Real Estate 12/03/17 by Colorado Springs Gazette, LLC

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SOLID ROCK CUSTOM HOMES PRESENTS:

Building the Perfect Custom Home for Your Family

BY LAIN AND BARBARA CHAPPELL, OWNERS, SOLID ROCK CUSTOM HOMES

Whether you have been actively planning to build a home for months (or years!) or you’re just beginning to think about the possibility, finding the right home to fit your family’s needs can be difficult. When it comes to finding an existing home, or building a production or semi-custom home, it is important to understand that not one of these homes are perfect for every family. Only when building a fully custom home are you able to tailor every element to suit you and your family’s every need. Yet, even a fully custom home has a limitation: budget. To help you build your perfect home within your budget, it is important to consider several factors. LOCATION If you have ever watched HGTV’s House Hunters or another show centered around finding a home, you may have laughed about how particular most of the people are about the location of their home; until it’s your turn to find your perfect lot of land. When it comes to building your own dream home, location truly does matter. When you want your children to go to a certain school, when you want to live in a particular neighborhood to be close to your friends and family or you desire acreage with stunning views, a few blocks can make a difference. Even if none of those criteria matter to you, your proximity to restaurants, parks or shopping might. On the opposite end of the spectrum, you may want to be out in the country, or at least on the edge of town, away from crowded streets or the Interstate. Knowing where and how you want to live will help you narrow your search for your ideal lot of land.

Remember that, while you can make changes to the homes layout years down the road, you (usually) cannot move the house, so it is important to take your time in choosing the perfect piece of land for you. Yet, don’t wait too long! Land is in high demand right now and you don’t want to miss out on your perfect lot to another eager buyer. All that being said, your choice in land will ultimately depend on your budget. When it comes to figuring out your total budget for your land and fully custom home, a good rule of thumb is to allot twenty percent of your budget toward the land and eighty percent of your budget to the home itself. This will vary from client to client based on your specific goals.

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SIZE According to a study conducted in 2016, the average size of homes in the United States is over 2,000 square feet. Of the countries in the study, only Australia surpassed the U.S. in average home size, at nearly 2,500 square feet. Larger homes allow for more space per family member, more storage space, and more room to grow. This can be

particularly nice if you are a newlywed couple who plans to have children in the future, if you only have one or two children but expect to expand your family in the next few years, if you are retired but want that perfect space for accommodating grandchildren or aging parents, or if you just want space to stretch out, entertain, and enjoy life. Often called McMansions, these homes have

ample square footage, and often more rooms than needed by the family. Large and impressive, these homes are built to be awe-inspiring. On the flip side, this also means you have more space to clean, as well as higher heating and cooling costs. A larger home will also require more furnishings and interior decorating expertise; otherwise, it will likely look empty.

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SH 2 ❘ THE GAZETTE ❘ SUNDAY, DECEMBER 3, 2017

When designing your custom home, the floor plan is the first element of the design, and it will be based on your family’s needs and budget; from there you’re required and/or desired features are discussed and worked into the plans. When it comes to floor plans, you will want to decide between open and closed floor plans. The former gives you a big open space, which is great for entertaining and allows you to watch your children or grandchildren playing in one room while you are doing something in another room. It is harder to keep clean, however, because if one room is messy, the whole space looks messy. Plus, sound travels more, and it allows for less privacy. The one-story versus multi-story house should also be considered. You may want a one-story home if you or a family member has mobility issues or are concerned about the safety of their aging parents, children, or grandchildren. “Aging in place” homes will often be single-story to keep mobility easier and safer as you

Plus, there is more space for collecting bedroom, or you may want an extra clutter without realizing it, which can bedroom that can serve as a home office, become a problem if you decide to move storage room or play room depending on your evolving needs. If you are looking or when your home is passed down to your children. Perhaps you and your to the future, you may want to consider family desire what is called a “jewelry building a home with more bedrooms than box home”. A jewelry box home is a you need in case you later want to expand smaller home with many of the highyour family, or consider integrating ‘aging in place’ elements into its design to quality details found in the awe-inspiring accommodate you as you age. larger homes such as crown molding, wainscoting, top-of-the-line appliances, FEATURES AND FLOOR PLAN and detailed selections without the Before looking into building a home, unnecessary space; what you will save create a wish list. Writing down exactly in size, you will make up for in stunning what you want in a home will allow you detail, comfort and commodities. to better build a home that fits your Two other things many people consider preferences, as well as your budget. Sort when thinking about the size of a your list, either by ranking each item or by home are the number of bedrooms and creating categories, such as “must have,” bathrooms. While the number and ages “really want,” and “if budget allows.” of family members play a part in deciding When making your list of requirements, the appropriate number of bedrooms and think about items that easily can be bathrooms, several other factors may influence your decision. For example, changed down the road versus those that if you have friends or family members will take considerable time and money to RD. PALMER DIVIDE who often visit, you may want a guest change.

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EVERY THURSDAY IN THE GAZETTE COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700750 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 13, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) KENNETH A BARKER, JR. and JOY E LOVE Original Beneficiary(ies) PHH MORTGAGE SERVICES Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MASTER SEASONED SECURITIZATION TRUST 2005-1, MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-1 Date of Deed of Trust January 15, 2001 County of Recording El Paso Recording Date of Deed of Trust January 24, 2001 Recording Information (Reception No. and/ or Book/Page No.) 201008341 Original Principal Amount $449,250.00 Outstanding Principal Balance $59,202.32 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 10 IN MOUNTAIN SHADOWS FILING NO. 14, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 5020 LANAGAN, COLORADO SPRINGS, CO 80919. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/10/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 11/12/2017 Last Publication 12/10/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/13/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Elizabeth S. Marcus #16092 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-015172 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

ofFOR what we would like to do for our ad on the builder page this MORE INFORMATION REGARDING Built by LOW-MAINTENANCE HOMES, weekend. I noticed that some of the ads have the image across the top instead of in the Jim Stiltner 85 VISIT US AT VHCO.COM 719-481-1129 upper left corner, so this 719-597-6373 should work. Please send a proof of the ad. Thanks! Jene 87 masterbilthomes@icloud.com SQUIRREL CREEK RD.

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grow older. Having everything on the same level is also nice when it comes to doing laundry and other general house-cleaning chores. Two-story homes, on the other hand, may offer more square footage without sacrificing outdoor space, and often have greater separation between the living areas and the bedrooms. Not to mention, the added benefit of some extra exercise each day! Keep an open mind! As you work with your custom home builder and architect, you will many times find that they can give you ideas that you never even thought of before. If you are opposed to any particular design elements, voicing that right away will help you and your team design the perfect home for you that fits your budget with added efficiency. Solid Rock Custom Homes is a family owned and operated business in Colorado Springs that understands that each home is a pathway to helping their clients turn their dreams into reality,

SUNDAY, DECEMBER 3, 2017 ❘ THE GAZETTE ❘ SH 3

Top 4 reasons why a home inspection is vital COURTESY OF THE PLATINUM GROUP, REALTORS

A home is typically the most significant big-ticket purchase we ever make, and it requires a surplus of additional costs and fees before you even get to the closing table. The cost of a home inspection is an irrefutable necessity in discerning the overall condition of the house and avoiding a bigger problem from serious and costly repairs. A typical inspection goes from the roof to the foundation, checking every major house system (plumbing, electrical, heating, septic, structural), in between. Keep in mind that just because something’s new doesn’t mean it’s perfect, so don’t skip the inspection on new construction either. 1. APPEARANCES CAN BE DECEIVING Often a home appears move in ready, but an inspection will uncover the state of things like electrical wiring, plumbing, roofing, insulation, and structural features. No matter how old the home is, there can be unseen issues buyers should be aware of before the purchase is complete.

2. SAVE MONEY Home inspections might seem expensive, but they’re really more economical than finding out down the road that your entire home needs rewiring, new plumbing or structural repairs.

also an opportunity to include language in the purchase contract allowing you to back out of an agreement if the inspection finds any deal breakers. Buyers also have the option to stipulate that the seller take care of necessary repairs before closing.

3. NEGOTIATING Obtaining a home inspection before you buy can give you power to negotiate a lower price if repairs are necessary. It’s

4. PEACE OF MIND Fewer surprises helps put the buyer’s mind at ease. A home inspection can reveal the home is in good shape or it

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700739 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) WAYNE S. JONES AND MELISSA HAMMOND Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Current Holder of Evidence of Debt BROKER SOLUTIONS, INC. DBA NEW AMERICAN FUNDING Date of Deed of Trust December 02, 2015 County of Recording El Paso Recording Date of Deed of Trust December 02, 2015 Recording Information (Reception No. and/ or Book/Page No.) 215130032 Original Principal Amount $290,106.00 Outstanding Principal Balance $284,293.78 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 633, WOODMEN HILLS FILING NO. 9, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 8087 BUSCHBORN ROAD, PEYTON, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/10/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 11/12/2017 Last Publication 12/10/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/12/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Toni M. Owan #30580 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # 17-089-30150 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

can give the seller an opportunity to correct the issues before any money is exchanged. Buyers can make a more informed decision and feel confident their budget will stay in tact. After evaluating the home inspector’s findings, you can choose to handle minor fixes yourself. For other situations, it’s a good idea to consult with your Realtor and ask the seller to pay for repairs or give you a credit at closing. As the number one independent real estate firm in Colorado Springs, The Platinum Group, Realtors work with thorough and qualified home inspectors and make sure their clients have access to top professionals. In addition, while it’s tempting to demand the sellers turn over a home that is as perfect as possible, it may not be realistic. The team at Platinum Group has the knowledge, experience and understanding to help buyers negotiate the best outcome for each situation. For a no-obligation consultation, call today: 719-536-4326 or visit PlatinumHomesSales.com. 

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Neighborhood: Wolf Ranch Driving Directions: From Powers Blvd & Woodmen, head North on Powers, enter Wolf Ranch at Powers at Research (Right/East on Research), first left on Tutt Blvd, right on Cubbage Dr Agent/Company: Lenka Martin, (719)205-5248 For more info: Lenka@LenkaMartin.com

4 bdrms/3baths/3 car garage/ 3441 total sq ft. Spacious chef’s kitchen, granite countertops at kitchen, stainless appliances, staggered designer cabinets, large kitchen island w/pendant lights, pantry. Great room features 12’ ceiling and fireplace w/tile surround. Hardwood floors at entry, kitchen, dining, and great room. Master Suite has a sitting area, coffered ceiling, walk-in closet, and adjacent 5 pc bath. Finished basement with 9’ ceiling, two additional bedrooms, bath, & rec room provides additional space to entertain. Additional features include: AC prep, wrought iron railing at stairs, dual vanities at master, front yard landscaping and more. This home is designed for performance and energy efficiency. Please ask us more about the HERS testing and water saving features this home includes. Home is part of Wolf Ranch community with many amenities, near park, trails, easy access to Powers corridors shopping, entertainment, hospitals, D20 schools. READY NOW. Schedule showing.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700743 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 12, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) Christian L. Orth Original Beneficiary(ies) Wells Fargo Financial Colorado, Inc. Current Holder of Evidence of Debt LSF10 Master Participation Trust Date of Deed of Trust June 02, 2006 County of Recording El Paso Recording Date of Deed of Trust June 08, 2006 Recording Information (Reception No. and/ or Book/Page No.) 206084902 Original Principal Amount $174,445.68 Outstanding Principal Balance $157,951.59 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 19, BLOCK 2, VISTA GRANDE TERRACE, FILING NO. 9, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK T-2 AT PAGE 72. Also known by street and number as: 5349 Descanso Circle East, Colorado Springs, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/10/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 11/12/2017 Last Publication 12/10/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/12/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-14-636896-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700817 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 4, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) ADRIAN B CRONKHITE Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for PEOPLES NATIONAL BANK Current Holder of Evidence of Debt PINGORA LOAN SERVICING, LLC Date of Deed of Trust December 04, 2013 County of Recording El Paso Recording Date of Deed of Trust December 10, 2013 Recording Information (Reception No. and/ or Book/Page No.) 213146341 Original Principal Amount $447,950.00 Outstanding Principal Balance $420,012.98 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 86, BENT TREE II, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 1430 REGAL GLEN COURT, MONUMENT, CO 80132. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/31/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/3/2017 Last Publication 12/31/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/04/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007076235 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700804 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 2, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) LISA J LEATHERMAN Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for DITECH MORTGAGE CORP Current Holder of Evidence of Debt DITECH FINANCIAL LLC Date of Deed of Trust June 20, 2015 County of Recording El Paso Recording Date of Deed of Trust June 30, 2015 Recording Information (Reception No. and/ or Book/Page No.) 215068174 Original Principal Amount $169,978.00 Outstanding Principal Balance $165,608.15 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 111, PEYTON RANCHES, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 15035 WAGON TRAIL, PEYTON, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/31/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/3/2017 Last Publication 12/31/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/02/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 350-3711 Attorney File # 00000007019946 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700722 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 1, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) KEN W. KNITTER Original Beneficiary(ies) ADDISON AVENUE FEDERAL CREDIT UNION Current Holder of Evidence of Debt FIRST TECHNOLOGY FEDERAL CREDIT UNION Date of Deed of Trust November 14, 2005 County of Recording El Paso Recording Date of Deed of Trust November 29, 2005 Recording Information (Reception No. and/ or Book/Page No.) 205189393 Original Principal Amount $216,800.00 Outstanding Principal Balance $172,739.16 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6, WAGON TRAILS FILING NO. 13, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5423 SPOKED WHEEL DRIVE, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/03/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 11/5/2017 Last Publication 12/3/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/01/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710 Attorney File # 17CO00287-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700801 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 29, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) NOEL R FOX and HEATHER M CONLEY-FOX Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for MORTGAGE SOLUTIONS OF COLORADO Current Holder of Evidence of Debt MORTGAGE SOLUTIONS OF COLORADO, LLC Date of Deed of Trust November 12, 2013 County of Recording El Paso Recording Date of Deed of Trust November 13, 2013 Recording Information (Reception No. and/ or Book/Page No.) 213138664 Original Principal Amount $280,912.00 Outstanding Principal Balance $292,691.33 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 98, FALCON HIGHLANDS FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 10822 HIDDEN RIDGE CIR, PEYTON, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/31/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/3/2017 Last Publication 12/31/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/29/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates PC 216 16th Street, Suite 1210, Denver, CO 80202 (720) 259-6710 Attorney File # 15CO00789-2 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

Careers

SH 4 ❘ THE GAZETTE ❘ SUNDAY, DECEMBER 3, 2017

Holiday office party do’s and don’ts BY JEREMY HARPER  MONSTER.COM

Once upon a time in a rented hotel ballroom far, far away, the perfect holiday party was thrown. Different department teams mingled merrily, and even the introverts felt perfectly at ease. Nobody got wasted, and everyone got along perfectly. But since you don’t work at Imaginary Office, Inc., you have to deal with a real-life holiday party — and it can be tricky. This quick list of do’s and don’ts will help you navigate the festivities like the classy employee you are (maybe attempting to be).

DO TALK ABOUT SOMETHING BESIDES WORK Your co-workers are more than just humans that you work with; they’re also humans that have families, hobbies, and causes they care about — just like you do. It’s hard to have a good time when you’re discussing the finer points of your job responsibilities, so avoid work topics as conversation starters. “Instead, connect with co-workers as people,” Friedman said. “That goes very far in business, and management can see you have a social side to you.”

DO DRESS APPROPRIATELY “If your office is having a formal event, dress up,” said Robin Schooling, vice president of human resources for Hollywood Casino in Baton Rouge. “If it’s a casual potluck in the break room, dress how you would for work. If the theme is ugly sweaters, find the ugliest workappropriate sweater you can, and wear it with pride.” When deciding what to wear to a holiday party, the important thing is to gauge what your office is doing and follow suit. Don’t be the person wearing a cocktail dress or ascot to the lunch hour Secret Santa gift swap. You will never live that down.

DON’T OVERINDULGE As important as it is to relax, have a good time and share the more social side of yourself at the holiday party, you’re still in a professional environment, so keep your decorum intact. Translation: Know your drink limit, and stick to it like glue. “Don’t turn yourself into water cooler fodder for the next day,” Schooling said.

DON’T BE A GRINCH In every office, there are some who will approach an office holiday party

like they’re too cool for school. They skip it, or worse, they attend and then complain about how they spend enough time with their co-workers already. Nobody likes a party pooper. Yes, you need to attend the office holiday party — it’s a work event, said Richie Frieman, manners and etiquette coach and author of REPLY ALL … and Other Ways to Tank Your Career: A Guide to Workplace Etiquette in Owings Mills, Maryland. Not only is it disrespectful and rude to the organizers if you publicly complain, but you’re also missing an opportunity. “Everyone is nicer during the holidays,” Frieman said. “And an office holiday party is your chance to

create greater bonds,” — which can lead to greater assignments, which can lead to greater paychecks. DO MAKE A POINT TO SPEAK WITH SOMEONE NEW Take some time to network at your office holiday party. Hop outside of your silo and hang out with a different department. By making an effort to speak to someone outside your circle, you can grow your sphere of influence, said Colin Exelby, president of Celestial Wealth Management in Towson, Maryland. “You’ll expand your network and appear as a team player,” he said. “You never know how that individual might be able to help you in the future.”

DON’T ARRIVE TOO EARLY OR STAY TOO LATE If you’re fretting over when you should arrive at the holiday party, a good rule of thumb is to limit your appearance (and exit) to within the official times for the party. This will help you avoid all kinds of potential awkwardness. Be respectful of everyone’s time — the organizers don’t want people there while they’re setting up or tearing down. Exelby suggested arriving about 20 minutes after the start time and leaving at least 20 minutes before the formal end time so you can say goodbye and wrap everything up on a high note.

DO SAY THANK-YOU Before you leave your holiday office party, be sure to show gratitude for your employer’s generosity. Planning a party, regardless of size, is no easy feat. Find your boss and the party organizers, and thank them for the festivities. This tiny gesture can go a long way in helping you stand out from the crowd.  Visit Monster.com/Career-Advice.

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To apply contact: humanresources@gazette.com

SUNDAY, DECEMBER 3, 2017 ❘ THE GAZETTE ❘ SH 5 DRIVERS

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GENERAL

AMUSE & REC ATTENDANTS

Ring & Ring, Inc., DBA Wright’s Amusements Company. 13002 Co. Rd. 102, Elbert CO 80106 PH: (281) 460-4127 wrightsamusements@ yahoo.com hiring Amuse Rec Attendants 60 TEMP F/T jobs 15-FEB- 18 to 15-NOV- 18. TVL Carnival, duties include set-up, tear down, operate amusement rides & food concessions and/or games. No ED/EXP REQD, OTJT. Schedule Varies 40 H/W, W-Sun, 1p to 10p, No OT expected, any OT per APP Regs. Work starts in Elbert Co., CO, TVL to venues in: CO, TX, NM & AR. No cost HOUS, TSPT, work tools, supplies & EQP provided. Employer will pay each week that worker is employed, pay varies by location, range from $361.20 to $481.60, average $403.27/wk. Merit increases/bonuses possible. TSPT (including meals and, to the extent necessary, lodging) to the place of EMPL will be provided, if the worker completes half the EMPL period. Return TSPT provided if the worker completes the EMPL period or is dismissed early by the employer. Post-emp drug & background may be REQ. EOE, FLSA (13)(a)(3) exempt employer. Job Offer, incl wage & working terms and conditions, contingent upon prevailing legal interpretations of FED H-2B immigration and FLSA EMPL law, including DOL & DHS REGS. If any such prevailing law is rescinded, superseded, vacated, or substantially modified, then the employer will accordingly revise any affected term. Inquire, apply, contact nearest office of the Colorado Workforce Center, www.connectingcolorado.com, refer to Job Order Number #7192083 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700802 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 29, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) TEDDY LEE MAXEY, Jr. Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for SCME MORTGAGE BANKERS, INC., A CALIFORNIA CORPORATION Current Holder of Evidence of Debt M&T BANK Date of Deed of Trust August 21, 2007 County of Recording El Paso Recording Date of Deed of Trust August 27, 2007 Recording Information (Reception No. and/ or Book/Page No.) 207112154 Original Principal Amount $180,000.00 Outstanding Principal Balance $180,599.51 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 8, WOODMEN HILLS FILING NO. 9E, COUNTY OF EL PASO, STATE OF COLORADO. **Loan Modification Agreement signed by Teddy Lee Maxey, Jr. on July 17, 2013 Also known by street and number as: 7812 GLADWATER ROAD, PEYTON, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/31/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/3/2017 Last Publication 12/31/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/29/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Karen J. Radakovich #11649 Frascona Joiner Goodman and Greenstein PC 4750 Table Mesa Dr, Boulder, CO 803055500 (303) 494-3000 Attorney File # 7192-10680 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

General

GENERAL

Local Drivers Taylor Farms is accepting applications for Local Drivers. Local drivers start at $16.00 per hour with overtime. We offer health benefits, 401k plan, and paid vacation. Drivers must possess a CDL Class A license, and a clean MVR is required. One year driving experience is needed to apply. Apply in person at: 890 N. Newport Rd. Colorado Springs CO. 80916

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700797 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 29, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) MICHAEL W DAILEY Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for NATIONS LENDING CORPORATION Current Holder of Evidence of Debt NATIONS LENDING CORPORATION, AN OHIO CORPORATION Date of Deed of Trust September 23, 2016 County of Recording El Paso Recording Date of Deed of Trust October 03, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216113407 Original Principal Amount $230,532.00 Outstanding Principal Balance $230,153.07 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 8, BLOCK 1, IN ANDEROSA ESTATES FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 1833 CHAPEL HILLS DR., COLORADO SPRINGS, CO 80920. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/31/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/3/2017 Last Publication 12/31/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/29/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000006817845 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700815 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 4, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) EDWARD GONZALES and COURTNEY GONZALES Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for ACADEMY MORTGAGE CORPORATION Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust April 30, 2012 County of Recording El Paso Recording Date of Deed of Trust May 01, 2012 Recording Information (Reception No. and/ or Book/Page No.) 212049295 Original Principal Amount $153,122.00 Outstanding Principal Balance $138,079.64 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 3 IN BLOCK 4 IN VISTE GRANDE SUBDIVISION FILING NO. 6, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 4529 DEL VERDE, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/31/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/3/2017 Last Publication 12/31/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/04/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney Wright #45482 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-776769-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700767 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) LEIA B LLARENA Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for PEOPLES MORTGAGE CORPORATION, its successors and assigns Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust July 30, 2010 County of Recording El Paso Recording Date of Deed of Trust August 02, 2010 Recording Information (Reception No. and/ or Book/Page No.) 210073752 Original Principal Amount $233,435.00 Outstanding Principal Balance $206,578.18 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 47, THE HEIGHTS AT JACKSON CREEK FILING NO. 2, TOWN OF MONUMENT, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 107 PISTOL CREEK DRIVE, MONUMENT, CO 80132. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/17/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 11/19/2017 Last Publication 12/17/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/18/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Sheila J. Finn #36637 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016538 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700752 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 13, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) Michael L Wolfert Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P. Current Holder of Evidence of Debt U.S. Bank National Association, as Trustee, for Structured Asset Mortgage Investments II Inc., Prime Mortgage Trust, Certificates, Series 2007-1 Date of Deed of Trust November 30, 2006 County of Recording El Paso Recording Date of Deed of Trust December 12, 2006 Recording Information (Reception No. and/ or Book/Page No.) 206180245 Original Principal Amount $580,000.00 Outstanding Principal Balance $517,795.72 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 52, IN TALON RIDGE AT PEREGRINE FILING NO. 2, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 8410 Tiaga Trail, Colorado Springs, CO 80919. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/10/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 11/12/2017 Last Publication 12/10/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/13/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-780705-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

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SH 6 ❘ THE GAZETTE ❘ SUNDAY, DECEMBER 3, 2017

November 19, 2017 Beginning 8:00 AM MST (Mountain Standard Time) Monday, December 4, 2017 and closing Friday, December 8, 2017 at 5:00 PM MST (Mountain Standard Time) the Colorado Springs Housing Authority will accept ONLINE ONLY pre-applications at www.csha.us for the following:

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Conventional Public Housing: 4-bedrooms only Moderate Rehabilitation Program (Mod Rehab) Kiowa Properties Conventional Public Housing 0-Bedroom/Efficiency Conventional Public Housing 1-Bedroom Elderly/Disabled PLEASE NOTE: There will be a link on our website to fill out a pre-application ONLY during the dates and times listed above. Public Housing and Kiowa Properties applicants are deemed eligible based on income and a background check to include previous landlords, a police check and a credit check. Eligible applicants will be required to move into one of the available properties owned/managed by the Colorado Springs Housing Authority. All applicants will be placed on waiting lists in order of the date and time received. If you are person with a disability and need a reasonable accommodation to participate in the application process, please inform our office. If you need a pre-application in Spanish, during the dates and times listed above, go to www.csha.us, then click on “Click here to apply for Colorado Springs Housing Programs online”, then click on “Change Language” at the top. PLEASE NOTE: THE WAITING LISTS FOR PUBLIC HOUSING 1, 2, & 3 BEDROOMS, AND SECTION 8 HOUSING CHOICE VOUCHER PROGRAM REMAIN CLOSED. Additional information about the waiting lists is available at www.csha.us.

Published in the Colorado Springs Gazette November 19, 26, & December 3, 2017

Chad E. Wright Executive Director

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… and is now delivered Thursdays. Look for the new GO! section every Thursday in The Gazette.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700730 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 6, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) BRANT C. BIRDSALL Original Beneficiary(ies) BANK UNITED OF TEXAS FSB Current Holder of Evidence of Debt WELLS FARGO BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO WELLS FARGO BANK, MINNESOTA, NATIONAL ASSOCIATION, AS TRUSTEE FOR REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-2 Date of Deed of Trust February 29, 1996 County of Recording El Paso Recording Date of Deed of Trust March 05, 1996 Recording Information (Reception No. and/ or Book/Page No.) 096026321 Book: 6833 Page: 689 Original Principal Amount $123,364.00 Outstanding Principal Balance $104,493.97 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 9 IN PINON VALLEY FILING NO. 1, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 1931 POWDER RIVER DRIVE, COLORADO SPRINGS, CO 80919. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/03/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 11/5/2017 Last Publication 12/3/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/06/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016337 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700729 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 5, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) CHAD DARYL CHAPMAN Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for PACIFIC UNION FINANCIAL, LLC Current Holder of Evidence of Debt PACIFIC UNION FINANCIAL, LLC Date of Deed of Trust October 25, 2016 County of Recording El Paso Recording Date of Deed of Trust November 01, 2016 Recording Information (Reception No. and/ or Book/Page No.) 216126665 Original Principal Amount $217,307.00 Outstanding Principal Balance $215,991.67 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 6, CORRAL RANCHES SUBDIVISION FILING NO. 8, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK D-4 AT PAGE 104 AND AS AMENDED BY SURVEYOR’S STATEMENT RECORDED JANUARY 4, 1996 IN BOOK 6796 AT PAGE 985, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 13535 GYMKHANA RD, PEYTON, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/03/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 11/5/2017 Last Publication 12/3/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/05/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000006967566 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700805 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 2, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) JOSHUA INSKEEP Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. as nominee for MORTGAGE SOLUTIONS OF COLORADO, LLC, its successors and assigns Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust November 25, 2009 County of Recording El Paso Recording Date of Deed of Trust November 25, 2009 Recording Information (Reception No. and/ or Book/Page No.) 209136397 Original Principal Amount $163,694.00 Outstanding Principal Balance $174,560.90 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 13, BLOCK 3, ANDEROSA ESTATES FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 1940 WHITEHORN DRIVE N, COLORADO SPRINGS, CO 80920. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/31/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/3/2017 Last Publication 12/31/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/02/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016701 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700765 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) JOHANNA KETTERER and RANDALL KETTERER Original Beneficiary(ies) OPTION ONE MORTGAGE CORPORATION Current Holder of Evidence of Debt U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MASTR ASSET BACKED SECURITIES TRUST 2007-HE2, MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-HE2 Date of Deed of Trust June 01, 2007 County of Recording El Paso Recording Date of Deed of Trust June 07, 2007 Recording Information (Reception No. and/ or Book/Page No.) 207077068 Original Principal Amount $220,500.00 Outstanding Principal Balance $155,591.51 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 23, IN BLOCK 5 IN NORTHWIND SUBDIVISION FILING NO 7 COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 4110 CRICKET CT, COLORADO SPRING, CO 809185600. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/17/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 11/19/2017 Last Publication 12/17/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/18/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007026305 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

SUNDAY, DECEMBER 3, 2017 ❘ THE GAZETTE ❘ SH 7 NOTICE OF PETITION TO ADMINISTER ESTATE ATTORNEY OR PARTY WITHOUT ATTORNEY CRAIG P. KEUP, ESQ. (SBN: 131808) KEUP-LIM, APC 9740 CUYAMACA, STREET, STE M SANTEE, CA 92071 TELEPHONE NO: 619-569-1835 FAX NO: 619-245-4146 ATTORNEY FOR Petitioner JUDY GARCIA SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN DIEGO, 1409 Fourth Ave., San Diego, CA 92101 Madge Bradley Building ESTATE OF THEODORE ADAM GARCIA DECEDENT NOTICE OF PETITION TO ADMINISTER ESTATE OF THEODORE ADAM GARCIA CASE NUMBER: 37-2017-00042439-PR-PW-CTL

Name Change

Notices Name Change EL PASO COUNTY COURT EL PASO COUNTY, COLORADO 270 South Tejon, Colorado Springs, CO 80901

EL PASO COUNTY FIELD-DISTRICT & COUNTY COURTS EL PASO COUNTY, COLORADO 270 South Tejon, Colorado Springs, CO 80901 CASE NUMBER: 17C 3337 Division: R Courtroom: S280

In the Matter of the Petition of Adult: MARY NICOLE RENNA For a Change of Name to: EVELYN KATE HAWKINS

In the Matter of the Petition of Parent/Petitioner: MARIA JOSE P. GAUDETTE For Minor Child: STEPHANIE RENEE PIZARROGAUDETTE For Change of Name to: STEPHANIE SANTANA PIZARROGAUDETTE

PUBLIC NOTICE OF PETITION OF CHANGE OF NAME

Public notice is given on November 14, 2017 that a Petition for a Change of Name of an Adult has been filed with the El Paso County Court.

Public notice is given on November 21, 2017, that a Petition for a Change of Name of a Minor Child has been filed with the El Paso County Court.

The Petition requests that the name of: MARY NICOLE RENNA be changed to: EVELYN KATE HAWKINS

The Petition requests that the name of: STEPHANIE RENEE PIZARROGAUDETTE

CASE NUMBER: 17C 3402 DIVISION: R COURTROOM: S280

Dr. Lynette D. Cornelius Clerk of Court Chelsea Olstad Deputy Clerk Published in The CS Gazette: Dec. 01, 02, 03, 2017.

be changed to: STEPHANIE SANTANA PIZARROGAUDETTE Dr.Lynette D. Cornelius Clerk of Court Chelsea Olstad Deputy Clerk

1. To all heirs, beneficiaries, creditors, contingent, creditors, and persons who may otherwise be interested in the will or estate or both, of THEODORE ADAM GARCIA. 2. A petition for probate has been filed by JUDY GARCIA in the Superior Court of California, County of SAN DIEGO. 3. The Petition for Probate requests that JUDY GARCIA be appointed as personal representative to administer the estate of the decedent. 4.The petition requests the decedent’s will and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court. 5. The petition requests authority to administer the estate under the Independent Administration of Estates Act. (The authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority. 6. A hearing on the petition will be held in this court as follows: Date 01-04-2018. Time 1:30PM. Dept: PC-2 7. If you object to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. 8. If you are a creditor or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law. 9. You may examine the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk. 10. Petitioner: CRAIG P. KEUP 9740 Cuyamaca Street, Suite M Santee, CA 92071 ( Telephone): 619-569-1835 Published in Colorado Springs Gazette November 14, 21, 28, 2017

Published in The CS Gazette Dec. 2, 3, 4, 2017.

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700782 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 22, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) JAMES C STACK Original Beneficiary(ies) WELLS FARGO HOME MORTGAGE, INC. Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust October 26, 2001 County of Recording El Paso Recording Date of Deed of Trust November 06, 2001 Recording Information (Reception No. and/ or Book/Page No.) 201161707 Original Principal Amount $151,500.00 Outstanding Principal Balance $137,404.21 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 7, IN BLOCK 1, ERINDALE SUBDIVISION FILING NO. 1, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK H-2 AT PAGE 60. Also known by street and number as: 6362 TURRET DRIVE, COLORADO SPRINGS, CO 80918. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/24/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 11/26/2017 Last Publication 12/24/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/22/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nicholas H. Santarelli #46592 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 17-016654 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700781 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 21, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) Kurt L Reineke and Victoria L Reineke Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as nominee for Citybank Current Holder of Evidence of Debt OCWEN LOAN SERVICING, LLC Date of Deed of Trust December 30, 2008 County of Recording El Paso Recording Date of Deed of Trust January 05, 2009 Recording Information (Reception No. and/ or Book/Page No.) 209000630 Original Principal Amount $227,260.00 Outstanding Principal Balance $243,851.09 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOTS 5 AND 6 IN SAGECREST FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO LOTS 5 AND 6 SAGECREST FIL NO 2 Assignment of Deed of Trust recorded June 25, 2012 at Reception No. 212072442; Assignment of Deed of Trust recorded May 6, 2013 at Reception No. 213058137. * Non-Hamp Loan Modification Agreement recorded November 20, 2013 at Reception No. 213140763 Also known by street and number as: 4075 Wileys Road, Peyton, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/24/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 11/26/2017 Last Publication 12/24/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/21/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100, Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 17-00315SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700811 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 3, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) Clarence Bachmeier and Sonja Bachmeier Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Countrywide Home Loans, Inc. Current Holder of Evidence of Debt Yakte Properties, LLC Date of Deed of Trust May 10, 2006 County of Recording El Paso Recording Date of Deed of Trust May 22, 2006 Recording Information (Reception No. and/ or Book/Page No.) 206073869 Original Principal Amount $115,000.00 Outstanding Principal Balance $114,671.00 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 9 IN SHILOH RANCH ESTATES FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 18975 Shiloh Ranch Dr, Colorado Springs, CO 80908. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/31/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/3/2017 Last Publication 12/31/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/03/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 Weinstein & Riley, P.S. 11101 West 120th Ave., Suite 280, Broomfield, CO 80021 (303) 539-8601 Attorney File # 47461492 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700806 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 2, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) BRITTANY PLATCHEK Original Beneficiary(ies) Mortgage Electronic Registration System, Inc. as nominee for CHERRY CREEK MORTGAGE CO., INC. Current Holder of Evidence of Debt BANK OF AMERICA, N.A. Date of Deed of Trust February 25, 2010 County of Recording El Paso Recording Date of Deed of Trust February 26, 2010 Recording Information (Reception No. and/ or Book/Page No.) 210018095 April 20, 2010 Re-Recording Information (Reception No. and/or Book/Page No.) 210036312 Re-Recording Date of Deed of Trust Original Principal Amount $206,196.00 Outstanding Principal Balance $195,539.35 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 123, THE METROPOLITAN CLUB, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 9329 PORTMARNOCK COURT, PEYTON, CO 80831. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/31/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 12/3/2017 Last Publication 12/31/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 10/02/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Eve Grina #43658 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122 Attorney File # CO-17-780870-LL The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201700766 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 18, 2017, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s) JOHN K CROSBY and ANDREA R CROSBY Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., acting solely as nominee for CALIBER HOME LOANS, INC. Current Holder of Evidence of Debt CALIBER HOME LOANS, INC. Date of Deed of Trust January 16, 2014 County of Recording El Paso Recording Date of Deed of Trust January 17, 2014 Recording Information (Reception No. and/ or Book/Page No.) 214004460 Original Principal Amount $474,222.00 Outstanding Principal Balance $449,292.61 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. LOT 11, 4 WAY RANCH FILING NO. 1, AS AMENDED BY AFFIDAVITS OF CORRECTION RECORDED OCTOBER 12, 2006 AT RECEPTION NO. 206151107, OCTOBER 12, 2006 AT RECEPTION NO. 151108 AND MARCH 2, 2007 AT RECEPTION NO. 207029610, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 13710 BANDANERO DRIVE, PEYTON, CO 80831-3809. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/17/2018, at Robert Russel Building, 105 East Vermijo, Suite 120, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 11/19/2017 Last Publication 12/17/2017 Name of Publication The Gazette IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; IF THE BORROWER BELIEVES THAT A LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION 38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH. THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS. Colorado Attorney General 1300 Broadway, 10th Floor Denver, Colorado 80203 (800) 222-4444 www.coloradoattorneygeneral.gov Federal Consumer Financial Protection Bureau P.O. Box 4503 Iowa City, Iowa 52244 (855) 411-2372 www.consumerfinance.gov DATE: 09/18/2017 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Nichole Williams #49611 Barrett Frappier & Weisserman, LLP 1199 Bannock Street, Denver, CO 80204 (303) 3503711 Attorney File # 00000007045057 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 1/2015

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