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2 Seniors Wide Bay

Welcome

In this edition

Cover Story: Bruce Robertson...............................Page 3 Travel ...............................................................Pages 11-13 Money ......................................................................Page 14 Wellbeing .........................................................Pages 15-17

Contact us Editor Gail Forrer gail.forrer@seniorsnewspaper.com.au Media Sales Manager Kristie Waite kristie.waite@seniorsnewspaper.com.au Now online Get your news online at www.seniorsnews.com.au Advertising, editorial and distribution enquiries Phone: 1300 880 265 or (07) 5435 3200 Email: advertising@seniorsnewspaper.com.au or editor@seniorsnewspaper.com.au Location: 2 Newspaper Place, Maroochydore 4558 Website: www.seniorsnews.com.au Subscriptions Only $39.90 for one year (12 editions) including GST and postage anywhere in Australia. Please call our circulations services on 1300 361 604 and quote “Wide Bay Seniors Newspaper”.

The Seniors Newspaper is published monthly and distributed free in south-east Queensland and northern New South Wales.

The Seniors newspaper stable includes Toowoomba, Wide Bay, Sunshine Coast, Brisbane, Gold Coast, Northern NSW, Coffs and Clarence and Central Coast publications.

Published by News Corp Australia Printed by News Corp Australia, Yandina.

Opinions expressed by contributors to Seniors Newspapers are not necessarily those of the editor or the owner/publisher and publication of advertisements implies no endoresement by the owner/publisher.

seniorsnews.com.au Monday, December 18, 2017

Welcome summer, goodbye to 2017

MERRY Christmas friends, In our last edition for 2017, I have endeavoured, through various profiles and feature stories, to include a snapshot of various demographics in our brilliant Seniors community.

To welcome in summer and portray what is perhaps the quintessential Australian story, we feature 87-year-old Bruce Robertson, the man believed to be Australia’s oldest, active lifesaver. In a spirit of renewal, he praises the younger generation: “In my generation, the thumb was down on you. Today, people are out to make the best of everything and that applies to young people. I admire them enormously.” Go Bruce – love your attitude.

The gorgeous Anna Abbot in her 70s speaks honestly about retirement.

Yes, she loves and

FROM THE EDITOR’S DESK GAIL FORRER

Group editor Seniors Newspapers network

appreciates the life she has, but still there are a few things…. Retirement has many connotations, I haven’t been there yet, but retirement seems to run in cycles ranging from initial euphoria to some sadness in saying goodbye to the working habits of old.

Nevertheless, whatever stage, it’s about coming to terms with, and in turn comfortably establishing your identity at a stage of life. Part of that comes with realising you are not alone in your feelings and if you can have a “Yes, that’s me-too moment” – then, thank you Anna for sharing.

In this edition, we speak with Kaz Cooke

about her latest book, based on an Australian stage actor, who certainly lived beyond the norms of the time. I think that most post-55-year-old people have something in common with this character, which is, navigating a new stage of life without a generation of role models. Our older age is so much different to that of our parents, with a new set of challenges and advantages, we too must navigate a fresh path forward. In saying that, I think the words of Kaz Cooke’s bring it all back to earth: “I’d be more worried about not laughing than laughter lines.”

The diversity of our Seniors community is further expressed with the wonderful story of Stuart and Robin Cumming, a long-term married, professional couple, who, ready to hit their 60s decided they had had enough of big city stress

and would leave for the country. However, it was the stress not the work, they were avoiding. So, not content to sit back in their rocking chairs, they have happily set up a life of fulfilment with the type of business interests conducive to a joyful rather than stressful lifestyle.

I have had a good start to Christmas family get-togethers with my aunty and cousins and it’s set me up for all the ones to come with my much-loved family and friends.

I hope the last 12 months of Seniors News has provided you with supportive stories, helpful information and a good deal of entertainment. I also hope that our stories on grandparent’s rights, age discrimination in the workplace and housing issues has also provided you with deeper insights into our society.

Enjoy, Gail

Donate today and Be a Life Saver

HELPING THE COMMUNITY: The Be a Life Saver appeal raises critical funds to support Surf Life Saving.

THE Be a Life Saver appeal raises critical funds to support Surf Life Saving.

■ Surf Life Saving Australia is a community cause in need of public support.

■ SLSA needs your donations to help keep our beaches safe.

■ You don’t have to be a

life saver to save a life – donations play a critical role in keeping patrols operating across the country.

■ It costs an average of $86,000 to put a patrol on the beach each season.

■ 1.35 million hours are volunteered by surf lifesavers each year on

patrols across our beaches nationwide.

■ Surf Life Saving services* performed over 10,000 rescues and nearly four million preventative actions last season, that’s 30 rescues a day and over 900 preventative actions every hour.

■ Australia has more than

11,500 beaches dispersed along 36,000 kilometres of coastline.

■ Donate today and Be a Life Saver. Go to bealifesaver.com.au. *Total figures pertain to all Surf Life Saving services and includes front line surf lifesavers, support services and lifeguards.

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FIREWORKS noise can be a terrifying experience for many animals and pose risks to animal safety by causing them to take flight and try to escape the loud noises.

What can I do for my dog?

■ Prepare early. Talk to your vet about treatment options available for managing noise phobias.

■ Ask them about any new treatment options.

■ Take your dog out for exercise before the fireworks start.

■ If you can, stay home to be with your pet.

■ Let your dog be with you and try to be calm and normal. Avoid fussing over your pet excessively.

Reward your dog for their calm behaviour, rewards include giving dog treats and their favourite dog toy.

■ Close the

PETS AND AGING: Protect your pets from loud noises.

blinds/curtains, create a comfortable hiding place and allow your dog to go there to feel safe, put on some music or the TV to help mask the noise outside, and distract your dog with games and food.

■ Dogs who panic can choke themselves on a collar or lead, so never

tether your dog at these times or use a choke chain to restrain your dog.

■ Make sure your dog is microchipped and wearing an ID tag.

■ Direct supervision is important to help prevent injury or escape.

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Monday, December 18, 2017 seniorsnews.com.au

Cover Story: Bruce Robertson

Wide Bay

A very fortunate life The joy of surfing & lifesaving Tracey Johnstone

A LIFETIME of public service rests well on the broad shoulders of Australia’s oldest active patrolling lifesaver, 87-year-old Bruce Robertson.

The summer patrols have started and Bruce is again on the beach with his patrol members. He no longer has his driver’s licence, so he catches the bus from his inner-city home to Bilgola, faithfully turning up once a month ready to do his duty alongside his younger lifesaver mates.

Bruce started his extraordinary volunteer lifesaving journey when he was just 12.

His father was away at war and Bruce had a Saturday morning job at Swain’s in Sydney city, the same place as actor Rod Taylor.

“He and I became good mates. He was very keen to join the surf lifesaving movement so we both went down to Mona Vale,” Bruce said.

So, in 1942 Bruce and Rod joined Mona Vale Club, where they both gained their Bronze.

“There was only one person over 18 at the club then, and that was the president, George Wray,” Bruce said. “They didn’t ask our age because there was nobody else.”

The war had taken all the older members away.

Bruce and Rod remained firm friends until Rod drifted off into the pursuit of his art at East Sydney Tech College and films, while Bruce

ACTIVE AGING: Surf lifesaver Bruce Robertson is proudly still on patrol on Bilgola Beach at age 87. PHOTO: TRACEY JOHNSTONE

remained in school.

“Rod was almost two years older than me,” Bruce said.

“He was also very successful with the ladies,” Bruce added with a chuckle.

Bruce started as a rower for the club’s surf boat crew. Mona Vale had won the national championship in 1939 and they were looking to return to that glory.

So, at 12, Bruce was co-opted as a member an enormous surf boat.

He remembers rowing in the 1954 surf carnival at Bondi Beach, which the Queen attended. “It was an enormous surf, but it was a fantastic day,” Bruce recounts.

He also has found memories of his rowing mates, some 15 or 16 of them, sleeping on gym mats in the clubhouse.

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SURF LIFESAVING NUMBERS ❚ Australia has over 11,500 beaches covering 36,000kms of coastline and an estimated 100 million beach visitations annually. ❚ There 168,823 members in 311 surf lifesaving clubs across Australia. ❚ 1.35 million hours are volunteered by surf lifesavers each year on patrols across Australia’s beaches. ❚ Surf lifesaving members performed over 10 thousand rescues and nearly 4 million preventative actions last season, that’s 30 rescues a day and over 900 preventative actions every hour.

Be a lifesaver ❚ The cost of providing this lifesaving service is only possible thanks to the dedicated support from the community. It costs an average of $86,000 to put a patrol on the beach each season. You don’t have to be a life saver to save a life – donations play a critical role in keeping patrols operating across the country. ❚ To donate today, go to www.slsfoundation.com.au/support-us/be-a-life-saver/donate-now/ “We would go down to the club for the weekend,” he said.

It wasn’t until 1950 that Bruce moved to Bilgola to join some of his friends.

After school finished, Bruce attended Duntroon, where he graduated as a Lieutenant. He spent two years in the Army before

the ambitious young man left to join the corporate world in building materials.

Throughout this time and in the ensuing years, his volunteer lifesaving commitment never waived.

While he may have retired from paid work at

60, that was the only retiring he did. He next took on chairmanship of Taronga Zoo, then the deputy chair of the Botanic Gardens and then on to Keep Australia Beautiful while continuing to play golden oldies rugby union for the Gordon club where he was

Seniors 3

vice-president and keeping up his active lifesaving volunteering role at Bilgola Beach.

“I’m not keen to get into anything competitive these days,” Bruce admits. “I will still walk the beach,” Bruce said.

His patrol group are on duty once a month for four hours. If there is a crisis, Bruce said he now lets his younger patrol members deal with it.

“I find there is a lot of respect by younger people today,” Bruce said of his fellow patrol members.

“I think the younger generation are to be admired. They have not had the thumb put on them.

“In my generation, the thumb was down on you.

Today, people are out to make the best of everything and that applies to young people. I admire them enormously.

“Now I am quite happy to sit and watch, to see what people do.

“So much has happened and so many changes have been made, really I should be one trying to get as much as I can from them.”

As he gazes fondly over what has been his second home for all of his adult life, his greatest joy is watching how his home club has progressed. “I can remember digging into the stone to build it,” Bruce said of Bilgola Surf Life Saving Club.

“I am not going to give it up. I love the club,” Bruce said.

“I feel that I have to give something back to society as society has been very good to me. Surf lifesaving is one of those ways I can give something back.

“I am enjoying living in this society. I don’t want to stop,” the proud lifesaver said.

4 Seniors Wide Bay

Feature Story: Kaz Cooke

seniorsnews.com.au Monday, December 18, 2017

Real-life character Ada gets her longawaited final bow

Kaz Cooke’s new book

THOSE WERE THE DAYS: The Ada Delroy Company.

KAZ Cooke reckons she’d like to be “a fully vaccinated time-traveller”.

The 54-year-old author, best known for her advice books for modern girls and women such as Up the Duff and Girl Stuff, has just released her new book Ada and, although it still mixes fact and humour, it’s a switch from what we have come to expect.

In it, Cooke travels back to the 1890s through the true-life character of Ada

subject at the State Library of Victoria.

“I came across a photo of this woman that completely arrested me,” she said.

“There was something really feisty and modern about her.”

Unlike most photos of women in the day, Ada’s hair was not scraped back into a severe bun, as she stood or sat straight-backed looking morosely and directly into

Delroy, who escaped the humblest of beginnings in a mill town in Lancashire to become an acclaimed dancer, comic and singer, with her own vaudevillestyle troupe that toured Australia and the world.

That would be quite an accomplishment even now but how much more so for a woman more than 120 years ago?

Cooke first “met” Ada in an old theatre scrapbook while doing a fellowship on a completely different

the camera.

Instead, Ada’s hair was out and curled, escaping from a huge feathered and bowed hat, and she was bejewelled in a thick necklace, two butterfly brooches and another spelling out her name in diamantes, as she looked into the distance with a secret smile playing around her mouth.

Cooke soon discovered there was a huge body of information about this

PHOTO: THE ADVERTISER

woman and the exploits of herself and her troupe and became “transfixed by her story”.

Thus began two years of research and another of writing to give this incredible woman a voice.

“She wasn’t an angel,” Cooke said.

“There was definitely a naughtiness to her – her whole act was stolen.

“But there was so much

life in her

and I wanted her to be able to tell her own story.”

The book begins in 1911 with Ada in reduced circumstances, suffering tuberculosis, dependent on morphine and being assessed to live out her last days in a charity

Monday, December 18, 2017 seniorsnews.com.au

Feature Story: Kaz Cooke

Wide Bay

Seniors 5

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Kaz Cooke’s humour is never far away in her books or her conversation. “I’d rather worry about not laughing more than laugh lines,” she says of getting older.

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complemented by parental anecdotes and her cartoons, keeping the books friendly, practical and non-judgmental.

Cooke said it was a balance that ensured people knew they could trust the medical, nutritional and other important health advice, while also relaxing enough to have a laugh when appropriate.

While her books have, to an extent, traced Cooke’s own development – from 1994’s Real Gorgeous, looking at body image, to pregnancy with Up the Duff and then her child-rearing and teen books – she said she’s not ready to write an advice book for the over-50s.

“I’m a bit worried my

next book after that would be ‘How to Cark It’, so I really don’t want to rush that,” she laughed.

She admitted she knew she’d have to take her own advice and do more exercise, “which is my personal goal and my personal terror really”.

Not that she’s worried about getting old, saying “I’d rather worry about not laughing more than laugh lines”.

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cottage for those in the theatre profession.

“Dying is a bit like being poor,” Ada says, “you don’t get much in the way of choices.”

It’s a hard end for someone who once danced for the Maharajah, was friends with Houdini, brought the first films to many Australian country towns and was the first female to ride a bike through those same towns, causing men to literally fall off their horses.

There are gaps in Ada’s story, including a baby mysteriously left in Adelaide, but Cooke said she didn’t have to add any drama herself to this funny, poignant and dramatic tale, which includes carriages hurtling off cliffs and a train catching fire.

“I sometimes wonder if Ada would be a bit cross with me that I’ve taken liberties but I think she’d be proud that she’s put on a good show,” Cooke said.

You could say the same for Cooke, whose advice books – constantly updated with the latest medical information – have been best sellers for some 20 years. (An updated version of Kid Wrangling – about caring for babies, toddlers and preschoolers – is about to be reissued under a new name.)

Asked her secret, Cooke said she reckoned no one else could be bothered doing all the work and research involved.

Her consultants include professors and hospital heads of departments but their expertise is

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The Good Life

seniorsnews.com.au Monday, December 18, 2017

Finding the good life in the country Tracey Johnstone

UNRETIREES Stuart and Robin Cumming have left behind much of their old inner-city life to move to another state where the living is easier, the outlook healthy and enjoying work into older age a reality.

The couple moved in February to Silver Creek on the green rolling plains below the Victorian Alps, settling into a 10ha bushland property only 4km from the historic gold rush town of Beechworth.

Frenetic Sydney, with its push-me, pull-me attitude, made them start to feel claustrophobic which they decided simply wasn’t an attractive scene for the two soon-to-be 60-year-old business couple.

They had lived in the same eastern suburbs home for 29 years with their daughter Catherine, but over time Stuart said the people around them were getting too

aggressive.

“Everything was money. It was unpleasant,” Stuart said.

“We had been stressed at work for a long time and I think it was getting too hard,” Robin said.

“Trying to keep up a standard of living in the city just didn’t appeal any more,” she added.

By late last year Stuart’s family boutique catalogue agency was winding down as the advertising market changed which meant both he, and Robin who was the finance manager, were forced to look at their working futures and retirement.

A previous financial interest in the Indigo Vineyard at Beechworth and a close friendship with its general manager helped Robin and Stuart to make the relocation choice to a very different climate and home.

“It’s free range retirement down here; we’re not requiring the mobility scooters yet,”

Stuart chuckled.

“The neighbours are mainly escapees from Melbourne because it is only three hours away.

“Beechworth is also a growing town with good health facilities.”

To kick-start their new semi-retirement future they formed Silver Creek Marketing.

Utilising Stuart’s consumer marketing and strategic planning skills with Robin’s accounting and administration experience, the couple are using this platform to move forward, with a variation on their past work life, and with tweaking courtesy of their new home.

“There are even more options on the menu in that direction, albeit requiring trips to Sydney and maybe even Melbourne as that fertile retail marketing market opens up,” Stuart said.

The couple have also “inherited” three goats, some hens and about three hundred protea and lucedrendron trees.

UNRETIREES: Revived and relaxed and with a whole exciting new world in front of them, unretirees Stuart and Robin Cumming.

And now three alpacas which was the idea of daughter Catherine, 29, who is very supportive of her parent’s new home, which she visits from Sydney whenever she can.

It’s been a quick learning process for Robin and Stuart about living on a property habituated by waratahs and proteas and what to do with the trees which the previous owner planted.

Selling the flowers into the local florist shop is the first move. “We are learning,” the happy couple both said.

Stuart’s other work interests include keeping his hand in at the old firm, Cumming Agency & Studios, working as a consultant and working with a private school in Sydney and another in

northern NSW on developing understandable and deliverable strategic plans.

And last month he was appointed to the Beechworth Community Bank/Bendigo Bank board to assist with strategic marketing.

“I see this as a good entrée to developing a network down here,” Stuart said.

Robin is enjoying the break from full-time work.

Instead, she is supporting Stuart in his projects and looking into how to improve the flower growing business which she sees as becoming a lucrative side business.

“What is retirement? I am working harder than I ever had as I have all these projects on,” Stuart said.

“If retirement means

non-paid activity, then we are certainly not retired.

It helps us to be paid.”

“We are keen to keep the connection of work,” Robin said.

“Stuart particularly enjoys the intellectual stimulation of his various projects.

“We are keen to keep it going, just not at the same intensity as we had previously.

“The fact that the responsibility is just us and not a number of other people that we are employing, it’s a very big relief.

“We are very much in control of our destiny and nobody else’s.

“Stuart and I can go any direction we like which is exciting and a little bit scary.

“We see it as a new direction; a new lease on life,” Robin added.

Knitters pitch in to create lifesaving sculpture THE women of Sydney’s Bougainvillea Retirement Village are honoured to have been part of the scores of knitters who contributed to the sculpture Look Out For Me. The 4.5m high tribute sculpture stood proudly

on Tamarama Beach as part of this year’s Sculpture by the Sea. The high red watch tower was encased in 500 individually knitted surf lifesaving red and yellow flags, many of which carried the name of the knitter and a beach that

has a meaning to them.

Group co-ordinator Gill Stemp, 81, and her craft room friends, Cathy Andrews, 85, Gladys Benjamin, 95 and Shirley Cowell, 89, put their knitting skills to work to produce about 20 flags each which adorned the

structure conceived by sculptor Linton Meagher.

It’s not something any of them had done before, nor did they expect to ever have the chance to contribute to anything like the internationally acclaimed Sculpture by the Sea. Another village

resident, the sprightly Nance Kimber at 102 years old, introduced Linton to the craft group.

Linton, who is a neuropsychiatrist with a particular interest in Parkinson’s, was inspired by his deep respect for his elderly grandfather

Harry Mills, who died at 102, and from working with elderly people.

“I realised there was a very strong need for connection and the elderly are very keen to be engaged, to be part of the community,” Linton said.

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To coincide with our interview with Jimmy Barnes, Seniors is Giving you the change to win 1 of 3 signed copies of “Working Class Man” To be in the running, simply email communitynotes@seniorsnewspaper.com.au. Make sure you tell us your name (first and last), contact number, email, postal address and Seniors Newspapers region, then answer this question “What is your favourite Jimmy Barnes Song and why?” Or visit seniorsnews.com.au/competitions to enter online. Good luck!

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Monday, December 18, 2017 seniorsnews.com.au

Seniors 7

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8 Seniors Wide Bay

seniorsnews.com.au Monday, December 18, 2017

Talk ‘n’ thoughts

Share your thoughts

Email editor@seniors newspaper.com.au or go online to www.seniorsnews .com.au

Hurdles, highjumps and solutions

Speaking up for the truth THE talk is all about our generation.

Harvey Weinstein, Kevin Spacey, Bill Cosby, Rolf Harris, Don Burke – they are all seniors.

If anyone ever questioned why women’s liberation had to happen – then right here, right now, on the media’s front pages, you will find the answers.

To vindicate his actions, movie producer Harvey Weinstein flashed on a singular truth when he said: “I came of age in the ’60s and ’70s, when all the rules about behaviour and workplace were different. That was the culture then. I have since learned it’s not excuse, in the office – or out of it. To anyone.”

Yes, the 1960s and

❝

Some men saw women’s liberation as another green flag to express their power.

FROM THE EDITOR’S DESK GAIL FORRER

Group editor Seniors Newspapers network

’70s, the age many of us grew up in, was transition time, the first wave of women’s liberation saw changes such as women able to keep working in banks after they were married and, in various areas, wage equalisation.

In terms of government legislation, women were starting to gain liberation from a stultifying culture of gender inequity.

But socially, well that’s another story and I think it’s here that Weinstein, sadly, tells the truth. The

Hopefully the next step will be an honest reconciliation.

rules of the ’60s and ’70s about behaviour and workplace were different.

While women saw the loosening of societal moors as liberating for their own spirit, some men saw women’s

liberation as another green flag to express their power. In those times, women were indeed taking on more public roles, but men were still the boss. In some ways, nearly 50 years on, things haven’t

changed, men still dominate the highest realms of government, business and religious institutions.

What has occurred in the last months of 2017, is a clash of cultures. The truth that many men in power believed that the society of 1960s and ’70s allowed them to abuse women and their belief was so strong, they were unable to move into a new world of respect wedged

up against the essence of the women’s liberation movement that started in the 1960s.

At its heart, women’s liberation was always about having the female voice heard, considered and owning an appropriately influential place in society.

In 2017, we have a watershed moment when this is spectacularly happening. In some ways, I see it rather like the process of Truth and Reconciliation commissions undertaken by various nations, as a process of healing after undergoing dreadful atrocities. Right now, we are at the face of truth, I trust that after this, the next step will be an honest reconciliation.

HAVE YOUR SAY: Email editor@seniorsnewspaper.com.au or go online to www.seniorsnews.com.au.

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If you own your own building and your business relies heavily on electricity, NOW is the time to solar your business. Give us a call and one of our energy experts can walk you through a solution that will protect your business from ongoing electricity increases before the government rebate expires. Our experience speaks for itself, having successfully installed more than 125,000 panels to date, and delivering savings to thousands of customers.

Your solar energY

66

If the National Energy Guarantee goes the way many are predicting, the government rebates that are currently available encouraging businesses to install solar and reduce their reliance on our aging grid, could be removed without warning (yep overnight). If you’re in the market for a larger system (up to 100kw), that’s potentially a saving of $67,000 gone in the blink of an eye. The NEG also pledges investment for coal, our current primary energy source where distribution relies on the struggling infrastructure which coincidentally also requires a serious upgrade, and where that money will come from… history tells us higher electricity bills.

Investing now in commercial solar will ultimately free up your cash flow for years to come, and reduce your energy demand spikes throughout the day, effectively lowering those incredibly high capacity charges businesses are slugged with. There are also immediate tax benefits available to businesses on assets purchased less under 20k. Feed in tariffs are also available to eligible businesses to export back to the grid, delivering a further reduction in outgoings. The marketable value of a green business is not to be discounted either, going green continues to be a valuable asset for business, not only does it make you feel good, but your customers will thank you for it too.

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12 YEAR PREMIUM

WORKMANSHIP

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As the country’s energy debate continues to rage, the government’s latest energy policy, the National Energy Guarantee looks likely to put the brakes on renewable energy investment. The federal government’s latest promise is ‘reliable’ energy, however reading between the lines there is no mention of affordable energy, or sustainable energy in the mix. So just what does this latest energy policy mean for your business?

Wide Bay

Monday, December 18, 2017 seniorsnews.com.au

Seniors 9

Fraser Shores feels like home INSPECT TODAY

AND GO IN THE DRAW TO

win

Discover Hervey Bay’s ultimate retirement lifestyle

A $5,000 TRAVEL VOUCHER T&C’S APPLY

“After searching for five years, our move to Fraser Shores has been the best decision we have ever made.”

Russell and Denise, Our Village Residents EASY RESORT STYLE LIVING You will feel right at home in affordable, spacious and beautifully appointed two and three bedroom homes surrounded by resort style facilities.

Fraser Shores offers a sanctuary to residents, where you will feel a strong sense of belonging and community.

AWARD WINNING HOMES Our quality homes have won HIA Top Homes of the Year Awards for design, character and best value for money in Queensland. You can choose from a wide selection of spacious

two and three bedroom homes, including an executive model.

Features include: • Spacious modern kitchens with ample storage and functionality • Open plan living areas, large bedrooms complimented by ensuites in selected designs • Air-conditioned homes with security features • 24 hour emergency call system • All homes are easy access ground level with patios and gardens • New home choices available with double and optional triple or RV garage attached* (*off the plan to suit your specifications) Our new luxury home program means a home built just for you incorporating liveable

housing design standards and our refurbished homes incorporate the latest in modern design and finish including larger showers, modern kitchens with stone benches and plenty of functional storage space.

AMAZING FACILITIES Fraser Shores recreational and entertainment facilities are designed as an extension of your personal living space where you and your family can relax, socialise and enjoy a peaceful lifestyle.

The Community Centre features a 300 seat auditorium with stage and dance floor, licensed club bar, formal lounge areas, billiard and pool tables, library, craft and computer room, gymnasium, swimming pool, spa and BBQ area. Fraser Shores even has its own full sized bowling green!

frasershores.com.au

YOUR LIFE AT FRASER SHORES Experience the retirement lifestyle you’ve always wanted surrounded by friendly neighbours and amazing facilities.

Find out why Fraser Shores is the ultimate retirement lifestyle.

OPEN FOR INSPECTION 7 days per week 8am to 5pm VISIT 58 and 100 Nissen Street Hervey Bay QLD 4655 PHONE 1800 679 266 07 4124 6246

10 Seniors Wide Bay

Neighbourhood News

seniorsnews.com.au Monday, December 18, 2017

Community

TO ALLOW for readers’ requests for the publication of more neighbourhood news, please keep notices short and to the point (100 word maximum).

If you would like to submit a photo please ensure it is at least 180dpi or 500kb to 1mb in size and of faces, in a

nice bright setting.

The deadline for the January issue January 8.

Email Nicky or Chris: communitynotes@seniors newspaper.com.au.

TOMBOLA

DATE Claimer. A Monster Pre Easter Tombola, hosted by Quota International of

Marybrough will be held at the Pensioners Hall, Upper Adelaide Street, Maryborough on Saturday, March 17, 2018. Doors will open noon for a 1pm start. There will be tables loaded with quality prizes, many with an Easter theme. There will also be a lucky door prize plus a raffle. Free afternoon tea will be served. Prior to the tombola, there will be drinks and sandwiches available to purchase.

VIEW

STANDS for Voice, Interests & Education of Women.

BUNDABERG PCYC

BRAVE: Hervey Bay VIEW members Kerry, Mike, Alison and Kay bravely check out the feel and texture of the skin of Princess the jungle python.

■ HERVEY BAY

Are you raising Grandchildren?

Do you need information?

Call us!

1300 135 500

6243975ac

Also ask about Time for Grandparents, a program providing time out for eligible grandparents, activities for grandchildren, grandfamily camps and support with school camps.

www.grandparentsqld.com.au

OUR club meetings and luncheon are always the second Monday of each month at The Club House, Tooth Street, Pialba from 10.30am and usually includes a guest speaker.

Monthly socials are on the forth Monday at various venues from 9.30am.

Guest speaker for November was Mike Burbury from Mike’s snake removal who brought with him Princess, a beautiful jungle python, and there were only two of our ladies who had such a fear of any snake they fled to the back of the room but most were brave and came forward to touch and observe the snake up close.

New or interested ladies are always welcome to join our friendly group.

Details phone Kerry 0409 479 152 or email herveybay.viewclub95 @gmail.com.

■ FRASER COAST

OUR Club meets on the first Thursday of each month (except January) at The Club House, on Old Maryborough Road and

Brian, Alison, Karen, Jo and Elfriede at the Hervey Bay and Maryborough MS Support Group Christmas break-up party.

Tooth Street, Pialba at 11am for 11.30am start.

On November 24 our president, Bonnie Fox and assistant treasurer Ros Kitchen made the presentation of library books to the Torbanlea State School on Friday.

They were gratefully accepted by two Library Monitors Sarah Keyte and Ella Looker. The librarian thanked Fraser Coast VIEW Club for the donation and the principal said it was great to have groups outside the school interested and keen to support us. These funds are distributed to disadvantaged students and their families, to enable those students to further their education, and supporting their future. Details phone Gillian Ryan on

magazine: The Perfect Christmas Gift for the inspiring women in your life.

The gift of a 1 or 2 year subscription means the inspirational women in your life won’t miss the treasures within Ruth’s quarterly issues, and it will be posted direct to their PO Box or letterbox, before it’s even available at a newsagency.

All new subscribers receive a pack of Tuckeroo roasted and ground wattle seeds along with a recipe for beautiful wattle seed shortbread*.

1 year subscription 4 issues value $27.80 2 year subscription 8 issues value $55.60 Available in Newsagents all over QLD, NSW, ACT. media.com.au Enquiries: call 07 4690 9310 or ruth.subscribe@newsregionalm

very welcome. Our next meeting will be in February 2018. We always welcome anyone with MS and newly diagnosed are most welcome to sit in on a meeting to discuss their own situation and ask questions. Details phone Bev on 4128 2692 or email bev_cornwell @hotmail.com.

4129 4977.

MS

THE Hervey Bay and Maryborough Multiple Sclerosis Support Group meet on the first Friday of each month on the Deck at the Hervey Bay RSL at 10am for a coffee and a chat. Our meetings vary in attendance depending on individual circumstances and memory for several.

Our December meeting was the last for the year and we stayed on an enjoyed a lovely luncheon and the Secret Santa is always well received. We have had a successful year and the Swimathon in September drew much public attention to Multiple Sclerosis as a fundraiser plus the MS workshop in May and the visit by the RSCs was also

WILL be holding a market on Sunday, January 14, 2018. Welcome in the new year by having a relaxing morning and enjoy the big breakfast, sausage sizzle and other refreshments.

Many bargains will be on offer and you will find something special. Phone Irene 0437 645 941 or email irene.petretic@ pcyc.org.au.

SUPPORT SERVICE FOR SENIORS

The Seniors Legal and Support Service is a community service providing free legal advice and support for seniors 60 years and over, who are experiencing or at risk of elder abuse, mistreatment or financial exploitation.

The service can provide information, advice and support including: ■ Short term counselling /advocacy ■ Information on your legal rights ■ Advice on Enduring Power of Attorney documents ■ Referrals to other support, legal and consumer services ■ Community education Details call 4124 6863 or call into their office situated at Shop 6, 16 Torquay Road, Hervey Bay (opp RSL) – Monday to Friday 9am-3pm.

Wide Bay

Monday, December 18, 2017 seniorsnews.com.au

Seniors 11

Travel

10 top travel wardrobe items Ann Rickard

WE’VE all done it – over-packed. A heavy suitcase loaded with clothes, most of which will not be worn, is a curse to all travellers, especially the senior.

Travel author Ann Rickard spoke to Lee Watt, of Brisbane’s Soubret Pink boutique, who can help women construct 20 different looks from just 10 pieces.

The secret lies in being disciplined and the benefits are stress-free travel.

1. Stick to the numbers: two pairs of pants, six tops, one of them doubling as a lightweight cardigan/jacket. That’s

2018 TOURS

it. Oh, shoes... of course, they don’t come into the 10 items, but you’ll need three pairs.

And scarves, three of them.

2. The pants or jeans should be black or navy to create a basic background. Comfort is essential. Mac Jay make a good pull-on jean without any hardware at the front that will accentuate the tummy.

They are stretchy, don’t cut you in half and come in sizes 8 through 20.

They are even comfortable to wear on a long-haul flight.

A straight-leg jean is best. It can be worn as casual during the day and dressed-up for evening wear. Basic

black pants will go with everything.

3. Six tops are all you need. Some can be plain, others must have black or navy in them.

Mela Purdie and Verge make beautiful and flattering tops suitable for the mature woman.

Every top must co-ordinate with the jeans or pants.

4. Three scarves will help bring the outfits together or make them look different. Perhaps a plain white or black scarf and one with some navy or black in it. The scarves will double as wraps to keep you warm or work as an accessory when tied different ways.

5. Three pairs of shoes.

A walking shoe, a good

casual shoe for day wear and a pair for evening.

That’s it. No more.

6. Two bags. A small evening bag, one travelling bag. Baggallini do a good travel bag designed by two American flight attendants. It has zips and pockets for passports and documents, and it also has room for your laptop.

7. Four items of costume jewellery (plus earrings). Never take good jewellery when travelling. Lee suggests two short and two long necklaces, and if you have one in gold and one with pearls you can put them together for a double look.

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8. One of the tops that doubles as a cardigan.

If you are going to a very cold country in winter, you can still work with just these basic pieces, but you will need a good warm coat, a hat, gloves and boots. You wear your outers and just peel off when inside to the basic pieces. You don’t need heavy jumpers and cardigans.

9. Choose items in fabrics that don’t wrinkle or need ironing and can be rolled for packing. The ten items chosen will all fit into a small 7kg carry-on case and leave room for toiletries. If you stick to the ten items rule you can make the different outfits show variety and

style and they will do you for a three-week holiday.

10. We all make mistakes and throw in something extra. It takes discipline to stick to the ten items, so when packing, no drinking wine.

Feedback on this approach has been excellent. One woman who disciplined herself to stick to the 10, wrote: “It was so liberating, so easy to pack and go every morning. I didn’t need to think of what to put together each day. I went to top class restaurants, hiked in the jungle, slept in hammocks and stayed at Raffles, all with just those pieces, and a little make-up and lotions”.

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___________________________ Mail to: Down Under Coach Tours, PO Box 149, Maryborough Q 4650 or Email details to: info@downundercoachtours.com.au WBS0917

12 Seniors Wide Bay

Travel

seniorsnews.com.au Monday, December 18, 2017

A warm Parisian night The special ambience of a brilliant dining experience Ann Rickard

WE’D already been spoilt beyond our expectations.

On board luxury hotel barge, Panache, operated

by European Waterways, we had sailed from Paris out from the Seine along the Canal du Nord to the River Oise – and had a week of outstanding experiences both on board and on shore.

We had been fed multi-course gourmet meals featuring exquisite local produce, we had indulged in French martinis from the open bar at 11am, sipped exquisite wines from some of the most renowned regions in France at both lunch and dinner, and been introduced to a variety of delicious cheeses and given a little bit of their fascinating history.

We had visited Monet’s Gardens in Giverny, walked in Van Gogh’s steps in Auvers-sur-Oise where the great artist spent 70 days before his

death, and where he painted prolifically.

Still there was more.

We had trawled the Chateau del Malmaison near Paris where Josephine spent much of Napoleon’s money while he was away fighting the Egyptian campaign.

So, on our last night after a week of gentle, slow barging through the fertile and forested region north of Paris, we were ready to say a sad goodbye to the captain and crew of Panache and go on our way.

We glided slowly into Paris past the futuristic La Défense business district with its glass architecture, and then right into the heart of Paris and all its glorious buildings, its famous landmarks and monuments and its handsome bridges.

We had all rushed with cameras as we past Notre Dame peeking at us above the trees, and again as we came close to the Pont de Grenelle where a replica Statue of Liberty stood,

Touring Travel & Cruise Specialists

THE PROFESSIONALS: The crew of the luxury barge, Panache.

quite imposing despite its smaller scale.

Our itinerary included a final dinner in Paris on board on this last night.

But first, a slow shuffle up and down the Seine.

It was a hot summer’s Friday night. It seemed as though all of Paris had come out into the streets to celebrate the beginning of the weekend.

As we cruised ever so slowly along the Seine (feeling pretty smug I can

Call our frie endly, expe erienced team to book your next crui uise or touring ho oliday or to join one of Go See ee Touring’s special gro roup departures.

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Learn what vaccines you need when abroad TRAVEL health specialist Dr Danforn Lim talked exclusively to Seniors News about what vaccines seniors should remember getting before they head off on their next travel adventure.

WHAT VACCINES ARE NEEDED AND FOR WHERE?

OUTBACK SONG & DANC NCE HOSTED BY RODNEY VINCENT

tell you) we were delighted to see hundreds of people lining the river banks.

They were sitting on walls and hanging over bridges, some were in nearby in parks, others in river-side restaurants.

Almost everyone had a bottle of wine within hand-reach.

Then there was the dancing – proper dancing in the old-fashioned way – at intervals all along the riverside. All that was

course after course with yet more sublime wines and then champagne, and we let the hot Paris night have its way with us.

A private boat in front of us was the stage for a swish party.

We watched elegant women in short skirts climbed on board with attractive young men, and then we watched them dance on the upper deck, and then we ate more food and drank more champagne and looked up to the twinkling Eiffel Tower.

European Waterways has 17 vessels in nine countries with a wide PHOTO: ANN RICKARD variety of themed luxury barge cruises from required was an accordion walking, biking, food, or a music player and off wine, family tours. they took to tango, waltz, Accommodation is fox trot right on the spacious enough with riverside in the open air. private bathrooms, the We tied up at dusk service is exceptional beneath the Eiffel Tower (usually five crew to eight and sat at one with Paris passengers), the food is as night came in and the local and spectacular, lights on the tower began wines are carefully to twinkle. matched, the bar is Could it get any better? always open, and shore Actually, yes. Our chef Olie excursions are immersive. had prepared a Prices are all-inclusive. five-course banquet, and www.europeanwater the crew brought out ways.com.au.

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Hepatitis A ■ Outbreaks occur throughout the world and sometimes in countries with a low risk for hepatitis A. ■ You can get it through contaminated food or water.

■ This vaccine is recommended for most travellers, especially if you are staying with friends or relatives, visiting smaller cities or rural areas, or if you are an adventurous eater.

■ Talk to your doctor to see if the hepatitis A vaccine is right for you.

Malaria ■ Certain countries may have a higher risk of catching malaria.

■ Avoid mosquito bites.

■ Prescription medicine may be needed before, during, and after a trip to prevent malaria, depending where you are going, when you are travelling, and if you are spending a lot of time outdoors or sleeping outside.

■ Talk to your doctor about other ways you can prevent malaria.

Yellow fever ■ It’s a risk in certain parts of the world.

■ You need to get this vaccine at a yellow fever vaccine accredited medical centre.

You can reduce the risk of getting an infectious disease by taking some simple preventative measures. Good advice on the main health risks of travelling to particular countries can be found online at VaccineHub, Smartraveller and by consulting a doctor experienced in travel medicine.

WHERE TO GET VACCINES DONE, AND WHERE NOT TO?

Most travel vaccines can be done at the local medical centre or at your family GP practice.

OLDER DOESN’T ALWAYS MEAN WISER

Lonergan Research, commissioned by Sanofi, earlier this year surveyed 1042 Australians ‘at-risk’ travellers aged 18+. They found senior travellers were remiss in taking appropriate travel protection.

■ About 41 per cent of seniors travelling to an ‘at-risk’ destination didn’t see a doctor for a pre-travel health check before their last trip.

■ Sixty per cent of seniors who recently travelled to an ‘at-risk’ destination don’t believe that there is a risk of spreading a travel-related disease once returned home.

■ More than half of seniors ‘at-risk’ travellers are more worried about terrorism or plane crashes than catching diseases when travelling overseas.

More info: www.vaccinehub.com.au.

Travel

Monday, December 18, 2017 seniorsnews.com.au

Wide Bay

Classic Straddie The timeless appeal of a pristine surfing place Shirley Sinclair

JUST like that Golden Breed t-shirt from the seventies that was so cool and comfortable to wear, Stradbroke Island is a classic.

It’s the family beach holiday idea that can be pulled out of the cupboard at a moment’s notice and everyone will be happy with the choice.

That’s because Straddie, as it is affectionately known, never wears out its appeal for the surfer, the foodie, the nature lover, the beachcomber and even the “lazy bones” who simply enjoys relaxing and taking in the spectacular scenery.

And what you see is what you get, year after year.

Sitting on Brisbane’s doorstep, just a

45 minute vehicular ferry ride across Moreton Bay from Cleveland, the great majority of Straddie’s 27,530ha has barely changed over the decades and has always remained true to itself.

Locals and visitors have vehemently resisted the idea of a costly bridge link to Brisbane, so the world’s second-largest sand island hasn’t been loved to death.

To the casual observer, Straddie remains largely undiscovered.

The wide variety of accommodation isn’t dominated by hotels and resorts, but rather by house and apartment rentals (even original beach shacks) and camping and cabin facilities (including glamping tents at Adder Rock Campground).

Long beach walks on

SIMPLY BEAUTIFUL: Stradbroke Island makes a stunning holiday location.

sandy stretches of pristine beach and over weathered rock pools barely encounter a soul on weekdays.

The bush, ocean and suburban townships (Dunwich, Amity Point and Point Lookout) still teem with birds and wildlife all-year round.

The clear, pristine waters are naturally refreshing for humans and

a favourite haunt for frolicking humpbacks during the annual whale migration from late May to early November.

Classic Straddie is the 20 minute drive from Dunwich to Point Lookout and pulling up at the surf club carpark for that first panorama of 32km Main Beach.

It’s pinpointing the perfect patch of sand to

park the 4WD, setting up the gazebo for shade under a cloudless sky and settling in for a day of unadulterated bliss with no one else within cooee.

It’s battling ferocious shore dumps to get out the back amid the turtles, colourful fish and dolphins while waiting for a 6-8ft beauty to catch back into shore.

Classic Straddie is

Seniors 13

hotfooting it across golden sand to bodysurf Cylinder Beach, followed by fish and chips or a cold seafood lunch straight off the trawler.

It’s the 7km drive inland from Dunwich to Brown Lake for a lazy, wet loll before a picnic at Amity Point.

Classic Straddie is a cold ale under a huge outdoor umbrella in the Stradbroke Island Beach Hotel beergarden, overlooking the water.

It’s the cheeky male kookaburra perching himself on a patio railing, hoping for a free dinner, and playing fetch with your dog on Home Beach.

Classic Straddie is taking the North Gorge Walk and encountering a family of kangaroos on dusk, or waiting for turtles in the washing-machine-like gorge to come up for air, or the camera-shy echidna concentrating on an ant dinner under a fallen log.

It’s taking a seat on the vehicular ferry deck outside the cafe, drinking in the Moreton Bay views and reflecting on another great weekend away that you should do more often.

So what if you wear Old Guys Rule t-shirt these days?

Just like Straddie, you’re still a classic.

®

Enjoy your holiday knowing you have an expert with you every step of the way.

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*Travel restrictions & conditions apply. For further details refer to escortedescapes.com.au. Prices are correct as at 1 Oct 17 & are subject to change. Quoted prices on sale until 8 weeks prior to each departure date or until sold out prior. Prices are per person, twin share and subject to availability. Prices shown are for payments made by cash in store and are fully inclusive of taxes, levies, government charges and other applicable fees. Payments made by credit card incur a surcharge. ^Interest Free: Approved applicants only on a Lombard 180 Visa card. Terms, conditions, fees and charges apply including a $99 Annual Fee charged on the account open date and annually on the anniversary of the account open date. Minimum finance amount applies and is valid on holidays over $999. Interest, currently 22.99% p.a., is payable on any balance outstanding after the 12 month Interest Free period. Ask in store for details. Offer ends 31 Dec 17.

Credit provided by Lombard Finance Pty Limited ABN 31 099 651 877, Australian Credit Licence number 247415. Lombard® is brought to you by FlexiGroup®. ~60+ DISCOUNT: Offer valid until 31 Dec 17. New bookings only, limited to one $100 discount per senior. Minimum booking value of $2500 per person consisting of air and land/cruise arrangements, or a land/cruise only booking over the value of $2500 per person. Valid State/ Territory accredited seniors card must be presented to consultant at time of quotation. Please ask us for further details or visit our website at http://www.escapetravel.com.au/terms-conditions.

FROM BRISBANE. Flight Centre Travel Group Limited (ABN 25 003 377 188) trading as Escape Travel. ATAS Accreditation No. A10412. ATAS Accreditation No. A10412.

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14 Seniors Wide Bay

seniorsnews.com.au Monday, December 18, 2017

Money

Downsizing costs and issues We welcome to the editorial team Tony Kaye.

Tony is the editor of Eureka Report and has spent more than 30 years working as a financial editor, journalist and commentator.

AUSTRALIA’S property market could get an unexpected volume boost from mid next year when the Federal Government’s new home downsizing program, announced in the last budget, is due to come into effect.

That’s assuming the legislation passes and that a sizeable number of eligible Australians take up the option of selling their principal place of residence to buy a smaller home, with a view to injecting more money into their superannuation.

Some may already be planning out their house sale. But doing so, without proper advice, could be a really bad financial move.

Firstly, here’s what the Government announced in the May budget as part of a series of initiatives aimed at freeing up housing stock across the country for upsizers and younger families.

From July 1, 2018, individuals aged 65 or over will be able to sell their principal place of residence if it has been held for a minimum of 10 years, and deposit up to $300,000 of the

FINANCE TONY KAYE proceeds into their superannuation account.

Couples will be able to deposit up to $600,000.

The existing restrictions on voluntary contributions for people aged 65 and older, including the work test for those aged between 65 and 74-years-old, and the ban on super contributions for those aged 75 and over, will not apply. Neither will the restrictions on making further non-concessional contributions for people with account balances above $1.6 million.

On the surface, the policy could be regarded as a win-win for retirees and those seeking out a home.

However, before heading down the pathway to downsizing your home, it’s very important to tally up both the raw costs and the potential risks.

Depending on your circumstances, including where you live and where you intend to buy, and your total assets position, selling up and buying another property could become a decision you’ll later regret.

As well as the substantial costs

associated with selling and buying a property, home downsizing will likely result in many individuals or couples losing part or all of their existing or future Age Pension entitlements. More on that further below.

THE RAW COSTS OF MOVING

Moving homes is never cheap, but there’s a stark difference in selling and buying costs based on location, and what you sell and buy. I’ve calculated the median costs of moving home in each of Australia’s eight capital cities, taking into account the general costs incurred when selling and buying.

Canberra is Australia’s cheapest downsizing capital for pensioners, with a median changeover cost of $23,497. That’s because all pensioners pay virtually no stamp duty on property purchases in the Australian Capital Territory.

Victoria has a full or partial stamp duty concession scheme for eligible pensioners, provided the value of a property does not exceed certain levels. Under those price thresholds, no stamp duty is payable.

Darwin is the only other capital city to apply a pensioner stamp duty discount, taking $10,000 off the governing rate.

No surprises that Sydney is the most expensive downsizing capital, with a median changeover cost of $59,416, followed by Melbourne with a median changeover cost of $45,961.901 (based on a partial stamp duty concession). The median prices for houses and units in all the major cities are based on recent CoreLogic data, and calculations assume most individuals or couples who take up the downsizing option will sell a larger house to buy a smaller unit. That’s what downsizing is meant to be about. However, depending on which suburbs you are buying and selling in, the costs of downsizing may be much higher.

Total costs take into account the general costs of selling and buying, including fees, commissions and stamp duty. I’ve applied a standard real estate agents’ commission of 2.5 per cent and $5000 for marketing. These costs can vary considerably. I’ve also applied a standard conveyancing cost of $1000 for both selling and buying. Again, this cost will vary. Typically, there are additional costs – mainly with selling a house – such as for pre-sale repairs and

maintenance, and sometimes for staging furniture. These can easily add thousands more to the cost.

THE HIDDEN PENSION TRAP

For individuals and couples with low superannuation balances, especially those receiving a part or full Age Pension, it’s important to tread very carefully when considering the Federal Government’s home downsizing scheme.

While it may seem a sensible strategy to inject more funds into superannuation to capture the benefits of tax-free income in pension phase, the end result could be financially disastrous.

Consider that the family home is exempt from the assets test used for calculating pension entitlements, while all other assets outside of the home including superannuation are taken into account. Average superannuation balances at retirement already put many Australians close to or over the pension assets test thresholds.

The thresholds were changed on January 1 this year to the limits in the table below. Any pension entitlements for individuals or couples are reduced by $3 per fortnight for every $1000 in assets above the new

limits.

The recent asset test changes have already led to some people moving around their financial assets so they can receive the pension, including directing more money into their tax-exempt family home.

Downsizing their home would therefore be an illogical move for them.

The impact of the assets test thresholds in relation to the downsizing scheme will vary, based on how much net cash is realised in each property changeover. However, it’s probable that many singles and couples are likely to exceed the asset limits by selling a home and depositing additional funds into their super account, even after the costs of purchasing another residence. As such, any tax savings on superannuation income earned in pension phase may be completely offset by the loss of pension entitlements and the costs of downsizing. It will be critical that people receive personal financial advice, especially with respect to social security means testing, as selling the primary residence (exempt asset) and contributing proceeds into superannuation (counted against the assets test) may reduce, or even remove, their entitlement to the Age Pension.

Are you aware of the impact of gifts on your age pension?

ANDREW Heaven, an AMP financial planner at WealthPartners Financial Solutions, talks about the impact of on an age pension if gifts are counted as an asset.

Question: I am applying for the age pension and the Income and Assets form (SA369) is asking about gifts. I assisted my son four years ago to buy a house by contributing $100,000 to his deposit as a gift. What are the consequences for my age pension? If this gift is counted as an asset, will it mean we do not receive the age pension?

Answer: In applying for the age pension, Centrelink applies an

assets and income test to determine your entitlement to a pension benefit. Broadly speaking, whichever test delivers the lower pension benefit is the test that will apply.

There are limits as to how much an age pension applicant can gift in order to reduce the amount of assets they own to increase their pension entitlement.

You are entitled to gift up to $10,000 a year or $30,000 over a five-year period. The same limits apply as a single person or as a couple. If you exceed these limits, the amount in excess of the limit is considered a deprived asset and the

excess amount counts as an asset for five years from the time you made the gift.

Even though you are applying for the age pension now, as you gifted your son the $100,000 four years ago, $90,000 which exceeds the limit will count as a deprived asset and therefore count for assets test purposes and be deemed under the income test. However next year, once the five years have expired from the date of gifting, it will no longer be counted.

Under the assets test, all of your assets excluding the family home are counted at current market value. The asset

test reduces your age pension by $3 per fortnight for each $1000 that the assessed value of your assets exceeds the threshold.

The current cut off point to receiving a part age pension for a couple who own their home is assessable assets less than $830,000 ($552,000 for a single).

For a non-homeowner couple, the threshold will be $1,033,000 ($755,000 for a single).

If the $90,000 that is still being assessed (as a result of the $100,000 gift to your son) will exclude you from receiving the age pension, there are a range of options

available to reduce your assessed assets – you could consider renovating or upgrading the family home as the family home is assets test exempt; spend money on a holiday; purchase a funeral bond up to $12,500 per person or pre-pay your funeral and cemetery plot.

You could wait for the five years from the date of gifting to expire and then re-apply for the age pension.

Q&A with The Coach first appeared on www.wealth

partners.net.au. Any general advice doesn’t take account of personal objectives, financial situation needs.

Wide Bay

Monday, December 18, 2017 seniorsnews.com.au

Seniors 15

Wellbeing

Swimming to save our lives WHETHER you move to win or move to stay well, swimming is one of the best choices you can make to live a happy, healthy life.

While you are digging in the back of your cupboard for your togs and towel, take a look at why swimming is rated so highly by health professionals such as accredited exercise physiologist Carly Ryan.

WHAT’S SO GOOD ABOUT IT?

“It’s a brilliant form of exercise,” Carly said. “You get all the benefits of any other kind of physical exercise – cardiovascular, heart health, flexibility, weight management and improved mental health.

“Because the water has resistance it is really good for muscle strength.

“It’s a brilliant, all-round activity that is going to give you lots and lots of health benefits.

“And if you have joint problems, the water really supports you. The water helps you to reduce the pain and you can do a lot more activity in it than you can do on the land.”

Other advantages of swimming are it’s accessible to all ages, affordable, and you can start with just a pair of swimmers and a towel.

aerobics classes, joining an ocean swimming group, doing pool group lap training or even taking up masters swimming competition.

Some pool managers offer pool-based tai chi and yoga, walking, dance classes and even pole dancing, just to mix up the fun of swimming exercise.

In the ocean, in addition to lap swimming, you can also try swinging your arms and legs, doing squats and calf raises.

MIXING IT UP

POOL SWIMMING

Any form of exercise in the water is going to be good, whether you are swimming in a pool or the ocean.

You can choose your approach by enjoying a solo lap or two, joining in a social group at your local beach or swimming pool, getting more focused with aqua

To find a pool nearby, contact your local council or go to www.swimming.org.au/ Swim-Finder.aspx.

If you are swimming a home or retirement village pool, and you are not sure of your fitness, consider wearing a life-jacket or accredited flotation device

WATER ACTIVE: Swimming is a brilliant form of exercise for seniors, and it’s never too late to learn.

while in the water.

IN THE OCEAN

Before heading out for an ocean swim, take some advice from Surf Lifesaving Australia: ■ Always swim between the red and yellow flags ■ Read the safety signs

■ Ask a lifeguard for safety advice ■ Swim with a friend ■ Stay calm and attract attention if you need help ■ If in doubt, don’t go out

TRAINING AIDS

There are many to choose from which you can spend

a lot or a little on, but before you invest in a kickboard, flippers or resistance equipment, ask your pool supervisor, exercise physiologist, physiotherapist or GP about what is most likely to benefit you.

It’s also worth asking the staff at the pool how to use these exercise aids.

“It’s always good to start small and build gradually,” Carly said.

“And listen to your body.”

Starting in a class is another good way to get moving and to learn how to use the aids.

AM I TOO OLD TO LEARN?

You are never too old to learn.

“Even walking in the water is a really great place to start,” Carly said.

Know more about the management of medicines THE more people understand about their medicines, the less likely there will be medication-related problems, COTA Victoria peer educator Annette Davies said.

“All medicines have risks and benefits so it’s a matter of a trade-off between those risks and benefits.

“And if you understand what they are, you are better able to manage your own medicines.”

What is a medicine?

■ It can be on prescription or bought over the counter.

■ It’s something that is designed to alter the way your body works.

Ask questions at surgery and pharmacy ■ Learn more about what you are taking and why.

■ When given a new medicine, ask what is it for, what does the doctor expect it to do, how long is it going to take to work and how long do you have

to take it for?

■ When you collect your medicine, look on th label and see if it’s what you’re expecting it to be.

■ Ensure you understand the instructions. If not ask the pharmacist to explain.

■ Know when to take it, and if you can take it with other medicines.

Inhalers ■ At the pharmacy get the staff to check your technique for using the inhaler. This check should be done regularly by your

doctor or pharmacist.

Other top tips ■ Always make a decision in consultation with your doctor.

■ Carry a list of your current medications with you. A great time saver in an emergency.

For more medication information go to www. nps.org.au/medicinewise.

RIGHT: Learn to ask the right questions from the right people, about your medications.

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16 Seniors Wide Bay

Wellbeing

Ways to stay in your own home Advertorial

HOME is where the heart is. It’s where we feel we belong, we feel safe and where so many memories are made.

According to the Productivity Commission, the majority of older Australians would strongly prefer to “age in place” by staying in their own homes, rather than moving into a retirement or aged care facility.

Over three-quarters (76 per cent) of over-60s told the Commission they want to see out their retirement in their own home.

When my mum’s dementia was advancing and my dad was struggling on his own, I remember the service provider that gave us all life-saving support. It wasn’t just about having practical care.

It was a few precious hours when we could all just take a big breath out, knowing we had some back-up.

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When my mum’s dementia was advancing and my dad was struggling on his own, I remember the service provider that gave us all life-saving support. It wasn’t just about having practical care. refilled regularly so we weren’t running on empty.

So how can you get more care from your home care package?

“Well it’s time to have a closer look at what you are being charged by your current service provider,” Director of Just Better Care Tony Sandy said.

He said many service providers were charging

way too much in administration and management fees, exit fees, basic daily fees, leaving the customer with very little to spend on their care.

Just Better Care has cut most of these fees and only charge a small administration and advisory fee, leaving the majority of the package to be spent directly on care.

Even better, if you sign up in December, they will waive all admin and advisory fees for six months.

“So for six months you’ll have 100 per cent of your Home Care Package going directly to your care, and that’s how Home Care should be,” Mr Sandy said.

Home is where love resides, memories are created, and friends belong. It’s natural to want to stay there as long as you can.

If you would like to find out how to get more care from your current Home Care Package, phone Tony Sandy on 5353 5111.

seniorsnews.com.au Monday, December 18, 2017

Hearing loss & dementia Tracey Johnstone

WHILE the link between dementia and hearing loss is gradually being unveiled by researchers, they have already identified that people with hearing loss who obtain hearing aids sooner, have less dementia later.

John Hopkins Medicine researchers concluded the brain becomes smaller with age, and significantly, that shrinkage appears to be fast-tracked in older adults with hearing loss.

As a result of this finding, their recommendation is for older people to get treatment for their hearing loss sooner rather than ignore it.

Audiologist Dr Tegan Keogh said people tend to underestimate the impact of hearing on their health.

“Because they might be able to hear the dog barking next door, it gives them a false sense of security and they don’t realise what they are missing,” Dr Keogh said.

“When you have a hearing loss, it’s an invisible disability.

Because of that, it just gets overlooked.”

Dr Keogh recommends that as part of any older

HEARING: People tend to underestimate the impact of hearing on their health.

PHOTO: BARABASA

person’s health plan, they should every two to three years get their hearing tested by an accredited audiologist.

“Quite often I see people who are diagnosed with dementia, but when they come in, they actually have significant hearing loss which makes their dementia look worse than what it is because they aren’t able to answer day-to-day questions as they can’t hear them,” Dr Keogh said.

She argues seniors should forgo their concerns about the look of hearing aids and get them sooner rather than later so that if there is an onset of dementia, they are more likely to adapt to the aids while their health is changing.

“The longer they wait, not only do they have greater risk of dementia, but they have more difficulty adapting to their hearing aids,” Dr Keogh said.

A person with dementia is going to struggle more mentally and physically with understanding how and why an aid works.

“If you are trying to teach someone with dementia to manage a hearing aid, it’s very difficult for them to learn,” Dr Keogh said.

“If people get set up early, they seem to do a whole lot better.”

People with hearing loss also tend to withdraw communication, and tend to socialise less which leads to higher rates of depression.

Monday, December 18, 2017 seniorsnews.com.au

Wide Bay

Seniors 17

18 Seniors Wide Bay

seniorsnews.com.au Monday, December 18, 2017

Living

Certain things we miss A candid interview about the other side of retirement Ann Rickard

YOU can’t miss Anna Abbott.

With a smile almost as wide as the enormous hats she favours, and with faultless make-up and a sense of extravagant style that turns heads, she makes a grand entrance.

Now retired after and long and fulfilling career, Anna spends her days and nights with mixed and myriad activities that would leave most retirees exhausted.

She studies language (she is already fluent in French, is learning Italian) and attends Shakespeare reading classes.

She is at every theatre and museum opening, loves a party, delights in a festival and relishes a book launch.

She enjoys a classical music soiree, and hosts dinner parties and functions at her Noosa home.

She founded Les Belles, a group of like-minded local women who get together once a week to speak only in

French throughout a fun and learning afternoon (and over a glass of French bubbles).

She coaches students in English at the local language school, never misses a social event, lunches at lot, and is making plans for her next overseas trip.

All this, and yet Anna says she does not quite feel complete.

It is the dreaded Relevance Deprivation Syndrome to blame.

This condition strikes men and women who have had long and rewarding careers with all the trappings that go with it: power, money, perks, influence.

In Anna’s case it is decades of working first as a lawyer and then as head-principal of a prestigious girls college in NSW. “I used to love being able to solve problems for people and make a difference to their lives,” she said of her role as principal.

“Every day someone would come to me

MY STORY: The talented and determined Anna Abbott.

weeping over something. I was Mrs Fixit. I had 100 staff. I miss that.”

Relevance Deprivation Syndrome is not a derogatory expression and it is a very real condition.

It strikes ex-politicians in particular – look no further than Tony Abbott for proof – but it also affects people who have worked hard for years to achieve promotions and goals, and who have invested all their working

lives in their professional roles.

In her position as school principal, Anna also helped young women in countless ways, from teaching them table etiquette to giving them career advice, but mostly by just being herself and presenting as a powerful role model.

“I miss being multi-faceted, giving academic and moral guidance, attending conferences,” Anna said.

Jimmy grapples with his demons THE pain of a povertystricken childhood marred by violence is hard for anyone to shake off.

Australian rock legend Jimmy Barnes tried for many years, numbing his anguish with an abundance of alcohol, drugs and wild behaviour.

In recent times, he has beaten his “demons” by writing about his life in a two-volume autobiography, laying bare the disappointments, drug-taking, violence, shame and desperation of a man frequently “out of control”.

Working Class Man is the second volume, released last month. At the start of this book, 17-year-old Jimmy leaves his childhood home in Elizabeth, Adelaide, with his new band, Cold Chisel.

Despite all the chart-

topping records in the years that followed, both with the band and solo, the fame, adulation and good fortune, Jimmy’s “demons” stuck relentlessly by his side.

For him, writing his autobiography was part of the healing process.

“It allowed me to put some of those demons in their place at last,” he said.

“The sooner I open up and let this poison out, the better things will be.

“It’s taken 60 years and I’m still afraid, but I have to put some things back on track before it’s too late.”

Jimmy felt an overwhelming need to “get over” his painful childhood experiences to benefit his family, especially his grandchildren.

Jimmy travels the country promoting his second book, his long-lasting “road to ruin”.

“If I didn’t, they would have to struggle with demons that I had brought from my childhood into theirs,” he said.

“If you want to change the way you feel about yourself, especially when you feel as bad as I did about myself, then you have to do things that you are proud of.

“Singing gave me a sense of being worth something.

“I used to go to church so I could sing in the choir.”

His first best-selling book, Working Class Boy, is a harrowing story of a Scottish migrant boy from Glasgow, growing up with his parents, Jim and Dorothy Swan, and five siblings in an impoverished and violent household.

It was a tough tale to tell. Drunkenness, child

“Despite all the things I do now I still miss it. I miss the large salary, the car, the benefits.”

Anna is being honest in expressing feelings many like her have experienced upon retiring, yet have kept them to themselves.

Generally, work makes us feel relevant and when we stop it is difficult to wake each morning and wonder what we are going to do to make the day rewarding.

“It is hard to be an older

woman in Australia,” Anna said.

“Age is not revered like it is in other countries.”

There is probably no cure for Relevance Deprivation Syndrome, other than to let time take care of it, and Anna with her quick intelligence and deep insight knows this.

She just has to wait it out, and have a rollicking good time until it passes.

abuse, fighting and the shame of his deprived circumstances come into play.

His alcoholic, abusive father was not a good role model.

“He’d send me to neighbours to borrow money,” Jimmy said.

“I swore I would never be like my parents.”

Jimmy’s affection for his mother, Dot – who gave birth to five children before the age of 21 – is all too obvious from his writings.

“My mum was a tough woman,” he said.

“I can only guess what her life was like. Her life was atrocious. “(My father’s) problems got worse and she was 2000 miles from support.

“The safest I’ve ever felt was when she held me in her arms.”

Dot died in September 2016, before Jimmy’s first book was published.

“I’m glad she didn’t have to read (the autobiography), because she lived it,” Jimmy said.

“She wouldn’t have liked to think that she’s damaged us.”

The damage, the demons Jimmy speaks of, has taken its toll.

“It’s been a lifetime battle to get over it,” he said.

“I’ve had a lot of therapy for years.”

The love and support from his “darling” wife Jane, children and grandchildren have helped. In his battle against alcoholism and drug addiction, Jimmy has had times of clarity.

“Love, peace and quiet was all I really wanted,” he said.

The Barnes family spent some time in France after a financial collapse. Even there, Jimmy was still “troubled”. His adult life has been a rollercoaster ride of career successes and disappointments, of riotous behaviour and self-destructive tendencies. Many of his records have topped the charts and his fans adore him no matter what.

Wide Bay

Monday, December 18, 2017 seniorsnews.com.au

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Seniors 19

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20 Seniors Wide Bay

Entertainment

seniorsnews.com.au Monday, December 18, 2017

What’s on Complied by Christine Perkin

GUNABUL HOMESTEAD CHRISTMAS PARTY

THE Club is the perfect place to see in 2018 in style. With epic views across the marina out to Fraser Island, beautifully lit 15th century caravel ‘notorious’ below the deck and a revelous Pirate Party, you’re in for a great night! December 31, 2017 at 7pm at the Hervey Bay Boat Club, Buccaneer Drive, Urangan. There will be entertainment with Uncle Arthur Live & Free from 8pm with prizes for best dressed pirates and wenches! Details call 4128 9643 or email info@boatclub.com.au

NEW YEARS EVE AT THE BROLGA

FREE event to bring in the new year on December 31 from 6pm. There will be free live music by Soul City and fireworks at 9pm and midnight. There will also be a licensed bar and food stalls. Located at the Brolga Theatre, 5 Walker

Street, Maryborough.

Details contact 4122 6060 or email brolga@ frasercoast.qld.gov.au

BUNDY NYE SPECTACULAR

SEE the New Year in at the 2017 Auswide Bank and Stroud Homes New Year’s Eve Fireworks Spectacular. This free, fun-filled family event will be celebrated in Bundaberg’s Central Business District, Anzac Park from 5pm and features a superhero-themed fireworks display at 8.30pm followed by the fireworks spectacular at midnight.Market stalls, food vendors, kids’ amusement rides and face painting will add to the party atmosphere from 5pm with entertainment from 6pm.

Kids are encouraged to come dressed in superhero theme as part of the celebrations. The stage will then be opened up to the region’s musicians to battle it out

TI PL C A B K T O E I O N K T N S UM O A W L A TO M N SE O D C ST D U R S IA E YO O MO L U D N R SP O D O U T! T

JOIN us for a fun and fantastic night of Christmas revelry with live music from Sunshine Coast band Muffassa, a craft beer and cocktail bar set up on the front lawns, and a gourmet barbecue dinner from Jarrod and loz! This will be a ticketed event only and there are only 200 tickets available for your comfort. Tickets can be purchased in the restaurant at Gunabul Homestead and online for $50. A ticket gets you entry, a gourmet barbecue dinner from Beauty & the Beard and a complimentary beverage of beer, wine or soft drink.

So come along Saturday December 23, 2017 at 5pm, located at Zesty Edibles at Gunabul Homestead, 9 Power Rd Southside, Gympie to contact call 5482 3107 or email zestyedibles@gmail.com

SET COURSE FOR THE BOAT CLUB THIS NEW YEARS PIRATE PARTY

in our popular talent search. Details call 4130 4176 or go to www.bundabergregion events.com.au.

BETHLEHEM LIVE

beth-scott@bigpond.com or go to www. bethlehemlive.com.au

HAVE a sneak peak at Bethlehem Live and be amazed at the atmosphere as you embark on an historical walk through the marketplace of Bethlehem as it was 2,000 years ago. Hosted by SU QLD and the Combined Churches of Bundaberg, this unique event includes live entertainment, re-enactments of the nativity scene, acting stalls, food and drink stalls, children’s activities, camel rides, donkey rides, animals to pat and feed and much more. Bethlehem Live 5.30pm – 8.30pm each night, Bundaberg Central State School, Barolin and Crofton Streets, Bundaberg. Tuesday December 19 to Friday, December 22 at 5.30pm, Free entry. Details call Beth Scott on 0419 667 530 or email

CHRISTMAS COMMUNITY DRUM CIRCLE

THIS is the perfect opportunity to gather with friends and family and listen to the rhythmic beats of the Djembe drum at the beautiful Bargara Foreshore. Join in with your own percussion instrument or just bring along your own fold-up chair and enjoy the atmosphere. This is a family-friendly event open to all ages and abilities.

So come along to The Esplanade, Bargara on Saturday, December 23, 2017 from 4.30pm to 5.15pm. Admission: Donations welcome.

Details contact Cynthia Hoogstraten on 0431 933 817 or email cynthiahighstreet@ hotmail.com.

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For details call Dolphin Ferry Cruises on 0428 838 836.

NYE AT TIN CAN BAY FORESHORE CARNIVAL

COME along the Tin Can Bay foreshore on New Year’s Eve for a great night of family fun. There will be entertainment with fireworks at 10.30pm.

This is a glass-free event.

Starts at 5pm to 11pm on the Tin Can Bay foreshore.

Bring along your own chairs and a picnic basket for old-fashioned fun.

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Wide Bay

Monday, December 18, 2017 seniorsnews.com.au

Let’s save

Go on treat yourself IT’S that time of year again, it sure does come around fast. You may be home alone this Christmas or your family may have gone on holidays and it can be very lonely for those left home.

So I thought it might be nice to have a Christmas lunch menu for 1 or 2 people. This way you can be a bit more extravagant if you don’t have feed a whole table of people.

You can start off with smoked salmon blinis then a lovely seafood platter.

Why not buy a ½ a

Who do you call...

Seniors Card 137 468 or 1800 175 500 (free call outside Brisbane) Centrelink: Retirement 132 300 Disability, Sickness & Carers 132 717 Employment Services 132 850 Seniors Enquiry Line 1300 135 500 Department of Veteran Affairs 133 254 or 1800 555 254 (Regional) National Information Centre on Retirement Investments (NICRI) 1800 020 110

National Aged Care Information

1800 200 422

www.agedcareaustralia.gov.au

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HOME COOKING CHRISTINE PERKIN

dozen oysters, ½ kilo of prawns, a Moreton Bay bug (cut it in half) a piece of hot smoked salmon or smoked salmon, scallops, crab and have a seafood feast. Don’t forget a nice tossed salad, some beautiful cheese, mango and strawberries and fresh bread.

Take your time and enjoy. You will also need a nice bottle of bubbly or chilled sauvignon blanc or a few beers, which go beautifully with seafood.

If you’re not a fan of seafood make a platter with cold chicken and sliced roast beef or pork with salad, mango and bread. This is also a nice meal.

A far as dessert goes, buy a small plum pudding from the supermarket or local market and have all

Seniors 21

DELISH: A lovely start to lunch are these salmon blinis.

the trimmings or make a special Eton mess with meringue, ice-cream with mango.

Go on, treat yourself it’s Christmas.

SMOKED SALMON BLINI’S

You will need ■ A few slices of smoked salmon ■ Blinis (these are mini

pikelets, don’t make them too sweet if you make your own) ■ Creme fraiche ■ A little bit of dill or finely sliced chives Spread creme fraiche on pikelets, place smoked salmon on top, sprinkle a bit of dill or chives and the’re done. Serve with a nice glass of bubbly.

For more recipes go to www.seniorsnews.com.au

It’s time to shop with app-titude

DOWNLOAD a free shopping app to your iPhone or android so you can sit back and shop while enjoying a coffee or early Christmas cocktail.

Here are just some of the popular apps to help with your gift shopping and avoid the long checkout queues.

■ Amazon Mobile THE app syncs with the website, so your shopping and wish lists are

Linking seniors with community information across Queensland 9am to 5pm Monday to Friday www.seniorsenquiryline.com.au SHOP EASY: Most apps now are a mobile version of your desired store and it's just as easy to use as the website itself.

across the world.

■ Gilt SAVE up to 70% off designer brands. Shop easily by brand or category. The app also offers top deals to exclusive experiences in your city.

■ Ozsale

OZSALE is a leading members-only online shopping club offering savings of up to 80% off. A virtual doorway to designer fashion, every day hosting sales for the World’s top fashion brands and accessories, beauty and homewares.

magazine: The Perfect Christmas Gift for the inspiring women in your life.

The gift of a 1 or 2 year subscription means the inspirational women in your life won’t miss the treasures within Ruth’s quarterly issues, and it will be posted direct to their PO Box or letterbox, before it’s even available at a newsagency.

All new subscribers receive a pack of Tuckeroo roasted and ground wattle seeds along with a recipe for beautiful wattle seed shortbread*.

1 year subscription 4 issues value $27.80 2 year subscription 8 issues value $55.60 Available in Newsagents all over QLD, NSW, ACT. Enquiries: call 07 4690 9310 or ruth.subscribe@newsregionalm media.com.au

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BE THRIFTY AND THRIVE NICKY NORMAN

transferred automatically.

The best part? Take a picture of a product with your phone’s camera and the nifty Amazon remembers feature will identify that product and find it online.

■ Groupon THIS shopping app is lots of fun to use and can save you a bunch of money.

Groupon uses group purchasing to help users get a price break on everything from teeth whitening to helicopter tours. Daily local deals consist of restaurants, beauty, travel, ticket vouchers, shopping vouchers, hotels, and a whole lot more, in cities

22 Seniors Wide Bay

seniorsnews.com.au Monday, December 18, 2017

Reviews

To advertise, call 1300 136 181 or visit finda.com.au Celebrations, Classes & Events

Property

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• Driveways • Patios • House/Shed Slabs • Carports • Tank Slabs • Commercial Work

Tenancy 6 / 13 Medical Place, Urraween Fully Accredited Practice

www.primarymedical.com.au Administrative Staff offer professional care

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Phone 07 4124 3881

PENSIONER DISCOUNTS

Ph: Karl 0407 732 930 or 4124 2100

Buy & Sell

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• Your local community organisation delivering meals for up to 7 days a week • Chef prepared Meals • No shopping, cooking or washing up

Please call one of our offices below Hervey Bay 4128 1334 or Maryborough 4121 4297 to arrange a delivery or chat about your requirements.

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Make sure your ad is easy to read – avoid jargon, and use clear and concise language.

This tip brought to you by www.finda.com.au

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Full Fare: $4279 Member’s Fare: $4075

Spend a long weekend indulging in the most remarkable destinations that the Scenic Rim has to offer, including luxurious vineyards, breathtaking natural wonders and a stunning lavender farm.

Fare: $1239 Members: $1180 Earlybird: $1125 (Closes 01/03/18 unless sold out!)

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Journey through the fascinating remote towns of outback Queensland, South Australia and New South Wales, and stand in all three states at once at Cameron’s Corner!

Gold Coast and sCeniC Rim exploReR 4 Day Tour Thursday 26th July 2018

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Senior-SpecialiSed coach TourS outbaCk exploReR - CameRon CoRneR 11 Day Tour Thursday 7th June 2018

It could be The Place

Aussie Christmas romance

CLAIRE Thorne has until Christmas Eve to turn around what may be a complete disaster for her friend. She never expected to be heading home for Christmas in Bindallarah, the small country town she left behind 13 years ago and spends every day trying to forget. But then again she never expected fate to bring Scotty, her oldest friend and first love back into her life. Or for Scotty to tell her that he’s about to get married – to a girl he barely knows. With only two weeks until Scotty’s big day on Christmas Eve, Claire’s determined to make up for lost time and help plan his wedding. And while she’s at it, she can make sure he’s not making a life-changing mistake. After all, it’s what any good friend would do. But is two weeks enough time for Claire to find the answers she needs? And will she be brave enough to question her own heart and the choices she’s made along the way?

Penguin Random House, RRP $32.99.

WHETHER it’s euphoria or serenity, awe or enlightenment, Lonely Planet’s The Place To Be hardback presents hundreds of places around the world to experience a particular emotion.

Each of the 12 chapters explores a single feeling, with destinations ranging from wild and natural spaces, to modern and ancient cities.

Plus, the travel writers explain when to go and how to get there. With 20 places and experiences for each emotion and state of mind, The Place to Be features 240 travel destinations around the world.

Stand in awe and marvel at enormous natural phenomena, give yourself a joyful boost with cat cafes and chocolate indulgences, seek serenity on beautiful remote islands, find calm oases in the heart of bustling cities, and join the path to enlightenment with Renaissance paintings and religious pilgrimages.

Lonely Planet, RRP $39.99.

Murder mysteries Collection SETTLE in for a great Christmas with this book of murder mysteries to enthral and entertain you during the coming summer month.

Christmas Eve. While the world sleeps, snow falls gently from the sky, presents await under the tree ... and murder is afoot.

In this collection of ten classic murder mysteries from the best crime writers in history, death and mayhem takes many festive forms, from the inventive to the unexpected.

Join authors Ian Rankin, Ellie Peters, John Dickson Carr, Val McDermid, Margery Allingham and more, as they take us from a Santa Claus with a grudge to missing diamonds spirited away by a mysterious visitor. The are stories to enjoy - and be mystified by - in front of a roaring fire, mince pie to hand - or at the beach!

Allen & Unwin, RRP$19.99.

Moran whips up true blue delights MATT Moran’s new book is a perfect Christmas present for the food-obsessed family member or friend who will enjoy recipes from the coast to country.

The recipes span the country food traditions of regional Australia to the rugged coastline, which offers amazing fresh seafood.

From the best slow-roasted lamb shoulder to an iconic passionfruit cheesecake, anyone who has spent time in Australia will find something in this

collection to which they can nod their head and smile, recognising a recipe that is a favourite in their household.

At the heart of every one of Matt’s endeavours

lies a passion for fresh, seasonal produce and simplicity in ingredients.

He is a frequent contributor to food publications globally and he has been a presenter, judge and host on many much-loved Australian and international TV shows, most recently on the top-rating Great Australian Bake-off. This is his fifth cookbook.

“This is the Australian food I love, and I hope you find lots to love here too,” Matt said.

Murdoch Books, RRP $45.00.

Puzzles

Monday, December 18, 2017 seniorsnews.com.au 1

2

3

4

5

6

15

16

Across 7 The Australian wattle tree is of which genus? (6) 8 What decorative alloy of copper, zinc and tin gets its name from French for “powdered gold”? (6) 10 What is the art of Japanese flower arrangement?

(7) 11 The Spanish liqueur Licor de Melocotón is flavoured with what fruit? (5) 12 Malay for “rushing in a frenzy” gave us what word? (4) 13 What bird is the emblem of Garuda Indonesia airline? (6) 17 Which stringed instrument is tuned an octave above the cello? (5) 18 Enjoyed for over 4000 years, what is the oldest type of puzzle? (4) 22 What is the administrative capital of Bolivia? (2,3) 23 As cats are feline, what are foxes? (7) 24 What is a sound repeated to aid concentration in meditation? (6) 25 Who (James ____) upset Princess Diana by revealing details of their relationship? (6)

8

7 9 10

11

12

13 14 17

18

20

19

21

22

23

24

25

SUDOKU

Fill the grid so every column, every row and 3x3 box contains the digits 1 to 9.

QUICK CROSSWORD 1

2

3

4

5

6

7

8 9

10

Down 1 Who was Muhammad’s favourite daughter? (7) 2 What seasoned red pork sausage is sold ready to eat? (7) 3 According to the Bible, Moses received the Ten Command- ments on which mount? (5) 4 What is the capital of Libya? (7) 5 What type of tooth is used mainly for grinding? (5) 6 Who (Sir Vivian ___) led the Antarctic expedition that included Sir Edmund Hillary? (5) 9 The 1854 charge of the Light Brigade was part of which battle in the Crimea? (9) 14 What part of a bird’s stomach contains small stones for grinding food? (7) 15 Which ocean is the world’s largest? (7) 16 What, in mph, is the speed limit on most motorways in Britain? (7) 19 Which colonel was created by cartoonist Sir David Low? (5) 20 To what part of a book are the pages attached?

(5) 21 What is a young eel? (5)

ALPHAGRAMS

Insert the missing letters to make ten words — five reading across the grid and five reading down.

Solve the anagrams. Each solution is a one-word anagram of the letters beside it, and the five solutions are sequential.

For example, if the fiveletter solution starts with J, the six-letter solution starts with K, and so on.

12

21

GK CROSSWORD

F E N D S

Across: 1. Grew 3. Censured 9. Abscond 10. Owner 11. Deliberately 13. Unties 15. Bitter 17. Easy on the eye 20. Bingo 21. Yielded 22. Sidekick 23. Edgy.

Down: 1. Grandeur 2. Easel 4. Endure 5. Short-sighted 6. Ringlet 7. Dare 8. Gobbledygook 12. Friendly 14. Trained 16. In sync 18. Ended 19. Ebbs.

ALPHAGRAMS: GLOBE, HUSTLE, IMPARTS, JAUNDICE, KEYBOARDS.

BLACKOUT

QUICK CROSSWORD

Solution opposite

F R E A K

Find a finished crossword by deleting one of the two letters in each divided square.

A T T I C

How many words of four letters or more can you make? Each letter must be used only once and all words must contain the centre letter. There is at least one nine-letter word.

No words starting with a capital are allowed, no plurals ending in s unless the word is also a verb.

TODAY: Good 14 Very Good 20 Excellent 24+

DOUBLE CROSS

SUDOKU

5x5

T I A R A

M S

Down 1. Splendour (8) 2. Artist’s frame (5) 4. Suffer patiently (6) 5. Lacking imagination (5-7) 6. Curl (7) 7. Challenge (4) 8. Unintelligible language (12) 12. Well-disposed (8) 14. Taught (7) 16. Occurring in harmony (2,4) 18. Finished (5) 19. Recedes (4)

Across: 7 Acacia, 8 Ormolu, 10 Ikebana, 11 Peach, 12 Amok, 13 Eagle, 17 Viola, 18 Maze, 22 La Paz, 23 Vulpine, 24 Mantra, 25 Hewitt.

Down: 1 Fatimah, 2 Saveloy, 3 Sinai, 4 Tripoli, 5 Molar, 6 Fuchs, 9 Balaklava, 14 Gizzard, 15 Pacific, 16 Seventy, 19 Blimp, 20 Spine, 21 Elver.

503

23

WORD GO ROUND

D

S

SOLUTIONS

WORD GO ROUND

I A

C

adit admit admits aids amid amidst arid dais dams dart darts data dims dirt disarm dram drama DRAMATIST madras maid midst raid raids rids said sard staid triad

R T

BOGLE SLEUTH ARMPITS DNA JUICE BORED YAKS

Note: more than one solution may be possible.

22

Across 1. Matured (4) 3. Formally reprimanded (8) 9. Escape (7) 10. Proprietor (5) 11. Intentionally (12) 13. Loosens (6) 15. Acerbic (6) 17. Pleasant to see (4,2,3,3) 20. Number game (5) 21. Gave up (7) 22. Henchman (4-4) 23. Tense, nervous (4)

N A

S

18

19 20

T R

17

F R

O

15 16

A T

A I

11

14

23/12

5x5

S

13

Seniors 23

S L O T S

G E N E R A L K N O W L E D G E

Wide Bay

D P N O H P L A N H W S H I T

S H I P S H A P E W A C O R N

C I W I A E A P E B J E H R J

D A T A B A S E T L I N E A R

S L X T T S G A I A X A Z D H

P I S E R A A S P H E R O I D

G D G F U N E E E Y R I D A X

M E M E N T O Q Y F R O N T S

O S E Q A U E O M U Y A M E L

B I C U S P I D F L A T H U O

A C H A X E I D U L O O F S D

O C U L A R I B A B U S H K A

T A U I U K M A A A F S C A M

G N A S H D F L U C T U A T E

X T A E Z T O L W K Q P Q E N

BLACKOUT

Work out which squares need to be deleted to reveal a completed crossword.

Solution opposite

DOUBLE CROSS

S D P H I A L I T S O P I A T E S B R P H E A S A A S A P P E A S E P B L A H A I E S C E N A R O E O I R R A D I N R D

M D E M E N N T O E Y F R I O N A T S

B O S I C C A C U Q U A L I S A P E R K I O D D B A A U L L B A A U T O S S H H S K A A E

F L U C T U A T E

E P K L

G N T A S E H

24 Seniors Wide Bay

seniorsnews.com.au Monday, December 18, 2017

Get your copy Of Seniors Wide Bay See below for a complete list of where to find your Seniors Newspaper in 2017, available around the 20th of every month.

CRAIGNISH

•

• •

• • • • • • • • • • • • • • • • • • • • • • • •

ARGYLE GARDENS RETIREMENT VILLAGE BLOOMS: THE CHEMIST BROTHERS SPORTS CLUB BUNDABERG AND DISTRICT MIXED PROBUS CLUB BUNDABERG AND DISTRICT SENIOR CITIZENS ASSOCIATION BUNDABERG CENTRAL MEN’S SHED ASSOCIATION BUNDABERG GOLF CLUB BUNDABERG LAWN BOWLS CLUB BUNDABERG AND DISTRICT MEALS ON WHEELS BUNDABERG SERVICES CLUB BUNDABERG DISCOUNT DRUG STORE RSL CARE FAIRWAYS RETIREMENT COMMUNITY FRIENDLY SOCIETY PHARMACY BUNDABERG MALOUF PHARMACY PRICELINE PHARMACY BUNDABERG CHURCH PHARMACY CORAL COAST PLAZA PHARMACY CORAL COAST WEST BUNDABERG PHARMACY SOUTHSIDE CENTRAL NEWS SUGARLANDS GARDEN RETIREMENT VILLAGE SUNNYSIDE CROQUET CLUB INC. THE LAKES RETIREMENT VILLAGE UNIVERSITY OF THE THIRD AGE (U3A) CORAL COAST PHARMACY LIBERTY VILLAS

BARGARA • • • • •

BARGARA BOWLS CARLYLE GARDENS RETIREMENT VILLAGE PALM LAKE RESORT PHARMACY CENTRAL SANDHILLS SPORTS CLUB

BIGGENDEN • •

FOODWORKS BIGGENDEN NEWSAGENCY

BURNETT HEADS • • •

BURNETT HEADS OVER 50S SOCIAL CLUB INC BURNETT HEAD PHARMACIES BURNETT SENIOR CITIZENS ASSOCIATION

CRAIGNISH COUNTRY CLUB CRAIGNISH VILLAGE PHARMACY

CHILDERS • • • • •

CHILDERS NEIGHBOURHOOD CENTRE FOOTES PHARMACY FOREST VIEW AGED CARE FACILITY FRIENDLIES PHARMACY ISIS CLUB INC

GYMPIE • • • • • • • • • • • • • •

CENTRAL PARK MALL FRESHWATER VILLAS GOLDFIELDS FULLIFE PHARMACY GOLDFIELDS PLAZA GOOD PRICE PHARMACY GYMPIE BOWLS CLUB FRIENDLIES PHARMACY GYMPIE NATIONAL SENIORS INC GYMPIE PINES GOLF CLUB THE GYMPIE SENIOR CITIZENS CENTRE GYMPIE VIEW CLUB LIBRARY MALOUF PHARMACIES PRICELINE PHARMACY

HERVEY BAY • • • • • • • • •

DOMAIN RETIREMENT VILLAGE ELI WATERS SHOPPING CENTRE FRASER COAST CHRONICLE OFFICE HERVEY BAY BOAT CLUB AUSTRALIAN PENSIONERS AND SUPERANNUANTS FEDERATION MCWILLIAM`S PHARMACY THE FRIENDLIES DISCOUNT PHARMACY UNITED DISCOUNT CHEMIST WOOLWORTHS

MARYBOROUGH • • • • • • • • •

MARYBOROUGH SPORTS CLUB STATION ST SHOPPING CENTRE PRESCARE YARALLA PLACE MARYBOROUGH RSL MARYBOROUGH GOLF AND BOWLS CLUB MARYBOROUGH SENIOR CITIZENS CENTRE MARYBOROUGH SERVICES MEMORIAL BOWLS CLUB AMCAL PHARMACY RSL CARE CHELSEA RETIREMENT COMMUNITY

• • • • • • •

CHEMIST WAREHOUSE FAIR HAVEN RETIREMENT VILLAGE FRASER COAST CHRONICLE OFFICE FRASER COAST REGIONAL COUNCIL LIBRARY FRIENDLIES PHARMACY GOOD PRICE PHARMACY INFORMATION CENTRE

URRAWEEN • • • •

FAIRHAVEN RETIREMENT VILLAGE FRASER SHORES RETIREMENT VILLAGE GOLDEN SHORES STOCKLAND SHOPPING CENTRE

URANGAN PIALBA • • • • • • • • • •

CARERS QUEENSLAND HERVEY BAY GOLF CLUB HERVEY BAY PUBLIC LIBRARY HERVEY BAY RSL IGA FRASER SHORES SHOPPING CENTRE NOVA DISCOUNT PHARMACY PIALBA DISCOUNT DRUG STORE PIALBA PLACE SHOPPING CENTRE SCOOTERS & MOBILITY FRASER COAST SENIORS IN FOCUS

RAINBOW BEACH • • •

OVER 60S SHELL SERVO INFORMATION CENTRE RAINBOW BEACH SPORTS CLUB

• • • • • •

WOODGATE • •

• • • • •

• •

•

TIN CAN BAY • • • • • • • • • •

BARNACLES CAFÉ COOLOOLA COAST BOWLS CLUB COOLOOLA WATERS RETIREMENT RESORT MEALS ON WHEELS COOLOOLA PHARMACY TIN CAN BAY CRAFT CLUB TIN CAN BAY RSL SUB BRANCH TIN CAN BAY YACHT CLUB THE SANDS CENTRE PHARMACY TIN CAN BAY COUNTRY CLUB

TORQUAY • • • •

HERVEY BAY & DISTRICT SENIOR CITIZENS CL OPTIMAL PHARMACY PLUS TORBAY LIFESTYLES AND CARE UMIMBIRRA RETIREMENT VILLAGE

WOODGATE BOWLS CLUB WOODGATE MEN’S SHED

OTHER LOCATIONS

SCARNESS BEACHSIDE PHARMACY HERVEY BAY BOWLS CLUB

OPTIMAL PHARMACY PLUS PARKLANDS RETIREMENT HAVEN SANCTUARY LAKES FAUNA RETREAT SUGAR COAST VILLAGE URANGAN BOWLS CLUB URANGAN MARINA PHARMACY

• • • • • • • • • • •

ELLIOT HEADS BOWLS CLUB, ELLIOT HEADS CARINITY AGED CARE, KEPNOCK GROVE MOORE PARK BEACH BOWLS AND SPORTS CLUB, MOORE PARK STOCKLAND SUGARLAND SHOPPING TOWN, AVOCA BURRUM HEADS PHARMACY, BURRUM HEADS FRASER LAKES GOLF CLUB, DUNDOWRAN KAWUNGAN CHEMART PHARMACY, KAWUNGAN TERRY WHITE CHEMISTS, POINT VERNON TOOGOOM PHARMACY, TOOGOOM GYMPIE VISITOR INFORMATION CENTRE, KYBONG MATILDA SERVICE STATION (INFORMATION CENTRE), GOOMBOORIAN SENIORS OFFICE, MAROOCHYDORE FRIENDLIES PHARMACY, TINANA PRESCARE GROUNDWATER LODGE, GRANVILLE LYCHEE DIVINE, SOUTH TINANA QUEENSLAND LIFESTYLE VILLAGE OVER 50S RESORT, EAST TINANA TIARO PHARMACY, TIARO

Would you like to join our distribution list? Phone Christine on 07 5435 3214 to find out how. If you’d like to place an advertisement, contact Rachel Loy on 07 5435 3217. Got a story to submit? Get in touch with our editor on editor@seniorsnews.com.au

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