JUSTAN UPDATE
WearedelightedtoconfirmthatasamemberofJustMortgagesyou nowhaveexclusiveFREEaccesstoLV=DoctorServices(providedby SquareHealth).
LVareexcitedtobeofferingthistoallJustMortgagesadvisersuntil31 December2024! Thisisagreatwaytolearnmoreaboutthesupportthat’sofferedand speaktoyourclientsmoreeffectivelyaboutthesevalue-addedservices thatareincludedalongsideallLV=protectionpolicies.
Howtostartusingtheapp:
Likeourpolicyholders,yourspouse/partner*andchildrenunder16 (selectedservices)canalsobenefitfromthissupport.Youcanalsouse theseserviceswhileabroadonholiday.Thisisallconfidentialandnone ofyourmedicaldetailsaresharedwithLV=orJustMortgages
What is Zurich Accelerate?
ZurichAccelerateprovidesaccesstoexpertsfromaroundtheworldto offerapackageofmedicalcareservicesforcancer,heartand neurologicalconditions.Itgivesyourclientmorechoicethanstandard medicalcareintheUK,withfastaccesstoconsultations,diagnostics, andsecondmedicalopinions.Itcanalsohelpyourclientaccessthe latestprecisioncancermedicineandclinicaltrials;aswellastreatment abroadatsomeoftheleadinghospitalsintheworld.
What services does Accelerate offer?
Accelerateiscomprisedofsixindividualservices.Yourclientcanuseas manyorasfewastheylikeandcanaccesstheseatanypoint.Theydon’t havetofollowalinearpathandtheycanchoosetocombineAccelerate withservicesofferedbypublichealthcareortheircurrenthealthcare provideriftheywantto.
Accelerateisacomplementaryservicetobothpublicandprivate healthcareandisnotintendedtoreplaceeither.Itgivesyourclientsan alternativerouteandshouldbetakenupinconsultationwiththeirGP.It’s allaboutgivingthemchoiceandofferingthemgreatercontrolovertheir healthcaredecisions.
WatchthisexplainervideoHEREtoseewhyZurichAccelerateisso important.
ClickHEREforthelinktothededicatedAcceleratepageviatheZurichfor Intermediarywebsite.
Vitality – Claims & Benefits Report
TheVitalityapproachtoprotectionismovinglifeinsuranceforward.By helpingpeoplelivelongerandofferingbehaviour-basedpremiums,they aredeliveringhighlevelsofimmediatevalueandbenefitsthatrespondto theneedsofmodernconsumers.
Helping members live longer and healthier lives
Vitalityknowsittakesasustainedcombinationofnudgesandincentives tocreatesustainedbehaviourchange,whichiswhytheygiveall membersaccesstotheVitalityProgramme.
Thisprogrammeisdesignedtodriveengagementandencourage positivelifestylechoices,withtheaimofimprovingmembers'health.In fact,engagedmembersimprovetheirmortalityriskbyupto49%, increasingtheirlifeexpectancybyupto4.8years*.
In2023,Vitalitymembers:
Took992billionsteps
Participatedin1.4millionmindfulnesssessions
Completed600,000HealthReviews
Inreturnforreducingtheirrisk,Vitalityreturned£82milliontoits membersthroughrewardsfromVitalitypartners.
*Lifeexpectancybasedonmembersearning21+activitypointsper weekthroughouttheirlifetime.
Delivering enhanced value through behaviour-based premiums
TheideabehindOptimiserissimple.Clientscanenjoythebenefitofa lifetimeofhealthychoicesupfrontthroughthebestavailablepremium.
WithOptimiser,allmembersneedtodotokeeptheirpremiumlowis engageinhealthylifestylechoicesthroughtheVitalityProgramme.
In2023,Vitalitymemberssaved£43millionwithOptimiser.Additionally, memberswithanOptimisedplanarethreetimesmorelikelytoengage withVitalityandupto46%lesslikelytocanceltheirplancomparedto thosewithanon-optimisedVitalityplan.Thisbenefitsbothyouasan adviserandyourclients.
Responding to the needs of modern consumers
Vitalitymarket-leadingcoverhasbeendesignedtomeetthechanging needsoftoday’sconsumeranddelivervaluetothemfromtheget-go.
In 2023 they paid out 94.6% of all claims, amounting to £117 million. This included:
£83.5millioninLifeCoverclaimspaid
£32.7millioninSeriousIllnessCoverclaimspaid: 1in6claimswouldnotbecoveredbycorecriticalillnessplans 1in13claimspaidwereonplansthathadalreadymadeaclaim previously
£1millioninIncomeProtectionCoverclaimspaid
Click here to find out more about Vitality's latest Claims and Benefits Report.