitchen and spa room extension at the rear of the house and (ii) all associated internal, site and drainage works. The Planning Application may be inspected or purchased at a fee not exceeding the reasonable cost of making a copy at the offices of the Planning Authority during its public opening hours and a submission or observation may be made to the Planning Authority in writing on payment of the prescribed fee within the period of 5 weeks beginning on the date of receipt by the authority of the application Fingal County Council We, Peter and Maria Dempsey, intend to apply for planning permission at 42 Hillside Gardens, Skerries, Co. Dublin. The development will consist of a two story extension to the rear of the existing house (Approx 16m2 at Ground floor and 16m2 at 1st floor)and all associated site works. The planning application may be inspected or purchased at the offices of the Planning Authority during its public opening hours, and a submission or observation in relation to the application may be made in writing to the Planning Authority on payment of the prescribed fee (€20.00) within the period of 5 weeks beginning on the date of receipt by the Planning Authority of the application. Fingal County Council Planning Permission is sought by V. Jones for two storey house off Quay Road, Rush, Co. Dublin. The application may be inspected or purchased at a fee not exceeding the reasonable cost of making a copy, at the offices of Fingal County Council, County Hall, Main Street, Swords, Co. Dublin between the
hours of 9.30am - 16.30pm Monday Friday. A submission or observation in relation to the application may be made in writing to Fingal County Council on payment of a fee €20 within the period of five weeks beginning on the date of receipt of the application by Fingal County Council Fingal County Council Glenn Kenny and Sharon Lawlor are applying for Permission to render the front façade; enlarge the front living room window; amalgamate the existing front porch into the hall; new fenestration; façade alterations; new door to side façade; demolish existing conservatory and build single storey extension to the rear; internal alterations; convert existing rear ground floor utility room to study and change its roof shape. The Planning Application may be inspected or purchased at a fee not exceeding the reasonable cost of making a copy at the offices of the Planning Authority during its public opening hours and a submission or observation may be made to the Planning Authority in writing on payment of the prescribed fee within the period of 5 weeks beginning on the date of receipt by the authority of the application. Fingal County Council Marron Agriculture intend to apply for Retention Planning Permission on site no 1-8 Belvedere Avenue & 1-2 Ashe Way, Knocksedan Demesne, Naul Road, Brackenstown, Swords, Co. Dublin. The development consists of the retention and completion of second floor (attic) bedroom and shower room with 4 no. roof lights to Rear Elevation on houses in course of construction, granted under file Ref No: F15A/0399. The planning application may be inspected or purchased a fee not exceeding the reasonable cost of making a copy at the offices of the planning authority (County Hall, Main Street, Swords, Co. Dublin) during its public opening hours (9.30-
Attention Home Owners, Architects & Builders
Fingal County Council Planning Application Adverts are
FREE
North County Leader, Your No.1 Local Newspaper are happy to announce that we are now accepting Planning Application Adverts for the following areas: Balbriggan, Balrothery, Skerries, Lusk, Rush, Loughshinny, Ballyboughal, Naul, Portrane, Donabate, Swords, Kinsealy, Malahide and Portmarnock Adverts must be supplied by email to
planning@northcountyleader.ie or by visiting:
www.northcountyleader.ie/planning you can also post your advert on a disk to
North County Leader, Leader House, North Street, Swords, Co. Dublin
Architects based outside our distribution area can pick up the paper from our offices or at pick-up points listed on page 2. Alternatively we can post a copy of the paper at a charge of €10
16.30 Monday to Friday). A submission or observation in relation to the application may be made in writing to the Planning authority on payment of the prescribed fee (€20) within the period of 5 weeks beginning on the date of receipt by the authority of the application. The Planning Authority may grant permission subject to or without conditions, or may refuse to grant permission. Fingal County Council Planning Permission is sought by Christopher Moore for retention of two semi detached houses as constructed to date under Planning Permission Reg Ref No. F13A/0220 - save for compliance with condition no. 4 and for permission to complete the project at 1A and 1B Balbriggan Street, Skerries, Co. Dublin. The application may be inspected or purchased at a fee not exceeding the reasonable cost of making a copy, at the offices of Fingal County Council, County Hall, Main Street, Swords, Co. Dublin between the hours 9.30am - 16.30pm Monday - Friday. A submission or observation in relation to the application may be made in writing to Fingal County Council on payment of a fee of €20 within the period of five weeks beginning on the date of receipt of the application by Fingal County Council. Fingal County Council I, Bernard Farrell Intend to apply for planning permission for A.Single storey extensions to sides and rear, B.Amended vehicular access, C.New waste water treatment system, D.All associated site works to cottage at Milverton,Skerries Co Dublin. The planning application may be inspected or purchased at a fee not exceeding the reasonable cost of making a copy at the offices of the Planning Authority ,during it's public opening hours. A submission or observation in relation to the application may be made in writing to the planning authority on payment of a prescribed fee (20 euro) within a period of 5 weeks beginning on the date of receipt by the authority of the application and such submissions or observations will be considered by the planning authority in making a decision on the application. The planning authority may grant permission subject to or without conditions, or may refuse to grant permission.
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20
NORTH COUNTY LEADER
Property Edition
19th April 2017
Tel: 01 846 1122
www.corryestates.ie
SALES
LETTINGS
VALUATIONS
THINKING OF SELLING IN MALAHIDE, PORTMARNOCK OR SWORDS? Contact Corry Estates Today For A Free No Obligation Market Appraisal RECENTLY SOLD
RECENTLY SOLD
Seabrook Manor, Portmarnock, Co Dublin
Portmarnock Walk, Portmarnock, Co Dublin
RECENTLY SOLD
RECENTLY SOLD
RECENTLY SOLD
Chalfont Road, Malahide, Co. Dublin
Marina Village, Malahide, Co. Dublin
RECENTLY SOLD
RECENTLY SOLD
Ridgewood Green, Swords, Co. Dublin
The Elms, Ridgewood, Swords, Co. Dublin
RECENTLY SOLD
Martello Court, Portmarnock, Co Dublin
Old Street, Malahide, Co. Dublin
RECENTLY SOLD
Beach Park Portmarnock Co Dublin
RECENTLY SOLD
Robswall, Malahide, Co. Dublin
RECENTLY SOLD
Forest Hills, Swords, Co. Dublin
Call Andrew Corry 01 8461122
RECENTLY SOLD
Castleview Grove, Swords, Co. Dublin
andrew@corryestates.ie
Corry Estates. Unit 3, Strand Road, Portmarnock, Co. Dublin