Real Estate Weekly | September 30, 2011

RealEstate weekly RESIDENTIAL • COMMERCIAL • RENTALS • LAND/ACREAGE

SEPT 30-OCT 6 TWENTY-ELEVEN FREE

INSIDE

THIS ISSUE

HOME IMPROVEMENT BUDGETING YOUR PROJECT PAGE 3

SELLING

FORGO THE ‘FOR SALE’ SIGN PAGE 4

THE RIGHT SEASON TO SELL PAGE 5

CONDOS 23804 COPPER RIVER COURT, MOUNT VERNON Windermere Real Estate 1030 E. College Wy Mount Vernon 360.424.4901 • 800.849.7939 Agent: Megan O’Bryan, (360) 708-5817

www.MeganOBryan.com

$379,900

OPEN HOUSE ON SATURDAY, OCTOBER 1ST FROM 1:00–3:00

Fantastic Chaffey Home in desirable Nookachamp Hills neighborhood!

Perched at the top of the hill on a large (.45 acre) lot with gorgeous valley, mountain & lake views. Over 3200 square feet with 4 bedrooms, 2.75 baths.

Great floor plan with main floor office (or 5th bedroom), living & family rooms.

Gourmet kitchen with tile counters & backsplash, island, stainless appliances.

Warm hardwood floors gleam in kitchen & breakfast nook. Master suite with 5 piece spa bath & lake view. Bonus room. Outdoor living front & back.

MLS# 278764

FEATURED ARTICLE:

FHA GETS MORE FLEXIBLE PAGE 6

Q&A

IS ALIMONY INCOME? PAGE 7

CREDIT SCORE CATCH-22 PAGE 8

CONDOS The Department of Housing and Urban Development has eased up on some of its guidelines for its Federal Housing Administration condominium approval process. (cont. on pg. 6)

CLASSIFIEDS PAGE 10-11

YOUR KEY TO REAL ESTATE IN SKAGIT, SNOHOMISH, ISLAND AND WHATCOM COUNTIES goskagit.com/reweekly

A supplement to the Skagit Valley Herald and the Anacortes American

TABLE of CONTENTS

Real Estate Weekly content sponsored by:

Whidbey Island Bank

Things to Consider When Budgeting Your Home Improvement Project

Pg. 3

Selling: Forgo the ‘For Sale’ Sign?

Pg. 4

The Right Season to Sell

Pg. 5

Condos: FHA Gets More Flexible

Pg. 6

Q&A: Is Alimony Income?

Pg. 7

Credit Score Catch-22

Pg. 8

Classifieds

Pg. 10-11

PG.

8

CREDIT SCORE Catch-22

To advertise in

RealEstate weekly

SKAGIT PUBLISHING

or other Skagit Publishing publications, Call 360.416.2180 or E-mail ads@skagitads.com View this publication online at www.goskagit.com/reweekly ©2011 by Skagit Publishing | All rights reserved.

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin,

or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

For further information call HUD Toll Free at 1-800-669-9777.

All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our publication.

Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission.

Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

Territory NW

Go to our website for a quick and easy way to search all listings!

320 S Burlington Blvd • Burlington www.SkagitValleyRealEstate.com (360) 755-9494 • (800) 775-0153

OPEN HOUSE: Sat 1-3PM Oct. 1

PRI CE RED UC ED

OPEN HOUSE: Sat 1-3PM Oct. 1

PRI CE RED UC ED

16573 Country Club Drive, Burlington $329,500 10913 Mary Lane, Burlington

$224,950

Beautiful 1529 sq. ft. custom rambler on over 1/2 acre. Wonderful garden, shop and RV parking.

Lots of excellent storage. This is a rare jewel that won’t last long. MLS#263737 DIR: EAST ON HIGHWAY

20 FROM BURLINGTON, NORTH ON MARY LANE

Call Elizabeth, 708-8800

Remodeled rambler on the 18th Fairway with golf course views. Brand new kitchen, hardwood flooring and paint. 3 bedrooms, 1.5 Bathrooms, 2 living rooms and an office. Very large deck with hot tub. MLS#276434 DIR: H’WAY 20 WEST, RIGHT

ONTO AVON ALLEN, LEFT INTO COUNTRY CLUB, LEFT AT CLUBHOUSE ONTO COUNTY CLUB DRIVE, HOUSE WILL BE 4TH HOUSE ON THE RIGHT.

Call Michelle, 630-4423

Sedro-Woolley

Sedro-Woolley

PRI CE RED UC ED

Concrete

$199,500

Great country living on 1.19 acres of pasture and yard. Home has 2256 Sq. Ft with 4 bedrooms and 2.25 baths. Has been restored with new carpet, and paint. Newer double pain storm windows and siding. Huge family room and storage room. Pasture has plenty of room for a horse. MLS#267461 Call Jim, 708-1681

Wilma Louia Owner 661-1631

2

Lisa Davies 391-2232

Ivana Wood 770-3550

september 30, 2011

$119,900

Beautiful ground-floor condo. 2 bedroom, 2 baths.

Patio & deck backs to greenbelt. Jetted tub, lots of storage. Attached garage. MLS#220403 Call Elizabeth, 708-8800

Mount Vernon

$148,000

Built 2006, Approx. 1580 Sq. Ft. Nice open floor plan. 3 bedrooms, 2 full baths. Large master suite.

Fully fenced backyard, 2 car garage. MLS#274185 Call Ivana, 770-3550

$199,000

Lovely 3 BR, 1.5 bath rambler in great SW Neighborhood. Open floor plan w/lots of light.

Oak kitchen w/eating bar. New wood stove w/tile hearth. Fresh carpet throughout. French doors open to covered deck. Spacious open yard w/ equipment shed. 2 Car garage, RV parking on quiet dead-end street. MLS#178451 Call Ron, (360) 333-1045

PRI CE RED UC ED

Mount Vernon

$199, 950

Wonderful 4 bedroom, 2 bath rambler. Home features a newer roof, furnace and many other updates throughout. Large fenced yard with outbuildings, spacious deck with a hot tub. Features an oversized master suite with walk in closet and jetted tub. MLS# 267245 Call Ron, 333-1045

Amber Soria 969-4030

Ron Van Pelt 333-1045

Elizabeth Detillion 708-8800

LaConner

Well built custom home. Open kitchen with stainless appliance & granite. 3 bdrms 2.5 baths, office and bonus room. 3 car garage for favorite vehicles & toys. Nestled in between 2 green belts. Backyard is very peaceful & serene. Enjoy Shelter Bay amenities like swimming pools, golf & marina. MLS# 252801 Call Wilma 661-1631

Debbie Allen 708-8780

Clear Lake

$299,000

Michelle Mitzel 630-4423

Jim Stransky 708-1681

Real estate Weekly

Burlington

$450,000

14 acres prime agricultural land. 1570SF 2-story farmhouse; 3BR, 1.75 Baths. Possible M-I-L quarters. 2-car detached garage w/shop & barns.

Close to I-5. MLS#85441 Call Charlie, 708-1415, Jeannie, 708-9645

Kirk Campbell 770-7470

Dan Soria 348-6655

Stephanie Henry 661-6097

Charlie & Jeannie Boon 708-9645

Charming 1912, 3 bedroom bungalow. 1+ acre of a beautifully landscaped corner lot. Partial Lake and Cascade Mountain views in the historic community of Clear Lake. Original wood wainscoting, dining & living rooms. Large family kitchen. Upon acceptable offer seller will replace roof, upgrade wiring, and septic system. 2 detached garages.

MLS#221106 Call Pete, 708-6500

Racquel McDermott 420-1830

Mike Welling 540-1341

Pete McDougal Broker 708-6500

goskagit.com/reweekly

Things to Consider When Budgeting Your Home Improvement Project

Before beginning a home improvement project, homeowners should construct a budget to ensure the project is a success.

Home improvement projects have become de rigueur for today’s homeowners. Be it a kitchen remodel or the ever popular man cave project, home improvement projects remain a goal for many homeowners.

As enticing as a home improvement project might be, no project can be successful until a budget has been established. The right budget will keep homeowners from going deep into debt when improving their homes, ensuring that, upon the project’s completion, they can fully enjoy their revamped castles without the specter of significant debt hanging ominously over their heads.

Before beginning a home improvement project, homeowners can take the following things into consideration.

• Personal finances: It sounds simple, but homeowners must examine their finances before starting a home improvement project. Just because a bank will loan out money for a project doesn’t mean the project is affordable. Homeowners should compare their monthly expenses with (See Pg. 9)

OPEN HOUSES & SHOWCASES OPEN HOUSE

Big Lake

Sun. Oct. 2nd, 2-4 pm

NE W

23510 Molly Lane, Mount Vernon

PR I

$590,000

CE

Sedro-Woolley NE W

PR I

$199,900

CE

$199,999

1st Time Home Buyer’s ALERT!!! This is the house for you! 3 bedrooms, 2.75 bathrooms, RV parking, stainless steel appliances, hardwoods, dog run, fenced back yard, all on a 11,000 sqft lot. Come see this well maintained rambler located in the much sought after Sedro-Woolley school district, just blocks away from Big Lake Elementary and of course, the Lake! MLS#272130 DIR: From Hwy 9, turn onto W. Big Lake Blvd, take immediate left on Lakeview Blvd. Turn left onto Zoya Dr., follow to Molly Ln. 33530 1st Way S., Suite 100 Federal Way, WA 98003 253.835.4500 | 511.yourkwoffice.com

goskagit.com/reweekly

A home for all seasons! Incredible, custom built home with outstanding Big Lake & Mount Baker views. 4 bedrooms, den, rec. room, bonus room, 3.25 baths, 2-story foyer, formal living room, 2-story fireplace, formal dining room & gourmet kitchen with extensive breakfast bar & nook. Elegant curved staircase has featured many brides on their wedding day. Deluxe playground, workshop, separate storage building, bricked patio & garden space. Danya Wolf (360) 708-8294 MLS#218606

Large 3 bedroom, 2 bath rambler on 14.5 acres which have CARD almost completed. Property can be divided into 3 lots total or use all 14.5 for yourself. Land is perfect for grazing animals. Good sized barn with loft, power & water.

Huge rear deck is perfect for entertaining. Hot tub stays.

Updates include bathroom remodel, new wiring, all new floor coverings, new exterior doors. Extra room off kitchen can be used for pantry, hobbies & extra storage.

All appliances included. Great Home, Great Price, Great Suzanne Jenkins 360-941-2983 Location! MLS# 227113

360.424.0300 or 360.853.8888 3780 E. College Way, Mount Vernon www.skagittraditionrealty.com

Real Estate Weekly September 30, 2011

3

Selling

Should You Forgo the ‘For Sale’ Sign?

In a depressed housing market, does a "For Sale" sign that sits for weeks lend to the downbeat mood?

A growing number of home sellers apparently think so. In an informal survey of agents conducted by RE/MAX of Northern Illinois, about one-third of respondents said they noticed a trend of home sellers deciding not to stake a sign out front.

The reasons vary. Some sellers are concerned that there are too many signs up already in the neighborhood and that conveys a problem with the area. Other reasons are more personal. And it's not only Illinois owners who are sign-shy.

"It's a cultural thing," says Orhan Tolu, an agent with Century 21 Alliance in San Mateo, Calif. About 60 percent of the sellers in the Hispanic and Filipino communities Tolu serves forgo a sign. "If it's a short-sale - or even if it's not - owners don't want their friends, neighbors and family to surmise that selling now means they're in financial distress," says Tolu.

Some sellers who've already moved out may view a sign as

4

September 30, 2011

advertising to burglars that a property is vacant and an easy target, adds Tom Hanigan, a Chicago RE/MAX agent.

Keith Dickerson, a RE/MAX agent in Naperville, Ill., acknowledges fears that "adding another sign to a neighborhood crowded with them can create a distressed mood," but adds, "I think it's important to have a sign, and I usually convince my sellers to have one."

Dickerson doesn't like simply listing a home on the multiple listing service and on websites. A sign, he says, can attract passing buyers who may have overlooked the property on the Internet. "People usually look online for all properties for sale within a certain price range," he explains. "If your home is a few thousand dollars outside of that range, and they see a sale sign, they may investigate."

Moreover, he relates, "I had an older couple who didn't look on the Internet like most buyers these days do - they were looking for one-story living and bought a ranch home they spotted with a sign when they were driving around."

Real Estate Weekly goskagit.com/reweekly

The Right Season to Sell Trying to time the market and determine the perfect home selling season can be a risky strategy, especially in the current real estate climate of buyer uncertainty.

Conventional wisdom holds that wintertime is the worst season in which to put a “for sale” sign up. But that may not be true, for example, in warmer Southwestern states. And the peak of summer, when foliage is robust and sunshine-graced curb appeal is high, may not necessarily be prime home showing time in areas like Florida and Arizona, where prospective sellers may choose to vacation out of state to escape the heat.

“In the past, there have been peak selling seasons that vary, depending on who you speak to,” says Lisa Johnson Sevajian, with Coldwell Banker in Andover, says. “Many believe the spring market starts in May when in fact spring time buyers usually start looking in February. Others believe no one buys houses in December, which is completely untrue. Buyers who are trudging through snow are far more serious than causal springtime lookers.”

Overall, it’s important to consider that seasonality can fluctuate from market to market. In the northeast, the spring market brings the highest demand, says Greg Rand, host of the “Rand on Real Estate” radio program on 77 WABC Radio in New York.

If you need to sell quickly, it’s probably not best to wait out the weather for a better time of year. However, if you live in a cold climate, it’s often better to wait out the winter and list your home in the early spring because, if it doesn’t sell relatively quickly, it will be considered “tired inventory” by the time spring rolls around, says Bill Golden, with RE/MAX Metro Atlanta Cityside.

Ultimately, in the current market, the longer you wait to list, the lower your sales price may turn out to be. Waiting for prime selling season could eat up the anticipated profit you hope to gain due to a specific season. And homes priced right for the market will usually sell fast, regardless of Mother Nature.

Brown McMillen Real Estate 360.757.6013 1.800.869.7084 w w w. b r o w n m c m i l l e n . c o m

DREAM HOME… 4 bdrms, 4.5 baths, custom home built by Pacifica Homes.

Granite kitchen counter tops, tile flooring opens to bonus rm w/fplace. Huge Master, lg bath $395,000. #27051245 PERFECT 10 ACRES… secluded yet only one mile from freeway in Bow Hill area w/year round stream & public water. Great property for just $219,500. #221171 RENT TO OWN… LG 4 bdrm home in Skyridge w/attached 3 car garage on 1/2 acre lot w/nice westerly views. $387,000. #28079612 2 ACRE LOTS… ready for you new home. Each is 2 acres w/nice territorial views & municipal water available. $110,000. #45366 MOUNT BAKER VIEW… from this wonderful full acre blding site. Public water & perk approved. $159,500. #235491

235 W. Rio Vista Avenue, Burlington

BEST BUY IN TOWN… beautiful!

3268 sf, office, formal living & dining, lovely kitchen w/adjacent family rm.

Lg fenced back yard. On Cul-de-sac. $349,500. #186484 COUNTRY CLUB RAMBLER… views of 1st green from deck, traditional style home. 3 bdrms, 2.5 baths, 1548 sf, formal dining rm, gas heat, newer roof, nice lot. $247,500. #251125 LOVELY VIEWS… of Lake, Skagit Valley & Olympic Mtns from this wonderful one acre building lot w/public water & electricity. $185,000. #264683 CLASSIC… turn of the Century, great business potential. Corner lot, lots of parking, hardwood floors, 4 bdrms, den, 1 3/4 baths. Older shop bldg. previously used for antique shop. $234,900. #243578

NICE MT VERNON LOCATION… 4 bdrm, 2.5 bath home is like new + a custom floor plan. Cozy living rm, lots of storage, on flat fenced lot, professionally landscaped. Move in ready. $259,950. #219632 QUIET SETTING… Marlette Mfg Home, 1188 sf, 3 bdrm, 2 ba. Pride of ownership.. 24X24 shop w/door opener.

2 decks, RV Hookups garden spot & fruit trees. On lg level lot. $150,000. #201521 RAMBLER W/DAYLIGHT BASEMENT… 3 Br, 2.5 Ba, hardwoods, French doors opens to deck, vaulted ceilings, soaking tub & more. $275,000. #28187196

Evening Phone Calls Welcome Galen Kindred 770-7083 Fritz Inman 661-0147 Shelah Inman 661-0145 Holly Brown-Hilts 661-5538 Phil Hurtig 770-0787

Dick Best Terri Heyntsen Ron Wortham Tim Reichert Jeff Ingman

goskagit.com/reweekly

770-1491 391-0938 661-1500 391-5587 202-2859

Tod LeHecka 333-1032 Mary Jo Reitsma 770-6013 Jan Scally 421-5160 www.brownmcmillen.com

Real Estate Weekly September 30, 2011

5

Condos

FHA GETS MORE FLEXIBLE New guidelines help make its condo-approval process more efficient and effective, while reflecting current market conditions.

The Department of Housing and Urban Development has eased up on some of its guidelines for its Federal Housing Administration condominium approval process.

Unveiled June 30, FHA Mortgagee Letter 201122, in tandem with the Condominium Project Approval and Processing Guide, clarifies the FHA’s existing policy guidance and update condo approval procedures.

Pre-Sale Requirements At least 30 percent of the total units must be sold prior to endorsement for a mortgage on any unit.

This was set to return to 50 percent.

FHA Concentration FHA will not insure any mortgages in an unapproved project if 50 percent of more of the units are FHA-insured. The concentration had been set to return to 30 percent.

Investor Ownership The new guidelines HUD did not change make permanent many the 10 percent investor temporary waivers that ownership limitation that were issued in 2009 applies to all rented and (Mortgagee Letter 2009leased units that a devel46B) to address weakened housing market conditions. Those waivers were set to oper/builder owns, including those units acquired during a end in December 2010 but were extended through June 30 project acquisition.

Homeowner Association Dues (Mortgagee Letter 2011-03).

HUD retained the requirement that no more than 15 perThe new guidance gives the FHA more flexibility to make cent of the total units can be in arrears (more than 30 days the approval process more efficient and effective while addressing the changing market conditions. Among the high- past due) of the condominium association fee payments. lights of the new guidelines:

6

September 30, 2011

Real Estate Weekly goskagit.com/reweekly

Q&A

Is Alimony Income?

QUESTION:

If one is going to begin receiving alimony payments to continue for three years, can it be used as qualifying income for a mortgage loan? If so, is a two-year past history of the income required?

ANSWER:

Generally, three years of alimony can be used to qualify for a mortgage but that’s not the only question to be asked. For instance, can you show a pattern of alimony payments prior to applying for the loan, something to assure lenders that alimony is actually being paid?

With FHA loans, as one example, HUD says, “alimony, child support, or maintenance income may be considered as effective if such payments are likely to be consistently received for the first three years of the mortgage. The borrower must provide a copy of the final divorce decree, legal separation agreement, or voluntary payment agreement, as well as evidence that payments have been received during the last twelve months. Acceptable evidence of payment regularity includes canceled checks, deposit slips, tax returns, and court records. Periods less than twelve months may be acceptable, provided the payer’s ability and willingness to make timely payments is adequately documented by the lender.”

As to past income, if they want to avoid big liabilities lenders under Wall Street reform

Ask Our Broker

By Peter G. Miller

have an obligation to assure that borrowers are able to repay their loans. Toward this end, lenders must verify income and employment and that means borrowers need to document their loan application.

QUESTION:

Are there any situations where a lender will trade a lower principal balance for partial ownership in a property facing foreclosure?

ANSWER:

At least one servicer, Ocwen Financial Corp., has proposed such an arrangement using “SAM” financing, a shared appreciation mortgage. In effect, a lender might agree to lop off some of the principal balance if the borrower will give up some of the property ownership. It’s an interesting idea and could be helpful in many areas hit hard by foreclosures.

Now could be the time to sell a new home.

Record-low interest rates and record-low housing prices are renewing interest in the housing market for many people.

Let us help you advertise your home or listing in Real Estate Weekly.

Call 360.416.2180 In print and online

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Real Estate Weekly September 30, 2011

7

Credit Score Catch-22: You need credit to get credit Creating a great credit score is important in the current economy. An excellent score will save you money over time and open some doors that otherwise may not be accessible.

But the credit score is based on your history with credit accounts. What if you do not have any credit accounts?

How do you get credit if you don’t have credit?

Most people get a start in the credit world with a charge account of some sort, such as with a major department store. But it can be hard to be approved for that first account.

Another way to start the process is through a “secure credit card.” The place to start is the bank where you have your checking and savings accounts.

A secure credit account is one in which you deposit a sum of money, say $500, to serve as collateral for the credit account. Then the bank issues you a credit card with a limit for a little less, such as $400. Your savings deposit serves as collateral to guarantee the account for the bank.

Once you have the card, give it some activity. Make a small purchase, and when the statement arrives later that month pay the balance in full. Continue to give the account activity for a few months but do not overuse it.

Keep the balance below 30 percent of the credit limit, and always pay in full when the statement arrives. Now you are creating your first trade line.

After this account has some history, or “seasoning,” you could look into a second account. Now that you have a start, department stores may consider approving an account for you. When the second account is opened, give it some activity. Once again, keep the use well be(see next pg.)

8

September 30, 2011

Real Estate Weekly goskagit.com/reweekly

(From Pg. 3)

low the credit limit and when the statement arrives later in the month, pay it in full.

Give this account some activity for a few months, and you will have a second trade line.

You do not need to use these accounts all the time. Give the account some activity once it is issued, then later you could use it once every two or three months. The credit-scoring system does not rate the account on frequency of use but on record of repayment. Scoring is based on repayment history and credit utilization, meaning the balance you owe as a percentage of the credit limit. Activity over the past 12 to 24 months has the most weight in the scoring system.

Another way to get started: If you have a family member with good credit, find out if he or she is willing to co-sign with you to start an account. The family member’s strong credit history will give you a start. Your job would be to maintain the account properly, always paying on time.

Remember, your activity on this account will reflect on your family member’s score as well as your own. After this account has some history, you will be able to put the account in your name alone.

Once you have two or three trade lines established in your name, you will be on your way to creating a great credit score.

Other types of credit accounts will become available to you on your signature alone.

This is how to establish yourself if you want an installment loan for a larger purchase in the future, or a home mortgage.

Maintain your credit accounts with discipline and stay within your budget, and you will pave the way to a successful future. * Richard Johnson is the author of “Credit Scores and You: Understanding the Importance of a Great Credit Score,” www. creditscoresandyou.com. His column appears regularly in The Argus and Courier-Times, and the Skagit Valley Herald’s “Skagit Living” section.

•••

goskagit.com/reweekly

their income, and then determine what’s left that might be able to go toward a project. Monthly expenses include everything from groceries to a mortgage payment. When the comparison between monthly expenses and monthly income has been made, homeowners can get a grasp of just what they can and cannot afford.

• Credit score: Many homeowners finance home improvement projects with loans from the bank. Particularly in the current economy when banks are being forced to tighten lending requirements, securing such loans isn’t easy. Homeowners with significant credit card debt should eliminate such debt before beginning a project. Doing so serves multiple purposes. First and foremost, eliminating outstanding debt will free up more money to allocate toward the project. Eliminating debt will also make loan applicants more attractive to prospective creditors, increasing their chances of securing a loan and a lower interest rate.

• The project’s priority: Budgeting a home improvement project also involves being honest as to just how necessary the project is.

For example, a man cave might be a dream project, but should it be a priority over other things around the house? If wear and tear is taking its toll on the roof, for instance, the money going toward the man cave should probably be allocated to replacing the roof instead. If a project is low on the priority list but high on the want list, re-examine those projects higher up on the priority list to determine if they are more deserving of immediate attention and funds than vanity projects.

• Overrun costs: Not every home improvement project will come in at or under budget. Many, in fact, go over budget due to a host of factors. Homeowners should not be caught off guard when a project goes over budget. Instead, plan for the project to go over budget and expect such frustration. Allocate extra money in the original budget for overrun costs. This will reduce stress and frustration, and if the project comes in under budget, then there’s extra money when the project is completed.

Real Estate Weekly September 30, 2011

9

CALL FOR MOVE-IN SPECIAL. Sedro-Woolley, Burlington & Oak Harbor 1 & 2 Bdrm apts., W/S/G pd., no pets. 360-708-3427

APARTMENTS 2 bdrm, 1.5 ba, S.W., $785.

2 bdrm, 1 ba, M.V., $795.

2 bdrm, 1.5 ba, Burl., $800. www.skagitrentals.com Remax Valley Homes 360-424-3198 Downtown MV Apt., large 1 bdrm, approx. 1,000 sq. ft., $750/mo. Avail. Oct. 1st.

WRE/Skagit Valley, Balisa Koetje, (360)421-4111

1 2 & 3 Bdrm Apts 2 x 1 ½ Town homes Covered-Assigned Parking Garages / Storage Avail.

Complete Appliance Pkgs Sport Courts / Playgrounds Pet Friendly Call Today! 360-856-4803

HARBORVIEW APTS in Anacortes. 2 bdrm.

Income limits apply.

Affordable housing.

Call 360-299-0916

LACONNER. 1 bdrm apt. avail. Oct. 1. Approx. 600 sq. ft., above retail store. Right on water with deck with fantastic view. 1 yr lease req'd.

No pets/smoke. $775. Call 1 bdrm in Burl. carport, nat- Jeff, 206-343-2350 ural gas heat, utility room, $750/mo. W/S pd. $600/ MV large 2 bdrm, W/D, D/W damage. No pets. 856-6878 & disposal. No smoke/pets. $750/mo. $700/dep. Call 1ST MO. FREE! 1, 2 & 3 Mark at 360-708-2694 bdrm, MV, near college, onNewly remodeled site laundry, reserved parklarge studio on busline. ing. W/S/G pd. Qualify today!

Move in tomorrow! 428-3887 Great MV location $550-$700 ASK ABOUT OUR 2 bdrm apt. MV, 1 1/2 ba, MOVE IN SPECIAL! $700/mo. W/S/G pd., no 360-420-0606 smoke/pets. 360-610-3842.

NO HIDDEN FEES! 2 bdrm, 1 ba with private Fairhaven Manor 757-2149 Norris Place 757-3060 entrance, all utils. pd., laundry & cooking. $550/mo. 1St & 1, 2 & 3 Bdrm Apts. Affordlast. 3 min. to Burlington. able. Section 8 okay.

714-767-7371 S.W. Newer 2 bdrm, 1 ½ ba, with garage, W/D hookup.

2 Bdrm, MV, W/S/G pd. $850/mo. No pets. Call Mark College Way & 19th. at 360-708-2694. $705/mo. 360-424-6757

MUST SELL *Fixer Uppers *Bank Foreclosures *Company Owned Properties *Distress Sales Free List with Pictures www.wabankhomes.com Direct 425-530-4246

10 September 30, 2011

KWNWRE

3 bdrm, 1 ba, single car garage, quiet cul-de-sac, fenced parklike backyard, 1 miles East of SVC, $1175/mo. $700/dep. 360-661-1209 after 5pm.

MV room in large house, 2 Bdrm, 700 Talcott, Sedro- W/D, all utils. incl. Cable & inWoolley, near schools, play- ternet, $475/mo., $100/dep.

MV. New luxury 2 bdrm, 2 ground, library, senior center, 360-424-6974 ba, beautiful setting, river/ market. 5 energy efficient apCascade view, all applipliances, 600 c.f. storage ances, W/S/G incl. All new/ shed. W/S/G pd. $745 + $600 unique décor. Only $855, dep. Screening report req'd. $875, $895/mo. Call 206- BIRDSVIEW Immaculate 4 No smoke/pets. 840-5728 409-9317 or 206-849-3334 Bdrm, 2 ½ Ba, dbl garage, lrg Weekly rates, $295.

DUPLEXES deck, $1185 + dep. Call eves.

SPECIAL - 4 wks., $895.

S.W. Apt. $650. 1st, last & 422-7201 or 206-919-2368.

2 bdrm, 1 ba, M.V., $695.

WHISPERING FIRS MOTEL $500 dep. Furnished. W/D 2 bdrm, 1 ba, S.W., $750.

Alger 724-3477 hookup, pellet stove, D/W, 2 bdrm, 2 ba, M.V., $795. refrig, propane range & H/W, BURL. 3 bdrm, 1 ½ ba, gas 3 bdrm, 2 ba, Burl., $995. large 1 bdrm, small pet ok on heat, fenced yard, no smoke. www.skagitrentals.com private 6.4 acres. Water/Elect $1075/mo. 360-391-3644 Remax Valley Homes pd. 854-0609 360-424-3198

RIVER VIEW

Sedro-Woolley 1 bdrm, $600 + $400 dep. Cute & convenient, no smoke. 856-6737 SW 2 bdrm, 1 ba., $700 plus deposit. W/S/G and basic cable included. 360-856-1577

1 - 4 Bdrm Rentals.

Piazza Realty Property Mgmt., Inc. 360-424-RENT (7368) www.prpmrentals.com 1-3 bdrm apt/house in MV for $495-850. Nice area.

360-336-5412/ 425-347-2330 2 bdrm house in Hamilton area, pet ok. $900, 1st & last, $500/dep. 360-856-5519 2+ Bdrm, Sedro-Woolley, yard, garage, $795/mo., no smoke/pets. 360-856-4225

HOUSES 3 bdrm, 2 ba, Alger, $795.

3 bdrm, 3 ba, M.V., $1250.

4 bdrm, 2 ba, Burl. $1300. www.skagitrentals.com Remax Valley Homes 360-424-3198 Rent to own – almost new spacious 3 Bdrm, 2 Ba with bonus room. Beautiful yard, granite tiles, frplc., 2 car garage. Quiet Mount Vernon neighborhood. $1695 per mo. www.skagitsolutions.com 360-422-5708

RENTALS Houses & Apartments.

See our listings at www.skagitrentals.com Remax Property Mgmt.

823 N. 4th, Mount Vernon 360-424-3198

3+ Bdrm, 3 Ba, 2200 sq. ft. home, 2 car garage, lrg. yard on Buchanan Hill, E. of MV, S.W. Very nice 3 bdrm, 1 ba, near Clear Lk. Lease. $1600, gas heat, $950 + dep. 3601st & dep. 360-856-2920 855-1419

FIND OUT WHAT YOUR HOME IS WORTH ON-LINE VISIT: www.internethousevalue.info Direct 425-345-4920 KWNWRE

MT. BAKER VIEW MV. Luxury 2 & 3 bdrm duplex, all new interiors, private, quiet setting. W/S/G incl. Only $825, $875, $975/mo. Call 206-4099317 or 206-849-3334.

Move in Special. Big Lake waterview RV space. $300.

No dogs. (206) 778-8147

Covered 40x15 RV pads.

Includes covered double carport & patio. Lease and security check. $500/mo.

360-708-8896

MV 2 bdrm, 2 ba, in 4-plex, carport. $800 + $800 dep.

MV nice 2 bdrm, 1 ba, carport, $700 + $700 dep.

W/S/G pd. W/D hookups. No MV RV PARK. Affordable smoke/pets.

Background monthly living. Nicest park in chk. 610-9860, 9am-5pm town. (360) 428-8787

MV 4 PLEX, 2 bdrm, 1 ba, garage, gas heat, W/D, yard, MV. RV space. $310. $50 patio, $775/mo. $500 dep. dep. Incl. W/S/G. Background check. 360-595-2611 360-424-6974

725 JOHN LINER ROAD, SEDRO-WOOLLEY Open House, Saturday, Oct. 1st from 12:00-2:00.

Immaculate one-level home offering an open floor plan, family room off the kitchen, large living room with dining area. 2 full baths, laundry room with plenty of cabinets. Gas forced air heating & air conditioning. Manicured landscaping, totally private fenced back yard, great patio area and outbuilding for additional storage. 2 car garage with 2 walls of cabinets. $227,500. MLS# 243055. Call Linda Eastman, (360)202-4075. WRE/Skagit Valley.

REAL ESTATE WEEKLY goskagit.com /reweekly

½ off 1st month: Prof. office space, approx. 1000+ sq. ft. on Riverside Dr., MV. Move in ready, available now. 360595-2611

2,000 sq. ft. newer manufactured home, 3 bdrm, 4 ba, ready to move.

Asking $45,000/obo.

206-384-2669 Have a used manufactured home you need to sell or have moved? Talk with the experts at Manufactured Housing Resource, a division of Site Services, LLC. We are your full service manufactured housing service provider and general contractor. Call Ron or Bill at 360-8552214.

7759 F & S Grade Road Sedro-Woolley, $269,000

OPEN HOUSE Sun., Oct. 2nd, 12:00-3:00 This charming country home has been lovingly maintained in the same family for over 50 yrs. Formal living rm, dining rm and family rm w/ beautiful stone fireplace on main floor. Upgraded kitchen plus attic "hide away" could be 4th bedroom, hobby room or guest room. Beautiful territorial views of the valley & mtns. Covered parking for 2 cars & large shed for garden tools & outdoor equip.

All this on 7+ ac of pristine Skagit Valley land. MLS #243405. Call Rita Ingram, (360)708-8338 WRE/Skagit Valley

EXCEPTIONAL VALUE For sale by owner – Quiet, peaceful, yet in the central hilltop area, not a drive by; take the time to admire the oak flooring, vaulted ceilings, master suite w/walkin closet and bath with oversize shower; guest room & full bath, den/home office, features gas heat, hot water and fireplace.

Kitchen has spacious pantry, gas range, and built-in microwave, laundry room with utility sink and cabinets, approx. 1368 sq. ft. Private covered deck, huge double car garage all on single level, attic storage.

Community clubhouse, group activities, adjoining Haggen walking path. Close to shopping and medical facilities.

Priced at $174,500. Call Barbara for previewing appointment, 360-428-5617.

OWNER FINANCING Move-in ready w/3 large bedrooms & 2 baths with fenced yards. Pets Ok. Seller will pay first 6 months space rent. $39,900.

A.R.E. Realty Inc. 330 Hwy 20 Sedro-Woolley Joseph Mason (360) 201-8886

Condo warehouse space.

18'x60'. All amenities. Security. Call Rick, 360-3197359

A two story farmhouse with a view of Padilla Bay, Olympics and Cascades.

It has three bedrooms, 1830 sq. ft., some acreage, a barn and workshop.

Now selling at market price of $365,400.

Come see and make your offer. Call for preview at (360) 399-1097 or (360)3911295

9.4 acres, good pasture, large loafing shed, old barn, with pond for cattle, large RV garage + wood shed. Large shop with work pit. Mtn view. 3 bdrm, large living room, dining room, large kitchen. A must see for $250,975. Call 360-8561313. If no answer, call 360-636-5054; cell for 360430-8084

LETS MAKE A DEAL! Very Nice 3 bdr, 1 3/4 bath 1128 sq feet of living space, single car garage, RV parking and 8x12 storage. Must sell, come take a look OPEN HOUSE Saturday Oct 1st 12:00pm to 4:00pm and lets make a deal. must be pre approved. will consider all offers. 807 S 25th MV 360421-2797.

REAL ESTATE WEEKLY goskagit.com /reweekly

OWNER FINANCING 20 ACRE/HOME SEDRO WOOLLEY MOVE IN NOW!.

OWNER WILL WORK WITH BUYER. CALL DIANNE DALBEY, BROKER TODAY AT 360-757-SOLD OR EMAIL AT 360757SOLD@COMCAST.NET.PRIVACY

September 30, 2011 11

AMERICAN DREAM REAL ESTATE SERVICES, INC. Fully Updated Rambler #29157098 • $179,000

Samish Island Home #217345 • $785,000

Huge fenced lot with 2 car garage, detached shop ,RV Parking, covered boat storage, large concrete patio, fruit trees, dog kennels and garden shed. Inside you will be greeted by bamboo floors, open living and modern earth tones. Huge kitchen features corian counters, stainless steel appliances. Separate laundry room. Private office.

Main bath redone with slate and double sink vanity. This short sale has far too much to mention. Not in FLOOD ZONE!

Gorgeous 2 story home custom built on 2 acres on Samish Island. This home 3400+sqft home features 3brm 2.5bth and was designed for entertaining.

Open floor plan with gourmet kitchen & huge living space overlook Padilla bay, Olympic Mountains, and features cement counters and rock fireplace. Huge Trex Deck runs full length of the house!

For Lease #217864 • $2,650

6600sqft free standing Prime Light Industrial building. Property is just of I-5 at Anderson Rd. Approximately 2200 sqft feet of air conditioned finished office, storage & bath. Wired for phone system and Internet service, T-1 available also. Ware house features 8 roll up doors (4 drive through) and 1 dock high door as well as office space and rest room. Ample parking and great location!

Great Sedro-Woolley Home #272824 • $209,000

Desirable in Mount Vernon #260764 • $259,950

Desirable W Mount Vernon home. This 1996 3bd/2bth home features and open floor plan, free standing gas fireplace, main floor master with full bath. Fenced back yard is a wonderful private setting for your next BBQ! Property also features a detached 2 car garage/shop and covered carport.

Great 3 bedroom 2 bath home in Sedro-Woolley and huge lot. This home features tile roof, vinyl siding, huge detached 2 car garage with shop and storage, covered patio fireplace RV parking and much more. Don’t miss this great home!

Spectacular View Lot! #28169648 • $449,000

The Finest Lot left in Mount Vernon’s Most Gorgeous Neighborhood!! Lot 11 on Quail Drive boasts over 2 acres looking directly west over the picturesque farmlands all the way to the San Juans and Beyond.

Spectacular Sunsets await your dream home on this fully cleared ready to build once in a lifetime property.

“Fulfilling Northwest Family Dreams” Anacortes Office

1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net

Mount Vernon Office

2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com

Like American Dream Real Estate Mount Vernon

www.adrhomes.net

SMARTER. BOLDER. FASTER.

North Homes Realty Inc. 360.424.2100 • www.century21northhomes.com

www.WindermereSkagit.com Windermere Real Estate/ Skagit Valley 1030 East College Way • Mount Vernon (360) 424-4901 • 1-800-849-7939 900 CARRIAGE CT, SDW $47,474 Open, bright well maintained home with great floor plan, kitchen with dining area & island. All appliances stay. 1 car garage. Located in secure 55+ park with RV parking. Call Alice Hanson at 770-8791. #236863 125 W. SPRUCE ST, MV $87,500 Cute & clean! 2 bedroom with newer siding, windows, cabinets & floor coverings. Convenient location near YMCA & schools. More info at SkagitValleyHomes.com. Call Bill & Jannette Krieger at 421-4446. #168344 807 W. HAZEL, MV $94,500 Loads of potential in this fixer. Large kitchen with tons of cabinets, large living room, potential for upstairs master suite.

Large lot, covered patio, fenced back yard. Call Sarah Minton at 770-3076. #266500 612 ALEXANDER ST., SDW $125,000 Affordable in town! 3 bedrooms, 2 baths, offering 1344 square feet of open living. Huge level double lot with alley access.

Call Elizabeth Miller at 420-3607. #253549 502 SHADY LN, MV $199,950 Quiet & private home in 55+ neighborhood with a great floor plan that includes vaulted ceiling, gas fireplace, covered patio, kitchen with pantry. 2 car garage. Call Robin Luif at 420-2026. #238961 14884 VALLEY VIEW DR, MV $213,500 Well-maintained split level on .29 acre on dead end with gorgeous views for the wrap-around deck. Vaulted ceiling living room with river rock fireplace & updated kitchen. Call Karen Beckner at 840-9455. #239322 508 GARDEN LN, BRL $234,900 Premier gated 55+ community of Farmington Square. Beautiful one level home offering 2 bedrooms plus office & 2 full baths.

Call Elizabeth Miller at 420-3607. #265191 2028 FOWLER ST, MV $238,500 Great location, great floor plan at a great price! 3 bedrooms, 2.5 baths, newer roof, new exterior paint & many interior upgrades. Covered back deck & fully fenced. Call Mel Foley at 770-3115. #236846 7110 STEELHEAD LN, BRL $279,000 Lovely 1 level home nestled along the Samish River with 73+/- ft of high-bank riverfront. 4 bedrooms, 2.25 baths. Many upgrades. New exterior paint. Covered patio & gazebo. Call Alice Hanson at 770-8791. #243904

18307 PETER BURNS RD, MV $297,500 23 acre farmette close to Big Lake & ORV Park. 3 bedrooms, 2 baths, detached 28’x48’4 bay shop, fenced pasture with 30’x36’ barn. Dog kennels & grooming room. Call Warren Bingham at 770-2421. #231367 2340 CROSBY DR, MV $299,900 4 bedrooms, 3 baths with over 3700 sq.ft. of living space.

Western valley & sunset views. Call Elizabeth Miller at 4203607. #241764 1222 S. 11TH ST, MV $339,000 Charm & character abound in this 2900 sq.ft. Hillcrest area home. Hardwoods, coved ceiling, private master suite. 4 bedrooms, 2.5 baths. Fully finished basement. Call Megan O’Bryan at 708-5817. #238839 10943 MARY LN, BRL $348,000 Lovely 1 story home with 3 bedrooms, 1.75 baths & nearly 2100 SF, large master suite, kitchen with eating bar & pantry. 2 car garage, 2 storage sheds & heated 24x48 shop/garage. Call Alice Hanson at 770-8791. #243332 325 ROSE CT., MV $399,900 Exquisite Tudor in Hilltop. 2651 sq.ft. of captivating charm with 4 bedrooms & 2.5 baths on over 1/3 acre of blossoming mature landscape. Call Elizabeth Miller at 420-3607. #253338 1301 ALPINE VIEW DR., MV $429,000 Beautiful Eaglemont home on the 12th green offers: 4 bedrooms, 2629 SF, 3 car garage & main floor master. Brazilian Labradorite stone c’tops & all new hardwood. Call Bill & Jannette Krieger at 421-4446. #269149 7480 THISTLE LN, ANA $479,000 Income property. 4 small homes on 3.4 acres. $3000/mnth income. OR live in main home & rent out the other 3 homes.

RV parking, outbuildings, shop & garden area. Call Mel Foley at 770-3115. #250594 17361 OLYMPIC PL., MV $498,000 Top of Skyridge adjoining Little Mountain Park, this 4040 sq ft view home features gourmet kitchen w/granite counters & cherry cabinets. Puget Sound & mountain views. Call Jim Glackin at 428-2828. #244273 15314 COTTONWOOD LN, MV $595,000 Beautiful Equestrian Estate. Quality custom home surrounded by gorgeous landscape & western sunset views. Shop, barn, arena & 6 stalls. Call Elizabeth Miller at 420-3607. #222486

$270,000

MLS#277466

• 3+ bedrooms • Gourmet kitchen • Formal dining • Bonus room

$265,000

$269,500

MLS#278063

MLS#277434 $219,000

#199992

• Lg bonus rm • 4th bdrm/den $150,000 #242253 • Newer 3 bdrm • Granite counter • Adult living • 2 bdrm 2 bath condo tops • Gas f/a heat • Lg master suite

$283,900

#226121

• 5 private ac • Huge garage + shop • Family room • Unfin. Apartment

23357 OAKLAND LN, BIG LAKE $655,000 Beautiful custom built waterfront home offering 2800+ sq.ft. of luxurious living space. 3 bedrooms, 2.5 baths, 2 fireplaces. Private dock, 3 car garage. Call Linda Eastman at 202-4075. #220268

• Active adult living • Spacious 2 bdrm • 2 car garage • Immaculate

LOCAL FOOD BANK DRIVE! BRING DONATIONS TO 526 E. COLLEGE WAY

• 2 bdrm 2 bth • Gourmet kitchen • 1 level-no stairs • Views

$214,900

#232035

• Covered parking • Large lot • In town seclusion • Huge shop + MIL apt

3710 BROADWAY ST., MV $289,900 Nice hilltop home on just over 2/3 acre. 3 bedroom, 2.5 bath, 2345 sq.ft. family & bonus room & 3 car garage. Sunny fenced back yard & 1/3 acre of private evergreen filled woods. More info & photos at skagitvalleyhomes.com. Call Bill & Jannette Krieger at 421-4446. #277733

12485 PERSONS RD, BOW $924,000 5 acre property in Bow with expansive views of Padilla Bay & the San Juan Islands. Private location. NW Craftsman custombuilt home features superior design & attention to detail. Call Jim Glackin at 428-28287. #262078

STOP! $184,000

#157137

• 2 houses • 5 acres • View • Shop

REAL ESTATE CLASSES STARTING NOW! CALL SCOTT 360-540-2121 Anita Kohl 961-7795 Cleaver Sanders 941-3482 Dawn Hardman 540-0058 DJ Jacobs 941-5279 Duane Gish 770-9299 Dominic Pettruzzelli 333-5210

$234,950

#229784 $189,000

• Desirable area • 3 bdrms, 2.5 bths • Shy 1600 sf • Like new

George Herner 840-3743 Jackie Lindeman 770-9080 Karl Morse 395-5405 Lorie Groth 425-422-7145 Margie Ernst 708-3198 Marlene Deasy 661-6720

#205974

• Water view • 2 bdrms, lg rec rm • Gated community • Private

Megan Daly 206-383-4407 Mike Newman 708-1419 Noli Goode 630-6527 Paula Margerum 220-0681 Rick Kiesser 770-1195 Sandi Hocking 708-1523

Sandi Riley 770-8670 Sharon Stokes 661-6164 Shaunna Harris 206-715-1623 Traci Cypher 708-9481 Veronica Lopez 420-0696 Jim Lyon, Prop. Mgr. 420-5318

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Go to WindermereSkagit.com for Photos, Open Houses, and Maps for EVERY listing.

We give you all the details, on every listing, at windermereskagit.com!