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Official Publication of the SPJST, originally chartered as the Slovanska Podporujici Jednota Statu Texas, in 1897

BENEVOLENCE

BROTHERHOOD

HUMANITY Postmaster: Please Send Form 3579 to: SPJST Home Office, P. 0. Box 100, Temple, Texas 76503

VOLUME 90 NUMBER 46

November 27, 2002

ISSN-07458800

Family Fun and Important SPJST Dates November 28 December 1 December 1 December 1 December 1 December 1 December 1 December 1 December 1 December 3 December 4 December 6

Santa Claus Is Coming to Town SPJST members and friends are invited to enjoy a festive evening at the SPJST Holiday Open House on Tuesday, December 3. Activities commence at 7:30 p.m., after the Temple Christmas Parade.

SPJST welcomes Ifou to holiday open house The SPJST Holiday Open House is sure to get you into the Christmas spirit! You and your family are invited to a festive holiday evening in Temple on Tuesday, December 3, 2002. The evening begins with the Temple Christmas Parade at 6:30 p.m. on Central Avenue. The parade is always a beautiful one with many lighted floats. SPJST will have several entries in the parade. Following the parade, everyone is invited to the SPJST Home Office Holiday Open House from 7:30 to 9 p.m. The Home Office is located at 520 North Main Street in Temple. The Open House will include live holiday harp and guitar music, Christmas caroling by the Temple High School Polyphonics and horse-drawn carriage rides. Salado's Tablerock Festival will present "A Christmas Carol" selection at 8 p.m. SPJST State King Jake Holland and State Duke Michael Jurik, both of Lodge 25, Ennis, and State Queen Marchele Olds and State Duchess Desiree Christman, both of Lodge 84, Dallas, will greet guests. Santa, Mrs. Claus and their elves will be taking Christmas wishes. The Open House will also feature children's activities, including face painting, McGruff the Crime Dog, and a

puppet show. Guests are also invited to take an old-fashioned horse-drawn carriage ride around the block. Refreshments will be served. Throughout the holiday season, the Home Office will feature the Youth Christmas Tree, which will be decorated with ornaments designed and created by SPJST Youth Club members across Texas.

Museum Comes to Life The SPJST Museum will also display a Czech Christmas tree with traditional Czech decorations. And, during the Open House, the museum will come to life with several areas featuring men and women who will be available to tell about different areas. A doctor, a farmer, a World War II veteran, a blacksmith, a musician, a cook, and a quilter will be featured. A traditional Czech Christmas dinner will also be on display. This will be a true learning experience for all ages. The Home Office will also be sponsoring a toy drive through the holiday season. Toys will be donated to the local Santa Pal program to provide a memorable Christmas for economically disadvantaged families. All toy donations will be greatly appreciated.

—SPJST-

December 7 December 8 December 8 December 8 December 8 December 8 December 8 December 8 December 9 December 10 December 11 December 13 December 13 December 14 December 14 December 14 December 14 December 15 December 15 December 15 December 15 December 21 December 28

Thanksgiving • Home Office Closed (including 29) Lodge 1, Fayetteville and C of C Christmas Party Lodge 6, Cottonwood Christmas Party Lodge 9, Snook Christmas Party Lodge 17, New Tabor Christmas Party Lodge 25, Ennis and RVOS No. 51 Christmas Party Lodge 40, El Campo-Hillje Christmas Party Lodge 54, West Christmas Party Lodge 92, Fort Worth Christmas Party Dance Temple Christmas Parade and SPJST Open House Lodge 180, Burleson Christmas Party Lodge 8, Weimar Christmas Party at Schulenburg Community Center Lodge 88, Houston Christmas Party Lodge 18, Elgin Christmas Dance Lodge 20, Granger Christmas Party Lodge 24, Cyclone Youth Club Party Lodge 29, Taylor Christmas Party Lodge 47, Seaton Christmas Party Lodge 92, Fort Worth Christmas Party Lodge 202, Jourdanton Christmas Party Lodge 151, Wharton Christmas Party Lodge 87, Temple Christmas Party Lodge 32, Victoria Christmas Party Lodge 80, Holland Christmas Party Lodge 142, Houston Christmas Party Lodge 91, Crosby Christmas Party Lodge 155, Austin Christmas Dinner/Meeting Ldoge 183, Arlington Christmas Party Lodge 204, Stephenville Christmas Party Lodge 66, Waco Christmas Party Lodge 84, Dallas Christmas Party Lodge 88, Houston Blue Room Party Lodge 172, Pasadena Christmas Party Lodge 191, Lufkin Christmas Dance Lodge 148, El Maton Holiday Gathering/Meeting —SPJST-

INTEREST RATES Rates Subject to Change Without Notice

Mortgage Rates

Certificate Loan Rate

75% Owner Residence/ Farm Property 5.875% for 1 to 15 years 6.250% for 16 to 20 years

Certificates issued

6.375% for 21 to 30 years 85% Owner Residence/Property

7.000% for 1 to 30 years

prior to 7-1-1981

Roth IRA 5.500% for Annualized*

Guaranteed Rate: 3.000% 5.0%

Annuity II

Certificates issued after 7-1-1981

Universal Life Loan Rate Premium Refund to Members

8.0%

5.500% for Annualized*

7.4%

Certificates issued 4.1-93 and after

3.0%

Annuity

Guaranteed Rate: 3.000%

Commercial Property

Universal Life

7.250% for 10 years 7.500% for 11 to 15 years

6.750% for Annualized* Guaranteed Rate: 4.500%

5.000% for Annualized* Guaranteed Rate: 5.000% Certificates issued prior to 4-1-93 Rates effective 11-1-02


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