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VOL. 55 NO. 25
www.ShopperNewsNow.com |
BUZZ
Exxon gives back To CHS Bobcats
SEEK for jobs A summer program to help youngsters who probably will go straight from high school to a job in underway. Photojournalist Ruth White is shadowing teacher Bridget Calfee to explore the training. The first installment of her story appears today.
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June 22, 2016
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Read Ruth White on page 8
City to celebrate Holbrook bridge Knoxville Mayor Madeline Rogero and city officials will be in Fountain City at 4 p.m. today (June 22) to dedicate the replacement of the Holbrook Drive bridge. The ceremony will be at First Baptist Church, 2801 Holbrook Drive. The bridge is adjacent to First Baptist and Fountain City United Methodist churches and also feeds traffic to Gresham Middle School. Improvements include sidewalks, bike lanes and a higher clearance over Fountain Road. Approximately $1.5 million of the total $1.9 million bridge replacement project was funded through a federal grant, with $300,000 assistance from a Tennessee Department of Transportation Bridge Aid grant, and the remainder being covered through the city’s capital improvements fund. CDM Smith designed the replacement bridge, and Charles Blalock and Sons Inc. served as the project contractor. It is one of 97 bridges that the city maintains with biannual inspections conducted by the Tennessee Department of Transportation. The city budgets $650,000 each year for bridge maintenance.
‘Opal’s Million Dollar Duck’ The comedy “Opal’s Million Dollar Duck� is coming to the Powell Playhouse this weekend. It will be performed at 7 p.m. Thursday, Friday and Saturday, June 23-25, with a 2 p.m. Matinee on Saturday at the Jubilee Banquet Facility on Callahan Road. Tickets are $10 with a $5 senior discount for the matinee and can be purchased at the door – or online at powellplayhouse.com Dinner is $15 and lunch ($10) before the matinee. Meal reservations: 865-938-2112.
(865) 922-4136 NEWS (865) 661-8777 news@ShopperNewsNow.com Sandra Clark | Ruth White ADVERTISING SALES (865) 342-6084 ads@ShopperNewsNow.com Amy Lutheran Patty Fecco | Beverly Holland CIRCULATION (865) 342-6200 shoppercirc@ShopperNewsNow.com
Alvin Frye at Fountain City Exxon hosted the second annual “Ten off the Top� to benefit Central High School. Frye is pictured with Gresham Middle School student Joseph Norman, who lends a hand by washing windows at the station. Administrators and coaching staff from CHS were on hand all day to assist customers and give back to the community. Photos by Ruth White
Kathryn Lutton pumps gas for a customer at the Fountain City Exxon station last week to benefit Central High School. Lutton is a former assistant principal at the school and will begin her new position as principal at Holston Middle School on July 1.
Kroger seeks large art for new store The Arts & Culture Alliance of Greater Knoxville and the Kroger Company announce a request for qualifications from interested artists for a large-scale indoor artwork to be located at the soonto-be completed Kroger store on Emory Road near the I-75 interchange. The artwork, measuring 12.5 x 5 feet, will be prominently displayed within the store. It should use local references to
evoke a creative, uplifting feeling that encourages community and celebrates the spirit of the neighborhood. The deadline for qualifications to be received is Friday, July 1, 2016. The call for entries is open to all artists 18 years and older residing in the greater Knoxville area. Finalists will be chosen based on their examples of work, expe-
als. Info at: knoxalliance.com/ kroger/. There is no application fee. To be considered, artists should submit up to three examples of their work (including title, medium and dimensions), a brief resume, two professional references, and an explanation of their connection to the community to LZ@knoxalliance.com Info: Liza Zenni, 865-5237543
What’s next for Tim Burchett? By Betty Bean
While contenders are lining up to succeed him as Knox County mayor, Tim Burchett is lacing up his traveling shoes. On Memorial Day, Burchett, whose final term will end in September 2018, had a speaking engagement in Sevier County. That’s hardly unusual – in recent months, he’s pressed the flesh at Lincoln Day and Reagan Day banquets, Republican Clubs, veterans’ and various civic organizations in Blount County, Roane County, Campbell County, Scott County, Union County, Loudon County, Oak Ridge and Clinton. Requests from Middle and West Tennessee are pending while Burchett works them into a schedule packed full of local appearances. He’ll turn 52 in August and has served in political office since 1994, when he was elected to the state House, where he served four years before moving on to the state Senate in 1998. He was elected Knox County mayor in 2010, reelected in 2014 and turned down requests from Tea Party representatives to run against Sen. Lamar Alexander. Speculation about his next move has become a popular pastime in local political circles, and nobody expects him to retire.
He says he’s uncertain about his future. “What am I going to do? I don’t know. I pray about it all the time – and even then, just because God tells me to do it doesn’t mean I’m going to win,� he said. “People ask me about it every day, and I mean that literally. At Wright’s (Cafeteria), in the courthouse, in the grocery store, in the parking lot at church, whenever I’m around a reporter – I tell Tim Burchett them I’ll let them know when I decide.� So why all the speeches? “Well, I’m really not much of a public speaker, but people are interested in my views on limited government, reducing debt and my general view of government. It’s tough to get speakers, and I probably get asked a lot because I do it for free.� Clay Crownover, a political strategist who labels himself a Biden Democrat and represents both Republicans and Democrats as clients, says he believes Burchett has a bright political future if he runs for the right offices.
rience and their connection to the Powell/Knox County community and asked to submit a proposal meeting installation requirements. Of the finalists submitting proposals, one will be selected to create the artwork for the new Powell Kroger opening September 2016. The deadline for selected finalists to submit their proposals is Aug. 1. Payment to the selected artist is $7,500 including all materi-
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“If he wanted to challenge Jimmy Duncan to run for Congress, he would probably be successful at that, but I don’t see him as a viable candidate for U.S. Senate. His style is suited to being able to talk to every single voter. He can talk to anybody and they feel he understands them. That’s something you can’t teach candidates – even me, as a liberal Democrat, I love him. In a statewide race, he can’t do that because he cannot speak to everybody.� Republican political strategist Tom Ingram labels himself a Burchett fan. He says he admires his political acumen, skills, work ethic and ability to channel what people are thinking. “I think he has the potential to do whatever it is he wants to do. He’s as qualified, or more so, than many who are looking at the governor’s race. Burchett laughed off one last try for an explanation of his peripatetic speaking schedule: “I happen to like chicken dinners,� he said, “But I feel like I’m cheating on the Colonel. I’m boycotting KFC anyway because they shorted me a piece of chicken and that’s unacceptable. They didn’t respond to my email, so I’ve transferred my allegiance to Bojangles.�
A-2 • JUNE 22, 2016 • HALLS/FOUNTAIN CITY Shopper news
Neighbors gather for guitarpicking while others visit under the new shelter on the Nicholas Gibbs property.
Rebecca and Joe Longmire
Gibbs descendants do it right The Nicholas Gibbs Society held its annual meeting and fundraiser June 11 at the Nicholas Gibbs Historic Site on East Emory Road. Rebecca Longmire, wife of the society president Joe Longmire, provided a great presentation about the Battle of Horseshoe Bend in the War of 1812 where Nicholas Gibbs Jr. was killed. A cenotaph was placed at the homestead and at the Horseshoe Bend Memorial Park for him. Descendants of the various lines were present. The attendee coming the greatest distance was from Alaska, and the nearest attendee lived just across the road. A descendant of Nicholas Gibbs’ brother, Abraham, was in attendance at age 101. In all, 78 persons attended. The slate of officers re-elected are: Joe Longmire, president; Ann Smith, vice president; and Sonja Collins, secretary-treasurer. There are about three acres of this site and a wonderful shady place to stroll.
Bonnie Peters
Since last year a pavilion has been constructed, and it is a wonderful place for the Gibbs gathering. The pot luck lunch worked out perfectly with a really nice variety and plenty of it. The society is now fundraising to add restrooms, a minikitchen and storage area to the pavilion. There are Nicholas Gibbs mugs, key rings, Christmas ornaments and vintage canning jars for sale to benefit this project. A CD of the “Nicholas Gibbs and His Descendants� book, published by the Nicholas Gibbs Society, is for sale. Tours of the home as well as the Perry-Gibbs Cemetery where Nicholas Gibbs is buried were available for everyone interested. Some years ago the property owners at the time added an attached kitchen and another
room to the home, but these have been torn off in the restoration to the house’s original state. The house is wonderfully maintained and furnished with period pieces, although only a few pieces are original to the house. The grandfather of Nicholas Gibbs is said to have left England because of religious and political reasons and to save his head when King Charles I lost his in 1649. He went to Amsterdam, married and never returned to England. The family relocated along the Rhine River in Germany, and there Nicholas, father of Nicholas who came to America, was born Sept. 29, 1733, in the village of Wallruth, near the town of Krumbach, Duchy of Baden. Nicholas Gibbs born in
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Germany had two brothers – Peter and Abraham – and two sisters –Mary and Catherine. Nicholas came to America in 1747 at age14. Abraham had already relocated to America and settled in Fredericktown, Md. Nicholas served five years in the French & Indian War. During that time, Abraham heard about him and sought to see him. Nicholas did not recall ever having seen Abraham, but his mother told him how to recognize Abraham by a scar or spot on Abraham’s head. Sure enough, he was able to recognize Abraham by his mother’s description, accepted him as his brother and moved near Abraham in Fredericktown. Legend has it that Nicholas didn’t care much for Abraham’s wife, left Maryland and settled in
Orange County, N. C., where he married Mary Ephland. Some of their children were grown and married before Nicholas and Mary’s move to Tennessee. Nicholas sold his North Carolina property on Oct. 12, 1791, and the Gibbs family moved to East Tennessee. According to Tennessee records, Nicholas bought 450 acres in Hawkins County on March 6, 1792, for 200 pounds “including Beaver Dam Fork on Beaver Creek.� This section of Hawkins County became Knox County on June 11, 1792, when Gov. William Blount issued an ordinance re-defining the lines of Greene and Hawkins counties and establishing Knox and Jefferson counties. Nicholas died in 1817. Mary Ephland Gibbs was
Keith Anderson holds five fingers to show the number of ways he’s descended from Nicholas Gibbs.
born in 1739 and died in 1834. Both are buried in the historic Perry-Gibbs Cemetery. When this cemetery was established, it is believed to have been inside Reynolds Fort.
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HALLS/FOUNTAIN CITY Shopper news • JUNE 22, 2016 • A-3 Flower Lovers Garden Club members president Opal Hurst, vice president Billie Hurst, Billie Hall and Aida Billingsley Hikers stroll down a lush, shaded path in Seven Islands State Park
Picnic and planting in the park By Cindy Taylor The Knox County Council of Garden Clubs went to Chilhowee Park for the annual Picnic and Planting in the Park and a celebration of National Garden Week. Representatives from 12 Knox area clubs were on hand to plant perennials around the bandstand. The group had collected iris rhizomes to donate to the park. Those will be planted by the park grounds crew. Greg Mackay, the manager of Chilhowee Park, spoke to the garden club members. “I am surprised at the number of people here,� said Mackay. “We appreciate the iris plants this group has donated. Our bin is already full. In the future it is our hope to have hundreds, maybe even thousands of irises here in the park.� Connie Barker, county council president, said, “We had a great turn out for our annual meeting. I don’t think (Greg) Mackay was expecting such a successful round up of iris plants. First Baptist Academy 8th grader Eric Armstrong, 13, read his poem “Jumping Frogs� during the meeting. Eric won second place in
The French Broad River runs adjacent to the park. Photos
by Cindy Taylor
Sun Up Garden Club members Connie Barker, Joan Helton and Joyce Caldwell the Junior Gardeners poetry contest. The poem was short and sweet: Frogs jumping in the water Ribbit, ribbitt Over lily pads, logs and fallen trees Gliding over the water Splashing in the thin layer of water near the banks Owen Peterson won first place but was unable to at-
tend. Racheff House and Gardens is often the location for local garden club meetings. Summer Splash, the annual game party and luncheon, will be held at Racheff Aug. 19. District 4 Garden Clubs will host the Tennessee Federation of Garden Clubs annual show in Knoxville in 2017.
Scenic views
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at Seven Islands By Cindy Taylor The scene before you is a vast expanse with a mix of wildflower meadows and native grasses surrounded by woodland hills. On a spring day the sky is so blue it can make your eyes hurt. The Great Smoky Mountains and the Chilhowee mountain range loom in the background. Turn a corner and the French Broad River flows into view. Red-winged blackbirds and goldfinches fly overhead, diving occasionally for food. Meanwhile, the trilling song of a meadowlark or bobwhite quail lulls you to a state of bliss possible only in East Tennessee. This is a day at Seven Islands State Birding Park. Just a short drive east of Knoxville off I40, the park is one of the newest state parks. Prior to 2014, the area was managed by Lega-
cy Parks Foundation as Seven Islands Wildlife Refuge. More than eight miles of scenic, mowed paths and a paved greenway wind through the park’s 425 acres. Each trail lends itself to a varied type of habitat ranging from native grasslands and riparian zones to woodlands. There is also river access for boats at two locations. Britt Farrar is a ranger at the park. “Seven Islands was an easy addition for the state that didn’t require the overhead that would normally take place,� said Farrar. “The original restrictions were kept in place for land use development when the conservation easement was transferred.� The park is a bird watchers paradise. Farrar says more than 190 species have been spotted to date. “The number is constantly changing, almost
COMMUNITY NOTES ■Fountain City Lions Club meets 6 p.m. each first and third Monday, Lions Community Building, 5345 N. Broadway. ■Halls Community Lions Club meets 7:15 p.m. each second and fourth Monday, Shoney’s, 343 Emory Road. ■Halls Republican Club meets 7 p.m. each third Monday at the Boys &
daily, depending on the time of year and during migration,� he said. “An additional 10 have been added to the list just since I began working here two years ago.� Some of the rarer species seen in the park are the barn owl, lark sparrow, claycolored sparrow, bobolink, golden-winged warbler, peregrine falcon, saw-whet owl and sand hill crane. Farrar says the workload is heavy with a lot to get done and only a few to do it. But he loves his job. “It is a blessing to get to work in such a unique place,� he said. “The peaceful setting, the quiet and seclusion and the abundant wildlife remind me daily of why I love working here.� One visit will not be nearly enough. Seven Islands State Birding Park entrance is at 2809 Kelly Lane. Info: 407-8335.
SPORTS NOTES Girls Club of Halls/Powell, 1819 Dry Gap Pike. Info: knoxgop.org.
â– Seventh District Democrats meet 6:30 p.m. each fourth Monday, Halls Branch Library, 4518 E. Emory Road. Info: Mary Ann Page, map@parodee. net or 247-8155; Dan Haney, bdl66@comcast.net or 922-4547.
â– Golf tournament to benefit the Base Knox Reign 12U girls softball team, Saturday, July 16, Whittle Springs Golf Course. Team entry fee: $200. Format: 4-man scramble. Check-in, 7:30 a.m.; shotgun start, 8 a.m.; lunch and awards, noon. Info/registration/ sponsorship: Adam Brantley, 680-9343.
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A-4 â&#x20AC;˘ JUNE 22, 2016 â&#x20AC;˘ HALLS/FOUNTAIN CITY Shopper news
Memories of England Some of my favorite basketball memories got a few drips on them from the death of Jimmy England. He was one of Tennesseeâ&#x20AC;&#x2122;s all-time greats and the main man in one of the best games I ever saw. Pull up a chair. Allow me to tell you about it. Ray Mearsâ&#x20AC;&#x2122; Volunteers were the token opposition for the South Carolina season opener of 1969. Columbia was decked out in colorful flags and crepe-paper streamers. All seats had been sold far in advance. The Gamecocks were the No. 1 team in America. The betting line was 24 points. New York godfather Frank McGuire had assembled great talent. A trio of big men patrolled the paint. Great guard John Roche was the reigning Atlantic
Marvin West
Coast Conference player of the year. This was a mismatch. No one gave the Vols a chance. Mears loved the setting. He had prepared. During the long pre-season, his Jimmy England team had refined a matchup zone. It was designed to dictate tempo and keep guards. Players stood off to the crowd quiet. The home the side as McGuire and two team wasnâ&#x20AC;&#x2122;t quite ready for assistants discussed the dilemma. They couldnâ&#x20AC;&#x2122;t agree what happened. Here is an indelible snap- whether they were seeing shot: South Carolina called man-to-man with zone tenan early timeout to discuss dencies or a partial zone the Tennessee defense that that turned man at certain was confusing Gamecock places or under certain
circumstances. They wondered what were the keys. The timeout ended without the coaches reaching a conclusion. They shared no wisdom with the players. The staff was still talking, trying to figure it out, when the buzzer sounded and the teams returned to the floor. The game was tense throughout. Of course pressure peaked in the final minute. England hit two free throws when they really mattered. South Carolina got one last shot. Roche missed an off-balance jumper. Tennessee won, 55-54. England had led the way to this shocking upset, scoring 20, handling the ball efficiently and hitting six foul shots down the stretch. Through the years, Mears often said such a clutch performance was exactly what he expected of England. The coach said he had never given any player as much responsibility as he loaded
onto Jimmyâ&#x20AC;&#x2122;s shoulders that season. â&#x20AC;&#x153;I called on him to run the team at the point. He was our best shooter, so we had to get his 20 points. And when we ran up against a man like Pete Maravich, we handed him the defensive assignment of handling the other teamâ&#x20AC;&#x2122;s best man.â&#x20AC;? England, 6-1 and 170, was drafted by the Chicago Bulls. He was plenty smart enough for the NBA but he wasnâ&#x20AC;&#x2122;t big enough, strong enough or fast enough. He was a UT student assistant coach for a season, a school teacher for a little while and then went into business, up through the ranks, spectacular advances through three companies, to president and chief operating officer of Suzanne Somersâ&#x20AC;&#x2122; marketing conglomerate. The bright lights of Los Angeles were all around but he was so busy, he hardly noticed.
Life was going great until July 2007. â&#x20AC;&#x153;Multiple myeloma,â&#x20AC;? said England. â&#x20AC;&#x153;Compression fractures of the spine. My life changed forever.â&#x20AC;? Of course he fought. He was a warrior. There were times he appeared to have won. Alas, it or some other cancer came back. So many memories before and after the Gamecocks: He almost won a state championship for Holston High. There was a UT season when he led the SEC in free-throw accuracy and assists. He once outscored big Dan Issel of Kentucky. Jimmy was a remarkable player, smooth, confident under duress, an athletic artist but never flamboyant. Strange that a panel of expert selectors somehow left him off the Tennessee allcentury team. They must not have seen him play. Marvin West invites reader reaction. His address is westwest6@netzero.com
Which GOP House candidate is â&#x20AC;&#x2DC;just rightâ&#x20AC;&#x2122;? A forum for Republican candidates for Tennesseeâ&#x20AC;&#x2122;s 18th-district House seat came across a little like the story of Goldilocks â&#x2C6;&#x2019; conservative, more conservative, most conservative and an outsider. The candidates â&#x2C6;&#x2019; incumbent Martin Daniel, his predecessor Steve Hall, former Stacey Campfield aide Bryan Dodson and attorney James Corcoran â&#x2C6;&#x2019; spoke at last weekâ&#x20AC;&#x2122;s West Knox Republican Club meeting. The 18th district is roughly constrained by Pleasant Ridge Road, Northshore Drive, Gleason Drive and Lovell Road. Daniel would be difficult to knock from the top of the conservative heap. Heâ&#x20AC;&#x2122;s unapologetic about being business-friendly, and says
Wendy Smith
heâ&#x20AC;&#x2122;ll resist any unnecessary business regulation. He touted successful passage of a bill that enables the Legislature to review occupational licensing regulations, and claimed that he was the first to notice excessive spending by UTâ&#x20AC;&#x2122;s diversity office. He voted for elimination of the Hall Tax, and says heâ&#x20AC;&#x2122;ll oppose any attempt to reinstate it. Hall, who served on City Council for eight years before serving two terms in
the House, said heâ&#x20AC;&#x2122;s a conservative and heâ&#x20AC;&#x2122;s never voted for a tax increase. His claim to fame is helping constituents navigate government bureaucracy. Daniel, who spoke after Hall, said heâ&#x20AC;&#x2122;d simply eliminate bureaucracy. Dodson introduced himself as a constitutional conservative, an evangelical Christian and a recovering alcoholic. The state needs more faith-based leaders, he said. Heâ&#x20AC;&#x2122;s in favor of a true voucher system that would allow parents to send their kids to private school or homeschool without paying twice, and heâ&#x20AC;&#x2122;d like to see corporate taxes reduced to keep businesses from moving overseas. Corcoran, a juvenile
Corcoran
Daniel
Dodson
court attorney, says the issue of neonatal abstinence syndrome is at the heart of his campaign. The incidence of babies being born addicted to opiates is 45 times higher today than in 1999, and itâ&#x20AC;&#x2122;s a pro-life issue that needs to be addressed constitutionally, he said. Heâ&#x20AC;&#x2122;d like to see legislation that would allow family members to file a petition to require drug-addicted
Hall
moms to be treated. His work has given him a unique perspective, he said. Daniel was asked to explain his opposition to the Hall Tax, given that those who pay it have substantial investment income. The tax has a disproportional impact on seniors, he said. When asked to comment on Insure Tennessee, Corcoran said he was in favor of it because of the number of
Tennesseans who donâ&#x20AC;&#x2122;t have health insurance. Hall said heâ&#x20AC;&#x2122;s opposed to an expansion of Medicaid, but knows â&#x20AC;&#x153;we need to do something.â&#x20AC;? Dodson said heâ&#x20AC;&#x2122;s against it, but that a viable conservative option should be sought. Daniel said Insure Tennessee is â&#x20AC;&#x153;all but dead,â&#x20AC;? but heâ&#x20AC;&#x2122;s in favor of finding a conservative way to provide insurance for those who canâ&#x20AC;&#x2122;t afford it. Daniel was asked why the state found it necessary to get involved with the operation of UT. The university was given the opportunity to respond to concerns, but when it didnâ&#x20AC;&#x2122;t, the Legislature had to step in, he said. â&#x20AC;&#x153;I love UT as much as anyone in here. I want to save it from its mistakes.â&#x20AC;?
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HALLS/FOUNTAIN CITY Shopper news â&#x20AC;˘ JUNE 22, 2016 â&#x20AC;˘ A-5
Cas Walker revisited: UT historians collecting memories We havenâ&#x20AC;&#x2122;t heard the last of the Old Coon Hunter. The University of Tennessee History Department is working on the Cas Walker Stories Project, headed by department head Ernest Freeberg and third-year doctoral research assistant Joshua Hodge. The idea for the project, which will eventually produce archival material, a book and a digital humanities (online) component, came about in an unorthodox fashion, and has everything to do with Freebergâ&#x20AC;&#x2122;s North Knoxville address. He lives on Gaston Avenue, in the longtime home of Cas Walker, who lived there for decades and died in a hospital bed set up in what is now Freebergâ&#x20AC;&#x2122;s living room. Being an out-of-towner, Freeberg, whose vitae includes acclaimed biogra-
Betty Bean phies of Eugene Debs and Thomas Edison, had no idea what he was getting into when he took possession of the home of a (formerly) living legend, but soon discovered that the long shadow of Cas Walker had survived his death in 1998. Freeberg had no choice but to get interested. Hodge, a native Alabamian whose dissertation topic is something that is not Cas Walker, is spending his summer collecting recollections of Walker and is working from a list of Walker friends, acquaintances, allies and maybe even an enemy or two. He started in May, and hopes to finish the inter-
views this summer. â&#x20AC;&#x153; W h a t we plan to do over the next three or four months is collect as many of these interviews as we can,â&#x20AC;? Hodge said. â&#x20AC;&#x153;Eventually, weâ&#x20AC;&#x2122;ll organize it Cas Walker into archival materials for the East Tennessee Historical Society. Weâ&#x20AC;&#x2122;ll also take these interviews and try to splice different versions of the same stories together â&#x20AC;&#x201C; like Coca Cola having 20 different people singing different versions of the same song during the Super Bowl.â&#x20AC;? For example, heâ&#x20AC;&#x2122;s heard a bunch of versions of the time Walker caused traffic jams
on Chapman Highway by burying alive a man named Digger Oâ&#x20AC;&#x2122;Dell in his South K noxv ille storeâ&#x20AC;&#x2122;s parking lot. The digital humanities piece will become an ongoing website. The book, which will be published by the University of Tennessee Press, will take longer. Hodge and Freeberg hope to finish in a year. Hodge is willing to talk to people who didnâ&#x20AC;&#x2122;t know Walker, too, if they have a good story to share. Anyone with anecdotes that need telling can reach him at jhodge@vols.utk.edu or at 865-974-5421.
West Knox district has best race The hottest contested legislative contest in 42 days is for the West Knoxville district where incumbent state Rep. Martin Daniel faces three opponents including former state Rep. Steve Hall whom he defeated two years ago in the GOP primary. The winner probably wins with a plurality (not a majority) of the total vote which is likely to be less than 5,500. In other words, 2,000 votes may win it for someone. The youngest candidate is James Corcoran, 36, an attorney who lives at 5675 Eagle Crest Drive in northwest Knox Count y. He is married and the father Corcoran of twins, James IV and Elsa, 20 months old. He and his family are members of St. George Greek Orthodox Church. He is a graduate of the University of Tennessee with a bachelorâ&#x20AC;&#x2122;s degree in English as well as the UT College of Law. His wife, Anya, is also an attorney who practices law with him. He was motivated to run to assist â&#x20AC;&#x153;pregnant women who have active drug issues that need assistance for them and their yet unborn child which they are not getting.â&#x20AC;? Corcoran says he voted for Daniel last time due to Steve Hallâ&#x20AC;&#x2122;s backing of Tennova going on Middlebrook Pike which Hall failed to consult the neighborhood on. Corcoran is a marathon runner. Corcoran is critical
Victor Ashe
of Hallâ&#x20AC;&#x2122;s legislation to sell Lakeshore Park. He says he supports the Park there and other parks as well. He also called Danielâ&#x20AC;&#x2122;s comments on Muhammad Ali â&#x20AC;&#x153;unfortunate.â&#x20AC;? He supports the repeal of the Hall income tax and prefers the election of judges and the district attorneys general be nonpartisan. He says he would vote for Insure Tennessee as pushed by Gov. Bill Haslam. He has the backing of many teachers thru their association. â&#x20AC;&#x153;I appreciate the greenway system we have in Knoxville. I have run three marathons and like biking as well. His campaign has raised $6,000 but we have to raise a lot more,â&#x20AC;? he says. He supported John Kasich in the recent GOP presidential primary but will support the Republican presidential nominee in November. Besides Daniel, Hall and Corcoran there is also Bryan Dodson, a former aide to former state Sen. Stacey Campfield. Hall, too, is close to Campfield and actively backed him in 2014. Of the four, the contest may well end up between Daniel and Corcoran if Corcoran can raise sufficient funds to advertise. Hall has $40,000 unspent from his failed 2014 campaign. Recently, Hall sent out a mailer accusing Daniel
of wanting ISIS to recruit on the UT campus, despite Daniel denouncing ISIS. The Hall piece is only the start of a negative campaign. The attack pieces are only likely to get harsher and more frequent. Voters may turn to Corcoran if they get to know him and if he can raise funds. Corcoran has been more civil in his statements. This contest is interesting. â&#x2013; Last week there was an interesting front page story on the lack of African Americans serving in Congress from Tennessee and representation in other areas. On the same day, Mayor Rogero and Police Chief Rausch announced Kenny Miller as the new deputy police chief to replace Nate Allen, an African American who has become police chief in Decatur, Ala. While there is no doubt in my mind that Miller is qualified and will do an excellent job, what went unmentioned was that Knoxville no longer has an African American deputy police chief or in other high level command positions in the Police Department. I know this is not by design and Chief Rausch would prefer it be different. He is committed to hiring minorities. However, it remains a troubling issue and concern which Mayor Rogero must address by speaking out on it and leading an effort herself to recruit minorities. Just as Chief Allen was recruited to Decatur where he is now making $99,444 plus receiving his Knoxville city pension, Knoxville will
need to recruit at the higher levels for KPD persons of color if this problem at the deputy chief level is to be solved soon. Knoxville cannot just talk the talk, it must walk the walk when it comes to African American recruitment in our uniformed services. When the Miller appointment was announced, it would have been a positive sign had the mayor also recognized publicly the absence of African Americans in the KPD leadership and renewed her commitment to solving that issue. Instead there was silence. â&#x2013; Knoxville now has a Center of Polish Culture located at 7417 Kingston Pike formally opened on June 21. The Ambassador of Poland to the U.S., Ryszard Schnepf, participated in the opening. â&#x2013; Longtime airport attorney Bruce Foster Jr. has retired after 29 years and the airport authority, after a search, has hired well-liked and indefatigable attorney Mark Mamantov, 56, to replace him. Mamantov is not likely to stay 29 years as the airport attorney, but he will do well for the time he is there. Mamantov has chaired the board of the Knoxville Symphony and is legal counsel for KCDC. He is Latvian American. He takes his civic duties seriously. â&#x2013; First Watch, a new restaurant on Bearden Hill owned and operated by Nadine Jubran, son of UT vice chair Raja Jubran, had a soft opening the weekend of June 11-12 with diners donating $10 each for Lakeshore Park in lieu of paying
government A fond farewell This article is about me. I am plagued with the force of journalistic dyslexia. Unfortunately for me this force doesnâ&#x20AC;&#x2122;t radiate from my body or move and bend objects at my will. It does, however, radiate from my keyboard and has moved my editors to pull out their hair. Raised in the south, I was taught to lead up to the truth and then share it in a delicate fashion, if at all. We may meet at the fence but we do not shout across it; hence the difficulty in cultivating a journalistic viewpoint from a southern perspective. When I began my career with The Shopper News as a freelance reporter I was thrown right into Union County politics. Talk about a trial by fire. The first meeting I covered was a UC commission meeting presided over by then-Mayor Larry Lay. Having never met a mayor in person before that night, I was beyond nervous. Mayor Lay made me feel welcome and even invited me to sit with him in the jury box during meetings. Now I have traveled the extent of our local area, from aged homesteads to new construction. I have learned many little-known facts about my hometown and met some truly inspiring heroes. I have interviewed people I would have run away from had I met them in a dark alley. All wonderful people. I appreciate those who were willing to share their stories and talents and who spent time chatting about their lives. I have interviewed celebrities. I have interviewed people who were considered to be nobodies. I have photographed monsters lurking in shadows and beautiful people celebrating their 100th birthday. I was blessed to write articles with breaking news as well
as articles that broke my heart. Above all, I attempted to write with kindness and accuracy. It wasnâ&#x20AC;&#x2122;t always an easy job, especially for my editors. Shannon Carey hired me, written word unseen, after one meeting. I am certain she has had many regrets about that decision. I am entering a new phase of life as Cyn Taylor, author. My first book â&#x20AC;&#x153;Blue Mountain Skyâ&#x20AC;? is set for release July 1. See how I buried the lead? Journalistic dyslexia rules. In my early days at The Shopper, Ruth White held a training session. Her closing remarks stuck with me through the years. â&#x20AC;&#x153;Push forward. Make your way to the front. You have as much right to be there as anyone else.â&#x20AC;? I am stepping to the back of the crowd. This article is my last for The Shopper. I will miss my peeps in Knox and Union counties and am so grateful for the opportunity I had to get to know you. To all my readers, â&#x20AC;&#x153;May we meet again over the written word. â&#x20AC;Śâ&#x20AC;? Contact Cindy Taylor at cyntaylor2016@ gmail.com
GOSSIP AND LIES â&#x2013; TV pundits on WBIR were quick to give the lead in District 18â&#x20AC;&#x2122;s Republican Primary to incumbent Martin Daniel. â&#x2013; Daniel may win, but he also might run fourth. After comments about ISIS, Muhammad Ali and the social studies curriculum at Sequoyah School, he surely does not deserve a win. His persistent criticism of UT is unwarranted.
for their meal. Lakeshore Park earned over $10,000 which shows the strong support Lakeshore Park has in
â&#x2013; Were this a one-on-one race between Daniel and Steve Hall, Hall would win. He lost by only 160 or so votes to Daniel in 2014, and that was before anyone knew Daniel. â&#x2013; Bryan Dodsonâ&#x20AC;&#x2122;s votes will come off Hall. And how Hall finished a losing race with a $40,000 surplus is beyond dumb. Interesting, indeed. â&#x20AC;&#x201C; S. Clark
the community. First Watch is open for breakfast and lunch only, seven days a week.
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A-6 â&#x20AC;˘ JUNE 22, 2016 â&#x20AC;˘ HALLS/FOUNTAIN CITY Shopper news
SENIOR NOTES â&#x2013; All senior centers will be closed Monday, July 4. â&#x2013; The Heiskell Senior Center 1708 W. Emory Road. Info: Janice White, 548-0326 Upcoming: Mobile Meals served every Wednesday; $2 donation requested; RSVP by noon Tuesday. â&#x2013; Corryton Senior Center 9331 Davis Drive 688-5882 knoxcounty.org/seniors Monday-Friday Offerings include: exercise classes; cross-stitch, card games; dominoes, crochet, quilting, billiards; Senior Meals program, 11 a.m. each Friday.
Second Wind Dream offers golf experience Bill Malpede and his wife, Lu, have been residents at Elmcroft of Halls since October 2014. One of Billâ&#x20AC;&#x2122;s lifelong favorite sports and passions is golf. He has played in numerous tournaments associated with his work and played with several of the golf clubs in Illinois. One memorable trip for Malpede was when he met up with son Billy, daughter Lynn and son-in-law Matthew (also an avid golfer) in Northern California where they played Pebble Beach
and Spyglass. Through Elmcroft and Second Wind Dream, Bill was able to play a round of golf with his son, William, at Beaver Brook Country Club. William was in town recently and the golf game came together for the pair to enjoy a day on the green. Danny Gaylor joined the duo for golf and played nine holes with them. Gaylor stops by Elmcroft every Monday morning with a group from Clear Spring Baptist Church for devotions, singing and fellow-
ship. When Gaylor learned that Malpede was a golfer, he agreed to take him on an outing. Following nine holes of golf, the men met for lunch at The Nineteenth Hole at the country club. Bill said he had a great morning, but was disappointed in how â&#x20AC;&#x153;badâ&#x20AC;? he played and that he might need to start golfing again to improve his game. â&#x20AC;&#x153;I used to be pretty good at this,â&#x20AC;? he said. William Malpede and his dad, Bill, enjoy a game of golf at Beaver Brook Country Club thanks to Elmcroft of Halls and Second Wind Dream. Photo submitted
Elmcroft to host seminar on dementia
Register for: Main Munch Potluck: Buddyâ&#x20AC;&#x2122;s BBQ, 11:30 a.m. Thursday, June 23. Corryton Community Picnic at Douglas Lake, 10 a.m.-1 p.m. Wednesday, July 13; RSVP/sign up for dish to bring to share. â&#x2013; Halls Senior Center 4405 Crippen Road 922-0416 knoxcounty.org/seniors Monday-Friday Offerings include: card games; exercise classes; quilting, dominoes, dance classes; scrapbooking, craft classes; Tai Chi; movie matinee 2 p.m. Tuesdays; Senior Meals program, noon Wednesdays. Register for:Field trip: Oakes Daylily Farm, 10 a.m. Friday, June 24; music, door prizes; refreshments and plants available for purchase. Gourmet Cooking Show: Terry Geiser, 12:30 p.m. Thursday, June 30; tickets: $10, RSVP and pay by June 24. â&#x2013; Morning Pointe Assisted Living 7700 Dannaher Drive 686-5771 or morningpointe.com
Volunteering brings smiles to all
Kicking off summer, â&#x20AC;&#x2122;50s style Seniors gathered at the Community Center on Emory Road to celebrate the kickoff of summer with a 1950s-themed ice cream social. The event featured music from the era, a hula hoop contest and senior adults dressed in some great outfits from the time period. Carolyn Vineyard, Ruth Bayless and Mary Smith were just a few of the seniors who came out for an afternoon of fun. Photo submitted
Powell resident Natalie Smith recently began volunteering at Morning Pointe of Powell. She spent her first day with Pastor Earl Wilson, pictured. â&#x20AC;&#x153;I am amazed at how just spending time with folks brings smiles, conversation â&#x20AC;&#x201C; and makes such a difference in their lives,â&#x20AC;? she said. Volunteering at Morning Pointe is a win-win situation with residents receiving enhanced time and the volunteer receiving the reward of making a difference. Smith is happy to find a place where she can make a difference by making people smile. Photo submitted
Senior centers to collect old flags Mayor Tim Burchett says American flags that have reached the end of their useable life can be dropped
off at any Knox County senior center and the staff will ensure they are disposed of properly and in partner-
Elmcroft Assisted Living will host a free educational presentation for family members, caregivers and senior adults on Normal Aging vs. Dementia, noon1 p.m. Tuesday, June 28, at Beaver Dam Baptist Church. Registration will begin at 11:30 a.m. and the event will feature a guest speaker from Alzheimerâ&#x20AC;&#x2122;s Tennessee. Topics of the presentation will include the differences between normal memory changes and those that occur in dementia, changes in function that may appear in a person with dementia and tips for decreasing oneâ&#x20AC;&#x2122;s risk for developing dementia. Lunch will be available for $5 for attendees who RSVP to Samantha, 9252668, or sbeals@elmcroft. com by Thursday, June 23.
ship with several community organizations including American Legion Post 2, Woodmen of the World, Boy Scouts and others.
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faith
HALLS/FOUNTAIN CITY Shopper news • JUNE 22, 2016 • A-7
cross currents Lynn Pitts lpitts48@yahoo.com
Abba, Daddy And going a little farther, he threw himself on the ground and prayed that, if it were possible, the hour might pass from him. He said, “Abba, Father, for you all things are possible; remove this cup from me; yet, not what I want but what you want.” (Mark 14: 35-36 NRSV.)
Members of Northside Church of Christ spend time every third Sunday for a singalong at Ben Atchley State Veterans Home. Shown are: (back) Josh Spence, holding 11-month-old daughter Elinor, Ashton Spence, Garland Pope, the Rev. Craig Lindsey, Kathy Harless, Paul Harless, Kevin White, Ruth Lindsey, Sharon and Mickey White; (front) Henry Spence, 4, Kaitlyn Harless, veteran Louise Owens and Doug Lindsey. Photo by Carol Z. Shane
That old-fashioned singing By Carol Z. Shane Voices rang at the Ben Atchley State Veterans’ Home this past Father’s Day as members of Northside Church of Christ held one of their monthly singalongs. Residents enjoyed such hymns as “Blessed Assurance” and “Because He Lives,” along with a short talk by NCC’s the Rev. Craig Lindsey. “They always bring so much,” said resident Wanda Caldwell. “They bring the old-fashioned singing. When you’re 80-something ....” her voice trails off. “It’s like we’re going back to when we were in church.” Louise Owens, who was an Army nurse during World War II, agrees. She was sporting pearls, bright red nail polish, a beautiful dress and a hat. “She’s always dressed up,” said church
member Kathy Harless, and Owens replied, “Yes – on Sundays!” The church has had a regular presence at the Home every third Sunday of the month for “about five or six years,” said Mickey White, who led the singing with a pitch pipe. It started when a church member moved into the facility. “She couldn’t go to church anymore,” said White, “so we thought we’d bring the church to her.” White enjoys the effect the music has on even seemingly unresponsive residents. “You think they’re asleep, but then you see their toes tapping.” Owens says that during her Army days stationed at hospitals in Indiana and Ohio, she was teased for her accent. “They said, ‘you sound like a hillbilly.’ I said, ‘I guess I am a hillbilly.
I’m from a little town called Solway in Tennessee!’ After that, they called me ‘the Tennessee Lady.’” She was thrilled to get a card recently from one of her former patients who remembered “the Tennessee Lady.” “I wouldn’t take anything for it,” she said. Debbie Barnette, assistant director of activities, stood by ready to serve refreshments with a big smile as Owens and the others sang and clapped along to hymn after hymn. “They love it,” she said. “They absolutely love it.” Visit Northside Church of Christ at 7615 Bishop Rd. (off East Emory), at northknoxchurch.com, or call 865321-1321. Send story suggestions to news@shoppernewsnow. com.
Winstead is new Milan pastor By Shannon Carey The Rev. Jody Winstead has been on the job as Milan Baptist Church’s new pastor for about a month now, and he’s happy to see all the good things going on at his new church home. With Vacation Bible School just past and a mission trip coming up in July, life at Milan is busy this summer. “Every day is a God-given opportunity,” said Winstead. “We’re thankful for that opportunity every day to meet someone’s needs through the ministry. “I’m beginning to see what a wonderful light Milan Baptist Church has been for over 160 years. The volunteers, the youth, outreach, Vacation Bible School, they want to spread the love of Christ. It is a wonderful church family excited about working and serving Christ Jesus.” Winstead grew up in Washburn, graduated from Washburn High School, and holds an associate’s degree in Bible studies from Andersonville Theological
HEALTH NOTES ■ Peninsula Lighthouse Group of Families Anonymous meetings, 6:15-7:15 p.m. each Tuesday, 1451 Dowell Springs Blvd. Newcomers welcome; no dues/fees; no signup; first names only. Info: Barbara L., 696-6606 or PeninsulaFA2@aol.com. ■ Asa’s EB awareness 5K walk/run, 9 a.m.noon Saturday, Aug. 13, Victor Ashe Park, 4901 Bradshaw Road. All proceeds go to Dystrophic Epidermolysis Bullosa Research Association (Debra) of America, the only national nonprofit organization that funds research and helps EB families. Registration: debra. convio.net/site/TR?fr_ id=1140&pg=entry.
via distance learning. Winstead said he was just 17 when he was called into the ministry. A lifelong church-goer, “I just felt in my heart that there was a calling placed on my life,” he said. “It was a very scary move. I was nervous to take on such a tremendous responsibility, but God has just blessed me for many, many years.” His first post was Locust Grove Baptist Church in Grainger County. Then, he served as pastor at Community Baptist Church for 18 The Rev. Jody Winstead of Miyears before being called to lan Baptist Church Milan. A bi-vocational pastor, Seminary in Georgia. He is Winstead owns and operworking on a bachelor’s de- ates a landscaping and lawn gree from the same school service. The flexibility of
Jesus, in his hour of dread and loneliness in the Garden, cried out to God, “Abba, Father.” All my life, I have thought that those words were interchangeable. Until I saw a rerun of an NCIS episode. In it, Ziva David, the beautiful Israeli who worked in the NCIS office, found her father dead. She ran to him, crying out “Abba! Abba!” It was then I realized that Abba is Aramaic, the familiar, intimate title for father, the equivalent of our Daddy. It made Jesus’ cry in the Garden of Gethsemane a thousand times more poignant. Jesus was calling God – his Father – “Daddy.” In his darkest hour, while he sweated blood, he called out for “Daddy.” It breaks my heart. Father’s Day is always sad for me. My brother and I lost our daddy so young. He lost the chance to see us grow up, to know his grandchildren, to spend years and years with our mother, who loved him steadfastly as long as she lived – 38 years as a widow. In the midst of these memories, I heard the horrific news of a mass shooting in Orlando. God only knows why a man would shoot all the people he could find, shattering lives, families, communities, goals and dreams. So now, there are more victims, more mourning relatives, more individuals – a whole city –that will never be the same again. What can we do? Pray? Certainly. Forgive? I hope we will all try. Move on? Do we have a choice?
FAITH NOTES Community services ■ Cross Roads Presbyterian, 4329 E. Emory Road, hosts the Halls Welfare Ministry food pantry 6-7 p.m. each second Tuesday and 10-11 a.m. each fourth Saturday.
the job helps him be more available to the church for visitations and other needs. He and wife Aime have been ■ Ridgeview Baptist Church, married for 18 years. 6125 Lacy Road, offers Right now, Winstead is Children’s Clothes Closet and focusing on getting estabFood Pantry 11 a.m.-2 p.m. lished as a new pastor, which each third Saturday. Free to he said normally takes a those in the 37912/37849 ZIP code area. couple of years. His only goal for now is to see church membership and Sunday Special services school numbers grow. He ■ Fairview Baptist Church, 7424 Fairview Road, will host said six people made declaDr. Tim Lee speaking during rations of faith at Vacation the 9:20 and 11 a.m. services Bible School. The upcomSunday, July 3. Info: 687-5648 ing mission trip will head to or fairviewbaptist.com. Alabama to help a church affected by Hurricane Katrina. ■ Mount Harmony Baptist Church, 819 Raccoon Valley “I’m excited about what’s Road NE, will host an outdoor already taking place,” he gospel singing, 6 p.m. Sunday, said. “We’re just going to June 26. Singers will include: continue to pray and seek Reba Kennedy, Tony Thomas the will of God.” and David West. Bring a chair.
Will be held indoors if raining. Everyone invited.
Classes/meetings ■ Fairview Baptist Church, 7424 Fairview Road, will host Men’s Night Out, 5 p.m. Friday, Aug. 5. Cost: $15. Dinner, 5 p.m.; conference, 6:45 p.m. Speakers: Johnny Hunt, Senior Pastor, First Baptist Church, Woodstock, Ga.; and James Merritt, Senior Pastor, Crosspointe Church, Duluth, Ga. Info/registration: fairviewbaptist.com. ■ First Comforter Church, 5516 Old Tazewell Pike, hosts MAPS (Mothers At Prayer Service) noon each Friday. Info: Edna Hensley, 771-7788. ■ Powell Church, 323 W. Emory Road, hosts Recovery at Powell each Thursday. Dinner, 6 p.m.; worship, 7; groups, 8:15. The program embraces people who struggle with addiction, compulsive behaviors, loss and life challenges. Info: recoveryatpowell.com or 938-2741.
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A-8 â&#x20AC;˘ JUNE 22, 2016 â&#x20AC;˘ HALLS/FOUNTAIN CITY Shopper news
Although school is out for the summer, some students are back in the classroom through a program that teaches skills that will benefit them for years to come. The program is SEEK (Successful Employment Empowerment Kickoff) and is led by Union Countyâ&#x20AC;&#x2122;s school-to-work transition coach Bridget Calfee, assisted by Leanne Friebel. â&#x20AC;&#x153;Some kids are just not going to college,â&#x20AC;? Calfee told the school board. She obtained a grant to fund the 6-day intensive program which is voluntary to students. Instructors identified personal skills to aid in seeking and holding a job. They sought speakers on these topics and arranged Brenda Sweet discusses the importance of field trips to businesses tracking finances and bank account balances where their students might during a session of SEEK (Successful Employ- expect to secure that imment Empowerment Kickoff ). Photos by R. White portant first job.
S.O.R. Losers
Ruth White
Friebel first identified four popular jobs â&#x20AC;&#x201C; daycare, retail/sales, landscaping and inventory stockers. She described each job, the skills needed, education required, job requirements and wages earned. She also asked the students questions to help them decide the type of work they would like to do. â&#x20AC;&#x153;When applying for a job, consider whether you like to work alone or with others. Do you like to work outside? â&#x20AC;&#x153;Are you a morning or night person? Do you prefer a fast-paced or a self-paced environment?â&#x20AC;?
Written by Avi and Illustrated by Timothy Bush
CHAPTER TWELVE: Story So Far: The S.O.R. special soccer team has yet to win a game. As the final game draws closer, with the last chance to win one game, desperation sets in. At family dinner, Ma said to me, â&#x20AC;&#x153;In two days youâ&#x20AC;&#x2122;ll have your last game.â&#x20AC;? It was fake cheerful, as if I had a terminal illness and she wanted to pretend it was a head cold. â&#x20AC;&#x153;Yeah,â&#x20AC;? I said. â&#x20AC;&#x153;Youâ&#x20AC;&#x2122;re going to win,â&#x20AC;? my father announced. â&#x20AC;&#x153;How do you know?â&#x20AC;? I snapped. â&#x20AC;&#x153;I sense it.â&#x20AC;? â&#x20AC;&#x153;Didnâ&#x20AC;&#x2122;t know you could tell the future.â&#x20AC;? â&#x20AC;&#x153;Donâ&#x20AC;&#x2122;t be so smart,â&#x20AC;? he returned. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m trying to be supportive.â&#x20AC;? â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m sick of support!â&#x20AC;? I yelled, and left the room. Twenty minutes later, I got a call. Saltz. â&#x20AC;&#x153;Two things. My father offered me a bribe.â&#x20AC;?
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Bridget Calfee works with student Nicholas Collins on balancing a deposit account.
â&#x20AC;&#x153;a breakfast serials storyâ&#x20AC;?
A school rally for us!
â&#x20AC;&#x153;To lose the last game?â&#x20AC;? â&#x20AC;&#x153;No, to win it. A new bike.â&#x20AC;? â&#x20AC;&#x153;Wow! What did you say?â&#x20AC;? â&#x20AC;&#x153;I told him I was too honest to win a game.â&#x20AC;? â&#x20AC;&#x153;What was the second thing?â&#x20AC;? â&#x20AC;&#x153;At lunch tomorrow theyâ&#x20AC;&#x2122;re going to have that pep rally. And worse.â&#x20AC;? â&#x20AC;&#x153;Whatâ&#x20AC;&#x2122;s worse than pep?â&#x20AC;? â&#x20AC;&#x153;Theyâ&#x20AC;&#x2122;re going to call up the whole team.â&#x20AC;? I sighed. â&#x20AC;&#x153;Why?â&#x20AC;? â&#x20AC;&#x153;That way everybody will know us,â&#x20AC;? said Saltz. â&#x20AC;&#x153;If we lose, weâ&#x20AC;&#x2122;ll be rounded up and left back to repeat the year.â&#x20AC;? I was in my room doing homework when my father came in. â&#x20AC;&#x153;Come on, Ed,â&#x20AC;? he said. â&#x20AC;&#x153;I was just trying to be your friend.â&#x20AC;? â&#x20AC;&#x153;Why canâ&#x20AC;&#x2122;t people let us lose in peace?â&#x20AC;? â&#x20AC;&#x153;People think you feel bad.â&#x20AC;? â&#x20AC;&#x153;We feel fine!â&#x20AC;? â&#x20AC;&#x153;We wonâ&#x20AC;&#x2122;t talk about it anymore. Why
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Brenda Sweet of Commercial Bank spoke about finances, saving and keeping records of expenses. She led a practice session for writing checks and balancing a ledger. Although a majority of individuals use debit cards at stores, Sweet walked through the check-writing process as many students have no idea of the proper way to write checks. She also had them record several â&#x20AC;&#x153;depositsâ&#x20AC;? on a ledger and then work through the transactions of withdrawals and payroll deposits. Sweet touched briefly on the many different services offered at Commercial Bank and provided students with some basic banking skills that are important in everyday life. (Ruth White has shadowed most sessions of this program and will offer additional reports.)
donâ&#x20AC;&#x2122;t you come sit with us and finish your dinner.â&#x20AC;? Next day, when I walked into the school cafeteria, there was the usual madhouse. There was also a big banner across the front part of the room: Make the Losers Winners Keep Up the Good Name of S.O.R. I wanted to start a food fight. H a l f w a y through the lunch period, the president of the School Council, a kid named Clarissa, microphone in hand, called for attention. â&#x20AC;&#x153;We just want to say to the Special SeventhGrade Soccer Team that weâ&#x20AC;&#x2122;re behind you.â&#x20AC;? â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s in front of us where we need people,â&#x20AC;? whispered Saltz. â&#x20AC;&#x153;Blocking.â&#x20AC;? The president went on. â&#x20AC;&#x153;Would you come up and take a bow.â&#x20AC;? One by one, she called our names. Each time one of us went up, acting like cringing worms, there was general craziness, hooting, foot stomping, plus an occasional milk carton shooting through the air. The president said, â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;d like the team captain, Ed Sitrow, to say a few words.â&#x20AC;? What could I do? Trapped, I cleared my throat. Four times. â&#x20AC;&#x153;Uh, well . . . we . . . uh . . . sure . . . hope to get there . . . and . . . you know . . . I suppose . . . play and . . . you know!â&#x20AC;? Everybody stood and cheered. They even began the school chant. â&#x20AC;&#x153;Give me an S! Give me an O . . .â&#x20AC;? I went back to my seat. As I sat there, maybe two hundred and fifty kids filed by, thumping me on the back, shoulder, neck and head. â&#x20AC;&#x153;Good luck! Good luck!â&#x20AC;? They were beating me. â&#x20AC;&#x153;Saltz,â&#x20AC;? I said when they were gone and I was numb, â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m calling an emergency meeting of the team.â&#x20AC;? We met behind the school. Everybody was feeling rotten. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m sick and tired of people telling me we have to win,â&#x20AC;? I said. â&#x20AC;&#x153;I think my family is going to disown me,â&#x20AC;? said Hays. â&#x20AC;&#x153;Why canâ&#x20AC;&#x2122;t they just let us lose?â&#x20AC;? asked Fenwick. â&#x20AC;&#x153;Yeah,â&#x20AC;? said Barish, â&#x20AC;&#x153;because weâ&#x20AC;&#x2122;re not going to win.â&#x20AC;? â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;d just like to do my math,â&#x20AC;? said Fenwick. â&#x20AC;&#x153;I like that.â&#x20AC;? Something clicked. â&#x20AC;&#x153;Hays,â&#x20AC;? I said, â&#x20AC;&#x153;youâ&#x20AC;&#x2122;re good at music, right?â&#x20AC;? â&#x20AC;&#x153;Yeah, well, sure â&#x20AC;&#x201D; hard rock.â&#x20AC;? â&#x20AC;&#x153;Okay. And Fenwick, whatâ&#x20AC;&#x2122;s the lowest score youâ&#x20AC;&#x2122;ve pulled in math so far?â&#x20AC;? â&#x20AC;&#x153;A-plus.â&#x20AC;? â&#x20AC;&#x153;Last year?â&#x20AC;? â&#x20AC;&#x153;Same.â&#x20AC;? â&#x20AC;&#x153;Lifsom,â&#x20AC;? I went on, getting excited, â&#x20AC;&#x153;howâ&#x20AC;&#x2122;s your painting coming?â&#x20AC;? â&#x20AC;&#x153;I just finished something cool and â&#x20AC;&#x201D;â&#x20AC;? â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s it,â&#x20AC;? I cut in, because Lifsom could go on forever about his painting. â&#x20AC;&#x153;Every one of us is good at something. Right? Maybe more than one thing. The point is other things.â&#x20AC;? â&#x20AC;&#x153;Sure,â&#x20AC;? said Barish. â&#x20AC;&#x153;Except,â&#x20AC;? put in Saltz, â&#x20AC;&#x153;sports.â&#x20AC;? I said, â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s their problem. I mean, we are good, good at lots of things. Why canâ&#x20AC;&#x2122;t we just plain stink in some places? Thatâ&#x20AC;&#x2122;s
got to be normal.â&#x20AC;? â&#x20AC;&#x153;Letâ&#x20AC;&#x2122;s hear it for normal,â&#x20AC;? cried Dorman. â&#x20AC;&#x153;Doesnâ&#x20AC;&#x2122;t bother me to lose at sports,â&#x20AC;? I said. â&#x20AC;&#x153;Least, it didnâ&#x20AC;&#x2122;t bother me until I let other people make me bothered.â&#x20AC;? â&#x20AC;&#x153;What about the school record?â&#x20AC;? asked Porter. â&#x20AC;&#x153;You know, no team ever losing for a whole season. Want to be famous for that?â&#x20AC;? I said, â&#x20AC;&#x153;Did we want to be on this team?â&#x20AC;? â&#x20AC;&#x153;No!â&#x20AC;? they all shouted. â&#x20AC;&#x153;I can see some of it,â&#x20AC;? I said. â&#x20AC;&#x153;You know, doing something different. But I donâ&#x20AC;&#x2122;t like sports. Iâ&#x20AC;&#x2122;m not good at it. I donâ&#x20AC;&#x2122;t enjoy it. So I say, so what? If Saltz here writes a stinko poem, he does a lot, do they yell at him? When was the last time Mr. Tillman came around and said, â&#x20AC;&#x2DC;Saltz, I believe in your being a poet!â&#x20AC;&#x2122;â&#x20AC;? â&#x20AC;&#x153;Never,â&#x20AC;? said Saltz. â&#x20AC;&#x153;Yeah,â&#x20AC;? said Radosh. â&#x20AC;&#x153;How come sports are so important?â&#x20AC;? â&#x20AC;&#x153;You know,â&#x20AC;? said Dorman, â&#x20AC;&#x153;maybe a loser makes people think of things they lost. Like Mr. Tillman not getting into pro football. Us losing makes him remember that.â&#x20AC;? â&#x20AC;&#x153;Us winning, he forgets,â&#x20AC;? cut in Eliscue. â&#x20AC;&#x153;Right,â&#x20AC;? I agreed. â&#x20AC;&#x153;He needs us to win for him, not for us. Maybe itâ&#x20AC;&#x2122;s the same for others.â&#x20AC;? â&#x20AC;&#x153;Yeah, but how are you going to convince people of that?â&#x20AC;? said Barish. â&#x20AC;&#x153;By not caring if we lose,â&#x20AC;? I said. â&#x20AC;&#x153;Only thing,â&#x20AC;? put in Saltz. â&#x20AC;&#x153;They say Parkville is pretty bad. What happens if, you know, by mistake, we win?â&#x20AC;? â&#x20AC;&#x153;I think,â&#x20AC;? suggested Hays, â&#x20AC;&#x153;if we just go on out there, relax, and do our best, weâ&#x20AC;&#x2122;ll lose.â&#x20AC;? There was agreement on that point. â&#x20AC;&#x153;Do you know what I heard?â&#x20AC;? said Eliscue. â&#x20AC;&#x153;What?â&#x20AC;? â&#x20AC;&#x153;I didnâ&#x20AC;&#x2122;t want to say it before, but since the gameâ&#x20AC;&#x2122;s a home game, theyâ&#x20AC;&#x2122;re talking about letting the whole school out to cheer us on to win.â&#x20AC;? â&#x20AC;&#x153;Youâ&#x20AC;&#x2122;re kidding.â&#x20AC;? He shook his head. There was a long, deep silence. â&#x20AC;&#x153;Probably hope weâ&#x20AC;&#x2122;d be ashamed to lose in front of everybody,â&#x20AC;? said Saltz. I took a quick count. â&#x20AC;&#x153;Anyone ashamed of losing?â&#x20AC;? I asked. No one. A complete vote of no confidence. I was encouraged. â&#x20AC;&#x153;Well,â&#x20AC;? I said, â&#x20AC;&#x153;I donâ&#x20AC;&#x2122;t care if we lose.â&#x20AC;? â&#x20AC;&#x153;Right,â&#x20AC;? said Radosh. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s not like weâ&#x20AC;&#x2122;re committing treason or something. People have a right to be losers.â&#x20AC;? We considered that for a moment. It was then I had my most brilliant idea. â&#x20AC;&#x153;Who has money?â&#x20AC;? â&#x20AC;&#x153;What for?â&#x20AC;? â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m your tall captain, right? Trust me. Bring your soccer T-shirts to me in the morning.â&#x20AC;? I collected some money, and we split. I held Saltz back. â&#x20AC;&#x153;Whatâ&#x20AC;&#x2122;s the money all about?â&#x20AC;? he wanted to know. â&#x20AC;&#x153;And the T-shirts.â&#x20AC;? â&#x20AC;&#x153;Come on,â&#x20AC;? I told him. â&#x20AC;&#x153;I think we can show them we really mean it.â&#x20AC;? (To be continued.)
Text copyright Š 2012 Avi. Illustrations copyright Š 2012 Timothy Bush. Reprinted by permission of Breakfast Serials, Inc., www.breakfastserials.com. No part of this publication may be reproduced, displayed, used or distributed without the express written permission of the copyright holder.
kids
HALLS/FOUNTAIN CITY Shopper news â&#x20AC;˘ JUNE 22, 2016 â&#x20AC;˘ A-9
Grace Christian fishers win state championship
Grace Christian students Spencer Peters and Austin Kirby win state championship fishing title and will compete in the regional championship in September. Photo submitted The pair will lead a sixteam contingent of anglers at the Southeast Conference regional championship on Lake Cumberland in September.
Area students make Maryville College Deanâ&#x20AC;&#x2122;s List The Deanâ&#x20AC;&#x2122;s List for the 2016 spring semester was announced recently by administrators of Maryville College, and 52 students from Knox County were among those meeting requirements for the academic distinction. Honored students from the Halls/ Fountain City area include
Beeler and Cody Kidd from Gibbs High and Brady Brown and Kelsie Hibben from Halls High. Qualification for the Deanâ&#x20AC;&#x2122;s List is a grade point average of at least 3.6 in all work undertaken, with no grade below a â&#x20AC;&#x153;C.â&#x20AC;? Only fulltime students are considered for the Deanâ&#x20AC;&#x2122;s List.
VBS NOTES â&#x2013; Beaumont Avenue Baptist Church, 1502 Beaumont Ave, 6-8:30 p.m. June 26-29. Ages 5 through adult. Theme: â&#x20AC;&#x153;Submerged.â&#x20AC;? Free fun day and registration noon-4 p.m. Saturday, June 25. Info: 5245024 or 661-3425. â&#x2013; Free Spirit Missionary Baptist Church, 716 Ailor Gap Road, Maynardville, 7-9 p.m. June 26-30. Celebration night, Friday, July 1. Theme: â&#x20AC;&#x153;Submerged.â&#x20AC;? â&#x2013; Heiskell UMC, 9420 Heiskell Road, 10 a.m.-2 p.m. Saturday, July 9. Ages 4-15. Theme: â&#x20AC;&#x153;Submerged.â&#x20AC;? â&#x2013; Mount Hermon UMC, 235 E. Copeland Road, 6-8:30 p.m.
July 24-27. Ages 3 through rising sixth graders. Kick-off and family cookout, 6 p.m. Sunday, July 24. Theme: â&#x20AC;&#x153;Cave Quest, Following Jesus, The Light of the World.â&#x20AC;? Dinner served each night. Everyone welcome. â&#x2013; New Life UMC, 7921 Millertown Pike, 10 a.m.3 p.m. Saturday, June 25. Theme: â&#x20AC;&#x153;Joseph in Egypt Biblical Villageâ&#x20AC;? with tents, games, crafts, stories, food and more. Free Family Fun Night 6-8 p.m. Friday, June 24, includes food and games and VBS registration. Info/registration: newlifeumcknoxville.com.
Brady Moldrup portrays Huck Finn and Dominic Gillette portrays Jim in the WordPlayersâ&#x20AC;&#x2122; production of â&#x20AC;&#x153;Big River.â&#x20AC;? Photo submitted
Area students graduate from Maryville College Maryville College held graduation ceremonies last month with several from the North Knoxville area participating in the celebration. Area students graduating included Emma Wolfenbarger (Central High), Cody Kidd (Gibbs High) and Brady Brown (Halls High). Many-Bears Grinder, commissioner for the Tennessee Department of Veterans Services, was the commencement speaker and was awarded an honorary doctor of public service
degree during the afternoonâ&#x20AC;&#x2122;s ceremonies. In her address titled â&#x20AC;&#x153;Call to Serve,â&#x20AC;? Grinder encouraged graduates to â&#x20AC;&#x153;cultivate a heart of humility and build a legacy of service. â&#x20AC;&#x153;Serve your families, serve your neighborhoods, find a way â&#x20AC;&#x2DC;to serve the least of these,â&#x20AC;&#x2122; and you will find that no matter what battles or challenges you face in life, the reward that comes from blessing others will carry you through to the next mission,â&#x20AC;? Grinder said.
Early bird sale for Fair tickets Concert and discounted admission tickets for the 97th annual Tennessee Valley Fair are on sale for a limited time. Guests can save an average of 20 percent by purchasing tickets early. Specials include: Adult admission, $8 (regularly $10); child admission, $6 (regularly $7); family fun pack, $28 (regularly $39), includes two adult admissions, two child admissions and a parking pass; fair fun pack, $32 (regularly $47), includes four adult
admissions and a parking pass. Other specials include: a 3-day pass, $20 (regularly $30); all-you-can-ride wristbands, $14 (regularly $22), for opening day, Sept. 9, only; wristbands, $16 (regularly $20), MondayThursday; or $21 (regularly $25), weekend special. Buy a reserved seat to any headline concert at Homer Hamilton Theatre before Sept. 8 and receive a fair admission for $5. Info: tnvalleyfair.org or 215-1482.
â&#x20AC;&#x2DC;Big Riverâ&#x20AC;&#x2122; coming to the Bijou Miller, â&#x20AC;&#x153;Big Riverâ&#x20AC;? carries a strong message which is anti-slavery and anti-racism. The performance is suggested for ages 12 and up. Performances will be held 7:30 p.m. Friday, July 15; 2:30 p.m. and 7:30 p.m. Saturday, July 16, and 3 p.m. Sunday, July 17. Admission is $21.50 ($17.50 seniors and students). Group discounts are available. Tickets are available in advance and at the door. The WordPlayers is a nonprofit company of Christian theatre artists based in Knoxville. Info: wordplay ers.org, knoxbijou.com or 539-2490.
By Sara Barrett The WordPlayers will present â&#x20AC;&#x153;Big Riverâ&#x20AC;? July 15-17 at the Bijou Theatre. The Tony award-winning Broadway musical is based on Mark Twainâ&#x20AC;&#x2122;s classic novel of the same name. In the timeless tale, Huck Finn discovers that Jim, a runaway slave, is a true friend. Huck has a pure heart, but because of his culture where slavery is the norm, he has an illtrained conscience. In the struggle between heart and conscience, Huckâ&#x20AC;&#x2122;s heart prevails. Propelled by an awardwinning score from Roger
KIDS NOTES â&#x2013; Halls Community Park will hold flag football sign-ups, 10 a.m. to 2 p.m., Saturday, June 25, and Saturday, July 2, at the park. Interested players ages 5-10 may also sign up at www. Hallspark.org under Hard Knox football.
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Grace Christian Academy students Spencer Peters and Austin Kirby recently competed in the Tennessee High School Fishing state championship on Norris Lake and put together an impressive five-bass limit weighing 13 pounds, 2 ounces to claim the championship title. The pair stumbled onto the fish first thing Saturday morning. â&#x20AC;&#x153;I got hung up next to the shore at our very first stop this morning,â&#x20AC;? said Spencer, a rising senior at GCA. When he turned the boat around, Austin almost immediately caught a fish offshore. Once the team found the perfect location, they used a green pumpkin-colored Carolina rig to catch all of their fish. â&#x20AC;&#x153;Every fish we caught was a keeper, and we probably culled seven or eight times that day,â&#x20AC;? said Austin. â&#x20AC;&#x153;When Spencer caught a big kicker smallmouth toward the end of the day, we felt we had a pretty good chance to win.â&#x20AC;? Kirby, a recent graduate of Grace, will attend Carson-Newman University in the fall.
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A-10 • JUNE 22, 2016 • HALLS/FOUNTAIN CITY Shopper news
Hunley celebrates 40 years in dentistry By Ruth White Dr. Allen Hunley will celebrate his 40th anniversary practicing dentistry next month. He graduated from the University of Tennessee at Memphis dental school in June 1976 and began practicing in Knoxville on July 1 that year. Hunley spent five months in his first location on Powers Road before moving to the Fountain City area. He has been at his current location at 2939 Essary Road since 1997. His son, Tucker, is a 2011 graduate of Halls High and a 2015 graduate of UT. He is following in his father’s footsteps and is currently attending UT Memphis, where he is getting ready Dr. Allen Hunley and son, Tucker, at his dental office in Fountain to begin his second year of City. Photo by Ruth White dental school. Kirsten Mahan, Amy Perkins and Monica Lauber welcome customers to The Village Mercantile surplus-and-salvage grocery store. Photo by Carol Z. Shane
The Village Mercantile: more than a grocery store By Carol Z. Shane “Hey, my friend!” “Where’ve you been?” “Didn’t I see you in here in yesterday?” The Village Mercantile, located on Walker Boulevard behind Buddy’s BarB-Q on North Broadway, is hopping. Neighbors chat while they explore the shelves. Kids work on a project in the community room. A smiling employee stocks shelves and helps customers. Owner/operator Monica Lauber knows them all. As former proprietor of Fountain City secondhand store Furniture Traders, Lauber says she came to realize “people were struggling. I thought, ‘how can I help and still keep my business?’” The answer was in food surplus-and-salvage. “Everything in here started out somewhere else,” says Lauber. From unsuccessful seasonal or limited-edition items to those with damaged or redesigned packaging, Lauber’s store holds a wealth of quality non-perishable foodstuffs that, for whatever reason, has been rejected by those at the top of the retail chain. And her
customers, many of whom walk to her store from the Northgate Towers apartments on Whittle Springs Road, literally eat it up. “The people who come in are just so doggone happy,” she says. “They’re shocked that they can get this kind of food for the money.” It’s the same principle held by stores such as Big Lots and Grocery Outlet, says Lauber. “There’s just so much food waste – a ridiculous amount.” Lauber displays USDA regulations and other food safety documents to reassure her customers about the quality of her merchandise. But the Village Mercantile is more than just a destination for good food. It’s become a true community center. “I’m tellin’ you, this is like the Whistlestop Café!” says Amy Perkins, director of volunteer services for UT Medical Center and Lauber’s partner. Perkins has helped from the beginning and contributed many ideas. Along the way, Kirsten Mahan, former operator of Sassy Ann’s in the Fourth & Gill neighborhood, got on board. Mahan likes the fact that the store has become
a gathering place. “The people you might meet, the resources you find, the good food – they all positively impact the community.” James Henry, a regular who lives nearby, says, “I’ll be 56 next month. These are the best people I’ve met in 40 years.” Henry recalls that in exchange for his help at the store, Lauber provided him with a motorized scooter for his teenaged son who needed it to get to work. “Made daddy cry,” says Henry. “She’ll do anything for anybody. Her heart’s bigger than this store.” Lauber and crew are looking forward to implementing other ideas, including a farm stand. At the time of this writing, she had just heard from her first participating farmer and was excited about his “cabbage, cukes, green beans, green onions, potatoes!” The Village Mercantile will undoubtedly continue to grow in the community. “I loved selling antiques,” says Lauber, “but it never fed anybody.” The Village Mercantile is located at 4503 Walker Boulevard in Knoxville. Info: facebook.com/thev illage mercantile, 865-805-3511.
BIZ NOTES ■ Fountain City Business and Professional Association meets 11:45 a.m. each second Wednesday, Central Baptist Church fellowship hall. President is John Fugate, jfugate43@gmail. com or 688-0062. ■ Halls Business and Professional Association meets noon each third Tuesday, Beaver Brook
Country Club. Co-presidents are Carl Tindell, carlt@tindells.com or 922-7751; and Michelle Wilson, michelle.wilson@kub.org or 594-7434. ■ Powell Business and Professional Association meets noon each second Tuesday, Jubilee Banquet Facility. President is John Bayless, john. bayless@ftr.com or 947-8224.
Don’t ignore mean tweets As firestorms erupt daily in the Twittersphere with complaints about compa n ie s, most organizations are told not to “feed the trolls.” But a new study, “ B r a n d Kelly Hewett Buzz in the Echoverse,” suggests that ignoring mean tweets usually results in a negative feedback loop among the media, which in turn affects branding and profits. “Bank of America, the firm in the study that subdued these firestorms best, used Twitter more for customer service than advertising,” said Kelly Hewett, co-author of the study and associate professor of marketing in UT-Knoxville’s Haslam College of Business. “More consistent moderately-toned tweets led Bank of America to be much more effective than a firm that sent out one-fifth the tweets
with a much more positive tone, such as those with promotional messages.” Hewett and her co-authors at the University of Maryland and Massey University examined how the interdependence of firms’ communications in both traditional and social media affects brands. They found online word of mouth to be the greatest influencer in what they call the “echoverse.” The authors analyzed the volume and tone of messages in one of the most comprehensive data sets in brand communications literature within the financial industry – including more than 60,000 news articles, 18 million tweets and 5,000 press releases – from 2007 to 2013 – and measured their effect on consumer sentiment and business outcomes. “Modern media are intensely interconnected,” said Hewett. “The only corporate communications tool that operated outside the
echoverse in our study was advertising.” While advertising increased banks’ levels of consumer deposits, it had no significant effect on traditional media coverage, social media tone or volume, or brand perception; however, press releases were surprisingly effective. Positive press releases softened customer tweets and increased business outcomes. The discovery that media negativity feeds on itself confirms leading viewpoints in the field, but the authors also demonstrate that these negative spirals led to fewer deposits at the banks, their proxy for business outcomes. While Twitter predictably had a strong effect on how consumers felt about brands, consumer sentiment and business outcomes had little influence on the Twitter conversation. Researchers found that in the early days of Twitter, positive messages had a more virulent tendency
Former Luttrell recorder charged with theft A special investigation by the Tennessee Comptroller’s Office has found that former Luttrell city recorder Rebecca Ailor misappropriated at least $120,506 in city money. Ailor issued more than 140 checks to herself or a family member from Sept. 11, 2012, until Feb. 22, 2016, according to the report. Ailor was able to conceal her theft by falsifying the vice mayor’s or mayor’s signature on city checks. She also recorded the checks as payments to legitimate city vendors, and prepared false documentation to support some of the unauthorized
payments. After the Comptroller’s investigation began, she deleted the city’s computerized financial records; however, the city’s financial software vendor was able to retrieve the data. Ailor admitted to investigators that she wrote the unauthorized checks for her personal benefit, falsified signatures, and falsely recorded many of the payments in order to hide their true purpose. She told investigators that she needed the money and was trying to make ends meet. On May 18, 2016, Rebecca Ailor was indicted by the
Union County Grand Jury on one count of theft over $60,000 and one count of tampering with evidence. “It’s important for city officials to provide oversight of the financial process,” said Comptroller Justin P. Wilson. “Not only was one person responsible for issuing checks, recording disbursements and depositing collections, city officials did not review bank statements. This allowed this scheme to go undetected for more than three years.” To view the special investigation online, go to: comptroller.tn.gov/ia/.
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business
HALLS/FOUNTAIN CITY Shopper news â&#x20AC;˘ JUNE 22, 2016 â&#x20AC;˘ A-11
The Regas legacy Exacting standards, kind ways mark the Regas style
Bill Regas
By Kelly Norrell Bill Regas, owner of Knoxvilleâ&#x20AC;&#x2122;s iconic Regas Restaurant until it closed in 2010, heard a great story recently. David Gilbert, a former Regas baker, found a wallet in his house with a tag attached. It said, â&#x20AC;&#x153;Merry Christmas from the Regas Family.â&#x20AC;? It still had $5 tucked inside. Gilbertâ&#x20AC;&#x2122;s pleasure and subsequent call to Regas somehow capture the driving force behind what was one of Tennesseeâ&#x20AC;&#x2122;s longest running and most awardwinning restaurants â&#x20AC;&#x201C; a caring spirit welded to a tough work ethic. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ve always worked hard to keep the team together,â&#x20AC;? said Regas. Cherokee Country Club executive chef David Pinckney, who worked for years as an across-town colleague but not an employee of Re-
gas, put it another way. â&#x20AC;&#x153;When I was at the Orangery (as executive chef), Regas was the benchmark restaurant in Knoxville, and Bill Regas was a sort of mentor to me. Now I see him two or three times a week at Cherokee, where he is a member, and he speaks every single time. He is a true gentleman.â&#x20AC;? On June 10, Cherokee Country Club hosted a soldout dinner attended by 101 saluting Regas Restaurant and Bill Regas. It was modeled on similar events honoring famous restaurants, Pinckney said. The whitetablecloth institution that hosted thousands of special occasion dinners and dealmaking lunches closed Dec. 31, 2010, after 91 years. Regas Restaurant set records for launching successful careers. Mike Connor of Connor Concepts; Randy Burleson, owner of Aubreyâ&#x20AC;&#x2122;s Family of Restaurants; Rick Federico, who oversees PF Chang and other restaurants for Brinker International; and Steve Puleo, owner of Puleoâ&#x20AC;&#x2122;s Restaurants, are only a few Regas Restaurant alumni who soared. The Regas Restaurant story began in 1919, when
Greek immigrant brothers George and Frank Regas (later joined by brother Harry) opened a 24-hour, 7 day a week diner on Gay Street near Magnolia. Capitalizing on the crush of travelers from the nearby train depot, they began as Regas Brothers CafĂŠ with an 18-stool counter, six booths and six tables seating four. Regas said family help and a powerful work ethic were key. The brothers worked rotating shifts, one taking nights and the other serving breakfast, lunch and dinner during the day. They learned from successful people. â&#x20AC;&#x153;My Dad always stayed active in the National Restaurant Association, traveling to meetings and learning about new dishes, methods and technology. He always had the National Restaurant Association Sign in the window.â&#x20AC;? The founding brothers had about 8th grade educations. As the business grew, family and employees learned at what they called the Regas School of Restaurateuring. Grady Regas (for whom the Gradyâ&#x20AC;&#x2122;s Restaurants were named), his cousin Chris Paris, and his aunt Kiki Liakonis all have
memories of hard work and long hours, beginning with dish washing. The business evolved under the second and third generation Regas family members. Employees like Hazel Schmid, who greeted customers for 54 years, were an institution. â&#x20AC;&#x153;We had a lot of regulars come in every day. I knew where they liked to sit and who they liked to sit with,â&#x20AC;? she said. Customers like Will Pugh loved it all â&#x20AC;&#x201C; prime rib, lobster tails and red velvet cake as well as specialties like blueberry muffins and ice cream sundaes. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;ve eaten at the restaurant so many times. Everything was great,â&#x20AC;? he said. Regas said he thinks there will always be a place for â&#x20AC;&#x153;specialâ&#x20AC;? restaurants â&#x20AC;&#x201C; for birthdays, anniversaries, weddings, graduations, visits from out of town guests. But he thinks the number will get smaller. â&#x20AC;&#x153;The restaurant business is tough unless you have a lot of depth. A chef is just one person, and heâ&#x20AC;&#x2122;s trying to prepare the meal,â&#x20AC;? said Regas. â&#x20AC;&#x153;You can be a good cook, a good front man with a great personality. But if you donâ&#x20AC;&#x2122;t have a good team, youâ&#x20AC;&#x2122;ll wear yourself out.â&#x20AC;?
The Rotary Guy Tom King tking535@gmail.com
â&#x20AC;&#x2DC;Pack the Parkâ&#x20AC;&#x2122; Itâ&#x20AC;&#x2122;s Smokies baseball time for Rotarians from Knoxvilleâ&#x20AC;&#x2122;s seven clubs w h e n they will â&#x20AC;&#x153;Pack the Park for Polioâ&#x20AC;? at the Thursday, July 12, Tennessee Smokies game against the Chattanooga Lookouts. This will be the fifth annual Pack the Park night at Smokies Park. The first pitch at 7:05 p.m. will be thrown â&#x2013;
out
by District Gov.-Elect Fred Heitman. T ickets are $12 and $5.50 of every $12 vouc her sold goes to Rotary Internationalâ&#x20AC;&#x2122;s End Polio Now Campaign. The Bill and Melinda Gates Foundation matches all contributions 2-1, so that $5.50 turns into a $16.50 donation to End Polio Now! â&#x20AC;&#x153;Play ball!!!!â&#x20AC;?
CSA grad honored
Sarah Emory, a 2016 Fulton High graduate, was honored with the Diana and Bob Samples Community School of the Arts (CSA) $2,500 scholarship at a recent meeting of the Rotary Club of Knoxville. Bob is a club member. Sarah is an outstanding student and long-time participant in CSA (since 2007). She will begin college at the University of Tennessee in the fall, pursuing a degree in Graphics and Fine Arts. For the past five years she has worked under artist Robin Surber through CSAâ&#x20AC;&#x2122;s Side/ By/Side Visual Arts Apprentice Program. â&#x2013;
Butch Jones to speak
Hereâ&#x20AC;&#x2122;s a reminder about the Rotary Club of Knoxvilleâ&#x20AC;&#x2122;s July 26 meeting featuring UT football coach Butch Jones for the noon luncheon meeting at the Crowne Plaza Hotel. RCK is inviting members of other Rotary Clubs and their guests to hear Coach Jones talk about the 2016 season. The Crowne Plaza ballroom seats 300, so RSVP to kxrotary@bellsouth.net. â&#x2013;
Turkey Creek Club honors five
Five graduating seniors from Farragut High School were each presented with a $500 scholarship from the Rotary Club of Turkey Creek to attend technical schools. The students honored were Will Sherrill, Tu Hyunh, Alecia Reynolds, Emma Clancy and Logan Mitchell. â&#x2013;
Former Gov. Don Sundquist Eleanor Yoakum is flanked by her children, Stephanie Barger Conner and Rob Barger, at the Yoakum. She talked about dedication ceremony for the Eleanor Yoakum Highway in Claiborne County. Yoakum chairs the her sisters, Glenna Adams, board of First Century Bank. who died from multiple sclerosis, and Martha Yoakum, â&#x20AC;&#x153;the only one of us brave enough to put her name on a ballot.â&#x20AC;? Martha Yoakum, a retired attorney, well said sheâ&#x20AC;&#x2122;s held Eleanor had it not been for Eleanor. served three terms as the By Sandra Clark The stars came out to on a pedestal. â&#x20AC;&#x153;She has so Highways donâ&#x20AC;&#x2122;t just hap- areaâ&#x20AC;&#x2122;s public defender. â&#x20AC;&#x153;And the service continhonor Eleanor Yoakum in much poise and has done so pen.â&#x20AC;? Finally, it was the hon- ues,â&#x20AC;? she said, praising her ceremonies June 11 at Lin- much good.â&#x20AC;? Justin Wilson, comptrol- oreeâ&#x20AC;&#x2122;s turn. â&#x20AC;&#x153;I will take this daughter, Stephanie, who coln Memorial Universityâ&#x20AC;&#x2122;s ler of the treasury and a honor on behalf of the Yoa- chairs the Tennessee Arts Lincoln Museum. Commission, and her son, Former Gov. Don Sun- former Sundquist commis- kum family,â&#x20AC;? she said. Rob Barger, a third-generaShe mentioned her parsioner, said fl atly, â&#x20AC;&#x153;This road dquist was reunited with several former cabinet would not have happened ents, Glenn and Leo Walker tion banker who now heads members including Yoakum, who served both as his commissioner of personnel and later as his chief administrative officer (now called deputy governor). Former TDOT commissioner Bruce Saltsman drew the biggest laugh when he said, â&#x20AC;&#x153;She had a list, but Don wouldnâ&#x20AC;&#x2122;t let me spend *' (02 1 1*7, $2 ,1*7 5* 9 & *' 1/ 5" 1 / *22 the whole budget in Clai5* *71 (*:8$&& ,1 5$ 1/ *22 $2 &1 ; 9 && 1 2, 5 ( borne County.â&#x20AC;? '$1 $( *71 *''7($5;/ " " 2 9*1% 9$5" *' (02 â&#x20AC;&#x153;Eleanor made this road her missionâ&#x20AC;? while in , $ &5; 1 ( " 2 2 18 2 22$25 (5 &$($ & ,1* 22*1 9$5" Nashville, said Saltsman, 5" ($8 12$5; * (( 22 9" 1 2" 1 $8 59* : && ( â&#x20AC;&#x153;and she made this com$( "$(! 9 1 2/ 1/ *22 9 2 &2* 5" *9( 1 ( 25 missioner miserable.â&#x20AC;? The ,";2$ $ ( 5 *' (02 ";2$ $ (2 * (*:8$&& / improvements were made to U.S. Highway 25E. The 1/ *22 *',& 5 " 1 1 2$ ( ; $( 25 51$ 2 ( ;( *&*!; resolution to name the 5 ; 1*(5 $ & (5 1 $( 5/ 5 12 71! &*1$ / " 5" ( road was sponsored by 2 18 2 25 ,";2$ $ ( 5 / / 8 & *2,$5 &2 $( %$( 9 state Sen. Frank Niceley , ( ( %2*(8$&& &*1$ / 1/ *22 $2 * 1 15$ ; and state Rep. Jerry Sexton, who now represent the 5" ' 1$ ( * 1 * 25 51$ 2 ( ;( *&*!; ( 9$&& 2 area. , 5$ (52 5 *71 $ & (5 1 * ( 5 *71 ( 9 &* 5$*( Both spoke at the dedi 5 )66< 75 "5*9( * / cation. U.S. Rep. Jimmy Duncan was eloquent in his praise: â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re honoring a fine young woman here tonight. She has touched the lives of thousands of people. My dad said everything looks easier from a distance. Eleanor didnâ&#x20AC;&#x2122;t leave the county, and sheâ&#x20AC;&#x2122;s made this county, this state and this country a better place.â&#x20AC;? House Speaker Beth Har-
High honor for local leader
- 3 . 3#+3 6 9 #!1,/ *'
$10K to go
Chris Rohwer of the North Knoxville Rotary Club is chairing a project to raise $13,000 to rebuild the kitchen at the club-sponsored Cerebral Palsy group home in Fountain City. Following his announcement, he quickly picked up $500 from the speaker, at-large county commissioner Bob Thomas, who said he would kick in $500 to clear his commission fund for community grants. With a $2,500 donation from the club, Rohwer has â&#x20AC;&#x153;onlyâ&#x20AC;? $10,000 to go.
First Century Bank and chairs the Claiborne County Economic Development Board. And out in the audience sat her nephew, attorney Oliver Adams with his kids, and her own wonderful grandchildren: Walker, Elizabeth and Virginia Conner, and Mayson and Ella Jane Barger. â&#x20AC;&#x153;The service continues.â&#x20AC;?
A-12 • JUNE 22, 2016 • HALLS/FOUNTAIN CITY Shopper news
Value. Everyday.
2
$ 99
Northwest
Sweet Red Cherries
Food City Fresh, 75% Lean
Ground Beef Per Lb. for 3 Lbs. or More
2
With Card
Per Lb.
$ 49
With Card
High in Vitamin C!
Juicy, Ripe Mangoes Each
68
1
Food City Fresh
¢
$ 49
Mixed Pork Chops
With Card
With Card
Per Lb.
Selected Varieties
Selected Varieties
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Bud, Coors, Miller or Yuengling
2
24 Pk., 12 Oz. Cans
12 Ct.
19
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$
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FFrozen, rozen, Selected Selected Varieties Varietie
Ka Kay’s ay’s Clas Classic ssic o or All Na Natural atural Ice Cream
Limit 4
99
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Gatorade Thirst Quencher
48 Oz.
8 Pk., 20 Oz.
9
2/$ With Card
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Green Beans or Corn
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Terry's C Classic Chips
Food Club Vegetables
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1
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4
C Coca-Cola C l Products
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16 Slices, 12 Oz.
11-13.7 Oz.
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When you buy 4 in the same transaction. Lesser quantities are 4.99 each. Limit 1 transaction. Customer pays sales tax. Items and Prices are specifically intended to apply locally where issue originates. No sales to dealers or competitors. Quantity rights reserved. Sales tax may apply. 2016 K-VA-T Food Stores, Inc. Food City is an Equal Opportunity Employer.
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B
June 22, 2016
HEALTH & LIFESTYLES NEWS FROM FORT SANDERS REGIONAL MEDICAL CENTER
Clinical staff recognition touches each corner of local hospital
Elizabeth Acuff, RN Special Procedures
Susan Austin, RN Emergency
Kimberly Bradley, RN Transitional Care
Natalie Civinelli, RN Critical Care
Mary Cook, RN Cardiology
Natalie Coward, RN Labor and Delivery
Cathy Daniels, RN Pre Admission Testing
Patricia Denny, RN Emergency
Kari Derreberry, RN Neuroscience
Heather England, RN Nurse Educator
Laura Furnari, RN Emergency
Janice Godwin, RN Case Management
Tashauna Graves, RN Float Pool
Tara Harvey, RN Oncology
Bruce Huffstetler, RN Case Management
Jessica Jenkins, RN Critical Care
Jennifer Lamb, RN Heart/Lung/Vascular
Elaine Law, RN Nephrology
Stephanie Lee, RN Surgery
Patricia Mays, RN GI Lab
Kara McCrea, RN Transitional Care
Denise Price, RN Labor and Delivery
Amy Seal, RN Critical Care
Karen Simcox, RN, Patricia Neal Rehabilitation Center
Kelly Smith, RN Pulmonary
Laurie Somers, RN Nephrology
Angela Turner, RN Critical Care
Pam Wayman, RN Orthopaedics
nurse, Kelly Franks as the recipient of the 2016 Peggy Mayer Gilbertson Outstanding Nurse of the Year Award. The hospital’s physicians honored Labor and Delivery nurse Kimberly Poe with the 2016 Elizabeth Killeffer Award.
Several other employees at Fort Sanders were recognized as Clinical Excellence Award winners for their outstanding achievements and excellent care they provide to our patients. Please join us in celebrating: Rhonda Minor, Transitional Care
Unit; Patty Furst, Ultrasound; Julie Whalen, Occupational Therapy; Paula Tipton, Imaging; Niki Day, Social Services; Becky Buckner, Transitional Care Unit; Kelly Johnson, Respiratory Therapy; Lisa Johnson, Labor & Delivery; Janna
Allison, Emergency Room; Heather Moore, PNRC – Physical Therapy; Ginger Johnson, Surgery; Jason Anderson, GI Lab; Brock Bomar, PNRC; Ben Redmon, MRI; Beth Fields, Social Services; and Kathy Allee, Pharmacy.
Nurses garner top honors On an annual basis, two awards are given to honor nurses at Fort Sanders Regional for their excellence in clinical care. The Peggy Mayer Gilbertson award provides funds for continuing education and has been given since 1989 in memory of the wife of Dr. Bob Gilbertson, a former chief of staff at the hospital. Candidates for Kelly Franks, RN, Critical Care
the Gilbertson Fellowship are nominated by their fellow nursing peers, and the recipient is chosen by the hospital’s nursing leadership staff. This year, Critical Care nurse Kelly Franks was elected as the recipient. In addition, the Fort Sanders Regional Medical Staff physicians named Labor and Delivery nurse, Kimberly Poe the 2016
recipient of the Elizabeth Killeffer Award. Elizabeth Killeffer was the director of nursing from 1922 to 1960 at what was then called Fort Sanders Presbyterian Hospital. Since 1992, the Killeffer Award has been given to an outstanding employee who is nominated by peers and chosen by vote of the hospital physicians. Kimberly Poe, RN, Labor and Delivery
Fort Sanders Regional SALUTES the more than 1800 HEALTHCARE PROFESSIONALS who deliver EXCELLENT CARE to our patients every day. That’s REGIONAL EXCELLENCE.
1901 Clinch Avenue, Knoxville, TN 37916 (865) 673-FORT fsregional.com
0094-0083
Fort Sanders Regional recently announced the 2016 winners of the hospital’s annual Clinical Excellence in Nursing Awards. Thirty staff members throughout the facility were recognized during a special National Nurses Week ceremony. The awards signify the exceptional care and compassion each honored individual regularly gives to his or her patients. The Fort Sanders Nursing Excellence Awards are especially meaningful because the employees are nominated by those who provide care beside them, their nursing co-workers. The final winners are then selected by a panel of hospital leaders that includes past honorees. This year’s Excellence Awards registered nurse winners are: Jessica Jenkins, RN, Critical Care; Heather England, RN, Nurse Educator; Bruce Huffstetler, RN, Case Management; Denise Price, RN, Labor and Delivery; Kara McCrea, RN, Transitional Care; Amy Seal, RN, Critical Care; Natalie Coward, RN, Labor and Delivery; Elizabeth Acuff, RN, Special Procedures; Susan Austin, RN, Emergency; Angela Turner, RN, Critical Care; Mary Cook, RN, Cardiology; Stephanie Lee, RN, Surgery; Karen Simcox, RN, Patricia Neal; Laurie Somers, RN, Nephrology; Cathy Daniels, RN, Patient Services; Kari Derreberry, RN, Neuroscience; Tara Harvey, RN, Oncology; Laura Furnari, RN, Emergency; Janice Godwin, RN, Case Management; Jennifer Lamb, RN, Heart/Lung/Vascular; Natalie Civinelli, RN, Critical Care; Elaine Law, RN, Nephrology; Kelly Smith, RN, Pulmonary; Tashauna Graves, RN, Float Pool; Pam Wayman, RN, Orthopaedics; Patricia Denny, RN, Emergency; Kimberly Bradley, RN, Surgery or Transitional Care; Patricia Mays, RN, GI Lab. In addition to the Nursing Excellence Awards, the Fort Sanders nursing staff selected Critical Care
B-2 â&#x20AC;˘ JUNE 22, 2016 â&#x20AC;˘ HALLS/FOUNTAIN CITY Shopper news
Vehicles Wanted Transportation Automobiles for Sale BUICK CENTURY - 1999. 92K orig. mi., new tires, new ac, One of the nicest! $5000. (865)254-5782. FORD THUNDERBIRD 2002, 10,700 miles, like new, Call 865-470-2646 or 865-254-1213. PONTIAC GRAND PRIX - 2003. $1600. (865) 522-3898.
Sports and Imports BMW CONVERTIBLE COUPE Z4 - 2004. 54,000 mi, gray, Good cond. $8000. (865)274-6806. HONDA ACCORD EX - 2006. gray, V6, AT 116,000 mi., $8,500. (865)5484329. HYUNDAI ELANTRA GLS 2002 4 dr., blue, 129.5k hwy mi. 2nd owner. Svc locally, all svc records. VG cond. / no accidents. $1900. (865)247-9614. Kia Optima SX Limited turbo 2013, fully loaded, 28K mi, $18,900. (423)295-5393. LEXUS 430SC 2002. Hardtop convertible, red, black int. New Michelins, alternator, shocks, paint. Exc. cond. 157k mi. $12,000/bo. (865)947-3465 or cell 865-850-3465 MERCEDES-BENZ E320 - 2005. 46k mi. Purchased new. $12,000. Phone (865)250-1480. NISSAN MAXIMA - 2013. Premier. Glass roof, leather, 16k mi, like new. $17,500 (423)295-5393. TOYOTA CAMRY - 2002. Front end damage. Runs & drives. $2500. (865)250-1480. VOLKSWAGEN BEETLE - 2005. TDI diesel, new timing belt, water pump, straight shift, new tires, cosmetic damage, needs windshield, $2500. (865)250-1480. VOLKSWAGEN GOLF GT - 2003. 1.8 Turbo, 5 sp. new tires, 28k mi, purchased new. $6000. (865)250-1480.
FAST $$ CASH $$ 4 JUNK AUTOS
Auto Parts & Acc 2005 FORD EXCURSION - 6.0 diesel eng. 51K, $4000 exchange. (865)250-1480. 2008 NTO DODGE MEGA CAB Dooley 6â&#x20AC;&#x2122; truck bed. $1500/b.o. (865)250-1480. 6â&#x20AC;&#x2122; DODGE BED 2008 $600. (865)250-1480. BMW 2006, 3.0 ENGINE. - 61k mi. $2500. (865)250-1480. BUICK 1975 455 eng., 74K miles, U pull. $500. (865)250-1480. Chevy LT1, alum head, 350, 70K mi, computer, wiring harness, with 4L60E complete pkg. Make offer. (423) 836-3820.
FORD EXCURSION LIMITED - 2005. 4x4 6.0 diesel, 120 k, needs int. & we have it. $8000/bo (865)250-1480. HONDA PILOT 2012. Honda Pilot Touring 2012, 4WD, fully loaded, 47K mi, exc cond, $20,500. (423)295-5393. LINCOLN MKX - 2013. In Hallspriced $1000 under KBB Elite package..backup camera ,remote-gate-star t-lock keyless start,NAV,voice/touch screen 4 CD,Nav,Radio Climate etc. Tan/Blk interior yew wood inlay..front seats cooled all are heated 6way seats 22 in low profiles-got it all 75,000 mi., $19,500. (865)617-3840. MERCEDES-BENZ GL350 BLUE TECH 2015. 20,000 mi. Loaded w/all opt. $75,000. (Purch. new, 1 owner. 865)250-1480. MERCEDES-BENZ GL450 27,000 2011. 59k mi, $27,500 or best offer. (865)250-1480. NISSAN MURANO - 2007. Excellent condition, Runs and drives like new, All Power, Garage kept,Good tires, Very clean interior. 79,000 mi., $8,700. (865)531-8372.
Trucks CHEVROLET S-10 - 1999. V6, Automatic, A/C. $2,400. Contact 865323-4280 Chevy Extreme SL 2002 PU, exc cond, always garaged, well maint. $8,000. (865)933-6802.
Classic Cars ALL MOPAR CAR SHOW Sat. June 25, Chilhowee Park Midway Side, Knoxville, TN. Info: etmcarclub@gmail.com Easttennesseemopars.com or 865-691-6002
AUTO STORAGE SECURE CLIMATE CONTROL STORAGE $50/month Powell, TN Claude Yow
865-924-7718 I WOULD LIKE TO BUY a 1970 or 1971 Mercedes 280SL, or a 1961 - 1975 Jaguar XKE, or a Porsche 911, 912 or a 1970s or 1980â&#x20AC;&#x2122;s Ferrari. I am willing to buy running or not running. Any Condition. Iâ&#x20AC;&#x2122;m a local guy living in Grainger county. If you have one or know of one please call Call (865)621-4012.
Commercial Vehicles 2
CONCESSION TRAILERS with equipment, call for information, (865)688-7401, leave message.
Automobiles for Sale
72 COUNTRIES WORLDWIDE 26 YEARS STRONG Large Selection of Side by Sides including 4 Seaters!
168 Main St., Caryville
Auto Notices LEGAL NOTICE 1964 Ford Falcon, VIN# 4H1571T129449. Any and all parties holding an interest in this vehicle must contact the person in possession of the vehicle, D. Turner 865922-5498, by certified mail, return receipt requested, within ten (10) business days of the date of the publication.
423-449-8433 www.goadmotorsports.com Like us on FACEBOOK
Personal Watercraft 2007 SEA DOO GTX 3 SEATER/ Colbalt blue, 35 hrs. w/Hustler Trailer, Beautiful machine, $6500. (865)719-7606.
Tree Services
Breeden's Tree Service â&#x20AC;˘ Bobcat w/Backhoe Attachment â&#x20AC;˘ Footer â&#x20AC;˘ Above-Ground Pools â&#x20AC;˘ Sewer Installations â&#x20AC;˘ Landscaping â&#x20AC;˘ Bush Hogging â&#x20AC;˘ Driveways â&#x20AC;˘ Firewood etc.
Aerial bucket truck Stump grinding Brush chipper Bush hogging Trimming & removing Free estimates
865-219-9505
BOBCAT/BACKHOE
Blankâ&#x20AC;&#x2122;s Tree Work
General Services
ADVANTAGE REMODELING & HANDYMAN SERVICE JIMMY THE PROFESSIONAL HANDYMAN!!
Can fix, repair or install anything around the house! Appliances, ceramic tile, decks, drywall, fencing, electrical, garage doors, hardwoods, irrigation, crawlspace moisture, mold & odor control, landscape, masonry, painting, plumbing. Any Remodeling Needs you wish to have done or completed!
EMERGENCY SERVICE 24/7 Retired Vet. looking to keep busy.
Will beat written estimates w/ comparable credentials. All types of Tree Care and Stump Removal LOCAL CALL
924-7536
FULLY INSURED Â&#x2021; FREE ESTIMATES
Recreation
CARPENTRY, PLUMBING, painting, siding. Free est. 30+ yrs exp! (865)607-2227
Jobs
HAROLDâ&#x20AC;&#x2122;S GUTTER SERVICE Will clean front & back, $20 & up. Quality work, guaranteed.
Child Care Boats/Motors/Marine
1995 ALUMACRAFT BASS BOAT w/1996 50HP 2 cycle Evinrude Motor, Hustler trailer w/spare tire, incl. 2 fish finders, motoguide 46 thrust trolling motor, 2 live wells, 2 batteries, $3500. Hustler pontoon trailer for 20â&#x20AC;&#x2122; boat. $1500. (865)245-9738.
HELP WANTED - Little People Preschool looking for loving, energetic individuals wanting to work FT or PT Mon-Fri. Must be at least 18 w/high school diploma. Apply at 6830 Tice Lane, Knoxville, TN. (865) 922-1335 or (865) 688-7806 or m_bowlin1@yahoo.com
New trailer. $5200. (865)898-5369.
2009 FLEETWOOD ELKHORN side in camper, 11â&#x20AC;&#x2122;, Has air, heat, generator, microwave, stove oven, ref. freezer. good condition needs to go. Call 865-679-9175.
Plumbing
DAVID HELTON
2013 HEARTLAND BIG HORN model 3070 5th Wheel, 34â&#x20AC;&#x2122;, 3 slides, auto leveling, icemaker, Arctic pkg, 2 ACâ&#x20AC;&#x2122;s, cent. vacuum, power awning, used very little. $39,000. 865-922-7838 or 865-803-9114
HOMETOWN AIR â&#x20AC;&#x153;Back to the basicsâ&#x20AC;?
30â&#x20AC;&#x2122; COUTRY SQUIRE, 30 min. from Knoxville in Vonore, set up in family campground. Never smoked in, full covered front porch, view of lake, util. incl. in lot rent. NICE! $2500 firm. (865)257-1415.
Lennox 17.00 S.E.E.R Heat Pump Financing Available
Call (865)804-1034
NEW & PRE-OWNED CLEARANCE SALE
ALL 2015 MODELS MUST GO!!!!
Check Us Out At Northgaterv.com or call 865-681-3030
HD 2015 Tri-Glide, older owner, 5K mi, many extras, like new, $29K. Knoxville 540-538-4858; 865-774-9791
922-8728 257-3193
Hankins
CUSHMAN UTILITY VEHICLE. $2000. (865)250-1480.
MASTER PLUMBER 40 Years Experience Licensed & Bonded
Tree Services
MONTANA KEYSTONE 5TH WHEEL 2005, 4 pullouts, great live in cond. Asking $21,200. (865)482-7700.
2011 VICTORY CROSS ROADS 16,250 mi., extras, $8500. (423)465-0631.
All Types of Residential & Commercial Plumbing
Tree Service
Owner Operator
Roger Hankins 497-3797 Pruning â&#x20AC;˘ Logging Bush Hogging Stump Removal Insured
DEEP CLEANING
Specializes in deep cleaning for residential and commerical properties and window cleaning 25 years experience! Free estimates! References avail. Contact (865)363-8207
Wheels/Recreation
Workers Comp Liability
Buy and Sell here!
Wheels/Recreation
Buy & Sell fast! Action Ads
Action Ads
GREAT DANE puppies, AKC, various colors, avail July 18th. (859) 940-9252 LAB PUPS, AKC, (Sire), Black, Master hunter 2015 National pass, going back in 2016. (Dame) choc., great retriever hunter. $800. 2 wk. old. Taking dep. now. (423)506-6446. LABRADOODLES, GOLDEN DOODLES - DOUBLE DOODLES. DOB 4/17/16. Non-shedding, intelligent, litter box trained. 865-591-7220
MALTI POO Beautiful puppies, white, apricot or gold, shots, $350-$450. 865-717-9493
Miniature Mastiff Bulldogs. Cane Corso/French Bulldog cross. Beautiful blues, shots, healthy, $500-$800. (865) 457-5907
CHURCH FLEA MARKET- Sat. 6/25, 8:30 am-3pm, rain or shine. Lots of vendors and great stuff! St. James Episcopal Church, 1101 N. Broadway, 37917. 523-5687.
MINIATURE PINSCHER PUPPIES - CKC Reg. All shots & worming current. Males only. $150 ea. 423-775-3662 or 423-834-1230
ESTATE SALE - June 25th. 8am-4pm. 7329 Palmyra Dr. in Palmer Hills S/D. Items incl â&#x20AC;&#x2DC;79 Cadillac DeVille, washer, dryer, couch, Jenny Lynn bed, dining room set. 865-789-4808. GARAGE SALE - 7601 Hoff Ln in Emory Estates S/D. June 25th, 8am-?. Baby boy clothing, pilates power gym plus, some fishing stuff, and more! NEW PLEASANT GAP BAPTIST CHURCH YARD SALE - Sat. June 25th, 8am-4pm. At corner of Gordon Smith Rd and Norris Freeway. Clothing, shoes, purses, and misc.
Pembroke Welsh Corgi puppies - AKC Reg. Parents on Premises. Adorable little munchkins. Home raised. (423)733-9252
PUPPY NURSERY Many different breeds Maltese, Yorkies, Malti-Poos, Poodles, Yorki-Poos, Shih-Poos, Shih Tzu, $175/up. shots & wormed. We do layaways. Health guar. Go to Facebook, Judys Puppy Nursery Updates. 423-566-3647 SHIH TZU puppies, AKC, Females $600; Males $500. Shots UTD. Warranty. 423-618-8038; 423-775-4016 WEIMARANER PUPPIES, - 7 weeks old, silver, blues, parents on premises. $450. (423)244-6676
Farmerâ&#x20AC;&#x2122;s Mkt/ Trading Post
Cats Farm Buildings
BARNS - SHEDS GARAGES - CARPORTS PATIO COVERS BUILT ON YOUR PROPERTY FREE ESTIMATES!
Millen Garage Builders 865-679-5330 Farm Equipment 1943 JOHN DEERE TRACTOR, MODEL B, Electric start, looks great, does not run. $1400 obo. (423)620-1850. 1995 763 Bobcat, only 1200 hours, good paint, really nice tires, $13,500. (865) 475-1182 2510 JOHN DEERE TRACTOR, - good cond. Work or collector. 54 HP diesel, 1960â&#x20AC;&#x2122;s mod., $5900. 865-9843021 or 931-526-5574
AT YOUR SITE LOGS TO LUMBER USING A WOOD MIZER PORTABLE SAW MILL
SAVANNAH Female F-5, 9 weeks, TICA reg, $1800. (423) 539-1577
Merchandise Appliances FRIGIDAIRE SS refrig, 20 cu ft, 30x31x68, exc cond, $250. (865) 567-8842
GOOD AS NEW APPLIANCES 90 Day Warranty
865-851-9053
2001 E. Magnolia Ave. UPRIGHT FRIGIDAIRE FREEZER - 20 foot upright freezer. $100 Contact (865)922-0337
Building Materials PALLET RACKING, various sizes & kind. (865)250-1480
865-986-4264 Logs2Lumber.com FRESH HAY, 4X4 ROLLS, IN BLAINE $25 a roll, 100 rolls or more $20 a roll. (865) 216-5387 WANTED TO BUY STANDING SAW TIMBER Call 865-719-1623
Livestock & Supplies NEW ZEALAND RED RABBITS Call (865)922-8513.
Cemetery Lots 2 CEMETERY LOTS - in Highland West, down front, $500 each. Call (865)947-0767. 2 LOTS w/crypts incl at Sherwood Mem. Gardens in Garden of Last Supper sect. $2500 ea. 865-806-5972 GREENWOOD CEMETARY 1 plot. $5,200. Will negotiate. (865)6889393 Highland Memorial Chapel Knox. True Companion interior. Lists $15,995. Sell $12,000. Details (865)309-0170 LYNNHURST CEMETERY - 2 plots. Call Mike (865)978-5271 MANY PRIME CEMETERY LOTS - available in various gardens at Oak Ridge Memorial Park. Sacrifice at $1200 per lot with buyer paying $95 deed transfer fee. Call James at 865-882-8125 for info.
Automobiles for Sale
Automobiles for Sale
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MOPEDS 3 SACHS $700 EACH and 3 WIZARDS. Call for info. (865)365-1497.
Automobiles for Sale
GOLDEN DOODLE PUPPIES - F1B, males & fem. avail. Parents on premises. Must see. (423)733-9252
North
Interior Pruning, Complete Removal, Power Stump Grinding
922-0645
GERMAN SHEPHERD PUPS AKC, West German bldlns, 5M, 3 F, vet ckâ&#x20AC;&#x2122;d. health guar. $700. 865-322-6251.
MINI SCHNAUZERS. CKC. Salt & peppper, 1st shots & dew claws, $500. Call (423) 736-0277.
EDWARDS TREE SERVICE Insured â&#x20AC;˘ Free Estimates
GERMAN SHEPHERD PUPS - AKC, Male s & fem. Shots & wormed up to date. $400. (865)397-2425
Garage Sales
FREE ESTIMATES â&#x20AC;˘ LIFETIME EXPERIENCE
Cleaning Services
German Shepherd puppies, 4 F, 1 M, parents on site, shots, dewormed, hips & health guar. $950. 865-361-1013
MINI DACHSHUND puppies, CKC reg, 3 males, B&T piebald, ready 7/1. $500 - $100 dep. (865) 335-8573
Farm Products
MONTANA BY KEYSTONE 35â&#x20AC;&#x2122; 5th wheel, 3 slides, exc. cond. used very little. $15,500. (423)519-4245 or (423)836-2642.
Motorcycles/Mopeds
PLUMBING CO.
Auto Services
KEYSTONE ALPINE 5TH WHEEL, 2012, luxury RV, 38â&#x20AC;&#x2122; loaded. $32,500 (865)548-4329.
2003 GOLDWING - red, exc cond, 51K mi, new tires/windshield/backrest. Asking $8900. 1996 GOLDWING TRIKE - lots of chrome & extras, 98K mi, runs great, with trailer. Asking $12,500. Call (865) 660-7007
IF YOU HAD HIP OR KNEE REPLACEMENT SURGERY AND SUFFERED AN INFECTION
Air Cond/Heating
2011 SUNDANCE 5th whl, exc cond, end LR, 31â&#x20AC;&#x2122;, $22,000 obo. (865)617-6914
REDUCED. 2004 Holiday Rambler Vacationer 37 PCT, exc cond, gas Ford V10, low miles - 25K+, 3 slides, sitting rm off BR, french doors from BR to bath, dbl refrig w/ice maker, elec. awning, full body paint, stored indoors, Need to sell. $44,900 nego. 865-357-2417 or 304-444-7761
Small jobs welcome. Expâ&#x20AC;&#x2122;d in carpentry, drywall, painting, plumbing. Reasonable, refs avail. Call Dick at (865)947-1445
between 2010 and the present time, you may be entitled to compensation. Call Attorney Charles H. Johnson 1-800-535-5727
Services Offered
2010 CANYON STAR 39â&#x20AC;&#x2122; Class A gas mtr home by Newmar, top of the line loaded, great floorplan, 18700 miles, exc condition, ext svc contract avail, $72900 details 865 681 8976 (865)681-8976.
JAYCO DESIGNER 34â&#x20AC;&#x2122; 2000, 5th wheel camper, 1 lg. slide, exc. cond. $8495 obo. (865)368-8578.
HONEST & DEPENDABLE!
Miscellaneous
Driver/Transport DRIVERS: NO-TOUCH! - Get Home, Get Paid! Excellent Pay Per\Wk! + Monthly Bonuses. Strong Benefits Package. CDL-A 1yr exp. 888-4069046.
1995 PONTOON BOAT - 24â&#x20AC;&#x2122;, Campers & RVâ&#x20AC;&#x2122;s
(865)288-0556
CAVALIER KING CHARLES Spaniel pups 8 wks, ACA reg., vet ckâ&#x20AC;&#x2122;d, shots & dewormed, loving temperments, $900 M, $1000 F, 423-620-3677.
TREE WORK
AND POWER STUMP GRINDER Free est, 50 yrs exp!
Call (865)281-8080 Home Maint./Repair
Dogs
BICHON FRISE male puppy, 9 wks old, $650. (865)607-5463
Licensed and insured Over 30 yrs. experience
Small dump truck. Small jobs welcome & appreciated! Call 6884803 or 660-9645.
Pets
ANATOLIAN SHEPHERD puppies, working/champion lines, $600. (865) 322-5531
HANDYMAN
JEEP WRANGLER SPORT 2003. Dark blue, 6 cyl., hard & soft top, 97k mi, $7800. (865)609-6044; 601-527-6562
CHEV. TAHOE 2003. Z71, 4 wh. dr., DVD, leather & heated seats, 3rd row seats, 203k mi, good cond. $5500. (865)671-6937
CFMOTO
FORD 2009. 8â&#x20AC;&#x2122; F350 Dual wheel bed, $1200. (865)250-1480.
1984 Renken 17â&#x20AC;&#x2122; ski boat, Chrysl inboard motor, w/trailer. $2,000. (865)556-0884.
CADILLAC ESCALADE ESV - 2008. 37k mi, loaded, $33,000. (865)250-1480.
Convenient New Location! Exit 134 â&#x20AC;˘ Caryville Tennesseeâ&#x20AC;&#x2122;s Largest CFMOTO Dealer!
FORD 1997 F250 8â&#x20AC;&#x2122; BEDS Dual gas tanks. $500. (865)250-1480.
4 Wheel Drive
20â&#x20AC;? Hurst Trailer, dual axles, Fold down ramps. $2500. (865)250-1480.
GOAD MOTORSPORTS
â&#x20AC;˘ FULL SERVICE CENTER â&#x20AC;˘ MECHANIC ON DUTY â&#x20AC;˘ PARTS & ACCCESSORIES AVAILABLE
14â&#x20AC;&#x2122; Trihull fishing boat, 25 HP Evinrude motor, & trailer, Motorguide elec trolling motor, 2 fish finders, safety equip & fishing equip. $1850. (865) 428-6156.
Sport Utility Vehicles
Dozer Work/Tractor
865-216-5052 865-856-8106
VOLKSWAGEN GOLF GT - 2011. 2 dr. hatch. 5 sp., 44k, $6000. Bill of sale (865)250-1480. VOLKSWAGEN JETTA - 2010. 2.5 eng., 5 cyl., sunroof, all leather, bluetooth. Great cond. 2nd owner. All maint. up to date. $7050. (865)591-0775.
Off Road Vehicles 2011 HONDA FOREMAN - 4x4 ES, 372.6 mi, 56.8H, like new. $5100. 865-6096044; 601-527-6562 Seymour.
Auctions
Auctions
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HALLS/FOUNTAIN CITY Shopper news • JUNE 22, 2016 • B-3
Shopper Ve n t s enews
Send items to news@ShopperNewsNow.com
THROUGH SUNDAY, JUNE 26 “Charlie & the Chocolate Factory,” Knoxville Children’s Theatre, 109 E. Churchwell Ave. Performances: 7 p.m. Thursdays and Fridays, 1 and 5 p.m. Saturdays, 3 p.m. Sundays. Info/tickets: 208-3677; knoxvillechildrenstheatre.com; info@ childrenstheatreknoxville.com.
WEDNESDAY, JUNE 22 Bits ’N Pieces Quilt Guild meeting, 1 p.m., Community Center in Norris. “Sit and Sew,” 9:30 a.m.-noon before the meeting. Visitors and new members welcome. No July meeting; all invited to free quilt show that is part of the July 4th Norris Day Celebration. Info: Mary Jane Berry, 494-7841. Free introductory “Zumba Gold” class, 10:30 a.m., Take Charge Fitness Program, 1921 N. Charles Seivers Blvd., in Clinton. Zumba Gold is designed for active older adults. Info: 457-8237. International Folk Dance Class, 7:30-10 p.m., Claxton Community Center, 1150 Edgemoor Road, Clinton. Info: Paul Taylor, 898-5724; oakridgefolkdancers.org; on Facebook.
THURSDAY, JUNE 23 Community potluck, 6:30-8:30 p.m., Narrow Ridge Mac Smith Resource Center, 1936 Liberty Hill Road, Washburn. Bring a dish to share. Info: 497-2753 or community@narrowridge.org. Excel 2013 certificate class, 8:30 a.m.-noon, Knoxville Area Urban League, 1514 E. Fifth Ave. Free class taught by Pellissippi State instructors. Learn new or upgrade old skills. Space limited; registration required. Info: Bill or Jackie, 524-5511. Hospitality Job Fair, 1-4 p.m., Knoxville Area Urban League, 1514 E. Fifth Ave. On-site interviews and applications with local employers in the hotel, convention and hospitality industries. Info: Bill or Jackie, 524-5511. “If You Build it, They Will Come,” 3:15-4:30 p.m., Humana Guidance Center, 4438 Western Ave. Presented by Master Gardener Amy Haun. Info: 329-8892. Shakespeare for Kids, 4 p.m., Corryton Branch Library, 7733 Corryton Road. Presented by the Tennessee Stage Company; featuring “The Merry Wives of Windsor” and “King Lear.” Info: 688-1501.
FRIDAY, JUNE 24 Annual fish fry, 5-7 p.m., Andersonville UMC, 3944 Andersonville Highway. Cost: adults, $7; children 12 and younger, $5. Meal includes all-youcan-eat fish, hushpuppies, slaw, fries, dessert and drinks. Proceeds will benefit youth scholarship fund. Concert in the Commons: Matt Honkonen, 7 p.m., The Norris Commons, the lawn in front of the Norris Middle School. Bring a lawn chair, blanket and picnic basket. Info: Facebook. Ijams Nature Center presents “Can You Hear the Frogs?” 3 p.m., Halls Branch Library, 4518 E. Emory Road. Info: 922-2552.
FRIDAY-SATURDAY, JUNE 24-25 Daylily Bloom Festival, 9 a.m.-3 p.m., Tickets/Events Merchandise Collectibles
BUYING OLD US COINS
90% silver, halves, quarters & dimes, old silver dollars, proof sets, silver & gold eagles, krands & maple leafs, class rings, wedding bands, anything 10, 14, & 18k gold old currency before 1928 WEST SIDE COINS & COLLECTIBLES 7004 KINGSTON PK CALL 584-8070
Furniture SOLID WOOD BLONDE BUNKBED - with dresser, desk & storage in steps. $350 Solid wood blonde dining table, good cond. $100. (865)482-7700
Heavy Equipment CATERPILLAR, 3 YD BUCKET - & 4’ forks, fits IT Machines. (865)250-1480
BATTLE AT BRISTOL for sale 20x40 RV slot w/hookups - 1st section/ row by BMS (4 nights), 2 game tickets, 2 Kenny Chesney tickets. Call or text for details (865) 936-6583
57” SS KENMORE GAS GRILL - 2 shelves, 1 with burner, 2 dr. storage gas tank. $140. (865)254-4728 TORO 36” WALK-BEHIND MOWER. 60 hours. $3950. (423)618-2873
Med Equip & Supplies SELLING MEDICAL EQUIPMENT GE Ultra Sound, Exam Tables & Furniture. Call (865)483-7411.
Merchandise - Misc. BUYING COMIC BOOKS small or large collections. Phone 865-368-7499 KILL BED BUGS & THEIR EGGS! Buy Harris Bed Bug Killers/KIT Complete Treatment System Hardware Stores, The Home Depot, homedepot.com (618)351-7570
SATURDAY, JUNE 25 Burlington Summer Movie Saturdays: “Star Wars: The Force Awakens,” 1:30 p.m., Burlington Branch Library, 4614 Asheville Highway. Info: 525-5431. Film night: “The Salt of the Earth” (PG-13), 7-9 p.m., Narrow Ridge Mac Smith Resource Center, 1936 Liberty Hill Road, Washburn. Info: 497-2753 or community@narrowridge.org. Fourth Saturday Jam Session, 7 p.m., old Rush Strong School in Sharps Chapel. Free admission. Includes bluegrass, country and gospel music. Drinks and snacks available, donations appreciated. “If You Build it, They Will Come,” 10:30 a.m., Cedar Bluff Branch Library, 9045 Cross Park Drive. Presented by Master Gardener Amy Haun. Info: 4707033. Lego Club, 3 p.m., Halls Branch Library, 4518 E. Emory Road. Info: 922-2552. Saturday Stories and Songs: Melissa Mastrogiovanni, 11 a.m., Powell Branch Library, 330 W. Emory Road. Info: 947-6210. Saturday Stories and Songs: Sarah Rysewyk, 11 a.m., Fountain City Branch Library, 5300 Stanton Road. Info: 689-2681. Union County Farmers Market, 9 a.m.-noon, Wilson Park. Info: 992-8038.
COMMERCIAL SHOP FAN - $100. (865)250-1480 COMMERCIAL SHOP FAN - $100. (865)250-1480 MILLER SHOP MASTER 300 - CoolMate 300 cooler. Wire welder access. $2500. (865)250-1480
COUPLE HOPING TO ADOPT : A loving Mom, a devoted Dad, and a bright future are waiting to welcome your baby! Expenses paid. Anne & Colin. 1-877-246-6780
WEDNESDAY, JULY 6 Chalk on the Walk, 11:30 a.m., Halls Branch Library, 4518 E. Emory Road. Info: 922-2552. International Folk Dance Class, 7:30-10 p.m., Claxton Community Center, 1150 Edgemoor Road, Clinton. Info: Paul Taylor, 898-5724; oakridgefolkdancers.org; on Facebook.
TUESDAY, JUNE 28
SATURDAY, JULY 9
Teen Splatter Art Crafts, 5:30-7:30 p.m., Powell Branch Library, 330 W. Emory Road. For teens 12-17. Info: 947-6210. Union County Library Board meeting, 2 p.m., Sharps Chapel Senior Center, 1550 Sharps Chapel Road. The Sharps Chapel Book Station will be discussed. The public is invited.
Musical Stories and Songs with Jodie Manross, 11 a.m., Halls Branch Library, 4518 E. Emory Road. Info: 922-2552. Union County Farmers Market, 9 a.m.-noon, Wilson Park. Info: 992-8038. Vintage baseball, noon and 2:30 p.m., Historic Ramsey House, 2614 Thorn Grove Pike. Games and parking free; concessions available. Bring lawn chair or blanket for seating. Info: ramseyhouse.org.
WEDNESDAY, JUNE 29 Computer Workshop: Word Basics, 2-4:15 p.m., Burlington Branch Library, 4614 Asheville Highway. Requires “Introducing the Computer” or equivalent skills. Registration required. Info/registration: 5255431. Free introductory “Zumba Gold” class, 10:30 a.m., Take Charge Fitness Program, 1921 N. Charles Seivers Blvd., in Clinton. Zumba Gold is designed for active older adults. Info: 457-8237. International Folk Dance Class, 7:30-10 p.m., Claxton Community Center, 1150 Edgemoor Road, Clinton. Info: Paul Taylor, 898-5724; oakridgefolkdancers.org; on Facebook.
WEDNESDAY, JULY 13 International Folk Dance Class, 7:30-10 p.m., Claxton Community Center, 1150 Edgemoor Road, Clinton. Info: Paul Taylor, 898-5724; oakridgefolkdancers.org; on Facebook.
THURSDAY, JULY 14 Halls Book Club: “House of Spirits,” 1 p.m., Halls Branch Library, 4518 E. Emory Road. All welcome. Info: 922-2552.
THURSDAY, JUNE 30
FRIDAY, JULY 15
Awesome Science with Dr. Al Hazari, 4 p.m., Mascot Branch Library, 1927 Library Road. Info: 9332620. Knoxville Zoomobile, 2 p.m., Powell Branch Library, 330 W. Emory Road. Info: 947-6210. Robotics @ the Library, 5 p.m., Burlington Branch Library, 4614 Asheville Highway. For teens ages 12-15. Info/registration: Nicole Barajas, nbarajas@knoxlib.org, or 525-5431.
Concert in the Commons: Lydia Salnikova, 7 p.m., The Norris Commons, the lawn in front of the Norris Middle School. Bring a lawn chair, blanket and picnic basket. Info: Facebook. Diabetes Education Class, 1 p.m., Halls Branch Library, 4518 E. Emory Road. Free program presented by UT Extension. Info: 922-2552. Museum of Education Sock Hop, 7-10 p.m., Sarah Simpson Professional Development Technology Center, 801 Tipton Ave. Features: live music, appearance by Sammy “Barney Fife” Sawyer, silent auction, “prom” photo packages and more. Tickets: $25; available at all Knoxville Teachers Federal Credit Union locations, at the museum and online at http://bit.ly/1RUAA4J. Info: knoxschools.org/museum.
SATURDAY, JULY 2 Union County Farmers Market, 9 a.m.-noon, Wilson Park. Info: 992-8038. Adoptions
Vacation Property
ENERGETIC, STRONG WILLED, YOUNG, Widowed, New York Teacher looking to create a family through adoption. Vowing to provide love, stability, & opportunities. Contact me at 1-888-488-0551 or www.RandeeLovesChildren.com
CABIN at Top of the World near Smokey Mtn. Park & lake. 1 BR, 1 BA. $73,000. (865) 922-1892
Manufactured Homes I BUY OLDER MOBILE HOMES
Misc. Announcements WE ARE THE SISTERS & BROTHERS of the Yorkrite Masons & Stars of Chattanooga TN looking for men and women that has been or want to become members. IF interested please contact me at the following number, Sister Minnie Rhodes, at 423-490-0438 or brother J.A. Farrington at 919-308-7988.
Consolidation Loans
FIRST SUN FINANCE
We make loans up to $1000. We do credit starter & rebuilder loans. Call today, 30 minute approvals. See manager for details. 865-687-3228
Announcements
ADOPTION: Loving couple promises your baby a secure home. Denise & Nick. 1-888-449-0803
Concert in the Commons: Alex Guthrie, 7 p.m., The Norris Commons, the lawn in front of the Norris Middle School. Bring a lawn chair, blanket and picnic basket. Info: Facebook. Powell Lions Club 4th of July Parade, 11:30 a.m., step off from the former Food City parking lot (KARM). Participants: no registration or fees; should be in the parking lot by 10:30 a.m. Info: 640-1053 or tnpowelllions@gmail.com.
Computer Workshop: Introducing the Computer, 10:30 a.m., Halls Branch Library, 4518 E. Emory Road. All welcome. Info/registration: 922-2552.
Wanted
ADOPT: A childless, financially secure couple seeks to adopt. Will provide safe, creative, happy, loving home. FT at home parent. Expenses paid. Courtney and Ela 1-855-883-0433 or www.momsadopt.com
MONDAY, JULY 4
Awesome Science with Dr. Al Hazari, 11 a.m., Carter Branch Library, 9036 Asheville Highway. Info: 933-5438.
Financial
Adoptions
Pilot Fireball Moonlite Classic 5K and Little Firecracker Mile, 9 p.m., UT Vet School with the route running along Neyland Drive. Hosted by the Knoxville Track Club. Info/registration: ktc.org/ RaceFireball.html; or Bo Saulsbury, bosaulsbury@ gmail.com.
THURSDAY, JULY 7
SET OF 4 SNAP ON TOOL BOXES Bought new. (865)250-1480
1993 NISSAN 240SX - Searching for the previous owner of my Nissan 240sx. White,125,000,Powell Oct 2014. Pls contact by mail(contact # for address)VIN: JN3MS37AIPW201144 (865)851-5581
SUNDAY, JULY 3
MONDAY, JUNE 27
Tools
Lawn & Garden 2015 Snapper riding mower, 28” cut, $500. 865-556-5227
Oakes Daylilies, 8153 Monday Road, Corryton. Info: oakesdaylilies.com.
Real Estate Sales
1990 up, any size OK 865-384-5643 MANUFACTURED HOME Solway, 3 3 huge BR, 2 BA, fam. rm, DR & kit, huge front & back deck, sep. laundry rm. Between Solway & Oak Ridge Hwy. By appt. only. $38,000/ negotiable. (865)206-4838
Lots/Acreage for Sale
103 ACRES ROCKWOOD AREA
approx 5 miles from I-40 Westel exit & just a few miles off USD70. Property has utilites and 3 ponds. Asking $1M - all offers considered. Call for more details, 865-694-0002 41 ACRES & 6 ACRES tracts for sale in Maryville, Tenn. (865)556-8890
FOREST BROOK SUBD - 3BR, 2.5 BA, 3400 SF, offered at $595,000. Call 865-803-1994.
GREAT VALUE RIVERSIDE MANOR ALCOA HWY
865-970-2267 *Pools, Laundries, Appl. *5 min. to UT & airport www.riversidemanorapts.com
2 BR POWELL - Beautiful secure bldg, Special 1/2 rent now. Water pd, all appl. $570. $150 DD. 865-384-1099 ; 938-6424
2 BR TOWNHOUSES South - Taliwa Gardens $585 - $625 1 1/2 bth, W/D conn. (865) 577-1687 BEST DEAL OUT WEST! 1BR from $375. 2BR $550-$750. No pets. Parking @ front door. (865)470-8686
LARGE LOT FOR SALE- 100 x 173 ft lot. Build or mobile home. Utilities, surveyor stakes on property. Convenient to Halls/Ftn City & Powell on Penny Ln. $25,000. Contact (865)689-5011
BROADWAY TOWERS 62 AND OLDER Or Physically Mobility Impaired 1 & 2 BR, util. incl. Laundry on site. Immediate housing if qualified. Section 8-202. 865-524-4092 for appt. TDD 1-800-927-9275
Homes Unfurnished FOR RENT COUNTRY COTTAGE -efficient. 2 Br. $425 + deposit. Call (865)938-3628 HOUSE WITH LAND FOR RENT - Off Washington Pike, 3BR, 1.5 bath, 2 car garage. No pets. Non-smoking. Security + damage deposit required. $600/month, water included. (865)924-8885 S.W. Area. 3 BR, 1 BA country home, priv., $800 mo + dep. & refs. (865)717-9493 WEST 4BR, 2 1/2BA, 2 car, 332 Oran Rd., 37934, $1100 mo. Heritage Realty, 865-288-4148 or Wanda 679-1616. WEST. 1704 White Pine Cir. 4 BR, 2 BA, gar., level yard, deck, refurbished, $1200 mo. 865-671-2222
Condos Furnished 2 BLOCKS TO CAMPUS in gated complex. 2 BRs avail in 3 BR condo. Full use of condo incl W/D. Patio. No pets/smoking. $600 per BR per mo. incl. utilities. (865) 221-0057
Real Estate Commercial Commercial Property /Sale NORTH 17,000 SF bldg on 2.25 acres, needs repair. Ideal for entertainment center, church or apts. $225,000. 865-544-1717; 865-740-0990.
Offices/Warehouses/Rent Real Estate Rentals
MORNINGSIDE GARDENS
Apartments - Furnished WALBROOK STUDIOS 865-251-3607 $145 weekly. Discount avail. Util, TV, Ph, Refrig, Basic Cable. No Lease.
Open Houses OPEN HOUSE Sun June 26, 1-4PM. 599 Self Hollow Rd., Rockford (Blount Co.) One of a kind home. 2 BR, 2 BA, offers double master BRs. Totally remodeled w/all new appls. Huge deck, all on 1.47 acres. Save agent fees & come make an offer. $150,000. 865-221-1951; 828275-8157. Go to https://youtu.be/ i0M1N9TLZ6U for a video preview.
1,2,3 BR $355 - $460/mo.
BUILDABLE LOT Apprx 1 acre in Mimosa Estates. Lot 181 Near 129 Pellisippi. First offer over $5,000. Title Ins. provided. (865)983-6055
West FARRAGUT - GREAT FAMILY NGHBRD 2 story, 3-4 BR, 2.5 BA, 3 car garage, prof. landscaping w/irrigation, fncd bkyard, comm. pool, $299,000. 865-388-2387
Apartments - Unfurn.
Real Estate
1 BR Apt Now Available ELDERLY OR DISABLED COMPLEX A/C, Heat, Water & Electric Incl, OnSite Laundry, Computer Center & Resident Services Great location! On the Bus Line! Close to Shopping! Rent Based on Income, Some Restrictions Apply Call 865-523-4133. TODAY for more information
MIDLAND South East Center, Glasscock St., Alcoa, 5 rooms, 2 ba. Incl. water & AC. $650 mo. (865)983-0870
There’s no place like...here!
Real Estate
There’s no place like...here Action Ads
SOUTH KNOX - Large and clean. 1BR, 1 BA, appls, water, garbage p/u incl. $425. 250-9209 or 389-2336
Action Ads
B-4 â&#x20AC;¢ JUNE 22, 2016 â&#x20AC;¢ HALLS/FOUNTAIN CITY Shopper news
My
Coming July 27
Kids
Call today! Spaces are selling fast! Call 922-4136 (North office) or 218-WEST (West office) for advertising info
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My
Money
A SHOPPER-NEWS SPECIAL SECTION TION
ON
FINANCES
AND INVESTMENTS
JUNE 2 22, 2016
Thereâ&#x20AC;&#x2122;s plenty to learn about
reverse mortgages By Carol Z. Shane In the waiting area of the Peopleâ&#x20AC;&#x2122;s Home Equity office on Gill Street in Maryville, informational brochures cover a table. On one, thereâ&#x20AC;&#x2122;s a vintage picture of a woman plugging both ears with her fingers and clamping her eyes tightly shut. The caption reads, â&#x20AC;&#x153;Reverse mortgages are terrible!â&#x20AC;? â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s how I used to think,â&#x20AC;? says Loren Riddick, who has spent most of his almost-20-year career facilitating forward mortgages. Now, however, he travels the country educating Peopleâ&#x20AC;&#x2122;s Home Equity agents in 70 locations about HECM â&#x20AC;&#x201C; Home Equity Conversion Mortgages. Thereâ&#x20AC;&#x2122;s more flexibility inherent in the loan than most consumers think, he says. Thereâ&#x20AC;&#x2122;s a qualifying process. And protections are in place for the heirs. Riddick says that a reverse mortgage works much like a home equity loan in that it provides cash otherwise inaccessible to the homeowner who wants to continue to own the home. The difference is that, with a home equity loan, the borrower must pay back a certain amount
Loren Riddick of Peopleâ&#x20AC;&#x2122;s Home Equity in Maryville is a reverse-mortgage specialist. Heâ&#x20AC;&#x2122;s shown with his family: Tucker, a student at University of Alabama, daughter Lucy and wife Missi.
each month and the total owed decreases; with a reverse mortgage, the debt accrues, and though a running total is reported to the homeowner in monthly statements, regular payments are not required. In Riddickâ&#x20AC;&#x2122;s words, a home equity loan borrower receives a statement from the bank each month saying, â&#x20AC;&#x153;You pay me,â&#x20AC;? but a HECM holder receives a statement saying, â&#x20AC;&#x153;You acknowledge me.â&#x20AC;? Gerry St. Claire, who owns Midland Restaurant in Maryville, admits that â&#x20AC;&#x153;the only thing that bothers me is watching that interest pile upâ&#x20AC;? on the monthly statements. But St. Claire, who has had his HECM for â&#x20AC;&#x153;about four or five yearsâ&#x20AC;? still thinks itâ&#x20AC;&#x2122;s a good deal. â&#x20AC;&#x153;It hit at a time when we really needed it, during the To page 2
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MY-2
• JUNE 22, 2016 • Shopper news
Savings program S
tate Treasurer David H. Lillard Jr. has announced the opening of AbleTN, a new program to help those with disabilities plan and save for the future. A program of the Tennessee Treasury Department, AbleTN will allow account holders the opportunity to save and invest with tax-free earnings to help individuals with disabilities maintain independence and quality of life. Tennessee is one of the first states in the nation to offer these savings accounts. AbleTN accounts are easy to set up and manage at AbleTN.gov, Lillard said. Earnings on investments in an AbleTN account will be tax-free as long as the funds are used to cover the cost of qualified disability expenses. “I commend the Tennessee General Assembly for passing legislation that positively impacts our most vulnerable citizens,” Lillard said. “As with all of the programs in the Treasury Department, we will remain dedicated to those who participate and those who wish to join us
in educating communities on how these programs can make a difference in the lives of Tennesseans.” Lillard was joined by state Rep. Debra Moody of Covington, Commissioner Many-Bears Grinder of the Department of Veterans Services, and some of the families who are excited to open AbleTN accounts in Tennessee. The Tennessee AbleAct was passed by the 109th General Assembly. The legislation was sponsored by Sen. Becky Massey of Knoxville with several cosponsors. “As executive director of the Sertoma Center, I work with over 100 adults who live with intellectual disabilities. I know the families that will greatly benefit from the savings possible in an AbleTN account,” Massey said. “I am so proud that Tennessee is one of the first states in the nation
targets individuals
with disabilities to offer these accounts.” “My wife and I are parents, and we know what it’s like to worry about your children and their financial future. We wanted this resource to be available to help the thousands of Tennessee parents who need more help to save for the costs of care for their children,” said Rep. Kevin Brooks. AbleTN is a savings program designed to help individuals with physical and/or mental disabilities put aside money with tax-free earnings to pay for qualified expenses. There will be no impact on federal means-tested benefits for accounts with a balance of less than $100,000.
From page 1 recession,” he says. “We still had a house payment. It worked great for us.” Sarah Pressley of Sweetwater says, “I had taken care of my parents for 12 years. I lost a lot of money. I filed for Social Security the day I was eligible.” But it wasn’t enough to meet her needs. “I thought, ‘if something happens to my husband, I’m sunk!’” She says she had to find a way to feel secure about her future. She and her husband applied for and got a HECM. She doesn’t worry about the accrued interest; she and her husband don’t intend to pay off the loan during their lifetimes. “It’s something less to worry about,” she says. According to “A Family Guide to Reverse Mortgages,” which is available in Riddick’s office, “Repayment of a reverse mortgage is deferred to when the loan is due (when the borrower dies, moves or sells the home.) The heirs, Riddick says, “cannot be handed a debt.” They automatically receive five percent equity in the
Lillian Crocco and Ray Winsky, both widowed, met at a gathering of HECM holders. Now they’re an item. Photo submitted
AbleTN will offer participants the ability to select from 14 diverse investment options, the same top-performing investment options available through TNStars College Savings 529 program, which has been consistently ranked top five in the county by SavingForCollege.com. There is no state residency requirement. All qualified U.S. residents with a disability that occurred before their 26th birthday can open an AbleTN account, if they are eligible to receive Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI) or have obtained a disability diagnosis by a qualified physician. The individual with the disability is the owner of the account, but accounts may be created by the beneficiary, parents/guardians or a third party. Beneficiaries are limited to one ABLE account at a time.
home and have several options, including selling, refinancing or even walking away and turning the home over to the bank. “Reverse mortgages are ... non-recourse, FHA-insured loans, offering additional safeguards for senior borrowers and their families,” states the brochure. Ray Winsky of Alcoa says, “It’s worked out really well for me.” Winsky got more than he bargained for; a widower, he is now dating someone he met because of his involvement with Riddick. “Every once in a while Loren has a little party and that’s how I met her,” he says with a grin. Riddick says that the only people who might not want to consider a HECM are either “ignorant, like I used to be,” or those who want to bequeath to their heirs a free and clear home. He urges everyone who is interested in a HECM to get the facts. “You don’t know what you don’t know,” he says. “If I can encourage people to learn more, I’ve done my job.”
Shopper news â&#x20AC;˘ JUNE 22, 2016 â&#x20AC;˘ MY-3
An option for
Unwanted life insurance M
ajority of seniors unaware they can sell their life insurance policies More than eight out of 10 seniors are not aware they can sell their life insurance policy for an immediate cash payment. According to a survey of more than
600 people conducted by Coventry Direct, 86.1 percent of life insurance policy owners do not know they have the choice to sell their unwanted policy instead of lapsing it for nothing or surrendering it for its cash value. Even a term policy with no cash value can be sold. Consider this story: A car dealership
owner originally purchased a $488,000 life insurance policy as a way to fund a buy/sell agreement with his business partner. After the business dissolved, his family continued to pay the premiums, but eventually decided they no longer needed the coverage. He was planning to surrender the policy back to the insurance company for $6,800 until he saw Coventry Direct on TV. He called them and was pleased to learn he had another option in which he was able to sell his policy for $80,000 â&#x20AC;&#x201C; more than 10 times what he would have received from the insurance company. The proceeds were divided among his three children, which they used to supplement their income. â&#x20AC;&#x153;When seniors decide they no longer need or canâ&#x20AC;&#x2122;t afford their life insurance policy, the typical decision they make is to lapse or surrender it back to the insurance company,â&#x20AC;? said Alan Buerger, CEO of Coventry Direct. â&#x20AC;&#x153;The vast majority of these seniors have no idea they may be able to sell that unneeded life insurance policy for several times more than its cash value.â&#x20AC;? Life insurance is personal property, has value and can be sold just like your home. The proceeds of the unwanted policy can be put toward paying health care bills, paying off debt or subsidizing other retirement expenses. To learn more about the option of selling your life insurance policy, visit coventrydirect.com/lifesettlements or call 888858-9344.
Tech transforms dining out experience Satisfying a craving has become easier than ever with the growing menu of interactive tools available at restaurants. From ordering to entertaining to rewarding, these resources make it simple to enjoy visiting your favorite eateries. With technology transforming nearly every other aspect of life, it should come as no surprise that mobile and electronic tools, such as Outback Steakhouseâ&#x20AC;&#x2122;s new mobile app, are fast-growing restaurant trends. Other enhancements make it faster and more entertaining to dine away from home. To make the most of your next meal out, find out which of the following services your favorite restaurants is offering: Mobile apps. You use your smartphone for everything else, so why not at your favorite restaurant? Mobile apps give customers more control over their dining experience, allowing them to choose how and when they want to pay the bill, receive exclusive offers, join the wait list and check in. Using the new Outback Steakhouse mobile app, you can peruse the menu ahead of time and when the meal is done, thereâ&#x20AC;&#x2122;s no need to wait for the bill; you can pay right from your phone, split the check, add a tip and even securely store payment details for future visits. To learn more, visit outback.com/app. Call ahead seating. While you used to have to physically go to a restaurant and wait in line, you can now call ahead to find out the estimated wait time and put your party on the list for now or a later time, before walking out your door. Some restaurants even allow you to view the current wait times and join the list on their websites. Online ordering. When restaurants first began offering carry out menus, you had to physically go to the restaurant, place your order and wait while it was prepared. Today, you can either call your order in or with a few clicks, place your order online and have it delivered or ready for carry out at the time you choose. Some restaurants even allow you to save favorite orders for future use. Interactive table kiosks. This trend started with tableside games for simple entertainment while you waited for your order, but quickly evolved into much more. Now, not only can you pass the time playing games solo or with table mates, you can peruse the menu, place orders and pay your bill all on your own schedule. Rewards programs. Whether youâ&#x20AC;&#x2122;re earning stamps or swiping a card, rewards programs can pay
big for frequent customers. Basic approaches involve a punch or stamp card that accumulates toward a free menu item. More sophisticated programs let guests earn points toward free or discounted meals, offer exclusive discounts and engage
patrons in special promotions. The Bloominâ&#x20AC;&#x2122; Brandsâ&#x20AC;&#x2122; Dine Rewards program, coming this summer, will allow customers to earn up to 50 percent off their fourth visit to any one of its restaurants, including Outback Steakhouse.
Tips to save money at the pump As gas prices continue to drop, motorists should take advantage of their savings at the pump and invest it back into their vehicles. By spending a little now to increase fuel efficiency, drivers can multiply fuel savings and save more money at the pump, according to the Car Care Council. Here are a few simple steps for motorists to be car care aware to improve fuel efficiency and save money in the long run: â&#x2013; Engine performance: Keep your car properly tuned to improve gas mileage by an average of four percent. â&#x2013; Tire pressure: Keep tires properly inflated and improve gas mileage by up to 3.3 percent. â&#x2013; Motor oil: Improve gas mileage by 1 to 2 percent by using the grade of motor oil recommended by the manufacturer. â&#x2013; Air filters: Replacing clogged air filters on older vehicles can improve fuel economy and will improve performance and acceleration on all vehicles. â&#x2013; Gas cap: Damaged, loose or missing gas caps allow gas to vaporize into the air. For more tips to increase savings and fuel efficiency for your vehicle, visit www.carcare.org.
Through technology, restaurant service has evolved into an uber-personal affair. Interacting with the special features available through your favorite restaurants lets you customize nearly every aspect of your culinary experience.
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MY-4
â&#x20AC;˘ JUNE 22, 2016 â&#x20AC;˘ Shopper news
3 Ways to Find
Financial Happiness this year
W
hether a Millennial keen to put down roots and buy a house in the near future, a Gen Xer intent on nourishing credit health to keep life goals on track or a Boomer who wants to ensure their finances are in order before retirement, good credit health matters. A majority of Americans feel it directly correlates with their overall happiness, too. Three-out-of-five people say that a higher credit score plays an important role in their happiness, according to the Chase Slate 2016 Credit Outlook. Yet 30 percent of Americans have not checked their credit score in the last year and, of those, one-in-five elected to stay in the dark out of fear their score might be low. Farnoosh Torabi, personal finance expert and Chase Slate financial education partner, suggests taking action now to let go of the fear factor and find financial happiness with these tips: â&#x2013;
Donâ&#x20AC;&#x2122;t fear the future, plan for it
Did you dip into savings last year, or maybe not manage to save much at all? Instead of worrying about depleted savings, put your energy toward refueling that account immediately. A good rule of thumb is to have six to nine months of savings to cover necessary expenses in the event of an emergency, like a job loss or disability. Beyond savings, take time to make sure youâ&#x20AC;&#x2122;ve got all of the proper protections in place, from health to life insurance and homeowners to auto insurance. â&#x2013;
Get up-close and personal with your credit standing
Financial unknowns can be scary at first, but youâ&#x20AC;&#x2122;ve got to understand where you stand now to be able to figure out where you can go next. Turns out top-notch credit can be your golden ticket to securing an affordable mortgage or qualifying for the best interest rates. So take a deep breath and check your credit score (for free, if you can). The Chase Slate Credit Dashboard empowers customers to get to know their credit standing with access to a free monthly FICO score and the specific positive and
negative factors behind it. â&#x2013;
Raise your hand â&#x20AC;Ś and your voice
If youâ&#x20AC;&#x2122;re feeling uninspired by a â&#x20AC;&#x153;9 to 5â&#x20AC;? job, find ways to act like an entrepreneur within your role. Taking on new responsibilities or proactively inventing new systems can make you stand out both within your company and your industry, which may bring financial rewards. Donâ&#x20AC;&#x2122;t be afraid to ask for the pay raise you deserve â&#x20AC;&#x201C; just do your homework first. Take time to understand your companyâ&#x20AC;&#x2122;s financial position, research your market value and prepare a case study of your achievements and value. For more tips to improve credit health and find financial happiness, visit Chase.com/news.
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Shopper news â&#x20AC;˘ JUNE 22, 2016 â&#x20AC;˘ MY-5
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Navigating volatile markets for a secure retirement P
ersistent and significant stock market swings, combined with shifting workplace structures and an outdated retirement benefit system, are profoundly impacting Americansâ&#x20AC;&#x2122; ability to save and prepare for a secure retirement. In fact, a quarter of Americans age 50 and over exhausted all of their savings during the 2008 recession, according to a recent AARP Public Policy Institute report. And, at the same time, almost one-third of older Americans said their home declined in value, meaning they could no longer count on rising home values to help fund their retirement. In order to protect your nest egg against market volatility, experts recommend ensuring you have a balanced financial portfolio that includes conservative, low-risk products that are less impacted by stock market volatility. â&#x20AC;&#x153;The single most important step Americans can take to mitigate risk is to diversify their portfolios,â&#x20AC;? said Jim Poolman, Executive Director of the Indexed Annuity Leadership Council. â&#x20AC;&#x153;Sitting with a financial planner and using a retirement calculator can help you determine where you are, where you want to be and what savings vehicles can help you get there.â&#x20AC;? While there are no surefire ways to avoid the effects of
â&#x2013;
A study by the Employee Benefit Research Institute found 39 percent of people guess how much they will need to save without actually calculating their retirement needs. Using calculators can help determine your specific retirement income needs so that you can plan accordingly. Calculating just your living costs isnâ&#x20AC;&#x2122;t enough â&#x20AC;&#x201C; also take into account rising healthcare costs, inflation and longer lifespans. â&#x2013;
stock market instability, there are some things you can do to reduce the likelihood that you will suffer the consequences in the future, and things you can do during a market downturn. â&#x2013;
Start saving now
Many people are focused on paying down student loans and other debt, or concentrating on more immediate goals like buying a house and childrenâ&#x20AC;&#x2122;s college funds. However, the cost of putting off retire-
ment savings adds up. Every six years you wait to start saving, the monthly amount you need to save to reach the same retirement income doubles.
derestimate the importance of a balanced fi nancial portfolio. Your level of risk should reflect your age and your retirement goals. For example, younger savers have more time to recover from risk than â&#x2013; Avoid putting all of those nearing retirement. One option to provide balance to your your assets into one retirement portfolio is adding a type of account Fixed Indexed Annuity, which While contributing to an em- protects your principal and can ployerâ&#x20AC;&#x2122;s 401(k) is a terrific start, provide a guaranteed stream of itâ&#x20AC;&#x2122;s often not enough. To build a income in retirement, regardless solid retirement plan, donâ&#x20AC;&#x2122;t un- of market ups and downs.
How to Combat
Rising Life Insurance Costs F
or a good portion of Americans, life insurance is a critical component of financial planning. However, in recent months, many seniors have been hit with an unwelcome surprise as sev-
Create a retirement plan based on actual needs
eral insurers are raising the premiums on their life insurance policies. When a life insurance policy becomes too expensive to maintain due to premium increases, the owner can be faced with
some difficult decisions. Consider this story: A 75 year-old man owned a Universal Life insurance policy with a death benefit of approximately $500,000, which he purchased to provide income
for his wife in the event of his death. Unfortunately, a battle with prostate cancer dealt him a financial blow and the low interest rates took a toll on the cash value in his policy. Then came the sucker punch: the life insurance company was raising his premiums to almost twice what he had originally planned. He was told that he would receive just $1,006 in cash surrender value from the insurance company. Instead, he contacted Coventry Direct. Through a life settlement, he received $10,000, which he used to supplement his retirement income, getting out from underneath the policy and putting some extra change in his pockets at the same time. If you are among those policyholders facing an increase in premiums that is stretching you out of your budget comfort zone, it may be time to explore your options. There are a few things you can do to combat ris-
Monitor and adjust your savings strategy
Volatility in the stock market can affect your savings, as do your current expenses and future needs. Additionally, career changes and family situations can change how you should be saving. Leading up to retirement, your last few years of savings will be different than when you were first starting out in your career. A good rule of thumb is to spend five minutes every five years revisiting your retirement plan to make sure your savings reflect your needs and adjust for market conditions. Learn more about options for managing your retirement account at FIAinsights.org.
ing life insurance costs: Pay the higher premiums. This may seem like a do-nothing option, but look closer. If premiums are exceeding your budget, then you need to make adjustments to ensure that you can continue to make the scheduled payments or you could risk losing the policy altogether. This may mean cutting other personal expenses, eliminating travel plans or making other changes to your finances. Maintain current premiums, but take a cut in death benefits. If you find that keeping your policy is creating a financial burden, it may be worth reassessing how much of a benefit you truly need. Reducing the death benefit amount means less money for your heirs, but it may also help prevent the policy from lapsing and leaving your heirs without any benefit under the policy. Shop for new coverage. Like any other type of insurance, you have the right to explore different insurers for any number of reasons, including escalating policy rates. However, youâ&#x20AC;&#x2122;ll want to make sure that you have a new policy in force before cancelling your old policy, just in case you hit any snags
finding a new insurer. Surrender the policy back to the carrier. Depending on your financial situation, surrendering your policy back to your insurer may be your best choice. Although the cash payout will be a fraction of the death benefit that you had established for your heirs, surrendering the policy will eliminate an annual payment that you may not be able to afford. Explore a life settlement. As circumstances change, your insurance priorities may change, too, and selling your life insurance policy can make sense. Selling your life insurance policy to a third-party investor, which is known as a life settlement, may be a more attractive alternative to surrendering your policy back to the carrier. Coventry Direct can help you learn whether a life settlement might allow you to sell your policy for an immediate cash payment that could be four to eight times greater than what you would receive from your insurance company. To learn more about your options and whether a life settlement is right for you and your family, visit coventrydirect.com/ lifesettlements or call 888-858-9344.
MY-6
â&#x20AC;˘ JUNE 22, 2016 â&#x20AC;˘ Shopper news
Creative ways T
he cost of college tuition continues to increase, and college graduates are feeling the burn of that trend when the time comes to begin repaying their student loans. According to an analysis from higher education expert Mark Kantrowitz, publisher of Cappex, an online resource for students seeking college scholarships, members of the class of 2016 will graduate with an average student loan debt of just over $37,000. That projection, which was based on federal student loan data and variables including tuition inflation, would be an all-time high. Things are not much better in Canada, where the 2015 Graduating Student Survey by the Canadian University Survey Consortium estimated the average member of the class of 2015 graduated with $27,000 in debt. Though many prospective college students are beginning to question if college degrees are worth taking on the kind of debt many
students must take on to continue their educations after high school, statistics still indicate that college graduates have far greater lifetime earning potential than men and women who enter the professional arena with only high school diplomas. So what can prospective college students do to avoid graduating without tens of thousands of dollars in debt? The answer might not be so difficult. â&#x2013;
Apply to tuition-free schools
Many students and parents might be surprised to learn that there are several tuition-free schools. Admittance to these schools is competitive, but students considering equally competitive, high-tuition alternatives might make strong candidates for admission to tuition-free schools.
â&#x2013;
to cut college costs
Apply to fixed-tuition schools
If tuition-free schools are not an option, students can save money by applying for admittance to fixed-tuition schools. Such schools guarantee that the tuition students pay in their freshman year will not increase during the ensuing three years. (Note: Tuition may increase if a student needs a fifth year of schooling.) That can lead to considerable savings, as many schoolsâ&#x20AC;&#x2122; tuitions increase dramatically in just four years.
this option, make sure credits at the twoyear college fully transfer to the fouryear school students hope to enroll in after earning their associateĂ&#x2022;s degrees. â&#x2013;
Remain in-state for undergraduate degrees
In-state tuition at public universities remains a considerable bargain over out-ofstate tuition or tuition at private universities. Students planning to do postgraduate work might benefit by enrolling in in-state public universities and saving their money to finance their postgraduate educations. Students who hope to attend a public uniâ&#x2013; Begin at a two-year versity in a state that borders their home college state may be eligible for a border waiver, Two-year colleges typically charge which grants them in-state tuition even considerably lower tuitions than four- though they attended high school outside year colleges and universities. Students of the state. who want to save money may benefit Attending college has never been by enrolling in a two-year college out of more expensive, but students and their high school and getting all of their pre- parents can explore various options requisite courses out of the way at a more that can help reduce the cost of college budget-friendly cost. When considering tuition.
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