Living senior feb2016

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S E N I O R

to the Elkhorn Area E

living

Bringing the h Best in Care

Specializing in Memory Care Respecting Mind, Body & Spirit

Call Today 262-723-1344 or 715-574-4724

A publication of SOUTHERN LAKES NEWSPAPERS LLC

1550 North Country Club Parkway, Elkhorn, Wis.

Winter-Spring 2016

www.TenderReflectionsal.com 231898

Volunteering seniors Maintaining independence Financial advice

REILLY-JOSEPH COMPANY

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• Private accommodations • Comprehensive emergency response system • Assistance with the activities of daily living (may include bathing, dressing, grooming) • LPN and RN on staff 24/7 • Supervision of oral medication • Incontinence assistance • Weekly housekeeping • Full range of activities 7 days a week with outings in the community • 3 meals daily • Utilities (except phone and cable) • Staff on premises 24 hours • Inpatient therapy • Laundry & housekeeping services For more information, please contact Mary Pearce (262) 767-1516 mpearcepinebrookpointe@yahoo.com 158749

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Senior Living Never Looked So Good!

Selecting an assisted living facility is an important decision.

At Waterford Assisted Living & Memory Care, we strive to make it an easy choice for residents and their families.

Call 262-534-4800 to schedule your tour today, or visit www.waterfordseniorliving.com.

Activities Socialization Fitness Salon/Barber Shop Full Spa

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If you are a boomer, you understand nutrition is fundamental to maintaining your health.

Five surprising superfoods

FILE PHOTO Living Senior

b a by

An estimated 77 million baby boomers represent the largest generation of Americans born in U.S. history. Many are embracing their golden years and taking a proactive approach to their well-being.

But do you know some foods are particularly powerful in helping you age well?

“Certain foods provide nutrients that are extremely beneficial for baby boomers,” says Kristen Johnson, registered dietician, nutrition expert at On Target Living, and author of the newly released cookbook “Target To Table: Healthy and Delicious Meals One Superfood at a Time.”

“Eating these superfoods regularly is one of the easiest yet most impactful things boomers can do for their health.”

Johnson’s top five superfoods for baby boomers include –

Fresh cold water fish

“On top of being a delicious lean protein, fish is loaded with omega-3s that keep our brains healthy as we age,” says Johnson. “EPA and DHA are the type of omega-3 fat found in fish and are especially important for a healthy heart, hormonal balance, energy and mood.”

Since most of us don’t have access to fresh, wild-caught or coldwater fish on a daily basis, she suggests taking a high-quality cod liver oil daily, like Nordic Naturals Orange-Flavored Cod Liver Oil. “There’s no fishy smell and a quality you can taste,” says Johnson.

“Also, cod liver oil naturally contains vitamin D, which is needed to absorb calcium.”

boomer s

Super seeds

Certain seeds, like flax, chia and hemp seeds, have extensive health benefits and more boomers are incorporating them into their daily meals and snacks.

“Flaxseeds and chia seeds are high in omega-3s and fiber and contain antiviral, antifungal and antibacterial properties,” says Johnson. “Hemp seeds are high in healthy omega-6s, along with being high in protein. These super seeds help balance hormones and can also

living s e n i o r

continued on page 8

A publication of Southern Lakes Newspapers LLC 1102 Ann St., Delavan, WI 53115

(262) 728-3411

EDITOR:............................................................................... Tracy Ouellette CREATIVE/PRODUCTION DIRECTOR:..............................Sue Z. Lange ADVERTISING DIRECTOR:...........................................Vicki Vanderwerff SPECIAL SECTIONS ADVERTISING:..............................Karen Dubinsky editorial assistant:........................................................Sharon Soch FOR ADVERTISING OPPORTUNITIES: Call (262) 763-2575

LIVING senior • winter/spring 2016

for

3

Memory care is latest focus of senior services Growing demand creates opportunities for specialized residential care

By Kellen Olshefski staff writer

ursing and assisted living facilities are turning their attention toward memory care with a rising number of residents facing various forms of dementia.

According to the Alzheimer’s Association, 5.3 million Americans are living with Alzheimer’s disease, which includes about 200,000 who are younger than 65-years-old. By 2050, the association estimates that number to reach 16 million. And these numbers don’t include other forms of dementia, such as Lewy body and vascular dementia.

In Elkhorn alone, two facilities have recently expanded the care they provide to residents suffering from dementia by adding on memory care units. Both Holton Manor and Ridgestone Terrace have created better options for those suffering from dementia. Another facility, Tender Reflections, also recently opened with a heavy focus on helping residents with dementia.

Heather Bartell, administrator at Holton Manor, said their recent expansion they added a 14-bed memory

care unit with all private suites.

Bartell said with the Baby Boom generation aging, dementia is becoming an epidemic, in terms of the shear number of people being diagnosed with some form of dementia.

“We never have a problem keeping our memory care unit full, as sad as that sounds,” she said. “There’s definitely a need for that in the community.”

As a result, Bartell said, memory care units are becoming more common at nursing and assisted living facilities.

Bartell said residents at Holton Manor each have their own activity calendars and having the memory care residents separate from the rest of the facility’s population allows them to more easily “go with the flow.” She said the setting allows for more personalized care and one-on-one attention on a daily basis.

“It’s structured to the point it has to be, but we kind of just go with the flow,” she said. “Our main focus is to make sure the resident’s well-being comes first and they’re comfortable.”

With a sensory room filled with items like plush toys and bubble machines and a separate kitchen, care workers aim to keep residents comfortable in their “now,” whether that’s the 50s or the 80s for example, Bartell said.

Saxony Manor affordable HouSing for perSonS 55 and older

LIVING senior • winter/spring 2016

Pay only 30% of your adjusted gross income

4

• Carpeted 1 Bedroom Apartments • Appliances, Heat & Air Conditioner Included • Public Transportation On Site • Close to Shopping • Small Pets Welcome

Call Today to Schedule a Personal Tour

262-551-9005 www.fm-inc.org/saxony-manor.html A subsidiary of Fransiscan Ministries 231718

heather ruenz Living Senior

Irma Jo Sutton (from the left) Carol Wellman and Joyce Smith dance to the music playing at a University of Wisconsin-Whitewater Warhawks football practice last fall at Perkins Stadium when the Fairhaven residents were special guests

of the team. The outing was one of the activities offered for residents of the senior housing facility. The aging population has created opportunities for area businesses like Fairhaven that provide senior-related services.

Fairhaven strives

By Heather Ruenz staff writer

any ingredients are needed to produce a successful, vibrant senior community, according to Dave Johnson, the director of marketing and community relations at Fairhaven Senior Services in Whitewater.

“The expectations of incoming residents have changed over the years. Planned activities and events are a large part of what we do because we try to promote Fairhaven as a lifestyle rather than a place to spend your last days,” Johnson said.

“Fairhaven is a community filled with social, intellectual, recreational and spiritual things to do. The new ‘old’ wants to be

“

The new ‘old’ wants to be active, wants to continue to enjoy life and wants to have opportunities and choices.”

– Dave Johnson, Fairhaven Senior Services

active, wants to continue to enjoy life and wants to have opportunities and choices,” he said.

Fairhaven was founded more than 50 years ago when five residents moved into a newly constructed apartment building in Whitewater that had been designed for seniors in an effort to offer residency free

from the burden of home ownership.

Since that modest beginning in 1962, Fairhaven has added food service, laundry and housekeeping, initially, to skilled nursing and rehabilitation, assisted living, independent living apartments, and continued on page 7

LIVING senior • winter/spring 2016

to put mission above bottom line

5

heather ruenz Living Senior

Fairhaven residents Pauline Godfrey (from the left), Gerrie Carney and Joyce Smith roll out dough that is used to make dog treats at the senior services facility in Whitewater. The

Special SENIOR CITIZEN DISCOUNT Every Tuesday!

Since 1974

residents make about 200 treats per month that are donated to a local veterinary hospital and Humane Society for the dogs in their care.

Back to Basics

You’re Invited !!

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Saturday, February 27 9 am to 2 pm

2 Great Locations to Better Serve You...

LIVING senior • winter/spring 2016

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100 East Geneva Square Lake Geneva, Wisconsin 53147 In the Geneva Square Shopping Center Phone: 262-248-8798 Fax: 262-248-1688

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♦ Guest Speakers ♦ Health Screenings ♦ Raffles and Giveaways ♦ Vendors Offering Natural Solutions to Your Health!!

For more information call (262) 248-6700

Excel Family Chiropractic & Wellness

Admission is FREE

Donations greatly appreciated!!

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continued from page 5

Hearthstone, housing for memory care patients.

Most recently, Fairhaven added Prairie Village – a community of patio homes for those 55 and older – that offers an independent lifestyle with access to the amenities of Fairhaven if the need arises.

Johnson said being a not-for-profit organization makes Fairhaven different from most of the others in this area and that difference begins with the management philosophy.

“Our mission, and it is a mission, is to provide care and comfort for our residents. Ultimately we have to consider the bottom line, but that’s not our primary motivation,” Johnson said.

He said visitors to Fairhaven see “smiling faces – on residents and staff. There is a family atmosphere here and I can’t tell you the number of employees who have told me the reason they work at Fairhaven is because of the people they serve.”

Clean, attractive and well maintained buildings offering a large array of conveniences for the residents along with flavorful, nutritious meals in the Skylight Dining Room are just a few of what visitors see at Fairhaven, according to Johnson.

“Gone are the pre-packaged, frozen, portioncontrolled meals. Our dining services department does a wonderful job offering a wide variety of meals that appeal to all tastes and are prepared with as many fresh ingredients as practical,” Johnson said.

While the growth in the senior population in the U.S. has created more demand for programs, services and housing for that sector of the population, Johnson said the government, both state and federal, are promoting home health care including care provided by family members as a cost-effective alternative to traditional retirement homes.

“Fairhaven is in the midst of planning for future expansion but the ratio of services offered, assisted living versus independent living versus skilled nursing, will be different than our current model,” Johnson explained. “The national trend is a reduction in the number of beds offered in skilled nursing facilities with the growth being seen more in the independent, supportive and assisted living areas.”

Hearthstone, the 24-bed memory care unit at Fairhaven, “is always full with a short waiting list,” which has been the case since its construction in 1998, according to Johnson. “We are considering additional beds for memory care in our future plans.

However, a recent market study we had done indicate a current excess of memory care beds in our market and that will continue into 2020 and beyond.”

The success of Fairhaven, Johnson said, can be attributed to good listening skills and being open to change.

“Over the years, we have listened to what is important to our residents and have responded to those wants by changing policies and procedures or instituting new programs and offering new services,” Johnson said.

“I believe that our sincere desire, from the executive director on down, to provide a safe, comfortable, caring environment for our residents is what makes Fairhaven special.”

For more information visit Fairhaven Senior Services, 435 W. Starin Rd., Whitewater, the website at www.fairhaven.org or call (262) 473-2140 or (877) 624-2298.

The amenities at Fairhaven

Fairhaven was founded in 1962 as an outreach ministry of the Wisconsin Conference of the United Church of Christ to serve those 55 years and older with housing and healthcare services that promote independence and enhance their quality of life.

Located on the main campus are 108 independent living apartments available for those seniors who are still active and selfsufficient but prefer to live in a more secure and social environment.

The apartments come in various sizes ranging from efficiency units up to one bedroom and two bedroom, two-bath residences.

Services included are heavy housekeeping every four to six weeks, cable television, weekly flat laundry service, and all utilities except telephone.

Transportation service is also supplied for local shopping, medical appointments and religious services. Residents are welcome to participate in any and all activities and social programs. Other personal and medical services can be added for nominal fees. An emergency call system and a daily check-in system are included in each apartment.

For those independent residents who may need some limited assistance, Fairhaven offers a Wellness program that includes supportive services such as medication administration, help with dressing or bathing and limited access to medical staff. These are billed on an a la cart basis so residents only pay for the services they need or want.

The next level of care available at Fairhaven, Supportive Living, takes place in the independent apartments. This level is for those residents who need some assistance but do not require all the services of fully Assisted Living. They still receive all the benefits of independent apartment living but now these residents have access to medical staff 12 hours daily and two meals are included.

Medication administration, supportive guidance and cueing, limited housekeeping and some help with ADL’s are part of this level. An enhanced level of service includes assistance with dressing, personal hygiene and grooming and incontinence management is also available.

Fairhaven’s Assisted Living section has 23 private apartments.

This area is licensed as a CBRF and provides comprehensive assistance on an as-needed basis while encouraging each resident to maintain the highest possible level of independence. The basic level of care in Assisted Living includes 24 hour medical staff support, assistance with bathing, dressing and grooming; medication administration; linens; three meals daily and snacks; housekeeping; activities; assistance in arranging medical appointments and transportation services. An enhanced level of service is also available.

A large section of Fairhaven is devoted to an 84 bed 5-Star Medicare/Medicaid certified skilled nursing area specializing in rehabilitation and long-term care. Residents receive all support and services, nursing and otherwise, necessary to promote positive, rapid rehabilitation outcomes and to facilitate comfortable and enjoyable daily living for our long term care people.

Hearthstone is Fairhaven’s memory care unit. This state of the art residence is located in a separate building on the campus and is a secure unit with 24 private rooms for Alzheimer’s and continued on page 8

LIVING senior • winter/spring 2016

fairhaven

7

fairhaven

SUPERFOODS

continued from page 7

dementia patients.

Hearthstone provides personalized care for each resident with a superior staff-to-resident ratio and RN/LPN staffing available 24 hours per day. The service includes three nutritious meals daily with snacks, scheduled activities throughout the day and all ancillary services on site. Two large common areas offer a “living room” setting with private lounges available for family visits. Residents are encouraged to furnish their rooms to achieve a home-like setting.

Prairie Village is the newest member of the Fairhaven community. These ADA accessible ranch homes are available to active adults age 55 and older. Residents can choose from three different floor plans each at about 1,400 square feet and can customize any plan to suite their style and/or needs. Exterior and interior maintenance services are provided for a small monthly fee.

People living at Prairie Village are always welcome to attend or participate in any of the activities and events at the main Fairhaven campus and have priority access for entry into any of the healthcare levels should the need arise. Prairie Village is located on the north side of the City of Whitewater about one mile north of the main campus.

For more information, call (262) 473-2140 or visit www.fairhaven.org and www.prairie-village. org.

help with digestion.”

Easy ways to start incorporating seeds into your daily routine is to add them to smoothies or sprinkle on yogurt or oatmeal.

Super vegetables “Vegetables provide many nutrients, including potassium, fiber, folate, vitamins A, E, C and are alkalizing, meaning they neutralize acids in the body and help your body thrive and stay mineralized,” says Johnson.

Try to get a variety of super vegetables into your daily diet including leafy greens, bok choy, broccoli, mushrooms, beets, celery, carrots, onions and garlic.

Leafy greens and broccoli are especially high in calcium and vitamin C needed to keep your immune system healthy and prevent sickness.

Beets and celery are extremely detoxifying. Garlic is part of the onion family and contributes to a healthy immune system while helping to lower inflammation.

Super fruits “Fruits are packed with flavor and are high in vitamins, minerals, fiber,

for Every Occasion...

continued from page 3

cancer-fighting antioxidants, and are extremely alkalizing,” says Johnson.

Strive to get a variety of super fruits in your daily diet including strawberries, blueberries, raspberries, lemons, limes, apples and bananas.

Dried fruits like figs, dates, goji berries and raisins are high in the calming mineral magnesium, which helps to relax the mind and body and aid in digestion.

Organic virgin coconut oil Lately there has been a lot of buzz about coconut oil and for good reason, explains Johnson. “Coconut oil is a healthy saturated fat high in lauric, capric and caprylic acids which have antiviral and antifungal properties contributing to a healthy digestion,” she says. “Coconut oil also contains medium-chain fatty acids that can aid in a healthy metabolism.”

Try using coconut oil in baked goods or to replace other oils when sautéing or stir-frying. It’s also a fantastic butter substitute on toast and other foods.

Start the day on the right foot with recipes on Johnson’s blog at www. targettotable.com.

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table Senior meal program is volunteer driven The meal delivery site at the Waukesha County Aging and Disability Resource Center hummed with activity on a recent Christmas weekday.

Janice Rysticken wiped down counters after packing up noon meals. Fellow volunteers scooped up large insulated bags of food to deliver to seniors who rely on these meals brought to their homes.

Other volunteers like Janice serve meals to seniors at dining centers throughout the county who are mobile enough to come for a midday meal.

The program provides home delivered

meals to seniors and offers meals to seniors at various senior dining centers in Waukesha County communities like Mukwonago, Waukesha, Oconomowoc, Hartland and Sussex.

It is a large ongoing volunteer effort servicing seniors 60 years old and older at these 10 dining centers as well as home delivered meals from the centers and staffed by more than 400 volunteers from seniors to working class folk who care enough to make it happen. Whether it is packaging the meals for delivery, greeting and serving meals at the dining sites and/or

sharon coyle Living Senior

delivering meals, it happens rain or shinesnow or sleet most weekdays by these reliable volunteers.

“The ADRC would not be able to provide the many services and programs that we do without the help of so many dedicated volunteers,” Karen Straw, volunteer program specialist at the ADRC, said. “Some of the programs such as the meal delivery program to homebound seniors would not exist without the help of so many volunteers. We are forever continued on page 11

LIVING senior • winter/spring 2016

the Setting

Waukesha County Aging and Disability Resource Center volunteer Grant Thomas (left) delivers a package to Ronald Wulf.

9

AM I CRAZY?

Attention: Local Area Home Owners to get Opportunity of the Year…

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$

for

Frustrated Contractor I’m Offering My is “Giving Away” $2,673 FURNACE-SUPER-TUNE-UP Furnaces for $941 with $ Air… Off-Season Central

ONLY 89 (This is the ”Hottest AND Coolest

Deal of the Year” … especially if ...AND I Guarantee Your System your furnace is over 10 years old) Won’t Yes, Break it’s absolutely Down true. You canThis actually Winter replace your old

probably very inefficient) furnace and air conditioner as a package for at least $1,732 less you would have OR (and MY SERVICE ISthanFREE! to pay at any other time. Let me explain. Every year, the

KEITH NISSEN King of Comfort

months of January, February, March and April can “Kill” my business. I end up losing a Right!

I make a spectacular offer you I must be When thethese temperature toncrazy! of money during “Killer” months and it can take you me the remaining eight months can’t refusething andtowin you as new client for drops, I canto get pretty am I for make up forbusy. them. So, Andwhy I’m looking the same happen thisa year.

Is Your Opportunity offering such a drastic discount My on Problem my life.

I’ve decided give up tryingI want to make Back a profit the “killer” months. If I can only to during my offer.

Super-Tune-Ups? It’s to very simple. minimize January, and April I includes will come aoutpainstakahead in My March Super-Tune-Up you as a client for my life!losses So, during I call this my February, the other eight months. Here’s how this (admittedly daring) offer came about. Every year, ing and thorough examination of more than INVESTMENT IN YOU! the big manufacturers of air conditioners have to guess how many to build to meet the 44 right. potential areas your furnace.

I knowdemand. that I run the tightest Of course, they’re service never exactly So, problem they always haveinsome inventory inspect, adjust, *clean with your company inthey themust business. belong to summer a I will hold over Iuntil the next season.

I went to one of my and distributors and they allocatedof44highly premiermotivated air conditioners and furnaces. of the quantity permission clear And, and because repair anything I find National Organization and time of year, I was able to buyair themwrong. at drastically reduced, cheap, out-of-season When I havedirtfinished and if anyand technically competent heating and prices.

They are brand new profes2014 models.

Andwas theyrepaired, are NOTIthe “blems” thing willseconds presentoryou with or a conditioning contractors.

We are standard “builder” models. They are factory-fresh, premier air conditioners and furnaces written guarantee that your system is FIXED sionally andand continually trained in the skills have a full factory warranty.

OR IT’SFor FREE™! of service, repair, system replacement andCanRIGHT Here’s How You Get A Furnace Peanuts And if I have to comepackage back during because All-Star Team Building manageBy putting thisbusiness furnace and air conditioner togetherthis (thenseason “Jaw-Boning” the distributor) systems. and committing to a do-or-die purchase of these my systems, I was your systemagreement is not working, service is ment and marketing able to buy both the furnace and the air conditioner for less than anyone should have I am serious about my profession; proud FREE! a right pay!completely So, if you buy one of these This normal premier conditioners, I am is anew, $189 valueairfor only $89 and of my entire staff;toand dedicat“giving” you the furnace and all I ask for is the $941 it costs to have your furnace installed. it’s limited to first-come, first-served ed to each and every one of my clients… Here’s How Don’t miss this opportunity to new and old.

Just call me at 262-248-2103 anytime. callers.

We will come out and measure your home (and meet In The Now, how am I going to prove all thisproper to size). the determine the availability of the Don’tBest forget, I onlyBusiness! have a limited amount of matched When they are gone, this remarkable offer isends also. I willcharge. show * Coil cleaning an additional you if I can’t get your systems. attention? you the real world price on the air conditioner that fits your home. Then, I will show you the substantial savings now. And it will include all labor and installation materials.

Nothing is left out.

The Concept Is Simple Really By letting you win big now, I will win at thewww.masterserviceslg.com end of the year. I’m betting that if I make you an offer that is “irresistible” (at least it should be if your furnace or air conditioner is over 10 years old) and I barely mark it up above the price The I paid, Good I will accomplish things: “We’re GuystwoYour 1. I will cover my rent, utilities, insurance and taxes in the “killer” months.

Friends Told Youof paying About”™ 2. I can pay my professional staff and technicians to work instead them to sit ©2000 AirTime 500 All Rights Reserved at home.

If I can accomplish these two objectives, I will minimize my losses and the rest of the year, I can be a winner.

No Obligation Even after I completely explain the installation, there is absolutely no obligation. If you decide you don’t want to take advantage of the spectacular savings… that’s okay. I will give you a surprise gift worth $60 because you are kind enough to read this ad and give me a chance to solve my problem. I want you to think well of Master Services Plumbing, Heating & Cooling, even if you don’t buy.

You Can Buy With NO Cash You don’t even have to pay me right away. I have set up a bank rate financing plan. I even decided not to mark up the interest rate like some companies do. Consider this. If you decide to make monthly investments instead of paying cash the entire amount of your payments might be more than offset by the savings on your utility bills. It’s like “having your cake and eating it too”.

Ironclad Guarantee I’m so confident that you will save at least 25% on your cooling and heating bills (I’m projecting more like 35% +), that I will pay you Double The Difference for two years if you don’t! I’ll show you exactly how this works. There is no way you can lose. Your lower utility bills will help you save big. And I will even double your savings if you save less than 25%. If these premier systems were not among the best on the market, I couldn’t afford to make such a promise.

Why This Offer Can’t Last You must act before April 15th. Here are two reasons why.

1. I only have a limited amount of pieces of equipment. When all of the air conditioners are sold and all the furnaces are “given” away, that’s it. There are no more at this price.

2. If I have any of these systems that are left on April 15th (although I doubt I will), this offer still ends. Here’s why. The only reason I am making this virtually no-profit (for me) offer is because of the “killer months”. My business always picks up about May first.

Since these furnaces cost me so little, I can sell them at 2014 prices next November and December and still come out ahead. Give me a call now at 248-2103 and I will set an appointment for your no-obligation survey.

LIVING senior • winter/spring 2016

262-248-2103

10

Lake Geneva WI

262-248-2103 www.masterserviceslg.com

New securities helpline for seniors Every day for the next 15 years, the Social Security Administration estimates, an average of 10,000 Americans will turn 65.

If you or someone you care about is among them, you may want to contemplate this – seniors often have unique needs that elevate the necessity for expedited attention with securities brokerage concerns. These needs can result from a lack of outside income, potential health complications and even diminished mental capacity.

Fortunately, there is a new avenue of assistance for seniors with questions or concerns about investments.

Securities information line The Financial Industry Regulatory Authority (FINRA), a securities regulator, has launched the FINRA Securities Helpline for Seniors. This toll-free number provides older investors with a place to get assistance from knowledgeable staff related to concerns they may have with their brokerage accounts and investments.

It provides quick and easy access to information and resources to senior investors who feel that their account may have been mishandled by a broker and any similar concerns.

Senior investors can reach this no-cost helpline by dialing (844) 57-HELPS – (844) 574-3577) from 9 a.m. to 5 p.m. ET, Monday through Friday.

The website is www.finra.org/SeniorHelpline. Neutral, knowledgeable assistance is available on such issues as – • Understanding how to review your investment portfolio or account statements.

• Concerns about the handling of a brokerage account.

• Investor tools and resources.

The staff will point seniors to educational tools that can help them better understand investing, savings and investment products, as well as resources such as BrokerCheck that can provide valuable information about securities firms and financial professionals.

FINRA is the largest independent regulator for all securities firms doing business in the United States. Its mission is to protect America’s investors by making sure the securities industry operates fairly and honestly.

Learn more For further facts and resources, visit www.finra.org/investors.

“Wethe Think Kind Of Told A Big “We’re GoodYou’re Guys Your Friends You Deal” About” TM © 2001 AT500

FILE PHOTO Living Senior

Older people with questions about their investments now have a new, neutral place to turn to for advice and information.

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(NAPS)

Janice Rysticken relaxes at home with dad Henry Riegel. They represent two generations of volunteerism with the Waukesha County Aging and Disability Resource Center. Henry volunteered with the organization for more than two decades and Janice volunteers weekly.

sharon coyle Living Senior

meal program delivery route but also assisted people in getting their food to a table at the dining center- something we able-bodied individuals take for granted.

“I would see how people would drop food and I wanted to help get their food to the table,” he said.

Riegel’s attention to detail and compassion extended to coming back to the meal site after completing the delivery route to assist in cleanup. His volunteerism at the ADRC lasted almost two decades.

He also receives a home delivered meal from the place he volunteered at so faithfully.

Inspired by Riegel’s volunteerism, daughter Rysticken joined as a volunteer to help out and to spend quality time with her beloved dad once she retired.

The volunteering “makes you feel like you are doing something good. Dad set a really good example,” she said.

The reliable work day in and day out by all these volunteers is summed up

by ADRC Nutrition and Transportation Supervisor Mike Glasgow, “We could not do what we do without our volunteers.

Their dedication to our seniors is astonishing and humbling.”

What does the ADRC look for in a volunteer?

“First of all, we look for people who would work well with seniors,” Straw said.

Volunteers must be age 18 or older and fill out an application, provide two references and also pass a criminal background check.

“Anyone that drives for us will have to show proof of current car insurance as well as that they have a valid driver’s license,” Straw said.

Once cleared volunteers can find a position that best meets their personality, whether food packing, serving or driving a delivery route.

For information on becoming a volunteer with the ADRC, call (262) 548-7848 or visit www.waukeshacounty.gov/ADRC.

LIVING senior • winter/spring 2016

grateful to these volunteers.”

Grant Thomas, a Brookfield retiree, shows up five days a week to deliver meals to residents at about 17 homes from Wales to Waukesha.

“I really like doing it and get to know the people,” he said. He added that he may be the only “smile” some of the homebound recipients see on a daily basis.

Grant heard about the senior meal program in his church bulletin and thought, “I can do that.”

Karen Foley became a volunteer four years ago. She packs up and delivers meals to people she has gotten to know personally and may give a Christmas card to or check to see how a surgery went.

“I look forward to seeing the people and they are happy to see me,” Foley said.

Rysticken’s dad Henry “Hank” Riegel, of Waukesha, is a shining example of a local volunteer.

The civic-minded resident jumped right into volunteering back in the late 1990s.

He not only packed meals and drove a

continued from page 9

11

Helping older people

to maintain independence For most older adults, the ability to live independently is associated with the ability to drive. That’s one reason the prospect of eventually “giving up the keys” can be a frightening one.

To help, the experts on aging at the National Association of Area Agencies on Aging (n4a) developed a brochure called “Before You Give Up the Keys: Create a Roadmap for Transportation Independence” that may lessen those fears by empowering older adults to evaluate their mobility needs, identify the transportation options in their community and develop a plan customized to their unique circumstances.

“A too-familiar scenario is that older adults wait until they’re involved in some sort of emergency, like a traffic accident, before they really think about their driving ability and the other transportation options available to them in their community,” said

12

The ADRC can offer information about all types of resources in your community such as transportation, recreation, long term care, caregiver support, memory screenings and much more.

14200 Washington Ave., Sturtevant

262-833-8777 www.adrc.racineco.com

When it’s time to transition from home to a place that’s comfortable yet manageable, Atrium Senior Living of Williams Bay at Sherwood Lodge is the preferred senior living community.

Residents have peace of mind knowing that their healthcare needs are being met by our 24-hour, on-site care team and that assistance is readily available through our state-of-the-art personal call systems.

We can be reached by phone, email, office visits or we can come to your home. Please consider connecting with your local ADRC today.

Call to find out about any of our services

Williams Bay’s Premier Provider of Senior Living

Nestled in the beautiful natural surroundings of Williams Bay, our residents enjoy fully equipped, private apartments, an exercise and fitness center, lounges in which to socialize with friends and family, weekly housekeeping service and so much more.

For more information about our community, visit atriumhsl.com or please call to arrange a personalized tour.

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LIVING senior • winter/spring 2016

The ADRC serves Racine County with free confidential information and assistance about community resources for seniors, caregivers and adults living with disabilities.

You’ll see the many reasons our residents have chosen Atrium Senior Living of Williams Bay at Sherwood Lodge as their preferred senior living community.

Atrium Senior Living of Williams Bay at Sherwood Lodge 116 Cherry Street, Williams Bay, WI 53191 Ph: 262-245-7320 | atriumhsl.com

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continued on page 16

FILE PHOTO Living Senior

Many older Americans fear giving up their car keys means giving up their independence, but this can be overcome.

Serving seniors

By Tracy Ouellette EDITOR

ith the Baby Boom generation rapidly heading into retirement years and the overall aging of the U.S. population, the need for health care services in the country is rising.

The State of Aging and Health in America 2013 (the most recent edition available) states, “The growth in the number and proportion of older adults is unprecedented in the history of the United States. Two factors – longer life spans and aging baby boomers – will combine to double the population of Americans aged 65 years or older during the next 25 years to about 72 million. By 2030, older adults will account for roughly 20 percent of the U.S. population.”

While people, in general, are living longer because of better health care and healthier lifestyles, the other side of that equation is that two out of every three Americans have multiple chronic heath conditions, according to the report and “treatment for this population accounts for 66 percent of the country’s health care budget.”

This means the aging population in the country is going need more resources than ever before.

For seniors looking to “age in place” instead of moving into a retirement community or assisted living, it can sometimes be difficult to find the help they need – especially in rural areas.

That’s what prompted Burlington’s Julie Minikowski and East Troy’s Herman Kutschenreuter to open Fox River Home Care LLC in Waterford in June.

“I opened it in the country because most companies that do this are in the big city and I wanted to bring the service out here to the rural areas where it’s really needed,” Minikowski said.

The company, which doesn’t just serve the elderly, employs 15 people and offers services from companionship to personal care to transportation to live-in caregivers.

All of the employees are carefully screened and undergo criminal background and reference checks, Minikowski said.

“The majority of our work is things like

As population ages, businesses step up to meet needs

housekeeping, personal care and cooking,” Minikowski said. “But we do anything anyone needs assistance with, all the way through hospice care.”

One of the services Minikowski performs is something she considers so important, she doesn’t even charge for it – in-home assessments and safety checks.

“I’d rather have someone be safe than to go without this because of money,” she said.

“We go through the whole house and check things like throw rugs, cords,

bathrooms, getting in and out of bed, see if they need ramps or grab bars in the shower … the things they need to have to make their life easier and safe,” she continued.

Minikowski said her passion for the work is what drives her and after 29 years of working in the health care industry decided to go out on her own this summer after her fiancé died.

“For 10 years people have been asking me to do this and I decided it was time,” continued on page 16

LIVING seNIor • wINter/sprING 2016

TRACY OUELLETTE Living Senior

Fox River Home Care co-owner Julie Minikowski says her company is there to help anyone with their at-home senior care needs. She and her employees provide transportation, accompaniment to doctor visits, cleaning and shopping services.

13

FILE PHOTO Living Senior

Today, for most workers, the retirement landscape is differ- savers can set aside, and the level at which Social Security ent – the availability of traditional pensions has plummeted, can play a substantial source of future retirement income is wage stagnation has dampened how much middle-income in flux.

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The changing reTiremenT landscape :

What to know now

Previous generations of Americans were able to retire with confidence, knowing that they could count on a steady stream of income from what is often referred to as the “three-legged stool” of company pensions, social security and personal savings.

And now experts are warning that many insurance products that replicate the “paycheck for life” provided by traditional pensions are becoming at risk in this new world. Especially threatened, say retirement specialists, are annuities, which have traditionally offered guaranteed lifetime income no matter what happens in the markets.

“For millions of Americans with moderate incomes, such guarantees are increasingly necessary to help them prepare for a financially stable retirement that could span several decades,” says Helene Rayder, vice president at Lincoln

Financial Group.

However, some retirement insurance experts are concerned that new regulations proposed by the U.S. Department of Labor (DOL) intended to improve customer value by eliminating conflicts of interest between advisers and their clients, could hurt consumers instead. Rayder says the rules could potentially – • Make it economically unviable for commission-based financial advisers to serve average consumers, forcing individuals to work with more costly pay-based advisers. This will limit the financial advice many middle class savers rely on today.

• Reduce the choice of retirement products savers have in planning, potentially eliminating middle class savers from choosing commission-based accounts.

• Deter financial planners from offering annuities, and as a result savers will pay more and get less over the long term.

• Could cost families billions more instead of helping them save. A recent report published by Economists Incorporated says the cost could be as much as $80 billion nationwide.

To learn more, visit Lincoln Financial Group’s page www.

MyRetirementChoice.org, which provides information about the rule.

“While well-intended, the rule’s onesize-fits-all approach will negatively impact middle class savers,” says Rayder. “Americans can get involved by encouraging the DOL to change its rule, and ask their congressional representatives to make the same request of the Administration.”

(STATEPOINT)

For people with disabilities... ...we’re a place called home!

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LIVING seNIor • wINter/sprING 2016

Providing purpose in a socially stimulating environment, Inspiration Ministries serves adults with physical and mild cognitive challenges. Whether looking for that special place for your loved one, checking out the Resale Shop, donating a car or boat, or using our Retreat Center, you’ll feel right at home at Inspiration Ministries.

Custom ranch homes limited to those 55 and older.

Interior and exterior maintenance provided.

Homes available.

Living at Prairie Village means you’ll have time to do the things you enjoy, free from all the tasks of home ownership.

15

helping

continued from page 12

n4a CEO Sandy Markwood.

“Our goal is to shed light on a critical issue that will likely affect most families with an older loved one who may need to limit or eliminate their driving, and to provide a catalyst for discussion, and hopefully, action,” Markwood also noted.

The n4a represents America’s national network of 623 Area Agencies on Aging. It helps older adults and people with disabilities live with dignity and choices in their homes and communities for as long as possible.

To that end, it created the Eldercare Locator. This serves as an essential, trusted gateway to help older adults, caregivers and health professionals navigate the maze

of aging programs and services, as well as to assist them in identifying and accessing the resources that match their needs best.

The National Call Center operates five days a week from 9 a.m. to 8 p.m. ET and can be reached at (800) 677-1116 or www. eldercare.gov.

According to recent research by the Federal Transit Administration, the National Highway Traffic Safety Administration, n4a and the National Aging and Disability Transportation Center, the rise in the 65-plus population – some 45 million and growing – has triggered a corresponding spike in the number of non-drivers of more than 1.1

Free brochure To download the free brochure, go to www.n4a.org/files/ ResourcesforOlderAdults.pdf. Reach the Eldercare Locator at www.eldercare.gov and (800) 677-1116.

Know us

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continued from page 13 BEFORE YOU NEED US…

serving seniors she said.

Business has been building slowly for her and the company since it opened, but she said the word is getting around about what they do and business has been picking up.

“The biggest thing I want people to know is that I’m here to help and all they have to do is call and ask,” she said. “If you need help, if you need anything, even funding, call me. We have resources and contacts. This is why we’re here.”

million between 2001 and 2009.

“This is a major issue for older adults because when they lack access to transportation, they can’t get to the doctor, the grocery store or see friends and family as much, which means their overall wellbeing is likely to suffer,” added Kathy Greenlee, Assistant Secretary for Aging.

Fox River Home Care is at 207 Milwaukee St., Waterford. The office is open from 9 a.m. to 5 p.m., Monday

through Friday. For more information, call (262) 534-9040 or email MinikowskiJulie@gmail.com.

“ Know us

If you need help, if you need anything, even funding, call me. We have resources and contacts. This is why we’re here.”

–

Julie Minikowski

Fox River Home Care

BEFORE YOU NEED US…

Know us

ExpEriEncEd SEnior carE

BEFORE YOU NEED US…

LIVING senior • winter/spring 2016

Each office is independently owned and operated.

16

Home Helpers provides non-medical and personal care in homes, retirement communities, nursing facilities – wherever we’re needed!

Our flexible care plans are tailored to fit your needs and budget.

Caregivers are bonded and insured.

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If you or someone you love is dealing with a serious illness, it’s important to know all of your care options early— when it’s still a choice, not a necessity.

If you or someone you love is you dealing with a serious illness, If you or someone love If you or someone you love

serious illness, is dealing with a serious illness, Learning more now can prevent a isit’sdealing it’s important to know all with of ayour care options early — important to know all it’s important knowsuffering allit’s still later care options early— a choice, a necessity. lot of worrytowhen and on.of yournot when it’s still a choice, of your care options early— Find outstillhow Rainbow Hospice not a necessity. when it’s a Learning choice, more now can prevent a lot of worry and Care provides comfort,later care,on. and not a necessity. suffering Find out Hospice Care Learning morehow now canRainbow prevent a lot of worry and suffering later on. meaning at provides the end ofcomfort, life care, and Find out how Rainbow Hospice Learning more nowus cansoon. prevent a by contacting meaning at the endCareofprovides life comfort, care, and

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in place made safer and easier

A recent Harris Poll released by HomeServe USA found some surprising facts about Americans 50 and over.

Not going anywhere For one thing, many have no intention of leaving their homes until well into retirement, if at all. Forty-one percent plan to stay where they live now until age 81 or older.

Feeling safe at home The majority is confident about growing old in their homes, too.

Only 37 percent expect they’ll need to make modifications so their homes are safer and easily accessible as they age.

Handling emergencies The survey found that two in five have experienced a home emergency in the past 12 months. A faulty heating or air-conditioning system was the No. 1 most common home emergency, with 14 percent needing to repair or replace one of these systems over the last year.

The second most common was a blocked or overflowing toilet (10 percent), followed by a faulty electrical circuit, switch or outlet, and a water heater repair or replacement (each 7 percent).

Checking references That may be why 74 percent say it’s important to get references before hiring a technician, though only 43 percent actually do so.

Similarly, 62 percent believe it’s important to check that the work will be guaranteed, but only 38 percent follow that advice.

Fifty-eight percent believe it’s important to perform a background check before hiring a home technician, but a meager 18 percent have actually conducted one. Sixty-five percent believe it’s important to do a cost comparison before hiring a contractor, but only 44 percent have done so.

Finding help Fortunately, there is a convenient way to find a trusted resource in a time of need. Home repair service plan provider, HomeServe USA offers a better way to pay and manage home repairs with service plans that protect against the expense and inconvenience of water, sewer, electrical, HVAC and other home emergencies.

The company just launched a new program in partnership with AARP, with a suite of specially designed service plans for AARP members.

HomeServe USA plan holders can access a Repair Hotline

FILE PHOTO Living Senior

Many Americans have found a great place to retire in – their own homes.

24-hours a day, 365 days a year to bring local, licensed and insured technicians right to their home for repairs. All technicians have been prescreened and all covered repairs are guaranteed for a year.

Learn more For further facts, visit www.HomeServeUSA.com, www.twitter. com/homeserveusa and www.facebook.com/homeserveusa or call (877) 444-7750.

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LIVING senior • winter/spring 2016

Many are unprepared Many Americans 50-plus are not prepared to cover the expenses of unexpected home emergencies. Close to a third report they have not set aside money to cover an emergency home repair, while 17 percent have $1,000 or less put away for emergency home repairs.

Despite this, saving for unexpected expenses ranks a close third among 50-plus Americans’ top financial concerns, with 26 percent reporting it as the one that worries them the most. The No. 1 financial concern is identity theft (30 percent), followed by running out of money in retirement (27 percent).

With identity theft top of mind for Americans 50-plus, letting a stranger in the house to do repairs may be a source of anxiety.

17

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