Real Estate 01/07/18 by Colorado Springs Gazette, LLC

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Sunday, January 7, 2018

Kevin Patterson Achieved Over $50 Million in 2017 Residential Sales!

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1646 Rockview Trail (Lot) Represented Seller & Buyer

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3660 Camels View (Lot) Represented the Seller

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3830 Camels Ridge Lane Represented the Seller

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1970 Hill Lane (Lot) Represented the Seller

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5204 Kissing Camels Dr, A2 Represented the Seller

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5210 Kissing Camels Dr, E4 Represented Seller & Buyer

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5955 Ridge Brook Lane Represented the Seller

668 La Bourgade Point Represented the Seller

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2973 Catherdral Park View Represented the Seller

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3720 Cumulus View Represented the Seller

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5050 Lyda Lane Represented the Seller

1650 Hill Circle Represented the Seller

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1910 La Bellezza Grove Represented Seller & Buyer

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1780 Cornerstone Drive Represented the Buyer

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1679 Rockview Trail (Lot) Represented the Seller

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5204 Kissing Camels Dr, A7 Represented Seller & Buyer

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5308 Kissing Camels Dr, G3 Represented the Seller

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108 Miramar Drive Represented the Seller

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2521 Chilson Lane Represented the Buyer

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3640 Camels Ridge Lane Represented Seller & Buyer

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5895 Gladstone Street Represented Seller & Buyer

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1663 Rockview Trail (Lot) Represented Seller & Buyer

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5202 Kissing Camels Dr, C7 Represented the Seller

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5306 Kissing Camels Dr, H4 Represented the Seller

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3050 Valleybrook Lane Represented Seller & Buyer

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15728 Cala Rojo Drive Represented the Seller

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3820 Alta Mesa Court Represented the Seller

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6335 Wilson Road Represented Seller & Buyer

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3740 Camel Grove (Lot) Represented Seller & Buyer

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5202 Kissing Camels Dr, C3 Represented Seller & Buyer

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261 Summit Eagle Pt #102 Represented the Seller

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3530 Camels Ridge Lane Represented the Seller

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2865 Rossmere Street Represented the Seller

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16482 Mountain Mist Drive Represented the Buyer

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1445 Smoochers Circle Represented the Seller

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26 Pourtales Road (Lot) Represented Seller & Buyer

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5210 Kissing Camels Dr, E3 Represented the Seller

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3810 Camels Ridge Lane Represented Seller & Buyer

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7420 Winding Oaks Drive Represented the Seller

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15 Polo Pony Drive Represented Seller & Buyer

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9736 Summit Ash Court Represented the Seller

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1975 Sunnybrook Circle Represented the Seller

Example of The Vista Plan Actual Construction May Vary

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3826 Hill Circle Represented Seller & Buyer

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3430 Kissing Camels Drive Represented the Seller

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1430 N. Cascade Avenue Represented the Seller

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8425 Terrapin Trail Represented the Seller

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3440 Signature Golf Point Represented Seller & Buyer

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5039 Stonehill Road Represented the Seller

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1663 Rockview Trail (Home) Represented Seller & Buyer

5031 Lyda Lane Represented the Seller

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524 Silver Oak Drive Represented the Buyer

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3650 Camels View Represented the Seller

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4215 Reserve Point Represented the Seller

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1615 Rockview Trail Represented Seller & Buyer

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3786 Hill Circle Represented Seller & Buyer

58 W Cheyenne Mountain Blvd Represented the Buyer

3865 Camels View Represented Seller & Buyer

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3655 Camel Grove Represented the Seller

3775 Hill Circle Represented the Seller

A Heartfelt Thank You to our great team at The Patterson Group, the Buyers, the Sellers, vendor partners and the cooperating agents who were part of these transactions. Best Wishes for a Successful 2018. Kevin Patterson Source: Pikes Peak Multiple Listing Service, Report of MLS Sales Data of Sold Properties and Individual Sales Data.

3540 Hill Circle Represented the Seller

SH 2 ❘ THE GAZETTE ❘ SUNDAY, JANUARY 7, 2018

THE PLATINUM GROUP, REALTORS EXPERT CORNER

The three-year-rule when buying a home COURTESY OF THE PLATINUM GROUP REALTORS

Thanks to the ups and downs of the EQUITY real estate market, knowing when it’s With a 30-year mortgage, a the right time to buy or the right time to considerable portion of the monthly sell, can be tricky. Typically, outside of mortgage payment is applied toward a major family or financial shift, a good interest charges for the first few years of rule of thumb in Colorado Springs is the the loan. This makes it hard to build equity, three-year-rule. which is one of the primary reasons for Essentially the three-year-rule means buying a home instead of renting. that you shouldn’t buy a home unless “We see a lot of military families get you plan to stay in it for a minimum pushed into purchasing a home,” said of three years, otherwise it probably Mike MacGuire, broker/owner of The doesn’t make financial sense. Like many Platinum Group, Realtors, “then they things in real estate it’s not a strict rule, are transferred two years later and but there are financial factors that can have not accumulated equity and end have a major effect on your bottom line up losing 7 to 10 percent just to get out if you move sooner. of it.” RD. PALMER DIVIDE

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The slice of your mortgage payment that goes toward interest decreases over time, and increases the process of building equity. “You should only consider purchasing if you plan to be there for a minimum of three years,” MacGuire said. “Don’t let yourself get pressured into buying something if you won’t be there that long.”

CLOSING COSTS

Closing costs are incurred during every home purchase. These costs include fees for mortgage origination, title insurance, inspections, appraisals and other factors. Costs generally run

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the inconsistency of real estate doesn’t make this a dependable strategy. The experience and knowledge at The Platinum Group, Realtors is your best resource to understand the complexities of the real estate market in the Pikes Peak region. Thanks to their knowledge of the stresses and intricacies of home buying, they also have the best tools at their disposal to ensure your experience is positive and relaxing as possible. If you need a complimentary Platinum opinion about buying or selling call today: 719-536-4444 or visit PlatinumHomesSales.com. 

More adults are living together than ever, analysis shows. Here’s why.

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around 3-6 percent of the sale price of the home. “With VA loans, buyers have to pay a VA funding fee on top of the loan,” MacGuire said. “It’s important to keep that in mind, along with the costs for any improvements that will be necessary.” Obviously, these costs are more logical if you’re in the home for a prolonged period of time. In an active home market, there’s a chance home values are increasing fast enough that the appreciation alone can exceed the expense of interest payments and closing costs. However, as experience has revealed,

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Striking out on one’s own is a rite of passage, but it would appear more adults are doing less solo living lately. According to a recent analysis by Zillow, as rents rise, more adult renters are finding roommates to cut costs — be they strangers, friends or relatives. The numbers are higher than ever before, said the real estate company, with 30 percent of unmarried adults ages 23 to 65 living together — up from 21 percent in 2005. “When you look nationwide at the share of households that had roommates or lived with parents, it did start to increase in the years just before the housing bust,” said Aaron Terrazas, senior economist with Zillow. “But it really took off during the financial crisis” that began in 2007, often referred to as the 24 Great Recession. Since 2005, the doubling up has increased at the same rate among employed and unemployed adults, regardless of age, PLATTE AVE. 94 Zillow found. The share of 20-somethings living in doubled-up households climbed faster than any other age bracket, but AIRPORT RD. people in their 50s came in second. The median individual income of an employed adult in a doubled-up household is $30,000, compared with the $45,000 earned by those living alone. “I think there are both demographic and economic forces driving this doubling up — living with parents or living with roommates,” Terrazas said. “In the near term, I don’t see DRENNAN RD. those forces turning around.” Jessica Lautz, managing director of survey research and communications for the National Association of Realtors, 1 agrees. “We’re not seeing building where it should be to actually Security be able to meet the demands of potential homebuyers. As demand is strong, but building is still suppressed, it’s going to push up the cost of housing and that’s going to push people FONTAINE BLVD. into rental units, which will push up rental prices as well,” she Vantage Homes’ Newest Low-Maintenance Homes said. Widefield Now available at The Farm Hi Lori, “Housing inventory is tight and the interest rates are Put Your Fingerprint on Our Blueprint and picture your family PKWY RIDGE MESA expected to rise, so as they continue to rise, that could push living within one of Southern Colorado’s newest communities. I did a quick mock-up ofFOR what we would like to do for our ad on the builder out page this who are right on the edge of being able to consumers MORE INFORMATION REGARDING Built by LOW-MAINTENANCE HOMES, weekend. I noticed that some of the ads have the image across the top instead of in the she added. afford a home,” 85 US AT VHCO.COM VISIT Lautz noted a potential silver lining: If renters are upper left corner, so this 719-597-6373 should work. Please send a proof ofvhco.com the ad. Thanks! But Jene 87 SQUIRREL CREEK RD. doubling up to shave housing costs and save for a down Fountain payment, “that’s a great opportunity for them.” And renters, if your landlord ups the price, don’t be so quick 5 to move, Terrazas said. People who renew their leases tend to save a little bit more than those who relocate, he said. Rent increases for renewals tend to be less costly than if you were to go out in the rental market and find a new place, particularly in booming markets. “Compare and do your research of what your renewal rate is versus what you’d find on the market,” he said. “You have FROM $384,150 * NEW to 1.5 AC LOTS Come Visit Our New1/3 Model Home! to do that three weeks to a month in advance of when you Amazing standard Best value in the area Bestfeatures Value •Homes expect your lease to be renewed.” FREE FINISHED BASEMENT SPECIAL INVENTORY HOMES AVAILABLE NOW! Another tip from Terrazas: Look to buy a home sooner rather 12455 Black Hills Dr. than later. (in The Estates 25 @ Meridian Ranch) “Even with the housing market as it is right now, financially 719.963.7983 / 303.881.2345 281-900-7020/253-592-1097 www.majesticcustomhomes.com custom homes, inc it does make sense to buy as soon as you can,” he said. Along with other potential benefits, you’d be building “equity at a time when interest rates are very low.” 

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SUNDAY, JANUARY 7, 2018 ❘ THE GAZETTE ❘ SH 3

Transform bathrooms with technology METRO SERVICES

Technology is infiltrating every room of the house. Many new home buyers are millennials, and this tech-savvy demographic covets innovations. A recent survey by Better Homes & Gardens Real Estate indicates 77 percent of Generation X and Y home buyers want their homes equipped with the tech capabilities they have grown accustomed to. Many of these involve smart innovations, including those that can transform one of the most private rooms in the house — the bathroom. Automated home theater rooms and Wi-Fi-enabled home security systems have become the norm, but what tech improvements are available to make the powder room more in touch with today's digital lifestyle? According to the home improvement resource The Spruce, bathrooms have the most potential

of any rooms to be improved with technology. The following are just some of the bathroom gadgets and gizmos no one should resist before giving a try. • AUTOMATIC FAUCETS: Infrared sensors have been helping keep public restrooms more hygienic for years. The same technology can be used in home bathrooms to curtail water waste and keep faucets and sinks from becoming infested with germs. In addition, faucets with builtin timers can be programmed to set tasks for brushing teeth or washing your face. • MUSICAL SHOWER: Instead of having to blast the volume on the portable speaker you use in the bathroom, a wireless speaker is built into some shower heads. This enables those who like to sing in the shower or

listen to podcasts while washing up to enjoy this luxury effortlessly. • SMARTER WEIGHT MANAGEMENT: Bathroom scales have gone high-tech as well, with various options enabling users to measure weight, BMI and body fat percentage before sending the data wirelessly to a phone, tablet or computer. This can put you in greater control of fitness goals. • HIGH-TECH TOILETS: Borrowing ideas from bidets and trends around the world, modern toilets do not require hands or paper. These toilets have temperature-controlled water, spritzing wands and air dryers to clean and sanitize. Self-cleaning toilets help busy professionals save time and are ideal for those who always want their bowls as clean as possible. And if you desire extra

Real Estate expert launches book NEWSWIRE

Andy Dane Carter, a real estate expert and investment strategist from Long Beach, Calif. with over eight years’ experience in the real estate industry, releases his new book 100 Doors, which discusses business and real estate entrepreneurship in one complete package. 100 Doors is the perfect guide for those eager to change their lives and tap into the real estate cash flow. Andy was recently mentioned in articles on Huffington Post, Forbes.com, and Inc.com. Through this book he hopes to inspire people to take charge of their success and learn the ropes of real estate. “Everything I know today about business and building a life beyond my wildest dreams comes from building relationships with people. Most of my clients, investors, students, and employees say that my relentless drive and my addiction to growth and expansion in my business and my personal life is infectious and inspiring. People always say, ‘Why do you wake up at four or five in the morning?’ My response is always the same, ‘Why would I sleep in when I can make a difference?’” Carter said. Andy started in the business world when he was just 12 years old when he took his first job to buy a wetsuit to surf in Southern California all year round. His book 100 Doors is an example of where his great work ethic has taken him and the smart investment choices you can start making today. You can get a free digital copy and see some steps on video he takes in the book on his website andydanecarter.com/100doors. 

comfort, toilet seat warmers are available, while LED lights can make nighttime restroom visits easier. • SOAKING TUBS: As fast as standalone showers were introduced to the modern bathroom, tubless designs have been replaced with streamlined soaking tubs. Tubs come with different features, including chromatherapy, which employs colored lights to enhance mood. Air baths are controlled electronically and provide different levels of sensation for those who are skipping the hot tub. Round out these innovations with automated lights, chilled medicine cabinets and aromatherapy, and your bathroom will indeed become a technological spa. 

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700902 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 31, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) Michael Spaulding Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Northpointe Bank Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust July 18, 2016 County of Recording El Paso Recording Date of Deed of Trust July 26, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216082817 Original Principal Amount $310,647.00 Outstanding Principal Balance $308,343.92 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 90, IN MERIDIAN RANCH FILING NO. 11A, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 13796 Park Meadows Drive, Peyton, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/28/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/31/2017 Last Publication 1/28/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/31/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-784950-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

Careers

SH 4 ❘ THE GAZETTE ❘ SUNDAY, JANUARY 7, 2018

How to avoid work-from-home job scams BY JON SIMMONS, MONSTER.COM

For many people craving a more flexible work schedule working from home is the dream, right? Even if you don’t get to work poolside with a margarita in hand, working from home lets you balance work and family, create your own office vibe and achieve the kind of autonomy that can bring peace of mind (aka, no boss or coworkers breathing down your neck). Plus, it’s not a bad commute! Today, 43 percent of the American workforce spends at least some time working remotely, according to a recent Gallup report. That’s partly because technology makes telecommuting easier than ever, and party because employers recognize it’s what workers want. But with a rising mobile workforce, work-fromhome scams are also becoming more common these days, and they come in many forms: wire transfer schemes, claims processing, envelope stuffing, refund-recovery work and other fraudulent offers. We want to help you identify the ripoff from the real, so you can focus your time and energy on pursuing legitimate remote jobs you’ll love.

SPOT THE RED FLAGS

Since work-from-home scams have become so prevalent, identifying common signs of a fraudulent job has actually become easier than ever. “You can root out ninety percent of scams with just a few simple rules,” said Rob Holmes, a private investigator at IPCybercrime, a Texasbased intellectual property investigation firm. “If they are using Gmail, it is a scam. If the only interview is done by online chat, it is a scam.” Never take a job if you haven’t at least interviewed by phone or video conference; and if possible, do your interviews in person. Make sure to ask the name of your interviewers so you can research the people you’ll be talking with to ensure they’re for real.

MAKE SURE THE JOB DESCRIPTION SOUNDS LEGIT

Sometimes, the job description is a give-away that the job’s not what it seems. For legitimate

Learn how to identify work-from-home scams — even ones that may not be so obvious.

positions, job descriptions almost always include a detailed list of responsibilities and required experience to help you determine whether or not you’re qualified (and interested!) in applying. If the description only includes a few bullet points, or makes it sound like getting the job will be quick and easy, it’s most likely a scam. “If a potential employer cares very little about your qualifications for the position, they probably aren’t legitimate,” said Stephanie Foster, career expert at Home With the Kids, an online resource for stay-at-home and work-at-home parents. “Real employers want highly qualified people.”

RESEARCH THE COMPANY

Before you say yes to any job, whether it’s remote or in a traditional office setting, researching the company is a must. There are so many ways to find out what a company is like (or if it even exists) from review sites like kununu, or you can simply check out a company’s website or social media presence. “Look at reviews, check online business complaint sites, and try to reach out to people working for the company,” said Justin Lavelle,

chief communications officer at BeenVerified, an online background checks company located in New York City. If the company doesn’t have a website, any presence on social media, or a single review? Most likely a scam.

Another non-imposing, smart investigative question to ask is: where is the home office or corporate headquarters? This will help you research whether or not it actually exists.

ASK QUESTIONS EARLY AND OFTEN

Don’t forget to ask “What type of training will I receive?” If it prompts a discussion about you, the candidate, paying for your own training, it’s most certainly a scam. “Any job that requires you pay a fee to get the job should be an immediate red flag,” said Lavelle. “Honest employers train employees on their dime. You don’t have to pay for training or any other fee such as an application fee, or a processing fee. Any job that requires you to give your bank information or credit card or financial information should be fully vetted before turning that information over to them.” Now, before a fear of scammers causes you to abandon your dreams of working from home, here’s the good news: There are legitimate workfrom-home opportunities. And we’ve got a ton that you can check out here. 

If you’re invited to an in-person (or video conference) interview and are still uncertain whether or not the position is legitimate, make sure to ask the right kind of questions, so you’ll feel confident about taking the job. “Learn the exact details of the job and ask a lot of detailed questions about their expectations of you,” said Foster. “Find out how you’re earning your pay and how the company makes money. If these don’t make sense, there’s probably a problem.” A tactful way to phrase the money questions might be, “What are the company’s top revenue streams?” That way, you’re getting your answer and simultaneously showing interest in how the company operates.

NEVER, EVER SHELL OUT ANY MONEY

GO!

SUNDAY, JANUARY 7, 2018 ❘ THE GAZETTE ❘ SH 5

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Notices

DISTRICT COURT, EL PASO COUNTY, COLORADO 270 S. Tejon, Colorado Springs, CO, 80901 Case Number: 2017DR31417 Division: Y2 Courtroom. Petitioner(s) THOMAS VERALDI and Respondent(s) NICOLE DAVIS Order for: Publication by Consolidated Notice THIS MATTER comes before this Court on Petitioner’s Verified Motion for Publication by Consolidated Notice. The Court, having reviewed the Motion, is satisfied that the Petitioner has used due diligence to obtain personal service upon the Respondent and that all such efforts have failed. Therefore, the Court Orders: The party shall complete service by publication in a newspaper published in this county or as otherwise specified by the Court. Such publication shall be made for four weeks. Published in Colo Springs Gazette Jan 7, 14, 21, 28, 2018

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Name Change EL PASO COUNTY FIELD-DISTRICT & COUNTY COURTS EL PASO COUNTY, COLORADO 270 South Tejon, Colorado Springs, CO 80901

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CASE NUMBER: 2002JV 1080 Division: R Courtroom: S280 In the Matter of the Petition of Parent/Petitioner: Trey Hagan For Minor Child: Cameron James KrasnowskiHagan For Change of Name to: Cameron James Hagan PUBLIC NOTICE OF PETITION OF CHANGE OF NAME Public notice is given on January 5, 2018, that a Petition for a Change of Name of a Minor Child has been filed with the El Paso County Court. The Petition requests that the name of: Cameron James KrasnowskiHagan be changed to: Cameron James Hagan Dr.Lynette D. Cornelius Clerk of Court Chelsea Olstad Deputy Clerk Published in The CS Gazette Jan. 6, 7, 8, 2018.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700860 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 20, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) ERIC F. SANDOVAL Original Beneficiary(ies) PEOPLES MORTGAGE CORPORATION Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust March 06, 2008 County of Recording El Paso Recording Date of Deed of Trust March 07, 2008 Recording Information (Reception No. and/ or Book/Page No.) 208027118 Original Principal Amount $245,065.00 Outstanding Principal Balance $208,171.13 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 10, BLOCK 8, FOREST MEADOWS FILING NO.1, AS AMENDED BY AFFIDAVIT OF CORRECTION RECORDED AUGUST 7, 2006 AT RECEPTION NO. 206116243, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 7658 CHASEWOOD LOOP, COLORADO SPRINGS, CO 80908. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/21/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/24/2017 Last Publication 1/21/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/20/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016836 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700893 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 30, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) MICHAEL AUGELLI and CHRYSTIE AUGELLI and MADONNA M GREBENSTEIN Original Beneficiary(ies) JPMORGAN CHASE BANK, N.A. Current Holder of Evidence of Debt JPMORGAN CHASE BANK, NATIONAL ASSOCIATION Date of Deed of Trust June 17, 2006 County of Recording El Paso Recording Date of Deed of Trust July 10, 2006 Recording Information (Reception No. and/ or Book/Page No.) 206101101 Original Principal Amount $130,000.00 Outstanding Principal Balance $109,860.05 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 19, BLOCK 0, FILING NO 1, OF CANYON VIEW SUBDIVISION, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 6834 BITTERROOT DR, COLORADO SPRINGS, CO 80918-7327. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/28/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/31/2017 Last Publication 1/28/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/30/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-784458-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700857 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 20, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) MOISHEEN KALLA Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for ACADEMY MORTGAGE CORPORATION Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION Date of Deed of Trust July 31, 2015 County of Recording El Paso Recording Date of Deed of Trust August 03, 2015 Recording Information (Reception No. and/ or Book/Page No.) 215083306 Original Principal Amount $203,250.00 Outstanding Principal Balance $175,119.59 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, A REPLAT OF WOODLAND HILLS VILLAGE FILING NO. 5, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 6940 CHURCHWOOD CIR, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/21/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/24/2017 Last Publication 1/21/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/20/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-784080-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700918 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 6, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) TIMOTHY W MILLER Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for USAA FEDERAL SAVINGS BANK, its successors and assigns Current Holder of Evidence of Debt USAA FEDERAL SAVINGS BANK Date of Deed of Trust August 24, 2016 County of Recording El Paso Recording Date of Deed of Trust August 30, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216098446 Original Principal Amount $277,418.00 Outstanding Principal Balance $273,306.86 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 130, MERIDIAN RANCH FILING NO. 2, EL PASO COUNTY, COLORADO. Also known by street and number as: 12527 MOUNT BROSS PL, PEYTON, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/07/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 1/7/2018 Last Publication 2/4/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/06/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016975 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700890 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 27, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) MARCUS A. JACKSON and CANDI A. ROGERS Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for 360 MORTGAGE GROUP, LLC, its successors and assigns Current Holder of Evidence of Debt 360 MORTGAGE GROUP, LLC Date of Deed of Trust December 28, 2015 County of Recording El Paso Recording Date of Deed of Trust January 05, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216001049 Original Principal Amount $233,300.00 Outstanding Principal Balance $226,861.11 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 14A, FALCON VISTA SUBDIVISION 2, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 11955 BRAHMAN CT, PEYTON, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/28/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/31/2017 Last Publication 1/28/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/27/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016663 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700824 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 6, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) DON A SCHNEIDER and NONA L SCHNEIDER Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for CTX MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt NATIONSTAR MORTGAGE LLC D/B/A MR.COOPER Date of Deed of Trust December 15, 2006 County of Recording El Paso Recording Date of Deed of Trust December 20, 2006 Recording Information (Reception No. and/ or Book/Page No.) 206184697 Original Principal Amount $333,500.00 Outstanding Principal Balance $354,747.35 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, BARGER SUBDIVISION, COUNTY OF EL PASO, STATE OF COLORADO. PURSUANT TO AFFIDAVIT OF SCRIVENER’S ERROR RECORDED MARCH 5, 2013 AT RECEPTION NO. 213028825 Also known by street and number as: 14125 EASTONVILLE ROAD, ELBERT, CO 80106. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/07/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/10/2017 Last Publication 1/7/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/06/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000006901219 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700870 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 24, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) Troy Glide and Diana L. Short Glide Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Mandalay Mortgage, LLC Current Holder of Evidence of Debt U.S. Bank National Association, as Trustee for Specialty Underwriting and Residential Finance Trust Mortgage Loan Asset-Backed Certificates, Series 2006-BC4 Date of Deed of Trust July 10, 2006 County of Recording El Paso Recording Date of Deed of Trust July 28, 2006 Recording Information (Reception No. and/ or Book/Page No.) 206110939 Original Principal Amount $178,500.00 Outstanding Principal Balance $179,075.55 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, BLOCK 4, FAIRFAX AT BRIARGATE FILING NO. 1, CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLROADO Also known by street and number as: 8075 Camfield Circle, Colorado Springs, CO 80920. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/21/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/24/2017 Last Publication 1/21/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/24/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-777698-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700913 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 3, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) ANTHONY W CHILDERS and MICHELLE J CHILDERS Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for PLAZA HOME MORTGAGE INC., its successors and assigns Current Holder of Evidence of Debt WELLS FARGO BANK, NA Date of Deed of Trust October 30, 2012 County of Recording El Paso Recording Date of Deed of Trust January 22, 2013 Recording Information (Reception No. and/ or Book/Page No.) 213008275 Original Principal Amount $278,133.00 Outstanding Principal Balance $266,164.65 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 36, FOREST MEADOWS FILING NO3, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7568 FOREST VALLEY LOOP, COLORADO SPRINGS, CO 80908. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/07/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 1/7/2018 Last Publication 2/4/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/03/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 16-010348 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700873 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 25, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) DAVID C. RAINES and MONICA J. RAINES Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CMG MORTGAGE, INC. DBA CMG FINANCIAL, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt LAKEVIEW LOAN SERVICING, LLC Date of Deed of Trust March 09, 2012 County of Recording El Paso Recording Date of Deed of Trust March 15, 2012 Recording Information (Reception No. and/ or Book/Page No.) 212029493 Original Principal Amount $215,500.00 Outstanding Principal Balance $200,190.24 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 20, VISTA MESA SUBDIVISION FILING NO. 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 6420 GEMFIELD DRIVE, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/21/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/24/2017 Last Publication 1/21/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/25/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Elizabeth S. Marcus #16092 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016869 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700863 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 23, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) KEVIN J SUBER and SOPHIA J SUBER Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for HOWARD BANK Current Holder of Evidence of Debt CALIBER HOME LOANS, INC. Date of Deed of Trust March 24, 2016 County of Recording El Paso Recording Date of Deed of Trust April 11, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216036497 Original Principal Amount $598,305.00 Outstanding Principal Balance $588,349.78 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 27, FLYING HORSE NO. 25 TURIN FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 14170 PENFOLD DRIVE, COLORADO SPRINGS, CO 80921. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/21/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/24/2017 Last Publication 1/21/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/23/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000006916779 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700850 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 17, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) IVAN H GIRARD III Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Countrywide Home Loans, Inc. Current Holder of Evidence of Debt YAKTE PROPERTIES, LLC Date of Deed of Trust June 24, 2005 County of Recording El Paso Recording Date of Deed of Trust July 01, 2005 Recording Information (Reception No. and/ or Book/Page No.) 205098696 Original Principal Amount $30,000.00 Outstanding Principal Balance $29,083.33 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 16, PEAK VIEW RIDGE AMENDMENT NO.1, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 17135 MOUNTAIN LAKE DR, MONUMENT, CO 80132. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/14/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/17/2017 Last Publication 1/14/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/17/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 Weinstein & Riley, P.S. 11101 West 120th Ave., Suite 280, Broomfield, CO 80021 (303) 539-8601 Attorney File # 47461488 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700843 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 16, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) GARLAND R JOHNSON and BRIDGET L JOHNSON Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for CTX MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt GSAA HOME EQUITY TRUST 2006-5, ASSET-BACKED CERTIFICATES SERIES 20065, U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE Date of Deed of Trust July 05, 2005 County of Recording El Paso Recording Date of Deed of Trust July 13, 2005 Recording Information (Reception No. and/ or Book/Page No.) 205105652 Original Principal Amount $156,000.00 Outstanding Principal Balance $145,976.59 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 37 IN BLOCK 12 IN DELIVERANCE SUBDIVISION FILING NO. 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3005 DUBLIN BLVD, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/14/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/17/2017 Last Publication 1/14/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/16/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000006978761 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700903 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 2, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) AARON P. SPRITZER Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE BANK, N.A. Current Holder of Evidence of Debt WEST COAST SERVICING, INC. Date of Deed of Trust September 26, 2006 County of Recording El Paso Recording Date of Deed of Trust October 05, 2006 Recording Information (Reception No. and/ or Book/Page No.) 206147806 Original Principal Amount $18,500.00 Outstanding Principal Balance $8,193.52 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 25, IN BLOCK 3 IN ANDEROSA ESTATES FILING NO. 2; A REPLAT OF BLOCKS 6, 7, AND 9 ANDEROSA ESTATES FILING NO. 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 2155 BERTHOUD CT, COLORADO SPRINGS, CO 80920-3753. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/07/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 1/7/2018 Last Publication 2/4/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/02/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Karen J. Radakovich #11649 Frascona Joiner Goodman and Greenstein PC 4750 Table Mesa Dr, Boulder, CO 803055500 (303) 494-3000 Attorney File # 7174-400 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700901 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 31, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) JASON A FREY and MARLA K HOLLAND Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MILA, INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt WELLS FARGO BANK, N.A., AS TRUSTEE FOR CARRINGTON MORTGAGE LOAN TRUST, SERIES 2006-RFC1, ASSET-BACKED PASSTHROUGH CERTIFICATES Date of Deed of Trust March 07, 2006 County of Recording El Paso Recording Date of Deed of Trust March 14, 2006 Recording Information (Reception No. and/ or Book/Page No.) 206037025 Original Principal Amount $140,000.00 Outstanding Principal Balance $133,252.18 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 54 IN BLOCK 2 IN GARDEN RANCH SUBDIVISION, SHADOW GLEN NO. 3, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4728 SHADOWGLEN DRIVE, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/28/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/31/2017 Last Publication 1/28/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/31/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016907 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700896 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 30, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) ROBERT MATTHEW KASHNER Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for MORTGAGE SOLUTIONS OF COLORADO, LLC, its successors and assigns Current Holder of Evidence of Debt BANK OF AMERICA, N.A. Date of Deed of Trust April 15, 2009 County of Recording El Paso Recording Date of Deed of Trust April 20, 2009 Recording Information (Reception No. and/ or Book/Page No.) 209040343 Original Principal Amount $217,579.00 Outstanding Principal Balance $219,373.88 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3, BLOCK 27, FOREST MEADOWS FILING NO. 1, AS AMENDED BY AFFIDAVIT OF CORRECTION RECORDED AUGUST 7, 2006 AT RECEPTION NO. 206116243, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7327 QUAKING ASPEN TRAIL, COLORADO SPRINGS, CO 80908. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/28/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/31/2017 Last Publication 1/28/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/30/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-014265 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

SH 8 ❘ THE GAZETTE ❘ SUNDAY, JANUARY 7, 2018 NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201700483 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled LOIS R GOODNOFF Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest 555 AUTUMN CREST CIR UNIT B, COLORADO SPRINGS, CO 80919--8117 Recording Date of Deed of Trust June 20, 2002 Recording Information 202100136 Recording Date of Notice of Election and Demand June 01, 2017 Recording Information of Notice of Election and Demand 217062808 Legal Description of Property SEE ATTACHED LEGAL DESCRIPTION EXHIBIT A, EPC201700483, LEGAL DESCRIPTION: CONDOMINIUM UNIT NO. 555 B., PINECLIFF TOWNHOMES, County of El Paso, State of Colorado, according to the Condominium Map thereof recorded on October 9, 2001 at Reception No. 201147069, and the Declaration recorded October 9, 2001 at Reception No. 201147070, in the records of the Clerk and Recorder of the County of El Paso, Colorado, as amended from time to time; including the exclusive right to use LCE Parking Space No. (s) 53, as defined by the Declaration and depicted on the Map.Street Address of Property 555-B AUTUMN CREST CIRCLE, COLORADO SPRINGS, CO 80919 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 10/4/17, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. First Publication 1/7/18 Last Publication 2/4/18 Name of Publication The Gazette Date: 12/1/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700922 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 7, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) David L Duke and Jaena Sanderson Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Master Financial, Inc. Current Holder of Evidence of Debt U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-2, Home Equity Pass-Through Certificates, Series 2005-2 Date of Deed of Trust February 15, 2005 County of Recording El Paso Recording Date of Deed of Trust February 25, 2005 Recording Information (Reception No. and/ or Book/Page No.) 205026719 Original Principal Amount $194,160.00 Outstanding Principal Balance $240,512.94 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. SEE ATTACHED EXHIBIT A FOR LEGAL DESCRIPTION LOT 7, IN BLOCK 17 IN ADDITION NO. 3 TO THE TOWN OF MONUMENT, COUNTY OF EL PASO, STATE OF COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK A AT PAGE 179. TOGETHER WITH THE FOLLOWING DESCRIBED PARCELS: THAT PORTION OF SECTION 15, TOWNSHIP 11 SOUTH, RANGE 67 WEST OF THE 6TH P.M., MONUMENT, EL PASO COUNTY, COLORADO, DESCRIBED AS FOLLOWS: THAT PORTION OF SECTION 15, TOWNSHIP 11 SOUTH, RANGE 67 WEST OF THE 6TH P.M., MONUMENT, EL PASO COUNTY, COLORADO, DESCRIBED AS FOLLOWS: COMMENCING AT THE POINT OF INTERSECTION OF THE NORTH RIGHT-OF-WAY LINE OF FOURTH STREET WITH THE EAST RIGHT-OF-WAY LINE OF JEFFERSON STREET; THENCE EASTERLY ON THE NORTHERLY RIGHT-OF-WAY LINE OF SAID FOURTH STREET A DISTANCE OF 130.80 FEET; THENCE N 0°00’00” E, 50.00 FEET TO THE POINT OF BEGINNING OF THE TRACT OF LAND HEREIN DESCRIBED: THENCE CONTINUE NORTH ON SAID LINE 50.00 FEET; THENCE N 90°00’00” W, 14.15 FEET; THENCE S 8°03’14” E, 50.50 FEET; THENCE N 90°00’00” E, 7.08 FEET TO THE POINT OF BEGINNING Also known by street and number as: 408 North Jefferson Street, Monument, CO 80132. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/07/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 1/7/2018 Last Publication 2/4/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/07/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-785558-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

NOTICE OF UNCLAIMED OVERBID FUNDS CRS 38-38-111(2.5b)(3a,b,d)(5) PUBLIC TRUSTEE SALE NO. EPC201700397 To: Record Owner of the property as of the recording of the Notice of Election and Demand or other person entitled. You are advised that there are overbid funds due you. This Notice is given with regard to the following described Deed of Trust and Notice of Election and Demand: Name of Record Owner as evidenced on the Notice of Election and Demand or other person entitled PATRICIA C. CLANCY and DENNIS A. CLANCY Address of Record Owner as evidenced on the recorded instrument evidencing the owner’s interest 3075 COMMODORE DRIVE, COLORADO SPRINGS, CO 80920--4453 Recording Date of Deed of Trust April 30, 2007 Recording Information 207057459 Recording Date of Notice of Election and Demand May 02, 2017 Recording Information of Notice of Election and Demand 217050160 Legal Description of Property LOT 7, IN BLOCK 3, WINDJAMMER AT BRIARGATE FILING NO. 4, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK T-3 AT PAGE 41. Street Address of Property 3075 COMMODORE DRIVE, COLORADO SPRINGS, CO 80920-4453 NOTICE OF UNCLAIMED OVERBID FUNDS I sold at public auction, at 10:00 on 8/30/17, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, to the highest and best bidder for cash, the real property described above. An overbid was realized from the sale and, unless the funds are claimed by the owner or other persons entitled thereto within six months from the date of sale, the funds due to you will be transferred to the general fund of the County of El Paso, State of Colorado, or to the State Treasurer as part of the “Unclaimed Property Act”, pursuant to Colorado law. First Publication 12/10/17 Last Publication 1/7/18 Name of Publication The Gazette Date: 10/31/17 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee ©Public Trustees’ Association of Colorado Revised 9/2012

COMBINED NOTICE - RESTART PUBLICATION CRS §38-38-109(2)(b)(II) FORECLOSURE SALE NO. EPC201700538 Republished to restart foreclosure stayed by bankruptcy and reset sale date. To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 27, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) POLLY J. GOODWIN and TIMOTHY J. GOODWIN Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for PRIMARY RESIDENTIAL MORTGAGE, INC. Current Holder of Evidence of Debt PENNYMAC LOAN SERVICES, LLC Date of Deed of Trust May 15, 2015 County of Recording El Paso Recording Date of Deed of Trust May 18, 2015 Recording Information (Reception No. and/ or Book/Page No.) 215048973 Original Principal Amount $313,500.00 Outstanding Principal Balance $304,751.53 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. PLEASE SEE ATTACHED LEGAL DESCRIPTION That portion of the Northeast quarter of the Southeast quarter of Section 17 in Township 12 South, Range 65 West of the 6th P.M., described as follows: Beginning at the Northwest corner of the Northeast quarter of the Southeast quarter of said Section 17; thence South on the West line of the Northeast quarter of said Section 17 a distance 330 feet; thence East at right angles a distance of 264 feet; thence North parallel with the West line of the Northeast quarter of the Southeast quarter of said Section 17 a distance of 330 feet to intersect the North line of the Northeast quarter of the Southeast quarter of said Section 17; thence West of the said North line a distance of 264 feet to the point of beginning; except the South 20 feet thereof which is to be used for a permanent road, County of El Paso, State of Colorado. Also known by street and number as: 7550 CARVER LANE, COLORADO SPRINGS, CO 80908. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/28/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/31/2017 Last Publication 1/28/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/27/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000006806731 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700825 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 6, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) ROBERT L. STANLEY and JOSEPHINE E. STANLEY Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for lender, ACOUSTIC HOME LOANS, LLC Current Holder of Evidence of Debt U.S. BANK, N.A., SUCCESSOR TRUSTEE TO LASALLE BANK NATIONAL ASSOCIATION, ON BEHALF OF THE HOLDERS OF BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006HE1, ASSET-BACKED CERTIFICATES SERIES 2006-HE1 Date of Deed of Trust August 24, 2005 County of Recording El Paso Recording Date of Deed of Trust September 14, 2005 Recording Information (Reception No. and/ or Book/Page No.) 205144144 January 14, 2011 Re-Recording Information (Reception No. and/or Book/Page No.) 211005237 Re-Recording Date of Deed of Trust Original Principal Amount $158,400.00 Outstanding Principal Balance $166,605.03 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 11, IN BLOCK 2, IN GARDEN RANCH SUBDIVISION, SHADOW GLEN, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. **THIS LOAN HAS BEEN MODIFIED THROUGH A LOAN MODIFICATION AGREEMENT EFFECTIVE DATE DECEMBER 1, 2012. Also known by street and number as: 2830 SHADOWGLEN DRIVE, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/07/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/10/2017 Last Publication 1/7/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/06/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly Ryan #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-922-30185 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700842 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 16, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) JACOB D. BROWN and FRANKIE L. HARRINGTON Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for lender, BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Current Holder of Evidence of Debt BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Date of Deed of Trust November 20, 2015 County of Recording El Paso Recording Date of Deed of Trust November 23, 2015 Recording Information (Reception No. and/ or Book/Page No.) 215126802 August 29, 2016 Re-Recording Information (Reception No. and/or Book/Page No.) 216097536 Re-Recording Date of Deed of Trust Original Principal Amount $155,138.00 Outstanding Principal Balance $151,775.77 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 72, IN AMENDED SAGECREEK SOUTH, FILING NO. 3, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 5855 WHITING WAY, PEYTON, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 02/14/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/17/2017 Last Publication 1/14/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/16/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Toni M. Owan #30580 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-089-30188 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700908 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 3, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) DALE PICKERING and KAREN M PICKERING Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for FULL SPECTRUM LENDING, INC. Current Holder of Evidence of Debt THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR INDENTURE TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS INDENTURE TRUSTEE FOR THE CWABS REVOLVING HOME EQUITY LOAN TRUST, SERIES 2004-R Date of Deed of Trust October 25, 2004 County of Recording El Paso Recording Date of Deed of Trust November 05, 2004 Recording Information (Reception No. and/ or Book/Page No.) 204183670 Original Principal Amount $81,500.00 Outstanding Principal Balance $79,954.50 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 154, CANYON VIEW SUBDIVISION FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 6420 MEDICINE SPRINGS DR, COLORADO SPRINGS, CO 80918-7317. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/07/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 1/7/2018 Last Publication 2/4/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/03/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-783763-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015