Real Estate 11/26/17

Marketplace

Real Estate Careers Garage Sales

TO PLACE AN AD, CALL 444-7355

Sunday, November 26, 2017

CLASSIC HOMES:

The Legends Collection breaking ground in Wolf Ranch and Lexington Crossing at Briargate

SPONSORED FEATURE

The Legends Collection by Classic Homes presents gorgeous paired patio homes in some of the most beloved communities in Colorado Springs.

Say goodbye to the days of skipping family brunch to rake the leaves or missing part of your favorite prime time show to take out the trash or freezing your fingertips to shovel snow. Low-maintenance living means carefree living. It means more time for the precious moments, the priceless adventures, the supreme relaxation.

Perhaps the best part of The Legends Collection is that there is something for everyone. With plans ranging from 2,900 to 4,298 square feet, the options are plentiful. From the empty-nester looking to downsize to the large family that needs a bedroom for every kid, The Legends Collection delivers. There are four paired-patio ranch floor plans to choose from, each with a model home available to tour: Avondale, Telluride, Maroon Bell and San Isabel.

Wolf Ranch is an amazing master planned community located in the award-winning School District 20.

Located conveniently at the corner of Powers and Research, residents enjoy a lively, family-friendly neighborhood with a wealth activities and amenities.

Currently the Telluride and Maroon Bell plans are being modeled within the community, but any of the four plans of The Legends Collection can be built from the ground up. The area designated to the collection is quaint, CONTINUED ON PAGE 2

New Model Homes Now Open!

Hello, Sanctuary Pointe.

An inspired new master-planned community where the western edge of Black Forest meets the cutting edge of civilized country living.

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Located along the western edge of the Black Forest just off Baptist Rd. and Sanctuary Rim Dr.

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719-888-3445 • ClassicHomes.com/Paired-Patio-Homes

SH 2 ❘ THE GAZETTE ❘ SUNDAY, NOVEMBER 26, 2017

SPOTLIGHT: CONTINUED FROM PAGE 1

cozy, safe and intimate — with four cul-desacs and only eight paired-patio homes per streetway. Many of the patio homes back to open space and start in the $360s.

Low-maintenance living within the awardwinning, 1900-acre Wolf Ranch is an excellent idea, because there are so many events and activities to spend your free time delving into. Whether it’s the splash zone, year-round pool and parks for the kids; fitness classes and hiking trails for the adults; an incredible dog park for the four-legged companion; or the movie nights and potlucks for the whole family, there are always ways to engage with the community and have a blast.

Also in D20 is Lexington Crossing at Briargate, just north of Woodmen Road.

It’s a different environment, with the same celebrated paired-patio homes. While not a master planned community in and of itself, it

is centrally located within the Briargate area, just minutes from The Promenade Shops, entertainment, employment, hospitals, parks and every other modern convenience you can think of. Here, The Legends Collection is an infill project, which means the build area is located in an established community. This equates to mature trees, existing homes and that familiar neighborhood feel that many remember from childhood.

The Avondale and Maroon Bell are being modeled at Lexington Crossing at Briargate; but again, any of the plans can be selected for construction. There are only 40 pairedpatio homesites in total, all accessible off of peaceful cul-de-sacs with limited thru-traffic.

Currently, seven homes are under contract, two have been closed on, nine are ready for quick move-in and just over 20 can be built anew. Home prices start in the $340s.

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No matter what plan you choose or community you select, The Legends Collection presents quality, durable, low-maintenance and energy-efficient homes that fit a range of lifestyles. The homes have been extremely well-received. In fact, the largest plan, The San Isabel, was recognized in the 2016 Parade of Homes with seven industry awards for excellence in homebuilding, including: Best Overall Home, Best Floorplan, Best Architectural Exterior, Best Craftsmanship, Best Kitchen, Best Master Suite and Best Interior Design.

Instead of spending all your free time maintaining your home, endeavor to create your own personal legend.

To learn more about The Legends Collection, Wolf Ranch or Lexington Crossing at Briargate, call 719-888-3445 or visit ClassicHomes.com/Paired-Patio-Homes. 

Buyers’ vs. sellers’ market

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When you’re in the market to purchase or sell real estate, you frequently hear the terms sellers’ market and buyers’ market. What do these terms represent, and how do they impact you as a buyer or seller?

When there are more buyers than homes for sale, (demand is larger than the supply), it’s considered a sellers’ market.

During a sellers’ market, sellers often see several buyers competing for their property, which drives up the price.

GARDEN OF Therefore, home prices rise higher than they normally would, THE GODS RD. and homes tend to sell more quickly.

2 Buying a home during a sellers’ market tends to be a fast FILLMORE ST. and competitive process. It’s not unusual to see multiple offers on the same property, with some of the offers above the asking price. To improve your negotiating position as a 24 buyer, it’s essential to have an experienced, licensed Realtor 24 CIM helping you maneuver the process. Your Realtor is aware MA 85 RON of current market trends for each specific neighborhood, 87 ST. PLATTE AVE. and can help you position the best offer possible for the 94 situation.

A buyer’s market indicates there are more people looking AIRPORT RD. to sell houses than there are people who want to buy houses. During this type of market prices increase slowly, 25 or even fall, while homes take longer to sell. Sellers could be forced to accept a lower price than they wanted and be willing to agree to conditions.

If you are selling during a buyers’ market, be ready for a challenge. Because of the surplus of homes for sale, buyers DRENNAN RD. are more demanding, and you must be willing to consider compromises with respect to both price and terms. More 13 1 aggressive marketing may be needed as well as extra care • Main level and two-story • Stucco exteriors in getting your property in the best possible condition.

• Front yard landscaping including fence and Security Again, an experienced, licensed Realtor is vital to guiding sprinkler • Year round lawn maintenance including you towards the right decisions and helping obtain the best snow removal offer for your situation.

• Recreation Centers included • Easy access to Peterson and Schriever AFB The factors that influence supply and demand sway FONTAINE BLVD. housing market changes. The factors that have a widespread Vantage Homes’ Newest Low-Maintenance Homes Move-in Ready Homes From The Mid $200s Widefield Now available at The Farm effect include interest rates, economic conditions, and • Sunday from noon to 5 p.m. Monday - Saturday from Hi Lori, 10 a.m. to 5 p.m. consumer confidence levels. Housing supply tends to trail Put Your Fingerprint on Our Blueprint and picture your family MESA RIDGE PKWY •115 Driving Directions: East on Woodmen Rd., north on living within one of Southern Colorado’s newest communities. behind demand, pushing toward a sellers’ market. When Golden Sage Rd., East on E. Woodmen Rd. I did a quick mock-up ofFOR what we would like to do for our ad on the builderthe page thisreaches the point where there is an excess of (Frontage Road),and follow the signs to MasterBilt Homes market MORE INFORMATION REGARDING Built by LOW-MAINTENANCE HOMES, weekend. I noticed that some of the ads have the image across the top instead of in the Jim Stiltner properties, a shift toward a buyers’ market generally occurs.

85 US AT VHCO.COM 719-481-1129 upper left corner, so this VISIT should work.

Please send a proof of the ad.

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Jene 87 Either market can last months, or sometimes even vhco.com 719-597-6373 masterbilthomes@icloud.com SQUIRREL CREEK RD. MasterBilt.com years. It depends on the driving forces behind the change.

Fountain Forecasting the duration and timing of changes is 2 complicated and the only thing that is certain is the housing 5 market will change eventually.

There are times when conditions do not necessarily favor either buyers or sellers. This usually occurs between transitions to either a buyers’ or sellers’ market. When there are market changes, it doesn’t happen overnight and there Fort Carson is a period in between when demand and supply are nearly FROM $384,150 * NEW to 1.5 AC LOTS Come Visit Our New1/3 Model Home! equal and pricing stabilizes. 

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The experts at The Platinum Group, Realtors have years of experience and unlimited resources for valuable guidance in navigating the complexities of each market type, so you can make the best assessments for your family. For a noobligation consultation, call today: 719-536-4326 or visit PlatinumHomesSales.com.

SUNDAY, NOVEMBER 26, 2017 ❘ THE GAZETTE ❘ SH 3

EXPERTS CORNER:

Six reasons you need a Realtor when buying new construction COURTESY OF THE PLATINUM GROUP, REALTORS

New construction is plentiful and has a ton of advantages, but can buyers save money by not using their own Realtor? The reality is you still need a buyer’s agent looking out for you. As with any home purchase, there are too many possible downsides, unknown risks, and complications to traverse the process without expert help.

Many buyers assume that the builder’s rep can help them with the purchase, but keep in mind that the builder’s rep works for the builder. Their objective is getting the best deal for their employer.

It doesn’t save money to not hire a professional.

The commission for buyer representation is legally part of the purchase price, therefore if you do not

use your own Realtor, the builder receives the extra three percent from your purchase.

1. FINDING THE RIGHT BUILDER Thanks to a network of agents, vendors, lenders and other industry professionals, getting expert advice on the reputation of builders is an advantage. For example, some builders have a reputation for delivering homes on time, while some consistently seem unable to deliver homes on time.

2. THE BEST LOT AND LOCATION Rather than taking your best shot, working with

Featured Home of the Week 5604 Cubbage Dr 80924 | $432,314

Neighborhood: Wolf Ranch Driving Directions: From Powers Blvd & Woodmen, head North on Powers, enter Wolf Ranch at Powers at Research (Right/East on Research), first left on Tutt Blvd, right on Cubbage Dr. Agent/Company: Lenka Martin, (719)205-5248 For more info: Lenka@LenkaMartin.com

4 bdrms/3baths/3 car garage/ 3441 total sq ft. Spacious chef’s kitchen, granite countertops at kitchen, stainless appliances, staggered designer cabinets, large kitchen island w/pendant lights, pantry. Great room features 12’ ceiling and fireplace w/tile surround. Hardwood floors at entry, kitchen, dining, and great room. Master Suite has a sitting area, coffered ceiling, walk-in closet, and adjacent 5 pc bath. Finished basement with 9’ ceiling, two additional bedrooms, bath, & rec room provides additional space to entertain. Additional features include: AC prep, wrought iron railing at stairs, dual vanities at master, front yard landscaping and more. This home is designed for performance and energy efficiency. Please ask us more about the HERS testing and water saving features this home includes. Home is part of Wolf Ranch community with many amenities, near park, trails, easy access to Powers corridors shopping, entertainment, hospitals, D20 schools. READY NOW. Schedule showing.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700750 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 13, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) KENNETH A BARKER, JR. and JOY E LOVE Original Beneficiary(ies) PHH MORTGAGE SERVICES Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MASTER SEASONED SECURITIZATION TRUST 2005-1, MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-1 Date of Deed of Trust January 15, 2001 County of Recording El Paso Recording Date of Deed of Trust January 24, 2001 Recording Information (Reception No. and/ or Book/Page No.) 201008341 Original Principal Amount $449,250.00 Outstanding Principal Balance $59,202.32 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 10 IN MOUNTAIN SHADOWS FILING NO. 14, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 5020 LANAGAN, COLORADO SPRINGS, CO 80919.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/10/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/12/2017 Last Publication 12/10/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/13/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Elizabeth S. Marcus #16092 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015172 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700739 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) WAYNE S. JONES AND MELISSA HAMMOND Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Current Holder of Evidence of Debt BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Date of Deed of Trust December 02, 2015 County of Recording El Paso Recording Date of Deed of Trust December 02, 2015 Recording Information (Reception No. and/ or Book/Page No.) 215130032 Original Principal Amount $290,106.00 Outstanding Principal Balance $284,293.78 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 633, WOODMEN HILLS FILING NO. 9, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 8087 BUSCHBORN ROAD, PEYTON, CO 80831.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/10/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/12/2017 Last Publication 12/10/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/12/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Toni M. Owan #30580 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-089-30150 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

a Realtor can help ensure you make selections that will best serve your overall interests. Picking out the best lot in the right community for your lifestyle, in a neighborhood with the features you want is more efficient with the experience and knowledge of a Realtor.

paperwork that can be confusing and daunting.

Your Realtor will review any contracts and make sure you are protected along with helping you to understand all aspects of the contract.

Typically, builder contracts are written in a protective manner supporting the builder.

3. UPGRADES AND PLAN MODIFICATIONS One of the best things about new construction is personalizing the home to your needs and wants, and some things are more important than others. However, without proper guidance, you could easily spend more money on things that are less important. An experienced buyer’s agent can advise you on the best new home upgrades with the highest return on investment.

6. REPRESENTATION THROUGH THE ENTIRE PROCESS Anyone with the financial means to buy a new home can go find a builder and purchase a new home. With an experienced, licensed Realtor sorting through the marketing and salesmanship, you can make the best choice for your family. Home builders try to capitalize on the emotional side of choosing a new home, so it is essential to understand everything about the process.

Working with a licensed Realtor certifies that you have the expertise of a professional with a fiduciary responsibility to you. Realtors are contractually obligated to look out for your best interests, and compelled to do everything in their power to protect you.

4. EXPERT NEGOTIATIONS Realtors are strong negotiators who understand the value of all aspects of the deal and see both sides clearly. The builder is not just motivated by making as much money as possible on your sale, they also want to sell the next home for a similar price. However, while keeping the price at a certain point is important, the builder might be willing to give other concessions in negotiations — such as upgrades.

5. ENSURE PAPERWORK, INCLUDING THE CONTRACT, IS IN ORDER Real estate purchases involve a lot of

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700743 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) Christian L. Orth Original Beneficiary(ies) Wells Fargo Financial Colorado, Inc. Current Holder of Evidence of Debt LSF10 Master Participation Trust Date of Deed of Trust June 02, 2006 County of Recording El Paso Recording Date of Deed of Trust June 08, 2006 Recording Information (Reception No. and/ or Book/Page No.) 206084902 Original Principal Amount $174,445.68 Outstanding Principal Balance $157,951.59 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 19, BLOCK 2, VISTA GRANDE TERRACE, FILING NO. 9, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK T-2 AT PAGE 72.

Also known by street and number as: 5349 Descanso Circle East, Colorado Springs, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/10/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/12/2017 Last Publication 12/10/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/12/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-14-636896-JS The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

The Platinum Group, Realtors are ranked as the number one independent real estate firm in Colorado Springs. Their agents have an average of over 13 years of real estate experience, so you can be confident they’ll get you the best possible results for your family. For a noobligation consultation, call today: 719-5364326 or visit PlatinumHomesSales.com.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700722 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 1, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) KEN W. KNITTER Original Beneficiary(ies) ADDISON AVENUE FEDERAL CREDIT UNION Current Holder of Evidence of Debt FIRST TECHNOLOGY FEDERAL CREDIT UNION Date of Deed of Trust November 14, 2005 County of Recording El Paso Recording Date of Deed of Trust November 29, 2005 Recording Information (Reception No. and/ or Book/Page No.) 205189393 Original Principal Amount $216,800.00 Outstanding Principal Balance $172,739.16 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6, WAGON TRAILS FILING NO. 13, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5423 SPOKED WHEEL DRIVE, COLORADO SPRINGS, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/03/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/5/2017 Last Publication 12/3/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/01/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710 Attorney File # 17CO00287-1 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

Presidents change.

Good journalism doesn’t.

SH 4 ❘ THE GAZETTE ❘ SUNDAY, NOVEMBER 26, 2017

Careers This year’s average holiday bonus is likely to knock Scrooge off his feet

BY JEREMY HARPER  MONSTER.COM

If you’re too old to be waking up at the crack of dawn on Christmas morning to check out your haul from Santa, there’s still one potential present you can look forward to unwrapping: your holiday bonus.

You and your co-workers’ stockings could be stuffed with a little extra greenery this year, according to a recent annual survey of employers

by Accounting Principals, a staffing firm that specializes in finance and accounting. Of the 500 U.S. companies polled, 63 percent are planning on giving bonuses this year, with an average payout of $1,797, up from $1,081 in 2016.

While bonuses are partially driven by the success of the company over the course of the year, the survey data also offers ways that your individual behavior shapes your odds of reaping those endof-year rewards. In fact, many of the surveyed managers said there are steps you can take to increase your chances of landing a big bonus.

If you’re a part of the third that isn’t getting a bonus this year, don’t feel like you’re missing out, as David Alexander, Accounting Principles president, said that many cited giving their employees other forms of payouts.

“Employers are favoring non-monetary alternatives to reward their employees, or plan to give out bonuses at other times of year,” Alexander said. “There has also been a notable increase in organizations providing charitable donations in lieu of bonuses, as some organizations aim to align their goals and values closer to their employees.”

Still, there’s nothing like seeing a little holiday cheer in your paycheck at the end of the year.

These tips can help you get a head start on your 2018 holiday bonus.

BE UPBEAT AND DRIVEN

Your attitude at work is hugely influential on your bonus. More than half of the survey respondents (56 percent) said employees who remain motivated during the year are more likely to receive a bonus when the holiday season rolls around. And 49 percent of managers in the survey said workers who are positive and upbeat are more likely to receive a holiday bonus.

One way you can amp yourself up for greatness is to create goals for yourself to work toward, said Kim Gottschalk, a senior regional vice president at Accounting Principals. “These don’t necessarily have to be lofty goals for the year. They can be smaller daily or weekly goals related to your work,” Gottschalk said. “Working toward these goals will help you remain engaged and productive.

And reaching those goals will help enhance your attitude – which will help motivate others to have a positive attitude as well.”

GO ABOVE AND BEYOND

If you want a little something extra in your check, you’ll need to put in some extra effort. According to the survey, 42 percent of respondents said that taking on additional duties at work increases an employee’s chances of receiving a bonus.

“Volunteering for extra assignments throughout the year helps demonstrate that an employee is willing to go above and beyond to meet departmental and possibly wider strategic objectives of the organization,” said Stacey Berk, managing consultant and founder of Expand HR Consulting, a boutique human resources consulting firm based in suburban Washington, D.C. “It’s just one way that an employee could show a meaningful contribution compared to others.”

But don’t simply volunteer for the additional work and walk away. Berk suggested seizing the opportunity to discuss the broader impact of your work with your manager before you begin the new tasks. The conversation could create an impression that makes a difference during bonus season.

WHEN APPROPRIATE, TOOT YOUR OWN HORN

It’s true that some companies pre-determine holiday bonuses before December hits. But some firms wait until the last minute to allocate those funds, so it’s worth reminding your manager of all of the good you’ve done throughout the year. And besides, managers and bosses are busy people with a lot on their minds. Of managers surveyed, 42 percent said that employees who remind the company of their accomplishments are more likely to receive bonuses. Another 33 percent said that asking your boss directly for a bonus could pay off.

Bonus policies vary among organizations, but if you decide to approach your boss directly about a bonus, you will need to demonstrate your value, Gottschalk said. “Showcase your accomplishments and highlight your dedication, proactive thinking and collaboration to help make your case,” she said.

There are tactful ways to go about this. Berk recommended meeting with your manager at the beginning of the holiday season to highlight your accomplishments in the past year or six months.

“It’s typically strong individual performance throughout the year that yields the highest bonus,” she said. 

EARN SOME

FAIR FUN

CASH

1 3 ,

2 0 1 7

PAGE 13

Deliver the newspaper and put money back in your wallet!

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J U LY

Butterflies, bengals and everything in between coming to county fair.

FOR THE HOLIDAYS!

You can make up to

Bonuses are 66 percent merrier than last year. Here’s how to get on your employer’s “nice” list.

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Sign up today at gazette.com/carriers or call 719.636.0342

EVERY THURSDAY IN THE GAZETTE

SUNDAY, NOVEMBER 26, 2017 ❘ THE GAZETTE ❘ SH 5

General GENERAL

General GENERAL

Automotive AUTOMOTIVE

DISPATCHER

Taylor Farms is hiring for a

1ST SHIFT FORKLIFT DRIVER You must have experience driving forklifts in a warehouse setting.

The position will include unloading trucks, rotation of stock, feeding lines with product, stocking finished product, etc....

This will need to be done in a timely, but safe and efficient manner. You will need to be able to pass both a driving and written test to be considered for the position. The schedule for this position requires overtime on a regular basis.

The work week is Monday through Saturday, 7:00 AM to finish, which means we do not know what time we leave daily, it depends upon the daily demand.

Some of our benefits include 401k, health and dental insurance, paid vacation, and greatly reduced memberships to the YMCA. You must be authorized to work in the United States with proper and current identification. You also must pass a pre-employment drug screen.

2nd Shift Loader Taylor Farms is hiring a Loader for 2nd shift.

The loading position includes driving forklifts and pallet jacks.

Some of the duties include pulling orders, building pallets, and loading trucks in a timely manner.

The trucks must be loaded accurately and within deadlines.

Qualifications needed Must be able to read, write, and understand English.

Must be able to physically lift and stack all finished products.

Please apply in person at: Taylor Farms 890 N Newport Rd Colorado Springs, CO 80917 EOE

Taylor Farms is a Drug-Free workplace.

We E-Verify

Drivers TRANSPORTATION

Rental Single Family

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Rent $1125/mo dep. $1125. NP Call (719) 330-4557

Home Furnishings PlatteFurniture.com New/Used Furniture BUY * SELL * TRADE 2331 E. PLATTE PL (719) 633-7309

Misc For Sale Need Local & OTR Drivers Immediately Taylor Farms is accepting applications for OTR and Local drivers. OTR drivers are paid .40 per mile with consistent miles between 2,500 to 3,000 weekly. OTR drivers are out 5-9 days per load, and receive 2 days off after each trip. Local drivers start at $16.00 per hour with overtime. We offer health benefits, 401k plan, and paid vacation. Drivers must possess a CDL Class A license, and a clean MVR is required. One year driving experience is needed to apply. Apply in person at: 890 N. Newport Rd. Colorado Springs CO. 80916.

CEMETERY PLOT for 2 in Colorado Springs. Memorial Gardens. Includes burial rights, bronze memorials, and concrete vaultoriums for 2, + all transfer fees.

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Looking for someone who has great multi tasking skills, notary & payroll. Must have experience in Quickbooks. Spanish speaking a plus. Wages Based on experience.

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700722 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 1, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) KEN W. KNITTER Original Beneficiary(ies) ADDISON AVENUE FEDERAL CREDIT UNION Current Holder of Evidence of Debt FIRST TECHNOLOGY FEDERAL CREDIT UNION Date of Deed of Trust November 14, 2005 County of Recording El Paso Recording Date of Deed of Trust November 29, 2005 Recording Information (Reception No. and/ or Book/Page No.) 205189393 Original Principal Amount $216,800.00 Outstanding Principal Balance $172,739.16 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6, WAGON TRAILS FILING NO. 13, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5423 SPOKED WHEEL DRIVE, COLORADO SPRINGS, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/03/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/5/2017 Last Publication 12/3/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/01/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710 Attorney File # 17CO00287-1 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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Salary $3,082.00 - $4,513.00 Monthly Location Limon, CO Department of Corrections Job Number CAA-9577/LCF-11/2017 Closing 11/21/2017 4:00 PM Mountain This position provides entry-level marketable job skills to offender students by delivering career and technical welding educational instruction and assessment within an adult educational correctional system/facility. The Limon Correctional Facility welding program will be managed utilizing virtual welding machines only. Instruction is in accordance with the Colorado Community College System (CCCS) and/or the Colorado State Licensing Board (if applicable).

The full announcement can be accessed at https://www.governmentjobs.com

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700729 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) CHAD DARYL CHAPMAN Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for PACIFIC UNION FINANCIAL, LLC Current Holder of Evidence of Debt PACIFIC UNION FINANCIAL, LLC Date of Deed of Trust October 25, 2016 County of Recording El Paso Recording Date of Deed of Trust November 01, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216126665 Original Principal Amount $217,307.00 Outstanding Principal Balance $215,991.67 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6, CORRAL RANCHES SUBDIVISION FILING NO. 8, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK D-4 AT PAGE 104 AND AS AMENDED BY SURVEYOR’S STATEMENT RECORDED JANUARY 4, 1996 IN BOOK 6796 AT PAGE 985, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 13535 GYMKHANA RD, PEYTON, CO 80831.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/03/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/5/2017 Last Publication 12/3/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/05/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000006967566 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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CUSTOMER SERVICE ASSOCIATE The Colorado Springs Gazette is looking for a Customer Service Associate with exceptional customer skills to assist the advertising sales team members in the prospecting, booking, closing and maintenance of prospective and existing dvertisers. The ideal candidate must have at least one year of solid experience in an administrative role, excellent organization and communication skills, selfdiscipline and focus to manage the volume and demanding nature of the work.

COOK / WORK LEADER Dining Services IV Colorado School for the Deaf & the Blind 3 yrs. Exp. Req’d. For more info: csdb.org/careers CO State Govt is EOE SALES MARKETING

719-444-SELL

The Royal Gorge Route Railroad, Colorado’s premier scenic railroad, is hiring a Retail Sales Manager. The right candidate will promote a desirable guest experience, have three years professional experience in a tourist related, retail position, have the ability to train, manage, and work with 5-10 employees, have a working knowledge of POS software, have the ability to procure and develop desirable retail products, design store displays to maximize floor space and sales volume, manage warehouse and inventory, control operating costs, and develop industry relationships. Please apply in person at 330 Royal Gorge Blvd., Canon City, or online at RoyalGorgeRoute.com TECHNICAL

WEB UI PROGRAMMER

(Colorado Springs, CO): Perform UI programmer role on Portal & enterprise java based software projects.

Work w/ back-end developers to integrate look & feel changes w/ biz logic & client reqmnts. Dvlp site content/graphics for internal/external portals & enterprise web apps.Maintain site appearance by developing, enforcing content & display standards.

Maintain high design/production quality.

Ensure site content consistency. Req 3 yrs of exp. in HTML/CSS, Bootstrap, JavaScript, Liferay, Alfresco, JQuery, AJAX. Reloc req’d.

Mail resume to Xtivia, 304 S. 8th St, Colorado Springs, CO 80905

SALES MARKETING

NEW BUSINESS DEVELOPMENT SALES REPRESENTATIVE Base Salary PLUS Un-capped Commissions Join our winning team. Do you want to work in a fast paced, highly creative environment for the largest media company in Colorado Springs? We are looking for a sales professional who possesses the drive and passion to work with local businesses to increase market share through multi-media advertising solutions that deliver superior results.

LANDSCAPE Retiring must sell. $182k + inventory.

Coolers and Equipment Included.

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To view the job positing go to www.gazette.com and click on About/Employment Opportunities.

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If interested, please apply in person.

Taylor Farms 890 N. Newport Road Colorado Springs, CO 80916 EOE

Tow Co. Part Time nights & weekends 9AM-5PM. 390-5471

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LABORERS

15 temp, full-time positions.

2/1/18-12/1/18.

Rocky Mt. Hardscapes, Arvada, CO. Fax: 720-540-3243.

Tasks: sod laying, mowing, trimming, planting, watering, fertilizing, digging, raking, sprinkler installation, and installation of mortarless segmental concrete masonry wall units. 40 hrs/wk.7am-4pm, M-F. Employer provided transp from workshop to sites in Denver, Arapahoe, Jefferson, Douglas, Larimer, and El Paso counties, CO. No exp or min edu reqd. Must be able to lift 50 lbs. $15.45/hr, OT may be available at $23.18/hr. Workers paid every week. Single workweek used to compute wages due. Employer will make all deductions from the worker’s paycheck required by law. If the worker completes 50 percent of the work contract period, the employer will reimburse the worker for transportation and subsistence from the place of recruitment to the place of work. Upon completion of the work contract or where the worker is dismissed earlier, the employer will provide or pay for worker’s reasonable costs of return transportation and subsistence back home or to the place the worker originally departed to work, except where the worker will not return due to subsequent employment with another employer or where the employer has appropriately reported a worker’s voluntary abandonment of employment. The amount of transportation payment or reimbursement will be equal to the most economical and reasonable common carrier for the distances involved. Daily subsistence provided at a rate of at least $12.07p/day during travel to a maximum of $51.00 p/day with receipts.

H2B Workers will be reimbursed in the first workweek for all visa, visa processing, border crossing and other related fees, including those mandated by the government (except passport fees) by check separate from payroll. Employer will provide workers at no charge all tools, supplies, and equipment required to perform the job, and guarantees to offer work for hours equal to at least 3?4 of the workdays in each 12 wk period of total employment period.

Please inquire about the job opportunity or send resumes directly to Fax 720-540-3243 or to the nearest State Workforce agency located at 1200 Federal Blvd.. Denver, CO 80204, Ph: 720-944-1615 or the job service office nearest you or fax resumes to 720-540-3243.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700765 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) JOHANNA KETTERER and RANDALL KETTERER Original Beneficiary(ies) OPTION ONE MORTGAGE CORPORATION Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MASTR ASSET BACKED SECURITIES TRUST 2007-HE2, MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-HE2 Date of Deed of Trust June 01, 2007 County of Recording El Paso Recording Date of Deed of Trust June 07, 2007 Recording Information (Reception No. and/ or Book/Page No.) 207077068 Original Principal Amount $220,500.00 Outstanding Principal Balance $155,591.51 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 23, IN BLOCK 5 IN NORTHWIND SUBDIVISION FILING NO 7 COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 4110 CRICKET CT, COLORADO SPRING, CO 809185600.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/17/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/19/2017 Last Publication 12/17/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/18/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007026305 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

You will be focused on strategic prospecting, conducting needs assessments, idea and proposal generation, presentation of advertising recommendations and driving new digital business as well as in all of our print publications to include: The Gazette, Pikes Peak Courier, TriLakes Tribune, Woodmen Edition, Cheyenne Edition, Sunday Preferred and Peak Deals.

We offer: •Competitive base salary •Un-capped commission potential •Mobile Phone •Mileage reimbursement •Benefits including: 401k, medical, dental, vision, paid holidays, sick, personal and vacation time, company paid life insurance and short and long term disability Our New Business Development Sales Representative must offer: •Competitive and driven spirit to be the best •Consultative sales style demonstrated by effective listening skills, and the ability to determine client needs through proper assessment techniques.

•Results and goals oriented •Strong work ethic •Willing to work hard and have fun Ideal Candidate possesses: •3+ years of sales experience with a demonstrated track record of success •Excellent communication skills •Prospecting & cold calling experience •Technically Savvy •Ability to thrive in a fast-paced highly transactional environment •Valid Driver’s license •Reliable Vehicle If this sounds like the right mix of challenge and opportunity, please send your resume to humanresources@gazette.com

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700767 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) LEIA B LLARENA Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for PEOPLES MORTGAGE CORPORATION, its successors and assigns Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust July 30, 2010 County of Recording El Paso Recording Date of Deed of Trust August 02, 2010 Recording Information (Reception No. and/ or Book/Page No.) 210073752 Original Principal Amount $233,435.00 Outstanding Principal Balance $206,578.18 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 47, THE HEIGHTS AT JACKSON CREEK FILING NO. 2, TOWN OF MONUMENT, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 107 PISTOL CREEK DRIVE, MONUMENT, CO 80132.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/17/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/19/2017 Last Publication 12/17/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/18/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016538 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700752 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 13, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) Michael L Wolfert Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P. Current Holder of Evidence of Debt U.S. Bank National Association, as Trustee, for Structured Asset Mortgage Investments II Inc., Prime Mortgage Trust, Certificates, Series 2007-1 Date of Deed of Trust November 30, 2006 County of Recording El Paso Recording Date of Deed of Trust December 12, 2006 Recording Information (Reception No. and/ or Book/Page No.) 206180245 Original Principal Amount $580,000.00 Outstanding Principal Balance $517,795.72 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 52, IN TALON RIDGE AT PEREGRINE FILING NO. 2, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 8410 Tiaga Trail, Colorado Springs, CO 80919.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/10/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/12/2017 Last Publication 12/10/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/13/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-780705-LL The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose.

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Name Change

Notices Name Change EL PASO COUNTY COURT EL PASO COUNTY, COLORADO 270 South Tejon, Colorado Springs, CO 80903 CASE NUMBER: 17C3405 DIVISION: R COURTROOM: S280 In the Matter of the Petition of Adult: John Setola Mondragon For a Change of Name to: John Perry Vassallo

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PUBLIC NOTICE OF PETITION OF CHANGE OF NAME Public notice is given on Nov. 14, 2017 that a Petition for a Change of Name of an Adult has been filed with the El Paso County Court.

The Petition requests that the name of: John Setola Mondragon be changed to: John Perry Vassallo Dr. Lynette D. Cornelius Clerk of Court Chelsea Olstad Deputy Clerk Published in The Gazette: Nov 24, 25, 26, 2017.

EL PASO COUNTY COURT EL PASO COUNTY, COLORADO 270 South Tejon, Colorado Springs, CO 80901 CASE NUMBER: 17C 3223 DIVISION: R COURTROOM: S280 In the Matter of the Petition of Adult: CORDERO TORRES-ORTIZ For a Change of Name to: CORDERO ORTIZ PUBLIC NOTICE OF PETITION OF CHANGE OF NAME Public notice is given on Nov. 14, 2017 that a Petition for a Change of Name of an Adult has been filed with the El Paso County Court.

The Petition requests that the name of: CORDERO TORRES-ORTIZ be changed to: CORDERO ORTIZ Dr. Lynette D. Cornelius Clerk of Court Chelsea Olstad Deputy Clerk Published in The CS Gazette: November 24, 25, 26, 2017.

my Life, my Gazette

NOTICE OF FINAL SETTLEMENT Notice is hereby given that Final Payment of the contract between Academy School District 20 and McKinney Door and Hardware for the Columbine Lock Replacement Project will be made on or about December 6, 2017. Any person, co-partnership, association of persons, company or corporation that has furnished labor, materials, team hire, sustenance, provisions, provender or other supplies used or consumed by the contractor identified above or any subcontractor thereof in or about the performance of the work contracted to be done or that has supplied rental machinery, tools, or equipment to the extent used in the prosecution of the work whose claim therefore has not been paid by the contractor or subcontractor, may in accord with section 38-26-107 (1) C.R.S., file with Jill Yellico, Academy School District 20 Purchasing and Contracting Office located at 1110 Chapel Hills Drive, Colorado Springs, CO, 80920 a verified statement of the amount due and unpaid on account of such paid claim, which statement must be filed on or before December 6, 2017.

Published in the CS Gazette on November 24, and 26, 2017.

EL PASO COUNTY COURT EL PASO COUNTY, COLORADO 270 South Tejon, Colorado Springs, CO 80903 CASE NUMBER: 17C 3516 DIVISION: R COURTROOM: S280 In the Matter of the Petition of Adult: KENNETH CHRISTOPHER FLOWERS For a Change of Name to: ROMAN LEE GRAY PUBLIC NOTICE OF PETITION OF CHANGE OF NAME Public notice is given on November 16, 2017 that a Petition for a Change of Name of an Adult has been filed with the El Paso County Court.

The Petition requests that the name of: KENNETH CHRISTOPHER FLOWERS be changed to: ROMAN LEE GRAY Dr. Lynette D. Cornelius Clerk of Court Chelsea Olstad Deputy Clerk Published in The CS Gazette: Nov. 25, 26, 27, 2017.

Public notice regarding proposed Colorado Springs Utilities Line Extension and Service Standards, 2018 Edition Notice is hereby given, pursuant to § 12.1.109 B3 of the Code of the City of Colorado Springs, of the intent of Colorado Springs Utilities to promulgate the Electric, Natural Gas and Water “Line Extension and Service Standards, 2018 Edition” pertaining to the construction of new lines and services.

A copy of the proposed changes is on file and open for public inspection during normal business hours at the offices of Colorado Springs Utilities, Leon Young Service Center, 1521 Hancock Expressway - lobby area, and online at: https://www.csu.org/ Pages/standards-bulletins.aspx. Unless a public hearing is requested, the proposed adoption date of these standards is November 29th, 2017, and the effective date of these standards is January 1st, 2018.

The public comment period is November 14th, 2017 through November 28th, 2017 at 4 p.m. Public comments may be submitted in writing to Colorado Springs Utilities, Attn: Bill Galloway for Electric and Gas or Tara McGowan for Water, Engineering Standards Manager, P.O. Box 1103, Mail Code 1812, Colorado Springs, CO 80947-1812. A member of the public may request a public hearing on these proposed line extension and service standards. All requests for a public hearing must be made in writing to the City Attorney’s Office, Division Chief – Utilities, 30 S. Nevada Ave, Suite 501, Colorado Springs, CO 80903, and must be received no later than November28th, 2017 at 4 p.m. Requests for a public hearing must state the basis for the request and the name, address and telephone number of the requestor.

Published in Colorado Springs Gazette November 14 thru November 28, 2017

Weather changes.

Good journalism doesn’t.

November 19, 2017 Beginning 8:00 AM MST (Mountain Standard Time) Monday, December 4, 2017 and closing Friday, December 8, 2017 at 5:00 PM MST (Mountain Standard Time) the Colorado Springs Housing Authority will accept ONLINE ONLY pre-applications at www.csha.us for the following: Conventional Public Housing: 4-bedrooms only Moderate Rehabilitation Program (Mod Rehab) Kiowa Properties Conventional Public Housing 0-Bedroom/Efficiency Conventional Public Housing 1-Bedroom Elderly/Disabled PLEASE NOTE: There will be a link on our website to fill out a pre-application ONLY during the dates and times listed above.

Public Housing and Kiowa Properties applicants are deemed eligible based on income and a background check to include previous landlords, a police check and a credit check. Eligible applicants will be required to move into one of the available properties owned/managed by the Colorado Springs Housing Authority.

All applicants will be placed on waiting lists in order of the date and time received.

If you are person with a disability and need a reasonable accommodation to participate in the application process, please inform our office.

If you need a pre-application in Spanish, during the dates and times listed above, go to www.csha.us, then click on “Click here to apply for Colorado Springs Housing Programs online”, then click on “Change Language” at the top.

PLEASE NOTE: THE WAITING LISTS FOR PUBLIC HOUSING 1, 2, & 3 BEDROOMS, AND SECTION 8 HOUSING CHOICE VOUCHER PROGRAM REMAIN CLOSED. Additional information about the waiting lists is available at www.csha.us.

Published in the Colorado Springs Gazette November 19, 26, & December 3, 2017

Chad E. Wright Executive Director

SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN DIEGO, 1409 Fourth Ave., San Diego, CA 92101 Madge Bradley Building ESTATE OF THEODORE ADAM GARCIA DECEDENT NOTICE OF PETITION TO ADMINISTER ESTATE OF THEODORE ADAM GARCIA CASE NUMBER: 37-2017-00042439-PR-PW-CTL 1. To all heirs, beneficiaries, creditors, contingent, creditors, and persons who may otherwise be interested in the will or estate or both, of THEODORE ADAM GARCIA. 2. A petition for probate has been filed

by JUDY GARCIA in the Superior Court of California, County of SAN DIEGO. 3. The Petition for Probate requests that JUDY GARCIA be appointed as personal representative to administer the estate of the decedent.

4.The petition requests the decedent’s will and codicils, if any, be admitted to probate.

The will and any codicils are available for examination in the file kept by the court.

5. The petition requests authority to administer the estate under the Independent Administration of Estates Act. (The authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.

6. A hearing on the petition will be held in this court as follows: Date 01-04-2018. Time 1:30PM. Dept: PC-2 7. If you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing.

Your appearance may be in person or by your attorney.

8. If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.

9. You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk.

10. Petitioner: CRAIG P. KEUP 9740 Cuyamaca Street, Suite M Santee, CA 92071 ( Telephone): 619-569-1835 Published in Colorado Springs Gazette November 14, 21, 28, 2017

Call 719.636.0342 or go to gazette.com/carriers today!

EVERY THURSDAY IN THE GAZETTE

Legal description corrected by a Scrivener’s Error Affidavit recorded on August 25, 2017 at Reception No. 217102463 Also known by street and number as: 4614 La Cresta Drive, Colorado Springs, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 12/27/2017, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 10/29/2017 Last Publication 11/26/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 08/28/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710 Attorney File # 17CO00260-1 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

ATTORNEY FOR Petitioner JUDY GARCIA

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700703 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 28, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) Andrew W Beavor Original Beneficiary(ies) Mortgage Electronic Registration Systems Inc., as nominee for Mortgage Solutions of Colorado, LLC Current Holder of Evidence of Debt BANK OF AMERICA, N.A. Date of Deed of Trust January 26, 2009 County of Recording El Paso Recording Date of Deed of Trust February 05, 2009 Recording Information (Reception No. and/ or Book/Page No.) 209011557 Original Principal Amount $189,404.00 Outstanding Principal Balance $175,086.95 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 4 IN BLOCK B, A REFILING OF A PORTION OF BLOCK 3 AND ALL OF BLOCK 4 VISTA GRANDE SUBDIVISION FILING NO. 2 IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK I-2 PAGE 36.

NOTICE OF PETITION TO ADMINISTER ESTATE ATTORNEY OR PARTY WITHOUT ATTORNEY CRAIG P. KEUP, ESQ. (SBN: 131808) KEUP-LIM, APC 9740 CUYAMACA, STREET, STE M SANTEE, CA 92071 TELEPHONE NO: 619-569-1835 FAX NO: 619-245-4146

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700782 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) JAMES C STACK Original Beneficiary(ies) WELLS FARGO HOME MORTGAGE, INC. Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust October 26, 2001 County of Recording El Paso Recording Date of Deed of Trust November 06, 2001 Recording Information (Reception No. and/ or Book/Page No.) 201161707 Original Principal Amount $151,500.00 Outstanding Principal Balance $137,404.21 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 7, IN BLOCK 1, ERINDALE SUBDIVISION FILING NO. 1, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK H-2 AT PAGE 60.

Also known by street and number as: 6362 TURRET DRIVE, COLORADO SPRINGS, CO 80918.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/24/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/26/2017 Last Publication 12/24/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/22/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016654 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700781 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) Kurt L Reineke and Victoria L Reineke Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Citybank Current Holder of Evidence of Debt OCWEN LOAN SERVICING, LLC Date of Deed of Trust December 30, 2008 County of Recording El Paso Recording Date of Deed of Trust January 05, 2009 Recording Information (Reception No. and/ or Book/Page No.) 209000630 Original Principal Amount $227,260.00 Outstanding Principal Balance $243,851.09 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOTS 5 AND 6 IN SAGECREST FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO LOTS 5 AND 6 SAGECREST FIL NO 2 Assignment of Deed of Trust recorded June 25, 2012 at Reception No. 212072442; Assignment of Deed of Trust recorded May 6, 2013 at Reception No. 213058137. * Non-Hamp Loan Modification Agreement recorded November 20, 2013 at Reception No. 213140763 Also known by street and number as: 4075 Wileys Road, Peyton, CO 80831.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/24/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/26/2017 Last Publication 12/24/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/21/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100, Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 17-00315SH The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700766 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) JOHN K CROSBY and ANDREA R CROSBY Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for CALIBER HOME LOANS, INC. Current Holder of Evidence of Debt CALIBER HOME LOANS, INC. Date of Deed of Trust January 16, 2014 County of Recording El Paso Recording Date of Deed of Trust January 17, 2014 Recording Information (Reception No. and/ or Book/Page No.) 214004460 Original Principal Amount $474,222.00 Outstanding Principal Balance $449,292.61 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 11, 4 WAY RANCH FILING NO. 1, AS AMENDED BY AFFIDAVITS OF CORRECTION RECORDED OCTOBER 12, 2006 AT RECEPTION NO. 206151107, OCTOBER 12, 2006 AT RECEPTION NO. 151108 AND MARCH 2, 2007 AT RECEPTION NO. 207029610, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 13710 BANDANERO DRIVE, PEYTON, CO 80831-3809.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/17/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/19/2017 Last Publication 12/17/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/18/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007045057 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700730 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 6, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records.

Original Grantor(s) BRANT C. BIRDSALL Original Beneficiary(ies) BANK UNITED OF TEXAS FSB Current Holder of Evidence of Debt WELLS FARGO BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO WELLS FARGO BANK, MINNESOTA, NATIONAL ASSOCIATION, AS TRUSTEE FOR REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-2 Date of Deed of Trust February 29, 1996 County of Recording El Paso Recording Date of Deed of Trust March 05, 1996 Recording Information (Reception No. and/ or Book/Page No.) 096026321 Book: 6833 Page: 689 Original Principal Amount $123,364.00 Outstanding Principal Balance $104,493.97 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 9 IN PINON VALLEY FILING NO. 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 1931 POWDER RIVER DRIVE, COLORADO SPRINGS, CO 80919.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED

BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/03/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

First Publication 11/5/2017 Last Publication 12/3/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/06/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016337 The Attorney above is acting as a debt collector and is attempting to collect a debt.

Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015