Karns/Hardin Valley Shopper-News 062216

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VOL. 10 NO. 25

www.ShopperNewsNow.com |

June 22, 2016

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Making a difference with

BUZZ

style

By Sara Barrett

SEEK for jobs A summer program to help youngsters who probably will go straight from high school to a job in underway. Photojournalist Ruth White is shadowing teacher Bridget Calfee to explore the training. The first installment of her story appears today.

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Read Ruth White on page 8

Cox gets CU honor Cumberland University honored Larry Gibbs Cox with its 2016 Distinguished Alumni Award at the 174th commencement ceremony held in May. This award, which is the highest honor bestowed by the Cumberland University Alumni Association, honors the achievements of outstanding alumni whose personal lives, professional achievements and community service exemplify the objectives of Cumberland University. Cox earned his associate’s degree from CU in 1963. He resides in North Knoxville with his wife, Brenda, and family where he is the owner and operator of businesses including Homestead Egg Company and Chicken City. He serves as a field rep for U. S. Rep. Jimmy Duncan. Cox served on Knoxville City Council for 20 years. He is also a graduate of Middle Tennessee State University earning a bachelor’s degree in political science in 1968.

‘Opal’s Million Dollar Duck’ The comedy “Opal’s Million Dollar Duck� is coming to the Powell Playhouse this weekend. It will be performed at 7 p.m. Thursday, Friday and Saturday, June 23-25, with a 2 p.m. Matinee on Saturday at the Jubilee Banquet Facility on Callahan Road. Tickets are $10 with a $5 senior discount for the matinee and can be purchased at the door – or online at powellplayhouse.com Dinner is $15 and lunch ($10) before the matinee. Meal reservations: 865-938-2112.

(865) 218-WEST (9378) NEWS (865) 661-8777 news@ShopperNewsNow.com Sandra Clark | Sara Barrett ADVERTISING SALES (865) 342-6084 ads@ShopperNewsNow.com Amy Lutheran Patty Fecco | Beverly Holland CIRCULATION (865) 342-6200 shoppercirc@ShopperNewsNow.com

Brady Fernandes has always had an eye for style. “I’m a fan of ‘look good, feel good,’� he says. He learned to tie a bowtie in the seventh grade and began wearing them as a fashion statement. When assigned a capstone project his junior year at Christian Academy of Knoxville, Brady knew he wanted to start a business but says he also wanted to do something to help others. Brady was inspired by his grandfather who was wounded in the military, and also by a “Southern gentleman� style. He created Patriot Threads clothing line with the logo of a bowtie reaching across the United States, similar to a yellow ribbon tied around an oak tree. The rest is entrepreneurial history. Brady’s business fundraises for nonprofits of every kind, including those that help wounded veterans. Each month, a portion of Patriot Threads’ online sales are donated to a worthy cause, and up to 25 percent of sales from brickand-mortar events are donated as well. Brady hopes people will take notice of the salute to veterans when wearing items from his line – especially people his age. “We’re the next generation. A lot of us don’t have the same appreciation for veterans as other generations do. I’ve met so many veterans through Patriot Threads events, and I am so humbled.� Since starting the business last November, Brady has designed

By Sandra Clark Yikes! Call it the Beaver Cleaver report. The MPC is undertaking a study of buildings constructed between 1935 and 1966 (mid-century modern) through grant funding from the Tennessee Historical Commission. According to a press release, Knoxville’s original historic inventory was completed in 1986,

Brady Fernandes stands in front of a Patriot Threads display. Photos courtesy of Patriot Threads

To page A-3

but only buildings constructed in 1935 or prior were surveyed. “The inventory update will serve as a tool to help ensure that planning and zoning decisions do not harm important historic buildings, streetscapes and neighborhoods,� according to MPC. “It is not an effort to designate any property with a historic zoning overlay or nominate it to the Na-

tional Register of Historic Places.� The inventory documentation will include a photograph taken from the public right-ofway, as well as mapping and notes on architectural descriptions. It is directed by MPC historic preservation planner Kaye Graybeal and conducted by Phil Thomason and Associates with an end date of August. Info: kaye.grabeal@knox-

mpc.org or 865-215-3795. Now to find that tree-lined street where Wally and Beaver Cleaver once played. The boys have grown up and now the U.S. Park Service calls their home “historic.� Reminds me of the time I asked a friend to help assemble one of those pressboard bookcases in a box. “Just think,� she said. “Someday this will be an antique.�

What’s next for Tim Burchett? By Betty Bean

While contenders are lining up to succeed him as Knox County mayor, Tim Burchett is lacing up his traveling shoes. On Memorial Day, Burchett, whose final term will end in September 2018, had a speaking engagement in Sevier County. That’s hardly unusual – in recent months, he’s pressed the flesh at Lincoln Day and Reagan Day banquets, Republican Clubs, veterans’ and various civic organizations in Blount County, Roane County, Campbell County, Scott County, Union County, Loudon County, Oak Ridge and Clinton. Requests from Middle and West Tennessee are pending while Burchett works them into a schedule packed full of local appearances. He’ll turn 52 in August and has served in political office since 1994, when he was elected to the state House, where he served four years before moving on to the state Senate in 1998. He was elected Knox County mayor in 2010, reelected in 2014 and turned down requests from Tea Party representatives to run against Sen. Lamar Alexander. Speculation about his next move has become a popular pastime in local political circles, and nobody expects him to retire.

almost two dozen shirts for the label. He’ll visit the Atlanta Gift Market in July in search of national retail partners. Locally, Hound Dog’s, Uncle Lem’s Mountain Outfitters, The Vol Shop, Alumni Hall and Knoxville Visitor Center carry the brand. Designs come in a number of collegiate colors. Business is going well, and a goal has been set to sell $10,000 worth of merchandise by Election Day, Nov. 3.

Update of historic inventory underway

The Patriot Threads logo features a bowtie stretched across the United States.

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He says he’s uncertain about his future. “What am I going to do? I don’t know. I pray about it all the time – and even then, just because God tells me to do it doesn’t mean I’m going to win,� he said. “People ask me about it every day, and I mean that literally. At Wright’s (Cafeteria), in the courthouse, in the grocery store, in the parking lot at church, whenever I’m around a reporter – I tell Tim Burchett them I’ll let them know when I decide.� So why all the speeches? “Well, I’m really not much of a public speaker, but people are interested in my views on limited government, reducing debt and my general view of government. It’s tough to get speakers, and I probably get asked a lot because I do it for free.� Clay Crownover, a political strategist who labels himself a Biden Democrat and represents both Republicans and Democrats as clients, says he believes Burchett has a bright political future if he runs for the right offices.

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“If he wanted to challenge Jimmy Duncan to run for Congress, he would probably be successful at that, but I don’t see him as a viable candidate for U.S. Senate. His style is suited to being able to talk to every single voter. He can talk to anybody and they feel he understands them. That’s something you can’t teach candidates – even me, as a liberal Democrat, I love him. In a statewide race, he can’t do that because he cannot speak to everybody.� Republican political strategist Tom Ingram labels himself a Burchett fan. He says he admires his political acumen, skills, work ethic and ability to channel what people are thinking. “I think he has the potential to do whatever it is he wants to do. He’s as qualified, or more so, than many who are looking at the governor’s race. Burchett laughed off one last try for an explanation of his peripatetic speaking schedule: “I happen to like chicken dinners,� he said, “But I feel like I’m cheating on the Colonel. I’m boycotting KFC anyway because they shorted me a piece of chicken and that’s unacceptable. They didn’t respond to my email, so I’ve transferred my allegiance to Bojangles.�

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A-2 • JUNE 22, 2016 • Shopper news

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KARNS/HARDIN VALLEY Shopper news • JUNE 22, 2016 • A-3

Phyllis Driver believes in Rotary use what he’s learned to By Carol Z. Shane help stop skirmishes in Of her upcoming July ways other than using mili1 installation as president tary force.� of North Knoxville Rotary, Those who win scholarFountain City resident Phylships always attend a Rolis Driver says, “I’m looking tary-affiliated university in forward to it and apprehena different country – never sive. Both!� their native one. “One of The busy retired profesRotary’s premises,� says sor – she spent almost 30 Driver, “is that if we spend years teaching accounting enough time with people of at Carson-Newman College different nationalities, cul– was Rotary president once tures, races and religions, before, from 1994-1995 in then we wouldn’t go to war.� Jefferson City. She’s grateDriver also speaks of the ful for that experience. “I A seasoned world traveler, know a lot more now and North Knox Rotary’s presi- Rotary-supported home for think I can do a better job.� dent-elect Phyllis Driver be- victims of cerebral palsy in A seasoned traveler, lieves in the organization’s Fountain City, where “about Driver is passionate about ability to foster global rela- 10 residents� live. “We take them to a Smokies baseball Rotary’s ability to open up tions. Photo by Carol Z. Shane game each summer,� she the wider world and provide opportunities for those who want to work says. “We have a Christmas party; they all in global relations. She’s particularly ex- get a gift card. We’ve done landscaping, and cited about the club’s peace fellowships, in we put in a big-screen TV to accommodate which eight universities around the world their wheelchairs.� The home is also suppartner with Rotary International to pro- ported financially by an annual golf tourvide degrees in peace and conflict resolu- nament. “If it were not for the Rotary Club, they would not be able to live there.� tion. According to the organization’s Also passionate about classical website, up to 100 scholarship candimusic, she and her husband, Ely, dates are accepted per year. Driver retired from his position as director says they are usually people who of the TVA energy lab in Norris, are are a bit older than a typical college season ticket holders for all Knoxville graduate, with at least three years’ Symphony Orchestra events, and both experience working for a nonprofit. “There’s a high bar to cross,� she says, enjoy exploring the arts in other countries remembering one candidate last year who as well. They recently returned from an had worked in Africa and an orphanage in arts and culture tour of Cuba. “We went India, and spoke French. “He was turned to lots of artists’ studios, talked to a lot of artists.� When asked, “What’s your favordown.� She hopes he’ll reapply. She remembers another candidate from ite country to visit?� she replies, “Wherever the Philippine military who made the cut I’m going next!� A fitting philosophy for the presidentand went on to complete his studies. “He was going to return to the Philippines to elect of North Knox Rotary, Phyllis Driver.

Making a difference Upon graduating from CAK this coming school year, Brady hopes to attend the University of Tennessee, where he’d like to earn a degree in business. Afterward, he plans to grow the Patriot Threads brand and, he says, “be the brand to help veterans.� “I want to spread my mes-

sage in the community, and I’m pretty comfortable being talkative. I am a big people person, and I want to make a difference in people’s lives.� In August, Patriot Threads will team up with Susan G. Komen Knoxville for an online fundraiser. This month, online sales will benefit Tennessee Val-

Picnic and planting in the park By Cindy Taylor

The Knox County Council of Garden Clubs went to Chilhowee Park for the annual Picnic and Planting in the Park and a celebration of National Garden Week. Representatives from 12 Knox area clubs were on hand to plant perennials around the bandstand. The group had collected iris rhizomes to donate to the park. Those will be planted by the park grounds crew. Greg Mackay, the manager of Chilhowee Park, spoke to the garden club members. “I am surprised at the number of people here,� said Mackay. “We appreciate the iris plants this group has donated. Our bin is already full. In the future it is our hope to From page A-1 have hundreds, maybe even thousands of irises here in the park.� Connie Barker, county council president, ley Coalition for the Homesaid, “We had a great turn out for our anless and Men’s Health Netnual meeting. I don’t think (Greg) Mackay work. Brady plans to add more was expecting such a successful round up items to his label, and bowties are a priority. “It’s something I’ve always wanted to do,� he says of his original fashion statement. Info: www.patriot threads.org.

of iris plants. First Baptist Academy 8th grader Eric Armstrong, 13, read his poem “Jumping Frogs� during the meeting. Eric won second place in the Junior Gardeners poetry contest. The poem was short and sweet: Frogs jumping in the water Ribbit, ribbitt Over lily pads, logs and fallen trees Gliding over the water Splashing in the thin layer of water near the banks Owen Peterson won first place but was unable to attend. Racheff House and Gardens is often the location for local garden club meetings. Summer Splash, the annual game party and luncheon, will be held at Racheff Aug. 19. District 4 Garden Clubs will host the Tennessee Federation of Garden Clubs annual show in Knoxville in 2017.

New Harvest Park Farmers Market to host Blueberry Festival The sixth annual Blue- at New Harvest Park, near berry Festival will be 3-6 Target on Washington Pike. p.m. Thursday, June 30, There will be blueber-

Crestwood Ladybugs members Sandy Bingham, junior gardener Lilly Anderson, Linda Wimbrow and Betty Royer

community

ries and blueberry plants for sale and a kids ice cream eating contest at 4:30.

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COMMUNITY NOTES â– Council of West Knox County Homeowners meets 7:15 p.m. each first Tuesday, Peace Lutheran Church, 621 N. Cedar Bluff Road. Info: cwkch.com. â– District 6 Democrats meet 6:15 p.m. each fourth Tuesday at the Karns Library, 7516 Oak Ridge Highway. Info: Mike Knapp, 696-8038, or Janice Spoone, 771-5920. â– Family Community Education-Crestwood Club meets 10 a.m. each fourth Thursday, Grace Lutheran Church, 9076 Middlebrook Pike. Info: Ruby Freels, 690-8164. â– Family Community Education-Karns Club meets 10 a.m. each second Wednesday, Karns Community Center, 7516 Oak Ridge Highway. Info: Charlene Asbury, 691-8792.

SPORTS NOTES ■Signups for coed intermediate and recreational summer sand volleyball leagues are open until 5 p.m. Monday, June 27. Area churches, businesses and other organizations are invited to participate. Cost: $165 per team. Info/registration: townoffarragut.org/ register; Alden Rosner, 218-3373, or Ashley Lanham, 218-3376; in person at Farragut Town Hall. ■Signups for coed and men’s recreational fall softball leagues are open until 5 p.m. Monday, July 25. Area churches, businesses and other organizations are invited to participate. Cost: $325 per team. Info/registration: townoffarragut.org/ register; Alden Rosner, 218-3373, or Ashley Lanham, 218-3376; in person at Farragut Town Hall.

8+#- . /04(0*/ â– Karns Community Club meets 7:30 p.m. each first Tuesday, Karns Community Center, 7708 Oak Ridge Highway. Info: Don Gordon, 803-6381.

â– Karns Lions Club meets 6:30 p.m. each first and third Monday, Karns Community Center, 7708 Oak Ridge Highway. Info: karnslionsclub.com.

â– Karns Pool and Splash Pad, 7708 Oak Ridge Highway, is open 10 a.m.-6 p.m. MondaySaturday and 1-6 p.m. Sunday. Info: 691-2947 or karnspool@ gmail.com.

â– Northwest Knox Business and Professional Association meets each third Thursday, Karns Community Center, 7708 Oak Ridge Highway. Meetings are 6 p.m. March, June, September, December and noon the remaining months.

â– Karns Republican Club meets 7 p.m. each first Tuesday at Karns Middle School library.

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A-4 • JUNE 22, 2016 • Shopper news

Memories of England Some of my favorite basketball memories got a few drips on them from the death of Jimmy England. He was one of Tennessee’s all-time greats and the main man in one of the best games I ever saw. Pull up a chair. Allow me to tell you about it. Ray Mears’ Volunteers were the token opposition for the South Carolina season opener of 1969. Columbia was decked out in colorful flags and crepe-paper streamers. All seats had been sold far in advance. The Gamecocks were the No. 1 team in America. The betting line was 24 points. New York godfather Frank McGuire had assembled great talent. A trio of big men patrolled the paint. Great guard John Roche was the reigning Atlantic

Marvin West

Coast Conference player of the year. This was a mismatch. No one gave the Vols a chance. Mears loved the setting. He had prepared. During the long pre-season, his Jimmy England team had refined a matchup zone. It was designed to dictate tempo and keep guards. Players stood off to the crowd quiet. The home the side as McGuire and two team wasn’t quite ready for assistants discussed the dilemma. They couldn’t agree what happened. Here is an indelible snap- whether they were seeing shot: South Carolina called man-to-man with zone tenan early timeout to discuss dencies or a partial zone the Tennessee defense that that turned man at certain was confusing Gamecock places or under certain

circumstances. They wondered what were the keys. The timeout ended without the coaches reaching a conclusion. They shared no wisdom with the players. The staff was still talking, trying to figure it out, when the buzzer sounded and the teams returned to the floor. The game was tense throughout. Of course pressure peaked in the final minute. England hit two free throws when they really mattered. South Carolina got one last shot. Roche missed an off-balance jumper. Tennessee won, 55-54. England had led the way to this shocking upset, scoring 20, handling the ball efficiently and hitting six foul shots down the stretch. Through the years, Mears often said such a clutch performance was exactly what he expected of England. The coach said he had never given any player as much responsibility as he loaded

onto Jimmy’s shoulders that season. “I called on him to run the team at the point. He was our best shooter, so we had to get his 20 points. And when we ran up against a man like Pete Maravich, we handed him the defensive assignment of handling the other team’s best man.� England, 6-1 and 170, was drafted by the Chicago Bulls. He was plenty smart enough for the NBA but he wasn’t big enough, strong enough or fast enough. He was a UT student assistant coach for a season, a school teacher for a little while and then went into business, up through the ranks, spectacular advances through three companies, to president and chief operating officer of Suzanne Somers’ marketing conglomerate. The bright lights of Los Angeles were all around but he was so busy, he hardly noticed.

Life was going great until July 2007. “Multiple myeloma,� said England. “Compression fractures of the spine. My life changed forever.� Of course he fought. He was a warrior. There were times he appeared to have won. Alas, it or some other cancer came back. So many memories before and after the Gamecocks: He almost won a state championship for Holston High. There was a UT season when he led the SEC in free-throw accuracy and assists. He once outscored big Dan Issel of Kentucky. Jimmy was a remarkable player, smooth, confident under duress, an athletic artist but never flamboyant. Strange that a panel of expert selectors somehow left him off the Tennessee allcentury team. They must not have seen him play. Marvin West invites reader reaction. His address is westwest6@netzero.com

Which GOP House candidate is ‘just right’? A forum for Republican candidates for Tennessee’s 18th-district House seat came across a little like the story of Goldilocks − conservative, more conservative, most conservative and an outsider. The candidates − incumbent Martin Daniel, his predecessor Steve Hall, former Stacey Campfield aide Bryan Dodson and attorney James Corcoran − spoke at last week’s West Knox Republican Club meeting. The 18th district is roughly constrained by Pleasant Ridge Road, Northshore Drive, Gleason Drive and Lovell Road. Daniel would be difficult to knock from the top of the conservative heap. He’s unapologetic about being business-friendly, and says

Wendy Smith

he’ll resist any unnecessary business regulation. He touted successful passage of a bill that enables the Legislature to review occupational licensing regulations, and claimed that he was the first to notice excessive spending by UT’s diversity office. He voted for elimination of the Hall Tax, and says he’ll oppose any attempt to reinstate it. Hall, who served on City Council for eight years before serving two terms in

the House, said he’s a conservative and he’s never voted for a tax increase. His claim to fame is helping constituents navigate government bureaucracy. Daniel, who spoke after Hall, said he’d simply eliminate bureaucracy. Dodson introduced himself as a constitutional conservative, an evangelical Christian and a recovering alcoholic. The state needs more faith-based leaders, he said. He’s in favor of a true voucher system that would allow parents to send their kids to private school or homeschool without paying twice, and he’d like to see corporate taxes reduced to keep businesses from moving overseas. Corcoran, a juvenile

Corcoran

Daniel

Dodson

court attorney, says the issue of neonatal abstinence syndrome is at the heart of his campaign. The incidence of babies being born addicted to opiates is 45 times higher today than in 1999, and it’s a pro-life issue that needs to be addressed constitutionally, he said. He’d like to see legislation that would allow family members to file a petition to require drug-addicted

Hall

moms to be treated. His work has given him a unique perspective, he said. Daniel was asked to explain his opposition to the Hall Tax, given that those who pay it have substantial investment income. The tax has a disproportional impact on seniors, he said. When asked to comment on Insure Tennessee, Corcoran said he was in favor of it because of the number of

Tennesseans who don’t have health insurance. Hall said he’s opposed to an expansion of Medicaid, but knows “we need to do something.� Dodson said he’s against it, but that a viable conservative option should be sought. Daniel said Insure Tennessee is “all but dead,� but he’s in favor of finding a conservative way to provide insurance for those who can’t afford it. Daniel was asked why the state found it necessary to get involved with the operation of UT. The university was given the opportunity to respond to concerns, but when it didn’t, the Legislature had to step in, he said. “I love UT as much as anyone in here. I want to save it from its mistakes.�

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government

Shopper news • JUNE 22, 2016 • A-5

West Knox district has best race The hottest contested legislative contest in 42 days is for the West Knoxville district where incumbent state Rep. Martin Daniel faces three opponents including former state Rep. Steve Hall whom he defeated two years ago in the GOP primary. The winner probably wins with a plurality (not a majority) of the total vote which is likely to be less than 5,500. In other words, 2,000 votes may win it for someone. The youngest candidate is James Corcoran, 36, an attorney who lives at 5675 Eagle Crest Drive in northwest Knox Count y. He is married and the father Corcoran of twins, James IV and Elsa, 20 months old. He and his family are members of St. George Greek Orthodox Church. He is a graduate of the University of Tennessee with a bachelor’s degree in English as well as the UT College of Law. His wife, Anya, is also an attorney who practices law with him. He was motivated to run to assist “pregnant women who have active drug issues that need assistance for them and their yet unborn child which they are not getting.” Corcoran says he voted for Daniel last time due to Steve Hall’s backing of Tennova going on Middlebrook Pike which Hall failed to consult the neighborhood on. Corcoran is a marathon runner. Corcoran is critical of Hall’s legislation to sell Lakeshore Park. He says he

Victor Ashe

supports the Park there and other parks as well. He also called Daniel’s comments on Muhammad Ali “unfortunate.” He supports the repeal of the Hall income tax and prefers the election of judges and the district attorneys general be nonpartisan. He says he would vote for Insure Tennessee as pushed by Gov. Bill Haslam. He has the backing of many teachers thru their association. “I appreciate the greenway system we have in Knoxville. I have run three marathons and like biking as well. His campaign has raised $6,000 but we have to raise a lot more,” he says. He supported John Kasich in the recent GOP presidential primary but will support the Republican presidential nominee in November. Besides Daniel, Hall and Corcoran there is also Bryan Dodson, a former aide to former state Sen. Stacey Campfield. Hall, too, is close to Campfield and actively backed him in 2014. Of the four, the contest may well end up between Daniel and Corcoran if Corcoran can raise sufficient funds to advertise. Hall has $40,000 unspent from his failed 2014 campaign. Recently, Hall sent out a mailer accusing Daniel of wanting ISIS to recruit on the UT campus, despite Daniel denouncing ISIS. The Hall piece is only the

start of a negative campaign. The attack pieces are only likely to get harsher and more frequent. Voters may turn to Corcoran if they get to know him and if he can raise funds. Corcoran has been more civil in his statements. This contest is interesting. ■ Last week there was an interesting front page story on the lack of African Americans serving in Congress from Tennessee and representation in other areas. On the same day, Mayor Rogero and Police Chief Rausch announced Kenny Miller as the new deputy police chief to replace Nate Allen, an African American who has become police chief in Decatur, Ala. While there is no doubt in my mind that Miller is qualified and will do an excellent job, what went unmentioned was that Knoxville no longer has an African American deputy police chief or in other high level command positions in the Police Department. I know this is not by design and Chief Rausch would prefer it be different. He is committed to hiring minorities. However, it remains a troubling issue and concern which Mayor Rogero must address by speaking out on it and leading an effort herself to recruit minorities. Just as Chief Allen was recruited to Decatur where he is now making $99,444 plus receiving his Knoxville city pension, Knoxville will need to recruit at the higher levels for KPD persons of color if this problem at the deputy chief level is to be solved soon. Knoxville cannot just talk the talk, it

must walk the walk when it comes to African American recruitment in our uniformed services. When the Miller appointment was announced, it would have been a positive sign had the mayor also recognized publicly the absence of African Americans in the KPD leadership and renewed her commitment to solving that issue. Instead there was silence. ■ Knoxville now has a Center of Polish Culture located at 7417 Kingston Pike formally opened on June 21. The Ambassador of Poland to the U.S., Ryszard Schnepf, participated in the opening. ■ Longtime airport attorney Bruce Foster Jr. has retired after 29 years and the airport authority, after a search, has hired well-liked and indefatigable attorney Mark Mamantov, 56, to replace him. Mamantov is not likely to stay 29 years as the airport attorney, but he will do well for the time he is there. Mamantov has chaired the board of the Knoxville Symphony and is legal counsel for KCDC. He is Latvian American. He takes his civic duties seriously. ■ First Watch, a new restaurant on Bearden Hill owned and operated by Nadine Jubran, son of UT vice chair Raja Jubran, had a soft opening the weekend of June 11-12 with diners donating $10 each for Lakeshore Park in lieu of paying for their meal. Lakeshore Park earned over $10,000 which shows the strong support Lakeshore Park has in the community. First Watch is open for breakfast and lunch only, seven days a week.

UT historians Memories of Cas collecting We haven’t heard the last of the Old Coon Hunter. The University of Tennessee History Department is working on the Cas Walker Stories Project, headed by department head Ernest Freeberg and third-year doctoral research assistant Joshua Hodge. The idea for the project, which will eventually produce archival material, a book and a digital humanities (online) component, came about in an unorthodox fashion, and has everything to do with Freeberg’s North Knoxville address. He lives on Gaston Avenue, in the longtime home of Cas Walker, who lived there for decades and died in a hospital bed set up in what is now Freeberg’s living room. Being an out-of-towner, Freeberg, whose vitae includes acclaimed biogra-

Betty Bean phies of Eugene Debs and Thomas Edison, had no idea what he was getting into when he took possession of the home of a (formerly) living legend, but soon discovered that the long shadow of Cas Walker had survived his death in 1998. Freeberg had no choice but to get interested. Hodge, a native Alabamian whose dissertation topic is something that is not Cas Walker, is spending his summer collecting recollections of Walker and is working from a list of Walker friends, acquaintances, allies and maybe even an enemy or two. He started in May, and hopes to finish the inter-

views this summer. “ W h a t we plan to do over the next three or four months is collect as many of these interviews as we can,” Hodge said. “Eventually, we’ll organize it Cas Walker into archival materials for the East Tennessee Historical Society. We’ll also take these interviews and try to splice different versions of the same stories together – like Coca Cola having 20 different people singing different versions of the same song during the Super Bowl.” For example, he’s heard a bunch of versions of the time Walker caused traffic jams

on Chapman Highway by burying alive a man named Digger O’Dell in his South K noxv ille store’s parking lot. The digital humanities piece will become an ongoing website. The book, which will be published by the University of Tennessee Press, will take longer. Hodge and Freeberg hope to finish in a year. Hodge is willing to talk to people who didn’t know Walker, too, if they have a good story to share. Anyone with anecdotes that need telling can reach him at jhodge@vols.utk.edu or at 865-974-5421.

Buzz Thomas lists goals for summer Buzz Thomas, interim superintendent of schools, wasted little time in telling us what he plans to do with Knox County Schools this summer. We Buzz Thomas wasted even less time giving him advice right back. In an open letter to Knox Countians, Thomas said his priorities for summer are: ■ Reading: “Using our summer training time to ensure that all elementary principals and earlyelementary teachers are properly trained to teach reading. Reading remains our single biggest challenge and we will take an ‘all hands on deck’ approach to meeting that challenge.” ■ Central office: “Making our schools and central office more transparent, collaborative and customer-focused. Knox County’s public schools belong to you – the students, parents and taxpayers.” ■ Decisions: “Making decisions as close to the action as possible. When someone is assigned responsibility for a task, they should be given the authority to go with it. In so far as possible, teachers should be allowed to run their classrooms and principals to run their schools. Of course, everyone must be accountable. “If someone can’t do the job, we will replace them, but we will not micromanage our schools. The central office should be the place of last resort when it comes to decisions about a child’s education.” ■ Getting our own operations in order: “The Knox County Schools has declared its intention to provide “excellence for every child,” yet recent

Sandra Clark

studies by outside individuals and organizations suggest that we have not held ourselves to that same standard of excellence when it comes to managing our own operations. “We have experienced significant problems with transportation, public information and human resources, for example. We have asked our students and teachers to meet the highest standards of accountability. Those same standards will be applied to those of us in the central office.” Thomas said the school board is not as divided as one might think. “Every single member is united in their desire to see students learn and teachers want to teach in Knox County. To paraphrase Forrest Gump, student achievement and teacher morale are like peas and carrots.” He said when the new board is seated in September, he will meet with each member and then write another letter, setting out his goals for the school year. Oliver “Buzz” Thomas has popped up like a summer storm. He’s not hiring consultants, appointing committees or holding buttnumbing public meetings. He’s just written a simple letter to spell out his priorities. Our email to him: Buzz – “The easiest thing you could do is ‘downsize’ those job titles in the central office. Too damn pretentious. “It’s like the difference between Oliver and Buzz.”

GOSSIP AND LIES ■ TV pundits on WBIR were quick to give the lead in District 18’s Republican Primary to incumbent Martin Daniel. ■ Daniel may win, but he also might run fourth. After comments about ISIS, Muhammad Ali and the social studies curriculum at Sequoyah School, he surely does not deserve a win. His persistent criticism of UT is unwarranted.

■ Were this a one-on-one race between Daniel and Steve Hall, Hall would win. He lost by only 160 or so votes to Daniel in 2014, and that was before anyone knew Daniel. ■ Bryan Dodson’s votes will come off Hall. And how Hall finished a losing race with a $40,000 surplus is beyond dumb. Interesting, indeed. – S. Clark

HǤƕǖ ɖȦ ŰǤț ȿƌƕȦ Ǥnjnjɖǖƕȿʍ ɽŎǖȿ ʀƕȿƌ ŰǤǤĻĸ ƕǖŶÌȿÌĚƼŎȦ Ĉ Űɖǖŭ

wɖǖĻÌʍĸ HɖǖŎ ɔȷȿƌ

ْЇȂȗѭИɌӜ

ϔάљčИȫόɌҌҌ١ѭȗЮЇ

0ǤǤĻ ºŎǖĻǤțȦ Ĉ ĩȿƕɽƕȿƕŎȦ ĚŎŻƕǖ Ę ŸķɇʚǾnj JƕǾ Ĉ HŎțțʍȘȦ ƼɖŎŻțÌȦȦ wƌǤʀ ȷķʚʚǾnj Ɣ ȮķɇʚǾnj ėė0r ėė0 r ĻnjƕȦȦƕǤǖėė


A-6 • JUNE 22, 2016 • KARNS/HARDIN VALLEY Shopper news

SENIOR NOTES ■All senior centers will be closed Monday, July 4. ■Karns Senior Center 8042 Oak Ridge Highway 951-2653 knoxcounty.org/seniors Monday-Friday 7:30 a.m.-4 p.m. Offerings include: card games; dance classes; exercise programs; mahjong; art classes; farkle dice games; dominoes; a computer lab; billiards room; outdoor grill and kitchen area. Register for: Potluck luncheon, noon Tuesday, June 28; Luau theme. “Birds of the Wetlands� photo slide show by Ron Sentell, 1:30 p.m. Friday, July 8. Covenant’s Wellness Lunch and Learn: “Nutrition and Your Health: Everything You Need to Know From Gluten Free to Portion Control,� noon Thursday, July 7. ■Frank R. Strang Senior Center 109 Lovell Heights Road 670-6693 knoxcounty.org/seniors Monday-Friday 8 a.m.-4 p.m. Offerings include: card games; exercise programs; dance classes; watercolor classes; Tai Chi; blood pressure checks; Mahjong; senior-friendly computer classes. Meet “Thomas Jefferson,� historian John Peach, noon Wednesday, June 29. Register for: Covenant Health Lunch and Learn: “Understanding Diabetes,� noon Wednesday, June 22; cost, $5; RSVP, 541-4500. Lunch and Learn: Sleep Disorders, noon Monday, June 27; RSVP by Thursday, June 23. Hot Dog Party and Pot Luck Social, 11:30 a.m. Wednesday, July 6; bring side dish to share; $1 donation.

Bobbye Bernard and her daughter-in-law, Mardelle Bernard, enjoy refreshments during a break at the Strand Senior Center Mini Expo. Photos by S. Barrett

Bridgewater Balance and Hearing audiologist Tabitha Rossini explains signs of hearing loss to Christa Sexton while Bridgewater representative Alex Card hands out literature next to them.

Mini Expo draws a crowd at Strang By Sara Barrett If you are age 50 or older and you weren’t at Strang Senior Center on June 15, you were in the wrong place. Dozens of vendors were on hand for Strang’s Mini Expo, a gathering of area agencies and service providers dedicated to helping community members over age 50. Financial advisors, medical professionals and even

pharmacy representatives answered questions and handed out cases of freebies for everyone in attendance. Karen Russell, marketing specialist for East Tennessee Personal Care Service, is a return vendor to the expo and feels many people aren’t proactive about planning until the last minute. ETPCS provides services including personal care needs, meal preparation

and family care respite and too often people don’t have a sense of urgency to create a plan until it’s too late. “They walk by and say ‘I don’t need it,’� says Russell. “I tell them to hang on to the information, because they just might need it later on.� Bridgewater Balance and Hearing audiologist Tabitha Rossini answered questions about signs of hearing loss. “We recommend anyone

John May chooses a cupcake from the table of East Tennessee Personal Care Service. 55 and older get their hearing checked yearly to biyearly,� says Rossini. If you experience ringing in your ears, it might be a warning sign of hearing loss.

After making the rounds for information and freebies, refreshments were available including Chickfil-a and cupcakes. Info: knoxcounty.org/seniors

Senior centers to collect old flags Knox County Mayor Tim Burchett announced on Flag Day, June 14, that all Knox County senior centers will serve as collection locations for to-be-retired American flags. Flags that have reached the end of their useable life can be dropped off at any Knox County senior cen-

ter and the staff will ensure they are disposed of properly and in partnership with several community organizations including American Legion Post 2, Woodmen of the World, Boy Scouts and others. Community organizations interested in becoming a program part-

ner should contact Knox County Veterans and Senior Services director Robert “Buzz� Buswell, 604-444. Flags can be dropped off at Carter Senior Center, 9040 Asheville Highway, 932-2939; Corryton Senior Center, 9331 Davis Drive, 688-5882; Frank R. Strang Se-

nior Center, 109 Lovell Heights Road, 670-6693; Halls Senior Center, 4405 Crippen Road, 9220416; Karns Senior Center, 8042 Oak Ridge Highway, 951-2653 and South Knox Senior Center, 6729 Martel Lane, 573-5843. Info: www.knoxcounty.org/seniors.


faith

KARNS/HARDIN VALLEY Shopper news • JUNE 22, 2016 • A-7

cross currents Lynn Pitts lpitts48@yahoo.com

Abba, Daddy And going a little farther, he threw himself on the ground and prayed that, if it were possible, the hour might pass from him. He said, “Abba, Father, for you all things are possible; remove this cup from me; yet, not what I want but what you want.� (Mark 14: 35-36 NRSV.)

Woods seems astonished when presented with a check for $59,500 by parishioners Regina Maggart and Connie Brace. The note reads “What you provide is beyond words.�

Woods celebrates 50 years of priesthood By Nancy Anderson Father Michael Woods, beloved priest at All Saints Catholic Church, is known for his deep commitment and keen sense of humor. He has touched the lives of thousands. Woods was honored last Sunday for his 50 years of tireless service in the priesthood at a spectacular celebration held at the church June 12. Thousands of parishioners and guests gathered at the golden jubilee celebration to pay tribute to Woods with hugs, handshakes, cake, balloons, dancing, singing ‌ and a gift of $59,500! Several parishioners were overhead speculating that, given his generous nature, he would more than likely donate much of the money back to the church. But they hoped he would at least buy himself a muchneeded new car. Woods was ordained in his hometown of Carlingford, Ireland in 1966. Having grown up in a large, loving and devoutly Catholic family in a small town, Woods uses his experiences to infuse others with a sense

of connection to the parish, to family, and to God. Although he lost his own sense of connection to God for a time, he found his way back to the priesthood through receiving the Eucharist and attending Mass. Fr. Michael said, “It was from attending Mass that I found the courage to return 22 years ago. I came back to the priesthood because I had been given a gift of new life through the Eucharist, through the Church, through Jesus, whom I had come to recognize and meet there. “It was a gift for me to share rather than keep to myself out of fear. “Finally, the church of Knoxville, whom I love dearly, received me back as an active priest – bishops, priests and lay people alike. All are one. It is my joy to serve them in the name of Jesus and to witness God’s merciful love to me, and therefore to everyone, as a priest. “It is my way of saying thank you for being brought back to life in Christ.� Information: Allsaints knoxville.org

All Saints Catholic Church music ministry director Andrew Ballew and Fr. Michael Woods sing “Danny Boy�

Father Michael Woods’ Ordination Day in Carlingford, Ireland, June 19, 1966 Photos submitted

Jesus, in his hour of dread and loneliness in the Garden, cried out to God, “Abba, Father.� All my life, I have thought that those words were interchangeable. Until I saw a rerun of an NCIS episode. In it, Ziva David, the beautiful Israeli who worked in the NCIS office, found her father dead. She ran to him, crying out “Abba! Abba!� It was then I realized that Abba is Aramaic, the familiar, intimate title for father, the equivalent of our Daddy. It made Jesus’ cry in the Garden of Gethsemane a thousand times more poignant. Jesus was calling God – his Father – “Daddy.� In his darkest hour, while he sweated blood, he called out for “Daddy.� It breaks my heart. Father’s Day is always sad for me. My brother and I lost our daddy so young. He lost the chance to see us grow up, to know his grandchildren, to spend years and years with our mother, who loved him steadfastly as long as she lived – 38 years as a widow. In the midst of these memories, I heard the horrific news of a mass shooting in Orlando. God only knows why a man would shoot all the people he could find, shattering lives, families, communities, goals and dreams. So now, there are more victims, more mourning relatives, more individuals – a whole city –that will never be the same again. What can we do? Pray? Certainly. Forgive? I hope we will all try. Move on? Do we have a choice?

VBS NOTES

FAITH NOTES

■Bearden UMC, 4407 Sutherland Ave., 6-8 p.m., July 18-21. Theme: “Cave Quest.� Info/ registration: beardenumc.org.

â– Westside Unitarian Universalist Church, 616 Fretz Road, holds meditation services 6:30 p.m. each second and fourth Wednesday. Includes quiet reflection, simple music and readings. Info: westsideuuc.org.

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A-8 • JUNE 22, 2016 • Shopper news

Although school is out for the summer, some students are back in the classroom through a program that teaches skills that will benefit them for years to come. The program is SEEK (Successful Employment Empowerment Kickoff) and is led by Union County’s school-to-work transition coach Bridget Calfee, assisted by Leanne Friebel. “Some kids are just not going to college,� Calfee told the school board. She obtained a grant to fund the 6-day intensive program which is voluntary to students. Instructors identified personal skills to aid in seeking and holding a job. They sought speakers on these topics and arranged Brenda Sweet discusses the importance of field trips to businesses tracking finances and bank account balances where their students might during a session of SEEK (Successful Employ- expect to secure that imment Empowerment Kickoff ). Photos by R. White portant first job.

S.O.R. Losers

Ruth White

Friebel first identified four popular jobs – daycare, retail/sales, landscaping and inventory stockers. She described each job, the skills needed, education required, job requirements and wages earned. She also asked the students questions to help them decide the type of work they would like to do. “When applying for a job, consider whether you like to work alone or with others. Do you like to work outside? “Are you a morning or night person? Do you prefer a fast-paced or a self-paced environment?�

Written by Avi and Illustrated by Timothy Bush

CHAPTER TWELVE: Story So Far: The S.O.R. special soccer team has yet to win a game. As the final game draws closer, with the last chance to win one game, desperation sets in. At family dinner, Ma said to me, “In two days you’ll have your last game.� It was fake cheerful, as if I had a terminal illness and she wanted to pretend it was a head cold. “Yeah,� I said. “You’re going to win,� my father announced. “How do you know?� I snapped. “I sense it.� “Didn’t know you could tell the future.� “Don’t be so smart,� he returned. “I’m trying to be supportive.� “I’m sick of support!� I yelled, and left the room. Twenty minutes later, I got a call. Saltz. “Two things. My father offered me a bribe.�

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Bridget Calfee works with student Nicholas Collins on balancing a deposit account.

“a breakfast serials story�

A school rally for us!

“To lose the last game?� “No, to win it. A new bike.� “Wow! What did you say?� “I told him I was too honest to win a game.� “What was the second thing?� “At lunch tomorrow they’re going to have that pep rally. And worse.� “What’s worse than pep?� “They’re going to call up the whole team.� I sighed. “Why?� “That way everybody will know us,� said Saltz. “If we lose, we’ll be rounded up and left back to repeat the year.� I was in my room doing homework when my father came in. “Come on, Ed,� he said. “I was just trying to be your friend.� “Why can’t people let us lose in peace?� “People think you feel bad.� “We feel fine!� “We won’t talk about it anymore. Why

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Brenda Sweet of Commercial Bank spoke about finances, saving and keeping records of expenses. She led a practice session for writing checks and balancing a ledger. Although a majority of individuals use debit cards at stores, Sweet walked through the check-writing process as many students have no idea of the proper way to write checks. She also had them record several “deposits� on a ledger and then work through the transactions of withdrawals and payroll deposits. Sweet touched briefly on the many different services offered at Commercial Bank and provided students with some basic banking skills that are important in everyday life. (Ruth White has shadowed most sessions of this program and will offer additional reports.)

don’t you come sit with us and finish your dinner.� Next day, when I walked into the school cafeteria, there was the usual madhouse. There was also a big banner across the front part of the room: Make the Losers Winners Keep Up the Good Name of S.O.R. I wanted to start a food fight. H a l f w a y through the lunch period, the president of the School Council, a kid named Clarissa, microphone in hand, called for attention. “We just want to say to the Special SeventhGrade Soccer Team that we’re behind you.� “It’s in front of us where we need people,� whispered Saltz. “Blocking.� The president went on. “Would you come up and take a bow.� One by one, she called our names. Each time one of us went up, acting like cringing worms, there was general craziness, hooting, foot stomping, plus an occasional milk carton shooting through the air. The president said, “I’d like the team captain, Ed Sitrow, to say a few words.� What could I do? Trapped, I cleared my throat. Four times. “Uh, well . . . we . . . uh . . . sure . . . hope to get there . . . and . . . you know . . . I suppose . . . play and . . . you know!� Everybody stood and cheered. They even began the school chant. “Give me an S! Give me an O . . .� I went back to my seat. As I sat there, maybe two hundred and fifty kids filed by, thumping me on the back, shoulder, neck and head. “Good luck! Good luck!� They were beating me. “Saltz,� I said when they were gone and I was numb, “I’m calling an emergency meeting of the team.� We met behind the school. Everybody was feeling rotten. “I’m sick and tired of people telling me we have to win,� I said. “I think my family is going to disown me,� said Hays. “Why can’t they just let us lose?� asked Fenwick. “Yeah,� said Barish, “because we’re not going to win.� “I’d just like to do my math,� said Fenwick. “I like that.� Something clicked. “Hays,� I said, “you’re good at music, right?� “Yeah, well, sure — hard rock.� “Okay. And Fenwick, what’s the lowest score you’ve pulled in math so far?� “A-plus.� “Last year?� “Same.� “Lifsom,� I went on, getting excited, “how’s your painting coming?� “I just finished something cool and —� “That’s it,� I cut in, because Lifsom could go on forever about his painting. “Every one of us is good at something. Right? Maybe more than one thing. The point is other things.� “Sure,� said Barish. “Except,� put in Saltz, “sports.� I said, “That’s their problem. I mean, we are good, good at lots of things. Why can’t we just plain stink in some places? That’s

got to be normal.� “Let’s hear it for normal,� cried Dorman. “Doesn’t bother me to lose at sports,� I said. “Least, it didn’t bother me until I let other people make me bothered.� “What about the school record?� asked Porter. “You know, no team ever losing for a whole season. Want to be famous for that?� I said, “Did we want to be on this team?� “No!� they all shouted. “I can see some of it,� I said. “You know, doing something different. But I don’t like sports. I’m not good at it. I don’t enjoy it. So I say, so what? If Saltz here writes a stinko poem, he does a lot, do they yell at him? When was the last time Mr. Tillman came around and said, ‘Saltz, I believe in your being a poet!’� “Never,� said Saltz. “Yeah,� said Radosh. “How come sports are so important?� “You know,� said Dorman, “maybe a loser makes people think of things they lost. Like Mr. Tillman not getting into pro football. Us losing makes him remember that.� “Us winning, he forgets,� cut in Eliscue. “Right,� I agreed. “He needs us to win for him, not for us. Maybe it’s the same for others.� “Yeah, but how are you going to convince people of that?� said Barish. “By not caring if we lose,� I said. “Only thing,� put in Saltz. “They say Parkville is pretty bad. What happens if, you know, by mistake, we win?� “I think,� suggested Hays, “if we just go on out there, relax, and do our best, we’ll lose.� There was agreement on that point. “Do you know what I heard?� said Eliscue. “What?� “I didn’t want to say it before, but since the game’s a home game, they’re talking about letting the whole school out to cheer us on to win.� “You’re kidding.� He shook his head. There was a long, deep silence. “Probably hope we’d be ashamed to lose in front of everybody,� said Saltz. I took a quick count. “Anyone ashamed of losing?� I asked. No one. A complete vote of no confidence. I was encouraged. “Well,� I said, “I don’t care if we lose.� “Right,� said Radosh. “It’s not like we’re committing treason or something. People have a right to be losers.� We considered that for a moment. It was then I had my most brilliant idea. “Who has money?� “What for?� “I’m your tall captain, right? Trust me. Bring your soccer T-shirts to me in the morning.� I collected some money, and we split. I held Saltz back. “What’s the money all about?� he wanted to know. “And the T-shirts.� “Come on,� I told him. “I think we can show them we really mean it.� (To be continued.)

Text copyright Š 2012 Avi. Illustrations copyright Š 2012 Timothy Bush. Reprinted by permission of Breakfast Serials, Inc., www.breakfastserials.com. No part of this publication may be reproduced, displayed, used or distributed without the express written permission of the copyright holder.


kids

KARNS/HARDIN VALLEY Shopper news • JUNE 22, 2016 • A-9

Grace Christian fishers win state championship Grace Christian Academy students Spencer Peters and Austin Kirby recently competed in the Tennessee High School Fishing state championship on Norris Lake and put together an impressive five-bass limit weighing 13 pounds, 2 ounces to claim the championship title. The pair stumbled onto the fish first thing Saturday morning. “I got hung up next to the shore at our very first stop this morning,� said Spencer, a rising senior at GCA. When he turned the boat around, Austin almost immediately caught a fish offshore. Once the team found the perfect location, they used a green pumpkin-colored Carolina rig to catch all of their fish. “Every fish we caught was a keeper, and we probably culled seven or eight times that day,� said Austin. “When Spencer caught a big kicker smallmouth toward the end of the day, we felt we had a pretty good chance to win.� Kirby, a recent graduate of Grace, will attend Carson-Newman University in the fall.

Grace Christian students Spencer Peters and Austin Kirby win state championship fishing title and will compete in the regional championship in September. Photo submitted The pair will lead a sixteam contingent of anglers at the Southeast Conference regional championship on Lake Cumberland in September.

SUMMER CAMPS Additional listings and information at ShopperNewsNow.com.

Week of June 26 â– Concord Park golf camp, 9 a.m.-noon, Tuesday-Thursday, June 28-30, Concord Park, 10909 S. Northshore Drive. Ages 9-17. Cost: $100. Info/registration: 966-9103. â– Harry Potter camp at Ijams, 10 a.m.-4 p.m. Monday-Friday, June 27-July 1, Ijams Nature Center, 2915 Island Home Ave. Ages 5-8 and ages 9-14. Cost: $225 members/$250 nonmembers. Info/registration: Lauren, 577-4717, ext. 135. â– Junior Chef Academy, 9:30-11:30 a.m. Monday-Wednesday, June 27-29, Central Baptist Bearden, 6300 Deane Hill Drive. Ages: rising third through rising sixth graders. Cost: $35. Info/ registration: cbcbearden.org or 588-0586.

Early bird sale for Fair tickets

Concert and discounted admission tickets for the 97th annual Tennessee Valley Fair are on sale for a limited time. Guests can save an average of 20 percent by purchasing tickets early. Specials include: Adult admission, $8 (regularly $10); child admission, $6 (regularly $7); family fun pack, $28 (regularly $39), includes two adult admissions, two child admissions and a parking pass; fair fun pack, $32 (regularly $47), includes four adult

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admissions and a parking pass. Other specials include: a 3-day pass, $20 (regularly $30); all-you-canride wristbands, $14 (regularly $22), for opening day, Sept. 9, only; wristbands, $16 (regularly $20), Monday-Thursday; or $21 (regularly $25), weekend special. Buy a reserved seat to any headline concert at Homer Hamilton Theatre before Sept. 8 and receive a fair admission for $5. Info: tnvalleyfair.org or 215-1482.

Brady Moldrup portrays Huck Finn and Dominic Gillette portrays Jim in the WordPlayers’ production of “Big River.� Photo submitted

‘Big River’ coming to the Bijou The WordPlayers will present “Big River� July 1517 at the Bijou Theatre. The Tony award-winning Broadway musical is based on Mark Twain’s classic novel of the same name. In the timeless tale, Huck Finn discovers that Jim, a runaway slave, is a true friend. Huck has a pure heart, but because of his culture where slavery is the norm, he has an ill-trained conscience. In the struggle between heart and conscience, Huck’s heart prevails. Propelled by an awardwinning score from Roger Miller, “Big River� carries a

strong message which is anti-slavery and anti-racism. The performance is suggested for ages 12 and up. Performances will be held 7:30 p.m. Friday, July 15; 2:30 p.m. and 7:30 p.m. Saturday, July 16, and 3 p.m. Sunday, July 17. Admission is $21.50 ($17.50 seniors and students). Group discounts are available. Tickets are available in advance and at the door. The WordPlayers is a nonprofit company of Christian theatre artists based in Knoxville. Info: wordplay ers.org, knoxbijou.com or 539-2490.

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A-10 • JUNE 22, 2016 • Shopper news

High honor for local leader By Sandra Clark The stars came out to honor Eleanor Yoakum in ceremonies June 11 at Lincoln Memorial University’s Lincoln Museum. Former Gov. Don Sundquist was reunited with several former cabinet members including Yoakum, who served both as his commissioner of personnel and later as his chief administrative officer (now called deputy governor). Former TDOT commissioner Bruce Saltsman drew the biggest laugh when he said, “She had a list, but Don wouldn’t let me spend the whole budget in Claiborne County.� “Eleanor made this road her mission� while in Nashville, said Saltsman, “and she made this commissioner miserable.� The improvements were made to U.S. Highway 25E. The resolution to name the road was sponsored by state Sen. Frank Niceley and state Rep. Jerry Sexton, who now represent the area. Both spoke at the dedication. U.S. Rep. Jimmy Duncan was eloquent in his praise: “We’re honoring a fine young woman here tonight. She has touched the lives of thousands of people. My dad said everything looks easier from a distance. Eleanor

Eleanor Yoakum is flanked by her children, Stephanie Barger Conner and Rob Barger, at the dedication ceremony for the Eleanor Yoakum Highway in Claiborne County. Yoakum chairs the board of First Century Bank. didn’t leave the county, and she’s made this county, this state and this country a better place.� House Speaker Beth Harwell said she’s held Eleanor on a pedestal. “She has so much poise and has done so much good.� Justin Wilson, comptroller of the treasury and a former Sundquist commissioner, said flatly, “This road would not have happened had it not been for Eleanor. Highways don’t just happen.� Finally, it was the hon-

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â– Nellie Dunn has joined Mountain Commerce Bank as vice president and senior treasury management specialist. Dunn, who brings nearly 20 years of experience in cash management at both large and community banks, Dunn Chapman will handle merchant services, including remote deposit capture, and cash management products and services. She attended Washington State University in Pullman. â– Brice Chapman has been promoted to vice president and relationship manager at Mountain Commerce Bank. He will continue to provide high level oversight for the MCB branches at Cedar Bluff and Bearden, and will also manage a portfolio of loan and deposit relationships in the Knoxville market. Chapman joined MCB in 2007 and has worked in several departments, including human resources, BSA (Bank Secrecy Act), credit analysis, portfolio management, branch management and treasury management.

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oree’s turn. “I will take this honor on behalf of the Yoakum family,� she said. She mentioned her parents, Glenn and Leo Walker Yoakum. She talked about her sisters, Glenna Adams, who died from multiple sclerosis, and Martha Yoakum, “the only one of us brave enough to put her name on a ballot.� Martha Yoakum, a retired attorney, served three terms as the area’s public defender. “And the service continues,� she said, praising her

daughter, Stephanie, who chairs the Tennessee Arts Commission, and her son, Rob Barger, a third-generation banker who now heads First Century Bank and chairs the Claiborne County Economic Development Board. And out in the audience sat her nephew, attor- Angie Riedl, Terri Wood and Sandy Poe at Sotheby’s global netney Oliver Adams with his working event in Las Vegas. kids, and her own wonderful grandchildren: Walker, Elizabeth and Virginia Conner, and Mayson and Ella Jane Barger. “The service continues.�

Sotheby’s agents ‘inspired’ by convention

FARRAGUT CHAMBER EVENTS â– Thursday, June 23, 5-6:30 p.m., networking: Event Rentals by Rothchild, 120 W. Kings Way.

p.m., ribbon cutting: Courtley Chiropractic, 11921 Kingston Pike.

■Friday, June 24, noon-1 p.m., ■Thursday, July 7, 5-6:30 p.m., ribbon cutting: Shae Design networking: Elliott’s Boots, Studio, 10420 Kingston Pike. Shoes and Sandals, 620 N. Campbell Station Road. ■Tuesday, June 28, noon-1

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Alliance Sotheby’s International Realty recently participated in the 2016 Sotheby’s International Realty Global Networking Event in Las Vegas. The event brought together approximately 2,300 members of the Sotheby’s International Realty network, with more than 165 of the brand’s companies represented from 40 countries and territories worldwide. “The Global Networking Event was an incredible experience for all of us who attended this year,� said Terri Wood, principal broker. “Three of our company’s top agents – Angie Riedl, Sandy Poe and Debbie Elliott-Sexton – were also able to attend and we each came away inspired

and motivated by some of the most successful real estate professionals in the world. “The opportunity to network with other agents who are knowledgeable of the current real estate market and understand the value of the Sotheby’s Realty brand was invaluable.� The Sotheby’s International Realty network currently has more than 19,000 affiliated independent sales associates located in approximately 845 offices in 63 countries and territories worldwide. Each office is independently owned and operated. Alliance Sotheby’s International Realty is located at 859 Ebenezer Road. Info: 865-357-3232.

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REUNION NOTES

Adopt a pet today!

■Fulton High School Class of 1966 50th reunion, 5:30 p.m. Saturday, Aug. 6, Calhoun’s on the River, 400 Neyland Drive. Cost: $25. Reservations deadline: July 15. Reservations/payment: Fulton High School 1966 Reunion, c/o Doug Welch, 890 Hansmore Place, Knoxville TN 37919. Info: Dougwelch1948@yahoo. com.

Your new best friend is waiting at Yo ung-Williams Animal Center. Visit our two Knoxville locations to find a dog, cat or other furry friend in need of a loving home. Adoption fee includes spay/neuter surgery, vet exam and much more.

6400 Kingston Pike

3201 Division Street

On Bearden Hill

Just off Sutherland Avenue

Open every day from noon-6 p.m.

Already have a furry family member?

â– The Knoxville Central High School Class of 1966 50th reunion, Saturday, Oct. 8, Beaver Brook Country Club. Info: Gail Norris Kitts, gnkitts@ yahoo.com.

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S pay or neuter your pet today! Young-Williams offers low-cost spay/neuter surgeries at $70 for dogs and $45 for cats. Additional discounts are available to those who qualify. Help us end animal homelessness in Knoxville.

Call (865) 215-6599 to request an appointment! www.young-williams.org

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business

Shopper news • JUNE 22, 2016 • A-11

The Regas legacy

The Rotary Guy

Exacting standards, kind ways mark the Regas style By Kelly Norrell Bill Regas, owner of Knoxville’s iconic Regas Restaurant until it closed in 2010, heard a great story recently. David Gilbert, a former Regas baker, found a wallet in his house with a tag attached. It said, “Merry Christmas from the Regas Family.� It still had $5 tucked inside. Gilbert’s pleasure and subsequent call to Regas somehow capture the driving force behind what was one of Tennessee’s longest running and most awardwinning restaurants – a caring spirit welded to a tough work ethic. “We’ve always worked hard to keep the team together,� said Regas. Cherokee Country Club executive chef David Pinckney, who worked for years as an across-town colleague but not an employee of Regas, put it another way. “When I was at the Orangery (as executive chef), Regas was the benchmark restaurant in Knoxville, and Bill Regas was a sort of mentor to me. Now I see him two or three times a week at Cherokee, where he is a member, and he speaks every single time. He is a

true gentleman.� On June 10, Cherokee Country Club hosted a soldout dinner attended by 101 saluting Regas Restaurant and Bill Regas. It was modeled on similar events honoring famous restaurants, Pinckney said. The whitetablecloth institution that hosted thousands of special occasion dinners and dealmaking lunches closed Dec. 31, 2010, after 91 years. Regas Restaurant set records for launching successful careers. Mike Connor of Connor Concepts; Randy Burleson, owner of Aubrey’s Family of Restaurants; Rick Federico, who oversees PF Chang and other restaurants for Brinker International; and Steve Puleo, owner of Puleo’s Restaurants, are only a few Regas Restaurant alumni who soared. The Regas Restaurant story began in 1919, when Greek immigrant brothers George and Frank Regas (later joined by brother Harry) opened a 24-hour, 7 day a week diner on Gay Street near Magnolia. Capitalizing on the crush of travelers from the nearby train depot, they began as Regas Brothers CafÊ with an 18-stool counter, six booths

and six tables seating four. Regas said family help and a powerful work ethic were key. The brothers worked rotating shifts, one taking nights and the other serving breakfast, lunch and dinner during the day. They learned from successful people. “My Dad always stayed active in the National Restaurant Association, traveling to meetings and learning about new dishes, methods and technology. He always had the National Restaurant Association Sign in the window.� The founding brothers had about 8th grade educations. As the business grew, family and employees learned at what they called the Regas School of Restaurateuring. Grady Regas (for whom the Grady’s Restaurants were named), his cousin Chris Paris, and his aunt Kiki Liakonis all have memories of hard work and long hours, beginning with dish washing. The business evolved under the second and third generation Regas family members. Employees like Hazel Schmid, who greeted customers for 54 years, were an institution. “We had a lot of regulars come in every

Tom King tking535@gmail.com

‘Pack the Park’ Bill Regas day. I knew where they liked to sit and who they liked to sit with,� she said. Customers like Will Pugh loved it all – prime rib, lobster tails and red velvet cake as well as specialties like blueberry muffins and ice cream sundaes. “I’ve eaten at the restaurant so many times. Everything was great,� he said. Regas said he thinks there will always be a place for “special� restaurants – for birthdays, anniversaries, weddings, graduations, visits from out of town guests. But he thinks the number will get smaller. “The restaurant business is tough unless you have a lot of depth. A chef is just one person, and he’s trying to prepare the meal,� said Regas. “You can be a good cook, a good front man with a great personality. But if you don’t have a good team, you’ll wear yourself out.�

Don’t ignore mean tweets As firestorms erupt daily in the Twittersphere with complaints about companies, most organizations are told not to “feed the trolls.� But a new s t u d y , Kelly Hewett “ B r a n d Buzz in the Echoverse,� suggests that ignoring mean tweets usually results in a negative feedback loop among the media, which in turn affects branding and profits. “Bank of America, the firm in the study that subdued these firestorms best, used Twitter more for customer service than advertising,� said Kelly Hewett,

co-author of the study and associate professor of marketing in UT-Knoxville’s Haslam College of Business. “More consistent moderately-toned tweets led Bank of America to be much more effective than a firm that sent out one-fifth the tweets with a much more positive tone, such as those with promotional messages.� Hewett and her co-authors at the University of Maryland and Massey University examined how the interdependence of firms’ communications in both traditional and social media affects brands. They found online word of mouth to be the greatest influencer in what they call the “echoverse.� The authors analyzed the

volume and tone of messages in one of the most comprehensive data sets in brand communications literature within the financial industry – including more than 60,000 news articles, 18 million tweets and 5,000 press releases – from 2007 to 2013 – and measured their effect on consumer sentiment and business outcomes. “Modern media are intensely interconnected,� said Hewett. “The only corporate communications tool that operated outside the echoverse in our study was advertising.� While advertising increased banks’ levels of consumer deposits, it had no significant effect on traditional media coverage, social media tone or volume,

or brand perception; however, press releases were surprisingly effective. Positive press releases softened customer tweets and increased business outcomes. The discovery that media negativity feeds on itself confirms leading viewpoints in the field, but the authors also demonstrate that these negative spirals led to fewer deposits at the banks, their proxy for business outcomes. While Twitter predictably had a strong effect on how consumers felt about brands, consumer sentiment and business outcomes had little influence on the Twitter conversation. Researchers found that in the early days of Twitter, positive messages had a more virulent tendency

It’s Smokies baseball time for Rotarians from Knoxville’s seven clubs w h e n they will “Pack the Park for Polioâ€? at the Thursday, July 12, Tennessee Smokies game against the Chattanooga Lookouts. This will be the fifth annual Pack the Park night at Smokies Park. The first pitch at 7:05 p.m. will be thrown â–

Sarah Emory, a 2016 Fulton High graduate, was honored with the Diana and Bob Samples Community School of the Arts (CSA) $2,500 scholarship at a recent meeting of the Rotary Club of Knoxville. Bob is a club member. Sarah is an outstanding student and long-time participant in CSA (since 2007). She will begin college at the University of Tennessee in the fall, pursuing a degree in Graphics and Fine Arts. For the past five years she has worked under artist Robin Surber through CSA’s Side/ By/Side Visual Arts Apprentice Program. â–

Butch Jones to speak

Here’s a reminder about the Rotary Club of Knoxville’s July 26 meeting featuring UT football coach Butch Jones for the noon luncheon meeting at the Crowne Plaza Hotel. RCK is inviting members of other Rotary Clubs and their guests to hear Coach Jones talk about the 2016 season. The Crowne Plaza ballroom seats 300, so RSVP to kxrotary@bellsouth.net. â–

Turkey Creek Club honors five

Five graduating seniors from Farragut High School were each presented with a $500 scholarship from the Rotary Club of Turkey Creek to attend technical schools. The students honored were Will Sherrill, Tu Hyunh, Alecia Reynolds, Emma Clancy and Logan Mitchell. â–

$10K to go

Chris Rohwer of the North Knoxville Rotary Club is chairing a project to raise $13,000 to rebuild the kitchen at the club-sponsored Cerebral Palsy group home in Fountain City. Following his announcement, he quickly picked up $500 from the speaker, at-large county commissioner Bob Thomas, who said he would kick in $500 to clear his commission fund for community grants. With a $2,500 donation from the club, Rohwer has “only� $10,000 to go.

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■Asa’s EB awareness 5K walk/run, 9 a.m.-noon Saturday, Aug. 13, Victor Ashe Park, 4901 Bradshaw Road. All proceeds go to Dystrophic Epidermolysis Bullosa Research Association (Debra) of America, the only national nonprofit organization that funds research and helps EB families. Registration: debra.convio.net/ site/TR?fr_id=1140&pg=entry.

by District Gov.-Elect Fred Heitman. T ickets are $12 and $5.50 of every $12 vouc her sold goes to Rotary International’s End Polio Now Campaign. The Bill and Melinda Gates Foundation matches all contributions 2-1, so that $5.50 turns into a $16.50 donation to End Polio Now! “Play ball!!!!�

CSA grad honored

HEALTH NOTES â– Peninsula Lighthouse Group of Families Anonymous meetings, 6:15-7:15 p.m. each Tuesday, 1451 Dowell Springs Blvd. Newcomers welcome; no dues/fees; no sign-up; first names only. Info: Barbara L., 696-6606 or PeninsulaFA2@aol.com.

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A-12 • JUNE 22, 2016 • Shopper news

NEWS FROM EMERALD YOUTH FOUNDATION OF KNOXVILLE

A Message from Steve Diggs

Knoxville Force soccer abounds at Sansom Sports Complex

Emerald Youth President and CEO As we approach the long holiday weekend and celebrate the Fourth of July, I’m reminded of the many summers gone by in ministry with young people. This summer marks my 28th year working Steve Diggs in the heart of our city, and every day offers new and exciting challenges. Sometimes the challenges, though, lead me to wonder: What if every family, in every city neighborhood, were experiencing their God-given potential to the fullest? What if each child were excelling in academics, growing in relationships with caring adults, and most importantly, developing a deep faith and love for Christ? But enough of the “What ifs.” The fact is, many in our community are hurting, and it’s important groups like Emerald Youth – and others – come alongside in support of our city families. And that’s exactly what Emerald Youth is doing this summer. More than 300 children, teens and young adults across the city are engaged with us this June and July, and many of them are participating in our day camp. It’s a real joy to visit our neighborhood churches like Second United Methodist, Mount Zion Baptist, Laurel Church of Christ and Smithwood Baptist and see the smiling faces abound. While it’s important we have fun with the kids we serve, even more significant is sharing the love of God with them. That happens not only through structured times of discipleship and Bible study, but also as our adult leaders live in Christlike ways. You can help us on this summer journey by praying – praying for the hearts and lives of our young people to experience God’s love like never before.

The Knoxville Force huddles during a match at Sansom Sports Complex. As hundreds of city kids enjoy the fields at Sansom Sports Complex during the daytime hours this summer, the Knoxville Force is hard at work during the evenings. The Knoxville Force men’s and women’s soccer teams are competing against opponents from around the southeast. The men’s team plays in the National Premier Soccer League, and the women’s team in

the Women’s Premier Soccer League. No matter their outcomes, the games offer a family-friendly environment for soccer fans. While the women’s home season has concluded, three matches remain for the men’s team. They play News Orleans on June 30, Memphis on July 2, and Chattanooga on July 5. All three games begin at 7 p.m. at

Sansom Sports Complex. A season-long admission special continues for youth soccer players: kids who wear their team jersey are admitted for free. Otherwise, tickets are $5 per adult, $3 per child, and children ages eight and under are free. Info at www.knoxvilleforce.com.

Emerald Youth camp week a catch with city kids! More than 300 children from across the heart of Knoxville participated in Emerald Youth Camp Week June 13-17. The annual event, sponsored by Variety – The Children’s Charity of Eastern Tennessee, provides kids with unique camp opportunities. This year’s camps included cooking, art, creative writing, robotics, outdoor adventures, business and science, to name a few. Emerald Youth staff and volunteers create meaningful experiences for the campers, including working with other organizations such as JA BizTown in Clinton, which hosted business camp,

School Director Dr. Jon Rysewyk and Dean of Scholars Renee Kelly applaud for scholars Karie Hamilton, left, and Tazara Burns, who were honored for earning perfect attendance during Emerald Academy’s first school year.

and Youth Spiritual Outdoor Adventures, which facilitated a fishing and kayaking experience for campers. Also, Holston Middle School played host to robotics camp. “Camp week is always special, and it takes many partners to make it a success,” said Emerald’s Kent Stanger, who oversaw the event. “This year we had our biggest turnout ever, so it just continues to grow. We’re already thinking ahead to next summer and various camps we can offer the kids.” At the end of the week, Variety of Eastern Tennessee provided the children with a trip to Zoo Knoxville, where they enjoyed seeing the animals and exhibits, rode the carousel, enjoyed a catered lunch, and received spending money to use in Zoo Knoxville’s gift shop.

Emerald Youth campers Delia, Brandon and Pedro show off the fish they caught during outdoor adventures camp at Lenoir City Park.

Emerald Academy scholars celebrate successful first school year The inaugural school year for Emerald Academy, Knoxville’s first public charter school, concluded with an awards ceremony on June 1. Scholars and their families, along with teachers and staff, gathered in Emerald Academy’s gym for the fun celebration that capped off a year of hard work for everyone. Honor roll, academic progress and citizenship awards were presented to deserving scholars. Karie Hamilton and Tazara Burns, both kindergartners, earned the perfect attendance

award for having been at school all 192 days. The event concluded with School Director Dr. Jon Rysewyk presenting the Founder’s Award. The honor goes to one child from each grade, along with his or her family, for consistently demonstrating Emerald Academy’s values and taking to heart the school’s goals and mission. This year’s recipients were Tazara Burns and Trecia Roberts. Scholars will return to Emerald Academy on July 27 for the beginning of the 2016-2017 academic year.

Emerald Youth Foundation | 1718 N. Central St., Knoxville, TN 37917 | 865-637-3227 | www.emeraldyouth.org

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Shopper news • JUNE 22, 2016 • A-13

Scenic views at Seven Islands By Cindy Taylor The scene before you is a vast expanse with a mix of wildflower meadows and native grasses surrounded by woodland hills. On a spring day the sky is so blue it can make your eyes hurt. The Great Smoky Mountains and the Chilhowee mountain range loom in the background. Turn a corner and the French Broad River flows into view. Red-winged blackbirds and goldfinches fly overhead, diving occasionally for food. Meanwhile, the trilling song of a meadowlark or bobwhite quail lulls you to a state of bliss possible only in East Tennessee. This is a day at Seven Islands State Birding Park. Just a short drive east of Knoxville off I40, the park is one of the newest state parks. Prior to 2014, the area was managed by Legacy Parks Foundation as Seven Islands Wildlife Refuge. More than eight miles of

A lone hawk makes a pass in the bright blue sky.

Hikers stroll down a lush, shaded path in Seven Islands State Park

The French Broad River runs adjacent to the park.

scenic, mowed paths and a paved greenway wind through the park’s 425 acres. Each trail lends itself to a varied type of habitat ranging from native grasslands and riparian zones to woodlands. There is also river access for boats at two locations. Britt Farrar is a ranger at the park. “Seven Islands was an Dixie Highway Garden Club members Yvonne Coulson, Linda Ford, Janet Underwood and Tricia easy addition for the state Michaels Photos by Cindy Taylor that didn’t require the overhead that would normally take place,� said Farrar. “The original restrictions were kept in place for land use development when the of iris plants. By Cindy Taylor First Baptist Academy 8th grader Eric The Knox County Council of Garden Clubs went to Chilhowee Park for the an- Armstrong, 13, read his poem “Jumping nual Picnic and Planting in the Park and a Frogs� during the meeting. Eric won second place in the Junior Gardeners poetry celebration of National Garden Week. Representatives from 12 Knox area clubs contest. The poem was short and sweet: Frogs jumping in the water were on hand to plant perennials around Ribbit, ribbitt the bandstand. The group had collected iris Over lily pads, logs and fallen trees rhizomes to donate to the park. Those will Gliding over the water be planted by the park grounds crew. Splashing in the thin layer of water near Greg Mackay, the manager of Chilhowee the banks Park, spoke to the garden club members. Owen Peterson won first place but was “I am surprised at the number of people here,� said Mackay. “We appreciate the iris unable to attend. Racheff House and Gardens is often the plants this group has donated. Our bin is already full. In the future it is our hope to location for local garden club meetings. have hundreds, maybe even thousands of Summer Splash, the annual game party and luncheon, will be held at Racheff Aug. irises here in the park.� Connie Barker, county council president, 19. District 4 Garden Clubs will host the said, “We had a great turn out for our annual meeting. I don’t think (Greg) Mackay Tennessee Federation of Garden Clubs anwas expecting such a successful round up nual show in Knoxville in 2017.

Picnic and planting in the park

conservation easement was transferred.� The park is a bird watchers paradise. Farrar says more than 190 species have been spotted to date. “The number is constantly changing, almost daily, depending on the time of year and during migration,� he said. “An additional 10 have been added to the list just since I began working here two years ago.� Some of the rarer species seen in the park are the barn owl, lark sparrow, claycolored sparrow, bobolink, golden-winged warbler, per-

Photos by Cindy Taylor

egrine falcon, saw-whet owl and sand hill crane. Farrar says the workload is heavy with a lot to get done and only a few to do it. But he loves his job. “It is a blessing to get to work in such a unique place,� he said. “The peaceful setting, the quiet and seclusion and the abundant wildlife remind me daily of why I love working here.� One visit will not be nearly enough. Seven Islands State Birding Park entrance is at 2809 Kelly Lane. Info: 407-8335.


A-14 • JUNE 22, 2016 • Shopper news

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June 22, 2016

HEALTH & LIFESTYLES

N EWS FROM PARKWEST, WEST KNOXVILLE ’ S H EALTHCARE LEADER • T REATED WELL .COM • 374-PARK

Better by degrees Total knee replacement sets life straight again For 20 years, it was 20 degrees for Kathy Metcalf. No matter how hard she tried, she simply couldn’t straighten her leg. Diagnosed with a birth defect of her knee cap that led to knee surgeries at age 10, 17 and 20, Metcalf was soon plagued by osteoarthritis and bone spurs in that knee, rendering it immovable beyond a 20-degree angle. “I had just learned to live with it because it had pretty much been my whole life,” said the 57-yearold Powell woman. But two days before last Thanksgiving, Metcalf, who had spent most of the afternoon on her feet preparing a large Thanksgiving meal, moved to rise from her sitting position. Suddenly, her knee “locked up” on her. “I was screaming in pain, literally screaming in pain,” she said. Metcalf decided to go to an orthopedic after-hours clinic offered on the Parkwest campus instead of Parkwest’s emergency department. “I thought they would just be able to go in and clean it up a little bit and I would be OK for a while, but that wasn’t an option,” she said. Instead, Matt Williams, a physician assistant to orthopedic surgeon Dr. Richard Cunningham, told Metcalf that her only option was a total knee replacement – a diagnosis later confirmed in clinic by Dr. Cunningham. “She had severe osteoarthritis, and in that situation, a replacement or total knee arthroplasty is her only option because other surgical treatments won’t help that kind of problem,” said Dr. Cunningham, a board-certified and fellowship-trained orthopedic surgeon who specializes in knees and shoulders. “She had severe wear and tear of the cartilage, basically bone-on-bone formation, so obviously she had some long-standing arthritic issues for a long time.” What’s more, Metcalf’s long delay in seeking treatment had contributed to the 20-degree angle of her knee. “Your knee normally has about 5 degrees of valgus (outward angle), so 20 degrees is quite abnormal,” said Dr. Cunningham. “Delaying treatment can make the

They are the ones who end up having the best function overall.” Even after wrapping up her outpatient therapy, Metcalf continues to work on her rehabilitation. “I’m still three months out from being 100 percent, but I’m still doing my exercises everyday even though I’m no longer going to therapy because I don’t want a setback or anything like that,” she said. “I’ve been riding a stationary bicycle about 20 minutes a day on top of my regular exercises, and the thing that I’m amazed about is I can sit with my leg up on the couch – I have not been able to do that forever! And I can actually put my sock on now without lifting my leg up – all the things that normal people do all the time are amazing to me!” “I actually went shopping yesterday, from about 11 o’clock until about 7 o’clock and I had no pain in my knee at all,” she added. “I know that’s almost a miracle, and that’s the way I feel because literally, they used to have to put me in Thanks to the orthopedic after hours clinic, Dr. Cunningham and Parkwest Medical a wheelchair and push me around Center, Kathy Metcalf is back to going anywhere she wants, and no longer requires a when we did these marathon shopwheelchair for longer outings. ping days. I feel like a kid again, a kid with a new toy – the new knee surgery more difficult, it can also given a book of mostly stretching I got for Christmas!” reduce the amount of motion that exercises she should do. Likewise, she was impressed On Dec. 9, Metcalf was wheeled you can recover. The longer your with the gifts of caring and kindDr. Richard knee is misaligned, the longer the into surgery at Parkwest Medical ness she received at Parkwest. Cunningham soft tissues have to tighten up, and Center where Dr. Cunningham “Everybody, from the day they even though you release the knee replaced her knee in an hour-long scheduled the surgery, to the in surgery, those muscles and lig- procedure. work on her recovery. “As soon class I went to about the surgery, “Basically what you are doing is as I was awake enough, I started the nurses were fantastic,” she aments aren’t used to moving like that so they tend to tighten back you are resurfacing the joint,” he moving my foot and leg,” she said. said. “I could not have asked for up and it makes the rehab much explained. “The joint is covered “I think that’s one of the reasons better service. Everybody I have with a nice smooth cartilage but I did so well because I did exactly dealt with have been fantastic. more difficult.” Still, the thought of a total knee in a patient with arthritis, it’s very what they told me to do.” Matt, Dr. Cunningham’s PA, was replacement both frightened and rough and sandpaper-like. So you That also included the ensuing just fantastic. And I really like worried Metcalf, who would be are basically removing that por- outpatient therapy at Methodist Dr. Cunningham. He’s a very nice needed back on her job at a credit tion and removing a small por- Medical Center just five minutes man. He always takes time to anunion no later than Jan. 4. “I was tion of bone. There is a common from her job. swer my questions. He just did a scared. I had heard horror stories misconception that you remove “She worked hard in the thera- great job. I just think that part of about getting it done, and how it a great deal of bone during joint py – that was the key thing,” said his skill is why I have done so well. would take six months to get over replacement but you really don’t. Dr. Cunningham. “The quicker Everybody was just great, and it, and I thought that meant six You remove only about a centime- you get back on your feet, the that was very important to me, months out of work,” she said. ter of bone in slivers, shape the quicker you can discard the walk- how well I was treated. They knew “But after I talked with Matt, he end of the bone to fit the new joint, er or the cane and get back to nor- what they were doing. They have said I would be back to 100 per- and you typically use cement to mal light activities. The key is to a really good program together cent in six months, but I could get stabilize it. So you are basically get immediately into the therapy from beginning to end.” back to work in like three weeks.” resurfacing the knee. So, instead and start moving the knee right But for Kathy Metcalf, this isn’t She was further reassured the of that rough, sandpaper-like away. That’s true of most surgeries the end – it’s the beginning. week before the surgery by an ed- surface, you put in a new smooth in general, but especially in knee “People who have never had a ucational class in which she was metal and plastic surface.” surgeries. The patients who do the knee problem just don’t undertold what to expect before, during As soon as the anesthesia be- best are the ones who adhere to stand how great it is,” she said. and after the surgery. She was also gan to wear off, Metcalf went to the therapy and do the exercises. “It’s just like a brand new knee!”

Parkwest Joint Center - The Retreat If your hips or knees are holding you back from the things you miss most, you will want to check into the Parkwest Joint Center – The Retreat. The facility provides patients the opportunity to make the most of their stay and benefit from amenities not typically associated with a hospital. The experience is designed and implemented to coincide with the Parkwest Medical Center motto of ensuring that patients are Treated Well. Well Treated. in a nurturing

environment where patients can re-charge, renew and rejuvenate. Since we work in small therapy groups, the Parkwest Joint Center is focused on you. You are not sick – you are well. You have received a new joint and we understand that it is important to return to an active lifestyle again … as soon as possible. For more information about the Parkwest Joint Center, call 865-373-0091 or visit us online at www.TreatedWell.com

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B-2 • JUNE 22, 2016 • Shopper news

Vehicles Wanted Transportation Automobiles for Sale BUICK CENTURY - 1999. 92K orig. mi., new tires, new ac, One of the nicest! $5500. (865)254-5782. FORD THUNDERBIRD 2002, 10,700 miles, like new, Call 865-470-2646 or 865-254-1213. PONTIAC GRAND PRIX - 2003. $1600. (865) 522-3898.

Sports and Imports BMW CONVERTIBLE COUPE Z4 - 2004. 54,000 mi, gray, Good cond. $8000. (865)274-6806.

2005 FORD EXCURSION - 6.0 diesel eng. 51K, $4000 exchange. (865)250-1480. 2008 NTO DODGE MEGA CAB Dooley 6’ truck bed. $1500/b.o. (865)250-1480. 6’ DODGE BED 2008 $600. (865)250-1480.

HYUNDAI ELANTRA GLS 2002 4 dr., blue, 129.5k hwy mi. 2nd owner. Svc locally, all svc records. VG cond. / no accidents. $1900. (865)247-9614.

BMW 2006, 3.0 ENGINE. - 61k mi. $2500. (865)250-1480.

LEXUS 430SC 2002. Hardtop convertible, red, black int. New Michelins, alternator, shocks, paint. Exc. cond. 157k mi. $12,000/bo. (865)947-3465 or cell 865-850-3465 MERCEDES-BENZ E320 - 2005. 46k mi. Purchased new. $12,000. Phone (865)250-1480. NISSAN MAXIMA - 2013. Premier. Glass roof, leather, 16k mi, like new. $17,500 (423)295-5393. TOYOTA CAMRY - 2002. Front end damage. Runs & drives. $2500. (865)250-1480. VOLKSWAGEN BEETLE - 2005. TDI diesel, new timing belt, water pump, straight shift, new tires, cosmetic damage, needs windshield, $2500. (865)250-1480. VOLKSWAGEN GOLF GT - 2003. 1.8 Turbo, 5 sp. new tires, 28k mi, purchased new. $6000. (865)250-1480. VOLKSWAGEN GOLF GT - 2011. 2 dr. hatch. 5 sp., 44k, $6000. Bill of sale (865)250-1480. VOLKSWAGEN JETTA - 2010. 2.5 eng., 5 cyl., sunroof, all leather, bluetooth. Great cond. 2nd owner. All maint. up to date. $7050. (865)591-0775.

4 Wheel Drive JEEP WRANGLER SPORT 2003. Dark blue, 6 cyl., hard & soft top, 97k mi, $7800. (865)609-6044; 601-527-6562

BUICK 1975 455 eng., 74K miles, U pull. $500. (865)250-1480. Chevy LT1, alum head, 350, 70K mi, computer, wiring harness, with 4L60E complete pkg. Make offer. (423) 836-3820. FORD 1997 F250 8’ BEDS Dual gas tanks. $500. (865)250-1480. FORD 2009. 8’ F350 Dual wheel bed, $1200. (865)250-1480.

CHEV. TAHOE 2003. Z71, 4 wh. dr., DVD, leather & heated seats, 3rd row seats, 203k mi, good cond. $5500. (865)671-6937

1984 Renken 17’ ski boat, Chrysl inboard motor, w/trailer. $2,000. (865)556-0884. 1995 ALUMACRAFT BASS BOAT w/1996 50HP 2 cycle Evinrude Motor, Hustler trailer w/spare tire, incl. 2 fish finders, motoguide 46 thrust trolling motor, 2 live wells, 2 batteries, $3500. Hustler pontoon trailer for 20’ boat. $1500. (865)245-9738.

1995 PONTOON BOAT - 24’,

2009 FLEETWOOD ELKHORN side in camper, 11’, Has air, heat, generator, microwave, stove oven, ref. freezer. good condition needs to go. Call 865-679-9175.

FORD EXCURSION LIMITED - 2005. 4x4 6.0 diesel, 120 k, needs int. & we have it. $8000/bo (865)250-1480. HONDA PILOT 2012. Honda Pilot Touring 2012, 4WD, fully loaded, 47K mi, exc cond, $20,500. (423)295-5393.

2011 SUNDANCE 5th whl, exc cond, end LR, 31’, $22,000 obo. (865)617-6914

KIA SORENTO LX- 2014. A/C ice cold. All scheduled maintence. All records. Always garaged. Excellent cond. Looks and drives great! Must See! Clean Carfax. 1 owner. Satellite radio. Still under factory warranty. Retired and no longer need 2 cars. $17,000. Contact 865-340-6261

2013 HEARTLAND BIG HORN model 3070 5th Wheel, 34’, 3 slides, auto leveling, icemaker, Arctic pkg, 2 AC’s, cent. vacuum, power awning, used very little. $39,000. 865-922-7838 or 865-803-9114

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Trucks Chevy Extreme SL 2002 PU, exc cond, always garaged, well maint. $8,000. (865)933-6802.

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Call (865)281-8080 Home Maint./Repair

Logs2Lumber.com FRESH HAY, 4X4 ROLLS, IN BLAINE $25 a roll, 100 rolls or more $20 a roll. (865) 216-5387 WANTED TO BUY STANDING SAW TIMBER Call 865-719-1623

Livestock & Supplies NEW ZEALAND RED RABBITS Call (865)922-8513.

Pets Dogs

between 2010 and the present time, you may be entitled to compensation. Call Attorney Charles H. Johnson 1-800-535-5727

BICHON FRISE male puppy, 9 wks old, $650. (865)607-5463 CAVALIER KING CHARLES Spaniel pups 8 wks, ACA reg., vet ck’d, shots & dewormed, loving temperments, $900 M, $1000 F, 423-620-3677. German Shepherd puppies, 4 F, 1 M, parents on site, shots, dewormed, hips & health guar. $950. 865-361-1013

GERMAN SHEPHERD PUPS AKC, West German bldlns, 5M, 3 F, vet ck’d. health guar. $700. 865-322-6251. GOLDEN DOODLE PUPPIES - F1B, males & fem. avail. Parents on premises. Must see. (423)733-9252 GREAT DANE puppies, AKC, various colors, avail July 18th. (859) 940-9252 LAB PUPS, AKC, (Sire), Black, Master hunter 2015 National pass, going back in 2016. (Dame) choc., great retriever hunter. $800. 2 wk. old. Taking dep. now. (423)506-6446. LABRADOODLES, GOLDEN DOODLES - DOUBLE DOODLES. DOB 4/17/16. Non-shedding, intelligent, litter box trained. 865-591-7220

MALTI POO Beautiful puppies, white, apricot or gold, shots, $350-$450. 865-717-9493 MINI DACHSHUND puppies, CKC reg, 3 males, B&T piebald, ready 7/1. $500 - $100 dep. (865) 335-8573 MINI SCHNAUZERS. CKC. Salt & peppper, 1st shots & dew claws, $500. Call (423) 736-0277. Miniature Mastiff Bulldogs. Cane Corso/French Bulldog cross. Beautiful blues, shots, healthy, $500-$800. (865) 457-5907

PUPPY NURSERY Many different breeds Maltese, Yorkies, Malti-Poos, Poodles, Yorki-Poos, Shih-Poos, Shih Tzu, $175/up. shots & wormed. We do layaways. Health guar. Go to Facebook, Judys Puppy Nursery Updates. 423-566-3647 SHIH TZU puppies, AKC, Females $600; Males $500. Shots UTD. Warranty. 423-618-8038; 423-775-4016 WEIMARANER PUPPIES, - 7 weeks old, silver, blues, parents on premises. $450. (423)244-6676

Cats SAVANNAH Female F-5, 9 weeks, TICA reg, $1800. (423) 539-1577

Merchandise Appliances FRIGIDAIRE SS refrig, 20 cu ft, 30x31x68, exc cond, $250. (865) 567-8842

GOOD AS NEW APPLIANCES 90 Day Warranty

865-851-9053

PALLET RACKING, various sizes & kind. (865)250-1480

CUSHMAN UTILITY VEHICLE. $2000. (865)250-1480. HD 2015 Tri-Glide, older owner, 5K mi, many extras, like new, $29K. Knoxville 540-538-4858; 865-774-9791

Millen Garage Builders 865-679-5330

Off Road Vehicles

1943 JOHN DEERE TRACTOR, MODEL B, Electric start, looks great, does not run. $1400 obo. (423)620-1850.

2011 HONDA FOREMAN - 4x4 ES, 372.6 mi, 56.8H, like new. $5100. 865-6096044; 601-527-6562 Seymour.

1995 763 Bobcat, only 1200 hours, good paint, really nice tires, $13,500. (865) 475-1182

SELLING MEDICAL EQUIPMENT GE Ultra Sound, Exam Tables & Furniture. Call (865)483-7411.

Merchandise - Misc. BUYING COMIC BOOKS small or large collections. Phone 865-368-7499

2 LOTS w/crypts incl at Sherwood Mem. Gardens in Garden of Last Supper sect. $2500 ea. 865-806-5972 Highland Memorial Chapel Knox. True Companion interior. Lists $15,995. Sell $12,000. Details (865)309-0170 LYNNHURST CEMETERY - 2 plots. Call Mike (865)978-5271 MANY PRIME CEMETERY LOTS - available in various gardens at Oak Ridge Memorial Park. Sacrifice at $1200 per lot with buyer paying $95 deed transfer fee. Call James at 865-882-8125 for info.

Open Houses OPEN HOUSE Sun June 26, 1-4PM. 599 Self Hollow Rd., Rockford (Blount Co.) One of a kind home. 2 BR, 2 BA, offers double master BRs. Totally remodeled w/all new appls. Huge deck, all on 1.47 acres. Save agent fees & come make an offer. $150,000. 865-221-1951; 828275-8157. Go to https://youtu.be/ i0M1N9TLZ6U for a video preview.

Manufactured Homes I BUY OLDER MOBILE HOMES 1990 up, any size OK 865-384-5643 MANUFACTURED HOME Solway, 3 3 huge BR, 2 BA, fam. rm, DR & kit, huge front & back deck, sep. laundry rm. Between Solway & Oak Ridge Hwy. By appt. only. $38,000/ negotiable. (865)206-4838

Lots/Acreage for Sale

103 ACRES ROCKWOOD AREA

approx 5 miles from I-40 Westel exit & just a few miles off USD70. Property has utilites and 3 ponds. Asking $1M - all offers considered. Call for more details, 865-694-0002 41 ACRES & 6 ACRES tracts for sale in Maryville, Tenn. (865)556-8890 BUILDABLE LOT Apprx 1 acre in Mimosa Estates. Lot 181 Near 129 Pellisippi. First offer over $5,000. Title Ins. provided. (865)983-6055

KILL BED BUGS & THEIR EGGS! Buy Harris Bed Bug Killers/KIT Complete Treatment System Hardware Stores, The Home Depot, homedepot.com (618)351-7570

Real Estate Rentals

Tickets/Events

Apartments - Furnished

BATTLE AT BRISTOL for sale 20x40 RV slot w/hookups - 1st section/ row by BMS (4 nights), 2 game tickets, 2 Kenny Chesney tickets. Call or text for details (865) 936-6583

WALBROOK STUDIOS 865-251-3607 $145 weekly. Discount avail. Util, TV, Ph, Refrig, Basic Cable. No Lease.

Tools COMMERCIAL SHOP FAN - $100. (865)250-1480 COMMERCIAL SHOP FAN - $100. (865)250-1480 MILLER SHOP MASTER 300 - CoolMate 300 cooler. Wire welder access. $2500. (865)250-1480 SET OF 4 SNAP ON TOOL BOXES Bought new. (865)250-1480

Wanted 1993 NISSAN 240SX - Searching for the previous owner of my Nissan 240sx. White,125,000,Powell Oct 2014. Pls contact by mail(contact # for address)VIN: JN3MS37AIPW201144 (865)851-5581

Apartments - Unfurn.

1,2,3 BR $355 - $460/mo. GREAT VALUE RIVERSIDE MANOR ALCOA HWY

865-970-2267 *Pools, Laundries, Appl. *5 min. to UT & airport www.riversidemanorapts.com

2 BR POWELL - Beautiful secure bldg, Special 1/2 rent now. Water pd, all appl. $570. $150 DD. 865-384-1099 ; 938-6424

2 BR TOWNHOUSES

ADOPT: A childless, financially secure couple seeks to adopt. Will provide safe, creative, happy, loving home. FT at home parent. Expenses paid. Courtney and Ela 1-855-883-0433 or www.momsadopt.com ADOPTION: Loving couple promises your baby a secure home. Denise & Nick. 1-888-449-0803

COUPLE HOPING TO ADOPT : A loving Mom, a devoted Dad, and a bright future are waiting to welcome your baby! Expenses paid. Anne & Colin. 1-877-246-6780

South - Taliwa Gardens $585 - $625 1 1/2 bth, W/D conn. (865) 577-1687 BEST DEAL OUT WEST! 1BR from $375. 2BR $550-$750. No pets. Parking @ front door. (865)470-8686 BROADWAY TOWERS 62 AND OLDER Or Physically Mobility Impaired 1 & 2 BR, util. incl. Laundry on site. Immediate housing if qualified. Section 8-202. 865-524-4092 for appt. TDD 1-800-927-9275

MORNINGSIDE GARDENS 1 BR Apt Now Available ELDERLY OR DISABLED COMPLEX A/C, Heat, Water & Electric Incl, OnSite Laundry, Computer Center & Resident Services Great location! On the Bus Line! Close to Shopping! Rent Based on Income, Some Restrictions Apply Call 865-523-4133. TODAY for more information

ENERGETIC, STRONG WILLED, YOUNG, Widowed, New York Teacher looking to create a family through adoption. Vowing to provide love, stability, & opportunities. Contact me at 1-888-488-0551 or www.RandeeLovesChildren.com

SOUTH KNOX - Large and clean. 1BR, 1 BA, appls, water, garbage p/u incl. $425. 250-9209 or 389-2336

Misc. Announcements

Homes Unfurnished

WE ARE THE SISTERS & BROTHERS of the Yorkrite Masons & Stars of Chattanooga TN looking for men and women that has been or want to become members. IF interested please contact me at the following number, Sister Minnie Rhodes, at 423-490-0438 or brother J.A. Farrington at 919-308-7988.

S.W. Area. 3 BR, 1 BA country home, priv., $800 mo + dep. & refs. (865)717-9493

2001 E. Magnolia Ave.

2 CEMETERY LOTS - in Highland West, down front, $500 each. Call (865)947-0767.

Farm Equipment

Lawn & Garden 2015 Snapper riding mower, 28” cut, $500. 865-556-5227

Adoptions

BARNS - SHEDS GARAGES - CARPORTS PATIO COVERS

MOPEDS 3 SACHS $700 EACH and 3 WIZARDS. Call for info. (865)365-1497.

CATERPILLAR, 3 YD BUCKET - & 4’ forks, fits IT Machines. (865)250-1480

Pembroke Welsh Corgi puppies - AKC Reg. Parents on Premises. Adorable little munchkins. Home raised. (423)733-9252

Cemetery Lots

BUILT ON YOUR PROPERTY FREE ESTIMATES!

Heavy Equipment

Announcements

Farm Buildings

2011 VICTORY CROSS ROADS 16,250 mi., extras, $8500. (423)465-0631.

Furniture SOLID WOOD BLONDE BUNKBED - with dresser, desk & storage in steps. $350 Solid wood blonde dining table, good cond. $100. (865)482-7700

MINIATURE PINSCHER PUPPIES - CKC Reg. All shots & worming current. Males only. $150 ea. 423-775-3662 or 423-834-1230

Building Materials Farmer’s Mkt/ Trading Post

BUYING OLD US COINS

90% silver, halves, quarters & dimes, old silver dollars, proof sets, silver & gold eagles, krands & maple leafs, class rings, wedding bands, anything 10, 14, & 18k gold old currency before 1928 WEST SIDE COINS & COLLECTIBLES 7004 KINGSTON PK CALL 584-8070

Med Equip & Supplies

ANATOLIAN SHEPHERD puppies, working/champion lines, $600. (865) 322-5531

Miscellaneous

IF YOU HAD HIP OR KNEE REPLACEMENT SURGERY AND SUFFERED AN INFECTION

West FOREST BROOK SUBD - 3BR, 2.5 BA, 3400 SF, offered at $595,000. Call 865-803-1994.

TORO 36” WALK-BEHIND MOWER. 60 hours. $3950. (423)618-2873

Will clean front & back, $20 & up. Quality work, guaranteed.

(865)288-0556

Collectibles

57” SS KENMORE GAS GRILL - 2 shelves, 1 with burner, 2 dr. storage gas tank. $140. (865)254-4728

HAROLD’S GUTTER SERVICE

Motorcycles/Mopeds 2003 GOLDWING - red, exc cond, 51K mi, new tires/windshield/backrest. Asking $8900. 1996 GOLDWING TRIKE - lots of chrome & extras, 98K mi, runs great, with trailer. Asking $12,500. Call (865) 660-7007

865-986-4264

GERMAN SHEPHERD PUPS - AKC, Male s & fem. Shots & wormed up to date. $400. (865)397-2425

Cleaning Services

Campers & RV’s

2010 CANYON STAR 39’ Class A gas mtr home by Newmar, top of the line loaded, great floorplan, 18700 miles, exc condition, ext svc contract avail, $72900 details 865 681 8976 (865)681-8976.

LINCOLN MKX - 2013. In Hallspriced $1000 under KBB Elite package..backup camera ,remote-gate-star t-lock keyless start,NAV,voice/touch screen 4 CD,Nav,Radio Climate etc. Tan/Blk interior yew wood inlay..front seats cooled all are heated 6way seats 22 in low profiles-got it all 75,000 mi., $19,500. (865)617-3840.

Convenient New Location! Exit 134 • Caryville Tennessee’s Largest CFMOTO Dealer!

Boats/Motors/Marine 14’ Trihull fishing boat, 25 HP Evinrude motor, & trailer, Motorguide elec trolling motor, 2 fish finders, safety equip & fishing equip. $1850. (865) 428-6156.

USING A WOOD MIZER PORTABLE SAW MILL

GOAD MOTORSPORTS

2007 SEA DOO GTX 3 SEATER/ Colbalt blue, 35 hrs. w/Hustler Trailer, Beautiful machine, $6500. (865)719-7606.

Recreation

Sport Utility Vehicles

CADILLAC ESCALADE ESV - 2008. 37k mi, loaded, $33,000. (865)250-1480.

AT YOUR SITE LOGS TO LUMBER

Personal Watercraft

New trailer. $5200. (865)898-5369.

20” Hurst Trailer, dual axles, Fold down ramps. $2500. (865)250-1480.

Farm Products

865-216-5052 865-856-8106 Auto Parts & Acc

Farm Equipment 2510 JOHN DEERE TRACTOR, - good cond. Work or collector. 54 HP diesel, 1960’s mod., $5900. 865-9843021 or 931-526-5574

FAST $$ CASH $$ 4 JUNK AUTOS

HONDA ACCORD EX - 2006. gray, V6, AT 116,000 mi., $8,500. (865)5484329.

Kia Optima SX Limited turbo 2013, fully loaded, 28K mi, $18,900. (423)295-5393.

Off Road Vehicles

Financial Consolidation Loans

WEST 4BR, 2 1/2BA, 2 car, 332 Oran Rd., 37934, $1100 mo. Heritage Realty, 865-288-4148 or Wanda 679-1616. WEST. 1704 White Pine Cir. 4 BR, 2 BA, gar., level yard, deck, refurbished, $1200 mo. 865-671-2222

Condos Furnished 2 BLOCKS TO CAMPUS in gated complex. 2 BRs avail in 3 BR condo. Full use of condo incl W/D. Patio. No pets/smoking. $600 per BR per mo. incl. utilities. (865) 221-0057

FIRST SUN FINANCE

We make loans up to $1000. We do credit starter & rebuilder loans. Call today, 30 minute approvals. See manager for details. 865-687-3228

Real Estate Commercial Commercial Property /Sale

Real Estate Sales West FARRAGUT - GREAT FAMILY NGHBRD 2 story, 3-4 BR, 2.5 BA, 3 car garage, prof. landscaping w/irrigation, fncd bkyard, comm. pool, $299,000. 865-388-2387

ACTION ADS 922-4136 or 218-WEST(9378)

NORTH 17,000 SF bldg on 2.25 acres, needs repair. Ideal for entertainment center, church or apts. $225,000. 865-544-1717; 865-740-0990.

Offices/Warehouses/Rent MIDLAND South East Center, Glasscock St., Alcoa, 5 rooms, 2 ba. Incl. water & AC. $650 mo. (865)983-0870


Shopper news • JUNE 22, 2016 • B-3

Shopper Ve n t s enews

Send items to news@ShopperNewsNow.com

THROUGH SUNDAY, JUNE 26 “Charlie & the Chocolate Factory,” Knoxville Children’s Theatre, 109 E. Churchwell Ave. Performances: 7 p.m. Thursdays and Fridays, 1 and 5 p.m. Saturdays, 3 p.m. Sundays. Info/tickets: 208-3677; knoxvillechildrenstheatre.com; info@ childrenstheatreknoxville.com.

WEDNESDAY, JUNE 22 Books Sandwiched In: “Being Mortal” by Atul Gawande, noon, East Tennessee History Center, 601 S. Gay St. Info: 215-8801. Dance Party, 3 p.m., Lawson McGhee Library, 500 W. Church Ave. Info: 215-8750. Knoxville Zoomobile, 2 p.m., Farragut Branch Library, 417 N. Campbell Station Road. Info: 777-1750. Magician Michael Messing, 11 a.m., Murphy Branch Library, 2247 Western Ave., LT Ross Bldg. Info: 521-7812. Wheels on the Bus Storytime, 11 a.m., Lawson McGhee Library, 500 W. Church Ave. Info: 215-8750.

WEDNESDAY-THURSDAY, JUNE 22-23 “Samsung Galaxy Phone/Tablet Basics for Seniors” class, 10 a.m.-noon, Farragut Town Hall, 11408 Municipal Center Drive. Presented by Social Media 4 Seniors. Cost: $45. Registration/payment deadline: June 22. Info/registration: townoffarragut. org/register; in person at the Town Hall; 218-3375.

THURSDAY, JUNE 23 Awesome Science with Dr. Al Hazari, 2 p.m., Bearden Branch Library, 100 Golfclub Road. Info: 588-8813. Book signing and reading with Julia Franks: “Over the Plain Houses,” 6 p.m., Union Avenue Books, 517 Union Ave. Info: unionavebooks.com. Excel 2013 certificate class, 8:30 a.m.-noon, Knoxville Area Urban League, 1514 E. Fifth Ave. Free class taught by Pellissippi State instructors. Learn new or upgrade old skills. Space limited; registration required. Info: Bill or Jackie, 524-5511. Hospitality Job Fair, 1-4 p.m., Knoxville Area Urban League, 1514 E. Fifth Ave. On-site interviews and applications with local employers in the hotel, convention and hospitality industries. Info: Bill or Jackie, 524-5511. “If You Build it, They Will Come,” 3:15-4:30 p.m., Humana Guidance Center, 4438 Western Ave. Presented by Master Gardener Amy Haun. Info: 329-8892. Variety Thursday: featuring Ensemble Swing Time, 7-9 p.m., Bill Lyons Pavilion, Market Square. Free music performances each Thursday. Bring chairs or blankets to sit on. Info: Knoxvilletn.gov/concerts.

FRIDAY, JUNE 24 Awesome Science with Dr. Al Hazari, 11 a.m., Lawson McGhee Library, 500 W. Church Ave. Info: 215-8750. “Way Late Play Date,” 6:30 p.m., The Muse Knoxville, 516 N. Beaman St. For adults over 21. Includes: live music, science with Dr. Al Hazari, lifesized foosball, an adult coloring table and an ice cream truck. Tickets: eventbrite.com/e/the-way-late-playdate-tickets-24328047846.

FRIDAY-SATURDAY, JUNE 24-25 Big BBQ Bash, all day both days, Founder’s Square on Broadway, Maryville. a Kansas City Barbecue Society (KCBS) sanctioned competition and fundraiser for the Helen Ross McNabb Center. To register barbecue team/sponsorship info: blountbbqbash.com. Info: mcnabbcenter.org. Daylily Bloom Festival, 9 a.m.-3 p.m., Oakes Daylilies, 8153 Monday Road, Corryton. Info: oakesdaylilies.com.

SATURDAY, JUNE 25 Breaking fast of Ramadan (Iftar) dinner, 8 p.m., Atlantic Institute 7035 Middlebrook Pike. Dinner is free; guests of any faith are welcome. RSVP required. RSVP: eventbrite.com/e/ramadan-iftardinner-on-june-25-2016-tickets-25995895423. Info: knoxville@theatlanticinstitute.org. “Honeybees and Getting Started in Beekeeping,” 2 p.m., Farragut Branch Library, 417 N. Campbell Station Road. Presented by Lynda Rizzardi, president of the Knox County Beekeepers Association. Info: 777-1750. “If You Build it, They Will Come,” 10:30 a.m., Cedar Bluff Branch Library, 9045 Cross Park Drive. Presented by Master Gardener Amy Haun. Info: 4707033. Meadow Lark Music Festival, noon-11 p.m., Ijams Nature Center, 2915 Island Home Ave. Headliners: Dale Watson and His Lone Stars and Southern Culture on the Skids. Tickets: $25 through June 24; available at WDVX radio, Ijams Nature Center and brownpapertickets.com. Info: meadowlarkmusicfest.com. Saturday Stories and Songs: Brianna Hanson, 11 a.m., Cedar Bluff Branch Library, 9045 Cross Park Drive. Info: 470-7033.

Saturday Stories and Songs: Faye Wooden, 11 a.m., Lawson McGhee Library, 500 W. Church Ave. Info: 215-8750.

SATURDAY-SUNDAY, JUNE 25-26 Farragut Lions Club Hole-in-One Shoot Out qualifications, 10 a.m.-6 p.m. Saturday and 2 p.m.-6 p.m. Sunday, 11863 Kingston Pike. Daily prizes awarded. Grand Prize 2016 Smart Car. 3 balls for $5. Proceeds to support Lions Club vision-related and other programs.

SUNDAY, JUNE 26 Book signing with Keith Stewart: “Bernadette Peters Hates Me: True Tales of a Delusional Man,” 2 p.m., Union Avenue Books, 517 Union Ave. Info: unionavebooks.com. The Stella-Vees Blues Band will perform during the 4 p.m. Blues Cruise aboard The Star of Knoxville, Tennessee Riverboat Company, 300 Neyland Drive. Blues Cruise is presented by the Smoky Mountain Blues Society. Tickets: tnriverboat.com/blues-cruises-2 or 525-7827. Info: smokymountainblues.org.

MONDAY, JUNE 27 Magician Michael Messing, 10:30 a.m., Cedar Bluff Branch Library, 9045 Cross Park Drive. Info: 4707033. Magician Michael Messing, 3 p.m., Howard Pinkston Branch Library, 7732 Martin Mill Pike. Info: 573-0436. “Moving Among Dinosaurs” Stroller Tour and activity, 10-11 a.m., McClung Museum of Natural History and Culture, 1327 Circle Park Drive. Free and open to the public, but reservations required. Info/reservations: tiny.utk.edu/strollertour or 974-2144. West Knox Book Club: “Half of a Yellow Sun” by Chimamanda Ngozi Adichie, 10 a.m., Bearden Branch Library, 100 Golfclub Road. Info: 588-8813.

TUESDAY, JUNE 28 Brown Bag Lecture: “The Midwives’ Quilt: A Tale of Conflict and Intrigue in the Smoky Mountains” with Dr. Gail Palmer, noon-1 p.m., East Tennessee History Center, 601 S. Gay St. Info: 215-8824. Chuck and Terri’s Musical Extravaganza!, 4 p.m., Karns Branch Library, 7516 Oak Ridge Highway. Info: 470-8663. Computer Workshops: Excel, 5:30-7:45 p.m., East Tennessee History Center, 601 S. Gay St. Requires “Word Basics” or equivalent skills. Registration required. Info/registration: 215- 8700. Einstein Simplified Comedy Improv troop, 8 p.m., Scruffy City Hall, 32 Market Square. Free admission. “Jazz Tuesday,” 8-10 p.m., Bill Lyons Pavilion, Market Square. Free music performances each Tuesday. Bring chairs or blankets to sit on. Info/schedule: www. facebook.com/CityofKnoxvilleSpecialEvents. Knoxville Zoomobile, 2 p.m., Murphy Branch Library, 2247 Western Ave., LT Ross Bldg. Info: 5217812.

Municipal Center Drive. Presented by Social Media 4 Seniors. Cost: $30. Registration/payment deadline: Friday, July 1. Info/registration: townoffarragut.org/ register; in person at Town Hall; 218-3375.

THURSDAY-FRIDAY, JULY 7-8 “iPad/iPhone Basics for Seniors” class, 10 a.m.-noon, Farragut Town Hall, 11408 Municipal Center Drive. Presented by Social Media 4 Seniors. Cost: $45. Registration/payment deadline: Wednesday, July 6. Info/registration: townoffarragut.org/register; in person at Town Hall; 218-3375.

SATURDAY, JULY 9 Second Saturday Concert at The Cove: The Hit Men, 6-8 p.m., The Cove at Concord Park, 11808 S. Northshore Dr. Free concert; bring blankets or lawn chairs. Presented by Knox County Parks & Recreation. Info: Jennifer Linginfelter, 215-4579; or Michael Grider, 215-4750. Vintage baseball, noon and 2:30 p.m., Historic Ramsey House, 2614 Thorn Grove Pike. Games and parking free; concessions available. Bring lawn chair or blanket for seating. Info: ramseyhouse.org.

SUNDAY, JULY 10 “Bring a Friend” Music Series featuring local bluegrass band The Jar Tipper, 3 p.m., First Farragut UMC, 12733 Kingston Pike. Special guest: Sammy Sawyer, Barney Fife impersonator and Christian speaker. Admission free. Refreshments available. Info: 966-8430.

MONDAY, JULY 11 “How to Use Facebook for Seniors” class, 10 a.m.-noon, Farragut Town Hall, 11408 Municipal Center Drive. Presented by Social Media 4 Seniors. Cost: $30. Registration/payment deadline: Friday, July 8. Info/ registration: townoffarragut.org/register; in person at Town Hall; 218-3375.

TUESDAY, JULY 12 “Mapping Your Way Through the Caregiver Journey” class, 5:30 p.m., Farragut Town Hall, 11408 Municipal Center Drive. Free presentation by Rebekah Wilson with Choices in Senior Care. Registration deadline: Monday, July 11. Info/registration: townoffarragut.org/register; in person at Town Hall; 218-3375.

TUESDAY-WEDNESDAY, JULY 12-13 “Advanced iPad/iPhone Basics for Seniors” class, 1-3 p.m., Farragut Town Hall, 11408 Municipal Center Drive. Presented by Social Media 4 Seniors. Cost: $45. Registration/payment deadline: Monday, July 11. Info/registration: townoffarragut.org/register; in person at Town Hall; 218-3375.

WEDNESDAY, JUNE 29

FRIDAY, JULY 15

Craft: Spirit Shakers, 2 p.m., Farragut Branch Library, 417 N. Campbell Station Road. For ages 3 and up. Info: 777-1750. Magician Michael Messing, 3 p.m., Lawson McGhee Library, 500 W. Church Ave. Info: 215-8750. “Pinterest/Instagram/Twitter for Seniors” class, 10 a.m.-noon, Farragut Town Hall, 11408 Municipal Center Drive. Presented by Social Media 4 Seniors. Cost: $30. Registration/payment deadline: June 29. Info/registration: townoffarragut.org/register; in person at the Town Hall; 218-3375. Spanish Food and Wine Pairing workshop, 6 p.m., Glass Bazaar, 6470 Kingston Pike. Instructor: Terri Geiser. Cost: $48. Info/registration: 584-9072.

Museum of Education Sock Hop, 7-10 p.m., Sarah Simpson Professional Development Technology Center, 801 Tipton Ave. Features: live music, appearance by Sammy “Barney Fife” Sawyer, silent auction, “prom” photo packages and more. Tickets: $25; available at all Knoxville Teachers Federal Credit Union locations, at the museum and online at http://bit.ly/1RUAA4J. Info: knoxschools.org/museum. Music in the Round: “A Cowgirl, A Diva and A Shameless Hussy,” 5:30 p.m., Barn Event Center of the Smokies, 7264 E. Lamar Alexander Parkway. A fundraiser benefiting the Great Smoky Mountains Heritage Center. Tickets: $75. Info/tickets: 448-0044.

THURSDAY, JUNE 30 Variety Thursday: featuring Blue Line Blues (A Band of KPD Officers), 7-9 p.m., Bill Lyons Pavilion, Market Square. Free music performances each Thursday. Bring chairs or blankets to sit on. Info: Knoxvilletn.gov/concerts.

FRIDAY, JULY 1 Opening reception for Art Market Gallery’s July featured artists exhibit, 5:30 p.m., Art Market Gallery, 422 South Gay St. Featured artists: Sandra Abraham and Elaine Fronczak. Exhibit on display June 28 to July 31. Info; 525-5265; artmarketgallery.net; on Facebook.

SUNDAY, JULY 3 Pilot Fireball Moonlite Classic 5K and Little Firecracker Mile, 9 p.m., UT Vet School with the route running along Neyland Drive. Hosted by the Knoxville Track Club. Info/registration: ktc.org/RaceFireball. html; or Bo Saulsbury, bosaulsbury@gmail.com.

MONDAY, JULY 4 Fourth of July Celebration on Mabry’s Hill, Mabry-Hazen House, Kingston Pike. Tours of the historic home, 6 p.m.; dinner, 7:30 p.m. Tickets: $60 adults, children under 12 accompanied by ticket holder, free. Includes dinner and live music. Info/tickets: mabryhazen.com or 522-8661.

THURSDAY, JULY 7 “Using Your Smartphone/Tablet Camera for Seniors” class, 6-8 p.m., Farragut Town Hall, 11408

FRIDAY-SUNDAY, JULY 15-17 “Big River” presented by the WordPlayers, Bijou Theatre, 803 S. Gay St. Performances: 7:30 p.m. Friday; 2:30 and 7:30 p.m. Saturday; 3 p.m. Sunday. Suggested for ages 12 and over. Tickets: wordplayers.org, knoxbijou.com and at the door. Info: 539-2490.

SATURDAY, JULY 16 Cades Cove tour with Bill Landry, 9:30 a.m. departure from Great Smoky Mountains Heritage Center in Townsend. Cost: $60. Advance reservations required. Info/reservations: 448-8838.

TUESDAY-WEDNESDAY, JULY 19-20 “Samsung Galaxy Phone/Tablet Basics for Seniors” class, 1-3 p.m., Farragut Town Hall, 11408 Municipal Center Drive. Presented by Social Media 4 Seniors. Cost: $45. Registration/payment deadline: Monday, July 18. Info/registration: townoffarragut.org/ register; in person at Town Hall; 218-3375.

WEDNESDAY-THURSDAY, JULY 20-21 AARP Driver Safety class, noon-4 p.m., O’Connor Senior Center, 611 Winona St. Info/registration: Carolyn Rambo, 382-5822.

THURSDAY, JULY 28 “Pinterest/Instagram/Twitter for Seniors” class, 10 a.m.-noon, Farragut Town Hall, 11408 Municipal Center Drive. Presented by Social Media 4 Seniors. Cost: $30. Registration/payment deadline: Wednesday, July 27. Info/registration: townoffarragut. org/register; in person at Town Hall; 218-3375.


B-4 • JUNE 22, 2016 • Shopper news

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My

Money

A SHOPPER-NEWS SPECIAL SECTION TION

ON

FINANCES

AND INVESTMENTS

JUNE 2 22, 2016

There’s plenty to learn about

reverse mortgages By Carol Z. Shane In the waiting area of the People’s Home Equity office on Gill Street in Maryville, informational brochures cover a table. On one, there’s a vintage picture of a woman plugging both ears with her fingers and clamping her eyes tightly shut. The caption reads, “Reverse mortgages are terrible!� “That’s how I used to think,� says Loren Riddick, who has spent most of his almost-20-year career facilitating forward mortgages. Now, however, he travels the country educating People’s Home Equity agents in 70 locations about HECM – Home Equity Conversion Mortgages. There’s more flexibility inherent in the loan than most consumers think, he says. There’s a qualifying process. And protections are in place for the heirs. Riddick says that a reverse mortgage works much like a home equity loan in that it provides cash otherwise inaccessible to the homeowner who wants to continue to own the home. The difference is that, with a home equity loan, the borrower must pay back a certain amount

Loren Riddick of People’s Home Equity in Maryville is a reverse-mortgage specialist. He’s shown with his family: Tucker, a student at University of Alabama, daughter Lucy and wife Missi.

each month and the total owed decreases; with a reverse mortgage, the debt accrues, and though a running total is reported to the homeowner in monthly statements, regular payments are not required. In Riddick’s words, a home equity loan borrower receives a statement from the bank each month saying, “You pay me,� but a HECM holder receives a statement saying, “You acknowledge me.� Gerry St. Claire, who owns Midland Restaurant in Maryville, admits that “the only thing that bothers me is watching that interest pile up� on the monthly statements. But St. Claire, who has had his HECM for “about four or five years� still thinks it’s a good deal. “It hit at a time when we really needed it, during the To page 2

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MY-2

• JUNE 22, 2016 • Shopper news

Savings program S

tate Treasurer David H. Lillard Jr. has announced the opening of AbleTN, a new program to help those with disabilities plan and save for the future. A program of the Tennessee Treasury Department, AbleTN will allow account holders the opportunity to save and invest with tax-free earnings to help individuals with disabilities maintain independence and quality of life. Tennessee is one of the first states in the nation to offer these savings accounts. AbleTN accounts are easy to set up and manage at AbleTN.gov, Lillard said. Earnings on investments in an AbleTN account will be tax-free as long as the funds are used to cover the cost of qualified disability expenses. “I commend the Tennessee General Assembly for passing legislation that positively impacts our most vulnerable citizens,” Lillard said. “As with all of the programs in the Treasury Department, we will remain dedicated to those who participate and those who wish to join us

in educating communities on how these programs can make a difference in the lives of Tennesseans.” Lillard was joined by state Rep. Debra Moody of Covington, Commissioner Many-Bears Grinder of the Department of Veterans Services, and some of the families who are excited to open AbleTN accounts in Tennessee. The Tennessee AbleAct was passed by the 109th General Assembly. The legislation was sponsored by Sen. Becky Massey of Knoxville with several cosponsors. “As executive director of the Sertoma Center, I work with over 100 adults who live with intellectual disabilities. I know the families that will greatly benefit from the savings possible in an AbleTN account,” Massey said. “I am so proud that Tennessee is one of the first states in the nation

targets individuals

with disabilities to offer these accounts.” “My wife and I are parents, and we know what it’s like to worry about your children and their financial future. We wanted this resource to be available to help the thousands of Tennessee parents who need more help to save for the costs of care for their children,” said Rep. Kevin Brooks. AbleTN is a savings program designed to help individuals with physical and/or mental disabilities put aside money with tax-free earnings to pay for qualified expenses. There will be no impact on federal means-tested benefits for accounts with a balance of less than $100,000.

From page 1 recession,” he says. “We still had a house payment. It worked great for us.” Sarah Pressley of Sweetwater says, “I had taken care of my parents for 12 years. I lost a lot of money. I filed for Social Security the day I was eligible.” But it wasn’t enough to meet her needs. “I thought, ‘if something happens to my husband, I’m sunk!’” She says she had to find a way to feel secure about her future. She and her husband applied for and got a HECM. She doesn’t worry about the accrued interest; she and her husband don’t intend to pay off the loan during their lifetimes. “It’s something less to worry about,” she says. According to “A Family Guide to Reverse Mortgages,” which is available in Riddick’s office, “Repayment of a reverse mortgage is deferred to when the loan is due (when the borrower dies, moves or sells the home.) The heirs, Riddick says, “cannot be handed a debt.” They automatically receive five percent equity in the

Lillian Crocco and Ray Winsky, both widowed, met at a gathering of HECM holders. Now they’re an item. Photo submitted

AbleTN will offer participants the ability to select from 14 diverse investment options, the same top-performing investment options available through TNStars College Savings 529 program, which has been consistently ranked top five in the county by SavingForCollege.com. There is no state residency requirement. All qualified U.S. residents with a disability that occurred before their 26th birthday can open an AbleTN account, if they are eligible to receive Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI) or have obtained a disability diagnosis by a qualified physician. The individual with the disability is the owner of the account, but accounts may be created by the beneficiary, parents/guardians or a third party. Beneficiaries are limited to one ABLE account at a time.

home and have several options, including selling, refinancing or even walking away and turning the home over to the bank. “Reverse mortgages are ... non-recourse, FHA-insured loans, offering additional safeguards for senior borrowers and their families,” states the brochure. Ray Winsky of Alcoa says, “It’s worked out really well for me.” Winsky got more than he bargained for; a widower, he is now dating someone he met because of his involvement with Riddick. “Every once in a while Loren has a little party and that’s how I met her,” he says with a grin. Riddick says that the only people who might not want to consider a HECM are either “ignorant, like I used to be,” or those who want to bequeath to their heirs a free and clear home. He urges everyone who is interested in a HECM to get the facts. “You don’t know what you don’t know,” he says. “If I can encourage people to learn more, I’ve done my job.”


Shopper news • JUNE 22, 2016 • MY-3

An option for

Unwanted life insurance M

ajority of seniors unaware they can sell their life insurance policies More than eight out of 10 seniors are not aware they can sell their life insurance policy for an immediate cash payment. According to a survey of more than

600 people conducted by Coventry Direct, 86.1 percent of life insurance policy owners do not know they have the choice to sell their unwanted policy instead of lapsing it for nothing or surrendering it for its cash value. Even a term policy with no cash value can be sold. Consider this story: A car dealership

owner originally purchased a $488,000 life insurance policy as a way to fund a buy/sell agreement with his business partner. After the business dissolved, his family continued to pay the premiums, but eventually decided they no longer needed the coverage. He was planning to surrender the policy back to the insurance company for $6,800 until he saw Coventry Direct on TV. He called them and was pleased to learn he had another option in which he was able to sell his policy for $80,000 – more than 10 times what he would have received from the insurance company. The proceeds were divided among his three children, which they used to supplement their income. “When seniors decide they no longer need or can’t afford their life insurance policy, the typical decision they make is to lapse or surrender it back to the insurance company,� said Alan Buerger, CEO of Coventry Direct. “The vast majority of these seniors have no idea they may be able to sell that unneeded life insurance policy for several times more than its cash value.� Life insurance is personal property, has value and can be sold just like your home. The proceeds of the unwanted policy can be put toward paying health care bills, paying off debt or subsidizing other retirement expenses. To learn more about the option of selling your life insurance policy, visit coventrydirect.com/lifesettlements or call 888858-9344.

Tech transforms dining out experience Satisfying a craving has become easier than ever with the growing menu of interactive tools available at restaurants. From ordering to entertaining to rewarding, these resources make it simple to enjoy visiting your favorite eateries. With technology transforming nearly every other aspect of life, it should come as no surprise that mobile and electronic tools, such as Outback Steakhouse’s new mobile app, are fast-growing restaurant trends. Other enhancements make it faster and more entertaining to dine away from home. To make the most of your next meal out, find out which of the following services your favorite restaurants is offering: Mobile apps. You use your smartphone for everything else, so why not at your favorite restaurant? Mobile apps give customers more control over their dining experience, allowing them to choose how and when they want to pay the bill, receive exclusive offers, join the wait list and check in. Using the new Outback Steakhouse mobile app, you can peruse the menu ahead of time and when the meal is done, there’s no need to wait for the bill; you can pay right from your phone, split the check, add a tip and even securely store payment details for future visits. To learn more, visit outback.com/app. Call ahead seating. While you used to have to physically go to a restaurant and wait in line, you can now call ahead to find out the estimated wait time and put your party on the list for now or a later time, before walking out your door. Some restaurants even allow you to view the current wait times and join the list on their websites. Online ordering. When restaurants first began offering carry out menus, you had to physically go to the restaurant, place your order and wait while it was prepared. Today, you can either call your order in or with a few clicks, place your order online and have it delivered or ready for carry out at the time you choose. Some restaurants even allow you to save favorite orders for future use. Interactive table kiosks. This trend started with tableside games for simple entertainment while you waited for your order, but quickly evolved into much more. Now, not only can you pass the time playing games solo or with table mates, you can peruse the menu, place orders and pay your bill all on your own schedule. Rewards programs. Whether you’re earning stamps or swiping a card, rewards programs can pay

big for frequent customers. Basic approaches involve a punch or stamp card that accumulates toward a free menu item. More sophisticated programs let guests earn points toward free or discounted meals, offer exclusive discounts and engage

patrons in special promotions. The Bloomin’ Brands’ Dine Rewards program, coming this summer, will allow customers to earn up to 50 percent off their fourth visit to any one of its restaurants, including Outback Steakhouse.

Tips to save money at the pump As gas prices continue to drop, motorists should take advantage of their savings at the pump and invest it back into their vehicles. By spending a little now to increase fuel efficiency, drivers can multiply fuel savings and save more money at the pump, according to the Car Care Council. Here are a few simple steps for motorists to be car care aware to improve fuel efficiency and save money in the long run: â– Engine performance: Keep your car properly tuned to improve gas mileage by an average of four percent. â– Tire pressure: Keep tires properly inflated and improve gas mileage by up to 3.3 percent. â– Motor oil: Improve gas mileage by 1 to 2 percent by using the grade of motor oil recommended by the manufacturer. â– Air filters: Replacing clogged air filters on older vehicles can improve fuel economy and will improve performance and acceleration on all vehicles. â– Gas cap: Damaged, loose or missing gas caps allow gas to vaporize into the air. For more tips to increase savings and fuel efficiency for your vehicle, visit www.carcare.org.

Through technology, restaurant service has evolved into an uber-personal affair. Interacting with the special features available through your favorite restaurants lets you customize nearly every aspect of your culinary experience.

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MY-4

• JUNE 22, 2016 • Shopper news

3 Ways to Find

Financial Happiness this year

W

hether a Millennial keen to put down roots and buy a house in the near future, a Gen Xer intent on nourishing credit health to keep life goals on track or a Boomer who wants to ensure their finances are in order before retirement, good credit health matters. A majority of Americans feel it directly correlates with their overall happiness, too. Three-out-of-five people say that a higher credit score plays an important role in their happiness, according to the Chase Slate 2016 Credit Outlook. Yet 30 percent of Americans have not checked their credit score in the last year and, of those, one-in-five elected to stay in the dark out of fear their score might be low. Farnoosh Torabi, personal finance expert and Chase Slate financial education partner, suggests taking action now to let go of the fear factor and find financial happiness with these tips: â–

Don’t fear the future, plan for it

Did you dip into savings last year, or maybe not manage to save much at all? Instead of worrying about depleted savings, put your energy toward refueling that account immediately. A good rule of thumb is to have six to nine months of savings to cover necessary expenses in the event of an emergency, like a job loss or disability. Beyond savings, take time to make sure you’ve got all of the proper protections in place, from health to life insurance and homeowners to auto insurance. â–

Get up-close and personal with your credit standing

Financial unknowns can be scary at first, but you’ve got to understand where you stand now to be able to figure out where you can go next. Turns out top-notch credit can be your golden ticket to securing an affordable mortgage or qualifying for the best interest rates. So take a deep breath and check your credit score (for free, if you can). The Chase Slate Credit Dashboard empowers customers to get to know their credit standing with access to a free monthly FICO score and the specific positive and

negative factors behind it. â–

Raise your hand ‌ and your voice

If you’re feeling uninspired by a “9 to 5� job, find ways to act like an entrepreneur within your role. Taking on new responsibilities or proactively inventing new systems can make you stand out both within your company and your industry, which may bring financial rewards. Don’t be afraid to ask for the pay raise you deserve – just do your homework first. Take time to understand your company’s financial position, research your market value and prepare a case study of your achievements and value. For more tips to improve credit health and find financial happiness, visit Chase.com/news.

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Shopper news • JUNE 22, 2016 • MY-5

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Navigating volatile markets for a secure retirement P

ersistent and significant stock market swings, combined with shifting workplace structures and an outdated retirement benefit system, are profoundly impacting Americans’ ability to save and prepare for a secure retirement. In fact, a quarter of Americans age 50 and over exhausted all of their savings during the 2008 recession, according to a recent AARP Public Policy Institute report. And, at the same time, almost one-third of older Americans said their home declined in value, meaning they could no longer count on rising home values to help fund their retirement. In order to protect your nest egg against market volatility, experts recommend ensuring you have a balanced financial portfolio that includes conservative, low-risk products that are less impacted by stock market volatility. “The single most important step Americans can take to mitigate risk is to diversify their portfolios,� said Jim Poolman, Executive Director of the Indexed Annuity Leadership Council. “Sitting with a financial planner and using a retirement calculator can help you determine where you are, where you want to be and what savings vehicles can help you get there.� While there are no surefire ways to avoid the effects of

â–

A study by the Employee Benefit Research Institute found 39 percent of people guess how much they will need to save without actually calculating their retirement needs. Using calculators can help determine your specific retirement income needs so that you can plan accordingly. Calculating just your living costs isn’t enough – also take into account rising healthcare costs, inflation and longer lifespans. â–

stock market instability, there are some things you can do to reduce the likelihood that you will suffer the consequences in the future, and things you can do during a market downturn. â–

Start saving now

Many people are focused on paying down student loans and other debt, or concentrating on more immediate goals like buying a house and children’s college funds. However, the cost of putting off retire-

ment savings adds up. Every six years you wait to start saving, the monthly amount you need to save to reach the same retirement income doubles.

derestimate the importance of a balanced fi nancial portfolio. Your level of risk should reflect your age and your retirement goals. For example, younger savers have more time to recover from risk than ■Avoid putting all of those nearing retirement. One option to provide balance to your your assets into one retirement portfolio is adding a type of account Fixed Indexed Annuity, which While contributing to an em- protects your principal and can ployer’s 401(k) is a terrific start, provide a guaranteed stream of it’s often not enough. To build a income in retirement, regardless solid retirement plan, don’t un- of market ups and downs.

How to Combat

Rising Life Insurance Costs F

or a good portion of Americans, life insurance is a critical component of financial planning. However, in recent months, many seniors have been hit with an unwelcome surprise as sev-

Create a retirement plan based on actual needs

eral insurers are raising the premiums on their life insurance policies. When a life insurance policy becomes too expensive to maintain due to premium increases, the owner can be faced with

some difficult decisions. Consider this story: A 75 year-old man owned a Universal Life insurance policy with a death benefit of approximately $500,000, which he purchased to provide income

for his wife in the event of his death. Unfortunately, a battle with prostate cancer dealt him a financial blow and the low interest rates took a toll on the cash value in his policy. Then came the sucker punch: the life insurance company was raising his premiums to almost twice what he had originally planned. He was told that he would receive just $1,006 in cash surrender value from the insurance company. Instead, he contacted Coventry Direct. Through a life settlement, he received $10,000, which he used to supplement his retirement income, getting out from underneath the policy and putting some extra change in his pockets at the same time. If you are among those policyholders facing an increase in premiums that is stretching you out of your budget comfort zone, it may be time to explore your options. There are a few things you can do to combat ris-

Monitor and adjust your savings strategy

Volatility in the stock market can affect your savings, as do your current expenses and future needs. Additionally, career changes and family situations can change how you should be saving. Leading up to retirement, your last few years of savings will be different than when you were first starting out in your career. A good rule of thumb is to spend five minutes every five years revisiting your retirement plan to make sure your savings reflect your needs and adjust for market conditions. Learn more about options for managing your retirement account at FIAinsights.org.

ing life insurance costs: Pay the higher premiums. This may seem like a do-nothing option, but look closer. If premiums are exceeding your budget, then you need to make adjustments to ensure that you can continue to make the scheduled payments or you could risk losing the policy altogether. This may mean cutting other personal expenses, eliminating travel plans or making other changes to your finances. Maintain current premiums, but take a cut in death benefits. If you find that keeping your policy is creating a financial burden, it may be worth reassessing how much of a benefit you truly need. Reducing the death benefit amount means less money for your heirs, but it may also help prevent the policy from lapsing and leaving your heirs without any benefit under the policy. Shop for new coverage. Like any other type of insurance, you have the right to explore different insurers for any number of reasons, including escalating policy rates. However, you’ll want to make sure that you have a new policy in force before cancelling your old policy, just in case you hit any snags

finding a new insurer. Surrender the policy back to the carrier. Depending on your financial situation, surrendering your policy back to your insurer may be your best choice. Although the cash payout will be a fraction of the death benefit that you had established for your heirs, surrendering the policy will eliminate an annual payment that you may not be able to afford. Explore a life settlement. As circumstances change, your insurance priorities may change, too, and selling your life insurance policy can make sense. Selling your life insurance policy to a third-party investor, which is known as a life settlement, may be a more attractive alternative to surrendering your policy back to the carrier. Coventry Direct can help you learn whether a life settlement might allow you to sell your policy for an immediate cash payment that could be four to eight times greater than what you would receive from your insurance company. To learn more about your options and whether a life settlement is right for you and your family, visit coventrydirect.com/ lifesettlements or call 888-858-9344.


MY-6

• JUNE 22, 2016 • Shopper news

Creative ways T

he cost of college tuition continues to increase, and college graduates are feeling the burn of that trend when the time comes to begin repaying their student loans. According to an analysis from higher education expert Mark Kantrowitz, publisher of Cappex, an online resource for students seeking college scholarships, members of the class of 2016 will graduate with an average student loan debt of just over $37,000. That projection, which was based on federal student loan data and variables including tuition inflation, would be an all-time high. Things are not much better in Canada, where the 2015 Graduating Student Survey by the Canadian University Survey Consortium estimated the average member of the class of 2015 graduated with $27,000 in debt. Though many prospective college students are beginning to question if college degrees are worth taking on the kind of debt many

students must take on to continue their educations after high school, statistics still indicate that college graduates have far greater lifetime earning potential than men and women who enter the professional arena with only high school diplomas. So what can prospective college students do to avoid graduating without tens of thousands of dollars in debt? The answer might not be so difficult. â–

Apply to tuition-free schools

Many students and parents might be surprised to learn that there are several tuition-free schools. Admittance to these schools is competitive, but students considering equally competitive, high-tuition alternatives might make strong candidates for admission to tuition-free schools.

â–

to cut college costs

Apply to fixed-tuition schools

If tuition-free schools are not an option, students can save money by applying for admittance to fixed-tuition schools. Such schools guarantee that the tuition students pay in their freshman year will not increase during the ensuing three years. (Note: Tuition may increase if a student needs a fifth year of schooling.) That can lead to considerable savings, as many schools’ tuitions increase dramatically in just four years.

this option, make sure credits at the twoyear college fully transfer to the fouryear school students hope to enroll in after earning their associateĂ•s degrees. â–

Remain in-state for undergraduate degrees

In-state tuition at public universities remains a considerable bargain over out-ofstate tuition or tuition at private universities. Students planning to do postgraduate work might benefit by enrolling in in-state public universities and saving their money to finance their postgraduate educations. Students who hope to attend a public uniâ– Begin at a two-year versity in a state that borders their home college state may be eligible for a border waiver, Two-year colleges typically charge which grants them in-state tuition even considerably lower tuitions than four- though they attended high school outside year colleges and universities. Students of the state. who want to save money may benefit Attending college has never been by enrolling in a two-year college out of more expensive, but students and their high school and getting all of their pre- parents can explore various options requisite courses out of the way at a more that can help reduce the cost of college budget-friendly cost. When considering tuition.

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