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Join celebrity host, Jenny Liu, one of Australia’s premier Sopranos, on this wonderful tour to Singapore. Jenny is an award-winning Opera and Musical Theatre performer, best known for her roles in The King and I and The Marriage of Figaro: “When her cut-glass cords echoed around that supersonic theatre no one dared to breathe lest they break the magic spell.” You will delight in her 3 special recitals as well as exploring all the must-see attractions of this amazing City. Singapore is a melting pot of culture with fabulous shopping, delicious food, and a fascinating history.

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Join us for Pétanque under the pines! We’ll play, we’ll dine, we’ll tour and we’ll make new friends when we spend the week on Norfolk. This beautiful island only a couple of hours flying time from Sydney or Brisbane offers relaxation, culture, indulgence and history and in May 2020 will also ring once again with the sound of Pétanque boules. We’ll play on a beautiful private clifftop property, plus plenty of time to enjoy the best that Norfolk has to offer. Book now to secure your spot! Coming very soon our exciting launch of more 2020 touring.

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OCTOBER, 2019// SENIORS

The bold & adventurous

INDEX 3 4 8 10 14 16 17 25 29 30 34 39

News - Outriggers welcome Cover Story - Sarah Jane Adams News - Friendly global meeting Profile Story - Erica Holmes News - Werner cleans up at 91 News - Carer takes her fight to Rome Wanderlust Wellbeing Living Community group guide Money Puzzles

Blog & attract like-minded people

Investments, retirement & savings

Gail Forrer Seniors Group Editor SERENDIPITY – the fact of finding interesting or valuable things by chance. That’s the meaning assigned to this lovely word by the Cambridge dictionary. For me it means receiving an email from 98-year-old Erica Holmes who skillfully put together words describing how she was living through her ninth decade of life. A little more communication revealed a woman who lived her life with intelligence and high adventure (seriously, to date sword-swallowing has not entered my life). Our reporter Alison Houston went onto speak with Erica and produced a fascinating two-page feature. Begone ageing stereotypes! Our front cover personality Sarah Jane Adams challenges the idea of frumpy, invisible older women as she expresses her fearless fashion choices, ethos and ideas to the world through various social media channels. I love her motto – Wrinkles Are My Stripes. Think you might like to do the same? Then check out our blogging feature and prepare to send your ideas into the blogosphere. Senior’s living

accommodation is also benefiting from fresh and innovative thinking. Woollams Construction GM Danny Hammon has contributed a column talking about the great new architectural angles that are redesigning the world of retirement living. To complement this article you will find a list of the latest moves in retirement villages. This month another global adventurer Paul Coffey leads us through the French countryside and over to England. I love reading these first-hand accounts detailing the real deal without fuss or fanfare. As always, special thanks to all of the people who contributed to our community news pages. It’s a pleasure to publish your articles and pictures. Find us online at seniorsnews.com.au

General Manager Geoff Crockett – 07 5430 1006 geoff.crockett@news.com.au Editor Gail Forrer – 07 5435 3203 gail.forrer@seniorsnewspaper.com.au Media Sales Executive Tracy O’Connor – 0438 478 204 tracy.oconnor@seniorsnewspaper.com.au Online Get your news online at www.seniorsnews.com.au Advertising, editorial and distribution enquiries Phone: 1300 880 265 or (07) 5435 3200 Email: advertising@seniorsnewspaper.com.au or editor@seniorsnewspaper.com.au Location: 2 Newspaper Place, Maroochydore 4558 Website: www.seniorsnews.com.au Subscriptions Only $39.90 for one year (12 editions) including GST and postage anywhere in Australia. Please call our circulations services on 1300 361 604 and quote “Gold Coast Seniors Newspaper”. The Seniors Newspaper is published monthly and distributed free in northern New South Wales and southeast Queensland. The Seniors newspaper stable includes Toowoomba, Wide Bay, Sunshine Coast, Brisbane, Gold Coast, Northern NSW, Coffs and Clarence and Central Coast publications. Published by News Corp Australia. Printed by News Corp Australia, Yandina. Opinions expressed by contributors to Seniors Newspapers are not necessarily those of the editor or the owner/publisher and publication of advertisements implies no endorsement by the owner/publisher. Responsibility for election material in this paper is taken by Gail Forrer, cnr Mayne Road & Campbell Street, Bowen Hills, QLD 4006.

Grants start age-friendly projects across Queensland EIGHTEEN age-friendly projects, ranging from active ageing programs to music and arts projects, will share in $1 million funding under the third round of the Palaszczuk Government’s Advancing Queensland: age-friendly community grants program. Seniors Minister Coralee O’Rourke announced the successful grant recipients, highlighting how projects funded through previous rounds of the age-friendly grants program had benefitted

Queenslanders. “Over the past two years, we have provided funding contributions to 29 seniors-focused projects across the state,” Mrs O’Rourke said “These projects, ranging from a dementia friendly pharmacy program to age-friendly seating and the development of an app for carers, have made their communities more age-friendly. “The age-friendly grants have been successful in getting seniors-focused community projects off

‘‘

from a dementia friendly pharmacy program to age-friendly seating and the development of an app for carers. the ground with partnerships between local government, not-for-profits and community groups. “I am sure the latest 18 projects that will receive funding under the third

Will Special

communities, be resilient and enjoy social and economic wellbeing,” she said. “The Advancing Queensland: age-friendly community grants program is another example of the Queensland Government’s commitment to older Queenslanders and their communities.” To find out more about the grants, including a full list of recipients, go to: qld.gov.au/ agefriendlygrants.

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round of this grants program will be just as successful, and I look forward to following their progress.” Among the recipients of the third round of the

grants is The Older Men’s Network’s Community Home Visiting Program in Toowoomba, a seniors road safety program in Ipswich and an active ageing program in Biloela. The projects are aimed at improving social participation and communication and information for Queensland seniors. Mrs O’Rourke said: “We want all Queenslanders, regardless of their age or personal circumstances, to be able to participate and be included in their

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Outriggers welcome Find fitness and friends when you jump into the canoe Alison Houston IMAGINE paddling out on the ocean, watching whales and dolphins at play. Or perhaps you’d prefer the exhilaration of the wind in your hair and the splash of the sea as you push yourself as part of a competitive team or as a single paddler. Whatever your drive, and whatever your expertise, Northcliffe Outriggers wants you to join the club – borrowing the army adage of “no one gets left behind”. Karen Hamel has been a member for 21 years and is keen to see more new blood in the already 40-strong group of men and women ranging in age from 40 to 70-plus. Karen began paddling in dragon boats but says once she tried outriggers she was hooked. “I love being out on the ocean; it just captivated me,” she said. This year the club is inviting newcomers to give

the sport a try on the first Saturday of each month. Karen said beginners were kept in a six-person canoe under the guidance of an accredited coach in the Broadwater until they were proficient enough to handle the waves. Some continue to just enjoy the social side, with paddles every Saturday usually including at least two competitive boats and one social group. Those interested in competing can train 2-3 times a week at 5am or 5pm in season, with a variety of races from 8-42km on offer, including Northcliffe’s annual 30-42km Gold Coast Cup from Greenmount to the Spit. Club members also compete in interstate and overseas competitions, including Norfolk Island, Hawaii and San Francisco, starting under the Golden Gate Bridge and around Alcatraz. But Karen said the 22km Sydney Harbour Challenge, which takes competitors from Manly

FUN AND FITNESS: Karen Hamel, Joanie Kroezen, Vicki Pauling, Janine Morris, Heather Belden, Kath Schott, Kay Alexander at Mooloolaba Nationals, where the six in uniform won gold in the 10km race. Photo: Contributed Wharf, across the Heads and under the Sydney Harbour Bridge, past the Opera House and Luna Park, dodging ferries and yachts, was a favourite with competitors world-wide, attracting about 800 paddlers each year. Northcliffe Outriggers comes under the auspices of the Australian

Outrigger Canoe Racing Association, which has a $70 membership fee, but novices can have up to five trials before signing up. “We’re a very social group and we don’t take ourselves too seriously, except when a race is coming up,” Karen said.

They usually get together for breakfast after Saturday training and hold a barbecue about once a month, with many members also having their own single-person canoes so they can go out together whenever they wish. For fitness, Karen, in her 60s,

said it was fantastic for all ages and, after all, how many other sports do you get to do sitting down? To find out more, go to northcliffeocc.com.au, find them on Facebook or call Karen on 0449 251 080 or Matt on 0407 882 214.

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‘Wrinkles are Think again: Sarah Jane Adams is challenging Gail Forrer

NEW WOMAN: Sixty-four-year-old Sarah Jane Adams shapes her image through personality, a little defiance and plenty of colour.

IN SOME ways Sarah Jane Adams is in line with myriad mature-age role models who are defying ageing stereotypes, but in other ways she steps way out of line. Sarah Jane uses the phrase “My wrinkles are my stripes” as a sub-heading to her flourishing Instagram account @saramaijewels that boasts more than 180,000 followers and counting. Her naturally grey hair, her vibrant sense of offbeat fashion – think Adidas mixed with styles ranging from colourful Indian fabrics to op-shop cast-offs and defiant poses – blows her out of the average demographic. And so does her penchant for living life her own way. The English born, 64-year-old antique jewellery dealer and jewellery designer has been happily married for more than a couple of decades, and while the couple live in the same Sydney street, they live in

separate houses at opposite ends of the street. Among other things, she says it’s a great way to stay fit. “I’ll sometimes walk 20 kilometres a day, going up and down,” Sarah-Jane said. The thing is, although she has been offered

‘‘

For the elders who can accept themselves, there comes freedom. — Sarah Jane Adams

various business opportunities, Sarah-Jane Adams is not likely to come out as a champion for fads in fitness, weight loss, super foods or cosmetic surgery. Indeed, just because she has a certain amount of notoriety doesn’t mean

she is suddenly going to lose herself in a pile of superficial endorsements. Nevertheless, she’s keen to say she’s quite happy if that’s what you want to do. She recently declined a job to model “under’’ garments – which would have meant baring much of her body (which by the way has not changed size since her youth). “You will rarely see me show more than my ankle or down from my elbow,” she declared. “As an older woman I can’t see how you can be empowered by stripping to your underwear. “I see it as tokenism.” And she’s not falling for any revamped sexual image of the older woman. “I am not sexual, I am post-menopausal – I am not over 60 and sexy,” she emphatically states. “And it is a great relief not to be burdened by desires of the flesh.” Sarah-Jane reveals that she is sticking to the same style of sensible CONTINUED ON PAGE 5

SENIORS \\OCTOBER, 2019

COVER STORY

my stripes’ stereotypes of the older woman FROM PAGE 4 underwear, including the “passion killer’’ cotton knickers that she has worn her entire life. But the no-frills underwear is in line with her desire for a lifestyle of simplicity. “I have downsized,” she says. This means the assortment of products sent to her by various businesses looking for her endorsement are very simply not wanted or accepted. “What do I want them for? “At this stage of life, I’m giving things away.” Sarah Jane’s Instagram fame started with one of her adult twin daughters posting a photo of her that went viral. She has kept it up and especially enjoys the connection she has made with people around the world including Ari Seth Cohen, the photographer who has famously snapped unique ageing fashionistas in various global destinations. Sarah Jane grew up in

England and was well-groomed in conservative English traditions, but her natural independence, outspoken personality and desire for adventure led her to discover rock bands, second-hand clothing markets, obscure pieces of jewellery and the joy of overseas travel. In her youth, she describes herself as “bolshie’’ and “out there’’. A young woman determined to run her own race, which has meant creating her own work. “I have always made my own way and been self-employed,” she said. Her travels have led her to the place she calls her spiritual home – India. “I have been to India more times than I can count,” she says. India is the home of yoga and Sarah Jane, who has been a daily practitioner since her late 50s, says she lives her life from a yogic perspective. “Only a small aspect of yoga is physical exercise.” Her overall philosophy incorporates living

consciously and being able to say: “This is me and it’s OK.” “For the elders who can accept themselves, there comes freedom,” she said. “Acceptance is freedom.” These days she said she would rather grow old gracefully than disgracefully, and that means there are no disguises. She explained that one day, while walking along a city street, a sales assistant accosted her and brought her into a store to put the latest miracle facial cream on her. “Once the salesgirl mentioned anti-ageing cream, I was out of there,” Sarah Jane said. And of course, that’s why she says: “My wrinkles are my stripes.” Instagram: @saramaijewels Facebook: Search for saramai.jewels Pinterest: Search for sarah-jane-adams

Sarah Jane Adams peeling back the layers.

NEWS

OCTOBER, 2019// SENIORS

Swing that kettlebell Great fitness, strength tool

Alison Houston

Rosette Galea lifted the equivalent of six cars on her 68th birthday. describes as “5 foot tall at a push”, was one of his most regular and keen participants, completing 192 sessions over 18 months, ultimately able to lift about 50kg and swing 40kg. “I just excelled at it; I got so strong in my legs and torso and it improved my overall body stability,” Rosette said, adding it had saved her from a nasty fall, as well as improving her outrigger paddling. Neil said only about one in 10 people aged over 50 in Australia did enough exercise to get any cardiovascular benefit. “Unless we work to keep it, we tend to lose our physical capacity as we age, and that loss tends to become more pronounced the older we get,” he said. The impact on physical

functioning caused by loss of muscle mass and strength can be dramatic, limiting our participation in activities, leaving us vulnerable to potentially life-changing falls and diminishing our quality of life. And then there are the psychological benefits. “It’s not just about getting people physically stronger, it’s about building confidence in your body and the ability to do the things you want, without the worry that you might hurt yourself,” he said. Searching for 30 average over-60s to be part of his free clinical trial, Neil was overwhelmed to receive 156 inquiries locally, as well as others from around the country. “I think a lot of older people are really keen to

Bond University researcher and physiotherapist Neil Meigh puts his mum Anthea, 71, through a kettlebell training session. get into something active,” he said. Participants will receive a full assessment of physical health, body composition analysis and, after an initial baseline

period, supervised group training three times a week for eight to 12 weeks from February. Neil believes kettlebell training is a great community fitness option

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ON HER 68th birthday, Rosette Galea lifted a total of 6800kg of weights in her 45-minute kettlebell training session. That’s roughly the equivalent weight of six Toyota Yaris hatchbacks. A kettlebell is a type of dumbbell or free weight, with the appearance of an old-fashioned kettle – round with a flat base and an arced handle, which can be both lifted and swung. Rosette, who has just turned 71, is the unofficial poster girl for PhD candidate and physiotherapist Neil Meigh’s clinical trial measuring the impact of kettlebell training on muscle mass, strength, balance and physical fitness among older adults. The Bond University researcher, who has been involved in strength training since 1991 and using kettlebells exclusively for more than six years, said his life-long passion was to help people make better lifestyle choices. He has a particular interest in healthy ageing, reinforced by his father’s sudden death from heart disease. He hopes his research will transform the way healthcare providers help older adults maintain regular exercise and physical independence. Neil began his PhD last year after closing his Southport physiotherapy practice, where he held daily group kettlebell classes for almost two years. Rosette, who he

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Friendly global meeting Alison Houston Friendship Force Gold Coast was the first phone call its now-president Janette McKeon made on her retirement eight years ago. The group has 55 members, the majority of whom are seniors, who enjoy travelling together and showing off what the Gold Coast offers to other visitors. Essentially, the international organisation accepts bids from each club to visit three other clubs annually, one of which will be international with two destinations, with the others being within your own country. Recent Gold Coast club journeys have included Toulouse, France and Lubec, Germany, Calgary and Winnipeg in Canada, and Taupo in New Zealand, while the group will visit Japan next year. They have just hosted 10 members from Birmingham, Alabama, having visited that city themselves two years ago. Janette said being

home-hosted made travelling much more affordable, allowing her to visit 10 countries in eight years. While there are couples who join together, the club also means for those who may be single, widowed or have a partner who can’t travel, that they don’t have to travel alone. Feeling safer often allows them to go to places they would not otherwise think of going. And they know who they are travelling with, rather than joining a large group of strangers on a tour bus. But for Janette, Friendship Force also allows members to form a more realistic picture of the world than just sightseeing from a hotel room. “You get to really experience the country and the people – how they live, what their homes are like, their customs, what they do and what they eat,” Janette said. And some of the friendships are lasting, she says. At the time of speaking with her she was about to sit down to write

ALL ABOARD: Friendship Force Gold Coast members off to cruise Lake Taupo, New Zealand. to five people with whom she had stayed in the past. “You won’t become great mates with everyone, but I’ve always been very well received and sad to leave when the time comes, or to say goodbye to the people I’ve welcomed into my home,” Janette said. Her grand-daughter is

also a big fan of Friendship Force, which has given her the opportunity to meet people from around the world through Janette. That included one South American visitor with minimal English, which Janette said led to a lot of miming and other innovative ways of communicating and much

laughter. Not everyone in the group wants to travel overseas, so sometimes it’s a case of bringing the world to you. Friendship Force Gold Coast members gather at 3.30pm on the third Sunday of each month at Broadbeach for a meeting followed by dinner, as well as other activities

Photo: Barbara O’Neil

throughout the year. “It’s just a wonderful way for people to experience the world and make new friends at home and wherever you travel,” Janette said. To find out more: Call Janette on 0407 028 569 or Mary on 0433 917 779.

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Erica greets Incredible magical memories and still making more Alison Houston

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It is much better to rely on yourself for your happiness than to expect others to create it for you. — Erica Holmes

“If you have nothing to look forward to, then there is nothing to strive for – all that is ahead of you is

emptiness,” Erica writes. Everyone, she says, should have something pleasant to look forward to every day – a walk, a cup of tea and a good book, time in the garden – because it is too easy in old age to become “too involved with yourself … magnifying every little pain” and allowing time to drag. “It is much better to rely on yourself for your happiness than to expect others to create it for you; after all, they are busy with their own lives,” she wrote. Having run the City to Surf at 69, Erica is currently doing hand strength exercises, with the aim of indoor rock

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MAGICAL STORIES: Ready to perform in Singapore 1969, Erica and her husband look as exotic as their location.

“AS I write this, I am already past 98 – I know of no one older, which makes me feel at once isolated and alone. “At 80, I gave myself a licence to do what I liked: I had the ready-made excuse that I was old; I would be automatically excused. “But after 90, a subtle change begins to take shape; it’s as though you have become invisible … “People around you are moving on with the times, and you are being left behind.” These are the words penned by Burleigh Heads woman Erica Holmes, 99 next week, as part of her 6600 word treatise on being Beyond 90, which led Seniors newspapers to seek her out for a chat. Still with a sparkle in her blue eyes, her own home, cooking all her own meals, gardening, sewing and researching her beloved Vedic astrology, she encourages other Seniors to stay healthy, positive and keep challenging themselves. ✰Setting Goals “YOU have to have a goal – somewhere you want to get to or something you want to achieve, otherwise you’re just hanging around waiting to die,” Erica said. That goal doesn’t have to be big but gives you a reason to get up in the morning. Write it down, if only to remind yourself, and try and achieve one goal or piece of a plan each day.

SENIORS \\OCTOBER, 2019

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life over 90 with a smile

Erica looks every bit the starlet as she poses in her swimmers. A newspaper cutting of What's On in London from November 1964 featured Aly Kabah and Enrica at the Astor. climbing with her grandson next year. “It’s amazing what you can do once you get started … but you have to do it yourself,” she said. ✰A Life Less Ordinary ERICA’S life has indeed been amazing – reading like a romance adventure novel. Growing up in Melbourne, and forced to start earning her own living at 15, she married young and unhappily. “When you’re young, you haven’t got much sense really, but you don’t know how stupid you are yet,” she laughed. After 13 years, she had had enough, and spurred on by the words of an astrologer, ran away.

Dyeing her hair blonde and assuming an alias, despite no previous experience, she talked her way into work as a cook for 30 people on a remote cattle station outside Charleville, where she said “everyone was using an assumed name”. It was just one of the decisions which she said “have led me away from an ordinary life” – a wonderful segue into her 17 years touring the world as a magician’s assistant. Having met and married a mystic magician who was a snake-handler, hypnotist and sword, fire and glass-swallower, the pair toured the world as “Aly Kabah and Enrica” through the 1950-70s.

The name Enrica was originally the result of a printing mistake, but the couple liked it, and it stuck. They performed in London, Europe, Asia, Australia and Africa, climaxing in a performance at New York’s famous Madison Square Garden. ✰Memories “WHEN I look back on everything I did, I just laugh,” Erica said. But she sees being able to look back on those memories which we’ve spent a lifetime gathering as “our most precious asset”. And if your memory isn’t what it once was, short of a medical condition, find a way around it, she

A WONDERFUL LIFE: Erica Holmes, 99 next week, smiles as she looks back on an extraordinary life, but still sets goals and makes plans for the future. Photo: Alison Houston

advises, by writing yourself notes or using other tricks. “People forget things at all ages, but they only make a big deal of it in old age,” she writes. ✰Acceptance TODAY, she said, after initial frustration at not being able to do all she used to, she has accepted that her body has slowed down and that everything takes longer than it used to. “Even the simplest of chores, as in washing up, can throw up a hundred challenges – you can’t see to clean properly … you break things because your grip is not so strong … even standing at the sink is too much,” Erica

writes. But that doesn’t mean you give up, or accept that sickness and old age go hand-in-hand. Alongside eating well and keeping active, thinking positively is incredibly powerful, she said. “We should always be on our guard to avoid negative thoughts. “If we do stumble over one, then we should immediately replace it with a positive one,” she writes. “The easiest way to avoid thinking negatively is to keep the mind occupied with other things: listening to music is a good diversion… Not only, she says, will

lack of exercise lead to being out of condition and subject to illness, it’s also boring, and leaves you with nothing to talk about. ✰Final Thought HAVING started with Erica’s written word, we will finish with it, because with 99 years of experience behind her, she has earned the final say. “Deep inside us we are the same person at six as we were at 60, or at any age. “What has changed mostly is the body. “But the body is only the vehicle we are using in this world; the real you is that wonderful thing inside you called the life force.”

Class above: How does your grandchild’s school compare? An exclusive education series every grandparent must read. To find out more visit education.news.com.au THE COMPLETE GUIDE TO DECIDE YOUR CHILD’S FUTURE

NEWS

OCTOBER, 2019// SENIORS

Portable books to share Three groups join to build portable community library

A COMMUNITY library project has brought three Nerang organisations together. Liberty Community Connect asked Nerang Men’s Shed members if they would build the portable library, which is now available to the public in Liberty’s driveway in Martin St, and at the neighbouring Nerang Aquatic Centre. “We are hoping this library will make a real connection between all of us and the community,” Liberty community development officer Anita Ryan said. “The guys at the Men’s Shed have really put their hearts and souls into it.” She said the library held about 50 books, with an ever-changing selection of children’s picture and chapter books to young adult novels, adult fiction and non-fiction. It’s as simple as selecting a book to borrow, taking care of it and returning it when you are finished. The Men’s Shed will replace and rotate the books as needed. But Anita hopes the library will also be a prompt for people to stop and have a chat with each

other, drop in at Liberty Connect or the pool, or just grab a flyer to learn about services available from all three organisations. “The Nerang Men’s Shed has been very generous in donating their time and materials,” she said. “It’s such a fantastic organisation, getting men out to mix socially with other men, and they do amazing work.” Men’s Shed president Paul Lennon said the community library had been a real labour of love, with about five men working on it. The Shed has more than 70 members, and having a project which helped others, he said, gave them a “real buzz”. But you can work on anything you like at the metal and wood sheds, with the only stipulation being it can’t be for commercial gain. Some of the men are presently working on “fidget boards” for Liberty Community Connect, with different activities such as keys, switches and latches aimed at improving clients’ hand-eye co-ordination. Other jobs include cane toad tadpole traps,

COMMUNITY CONNECTION: Trevor Edwick and Gordon Brown are two of the Nerang Men’s Shed members involved in creating the sturdy mobile community library for Liberty Community Connect. making and repairing wooden toys for the Nerang Library, and doing maintenance and repairs around the Men’s Shed’s home at Country Paradise Parklands. “We’ve got a really great bunch of guys here,” Paul said. That includes people from all walks of life, including retired professionals, truckies, academics, veterans, salesmen and tradies, the

able and ability challenged, and everyone from mid-30s to about 85. “The young fellas love it too, listening to the old stories and learning new things,” Paul said. “The thing about the Shed is when we get together everyone’s equal.” The Nerang Men’s Shed will host a gathering of members from 75 Sheds from Redlands Bay to Kyogle for an expo at the

parklands on Thursday, October 24, with a host of stalls covering “everything of interest to men” from fishing to health, government services to hobbies. But Paul stressed the gathering was only open to current Men’s Shed members. Otherwise, to learn more about Nerang Men’s Shed, go along to 231 Nerang-Beaudesert Rd, 8.30am to 12.30pm

Monday, Wednesday, Friday or Saturday or go to countryparadiseparklands .com.au/index.php. To learn about outings, activities and services at Liberty Community Connect, go to 31 Martin St, Nerang, go to libertycommunity.org.au or phone 07 5578 1668; and for the pool, go to nerangaquaticcentre.com .au or phone 07 5578 1976.

Government establishes body parts research centre STATE government funding of $300,000 has supported the establishment of a joint Queensland-China research centre using 3D printing technology to repair ageing body parts. The Queensland University of Technologyled Joint Research Centre for the Development of

Functional Biomaterials in Advanced Manufacturing of Human Tissues and Organs will boost collaboration between leading scientists and industries in Queensland and Shanghai in tissue and human organ engineering. Deputy Premier Jackie Trad said the new centre

was developed to address the common challenges faced by both countries’ ageing populations. “Queensland’s older population is expected to grow by 68 per cent over the next 10 years and about a third of China’s population will be over 60 by 2050,” Ms Trad said.

“With increasing numbers of older people needing care our health systems will be put under enormous pressure. “By accelerating research in this important field, we can improve the quality of life for all of us as we get older, reducing the burden off our health care systems.

“The centre will focus on living tissue replacements to restore the functions of damaged tissues and organs in the treatment of bone and joint disorders, including osteoporosis, osteoarthritis, fractures and soft tissue trauma, including wounds. “The market for the

printing of biomaterials to either repair damaged tissues and organs or even replace them is expected grow substantially over the next few years.” A biomaterial is a biological or synthetic substance which can be introduced into body tissue.

SENIORS \\OCTOBER, 2019

NEWS

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■ If you feel your grandchildren need discipline while in your care, check with their parents first about what they would do. ■ Think about whether you might need to make some changes to your home before children arrive so it’s safe for young exploring children. Make sure things such as dangerous chemicals and sharp or breakable objects are well out of reach. ■ You can also have a lot of fun with your grandchildren and

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become more active by exploring the world together. You can engage their creativity through arts and crafts, cooking or building things. Listen to their stories and share your own. For more information about how to access support, setting boundaries and maintaining a healthy life balance, go to: pregnancybirthbaby .org.au/grandparents or phone the helpline on 1800 882 436.

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Werner cleans up at 91 Tracey Johnstone AT 91, Werner Meinhold can’t help but impress those that meet him. The German immigrant cleans homes in Canberra two days a week, working up to four hours each day. And he reckons he has another couple of years’ work in him. It’s not that he has to work, it’s that he wants to, and it keeps him fit. “When I got married the second time to an Asian lady, she started cleaning,” Werner said. “It was stupid that I would drive her there, so from that day on we cleaned together.” When the marriage ended, Werner kept cleaning. “People my age go walking; I hate walking,”

he said. “I think I will do it for another year or two.” Werner says people don’t believe he is in his 90s. He puts his good health down to working hard all his life. Without parents by the age of 10, he lived in an orphanage and then in a foster home. He learnt cabinetmaking in Germany in his early teens, before he was sent to fight in World War II at age 16. When he arrived home from the war, Hamburg was bombed out. There were few jobs to be found and only his grandparents were still alive, that he knew of. At 18 he got a job in a coal mine in southern Germany, working 1000m below ground.

HARD WORKER: Werner Meinhold at 91 is still happily working. Then an advertisement in a Hamburg newspaper piqued his interest. “Sunny Australia,” it read. At 23 he set off with nine other young Germans on the free transport to Australia to work as a cabinetmaker for two years with the Snowy Mountains Scheme. “We were the ones that built the camp for all the other contractors,” Werner said. He landed in Melbourne on November 13, 1951 and stayed on the job for about 18 months. He said the living

conditions were awful: no water and no toilets. “And when it rained or snowed, we didn’t get paid.” Werner went to Cooma where he found more cabinetmaking work with a Norwegian team. Finally, in 1955 he settled in Canberra and never left. It was then a small town with about 34,000 people, a police station and a pub, and plenty of job opportunities. He established his family there after marrying a Latvian woman, and set

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up a thriving house construction business. Unfortunately, the “broken-down builder” was then on the wrong end of a tough divorce and a nasty lawyer, and had to start all over again. “It happens to a lot people, but you have to pick yourself up,” Werner said. He’s made a good life in Canberra and was eventually was able to find and connect with his other siblings in Germany. Werner regrets not staying in Germany when he was offered a good job

Photo: Tracey Johnstone

with a house at the coal mine. He also left behind his finance who he loved. “When you are young, you are stupid,” he said. His approach to every aspect of his life has been and still is, “if you want something, you have to work for it”. “When I come to work, I don’t come half hour later, I come five minutes earlier,” Werner said. It seems a trip back to Germany “for the last time” is on the cards since his nephew makes teeth and Werner needs some dental work.

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SENIORS \\OCTOBER, 2019

NEWS

New voice on the blog

Seniors have taken to social media to have their say Gail Forrer IF YOU want to widen your world, stretch your thinking and perhaps pick up a tip or two from like-minded folk, then check out the world wide web’s blogs and Instagram. The word blog is short for web-log which is an online journal or newsletter that is updated regularly and is posted on a website for people to read. Primarily blogs focus on sharing information with photos as an additional item. Instagram focuses on photos/pictures with words as a secondary offering. Blog sites and Instagram accounts are not places to make friends (yes, perhaps acquaintances), rather they are like a book with a page being written daily and put out for you to read. The author is there to talk to you about their own experiences, observations, opinions and maybe hand out a list of practical hints. After the blogs articles/posts, there is usually a place for readers to reply. These days hundreds (if not thousands) of seniors are revealing and sharing their lives in social media. They cover all sorts of topics from humour to finance and fashion together with caregiving. ■ IRIS Apfelt, a 98-year-old New Yorker, was among the first older women to be introduced to the world stage through

BLOGGING STORIES: Be yourself and attract like-minded people. electronic media. The respected interior designer, discovered by a famous street photographer, has been embraced by a global audience (she has 1.3 million Instagram followers and counting) for her colourful, wild, individual, I-dress-how-I-want, not how-you-tell-me style. Her in-your-face dressing exemplifies a dynamic visibility. Additionally, it reveals a bridging of the digital divide by a woman born in an era long before the development of electronic mediums. (Instagram: /www.instagram.com › iris) On the other hand America’s Pat Taub, creator and author of the WOW (women of wisdom) blog, appears to challenge the effects of older women’s fashion Instagram accounts. Writing about the purpose of her blog, Taub says: “I want to fill a gap in

the blogosphere for blogs addressed to women past 60, bucking the current trend where blogs for older women consist largely of fashion and beauty tips, as if successful ageing depended on looking young! “I refuse to buy into our culture’s demeaning prescription for how to age as a woman.” In her August 2019 blog post, Don’t let your thinking block you in, she speaks frankly: “Ageing can be so challenging for the older woman that it’s a wonder any of us enjoy a happy old age, but it’s within reach provided we adjust our mindset. We all can benefit from strategies to overcome the cultural negatives. (Women’s older wisdom: wwblog.me) Jane Giddan and Ellen Cole are two septuagenarians whose blog 70candles.com aims to pass on their experiences to upcoming

Photo: Deagreez

70-year-olds. The introduction to their blog 70candles.com describes the purpose of their blog: “We hope this exchange will be a source of inspiration for the next generation of seventy-year-olds. “Those baby boomers are hot on our heels, and want to know more about what lies ahead. Nobody gave us a guidebook or shared what this path might be like. “As we burn those seventy candles, we can help shed some light on the trail for them.” (70candles.com). Lastly, I will mention elder-blogger, American 78-year-old Ronni Bennett and her blog timegoesby.com. In 2018, Bennett published an

interview discussing the beginning and end of her professional working life. She said her career began in the 1960s when she produced a successful radio program. She went on to spend 25 years as a television network producer and/or writer. In 1996 she became the managing editor of the first CBS News website. “For three years I got to help invent the commercial internet, as small as my part was,” Bennett said. She followed up with similar positions at several other websites until, along with others, she was laid off in 2004. “As my younger colleagues found new jobs within a few weeks, I

could get only two interviews in an entire year. It became obvious that 20-something managers would not hire a woman in her 60s,” she said. Bennett attributes her anger about this to fuelling the creation of her blog. It also prompted her research into ageing and she found the media presenting a certain view, which she described as “three Ds – disease, decline and decay leading to a fourth, death.’’ Bennett’s blog, Time Goes By, what it’s really like to get old, has seen her become an elder activist encouraging, supporting and promoting older people by giving them a voice on her blog. timegoesby.net/ weblog/elderblogs .html ) BUT it’s not all about women. Here is a list of a few blogs that may interest you. Your best bet is to ‘do the google’ and find out what’s available to suit your interests. ■ MEN – hartofmanliness.com – greyfoxblog.com/ ■ FINANCE – squaredawayblog.bc. edu/ – theretirementcafe.com/ ■ TRAVEL – gypsynester.com/tag/ baby-boomers/ – seniornomads.com/ theroamingboomers.com/ ■ RETIREMENT – kathysretirementblog. com/ – organisedcastle.com/ 2019/07/25 /newly-retired/

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Carer takes her fight to Rome Tracey Johnstone WHAT started as a battle to give Deanna Mastellone’s mother the best possible care in her last years with dementia has become a passion she is taking to the world stage. Deanna will speak at the international Alzheimer’s Disease and Dementia Conference in Rome this month where she will deliver her speech, Changing the world for all carers; the silent sufferers of the global dementia pandemic. She will be using frequent flyers points and the visitor bedroom at her cousin’s home in Rome to make it possible for her to deliver her message that dementia carers need the best possible resources to help them deliver the necessary care. “I want every location around the world to have a carers cheat sheet and ensure all locations create similar support services for dementia carers,” Deanna said. Her personal journey over the last six years has informed Deanna’s ideas.

In 2014, Deanna was forced to resign from her job when she first took on caring for her mother. “Companies need to be aware that just because a person may have a big family doesn’t mean they have huge support,” she said. “It usually falls on one. “They need to be far more flexible with people.” The costs of living escalated, but Deanna was unable to secure any financial help. She couldn’t afford to pay for help and didn’t have family to turn to. Deanna said Centrelink lost her home care application paperwork, four times. On numerous occasions Deanna wrote to state and federal ministers to have her case heard. “I am still paying off $8000 of respite care so I could have a rest,” she said. “That should be taxdeductible.” Deanna spoke at a Aged Care Royal Commission round table. “I only had two minutes to make a speech and I flogged myself to get it right,” she said.

‘‘

When they are first diagnosed, where do you start? You haven’t got a clue. — Deanna Mastellone

SPEAKING OUT: Dementia carer advocate, Deanna Mastellone. “I managed to get home care packages and carers into the Terms of Reference because it was only going to be aged care facilities.” Even though her mother died last year, Deanna still has fire in her belly to change the world. “What they are doing to us is criminal when we are saving Australia

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$60 billion per annum for all our sacrifices and paying for everything,” she said. Throughout Deanna’s “overwhelming” journey she has encountered many problems, but has fought to find solutions. “When they are first diagnosed, where do you start? You haven’t got a clue,” she said.

“I have written a carer’s cheat sheet which has taken me six years to put together from when mum was first diagnosed. “It’s a full-time job just trying to get through the bureaucratic minefield ... “Carers’ health and financial security is being destroyed. “I have come up with a whole heap of strategies

Photo: Contributed

that governments can implement.” Deanna has been active across various social media platforms to spread her message. “I see so many people suffering and it breaks my heart so I share my knowledge and expertise,” she said. “I want to create far greater world awareness.

SENIORS \\OCTOBER, 2019

French traditions Taste the Great Houses of Cognac

PAGES 26 & 27

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OCTOBER, 2019// SENIORS

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HOBART/LAUNCESTON/STRAHAN

DRIVE ALONGSIDE THE GREAT BARRIER REEF FOLLOW the 143 road signs featuring images of

swaying palm trees as you hug the coast from Cairns city to Cape Tribulation. The two-hour, 140km drive on the Great Barrier Reef Drive leaves the Coral Sea to weave in and out of tropical rainforests and sugar cane fields. There is also a five-day itinerary which allows visitors to more fully explore the beaches, villages, rainforest, unique wildlife and Indigenous culture of Tropical North Queensland, as well as the colourful corals and marine life of the reef. Accommodation is at several places along the drive from secluded rainforest retreats near Mossman, Daintree Village or Cape Tribulation, to the resorts and boutique apartments of Port Douglas and Palm Cove. Info: greatbarrierreefdrive.com.

BLUE MOUNTAINS BUSHWALKING

COME on a magnificent walk in the Greater Blue Mountains World Heritage Area. Explore spectacular locations and make delightful discoveries away from the highway and town centre. While wandering past spectacular lookouts your guide will share local secrets and interpret the unique environment for you. Stunning scenery, astounding landforms, historical sites, unique wildlife and interesting vegetation: Come, see, walk, breathe. Info: bmac.com.au/adventures /hiking.

MUSEUM OF UNDERWATER ART

Photo: Kiana Saltarelli

GO NORTH to the Great Barrier Reef Marine Park to experience the newly installed Museum of Underwater Art. It aims to increase awareness to the importance of the reef. The partially and fully submerged sculptures are in locations such as Magnetic Island and Palm Island. The first, Ocean Siren, will be revealed this December at the Strand in Townsville and is modelled on a local Aboriginal girl that will change colour in response to changing water temperatures. A Coral Greenhouse sculpture is planned for the John Brewer Reef site offering a world-class dive and snorkel experience. Info: moua.com.au.

WHEN IN BANGKOK IN 2020

THE King’s Cup Elephant Boat Race and River Festival is again in Bangkok from February 28 to March 1, 2020. International teams paddle it out in specially commissioned boats decorated with artistic elephant heads and tails inspired by traditional Thai fish motifs. Each race is 400m with 4 teams per heat. Info: bangkokriverfestival.com.

TRAVEL WRITING WORKSHOP

LOVE travelling and love writing? Learn a specialised toolkit of writing and pitching techniques plus get detailed feedback on your writing. On in Melbourne on October 13, 10am-5pm. Cost $399. Only 12 places available. Info: robmcfarland.org.

SENIORS \\OCTOBER, 2019

FROM regulations around sporting equipment, to e-cigarettes, to cremated human remains, a leading travel insurance specialist reveals the most surprising rules around carry-on luggage in Australia. Jonathan Etkind, spokesperson at InsureandGo (insureandgo.com.au), a leading online Australian travel insurer, says: “Australian airlines have a plethora of hand luggage restrictions that can be tricky for Australian travellers to adhere to, especially if they are taking all their travel belonging on in their carry-on luggage. Not only do passengers need to be wary of bringing a bag that weighs more than the maximum allowed limit, as this can result in additional fees, but they also need to know what items they are not permitted to take on the plane. “For instance, we encourage people to be extra cautious when travelling with high-value items, such as jewellery, mobile phones, cameras, video cameras or laptops. These items generally will not be covered by travel insurance if they are transported in the cargo hold of any aircraft, ship, train, tram or bus. If these items are with you in your carry-on luggage, however, you can get cover on them. For instance, InsureandGo will pay up to $3000 for laptops, computers, cameras and mobile phones, as well as provide cover for unspecified single items worth up to $750 in value. It’s important to keep in mind that airline and airport baggage rules may change, however, so always check with your carrier before travelling.” InsureandGo reveals 10 surprising rules around carry-on luggage, when travelling within or from Australia: ■ Don’t be fooled: Your handbag, coat and laptop bag will be part of your carry-on luggage limits on certain airlines. If you think your weekender bag was the only piece that counted as carry-on luggage, think again. When bringing a handbag or another personal item, such as a laptop bag, a small camera, or even a blanket or overcoat, these items will likely count towards your carry-on

weight allowance on budget airlines, but will be excluded in your hand luggage allowance on full-service airlines. ■ High-value items are only covered when they are in your hand luggage. Always keep valuable items, such as laptops and cameras, in your carry-on luggage, as travel insurers generally do not provide cover for these items if they are transported in the cargo hold of any aircraft, ship, train, tram or bus. You will only be covered for such items in your check-in luggage if airport security forced you to transfer them from your carryon to the cargo hold, and they got damaged. ■ If you need to take e-cigarettes or other vaping devices, ensure that they are in your carry-on. As e-cigarettes and other vaping devices use high-discharge lithium batteries, which could be at risk of igniting due to overheating, they must be packed in carry-on luggage only. Batteries that are not installed in a device should also be in your carry-on luggage and be protected from short circuiting by being placed in their original retail packaging, a sturdy container, or another type of protective material. Your travel insurer will not cover you for any mechanical or electrical breakdown that occurs due to leaking powder or fluid carried within your check in baggage, so it’s important that these devices are always in your carry-on. ■ There are no limits on liquids and powders in your carry on, when flying domestically. When flying within Australia, there are no restrictions on the quantity of powders, liquids, aerosols and gels you can bring on-board, provided it meets your carry-on size and weight limits. There are only limits on these items if you are travelling domestically and departing from an international terminal. In these scenarios, all aerosol deodorants, hair sprays or shaving gels must have a fitted cap or locking device. ■ You cannot carry more than 100mL of liquid on an international flight out of Australia, even if the contents of the bottle are partially filled. Liquids, aerosols and gels (LAGs)

must be in containers of no more than 100mL or 100g – and inorganic powders, such as salt, sand, and some talcum powders, must be in containers of no more than 350mL or 300g – in your carry-on luggage. You cannot take containers larger than these limits, even if they are partially filled. For example, a 200g toothpaste tube that is half full is not allowed. However, there are no restrictions on organic powders, such as baby formula, protein powder and coffee. ■ You can carry onboard cremated human remains. If you have official documentation from the crematorium confirming the contents, you can bring ashes as carry-on baggage on some major Australian airlines. The container used to hold the ashes must be free from contaminants, such as soil, and sealed properly to avoid risk of accidental spillage. ■ Baby formula, hypodermic needles and certain medicines are allowed in your carry-on if you need them mid-flight – as long as they are accompanied by medical proof. Given that you have a doctor’s note explaining why you need certain medicines or medical items, you can bring them onboard if you need them during the flight. This includes baby formula, prescription and non-prescription medicines (including special dietary products) and medical items, such adrenalin auto injectors, in the case of allergic reactions, and hypodermic needles, to deliver insulin for diabetics. ■ Larger musical instruments are permitted, and you can even buy a seat for them. Larger musical instruments, such as a cello or guitar, and other large items, such as artworks, can be brought onto Australian aircrafts as carry-on luggage. If they are classified as bulky items, you may have to purchase an extra seat a seat for them and notify the airline that the seat is for a bulky item. If you would rather check them in, some airlines allow you to purchase one additional piece of checked-in luggage in advance for a fee.

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Cairns, Kuranda, Port Douglas, Mossman Gorge, Daintree River Cruise, Sky Rail, Reef Casino Xmas Lunch, Dundess Restaurant, Harbour Cruise *6 Days Tour Only $1,590, *8 Days with Return Rail Fare, QPC Economy Seat $1,640, QPC Deluxe Rail Bed $1,990, Sole Use Room Add $400, Departure Dates: 21 December

ECCENTRIC LIGHTNING RIDGE The most unique mining town in Australia, Lighting Ridge boasts with over 100yrs of opal mining history. Fossick for your own treasure on lands that 100mil years ago dinosaurs roamed. Visit Museums, Mines and Caves and even an artesian pool! 5 Days from $1,460 Departing 13th May 2020

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Gold Coast, Broadwater Cruise, Mermaid Beach, Tweed River Cruise, Xmas Day Lunch at The Star Casino, Coolangatta, Byron Bay, Mt Tambourine, Lunch at St Bernards with magical views over the Gold Coast. 5 Days from $1,590, Single add $400 Departure Dates: 23 December

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Tasmania, “the Island of Inspiration” is an island of dramatic coastlines, quaint villages, convict-built heritage and magniﬁcent food and wine. Incl Hobart, Port Arthur, Derwent Bridge, Tamar Valley, Beauty Point, Cradle Mt & Gordon River Cruise. 11 Days, $3,490. Return Airfares $3,925 Departure Dates: 1st April 2020

NEw ENGLAND HISTORICAL TRAIL *4 Days* – Depart Brisbane. Enjoy Historical Armidale, Glen Innes and Tenterﬁeld, Booloominbah & Saumarez Historical Homesteads, Standing Stones*, *Lunch at Abby of the Roses Manor 4 Days - $799 *PP Twin Share, Single add $195 *Departure Dates 2020: 25th March*

YAMBA & BYRON BAY 4 Days – Depart Brisbane. Enjoy lunches overlooking beautiful oceans, colourful ﬁshing trawlers and pelicans, also Clarence River Cruise. Picturesque Villages and Maclean, known as the Scottish Town of Australia. 4 Days - $699*, *PP Twin Share, Single $195 Departing: 27th February

TURTLE HATCHING OF MON REPOS

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4 Days – Depart Brisbane to see the Turtle hatchlings at Mon Repos. Mon Repos is a very special place; it supports the largest concentration of nesting marine turtles on the eastern coast. Here we can learn about the Mon Repos Turtles and their colourful history. Then enjoy a Burnett River Cruise, Visit a Bundaberg Bundy Rum Distillery and gorgeous Tin Can Bay. 4 Days - $799*, *PP Twin Share, Single $195

*4 Days* *– “25th Anniversary Show”* Depart Brisbane to Melbourne. Enjoy the International Flower and Garden Show with over 300 exhibits. We also visit Old Melbourne Gaol and Queen Victoria Markets, Old Treasury and Exhibition Buildings and tour the famous MCG Cricket Ground. 4 Days, Return Flights Included Ex, BNE $1480 *PP Twin Share, Single Add $195

Departing: 4th March

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CLASSIC SOUTHERN OUTBACk PUBS AND CUNNAMULLA

*8 Days* - *Classic Outback Pubs – if only the walls could talk! *Discover the pubs where Australian folklore characters came to life including “Dad & Dave” Rudd’s Pub, Stanthorpe, QLD oldest 1864 Nindigully Pub, 1866 Club Boutique Hotel, Cunnamulla Fella Centre, Charleville Cosmos Observatory & Historic Corones Hotel, Mitchell Great Artisan Hot Water Pools, Big Rig Night Show Roma, Dalby. *8 Days $2180*PP Twin Share, Single add $420, *Departure Dates 2020: 1st April*

ICONIC PUBS OF NORTH QUEENSLAND *10 Days* -Depart Brisbane to Cairns on the Spirit of QLD Train – See spectacular scenic destinations whilst visiting well known and historic pubs including the 1878 Court House Hotel, Port Douglas, highest pub in QLD Ravenshoe Hotel, the Iconic *“Pub with no Beer”* Ingham, 1901 Great Northern Hotel, Townsville, Charters Towers 1865 Eureka Hotel *10 Days with Return Rail Fare. QLD Pension Economy Seat $1840. QLD Pension Deluxe Rail Bed $2190. Seniors Card Deluxe Rail Bed $2480 *Departure Dates 2020: 28th April 25th July; 19th Sep*

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‘‘

The town of Cognac and great cognac houses of Hennessy, Martell, Courvoisier

HISTORICAL BEAUTY; The magnificent architecture inside the cognac castle is open for the public viewing.

All photos by Paul Coffey

The Coffeys - cricket, Aussie couple Anne and Paul continue their European journey and visit Anne’s relatives in France and then onto England.

HI CRICKET lovers, and others. We’ve had a few days staying with relatives of my wife Anne at their holiday house in yet another French village, not that far from our first week’s stay. Here we were definitely in wine country, in fact cognac country, with vineyards everywhere and not far from the town of Cognac and the great cognac houses of Hennessy, Martell, Courvoisier and the like. To my enormous disappointment, I didn’t really take to cognac: I found it overly spiritous and even burning (I’m not a spirits drinker), and couldn’t detect anything much of the fruity flavours that the publicity trumpeted. The local reds were much more to my liking. Oh well, c’est la vie. The countryside was beautiful around this area even though the village we stayed in was less than photogenic and looking as if it had seen its heyday some time ago. The towns along the main river, the Charente,

were very pretty, and we had the advantage that Anne’s relatives, Barbara and Brian, knew where to take us for coffees, a couple of cognac distillery tours (and tastings), and a gorgeous lunch spot with beautiful views for a three-course lunch – pretty standard for the French!. And Barbara is a wonderful cook, so we had three-course dinners at home too. Barbara and Brian confirmed that the British seem quite welcomed here in the French villages. They do complain that the French tradesmen are not totally hard-working – but what do you expect after three-course lunches and a couple of wines? I think the French have got the priorities right! The thing is that I’ve felt so comfortable in France. My French language is still pretty ordinary but it’s good fun trying it out. Nevertheless, it’s as if France is in my blood. Perhaps it is: although my ancestry is all Irish as far as I know, that’s only a few generations back.

Who knows? Maybe I’ll know more after we get to Ireland. The cognac distilleries are interesting. The tours show you how the distilling process takes place and then lead you down into the cellars where barrels are stored for decades. The cognac breathes in the long dark corridors of oak barrels, and a portion naturally evaporates. Moulds feed off this evaporation and coat the walls inside and out of the storage rooms black, giving them a very forbidding, grungy feel. Apparently spiders feed off this mould and keep it down a little, thus the spiders are tolerated; Besides reducing the mould their webs go along way to enhancing the sinister, dark atmosphere and the spiritous scent of the cognac pervades all through the cellar. Barbara and Brian took us to one local distiller in a nearby village for an impromptu tour of the relatively small scale and somewhat untidy facilities, and then booked us in for a grander

At the understated Lascaux Cave building.

The new London skyline. tour in a big cognac house in Cognac itself. This was in a historic – though much reconstructed – castle complex that had been the birthplace of a King of France, Francois 1st, in the 15th century. I enjoyed all this history,

and the French spend an awful lot of money on preserving their monuments and historic buildings. I visited the Lascaux Cave complex, the site of probably the most famous Palaeolithic European cave paintings, that when

SENIORS \\OCTOBER, 2019

Royal Tunbridge Wells.

Paul at Royal Tunbridge Wells.

Cognac distilling equipment.

Inside the dark cognac cellars.

cognac and castles

Anne and Pauyl at The Couvoisier cognac house. discovered shook up the then-conventional view of stone-age humans as savages totally unlike modern humans. The cave is long closed to protect it from the damaging effects of mass tourism. The tour is of a replica,

which could turn some people off, but is a realistic necessity. The cave paintings are strenuously, faithfully reproduced, first for a guided walk-through that mimics the cave experience, and a second time in a separate

museum setting where individual tablet devices provide audio and visual explanations and backgrounding to the visuals. There’s also a virtual reality room, some hands-on displays, and a series of films – and

above all an intelligent, scientifically-oriented presentation. The building in which it’s all housed has no branding, no breathless exhortations to enter, and minimal signage altogether. This is another thing

reversed! We haven’t got a GPS in our own car at home in Australia, but do have it in the hire cars we’ve been using. You have to credit the new technology at times: not only is GPS indispensable on these

mazes of country roads, it substantially reduces navigation domestics in the car. And so to England, where fortunately Australia has already won the Ashes so I don’t have to endure any English jubilation (and I’m able to half-whisper “Don’t mention the Ashes!” from time to time – particular fun at the tour of Lord’s cricket ground). (Apologies to readers who know nothing of cricket.) Our first stop is with friends that we made in Myanmar, who live in Kent south of London, in a very small village near Royal Tunbridge Wells. The pubs nearby are old-world wonderful: small, very low ceilings, big old dark-stained timber beams, and some lovely hospitality. One featured a local eccentric, just to complete this very English tapestry, who claimed to have played cricket with Ian Botham, and wandered around the bar practising forward defensive strokes. (Apologies again).

OCTOBER, 2019// SENIORS

Sustainable island lodge

TRANQUIL and exclusively for adults, The Havannah Vanuatu is excited to announce on the eve of its 10th birthday, it has just been accepted as a member of National Geographic’s Unique Lodges of the World: one of only four in Australia and the Pacific and one of only 61 in the world. National Geographic Unique Lodges of the World is a collection of lodges that invite guests to discover some of the planet’s most treasured places, while helping to protect those places for generations to come. These properties, hand picked by National Geographic sustainable tourism experts, share a strong commitment to sustainable practices and to protecting natural and cultural heritage. They embody National Geographic values: authenticity, enrichment, and a dedication to preserving our planet’s diversity.

The guest experience offered is intimate and exceptional, inspiring guests to connect with their destination in a meaningful and authentic way —and to play a part in safeguarding it for the future. According to Liz and Greg Pechan, The Havannah Vanuatu owners “We are so proud to have achieved this prestigious National Geographic Unique Lodges of the World membership. To be one of only 61 lodges in the world is simply incredible and we are thrilled to have our values and hard work recognised.” “It was such an honour having the National Geographic sustainable tourism expert visit our property, get to know all our staff and really learn what our lodge is all about and how we operate.” “We will remain committed to offering a quality resort that strives

towards responsible and sustainable tourism, while doing all we can to exceed our guests’ expectations and remaining focused on authenticity, cultural and environmental preservation, giving guests a real sense of place. Not only is this good for The Havannah Vanuatu, but also for the destination. “ Continues Liz and Greg. The Havannah Vanuatu is also celebrating its 10th Anniversary. Constructed in 2009, this boutique, award-winning island sanctuary, features 17 opulent private villas, all overlooking the ocean including eight with private pools; exquisite local cuisine; private dining pavilions on the beach, pier, and in the gardens and villas; a two-tiered lagoon pool with sun loungers and a wealth of activities for adventure-lovers and tranquillity-seekers alike.

SPECIAL: The Havannah Vanuatu, has just been accepted as a member of National Geographic’s Unique Lodges of the World: one of only four in Australia and the Pacific. With sustainability as a focus the resort has recently disposed of single use plastic bottles, replacing them with recyclable filtered water bottles in each villa. Although the epitome of relaxation and romance, The Havannah Vanuatu’s story hasn’t always been one of joy. In 2015 it experienced a devastating cyclone, where many of

the resort’s employees lost their homes and resort was forced to close its doors for nearly five months. Throughout this time, they continued to pay their local staff and donated funds for emergency food supplies and supported the reconstruction of the village school and medical clinic. Today guests can make

a direct contribution to the resort’s community efforts through its “Pack for a Purpose” program. The initiative allows guests to bring along much needed supplies for area schools or medical clinics in need, benefiting the lives of local children and families. For further information, go to thehavannah.com/.

Pack your bags and join us on an unforgettable tour

All our tours can be secured with a small deposit and an easy payment plan. New pick up points available Currumbin to Helensvale along Gold Coast Highway. Summerland Camel Farm Wed 27th Nov Here we go from the Gold Coast to a Camel farm, you will go behind the scenes here and hand feed camels, learn all about the powerful immune proteins and anti-ageing ingredients that are found in camel milk. Taste delicious camel milk products before enjoying morning tea with fresh baked scones with camel milk fromage blanc and homemade jam with organic tea or coffee. Only few minutes away is the tiny town of Kalbar, experience good old fashion hospitality in the Kalbar hotel for lunch before heading home. Price includes return luxury coach transfer, guided camel farm tour, morning tea, lunch and refreshment pack. $80 pp

Buck’s Farm. Tuesday 22nd October A fun day trip for foodies. A scenic drive stopping at the natural bridge for morning tea then making our way to the beautiful

Thursday Tea Tree Plantation & Macadamia Castle Wednesday 15th January Morning tea is at Thursday Plantation, famous for its amazing range of tea tree

Tweed Valley to Bucks farm where he grows a variety of delicate

health products, where you can enjoy the

fruits from Australian bush foods to the Himalayan Buddha's

handcrafted Tea Tree Maze and sample

Hand, Japanese Yuzu Fruit and the

some of the tasty local delights from the

Kaffir Lime. Lunch and stunning picturesque photo opportunities

Verandah Café.

are included. $80 pp

Then it’s off to Macadamia Castle for light lunch and animal interaction.

Heading North to the Hinterland enjoy morning tea and take a stroll at your own pace through Montville boutique shopping village. We then travel to Maleny for lunch before we visit the magnificent Maleny Botanic Gardens with the Glass House Mountains as a backdrop. Cost $98 pp. Includes admissions to gardens, morning tea & lunch. Bird aviary and golf buggy additional cost.

Palmer’s Coaches

Taste a wide range of Macadamia nuts roasted and fine foods before heading to the Animal Fun and Adventure Park which is home to more than 150 amazing animals including kangaroos, wombat, koala, a fabulous array of birds and reptiles including snakes and crocodiles as well as a Farmyard Nursery. Don't miss the free Flight Bird Show at the Nocturnal Theatre. You will enjoy the opportunity to get up close and personal to the amazing animals. $85 pp

Palmers Coaches – Gold Coast. Phone (07) 5522 0028 | www.palmerscoaches.com.au

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Glasshouse Mountains, Montville & Maleny Wednesday 11th December

SENIORS \\OCTOBER, 2019

Role of male carers

Wellbeing

There is a need for more recognition for this position Healthy Male GREG Smith, founder of Men Care Too, takes the lid off some of the health issues that affect the 1.1 million men around Australia who provide unpaid care or support to someone with an illness or disability. His organisation (mencaretoo.org) supports the carers through newsletters, social events and online resources. Healthy Male (healthymale.org.au) supports this small but extremely important organisation by providing resources and information. A lot of carers don’t see themselves as carers. “ I’ve been in a caring role for 20 years, but I only recognised myself as a carer around 10 years ago, he said. There can be a bit of stigma for men and they typically don’t know what services or supports are around.”

Greg said another big issue is not knowing how to talk about the caring role with mates. A lot of carers with a partner or child with a disability or illness need to keep working to keep their income coming in. Say a guy is in the construction industry and he has an autistic child, it can be hard to talk about some of the challenges he faces. He might not have the right words or the conﬁdence to say what he needs to say. “Often you are so focused on caring for your loved one that you put your own needs to the side. Many times you lose connections with your community. At Men Care Too, we organise social occasions for carers and former carers so that they can meet others who are in the same situation. We get the message out about our activities by connecting with the Australian Men’s Shed Association and other organisations that help promote the work we do.

MALE CARERS: Often men are so focused on caring for their loved one that they put their own needs to the side.

Photo: Moyo Studio

Men Care Too helps men on the central coast of NSW, but the issues are the same for men across Australia. As carers, we need more opportunities for social connection and we need more information

about how to look after our own health. Service providers and healthcare professionals need to think outside the box when it comes to engaging with men and carers. It might be that

they provide clinics outside of working hours, or offer quick basic health checks in workplaces, at sporting events and at hardware stores. Many carers might not make an appointment to see their

GP during working hours. Services need to gauge where men are at and provide more male-friendly services. For more information, go to healthymale.org.au.

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Breast implants and cancer Doctor outlines what you need to know about implants when it comes to risk, mamograms IN LIGHT of the recent news about the potential link between cancer and breast implants, Seniors News asked Queensland breast physician Dr Deborah Pfeiffer to explain the facts. What are breast implants? THEY are synthetic medical devices that are surgically placed to increase the size, shape or fullness of the breast for cosmetic reasons, or to replace breast tissue that has been surgically removed for treatment or prevention of breast cancer by partial or total mastectomy. Older implants, also called breast prostheses, are silicone pouches filled with either saline or liquid silicone. Most recent implants are made of solid silicone gel within a silicone shell. The outer shell may be smooth or textured, depending upon the manufacturer.

Breast implants and cancer IT’S important to know there is no association between having breast implants and subsequent breast cancer. Women with implants have the same risk of developing breast cancer as those without, apart from those who have implants following total mastectomy. The lifetime risk of breast cancer for most women is about one in eight for women living to age 85. Recently it has been recognised that there is a rare type of non-breast cancer called anaplastic large cell lymphoma that is associated with only some types of textured implants. The risk of developing ALCL with implants is estimated at one in 1000 to one in 10,000 women who have those implants. Women with breast implants require regular breast screening and

BREAST HEALTH: Learn the facts about the link between cancer and implants. clinical breast examination, but the method of screening may differ from women without implants. Conventional two-dimensional screening mammography may be less effective with implants in place and

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some women require supplemental screening with 3D mammography, ultrasound, and/or MRI. Women who develop breast cancer with breast implants in place may or may not require removal of the implant on the affected side, depending on the size and location of the cancer and the condition of the implant. If the implant is removed, it may be replaced with a new implant, usually on completion of the treatment for the cancer. Women who develop the rare form of implant-associated lymphoma must have both implants removed and not replaced. Do I need to do anything? MOST women with breast implants that aren’t causing them any symptoms or problems don’t need to worry. All women, with and without implants, should be breast-aware and regularly self-examine for any changes. A screening mammogram should be performed every two years at least to age 75 and women should inquire about the state of their implants on mammography. Unfortunately, this information is not routinely provided in the BreastScreen Australia program and women may need to ask about this at the time of booking their mammogram. Women who have any concerns about their breasts or implants should consult their GP who will recommend appropriate imaging and referral to a breast specialist if indicated.

Many women may have a small amount of silicone leakage from one or both implants that may not cause any concern. However, any new lump or swelling, pain, or rash in the breast or armpit, should be fully investigated. If you have breast implants with no symptoms but would like them removed, there may be a Medicare benefit for this procedure, depending upon the type of implant. Medicare benefits are payable for the investigation and treatment of non-cosmetic implant problems. Cosmetic problems alone are not rebatable. Before making a decision IF YOU are considering

Photo: artpipi

breast implants for cosmetic reasons, it’s important that you be fully informed of the relative risks and financial costs of having the procedure and of the type of implant that your surgeon recommends. You need to be aware of the possible complications over time, and of the additional breast cancer screening that may be required. In summary, if you currently have or are contemplating having breast implants, ensure you talk with your GP and a check on your breasts before you make any decisions. Go to tga.gov.au/hubs /breast-implants

BREAST HEALTH: Learn from an expert the facts about the link between breast cancer and breast implants.

Photo: Searsie

SENIORS \\OCTOBER, 2019

WELLBEING

MEDICATION TIPS: Learn some valuable tips for dealing with old medications, including not throwing them in the toilet or bin.

Photo: alvarez

Dealing with medications Tracey Johnstone YOU don’t need to toss old medications down the toilet or in the rubbish bin as there is a much better alternative to dealing with them. Pharmacist Kerry Teed says you should take them to your local pharmacy. There the staff will strip them of their identity and ready them for collection and safe disposal by the

Return Unwanted Medicines program. It’s a small thing to do, but it’s safe, free and will help the environment. If a widower finds medicines belonging to someone else in their home, Mrs Teed advises: “you should never use someone else’s medications unless the doctor has specifically prescribed that same medication and that same dose”. So, when cleaning up

the house, any medications left behind should be taken to your local pharmacy. Expiry dates The expiry date will be on a box or bottle or embossed on the blisters. “Always check the expiry dates,” Mrs Teed says. “Don’t use them beyond the expiry dates.” If it’s out of date, take it to your local pharmacy for disposal.

“Beyond the expiry date you can’t be sure of the efficacy,” Mrs Teed says. Storage Keep your medications stored as recommended by the manufacturer. Read the details of use and storage on the box and on the information inside or ask your pharmacist. Store them below 25 degrees except those that need refrigeration between two and eight

degrees. Storing your medications in the bathroom may not be a good choice as they may be affected by the humidity in there. “A cool, dry place is best,” Mrs Teed recommends. If a medication has sat in the cupboard for a while and is still in date, it can be used. But, if the condition you are treating doesn’t respond to the

medication then you need to talk to your GP or pharmacist. You also need to consider that if you have started other medications during that time, then there may be interactions between the new and old medications. This is where it is important to consult your GP or pharmacist before taking any medications. For more information, go to returnmed.com.au.

World Mental Health Day free info sessions

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focus is on ways people affected by cancer can prioritise their mental health and implement coping mechanisms into their daily lives.

unable to attend in person to access this event online via a computer, tablet or smartphone. In addition, three satellite events will be held in Toowoomba, Townsville and the Gold Coast, where locals are

invited to watch the webinar together, followed by an opportunity to chat to the local cancer support co-ordinator about Cancer Council Queensland’s support services. Cancer Council Queensland CEO Chris McMillan invited all Queenslanders affected by cancer to attend one of the sessions. “People going through cancer treatment or following cancer treatment face multiple challenges, especially related to mental health, relationships, and identity,” Ms McMillan said. “We are holding this webinar on World Mental Health Day to provide coping strategies for those impacted by cancer, whether they are experiencing it themselves or through a loved one. “The strategies will help people on this journey manage common challenges, cope with

uncertainty, and accept and manage changes in personal identity and relationships. “For those impacted by cancer who reside in Brisbane, Toowoomba, Townsville or the Gold Coast, we invite you to attend one of the sessions in person, as

our aim is to offer a supportive environment for locals, and their families.” To reserve your space, go to tinyurl.com/ccqsupport. Cancer Council Queensland is an independent, community-based charity,

the achievements of which are made possible by the generosity of Queenslanders. For more information about Cancer Council Queensland, go to cancerqld.org.au or phone Cancer Council on 13 11 20.

No Gap Eye Surgery At The Eye Care Clinic, our eye surgeons and specialists care enough to see you as people, not just as someone with a problem. Dr. Svoboda and Dr. Lamont personally see you all the way through your procedure - right from the first visit till they are totally satisfied all is well. Nor does this high level of care mean that you are charged an arm and a leg. We actively work to keep the costs as low as possible, and provide services including age related macular degeneration, cataract surgery, glaucoma, lid tumours, diabetic eye disease, iritis, laser surgery, dry eyes and lid malpositions. Those who are insured also enjoy the cost saving benefit of our No Gap Policy. What’s more, there’s no need to travel out of the local area for the actual surgery as our surgeons operate in Tweed Heads. When you want someone that takes a sight better care of both you and your health, ask for The Eye Care Clinic. You’ll see we really do care.

Dr Emanuel Svoboda

Servicing the Gold Coast and Northern Rivers 6 Scott Street, Coolangatta Qld 4225

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TO MARK World Mental Health Day (October 10), Cancer Council Queensland will hold five events simultaneously across the state aimed at those affected by cancer and their loved ones. The series of free events, ‘Take time for yourself — improving and maintaining mental health’, will focus on ways people affected by cancer can prioritise their mental health and implement coping mechanisms into their daily lives. Cancer Council Queensland psychologist Dr Keely Gordon-King will be the key speaker at the information session and her presentation will be followed by a talk by a cancer survivor and Cancer Council Queensland volunteer, Garth Stephens. The information session will be held face-to-face in Brisbane, with live webcast of the session available across Queensland. The webinar will allow people who are

Dr Meon Lamont

WELLBEING

OCTOBER, 2019// SENIORS

A multilingual nun’s story

Could speaking multiple languages be the key to warding off dementia? A STRONG ability in languages may help reduce the risk of developing dementia, says a new University of Waterloo study. The research, led by Suzanne Tyas, a public health professor at Waterloo, examined the health outcomes of 325 Roman Catholic nuns who were members of the Sisters of Notre Dame in the USA. The data was drawn from a larger, internationally recognised study examining the Sisters, known as the Nun Study. The researchers found that six per cent of the nuns who spoke four or more languages developed dementia, compared to 31 per cent of those who only spoke one. However, knowing two or three languages did not significantly reduce the risk in this study, which differs from some previous research. “The Nun Study is unique,” Ms Tyas said. “It’s a natural experiment, with very different lives in childhood and adolescence before entering the convent, contrasted with very

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Language is a complex ability of the human brain, and switching between different languages takes cognitive flexibility similar adult lives in the convent. “This gives us the ability to look at early-life factors on health later in life without worrying about all the other factors, such as socioeconomic status and genetics, which usually vary from person to person during adulthood and can weaken other studies. “Language is a complex ability of the human brain, and switching between different languages takes

TALK THE TALK: Researchers found from a study of nuns tested whether multilingualism may be important in combating dementia. Photo: Mads land-Petersen cognitive flexibility. “So it makes sense that the extra mental exercise multilinguals would get from speaking four or more languages might help their brains be in better shape than monolinguals.” The researchers also examined 106 samples of the nuns’ written work and compared it to the broader findings.

They found that written linguistic ability affected whether the individuals were at greater risk of developing dementia. For example, idea density – the number of ideas expressed succinctly in written work – helped reduce the risk even more than multilingualism. “This study shows that while multilingualism may

be important, we should also be looking further into other examples of linguistic ability,” Ms Tyas said. “In addition, we need to know more about multilingualism and what aspects are important, such as the age when a language is first learned, how often each language is spoken, and how similar or different these

languages are. “This knowledge can guide strategies to promote multilingualism and other linguistic training to reduce the risk of developing dementia.” The study, Multilingualism and Dementia Risk: Longitudinal Analysis of the Nun Study, was published in the Journal of Alzheimer’s Disease.

University seeks digital answers to home care

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technology to address the needs in home caring for older Australians and those people living with a disability. It is being funded through a $3 million grant from the Australian Research Council. The team has already started working on

solutions such as using smartphone technology to support the mental health of elderly people, avatar learning tools to improve care for people with dementia, and mental health solutions for younger generations. What the researchers find for each generational

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FINDING digital answers to how older Australians can live safer and longer lives in their homes is never more important than now. Deakin University’s Digital Enhanced Living Hub is taking on the momentous task of finding how to utilise

problem can well have a direct benefit across all generations. Its project partners — Uniting AgeWell, Dementia Australia, BlackDog Institute, ACH Group, goAct, Neo Products, Uniting (NSW and ACT), C-Born and iCetana — have particular needs, hub director Professor Kon Mouzakis explained. Those needs are forming the basis of the research and development being done by the collaborative hub. “The Uniting AgeWell people’s biggest criteria is fall detection,” Prof Mouzakis said. “Can we somehow have a mechanism in place to detect a fall is going to happen and has happened because falls happen for those that are living by themselves and they can’t get the help they need or a fall has happened in a residential care facility and sometimes it can be 7–10 minutes before someone comes through and

checks up on that individual. If they have a fall because of a stroke, it is paramount they are found as quickly as possible.” Another issue they are looking at is dementia and how to improve the skills of carers to manage the unique care requirements. “There are a number of areas, a number of different projects that we are looking at,” Prof Mouzakis added. “The themes will change as our partners come with other problems. This is our first year of a five-year program.” One project already being actioned is working to get seniors connected through Google Home. “We have just done a survey to work out how many older people, who are living by themselves, have an internet connection,” Prof Mouzakis said. “It showed that less than one per cent have a connection. We are now putting a dongle on the Google

Home so we can connect them. “If we are putting them into homes where the priority is to make sure if the power goes off there is some connectivity, we can run a small uninterrupted power supply that will keep the power going for that particular device.” A common problem for elderly people is urinary tract infections which can lead to hospitalisation. “We can reduce the number of people who need to go to hospital by having a couple of sensors that trigger at night to say, for example, ‘Kon got of bed the last three nights at 2am’,” Prof Mouzakis said. “When a carer comes in we can highlight to them that they can have a conversation with Kon about him getting out of bed. “From there a simple litmus test will show if Kon has a UTI and treatment can be applied.”

SENIORS \\OCTOBER, 2019

Know your legal rights Carolyn Devries, CEO at New Way Lawyers WE HAVE now reached the half way point in our series about domestic violence myths. Myth 4: A domestic violence order only protects against physical violence A domestic violence order protects the victim of domestic violence by restraining the behaviour of the perpetrator. Section 54 of the Domestic and Family Violence Protection Act 2012 Qld provides for certain mandatory conditions to be included in all domestic violence orders. These mandatory conditions are that the perpetrator must be of good behaviour and must not commit domestic violence towards the victim. In circumstances where another adult is named on the domestic violence order the perpetrator must also be of good behaviour and not commit associated domestic violence against that person. If a child is named on the domestic violence order then the perpetrator must be of good behaviour and not

Living

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If a domestic violence order is made, the perpetrator is not allowed to possess a weapon or a weapons licence under the Weapons Act 1990 Qld.

LEGALITIES: If a domestic violence order is made, the perpetrator is not allowed to possess a weapon or a weapons licence under the Weapons Act 1990 Qld.

commit associated domestic violence or expose the child to domestic violence. In addition to the mandatory conditions, a domestic violence order can also include extra conditions, if the court considers it necessary and desirable to protect the victim or a named person. Examples of the types of additional conditions that can be included are:

❚ prohibiting the perpetrator from approaching, contacting or locating the victim or a named person, or attempting to do any of these things ❚ prohibiting the perpetrator from being present at a certain location where the victim or a named person may be present or attend frequently (eg a workplace, school or kindergarten)

❚ prohibiting the perpetrator from remaining at a premises where the perpetrator and victim live or previously lived. If a domestic violence order is made, the perpetrator is not allowed to possess a weapon or a weapons licence under the Weapons Act 1990 Qld. The domestic violence order will note that any licence held by the perpetrator is revoked and

will provide information about the surrender of weapons – this applies even if the perpetrator has a profession that involves working with a weapon. Practical Pointer: Supporting Reasons: if you are making an application for a protection order and are requesting that additional conditions be made, as well as the standard conditions, you will need

to outline reasons in support. Carefully read each of the additional conditions set out in the application form and provide the information and reasons that have been requested. Disclaimer: The above information is intended as general legal information only for people living in Queensland and is not a substitute for individual legal advice.

Government defines meaning of elder abuse What is elder abuse? The Australian Government is committed to preventing and responding to elder abuse. Abuse of older people is a complex issue which is often caused by someone who is trusted by the older person, such as a family member, friend, professional, or paid caregiver. Abuse can occur in a number of settings, including the older person’s home. Sometimes, both the victim and perpetrator do not recognise that what is occurring is abuse. Abuse affects both men and women, and people from all walks of life. At present in Australia, rather than one commonly recognised definition, there are a range of definitions and frameworks to describe the abuse of older people. Two commonly used definitions include: Any act occurring within a relationship where there is an implication of trust, which results in harm to an older person. Abuse may be physical, sexual,

HELPING HAND : Attorney-General Christian Porter has officially launched a national, elder abuse free call number – 1800 ELDERHelp (1800 353 374) to connect and discuss potential or actual elder abuse. financial, psychological, social and/or neglect (Australian Network for the Prevention of Elder Abuse, 1999). Elder abuse is a single or repeated act, or lack of

appropriate action, occurring within any relationship where there is an expectation of trust which causes harm or distress to an older person. It can be of

various forms: physical, psychological/ emotional, sexual, financial or simply reflect intentional or unintentional neglect. Elder abuse is a violation of human rights and a

significant cause of injury, illness, lost productivity, isolation and despair (World Health Organization, Toronto Declaration on the Global Prevention of Elder Abuse

2002). Elder abuse in Australia About 15 per cent of the Australian population is aged over 65, approximately 3.7 million people. Australia has an ageing population and this number is predicted to rise to 23 per cent of the population by 2055. While there is no established level of prevalence of elder abuse in Australia, studies in the United Kingdom and Canada have found that between two per cent to eight per cent of people aged over 65 experience at least one form of abuse in any one year. Evidence also suggests that most abuse of older people is intra-familial and intergenerational, making it challenging and complex to address. As part of the Australian Government’s 2016 election commitment, the government says $15 million was provided to implement Our Plan to Protect the Rights of Older Australians.

OCTOBER, 2019// SENIORS

Community notes

Community group guide TO ALLOW for readers’ requests for the publication of more neighbourhood news, please keep notices short and to the point (100-word maximum). If you would like to submit a photo, ensure it is at least 180dpi or 500kb to 1mb in size and of faces, in a nice bright setting. Email editor@seniorsnewspaper.com.au.

VIEW CLUBS

Burleigh Palm Beach FORTY local ladies meet at Treetops Tavern, Burleigh Waters, every third Tuesday of the month. We raise funds to support The Smith Family’s Learning for Life Program which supports 1350 disadvantaged children throughout Australia. Our next meeting is on Tuesday, October 15 at 10am for 10.30am start, followed by a counter lunch. This month we are privileged to have a very special local guest speaker, Sue Spence, who is a horse whisperer. From her property in Tallebudgera, Sue runs her business ‘Horses Healing Humans’ and her charity ‘The Horse Whispering Youth Program’ to assist underprivileged youth, many of whom are victims of domestic violence and extreme bullying. Her students learn the power of personality profiling and body language analysis as they communicate with their horses, developing deep mutual respect and self acceptance. If you wish to join us, phone Ros Beach, secretary on 0431 442 030. Coolangatta/Tweed NEXT luncheon will be held at the South Tweed Sports Club on Thursday, October 17. Join our friendly ladies for

coffee at 11–11.30am start (DST). October is Anti -Poverty Month and our guest speaker will be Brenda Tripp from Oz Harvest, an organisation that delivers food to people in need. Donations of non-perishable food would be appreciated. Bookings/apologies phone Dianne 07 5590 9119. Southport Day OUR club meets on the third Wednesday of each month for a delicious luncheon at the picturesque Southport Yacht Club, Macarthur Pde, Main Beach, overlooking the Broadwater, from 11.30am for noon. Each month there are interesting guest speakers or entertainers. This month our guest speaker is Kayleen Johnston from Bravehearts. This is a great way to meet and make new friends. The first Friday of each month is Social Day when various get-togethers are organised. On November 1, a pre-Melbourne Cup morning tea will be held at Waratah Apartments with a fashion parade by Portofino Fashions. Visitors most welcome. For inquiries and bookings, phone Robin on 07 5537 4593. Surfers Paradise OUR club supports the Smith Family plus nine Learning for Life Students with their school needs.

CAKE AND CELEBRATIONS: The Burleigh Heads Ladies’ Probus Club celebrated its 32nd birthday recently. Jean Farr (left) received her 30-year badge. Jean is pictured with Rhondda Deane as they cut the cake in style. We hold our meetings and lunch on second Tuesday of each month at the Southport Golf Club. Meeting at 11.30am for lunch at noon and always with an interesting guest speaker. New members and visitors most welcome. For an opportunity to meet new friends and join in our social activities and enjoyable outings, phone Nancy on 07 5592 6730 or 0421 639 574.

HELENSVALE SENIOR CITIZENS CLUB INC.

WE ARE open Monday to Friday, and welcomes people over 50 who would like to join in our various activities, or simply come in for a cuppa and a chat. We offer a full program of activities and members are welcome to come and

Some of the Burleigh Waters Probus club members pictured in Bangalow on their way to Eltham Valley Pecan Farm.

play their choice of games, or join in our tai chi or line-dancing groups. Three or four times a year barbecue lunches are held following morning activities. Members also enjoy monthly excursions to interesting destinations, and each year a club vacation is organised. For more information, phone Shirley on 0448 030 359.

SOUTHPORT SENIOR CITIZENS ASSOCIATION INC.

WE WELCOME all over 50s to our activities which include: Scottish dancing; line dancing; new vogue dancing; square and tap dancing; tai chi and light exercise. For all activity times, go to southportseniorcitizens or phone Annette on 07 5537 1377.

Membership is $8 per year with each activity costing a low $3. We celebrate Christmas twice a year and organise other social functions throughout the year. Our club motto is “Finding Friends Fun & Fitness” — if you are interested in these three things please come along and join us. We are a very active and friendly club. You can find as at 2 Whitby St, Southport. Parking is available in Owen Park right behind our lovely air-conditioned hall.

OLDER WOMEN’S NETWORK (QLD) INC

IN SEPTEMBER, senior women from Queensland gathered at Gunabul Homestead in Gympie for the AGM of Older

Women’s Network Queensland. Attendees came from the Gold Coast, Logan, Mackay, Bribie Island, Woody Point, Capalaba, Mitchelton and Gympie for this major event in the OWNQ calendar. Over 70 women attended from Queensland and enjoyed good food and company, along with enlightening presentations from guest speakers. Dr Prue Millear from University of Sunshine Coast spoke about ageing well and coping with humour for life’s challenges in later years, and Elizabeth Power gave a moving presentation about the humanitarian work of Mercy Ships. Older Women’s Network CONTINUED ON PAGE 31

Sorrento Probus Club enjoyed some Cantonese cuisine at the beautiful Imperial Restaurant, The Star, Gold Coast recently.

SENIORS \\OCTOBER, 2019

COMMUNITY

TIME TO CELEBRATE: Burleigh Heads Ladies’ Probus Club members celebrate the club’s 32nd birthday.

The Sorrento Probus Club enjoyed a delightful coffee morning at the Broadbeach Bowls Club recently.

FROM PAGE 30

VILLAGE CRAFT FAIR

Queensland is an organisation dedicated to providing fun, friendship and social connection for older women to enjoy the company of other women at a similar stage of life. To find out more, phone Lee Hodgson on 07 5483 1415 or 0429 831 414 or the state office of OWNQ on 07 3358 2301.

U3A

Gold Coast Inc TO ENSURE you get into the class of your choice from October 1 this year, we are taking registrations for enrolment into classes for start of 2020. There are over 50 classes to choose from and you can attend as many classes that take your interest with no extra fees. Be quick and don’t miss out, as we will be closed from December 6 over Christmas and New Year holidays and not reopen until January 27, 2020. To find out more, go to u3agold coast.weebly.com, Facebook at U3A Gold Coast Inc Southport, phone 07 5591 6671 between 9am–3pm Monday–Friday or email u3agoldcoastinc @bigpond.com. Our office is located in Australia Fair, Southport. Twin Towns JOIN us at 2pm (Qld) on Thursday, October 17 to celebrate Get Online Week and improve your digital skills. Learn how to do a crossword online, find your childhood home on Google Maps, make a video call using WhatsApp and listen to a podcast. There will be a fun trivia quiz with some great prizes, lucky door prizes and a delicious afternoon tea. Everyone welcome. Bookings essential.

Our office hours are 9am–noon, Monday–Friday at 4 Boyd Street, Tugun. Phone 07 5534 7333 or email u3atwintowns @gmail.com.

WOMEN URGED FOR REGULAR BREAST SCREENING

BREAST cancer is the most common cancer diagnosed in Australian women. It is estimated one in seven women will be diagnosed with breast cancer by their 85th birthday, most of whom will have no family history of this disease. Regular breast screening saves lives by detecting unsuspected breast cancer at an early stage, when it is easier to treat. Women aged between 50–74 are encouraged to attend a screening mammogram every two years as the evidence of benefits is strongest for this age group. While record numbers of women have attended BreastScreen Queensland Gold Coast Service for their free breast screen recently, health promotion officer Julia Foreman says many locals are delaying this potentially life-saving health check. Services are conveniently at Helensvale, Southport and West Burleigh. Women can attend free breast screens from age 40 onwards. A doctor’s referral is not required. To book an appointment, go to breastscreen.qld.gov.au or phone 13 20 50.

SIP N SUP CLUB GOLD COAST

WE MEET each fortnight at a great restaurants around the Gold Coast. All men welcome for beer, wine and food. We critique restaurants, have guest speakers but most of all we have a lot of fun. Generally Thursday

afternoons, however, some evening events. There are 23 meetings per year. Gain more information on Facebook and search for @sipnsupgc and/or phone Michel on 0412 757 535 or email michel_44@bigpond.com.

END OF LIFE CHOICES

EXIT International is a voluntary euthanasia group that meets quarterly. Meetings are held at the Robina Community Centre. Attendees must be Exit members. Further information is on our website, go to exitinternational.net or phone local co-ordinator Elaine on 0421 796 713.

GOLD COAST FAMILY HISTORY SOCIETY

WE ARE a not-for-profit organisation offering an introductory family history research class. Have you ever wondered how your family came to be living in Australia? On Friday, October 25 there will be an Introduction to Family History Research class held by the Gold Coast Family History Society from 9–11am. The class will be held in Room 3 in the Nerang Bicentennial Centre, Nerang-Southport Rd, Nerang. Come along and see how enjoyable family research can be. Booking essential. Book by phoning Pam on 5594 0610.

CRAFT SHOW & SALE

COME along to Gardens on Lindfield, 101 Lindfield Rd, Helensvale on Saturday, November 9 from 10am–1pm. Free parking on site. Lovely hand-made goods and toys suitable for Christmas gifts. Proceeds to charity.

MUDGEERABA Uniting Church, 89 Franklin Drive, will be holding their Village Craft Fair on October 25–26. Come along and enjoy some of the creative talent Mudgeeraba and surrounds have to offer. There’ll be handmade crafts and quilts, plants, cakes and book stalls, pre-loved art, coffee shop and a barbecue. On Saturday there’ll be slot-car fun for the kids. Our fantastic op shop will also be open. Friday, October 25 from 9am–4pm and Saturday, October 26 from 8am–2pm. For bookings, phone 07 5525 1309.

GROUP FITNESS CLASSES

IMPROVE your fitness, strength and balance. Suitable for men and women, over 50s and all fitness levels. Tuesdays and Thursdays from 9am at the Maher Hall, Burleigh Heads Senior Citizens, 42 Matilda St, Burleigh Heads. Cost $5. Phone Caroline on 0402 812 227.

SOUTHPORT MILITARY HERITAGE MUSEUM

WE WILL again be open on Sunday, November 3 from 9am–noon. We are constantly adding more displays for viewing, restricted only by available space. Please join us as we proudly show and talk about some of Queensland’s forgotten heroes and more. Groups of 6–20 will happily be accommodated, phone Noel on 0437 732 575 and organise any time any day. Located in the Qld Naval Brigade Drill Hall at Owen Park, Mick Vievers Way, 201 Queen St, Southport (next to the Southport Primary

School). Entry is free and there is free parking.

BURLEIGH HEADS MIAMI SENIOR CITIZENS CLUB INC .

WE WELCOME senior citizens to join our friendly and fun-filled activities which include indoor bowls, cards, trivia and line dancing at Maher Hall, 42 Matilda St, Burleigh Heads. Only $3 for any of these activities. Prizes and morning or afternoon tea included. Phone our president on 0433 227 676 for more information.

CO.AS.IT COMMUNITY SERVICES

GET online and enjoy a free morning tea for seniors on October 16 from 10am–noon at the Southport Community Centre, 6 Lawson St. Phone 07 5617 9500 to book your seat. Free morning tea; free information session; sign up for free technology classes. For more, go to coasit.asn.au.

PROBUS CLUBS

Burleigh Heads Ladies OUR club celebrated their 32nd birthday. One of our ladies has been a member for 30 years and was presented with a badge. Among the beauty of the club there is also hard work and talent. We have good people who work together, no one person has the answers and talking to like-minded women is one of life’s precious experiences. Members are attracted to spontaneous interactions and socialising, resulting in lasting friendships. And nobody’s life story is boring. We meet on the third Wednesday of the month at Burleigh Heads Surf Lifesaving Club. Morning tea is enjoyed at 10am, followed by a

meeting at 10.30am, which includes an interesting speaker. Lunch can be ordered. Visitors welcome. Phone Helga on 07 5520 2426 or Jennifer 0402 860 650. Burleigh Waters OUR monthly outing was a visit to the Eltham Valley Pecan Farm for a tour and lunch, plus visits to Bangalow and Burringbar. At our meeting, general manager Rod Preston presented a fascinating history of the mail services over the years through his talk ‘Convicts, Poms and Flash Mobs’. Retired or semi-retired men are invited to join us at club meetings, 10am on the third Monday of each month at Burleigh Waters Community Centre, 131 Christine Ave, Burleigh Waters. Nominally a men’s club, but wives are very welcome to share the club’s fellowship, friendship and fun at all club meetings and outings. Phone Brian on 07 5520 6332 or Des 0434 873 626. Hastings Point/Tweed Coast OUR next meeting will be held on October 15 at 10am at Tricare Retirement Community, 87 Tweed Coast Rd, Hastings Point. The main speaker will be Ingrid Steynberg, who for 15 years was a vet and wildlife carer in Kruger National Park, South Africa, before moving to Australia. Earlier this year Ingrid entertained us with some amazing stories and she has more to tell! Visitors welcome. Inquiries on 02 6670 4072. Palm Beach EARLIER this year, members, partners and guests toured the valley culminating in a delicious lunch at the award-winning CONTINUED ON PAGE 32

COMMUNITY

OCTOBER, 2019// SENIORS

What's on LIVING WITH DEMENTIA

DEMENTIA Australia has a Living with Dementia program on this week, from Tuesday, October 8 –Thursday, October 10. It provides an overview of dementia and how to proceed after a diagnosis including coping with change, relationships and communication, planning for the future and staying healthy. It’s for people living with dementia and their family carers and family members. Phone National Dementia Helpline on 1800 100 500 or email helpline @dementia.org.au.

MINI RETREAT

THIS Gold Coast Council Active and Healthy ageing wellness retreat from 12-3pm on Friday, October 11 at Labrador Community Hub promises to teach you how to effectively look after your mind, body and soul well into your later years and ensure that you put “more life back into your life”. This three-hour retreat offers simple and actionable tips to implement straight away, FROM PAGE 31 Eltham Valley Restaurant on our Tweed Valley bus tour. As a bonus, we were guided by the chef who treated us to a look into the operations at the associated pecan nuts processing factory. Our club is a combined club and welcome couples or singles. You are invited to meet us on the second Thursday each month at Currumbin RSL from 9.30am where we provide interesting guest speakers. Other activities are bus trips, tours, cards, golf and dining. Inquiries on 07 5534 7801 or 0438 532 245. Runaway Bay WE MEET at the Paradise Point Bowls Club on the third Monday of each month at 10am. A guest speaker and morning tea is enjoyed with friends. A luncheon is held on the fourth Tuesday of each month, meeting at 11.30am at the same venue. Bus trips and social events are also organised. New members welcome. Phone Lou on 0450 967 961. Sorrento MEMBERS enjoyed a different luncheon

including beating stress, the basics of nutrition and the top three key actions to make your movement matter. Afternoon tea will be provided. It’s free, but register online, go to eventbrite.com.au or phone 1300 465 326.

STORIES IN THE KEY OF GC

HERE’S an event with a difference – the Gold Coast’s own storytelling night! Local wordsmiths weave their tales among a soundscape of live sound designed by Cold Ghost, aka Fletch Babb, at HOTA. A jazz-trained flautist, Fletch plays a mix of alt-folk, rock and psychedelia. Completely deaf in one ear due to childhood mumps, Fletch has created a feast for the senses in stereo by manipulating his own mono experience. It’s on Friday, October 18. Phone 07 5588 4000 or go to hota.com.au.

BUSKERS BY THE CREEK

CURRUMBIN Creek will once again be filled with musicians, mimes and acrobats for Buskers by the Creek from October 18–20. There is non-stop recently. A large group indulged in some Cantonese cuisine at the beautiful Imperial Restaurant, The Star, Gold Coast. Five large round tables, elegantly set, saw us all communicate easily. A special three-course menu of Chinese creations by Imperial Chef Song Yao Su had members talking and making great decisions. Chopsticks at the ready we tried chicken prawn dumpling entrees, spicy chicken/beef, steamed rice, mango puddings and more. Our mixed group, enjoys morning teas, lunches, trips and excellent speakers. Meetings are held the second Thursday of each month at the Southport Bowls Club at 10am. Phone Cate on 0468 370 659.

SOLACE

WE ARE an organisation for people grieving the loss of a partner. We meet every second and fourth Wednesday at 10.30am at Broadbeach Senior Citizens Centre, TE Peters Drive, Broadbeach. For more information, phone Betty on 07 5580 7034.

ACTIVE & HEALTHY

OPEN HOUSE: Take a peek behind closed doors with the fifth annual Gold Coast Open House on Saturday, October 19, including the 1934 Southport Bathing Pavilion and the late Keith Williams' 1980s mansion. Photo: OPEN HOUSE entertainment over 14 stages across the weekend. It’s all at Winders Park from 10am-6pm on Saturday, October 19, with over 300 performers set to entertain. Other highlights include a sword-swallowing world record attempt, samba dances, Afro-Brazilian drum rhythms, comedy and contortion. Go to buskersbythe creek.com.au.

KIRRA CRITERIUM CLASSIC THE southern Gold Coast goes cycle crazy again for the Tour de Valley weekend. It starts with the Kirra Criterium Classic along the iconic Kirra foreshore on

Saturday, October 19. Sunday will feature a Solo Time Trial and a Team Challenge over 72km, 36km and 18km as well as a Corporate Challenge in the Currumbin Valley.

GEORGE MICHAEL TRIBUTE

GEORGE Michael: Listen To Your Heart is a journey through his life story and hit songs, hosted and led by John Foreman with a 30-piece orchestra and an ensemble cast of Australian singing stars. The show is coming to The Star Casino on Saturday, October 19. It features four-time Logie award-winner Hugh Sheridan, Rob Mills, Prinnie Stevens and RnB

and rock singer Andrew De Silva. Tickets are from $89 at Ticketek.

OPEN HOUSE

THE fifth annual Gold Coast Open House opens the doors on Saturday, October 19 to a host of interesting and architecturally significant buildings and locations. The public is invited to take a free look behind the scenes at places they may have only glimpsed from the street, including homes, churches, schools, universities, museums, art galleries, TV and radio stations, public utilities and workplaces that reflect our city’s unique architecture and urban design.

Some guided tours are available. Find out where, go to goldcoastopen house.com.au.

ROD AND CUSTOM SHOW

HEAD to Jacobs Well on Sunday, October 20 for the Shannons-Harrigans Rod and Custom Show. It will feature premier hot rods, classics, customs and street machines for the 12th year running. There will be up to 400 vehicles on show along the beautiful Calypso Bay marina waterfront. There will be trade stands, rock ‘n roll music, garagenalia, food and drink and entertainment for the kids. Take Exit 49 from the M1. Phone Katrina on 0417 631 092.

WATER THERAPY

WATER exercise is a low-intensity activity that supports physical wellbeing, promotes relaxation, reduces stress and relieves pain. The class is conducted by a qualified exercise physiologist from the General Wellness Centre and is run in a heated pool. The class is specifically designed to encourage those who are nervous about getting into the water or have mobility concerns. They are also suitable for people with disabilities. Mondays from noon–12.45pm at the Gold Coast Aquatic Centre, Marine Parade, Southport. $5. Phone 07 5582 8282.

NORTHERN RIVERS SYMPHONY ORCHESTRA

THIS is our final concert for the year. Romantic Landscapes, conducted by Camillio Manricks, on Sunday, October 27 from 2.30pm (NSW) at the Tweed Heads Civic Centre. Phone Murwillumbah Music on 02 6672 5404 (credit card facility). Tickets (cash only) will be available at the Tweed Heads Civic Centre Box

CRAFT SHOW: Come along to Gardens on Lindfield, Helensvale on Saturday, November 9 from 10am-1pm. Proceeds to charity. Office from October 21–25 between 10am–3pm or at the door if not sold out (cash only please). For inquiries, phone 0478 012 324.

LIONS CLUBS

Burleigh Heads ARE YOU young at heart and community minded? Can you spare a few hours each month to raise money for non-political and non-religious issues such as drought,

bushfire, flood, local children and families in need, etc? We’re meeting Tuesday, October 15 at the Burleigh Heads Mowbray Park Surf Club from 6.30pm for a meal and to discuss these and other fundraising, philanthropy and social events over a drink and a meal. If you would like to find out more, phone Merv on 0478 681 300 or email burleighheads lionsclub @gmail.com.

FREE FOR SALE Email your Free 4 Sale classified to advertising@seniors newspaper.com.au. Maximum is $500 for advertised sale price. One item only advertised per month. CHRISTMAS TREE 195cm, lights and all decorations. Excellent condition. $70. PH 07 5577 1815. Coombabah.

SENIORS \\OCTOBER, 2019

COMMUNITY

Luxury living by the river Palm Lake Resort Upper Coomera is uniquely fabulous BRAND INSIGHTS PALM Lake Resort is the result of more than 40 years of knowledge and experience in prestigious resort living by Palm Lake Resort. Proudly family owned and Australian, we create communities that are thoughtful, inspired and welcoming. Taking the time to understand how people want to live today has resulted in innovative and revolutionary resorts for a new generation of discerning residents. Our portfolio of 25 communities across Australia has been richly rewarded, including winning Master Builders Association awards for our resorts, country clubs and display homes. Palm Lake Resort Upper Coomera is an exclusive resort located on the banks of the picturesque and serene Coomera River, designed around a park-like setting

with panoramic water and mountain views. The residents here base much of their time around the river itself. Fishing and bird watching are popular, as is the resort’s own pontoon boat, available for the residents’ use for some spectacular day trips up and down the popular waterway. The resort is located on the ever-sunny disposition of the Gold Coast. Residents enjoy panoramic mountain views in one direction and the meditative calm of the river in the other. Upmarket homes, The River Club, a movie lounge, bowling green, tennis court, resort pool and more complete this coveted picture of community lifestyle resort living. The resort features picturesque recreational facilities and upmarket new-trend luxury homes providing a uniquely fabulous lifestyle. Please join us on

LUXURY LIVING: The River Club, a movie lounge, bowling green, tennis court, resort pool and more complete this coveted picture of community lifestyle resort living. October 19 for a light barbecue lunch on our open day. The River Club: 30-seater cinema; gym; billiards; table tennis; games area; bar with TV; dance floor;

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Located at 40 Riverbrooke Drive, Upper Coomera. Phone 1800 757 457, email colleenh@palm lake.com.au or go to palmlakeresort.com.au.

Nth Kirra’s first village RETIREES and Seachangers are flocking to North Kirra’s first retirement living community across 10-storeys with stunning ocean views after the official launch on October 3. Developed by Queensland retirement living operator Aura Holdings, The Pavilion, on the corner of Lang St and Golden Four Drive, will deliver 68 one, two and three-bedroom beautifully-appointed apartments with

million-dollar views priced from $495,000. Interest is already high in the independent living apartments with 40 per cent already sold. The vertical retirement village is only metres from the wide sands of North Kirra beach and convenient to public transport with a bus stop at the door, nearby restaurants and surf clubs, shops and medical facilities. The pet-friendly village will include a rooftop garden, café, gym, yoga

and pilates zone, wine room and barbecue area. The Pavilion is designed by O’Neill Architecture and will be built by Woollam Constructions. Stage one is expected to be completed by March 2021. Apartments range from $495,000 to $1.28 million on the 2025sq m site.

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Money

MONEY ADVICE: Aim for finding a middle investment ground in the current economic situation.

Photo: katleho Seisa

Keep portfolio balanced Paul Clitheroe IT’S a sign of the remarkable times we live in that banks are offering home loans with negative interest rates. But in today’s low rate world it pays for investors to take a balanced approach. I was intrigued to read that Jyske Bank, Denmark’s third largest bank, is offering negative home loan rates. My Danish is not up to scratch so I can’t share the finer points of the deal. However, the main point

is that Jyske Bank has a 10-year fixed rate loan with an interest rate of -0.5%. How a lender can make money on negative rate loans is a story for another day. Nonetheless, it highlights that very low rates are a feature right across developed economies, and it’s something investors need to navigate. A growing number of InvestSMART clients have been in touch asking me what to do with term deposits that are approaching maturity. Understandably, many

are far from excited about rolling their money into another fixed interest account paying just 2% interest. The big concern though is that a number of these investors are thinking about switching all their cash over to shares in the hope of earning high dividend yields and decent capital growth. Don’t get me wrong, I’m a big fan of shares. But suddenly going all out from cash to shares means jumping from one end of the investment spectrum to the other. Yes, shares have the potential to earn higher

long term returns. But they also carry a lot more risk than term deposits. We saw that recently when the local sharemarket reached new highs in July, only to dip by 4.5% in August. That’s why it makes more sense to aim for something of a middle ground. This typically means a balanced portfolio, which blends defensive assets such as cash and fixed income, with growth assets including Australian and international shares. The beauty of a

balanced portfolio is that you get the reliable, predictable income of cash and fixed interest, combined with the long term capital growth potential and tax-friendly dividends of equities and other asset classes like infrastructure. And it can be done without completely diving into the deep end. You can choose to build this type of portfolio yourself. Or opt for ready-made portfolios offered by the likes of InvestSMART. Whichever option you run with, having exposure to a broad spread of

investments is important. In these uncertain times, a diversified portfolio shelters your wealth from significant dips in any one market. Sure, a balanced portfolio is not a like-for-like to term deposits but it’s a better alternative than 100% equities unless you’re prepared to wear a marked increase in risk.

Paul Clitheroe is Chairman of InvestSMART, Chairman of the Australian Government Financial Literacy Board and chief commentator for Money Magazine.

Manage risks with wise investment strategy FEW could have imagined, pre-GFC, that the crisis in the US sub-prime mortgage market would morph into global issue affecting entire markets. Liquidity ceased in some markets leaving investors unable to access their money. In 2010, one year on from the GFC’s deepest days, there was $20 billion in Australian frozen funds’ across the mortgage, high yield, property and hedge fund spectrums.

What is Liquidity Management? This is the basic concept of access to readily available cash. It might be for income purposes or in order to fund short-term investments or cover debts. A number of scenarios could set off a market shock and potentially trigger liquidity issues. For example, Woodford Investment Management, founded by one of Britain’s best known investment managers,

recently found they couldn’t realise cash quickly enough to meet withdrawal requests. They held unusually big stakes in smaller and early stage unlisted companies, which are hard to sell quickly. Their response: withdrawals were gated, leaving investors angry and in the unknown. Unlisted assets, such as infrastructure, real estate, and private equity, as well as alternative investments, including hedge funds, have become larger parts

of many Australian portfolios post-GFC. Although a good investment they do need to be carefully managed within a portfolio to allow for adequate liquidity and cash flow when needed. Liquidity is an essential element of portfolio construction and needs to be inbuilt within an investment strategy particularly when planning income flow for retirees. Investment Managers also need to manage risk within their investment strategy.

Stress scenarios developed by the many Investment Managers operating in Australia may differ, but a good strategy would be the ability to sell assets without incurring large transaction costs or quickly enough to prevent or minimise a loss. Portfolios, particularly for retirees, need to be prepared for the inevitable unknown within investment markets. Currently we have the USA/China trade wars but there are many possibilities that can

cause contraction in global markets. As always it is wise to be guided by your Financial Adviser as to best investment strategies that include access to Cash when you need it. For more Information contact Mark Digby at Maher Digby Securities Pty Ltd - Financial Advisers – AFSL No. 230559 (see advert Page 3). Phone 07 5441 1266 or visit our website, go to maherdigby.com.au.

SENIORS \\OCTOBER, 2019

MONEY

Use property to retire Di Charman PROPERTY is a great asset to have when heading into retirement. When used correctly, it can help to fund the retirement lifestyle you have been aspiring to all these years. However, it is not an easy or simple decision, requiring careful consideration around the impacts on your superannuation, tax and age pension. Many pre-retirees or retirees will already own or have significantly paid off their family home, while others will have created a small portfolio of investment properties. Both have their own pros and cons, when it comes to leveraging them for retirement. It’s also worth noting that selling these properties can impact your age pension, superannuation or estate plan. The key then is in the planning. Knowing the different strategies for using property to fund your retirement is the first

step. But, it is equally important to seek advice from a financial adviser on the tax and social security implications. Downsizing family home A COMMON consideration when approaching retirement age is downsizing the family home. This is often because your children have long since fled the nest and you no longer require the space, or it might not be as practical as it once was. Selling the home can be a quick way to free up cash for retirement and give your nest egg a little boost as you hit your twilight years, particularly thanks to a new downsizing measure that came into effect from July 1, 2018. This new measure allows eligible individuals 65 years or older to contribute up to $300,000 (or $600,000 for couples) into their superannuation from the sale proceeds of a home they’ve owned for 10 or more years – even if they are no longer working. If you’re eligible to make a downsizer

contribution (there are a number of criteria you must meet) and it fits into your retirement plans, it could be a good way to boost your super funds. But, it is not always simple or straightforward so it is best to seek financial advice about the best way to proceed when selling investment assets. Reverse mortgage A REVERSE mortgage could be a consideration for those who need extra cash and have equity in their home. The Federal Government recently made changes to the Pensioners Loan Scheme, allowing retirees to boost their income through a reverse mortgage on the family home. The enhanced PLS will now be open to full aged pensioners and self-funded retirees. Previously, only eligible pensioners were able to access the scheme. Essentially, what a reverse mortgage enables you to do is borrow money against the equity of your home, which doesn’t need to be paid back until you sell or move out of your home.

SEEK ADVICE: It’s important to talk to a financial adviser to understand the full implications of any decisions you make when it comes to selling property.

Photo: DGLimages

However, like any other loan, it will accrue interest, compounding over time and added to your loan balance. As a result, when the time comes that you need to leave the property, the loan could be significantly more than its original value, depending on interest rates. Rental income COMMON for investment

properties and an option for owners of large homes looking to downsize, is renting out the property (or part of your home) to bolster your retirement income. However, this may have tax implications and may impact your age pension, so, as always, it is best to seek financial advice before you proceed. It’s important to bear in

mind that with any rental property, you will need to account for the expenses for the property, including interest, management fees and holding costs. Dianne Charman of Jade Financial Group, is an Authorised Representative of AMP Financial Planning Pty Ltd, ABN 89 051 208 327, AFS Licence No. 232706.

Small fees can have a big impact on savings invested that same $100,000 in a fund with annual fees of just 0.5 per cent, your investment would be worth $1,207, 807. That’s an extra $311,000 going straight into your pocket just because of lower fees. It goes to show that it makes better sense to forget about out-performance and concentrate on what you can control – paying the lowest total percentage fee possible. There are three easy ways to do this.

Fold multiple super accounts into a single account Most super funds charge a fixed annual administration fee, so having more than one fund means doubling up on this fee. Consolidate your accounts and get all your money working for you in one place. Know what you’re paying If you use an adviser, ask them for a fee breakdown. Add in the direct fees paid on investments like super. It’s a fair bet you’re paying more than you realise.

Check if product fees are worth it If you invest only in index funds, which aim to mirror market returns, you really shouldn’t be paying much at all. Even if you go for something a little more fancy, aim for annual fees below one per cent – it can be done. Paul Clitheroe is Chairman of InvestSMART, Chairman of the Australian Government Financial Literacy Board and chief commentator for Money Magazine.

SMART INVESTING: Saving money without the impact of high fees. Photo: LdF 6916459aw

AN ANNUAL investment fee of 1.5 per cent sounds small but it can carry a big punch. Over the past 30 years, for instance, Aussie shares have delivered returns averaging 9.2 per cent annually. If you’d invested $100,000 at the start of that period in a managed fund (like your super) with an annual fee of 1.5 per cent, you’d now have $896,508. It sounds impressive, right? However, if you had

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NEWS

OCTOBER, 2019// SENIORS

Evolution of senior living Thought, care in architectural design builds new choices

DANNY HAMMON, Woolam Constructions BY 2066 almost one in four Australians will be aged 65 and over, creating a boom in today’s retirement living market. With more than a decade of experience in seniors residential design and living, Woollam Constructions’ general manager Danny Hammon reveals some international trends that will shape the future of seniors living in Australia, sharing real examples of how new thinking is transforming old models. ■ Integrating lifestyle and care: Once upon a time, older Australians had a choice of either nursing homes which were clinical and sterile like hospitals, or “old-age” retirement villages with limited facilities and activities. The influx of the Baby Boomers has led a movement towards lifestyle-focused, as opposed to care-driven, developments and demand for greater amenities. How do we accommodate a lifestyle desire that’s vastly different to previous generations while also providing care? A reconverted chocolate factory near Bristol in the south-west of England is proving a game-changer in community living. At the former Cadbury factory in Keynsham, it

NEW CHOICES: Woollam Constructions General manager Danny Hammon reveals some international trends that will shape the future of seniors living. consists of 136 apartments and a 93-bed care home. The Chocolate Quarter boasts about raising the bar and this can be seen in everything from the beautifully designed apartments, a grand atrium with the luxuries of a five-star hotel, a gym, pool, nine-hole golf course, shopping arcade and cinema. There is also high-level care home within the development which provides care for those in need of long-term nursing, dementia care, respite and palliative care. ■ From cocoon to community hubs: Today, many villages in Australia have external communal areas, internal roadways, community

halls that could be used for a variety of events such as food and wine festivals, smaller scale music events, monthly antique fairs and farmers markets. In a related trend, not only does this approach “share” retirement villages with the rest of the community, but it capitalises on the assets of the operators to diversify their revenue streams. ■ Redefining dementia care: Communities do not have to be geographic communities. They can be about shared activities and lifestyle experiences that create meaning and connection. A small village

surrounded by forests and fields in the Danish countryside has an innovative model for dementia care. Dagmarsminde is a village where nature and wellbeing, proximity and equality is paramount. The house has nine beds – all designed around a central lounge, dining and kitchen area which creates a very welcoming warm, home-like environment. Dagmarsminde’s philosophy is that the life of a person living with dementia must be meaningful. The residents are encouraged to care for one another – they cook, they clean and they take care of the resident cat, chickens, goats and rabbits.

There are no restrictions around the house, with everyone free to roam around the property as they like. Watching the relaxed, cheerful behaviour and interaction of the residents was very gratifying. ■ Using technology to enhance senior living: Picture a specialised testing facility; an “innovation” hub where professional therapists test new products that assist the elderly. A place where the best minds collaborate, innovate, develop and test inventions against one common goal – creating greater mobility, independent lifestyles and an increased quality of life for the elderly.

The Centre of Assistive Technology in Copenhagen reviews, tests and advises on new products and innovations, and conducts workshops and educational seminars for therapists, citizens and caregivers to help in finding the right assistive aids. Essentially, they provide ground-breaking options for elderly and impaired to modify their home in a way that supports their needs and maintains their independence. We viewed some amazing products. The future of assistive technology is an exciting space and makes great headway for more comfortable and independent living for our ageing population.

residents will be able to engage in traditional homely activities including shopping, cooking, baking and gardening.

60s, comedy and old radio serials. The service has been found to positively impact social and communal outcomes in residents by reducing social isolation, increasing engagement, stimulating memories, sparking conversation and encouraging singalongs and movement to music – in the meantime also creating happier staff and family members. MORE than 170 residents of Aveo Peregian Springs Country Club retirement village recently enjoyed a black-tie evening to celebrate the community’s 15th anniversary. Guests were treated to a drink on arrival and enjoyed the entertainment provided by the Residents

Association. The first-ever group of residents to move into the community 15 years ago attended on the evening including Margaret Armstrong and Mary Wearing-Smith, along with a number of new residents. Margaret and Mary, as the original community residents, joined Aveo executive staff to cut the cake and share stories of their time at the community. SEASONS Aged Care Mango Hill has won two major company awards Team of the Year and its manager, Bernie Hatton, took home the Employee of the Year award. Seasons CEO Nick Loudon said that the

Mango Hill community displayed outstanding care outcomes for its residents thanks to exceptional team work between Seasons and Envigor staff. The venue was up against eight southeEast Queensland communities. AVEO Palmview’s first stage of the $60 million retirement community development was opened late last month. It’s been designed to meet the demand for premium retirement living options on the Sunshine Coast. Stage 1 of the 5.4-hectare site consists of 38 modern two and three-bedroom villas, alongside various health and wellness facilities.

AUSTRALIAN RETIREMENT LIVING BRIEFS

NSW

IRT Group has started construction of the Henry Brooks Estate at Kanahooka. It will feature about 90 two- and three-bedroom villas, and eight one-bedroom villas for older single women partially funded by an Australian Government Building Better Regions Fund grant of $634,500. Every villa sale will come with 50 hours of home care services free of charge. Dementia-friendly design principles will be incorporated throughout the village grounds and villas and include contrasting colours for the roads and pavements and different tree species to help residents identify sections of the village. In

the villas there will be wide entrances, clear door openings, large light switches, charging stations for motor scooters and ramp access. . The two and three bedroom villas will be available for sale from January 2020. Construction is anticipated to be completed in 2022. GROUP Homes Australia has opened its dementia-friendly facility in Caringbah, south of Sydney. The home environment model offers care for six to 10 residents living in one home. The home is supplied with on-site trained staff. There is one staff member for every three residents. Its

QUEENSLAND

BALLYCARA has introduced Silver Memories Radio in its residential Aged Care homes. It’s 24 hours, seven-day nostalgia radio service that was created specifically for aged care homes. It is based on Reminiscence Therapy principles that assist in improving the quality of life of residents in care, particularly those suffering with dementia. Silver Memories is delivered via satellite that broadcasts music from the 1920s to the early

SENIORS \\OCTOBER, 2019

PUZZLES

SUDOKU

Fill the grid so every column, every row and 3x3 box contains the digits 1 to 9.

QUICK CROSSWORD 1

DOUBLECROSS 6

Find a ﬁnished crossword by deleting one of the two letters in each divided square.

21 22

Down 2. Undecided (10) 3. Concludes (4) 4. Reparation, expiation (6) 5. Parody (4-2) 6. Club (8) 7. Permits (4) 11. Remarkable person or thing (10) 13. Downplay (8) 16. Backﬁre (6) 17. Excavating (6) 18. Place a bet on (4) 20. Prophet (4)

Across 1. Wall (4) 8. Assumed name (3,2,5) 9. Well thought-out (8) 10. Goes down (4) 12. Universe (6) 14. Favour (6) 15. Artilleryman (6) 17. Minor player, small-timer (6) 18. Smile radiantly (4) 19. Tin (8) 21. Sense of right and wrong (10) 22. Pealed (4)

5x5 F E A S T

A G R E E

C R E W S

T E N E T

S T A R S

SOLUTIONS

SUDOKU

ALPHAGRAMS: BAIRN, CABLED, DELIVER, ELEVATOR, FASCINATE.

DOUBLECROSS

GK CROSSWORD Across: 1 Jump jet, 4 Bhang, 7 Ciao, 8 Veracruz, 10 Bolsheviks, 12 Gdansk, 13 Pierre, 15 Bleak House, 18 Winnipeg, 19 Bali, 20 Rotor, 21 Swansea. Down: 1 Jacob, 2 Meat Loaf, 3 Twelve, 4 Black light, 5 Afro, 6 Gazelle, 9 The Soldier, 11 Grauman’s, 12 Gulf War, 14 Daleks, 16 Erica, 17 Knot. QUICK CROSSWORD Across: 1. Dike 8. Nom de plume 9. Reasoned 10. Dips 12. Cosmos 14. Prefer 15. Gunner 17. Minnow 18. Beam 19. Canister 21. Conscience 22. Rang. Down: 2. Irresolute 3. Ends 4. Amends 5. Send-up 6. Bludgeon 7. Lets 11. Phenomenon 13. Minimise 16. Recoil 17. Mining 18. Back 20. Seer.

E M

O A

5x5

C G

E E

E T

Note: more than one solution may be possible.

A E

TODAY: Good 12 Very Good 14 Excellent 16

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Insert the missing letters to make ten words — ﬁve reading across the grid and ﬁve reading down.

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6982759bc

P H

BRAIN BE CLAD REVILED TO REVEAL I CAN FEAST

SOLUTION

How many words of four letters or more can you make? Each letter must be used only once and all words must contain the centre letter. There is at least one nine-letter word. No words starting with a capital are allowed, no plurals ending in s unless the word is also a verb.

E N

Solve the anagrams. Each solution is a one-word anagram of the letters beside it, and the ﬁve solutions are sequential. For example, if the ﬁve-letter solution starts with J, the six-letter solution starts with K, and so on.

among apogee game gape gene genome ghee gnome gone hang hogan homage mange mango mega MEGAPHONE omega page pang pong

WORD GO ROUND

ALPHAGRAMS

GOLD COAST

OCTOBER, 2019// SENIORS