Real Estate 02/11/18

Marketplace Sunday, February 11, 2018

Real Estate Careers Garage Sales

TO PLACE AN AD, CALL 444-7355 A VERY SPECIAL THANKS TO:

Courtesy of Solid Rock Custom Homes

S

everal months ago, Solid Rock Custom Homes was given the opportunity to take the lead on a remodel of the Housing & Building Association’s (HBA) office building.

Lain Chappell, owner of Solid Rock Custom Homes, has served as a board member of the HBA for 8 years and was honored when asked to help with this project.

The Housing Building Association of Colorado Springs is a non-profit corporation and a pinnacle of the Colorado Springs community, driven by an unwavering vision and mission to promote policies that allow for the production of safe and affordable housing, and enhances the environment for the housing and building industry in Colorado Springs. For more information on the HBA, their mission and their work, check out www.cshba.com and follow them on Facebook @HBAofCOS. In heading up the remodel on the HBA’s office building, we also had the opportunity to work with and support the HBA’s Careers in Construction program and a group of talented and dedicated students from Harrison

School District 2, led by their Construction Technology Instructor, Jeff Stuber.

Careers in Construction is a non-profit development program that gives high school students in Colorado Springs pathways to success in the building trades. The program was designed to help grow a skilled workforce within the construction industry, and offer a promising future for adults in the community.

The remodel included demolishing the existing lobby and reception area to create an open-concept space; as well as moving the reception area, new cabinets, paint, flooring, and accents were added to the offices. This project involved many people, who, working together, made the HBA’s dream a reality. Our team at Solid Rock Custom Homes would like to sincerely thank the trades, students, and industry partners who contributed to this project.

Follow us on Facebook and check out www.SolidRockCustomHomes.com for before & after photos and project details.

A Mark Budget Signs | Chuck Siebold, Mike Kannmacher Alpine Construction Services | Tripper Gott, Gunner White, Josh Kern Alpine Lumber | Mike Conger Architivity | Ron Conder Arlun, Inc. | Mike Bufetti, Kevin Diesing, Tony Carranza, Jimmy Linn, Isidro Yanez, Salomon Esobedo Budco Electric | Bud Banfield, Aaron Reyna, Shane O’Leary Builders Custom Counter, Inc. | Jeff White, Nikki Gniadek, John Smith, Stephen Barela CB Insurance | Jill Webb, Christina Bailey, Janice Brown Complete Kitchens Distributing | Tyler Stevens, Carmen Bray, Bryan Pearson, Paul Steffon Computer Systems Resources | Tim Brooks Cornerstone Plumbing | Dave Doren Crossville Studios | Kristin Fausnaugh District 2-Career Readiness Academy | Jeff Stuber, Damon DiFabio, Josh Espinosa, Mercedes Gonzalez, Conner Lister, Angel Lugo, Antolin Magallanes, Yomell Mondragon, Dominic Montano, Shayla Parker, Christian Ramirez, Ashley Trujillo DPB Interior Construction | Brian Price, Dave Ferrell, Logan Ferrell Ed Green Construction | Josh Green, Jose Mendoza-Valles, Victor Guerrero-Sanchez, Cory Hurd Eden Oaks Designer Woodware | Freddie Provenzano, Andy Bol Evans Drywall | Jay Evans, Mark Evans, Saul Lopez GE Johnson Construction | Jim Johnson, John Schwarz Get Connected Communications | Rob Kinkaid, Matt Howes, John McLean J&M Cleaning Inc. | Randy Novak, Claudia Astrada, Noemy Colorado, Annette Littleton, Jacqueline Leveston, Ashley Rushay, Ivy Working, Misty Whitetree Kathi Braden Designs | Kathi Braden K-Rand Painting | Aaron Kiselich, Jorge Reyes, Daniel Carmona, Dustin Carabajal, Larry Olive, Logan Sanchez Office Furniture EZ | Tim Schwankl, Alex Roman Pedersen Construction, Inc. | Eric Pedersen, Steven Archibald, Shawn Amonette Sherman & Howard | Scott Mickulecky The Woodshed | Todd Mitchell, Cork Hodge Solid Rock Custom Homes | Kim Cieplik, Nate Chappell, Mat Muldoon Specialty Appliance | Val Andrews The Furnace Guy | Toby Conquest, Adrian Ortega, Carl Larson, Alex Roy Tops in Stone | Belle and Bob Walstad, Paige Hoffman, Dan Mardis Trim Designs | Tony Ammon, Jerry Crabb Two Men & A Truck | Jeff Bayer, LaurieAnne Looper, Dan Humpal, Travis Himel, Artavis Wright Vanguard Homes | Mark Long

Before Solid Rock Custom Homes is a family owned and operated business in Colorado Springs that understands that each home is a pathway to helping their clients turn their dreams into reality, and they pride themselves on “building extraordinary homes that bring family and friends together”. For more information on Solid Rock Custom Homes call 719-494-0932 or visit www.SolidRockCustomHomes.com.

To find out more about how you can support Careers in Construction, visit www.cshba. com/support-careers-in-construction.html.

Best Home Development 2 Years Running!

FlyingHorseColorado.com

SH 2 ❘ THE GAZETTE ❘ SUNDAY, FEBRUARY 11, 2018

THE PLATINUM GROUP, REALTORS EXPERT’S CORNER:

Can renters turn to owners in this current market COURTESY OF THE PLATINUM GROUP, REALTORS

In view of housing prices continuing to surge, many see renting as a more realistic option. But rental prices continue to soar, as well, and monthly payments are currently the highest they’ve been in 30 years.

According to Money Magazine, debt

levels in America have decreased but the amount people pay every month for non-debt obligations, such as cell phones, auto leases, and the biggest bill of all — rent, is higher than it’s been since the 1980s.

Median rent prices have doubled

in the last 20 years and, due to inflation, we can presume rent and other expenses will continue rising.

Unfortunately, rental price increases in the U.S. have been outpacing inflation for decades.

The National Association of Realtors

Aspiring Home Buyers Profile analyzed 2017 quarterly consumer insights from its Housing Opportunities and Market Experience (HOME) survey to reveal housing expectations and opinions of non-homeowners. In the survey, a tremendous majority said they still

want to own a home and believe homeownership is still part of their American Dream.

“With building costs going up along with inflation, it’s definitely hurting median range home buyers,” Bill Kemp with The Platinum Group Realtors said.

CONTINUED ON PAGE 3

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201701026 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 6, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) KEVIN J SUBER AND SOPHIA J SUBER Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR HOWARD BANK Current Holder of Evidence of Debt Caliber Home Loans, Inc. Date of Deed of Trust March 24, 2016 County of Recording El Paso Recording Date of Deed of Trust April 11, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216036497 Original Principal Amount $598,305.00 Outstanding Principal Balance $584,291.69 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 27, FLYING HORSE NO. 25 TURIN FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 14170 PENFOLD DRIVE, COLORADO SPRINGS, CO 80921.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/04/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 2/4/2018 Last Publication 3/4/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/06/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000006916779 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201701028 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 7, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) JESSICA BRADIGAN Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR RENASANT BANK, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust April 01, 2016 County of Recording El Paso Recording Date of Deed of Trust April 04, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216033819 Original Principal Amount $259,708.00 Outstanding Principal Balance $254,039.43 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 70, CHARLESTON PLACE FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3695 AMELIA ISLAND ST., COLORADO SPRINGS, CO 80920.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/11/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 2/11/2018 Last Publication 3/11/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/07/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-017279 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201701014 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 4, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) RON VANACKEREN and COLEEN VANACKEREN Original Beneficiary(ies) WACHOVIA BANK, NATIONAL ASSOCIATION Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. successor by merger to WACHOVIA BANK N.A. Date of Deed of Trust March 27, 2008 County of Recording El Paso Recording Date of Deed of Trust April 14, 2008 Recording Information (Reception No. and/ or Book/Page No.) 208042452 Original Principal Amount $75,000.00 Outstanding Principal Balance $73,749.42 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 55, THE VALLEY, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 24802482 ALLEGHENY DR, COLORADO SPRINGS, CO 80919.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/04/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 2/4/2018 Last Publication 3/4/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/04/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-780269-LL The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700947 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 15, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) SHANTAE T SHINHOLSTER Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR FBC MORTGAGE, LLC Current Holder of Evidence of Debt FBC Mortgage, LLC Date of Deed of Trust November 13, 2015 County of Recording El Paso Recording Date of Deed of Trust November 19, 2015 Recording Information (Reception No. and/ or Book/Page No.) 215125284 Original Principal Amount $258,703.00 Outstanding Principal Balance $251,003.83 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 9, BLOCK 12 IN FOREST MEADOWS FILING NO. 1, AS AMENDED BY AFFIDAVIT OF CORRECTION RECORDED AUGUST7, 2006 AT RECEPTION NO. 206116243, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 6887 SHIMMERING LEAF ROAD, COLORADO SPRINGS, CO 80908.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/14/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/14/2018 Last Publication 2/11/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/15/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007125917 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700956 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 16, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) Anatoliy V Novak and Lidiya Novak Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for America’s Wholesale Lender Current Holder of Evidence of Debt The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWALT, Inc., Alternative Loan Trust 2005-31, Mortgage Pass-Through Certificates, Series 2005-31 Date of Deed of Trust June 03, 2005 County of Recording El Paso Recording Date of Deed of Trust September 02, 2005 Recording Information (Reception No. and/ or Book/Page No.) 205137536 Original Principal Amount $294,000.00 Outstanding Principal Balance $273,369.34 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 79,CANYON VIEW SUBDIVISION,FILING NO. 1,COUNTY OF EL PASO,STATE OF COLORADO. Also known by street and number as: 7086 Oasis Butte Dr, Colorado Springs, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/21/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/21/2018 Last Publication 2/18/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/16/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-772886-LL The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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THE PLATINUM GROUP, REALTORS EXPERT’S CORNER: CONTINUED FROM PAGE 2

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“There’s no quick solution right now. Buyers have to be patient and prepared.”

Overturning the decline in consumer confidence in December, according to the Fannie Mae Home Purchase Sentiment Index (HPSI), respondents who reported now is a good time to buy reached an all time high in January rising to 89.5 percent, an increase of 3 percent. The survey results also found that non-owners’ foremost influence for wanting to purchase a home included lifestyle changes and improvements in their financial situation, above rent increases.

NAR’s Aspiring Home Buyers Profile identified unrealistic expectations about down payments for confusing consumers’ ideas about qualifying for a mortgage. When asked about the amount of a down payment needed to purchase a home, 87 percent of non-owners implied that a down payment of 10 percent or more is necessary. In fact, the median down payment for first-time buyers has been around six percent for the last three straight years.

Realtor.com predicts that the inventory shortage will begin to ease up in the second half of this

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700954 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 16, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) KYLE WHELAN and ALYSSA WHELAN Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PEOPLES NATIONAL BANK, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust April 03, 2015 County of Recording El Paso Recording Date of Deed of Trust April 03, 2015 Recording Information (Reception No. and/ or Book/Page No.) 215032307 Original Principal Amount $95,243.00 Outstanding Principal Balance $91,734.40 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. SEE ATTACHED LEGAL DESCRIPTION CONDOMINIUM UNIT 1159-D, DUBLIN MANOR CONDOMINIUMS, ACCORDING TO THE PLAT THEROF RECORDED IN CONDOMINIUM BOOK 1 AT PAGE 63, AND AS PER CONDOMINIUM DECLARATION RECORDED MAY 17, 1974 IN BOOK 2677 AT PAGE 503, AND ANY AMENDMENTS OR SUPPLEMENTS THERETO, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 1159 WILLOW BEND CIRCLE UNIT D, COLORADO SPRINGS, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/21/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/21/2018 Last Publication 2/18/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/16/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-017110 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

year, expecting an inventory improvement in the fall. Anticipating inventory will remain tight early in the year, if it does increase, it will be the first net inventory gain since 2015. The game changer, according to Realtor.com, is bullish construction adding new homes to the market.

“Historically, inventory peaks in late June and early July,” Kemp said. “The next three months will be our biggest listing months.”

There is also some confidence that the current situation is unsustainable, and prices cannot rise faster than wages forever. Furthermore, experts seem to think mortgage rates will stay relatively sedentary this year.

Seeking guidance from a reliable, experienced professional who can help you navigate your options and determine the best path for you is key. The experts at The Platinum Group, Realtors have years of experience and unlimited resources to help you evaluate your best options based on your financial situation and the local market conditions.

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201701029 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 7, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) MARK TANNER AND RENAE SEYMOUR Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR CTX MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt Wilmington Trust, NA, successor trustee to Citibank, N.A., as Trustee for Bear Stearns ALT-A Trust 2006-4, Mortgage Pass-Through Certificates, Series 2006-4 Date of Deed of Trust April 07, 2006 County of Recording El Paso Recording Date of Deed of Trust April 14, 2006 Recording Information (Reception No. and/ or Book/Page No.) 206054625 Original Principal Amount $229,961.00 Outstanding Principal Balance $260,529.53 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 416, MERIDIAN RANCH FILING NO. 1, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED SEPTEMBER 16, 2002 AT RECEPTION NO. 202156316, AS AMENDED BY SURVEYOR’S AFFIDAVIT RECORDED DECEMBER 13, 2002 AT RECEPTION NO. 202221962. ***Pursuant to Loan Modification Agreement Effective December 1, 2013 Also known by street and number as: 12245 ANACOSTIA DRIVE, PEYTON, CO 80831.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/11/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 2/11/2018 Last Publication 3/11/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/07/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007147895 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700996 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 30, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) YVETTE M KNUTSEN Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR GUARANTEED RATE, INC. Current Holder of Evidence of Debt DITECH FINANCIAL LLC Date of Deed of Trust September 17, 2015 County of Recording El Paso Recording Date of Deed of Trust September 22, 2015 Recording Information (Reception No. and/ or Book/Page No.) 215103360 Original Principal Amount $183,150.00 Outstanding Principal Balance $178,330.38 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 31, BLOCK 1, COTTONWOOD KNOLLS, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 6750 SPROUL LN, COLORADO SPRINGS, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/04/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 2/4/2018 Last Publication 3/4/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/30/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007031800 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700962 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 17, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) CONSTANCE L SPEAR, AKA CONSTANCE SPEAR, TRUSTEE, OR HER SUCCESSORS IN TRUST, UNDER THE SPEAR LIVING TRUST, DATED AUGUST 11, 2009 Original Beneficiary(ies) BANK OF AMERICA, N.A. Current Holder of Evidence of Debt BANK OF AMERICA, N.A. Date of Deed of Trust September 04, 2012 County of Recording El Paso Recording Date of Deed of Trust September 11, 2012 Recording Information (Reception No. and/ or Book/Page No.) 212105252 Original Principal Amount $372,100.00 Outstanding Principal Balance $340,417.90 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 12, WOODLAKE FILING NO. 3, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 12775 WOODLAKE RD, ELBERT, CO 80106.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/21/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/21/2018 Last Publication 2/18/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/17/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710 Attorney File # 17CO00431-1 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700961 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 17, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) DIETRICH D. EDWARDS and CHRISTINA EDWARDS Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for lender, FREEDOM MORTGAGE CORPORATION Current Holder of Evidence of Debt FREEDOM MORTGAGE CORPORATION Date of Deed of Trust November 01, 2016 County of Recording El Paso Recording Date of Deed of Trust November 09, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216130070 Original Principal Amount $391,978.00 Outstanding Principal Balance $388,168.41 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 73, PAINT BRUSH HILLS FILING NO. 11, EL PASO COUNTY, COLORADO. Also known by street and number as: 9690 CARRINGTON DR, PEYTON, CO 80831.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/21/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/21/2018 Last Publication 2/18/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/17/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Heather Deere #28597 Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-125-80011 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

Careers

SH 4 ❘ THE GAZETTE ❘ SUNDAY, FEBRUARY 11, 2018

Phrases to never to say to your boss

BY DANIEL BORTZ, MONSTER.COM

Everyone occasionally says the wrong thing to the wrong person. After you backpedal furiously and apologize, the matter is usually put to rest and both of you can move on.

However, when that “wrong person” happens to be your boss, the awkwardness-level gets cranked to 10.

Worse, you could lose out on that raise or promotion you’ve been gunning for.

Worse yet, you could be fired.

To avoid that kind of catastrophe and keep your job and dignity intact, heed these things you should never say to your boss.

“I NEED A RAISE.” You want to make more money?

Shocking.

“Everyone wants a raise, so you’re not saying anything that your boss doesn’t know,” said Nicole Wood, CEO and co-founder of career coaching firm Ama La Vida.

But hold your tongue and don’t make demands of your manager, particularly when it comes to salary.

The big problem with this four-word statement is your phrasing, said Chrissy Scivicque, career coach and founder of EatYourCareer.com. “The fact that you ‘need’ more money because your car broke down or your kid has to get braces aren’t good reasons for a raise,” she said, adding that a salary bump should be something that you’ve clearly

earned.

Say instead: “I’d like to discuss a raise based on my performance this past quarter.” Then, cite important milestones, and quantify your accomplishments where possible; for example, “I negotiated a new contract with an existing vendor, which saved the company $20,000 over the next six months.”

“I CAN’T STAND WORKING WITH _.”

This is one of the most common complaints managers hear from direct reports, said Tim Cole, CEO at career coaching firm The Compass Alliance.

But badmouthing a colleague can paint you in a negative light — plus managers don’t want to have to deal with petty arguments between co-workers.

If you have an issue with a peer, try to resolve it with the person directly.

If it’s not possible, and the issue is negatively impacting your work, bring it to your boss’ attention, but proceed with caution.

“Don’t make it a character assassination,” Wood said. Instead, point out specific things your peer has done to create a problem, and present a solution.

Say instead: “Jim is consistently late filing his reports to me, which is pushing back production and threatening the deadline. Here’s what I recommend we do.”

“IT’S NOT MY FAULT.” Using the aforementioned situation, let’s say you missed the deadline on account of Jim holding up production.

Your initial reaction would be to blame Jim. Bad move. When something goes wrong, don’t scramble to point the finger at other people. You have to take responsibility for your project, Cole said.

Granted, you don’t want to simply accept blame — you should also explain how you’re going to avoid repeating the mistake in the future.

Say instead: “I understand that this is an issue. Here’s what happened, and here’s how I’m going to prevent it from happening again.”

“THAT’S NOT PART OF MY JOB.” Nothing good can come from telling your boss you won’t do something because it’s not part of your job description. “It doesn’t matter what you were hired to do,” Wood said. “You should be willing to contribute in new ways.”

That being said, if your manager asks you to do something that would be a better fit for a co-worker based on your peer’s area of expertise, don’t be afraid to express that to your boss.

Say instead:“I’m happy to take care of that for you. This is something that Jon normally handles, though. Would you like me to delegate it to him, or would you like me to tackle it this time?”

“BUT WE’VE ALWAYS DONE IT THIS WAY.” No one wants to work with someone that’s resistant to change.

“Managers want employees who can adapt and find new ways of doing things more effectively,” said Scivicque.

Translation: When your boss asks you to do something differently, don’t get defensive — respond positively, Cole advised.

Say instead: “This sounds like a great idea. I’d love any recommendations you have on how to do this, since it’s different than how we’ve done it in the past.”

“THAT’S ABOVE MY PAY GRADE.” If your boss asks you to do something that you believe is outside the scope of your position, you should express your concern. The key, however, is to use a neutral tone.

Say instead: “I don’t think I have the authority to make that decision. Do you think _ would be more appropriate to handle this task?”

“I HAVE TOO MUCH ON MY PLATE.” Many people believe that declining a new project or assignment can be perceived as being lazy or

underperforming, but you don’t want to become so overwhelmed that quality of your work suffers. Hence, it’s important to speak up if you’re feeling maxed out, but avoid whining to your boss.

Say instead: “Right now I don’t think I have the bandwidth to take on this new assignment, but if this is a priority, can you help me reorganize what I’m working on?” If possible, offer your manager a solution to how you can reduce your workload (e.g. “Our new account needs my attention this week.

Can we delegate this assignment to Amanda, since she’s worked with this client in the past?”)

“I’M BORED.” Find yourself just sitting at your desk daydreaming? If so, it’s your responsibility to look for ways to fill your spare time. “If you just say, ‘I’m bored,’ you’re dumping the problem on your boss’ shoulders,” Wood said.

Your best tactic is to find out if your manager has any tasks that could be passed on to you. Offer to look at your department’s procedures and see where you can introduce efficiencies.

Say instead: “Here are some things that I’d like to be working on. Can I expand my responsibilities to take on these tasks, or is there something else you’d like me to take off your plate?”

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SUNDAY, FEBRUARY 11, 2018 ❘ THE GAZETTE ❘ SH 5 DRIVERS

Employment Accounting

Noni’s Flowers needs delivery drivers for Valentine’s.

Call 570-9166

visit SpringsJobs.com or check out our Facebook page to search for current job openings and helpful articles

Drivers DRIVERS

LOOKING FOR WORK? visit SpringsJobs.com or check out our Facebook page to search for current job openings and helpful articles

GENERAL

General

General

GENERAL

GENERAL

Taylor Farms is hiring for

Need Local & OTR Drivers Immediately Taylor Farms is accepting applications for OTR and Local drivers. OTR drivers are paid .40 per mile with consistent miles between 2,500 to 3,000 weekly. OTR drivers are out 5-9 days per load, and receive 2 days off after each trip.

Local drivers start at $16.00 per hour with overtime. We offer health benefits, 401k plan, and paid vacation.

Drivers must possess a CDL Class A license, and a clean MVR is required. One year driving experience is needed to apply.

Apply in person at: 890 N. Newport Rd. Colorado Springs CO 80916 EOE Taylor Farms is a Drug-Free workplace.

We E-Verify

ACCOUNTING

BUDGET ANALYST

Prvd busns alys process imprvt, costsaving oppor, risk asesmt & tradeoff ensu cost targt; Rev prodctn contrt/inv/wire tran, alys inv & prep mh variance reptg bugtd v actl expns. Req MS/Fin w 2 mh exp. Mail: Skyline Enterprises,Inc, 4980 Oak Street, Wheat Ridge, CO 80033

ACCOUNTING

Bookkeeper/Administrative Assistant The Shafer Group, a local CPA firm located in northern Colorado Springs is seeking a fulltime bookkeeper/administrative assistant to work in a fast paced, professional office environment. Duties include bookkeeping, billing, collections, human resources and administrative support. Ideal candidate must be self-motivated and have excellent communication and customer service skills.

Maturity, discretion and good judgment is necessary for this position. Prior experience in a leadership role preferred. Hands on experience using QuickBooks software is essential. Bachelor’s degree required. Advancement opportunity for the right individual. Competitive salary and benefits.

Send cover letter, resume and salary expectation to careers@theshafergroup.net

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700959 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 17, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) BRIAN SCOTT ADAMS and NICHOLE R. ADAMS Original Beneficiary(ies) WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust September 09, 2011 County of Recording El Paso Recording Date of Deed of Trust September 13, 2011 Recording Information (Reception No. and/ or Book/Page No.) 211089036 Original Principal Amount $209,549.00 Outstanding Principal Balance $149,762.29 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 45, WOODLAND HILLS VILLAGE, FILING NO. 1, EL PASO COUNTY, STATE OF COLORADO. Also known by street and number as: 2935 ROLLING WOOD LOOP, COLORADO SPRINGS, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/21/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/21/2018 Last Publication 2/18/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/17/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-797431-LL The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

Merchandise Auctions

TRANSPORTATION

ACCOUNTING

LOOKING FOR WORK?

General

Production 1st shift We are now hiring for Production 1st shift. The position is full time starting at $10.20 with overtime, and you will be working in a refrigerated environment. We offer consistent employment with opportunity for advancement,health benefits, 401k plan, and paid vacation Apply in person Taylor Farms 890 N. Newport Road Colorado Springs, CO 80916 EOE Taylor Farms is a Drug-Free workplace.

We E-Verify

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Gazette carrier!

Sign up at gazette.com/carriers or call 719.636.0342

2nd Shift Loader Taylor Farms is hiring a Loader for 2nd shift.

The loading position includes driving forklifts and pallet jacks.

Some of the duties include pulling orders, building pallets, and loading trucks in a timely manner.

The trucks must be loaded accurately and within deadlines.

Qualifications needed Must be able to read, write, and understand English.

Must be able to physically lift and stack all finished products.

Please apply in person at: Taylor Farms 890 N Newport Rd Colorado Springs, CO 80917 EOE

GENERAL

TEMPORARY FARM LABOR:

Knapp Farms, Rocky Ford, CO, has 3 positions, 3 mo. exp. operating large farm equip. w/GPS for cultivating, tilling, fertilizing, planting, harvesting & transporting grain & oilseed crops, swathing, raking, baling & transporting hay, feeding supplements, irrigation maintenance; maintain building, equip & vehicles; long periods of standing, bending & able to lift 75#; must able to obtain driver’s license with clean MVR within 30 days; once hired, workers may be required to take employer paid random drug tests; testing positive/failure to comply may result in immediate termination from employment; employer provides free tools, equipment, housing and daily trans; trans & subsistence expenses reimb.; $10.69/hr, increase based on exp., may work nights, weekends, holidays & asked but not required to work Sabbath; 75% work period guaranteed from 4/01/18 – 10/31/18. Review ETA790 requirements and apply with JO# 7276127 at nearest CO Workforce Office or call 719-383-3191.

Taylor Farms is hiring for a

Sanitation 3rd shift We are now hiring for Sanitation 3rd shift. The position is full time starting at $10.65 with overtime. The position performs industrial cleaning in a refrigerated environment. We offer consistent employment with opportunity for advancement, health benefits, 401k plan, and paid vacation.

Apply in person Taylor Farms 890 N. Newport Road Colorado Springs, CO 80916 EOE Taylor Farms is a Drug-Free workplace.

We E-Verify

Home Furnishings PlatteFurniture.com New/Used Furniture BUY * SELL * TRADE 2331 E. PLATTE PL (719) 633-7309

Misc For Sale AUCTION Appraisal &

Liquidation Services

************ “GRAND OPENING” Addie “O“ Antiques At the Promenod Shops at Brarigate

holtauction.com

Home Furnishings Loveseat, Gray w/ white trim, and loose cushions. 72” wide and Brand new! $300 941-408-3755

Matching Wooden Entertainment Center w/ 3 Bookshelves – Great Condition, Very Nice & Heavy!

Asking just $400 OBO – Cash Offers to Haul them away!

(830) 637-9499

Rental Single Family

Pets

COTTAGE 1-BD, fncd, yd, pet poss. $895/ mo. No smk. 719471-1092 or 641-5459

Dogs Akitas puppies for sale. Call or Text 719-6844833 SHIH-TZU M & F, tri-color, 12 wks, 2 sets of shots. Partially house-trained $800. (719) 495-6865

Briagate PKW 80920 Ste 607 20% off entire stock.

Feb 8-11th.

Furn, Vint, Oriental.

Lt. Refreshment (719) 355-5161 ************

Wanted

Real Estate Rental Single Family BROADMOOR

WANTED 1873-1884 Springfield Trapdoor Carbine or parts 45-70 Caliber In good condition.

(719) 566-1714

UNIQUE!!!

1 Bd/1 Bth Apartment on SCENIC Old Stage Rd. STUNNING VIEWS OF CITY LIGHTS! Right on Cheyenne Mtn! $995 + Utilities, PRIVATE DECK + CARPORT! Just minutes from the Zoo & Downtown (719) 471-0055

The Pueblo County Planning & Development Office seeks qualified applicants for a Licensing Coordinator. Work involves processing business, liquor and marijuana license applications, reviews technical, legal and commercial documentation for accuracy and consistency, assesses fees and explains county licensing rules, regulations and state statutes. Starting Salary $3,136 - $5,248 per months. with benefits.

Obtain REQUIRED PUEBLO COUNTY APPLICATION FORM and full job description on line at http://county.pueblo.org/ EEO Employer.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700994 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 30, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) ARLANDO D POTTS Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION Date of Deed of Trust November 25, 2015 County of Recording El Paso Recording Date of Deed of Trust November 25, 2015 Recording Information (Reception No. and/ or Book/Page No.) 215128070 Original Principal Amount $173,302.00 Outstanding Principal Balance $169,017.94 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5, BLOCK 2, VISTA GRANDE TERRACE FILING NO. 10, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3167 SQUAW VALLEY DRIVE, COLORADO SPRINGS, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/04/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 2/4/2018 Last Publication 3/4/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/30/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007177058 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

Transportation Used Cars ACURA Integra 1991, 124K, runs good, looks good! $2,500 (719) 634-6917 CHEVROLET Cobalt 2008, VIN# 277984 Collins Towing 719-578-8014

Used SUVs FORD Explorer 2001, Runs great, clean, new tires $2,800.

(719) 208-1443

Landscape

Name Change

LAND RECLAMATION

FOURTH JUDICIAL DISTRICT DISTRICT COURT EL PASO COUNTY 270 S. Tejon, PO Box 2980 Colorado Springs, CO 80901

Great Opportunities!

1925 Aeroplaza Dr. Mon-Thurs, 637-2804

CASE NUMBER: 17DR30492 Division: R Courtroom:

Estate Sales OWEN-FEE ESTATES 6050 Rangeland Pl. Perth Pewter w/ wizards, comiccon memorabilia, Harley Davidson items & shirts, QN bed, linens w/ comforters, sofa, loveseat wall unit, renaissance knives & daggers, Carved bears, hand tools, Trek bike. Very unique sale. Come see us FRIDAY & SAT 9-5, Sunday 1-5

EVERY THURSDAY IN THE GAZETTE

TECHNICAL

SOFTWARE ENGINEER Full-Time | Immediate Opening Colorado Springs Requirement: Candidate must have expertise with Green Hills Integrity 178-B Real Time Operating System (RTOS).

Position entails software development for Airborne Launch Control System (ALCS).

Ability to gain and maintain a DoD Security Clearance required.

Small college.

Big

simple

Dr. Lynette D. Cornelius Clerk of Court Chelsea Oldstad Deputy Clerk Published in The CS Gazette Feb 10, 11, 12, 2018

Contact: Overlook Systems Technologies GT Tovrea gtovrea@overlooksys.com 719-572-2812 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700940 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 14, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) Paul Olmsted and Natalie Olmsted Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for GMAC Mortgage Corporation Current Holder of Evidence of Debt OCWEN LOAN SERVICING, LLC Date of Deed of Trust September 29, 2006 County of Recording El Paso Recording Date of Deed of Trust October 03, 2006 Recording Information (Reception No. and/ or Book/Page No.) 206145786 Original Principal Amount $171,576.00 Outstanding Principal Balance $153,667.93 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1 IN BLOCK 2 IN A REPLAT OF A PORTION OF VISTA GRANDE FILING NO. 18, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4960 Del Sol Rd., Colorado Springs, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/14/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/14/2018 Last Publication 2/11/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/14/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100, Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 17-00360SH The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

PUBLIC NOTICE OF PETITION OF CHANGE OF NAME

The Petition requests that the name of: Jeremiah Cornell Penn to be changed to Jeremiah Daniel Gillette

difference.

(719) 424-3722

In the Matter of the Petition of Parent/Petitioner: Chloe Cheyenne Ferraro and Dylan Daniel Gillette For Minor Child: Jeremiah Cornell Penn For a Change of Name to: Jeremiah Daniel Gillette

Public notice is given on February 2, 2018, that a Petition for a Change of Name of a Minor Child has been filed with the El Paso County Court.

GOVERNMENT

Licensing Coordinator

Home For Rent, Crestone, CO. Call or Text 719-684-4833

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700991 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 29, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) SHAWN MARZETTE Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for FREEDOM MORTGAGE CORPORATION Current Holder of Evidence of Debt OCWEN LOAN SERVICING, LLC Date of Deed of Trust October 18, 2013 County of Recording El Paso Recording Date of Deed of Trust October 29, 2013 Recording Information (Reception No. and/ or Book/Page No.) 213133646 Original Principal Amount $132,785.00 Outstanding Principal Balance $120,965.34 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 91 IN SOUTHFORK SUBDIVISION FILING NO. 2, EL PASO COUNTY, COLORADO. Also known by street and number as: 5754 SUE ELLEN DR, PEYTON, CO 80831.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/28/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/28/2018 Last Publication 2/25/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/29/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007046352 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

Notices Legal Notices DISTRICT COURT EL PASO COUNTY, COLORADO 270 S. Tejon Colorado Springs, CO 80903 Case Number: 18 PR 0030042 Div.: W Room: W150 In the Interest of: JUSTEN K. ETRATA Respondent: ERIC (last name unknown) NOTICE OF HEARING BY PUBLICATION PURSUANT TO § 15-10-401, C.R.S. To: ERIC (last name unknown) Last Known Address, if any: Colorado Springs, CO A hearing on Petition for Appointment of Appointment of Guardian for Adult and Petition for Appointment of Conservator for Adult for the appointment of Kerry L. Campos as Guardian and Conservator of Respondent will be held at the following time and location or at a later date to which the hearing may be continued: Date: March 21, 2018 Time: 1:30 pm Courtroom or Division: W150 Address: 270 South Tejon Street Colorado Springs, CO 80903 Counsel for Respondent: Jacob F. Kimball, Esq., No. 37012 6215 Corporate Dr., Ste. 101 Colorado Springs, CO 80919 Published in CS Gazette February 4, 11, 18, 2018.

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201701044 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) Vernon F Zimmerman and Christina M Zimmerman Original Beneficiary(ies) Mortgage Electronic Registration, Inc. as nominee for Caliber Home Loans, Inc. Current Holder of Evidence of Debt Caliber Home Loans, Inc. Date of Deed of Trust January 21, 2016 County of Recording El Paso Recording Date of Deed of Trust January 28, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216008749 Original Principal Amount $237,420.00 Outstanding Principal Balance $231,317.78 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 29, PEYTON RANCHES, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 14685 Peyton Hwy, Peyton, CO 80831.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/11/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 2/11/2018 Last Publication 3/11/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/12/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney Wright #45482 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-800523-LL The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

SH 6 ❘ THE GAZETTE ❘ SUNDAY, FEBRUARY 11, 2018

Carpeting ****************** CARPET/TILE/VINYL Install Restretch And Repair Call 520-9318 ********************

Concrete Work EL PASO CONCRETE WORKS. 25+ yr exp.

No job too big or too small. Free estimates. Lic/Bond/Ins. Refs. 719-355-0097 J & M CONCRETE No job too BIG, no job too small. 20+yrs exp. Lic, bonded, insured. Free est. Call Joe @ 719-208-2533 jmconcretecos.com

Construction Additions, ktcns, bathrms basmts, decks & other remodeling projects

by James P Hood, licensed & insured 719 322 5517

Handyman Adam the Handyman 40 yrs experience.

ALL HOME REPAIRS Fence-Deck-Tree Trim-Landscaping.

Quotes 719-232-7545 FATHER & SON HOME REPAIRS Free Estimates No job too small.

432-8764 or 930-3157

Hauling BEST RATES IN TOWN!

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LEGAL NOTICE NOTICE OF NON-DISCRIMINATION POLICY AS TO STUDENTS Colorado Springs Christian Schools admits students of any race, color, national and ethnic origin to all the rights, privileges, programs and activities generally accorded or made available to students at the school. It does not discriminate on the basis of race, color, national or ethnic origin in administration of its educational policies, admissions, policies, scholarship programs and athletic and other school administered programs.

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Published in Colorado Springs Gazette February 11, 2018

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A CALL FOR NOMINATIONS §1-13.5-501, 1-13.5-1102(3), 32-1-905(2), C.R.S. TO WHOM IT MAY CONCERN, and, particularly to the electors of the Black Forest Fire/ Rescue Protection District of El Paso County, Colorado.

NOTICE IS HEREBY GIVEN that an election will be held on the 8th day of May, 2018, between the hours of 7:00 a.m. and 7:00 p.m. At that time, three directors will be elected to serve 4-year terms. Eligible electors of the Black Forest Fire/Rescue Protection District interested in serving on the board of directors may obtain a Self-Nomination and Acceptance form from the District Designated Election Official (DEO): Melissa Bottorff, Designated Election Official (DEO) Black Forest Fire/Rescue Protection District Station 1 11445 Teachout Road Colorado Springs, CO 80908 719-495-4300 The Office of the DEO is open on the following days: Monday through Friday, from 9:00 a.m. to 4:00 p.m.

The deadline to submit a Self-Nomination and Acceptance is close of business on Friday, March 2, 2018 (not less than 67 days before the election).

Affidavit of Intent To Be A Write-In-Candidate forms must be submitted to the office of the designated election official by the close of Business on Monday, March 5, 2018 (the sixty-fourth day before the election).

NOTICE IS FURTHER GIVEN, an application for an absentee ballot shall be filed with the designated election official no later than th close of business on Tuesday preceding the election, May 1, 2018.

Good journalism

A CALL FOR NOMINATIONS (NOTICE BY PUBLICATION OF) TO WHOM IT MAY CONCERN, and particularly to the electors of the Woodmen Valley Fire Protection District of El Paso County, Colorado.

NOTICE IS HEREBY GIVEN that an election will be held on the 8TH day of May 2018, between the hours of 7:00 a.m. and 7:00 p.m. At that time, two (2) directors will be elected to serve 4-year terms. Eligible electors of the Woodmen Valley Fire Protection District interested in serving on the board of directors may obtain a Self-Nomination and Acceptance form from the District Designated Election Official (DEO): Steven E. Black, Woodmen Valley Fire Protection District 1150 W. Woodmen Road, Colorado Springs, CO 80919, 719-598-2303 The deadline to submit a Self-Nomination and Acceptance Form is close of business on Friday, March 2, 2018. Earlier submittal is encouraged. If the DEO determines that a Self-Nomination and Acceptance form is insufficient, the eligible elector who submitted the form may amend the form once, at any time, prior to Friday, March 2, 2018. Affidavit of Intent To Be A Write-In-Candidate forms must be submitted to the office of the designated election official by the close of business Monday, March 5, 2018.

Application for an absentee mail-in ballot shall be filed with the DEO no later than the close of business on Tuesday, May 1, 2018.

NOTICE OF FINAL SETTLEMENT Notice is hereby given that Final Payment of the contract between Academy District 20 and Faith Enterprises for RFP 17-KG-0615(BF) Theatrical Lighting at Air Academy High School will be made on or about February 20, 2018. Any person, co-partnership, association of persons, company or corporation that has furnished labor, materials, team hire, sustenance, provisions, provender or other supplies used or consumed by the contractor identified above or any subcontractor thereof in or about the performance of the work contracted to be done or that has supplied rental machinery, tools, or equipment to the extent used in the prosecution of the work whose claim therefore has not been paid by the contractor or subcontractor, may in accord with section 3826-107 (1) C.R.S., file with Kris K. Garnhart, Director for Building Fund Contracting and Procurement, Academy District 20 Building Fund Office located at 1295 Kelly Johnson Blvd., Suite 260, Colorado Springs, CO, 80920 a verified statement of the amount due and unpaid on account of such paid claim, which statement must be filed on or before February 19, 2018.

Published in Colorado Springs Gazette February 10, 11, 2018.

NOTICE OF FINAL SETTLEMENT Notice is hereby given that Final Payment of the contract between Academy District 20 and Renner Sports for RFP 17-KG-0616(BF) All-Weather Track at Discovery Canyon Middle School will be made on or about February 20, 2018. Any person, co-partnership, association of persons, company or corporation that has furnished labor, materials, team hire, sustenance, provisions, provender or other supplies used or consumed by the contractor identified above or any subcontractor thereof in or about the performance of the work contracted to be done or that has supplied rental machinery, tools, or equipment to the extent used in the prosecution of the work whose claim therefore has not been paid by the contractor or subcontractor, may in accord with section 3826-107 (1) C.R.S., file with Kris K. Garnhart, Director for Building Fund Contracting and Procurement, Academy District 20 Building Fund Office located at 1295 Kelly Johnson Blvd., Suite 260, Colorado Springs, CO, 80920 a verified statement of the amount due and unpaid on account of such paid claim, which statement must be filed on or before February 19, 2018.

Soapboxes change.

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Published in Colorado Springs Gazette February 11, 2018

*Assignment recorded December 13, 2013, at Reception No. 213147699 Also known by street and number as: 4902 GALENA DRIVE, COLORADO SPRINGS, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/21/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/21/2018 Last Publication 2/18/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/20/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Michael P. Sasin #25525 Jorgensen, Brownell & Pepin, P.C. 900 South Main Street, Suite 100, Longmont, CO 805015926 (303) 678-0560 Attorney File # ROCCHIO The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700971 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) EDWARD A PEEK and LYDIA ANN PEEK Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for SUREPOINT LENDING ABN FIRST RESIDENTIAL MORTGAGE NETWORK, INC. Current Holder of Evidence of Debt Federal National Mortgage Association (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America Date of Deed of Trust October 10, 2007 County of Recording El Paso Recording Date of Deed of Trust October 22, 2007 Recording Information (Reception No. and/ or Book/Page No.) 207136626 Original Principal Amount $322,000.00 Outstanding Principal Balance $313,759.07 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. TRACT 18, DEER CREEK ESTATES, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK C-2, AT PAGE 44, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 19130 WHITE FAWN DR, MONUMENT, CO 80132.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/21/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/21/2018 Last Publication 2/18/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/21/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-796919-LL The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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Published in Colorado Springs Gazette February 10 and 11, 2018.

Published in Colorado Springs Gazette February 11, 2018

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700967 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 20, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) ADAM A. HULL Original Beneficiary(ies) DONALD R. ROCCHIO Current Holder of Evidence of Debt COLLEEN ROCCHIO, KRISTINA M. RYCHTER, AND LISA D. ROCCHIO Date of Deed of Trust July 20, 2000 County of Recording El Paso Recording Date of Deed of Trust July 25, 2000 Recording Information (Reception No. and/ or Book/Page No.) 200086593 Original Principal Amount $135,000.00 Outstanding Principal Balance $95,596.77 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 13, EXCEPT THE SOUTHERLY 4 1/2 FEET AS MEASURED AT THE RIGHT ANGLES TO AND PARALLEL WITH THE SOUTHEASTERLY LINE THEREOF, BLOCK 2, VISTA GRANDE SUBDIVISION FILING NO. 10, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201701025 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 6, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) MARK C. COAHRAN Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR EVERGREEN MONEYSOURCE MORTGAGE COMPANY Current Holder of Evidence of Debt BANK OF AMERICA, N.A. Date of Deed of Trust September 18, 2008 County of Recording El Paso Recording Date of Deed of Trust September 26, 2008 Recording Information (Reception No. and/ or Book/Page No.) 208105887 Original Principal Amount $266,438.00 Outstanding Principal Balance $235,138.54 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 20 IN BLOCK 1 IN GATEHOUSE VILLAGE AT BRIARGATE FILING NO. 2, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 3836 CLOVERGATE DRIVE, COLORADO SPRINGS, CO 80920.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/04/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 2/4/2018 Last Publication 3/4/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/06/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007192347 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201701031 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 8, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) FRANCISCO GARCIA, JR and ERIKA M GARCIA Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for UNIVERSAL LENDING CORPORATION, its successors and assigns Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust February 22, 2010 County of Recording El Paso Recording Date of Deed of Trust March 01, 2010 Recording Information (Reception No. and/ or Book/Page No.) 210018278 Original Principal Amount $143,365.00 Outstanding Principal Balance $124,420.96 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 7, EXCEPT THE SOUTHWESTERLY 1.00 FOOT THEREOF, BLOCK 5, VISTA GRANDE FILING NO. 15, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 3630 HACKAMORE PL, COLORADO SPRINGS, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/11/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 2/11/2018 Last Publication 3/11/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/08/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-017263 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201701015 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 4, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) ROY CHRISTIAN and CHRYSTAL CHRISTIAN Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for U.S. BANK N.A. Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION Date of Deed of Trust July 01, 2011 County of Recording El Paso Recording Date of Deed of Trust July 05, 2011 Recording Information (Reception No. and/ or Book/Page No.) 211064367 Original Principal Amount $165,690.00 Outstanding Principal Balance $156,682.20 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1940, WOODMEN HILLS FILING NO. 11, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 8982 KINGSTON HEATH RD, PEYTON, CO 80831.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 04/04/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 2/4/2018 Last Publication 3/4/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/04/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000006746010 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700989 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 29, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) Donna J Vammen Original Beneficiary(ies) U.S. Bank National Association ND Current Holder of Evidence of Debt U.S. Bank National Association Date of Deed of Trust October 21, 2005 County of Recording El Paso Recording Date of Deed of Trust November 03, 2005 Recording Information (Reception No. and/ or Book/Page No.) 205175895 Original Principal Amount $129,000.00 Outstanding Principal Balance $86,245.02 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, BLOCK4, PAWNEE RANCHEROS, FILING NO. 1, EL PASO COUNTY, COLORADO. Also known by street and number as: 8215 Mohawk Rd, Colorado Springs, CO 80908.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 03/28/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 1/28/2018 Last Publication 2/25/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 11/29/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-798436-LL The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015