VĚSTNÍK
Monday, May 24, 2021
5
Attention SPJST Graduates
From the Desk of SPJST Vice President Delisle Doherty
It’s Your Life
Graduation may still look a little different this year . . . but we want to make it special by providing a
★ ★ ★ Senior Spotlight ★ ★ ★
Jack and Jill Went Up the Hill Jack and Jill went up the hill to fetch a pail of water. Jack fell down and broke his crown, and Jill went tumbling after. When they got to the bottom, Jill fixed Jack’s wound, and they fell in love with each other. They got married, had kids and lived happily ever after . . . Or so they thought. Jill was a stayat-home mom while Jack brought home the bacon. When Jill died, Jack realized they never had insurance for her. Jack always had insurance, but never thought of insurance for her. After all, she was a stay-at-home mom. Now he has the extra cost of putting his kids in daycare so he can work. He has to hire someone to help him clean and cook. He is missing work to take the kids to the doctor. He didn’t realize the time it took for all the extracurricular activities. Band, sports, choir, plays . . . everything takes time and money. Within two years Jack had to change his job to accommodate his new life schedule. It doesn’t matter who brings home the bacon or who takes care of the kids, when one partner is lost, there is a tremendous cost to the survivor. When looking at life insurance for you and your spouse, you should include future costs. Know what your plans are. Are the kids going to be active in school? Do you plan on having your kids attend college? If that kid can’t attend college, their entire life just changed direction. What cost and lifestyle changes will need to be made if only one of you are around? Are the kids going to need to be put in daycare, or is a nanny going to be hired? All this needs to be considered. After all it is called “life insurance” — not death insurance. How do you continue to live?
and parents and grandparents of graduates!
All SPJST high school or college seniors are encouraged to submit photographs and information that showcase them as a person and an accomplished graduate! Each graduate will be featured in a special section of the Vestnik. To be included, please complete the following information and submit along with up to 4 photographs no later than May 31, to: Online - www.spjst.org/graduates Email - vestnik@spjst.org • Text - 254-534-0807
The Cost to Leave One Behind Think about everything you have done in life. What would have changed if you were alone to do it? A good daycare alone would be between $800 to $1,000 per month per child. Would the mortgage payments, car note, taxes, schooling, and groceries take away some of the vacations you had? Probably. College may be out the window. Extracurricular activities that you spent with your kids to help the grow their character? Probably not. Family nights out? Not anymore. If you knew you had to give all of this up, would you want to make sure you were protected? So why do we think $10,000 is enough? $10,000 might bury you or your spouse, but it sure would not bring back those things in life we enjoy. Under-insuring yourself guarantees your family will have to make choices on what to leave out of their lives. Do we want to put them in that situation? Would you want to be put in that situation? Need to review your insurance? Contact your SPJST Sales Agent or Regional General Agent (RGA) listed on page two of this week’s Vestnik, and they will be glad to help. I am always glad to answer any questions, too. All you have to do is call me at 832-2322049. My door is always open - figuratively and literally. —SPJST—
Mail - SPJST VESTNIK Editor Melanie Zavodny P.O. Box 100 • Temple, Texas 76503 Please include a self-addressed, stamped envelope if you wish to have photo(s) returned.
Name ________________________________________________________ Lodge No. and Name _________________________________________ Graduating from (name of high school or college) ______________ ______________________________________________________________ Major/Degree (if applicable) ___________________________________ Parents_______________________________________________________ Grandparents ________________________________________________ ______________________________________________________________ Accomplishments (optional) ___________________________________ ______________________________________________________________ ______________________________________________________________ Future Plans __________________________________________________ Message to Graduate/Additional Information (optional) __________ ______________________________________________________________ ______________________________________________________________ ______________________________________________________________ ______________________________________________________________ Phone _______________________Email___________________________ — Graduates must be SPJST members —
