Wtfd expo 2017

Saturday, March 4, 2017 • 9 a.m. - 3:30 p.m.

Waterford Union High School, 100 Field Drive, Waterford, WI

Welcome to the 23rd Annual Waterford Area Spring Expo WATERFORD AREA SPRING EXPO

MARCH 2017

he Waterford Area Chamber of Commerce welcomes you to our wonderful community and to our annual Spring Expo! You will find a vast array of exhibitors on hand offering a variety of services and products. You will find a full day of enjoyment and come away with great ways to enhance your life and your home.

Bring your family and friends!

New this year, a Senior Health & Wellbeing fair. You will find speakers presenting on a variety of health and wellness topics in the classroom off of the Commons between 9:30 a.m. to 2 p.m.

Look at the schedule in this program for details.

While at the Expo be sure to visit the Kids Zone set up to cater to the young and young at heart. Cuddles the Clown and Billy Boy are back to create memorable images with face paint and create fun balloon sculptures. So be sure to stop by with your kids!

Satisfy your palette with a selection of offerings in the Food Court, hosted by local eateries.

The Waterford Area Chamber of Commerce encourages you and your family to return for many of the

Visit our booth for some great information and promotion items!

events that take place in our wonderful community. Explore the Waterford area by visiting our shops, eating at our restaurants or kayaking down the Fox River.

Some of the many events we sponsor through the year include: • The 7th Annual Balloonfest will be held July 21 to 23. Attend this familyfriendly event to experience a magical weekend of color in the skies, kids’ activities, delicious food, craft/vendor fair and much, much more!

• The Full Moon Four-Miler run/walk for the whole family is Aug. 5.

23rd Annual Waterford Area

Spring Expo March 4, 2017

A publication of The Waterford Post and

620 15th Avenue Union Grove, WI 53182 (262) 878-2500

Southern Lakes Newspapers, LLC 1102 Ann St., Delavan, WI 53115 (262) 728-3411 and The Waterford Area Chamber of Commerce

232 Madison Street Burlington, WI 53105 (262) 763-2500 Burlington location hours by appointment.

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• FUNd-a-Palooza, a newer fundraiser, is held at River City Lanes with lots of bowling, food and a silent auction on Nov. 5.

Don’t miss out on our seasonal community events such as the Lions Club Fourth of July Parade, their fall Chicken BBQ Dinner, Absolutely Waterford’s River’s Edge Art Walk and the Winter Wonderland Parade!

Visit us often and stay awhile! Stay in touch and up-to-date on the chamber and community happenings by visiting our website often at www.waterford-wi.org.

Like us on Facebook, follow us on Twitter or see what we are posting on Instagram and Pinterest.

The chamber looks for volunteers for our many events so stop by our table at the show and sign up to be a volunteer, you will be happy you did!

Are you a local business looking to promote your product and services or network with others in the community?

Consider becoming a chamber member!

Visit our website or call for more details (262) 534-5911.

You will be amazed at what takes place in our quaint community. We’re proud to share our beautiful surroundings with you!

The Waterford area is a great place to visit, work, and live! Be sure to tell your family and friends about your visit and your plans to return!

The Waterford Area Chamber of Commerce, 102 E. Main St., Waterford, WI 53185, (262) 534-5911 www. waterford-wi.org

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MARCH 2017

WATERFORD AREA SPRING EXPO

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23RD ANNUAL WATERFORD AREA SPRING EXPO

Schedule of Events 2017

NEW THIS YEAR! Health & Wellbeing Presentations for Seniors – 9 a.m. to 2 p.m.

While you are visiting the expo, be sure to stop by the Demonstration/Speaker Room directly off the east side of the dining area in The Commons to hear presentations on topics for Senior Health & Wellbeing.

9:30 a.m. – Benefits of Aquatic Fitness Rachel Harder, Aurora Wellness Center 10 a.m. – Nutrition Holly Knurr, Family & Consumer Science Teacher, Waterford Union High School 10:30 a.m. – Caring for a Spouse or Parent Julie Minikowski, Fox River Home Care 11 a.m. – Living Options/Levels of Care Debra Mickelsen, Aging & Disability Resource Center of Racine County Noon – Medicare Eric Martinez, Social Security Administration 12:30 p.m. – SSI Benefits Doug Nguyen, Social Security Administration 1 p.m. – Financing Options Julie Minikowski, Fox River Home Care & Brian Lauer, Lauer Financial Services 1:30 p.m. – Estate, Power of Attorney & Wills Brian Lauer, Lauer Financial Services

Booths are open 9 a.m. through 3:30 p.m. $3 for adults, FREE for children under 17

2 p.m. – Senior Safety – Preventing Frauds & Scams Tom Knitter, TRIAD of Racine County

FOOD COURT Local restaurants/food vendors will be selling scrumptious food to satisfy your hunger. Food Court hours are from 9 a.m. to 3 p.m.

FUN FOR THE KIDS The Kids Zone is open from 9 a.m. to 3:30 p.m. Cuddles the Clown and Billy Boy arrive at 10 a.m. and offer face painting and balloon sculptures until 3 p.m. Kids will enjoy the bouncy house and lots of fun activities! All ages welcome accompanied by adult.

The Kids Zone is brought to you by Today’s Child Learning Academy, LLC, St. Thomas Aquinas Parish School and Waterford Area Chamber of Commerce.

ADMISSION Admission is $3 for adults; children age 17 and younger are admitted free of charge. Receive $1 off admission with a non-perishable food donations to Love, Inc. or one pair of prescription eyeglass donation to the Lions Club of Waterford.

SUBMITTED PHOTO Spring Expo

Diane Dunn (from left), volunteer for Real Racine; Jeff Hodgson, Mike Fiorita and Dave Blank, president and CEO Real Racine, man the welcome table at last year’s Waterford Area Chamber of Commerce’s Spring Expo.

Thank you to our 2017 volunteers!

The Waterford Area Chamber of Commerce would like to thank its volunteer committee for helping put the show together. Individuals who helped include: Brian Lauer, Lauer Financial Services, booth logistics; Gary Tilleros, Lions Club of Waterford, parking signs/bus shuttle/Lions Club volunteers; Tracy Fredrick, Today’s Child Learning Academy, Kids Zone; Lynn Bauman, Tichigan Lake Fireworks, vendor calls; Sandy Meyer, speakers; Julie Minikowski and Michael Minikowski, Fox River Home Care, speakers; Keith Brandstetter,

Waterford Union High School, facility/student groups/speakers; Diane Rogstad, Aging & Disability Resource Center of Racine County, speakers; Chuck Torosian, Bruno’s Restaurant, food vendors; Vicki Vanderwerff and Donna Brooks, Southern Lakes Newspapers, event program sales; Tina Multhauf, Skyline Landscape Design, booth layout design; Katy Engels and Kathy Nargis, Waterford Area Chamber of Commerce.

We also want to thank the numerous volunteers who help before and during the event to make it a great day for vendors and visitors!

A big thank you to our wonderful sponsors!

Gold Sponsors

Silver Sponsors

Friends of the Show

Edenhofer Law Offices, S.C. Lauer Financial Services TDS

Kevin Schmitt Siding and Insulation Mealy Funeral Home St. Thomas Aquinas Parish School

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WATERFORD AREA SPRING EXPO

MARCH 2017

Upcoming Waterford Area Chamber of Commerce events 7th Annual Balloonfest July 21-23 Behind Evergreen Elementary School 14th Annual Full Moon Four Miler Race Saturday, Aug. 5 Starts/ends at St. Thomas Aquinas School 2nd Annual FUNd-a-Palooza Chamber Fundraiser Sunday, Nov. 5 River City Lanes

SUBMITTED PHOTOS Spring Expo

Clockwise from above: Gretchen Carlson won first place for this photograph in the Over 18 category during the 2016 Waterford Balloonfest photo contest; the first FUNd-a-Palooza Chamber Fundraiser at River City Lanes in 2016; and the finish line of the 2016 Full Moon Four Miler.

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(262) 534-9040 Ask for Julie

Find peace of mind in retirement Planning for retirement – and keeping that plan on track – can be difficult. You have to make sure your money grows so that it lasts as long as you do. There’s a product offered by life insurers that helps people with this challenge. It’s called a variable annuity.

A variable annuity is like a 401(k) plan in certain ways. Your savings grow taxdeferred, and you can invest in accounts tied to the stock market or at guaranteed rates. Like a 401(k), a variable annuity works best as part of a long-term planning strategy. A key difference between a variable annuity and many 401(k)s is that a variable annuity offers a guaranteed stream of retirement income for life to supplement Social Security. Put another way, a variable annuity’s guarantees provide two vital elements to any comprehensive retirement plan – financial security and peace of mind.

Like all financial products, a variable annuity has fees associated with it. Fees are assessed for management of the annuity’s funds – similar to mutual funds.

Fees also pay for the annuity’s unique insurance elements such as guaranteed lifetime income in retirement, something that is not available in any other financial product.

Annuities can include other unique features to address your financial concerns.

One such feature ensures that if you die before annuity payments begin, your designated beneficiary will receive a benefit from the annuity. The amount of the benefit is defined in the annuity’s contract and is guaranteed, even if your accounts tied to the stock market perform poorly.

Since they are designed to be long-term planning products, early withdrawal from variable annuities can trigger additional charges. These are commonly referred to as withdrawal or surrender charges. Often,

MARCH 2017

FINANCIAL ADVISOR

Are you certain you won’t run out of money before you run out of life? If the answer to that is no, then you should take action. According to Money Magazine, only 49% of Americans have thought about how much income they may need in retirement, and only 17% have created a formal, written plan. And it’s unknown how many of these have actually taken into consideration the rising cost of living and the future potential cost of health care.

It’s no wonder many are saying that there is a retirement crisis in America. With the future of Social Security uncertain and an increasing number of workers approaching retirement, having a sound strategy to work toward retirement goals is more important than ever. Financial advisors, money managers and other financial services professionals can uniformly attest to the gap that exists between what individual investors expect to live on in

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FILE PHOTO Spring Expo

A variable annuity might be the difference between a secure retirement and an uncertain financial future. Talk to your financial consultant about the options.

after a time specified in the contract, these charges are eliminated. Some annuities waive them under specific circumstances such as death, confinement to a nursing home or terminal illness.

Variable annuities are among the most regulated financial products in the marketplace. These regulations provide

Will your money last as long as you do?

By Brian Lauer

WATERFORD AREA SPRING EXPO

retirement and what they are likely to have, based on what they’ve accumulated to date. It is a big enough challenge to try to accumulate money for retirement, but it is an even bigger challenge to make certain that you have a sound spending plan that will provide you adequate resources until the day you die. That type of planning requires the assistance of a qualified distribution planning advisor using sophisticated, up to date software, to create a personalized plan that takes into account your personal current asset and income portfolio and your desired spending.

Your plan also needs to take into account inflation and health care needs. Without planning, you are leaving your financial future to luck. The question is, do you feel lucky? Retirement shouldn’t be a game of chance.

Brian Lauer is the owner of Lauer Financial Services, 228C N. Milwaukee St., P.O. Box 68, Waterford, WI 53185. For more information, contact him at (262) 534-7100 or www.lauerfinancial.com.

variable annuity owners with significant protections. From product development to advertising to sale, life insurers must comply with state and federal laws and rules that protect consumers’ interests.

Variable annuities may not be for everyone. But for millions of retirees, the guarantees from variable annuities have

been the difference between a secure retirement and an uncertain financial future.

More on variable annuities and how they may fit into a retirement plan is available at the American Council of Life Insurers’ website, www.acli.com.

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Admit One Free with this coupon

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WATERFORD AREA SPRING EXPO

MARCH 2017

Call 262-534-4800 to schedule your tour today, or visit www.waterfordseniorliving.com.

Selecting an assisted living facility is an important decision.

At Waterford Assisted Living & Memory Care, we strive to make it an easy choice for residents and their families.

Activities Socialization Fitness Salon/Barber Shop Full Spa

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407 E Main St. Waterford, WI 53185 Cell 262-909-2771 Office 262-534-1160 Email Suanneriley@remax.net www.Choosepremier.com Each Office Independently Owned and Operated

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Funerals, Cremation and Monuments

Maas & Sons Water Works & Plumbing

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Intersection of Hwys. 20 & 36

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MARCH 2017

23rd Annual Waterford Area

Spring Expo

COMMONS C-01 Hometerior Finishing, LLC C-02 Core Chiropractic & Wellness Center C-03 Renata Greeley, Shorewest Realtors C-04 David Kott Agency – American Family Ins C-05 TDS C-06 Henning Landscape Management C-07 Roth Heating Company Inc. C-08 Weather Tight Corporation C-09 Bill Czaja Insurance Agency, Inc. C-11 Skyline Landscape Design & Personal Gardening Services

AUXILIARY A-01 LeafFilter Gutter Protection A-02 Barsamian Chiropractic Clinic A-03 Watertight Watercare, Inc. A-04 Bruno’s Restaurant A-05 doTERRA – Lisa Ganson A-06 Shorewest Realtors A-08 Landscapes by Tony Norton A-07 Miller-Reesman Funeral Home A-10 Talk of the Town / U.S. Cellular A-11 Advanced Foot & Ankle of Wisconsin A-12 Society’s Assets

C-12 Educators Credit Union C-13 Fox River Home Care C-14 Lauer Financial Services, LLC C-15 Fox River Christian Church C-17 Brian’s Exterior & Interior Remodeling C-19 Home Pride Remodeling C-20 RE/MAX Premier Properties C-21 Advo Care C-22 Mather’s Improvement Service C-23 Mather’s Improvement Service C-24 Riverside Chiropractic Wellness Center C-25 Athletico Physical Therapy C-27 1st Choice Heating & Cooling C-28 Kevin Schmitt Siding & Insulation, Inc

A-13 Renewal by Andersen Milwaukee A-14 Mangosteen4u A-16 Aging & Disability Resource Center of Racine Co. A-17 Ameriprise Financial Services, Inc. A-18 Oriental Healing Oasis & Wellness Center A-20 Solar Southeast Wisconsin A-21 Absolutely Waterford A-23 TFK Cooking Show A-24 Callen Construction A-25 Culligan Water Conditioning A-26 The Equitable Bank A-27 Walk-In Tubs of Wisconsin A-28 The Annex at Ironwood

WATERFORD AREA SPRING EXPO

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C-29 Elder Care Cottages C-30 David Insurance C-31 Integrity Funeral Services C-32 Champion Windows & Home Exteriors C-33 Witte Supply Company C-34 Edenhofer Law Offices, S.C. C-35 Fox Valley Veterinary Service C-36 Elite Realty, Inc. C-38 Elite Improvements C-39 Paradise Builders C-40 Minuteman Press C-41 Jim’s Garage Door Service, Inc. C-42 Waterford Senior Living C-43 LeafGuard SE / Valdino Roofing

A-30 Waterford Area Chamber of Commerce A-31 Wisconsin Education Network A-32 Everdry Waterproofing A-33 Lions Club of Waterford A-34 Tichigan Lake Lions Club A-35 Stay at Home A-52 RaDan Remediation, LLC A-53 It Works A-56 Square One Heating & Cooling A-57 Southern Lakes Area Love, Inc. A-58 Beltone Hearing Center A-59 Waterford Recreation Department

Saturday, March 4 9 a.m. to 3:30 p.m.

Waterford Union High School, 100 Field Drive, Waterford

Outside Sweet Delight Kettle Corn

MUNICIPAL HALLWAY Town of Waterford Village of Waterford Waterford Public Library

Food Court Bruno’s Restaurant El Mezcal Restaurant WUHS AFS Club

Will you run out of money before you run out of life?

Our personalized planning process will help make sure this doesn’t happen to you. We’ll help you achieve your hopes, dreams and Peace of Mind.

Your Financial Planning Team: Brian Lauer Yvonne Lauer Kaitlin Shellberg

Serving Southeast Wisconsin for over

30 Years!

Waterford, WI

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(262) 534-7100

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WATERFORD AREA SPRING EXPO

MARCH 2017

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