Real Estate 04/01/18 by Colorado Springs Gazette, LLC

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Sunday, April 1, 2018

SPOTLIGHT:

The Hermes Team announces new and upcoming Broadmoor Bluffs listings SPONSORED FEATURE

20 MALLORY ROAD $565,000

The Hermes Team is proud to share our recently listed, custom-designed house in the highly-desirable Broadmoor Bluffs neighborhood. Located on a large corner lot, this wonderful home is perfectly complemented by a lowmaintenance, professionally xeriscaped yard. The main level of the home features expansive hardwood flooring throughout the entryway, kitchen, breakfast room and dining room. Just adjacent to the front entry is a perfect study or executive home office, adorned with gorgeous French doors. You’ll love entertaining family and friends in the formal dining room and living room, as well as the impressive family room which includes an inviting gas fireplace. The charming farmhouse kitchen is quite large — perfect for hosting memorable gatherings. From the family room, walk out to your large covered deck, perfect for enjoying all of the outdoor scenery Colorado Springs has to offer. The large, updated master bath continues in the farmhouse style with two vanities, a separate shower and jetted tub. The master bedroom retreat features lovely picture-frame molding, and an entire wall of windows that provide a stunning view of the city lights. The views from the back of this home are also absolutely breathtaking! Two more bedrooms are also located on the upper level. In the

walk-out basement you will find a family room that’s large enough for family games and activities, a home theater, and an additional bedroom and full bath. Combine all of these features with its location in the highly regarded Cheyenne Mountain School District, and this will be the perfect family home! To schedule a showing, please call Justin Hermes with Re/Max Properties at 719-232-1063.

COMING SOON: 5340 JARMAN STREET $550,000

Another wonderful family home in the Cheyenne Mountain School District, this updated Broadmoor Bluffs house offers a larger lot, a low-maintenance stucco exterior and a flat, spacious back yard. Recent updates to the home have included windows, garage doors, new roof, front door and composite deck. Inside, the main level boasts expansive hardwood floors throughout. The warm kitchen opens into the two-story family room with a gas fireplace and built-ins. The main level includes a bedroom and full bath. Walk out from the breakfast room onto the 400-square-foot composite deck, which is perfect for hosting visitors! The grand upper-level master bedroom includes a sitting area with fireplace and updated master bath. The fully finished basement has an additional bedroom, full bathroom and a family room with wet bar. 

THE HERMES TEAM, RE/MAX PROPERTIES, INC.

719-232-1063 • www.thehermesteam.net

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SH 2 ❘ THE GAZETTE ❘ SUNDAY, APRIL 1, 2018

Debating whether to remodel or sell your house? Ask these 7 questions first BY DANIELLE BRAFF, TRIBUNE NEWS SERVICE

Sandy Tremain and her husband, Jeff, bought her 1960s home in 2008. Back then the four-bedroom home with original pink bathrooms, galley kitchen and vintage appliances worked just fine. Six years later, though, the Tremains felt the time was ripe to move on. In that period, their household had grown to include three children, an au pair and a handful of pets. “The thought of major construction was scary to say the least,” said Sandy Tremain, 43, a sales manager. But when she and Jeff Tremain, 39, began searching for houses, the sticker shock hit. “Ultimately, after looking at dozens of houses that were substantially more expensive and easily needed over $100,000 worth of upgrades, we decided to pull the trigger and renovate,” she said. After all, they loved their neighborhood and location, their property taxes would still be lower with the renovation than they’d be with a bigger, newer house — and with a renovation, they could create the home they always wanted, Tremain said. The couple completely gutted and reconfigured the house. They built an office/bedroom, another bathroom and 1,000 square feet of additional living space, making the kitchen, family room and master suite more spacious.

They also replaced the exterior with new siding and incorporated new landscaping, along with other improvements. “We have our dream house now, and the cost proved to be less than buying something new,” she said, declining to reveal what the couple spent on the renovation. Choosing whether to renovate or to move — essentially, in the words of HGTV, whether to love it or list it — is a complicated decision. Before forging ahead, you need to weigh multiple factors. Experts suggest you ask yourself these questions.

communicating with your general contractor and picking out finishes and fixtures,” said Evelyn Clifford, a broker with @properties in Chicago. Along with being drawn-out, the endeavor can be expensive — Clifford advised that those considering a remodel should budget for 20 percent more than the estimated cost to allow room for unforeseen expenses. ARE YOU GOING TO OVER IMPROVE YOUR HOME? The best investments you can make are upgrades to the bathroom, kitchen, landscape, carpet, and paint, Lybolt said. Your home value is in part based on comparable houses in the neighborhood, he said, so if there’s a chance you might sell your home down the line, be careful not to renovate so extensively that your home’s value far outpaces homes in the area — you’ll be less likely to recoup the costs of the remodel when you sell.

HOW LONG HAVE YOU BEEN IN YOUR HOME? Consider waiting three to five years before selling, said Joshua Lybolt, president at Lifstyl Real Estate in northwest Indiana. “Typically, at three years is when you break even, as one should consider costs like real estate agent commissions and moving expenses,” Lybolt said. Property values also can change during this time, which could improve your home’s value, he said.

DO YOU LIKE YOUR LOCATION? “Location is and always should be the first consideration,” said Robert Boudreau, a certified home inspector with Metro-West Appraisal and Home Inspections who’s based in Detroit. If you love your current location, then you may want to renovate to stay there,

DID YOU THINK ABOUT THE REALITY OF RENOVATIONS? “Renovating is time-consuming: waiting for permits, inspectors,

rather than move to a better home in a less desirable location. HOW MUCH CAN YOU GET FOR YOUR HOME? Talk with a local realty agent who knows your neighborhood well, said Jonathan Self, a real estate broker with Center Coast Realty in Chicago. “They can give you insight into homes that have recently sold, and what the demand was like for those homes,” he said. Depending on what the market is for homes like yours, the agent will tell you whether now is a good time to sell your home — and whether you’ll be able to find or afford the home you want, Self said. WOULD YOU BE HAPPY WITH A FACE-LIFT? Megan Clancy, Glencoe, Ill.-based owner of Orderly Manor, organizes and stages homes to get them ready to be sold. But often, after she preps a house by painting it, changing light fixtures and getting rid of the clutter, clients change their mind about selling. “Then we get new tiles and spruce it up to cosmetically look even better,” Clancy said. “We basically put some makeup on it to make it look a little prettier.” Clancy suggested that before you

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go through the effort of moving, think about whether you’d rather spend a little money to organize, declutter, and redo a few aspects of your home to freshen its appearance. HAVE YOU TRULY OUTGROWN YOUR SPACE? If you need extra bedrooms and can’t split one in two, then you may have outgrown your space. Or if you’re always feeling cramped in the common areas and have no more walls to knock down, then perhaps it’s time to seriously consider a move. But if your issues can be resolved with renovations, you can expand the backyard to allow for more outdoor space and you’re fond of your neighborhood, you are probably better off staying where you are, Self said. The cost of moving combined with house-hunting time and effort won’t be worth it, especially if you haven’t lived in your home for long. “If you’ve been in your home less than five years, haven’t outgrown the space, and are dreaming of living in an upgraded space in your current neighborhood, chances are you’d be better off going through some renovations,” Self said. But when it comes down to the nittygritty of renovating, he warned: “Just know that this is not going to be like an HGTV show.” 

SUNDAY, APRIL 1, 2018 ❘ THE GAZETTE ❘ SH 3

REAL ESTATE Q&A:

When can a homeowner speak during association meetings? BY GARY M. SINGER, SUN SENTINEL

During association meetings, our president doesn’t want us to speak anytime during any matter regardless, but only at the end of the session when anything to say is irrelevant because they already voted, and each answer is evasive or off-subject. When can a homeowner speak during association board meetings? – Tyron

I get this question a lot, and while the rules seem relatively simple, it can become a bit confusing in practice. The short answer is that all owners are entitled to speak about all items that are on the agenda or opened for discussion.

Be aware that you have a right to talk about items on the agenda, but not to add things to it. While the rules governing homeowner associations and condos are a bit different, they are similar enough to discuss together. Your association is allowed to make reasonable rules governing participation but must let all members speak at least three minutes on each agenda item. The rules can regulate things such as asking that hands be raised to be recognized to speak to keep meetings orderly. Also, not every board meeting is open to members. Meetings to discuss litigation with the association’s attorney or that deal with employee issues are examples of closed meetings. All open meetings can be recorded by unit owners, as long as

Keys to buying a second home

doing so is not unduly distracting. You should look to your community documents to see which specific guidelines you need to follow. As mentioned above, all of the rules must be reasonable. In your case, making owners wait to address agenda items until after voting is over is neither reasonable nor within the law, since it seems to defeat the very purpose of the rules.  Gary M. Singer is a Florida attorney and board-certified as an expert in real estate law by the Florida Bar. He frequently consults on general real estate matters and trends with various companies across the nation. Send him questions online at www.sunsentinel. com/askpro or follow him on Twitter @ GarySingerLaw.

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4 bedrooms & study/4 baths/2 car garage/ 3555 total sq f/ 3357 finished. Beautiful and well maintained two story home with finished basement, former John Laing model. Walk to rec center with gym, enjoy serene green spaces, and take advantage of the spa on premises. Three beds, two baths, and laundry on the upper level. Large master bedroom with two walk in closets and luxury 5 pc master bath - soaking tub, freestanding shower, and spacious double vanity. Secondary bedrooms share a bath. Finished basement with wet bar, additional bed and bath, rec room, and bonus nook. Open kitchen with adjacent dining nook features granite countertops, designer cabinets, cherry hardwood floors, spacious kitchen island with gas cooktop, dedicated pantry, and wall microwave/oven combo. Nice architectural details through. Centrally located with easy access to I-25, Hwy 24, Old Colorado City, downtown, Broadmoor, Cheyenne Mountain, Colorado College, Olympic Training Center, COS Airport, Fort Carson.

If you’ve been thinking about buying a second home, now is a good time to take the leap. Mortgage rates are still historically low. But there are some vital things to do before you start shopping. Follow these steps to make buying a second home a smooth process. FIND A REAL ESTATE AGENT WHO IS FAMILIAR WITH YOUR DESIRED LOCATION This person could provide you information about neighborhoods, market prices and the pros and cons of particular properties. With an eye toward the long-term value of a property, the agent could fill you in on price histories and how comparable sales have fared, and resale prospects. Factors that tend to help properties hold or increase in value are proximity to a major metropolitan area, ease of access and the availability of yearround amenities. FACTOR IN ADDITIONAL COSTS Today’s second-home buyers are more interested in enjoying their properties rather than getting a quick return on their investment. Still, you should consider that you will be away from the property a lot of the time, which usually entails additional costs, such as having a management company check the place in your absence for water leaks, frozen pipes and other problems. Getting insurance for a second home may be more challenging than it is for a primary residence. If you are considering a second home on the beach, for example, you’ll need

flood insurance, in addition to regular home insurance. It has become more difficult to get flood insurance in coastal communities, and the cost has increased greatly in some markets. BE SURE YOU CAN AFFORD TWO MORTGAGES You have to qualify for a secondhome mortgage, which is on top of any mortgage debt on your primary home. Typically, you will need to make a down payment of at least 10 percent, meet credit standards and debt-to-income requirements, and provide documents for income and asset verification. If you have a good relationship with the mortgage lender on your primary residence, that might be a good place to start your quest for a second-home mortgage. TAKE INTO ACCOUNT THE TAX IMPLICATIONS OF YOUR PURCHASE If you use your home as a true second home, you could get a deduction for mortgage interest and property taxes, just as you do with your first-home mortgage. Be aware that under the new federal tax law, the cap to the mortgage interest deduction will be lowered from $1 million to $750,000. So if you already have a $750,000 mortgage and get a loan for a vacation home, you won’t be able to deduct the interest on the second mortgage. If you rent out your second home, you will have to consider additional tax ramifications, particularly if the rental period extends beyond 14 days a year.  Visit Bankrate at www.bankrate.com.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201800016 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 8, 2018, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) JARED A BUTCHER Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for CB&T MORTGAGE, PART OF FARMERS & STOCKMENS BANK Current Holder of Evidence of Debt STONEGATE MORTGAGE CORPORATION Date of Deed of Trust January 02, 2014 County of Recording El Paso Recording Date of Deed of Trust January 03, 2014 Recording Information (Reception No. and/ or Book/Page No.) 214000659 Original Principal Amount $341,205.00 Outstanding Principal Balance $335,979.99 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 233, MERIDIAN RANCH FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 10835 HURON PEAK PLACE, PEYTON, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/09/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/11/2018 Last Publication 4/8/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/08/2018 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007206642 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201800037 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 12, 2018, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) FRANCISCO ROBLEDO Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for CHERRY CREEK MORTGAGE CO., INC. Current Holder of Evidence of Debt CHERRY CREEK MORTGAGE CO., INC. Date of Deed of Trust February 24, 2016 County of Recording El Paso Recording Date of Deed of Trust February 29, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216020283 Original Principal Amount $206,196.00 Outstanding Principal Balance $201,434.18 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 16 IN BLOCK 3 IN VISTA GRANDE SUBDIVISION FILING NO. 16, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4875 MEADOWLAND BLVD, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/16/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/18/2018 Last Publication 4/15/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/12/2018 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Deanne R. Stodden #33214 Messner Reeves LLP 1430 Wynkoop Street, Suite 300, Denver, CO 80202 (303) 623-1800 Attorney File # 7729.0126 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201800048 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 17, 2018, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) RHONDA STEELE Original Beneficiary(ies) WESTAMERICA MORTGAGE COMPANY Current Holder of Evidence of Debt NATIONSTAR MORTGAGE LLC D/B/A MR. COOPER Date of Deed of Trust March 23, 1993 County of Recording El Paso Recording Date of Deed of Trust March 24, 1993 Recording Information (Reception No. and/ or Book/Page No.) 002273165 Book: 6140 Page: 1430 Original Principal Amount $50,000.00 Outstanding Principal Balance $52,680.55 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 10 IN BLOCK 4 IN VISTA GRANDE TERRACE FILING NO. 8, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 5387 DEL REY DRIVE, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/16/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/18/2018 Last Publication 4/15/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/17/2018 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007281702 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

Careers

SH 4 ❘ THE GAZETTE ❘ SUNDAY, APRIL 1, 2018

Six body language mistakes managers make BY MOIRA LAWLER, MONSTER CONTRIBUTOR You’ve mastered the firm handshake — congrats! But don’t stop there: Body language in the workplace goes way beyond that. Problem is, many managers and senior execs don’t pay attention to their body language. Read through these six common mistakes to see if your body language is working against you. Evraz is a manufacturer of steel products in Pueblo, Colorado. Our plant has immediate openings for the following positions: ENTRY LEVEL $16+products in Pueblo, Colorado. Evraz is a manufacturer of steel Production Workers Assurance Workers Our plant hasQuality immediate openings for the following positions:

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MISTAKE #1: YOU’RE MAKING TOO MUCH (OR TOO LITTLE) EYE CONTACT Without eye contact, you’re telling the person who’s talking that what they’re saying is not important. Be warned, though: More eye contact isn’t always better. An intense stare down can be downright intimidating. For optimal engaged-but-notcreepy results, make eye contact 60 percent to 70 percent of the time, then look away.

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MISTAKE #4: YOU LACK SPATIAL AWARENESS Close talkers — as in people who speak inches away from your face — tend to be taking advantage of their power. Whoever’s on the receiving end will likely feel uncomfortable. Try to leave at least an arm’s distance between you and whomever you’re talking to. But you also don’t want to be so far away that you seem unapproachable. MISTAKE #5: YOUR SHOULDERS AND TOES FACE THE DOOR Want to see where a person’s true interest lies? Look at their shoulders or their feet. To show you’re engaged, keep your body directed at the person in front of you.

Submit an Application our vision Careerscoverage, page at: aspaid including medical, dental and well as a pension We offer fullypackage competitive wages and anonexcellent, company benefit overboard with lots of flailing arm movements can https://careers.evrazna.com/ plan, 401(k) matching program, profit participation plan, educational package including medical, dental and vision coverage, as welland as an a pension be distracting and make you seem erratic. Keep your assistance program. plan, 401(k) matching program, profit participation plan, and an educational gestures between your shoulders and your hips. We are anon Equal Employment Action Employer. M/F/V Submit an Application our Careers pageOpportunity/Affirmative at: assistance program.

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MISTAKE #6: YOU HIDE BEHIND TECHNOLOGY When an employee steps into your office, do you keep one eye on your inbox? When you arrive to a meeting a few minutes early, do you bury your head in your phone? Yesses to either question tells others you’re too busy and don’t have time for them. Closing your laptop when a colleague steps in or engaging in a little pre-meeting small talk, on the other hand, can help build rapport.

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MISTAKE #3: YOUR VERBAL AND NONVERBAL MESSAGES DON’T MATCH UP People tend to trust the nonverbal message over the verbal one when they don’t agree. So if you want to appear friendly and receptive during a presentation, uncross your arms, and lose the podium, too.

Ready to put your moves to work? Try them at your next interview. It’s one thing to master the right body language moves at your current job, but the real test comes when you’re looking for your next gig — and the worst thing you could do is send a message that you lack confidence while trying to sell yourself. 

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SUNDAY, APRIL 1, 2018 ❘ THE GAZETTE ❘ SH 5

JOB FAIR Saturday April 7th Mountain Vista Community School 2550 Dorset Drive Colorado Springs, CO 80910 8 a.m. -12 p.m. Hiring all positions and strongly encourage those who want to work as classroom assistants, special needs assistants, bus drivers, and nutrition staff to apply www.HSD2.org

EDUCATION

AIR FORCE ROTC INSTRUCTOR Senior Aerospace Science Instructor (SASI) Scottsbluff Public Schools Scottsbluff, Nebraska

Air Force Officers (Major thru Colonel) who meet the following prerequisites may apply: Bachelor degree or higher from an accredited institution; permanently retired as an officer with at least 20 years of active duty; served last year of active duty as an officer; retired less than 5 years from the effective date of employment (this may be waived); meet DODI/AFJROTC weight/body fat standards (26% for males/36% females), possess high standards of military bearing, appearance and moral character. Officers still on active duty may apply when within 9 months of a fixed retirement date. Desirable prerequisites: a Master’s degree; teaching experience, command experience, and experience working with youth groups. This is a new program and will require someone who is creative and excited about starting something from the ground up. Most importantly, the successful candidate will be a person who loves kids and enjoys the idea of helping young people reach their potential and prepare themselves for successful futures. Candidates will be supported to obtain an appropriate Nebraska Teaching Certificate and will receive salary and benefits comparable to other District teachers at an amount equal to the difference between active duty retired pay (this also applies to ANG/AFRES under age 60) and the total compensation they would receive if ordered to active duty. This position will begin as soon as possible. THE AIR FORCE PROHIBITS APPLICANTS FROM CONTACTING SCHOOL DIRECTLY.

AUCTION Appraisal &

Notices Name Change

Liquidation Services ENGINEERING

ENGINEERING MANAGER Colo Sprgs, CO

EDUCATION

Auctions

MOTORCYCLE FOR SALE: 2016 H.D. FLSTFBS, FATBOY-S. 110, S.E., Saddlebags, Edge/Cut Accessories. Asking: $16,800 (719)-309-7830

Folium Biosciences: Responsible for mgmt, eff. operation, & continuous improvement of the extraction & purification processes; Proj. mgr for new capital proj.; Lead R&D innovation; Mentor, train & develop staff; Write & review tech. docs; Perf. process monitoring, process capability, statistical analysis & quality eng’ring act.. Requires min. PhD in Chem. Engr. and, at least, 1 yr prof. exp. in Chem Engr. Exp. must include: Process development incl. industrial-scale separations & applied chromatography principles; Process & Analytical Chem incl. chem & instrumental analysis, operating analytical equip, & validating test methods; QC; GMP, ISO, & Cert. reqs incl. cGMP manu. & regulatory regs reqs for pharmaceuticals & dietary supps. Send resume to jobs@foliumbiosciences.com

HOTEL

MANAGER Manager needed for small motel in Colorado Springs. Great opportunity for the right person(s). On-site living quarters available. Please email resume that includes work history for the past 15 years to: resume4motel@gmail.com.

HOTEL

JOB FAIR

Garden of the Gods Collection, a private club and luxury resort in Colorado Springs, is hiring 100 positions. The Garden Room at Garden of the Gods Collection (3320 Mesa Road) on April 3rd from 9 a.m. to 3 p.m. & April 4th from 9 a.m. to 3 p.m. & 4 p.m. to 7 p.m. Positions include: Back & front-of-house morning, evening & banquet cooks, incl. hot line, cold line, baker, prep & stewards, bartenders, morning & evening servers & hosts; room service attendants; golf course & beverage cart attendants. If you cannot attend, apply online and contact HR at (719) 520-4970. gardenofthegodsclub.com/jobfair

RETAIL

NIGHT SHIFT PROJECT MANAGER

Large Supermarket/Grocery Store Setting in Colorado Springs. $36,000 to $46,000 per year. Managerial Experience Required. Please fax resume to (213) 388-8968

Small college.

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Estate Sales Estate Sale 3740 Acreview Drive. Sat 10am-4pm. Sun 10am-4pm. Everything must go! House full of furniture!

Craft Bazaars Artist & Hobby Items Oil, acrylic & water paints, air brushes, lighted & vented air brush booth, compressor. MORE! 719-687-1999 **************

ST JUDE NOVENA May the Scared Heart of Jesus be adored, glorified, loved and preserved throughout the world now and forever. Sacred Heart of Jesus pray for us. St Jude Worker of Miracles pray for us, St Jude helper of the hopeless, pray for us. Say this prayer 9 times a day, by the 8th day your prayers will be answered. It has never been known to fail. Publication must be promised. Thank You St Jude. Joe Dwyer

Employment

ST JUDE NOVENA May the Sacred Heart of Jesus be adored glorified, loved and preserved throughout the world now and forever. Sacred Heart of Jesus have mercy on us. St. Jude, worker of miracles, pray for us. St. Jude, help for the hopeless, pray for us. (Say this prayer 9x a day, by the 8th day your prayer will be answered. Publication must be promised.) B.C.

Drivers DELIVERY

F/T DRIVER

Auto parts delivery. Company vehicle provided. To apply: Must Bring a Clean Current MVR Print-out to: 2815 N. Prospect St.

Landscape

Dogs German Shepard puppies, 1st Vac, Dewormed, 1st ck up. Ready 4th wk in April. $800. 719-357-2775 GOLDEN RETREIVER PUPS, AKC, 3 Males, 3 Females $800ea. Ready now, current shots. 719-221-0189 Purebred Miniature Schnausers AKC REG $600, ready to go. All shots, Full papers. 2F / 1M. Call/Text: (719)-371-3374

Used Cars CHEVROLET Cobalt 2007, Red 103K mi., One Owner, Good Condition & Runs Great! $3,200OBO Please Call/No Texts: 719-541-2652

Name Change FOURTH JUDICIAL DISTRICT DISTRICT COURT EL PASO COUNTY 270 S. Tejon, Colorado Springs, CO 80901 CASE NUMBER: 2011DR2497 Division: R7O Courtroom: S280 In the Matter of the Petition of Parent/Petitioner: Vincent M. Reo and Pamela H. Hulbert For Minor Child: Abigail Rose Berdais For Change of Name to: Abigail Rose Berdais-Reo PUBLIC NOTICE OF PETITION OF CHANGE OF NAME Public notice is given on March 28, 2018, that a Petition for a Change of Name of a Minor Child has been filed with the El Paso County Court. The Petition requests that the name of: Abigail Rose Berdais be changed to: Abigail Rose Berdais-Reo Theresa M. Cisneros District Court Judge

FOURTH JUDICIAL DISTRICT DISTRICT COURT EL PASO COUNTY 270 S. Tejon, PO Box 2980 Colorado Springs, CO 80901 CASE NUMBER: 18C1281 Division: R Courtroom: S280 In the Matter of the Petition of Parent/Petitioner: William and Sabrina Szary For Minor Child: Zander William Galloway For a Change of Name to: Zander William Szary PUBLIC NOTICE OF PETITION OF CHANGE OF NAME Public notice is given on March 28, 2018, that a Petition for a Change of Name of a Minor Child has been filed with the El Paso County Court. The Petition requests that the name of: Zander William Galloway to be changed to Zander William Szary Dr. Lynette D. Cornelius Clerk of Court Chelsea Oldstad Deputy Clerk Published in The CS Gazette April 1, 2, 3, 2018

Published in The CS Gazette March 31, April 1, 2, 2018

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Used SUVs ‘07 CHEVROLET TrailBlazer LS

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201800055 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 18, 2018, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) John T. Brown Jr. and Josephine Cornell Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Homebridge Mortgage Bankers Corp DBA Refinance.com Current Holder of Evidence of Debt JPMorgan Chase Bank, National Association Date of Deed of Trust March 20, 2008 County of Recording El Paso Recording Date of Deed of Trust December 17, 2008 Recording Information (Reception No. and/ or Book/Page No.) 208132684 Original Principal Amount $228,375.00 Outstanding Principal Balance $209,074.76 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 5, IN BLOCK 9, IN REFILING OF FALCON ESTATES NO. 3, COUNTY OF EL PASO STATE OF COLORADO. Also known by street and number as: 1884 Fuller Road, Colorado Springs, CO 80920. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/23/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/25/2018 Last Publication 4/22/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/18/2018 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney Wright #45482 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-18-804259-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

Card Of Thanks

$17.82/hr. Exp. Preferred Not Required.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201800002 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 2, 2018, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) DANIEL N. SCHAEFER and CHARITY A. SCHAEFER Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for ACADEMY MORTGAGE CORPORATION, its successors and assigns Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust July 01, 2013 County of Recording El Paso Recording Date of Deed of Trust July 02, 2013 Recording Information (Reception No. and/ or Book/Page No.) 213085960 Original Principal Amount $340,000.00 Outstanding Principal Balance $314,707.95 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 8, IN GLENEAGLE FILING NO. 7, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 15295 JESSIE DRIVE, COLORADO SPRINGS, CO 80921. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/02/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/4/2018 Last Publication 4/1/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/02/2018 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-017184 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

simple

PlatteFurniture.com New/Used Furniture BUY * SELL * TRADE 2331 E. PLATTE PL (719) 633-7309

Transportation

$16.63/hr. Exp. Preferred Not Required.

More information and application materials are available at: http://www.airuniversity. af.mil/Holm-Center/AFJROTC/

Home Furnishings

Pets

Night Shift Shelf Stockers

$17.82/hr. At least 2 yrs Exp. Required Pension/Partial Health Insurance. Supermarket/Grocery Store Setting In Colorado Springs Please fax resume to (213) 388-8968

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difference.

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Day Shift Warehouse/ Forklift Persons

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EVERY THURSDAY IN THE GAZETTE

Experience & Clean MVR a Plus $13-$15 DOE Apply at: 1925 Aeroplaza Drive (719) 637-0313

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201800059 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 19, 2018, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) JOSEPH A ROTA and ROSALIND O. ROTA Original Beneficiary(ies) WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR BEAR STEARNS ARM TRUST, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-8 Date of Deed of Trust May 21, 2004 County of Recording El Paso Recording Date of Deed of Trust May 28, 2004 Recording Information (Reception No. and/ or Book/Page No.) 204088348 Original Principal Amount $720,000.00 Outstanding Principal Balance $508,440.69 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 1, JRLBJN SUBDIVISION, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 11035 HOLMES ROAD, COLORADO SPRINGS, CO 80908. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/23/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/25/2018 Last Publication 4/22/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/19/2018 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney Wright #45482 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-18-804727-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

White, 130K, $6700 OBO ~ Old Cop-Car w/ spotlight included. (517) 715-3102 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201701089 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 29, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) ADAM W HERRON Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for CB&T MORTGAGE, PART OF FARMERS & STOCKMENS BANK Current Holder of Evidence of Debt PACIFIC UNION FINANCIAL, LLC Date of Deed of Trust November 03, 2015 County of Recording El Paso Recording Date of Deed of Trust November 04, 2015 Recording Information (Reception No. and/ or Book/Page No.) 215120216 Original Principal Amount $186,557.00 Outstanding Principal Balance $181,007.43 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 19, BLOCK 4, VISTA GRANDE TERRACE FILING NO. 6, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5330 DEL PAZ DRIVE, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/02/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/4/2018 Last Publication 4/1/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/29/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007225147 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

Submit resume to susie@cornellabrothers. com or apply in person at 3740 Silica Dr. Colo. Springs, CO. 80910

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LSI Corporation has an opening in Colorado Springs, CO: R&D Engineer Software 3 to Focus on UEFI Boot Services Drive (BSD) and OptionROM development for LSI SAS Host Bus Adapters. Mail resume to: LSI Corporation, Attn: HR, 1320 Ridder Park Drive, San Jose, CA, 95131. Must reference: CO-MS

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201701085 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On December 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) SEAN JESSE WILLIAMS Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR INTEGRITY MORTGAGE & FINANCIAL, INC, ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt ENVOY MORTGAGE, LTD. Date of Deed of Trust August 19, 2016 County of Recording El Paso Recording Date of Deed of Trust August 22, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216094271 Original Principal Amount $398,000.00 Outstanding Principal Balance $394,849.81 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 129, FALCON HIGHLANDS FILING NO. 2, AS AMENDED BY SURVEYOR’S AFFIDAVIT OF AMENDMENT RECORDED AUGUST 25, 2006 UNDER RECEPTION NO. 206126129, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 10949 HIDDEN RIDGE CIR, PEYTON, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/02/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/4/2018 Last Publication 4/1/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 12/28/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-017122 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

SH 6 ❘ THE GAZETTE ❘ SUNDAY, APRIL 1, 2018 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201800035 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 11, 2018, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) HOMESOURCE PARTNERS, INC. Original Beneficiary(ies) GERALD D. GEURIN Current Holder of Evidence of Debt GERALD D. GEURIN Date of Deed of Trust August 09, 2011 County of Recording El Paso Recording Date of Deed of Trust September 20, 2011 Recording Information (Reception No. and/ or Book/Page No.) 211091124 Original Principal Amount $74,000.00 Outstanding Principal Balance $74,000.00 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 8 BLK 1 UNIVERSITY PARK FIL NO 3 COLO SPGS, EL PASO COUNTY, COLORADO Also known by street and number as: 1861 PALM DRIVE, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/16/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/18/2018 Last Publication 4/15/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/11/2018 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David L. Leffman #41187 Gordon Davis Johnson & Shane PC 4695 N. Mesa Street, El Paso, TX 79912 (915) 5451133 Attorney File # 1861_PALM_DRIVE The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201800077 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 25, 2018, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) RICHARD M. SMITH Original Beneficiary(ies) CARRINGTON MORTGAGE SERVICES, LLC Current Holder of Evidence of Debt CARRINGTON MORTGAGE SERVICES, LLC Date of Deed of Trust September 16, 2013 County of Recording El Paso Recording Date of Deed of Trust September 27, 2013 Recording Information (Reception No. and/ or Book/Page No.) 213122434 Original Principal Amount $172,411.00 Outstanding Principal Balance $161,571.92 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4, BLOCK 9, GARDEN RANCH ESTATES, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4940 GARDEN RANCH DRIVE, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/30/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 4/1/2018 Last Publication 4/29/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/25/2018 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007275811 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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Notice is hereby given that final payment of the contract dated February 24, 2017 between Colorado Springs School District 11, El Paso County, Colorado and Berwick Electric for Fire Alarm Replacement at Palmer High School will be made on or about April 16, 2018. All persons, companies or corporations that have furnished labor, materials or other supplies or services used by the said Contractor under and in connection with the Contract, and whose claim has not been paid by the Contractor, shall, on or before April 16, 2018, file a verified statement of the amount due and unpaid on account of such claim with the Colorado Springs School District 11 Procurement Department. Karen Dayberry, School District 11 Contracting Officer

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Published in Colorado Springs Gazette March 31, April 1, 2018

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201800066 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 22, 2018, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) JEFFREY L. MELVIN Original Beneficiary(ies) MELLON MORTGAGE COMPANY Current Holder of Evidence of Debt JPMORGAN CHASE BANK, N.A. Date of Deed of Trust October 30, 1992 County of Recording El Paso Recording Date of Deed of Trust November 04, 1992 Recording Information (Reception No. and/ or Book/Page No.) 002219152 Book: 6068 Page: 1300 Original Principal Amount $60,648.00 Outstanding Principal Balance $12,140.04 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. SEE ATTACHED EXHIBIT A - LEGAL DESCRIPTION EXHIBIT A CONDOMINIUM UNIT 142, BUILDING 37, DISCOVERY AT RAVENCREST CONDOMINIUMS-PHASE VI, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO; ACCORDING TO THE MAP THEREOF RECORDED IN CONDOMINIUM BOOK 3 AT PAGE 53, AND AS DESCRIBED AND DEFINED IN THE CONDOMINIUM DECLARATION RECORDED JANUARY 24, 1983 IN BOOK 3664 AT PAGE 162, AND IN THE DECLARATION SUPPLEMENT AND ANNEXATION AGREEMENT THERETO RECORDED JUNE 17,1983 IN BOOK 3741 AT PAGE 236, AND SUBJECT TO THE TERMS, CONDITIONS, RESTRICTIONS AND COVENANTS AS SET FORTH IN SAID CONDOMINIUM DECLARATION, AS AMENDED. Also known by street and number as: 522 ROLLING HILLS DRIVE, COLORADO SPRINGS, CO 80919. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/23/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/25/2018 Last Publication 4/22/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/22/2018 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Susan J. Hendrick #33196 The Sayer Law Group, P.C. 9745 E. Hampden Ave., Suite 400, Denver, CO 80231 (303) 3532965 Attorney File # CO180018 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201800050 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 17, 2018, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) BRENDA L. BREWER Original Beneficiary(ies) KEYBANK NATIONAL ASSOCIATION Current Holder of Evidence of Debt KEYBANK NATIONAL ASSOCIATION Date of Deed of Trust November 02, 2004 County of Recording El Paso Recording Date of Deed of Trust November 12, 2004 Recording Information (Reception No. and/ or Book/Page No.) 204187292 Original Principal Amount $31,000.00 Outstanding Principal Balance $21,346.79 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. HAVING A TAX IDENTIFICATION NUMBER OF 63034-10-028A PARCEL OF LAND LOCATED IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO, AND KNOWN AS: BEING LOT NUMBER LOT: 10 BLOCK: 1 IN BRIARGATE STATION FLG 02 AS SHOWN IN THE RECORDED PLAT/MAP THEREOF IN R3-45 OF EL PASO COUNTY RECORDS. Also known by street and number as: 3691 Brisbane Dr., Colorado Springs, CO 809204109. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/16/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/18/2018 Last Publication 4/15/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/17/2018 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Douglas W Brown #10429 Brown Dunning Walker PC 2000 South Colorado Blvd., Tower Two, Suite 700, Denver, CO 80222 (303) 329-3363 Attorney File # 3500-145 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201800009 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 4, 2018, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) REX K SMITH Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for GMAC BANK Current Holder of Evidence of Debt OCWEN LOAN SERVICING, LLC Date of Deed of Trust January 26, 2005 County of Recording El Paso Recording Date of Deed of Trust February 04, 2005 Recording Information (Reception No. and/ or Book/Page No.) 205017819 Original Principal Amount $136,893.00 Outstanding Principal Balance $116,630.95 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 26, IN BLOCK 8, GARDEN RANCH SUBDIVISION, MEADOWLAND ADDITION NO. 1, FILING NO. 3, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK D-2 AT PAGE 11. Also known by street and number as: 3702 WINDFLOWER CIRCLE, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/09/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/11/2018 Last Publication 4/8/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/04/2018 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007269483 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201800024 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On January 10, 2018, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) Kevin S Crumley and Cynthia D. Crumley Original Beneficiary(ies) Keller Mortgage, LLC Current Holder of Evidence of Debt Wells Fargo Bank, N.A. Date of Deed of Trust February 27, 2008 County of Recording El Paso Recording Date of Deed of Trust March 03, 2008 Recording Information (Reception No. and/ or Book/Page No.) 208024589 Original Principal Amount $410,098.00 Outstanding Principal Balance $424,269.52 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 126, CORDERA FILING NO. 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO, AS AMENDED BY AFFIDAVIT OF PLAT CORRECTION RECORDED MAY 29, 2007 UNDER RECEPTION NO. 207071715. Also known by street and number as: 4978 Rabbit Mountain Court, Colorado Springs, CO 80924. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 05/09/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 3/11/2018 Last Publication 4/8/2018 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 01/10/2018 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly R. Shilliday #24423 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-802940-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015