Northern NSW, July 2016

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Seniors Northern NSW

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Embracing ageing Volume 1, Issue 3

July 2016

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2 Seniors Northern NSW

In this edition

Take your time, relax and enjoy our positive profiles, local news, community notes, health, wealth and travel info and stories.

We have put together a wide range of stories from national art hero Ken Done to people in the neighbourhood and the things they do to bind together a healthy, happy community.

Contact us

Editor: Gail Forrer; gail.forrer@seniorsnewspaper.com.au Advertising Manager: Belinda Bollen belinda.bollen@seniorsnewspaper.com.au Now online Get your news online at www.seniorsnews.com.au Advertising, editorial and distribution enquiries Phone: 1300 880 265 or (07) 5435 3200 Email: advertising@seniorsnewspaper.com.au or editor@seniorsnewspaper.com.au Location: 2 Newspaper Place, Maroochydore 4558 Website: www.seniorsnews.com.au Subscriptions Only $36.30 for one year (11 editions) including GST and postage anywhere in Australia. Please call our circulations services on 1300 361 604 and quote “Northern NSW Seniors Newspaper”.

The Seniors Newspaper is published monthly and distributed free in northern New South Wales and south-east Queensland.

The Seniors newspaper stable includes Toowoomba, Wide Bay, Sunshine Coast, Brisbane, Gold Coast, Northern Rivers, Coffs and Clarence and Central Coast publications.

Published by ARM Specialist Media Pty Ltd (ABN 73 064 061 794). Printed by APN Print, Yandina.

Opinions expressed by contributors to Seniors Newspapers are not necessarily those of the editor or the owner/publisher and publication of advertisements implies no endorsement by the owner/publisher.

Connecting with all ages, longevity secret WHAT has really hit me in the past few weeks are the unique gifts of the different stages of our lives from birth to 90+ years.Spending time with our youngest grandchild, Delila, who is three years old.

Then visiting a special 90-year-old friend, who is in hospital recovering from a stroke. She always has such interesting life experiences to share and never thinks of herself as ‘old’.

Spending time in Newcastle with my

45-year-old god-daughter and her three children, remembering that it only seemed like yesterday that I was that age with young children.

They were busy years.

Mixing with 30-year-olds to 70-year-olds at our weekly tennis morning and everyone getting on so comfortably.

How much richer life feels, when you can connect with people from all different age groups.

Visit my website www. plansretirement.com.au.

seniorsnews.com.au Monday, July 18, 2016

Sharing the good news & lots more THIS month’s cover story on Australian artist Ken Done heralds a wave of nostalgia.

In an instant the thought of those brilliant, vivid hues takes me back to the 1980s.

For many it was a time of renovating old beach-houses and aging inner-city homes, carefully scrapping back the fading tones of orange and mission brown and thoughtfully re-instituting the federation colours, maroons, creams and deep greens.

Then like a burst of cool, drenching rain on a

JOURNALIST YVONNE GARDINER

yvonne.gardiner@apn.com.au

hot Aussie afternoon, Ken Done saturated us with his astounding abstract pictures and the colours of the Australian sky, the ocean and sunlights.

It was refreshing fun and new, and we took it into our homes and heart (see story page 4).

This month editor Gail Forrer and digital producer

Taya Sweeney attend the The International Federation of Ageing 13th Annual Conference, sponsored by WHO – World Health Organisation and COTA – Council of the Ageing.

You can check out profiles, videos and stories at www.seniorsnews. com.au and two stories have been published on our TalknThoughts pages.

As always there are some great local stories including extensions for the Evans Head Aviation Museum; a visit to Murwillumbah by

eco-warrior Bob Brown; Bangalow’s upcoming Bluegrass and BBQ event, community and neighbourhood news, and our special “Enjoy” page where you will find a succinct round-up of events, book reviews , festival and library news.

If you’re a photographer, we invite you to send in snaps of "Our Place".

Seniors Week is coming up, so let us know what you’ve got planned by emailing reporter Yvonne Gardiner at yvonne. gardiner@apn.com.au or calling 0411 622 720.

Chance to nominate a Hidden Treasure LEISA Hoffmann was listed on the 2014 Hidden Treasures Honour Roll after years of volunteering.

Opportunities in that voluntary role led to a full-time job as a peer worker with both Ability Links – a program with the Northern Rivers Social Development Council – and MI (Mental Illness) Fellowship.

Leisa, a Ballina resident, says she uses her lived experience of mental health and recovery to support others who are on a similar journey.

“The Hidden Treasures nomination was deeply important as it was a validation of the work I have put in and the recognition of the efforts of giving back to community that I continue to do,” she said.

Leisa sees her main achievement as “a role model of recovery”.

“People with a mental illness can be a valued member of our

community,” she said.

Leisa’s first volunteer role was with the Ballina Coast Guard and Paradise FM radio station.

Organisations that have benefited from her experience include the Lismore Adult Mental Health Unit, and the NNSW LHD Mental Health Forum.

Clarence MP Chris Gulaptis is encouraging Clarence and Richmond Valley communities to nominate rural women volunteers to be honoured on the 2016 NSW Hidden Treasures Honour Roll.

“This is not an award program, but a public tribute to the vast number of women who have given their valuable time and energy to assist others,” he said.

To nominate a Hidden Treasures volunteer, you can complete a nomination online www.dpi.nsw.gov.au/ content/rwn/activities/ hidden-treasures.

Nominations close on Monday, August 1.

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Northern NSW

Monday, July 18, 2016 seniorsnews.com.au

Seniors 3

Mary’s longevity key opens Vinnies’ doors

LOCAL Ballina resident Mrs Mary Coleman still has a spring in her step, which she says is thanks to more than 40 years of volunteering with Vinnies.

“Research shows that those who volunteer live happier and healthier lives, and I can certainly attest to that,” Mrs Coleman said.

Mrs Coleman is just one of about 60 volunteers who generously contribute their time, skills and passion to help keep the Vinnies shop in Ballina running like clockwork Monday to Saturday each week to raise much -needed funds to help those who need a hand up in their community.

“I joined Vinnies back in the ’70s when I was living in Casino – my children had started school so I had some free time and wanted to give back to the local community,” she said.

“I really like walking so I decided that I would walk to and from Vinnies each time I was rostered on” “That was 40 years ago and I’m still walking to the shop today – it’s only 20 minutes each way but it helps to keep me healthy.”

“At the age of 81, I’m more active now than I have ever been, plus I like being on my feet in the shop, helping customers and keeping busy.”

“Volunteering has had such a positive effect on my physical health and it’s so special to know that as part of the Vinnies team, we are making a real difference to the lives of people in need,” Mrs Coleman added.

Vinnies is currently looking for volunteers in its Ballina, Mullumbimby, Byron Bay, Brunswick Heads, Murwillumbah, Kingscliff and Evans Head shops.

If you are interested in volunteering with Vinnies at its shops across the Northern Rivers region, please contact Shaya, Member and Volunteer Support Officer, on 0428 977 454 or email shaya@vinnieslismore. org.

■ ORIGIN OF VINNIES St Vincent De Paul founder: Frederic Ozanam The 1830s in Paris brought the collapse of the old Bourbon monarchy which had dreams of

HAPPY VOLUNTEERS: Maureen Jones, Centre President Mary Coleman, Carmel McInerney and Pauline Shay helping at the store.

strengthening the throne with the support from the Church.

Religion was on the decline and atheism increasing; Large numbers of the country people were moving to the cities to find work in the factories.

Many arrived to discover that there was no work, little pay or that the factories were closed due to revolution.

In 1832 an epidemic of cholera swept through Paris killing up to 1200 people each day.

Large slums areas were forming in Paris; thousands of people lived without work, some without clothes, and many alcoholic.

Homelessness, disease, and starvation were common.

A young student, Frederic Ozanam had to walk through the poorer suburbs on his way to university lectures each day and he soon became deeply moved at the hopeless state of families who had been left without the support of their breadwinners after the epidemic.

It was the taunt of an anti-religious opponent in a debating society founded by the students that stung him to action: “You are right Ozanam when you speak of the past! In former times

Christianity worked wonders, but what is it doing for mankind now?

“And you, who pride yourself on your Catholicity, what are you doing now for the poor?

“Show us your works.”

Frederic Ozanam gathered a few friends around him and on April 23, 1833, they met to decide what they could do to assist the poor.

After the meeting Frederic and his flat mate took the remainder of their winter wood supply and gave it to a widow.

These young men attracted the comment “What can seven young men hope to achieve in alleviating the suffering of Paris?”

Fortunately Ozanam paid little heed to their comments, determined to satisfy his own conscience.

The small group decided to adopt the name The Society of St Vincent de Paul after the Patron Saint of Christian charity.

They sought the advice of Sister Rosalie Rendu, aSr Rendu introduced the young men to people they could assist.

They agreed to meet weekly to strengthen their friendship and to respond to needs of those they served. https://www.vinnies.org. au/page/About/History/

VINNIES VOLUNTEERS URGENTLY NEEDED Vinnies desperately needs volunteers to work in our shops to gather, sort and prepare donated goods for sale, to assist customers, display items, and to keep our shops looking attractive, neat and tidy.

Volunteer van drivers are also needed to collect items from donation bins from our van bases in Lismore and Brunswick Heads, and deliver goods to our shops in the Northern Rivers region.

To keep our Vinnies shops operating, we need your help!

Come and join a great group of locals supporting Vinnies, and help us continue to provide vital community support to those who need it most.

Volunteers will need to be available to assist on any day between Monday and Saturday – ideally, for a whole day if helping in our shops and for half a day if assisting with collections.

To volunteer or for further information, pop into your local Vinnies shop or call Shaya on 0428 977 454.

4 Seniors Northern NSW

seniorsnews.com.au Monday, July 18, 2016

Living with a piece of Ken Done Gail Forrer

IN THE 1980s Ken Done came to town and everyone invited him home.

He stepped inside with abstract images, a rich, vibrant palette and presented his celebration of colour on mugs, doonas, curtains and cushions. We wore his signature dresses, t-shirts and swimmers. We drank with Ken Done cups, we wore Ken Done clothes and we slept with Ken Done quilts.

Here was a man who sensed the Australia that we felt – the heat of the yellow sun, the rich blue wash of the Pacific ocean.

He caught the vibration of native animals and reflected back to us the perfumed colour of our favourite flora.

He was talking to all of us who loved and lived on the Australian coastline.

Forty years after connecting beach loving Australians with their sun soaked coastline, artist Ken Done is taking us to the polar opposite – Antarctica.

Inspired by a trip last year to the ice-riven landscape, he has recently completed a series of 30 paintings, Paintings from Antarctica.

From the man who so skilfully interpreted the intensity of the Australian sun, the show presents his unique expression of a

❝

I used drawings all the time to communicate what I felt about something.

— Ken Done

dramatically different continent.

Yet, home is where his heart remains. At 76 years old, Ken Done’s inner artist is still fed by the surrounding beauty of his Chinaman’s Bay property along with the bigger picture of Sydney and regular world travels.

His long-term home and 35-year-old marriage to Judy proves that very early on, Ken realised the elements of sustainable joy.

“Judy are I are like-minded,” he said.

“And we have a shared visual understanding.

“But in 50 years there are hills and valleys, and you just have to find way to get through them.”

The couple also share two children and to their great delight, three grandchildren.

Ken said a great happiness came from having his grandchildren in the art studio.

He sets up the studio before their arrival and then it’s a time for fun and freedom.

In fact, the youngest has coined him the

IN THE FRAME: Ken Done has recently completed a series called Paintings from Antarctica.

“Fundad”.

This year, Ken wrote his memoir A Life Coloured In and recalled his own years as young artist and how he used it to express his himself.

“Being a before TV

child,” he wrote, “I used drawings all the time to communicate what I felt about something.”

He keeps fits with daily swims and a dally in the fresh air as he feeds the local parrots.

He doesn’t mind a game golf but admits to falling asleep watching television.

This year he is preparing for a trip to islands off Scotland and he is looking forward to

making more memories.

“You can’t look back for a second,” he said.

“People around my age can still have a lifetime ahead of them.”

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Northern NSW

Monday, July 18, 2016 seniorsnews.com.au

Seniors 5

A top flight museum Extensions to house Memorial Aerodrome aviation exhibits

By Yvonne Gardiner

AN RAAF Caribou cargo plane will soon join the F-111 strike bomber, a B2 Canberra bomber and a Russian MiG15 fighter as main attractions at the Evans Head Memorial Aerodrome Heritage Aviation Museum.

Volunteers will carefully construct the Caribou from parts which are being transported from the Oakey Army Base in Queensland.

The museum, housed in a restored Bellman hangar, will be extended to the block next door to accommodate the Caribou. This aircraft is well-known for food and fodder drops during floods and other disasters.

About 30,000 visitors have seen the impressive aviation display at the museum since it opened on August 25, 2013.

Museum president Rod Kinnish, a pilot and former

RAAF member, says the museum was set up by enthusiasts to preserve aviation history.

“It’s not just about the airplanes, it’s the history of World War 2,” he said.

“The Evans Head aerodrome played a significant role during WW2.

“It was established by the late 1930s and used mainly by Butler Airlines DC3 and recreational aircraft, as it is now.

“By the end of the war in 1945, it was the largest training base in the southern hemisphere.

“It was the home for Australian, English and Canadian pilots during their training.”

At the height of the aerodrome’s activity during WW2, 5500 people were stationed there, three runways were active, and 17 Bellman hangars had been built.

The aerodrome was home to the No 1 Bombing and Gunnery School during the war.

WAR HISTORY: Museum president Rod Kinnish shows off a major drawcard, the F-111 strike bomber. PHOTOS: YVONNE GARDINER

Generous sponsorship from Evans Head Airpark developer Peter Lynch and Richmond Valley Council, and the work of volunteers, has

established a major tourist drawcard.

“The museum just keeps growing and growing. Every week we get someone donating something,” Rod said.

“People keep bringing back more bits and pieces that were sold during the dispersal (after WW2).”

The museum is open Saturday and Sunday from 10am–4pm. Mid-week

group tours can be arranged by phoning 0411 378 998 or visit www.ehmahaa.org.au.

Entry fee is $5 single or $15 for the family.

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6 Seniors Northern NSW

seniorsnews.com.au Monday, July 18, 2016

Blanket appeal warms the homeless FUNERAL homes attached to Invocare have launched a winter blanket appeal throughout the Northern Rivers region. For every blanket donated by a member of the public, the funeral homes will give a new blanket to The Salvation Army.

Guardian Funerals regional manager Scott Steenson said The Salvation Army saw men, women and children who struggled to keep warm, especially the homeless and those affected by drug addiction and mental illness.

“This winter we are again responding to the needs of some of the most disadvantaged in our community with a blanket donation drive,“ Scott said.

■ Blankets can be dropped at the following locations: Guardian Funerals, 74 Kalinga St Ballina; William Riley Funerals, 651 Skyline Rd, Goonellabah; and Casino Funerals, 62 West St, Casino.

STRONG SUPPORT: Bob Brown chats with Murwillumbah residents (from left) Cheryl Forrester, Leah Sheldon and Nellmary McEwan after his presentation in the town’s Regent Cinema on June 22.

Cheers for eco-warrior IT WAS clear that Greens elder Bob Brown was among friends. The cheers and standing ovation from an adoring audience said it all.

The avid campaigner and cherished eco- warrior was in Murwillumbah to shore up the Federal Election bid of The Greens

candidate Dawn Walker in the seat of Richmond.

As it happened, Dawn didn’t win the seat, but claimed 20% of first preference votes with a swing towards her of nearly 5%.

In a packed Regent Cinema, Bob outlined environmental issues and

actions he was taking in response. He said an expanding world population was consuming an unsustainable portion of natural resources.

Bob hopes to join the crew of the Sea Shepherd later this year to bring national attention to oil

Peace of mind for your family when you say goodbye.

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Casino – Lismore – Ballina

giant BP’s plan to install a massive rig in the Great Australian Bight.

He said people had a right to protest against actions they considered wrong.

"The world’s been made a better place through peaceful protest," he said.

Existing protest laws have recently seen him arrested and charged. He is currently challenging these in the High Court.

At the end of the night, Bob auctioned off his book, titled Optimism.

"I think if I write another book, it might be called Defiance," he said.

local news

Monday, July 18, 2016 seniorsnews.com.au

Northern NSW

Seniors 7

All Things Legal DEALING WITH A DEATH IN THE FAMILY – WHY DO YOU NEED PROBATE?

Valuable legacy

By U3A tutor Lynda Tait

LIFE stories are among the most significant legacies we can leave to our children and grandchildren.

How many of you have wished your deceased relatives had written down the events and circumstances of their lives.

At Writing Life Stories, we are writing what is primarily our story, about our life, our experiences, our feelings and attitudes – written in our own style.

It’s a good idea to create a

timeline or life history calendar so that you don’t leave portions of your life out. Be as specific as possible about dates, names, ages and places.

These details will help to make your story vivid. U3A Tweed Coast holds a class, Writing Life Stories, with Lynda Tait on Tuesday from 12–2pm at Kingscliff Library.

What’s on: ■ Ballina Chess Group meets at the Ballina Library every Friday from 12.30–2pm.

■ Byron Bay Textile Creation Group meets

every third Wednesday at 2pm. Work on your own project while being inspired by others working away. Bookings essential, phone (02) 6685 8540.

■ Knit’nChat is a group of knitters, crocheters and hand embroiderers who get together at Tweed Heads Library on Mondays at 9.30am with their project to craft and chat.

■ Lismore Craft Group Every second and fourth Wednesday from 9.30am–12pm a group of women gather at Lismore Library to knit, crochet and patchwork.

It’s Good to Share

Submit your photos, stories, events and notices online. Look for the ‘share your event or story’ box on our home page.

Visit www.seniorsnews.com.au

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GET WRITING: Your family will appreciate if you write down your life story.

Losing someone you love can be devastating enough. Not only are you grieving the loss of this person, but you may also be tasked with the role of finalising their affairs as the executor of their Will, often the last thing on your mind in your grief-stricken state. Just the thought of it can be daunting because it is unfamiliar territory and it’s certainly not a situation any one wishes to be placed in. Unfortunately, it’s a situation you are likely to find yourself in throughout your lifetime.

During the process, it is common to hear foreign terms such as “Probate” or “Letters of Administration”.

Generally, the majority of people have never heard of either of these terms and those who have tend to have misconceptions about what they actually mean. We often hear statements such as, “there’s a Will so why do we need Probate?” or “we don’t need Probate because our family gets along”.

99% of the time we are simply asked, “What is Probate?” and “Why do we need Probate?”. It is important to understand what Probate (or Letters of Administration) is in order to appreciate why it is required to administer a deceased estate.

What is Probate?

A grant of Probate is essentially confirmation by the Supreme Court of the authenticity of the last Will of the deceased. The process involves advertising with the prescribed legal publications to ensure that there are no later Wills in existence and a subsequent application to the Supreme Court to effectively “prove” the last Will. An affidavit sworn by the executor is filed with the Court, and the document itself is inspected by the Probate Registrar with a fine tooth comb to confirm its validity.

What are Letters of Administration?

A grant of Letters of Administration is the equivalent to a grant of Probate in the circumstances where a person has died intestate, ie without a Will or without a valid Will.This grant is also required if the executor of the will has died, has lost capacity or has renounced. The administrator (akin to an executor) is appointed by the Supreme Court. This grant is more difficult to obtain and priority to apply is determined by the rules of intestacy in the relevant States.

Why is Probate required?

You may often hear from someone you know, whose mother/father/brother/sister died, that they didn’t need Probate compelling you to question why it is required at all. After all, there is a Will so why does it become so complicated after the fact? Yes, there are circumstances in which the executor will not be required to obtain Probate. This is may be the case where the assets are jointly held or it is considered a “small estate”, where the assets of the estate are of low value. However, it is important to understand that every estate is different. There is no stock-standard estate plan because the personal and financial circumstances of each person are varied.

There are many issues to consider when it comes to the duty of an executor and the administration of the estate, however, the most common reasons for obtaining Probate are outlined below:Authority to deal with assets Most asset holders will not release or transfer assets held by a deceased person until a grant of Probate has been provided to them. For example, in New South Wales the sale or transfer of all real property held solely in the name of the deceased cannot be carried out without a grant of Probate or Letters of Administration. Generally, most banks and financial institutions will not release the contents of a person’s bank accounts if the value is over a certain threshold. There is no set or standard value, and each financial institution determines its own value at their discretion. It can also depend upon the family dynamics and who the beneficiaries are (and how many). For example, if a male dies and has several de facto partners with children from different marriages, it is unlikely a bank will release funds without a grant and, even if they do, they require indemnities to be given.

Production of the grant effectively ensures that the executor is legally authorised to deal with the assets.

There are certain procedures set out by the Supreme Court to flush out any prior Wills and if a grant is not issued it is almost impossible to determine that the last Will is in fact the last testament of the deceased. Essentially, the asset holder is guaranteed that they are in fact dealing with the correct legal personal representative and if a later Will is found the liability rests with the executor for intermeddling with the estate.

Protection from claims There are certain statutory time limits imposed by the respective Succession Acts in each State and Territory for an executor to safely distribute the assets of an estate.These time limits are in place to allow any person whom is eligible to make a claim for provision from the estate sufficient time to provide their notice (“eligible applicant”).

For example, in New South Wales, the executor must wait 12 months from the date of death before he/she may safely distribute the assets of the estate to the beneficiaries. The reason for this is that an eligible applicant has 12 months from the date of death to file their claim. There is the option to distribute after 6 months from date of death by publishing a ‘Notice of Intended Distribution’ with the Supreme Court of New South Wales. It should also be served upon any known eligible applicants. If no one comes forward within 30 calendar days from the date of publication then the executor may safely proceed with distribution.

In Queensland, there is a 6 month notice period from the date of death for people to give notice of a claim against the estate and legal proceedings must be filed no later than 9 months from the date of death if that notice has been given. It is therefore prudent to wait at least 9 months from the date of death before distributing but this can be shortened with written confirmation from any potential claimants they will not bring a claim.

Statutory protection is only afforded to the executor or administrator when Probate or Letters of Administration are obtained. If a grant is not obtained, they leave themselves open to liability for any claims brought against the estate by creditors or beneficiaries. Take for an example, the instance where an executor distributes the assets in accordance with the Will without obtaining Probate. An illegitimate child or a former spouse may come out of the woodwork (as is often the case) after hearing of the death some time after the fact with the intent to seek provision from the estate (i.e. bring a claim against the estate). If the assets have been distributed prior to the requisite statutory time period, and no notice has been given to the public of the distribution the executor becomes personally liable. This is despite the fact the executor has acted in good faith and distributed the assets in accordance with the contents of the last will of the deceased.

There is also the possibility a later will could be in existence without the knowledge of the executor.

There are many good reasons to obtain a grant of probate if you are an executor! Don’t listen to back yard legal advice or get advice from lawyers who don’t specialise in this area.

In most cases, the reason an executor chooses not to obtain Probate is because they do not want to incur the cost of doing so. They are often misinformed or have not been provided with the correct advice in relation to the liability that goes hand in hand with their duty as an executor.

We strongly advise any executors or administrators to carefully consider their position and obtain accurate legal advice from experienced legal practitioners in this complex area. It may save you a lot of grief and money!

For enquiries please contact Wills & Estates Department Manager, Donna Tolley on direct line 07 5506 8241, email dtolley@attwoodmarshall.com.au or freecall 1800 621 071.

8 Seniors Northern NSW

local news

seniorsnews.com.au Monday, July 18, 2016

BOOK THIS SPACE!

Seniors News Embracing b Ageing

CRAFTY CREW: (In front) Amanda Lindh, from the Murwillumbah Community Centre, and Elsbeth Gartly, from the Murwillumbah Stitch and Craft Group, with donated handmade goods. Other craft group members pictured are (from left) Mary Noble, Carolynn Poll and Alrisha Gillies.

Library groups knit community together THE cold weather has certainly arrived, so it’s good to know there’s help at hand for those in need of a little warmth, thanks to the generosity of the Murwillumbah Stitch and Craft Group.

The crafty crew meet each Tuesday for a couple of hours from 9.30am at the Murwillumbah Library, making friendships while they stitch, knit and crochet.

Community services co-ordinator at the Murwillumbah Community Centre, Amanda Lindh, picked up a donation of the group’s colourful and cosy work – all created at the library over the past six months.

It’s the second time the group has made a donation of handmade items to the community centre, including scarves, beanies, socks, blankets and gloves.

To find out more about advertising in this paper and online, call Virginia Shirley on 1300 880 265 or visit our website at www.seniorsnews.com.au To share your business’ story or photo, email Gail Forrer at gail.forrer@seniorsnewspaper.com.au 6337609aa

+ Follow us on

News + LifestyLe + HeaLtH + traveL + fiNaNce + reaL estate + eNtertaiNmeNt

— Amanda Lindh

“We distribute the items to people in need when they come to the centre for support and case management,” Amanda said.

“We’re always grateful for donations of food and warm clothes.”

Donations can be made directly to the centre at Knox Park (Nullum St side) in Murwillumbah.

The craft group also welcomes donations of wool, knitting needles and crochet hooks.

Donations can be dropped off to the Murwillumbah Library.

Remembering the early days of Murwillumbah

If you like what you’re reading, why not advertise here?

We’d love to share your stories and promote your business to readers just like you. This is the perfect opportunity to share what your business has to offer to those who are most interested. Don’t miss your chance to reach our readers!

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We’re always grateful for donations of food and warm clothes.

MURWILLUMBAH, 850km north of Sydney, was originally home to the indigenous Bundjalung tribe. European settlement came in the latter 19th century, with the name Murwillumbah being first noted by pioneer settler Joshua Bray following a suggestion by Jonathon Harris and was the Aboriginal name of the tribal lands between what is now the Tweed and Rous rivers.

The first commercial maritime vessel navigated

the Tweed River in 1868 and the cultivation of sugar cane and the surveying of the town soon followed.

A lift-span bridge replaced the ferry across the Tweed River in 1901 and the town was declared a municipality in 1902.

In 1907 most of the town business district was razed by fire.

In 1955, the Tweed Valley Banana Festival was held for the first time.

Murwillumbah.com.au

Northern NSW

Monday, July 18, 2016 seniorsnews.com.au

Seniors 9

talk ‘n’ thoughts

International perspective Gail Forrer reports ideas from global experts population’s diversity.

Godfrey Paul, senior regional manager of HelpAid international, wasted no time in giving us a reality check. He said the 21st century as we thought it would happen had not arrived.

He said we had envisaged a contemporary world a shrunk in time and space, a tightly knit global village. Instead we have a world of war and hate. At the same time we are faced with two mega trends simultaneously converging on us – Ageing and Climate Change.

Dr Lisa Brown, of California, was on the same page, but went

further and suggested that older people should be considered for volunteer roles during emergencies. She said that older people could be seen as a resource for assisting, not necessarily in need of assistance.

Professor Junko Otani, of Osaka University, noted that Japan had the largest ageing population in the world. She called Japan a “super ageing society”.

She emphasised that data revealed that during a natural disaster it was peer groups and neighbours who helped the older person rather family members.

Things don’t have to get tougher as you get older Gail Forrer

IF YOU think things get tougher as you get older, it’s time to think again.

Over a three-day period global speakers at The nternational Federation of Aging, 13th Global Conference (June 21–23) introduced a range of new knowledge aimed towards the wellbeing of an ageing demographic.

Speakers included: Oxford Academic Dr Sarah Harper, Professor of Gerontology and Senior Research Fellow Nuffield College. a world leader in planning for the new demographic of ageing people. She attributes the new demographic to a

❝

She talks of challenges and opportunities. number of points including a lowered fertility rate – the number of babies born is not equalling those already here and ageing.

She talks of challenges and opportunities. The practicalities of technology will support independent living through home aids. In terms of mature-age employment she cited a particular car manufacturer where robots released older workers from manual labour and increased

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TELL YOUR STORY!

Tinnitus getting you down?

Have you written your life story?

Do you want to pass a legacy on to your family?

Do you have a novel waiting to be published?

It’s the small things in life that keep you smiling…. At Sunshine Hearing we’re here to keep all our patients smiling and experiencing life at full volume.

We are now accepting manuscripts

To schedule an appointment or speak

See ‘New Author Information’ on our website to submit your story or ...

with one of our friendly staff members, contact us on the below details. We look forward to hearing from you soon.

CALL (07) 55 755 141

Sunshine Hearing 6055320aa

EMAIL: info@zeus-publications.com www.zeus-publications.com

their working life through the provision of physically easier computer generated design work.

Dr Bradley Willcox is a physician-investigator in geriatrics and gerontology and the man who told us about the health secrets of the long living Okinawa people. Along with a scientific team and his anthropologist twin brother, he examined the dietary habits of what is known as longest living people in the world. Sweet potatoes, he told me, played the biggest role in their diets, particularly purple ones, this along with jasmine tea and miso.

6345360aa

OLDER people are a diverse demographic, who have proven to be of great help during disasters and emergency situations rather than needing help according to experts at the International Federation of Ageing 13th annual Global Conference held in Brisbane June 21-23.

While a panel of global experts talking about catastrophes and the older person presented statistics showing extremely high mortality rate next to other age groups during natural disasters, they also urged policy makers to recognise the ageing

Hurdles, highjumps and solutions

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10 Seniors Northern NSW

seniorsnews.com.au Monday, July 18, 2016

Live and

What’s

Going On?

Worms love to eat the scraps

❝

THRIFTY AND THRIVING NICKY NORMAN WORM farming is a great way to reduce your household food waste.

As long as you have a sheltered balcony or garden, it’s easy to do and creates nutritious plant food for your garden.

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WHAT DO I NEED?

■ A worm farm ■ Compost worms – minimum 1000 (or 1000 x no. of people in your household) ■ Newspaper and a hessian sack ■ Food scraps ■ Compost (if building your own worm farm)

FIND A LOCATION

Join Us Online

Get online to find your news, your way. seniorsnews.com.au

In summer, keep your worms in a cool, sheltered environment, away from direct sunlight.

In the colder months, move them into a sunny area to keep them productive as temperatures drop.

Where possible, place close to your kitchen so it’s convenient to maintain and add scraps.

SET UP YOUR WORM FARM

The easiest way to get started is to buy a commercially made worm farm. These usually have two or three layers, all of which do different things.

HOW DO I GET STARTED?

Add your worms and cover them with five sheets of damp newspaper and a hessian sack or old t-shirt.

Replace the worm farm lid and you’re ready to go.Once your middle layer is full to the brim, you can begin to use your top, or third, level.

Start by placing food, covered with your hessian sack, in this level, and your worms will gradually move upwards to live and feed.

REMEMBER:

■ Worm farms process less food than a compost bin, so make sure you’re not overfeeding your worms. Uneaten food will begin to smell and attract unwanted pests.

■ Each day a worm will consume approximately it’s body weight in food.

This means you can feed your worm farm a few handfuls every few days.

Once it’s established and the worms are breeding, you can try feeding them more food.

■ Cut food into small pieces.

More info: foodwise.com.au.

Secrets to IF YOU’VE been wanting to make jam but haven’t known where to start, here’s your chance.

Choose any fruit that’s ripe but still firm and try your own recipes, experiment with flavours, add a bit of whiskey to marmalade, cinnamon and vanilla bean paste to fig jam or rose-hip syrup to berry jam. When making jam, make sure you use all sugar in the recipe, this is needed to sweeten the jam and also as a setting agent. General rule of thumb, use a cup of sugar for every cup of chopped fruit.

To set, jam needs the right balance of acid and pectin. High-acid fruits

CHEAP EATS, NO TRUFFLES CHRISTINE PERKIN include oranges, lemon, grapefruit, cherries, green apples, pineapple, raspberries and plums.

If you’re using low-acid fruits, such as rhubarb, apricots, peaches and strawberries, you need to add lemon juice. A handy trick to help it set is to cook jam with a muslin bag full of pectin-rich lemon rind and seeds or you can buy pectin from most supermarkets.

Indulge your reading passion….

Dance, Movement & Music for Seniors Dance for Dementia classes are currently being held in Lennox Head, Bangalow, Lismore and the Tweed area All seniors welcome

WE SELL AND EXCHANGE • Second Hand Books • DVD’s • Games • Toys • CD’s • Jigsaw Puzzles Come find us and see what’s inside…. Story Time

Book Clubs

ZEE BOOK EXCHANGE Open Monday-Friday 9:00 to 5:00 Saturday-Sunday 10:00 to 4:00 6350983aa

For more information on times and dates please contact Jodie 0408665275 and jodielee004@yahoo.com.au

In summer, keep your worms in a cool, sheltered environment, away from direct sunlight.

Nimbin Community Centre 81 Cullen St – Inside the A2 room - Ph: 0402 443 797

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Are there exciting things happening in your local senior community? Share your story online. Look for the ‘share your event or story’ box on our home page.

Visit www.seniorsnews.com.au

Find us on facebook zeebookexchange

Monday, July 18, 2016 seniorsnews.com.au

let’s save These figures shape the good life on earth FROM THE EDITOR’S DESK GAIL FORRER editor@seniorsnewspapers.com.au

best jam For best results, cook jam in small batches – this way the cooking time will be shorter and the fruit will retain its natural colour and flavour. I like to bottle in small jars about half a cup volume.

Making jam at home is a simple process that requires few ingredients, but it is easy to get it wrong.

A few simple rules to follow ■ 1. To set, jam needs pectin from the fruit and some varieties have more than others. For extra pectin, add a muslin pouch of lemon rind and seeds or store bought pectin available in your supermarket.

■ 2. Cook the fruit in a heavy-based pan until it’s soft but still holds its shape. This releases pectin and sets the jam.

■ 3. Skim foam from the surface as it cooks and to prevent burning, stir constantly for the last 10 minutes.

■ 4. Ladle the hot jam into clean, dry jars and invert for 2 minutes to seal.

To store Jam ■ Wash jars and lids in hot, soapy water or dishwasher, then rinse and dry on a rack ■ Store jam in a cool, dark place away for up to six months. Once opened, store in the fridge for up to six weeks.

Seriously Fun Facts About Recycling ■ If by some miracle you could save one ton of paper you would be saving 682.5 gallons of oil, seven thousand gallons of water and 3.3 cubic yards of space in your local landfill.

■ The next time you pull that roll of toilet paper off the shelf bow your head and give thanks for the 27,000 trees that give their lives for you each day.

■ Think we’ve moved to a paperless society?

Think again. Ninety-five per cent of the world’s information is still stored on physical paper never to be read or looked at again by anyone.

■ If you recycle a plastic bottle you will save enough energy to power a 60w light bulb for as long as six hours.

■ If you throw the bottle away as 2.5 million are thrown away each hour don’t worry – each one will decompose in 500 years.

■ In the ocean fish can’t tell the difference between plastic bags and jellyfish resulting in thousand of marine animal deaths.

■ Americans throw away enough soda cans and bottles to reach to the moon and back 20 times.

■ That recycled aluminium can could be

❝

If you have an iPod you could listen to an entire album with the energy saved by recycling just one aluminium can.

returned to store shelves in as little as 60 days.

■ If you have an iPod you could listen to an entire album with the energy saved by recycling just one aluminium can.

■ Or you could run a TV for two hours by recycling that single aluminium can.

■ Two thousand gallons of gasoline could be saved for every ton of recycled plastic.

■ According to a 2015 law all New York residents will face a $100 fine for not recycling their old outdated electronics, PCs, and TVs. ■ The world dumps 14 billion pounds of garbage into the world’s oceans every year. The vast majority of it is plastic.

■ Want to save 17 trees? Recycle one ton of paper products.

■ Processing new aluminium costs 95 per cent more than processing recycled aluminium.

Read More: Friday Fun Facts About Recycling | http://kmmsam.com/ friday-fun-facts-aboutrecycling/?trackback= tsmclip

Northern NSW

Seniors 11

Join Us

Online Read past editions and more Seniors News on our website – embracing ageing.

Visit www.seniorsnews.com.au

We’ve Gone Social!

Join the conversation on Facebook.

Visit www.facebook.com/seniorsnews

12 Seniors Northern NSW

seniorsnews.com.au Monday, July 18, 2016

community HELLO readers, to enable us to respond to your request for publication of more Community Notices, we ask that you keep your notices short and to the point (100 word maximum). If you would like to submit a photo please ensure the quality is at least 180dpi of people’s faces and nice and bright. Club Notices deadline for the next issue is August 3.

Enquiries to Nicky or Chris via email: community notes @seniors newspaper.com.au

Meeting will be held on Thursday, July 21 at the South Tweed Sports Club, starting at 11am.

The speaker will be Julie Murray who will provide what promises to be a fascinating account of her travels to Antarctica, with particular reference to Scott the explorer.

Apologies from members to Kay on 5524 4089 by Monday, July 18.

Smiling with inner joy of creativity

TWEED HOSPITAL AUXILIARY

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We had the most incredible painting workshop with a group of creative women. Thank you Deanne Mary, Louise Banning, Glenda Adams, Jodie and Marylyn. And Jenny Zwemer, of The Lakes in Caba, for the delicious food and drinks and gorgeous location and Caba Creative for getting it all happening. Also, for the extra special aura

NEIGHBOURHOOD NOTES Please send us your local notes and we will share with friends

Glenda Adams enjoying the Caba Creative painting workshop.

soma colour analysis by Kirsten Harris. For more, phone 0413 804 024 or go to www.caba creative.com. au/

VIEW CLUBS ■ COOLANGATTA

PHOTO CONTRIBUTED

TWEED

Coolangatta Tweed VIEW Club’s next Luncheon

The Tweed Hospital Auxiliary will be holding its Annual General Meeting in the auditorium of the Tweed Heads Civic Centre, Brett St, Tweed Heads on Monday, August 1 at 2pm. The Auxiliary has again had a very successful year raising funds to purchase necessary equipment for the Tweed Hospital.

Anyone interested in our work is most welcome to join us. Afternoon tea will be served after the

meeting and members are requested to bring a plate.

Our usual monthly meeting will be held at noon. The Auxiliary will be holding a Craft Stall at the Pines Shopping Centre on Thursday, July 21 from 8.30am–5.30pm.

TACT

TACT offers a wide variety of classes ranging from absolute beginners who have just purchased their first computer or iPad tablet to the more advanced computer users. Classes for Windows 10 are also available. Enrolments for all classes will be held the last Friday of each month from 10am–12pm. TACT has 22 PCs and 10 I Mac desktop computers. For further information phone 5524 9212 or visit their website www.tact.org.au Classes from Monday to Friday are in an airconditioned room. TACT is located in the South Tweed Sports Club.

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Monday, July 18, 2016 seniorsnews.com.au

community ST CUTHBERT’S FASHION PARADE

St Cuthbert’s Anglican Church is presenting their Annual Fashion Parade on Saturday, July 30 starting at 1pm. The fashions are by “Portofino” with sizes and styles to suit every woman. Entry is $10 with a lucky door prize being a $50 voucher to put towards the fashions.

Contact the Church Office on 5536 1060 or Yvonne Turner 0419 357 634.

COOLANGATTA SENIOR CITIZENS

The Coolangatta Senior Citizens Centre for 50 & Over Seniors has a large range of activities including, bingo, dancing (inc. lessons), free computer lessons, card games, choir group, indoor bowls, craft, light exercises, line dancing, mah jong, rock & roll, Spanish lessons, snooker and eight ball, social table tennis, tai chi, yoga, monthly bus trips, free

monthly concerts, hairdresser & beautician and free Wii on the big screen.

Our next monthly concert will be on Monday, July 25 at 1pm and will feature the Fabulous “Dixie Jazz Band” a multi talented group of outstanding professional musicians. For inquiries, events brochure and concert bookings please phone 5536 4050 or visit the centre at 2 Gerrard St, Coolangatta.

TWEED BORDER NATIONAL SENIORS

Tweed Border branch of National Seniors enjoyed a Brisbane River cruise recently, with morning tea and a hot lunch. Meetings are held on the fourth Wednesday at 10am at South Tweed Sports Club.

Day trips are on the second Wednesday, which include river cruises, island visits and country days. Phone Jan on 5523 1255.

PROBUS CLUBS ■ KINGSCLIFF MIXED

Kingscliff Mixed Probus Club holds its meetings in the Kingscliff Beach Bowls Club on the first Wednesday at 10am and outings on the third Wednesday. The next meeting will be on August 3. Phone Norma on 02 6676 3360.

■ HASTINGS POINT TWEED COAST

Meets next on Tuesday July 19 at 10am at the Tri Care Retirement Community. Inquires to Julie 0418 966 256 or hastingsptprobus.org. At this meeting, member Brenda McDonald will be speaking on the history of her ancestors.

U3A ■ TWEED COAST

Tweed Coast U3A presents “Tall Tales but

True” with Kathy Cherry – Bush poet cum historian.

Kathy shares her humorous verses and knowledge of the Wooyong area. Be at the Uniting Church Hall, 24 Kingscliff St, Kingscliff at 2pm Friday, August 5. $2 donation for afternoon tea. Inquiries to Pam 02 6674 2367.

■ TWIN TOWNS

U3A Twin Towns offer digital photography and technology classes also a current affairs discussion groups on Thursdays at St Cuthbert’s Hall, Tweed Heads.

The Friday Cards and Games group is once again running a ‘strictly fun’ trivia afternoon on Friday, August 5 from 1–3pm. Bring nibbles and drinks.

Bus Trip, Saturday, October 1. This is our first bus trip for the year. It will be to Brunswick Heads to visit the riverside markets with morning tea provided.

Travel to Lismore for lunch

Seniors 13

NEIGHBOURHOOD NEWS send your notes to: communitynews@ seniorsnewspaper.com.au

at the Workers’ Club.

Return via Nimbin for stroll around this interesting place and a surprise visit to a local industry. Cost is $38 all inclusive. Please put your names and pay in Social Book at the office.

Inquiries call 07 5534 7333 or email u3atwintowns@gmail. com.

AOOB TWIN TOWNS

AOOB Twin Towns monthly meetings are held on the first Friday at South Tweed Sports Club at 2pm in the Secret Garden Room.

Phone Twenette on 07 5523 2939 for more.

GOLD COAST SOUTH – TWIN TOWNS NATIONAL SERVICEMEN

Gold Coast South – Twin Towns Branch of the National Servicemen’s Association of Australia will hold its next meeting on Sunday, July 24 at 10am in the RSL Sub

Branch Anzac Room of the Twin Towns Services Club.

Contact Tom Hughes, public officer on 07 5513 0665.

TWIN TOWNS & DISTRICT GARDEN CLUB

Twin Towns & District Garden Club hold their meeting on the second Monday at the Tweed Heads Civic Centre.

Meetings start from 8.30am. We have guest speakers and also benching, plant sales, lucky door prize and raffles. Entry $3 which includes morning tea.

TOP ENDERS

Top Enders – connecting the over 50s from all areas of the Gold Coast for friendship, fun and fellowship. Monthly meetings 1pm and as advised. Phone Sue for details 0405 936 330, text Aira 0405 023 611 or email Sam at oz.sam@live.com.

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14 Seniors Northern NSW

seniorsnews.com.au Monday, July 18, 2016

health

HEALTHY AGEING A good diet A good night’s sleep A good bit of regular exercise and timely health checks

Eye on safety ADVERTORIAL

MORE than 35 per cent of people aged over 65 will have a fall each year – that’s more than 1000,000 people, or 3000 each day.

According to government figures one in three over 65s will fall each year in Australia, resulting in more than 1.5 million hospital days spent on fall-related injuries. More than 70% of these falls happen in or around the home, nearly 20% result in head injury and 30% to hip/leg fractures. There is no clear indication on how long people remain “undiscovered” following a fall. Emergency Medical Services specialises in fall detection systems and monitoring with safeTwear, the world’s smallest-smartest fall

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AS WE AGE and our need for mobility aids and equipment increases, subsidy funding through the government is an essential means for living comfortably.

Government-funded schemes provide funding for mobility aids and equipment to enable the aged population to grow old comfortably at home, avoiding early hospitalisation or residential care.

There are many funding schemes available throughout Australia to subsidise mobility aids and equipment such as oxygen on a permanent loan basis or private ownership basis. In Queensland the following options are

Set your sights on better eye care. We have

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At The Eye Care Clinic, our eye surgeons and specialists care enough to see you as people, not just as someone with a problem. Dr. Svoboda and Dr. Lamont personally see you all the way through your procedure - right from the first visit till they are totally satisfied all is well.

Nor does this high level of care mean that you are charged an arm and a leg. We actively work to keep the costs as low as possible, and provide services including cataract surgery, glaucoma, lid tumours, diabetic eyes, iritis, laser surgery, squints, dry eyes and lid malpositions. In fact those who are insured also enjoy the cost saving benefit of our No Gap Policy.

What’s more, there’s no need to travel out of the local area for the actual surgery as our surgeons operate in Tweed Heads.

When you want someone that takes a sight better care of both you and your health, ask for The Eye Care Clinic. You’ll see we really do care.

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Specialist hospital-based scheme (Cystic Fibrosis Program).

To apply for assistance from MASS, you need to have a permanent disability or stable condition, hold a pensioner concession card, healthcare card or Queensland Government Seniors Card and be assessed by a clinician such as an occupational therapist.

MASS accesses the best that Queensland LIVE COMFORTABLY: Breathe suppliers have, so you easy with Easy Oxygen. get access to the best PHOTO: CONTRIBUTED range of equipment and services. Advanced available: The Medical Healthcare/Easy Oxygen Aids Subsidy Scheme (MASS), Community Aids Office: 1300 306 870.

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Monday, July 18, 2016 seniorsnews.com.au

MEDICAL ALERT!

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Seniors 15

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16 Seniors Northern NSW

seniorsnews.com.au Monday, July 18, 2016

finance

HEALTHY FINANCES Advice from the experts

Is interest low for the long haul?

WE NOW live in global economic environment with zero or negative interest rates in substantial parts of the developed world.

This is a result of events that have unfolded over a 30-year period and if we look to the past, we might see a repeating theme.

The results of the prolonged period of interest rates trending down has been a series of investment booms and busts, from the Japanese property bubble of the late 1980s through the “Asian Tigers” (and Asian crisis) of the 1990s, the tech bubble (and burst) in the 2000s, followed by the US (and other) housing booms (and GFC), China’s construction boom (a direct response to the GFC’s impact on its export industries) and the spill-over to resources (which is now fading), to the biotech bubble of the past two years. In Australia we are currently witnessing an ever-surging number of new apartments being built across our capital cities as part of an overall home building program, which on a per capita view equals China’s 12.5 million starts.

With high levels of indebtedness after such growth, the system is more sensitive to interest rate increases. There is also significant excess capacity in all the areas that attracted over-investment (eg mining), which reduces the need for further activity. While some think that low rates would encourage consumption, the reality is that low rates are leading people to save more for longer to meet their financial goals. Inflation has been low for almost three decades. The key drivers underlying the current low inflation are: the opening up of trade with developing economies that has provided and will continue to provide an enlarged pool of labour; advancements in technology, particularly in terms of its impact on efficiency across a wide range of industries (think Uber, Airbnb, for example), have had and will continue to have a deflationary effect; and governments have been more disciplined with fiscal spending in recent years.

This kind of low-yield low-inflation environment is not without precedent.

Jonathan Wilmot from Credit Suisse has produced some quality analysis on the two

THINK MONEY PAUL CLITHEROE

TAKE NOTE: The rise in low interest rates may continue.

historical periods that most closely resemble the post-GFC era: the global recession in the 1890s and the Great Depression of the 1930s.

The key lesson from these earlier episodes is that interest rates stayed low for 25 years from the start of the crisis. While economic systems have changed in significant ways since then, a similar pattern across the three periods can be observed

in many metrics (Wilmot pointed to unemployment, industrial production, corporate earnings and credit issuance).

With a potential long-term low interest rate environment ahead, it could be a good time to review your investment strategy is suited to current times.

Includes excerpts from article by Platinum Asset Management

For more Information, contact Tim Maher at Maher Digby Securities Pty Ltd - Financial Advisers – AFSL No. 230559 Ph: 07 5441 1266 or visit our website www.maherdigby.com.au This document was prepared without taking into account any person’s particular objectives, financial situation or needs. It is not guaranteed as accurate or complete and should not be relied upon as such. Maher Digby Securities does not accept any responsibility for the opinions, comments, forward looking statements, and analysis contained in this document, all of which are intended to be of a general nature. Investors should, before acting on this information, consider the appropriateness of this information having regard to their personal objectives, financial situation or needs. We recommend consulting a financial advisor.

AS HUMANS we seem to instinctively want to find an easy way to make money quickly. Perhaps this explains why property spruikers continue to drum up business. But consumer regulators around Australia are warning about so-called property investment promoters who claim to be “wealth creators” but who are really just in it for themselves.

Over 30 years in the money business, I’ve come across more than a few dodgy property investment schemes, and they are often marketed through free property seminars with invitations sent via mail, email or promoted on social media.

As the government’s MoneySmart website notes, one property investment seminar featured “Four of Australia’s greatest financial superstars”.

Yet when our investment watchdog ASIC checked them out, none of the presenters had an Australian Financial Services (AFS) licence.

In fact, three of the four speakers were found to live and work in the United States.

If you do attend one of these seminars, be prepared for some high pressure sales tactics designed to convince you to invest in a property – often as selected by the spruiker.

I won’t argue that a sensibly priced, well located property can be an excellent long-term investment. But our consumer watchdog – the ACCC, is advising against attending these property investment seminars. Many ordinary Australians have suffered financial loss after relying on the unsubstantiated claims of a property spruiker.

If you decide to attend a property investment seminar, look for the telltale warning signs – like being rushed into a decision.

If the spruiker also supplies mortgage broking, conveyancing and/or tax advice the alarm bells should definitely start ringing.

And if you are encouraged to use your own home to fund the investment, don’t walk, run.

For more information on property spruikers, visit the MoneySmart website.

Paul Clitheroe is a founding director of financial planning firm ipac, chairman of the Australian Government Financial Literacy Board and chief commentator for Money Magazine.

Join Us Online Get online to find your news, your way.

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travel

travel

seniorsnews.com.au Monday, July 18, 2016

JOURNEYS Take off around the world, across the ocean or in your own country.

The world is waiting to welcome you.

Relax before your trip

EAT, DRINK AND BE KERRY KERRY HEANEY START your holiday with a massage before you fly at Brisbane International Airport’s new Plaza Premium Lounge.

Along with honeycomb seating, plenty of electrical outlets and complimentary wi-fi access, Plaza Premium Lounge also has a separate spa facility.

Scheduled for opening in the second half of 2016, the spa’s menu will include seated massage, plus head and shoulder massage.

You’ll need to adjust your pre-departure buffer allowance to allow extra spa massage time!

The individual workstations provide a compact, but comfortable workstation area, and there are comfortable lounge chairs with a big screen view of the airport’s activity.

Just like you’ll find at airport lounges operated by major airlines, there’s buffet dining where you can eat your weight in food. If you are looking for a comfortable place to hang out between or before flights, have breakfast,

lunch or dinner, catch up with the latest newspapers or on television or recharge your phone, this lounge has got something for you.

I can imagine arriving

PLAZA PREMIUM LOUNGE Location: International Terminal – Departures (Level 4), Brisbane Airport Opening Hours 5am – 11pm daily Contact Information: australia@ plaza-network.com

early for my next international departure and slipping in for a massage and a meal before I jet off. Sounds like a nice way to start a holiday.

Join Us Online Get online to find your news, your way.

A five-hour package costs $66. It’s simple to book entry online. *The writer was a guest at the lounge opening.

Feeling social?

Join the conversation!

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travel

Monday, July 18, 2016 seniorsnews.com.au

Uncover port gems CRUISECO, the leading provider of cruising options in the Southern Hemisphere, is pleased to offer an exclusive 40 night Australian circumnavigation aboard Ponant’s magnificent L’Austral, departing Sydney on January 25, 2018.

As a small luxury, expedition vessel, L’Austral has the capability to dock in smaller ports, providing guests with the opportunity of accessing unique destinations and the ability to explore secluded locations via zodiac, in an intimate and authentic experience.

This voyage is an opportunity of a lifetime and will be enhanced by a specialist expedition team that will provide insights into the history, flora, fauna and stunning

landscapes of each port.

This remarkable itinerary has been exclusive designed by Cruiseco with the option to select from a number of overnight excursions away from the vessel. For example, guests can depart L’Austral in Cooktown and re-join her in Port Douglas, having visited Cape Tribulation and the Daintree National Park.

Additional highlights of this voyage include marvelling at the 12 Apostles in Port Campbell, Victoria, with an option to view this natural phenomenon from the sky; visiting The National ANZAC Centre in Albany, Western Australia; and exploring Darwin, Northern Territory with optional tours to Kakadu and its surrounds.

Accommodating guests within 132 cabins across nine suite categories,

Seniors 19

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L’Austral remains true to the Ponant philosophy of creating a unique atmosphere, with a subtle blend of luxury and well-being.

Guests aboard L’Austral will encounter a chic and elegant yacht-like ambiance, refined and personalised service, as well as gastronomic traditional French and international cuisine.

For prices or more information on this voyage, contact our concierge team on 1800 225 656 or visit our webpage on www.cruising.com.au a group to the Champagne area, from Reims to Paris, a sparkling sensation through the lush patchwork of vineyards and one of Frances most famous wine areas.

You will cycle through winding valleys, quiet streets and quaint villages, passing endless rows of grapevines, timbered houses and towering churches. In a rolling landscape all interlaced by rivers and canals, this tour is something special. The boat captain greets the baker every morning to collect fresh and warm French baguettes and along the way there is sampling of regional champagnes, cheeses and pastries sure to wet anyone’s appetite. Leaving Champagne and cycling into the region of Brie, the landscapes of pastoral farmlands and terracotta houses unfold around you.

The tour finishes in Paris for you to explore the wonderful charms of this beautiful and romantic city.

TAKE in Europe’s most remarkable destinations on wheels and a boat with innovative provider Outdoor Travel, suitably billed as The Active Holiday Company.

Stop for a moment and imagine yourself wending down quiet lanes, meandering scenic waterways and discovering the unspoilt gems that Europe has to offer.

Some places in the world merit slowing the pace and Outdoor Travel Holidays allow you to do just that.

On any one of our Bike and Barge itineraries in Europe, you’ll spend your days discovering cultural highlights, beautiful country side and historical cities, with like-minded cyclists. The best part is, you unpack just once and return each day to your floating home – to a wonderful meal and a comfortable cabin with your own bathroom.

These cruises are rapidly becoming the thing to do in Europe appealing to the more mature active traveller, allowing for

KEEP FIT: Travel with The Active Holiday Company.

activity and relaxation in equal doses.

Consider the Amsterdam to Bruges trip, a fabulous one-week exploration of Holland and western Belgium, which sees you visit historical centres, quaint towns and charming canals. The cycling tour takes you through fairy-tale medieval towns, cobblestone lanes and market squares.

After exploring Amsterdam, the cycle route will take you to an area called ‘Kinderdijk’, where you can wander the dikes and watch the

spinning sails of Hollands most famous (UNESCO labelled) windmills – there are 19 in total. Continuing on and concluding the tour in Bruges, a medieval town with tall houses, that is renowned for its production of intricate lace.

Outdoor Travel has over 30 years of experience in organising active holidays around the world, from hiking the Milford Track in New Zealand, to cooking in Provence in France.

Further information: www.outdoortravel. com.au or 1800 331 582.

NE W 4-day Bay of Fires walk with ParkTrek

Launch offer! 20% off 2016-17 season bookings. Save $370 per person Regular departures October to April, small group tours, includes all meals and snacks, accommodation and transport. Travel with experienced and mature guides.

Contact us 03 9444 8341

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Win a Copy of ‘Ken Done’s A Life Coloured In’ Seniors Newspapers is giving you the chance to win a signed copies of Ken Done’s A Life Coloured In. To be in the running, simply email communitynotes@seniorsnewspaper.com.au, Or Post your entry to: Attention Seniors Newspapers P.O. Box 56 Maroochydore 4558.

Make sure you tell us your name, contact number, email, postal address and Seniors Newspapers region, then answer this question in 25 words or less: What is the story behind the first Ken Done Item you owned? Good Luck!

Visit www.seniorsnews.com.au for more information.

Visit seniorsnews.com.au for full competition terms and conditions. Promoter is ArM Specialist Media Pty Ltd of 2 Newspaper Place, Maroochydore Qld 4558. Promotional period 18/07/16- 20/08/16. Competition drawn 22/08/16 at 2 Newspaper Place, Maroochydore Qld 4558. Winners announced in Seniors Newspapers Seniors Newspapers Northern NSW September 19th Coffs Coast & Central Coast September 26th and Online September 2016 at www.seniorsnews.com.au. Total prize value $24.25 (including GST). NSW Permit No. LTPS/16/05338

NEWS + LIFESTYLE + HEALTH + TRAVEL + FINANCE + ENTERTAINMENT

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20 Seniors Northern NSW

seniorsnews.com.au Monday, July 18, 2016

what’s on Lions Den at Twin Towns THE Lions Den, one of the most exciting acts born from Queensland, consists of three individually acclaimed and award-winning performers; Joel Gonzales, Daniel Mallari and Lloyd Saniel.

This trio of Leos specialises in spectacular harmonies and amazes audiences of all ages with their vocal range, control and tone – reminiscent of the celebrated Doo-Wop male vocal groups formed in the 1950s, 60s and 70s when pop, gospel and rhythm and blues came together in a new style that later crossed over to the pop charts.

Team up your Twin Towns day show experience with the $9.95 lunch special, available only to day show ticket holders and valid for the same day as the show.

Twin Towns presents The Lions Den, on Saturday July 23 at 2pm; Tickets: advance bookings – members $5; non-members or $10; At the door $10 members and $15 non-members. To book in advance visit www.twin towns.com.au or call 1800 014 014.

FUN Take time out and enjoy a wonderful list of shows including dance, and music performances

Celebrating an icon

Eisteddfod has a proud tradition of performances

FIVE generations of volunteers have ensured the 104th Grand Annual Festival of Competitions (eisteddfod) will be staged at four venues in August-September.

How many readers of this magazine remember their involvement in it?

It all began in Lismore in 1907 when Mr Horace Burge, a Lismore violinist and music teacher and the Palings Company representative, was asked to present the winning gold medal at the Toowoomba Austral Festival.

Seeing, hearing and observing amazing talent and sales inspired him to organise such an event in Lismore. He was greatly assisted by Dr. A.J. Cahill of Coraki, who was also a well-known and enthusiastic musician,

ASHMORE LIONS CHARITY NIGHT

Higher & Higher will be performing at Spotlight Theatre, 185-187 Ashmore Road, Benowa.

An all-singing, all-dancing celebration of one of the richest periods in musical history. On Thursday August 11 at 7.30pm, Higher & Higher will take you back to the hits you

Eisteddfod dancers out to impress in 2015.

and together with a small team of volunteers the organising began.

On February 27, 1908 the then Lismore mayor, Alderman J P Quilty, signed the musical festival into existence.

Under a huge tarpaulin, on a bright spring September morning in 1908, the first festival was held.

It was a huge success and has continued to be for many years. loved with superstars like The Supremes, Marvin Gaye, Stevie Wonder & The Jackson Five. Motown influenced stars like Wind, Donna Summer & The Bee Gees. With an explosive live band Higher & Higher will blow the roof of Spotlight Theatre Featuring over 50 songs – Just Walk Away Renee, Baby Love, Heatwave, River Deep Mountain

Newspapers of 1912 reported excited visitors had arrived and thousands were ready to perform. Train and boat buffs note, additional boats ran each day from Woodburn to Lismore and return and these were specially timed to allow children to perform and return home the same evening. Boats called at all stops wherever necessary. Special trains High. Higher & Higher will leave you begging for more. Tickets $25 including supper, lots of raffle prizes. Book early, don’t miss out on this exciting show. Phone Doreen 0403810940, email – taurus28@optusnet. com.au

CALDERA COUNTRY MUSIC CLUB

PHOTO: MIREILLE MERLET-SHAW

ran from Casino, and from Bangalow, calling at all stations in between, excursion fares applied.

Rail and river were kings. Today Bus timetables come first – the road is king – school children s` performances must finish by 2pm.

Our volunteers are still priceless. Our competitors are beautiful. Our highly qualified adjudicators are greatly esteemed.

Teachers s` kills are reinforced and each performer receives written comments on every item presented, trophies and medals awarded.

Audiences are welcomed, details are available from the secretary. Contact by email info@lismoreeisteddfod. com.au or go to web www.lismoreeisteddfod. com.au.

For a great afternoon’s entertainment, come along and catch up with everyone at Caldera Country Music Club at South Tweed Sports Club. It’s an entertaining afternoon which gets under way from noon to 5pm every second Sunday. Remember entry is free, for more information give Gail a call on 0419 282 471.

Catch Up With

John Williamson This August

Pick up your free copy of the August edition at your local stockist or read online at seniorsnews.com.au News + LifestyLe + HeaLtH + traveL + fiNaNce + eNtertaiNmeNt

6370283aa

Hey, true blue! Don’t miss our special feature on Aussie music legend John Williamson next month in Seniors Newspapers. We’re taking a look at John’s amazing career and looking ahead at what’s to come – so don’t miss out!

Northern NSW

Monday, July 18, 2016 seniorsnews.com.au

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puzzels

JIGGERED

18/7

The challenge is to rearrange a crossword which has been broken into 25 sections. One letter has been given to get you started. Work out which 3x3 square fits in with that letter and write in the letters.

You can also shade the black squares if you find it helpful.

After completing the first 3x3 area, work out which square joins on to it, and continue until you have made a complete crossword.

N L K O

I

L L A U R N A G

A F D O N R

C O H U N R

A L O K P

H E

G U E N L A R D

C C O S

I N O T

I R M O P S

S M E E G R A

T O R A P E K

E D N E D

E S T

L A S A Y G S

H P E E T U N

C O T S B

R O A Y R

P E N I O D O T

W

E

U T I V E Y

Y

E D R E A

L I A W H O

X

I N E B M E I

E

S T U R

L F O

R R E T

I

seniorsnews.com.au Monday, July 18, 2016

QUICK CRoSSwoRD Across 6. Suitable as food (6) 7. Laughable (6) 10. Perpetual (7) 11. Urge into action (5) 12. Blocking vote (4) 13. Senior member of group (5) 16. Provoking laughter (5) 17. Mark (4) 20. Irritating (5) 21. Opposed (7) 22. Set up (6) 23. Fundamental (6)

Down 1. Bidding threshold (7,5) 2. Freedom (7) 3. Held on tightly (5) 4. Compelled (7) 5. Swigs (5) 8. Purposely (12) 9. Nonsensical (9) 14. Imitator (7) 15. A financial saving (7) 18. Sharp (5) 19. Ward off (5)

1

2

3

4

6

7

8

9 10

11

12

13 14

15

16

17

18

19

20

TRIO

5

21

22

23

Can you complete these four words, using the same three-letter sequence in each?

SUDOKU

Fill the grid so every column, every row and 3x3 box contains the digits 1 to 9.

D E O L

E M I R A R G O N

LICKS, MEADOW, NATURES, OBTAINER, PROCEDURE.

ALPHAGRAMS

1. Who designed the Sydney Opera House?

2. Baghdad is on which river?

3. Which city gave its name to a type of riding breeches?

4. The Pilgrim Fathers set sail for America in which ship?

5. How is singer Mary O’Brien, who died in 1999, better known?

6. Is hexose a curse in Haitian voodoo, a class of simple sugars, or a plane figure with six unequal sides?

7. Denmark comprises how many islands – 29, about 200, or more than 400?

8. What is the longest side of a right-angled triangle called?

N E A R E D O D I U M W O V E

G U A V A

C O M P E L

H I C U D A MO N L A N S E T T C R A K Y E S A L E K A R I T A N E

K U K I R K I E B B A E N D A R O C K

I N D B O A T I D N A P S C U E T E N T H U R T S E D R O B I C R E D O M A L L U T S E T L O T S E Y S

QUIZ

S L O P

7 lEttERS AEROBIC BEDROCK CANASTA CRABBED IKEBANA PALETTE

QUIZ

WORDFIT

4 lEttERS AKIN CHIC COLT DANE IBIS IDOL KEYS KIND MULE ODES

5 lEttERS ALARM CLOTS ELATE GOUDA GUAVA HURTS IDLES KUKRI LAIRS MERIT NECKS ODIUM TAUNT TUDOR UBOAT WONKY

6 lEttERS BEASTS COMPEL DANCER EUREKA KIDNAP NEARED OUTSET SUMMON

1 Jørn Utzon, 2 Tigris, 3 Jodhpur, 4 The Mayflower, 5 Dusty Springfield, 6 A class of simple sugars, 7 More than 400, 8 Hypotenuse.

Solution opposite

OVEN PETS REDO SLOP TENT WOVE

WORD GO ROUND

S

Fit the words into the grid to create a finished crossword

3 lEttERS ALL CUE END ERA HER HUM LAP NOD SKI TOY TRY VIA

E G E S T

D

Good 22 Very Good 27 Excellent 31+

woRDFIt

L L U N A C H U R I N B E X I M O P E D N E

N T

SLICK WE DO MA TEA URNS BARITONE REPRODUCE

U E R R I L E R D T E R O D R A Y A R N I C O T K S B F E L I O N A R W H O A S H P Y E E S T U N

354

SUDOKU

S M U T G E I N R A V E Y A S W T U C C O R S E H E Y L F O L O O T E O D E A O D A P K L L E N A L O O K A O T P G

TODAY

A

R A

JIGGERED I N T R E P I D

L C

A H

How many words of four letters or more can you make? Each letter must be used only once and all words must contain the centre letter.

There is at least one nine-letter word.

No words starting with a capital are allowed, no plurals ending in s unless the word is also a verb, e.g. he burns with anger.

TRIO: DIT

woRD Go RoUND

QUICK CROSSWORD

Solve the anagrams. Each solution is a one-word anagram of the letters beside it, and the five solutions are sequential. For example, if the five-letter solution starts with J, the six-letter solution starts with K, and so on.

Across: 6. Edible 7. Absurd 10. Eternal 11. Impel 12. Veto 13.

Doyen 16. Comic 17. Scar 20. Itchy 21. Against 22. Entrap 23.

Primal.

Down: 1. Reserve price 2. Liberty 3. Clung 4. Obliged 5. Gulps 8. Deliberately 9. Illogical 14. Copycat 15. Economy 18. Acute 19. Parry.

alpHaGRaMS

alar altar anal anarch antra arcana arch arctan canal cant carat carl carnal cart chant char CHARLATAN chart chat clan cran haar halt hart larch latch lath narc natal ranch rant rata talc tanh tarn than

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Northern NSW

Monday, July 18, 2016 seniorsnews.com.au

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ENTERTAINMENT Book reviews Music events Writers festival

The Twisted Knot

Byron Bay Writers Festival

TUNING UP: Kim Watling, ready to hit the stage in the picking and fiddle competition at the BBQ and Bluegrass festival in Bangalow on August 19 and 20.

PHOTO: DOUG EATON

Festival a little slice of heaven AN OLDTIME music and comedy variety show is among the main drawcards at next month’s Bangalow BBQ & Bluegrass Festival.

The show received rave reviews last year.

Organisers say more than 70 entertainers make the Friday evening on August 19 “unmissable”, and the barbecue keeps the audience well-fed.

The variety show takes place at the A&I Hall in Bangalow and is suitable for anyone aged over 15.

“All artists are volunteers and all proceeds go back into our original music artists bursaries,” says the organiser.

“With limited seating, it’s sure to sell out fast, so get your tickets soon.”

Tickets for the variety show are $50 and it runs from 6-10pm.

The Bangalow BBQ & Bluegrass Festival continues on Saturday, August 20, from 10am to 5pm at the Bangalow Showgrounds.

In the line-up are the Stetson Family, the Cartridge Family, the Hillbilly Goats, and the Wayward Angels.

This festival is a not-for-profit community event operated by volunteers.

Canadian-born Brunswick Heads resident Harry Lang said the festival felt like “a slice of home”.

“I believe that sometimes before you die, you do get to go to heaven ... and that’s today at this festival,” he said.

JOIN author Tom Keneally in conversation, find out the thoughts of former deputy prime minister Tim Fischer, hear Wendy Whiteley talk about her Secret Garden and discuss ageing in a youth obsessed world. ABC TV presenters Kerry O’Brien (pictured) and Sarah Ferguson are also among the speakers at next month’s Byron Writers Festival. In a 50-year career, Kerry has worked for newspapers, television and wire service, and as a foreign correspondent. Byron Writers Festival 2016 features a stellar line-up of more than 150 writers, poets, journalists, politicians, photographers, architects, artists, gardeners, and philosophers. Festival director Edwina Johnson says keynote guests so far include 2016 Pulitzer Prize winner William Finnegan, Cheryl Strayed, Charlotte Wood and Madga Szubanski. Byron Bay Writers Festival August 5–7. Workshops start August 1.

WE FIRST meet Constable Samantha (Sammi) Willis in JM Peace’s 2015 debut novel, A Time to Run. Sammi’s back in Peace’s second novel… but still a little gun shy and not yet on the streets.

That changes however, when allegations of paedophilia are made against a local man. The community – certain the police will be unable to help – start to take matters into their own hands. And before long there’s a death, assumed to be the result of a guilty conscience.

As a serving police officer on Queensland’s Sunshine Coast, Peace understands this ethical dilemma.

"Our court system is imperfect and police have to operate within its constraints. There is a huge difference between knowing that someone has done something, and being able to prove it to the standard required by the courts," she says.

Author: JM Peace Pan Macmillan RRP $29.99

Be Frank With Me by Julia Claiborne Johnson MIMI (MM) Banning is a Harper Lee-esque figure whose debut book won a Pulitzer Prize.

Jaded by her success, Mimi disappeared from public life, not writing another word for three decades. But now, in her 50s, she’s broke so penning a new novel.

Unbeknown to many, Mimi has a nine-year-old son Frank, and part of the new publishing deal includes an assistant to help around the house.

It’s not until 25-year-old Alice Whitley arrives at the Banning residence that she discovers Frank’s eccentricities. He has very strict rules about anyone touching him and dresses like a 1930’s movie character. He’s a genius and very polite but also incredibly tactless.

Unsurprisingly things don’t go smoothly and the amazingly resilient Alice starts to wonder what she’s gotten herself into. This beautifully written book is funny and poignant with captivating and delightful characters.

Books, eBooks, people all at your local library LIBRARIES are a valuable community resource.

Traditionally, the focus was to lend books. These days they are multidimensional space which provides space for the community to meet, learn and find like-minded people.

In line with times, your local library has also embraced eBook. An eBook is a digital version of a traditional print book. They are perfect for reading at home, work, or while travelling. eBooks can be read on desktop computers, laptops,

smartphones, media players, and many other mobile devices. Some eBooks can be downloaded while others can only be read online.

They are a great option for education, entertainment and recreation, providing flexibility, mobility, and 24-hour-a-day access.

The library currently subscribes to two eBook platforms on behalf of our members, OverDrive and Bolinda Digit.

■ Lismore Craft Group Every second and fourth Wednesday from

9.30am–12pm a group of women gather at Lismore library to knit, crochet and patchwork.

■ Lismore Origami Club Lismore Origami Club is for anyone who loves origami. Held at Lismore Library on the first Saturday from 10am–12pm. Different projects are created and displayed in the library.

■ Recipe Club Byron Bay Library Recipe Club is a casual meeting on the third Tuesday at 2pm. Be inspired, swap recipes

and have a conversation about all things food.

Phone Byron Bay Library for more information on (02) 6685 8540.

■ Tweed Talks Tweed Talks encourages community members to view their local library as a source for diverse information.

The topics covered range from everyday interests and issues surrounding senior living -– healthy mind and soul or feel-good interactive sessions, to services through government departments.

Tweed Talks are held at various times in the Tweed Shire libraries. Please check the events and programs calendar for details.

■ Murwillumbah Seed Library The aim of the Seed Library is to promote a sense of community sharing, involvement and self-sufficiency.

The library has a collection of seeds available to “borrow”.

There isn’t any charge to the borrower and the seeds are locally sustainable. So, how does

it work? ★ 1. You select your seeds packets and bring them to the desk to “borrow” them. ★2. You plant them, grow them and harvest what you need, letting some of it go to seed. You keep some seeds for yourself, and return some to the library. ★3. The library then packages it up ready for someone else to “borrow”. It’s that simple! ★For more information on the Seed Library, phone Murwillumbah Library on 6670 2427.

24 Seniors Northern NSW

seniorsnews.com.au Monday, July 18, 2016

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