Spectacular Magazine Nov 2010

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FRO M THE OFFICES

OCT. - NOV. ‘10 LEGISLATIVE REPORT Our seniors have helped make North Carolina a place that is growing and vibrant and have led us through many difficult times. During my past term in the General Assembly, I supported several initiatives that we hope will keep them healthy, safe and financially secure. Whatever we have and have accomplished we owe to previous generations who made the difficult decisions and sacrifices to achieve today’s reality. Below, I have included a few highlights of our work in the past two sessions, as well as some information from the 2010-11 budget. I hope you will find it useful. Please contact me if I can be of any help. I look forward to continuing to serve you. PLANNING - The General Assembly has directed several agencies to begin better preparing for the aging baby-boomer population. The law (SB 195 - SL2009-407) directs the Univ. of North Carolina Institute on Aging and the Division of Aging and Adult Services to organize meetings of gerontologists, researchers and others to identify and prioritize issues the state will have to address. It also calls for the development of a website with information about how serve increasing numbers of adults. ADULT CARE - The Division of Aging and Adult Services will study the issue of criminal history record checks for owners, operators, volunteers, and prospective owners, operators, and volunteers in adult day care programs and adult day health services programs. The legislation (HB 1703 -SL2010-93) specifies that the study should identify which positions warrant a background check, develop a process for conducting the checks and designate who is responsible for requesting and paying for the check. _ County Departments of Social Services have been directed to conduct follow-up monitoring of adult care homes (HB 1186 - SL2009-232). The law is meant to improve patient safety by improving oversight of adultcare homes. HEALTH - Legislation to establish a long-term care partnership program was passed (SB 1193 - SL2010-68). Under a partnership program, a person who purchases a qualified long-term care insurance policy that provides a certain dollar amount of benefits will be allowed to disregard assets equal to the insurance payout when applying for Medicaid. _ Several recommendations made by the N.C. Study Commission on Aging to expand dental care services for older and disabled North Carolinians with special care needs were approved. (SB 188 - SL2009-100). _Automated calls to protect the public health, safety, or welfare are now allowed under a new state law (HB 1034 - SL2009-364). The system will be used to inform people that they have purchased products or medication that may be subject to a safety recall; that the person has not picked up a filled prescription drug or that one of their accounts may be subject to potential fraudulent activity. The calls cannot be used for any commercial purposes. SAFETY - The Division of Emergency Management is establishing a voluntary registry that counties and municipalities can use to identify functionally and medically fragile people during a disaster under a new state law (SB 258 - SL2009-225). www.spectacularmag.com

_We passed a new law to clarify that a Silver Alert may be issued for a person of any age (HB 1129 - SL2009-143). The Silver Alert System is a statewide system used to notify people about missing persons believed to be suffering from dementia or other cognitive impairments. HOUSING - The Statutory Homestead Exemption has been increased under a new state law (HB 1058 - SL2009-417). Qualified people aged 65 or older qualify for the exemption, which increased from $37,000 to $60,000. BUDGET - $100,000 was approved to support Project C.A.R.E., the respite care and support program for families caring for persons with Alzheimer’s. _ Funding for optional services under Medicaid (such as dental care; eye care and eyeglasses; occupational, physical, and speech therapies; hospice; prosthetics and orthotics; community alternative program; and rehabilitation services) for aged, blind, and disabled adults was preserved. The one area with a significant cut was to Medicaid personal care services which provides in-home help to disabled and frail older adults. _ We maintained funding for the Home and Community Care Block Grant at the current level which helps older adults stay in their homes. _ $450,000 was appropriated for the operation of the Stroke Advisory Council, the continued implementation of the public awareness campaign and identification of stroke rehabilitation services throughout the State. _ $150,000 was authorized for a grant-in-aid to Prevent Blindness of North Carolina. _ $50,000 was provided for a non-recurring grant-in-aid to NC Arthritis Patient Services is provided for in the budget.

NOTES _ The latest US Bureau of Labor Statistics report shows that North Carolina led the nation in employment gains from July to August with the addition of 18,600 jobs. _ Cree Inc., a global leader in LED lighting technology and products, will expand its manufacturing operations in Durham. The company plans to create 244 jobs over the next two years and invest $135 million. _ Empire Foods Inc., an advanced-technology food processing company, will bring 200 jobs to Halifax County. The company, using technology licensed from N.C. State University, plans to create 200 jobs and invest $2.5 million over the next five years. _ Baltek Inc., a manufacturer of core materials for the wind energy, mass transit, marine and military markets, will relocate to a new manufacturing facility in Guilford County. The company plans to create 68 jobs and invest $3.25 million over the next three years. _ DNP IMS America Corp., a printing-technology company, will expand in Concord. The company plans to create 37 jobs and invest $24.8 million during the next three years.

Larry D. Hall November 2010

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SPECTACULAR MAGAZINE www.spectacularmag.com

ENTERTAINMENT EDITOR

FEATURES EDITOR

Gary N. Jones

Grace Graham

PUBLISHER & EDITOR-IN-CHIEF PHYLLIS COLEY

FEATURES EDITOR GRACE GRAHAM

HEALTH EDITOR

DR. SHARON ELLIOTT-BYNUM

ENTERTAINMENT EDITOR GARY JONES

COLUMNISTS

LARRY HALL, ESQ. LAMONT LILLY DEL MATTIOLI IRVING JOYNER, ESQ. REV. JAMES SMITH

CONTRIBUTING WRITERS

APRIL MIAL

LENTONIA MOYE VALERIE WHITTED

PHOTOGRAPHERS

MEL BROWN - STAFF PHOTOGRAPHER

LAYOUT/DESIGN

PHYLLIS COLEY

LAWRENCE DAVIS III

DISTRIBUTION

LAWRENCE DAVIS III

LELIA ROYSTER

Spectacular Magazine enlightens, empowers and entertains African Americans with features, columns, commentaries and calendars. Spectacular Magazine is published bi-monthly and distributed free in Durham, Wake, Guilford, Orange, Granville, Vance and Person counties. Deadline for all submissions is the 18th of each month. Contact us at: info@spectacularmag.com or by mail at: P. O. 361 Durham, NC 27702 919-680-0465 Mail subscriptions are available for $29.95 per year. Second class postage is paid in Durham, NC. Subscription form available at www.spectacularmag.com

PRESIDENT - CEO Phyllis D. Coley

VICE PRESIDENT - OPERATIONS Gary N. Jones, MBA

In November 2010 Issue Ear to the Streets Entertainment Features Christopher ‘Play’ Martin The Slammer From The Publisher’s Desk Health Lifestyle Special Gee Top 20 Playlist Talkback 2

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COVER PHOTO: Rita Granberry 4

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From The Publisher’s Desk... LET’S DO IT AGAIN Mavis Staples was at The Carolina Theatre recently and she sang one of my all time favorites, “Let’s Do It Again” - a song recorded by The Staples Singers for the movie by the same name. The movie has a lot of twists in its plot but is pretty predictable. I tell you what else is pretty predictable - what will happen to our community if we don’t vote in this election. We have a lot to lose. Phyllis D. Coley Don’t get it twisted - this election is more important than the election in 2008. I can’t say it more plainly.

VOTE!

Come on ya’ll - Let’s Do It Again in 2010. TO GOD BE THE GLORY!

Phyllis Coley

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pcoley@spectacularmag.com

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GUEST COMMENTARY THE SLAMMER: DOESN’T DESERVE THE PRICE OF PAPER IT’S PRINTED ON By Pandemonium aka Gabriel

Pandemonium aka Gabriel

Isaac Carnetti, a.k.a. Dash Dangerfield, is the latest in a long line of leeches to suck the blood of the poor. Once a petty criminal, incarcerated for a year after being convicted of larceny, marijuana possession, and breaking and entering, Carnetti now profits from publishing mug shots of mainly poor Floridians, North Carolinians, and Ohioans in The Slammer.

These are not celebrities, athletes or politicians. They are not public personalities of means. The majority of the people featured in The Slammer are poor, black or Latino. They lack the funds for proper legal representation and usually have to rely on an overly burdened public defender system. The deck is already stacked against them.

Thumbing through back issues of Carnetti’s publication, The Slammer, it is easy to understand why its circulation is high. Nosy people with small minds are often intrigued by the misfortune of others. The corny captions, unfunny cartoons and shoddy editorials What happens if a perdisguise the fact that Mr. Carnetti is a college graduate and the son son whose mug shot is of well-to-do parents. His failure to be accepted to law school after printed is found not guilty, or has all charges dropped against him? his incarceration did not derail his crime fighting Does Mr. Carnetti print a retraction, correction, or a story about the aspirations. According to an interview with The wrongful charges? No. Is he worried that printing Christian Science Monitor, Carnetti’s legal expert- “...The Slammer these mug shots could eventually taint a jury? No. , it is ise was developed by sitting in the courthouse easy to unders Furthermore, many of the people featured seem to nd where his mother worked and going home to why its circulatiota have drug and alcohol problems. These people need n watch “Law and Order,” “Perry Mason” and high. Nosy people withis serious rehabilitative help, not ridicule. Their lives “Matlock.” Add a little Jerry Springer and The small minds are often are already hell. intrigued by the Slammer is the final product. fortune of others. misNone of the people who are featured in The Slammer The According to the mission statement printed corny captions, unfunget to tell their side of the story. None of them have inside the cover of each issue, The Slammer’s dnyy cartoons and shodthe opportunity to rebut the charges against them. editorials disguise purpose is to “inform the public of suspected the fa Carnetti is not interested in journalism, he is a coward. ct...” criminal activity in the community; to assist law Pandemonium enforcement in deterring crime and solving If The Slammer merely printed mug shots of wanted cases; to foster public involvement in matters suspects, convicted criminals and sex offenders, along of public safety and awareness; and to satisfy with the poor restaurant ratings, it would fulfill its inithe natural curiosity of its readers.” The latter seems to be the true tial stated purposes and might be worth the dollar price printed on intent of the magazine. its cover. Since its true purpose is to humiliate the defenseless, it doesn’t deserve the price of the paper on which it’s printed. Although the mission statement includes the caveat; “not every Pandemonium arrest leads to a conviction. All suspects are innocent until proven guilty in a court of law,” the de facto result, in the mind of the read- Born and raised in Iowa, Pandemonium aka Gabriel moved to NC upon graduation from Iowa er, is that these people are guilty. Reading quotes from The Slammer State University to attend NCCU School of Law. He has been a musician since the age of 6 a poet since the age of 11. Pandemonium follows up successful independent releases readers in the Christian Science Monitor article seems to reinforce and “KnoWONDER,” “Darker Than Blue,” and “Word Spoken” with his current release “Digital that conclusion. For example, Omar Williams, said, “It really lets you Analog.” True to his provocative style, he feels that no subject matter is taboo, and no idea know what’s going on around you. You could see your best friend is too small for him to tackle.. He likes interacting with intelligent people, whether degreed or in there for forging checks or selling cocaine, and he’s driving around not, and people who are not afraid to take a stand. Pandemonium aka Gabriel is also a writer in the car with you, and you don’t know this stuff.” Does it sound like with published works in RIME Magazine, Spectacular Magazine, and TRIBES Magazine. www.reverbnation.com/pandemoniumakagabriel the hypothetical best friend is innocent, or guilty? www.spectacularmag.com

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COVER STORY

CHRISTOPHER ‘PLAY’ MARTIN

STILL ROLLIN’ 20 YEARS AFTER “HOUSE PARTY ” and Christopher “Kid” Reid, better known as Kid-n-Play, were already a successful rap group with the album titled “2 Hype.” The character that Play portrayed in the movie loved getting attention, being in the spotlight, and chasing the fast life. And before his drastic life change, so did Play off the screen. Christopher Martin was born and raised in Queens, New York. Not being serious about his scholastic career resulted in him being kicked out of five high schools. He may not have been focused on being successful academically, but instead he was determined in having a successful music career. Before becoming one half of the group that he is most known for, Play began his journey towards stardom doing his thing in areas of New York, New Jersey, and Philadelphia. After the first group he was a member of stopped performing, he joined forces with Kid and they eventually became Kid-n-Play. The group was managed by Phyllis Coley and produced by their longtime friend, Hurby “Luv Bug” Azor. Christopher ’Play’ Martin continues on Page 10

Christopher ‘Play’ Martin

By Lentonia Moye Contributing Writer DURHAM - In 1990 the film “House Party” appeared on the big screen and a Hip Hop classic was born. It’s now the 20th anniversary year and it’s still common to see the DVD on store shelves and once in a while be able to catch it on cable television. A classic in its own right, those who witnessed the movie saw one that was fresh, as well as fun. The 90’s had ushered in a new style of dress and dance and both were displayed. “House Party” is just one of those staples that make up Hip Hop history. That can also be very well said of the real life rapping and dancing duo that were the stars of the film. Christopher “Play” Martin

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The 1990 movie “House Party” starred Christopher ‘Play’ Martin and Christopher ‘Kid’ Reid aka Kid n’ Play. submitted photo

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Christopher ‘Play” Martin continues Music, movies (including the sequels House Party II and III), and television appearances, proved that Play had attained the good life. Christopher Martin was beginning to realize that he wanted a better life than his alter ego. Martin is stern with sharing the fact that Kid-n-Play didn’t break up, but instead he “grew up.” “My agenda changed,” states Martin. With laughter he shares that there were no money issues with Kid, and even now the two see each other on a regular basis. The world saw the two reunite their signature dance move on last year’s BET Hip Hop Awards, and their guest appearances on The Monique Show as well as the George Lopez Show. He adds, “We’re good.” Although there’s no doubt that Martin will forever be known as Play, Martin has been doing a wonderful job assuring that his other ventures will be forever remembered as well. So how did this change occur? Martin says, “There was learning and relearning.” The change wasn’t just a snap-of-the-finger ordeal. Martin later adds, “Usually when you think something is easy, you’re up for a rude awakening.” He may no longer be making records, but a difference is still being made. Now residing in Durham, North Carolina, Martin teaches at North Carolina Central University. A past instructor position for the class titled Hip Hop in Context, Martin has been promoted to a position which enables him to hold workshops and be able to work closely with students within The Student Union. “Education is very important,” says Martin. Being a part of higher learning has been his “strategic way to still be relevant.” He doesn’t want kids today to make the same mistakes that he did while in school. Other than NCCU, other high schools and universities including WSSU, FAMU, and in the near future Howard, hold ties to Martin. Being a celebrity judge for the Teen Fest yearly talent show in N.C. is a proud title that he also holds. On the music side of his present career, the subject matter may have changed, but not the drive. Being heavily involved in Christian music and having his own personal testimony to share, he is a part of Holy Hip Hop Music. Being more so behind the scenes, he still gets to be involved in the craft that he loves so much as well as help and develop other artists who also want to release this type of gospel music. Wanting to be approachable and being able to help are a couple of things that has made his new music career so enjoyable. Brand Newz is what he calls his “baby”. The news brief outlet was created out of frustration since he didn’t feel that a whole lot of positive news was being shown on television. These days Martin is somewhat back in the mode in which he was introduced to the world. In just the past year, other than televi-

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sion performances, the rapping duo has been on Tom Joyner’s Fantastic Voyage Cruise, and has started with the taping of a non-reality television show. Joining other hip hop legends including Salt-n-Pepa for a tour that is currently on the road, the fans are the reason he is no longer concerned about being back on stage. “It’s Kid, Play- n- the audience. The audience does a lot for you.” Christopher Martin wants his legacy to be that of an effective educator. He sees the importance of using his popularity as a tool. He wants doubters of whether there is a God or not to learn his story and look at the way He has changed his life. Martin says, “There has to be. Just look at me.” It may be 20 years later, but Chris is still having a House Party.

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HEALTH WHAT’S UP DOC? by Dr. Sharon Elliott-Bynum RN, BSN, MA, PhD This November, remember National Alzheimer’s Disease Awareness Month, first proclaimed by President Ronald Reagan back in 1983. Since then, the Alzheimer's Association has used the month to raise awareness of Alzheimer's disease, the experiences of people with the disease and their families, and the importance of finding treatments, preventions and a cure. Also designated as National Family Caregivers Month, this November is an important time for each of us to reach out and support those who provide care – or to acknowledge our own role as a caregiver. Spectacular Magazine and Y-rag Entertainment in association with Hillside High School Drama Department will present “Forget Me Not” - a G. Davis play that uses drama, music and entertainment to bring awareness about Alzheimer’s. This production, on Sunday November 21 at 3:15pm, is sponsored by the Alzheimer’s Association and AARP. My good friend and colleague, Barbara Pullen-Smith, Executive Director of the NC Office of Minority Health and Health Disparities, NC Department of Health and Human Services, with over 25 years experience in public health, is personally experiencing the effects of Alzheimer’s on her family. Here is her story in her words. Peace, Blessings

Sharon

dr.elliott-bynum@spectacularmag.com

“Beloved I wish above all things that you prosper and be in Good Health…."

A SEASON OF WAITING: “AUNT CORA’S JOURNEY WITH ALZHEIMER’S DISEASE” By Barbara Pullen-Smith My Aunt Cora is 88 years old, a very tall, proud Black woman, with youthful skin, big feet (size 13), strong hands and a broad smile. Even her hair does not give away her age, with only a little gray sprinkled throughout. If you ask her age, she will say, “not a day over 65 years old.” However, the years of hard work, mostly as a domestic Barbara Pullen-Smith worker, have taken a toll on her heart, joints, back, and legs. Uncontrolled blood pressure damaged her heart, leaving her doctor no choice but to install a pacemaker years ago. Her right leg was amputated at age 87 as a result of varicose veins and poor circulation. Aunt Cora has endured a lot in her lifetime, yet she accepts things as they are and moves on. Her ability to bounce back continues to amaze me. The last survivor of six children, she often says, “I can’t understand why God has kept me here all these years.” Her siblings and close friends are gone. At 88 years young, some people would call these her golden years. But, her golden years, like for so many other elderly African Americans, are not always glittering with gold. These days, Aunt Cora can no longer live alone. We moved her, after 55+ years, from her home in Virginia to a nursing home close to our family, so that we can check on her often. I 12

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am thankful that she still has us, including my two sisters and favorite brother (the fact that he is my only brother is just a coincidence). The nursing home provides for her daily medical and physical needs. Her mental needs remain a challenge. During recent years, her sharp mind and quit wit have been stricken by dementia, specifically Alzheimer’s disease. Some days I feel that Alzheimer’s has taken away the best parts of my Aunt. On other days, I see glimpses of the fun loving lady I know and love. The hardest thing about dealing with this disease is letting go of the special parts of the person you know and love. Wanda, a friend of mine whose mother was diagnosed with Alzheimer’s more than 10 years ago, said it best. “Alzheimer’s is more than just a silent killer, it literally wipes away pieces of your life. For every stage my mother has gone through, I have lost a person, i.e., mother, friend, adult, teenager, and now during the last phase, I am left with a baby. You must understand that with each loss, you are in the grieving process while you are going through the process!” Over time, I have learned to go with the flow with Aunt Cora. Whatever year or phase of life she is in, I have learned to patiently go with it. Her mind takes her in and out of reality in the nursing home. She often thinks that I am my mother, Blanche, who transitioned to glory about seven years ago. (OK, I will admit, I have “Blanche’s hips and Aunt Cora reminds me of that!”) At first, I would get so frustrated with her, but then God revealed two truths to me. One truth is that whatever is going on in Aunt Cora’s head is out of her control. Another revelation for me is that God’s grace and mercy abound in the most unusual ways. My Aunt Cora’s outings to the store, visits with her long lost friends and siblings or trips back to her home in Virginia or Littleton, North Carolina are examples of God’s grace and mercy in action. Those experiences are her escape from “reality,” her existence in the nursing home. Thank God for her escape, even if it is only in her mind. Only through God’s grace and mercy! We miss the blessing because our concerns are about us, our needs, and our loss. Aunt Cora always says, “God knows best.” As I think about the season of waiting, on the one hand, I feel a deep sense of sadness. Aunt Cora can no longer go where or when she wants. She no longer can do the things she used to enjoy like sewing, crocheting, knitting, needle point, ceramics, etc. On the other hand, I feel a sense of comfort because Aunt Cora seems to be okay with not being able to do those things anymore. I am not sure if she remembers her talents and gifts to make pretty things. She has new priorities now. Some days she is very irritable for no reason and a little paranoid about people in the nursing home taking her stuff, but for the most part, Aunt Cora does not complain. She is content. Each day she waits. Until my family had to deal directly with this disease, I had no idea what others were going through. On Sept 16, 2010 a character on the Young and the Restless, named Kathryn Chancellor said, “Grief is the price you pay for love!” Even in these trying times, I can honestly say, the price is well worth it. The love that my Aunt Cora has shown me for these 50 years of my life far outweighs the sadness I feel when she is mad because I moved her sweater or she can not remember who I am, what day it is, or where she is. With approximately 170,000 North Carolinians with Alzheimer’s, there Alzheimer’s continues on page 13

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Alzheimer’s continues

are so many families like mine and Wanda’s, who are in the grieving process while in the process. In 2006 approximately 2,265 deaths were attributed to Alzheimer’s disease. It is estimated that one in eight people 65 years and older have Alzheimer’s. Alzheimer’s is one of the common types of dementia. I can remember as a child, adults would say, “Oh he is just senile.” Senility is defined as a mental deterioration often associated with old age. What I am talking about is more serious than a casual “senior moment.” According to a medical information website, (www.WebMD.com), the following facts are documented about Alzheimer’s disease: . It leads to nerve cell death and tissue loss throughout the brain. The damage disrupts communication between brain cells, crippling memory, speech and comprehension. . In early phases, long term memory usually remains in tact, while short term memory becomes sketchy. . There are no known genetic factors that explain the greater prevalence of Alzheimer’s disease and dementia in African Americans and Hispanics than whites. . The disease disrupts speech, so patients may struggle to remember common words. . It can cause confusion, mood swings, poor judgment, and poor hygiene. . It takes a different path in every patient. For some patients memory loss and confusion may progress slowly, taking up to 20 years to run its course. The average length of survival after diagnosis of Alzheimer’s is three to nine years. www.spectacularmag.com

There is NO CURE for Alzheimer’s and no known way to slow the nerve damage within the brain. However, there are medications that can help to maintain mental function and slow the disease. See your doctor! The medicines work best if treated during the early stages of Alzheimer’s. The risk factors that can cause Alzheimer’s are far too familiar to African American families, including my own high blood pressure, diabetes and family history are known risk factors for Alzheimer’s disease. Heart disease and diabetes are the top two leading causes of death for African Americans in North Carolina. The fact that higher rates of high blood pressure and diabetes are among African Americans compared to whites in North Carolina gives each of us another reason to pay attention to our health. Health is personal. Each one of us has to be intentional in our efforts to stay healthy as a strategy to prevent high blood pressure and the onset of diabetes. When we are diagnosed with high blood pressure and diabetes, we must follow the doctor’s directions in order to control the chronic diseases. As we age, the devastating impacts of unmanaged high blood pressure and diabetes may show up in later years in the form of Alzheimer’s disease. The number of people with Alzheimer’s doubles every five years beyond age 65. Let facts conquer our fear! Become informed! Ask questions. Make your health your priority!

Baa rbaa raa P u llen-S S mii th

REFERENCES: The health facts contained in this article are from the following websites accessed on September 25, 2010. http://www.webmd.com/alzheimers/slidesshow-alzheimers overview http://www.alz.org/facts http://www.webmd.com/alzheimer’s-disease-overview-facts

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LIFESTYLE

This is Your Life... BY

DEL MATTIOLI

OBESITY IS COSTING US MORE THAN YOU THINK Self control and self discipline can pay off in the long run. Obesity has become a major global epidemic. (Dove Press Journal) The reality is 120 Million of Americans are overweight. 50 Million are obese. 9 Million are severely obese. This alarming information affects us all! The cost is spread out amongst everyone. The bottom line is if being overweight doesn’t kill you—it does increase the chances for heart disease, cancer, and life threatening problems. Applying for life insurance can be challenging for the overweight, obese and body build. Even talking about life insurance is forbidden because of the death issue. Life insurance/death and being fat) during peaceful conversations doesn’t go well together. Spending time with a loved one whom is obese is helpful because the subject will come up and that is a good time to say “what can I do to be a part of your goal to remain healthy? Let’s work on our health together and stay accountable to each other.” Overweight and Obesity at the same time sets the stage for one to be physically inactive. The habit of overeating often continues and food is usually available to pack on the pounds. The condition leads to not getting invited to events, experiencing unemployment, no health insurance, social avoidance, sleep apnea, diabetes, and just feeling unhealthy. Depression may be present also. Continue to make an honest effort to apply for life insurance even if you have been declined. There may be a few insurance carriers that specialize in issuing atrisk policies. Steps to take may include: Get medical attention and obey the doctor’s orders. Obtain the medical records from the doctor before applying. Seek out an experienced life insurance representative. Upon approval the premium cost for the policy may be substandard rates. A bad decision is to do nothing when an offer is made. It is highly recommended to accept the policy or at least a part of the policy’s face amount. Select an affordable cost. The insurance company’s reasoning may be to make an offer because problems haven’t shown up yet. Is the family better off with nothing or a smaller amount?

ENTERTAINMENT E AR T O T H E S TREETS GARY “SPECIAL GEE” JONES

TOP 20 PLAYLIST 1. CHRIS BROWN Deuces 2. NE-YO Champagne Life 3. RICK ROSS BMF (Blowing Fast Money) 4. TREY SONGZ Bottoms Up NIKKI MANAJ 5. T.I. (F) KERI HILSON I Got Your Back 6. EMINEM (F) RIHANNA Love The Way You Lie 7. FANTASIA Bitter Sweet 8. JASMINE SULLIVAN Holding You Down (Circles) 9. YOUNG JEEZY All White Everything 10. GUCCI MANE Gucci Time (F) SWISS BEATZ 11. J COLE Who Dat 12. JAHEIM Ain’t Leaving Without You 13. WAKA FLOCKA FLAME No Hands 14. ROBIN THICKE It’s In The Morning 15. KANYA WEST (F) JAY-Z Power (Remix) 16. MONICA Love All Over Me 17. DRAKE Miss Me (F) T.I. & SWISS BEATZ 18. USHER There Goes My Baby 19. FAT JOE (F) TREY SONGZ If It Ain’t About Money 20. ALICIA KEYS Unthinkable (I’m Ready)

JIVE DEF JAM DEF JAM ATLANTIC

(F)

ATLANTIC INTERSCOPE J RECORDS J RECORDS DEF JAM ASYLUM ROC NATION ATLANTIC MUSIC LINE INTERSCOPE DEF JAM J RECORDS UNIVERSAL LAFACE E-1 J RECORDS

Children that are experiencing being overweight—consider applying for their life insurance with the intentions of guaranteeing that their life insurance policy is in place upon adulthood. Don’t wait for something to occur to consider getting Life Insurance for children. Diabetes may set in during childhood years and it could become challenging to purchase life insurance for juvenile diabetics. Everyone has a value to someone else either now or in the future. Preventive measures may be beneficial health wise to get better diagnosis and treatment services because it indirectly relates to morbidity and mortality costs. Morbidity cost is defined as value of income lost due to decreased productivity, restricted activities, absenteeism and bed rest days because of lack of energy. Mortality costs are values of future income due to dying too soon. Let us all help each other by being more tolerant, open-minded and caring for one another in order to benefit everyone in the long run.

Del Mattioli Del Mattioli, MBA, CLTC, LUTCF, MDRT, is an established agent with New York Life Insurance Company. 919 401 9988 4213 Hope Valley Road, Durham, NC 27707 www.delmattioli.com

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