Why SBI Unnati Credit Card is the Best Free Card for You? With the sudden inception of credit cards into the Indian market, there has been a number of banks and financial institutions that provide credit card facility to the customers. For having a credit card in your pocket, there is a certain annual and renewal fee that you have to pay. But there are some credit cards available in the market that are absolutely free. SBI Unnati Credit Card is one of the credit cards that don’t charge you any kind of fee for the first four years. We would also like to tell you that there are some customers that can not enjoy facilities of credit card due to the low credit score or no history. For such customers, SBI has given them the option to enjoy the benefits of the SBI Unnati Credit Card against the fixed deposit of INR 25,000 or more. The credit limit of your card will depend on the fixed deposit amount. But with this method, you can easily opt for this card. And with regular payment of your credit card dues, your CIBIL score will get a jump in a period. So, if you want to know about the other features of this card by SBI in a detailed way, then this article would be perfect for you. Keep reading! What are the features of the SBI Unnati Credit Card that make it so amazing? Zero Fee Card: First of all, the biggest feature of this card is that you don’t have to pay any kind of fee for the first four years. After this period, you would only have to pay a pretty small amount as the annual fee. Reward Points Program: ● With the amazing reward point programs, you would earn 1 reward point on every INR 100 spent. ● You can redeem all these reward points against a range of gifts from the reward catalog. You can choose anything from the catalog according to your liking. Milestone Rewards: ● Milestone rewards will be given to you on achieving a certain goal. Like, if you manage to spend INR 50,000 or more in a year, then you will get a cashback worth of INR 500 within 15 days of achieving the milestone. ● This milestone reward is not limited to a particular year, but all the membership years. Fuel Freedom: ● On making a transaction between INR 500 to INR 4,000 at any fuel stations across India, you will get the 1% fuel surcharge waiver on each transaction with the help of your SBI Unnati Credit Card. ● You should remember that you can only a maximum surcharge waiver of INR 100 in a billing cycle. Contactless Advantage: With just waving your SBI Unnati credit card at the card reader, you can make a transaction. In this way, your card never leaves your hand. Also, this is a fast and convenient method to make daily purchases. Add-on Cards:
With the add-on card facility, you can get add-on cards for your family, spouse, children above 18 years of age. You don’t have to pay Fees and Charges: As we told before that this card by SBI is totally free for the first four years. After these years, you will have to pay a renewal fee of INR 499 plus applicable taxes.
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