Use SBI Credit Card & Meet Your Medical Expenses! Doctor’s are the one who supports you and keep you healthy in the time of medical emergencies. And SBI helps doctors to maintain their finances in the time of crisis. SBI offers a wide range of credit cards for doctors and one of them is the Doctor’s SBI credit card. Using it you can get 5 times additional reward points and also can save on fuel purchase. With the help of the Indian Medical Association SBI provides a beneficial credit card to the customers. Read and know more about the SBI credit card eligibility, fees, features and other details. Who can get the Doctor’s SBI credit card? As the name suggests the individuals who have the medical degree and are practicing for more than a year are eligible for the SBI credit card. The age must be above 21 years for the applicant to apply for the credit card, and add-on cardholder age must be 18 years. Your spouse, children and family members can use the SBI card features. The credit limit of the Doctor’s card is based on the annual income of the user if he/she is running a clinic. Otherwise, the doctors’ who work for a reputed Hospital can provide their income details to the bank. The existing SBI customers can check for the pre-approved credit card offers for quick credit card approval. With a few documentation and affordable charges, you can apply for the Doctor’s SBI credit card online. To apply for SBI credit card You need to go through the simple process to apply for the credit card, look at the below steps to approve your card faser from your home. 1. 2. 3. 4. 5.
Visit SBI official website and to apply for the credit card Select the ‘Doctor’s credit card’ Fill up an online application form Mentioned your name, email address, mobile number for further processing If your application is approved by SBI it will send you a notification on your registered number or email address
Insurance coverage of INR 20 lakh! Using the optional insurance cover to your Doctor’s credit card, one can maintain their credits secure and safe. The claim amount is of INR 20 lakh maximum and offered to the professionals under the Insurance terms and conditions. To get the Insurance fund credited to your account, it is necessary that the SBI Doctor’s credit card is in the active status. You need to pay a finance charge in case of cash advance or outstanding balance.
Doctor’s also have some financial needs of necessity which they can’t be able to meet at times. And using the Doctor’s credit card they can earn 1 reward point on every INR 100 payment from the card. Your benefits could be 5 times if you use the card for medical supplies, travel or trips and forgein expenditures. To enjoy all these features of Doctor’s SBI credit card, you need to pay INR 1,499+GST one time joining fee. And the continuation of benefits requires the same joining amount every year. The renewal fee could be waived if you spend INR 5 lakh a year. And on your travels to your workplace you can save up to 1% on your fuel refilling with the credit card.