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Contents Introduction

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Chapter 1: What Is Money?

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Money is a means of exchange. ........................................8 Money can be an indicator of value. ...............................12 People assign worth to money. ........................................16 Money is a useful tool. ...................................................20 Money is not meant to be our master. ............................24

Chapter 2: How We Get Money

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Making money requires a plan. ......................................28 We make money through our work. ................................32 We make money by selling goods and services. ..............36 We receive money through gifts. ....................................40 We can make money through interest. ...........................44

Chapter 3: How We Use Money

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Money provides things we need. ....................................48 Money provides things we want. ....................................52 Money provides care for others. .....................................58 Money provides ways to serve God. ................................62 Money provides choices. ................................................66

Chapter 4: How We Save Money

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Saving is a virtue. ............................................................70 Safely set aside your money. ...........................................74 Saving money secures our futures. .................................78 We save to accomplish our goals. ...................................84 Money can grow in many ways! ......................................88 More Resources ................................................................92 Subpoint Index ................................................................94

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