Use Kotak Urbane Credit Card For Easy Shoppings Kotak Mahindra Bank is providing a wide range of credit cards for customer benefits. And, by knowing the customer shopping requirements it offers a best credit card that can manage your bills. Using the Kotak Urbane Credit Card you can make payments for your daily expenses without any trouble. The credit card provides you the benefit of reward points on your every single Kotak credit card payment for any products and services. Read the given article to know the card features and benefits. Use Kotak Urbane credit card and earn rewards You can earn three times reward benefit on your shopping with Kotak Urbane card. And, to earn the points you need to spend at least INR 100 and above on your retail spends. To redeem the points you have to collect at least 1,000 points that worth INR 75. Whether you can convert the points into prizes, airmiles, discount coupons or cash. The user gets the benefit of 10,000 bonus points if he spends minimum INR 1 lakh using the Kotak Urbane credit card along with four free PVR tickets. You can redeem your PVR movie tickets by visiting the online website of PVR cinemas www.pvrcinemas.com. What is Kotak Urbane Credit Card eligibility criteria? The applicant whose age is above 21 years and is an Indian citizen is eligible for this credit card. But age and nationality is not the only factor that makes you eligible for the Kotak Urbane credit card your income and other factors also play an important role in your card approval. Annual income of the individual must be INR 3 lakh to get this credit card. And, if your credit score is below 750 there are chances that the credit card application might get rejected. So, before you apply for the Kotak Urbane credit card check that you whether you meet the card eligibility criteria or not. Apply for the Urbane Credit Card with zero joining fee Kotak Mahindra Bank doesn’t charge any joining fee from the customer for the Kotak Urbane credit card. And, an affordable annual fee of INR 199 the user has to pay after the first year. You can apply for a credit card by going to your nearest Kotak Mahindra Bank or can do the same by using its online banking service or mobile banking app. The existing Kotak customers just have to open the mobile banking app or website and login to their account and choose the credit card from the product option to apply for it. You need to submit some documents to the bank for the user verification process such as ID proof like Aadhar card, PAN card, Driving license, etc. Also, you are required to submit income proof to the bank if you are not the bank existing customer such as salary slip, bank statement, ITR report, etc.
Now, shop for your favourite brands and products using the Kotak Urbane credit card to make the shopping experience profitable. And, redeem earned points into air miles, movie tickets, flight tickets etc.