Real Estate 11/23/14

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Sunday, November 23, 2014

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SPOTLIGHT: DYNAMIC GETAWAY

A taste of Beverly Hills in the Broadmoor

BY LESLIE MASSEY  SPRINGSHOUSES.COM

Enveloped by extraordinary surroundings on 2.73 peaceful acres, behind the five-star Broadmoor hotel, this contemporary escape is brimming with pizazz. Along with a surplus of charisma, this exceptional home represents an architecturally correct work of contemporary artistry.

Embedded within a serene landscape, a circular drive yields to a commanding stucco home

with spectacular glass atrium.

Phenomenal outdoor living is at hand within fenced lush grounds enriched by water features and an extensive rear patio facing a heated swimming pool, hot tub and fire pit.

Providing 8,731 square feet with five bedrooms, six bathrooms, and attached two-car garage as well as a detached, heated four-car garage with workshop and half bathroom, the home also features

an exercise room with sauna and a theater room.

Becky Gloriod, listing agent with Berkshire Hathaway Homes Services Rocky Mountain Realtors, has the home offered for $2,600,000.

A dramatic focal point of the house, the atrium sets the tone for cutting-edge character. Opening to all major living areas, it also features a two-tiered slate fountain and 24-foot peaked glass ceiling

6 PLAINVIEW ROAD Becky Gloriod, The Becky Gloriod Team Berkshire Hathaway Homes Services Rocky Mountain Realtors 719-229-9777 • www.BeckyGloriod.com

CONTINUED ON PAGE 3

FEATURED LISTING Price Improvement!

Updated Classic Contemporary w/ Main Level Living

19 Sanford Rd. 7,282 Square feet, 5 BR, 5 BA, 6 Car Clean room ances.

Upper

lines & amazing style! Elevator access to all levels. Extensive hardwood flooring. Great w/10’ ceilings & floor-to-ceiling windows. Upscale kitchen w/newer stainless appliMain level master w/marble bath & huge walk-in. Family room. Office. Exercise room. level suite or rec room w/kitchen. 4 Fireplaces. 3 Decks.

Listed at $1,085,000

Jack & Becky Gloriod • 719-229-9777 • 719-785-4110 or Dick Archer •719-440-7620

Set Your Sights On Promontory Pointe Where The Height of Luxury Is Affordability.

2SH

The Gazette · springshouses.com

Sunday, Nov 23, 2014

THE MORTGAGE PROFESSOR:

Homeownership is not for everyone

BY JACK GUTTENTAG  THE MORTGAGE PROFESSOR

Berkshire Hathaway Rocky Mountain Realtors is pleased to welcome new agents to their family NEWSWIRE

CAITLYN FELTON, REALTOR Felton and her husband moved to Colorado Springs in 2012 due to military relocation and are very happy to be here. They are enjoying all that Colorado Springs has to offer and find the surplus of outdoor activities refreshing. With a wonderful little boy who just turned one year old in July, they recently purchased their first home and they are discovering the ins and outs of homeownership.

As a real estate professional, Felton’s first and only choice was Berkshire Hathaway because of the strong reputation of the brand and professionalism of the over 40,000 agents in the network. She is excited to be part of the PeakDream group at the downtown office. Because every agent is experienced, dedicated, and supportive of each other, Felton feels strongly in her ability to offer clients the best possible service.

The home buying and selling process has always been very

interesting to Felton and she takes pleasure in assisting others with that journey.

Felton works in the Downtown location at 216 N Tejon St. and can be contacted at 719-491-1116.

ERIN & KRISTY GLENN, REALTORS Erin Glenn and her daughter Kristy are from Massachusetts and relocated here in 1998. Erin was a JAG attorney and now has a private law practice in Colorado Springs. An avid Red Sox fan and a horse trainer, Erin and her husband of 26 years — Darryl, have two beautiful daughters, Kristy and Ashley. Compassionate, personable, and extremely approachable are all qualities Erin believes will help her better serve people in the Real Estate industry Erin and Kristy look forward to helping clients find their dream home and, whether buying or selling, you want them on your side. They are part of the team at 660 Southpointe Ct., 200 and can be reached at 719-360-0481. 

Some people are not cut out to be homeowners. I call them NOHOs. What distinguishes them is not their income, their mobility, or where they live — rather, it is how they live.

While homeowners live with at least one foot in the future, and have learned how to delay some gratifications for future rewards, NOHOs live from day to day, or week to week, or month to month, depending on how often they are paid.

Typically, they have nothing left at the end of the pay period, and if they run out early, they have to scrimp or borrow, usually at high interest rates.

When they purchase durables, such as a TV set, NOHOs price the purchase in terms of the monthly payment, which they attempt to fit into their weekly or monthly budget. They are easily seduced by offers of delayed payments, ignoring the high prices that accompany such offers. They never get ahead of the game, and if they run into an emergency that costs money, they are in trouble. Because homeownership is rife with such emergencies, NOHOs should not be homeowners NOHOs sometimes write me about buying a house because they have heard that owning is cheaper than renting. They would buy a house in the same way they would buy a TV set, by seeing if they can afford the monthly payment. They have no savings but have heard that it is possible to get a loan for 100 percent of the sale price. I try to discourage them by explaining the hidden costs and risks of home ownership, and by pointing out that as owners, they rather than the landlord are responsible for everything that goes wrong.

The bubble period 2000 – 2006 was extremely friendly to NOHOs. This was when lenders were offering 100 percent financing and turning a blind eye to the adequacy of borrower incomes. It is possible that more NOHOs became homeowners during this period than in the prior two centuries.

Even if the bubble had not been followed by a financial crisis, the foreclosure rate among NOHOs would have been horrendous. Any bump in the road is enough to throw home-owning NOHOs in the ditch. One who wrote me had calculated her monthly obligation net of the tax deduction on the mortgage interest, and fell behind on her payment because her tax saving did not become available until yearend.

A common bump in the road is property taxes. Another NOHO who wrote me was in serious trouble almost immediately because the property tax estimate by the lender turned out to be $200 a month too low. The NOHO said he would not have purchased the house had he known

the correct figure. The reason for writing me was to solicit advice on how to sue the lender.

More often, NOHOs can manage the tax when they move in but can’t manage a future tax increase. Of course, property taxes are known to rise, if not this year then next, it doesn’t take a lot of foresight to expect it. But foresight is in short supply among NOHOs. During most of our history, NOHOs had to rent, primarily because they did not have the down payment lenders required to finance a purchase. The down payment requirement is the most important condition imposed by home mortgage lenders to protect themselves. In the event a loan goes into default, the down payment reduces the loss from having to foreclose on the property. This is the equity protection provided by the down payment.

Perhaps even more important, the down payment requirement is the most effective way to screen out NOHOs. Because NOHOs can’t save, they can’t make a down payment. This is the screening protection provided by the down payment.

However, NOHOs can slip through the down payment screen if somebody other than the NOHO puts up the down payment and the lender (or insurer) accepts it. At various times, down payment assistance programs have been available from different sources. Today, veterans can obtain VA mortgages with no down payment, and the Department of Agriculture offers them to low-income purchasers in rural areas.

I am not making a blanket condemnation of down payment assistance programs. Not everyone who can’t make a down payment is a NOHO, and our society seems to have a weak spot for first-time home buyers. But providing down payment assistance to first-time home buyers allows the NOHOs among them to slip in.

Perhaps the least harmful source of down payment assistance is family members, for whom assistance is a vote of confidence by those who usually know the borrower best. The most harmful are nonprofit entities that get their money from home sellers. They not only remove the screening protection of the down payment, but they reduce or eliminate the equity protection as well. The reason is that the home sellers who provide the assistance raise their prices in order to get it back. These programs were made illegal by Congress in 2008 because they imposed heavy losses on FHA. Hopefully we won’t see them again.  Jack Guttentag is professor emeritus of finance at the Wharton School of the University of Pennsylvania. Comments and questions can be left at http://www.mtgprofessor.com.

Pros and cons of lender-paid mortgage insurance

BY POONKULALI THANGAVELU  BANKRATE.COM

Are you looking to buy a home and hesitating since you still haven’t accumulated an adequate down payment to avoid paying private mortgage insurance? You should explore the possibility of going the lender-paid mortgage insurance, or LPMI, route if that’s the only barrier preventing you from taking advantage of today’s low interest rates.

mortgage interest payments are.

Thus, the higher interest rate you pay by doing the LPMI is tax deductible. Private mortgage insurance has been tax deductible in previous years, and the private mortgage insurance industry is lobbying to get the deduction extended, but it is not currently tax deductible.

WHAT IS MORTGAGE INSURANCE? Mortgage insurance is a policy that reimburses the lender if the borrower defaults on a home loan. Generally, lenders require mortgage insurance when the loan is for more than 80 percent of the home’s value. Often known as private mortgage insurance, or PMI. The Federal Housing Administration sells mortgage insurance, too.

PRIVATE VS. FHA Peter Milewski, director of homeownership lending with MassHousing in Boston, says that the state agency’s LPMI option, launched in April, makes up as much as two-thirds of its production. He says, “It is popular because it is a vehicle whereby the cost of mortgage insurance built into the interest rate is less expensive than paying for the mortgage insurance separately.”

Milewski also finds borrowers leaning toward LPMI who would otherwise consider Federal Housing Administrationinsured loans as an alternative. FHA insurance has become more expensive in the past couple of years.

On the negative side, you are tied to the higher interest rate you get with LPMI as long as you hold on to the loan.

However, with borrower-paid PMI, the mortgage insurance payments are dropped automatically after the loan balance falls below 78 percent of the original value of the home.

AVOID PRIVATE MORTGAGE INSURANCE With LPMI, your mortgage lender pays your mortgage insurance premium upfront in a lump sum and passes on the cost to you in the form of a higher interest rate. With LPMI, the interest rate often is one-quarter to half a percentage point higher, but it sometimes can be outside of that range, either lower or higher.

According to Bill Banfield, vice president of capital markets with Quicken Loans, “It is similar to leasing a car in that you can make a monthly payment every single month, or you could do a one-time payment and you get a discount for doing that.”

The Platinum Group, Realtors Inc. welcomes more talent to their team NEWSWIRE

The Platinum Group, Realtors Inc. is pleased to announce the addition of Raquel Robison to their team of real estate professionals.

Originally from the Midwest, and most recently Albuquerque, Robison is thrilled to join The Platinum Group Realtors and live in Colorado Springs. “It will be my privilege to help customers through the process of finding their next home, and/or

helping them sell their current one,” said Robison.

As a new member of The Platinum Group, Realtors team of specialists Robison is dedicated to helping customers achieve their desired outcome in the fastest and smoothest way possible.

To contact Raquel Robison visit platinumhomesales.com or call 719536-4444. 

AN EXAMPLE OF PMI AND LPMI Say you are looking to buy a $200,000 house and don’t have the 20 percent down payment required to avoid mortgage insurance. If you were to put down $20,000 to make a 10 percent down payment, you would typically have to make a private mortgage insurance payment every month.

Banfield says that at Quicken Loans, if you have a 720 credit score, you would pay $66 a month on private mortgage insurance in this case. At a 4.5 percent interest rate on a 30-year fixed mortgage, your monthly mortgage payment would be $912, making for a total monthly payment of $978, including the PMI cost.

On the other hand, if you took the LPMI option, your monthly mortgage payment, at a slightly higher interest rate of 4.625 percent, would be $925, and you wouldn’t pay any additional amount in private mortgage insurance.

Private mortgage insurance, both regular and lender-paid, gets more expensive with higher loan-to-value ratios or lower credit scores.

TAX ADVANTAGE OF LPMI Opting for LPMI offers at least one advantage over going with private mortgage insurance: While your private mortgage insurance payment is not tax deductible, your

COMPARING THE OPTIONS As to which option is better for you, it all depends on your situation and what your plans are for your home purchase.

Ask your banker to crunch the numbers to see what works best for you.

Tim Pascarella, a senior loan officer with Ross Mortgage in Royal Oak, Mich., notes, “The one thing I tell my customers when it comes to lender-paid mortgage insurance is that there are a lot of things that factor into it. It is not for everyone. If this is the house you are going to live in for the next 30 years, you might just want to take the lowest rate possible and just deal with the private mortgage insurance.”

REDUCING THE COST OF LPMI There are ways to reduce the cost of lender-paid mortgage insurance. For instance, you could buy down your interest rate with discount points. This way, you could pay the same mortgage interest rate as you would without adding on the additional LPMI-induced hike. You could even look into whether the seller of the house is willing to buy down your interest rate to sweeten the deal.

Another option: Your mortgage lender pays only part of the mortgage insurance upfront rather than the whole amount. In this case, you would still make a monthly payment on private mortgage insurance, but one that would be considerably lower than the full payment you would otherwise be liable for. 

Sunday, Nov 23, 2014

The Gazette · springshouses.com

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SPOTLIGHT: DYNAMIC GETAWAY

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combined with hardwood floors integrating slate inserts and some stylishly curved built-in seating.

The embodiment of an open concept floor plan, the great room consists of a sophisticated living room, elegant dining room and expansive, ultra-modern kitchen. At the heart of the space, a stunning floor-to-ceiling metal fireplace wall, by artist Doyle Svenby, displays magnificent sculpted steel gas logs.

Symmetrical coved ceilings and hardwood floors are mingled with sprawling windows throughout, along with a wall of stackable glass doors that slide to reveal an opening to the patio. When opened, the doors create a 20-foot outlet to the patio area, inviting the outdoors inside.

Porcelain tiled floors, quartz counter tops and zebra wood cabinets create a sleek kitchen any cook would be proud of. The center isle has display shelves and an under-mount vegetable sink while a second counter/ workspace with counter seating sits between the dining room and kitchen. Appliances include stainless Thermadore gas range with four-burners, griddle and grill; a Sub Zero refrigerator/ freezer; beverage cooler; double wall ovens, microwave, two dishwashers and a Thermadore warming drawer. A causal nook is situated adjacent to the kitchen with a curved glass block accent wall.

An engaging family room, which also has a set of stackable sliding

doors that reveal an additional 20-foot opening to the patio, offers a peaked wood ceiling and a striking floor-to-ceiling travertine fireplace flanked by floor-to-ceiling windows. Ideal for entertaining, media capabilities include a drop down widescreen, audio visual equipment and a projector. A black wet bar in the room features a curved tiled countertop with subtle leaf motif, wine cooler and dishwasher.

Heading up a few stairs leads to the first upper level containing a sophisticated office space with cozy sitting area, a three-sided gas log fireplace and vaulted and peaked wood ceiling. An abundance of bookshelves and built-ins add a stately and functional affect.

LIVING SMART:

To fully winterize, look outside the home

BY ANGIE HICKS  ANGIE’S LIST

It’s wise, before the snow flies (or as soon as possible if flakes have already flown), to take the time to prep your home and property for winter.

We hear often about emergency service calls that could have been avoided if homeowners had taken time to winterize or to hire help to get it done.

Some advice is pretty much perennial. Each year, we remind people to inspect their homes, inside and out. From the roof to the foundation, check that everything looks ready to weather a big freeze or snowstorm. For example, gutters and downspouts should be clear, the chimney should be clean and safe, exterior and interior gaps and cracks should be sealed to keep out pests, cold air and moisture, and you should feel confident that your furnace is safe and efficient.

But have you considered winterizing components and accessories outside your home?

Here are some things it pays not to neglect.

Irrigation system: Sprinkler pipes and other components can freeze and break when temperatures drop below 32 degrees. To prevent damage,

shut off the system’s water supply. Wrap the main shutoff valve and any above-ground piping with self-stick foaminsulating tape or foam insulating tubes. These are easily found at home supply stores.

Shut down the controller. Most have an “off” or “rain” mode that stops signals to the valves, but allows the timing system to continue so you don’t have to reset the programming later.

If you live where deep freezes can occur, drain water from the underground pipes through the manual drain valve, automatic drain valve or compressed air blow-out methods. When in doubt about how to do it, consult a reputable irrigation specialist.

Landscaping: Once temperatures hit the freezing mark and plants die, cut perennials’ stems an inch or two from the ground. Consider mulching with a few inches of hay, straw or pine needles.

Cover newer trees, shrubs and perennials with 2 to 3 inches of shredded bark, chopped leaves or other organic matter. Make sure the ground is frozen before covering. Mulching will help warm ground retain heat, which may encourage top growth that

could later be damaged or killed.

In-ground water gardens or ponds: If leaves are still falling, cover with netting to keep them from accumulating, since decomposing leaves emit gases that can harm fish and plants. Don’t allow a fish pond to freeze over; fish need a basketball-sized hole where they can get oxygen.

Outdoor hoses and lines: Water left in garden hoses or other lines and pipes can freeze, causing damage or even bursting. Turn off water spigots and water shutoff valves to hoses. Remove attachments like sprinklers or spray nozzles, and disconnect hoses from water spigots or air conditioning units.

Un-kink hoses and let them drain completely. Looping a hose in a circle prevents kinking during storage and may push out any remaining water. If you can, store hoses indoors or near the house, in a large bucket or on a hose hanger.  Angie Hicks is the founder of Angie’s List, a resource for local consumer reviews on everything from home repair to health care. Follow her on Twitter @ Angie_Hicks.

A hallway with hardwood floors and peaked skylight leads to the guest/family wing and what remains of the original home. Cleverly updated, two guest bedrooms with captivating mountain and city views share a blue and white tiled bath with dual vanities and shower. In addition, a guest suite with private bath provides a jetted tub with shower head and vanity. A spacious laundry room with tiled floor completes this level.

Exposing the sumptuous master suite, French doors with ribbed rain glass panels reveal a dreamy space to unwind. A wall of glass and a walkout to a wrap-around patio with Batu wood floor is mingled with a unique accent wall with built-ins, sink and a gas log

fireplace (also viewed from the master bath). With sculpted gas logs, this fireplace is a miniature version of the large fireplace in the great room. Sliding ribbed rain glass doors open to a large master closet with built-ins and a washer/ dryer hook-up. Futhermore, an identical sliding glass door opens to the luxurious master bath that boasts a huge walk-in steam shower with three showerheads, and free-standing oval tub.

Established in the basement level, a theater room incorporates a wide screen, projector, built-in speakers and all audio equipment.

An upscale beverage area is positioned in the rear with built-in cabinetry, wine rack, refrigerator, dishwasher and counter space.

Next to the beverage area, counter

seating is convenient for popcorn and snacks.

Also on the lower level, a carpeted guest bedroom has access to the front of the home near a waterfall. An adjoining private bath delivers a unique tub/shower, designed like a swimming pool with a tiled basin and a built-in shelf that runs the length of the structure.

Outdoor living is unbeatable among the brilliant landscaping and back patio where a fire pit and grill area (with gas line) are waiting to be taken advantage of.

The heated, in-ground pool has a raised deck area with porcelain tiled floor and adjoining built-in hot tub with Batu wood decking. A tennis court and greenhouse add more serenity to the mix. 

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The Gazette · springshouses.com

Sunday, Nov 23, 2014

Featured Houses Featured Home of the Week Classic Homes in The Village of Verona 1908 Turnbull Drive | $646,096 - Available Now!

Neighborhood: Flying Horse Driving Directions: I-25 to Northgate Blvd Exit #156; East on Northgate; Right on Silverton Rd; Right on Silver Rose Dr; Left on Turnbull; 1908 Turnbull Drive is on the left corner!

Agent/Company: Classic Homes, 719-495-7297, flyinghorse@classichomes.com The 4,614 Stratford Model home is a rancher located on 16,590 sq. ft. lot is fully landscaped and has stucco & stone exterior, a welcoming front porch, and an expanded covered rear patio. It offers 5 bedrooms, 4 baths, and 3-car garage with service door. Kitchen includes large island with pendant lights, canned lighting, upgraded cabinets with undercabinet lights, upgraded granite countertops with tile backsplash, stainless steel undermount sink, and stainless steel appliances. Custom drapes and rods come with this builder model home! And, Social Fitness Membership in The Club at Flying Horse is also included!

Featured Home of the Week Classic Homes in Meridian Ranch 10483 Mt Columbia Drive | $299,703 Neighborhood: Meridian Ranch Driving Directions: This home is sold from Classic’s model home. I-25, exit #149 at Woodmen. East on Woodmen, past Powers. North at light on Meridian Rd. East on Londonderry Dr. North on Rainbow Bridge Dr. East on Mt Columbia Dr. Right on Mt Lincoln Dr. and model is on the right.

Agent/Company: Carolyn Crowley, Classic Homes 719-494-1101, www.classichomes.com

Be informed

on the go!

For phone or tablet search Colorado Springs Gazette in:

3825 Wileys Rd. • $312,000 Open House Sat Nov. 22 & Sun Nov. 23 11AM-3PM

The Vail is a 3,430 sq. ft. 2-Story plan offering 4 bedrooms, 2.5 baths, 2-car garage, 10x18 deck off nook, and 10x10 patio off basement rec room. Hardwood floor on most of main level. Expanded kitchen includes built-in desk, designer uppers, slab granite countertops, and stainless steel appliances. Un-finished walk-out basement with 1-foot taller ceilings. 8,958 sq.ft. home site. MLS #6116805

MAIN LEVEL LIVING ON 5 ACRES

Peyton 4bd/3ba/3car 2,532 sq. ft. Finished basement.

Karsten Musaeus 719-685-8222

Featured Home of the Week

More Open Houses

Classic Homes in The Village of Turin 2436 Delicato Court | $415,266

Open House of the Week

Neighborhood: Flying Horse Driving Directions: (Sold from new Milan Model) Take Highway 83 to Flying Horse Club Drive. Go west to Ravenswood Drive. Take Ravenswood south to Classic Model at 2057 Ripple Ridge.

Agent/Company: Classic Homes, 719-495-7297, flyinghorse@classichomes.com

Your New Home For The Holidays

17487 Cabin Hill Ln. | $750,000 Open House: Saturday, Nov. 22 and Sunday, Nov. 23.

Call for Private Showing Neighborhood: TRI Driving Directions: Hwy 83 North, Right (East) on Hodgen, Left (North) on Timber Meadow, Right (East) on Pond View Pl., Right East on Cabin Hill Ln. Agent/Company: Cherri Fischer, 719 661 6557, ERA Shields Real Estate

Classic’s most popular 2-story the “Monarch” floor plan is now available. The home is 4,546 sq. ft. featuring 4 bedrooms plus loft & study, 2.5 baths, and 3-car garage. It has stucco & stone custom exterior. This home features granite kitchen counters, stainless appliances, and maple cabinets. A/C prep package. Covered 10x16 patio. Unfinished basement with 1ft. taller ceilings. Includes Social Fitness Membership in The Club at Flying Horse! MLS: 8592981

A custom rancher in Walden Preserve on a treed lot with awesome Peak views within 15 minutes of shopping and medical care. A dream kitchen w/granite, SS appliances & custom cabinets with pullouts, 4 bedrooms plus main level study/music room. 3 fireplaces waiting for your stockings and ready to keep you cozy. Pecan hardwood floors, hand troweled walls, Pella windows, finished walkout basement with wet bar, wine room. Covered deck w/fireplace and 5+ car garage. The peaceful neighborhood of Walden Preserve offers hiking trails, ponds and natural beauty.

Open House of the Week Upgraded & Stately 2-Story!

13422 Crane Canyon Loop | $559,000 Hours: Sunday, November 23, 1:00-4:00PM Neighborhood: NGT Driving Directions: From N Gate Blvd & Voyager Pkwy, Travel east on North Gate Blvd. Turn south (right) on Diamond Rock Rd. Turn east (left) on Spectrum Loop. Turn south (right) on Crane Canyon Loop and follow to house on the left.

Agent/Company: Carol Patten & Mary Smith, 719-339-0942/719-229-7020, ERA Shields Real Estate Stunning 5BD+Office/6BA/4CA 2-story w/mountain views & over 5,000 finished sq ft. Large flowing spaces throughout include vaulted ceilings, wrought iron stairway railings, wood floors, a fireplace on every level & beautiful architectural detail. Gourmet kitchen w/island walks-out to partially covered patio. Huge family room in basement includes a thermally controlled wine room. This is a must see!

Open House of the Week Owner Motivated Price Just Reduced 1098 Fontmore #C | $219,900 Hours: Open House Sunday, November 23, 10 to 6 p.m. or call for Private Showing Neighborhood: Villa Sierra Driving Directions: I-25 to Fillmore; west on Fillmore; up the hill to Villa Sierra Condos on the right. Check in with the guard at the gate.

Agent/Company: FSBO 719-638-1770 Come see this “One of a kind” Condo at Villa Sierra 2br/2bath. Lots of upgrades. Maintenance Free Living - Gated community with 24/7 security. Pool, tennis, Mtn views of Pikes Peak from front and back decks.

Featured Open House

New Home At Mackenzie Place Active Adult Campus 2836 Elm Meadow View | $326,155

Neighborhood: Mackenzie Place Driving Directions: North on union on the Southwest corner of Fillmore and Union Agent/Company: Mark Brantley, 719-963-5427, Triton Communities Open House: Tuesday – Saturday, 10am – 5pm

Cottage home with loft plan has main floor living, 3 bedrooms, 2½ baths, and attached 2-car attached garage. Inviting kitchen is finished with 36” Maple cabinets, Granite kitchen countertops, tile backsplash, and GE microwave, dishwasher & smooth cook top range. Vaulted ceilings and Optional gas fireplace in the Grand Room. A spacious master bedroom with coffered ceiling, walk-in closet and private master bath with double sinks, and a walk-in shower w/bench. Laundry room is conveniently located in the owner’s entry next to the garage, and the second bedroom has a nearby bath. Covered front porch and covered patio provide the perfect place to enjoy spectacular Colorado evenings.

Start your day with extra pay!

Newspaper delivery contractors are needed in these areas: • • • •

Briargate Broadmoor Black Forest Falcon

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Must have a vehicle and a valid driver’s license.

Must be 21 years or older.

Call or go online for more information about our independent contractor positions!

719-636-0342 www.gazette.com/carriers

Sunday, Nov 23, 2014

The Gazette · springshouses.com

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PETacular is the passionate pet lover’s directory & quarterly magazine featuring info on local businesses, services, products and education about PETS!

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719-444-SELL

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The Gazette · springshouses.com

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• 30,000 square foot recreation center with pool • Miles of paved hiking and biking trails • Neighborhood parks and playgrounds • Antler creek Golf Course and CreekView Grill North on Woodmen Rd., east on • New homes from the low 25Dr. and follow the $200s to the $500s Londonderry

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as a formal dining room. The radius stair case with wrought iron railing leads you to the upper level. Master Suite is accompanied with a plush 5 piece Master Bath with a granite slab counter and walk-in closet. The Kingsbridge has a unique loft that opens to a covered deck which yields spectacular views, and overlooks the beautiful curved stairway! The upper level also enjoys 2 spacious bedrooms, a full bath, and laundry room located conveniently to all bedrooms. Finished Basement with 9’ Ceilings offers a Family Room with a Wet Bar, Bedroom, and a Full Bathroom.

Located in the prestigious Flying Horse Community! OR: Study OR: Loft

Quality and Affordable Custom Homes 17215 Papago Way MLS# 2997017 $449,000 Model Open Saturday 1-4PM

REIMAGINE REIMAGINEYOUR YOUR DREAM DREAMHOME. HOME. HANOVER RD.

Our Model the Austin- This cozy 2 story home has everything most desire! The Great Room boasts a gas fireplace and it is open to the dining and Kitchen area. Generous Kitchen space has granite slab counters, stainless steel appliances, pantry, and extended hardwood flooring. Walk Out on to your patio from the Kitchen and Master Suite. Master Suite

Winner 2013 People’s Choice (Parade of Homes) • 6 bed, 4 bath, 3 car garage • 5 acre horse property • Pond on back of lot • Backs to open space

www.gjgardnerfalcon.com REIMAGINE YOUR REIMAGINE YOUR 719.495.8800 Vanguard’s Model Home Available for Quick Move In! DREAM LIFE LIFEHOME. SIMPLIFIED. SIMPLIFIED. DREAM HOME. 1585 Gold Hill Mesa Drive

$359,988 Open Sat & Sun 1-4 Kelly Price 719.650.1778 Kelly@VanguardNewHomes.com

boasts a plush 5 piece Master Bath and spacious walkin closet. A powder room and laundry complete the Main Level. The upper level enjoys 2 large bedrooms, a full bath, and a cozy loft which overlooks the Great Room!

A full unfinished lower level has 9’ ceilings for room to grow! Our model home Available NOW in the desirable Gold Hill Mesa Community! Don’t Miss Out!

Gated Westside Neighborhoods • Custom-Semi Custom Homes • Energy Star 3.0 Certification • Nine Exceptional Floor plans Available • Diverse Selection of Home sites – View Lots and Golf Course Lots now available.

Our award winning Kingsbridge- This 2 story plan is sure to please! Completed in a European Cottage Elevation, this home boasts beautiful stucco and stone in a dynamic color scheme. Inside, the main living areas are open and spacious, complete with all the features you have come to expect in our homes. The Kitchen, with granite slab counters, stainless steel appliances, walk-in pantry, and an island with additional seating provides luxurious living. The Great Room boasts a raised corner fireplace and built-in entertainment center. The Main level also has a mudroom, powder room, and a study that could function

Vanguard Homes- Kingsbridge-2 Story-Finished Basement-Wet Bar-Spectacular Views- Prestigious Flying Horse Community!

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www.MeridianRanch.com

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719.495.8800

A Golf & Recreational Community

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Highest quality construction with exceptional detailing and amenities are standard with a home built by Oaksbury, Inc. Custom Home Builder in Colorado Springs for over 23 years.

www.gjgardnerfalcon.com

• We have 1/3 to 1 acre lots available • Award winning designs • Homes starting at $325,000

Models open daily until 6pm

UEBLO

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10888 Mt Evans Drive Model Open Mon-Sat 10-5, Sun 12-4 or by appointment

OLD P

Open Mon-Sat 10-6 / Sun 12-6 www.CreekStone-Homes.com

Quality and Affordable Custom Homes

Winner 2013 People’s Choice (Parade of Homes)

Fort Carson AVAILABLE NOW! 5676 Leon Young Dr. $399,000 719-368-7945 115 Lori@CreekStone-Homes.com

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• Master level office or 2nd bedroom & full bath • Main level laundry w/free W/D • 2 bedrooms in basement w/ full bath

SQUIRREL CREEK RD.

Fountain New CreekStone Homes in District 20!

• We have 1/3 to 1 acre lots available • Award winning designs • Homes starting at $325,000

Landscaped & Fncd Yard

Desirable Wolf Ranch 3BR, 2½ Bath, 2 Car Garage $187,000 - $229,900

East on Research past Powers, • 3 Floor Plans including left on Grand Cordera Parkway Main Level Master Sales Office on your left • JMWestonhomes.com 719-571-9737

Mark Davis 719-338-3116

Quality and Affordable Custom Homes 10851 Glen Canyon Drive Model Open Mon-Sat 10-5, Sun 12-4 or by appointment

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New Townhomes in District 20 8989 Meadow Rose View 115 • Award Winning Builder

4330 Settlers Ranch Rd. Settlers Ranch

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AIRPORT RD.

CIRCLE DRIVE

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6

13

24

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• • • •

WOODMEN RD.

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Colorado Springs

85 87

ST.

8

24

MARKSHEFFEL RD.

Manitou Springs

POWERS BLVD.

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NEVADA AVE.

GARDEN OF THE GODS RD.

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KISSING CAMELS & CATHEDRAL RIDGE 3310 Mesa Road

Mike Woelke 719.623.2669

A low A low maintenance maintenance community community connected connected by by green green spaces spaces andand walking walking paths, paths, justjust minutes minutes from from downtown. downtown.

Charming Charming architectural architectural styles andand floor floor plans plans thatthat fit any fit any lifestyle. lifestyle.

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LIFE SIMPLIFIED. LIFE SIMPLIFIED.

Aaward-winning lowaward-winning maintenance community connected by green spaces and A low maintenance community connected by green spaces and Featuring Featuring 4 local, 4 local, builders: builders: minutesCharming from downtown.

Charming architectural walking paths, justwalking minutespaths, from just downtown. architectural CreekStone, CreekStone, Hi-Point, Hi-Point, JM JM Weston, Weston, and Vanguard Vanguard Homes.

Homes. styles and plans thatand fit any lifestyle. styles and floor plans that fitfloor any lifestyle.

Featuring 4 local, award-winning builders: Featuring 4 local, award-winning builders: • •Townhomes Townhomes from from thethe $180s $180s to $230s to $230s and and REIMAGINE YOUR CreekStone, Hi-Point, JM Weston, and Vanguard Homes.

CreekStone, Hi-Point, JM Weston, and Vanguard Homes. single single family family homes homes from from thethe $260s $260s to $500s. to $500s.

DREAM HOME. • Townhomes theand $180s to $230s and • Townhomes from the $180s tofrom $230s LIFE SIMPLIFIED.

single homesto from thespaces $260sand to $500s. single family homes fromfamily the $260s $500s.

A low maintenance community connected by green walking paths, just • •Models Models open open daily. daily. minutes from downtown. Charming architectural sytles and floor plans that fit any lifestyle.

LIFE SIMPLIFIED. A low maintenance community connected by green spaces and Featuring 4 local, award-winning builders: • Models open daily. paths, just minutes from downtown. Charming architectural • Models open daily.

CreekStone, Hi-Point, JM walking Weston, and Vanguard Homes styles and floor plans that fit any lifestyle.

• Townhomes from the $180s.

Single Family Homes from the $260s.

Featuring 4 local, award-winning builders: CreekStone, Hi-Point, JM Weston, and Vanguard Homes.

• Models open daily.

WWW.GOLDHILLMESA.COM WWW.GOLDHILLMESA.COM WWW.GOLDHILLMESA.COM WWW.GOLDHILLMESA.COM • Townhomes from the $180s to $230s and single family homes from the $260s to $500s.

INFO@GOLDHILLMESA.COM 719.633.2202 719.633.2202 INFO@GOLDHILLMESA.COM INFO@GOLDHILLMESA.COM 719.633.2202 719.633.2202 INFO@GOLDHILLMESA.COM • Models open daily.

WWW.GOLDHILLMESA.COM 719.633.2202

INFO@GOLDHILLMESA.COM

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