How to guide 2014

LUDINGTON DAILY NEWS | November 2014

HOW-TOGuide

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Ludington daily new/HOW TO GUIDE

How - to

| FRIDAY, NOVEMBER 7, 2014

choose hospice care

Hospice care isn’t only for the dying.

Hospice puts the family and patient at the center of care planning by working closely with physicians and caregivers to provide Opting for hospice care can be one of comprehensive, compassionate care the most compassionate decisions you for individuals nearing will ever make. the end of life.

Hospice care can be provided in your home, assisted living centers, nursing homes, hospitals and residential facilities. Hospice care specializes in making the patient feel as comfortable as possible. More and more, patients choose to receive treatment in

their own homes, where they are most comfortable, surrounded by family and loved ones.

Part of selecting a hospice involves having the right feeling. Choose one that helps you and your family feel at ease. You should be prepared to ask and answer some extremely difficult questions. Remember, death is a tough subject to discuss and clear, caring communication is absolutely essential.

A quality hospice program will give you all the time and personal attention you need to ease your mind.

Since some physicians may hesitate

to broach the subject of hospice care, you may need to bring it up yourself.

Ask whether hospice care would be appropriate and which services might be most helpful to ease the end-of-life process. You can also approach a hospice provider directly to ask about their services. They will work with physicians to help determine if a patient is eligible for hospice care.

By focusing on the emotional, spiritual and physical needs of both the patient and family, hospice care helps make the end-of-life experience meaningful for all, allowing people to die with peace and dignity.

You Have a ChoiCe in Hospice care When you or your loved one is faced with a life-limiting illness, you want the most experienced team of professionals at your side.

Choose the experts at Hospice of Michigan.

When you need care — even in the middle of the night — RNs are available to answer questions or make an urgent visit if needed, to ensure you receive the care you need when you need it. It’s what makes Hospice of Michigan your best choice for end-of-life care.

5177 W. US-10, Ludington Brenda Sweeney, RN

24/7 tollfree: 888-247-5701 www.hom.org

FRIDAY, NOVEMBER 7, 2014

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How - to

choose a

college that’s right for you The second function of community colleges is to prepare students for the job market by offering entryCommunity colleges were level career developed, and still exist, training, as well for two major purposes. The as courses for first is to serve as a bridge adult students from high school to college who want to upgrade by providing courses for their skills for transfer toward a Bachelor workforce of Arts or Bachelor of Science re-entry or degree. Four out of 10 advancement. college-bound high-school Here are some reasons you graduates start their college might attend education this way. West Shore Community College:

1. YOU’RE TIGHT ON FUNDS Community colleges cost significantly less than state or private colleges and universities.

This means that they can be a costeffective way to complete the first years of college.

2. YOU’RE NOT SURE ABOUT COLLEGE Maybe you’d like to begin by aiming for a two-year associate’s degree and assess as you go whether you want to pursue a bachelor’s degree.

3. YOU AREN’T SURE WHAT KIND OF PROGRAM TO PURSUE Many people enter college without a clear idea of what they want to focus on. At a community college, you can explore different subject areas before committing to a program, without having to be so

concerned about finances. Many community colleges offer intensive guidance counseling that can help you assess your abilities, and interests.

Dream job training available now

4. YOU WANT TO BUILD YOUR SKILLS BEFORE TRANSFERRING Whereas many four-year colleges and universities have selection criteria for attendance, such as a minimum required GPA, community colleges are open to everyone. If you want to pursue college-level coursework but aren’t academically ready, community colleges offer classes and one-one-one tutoring to help you strengthen your basic skills.

5. YOU’D LIKE A CAREERORIENTED DEGREE Programs like these are often not available at four-year institutions.

If you’re thinking of seeking employment after finishing up at a community college, there are several routes you can take.

You can earn an associate degree – an Associate of Arts or Science (A.A. or A.S.) or an Associate of Applied Arts and Sciences (A.A.A.S.).

These degrees take about two years to complete.

However, if you want to take courses in a specialized area of study but don’t want to spend the time necessary to earn an associate’s degree, many community colleges have certificate options that provide intensive training in a specialized field like computer network services, management, office information systems, or early childhood education.

students education and training in nursing, math and science, engineering and so much more. Research proves that the more education you have, the more you can earn.* Why settle for a low-paying job when you can prepare today for the career of a lifetime?

Register now for winter semester classes! Classes begin January 12. *According to the U.S. Census Bureau, a worker with a 4 year college degree earns nearly double a worker with a high school diploma.

where students come

first

3000 N. Stiles Road, Scottville 231-845-6211 • 800-848-9722 www.westshore.edu

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Ludington daily new/HOW TO GUIDE

| FRIDAY, NOVEMBER 7, 2014

How - to choose an appliance BEFORE BUYING, CONSIDER WHERE THE APPLIANCE WILL BE STORED AND USED

Often the basic appliance unit is the same for several brands, but the price increases as the added features increase. This is true on major appliances… tall new models are energy savers.

Be sure where you’ll use it is wired adequately and that there’s an outlet available. Don’t use extension cords unless it’s absolutely necessary. Cords reduce efficiency and may be dangerous.

Once you’ve decidedyou really need the appliance and that you have room for it… consider the original price tag plus any installation, operating and maintenance costs.

Low operating costs may make energy-efficient models worth the initial higher price. For example: some new models of refrigerators and freezers are 50 percent more energy efficient than models 10 years old. Check the yellow and black Energy Guide Levels on major appliances for energy information.

CHECK THE COST OF CREDIT If you can anticipate buying an appliance, try to save a little each month so you can pay cash and avoid the cost of installment buying. You may even

get a lower price if you can pay cash.

Anticipating your purchase will also give you time to get the information you need to buy wisely. If you know you’ll be buying a major appliance, start reading ads, consumer magazines and buying guides. Ask friends and relatives about the models they have and which features they use or don’t use.

WARRANTY OR GUARANTEE Take time to read the written guarantee… don’t just take the word of the salesperson. When you buy, remember to fill out and mail the warranty cards.

Look for safety seals and seals of approval. The UL seal (Underwriters’ Laboratory) is probably the best known safety seal. Another seal, a blue star emblem, may be found on gas appliances. It means that the design and construction meet safety and performance standards of the American Gas Association Laboratories.

Some magazines and other groups have seals of approval, too, but they vary in their worth to the consumer. Don’t assume that a seal assures quality.

For the most part, appliances on the market do what they are designed to do. Your choice of brand and price will depend on personal preference and individual need rather than actual differences in function and quality.

For more information on choosing appliances for your home, contact your local county extension office.

NOVEMBER 5 - DECEMBER 3

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FRIDAY, NOVEMBER 7, 2014

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SHARE THE

SCORE

✔ Are you an avid high school sports fan? ✔ Are you a parent of a high school athlete? ✔ Go to lots of local high school games? ✔ Got a smart phone?

When you’re at a game, send us a tweet with the sport you’re watching and the score at @SportsLDN and we’ll send it out for those following the scores on our website, LudingtonDailyNews.com.

If interested, call David Bossick, 845-5181, ext. 312.

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Ludington daily new/HOW TO GUIDE

How - to

find the right

| FRIDAY, NOVEMBER 7, 2014

Lighthouse Realty Ludington 231-845-7500 Manistee 231-398-3800

Lake County 231-898-3660 Oceana County 231-869-7500

real estate agent Buying or selling a home is a big financial decision, yet many people avoid putting effort into finding the right real estate agent. Choosing the right agent can save you time and stress whether Finding the right real you are trying to a home or estate agent is everything. find would like to sell Real estate transactions are your home.

complicated, and if you’re like most home buyers, all your assets are on the line

All real estate agents aren’t created equal.

The amount of formal education a realtor has, the knowledge they have about the neighborhoods you want to buy into and the real estate listings they have access to vary widely.

Many people use the terms “realtor”, “real estate agent” and real estate broker interchangeably, but they aren’t mutually inclusive. A real estate agent is a person who has a real estate license from the state in which they practice. A realtor is a real estate agent who has earned additional certification from the National Association of Realtors. A real estate broker is a realtor who has yet more training and a different license than real estate agents or realtors.

For the most part, the exact title of the real estate professional you work with isn’t as important as the level of commitment, energy and local knowledge he or she may have. But trying to find the real estate agent who embodies all the above can still be a challenge. Read over the following tips for choosing a realtor (or real estate agent, or broker) and you’ll be ahead of the game: • There are a few types of real estate agencies out there - small ones, large ones, franchises and independent agencies - but don’t

get too hung up on the differences.

The individual agent is more important than the agency.

• Know what type of representation you’re looking for. Most real estate agents are seller’s agents, meaning they on’y represent seller’s interests (to the disadvantage of the buyers).

This is great if you’re a seller, but if you’re looking to buy a home inquire about buyer’s agents brokers who represent the buyer’s interests in real estate transactions - at any agency you look at.

• To find the find the right agency, do some legwork. Explore the neighborhoods you’re interested in buying into and look for realtors/ brokers nearby.

• Search for real estate agents, not individual homes or properties.

You may be looking through your newspaper’s real estate section one day and fall in love with a home that a particular real estate agent is listing. The long-term relationship you have with your real estate agent is more important than any particular home.

• Look for experience. The real estate profession has a high rate of turnover, which means lots of untested agents are constantly moving in and out of agencies. Ask how long they’ve been practicing.

• Look for commitment. Many real estate agents only practice on a part time basis and they might not have the time or drive to give you the attention you deserve, In the end, choose the agent that represents the best combination of knowledge, experience and responsiveness and who seems to understand you and your needs.

Debby Stevenson 231-510-5727

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FRIDAY, NOVEMBER 7, 2014

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How - to

choose

assisted living housing Today there are more housing options for seniors who want and deserve to be treated with respect, live in a clean There comes a time in many and private a person’s life that living on apartment and one’s own might not be have assistance the best option. Safety when needed.

When concerns might make searching for an assisted living the assisted living appropriate choice. community, look for one that can accommodate changing needs with appropriate care.

Does the community provide an environment where the senior can live as independently as possible while receiving assistance with daily activities?

Costs could vary with care provided. Make sure you understand the way a community determines its care charges.

Other choice can affect cost too: Private apartment or companion suites, access to staff 24-hours a day, or on some other arrangement; and what level of care the community provides. Some assisted living communities can accept a resident who requires higher levels of care.

Not all assisted living communities are the same.

services such as housekeeping, maintenance, meals and social activities.

• Assisted living that offers some level of assistance with daily activities, including personal care, medication administration, monitoring of health care needs and access to trained staff.

• Specialized care can include people with diabetes, neurological disorders or those in need of palliative or comfort care.

• Respite care is short term, often a result of hospitalization, illness or to give a family member relief from care-giving responsibilities.

Some assisted living facilities, but not all, might offer a form of memory care for those experiencing dementia.

Those seeking the right choice of assisted living might want to compare care options, The care itself, the cost and other potential services.

Check your insurance for potential coverage. Financial assistance may also be accessed through some veterans benefits and potentially Michigan Medicaid’s MI Choice waiver program. Assisted living services also may be tax deductible, but consult your tax advisor on that.

Sharing Life’s Journey This is living.

Assisted care for your loved one is our specialty.

Our communities are thoughtfully designed to cater to the unique needs and demands of today’s seniors.

Our care programs are designed specifically for each individual, providing the highest level of service when it’s most needed. As your needs change, we change with you. It is our privilege and honor to share in life’s journey of our residents.

CARE OPTIONS COULD INCLUDE: • Independent living that involves no medical care just

Ludington Woods

ASSISTED lIVING & SpEcIAlIzED MEMory cArE

502 N. Sherman St. Ludington

(231) 845-6100 www.ludingtonwoods.com

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Ludington daily new/HOW TO GUIDE

How - to

Smith & Eddy Insurance

choose an insurance agent ALL AGENTS ARE NOT EQUAL It is important to understand the difference.

If your prospective agent is listed as an independent, he or she will have access to numerous underwriting In this age of impersonal companies and dealings and electronic multiple policies transactions, buying to fit a client’s insurance still offers an needs. A direct writer, or a opportunity to develop captive agent, on a relationship with an the other hand, individual professional – works with only your insurance agent. one insurance company and sells only that company’s policies. The direct writer is an employee of a particular insurance company, whereas the independent works for an agency.

Remember, however, that just because an agent is independent he or she does not represent all insurance companies.

| FRIDAY, NOVEMBER 7, 2014

SHOULDN’T YOUR POLICY COME WITH AN AGENT? “Trust all of your insurance needs to our team of professionals.”

NARROW THE FIELD You may want to identify possible insurance agents. Coworkers, friends and others you trust are great reference resources. Check with them to see what agent they use and if they are happy with that choice.

If you have decided on a single insurance company, that underwriter’s website will often list its agents working in your area.

TALK TO THE AGENTS The insurance agent you hire will potentially be working on your behalf for many years to come.

Interview them just as if they were a potential employee. Find out their areas of expertise and how much experience they hold. Find out who will handle your account day to day – the agent, or someone in the office. Ask how often they will review your needs and how the agent might identify coverage gaps.

More options and over 400 years of experience to help you make the right choice.

IT’S YOUR CHOICE WHAT DO YOU WANT? Before choosing an agent, it is a good idea to identify the types of insurance for which you may be shopping – auto, home, life, health, disability, long-term care or other types of policy. A single agent who handles all of your needs may be in a better position to save money on multiple policies and to watch for gaps in your personal coverage.

In the end, it is important that you feel comfortable with an agent.

If you don’t, choose someone else. A good agent is a good listener. They suggest insurance coverage based on what you really need and can afford.

Stop by one of our three convenient locations

Smith & Eddy inSurancE LUDINGTON: MANISTEE: SCOTTVILLE:

119 S. Rath Ave. 1554 US-31 South 201 S. Main St.

845-1481 723-3500 757-4743

FRIDAY, NOVEMBER 7, 2014

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How - to

choose a builder/contractor

The first and perhaps most important thing to require when considering a contractor is proof of insurance and state licensing. These items are critical, and serve to protect both you and the contractor.

A local builders’ association is a good These days, buying a home means place to start to obtain more than just looking at the a list of builders who structure. Buying a home now means construct homes in your area. The local talking to the builder as carefully HBA website is as you shop for a home www.hbawest.com.

Other good places to find information are in the classified section of the newspaper and internet.

Local real estate agents, friends and relatives can also help provide this information.

Another way to gather information is to drive around and look at subdivisions and houses that are being built.

Make a list of the information you have

gathered, and questions to ask others about the builder, and to ask the builder themselves.

A good way to get the answers from homeowners is to drive around areas of interest when residents may be outside.

Ask builders for the addresses of some of the work they have done so you can visit them.

Questions to ask homeowners are: • Are you happy with your home?

• If you have had any problems, were they fixed promptly and properly?

• Would you buy another home from this builder?

Questions to ask builders are: • How long has your company been in business?

• Who do I contact for customer service after the sale is complete?

• Do you use state-of-the-art energy features?

Take into consideration the design of the home as well when looking to buy.

•

• •

•

Are there enough bedrooms and bathrooms?

Is there enough storage space?

Is there enough extra space for particular hobbies or an office or exercise room?

Is the lawn large or small enough?

Buying a home should be done with patience and caution, making sure all the important questions are asked before the deal is complete.

WHAT YOU SHOULD KNOW

• Scan advertising in newspapers, search the internet and talk to builders and friends. Gather all the information possible.

• Drive around to home under construction.

• Home buyers need to know if the home they’re buying is a good quality home built by a reputable builder.

231-464-5424 CALL FOR A FREE ESTIMATE

YOU NEED IT, WE DO IT! www.adamscgc.com • NEW HOME CONSTRUCTION • ADDITIONS • REMODELING • HOME INSPECTIONS

RESIDENTIAL & COMMERCIAL

LICENSED & INSURED

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Ludington daily new/HOW TO GUIDE

How - to

| FRIDAY, NOVEMBER 7, 2014

find a good tow truck service

Maybe you have run out of gas, or slid into a ditch, perhaps you have been involved in a slight fender bender; whatever the reason, you are suddenly in need It is very important for the safety and of an auto towing well-being of both you and your car company. How do you choose whom you will that you make the decision of which call? What questions auto towing company you would should you ask before prefer to use before you actually need you agree to use their to call them. Doing the research and services? The following making a decision now will save you tips will help you ask the right questions money, time and headaches later. to get the answers that you will need to make an educated and informed decision. It is important to decide what auto towing company you want to use before you are in a situation where you will be needing one.

You will want to know what they charge per tow, how far they will tow your vehicle and if they will do any necessary paperwork for your

insurance company or if you need to do that. It is also important to find out if you need to pay them upfront when they tow, or if you only pay after the insurance company.

Ask friends and family what auto towing company they prefer to use. If a relative or friend has used a company that they are not happy with, they will tell you. Friends and family also are very quick to let you know if they are happy with the service that they have received from a particular company. You will need to call the towing companies that have been recommended by your auto insurance agent as well as any that have been recommended by your friends and family.

A good place to start your search is by calling your auto insurance agent, they will be able to tell you the companies that they prefer to work with. The advantage to this information is that, generally, the procedure to being reimbursed is much simpler when you use a company that is preferred by your insurance agent.

Consider these tips when looking for a

towing service: • Get a Tow Truck Smartphone App: If you own a smartphone, it’s a good idea to download a tow truck smartphone app. Tow Truck Finder is a popular app. It allows you to find a nearby tow truck no matter where you live.

• Search Towing.com: If you’re stranded at home, check Towing.com, this website allows you to search for tow truck services by ZIP code.

It provides towing company names, phone numbers and hours of operation.

• Call Your Mechanic: If your car won’t start and you’re in town, call a mechanic. Most mechanics work closely with tow truck services and can provide a recommendation. Have your mechanic’s phone number programmed into your phone.

• Shop Around: Before you settle on a tow truck service, compare prices. Don’t let emotions get the best of you during a stressful situation. Take your time and make the right decision.

Mason County’s Finest Local & Long Distance Towing Nothing stands in our way of providing fast, professional towing service when you need it most.

Flatbed Service • 4x4 Towing • Wheel Lifts Lockout Service • Jump Starts Tire Changes • Winch Service Serving MaSon & oceana county MoSt MaJor roaD Service cLuBS & inSurance accePteD

24 HOUR TOWING SERVICE

ABRAHAMSON’S TOWING 925 E. Melendy Street, Ludington

(231) 843-2990

FRIDAY, NOVEMBER 7, 2014

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GRASSA FARM MARKET

Homegrown Extra Sweet

SWEET CORN

Selling in-season, local produce for over 30 years!

Hardy

MUMS

Swings, Picnic Tables, Benches

Beautiful selection of Shade & Ornamental Trees

FIRE PIT

RINGS & COVERS 24" - 72"

SEASONED

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How - to

AMISH BAKED GOODS

FIREWOOD

Bundle Box or Rick

APPLES

Homegrown

SQUASH & CABBAGE

ATTENTION HUNTERS:

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Homegrown

• CARROTS • SHELLED CORN • EAR CORN • SUGAR BEETS • APPLES FOOD PLOT Flavored Salt Blocks Wild Game Jerky SEED: Rye, Rape, APPLE TREES! Turnips, Etc

Trophy Rock, Hunting Blinds, Feeders

Open Daily 8:30-7 • Corner of US-10 & Stiles Rd. • 843-8020

choose a farm market

Local The produce you purchase from a local farm market is grown within a few miles of the store and often picked just hours before it’s cleaned and put on the shelf. The store owner knows his growers by name Our area is as well known as any in the and is one of theit country for its bountiful harvest of best customers.

Because of that world class fruits and vegetables. And relationship, they nowhere will the fruits of the earth give the owner be more abundant, fresher or tastier their very best

than the locally grown foods we can purchase at roadside stands and local markets

Seasonal Ever wonder where blueberries in February come from? Here’s a hint: It’s not Hamlin Township. Farm markets don’t sell produce from Chile in the middle of Winter. And

you don’t have to worry about what super big careless factory farm workers in foreign countries might have given the foods you eat. At a farm market, your blueberries, strawberries, peaches, plums, nectarines, tomatoes, sweetcorn and everything else you love come rom right down the road. It comes from your neighbors.

Exceptional Go to any store in say, Chicago and try to find bigger, juicier, or sweeter blueberries, raspberries and strawberries than you can find in a Mason County farm market. Don’t even think about eating Frankenfarm Red Delicious apples when you can crunch into locally grown Jonathans, Honey Crisp and sweet Tangos.

More Fun Farm markets aren’t just about being locally grown either. At a good market you will find

dozens of handcrafted, local jams, jellies, preserves, sauces, mustards, pickles, honeys, syrups, baked goods and dried fruit.

Expertise Your farm market owners and staff will often know great recipes. They can give you growing advice for your own garden, and they have years of experience learning which varieties of plants and which tools work best in our local climate and soil.

Think outside the box next time you want something good, and chances are you will be delighted with the results. Buying at a farm market is like eating at Grandma’s. There’s love from the first planning to the final fall harvest, and you will love it right back!

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Ludington daily new/HOW TO GUIDE

| FRIDAY, NOVEMBER 7, 2014

How - to choose a lawn service We all enjoy a beautiful lawn, but few of us are nuts about the blood, sweat and tears needed to make your lawn look beautiful. Fortunately, especially if you have – as many people do these days – well over a 40-hour work week, help can be inexpensive. What’s your time worth, anyway?

Lawn maintenance Landscaping Dethatching Leaf removal Tree and bush trimming Fertilization Irrigation servicing Snow removal

“Setting Cutting Edge Standards!”

Complete lawn maintenance, landscaping, & snow removal 15+ years of experience • Fully Insured

If you work long hours and hate the thought of grinding through a wet, overgrown lawn every weekend, when you should be having fun, you might consider hiring a lawn care service to take care of the chores for you.

Like everything else, mowing jobs can be both good and bad. A professional Lawn Care Specialist will first consult with you about the desired height of your grass. The standard recommendations, of course, are that blades of grass be three inches high, and that no more than one third be trimmed when mowed. But that’s up to you. The fact is that many beautiful lawns are much shorter than three inches.

Another thing you’ll notice about skilled lawn care professionals is that they often mow on the diagonal and will occasionally change their patterns.

That’s because grass will be more resilient, uniform and likely to stand up if it isn’t mowed exactly the same way time after time.

Some prefer to bag their clippings, but in doing that, you take the added nutrients in your lawn away. Instead of bagging, mulching is recommended to minimize the amount of clippings left

on your lawn, and put those important nutrients back into your lawn. It is also recommended that you dethatch your lawn in the spring to remove the excess mulch. Dethatching in the spring rejuvenates your lawn from the weight of the snow over the winter and promotes healthier growth.

Good lawn care specialists will know about how often they need to hit your lawn, and you can put the whole operation on auto-pilot while you sip ice tea poolside. However, make sure you have a clear understanding of how much money you’re willing to spend over the course of a season. Every five days might be good in May. Come August, it might be every two weeks. Set a spending limit and you won’t have to worry about a surprise in the mail.

Frankly, good lawn care specialists are evident around town. When you see the local lawn company at work, see how good the work looks. Look at the equipment, too. One of the ironclad rules of good mowing is to keep mower blades sharp. If the equipment is filthy or dented and scratched, you might wonder what shape the blades are in.

Blade damage is inevitable, but it’s no excuse for a shoddy mowing job.

It can never be said too much: Make sure your lawn care service is licensed and insured.

And whatever you do, don’t allow just anyone to mow your lawn. Sure, mowing looks easy. But what happens when your uninsured, careless, socalled professional puts a rock through that brand new picture window while mowing your lawn?

FRIDAY, NOVEMBER 7, 2014

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How - to find a full service salon Left to right: Alex McDonald, Christina Hendricks, Miranda Crawford, Micahelia Polacek, Kristina McCormick, Stephanie Harrison, Leann Rezny, Michelle Runk

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Looking for the best full-service salon can be the most difficult part of the experience. When considering hair, nails and tanning, there are certain things you should look for.

HAIR • Ask your friends and acquaintances about their stylists. If you see someone on the street who has a haircut you admire, don’t hesitate to ask for the stylist’s name.

Most will be flattered and only too happy to tell you.

• Pick a salon with a good reputation and ask for a stylist who specializes in your type of hair, or choose based on what you’ve heard.

• Schedule a consultation, for which the salon shouldn’t charge.

• Find out as much as you can about that particular stylist, how long he or she has been in business and what products he or she prefers.

• Evaluate the stylist’s own hair to see if it’s chic and healthy-looking.

NAILS • Make sure the manicurist’s license is current and displayed.

• Study how the manicurists work at a prospective salon. Metal tools should go straight into disinfectant after use, and nail files and buffing blocks should be brand-new for each client. Since dirty nail care equipment can harbor and pass on tenacious fungal infections, consider taking your own tools and polish for your manicurist to use. They can be kept at the salon for you.

• Observe how the foot baths are cleaned and if fresh hand towels are used for each customer.

• Stop any snip-happy manicurist who

3843 W. US-10, Ludington

231-845-6597

tries to clip your cuticles. They tear more easily as they grow back, can look ugly and are more vulnerable to infections and fungus. A manicurist should use cuticle softening oil after a warm soak, then gently ease them back with an orangewood stick.

• Go glamorous and get gel nail tips for $20 to $40, but bear in mind that you’ll need to return regularly for fills as the nail grows out. Or get a silk wrap to strengthen existing nails. Tips soften and weaken nails, but can cure chronic nailbiting.

TANNING • Start with 5 to 7 minutes of exposure to the sun or a tanning lamp, and gradually increase the time as your body becomes more tanned.

• Start with a sunscreen with an SPF factor of under 15, but no less than 8.

• Keep skin moisturized with after-sun lotion – preferably with aloe – to make your tan last.

• Always protect your eyes while tanning.

• Tanning booths and beds subject your body to the same general kinds of rays as the sun emits. You can get sunburned in a tanning bed.

FACIALS • More and more women have discovered the deep cleansing and beauty benefits of facials. Facials are complicated, however, and require a number of steps and ingredients. These may include steam, exfoliation, extraction, creams, lotions, masks, peels and massage. Done well, a facial will make you feel fresh, alive and young!

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Ludington daily new/HOW TO GUIDE

How - to

Anything Goes Carpet by Shawmark

buy new carpet THE INTERVIEW

Start with the size of your family and the age of your children (if any). Are there pets? Is there the possibility for grandchildren or elderly parents moving in? Are there family members living outside your home who should be consulted?

Are you doing The decision has been made. one room, several rooms, or an You want to purchase new entire apartment carpet and the time is now! or house? Now Do you want light or dark take a hard look how your colors? Soft or velvety or at family lives. In light and firm? Smooth or which rooms do textured? Wall to wall or you spend most bordered? There’s so much of your time?

Is your living to consider. style relaxed or formal? Do you like everything in its place, or do you consider casual rooms more comfortable? Do you entertain? Are the groups small or large? How often do the children bring friends home? These are practical matters you must consider.

THE MAGIC OF COLOR

You may have heard that dark colors make a room look smaller. It’s true. So you should stay away from dark colors, right? Wrong! If your objective is to create a warm, cozy, and sheltered look, a smaller “feel” is exactly what you want and dark, rich colors like warm browns and rust, can work great. If a dark color is what you love, and it helps you capture the mood you want, go for it!

Pastels and color tints tend to enlarge a space. These colors create a restful and soothing mood. They’re ideal when you want a formal, orderly and romantic tone.

Strong contrasts of color that are lively, exciting and energetic can be a bold statement for your family’s style of living.

WHICH COLOR IS FOR YOU?

20%

If you’re redecorating, often an existing fabric or cherished piece of furniture can be a starting point and can stimulate your creativity.

Working around an existing piece is an excellent way to start when making your color choice.

Off

CHOOSING THE RIGHT CARPET “TYPE” FOR YOU

To shop with confidence, you need to know what kinds of carpet are available and what each is designed to do. All carpets begin with a “loop pile”. To make a “cut pile” the tips of loops are sheared off, which produces the smooth finish velvets and other styles. Cut pile carpets are by far the most common type bought by consumers because they have the most luxurious look and feel. Here are some different carpet styles: Multilevel Loops, Level Loop, Cut and Loop or “traceries”, Velvets, Saxonies or “Plushes”, Textured Saxonies, and Friezes.

OTHER CARPET BUYING CONSIDERATIONS

Avoid bargains. Cheap carpet is easy to spot; it’s thin, lightweight and flimsily made. Buy good quality padding; it absorbs up to 90 percent of the impact of foot traffic. A higher investment in carpet padding will extend the life of your carpet. It’s worth the extra initial cost.

WHERE SHOULD I GO TO PURCHASE FLOOR COVERING?

Always buy from a reputable dealer. If in doubt, contact the Better Business Bureau. Independent dealers are a good bet. They usually have a wide selection of custom goods at their disposal, plus better grade carpet pads and qualified installers.

| FRIDAY, NOVEMBER 7, 2014

Nov. 1 thru Nov. 28

Carpet • Vinyl • VCT • Laminates Hardwoods • Ceramic Tile

Where Friends Send Friends Servicing Lake, Manistee, Mason and Oceana Counties Commercial & Residential 30 Years Experience

Ken Cooper

Mike Cooper

Shawn Parker

Jessica Holder

Open Mon., Thurs. & Fri. 1:00 pm - 5:00 pm; Tues. & Wed. 9:00 am-1:00 pm

COOPER’S FLOOR COVERING SERVICE Sales & Installation

109 E. Filer St., Suite #1 | Ludington | 231-425-4433 www.ludingtonflooringcompany.com

FRIDAY, NOVEMBER 7, 2014

| 31

| Ludington daily newS

How - to know about italian cuisine Italian cuisine has always been adventurous. Thanks to Americans’ increasingly Do you still think Italian food sophisticated is all about pizza, pasta and tastes, a variety garlic? If so, get ready of authentic dishes can be for a culinary thrill. discovered wherever you go.

Here are some of the ingredients Italian chefs bring to the table:

VEAL While veal certainly isn’t exclusive to Italian cooking, Italian chefs have arguably done the best job of complementing and highlighting its tender, moist flavor and texture. There are literally hundreds of ways to prepare veal in Italy, and scallopini is just the beginning. Veal dishes can be both light or rich, and Italian chefs often improvise to fine-tune the flavors of their dishes.

CHEESES Parmesan is just the beginning.

Did you know that mozzarella was once, and sometimes still is, made with the milk of water buffalo?

According to the editors of The Silver Spoon, one of the definitive Italian cookbooks, at least 451 varieties of cheeses are used in Italian recipes.

By now, for example, many of us have enjoyed Gorgonzola, an Italian blue cheese. Other favorites are assiago and provolone. Ricotta is a sweet, dessert-like cheese that, once tasted, can become quite addictive. Finally, at an authentic Italian restaurant, you won’t find grated cheese served in a cardboard container. Instead, cheeses such as

Romano and Parmesan are grated fresh and often right at your table.

SEASONINGS AND SAUCES Some aspects of Italian cooking are similar across the country, and regional variations are common.

Among the traditional ingredients of tomatoes, garlic, and olive oil, you’ll find a variety of cream and tomato sauces, and a creative mix of simple ingredients for a phenomenal blend of flavors. Expect to find pine nuts, corn bread (polenta) rice dishes (risotto), fresh basil, juniper berries, wild mushrooms, artichoke, dill, anise, fennel, mustard greens and even zucchini flowers when in season. One favorite sauce is pesto, which is thousands of years old.

While there are variants, pesto is often an olive oil sauce with crushed basil, garlic and pine nuts.

WINE AND DINE Italy is home to many world-class wines, both red and white. At an authentic Italian restaurant, you’ll be presented with a wide array of wines to sample and savor. You don’t have to settle for a cheap Chianti. Your waiter/waitress will be an expert on wine pairings so don’t hesitate to ask their advice in selecting the perfect wine to accompany your dish.

Our Chef Hits the Sauce at Noon.

Whether you love a zesty marinara sauce, a full-bodied pesto, a tangy wine sauce, or a feather-light cream sauce, we've got the pasta and more to enjoy it with!

Sundays and Thursdays Buy one pasta dinner get second half price.

Buy one sandwich get second half price.

EXPIRES 04-30-15

Delivery & Catering Banquet Room Available Up To 50 People

Now Available: Large Selection of Beer & Wine

OPEN 7 DAYS A WEEK

OH, YES, THE PIZZA Thanks to Italian chefs, pizza has become as much of a gourmet treat as osso buco. Many people have recently discovered pizza with pesto, instead of tomato sauce. The combinations are limitless.

103 W. Ludington Ave. (231) 843-2244 www.lucianosristoranti.com

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| FRIDAY, NOVEMBER 7, 2014

Ludington daily new/HOW TO GUIDE

How - to

choose

an auto repair shop

Trust the Midas Touch™. www.midas.com

One of the best ideas for vehicle maintenance and repair is to find a qualified shop to first prevent problems, and, should one occur, be able to find it efficiently and fix it.

GOOD IDEAS • Look for an auto repair shop before you need one. Avoid being rushed into last minute decisions.

• State or local law may require the repair shop Today’s vehicles may not to be licensed or quite be the space shuttle, registered, and but they are far removed you should ask from the days when that to see current little clicking sound could be licenses.

• Find a repair diagnosed by any mechanic shop that honors your vehicle’s warranty.

• Shop around among comparable shops for the best deal.

FINDING THE RIGHT TECHNICIAN Look for shops that display various certifications like an Automotive Service Excellence seal.

Certifications indicate that some or all of the technicians have met basic standards of knowledge and competence in specific technical area. Make sure the certifications were recently obtained.

REPAIR CHARGES Always get and keep a signed written cost estimate for the work to be performed. Make sure the estimate specifically identifies the condition to be repaired, the parts needed and the anticipated labor charge.

Make sure the estimate states that the shop will contact you for approval before performing any work exceeding a specified amount of time and money.

Some shops charge a flat rate for labor on auto repairs. This published rate is based on independent or manufacturer’s estimate of the time required to complete repairs. Other shops charge on the basis of the actual time the technician worked on the repair.

Even though you bring your car in with a specific problem, additional repairs may be recommended. Ask if there will be a diagnostic charge if you decide to have the work performed elsewhere.

Many repair shops charge for diagnostic time.

PREVENTIVE MAINTENANCE Since many parts of your vehicle are inter-related, ignoring maintenance can lead to failure of other parts or an entire system.

Neglecting even simple preventive maintenance, such as changing the oil or checking the coolant, can lead to poor fuel economy, unreliability or costly breakdowns and could invalidate your warranty.

The best way to keep a vehicle in good condition is to follow the manufacturer’s maintenance schedule in your owner’s manual for your type of driving.

If you do not have an owner’s manual, contact the manufacturer to obtain one or to get a recommended maintenance schedule.

We Do Brakes, Oil Changes, Tune-Ups, Complete Auto Repair, Tires & More!

We’re proud of our reputation for honest service, reliable work and fair prices, and we take our commitment to customer service seriously. We are locally owned and operated to give our customers the hometown respect they deserve with nationwide warranty coverage.

LifeTiMe GUARAnTeeD BRAke PADs OR shOes $25 $ Per Axle

50 Off

See Store For Details

OiL ChAnGe $

3 Off

• New Oil Filter • Check Underhood Fluid Levels • Change Engine Oil

expires 11/31/14

expires 11/31/14

160

$

UP TO ReBATe On seLeCTeD TiRes See store manager for details expires 11/31/14

fROnT enD ALiGnMenT $ 95

44

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Inspect and adjust alignment angles to vehicle manufacturer specifications expires 11/31/14

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®

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- up to 5 quarts of conventional oil

• Rotate and Inspect 4 Tires

• Courtesy Check Including visual brake check

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expires 11/31/14

Ludington Manistee 5797 West US 10 231-845-0392

414 Parkdale Ave. 231-723-7800

Open M-F 8-5; Sat. 8-2

Open M-F 8-5

Not just oil, Pennzoil.™ s r

r

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6 MONTHS SAME AS CASH.

See manager for details.

FRIDAY, NOVEMBER 7, 2014

|9

| Ludington daily newS

How - to

choose a consignment shop

CONSIGNING It’s easy to do. The consignment store does most of the work for you. They will display your items attractively, advertise and handle the entire sales process. Once your items sell you are paid. Knowing merchandise value and trends allows We all would like to make some extra consignment store money and save money too. One way owners to set reasonable sale prices that benefit you may not have thought of…buyeveryone. This gives their ing or selling gently used furniture customers good value and home accessories at a resale/ and encourages them consignment store. to keep coming back to shop.

to charity or you’re asked to come pick them up. Understand the shop’s terms and get an inventory list of items accepted for sale.

IMPROVING YOUR CHANCES TO SELL QUICKLY FOR TOP DOLLAR Explore the store beforehand to make sure items are attractively displayed and clean.

Make sure the staff is courteous and helpful.

Items should be clean. Replace any broken hardware and touch up scratches.

Any information you have on the item, such as brand, style, and history of the piece, can be helpful in setting a fair price.

The resale/consignment shop’s owners take a percentage of the sale price they have set.

The items are displayed for a set amount of time. If they don’t sell, they are usually donated

Deja Vu

Keep abreast of trends and styles that are currently selling in your area. The consignment shop owner may refuse an item he knows

Furniture Consignment

The Smart Way to Shop The Easy Way to Sell Dejavu makes it simple to consign your gently loved furniture, home decor items and artwork. We also accept home accessories, lamps, mirrors and collectibles

Great Variety and an Ever-Changing Inventory!

301 S. James St., Ludington • 231-425-4746 Hours: Tues-Sat 10am-4pm; Closed Sunday & Monday

won’t sell because it’s currently not in demand.

SHOPPING CONSIGNMENT STORES Look for quality and workmanship.

Examine the merchandise for any flaws.

Know retail prices and values of top brands.

You’ll appreciate how much money you’ll be saving.

Shop a variety of resale stores often. New items are constantly added. You’ll find a wider variety of bargains and merchandise.

Get to know the staff. Let them know what you are looking for. If they don’t currently have it they’ll contact you when they get it. You’ll be alerted to sales and new merchandise too.

10 |

Ludington daily new/HOW TO GUIDE

How - to

pair wine

HAMLIN NORTH POLE OPENING NOV. 22 Speciality & Gourmet

Gift Baskets

with food EXPLORE THE POSSIBILITIES All wine drinkers have heard that white wine is best served with white meat and red wine with red.

That’s basically true, but ignores the amazing world of flavors of all kinds of wines. It also ignores the magical way in which the right wine can interact with a well-mated food dish.

Wine and food should come together deliberately.

First, get to know the varietals.

Experiment. Try everything once, and try the same Keep a notebook handy in wine from different which to write down your vintners. You wines and opinions. Don’t needn’t spend worry about all the preten- a fortune. Good wines can be tious language in wine found for fewer reviews. Just jot down what than ten bucks, you think of the wine and but it’s also worth make up your own words to the price to invest describe the flavors. in a twenty-dollar bottle of wine once Start with the a week. On special occasions, splurge. most popular varietals and You can be taken to expand outward. heaven with a $40 cabernet. In any event, stay away from jug wine if you want to enjoy great pairings.

RED If you want to pair red wine with red meat, begin with Cabernet and steak. Cabernet is what fans call a big red. Good “cabs” are redolent with tannins, which come from the oak in which the wine is aged as well as the grape skins. Tannins are astringent and cleanse the palate. A cab with

| FRIDAY, NOVEMBER 7, 2014

From HAMLIN “NORTH” POLE Gift Shop

good tannins and a good steak can make a superb combination.

People often pair Zinfandel with venison and elk, Pinot Noir with quail or duck, or – again – with steak. A good Zinfandel is peppery and goes well with spicy dishes.

With pasta and other spicy Italian or Mediterranean dishes, you really should try some Italian varietals, as well. There’s Chianti, of course, which has a unique flavor. Other Italian reds include Barbera and Barbaresco. You can almost never go wrong pairing wine and food from the same country or region, which often have been refined for centuries to accompany each other.

Here’s a short list of white wine pairings to help you get acquainted with the possibilities:

WHITE Sauvignon Blanc with oysters on the half-shell Pinot Grigio with peel-and-eat shrimp Dry Riesling or Brut Champagne with crab (and sourdough!)

Pinot Noir (red) or Pinot Gris (white) with salmon Chardonnay with most lightly seasoned white fish Semi-dry Riesling with barbecued pork or chicken!

Michigan vintners, by the way, make some of the best white wines on the planet. Their fruit wines are also made to accompany food. If the owner of your favorite wine store is available, don’t hesitate to ask for advice, either. Wine and food are made for each other. To your health!

Our speciality and gourmet gift baskets are perfect for any occasion! Whether ordering from our list of specialty and gourmet baskets or custom-building your own baskets, you’ll quickly realize that Hamlin Grocery is dedicated to designing and creating your basket with care.

Make It the Best Gift Ever!!

Hamlin “North” Pole Gift Shop opening November 22nd. Free wine tasting available while you shop!!

Book Your Party Today!

Hosting an inhome Wine Tasting Party is an ideal way to spice up an Vaughn & Sheila, Wine Consultants afternoon or and Tasting Party Coordinators evening with your family, friends or colleagues. Experience a variety of wines, a tasting lesson, complete with tasting notes and food pairing suggestions, just like world-famous wineries and vineyards. It’s easy, fun and informative!

3611 N. Jebavy, Ludington

HAMLIN GROCERY

843-2058

Open Daily 6 AM-10 PM

FRIDAY, NOVEMBER 7, 2014

| 11

| Ludington daily newS

How - to

choose a hearing aid

So many consumers are overwhelmed with where to begin the journey with hearing aids.

Here are some practical steps to take.

1. Ask friends or family who they know that is reputable. If they do not know of anyone, look for a hearing care provider that has been in the industry for a few years and have Audiologist or Hearing Aid Dispenser? a license from the Both are good! Audiologists have State in which you many years of schooling on the ear. are purchasing. This person will have a Dispensers tend to have more training good understanding of on hearing aids. Both of these hearing technology and would care providers, especially with field have a list of customers experience, can be very helpful. who have been happy with their services. Do not be afraid to ask for names of referrals.

Also, asking your family physician is a great start.

2. Internet hearing aids. I advise you do not order these. Size, technology, and a good test are paramount on a good fitting and this cannot be done remotely or on a computer.

3. Discount chains. Some make their own hearing aids and have low quality and limited function for different environments. Some have good product, but the lack of seasoned trained professionals for adjustments and follow up can be very difficult. They may also not accept or bill for insurance for hearing aids.

4. The average selling price in the US per ear is $2200, or $4400 a set. Do not let that dissuade you from seeking help. Hearing aids can be purchased for less if your budget cannot afford the average. Ask about warranty, batteries and service. Most people include these as part of the package.

5. Does insurance cover hearing aids? Some plans do cover a portion of the hearing aid cost.

Have your card ready for your appointment and the front office staff can check for you.

6. Should I see an ENT Dr. first? A good hearing test can determine if you need to see an ENT. Some ENT offices also sell hearing aids, but, in general, that is not their main practice. Each hearing aid office should be willing to work with your family physician or ENT to provide a copy of your hearing exam.

The new Made for iPhone Hearing Aid. Breakthrough Made for iPhone® Hearing Aids and the easy-to-use TruLink™ Hearing Control app are engineered to work specifically with your iPhone, iPad® and iPod touch®.

Now available—we’re one of the few hearing professionals who have them in stock!

7. Many offices take credit cards and have zero interest payment plans.

8. Can I try a hearing aid before I purchase?

Many offices let you demo a set of hearing aids before you purchase. There may be a fee for doing so, or at very least you might have to secure the demo with a deposit. In office demos should always be free.

9. 30-day trial period in which to return an unsatisfactory device? The state of Michigan requires a 30-day trial period. You would pay for the hearing aids and would be charged a restocking fee. This fee covers professional services and time with your provider. This cost varies widely so ask first. I have seen as high as 10% of purchase price.

10. Make sure the office is open 5 days a week. If you have a problem and you have a part time office for service this can be a real inconvenience.

11. Lastly and most important, make sure you feel comfortable with your hearing care provider. You will be working with them for many years.

BATTERIES

Buy One Get One FREE! LIMIT 4 OFFER EXPIRES 11/30/14 LUTZ HEARING AID CENTER

500

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TRADE IN PER SET ON NEW HEARING AIDS NOT COMBINED WITH OTHER OFFERS OFFER EXPIRES 11/30/14 LUTZ HEARING AID CENTER

Every donated hearing aid will be given for the parts to be used and new aids built for the Starkey Hearing Foundation.

LUTZ HEARING AID CENTER 325 N. Jebavy Dr., Ludington, MI 49431

843-7019 • 800-403-4327 Open 5 Days A Week: Mon., Tues., Thurs. 9-5; Wed., Fri. 9-1

© 2014 Starkey. All Rights Reserved. *Professional fees may apply. 9/14 28168-14 Halo and TruLink are compatible with iPhone 5s, iPhone 5c, iPhone 5, iPhone 4s, iPad Air, iPad (4th generation), iPad mini with Retina display, iPad mini, and iPod touch (5th generation). “Made for iPod,” “Made for iPhone,” and “Made for iPad” mean that an electronic accessory has been designed to connect specifically to iPod, iPhone, or iPad, respectively, and has been certified by the developer to meet Apple performance standards. Apple is not responsible for the operation of this device or its compliance with safety and regulatory standards. Please note that the use of this accessory with iPod, iPhone, or iPad may affect wireless performance. Apple, the Apple logo, iPhone, iPad, iPod touch and FaceTime are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

12 |

Ludington daily new/HOW TO GUIDE

Save With Pellets!

How - to

| FRIDAY, NOVEMBER 7, 2014

choose a

Pellet Stove for Home Heating Sizing Each pellet stove produces a specific amount of heat, measured

Pellet stoves burn small, compressed pellets of wood to heat the home.

These clean-burning stoves offer a much higher level of energy efficiency than traditional wood stoves and fireplaces, and produce virtually no smoke. When choosing a pellet stove for home heating, consider factors such as maintenance, design and size to find the model that best suits your needs.

Heating your Home witH pellets allows you to save time, money and the planet. Featuring 100% renewable energy and requiring less work than wood stoves, clean burning pellet heat offers no mess while significantly reducing heating costs. Harman has a wide range of pellet appliances to meet any style and budget. Come see the difference and feel the heat of pellets today.

harmanstoves.com

Dealer info & logo 231.843.8970 65 S. Jebavy Dr. Ludington

in British Thermal Units, or BTUs. Choosing a unit that produces too much heat for your home is a waste of money, and can make your home uncomfortably warm. A unit that's too small may not provide enough heat on colder days. As a rule of thumb, a stove rated at 60,000 BTUs can heat a 2,000 square foot home, while one offering 42,000 BTUs can heat a home measuring 1,300 square feet.

Maintenance Removing ash represents the biggest maintenance requirement associated with a pellet stove.

The type of stove you choose can significantly affect ash accumulation and maintenance.

According to the EPA, top-fed stoves often fill with ash and require a great deal of cleanup. Bottom-fed stoves, where pellets enter from the

base of the stove, push ash out into an ash pan for easier cleanup.

Type Pellet stoves come in two basic models, including freestanding units and fireplace inserts. If you have an existing fireplace, a pellet stove insert can tie directly into your existing chimney, but will prevent you from using the fireplace to burn wood. Freestanding models require a separate exhaust vent, but offer greater flexibility as to where you can place them in the home.

Power Supply Most pellet stoves come with an auto-start ignition for easy operation. If the power goes out, you won't be able to use your stove.

If you plan to use your pellet stove as your primary source of heat, or you live in an area with frequent outages, choose a pellet stove equipped with a battery backup system.

Appearance While comparing features of different pellet stoves, don't forget to consider how the unit will look in your home. These stoves can blend in with the decor or serve as a focal point within a room. Find a model that comes in a color and style that works with your home design. If you like the cozy feeling of watching a fire burn, look for stoves with glass windows that allow you to watch the pellets smolder.

FRIDAY, NOVEMBER 7, 2014

|13

| Ludington daily newS

WHEN YOUR DRAINS DON'T WORK, WE DO!

ONLY 24HOUR SERVICE IN THE AREA

No extra charge for SuNdayS, NightS or holidayS. Serving the area since 1988 providing professional work with honesty & integrity.

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TED DOUGLAS & SONS SEWER & DRAIN CLEANING 231-843-8095

How - to maintain your plumbing Plumbing can be more complicated than it looks. Issues such as water and air pressure, reactions between pipe materials and contaminants, the location of elbows and U-turns, the intersection of different drains, vertical Although we don’t think of and horizontal plumbing and drains very distances, and often, they’re just like our damage from external sources vehicles and health: a little can all affect preventative maintenance your drains and and care will go a long way plumbing.

Here are to prevent problems. some tips to ensure that your drains are routinely free of debris, and that - ew! - they don’t smell bad or back up: • Run a little hot tap water down the drain after every use. Hot water does a better job than cold water of breaking up gunk, and it kills more germs.

• Try to avoid letting hair accumulate in the bathroom drains.

After a time, accumulated hair can become as hard as a rock and hard to reach. A quick swipe with a piece of tissue every time you use the sink or shower will help.

• To take care of odors in the kitchen, pour a handful of baking soda into your drain once a week or so and run hot tap water for a minute. A lot of people also pour vinegar or lemon juice into the drain and let it stand for a while. Then they run hot water through the drain.

• There are all kinds of drain cleaners at the store. They’re not all made equal, and you’ll especially want to make sure your cleaner is approved for your pipes. Make sure it’s safe for plastic pipes and garbage

disposals if you have them. Many people treat their sink drains once a month with these strong chemicals.

Be careful, of course. Most of these cleaners are not only harsh but toxic.

• All of this advice applies to toilets as well. Today’s low-flow flush systems often don’t have the “oomph” that older units provide, and you need to be extra careful not to flush too much, or inappropriate material.

• Sometimes, only a professional can handle your problems. You should call a licensed plumber for anything beyond regular drain cleaning and unclogging of drains.

You can help avoid damage from tree roots, which is very common, by flushing two cups of rock salt or two cups of copper sulfate down the toilet during the final flush of the night. Do it again in two weeks, and again in six months. Don’t use both chemicals simultaneously, and expect to flush two or three times to get them down.

When you need a plumber, you’ll probably need someone right away.

Make sure you get to know a good plumber before an emergency strikes. That way, you’ll feel confident that you’re doing business with someone of good character.

Besides looking at advertisements, it’s a good idea to ask friends and business acquaintances who they would recommend. Find out how long your plumber has been in business - experience really makes a difference in how quickly a professional can grasp and solve a problem.

Be sure to select a plumber who can provide service on short notice for emergencies and who returns your calls promptly.

14 |

Ludington daily new/HOW TO GUIDE

How - to

choose

a good auto body shop Take your vehicle only to properly licensed and certified repair shops. Vehicles are much more complicated than they used to be, and you may never see internal damage that There are lots of auto body will need to shops, even in smaller be repaired as communities like ours, and competently as your paint most can perform any job job. Auto body competently and quickly. repair is about But they are not all equal. much more than having a hammer and spray gun. Good shop owners are continually updating their knowledge and equipment to keep up with rapidly changing auto designs and materials. They also place a premium on safety.

The right shop will take the hassle out of dealing with red tape, too. The shop owner will take photos of your vehicle, fill out the necessary forms, submit the forms and photos to your insurance company and negotiate on your behalf.

By the way, you don’t need to worry about whether your favorite shop meets with insurance company approval. The choice is strictly yours, regardless of recommendations you

| FRIDAY, NOVEMBER 7, 2014

THE NAME YOU’VE TRUSTED FOR OVER 60 YEARS

receive from your insurer. A shop that partners with an insurance company may be giving concessions in order to get referrals, which can be bad for the vehicle owner.

If you’re paying for repairs yourself be aware there are different ways of making repairs, and multiple repair methods can be correct but lead to a big price difference. The old maxim about looking “too good to be true” may be a signal that you should compare the repair methods as well as prices.

Ask your friends for recommendations. It’s best to find out which local businesses have great reputations.

Finally, when you receive your estimate, ask about the shops warranty. Rust repairs will not be warrantied at any shop but for other auto body repairs look for a minimum one-year warranty on the parts and a limited lifetime warranty on repairs and paint. Ask your shop for a copy of the warranty and the final repair invoice when you pick up your vehicle. Keep these records and any maintenance records to retain the resale value of your vehicle.

Johnson’s Car Sales and Body Shop has been family owned and operated for over 60 years. The car sales at Johnson’s has a wide range of offerings from newer low mileage vehicles to inexpensive transportation.

The body shop repairs damage from collision and deer accidents to rust repairs, and can repair and acquire parts from all makes, domestic or foreign. Free loaners are available for those without rental coverage.

Johnson’s experienced staff will take care of your insurance claim from start to finish. Mike Johnson owns the business and Sheila Johnson is a Michigan Licensed unibody repair technician and has been estimating and handling insurance claims since 1998.

Johnson’s is independently operated and the body shop proudly does not participate in any insurer’s Direct Repair Program (DRP). It is the customer’s right to choose what body shop repairs their vehicle. Although an insurer may recommend one of their DRP shops, Michigan law gives the vehicle owner the right to choose the shop without insurance influence. More information about the ways insurers may pressure customers to use their DRP shop can be found at www.stopsteering.org.

A special thanks to our customers with Auto Owners, State Farm, Farmers, Progressive, Citizens, Meemic and many more.

2046 E. US 10 Custer www.johnsonscarsales.com

757-2806

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choose a

landscaping service

PLANT GUARANTEE A good rule of thumb is a one-year guarantee on all plants.

If a plant dies within the first year (excluding annuals of course) the plants will be replaced free of charge.

Turning your landscaping dreams into a reality

GET IT IN WRITING Before making a commitment, get all the details in writing. Be sure the landscaper specifies the design to be followed, provides a list of plants to be used, and all costs and terms of payment.

. Visit our website t o d ay !

A quality landscaper should be fully insured and be able to provide proof.

Choose a landscaper with an office staff or answering service so you can contact them when you have questions or concerns.

on s eas

IS THE CONTRACTOR LICENSED AND INSURED?

COMMUNICATION IS VITAL

ound mainten a ear-r n ce s e r v ic e s

You are the one who has to live with the results, and the bill, so don’t give in to high-pressure salesmanship.

y th wi

DON’T GIVE IN TO HIGH-PRESSURE SALES

Ask for addresses of completed jobs that are similar in scale to what you have in mind. Drive by and see the results. Call references and find out if the landscaper was good about keeping the client updated, and if they finished project within the estimated time and budget.

esign and profession al in sta ll

ion

Many landscapers offer more than just the design and installation of planting areas.

Landscaping contractors Many contractors offer a variety of also offer service including hardscape design and installation, design, installation, and including patios, maintenance of your walkways, wood property based on your or block retaining own individual needs and walls, irrigation requests. Choosing a quality systems, and landscaper is a crucial step. more. Some The following tips will help contractors also offer you to ensure that you seasonal ground are getting the landscape maintenance, contractor that best meets such as mowing, your needs. snow removal, and spring and/ or fall clean-up.

ASK FOR REFERENCES

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HOW CAN THE CONTRACTOR HELP

“ Your Vision Is Our Creation”

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How - to

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FRIDAY, NOVEMBER 7, 2014

Authorized Dealer, Sales & Service

YOU HAVE A WONDERFUL NEW LANDSCAPE INSTALLED – NOW WHAT? Year-round maintenance is crucial to protect your landscaping.

You can provide the ongoing maintenance, or you can ask a contractor to do it. Many landscapers specialize in just one or two services; however, if you shop wisely, you can find a contractor who offers a full line of landscaping services, as well as year-round grounds maintenance. By choosing a full-service contractor, you can get everything you need with only one phone call. Many times you will receive a discount when you sign up for a full year of grounds maintenance.

• Snow Removal • Salting • Fall Clean-Up • New Lawn Installation • Hydroseeding • Mowing • Fertilization • Weed Control • Shrub Pruning • Weeding • Remulching

For A Free Estimate Call SCOTTVILLE OFFICE

MANISTEE OFFICE

3091 N. US-31 Scottville, MI 49454

3021 Schoedel Rd. Manistee, MI 49660

(231) 757-3850

(231) 398-9900

Serving Mason, Lake & Oceana Counties

Serving Manistee, Benzie & Wexford

www.larsenslandscaping.com

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How - to hire the right accountant Here are some tips that will help you find the right accountant for home or business: • Think about Almost everyone needs a what you really good accountant from time need. Can you to time, and it’s wise to get by with a establish a relationship with bookkeeper to one who understands your perform simple finances, your business, your clerical tasks, or do you need tax needs, your family plans expert help and your personal goals. This with operating is especially true if you own a statements, small business, because balance personal and business sheets and tax finances are often closely documents? intertwined. Most businesses hire both. And while many accountants can handle all of your needs, you may need specialists for certain aspects of your business or investment portfolios.

• Consider the source when obtaining referrals. Get them from people you trust and whose business acumen you respect. Don’t rely on casual acquaintances for such an important decision.

• While many people are familiar with the term, “Certified Public Accountant,” there are several certifications available that will work perfectly well with your needs. Don’t let the initials on the accountant’s business card get in the way of working with the right one, but do make sure your accountant is formally certified to practice his or her specialty.

• Tax preparation can even be done by non-accountants. But for relatively little money, a good CPA will turn your taxes around quickly

and spot opportunities to secure the best possible refund.

• Your accountant’s fee schedule should be the least of your concerns.

Market pressure will ensure that most of the accountants in a geographical area will be within a narrow range of fees. What you want is someone with whom you feel comfortable.

• He or she should be well versed in tax and investment laws and regulations, and scrupulously honest, of course. But you also want someone who’s empathetic – just as with a physician, someone who has a good “bedside” manner. You want to work with an accountant who takes a sincere interest in your financial wellbeing and who keeps up with business trends.

• Make sure you and your prospective accountant agree on how aggressively he or she will handle income tax reporting and tax deductions, and don’t expect your accountant to step into questionable or unethical territory.

A good accountant will err on the side of caution.

• Once you’ve established a relationship, expect your accountant to be prompt. The best will always have time to consult, even in the midst of tax season. If your accountant keeps you waiting too long, find another.

Finally, respect your accountant’s need for time to prepare statements and taxes. Often, your accountant will ask you to honor deadlines – especially during tax season – and you should. Also, help your accountant (and save money) by having your tax paperwork well organized.

| FRIDAY, NOVEMBER 7, 2014

Making Your Life Less Taxing

BUSINESS SERVICES • • • • • • • • • • •

Tax Preparation Tax Planning Payroll Tax Preparation Payroll Preparation Monthly Accounting Business Advisory Services IRS Representation Corporate Partnership Estate Non-Profit

INDIVIDUAL SERVICES • • •

•

Tax Return Preparation Tax Planning Income, Estate & Gift Tax Consulting IRS Representation

Before offering our professional advice, we take the time to listen and understand each of our client’s unique circumstances and concerns.

We would like to take this opportunity to thank our clients for their trust and confidence in our services for over twenty-five years.

We Are Committed To Your Success Local Professionals Serving Local People

HEYSE & ASSOCIATES, INC. Lakewinds Center West ♦ 409 W. Ludington Ave. ♦ Suite 205, Ludington

(231) 845-9500 Fax: (231) 845-9505

www.rphcpa.com

FRIDAY, NOVEMBER 7, 2014

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| Ludington daily newS

How - to

FIREPLACE SHOWROOM

choose a

Now Open

fireplace insert The installation of a fireplace insert can turn an occasional source of warmth into a convenient and easy-to-use supplemental zone heater that can help control high home heating bills while protecting winter air quality.

FIREPLACE INSERT BASICS

Fireplace inserts are designed to enhance the operation and appearance of an existing woodburning fireplace, whether masonry or factory-built. Categorized primarily by For people interested in the fuel burned enhancing the look and for operation feel of an existing wood- (natural gas, propane, EPAburning fireplace, the certified wood, hearth industry has great pellet and coal), a news. It’s now easier than fireplace insert is ever before to increase the installed into an existing woodefficiency of a fireplace by burning fireplace. adding a fireplace insert. Fireplace inserts are made from cast iron or steel and have self-cleaning glass doors that allow the dancing flames of the fire to be viewed while the insulated doors remain closed, making the fire more efficient. Many manufacturers also augment the operation of fireplace inserts by offering stateof-the-art features such as fans and thermostatic controls. (depending on the fuel).

ENHANCED EFFICIENCY

Almost all North Americans with older wood-burning fireplaces can benefit from the installation of a fireplace insert. Generally, older fireplaces have efficiency ratings of just five to ten percent. This low efficiency is due to the open combustion design that allows an abundance of heated room air to be drawn into the fire, causing the

Come check out the newest fireplace burning displays from Regency and Heatilator. We also have gourmet gas built in and stand alone grills from Napoleon.

fire to burn too fast and wasting energy. In contrast, a fireplace insert is an insulated, closed-door system that slows the fire down and increases the temperature of the fire to facilitate more complete combustion. This closed combustion system can assist in generating efficiencies of above 65 percent in many cases which can translate into more heat output. And, when it comes to burning wood, an EPAcertified wood-burning fireplace insert can also reduce emissions from wood burning to almost zero.

VARIETY OF FUEL OPTIONS

Determining which fuel type to select when purchasing a fireplace insert depends on the cost and availability of the fuel, the desired efficiency and heat output, as well as the level of maintenance requirements and the desired appearance of the fire by the user. While most fireplace inserts manufactured today are extremely efficient, the choice is often dictated by a person’s individual needs.

SELECTING A FIREPLACE INSERT

Much like any other appliance, it is important to spend the time to choose a fireplace insert that fits your needs and your lifestyle, whether more formal or relaxed.

Before making a final decision, visit a specialty retailer for experienced advice. A specialty retailer is a trained fireplace insert specialist. He or she can arrange for the safe and reliable installation of a fireplace insert by a certified professional installer. These experts are also the best source of information about how to correctly operate a fireplace insert, and can suggest a proper maintenance program.

• • • • • • • • • •

New Construction Furnaces Boilers Heat Pumps In-Floor Heat Air Cleaners Geothermal Sheet Metal Qualified Installers Change Outs

skoog nl y the o est.

name you need to kno w...

1910

heating & cooling

• • • • • • •

Air Conditioners Water Heaters Duel Fuel Fireplaces Humidifiers Registers Professional Workmanship • Sales & Services • Gas Grills

Mason County Area’s Only Authorized Factory Trained Amana Dealer

1102 S. MADISON LUDINGTON, MI 49431 PH: 231-845-6302 FAX: 231-845-6904

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How - to

| FRIDAY, NOVEMBER 7, 2014

choose a

tree maintenance contractor

Beautiful

Properly feeding, medicating, or pruning and taking down trees is not something anyone with a chainsaw and rope can do safely or competently.

It’s a matter of science, skill and safety.

Here are some important things you’ll want to make sure your tree maintenance contractor offers:

Proof of insurance and a coPy of the contract:

It cannot be over-emphasized: tree work can be dangerous. Make sure your contractor is insured and responsible for damage and injury.

credentials: Tree service providers should be certified experts. They should be certified by the International Society of Arboriculture (ISA), be a Tree Care Industry Association (TCIA) Accredited Business or a Certified Tree Care Safety Professional (CTSP). If working near electrical lines or conductors, they should be Approved Line-Clearance Arborists.

references:

scope of the job. Make sure they come to your property, as well, and that you ask whether they’ll be using heavy equipment in your yard. If so, you should get either assurance (in writing) that your property will not be damaged or come to a clear understanding about what’s acceptable and what is not.

clean-uP

If you’ve never had a 50-foot tree felled in your yard, you might be shocked at how much work it takes to manage the tree on the ground.

Felling a tree can make an incredible mess. Be clear with your contractor – and always in writing – about responsibility for clean up.

don’t leave the time the job takes oPen-ended

You’ll want to have a firm commitment to completing the job within an acceptable time.

deal only with fulltime Professionals

Any quality company will be happy to share a list of satisfied customers.

Ask for customers they’ve worked for in the past month or so; you don’t want ancient history.

And make sure their vehicles, uniforms, machinery and safety equipment look decent. If your contractor doesn’t have safety equipment, run away.

detailed estimates:

don’t use sPikes.

Get written estimates. Preferably from more than one company, to compare prices and understand the

seasonal clean ups with haul away bush / tree trimming comeplete lawn maintenance garden and mulch bed maintenance landscaping design and installation hardscapes water features full handyman services licensed and insured free estimates call us for your needs!!

Unless you’re removing the trees, spikes are not necessary. They can do great harm to healthy trees.

SUNSHINE'S OUTDOOR SERVICES, LLC

6919 ABRAHAMSON RD., LUDINGTON, MI 49431 OFFICE 231-480-4707 • FAX 231-480-4749 • CELL 231-690-6033

FRIDAY, NOVEMBER 7, 2014

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How - to

choose an

outdoor wood furnace HOW IT WORKS The standard wood furnace looks like a small metal shed with a chimney. It stands anywhere from 30 to several hundred feet from your home and it works by circulating water These freestanding heat through two supply sources are cleaner, heat exchangers. more efficient and more The first is the sophisticated than many furnace itself, in people realize. which the wood is used to heat a surrounding jacket of water.

The second is inside the house.

Heated water is circulated through to the house via underground insulated piping, where it then transfers heat into your forced air furnace, boiler or radiant floor heating system. While bypassing the need for expensive fossil fuels, it works with your existing equipment and enables you to control the temperature with your thermostat.

Plus, your outdoor wood furnace will heat your home’s water. You can also heat multiple buildings.

Since the wood is consumed outside, in a fully enclosed furnace, you won’t have to worry about messy wood in the house, chimney fires, carbon monoxide or deterioration of your indoor air quality. Nor will you have the smoke, ashes, smells and soot buildup that you get from most ordinary indoor wood stoves.

When you consider wood, it’s also much more environmentally friendly than fossil fuel. Burning it only releases the carbon dioxide that the wood would naturally release into the atmosphere over time; there is no net increase to

atmospheric carbon dioxide.

The best models offer superior insulation, metal that resists warping, secondary combustion for efficiency and long, clean burning so that you’re not out in the snow at all hours tossing wood through the door.

The same companies often manufacture corn and wood pellet furnaces. In farm country, shelled corn and pellets can be very inexpensive. While they won’t cut your bill to zero, like wood, they’ll cut it by half.

IS IT RIGHT FOR YOU? This is most economical for people who have abundant supplies of cheap or free wood. Most users have at least a couple acres of land from which to cut a steady supply of wood while growing more.

More often than not, outdoor furnaces are found in rural locations, with generous space between neighbors. This isn’t necessary, but you should check local zoning restrictions and regulations before ordering one for your home. In an efficient wood furnace, the smoke is not usually an irritant, but you should be careful about the furnace’s placement, which is something your dealer can help with.

You’ll have to be willing to stoke your furnace at least once a day, too.

But, except for extraordinary cold and wind, once a day will do it.

Do you hate high heating bills?

Assuming you’ve got the wood, this furnace is the answer. People have reported saving over $4,000 a year in heating costs.

TIRED OF RISING HEATING COSTS? Classic Outdoor Wood Furnace • Urethane Insulation - Best R Value • Large, Insulated Cast Iron Door • Ripple Top Firebox and HeatLock Baffle Increased Heat Transfer Area • 25 Year Limited Warranty Available For the maximum performance and life of your furnace, always insist on using Central Boiler authorized system parts and accessories Dear Friend, Have you been considering purchasing a Classic outdoor wood furnace? If so, you should know the Classic outdoor wood furnace will only be available to purchase for a limited time.

It is expected that by April or May of 2015, the EPA’s New Source Performance Standards (NSPS) ruling will go into effect, and emission limits will be introduced that would prohibit the retail sale of new Classic model furnaces as well as all other conventional up-draft outdoor furnaces in the United States.

Classic furnaces purchased prior to April or May of 2015 would not be affected by this ruling.

For 30 years the Classic furnace has been helping people save thousands of dollars every year on heating costs.

With innovative determination, Central Boiler has adapted to the upcoming change and developed a highefficiency, low-emission E-Classic down-draft furnace to replace the Classic. (Unfortunately, Pallet Burners will be discontinued and have no direct replacement models.)

Because time is running out, sales of Classic furnaces are rapidly escalating. Central Boiler has recently increased production to fulfill the rising demand, but now is the time to purchase a Classic furnace at a reduced price.

Give us a call or stop by and see how to get your Classic before they are no longer available. You don’t want to miss this opportunity!

• Large Reaction Chamber™ • Power Ignition Ready • EPA Hangtag • Urethane Foam Insulation • Bypass Door • Xtract™ Heat Transfer System • FireStar™ Electronic Controller • Triple Insulated Lockable Firebox Door

We Stock Furnaces • Parts

TIMMICH CONSTRUCTION 7584 S. 102nd Ave., Rothbury, MI

231-861-5886

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Ludington daily new/HOW TO GUIDE

THE RENTAL

YOU NEED!

For Your Big Jobs

Four Wheel Drive 51’ Personal Lift Skid Steer • Forklift Excavators • Back Hoe and more

Helium Tanks

Tents Up To 40’x100’ (Seats 500 People) New This Year Color Linens We also have: White Wood Chairs Banquet & Round Tables • Linens China • Skirting & Chair Covers Tents • Gazebo • Archway Dance Floor • Karaoke Machine CO2 Keg Taps and Coolers and much more!

New This Year Wooden White Chairs

WHILE YOU WAIT

Travel Trailer & Pop Up Trailer Rentals We will take care of everything.

Set up and take down within 20 miles.

TYE-ONE-J RENTALS www.tyeonej.com

Reserve Now For Summer 2015

How - to rent tools IF YOU’RE ONLY USING IT ONCE, RENT IT Our garages are stuffed with things we used once and then sold at yard sales years after purchasing them. Especially with specialized or sophisticated As much as Americans have tools, think about embraced the Do-It-Yourself the money you’re ethic, it’s surprising going to spend.

Will having a how many of us don’t tool in the house give enough thought to permanently identifying the right tools, encourage especially for specialized someone to use work. it for the wrong reason? Will having a cool looking tool feel as good in five years when you sell it for ten bucks?

IT’S NOT NECESSARY TO BE AN EXPERT Men are notorious for overstating their expertise, and some have paid dearly for it. The author of this article once put a rotary saw blade on a Sawzall in order to cut an opening for a skylight. After the blade whizzed off into the trees, he was grateful to have his head attached to his neck and then went to the rental store and . . .

ASK FOR RECOMMENDATIONS! Rather than selecting tools, tell the people at your local rental center what your project is. The

5825 W. US 10, Ludington (Next To Family Video)

845-7241

| FRIDAY, NOVEMBER 7, 2014

people who work at rental centers are experienced with the tools you need. They’ll be able to make money-saving suggestions and help you avoid decapitation. They’ll not only explain how to operate the tools you need, but they’ll give you tips on how to use them well. It’s not just a matter or plugs and buttons.

Good rental store clerks will know about polishes, surfaces, materials, compounds and sandpaper. When renting a tool, take advantage of the consultation that comes with it.

DON’T EXCEED YOUR LIMITS Every tool must be used safely.

It’s crucial to pay attention, and call a professional when you’re not capable of doing something on your own. Some people can operate jackhammers, for example, while other people are flown across the room on floor waxers.

Again, the people at your rental store should be able to help you evaluate your skills as well as your needs. They can also recommend local craftsmen to help you with a job that looks too big for DIY.

DON’T SEND SOMEONE ELSE TO THE STORE One of the best ways to avoid problems is to go to the store yourself. The reason is obvious: you possess more knowledge about what you want to accomplish than anyone else.

FRIDAY, NOVEMBER 7, 2014

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| Ludington daily newS

choose an apartment When you’re looking for an apartment, three components need to fit; you, the apartment, and the apartment community.

When you check out an apartment, check out the company that manages it and staff who come with it. Just as you know a good on site staff can make your life pleasant, so every apartment community recognizes the value of a good resident.

CHECKING OUT AN APARTMENT

One of the first things you should take note of as you drive in to your appointment is the apartment community’s curb appeal. Is the community clean and neat? Is there adequate lighting? Is the landscaping appealing?

An apartment community that takes good care of the buildings and grounds will typically take good care of residents!

Once you arrive try to get a feel for the staff that maintains the apartment community. Is

the staff friendly and pleasant? Are they well informed about the community and able to answer your questions?

When viewing the apartment you should take note of the condition of the entryway and hallway leading to the apartment. Is it clean and orderly? When entering the apartment you should look at the condition of the carpet to see if it looks clean and well kept. Are the walls in good shape? Has the apartment been painted and cleaned since the last resident moved out?

Is the size adequate for your needs? Is there enough storage space? Are there any “deal breakers” as far as the condition of the apartment?

Some of the questions you should ask • When is the apartment available?

• How much is the rent?

• When is the rent due?

• How much is the security deposit?

• What are the terms of the lease?

• What length of lease terms are available?

• Are pets allowed?

• Is there emergency maintenance service?

• Are there any rules about subletting or roommates?

• Are you allowed to make any modifications to the apartment such as painting it.

• Are there laundry facilities on site?

• What utilities are included?

• What criteria need to be met in order to qualify for the apartment – such as credit criteria, income, etc.?

You may want to bring any information you think you may need in order to lease the apartment with you the day of your appointment. If you decide to fill out an application you will need to know things like your social security number, driver’s license number, along with information such as phone numbers and addresses for your employer, landlord, and personal references.

Come home to Wildwood Meadows... Ludington’s Premier Apartment Community.

Ludington’s premier apartment community is nestled in a tranquil setting and offers Lifestyle Community rental homes with contemporary features and resort style amenities. The community is managed locally and provides superior services with dedicated staff members and 24/7 maintenance response to simplify your life and ease your mind.

Wildwood Meadows offers flexible lease terms on their one bedroom/one bath , two bedroom/one bath, two bedroom/two bath, three bedroom/two bath apartments. Wildwood Meadows also has furnished corporate suites to meet your personal and business needs. Pet friendly (some restrictions), tastefully decorated with neutral colors and appointed with central air conditioning, oak hardwood cabinetry throughout, custom blinds, closet organizer systems, large patios or balconies, washer & dryer hook-ups, dishwashers, disposals, and built in pantries. Also available are garages with remote control entry.

Located on US 10, just one mile west of US 31, Wildwood Meadows provides easy access to the many attractions Ludington has to offer. Dining, shopping and the Lake Michigan shoreline are only minutes from your door.

Take a dip in our outdoor heated swimming pool or work out in our state of the art fitness center! Our Community Center is available for meetings and special events. It’s a wonderful life at Wildwood Meadows Apartments!

Apartment Home Features:

845-1004

• Central air conditioning • Garages with remote (optional) • Oak hardwood cabinetry throughout • Fully equipped kitchen with • Custom Blinds dishwasher, disposal, and • Closets with organizer systems built-in pantry www.wildwoodmeadows.info • Large patio or balcony • Pet Friendly!

Located on US10 one mile West of US31 - Ludington • Washer & dryer included EQUAL HOUSING

OPPORTUNITY

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Ludington daily new/HOW TO GUIDE

| FRIDAY, NOVEMBER 7, 2014

Come in and Check Out our Great In-Store Deals!

Check us out on FaceBook Friend us @kalevameats

14468 Wuoksi, Kaleva MI • 231.362.2106

How - to

choose a butcher

Most people are happy to purchase meat wrapped in cellophane on small foam trays. While there is nothing wrong with that, there may be benefits you’re missing by not buying meat straight from a butcher. Buying Buying meat from a supermarket is meat from a quick and convenient, but often you supermarket can get higher quality cuts in greater is quick and convenient, but volume at a lower price by visiting a often you can get butcher. Learning how to buy meat higher quality from a butcher may be difficult at cuts in greater first, but soon enough you will begin volume at a lower to reap the rewards. price by visiting a butcher. Learning how to buy meat from a butcher may be difficult at first, but soon enough you will begin to reap the rewards.

Learn the different types of meat cuts. Your

butcher can help you appreciate them. Do you want a steak? You can buy a ribeye, bone-in or out; New York strip, delmonico, flatiron, T-bone, porterhouse, filet, round . . . as your butcher what his or her favorites are, and you’ll feel as if you were just given a free seminar on gourmet eating.

Learning about the different cuts of meat ahead of time can help speed up your visits with the butcher, but also give you access to meats not on display at the front counter. These cuts often include tri-tips, shanks, short ribs and sweetbreads.

Much more than fresh meat. Just about every good butcher has special recipes for sausages, jerky, bacon, corned beef, prime rib and ham.

Buy exactly as much as you want. Empty nesters especially enjoy butcher shops because they can purchase whatever quantity of beef they need. At the big box, you may have to take three or four

times what you can easily consume, with much of it going to waste. But that’s not all. If you have a freezer at home, your butcher can save you a lot of money by offering larger quantities. Often, the larger quantities (sometimes called “meat bundles”) have a great deal of variety.

Have it your way.

How many times have you been despondent over the skinny steaks offered by your box store? With your family butcher, you can get that T-bone two inches thick if you like! Plus, your butcher can give you all kinds of advice on how best to grill it.

Get ready to be introduced to some new ideas.

It’s always fun to learn what the experts like about their products, and the butcher is no exception.

Feel free to ask for advice, and expect an unsolicited tip once in a while. Your butcher won’t steer (no pun intended) wrong.

FRIDAY, NOVEMBER 7, 2014

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| Ludington daily newS

We are a skilled nursing facility providing compassionate skilled long term care and rehabilitation services to Mason County Residents since 1966

y l i m a Like F

We provide special events such as our bike parade, old engine car show, motorcycle rally, and Veterans Day program. Our employees participate in community events including the Lake Jump, United Way, Relay for Life, and Toys for Tots We are a member of the Ludington Scottville Chamber of Commerce and we support school athletics and school districts in Mason County

County owned and serving the community since 1966…. “Like Family” We have been given a five star rating by Centers for Medicare and Medicaid Service U.S. News & World Report as one of the Best Nursing Homes!

Mason County’s

1001 Diana Street, Ludington • 231-845-5185 • www.oakviewmcf.com

How - to

Oakview MEDICAL CARE FACILITY

choose a nursing home

During your initial research, your “mission” should include a collection of data regarding the nursing homes that you are considering. Some of the important areas to include are: • Review of the State survey reports for each facility from the previous 1-2 years.

It is vital for you and your • A report of the family satisfaction surveys. family member to spend • The resident to staff ratios on each shift. a considerable amount of • View any available web sites for the facilities.

• Request the name and number for the local Ombudsman for time researching the nursing each nursing home. home(s) in your area before • Visit medicare.gov/nursinghomecompare. The Nursing you are faced with making Home Compare website allows consumers to compare an immediate decision about information admission. about nursing homes. It contains quality of care information on every Medicare and Medicaid-certified nursing home in the country, including 17,000 nationwide.

Consider a scheduled meeting and tour as well as an impromptu visit to each nursing home. Set up a time to meet with the admissions coordinator/department to tour the building and pay attention to the professionalism and attitudes of the persons that you encounter. Be observant of the following • The cleanliness of the environment and wheel chairs, offensive odors in the facility.

• Furnishings should be sturdy and in good condition, yet comfortable.

• Do all staff wear name tags?

• Do staff knock on the door before entering a resident’s room and refer to residents by name?

• The cleanliness of the residents (for example: hair groomed, clothing clean, men shaved, nail care).

• Does the staff acknowledge residents as they pass by them?

• How does the staff interact with the residents?

• Are the residents smiling and do they appear happy and content?

• Is there a posted Recreational Therapy or Activity program?

• Is there a private visitation area?

• Observe the apparent pleasure or displeasure of visitors.

• As the opportunity avails itself, seek input from families/visitors in the facility.

During a meeting with the admissions coordinator, have a list of questions about your concerns. Some of these questions/ areas might include: • Financial concerns – costs of ancillary services/supplies, Medicare, Medicaid, private pay and other insurance coverage.

• Telephone availability – arrangements for personal phones.

• Cable television availability.

• Availability of guest meal trays.

• Beauty salon/barber shop facilities and policies.

• Rehabilitation services.

• Recreational Therapy – Activity Department programs.

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Ludington daily new/HOW TO GUIDE

How - to buy cabinets Let’s assume you want new cabinets simply for the sake of more storage and a handsome People generally buy kitchen or cabinets for two reasons: bathroom. storage and beauty. Anyone • Think who’s watched the many about what you home improvement shows really need and want. While you on television knows that don’t need an the right cabinetry can advanced degree dramatically enhance a in mathematics home. The right cabinets can to estimate your also help you sell your home cabinet needs, you’ll want to faster and for more money. think about some basics: Will there be room to comfortably store all of the utensils you want to place out of sight? Or would you be better off hanging your cookware from an overhead rock? Will the handle to the frying pan fir into the space you want for it, and will all of your linens fit comfortably in their storage space?

• Collect your favorite ads and photo-spreads from magazines.

They’ll help your cabinet vendor quickly understand what you want.

• Visit several cabinet vendors as well as businesses specifically geared to cabinetry, kitchens or bathrooms. By browsing several stores you’ll get a much better idea of the varieties of materials and styles from which you can choose.

You’ll also be able to speak to people on the floor and determine which of them are the most interested and helpful.

• Prices will vary widely. Don’t make price your bottom line.

Likewise, don’t assume that the biggest showroom is where you’ll

find the best value. The methods businesses use to price their products vary, but most cabinetry is priced on the basis of construction quality and materials used.

• Take the time to look carefully at showroom cabinets. Explore the trade-offs of choosing one material over another. Ask about durability.

• Don’t fret if you look inside a cabinet and find veneer-covered plywood or particle board. They are sometimes less likely to warp than solid wood.

• To save money, purchase cabinets with less expensive wood, which can be stained to your taste.

• Besides quality, determine whether you need in-stock or custom-manufactured cabinets.

Factory-made cabinets can be very good and save money at the same time.

• There are a number of ways to save money without sacrificing beauty or utility, but you’ll need to make sure you select a cabinet vendor who knows the topic and is willing to answer your questions.

Ask why one line, or one style is more expensive than another. Ask for alternatives that might save you money without sacrificing aesthetics.

• Don’t hesitate to ask if your salesperson can come to your home to measure and offer advice.

You might even want to consult a designer, who may or may not be affiliated with your vendor.

• Your cabinets may someday need to appeal to prospective homebuyers. Think about whether your favorite style today will stand the test of time and appeal to the next owners of your house.

| FRIDAY, NOVEMBER 7, 2014