Senior Living Choices July - August 2024

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Style with SENIOR LIVING

Call today to schedule a free lunch and a tour of our beautiful community!

Franklin Park® Sonterra 18323 Sonterra Place San Antonio, TX 78258 (210) 404-1444

Independent Living Assisted Living Lic.# 147405

Franklin Park® TPC Parkway 21802 Encino Commons San Antonio, TX 78259 (210) 462-1004

Independent Living

Assisted Living - Memory Care 24/7 Nurses On Call Lic.# 307495

Franklin Park® Alamo Heights 230 W. Sunset Road San Antonio, TX 78209 (210) 829-5955

Independent Living Assisted Living - Memory Care Lic.# 104026

Franklin Park® Boerne 18 Old San Antonio Road Boerne, TX 78006 (830) 816-5150

Assisted Living - Memory Care Lic.# 147707

Resident Care is our number one focus and personal touch is the cornerstone of our beautifully appointed Independent Living, assisted living and memory care communities near you. Call us today to discuss how we can meet your loved ones' needs. Franklin Park, San Antonio’s Finest in Retirement Living.

• Independent Living

• Assisted Living

• Spacious 1 & 2 bedroom floor plans

• Luxury Cottages

• Utilities, WiFi, and expanded cable included

• All day dining, scratch made gourmet menu

• Transportation 6 days a week

• 24 hour concierge

• Pet friendly

• Onsite in-home care available

CAREGIVERS who TRULY CARE

Through hiring compassionate caregivers with multi-year experience, Cornerstone Caregiving ensures you are receiving premier care wherever you call home.

• No Minimum Hours

• VA Contracted

• Available 24/7

• Transportation

Providing a wide spectrum of care from companionship to end of life.

San Antonio - North 210-920-9840

13750 San Pedro Ave Suite 215

San Antonio, TX

San Marcos 737-214-9364

100 East San Antonio St Suite 102

San Marcos, TX

San Antonio - South 726-200-5142 8700 Crownhill Blvd Suite 603

San Antonio, TX

South Austin 512-645-1705 2100 Boca Raton Building A Austin, TX

Round Rock 737-215-3346

3000 Joe DiMaggio Blvd Suite 200

Round Rock, TX

Sisters Care In-Home Care

• Bathing Assistance

• Medication Reminders

• Meal Preparation

• Transportation

• Light Housekeeping

We will come to you in your personal home, independent living, assisted living, memory care

Call (210) 236-8955 for a free evaluation Now Hiring Locally Owned and Operated.

R & R HOME CAREGIVERS

Proud to partner with Villa de San Antonio Senior Living. Visit our office inside the community.

What Is Home Health Care and

How Does It Work?

Research indicates that nearly 90% of people over 65 wish to age in place, preferring to live at home as long as possible. Achieving this often requires additional care, which is where home health care services come in. Home health care enables seniors to stay at home and maintain independence.

Here’s what you need to know about home health care services, including the types available, what to expect when working with an agency, the costs involved, and tips for nding the right agency.

What Is Home Health Care?

Home health care encompasses both medical and non-medical care provided in a person's home. is type of care can include medical services like wound care and physical therapy, as well as non-medical assistance such as help with bathing and meal preparation. Most recipients of home health care are seniors.

To determine if your parent might need home health care, consider the following questions:

• Do they hear and answer the phone promptly?

• Do they store food safely and discard it when it’s no longer edible?

• Do they clean up after meals and put away dishes?

• Are they attending social and family activities?

• Can they do their own laundry?

• Are they able to care for themselves after being discharged home from rehab or hospital?

If you answered "no" to any of these questions, it might be time to consider support from a home health care agency.

Di erent Types of Home Health Care

ere are two main types of home health care: 1. Medical Care (Skilled Care)

• Provided by medical professionals such as physicians, registered nurses, or physical therapists.

(Continued on page 29)

Featured Article

Reverse mortgages for seniors

A reverse mortgage is a special type of home loan that lets a homeowner convert part of the ownership value in their home into cash without having to sell the home. Unlike a traditional home loan, no repayment is required until the borrower sells the home, no longer uses it as a main residence, or dies.

There are no income or medical requirements to get a reverse mortgage, but you must be age 62 or older. The loan amount is tax-free and can be used for any expense, including long-term care. However, if you have an existing mortgage or other debt against your home, you must use the funds to pay off those debts first.

If you are thinking about a reverse mortgage, talk to an expert. A reverse mortgage can be complicated, and other borrowing options may be available. These might include a home equity loan or refinancing an existing mortgage to lower the monthly payments. Like a reverse mortgage, these options can free up cash for covering longterm care expenses. Additional information about reverse mortgages and other borrowing options is available from the Consumer Financial Protection Bureau. Visit the Consumer Financial Protection Bureau website or call 855-411-2372.

At Alexander S Roig, PLLC, we stand out from other law firms in the area due to our:

• Expertise in guardianship law and other practice areas

• Compassionate and personalized approach to each client

• Clear and honest communication throughout the legal process

• Commitment to achieving the best possible outcome for our clients

Alexander S Roig has extensive experience representing military clients in both disability claims and estate planning matters and is VA Accredited.

“The

Things to Know

HEALTH

Alzheimer’s Assoc

www.alz.org

800-272-3900 Help Line

American Cancer

www.cancer.org

512-928-1144 Austin 210-614-4211 San Antonio

American Diabetes www.diabetes.org 800-252-8233

American Heart www.americanheart.org

512-433-4000 Austin 210-614-4121 San Antonio

American Red Cross www.redcross.org

512-928-4271 Austin 210-224-5151 San Antonio 830-257-4677 Kerrville

Arthritis Foundation

www.arthritis.org 800-442-6683

Easter Seals www.easterseals.org 800-221-6827

National Parkinson Foundation www.parkinson.org 800-327-4545

FEDERAL & STATE AGENCIES

Area Agency on Aging

512-438-6208 Austin 210-477-3275 San Antonio 254-770-2330 Central Texas

Department of Veteran Affairs Veterans Benefits Administration www.va.gov 800-827-1000 Austin 210-617-5300 San Antonio

Meals on Wheels

512-476-6325 Austin 210-735-5115 San Antonio

Medicare Health Information Counseling & Advocacy Program 1-800-252-9240

Medicare and Medicaid Services www.cms.hhs.gov 800-633-4227

Medicare Prescription Coverage www.medicare.gov 800-772-1213

Nutrition Assistance Programs www.fns.usda.gov

Social Security Administration www.ssa.gov 1-800-772-1213 TTY 1-800-325-0778

Texas Department of the Aging and Disability Services www.dads.state.tx.us 1-888-902-9990

Texas State Securities Board (We regulate stockbrokers, investment advisors, and investments sold to Texans) www.ssb.state.tx.us www.TexasInvestorEd.org 512-305-8300 866-663-0009

CONSUMER INFORMATION

Adult Protective Services 800-252-5400

Bexar County Dispute Resolution Center 210-335-2128 www.bexar.org/drc

Commission on Legal Problems of the Elderly American Bar Assoc www.abanet.org/aging

Low Vision Resource Center & Owl Radio www.lowvisionclub.com 210-829-4223

Talking Book Program 800-252-9605 www.tsl.state.tx.us

Texas and New Mexico Hospice Organization 512-454-1247 www.txnmhospice.org

Featured Article

Why would I want to sell my house and move into a 55+ and 62+ Active Adult Community?

We hear this question all the time from active adults and seniors. Many do not see the benefit of selling their house and moving into an active adult 55+ community.

Many of the reasons are:

“This is my home I have lived here for ___ number of years, and I raised my children in this house.”

“My house is paid for.”

“It cost so much money to live in a community, how can I afford to live there?”

MONTHLY EXPENSES

“What am I going to do with all of the stuff I have accumulated over the years?” “I am still too young and healthy.”

Below is a cost of living comparison worksheet that will help you calculate costs to see how independent living compares favorably to the cost of maintaining a home. Each community offers different pricing, call and schedule a tour at couple of the communities in your area, they can provide the information you need to calculate and compare costs.

CURRENT COMMUNITY

Mortgage HOA/Association fees Included

Property taxes Included

Home insurance

Utilities (gas, electric) Included*

Water, sewer, trash Included

Cable/WiFi Included

Lawn maintenance Included

Home repairs and maintenance Included

Food (monthly groceries)

24-hour security Included

Scheduled transportation (car, gas, repairs, insurance) Included*

Health club membership/Exercise classes Included

Entertainment Included

Pool outdoor/indoor Included*

Washer/dryer Included* *In select communities

Without the demand of maintaining a home, you will have time to socialize, travel, enjoy many fun and exciting social activities.

Take time and visit communities in your area, schedule a tour.

Attend social activities provided by the community and meet some of the residents and see how they like living in the community.

And if you are worried about getting your house ready to sell, there are realtors who work with active adults and seniors on a regular basis and they will help with resources to get your home ready to sell. And, there are many companies who offer services like, downsizing your items , moving and packing and who assist with estates sales, so you don’t have to do it alone.

Housing & Services Descriptions

Look for these color-coded housing types on the pages of this magazine …

ACTIVE ADULT COMMUNITIES 55+ either age targeted or age restricted offer home ownership for adults 55+. These communities are maintenance free and offer a monthly association fee. Many of these communities are single family homes, cottages, patio homes, condominiums and townhomes.

SENIOR APARTMENTS offer all the amenities of regular apartment communities but have a minimum age requirement, in some communities it is 55 years of age, in others it is 62. Many of these apartments offer reduced rent for those that qualify, they are identified as “affordable” apartment communities.

INDEPENDENT LIVING WITH SERVICE COMMUNITIES offer older adult congregate housing that is generally replete with many amenities and social activities and services. Most communities offer restaurant-style meals, frequent events and country club style furnishings.

PERSONAL CARE HOMES this is a home in a residential care setting equipped to give adequate care to three residents. Personal care services may be delivered, i.e. assistance with bathing, moving, feeding, general oversight of the physical and mental well-being of a person who needs assistance.

ASSISTED LIVING COMMUNITIES offer help with all aspects of daily activities (bathing, grooming and dressing assistance, perhaps) in atmosphere of semi-private living units. There is a wide range of services and amenities offered in this category. Provide many activities, excellent meals and beautiful appointments. All are currently licensed by the state as assisted living communities.

ALZHEIMER’S MEMORY CARE COMMUNITIES can be a special unit of a free-standing community designed to sensitively care for those with Alzheimer’s or memory-related disorders.

SKILLED NURSING / PHYSICAL REHABILITATION COMMUNITIES Offer hospital-like attention in an institutional atmosphere. These facilities offer 24-hour supervision. The amount of additional services, upkeep, food, and the structure of facilities can vary from nursing home to nursing home. They also may specialize in short term or acute nursing care, intermediate care or long term skilled nursing care.

HOSPICE CARE care may be provided in the home or a senior care facility. Services can include pain management and a variety of emotional, spiritual and physical support issues.

HOME HEALTH CARE agencies offer skilled nursing services, wound care, distribution of medication, physical and rehabilitation therapies.

PERSONAL CARE SERVICES providers of licensed health care services in the home and communities offer non-medical assistance with such tasks as bathing, dressing, meal preparation and transportation.

TEXAS HILL COUNTRY/CENTRAL TEXAS

1. Amberlin Georgetown

2. Ashford Wellington

3. Augusta at Gruene, The

4. Bel Air at Terra Vista by Cantex

Scan QR code to view communities online

5. Coronado at Stone Oak by Cantex

6. Eden Hill Communities

7 Elan Westpointe

8. Franklin Park - Alamo Heights

9. Franklin Park - Boerne

10. Franklin Park - Sonterra

11. Franklin Park - TPC Parkway

12. The Huntington

13. La Vista Apts

14. Morningside at the Chandler

15. Orchard Park at Kyle

16. River Point of Kerrville

17. Sorrento by Cantex

18. Villa Del San Xavier

19. Villa de San Antonio

20. Village at Collinwood

21. The Village at Incarnate Word

22. Windemere at Westover Hills by Cantex

Junction

Numbers on map corresponds with numbers on pg 20. Location points are approximate.

Village at Collinwood

Welcome HOME! Your new apartment is waiting for you! e Village at Collinwood is a community set apart from the standard one-size- ts-all lifestyle! Here we are focused on an environment that is resident centered. Being a part of this community, comes with an EXTRA element of unity and family. We value each and every one of our residents and our sta strives to personally connect with everyone who lives here. We o er spacious 1 & 2 bedroom apartment homes. We have incredible amenities that will perfectly t your active lifestyle, so you can live life to the fullest. We are close to a variety of shopping and dining experiences. Our Leasing Agents are standing by to o er you a Video or In-Person tour, so call us TODAY!

BENEFITS / SERVICES HOUSING OPTIONS

• Valet Trash Service

• Elevators

• Covered Parking

• Limited Access Entry Gates

• Pet Friendly

• Walk-in Closets

• Handicap Accessible

La Vista

Enjoy the Serenity of Independent Living. Located in the Heart of Texas just on the outskirts of San Marcos, La Vista is independent living at its nest, o ering spacious 1 & 2 bedroom oorplans, conveniently grouped in our one-story community. Come and join our family.

Austin, Texas

1001 Collinwood West Dr Austin, TX 78753

OFFICE HOURS

M-F 8:30 - 5:30 pm

Saturday Closed

Sunday Closed

DIRECTIONS

IH35N take the 243 exit toward Braker Ln, turn right on E Braker Ln, take a right on Blu Bend Dr, we are on the left.

San Marcos, Texas 1615 Redwood Road San Marcos, Texas 78666 Local & Toll Free:

www.lavistaretirementcommunity.org

BENEFITS / SERVICES HOUSING OPTIONS

• Transportation Services

• Social & Recreational Activities

• Hair Salon

• Congregate Meals

VISITS & TOURS

Monday - Friday 8:00 - 4:00 Saturday by appointment

• Swimming Pool

• Washer & Dryer Connections

• Laundry Facilities

• Pet Friendly

DIRECTIONS

Take IH35 to San Marcos, exit Wonder World Dr. Go east on Wonder World Dr. Cross Hwy. 123. O road on your left.

Del San Xavier Cover, Pg 40

What is affordable housing?

The Low Income Housing Tax Credit program is managed by the U.S. Department of Housing and Urban Development. Through the program, owners of multi-family homes designate as tax credit properties, to low-income residents for a reduced rent. Senior apartments that advertise the word ‘affordable’ are generally tax credit apartment communities. You will also often see the words “Income Limit Restrictions Apply" Each tax credit senior apartment community has different income requirements so it's important to ask when contacting them.

These communities have many of the same amenities as the 55 & 62+ communities, some are resort style pool, movie theatre, library, exercise room, social activities.

The Augusta at Gruene offers serene Hill Country living in New Braunfels. We are just a few minutes drive from the Historic Gruene. Enjoy single-story garden apartments with brick exteriors, private patios, and attached garages surrounded by lush landscaping. You can choose from the spacious 1, 2, or 3-bedroom floor plans. Unwind at the pool, clubhouse, or pet park. Voted #1 apartment community in Comal County, it provides tranquil yet convenient retreat.

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What Is Home Health Care and How Does It Work?

(Continued from page 12)

• Services include wound care, physical, occupational, and speech therapy, injections, nutrition therapy, and patient and caregiver education.

• This type of care is prescribed by a doctor.

2.

Non-Medical Care

• Assistance with daily activities like bathing, dressing, meal preparation, transportation, errands, shopping, and housekeeping.

• Provided by home health or home care aides.

• It's important to note that Original Medicare does not cover non-medical care.

• Payer sources can be private pay, long term care insurance, VA

What to Expect from Non-Medical Home Health Care

When starting with a non-medical home health care, a care coordinator will meet with the family and/ or client to prepare a personalized plan of care. The agency will set up and schedule the right caregiver, with their skills and personality.

Most agencies have a minimum of 2 hours at a time up to 24-hours of care, depending on the client’s needs.

What to Expect from Home Health Care

When starting home health care, a registered nurse will meet with the family to understand their goals and needs, and then prepare a personalized care plan. The agency will match a caregiver with the right skills, personality, and schedule compatibility with the individual.

Care schedules can vary from one hour at a time to 24-hour care, depending on the patient’s needs. Home health care providers also facilitate communication between the patient and their healthcare team, helping to identify potential medical issues early.

Is Home Health Care Covered by Insurance?

Coverage depends on the insurance provider and plan:

• Medicare: Covers the cost of skilled home care ordered by a doctor for a limited time based on

specific medical needs. Coverage is for intermittent care (fewer than seven days a week and less than eight hours each day) for up to 21 days.

Non-medical care is not covered.

• Medicaid: Coverage varies by state, but most states provide some level of coverage.

Benefits of Home Health Care Medical and NonMedical

Home health care allows seniors to stay in their homes, reducing loneliness and potentially improving their mental and physical health. Caregivers often become integral parts of the family due to the time spent with the patient. Additionally, home health care can help reduce hospital readmissions. For example, patients with heart failure who received nurse visits at home experienced fewer hospital readmissions and lower mortality rates for up to six months after hospital discharge compared to those who did not receive nurse visits.

Challenges of Home Health Care Medical and Non-Medical

Adjusting to having a caregiver in the home can take time for some seniors. Finding the right fit is crucial, and the first agency you try might not always be the best one. Financial cost is another significant challenge. Home health care can be expensive, so it's essential for families to plan ahead for future care needs.

By understanding these aspects of home health care, you can make informed decisions to support your loved ones in aging comfortably and independently at home.

4701 Ratcliffe Dr, Kyle, TX

Welcome to the Gold Standard of senior living! Orchard Park of Kyle embraces a lifestyle that is anything but ordinary!

• Our vibrant Assisted Living and Memory Care community offers exceptional care, love, support in a welcoming family environment.

• Our specially designed programming is tailored to the unique needs of our residents.

• Inspiring residents to live intentionally every day isn't just a philosophy; it's what we do. Here you will feel and see that your family is our family.

License #146948

Contact us today to schedule your visit and embark on a new chapter of your life!

Come explore and experience the improved lifestyle that awaits you or your loved one today! Call 512-580-5856 to schedule your visit and let us treat you to lunch.

Rejuvenate your spirit while celebrating life and a purposeful future at River Point of Kerrville!

Our picturesque community redefines senior living with compassion, purpose, quality care, and empowers residents to live their life their way!

• River Point offers Assisted Living and Memory Care with specialized programs and enriching activities.

• Share in new experiences with new friends and discover a place where every day is filled with companionship, joy and meaning.

1441 Bandera Hwy

TX

License #105114, #146085

Featured Article

Is your loved one ready for memory care?

Many people diagnosed with Alzheimer's can live on their own during the early stages of the disease, especially if a family member or paid caregiver provides regular, in-home support. But there may come a time when your loved one needs more care than you feel you can provide at home. Here are some questions to help you determine if it's the right time for a move.

• Is the person with dementia becoming unsafe in their current home?

• Are the person's care needs beyond my physical abilities?

• Am I becoming a stressed, irritable and impatient caregiver?

• Am I neglecting work responsibilities, my family and myself?

• Would the structure and social interaction at a care facility bene t the person with dementia?

Source: Alzheimer's Association

• Is the health of the person with dementia or my health as a caregiver at risk?

Villas Del San Xavier Affordable Housing for Seniors

Villas Del San Xavier Affordable Senior Housing The community is located within 30 minutes from downtown Austin in San Marcos, TX There are many nearby local restaurants and shops within walking distance

Our community will offer planned activities and events for our residents to attend monthly. Keeping active will be easy with our fitness center next to our shimmering swimming pool . We will also have bocce ball, shuffle board, putting green and a dog park within our gated community. With transportation available by appointment. All 1 and 2 bedroom apartment homes are spacious and all single level units with carports and garages as an option for covered parking Please contact our office for more information

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