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P15.00
Market Indicators As of 5:45 pm Nov. 23, 2012 (Friday)
FOREX
PHISIX
US$1 = P41.05
5,552.34 points
X X Briefly 3 cents
28.97 points
13th month pay
THE Department of Labor and Employment (DOLE) is reminding all employers of the guidelines in the granting of the 13th month pay of their employees. Labor Secretary Rosalinda Dimapilis-Baldoz said all the rank-and-file employees in the private sector are entitled to 13th month pay on or before Dec. 24 of every year. Baldoz said these employees are entitled to such payment regardless of their position, designation or employment status, and irrespective of the method by which their wages are paid, provided that they have worked for at least one month during the calendar year.
Apex Mining
TAGUM City -- Apex Mining has downloaded at least P45million as of October 2012 for the intended share of the Indigenous Peoples (IPs) in Compostela Valley (ComVal) in the income of the company’s mining venture in the area. “But we are still determining how the funds will be best used for the benefit of the IPs,” National Commission on Indigenous Peoples (NCIP) ComVal Provincial Officer Shirley B. Iguianon said. The NCIP is however faced by the challenge of determining the appropriate amount of money that should go to the IPs as their share considering that it is determined by the revenues declared by the mining companies to the Bureau of Internal Revenue.
Power control system
THE National Grid Corporation of the Philippines (NGCP) recently upgraded its control system for the Balo-i Substation in Lanao del Norte in a move to increase the reliability of the entire Mindanao Grid. Since NGCP and its technical partner State Grid Corporation of China (SGCC) started working together in 2009, many changes have been implemented in terms of systematically improving operations and management to build a stronger power grid.
By BONG FABE, Correspondent
W
(First of Three Parts)
ITH Mindanao’s power demand forecasted to increase by 2,600 megawatts (MW) in the next 18 years, proponents and advocates of clean renewable energy sources in the southern Philippine island are urging the Department of Energy (DoE) to follow its own Philippine Energy Plan (PEP) 2009-2030 and not add to the power woes of the country’s second-largest island group.
TRUCK-HOUSE? A bamboo hut sits on top of a decommissioned truck along Corrales Avenue in Cagayan de Oro City on Friday. The house comes complete with a comfort room, kitchen and laundry space. The owner of the truck has made this hut his home for about nine months. photo by gerry gorit
NorMin is Mindanao’s most productive, profitable region By APIPA P. BAGUMBARAN Contributor
NORTHERN Mindanao is the most labor productive and profitable among the
regions in Mindanao, the National Statistics Office (NSO) report said last week. According to the NSO, Northern Mindanao recorded
the highest in revenue per worker, value added per worker, average revenue per establishment, and avnormin/PAGE 10
The PEP 2009-2030 “ensures the best energy choices for a better quality of life” of Filipinos as well as highlights “the plans and programs
of the energy sector to fuel support for the economic growth of the country for the period 2009-2030.” power/PAGE 10
(L-R) MyPhone President Jaime Alcantara, actress Karla Estrada, Daniel Padilla and MyPhone VP for Business Development Sales & Marketing Richie De Quina. A dvertorial
Actor Daniel Padilla joins rank as MyPhone endorser ACTOR Daniel Padilla joins the rank of celebrity endorsers of the first and
leading Filipino dual-SIM phone brand in the counpadilla/PAGE 10
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Water is CDO’s ‘saving grace’ By BONG FABE, Correspondent
(Conclusion) THE headwaters of the Cagayan de Oro River are in the Kalatungan and Kitanglad mountain ranges in Bukidnon. The whole watershed area of Cagayan de Oro is 177,000 hectares that include parts of the mountain ranges of Bukidnon, while the whole area of the city is only 48,000 hectares. Mount Kalatungan (2,824 meters above-sea level) and Mount Kitanglad (2,900 meters ASL) are considered
the second and third tallest mountains in the Philippines. Due to high elevation and lack of vegetation, excess
water from an overflowing catch basin that is Bukidnon naturally runs down the slopes into the drainage area that is Cagayan de Oro. According to the Japan International Cooperation Agency and National Water Resources Board study, Northern Mindanao or Region 10 will show the “highest levels of water available in the country from 2005 to 2025” after computing available
rainfall data in the area. “Water availability is computed, primarily, using rainfall data. As a rapidly expanding urban heat island, facing the Bohol Sea, Cagayan de Oro City’s temperatures fuel further enhancement of evaporation, thereby aggravating the buildup of moisture in the hills above the city. This phenomenon creates even more rain. More than typhoon hits, it is the f loodwater from extreme rainfall, flowing down the rivers and running off the slopes, from the uplands of Misamis Oriental and Bukidnon, that Cagayan de Oro will have to learn how to cope with. The floods of 2009 and 2011 have already provided a tragic illustration of what can happen,” the WWF Philippines and BPI Foundation study said. This phenomenon has been identified by experts as Cagayan de Oro’s primary climate challenge, thus the need for the city “to figure out how to steer itself out of harm’s way toward meaningful f lood neutral re-development.” WWF Philippines and
Water flowing the Cagayan de Oro River that devastates and ultimately will save Cagayan de Oro.
BPI Foundation suggested to city planners to use Cagayan de Oro’s exposure to climate impacts as its re-development gauge, including upstream recharge zones, mid-catchment initiatives as well as downstream drainage. “In a climate defined f uture, poorly managed urbanization translates to the concentration of risk. Recognizing the relatively high-climate exposure that the city will have to face, Cagayan de Oro should be considering development that will strategically diffuse population concentrations while allowing easy, all-weather movement. Aside from the flood-neutral interventions mentioned earlier, this multiyear process should involve
new and appropriate policies, better planned and enforced zoning, new climate smart infrastructure, as well as an efficient system for mass transit and the movement of freight,” the study said. “Like Baguio, rainfall and water—too much of it—has been a millstone around the city’s neck. With the appropriate mix of enlightened political leadership, fueled by public sector catalysts and private-sector investments, that are sustained and supported by the people of the city, a bad situation could be turned around into something good. You could never have too much of a good thing. Water could very well become Cagayan de Oro’s saving grace,” the study said.
10 years from now. These children, said Assemblywoman Samira Gutoc, Tuesday, will form the workforce who benefited
from the professional system instituted by the Reform ARMM government of today. Gutoc congratulated the Department of Education in the Autonomous Region in Muslim Mindanao (ARMM) in launching the six-year Basic Education Assistance for Mindanao-ARMM (BEAMARMM) program Tuesday, Nov. 20. Gutoc, who represents the women sector in the Regional Legislative Assembly (RLA), ARMM and Chairperson, Committee on Education, Arts, Culture and Sports Development of the Assembly said that she is happy to note that DepEd-ARMM is concerned with the quality education of the youth. As a former youth leader, Gutoc was invited in the recently- concluded Regional Youth Congress in ARMM who said she witnessed the enthusiasm of the youth during the congress. “I assert that priority must be given to children and the youth because they constitute the future leadership and breadwinners of clans. They are also the majority in number. I am also inspired by my exposure to industrialized countries such as Taiwan, South Korea and Singapore which invested in the education of the youth and thus produced a talented workforce,” Gutoc said. She also thanked the Australian government in continuing its support to improve the delivery of basic education to Muslim school education/PAGE 8
Education key to Bangsamoro Prosperity, says ARMM official By MONER C. DAYAAN Contributor
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Gov’t corps, offices to change fees and charges By Apipa P. Bagumbaran
CAGAYAN DE ORO CITY, - Malacanañg has issued an order authorizing government agencies to change the rates of their existing fees and charges. Administrative Order (AO) 31 directs all heads of departments, bureaus, commission, agencies, offices and instrumentalities of the national government, including governmentowned and/or controlled corporations when allowed by their Charters to rationalize the rates of their existing fees and charges. If found necessary, the new Order also authorizes the increase of such rates and the imposition of new fees and charges. "We have previous issua nces t hat governed t he i mposit ion of fees and charges by government agencies," Cecilio Y. Clarete, chief economic development specialist of the National Economic Development Authority (NEDA) in Northern Mindanao, said yesterday during the meeting of the Macro and Development Administration Committee of the Regional Development Council (RDC). He said in such issuanc-
es the offices are allowed to revise their fees and charges but are mandated to seek clearance from the NEDA Board. Clarete said AO 31 does not anymore require government offices to seek clearance from the NEDA Board as long as they abide with the guiding principles to seek balance between cost recovery and the socioeconomic impact of the new fees that will be imposed. Section 2 of the AO provides that a balance between recovering the costs of services and the socio-economic impact of their imposition shall be sought in the determination of rates and imposition of new fees and charges. Meantime, the Department of Finance, Department of Budget and Management, and the NEDA are mandated to jointly promulgate the rules and regulations to implement and monitor compliance with the AO. The rules and regulations will provide the parameters for determining just and reasonable rates, as well as safeguards to protect the public from unreasonable and arbitrary fees and charges. (APB/ PIA-10)
P3.927B BEAM project launched in ARMM By Perlita D. Changco
COTABATO CITY, Nov 21 (PIA) -- Education Secretary Armin Luistro, AR MM Governor Mujiv Hataman, and AusAid Director-General Rod Brazier signed yesterday the Memorandum of Subsidiary Arrangement (MSA) for the implementation of Basic Education Assistance for Mindanao in the Autonomous Region in Muslim Mindanao (BEAMARMM). With project cost of P3.927 billion, funding source of the f ive-year BEAM-ARMM include the Australian Aid (AusAid), United Nations Childrens’ Fund (UNICEF), GIZed, Fit for School, Cardno, and BRAC (Bangladesh Rural Advancement Committee) for literacy programs and projects in the provinces of Basilan, Lanao del Sur, Maguindanao, Sulu, and Tawi-Tawi and cities of Lamitan and Marawi. Said to be the biggest assistance extended to a single region, the funding sources come in the form of a grant aimed at improving better access to quality basic education to the disadvantage sectors and communities in the region and contribute to
the alleviation of poverty and emergence of peace through targeted investments in education. The project’s components include Early Childhood Education and Basic Education, School Health, Water Sanitation and Hygiene (WASH); Technical Vocational Training and Sk ills Development for Out-of-School Youth; and Alternative Delivery Mode (ADM). Brazier said the event marked a significant boost to the region’s education program as the key to enduring prosperity aligned with the reform agenda of President Aquino pushing for real partnership and shared responsibility. He said as the program is built on partnerships, better education will be achieved that will contribute to the peace initiatives citing the Framework Agreement that signaled the strong commitment of both parties. Luistro, on the other hand, said the partnership means so much to the Philippines not only to ARMM as it aims to close all gaps and cites AusAid as the most consistent donor with BEAM project as the best pilot-tested.
MEDIA & SHOWBIZ MIX IN ORO’S GMA AFFAIR Manila GMA showbiz personalities led by Marc Bautista, the Diva Singers and movie star Celie Ortaiza strike a pose with local media led by BusinessWeek Publisher Dante Sudaria and Exec. Editor Allanb Mediante during the Thanksgiving Night of GMA network Northern Mindanao and its partners. mike baños
Metrobank launches search for Journalists of the Year MANILA- The Metroba n k Fou nd at ion ha s launched the Search for Journalists of the Year (JOY) to recognize excel lence in Phi lippine Journalism. Metrobank partnered with Probe Media Foundat ion (PMFI) to celebrate and honor distinctive Filipino journalists from print, television, radio, and online media “whose excellent storytelling has contributed to t he development of the nation.” Founded in 2001, it was then known as the Search for Outstanding Journalists. Among the awardees then were Sheila Coronel, Armando Malay
and Jessia Soho. “Their body of work inspired reforms in the workings of media in the Philippines,” said PMFI Executive Director Yasmin Mapua-Tang. The search is an open nomination-based process, which means anyone can nominate their best bet to the search. Journalists who will be nominated must be Filipino citizens currently residing in the Philippines, and have been working in t he media industr y for at least ten yea rs, practicing any medium (print, television, radio, or online) of journalism in the country on a regular basis and as a primary
source of income. Journalists’ work to be submitted as material for evaluation by the Selection Committee must: a) have undergone strict journalistic processes of research, coverage, data gathering, production, editing, vetting and publication or broadcast; and b) have been published or broadcast by bona fide local, national, or international media outlets or organization. Deadline for submission of nominations is on or before January 31, 2013. Guidelines and nomination forms are available on www.mbfoundation. org.ph or w w w.probefound.com.
MDN managingeditor Joe Felicilda, BWM publisher Dante Sudaria & Exec. Editor Allan Mediante in a huddle with GMA TV executive during the Nov. 20 affair at N Hotel, Cag. de Oro.
Australian government’s continuous support and commitments made during President Aquino’s recent visit there attest longexisting friendship and partnership between the two countries, Luistro said. Meanwhile, Hataman while acknowledging the
challenges, expressed gratitude for the involvement and participation of DepEdARMM in the planning and designing of the BEAM project in the autonomous region assuring strong commitment and action to improve access to basic education to all children,
women and youth in remote and conflict-affected communities. “Through improved support system in the DepEdARMM, together we have the capacity, we have the heart and mindset, we can do it,” Hataman said. (pbcPIA)
NGCP upgrades control system for Balo-i Substation in Mindanao LANAO DEL NORTE,- The National Grid Corporation of the Philippines (NCP) recently upgraded its control system for the Baloi Substation in Lanao del Norte in a move to increase the reliability of the entire Mindanao Grid. Since NGCP and its technical partner State Grid Corporation of China (SGCC) started working together in 2009, many changes have been implemented in terms of systematically improving operations and management to build a stronger power grid. The installation of stateof-the-art computer technology of a microprocessorbased substation control (MBSC) in Balo-i is just one of these improvements that aim to enhance system reliability and efficiency in NGCP substations. The upgrade is expected to result to a lower number of undesired line trippings in the area. With the MBSC in place, old manual substation operations in Balo-i have been replaced with computerized operations. The MBSC works in tandem with protection relay, supervisory control and data acquisition (SCADA), and anti-fire systems to boost the overall security and reliability of the substation and improve f lexibility in transmitting Mindanao’s power supply requirements. Mindanao Operation and Maintenance Head for District 2 Eric Vincent Cariaga explained that “The whole system of the Mindanao Grid will benefit from the Balo-i Substation MBSC Project because the bulk of the power generated from the Agus Complex come in to Balo-i Substation. NGCP recognizes the importance of transmitting this bulk power to the different parts of Mindanao with high efficiency and reliability.”
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NELSON CONSTANTINO Editor-in-Chief Dolly pelone Advertising
Parrots and Eagles THINK a minute… Did you ever dream as a kid about flying like a bird? Which would you be more like: a parrot or an eagle? The two are very different kinds of birds. Even though it can fly, a parrot prefers to stay in the same comfortable cage, eat the same dry seeds, and listen to the same words over and over again until it can say them easily. A parrot’s satisfied just to do the same thing everyday. In fact, you almost never see a parrot actually f ly. Not eagles. Eagles have an inner drive to explore and experience everything out there. They have the courage to change and take
executive Editor
FELIX SANTILLAN RONALD B. MASTAIL Layout Artists
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RIZA O. ARES LIEZL A. DELOSO JOE PALABAO Rene Michael BaÑos
Speaking out
Member: -Philippine Press Institute
Labeling and branding THE practice of labeling and branding is a fact of life. But I personally don’t quite like it, especially when applied to people, precisely because it tends to confine and stereotype us. We a re persons, not things, not animals. As such, we are intelligent beings and free spirits that could not and should not be reduced and straitjacketed to a set image or type. There may be something permanent in us, or characteristics that are stable, but we should never forget that we also change, and in fact in certain aspects, we need to change. We have to lea rn to grapple and blend these two facets. It’s no easy task, and given their ticklish linkage and the profuse confusion around, we really need to have the appropriate understanding and skills to carry it out. Of the permanent category would be our nature as rational beings, as persons with intelligence and will, and as beings subject not only to reason but also to faith. We also are social beings, and not just individuals. These should always be a given, and continually reinforced. But alas, nowadays and especially in some supposedly thinking circles, a few of these permanent features are doubted and questioned. Categories that used to be traditionally or culturally obvious and taken for granted are now put in reservation.
Hints and traces
FR. ROY CIMAGALA
Our more stable characteristics would be in the area of our character, personality, social background, IQ, physical and biological constitution, etc. In our dealings with one another we should also consider all these to attain greater propriety in our relations. But there are many things that change. Flux dominates our physical and affective life. And this is more so in our ideas, thoughts, desires and plans. And yet in this f low, certain steady traits can be noted, giving rise to the need for labeling and branding. This is where we have to be most careful. This practice of classifying, pigeonholing and packaging should be pursued with the constant awareness that there are elements in us that change, or are capable of changing and should change. This needs frequent self-checking and self-renewals. Especially in our social life, and in politics to be cimagala/PAGE 8
person is not only open to new ideas, he goes looking for them. So if you want a full, exciting life like an eagle as God created you to live, then what are you waiting for? Do you realize how out of place you are living in that cage of the same thinking and routine every day of your life? Imagine how silly an eagle would look sitting in a cage, picking over a tasteless pile of dried seeds. So why don’t you ask Jesus Christ to take full charge of your life every day? Jesus clearly proved He is the true and only way to a fully satisfying life—by His
Think a minute
JHAN TIAFAU HURST
teaching, miracles, death and resurrection. And He wants to lead you into all the truth, success, and full living He’s planned for you to enjoy. Just think a minute…
Patron of the arts (Part 1)
ATTY. MARIO T. JUNI atty. roberto a. cantago jr. Marketing Consultants Legal Counsels
-Cagayan de Oro Chamber of Commerce and Industry Foundation, Inc. (Oro Chamber) -Misamis Oriental - Cagayan de Oro Association of Publishers (MOCAP), Inc.
risks. And they’re not afraid to leave their familiar, comfortable nest of tradition to search for more. An eagle’s passion for life pushes it to soar high and explore new territory, looking for fresh, satisfying food instead of the same boring, dry seeds. So which bird are you most like? If you like being a parrot kind of person, then you’ll probably just stay the same. But you’ll never have or experience anything more in life. And you’ ll never know if what you believe is really true. Remember, “If you agree with someone on everything, then one of you is doing all the thinking.” The smart, successful
IGNACIO BUNYE
FROM rising painters, to trailblazing printmakers, to national artists — the Bangko Sentral ng Pilipinas (BSP) has served as a “great patron” to them all. The Bangko Sentral is considered “unique” as a public institution because of its exceptional collection of paintings spanning more than two centuries, according to the Committee on BSP Artwork and Paintings (CBAP). The BSP’s art collection started under the term of Governor Gregorio S. Licaros. Paintings were then
acquired to adorn the former Central Bank of the Philippines’ new offices on Roxas Boulevard. The collected works grew significantly under former Governor Jaime C. Laya, who expanded the Bank’s art collection to include decorative arts (pre-colonial gold and pottery). The CBAP added that during the terms of former BSP Governor Rafael B. Buenaventura and present Governor Amando M. Tetangco, Jr., the Committee started the inventory of the BSP art collection and published the books “Tanaw: Perspectives on the BSP Painting Collection” and “Tanaw: Catalog of the BSP Painting Collection.” It was under the term of Tetangco that the BSP’s biennial art competition (“Tanaw: the BSP Art Competition”) and its art acquisition program were launched. “We believe that the BSP as an established storehouse of Philippine culture should continue to serve as its guardian,” the CBAP said.
The country’s 14 National Artists for visual arts (two for sculpture, 12 for painting) are represented in the BSP collection. Fer na ndo A mor s olo leads the pack, with 28 of his paintings now with the BSP. Hernando R. Ocampo comes second, with 27 paintings. The other National Artists with artworks included in the BSP collection are: Carlos “Botong” Francisco, Guillermo Tolentino, Napoleon Abueva, Victorio Edades, Vicente Manansala, Cesar Legaspi, Arturo Luz, J. Elizalde Navarro, Ang Kiukok, Jose Joya, Benedicto Cabrera, and Abdulmari Imao. The BSP also has 10 of the “Thirteen Moderns” in its collection. The “Thirteen Moderns,” spearheaded by Victorio Edades, was an attempt to form a cohesive unit of artists who were in search of a modern style. Edades, who has eight of his works with the BSP, had helped organize the
University of Santo Tomas Department of Architecture in 1930. He was appointed Director of the UST College of Architecture and Fine Arts in 1935. Edades patterned the Fine Arts curriculum after American courses and included Western and Oriental art history, foreign languages, and optional science subjects such as zoology and botany (aside from the standard subjects such as drawing, painting and composition). “It was under the stewardship of Edades that UST became foremost in modern art, while the University of the Philippines remained the bastion of conservative art under Fernando Amorsolo,” the CBAP said. Artists from the “Thirteen Moderns” whose works are represented in the collection include Edades, Demetrio Diego, Carlos Francisco, Cesar Legaspi, Diosdado Lorenzo, Anita Magsaysay-Ho, Vicente Manansala, Galo B. Ocampo, Hernando R. Ocampo, and BUNYE/PAGE 8
PWD’s: In a Manner of Speaking It is not an uncommon sight to see around us or to have a close encounter with persons who may have one or two disabilities. Many of us even require their services. I had a guest one time who brought his entire family for a vacation here in the city of boom and bloom , that, after a fun filled adventure with white river rafting and the zip zone, all in one day, went to Divisoria and according to him, enjoyed a foot massage at a very minimal cost! He and his family were all praises for our Blind Masseurs. Our Kababayans who make use of whatever they are capable of doing, to earn a living, is worth our admiration. And respect. But, sad to say, there are still some of us who hasn’t reached that level of intelligence and education or maybe VALUES, when it comes to treatment of these
special group of members in our society. A friend of mine, who met an accident and had to use a cane to help keep her balance when walking or standing, while crossing the street had the bad experience of being laughed at: not by teenagers but by people who were supposed to be considered as mature and wise for age. A person with disability is one who may be suffering from physical, mental, or sensory defects that hampers his/ her ability to perform certain tasks that normal people do. Disabilities are classified as either a visual or hearing impairment or both. It can also be in the form of physical, mental or intellectual disability. Muteness, or an overlap of any of the above are likewise considered a disability. Visual impairments top the list in terms of number of affected persons, accounting for 46%
of cases. This is followed by physical disabilities at 15%. Whether the disability is congenital ( born with the defect ) or acquired , it is no respecter of age or sex or educational attainment or social status. Meaning, a disability can affect any one of us or a loved one. The highest numbers though is in the age bracket 60 and above. Laws that aim to protect the rights of our PWD’s are actually in place. A magna Carta for disabled persons and various organizations, both government and Non Government are in existence. Efforts towards ensuring that this sector of our society are granted equal treatment , equal access to opportunities are very laudable. Despite these programs, the stigma or discriminations attached to a disability is still palpable. This is where a Community Based Reha-
Health in Focus
DR. MARY JEAN LORECHE
bilitation ( CBR ) approach to address the concerns and problems that face our PWD’s is most needed. This being a multi-sectoral strategy, with the community, family, and persons with the disability themselves actively involved in the planning and implementation of programs, the success rate is more assured. Involvement means commitloreche/PAGE 8
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PVB revises MoA in servicing pensioners Philippine Veterans Bank, a commercial bank owned by World War II Filipino veterans and their heirs, reiterated its support to the Philippine Veterans Affairs Office (PVAO) after signing a revised Memorandum of Agreement on the Direct Remittance Pension Ser vicing System (DRPSS) together with six other banks. Originally signed in 2009, the DRPSS was launched in 2009 for the benefit of Filipino veterans. Through the progra m, deliver y of monthly pensions to veteran pensioners is made easier, faster, and safer through the use of modern technology and has also improved the monitoring of PVAO and veterans’ funds though bank reconciliation systems. The DRPSS agreement mandates all pa r t ner ba n k s of PVAO to credit to qualified veteran pensioners their monthly pensions not later
than 25th of each month and that all six banks are to render the best possible service to these pensioners including the provision of safe and convenient areas for withdrawal of pensions. Aside from Veterans Bank, other banks signifying their support of PVAO’s DRPSS included Asia United Bank (AUB), Development Bank of the Philippines (DBP), Landbank of the Philippines (Landbank), Maybank, and United Coconut Planters Bank. Under the revised MoA, partner banks working with PVAO will regularly monitor the living status of pensioners via updating of pensioners’ passbook and ATM accounts every six (6) months. A pension account will be automatically tagged six months after its activation and no withdrawals can be made, especially via ATM, unless the pensioner makes a personal appearance at or submits a valid proof of life to his bank where he maintains his pension account.
Present during the ceremonial signing were (l-r): Maybank President and CEO Herminio M. Famatigan, Landbank SVP Jocelyn DG. Cabreza, AUB SVP Eduardo I. Conde, PVAO Administrator Usec. Ernesto G. Carolina, Veterans Bank President and CEO Ricardo A. Balbido, Jr., UCPB VP Natividad R. Francisco and DBP VP Teresita S. Tolentino.
Veterans Bank Partners with HGC for Bankers-Builders-and-Buyers Program Veterans Bank, HAS BEEN tapped by Home Guarantee Corporation (HGC) to be a strategic partner for its recently-launched Bankers-Buildersand-Buyers Program (BBB Program) which aims to make home-buying through HGC easier and faster for Filipinos. HGC has launched a micro-site within the HGC website (www.hgc. gov.ph) for the BBB Program whereby prospective home-buyers can glean relevant information from banks and home developers before the actual purchase of a property. This includes properties for sale and available housing loan programs from participating banks. Veterans Bank has made available on HGC’s BBB micro-site relevant information on its Veterans Bank Veterans Bank EVP and Lending Business Group Head Severo C. Leagogo (rightmost) Home Loans including a description receiving a Plaque of Appreciation for its commitment to the BBB Program from Phil- of its housing loan, terms and condiippine Vice-President and HGC Board Director Jejomar C. Binay (center) and HGC tions, repayment options, as well as President Atty. Manuel R. Sanchez. loan requirements.
Veterans Bank assures depositors of sure win in latest promo To celebrate 20 years of success since its reopening in 1992, Philippine Veterans Bank has launched Gadgets & GC’s Garantisado! Deposit Promo, a promotional campaign which aims to reward customers maintaining significant deposits in Veterans Bank with incentives i the form of popular gadget or gift certificates. From September 17, 2012 to March 15, 2013, customers who open or maintain checking accounts or savings accounts (CASA) with any Veterans Bank branch nationwide with at least Php 100,000 in average daily balance (adb) for a minimum 90 days instantly qualify for a redeemable prize. The higher the adb and the longer the deposit stays
with the Bank (maximum 360 days), the higher the value of the incentive to be received. The promo is open to all of the bank’s private and government CASA account holders. Unlike raffle proos in other banks where customers still have to chance the luck of the draw, the Gadgets & GCs Garantisado!,as the name implies, already guarantees the customer will receive a reward as long as he or she meets the promo requirements. This instant rewards promo also ensures that customers who bring more value to the bank also get better rewards. Gift checks that can be claimed with the promo include SM Silver Pass, Robinson’s, Rustan’s, Land-
mark, Jollibee, Greenwich, Chowking, and Red Ribbon. On the other hand, gadgets that can be redeemed include popular mobile phones, gaming consoles, and the popular iPad tablet.
To know more about the Gadgets & GCs Garantisado promo, customers are encouraged to visit or call the nearest Veterans Bank branch in their area. They may also visit the promo page at www.veteransbank.
com.ph for more details or call the Veterans Bank Hotine at (02) 902-1600 or (02) 902-1700. Veterans Bank’s GAdget & GCs Garantisado! Promo is approved under DTI-NCR Permit No. 5857, S. of 2012. (PAID ADVERTORIALS)
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Monday-Tuesday I Nov. 26-27, 2012
Agusan Norte farmers earn P2M from first squash harvest BEFORE the introduction of Mindanao Rural Development Program (MRDP) in the municipality of Santiago, Agusan del Norte, people in the different barangays were not organized. Some were unresponsive and uncooperative in the activities of the barangays. They were indulged in their own respective livelihood, and farming seemed not to be their promising venture. Others were engaged in illegal mining, illegal fishing, illegal logging, and illegal-card games just to meet the family’s. In 2010, with the introduction of the MRDP Community Fund for Agricultural Development (CFAD) component, the lives of the people gradually changed. With the inputs from the municipal LGU, the Department of Agriculture, and loan proceeds from the World Bank, the residents organizes themselves into a people’s organizations (PO’s). They tried their best to be accredited in the municipal LGU, the Cooperative Development Authority (CDA), the Securities and Exchange Commission (SEC), the Department of Trade and Industry (DTI) or the Department of Labor and Employment (DOLE). Under the CFAD component, 10 people’s organizations
Cimagala... from page 6
more specific, this unavoidable business of labeling and branding has to be pursued with extreme care. Now that our politics is entering a more intriguing phase, especially in the more developed countries like the US where politics is increasingly reflecting a culture war, we need to be most charitable.
Education... from page 2
children. The Australian Government through Ausaid is supporting the new AR MM government reform agenda for DepEd-A R M M. She sa id t he BEA M-A R M M program will help improve the management system of DepEd-ARMM, including coordinating development assistance and local initiatives to improve the quality of education. The BEAM-ARMM, a six-year education program of DepEd in partnership with AusAid, aims to benefit over 500,000 children in ARMM. BEAM-ARMM will help construct new classrooms, science laboratories, school libraries, provide schools with water and sanitation facilities, and learning materials and improve quality of teaching by training teachers. BEAM-ARMM will not forget the most disadvantaged children in 300 barangays without public schools.
benefited from the program. With a total project cost of P2.5 million, the local POs prioritized cattle, squash and abaca production. A total of 60 beneficiaries received the 60 heads of cattle. Another 60 beneficiaries got involved in squash and abaca production, with 60 hectares of lands allotted for cultivation. During a relatively short period of time, the MRDP is changing the lives of the people. With the implementation of the projects, the residents’
attitude changed dramatically. From being indifferent, they learned to become responsible and cooperative. More idle lands were developed into productive agricultural lands which led to an increase in the households’ incomes. Today, farmers are active in the different activities of t he organization and t he community, and are more empowered particularly in sustaining the projects funded by the MRDP.
Ponciano M. Nino, PO President of Tagbuyacan Upland Farmers for Agricultural Development (TUFAD), said, “The MRDP greatly helped us increase our income through squash production, thereby letting our children continue their studies in college.” The POs planted 20 hectares of land with squash. Their first harvest gave them P2 million. They have begun gathering their second harvest which appears to exceed their first harvest.
There, it is common to brand people as either conservative or liberal, rightwing or left-wing, etc. While there are valid reasons to do so, we should not allow this labeling to deteriorate into name-calling, insulting, carping and things like those. We need to continually remind ourselves in our political discussions that we are dealing with persons, and not just a faceless crowd, a mob that can be treated without
attention to refinement and charity, or mere points. We are all brothers and sisters, all children of God. Our differences and conflicts should not undermine this basic requirement. Thus our Lord put it as the acme of charit y to “ love your enemy.” We just have to find a way to resolve our differences with patience, k now ing t hat trut h and charity cannot and should not be separated. We have to go beyond top-of-mind responses, and learn to process and deliberate our reactions. We have to be good-mannered always, seeing to it that our emotions, while allowed to show always, should be under control. Our arguments and rea-
sons should be crafted with clear orientation to the common good. We have to learn to listen to one another, and to be magnanimous. We have to purify our discussions of any accumulating traces of resentment and bitterness. The forcefulness with which we infuse our views, if we know, can be done with affection. It can even be given with a dash of humor. The result will always be a smashing hit that gladdens ever yone, including our opponents. What is more, discussions under these conditions facilitate the search for more fruitful and useful findings. They also foster solidarity among ourselves so we can attain our common good more easily.
The program will cover bot h public and private (Madaris) madrasah schools and will also provide employment-related skills training for 20,000 out-ofschool youths to equip them to better access to economic opportunities.
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M’danao stakeholders push for more cocoa production DAVAO City -- Mindanao stakeholders of the cocoa industry are pushing for the increase in the local cocoa production. Cacao Industry Development Association of Mindanao, Inc. (CIDAMi) president Charita Puentespina said cocoa production really has high impact on farmers considering its vast opportunities. It was reported by the Bureau of Export Trade Promotion (BETP), a bureau under the Department of Trade and Industr y (DTI), that the country has greater imports of cocoa that the volume it exports. From Ja nu a r y to August this year, the Philippines recorded a total of 2.53 million US dollars in export while its importation was pegged at 49.56 million US dollars. The scenario simply means that more is needed to meet the
Loreche... from page 6
PWD’s to join the mainstream society, will boost their morale and encourage them to do their best, in contributing to the labor work force, or in any gainful employment. Our PWD’s may need special assistance in order to move around, but their healthcare and emotional needs are as
Bunye... from page 6
Ocampo, and Ricarte Purugganan. The Cultural Center of the Philippines has honored this pioneering group by naming its art awards the “Thirteen Artists Award”— originally conceived to support experimental art in the Philippines. At present, the CBAP explained that it has become
demand. “There’s a growing demand for cocoa all over the world,” said Nicholas Richards, chief of party of ACDI/VOCA, a non-government organization funded by the United States’ Department of Agriculture (USDA). R ichards said t he fa r mers cou ld pla nt cacao trees along with their other crops or fruit trees. “They may consider coconut and cacao. Coconut and cacao are perfect economically and ecologically,” he said. With the increase in plantation, more cacao seedlings are needed. Thus, more nurseries have to be built. At present , t here are 110 identified cacao nurseries in Davao Region with 70 in Davao City, 12 in Davao del Sur, six in Davao Oriental, five in Davao del Norte and 16 in Compostela Valley. important too. A show of respect and acceptance for another’s disability , in whatever form and manner, is a way of helping keep the dignity of that person. And, to those who may be suffering from a disability, maximizing what you have, in order to live and enjoy life to the fullest, and in rendering service to others, is, as noble a profession as that of a whole person….. a triennial program that nurtures and promotes artistic excellence by recognizing progressive and innovative art. (To be continued next week) *** My book “Central Banking for Every Juan and Maria” is now available at Fully Booked, Bonifacio High Street, Bonifacio Global City. You may email us at totingbunye2000@gmail. com.
ASIA WORLD PAWNSHOP
Main: Osmeña-Cogon Market, Cagayan de Oro Branch: Ipil,Carmen , Cagayan de Oro NOTICE OF AUCTION SALE Starting December 7, 2012 at 9:00 A.M. to 5P.M., this establishment will set an Auction Sale on all pledges since July 2012 . Patrons are enjoined to verify their receipts.
MANAGEMENT PAHIBALO
Sa Disyembre 7, 2012 sa may 9:00 sa buntag paingon da alas 5:00 sa hapon, ang Tanan nga penirenda nga wala malukat sa bulan sa Hulyo 2012 maapil sa subasta. Giawhag ang tanan suki sa pagsusi sa ilang resibo.
ANG TAGDUMALA
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Power... from page 1
And for Mindanawons, the best energy choice is hydro power, which is abundant in Mindanao. As of November 1, Mindanao’s power deficiency climbed to 500 MW which caused 6 to 8 hours power interruptions in many urban areas in the island. And with the forecasted El Niño phenomenon to once again hit the region early next year, renewable energy proponents and advocates are urging the DoE to give equal priority to the construction of renewable power plants initiated even before the enactment of the Renewable Energy Law or RA 9513 to help mitigate the impact of the power crisis in the island. “The El Niño phenomenon is not new to Mindanao as it happened in mid-70s, early 80s and 90s,” said Greenergy Development, Inc. (GREENERGY) President Cerael C. Donggay. Donggay, former National Power Corporation (NPC) vice president for Mindanao, claimed that “the 2010 power crisis was not brought about by non-usefulness of
hydropower plants but by the rising of power demand that exceeded total aggregate supply capacity. In fact, NPC and TRANSCO as early as 2004 already forecasted that power crisis would erupt in 4 to 6 years if no additional plant capacity would be developed. It happened actually in 2010.” GREENERGY and the First Bukidnon Electric Cooperative (FIBECO) have initiated the 300 MW Pulangi 5 Hydro Power Project. They have acquired 100 percent favourable endorsements from the 22 affected barangays as well as endorsements from four (4) Sangguniang Bayan of Kitaotao, Dangcagan, and Damulog of Bukidnon province, and President Roxas town of North Cotabato province. There is also the 132 MW Bulanog-Batang Hydro Power Project (BBHP) initiated by Donggay’s GREENERGY in 2005 with the cooperation of NORMECA (Northern Mindanao Electric Cooperative Association). DoE already issued clearance in 2005 for this project to proceed in preparing for development. These two initiatives, both in Bukidnon province, are
Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City 2012-479 OFFICE OF THE PROVINCIAL SHERIFF NOTICE OF EXTRA-JUDICIAL SALE FILE NO. 2012-288 Upon extra-judicial petition for sale under Act No. 3135, as amended by Act No. 4118, filed by HDMF (PAG-IBIG FUND) with principal office address at Atrium of Makati, Makati Avenue, Makati City, with branch office at Pag-ibig Fund, Bldg., Borja St., Cagayan de Oro City against EUFRONIA B. ALBINO, with postal address at B-4 L-3 VIRGINIA HOMES, PHASE 1, IPONAN, CAGAYAN DE ORO CITY, the mortgagor, to satisfy the mortgage indebtedness which as of September 12, 2012, amounts to THREE HUNDRED TWELVE THOUSAND TWO HUNDRED SIXTY SIX PESOS & 17/100 (P 312,266.17), Philippine Currency, inclusive interest, penalty charges, court fees, attorney’s fees and expenses of foreclosure, the undersigned or duly authorized deputy will sell at public auction on December 27, 2012 at 10:00 a.m. or soon thereafter at the main entrance of the Office of the Court, Hall of Justice, Hayes-Mortola Streets, Cagayan de Oro City to the highest bidder, for cash and in Philippine Currency, the following property/ies described below including all existing improvements found thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO. T-93785 A PARCEL OF LAND (Lot 8, Block 4, Psd-104305-018798, being a Portion of Lots 3656, Cad-237, Cagayan Cadastre), situated in the Barrio of Iponan, City of Cagayan de Oro, Island of Mindanao. Containing an area of EIGHTY SIX (86) square meters, registered in the name of EUFRONIA B. ALBINO. All sealed bids must be submitted to the undersigned on the above-stated time and date. In the event auction sale cannot take place for whatever legal reason, the same will proceed on the following working day, without further notice, posting and publication. Prospective buyers may investigate for themselves the title herein abovedescribed and encumbrances thereon, if any there be.
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Cagayan de Oro City, November 7, 2012.
“moves to localize and make independent Mindanao’s generation of power,” he said. Both these renewable hydro power projects “remain hanging” because DoE insists on subjecting them to public bidding, lamented Donggay. “Today, seven years after the Bulanog-Batang and four years after the Pulangi 5 project initiatives, DoE made the pronouncement that the granting of service contract is based on the guidelines of the RE Law (RA 9513), which took effect merely three years earlier, in 2009. With this comes the unnecessary requirement for Bulanog-Batang, Pulangi 5, and even the Agus 3 project, to be subjected to public bidding,” he said. Dong gay que st ioned DoE’s logic and prudence in “making laws retroactive to apply to even partlycompleted renewable energy development initiatives, launched even before the enactment of RA 9513.” He cited the Electric Power Industry Reform Act (EPIRA) vis-à-vis the DoE’s insistence on subjecting the projects to public bidding. The EPIRA stipulates only the conduct of bidding for
NOTICE OF EXTRA-JUDICIAL SALE File No. D-2012-351
Upon extra-judicial petition for sale under Act 3135 as amended filed by Siam Bank ( A Rural Bank), Inc., Lugait, Misamis Oriental against (STEPHEN R. BRIAN/ TEOLAH M. BRIAN a resident of Poblacion, Lugait, Misamis Oriental) to satisfy the mortgage indebtedness which as of June 26, 2012 amounts to P 491,338.78 excluding penalties, charges, attorney’s fees and expenses of foreclosure the undersigned or his duly authorized deputy will sell at public auction on DEC. 15, 2012 at 10:00 A.M. or soon thereafter at the entrance of the Office of the Regional Trial Court Branch 44, Initao, Misamis Oriental) to the highest bidder for cash and in Philippine currency the following property with all improvements to wit: TCT NO. T-38425
MORTGAGED PROPERTIES LOT TD NO. 0204772
LOT : 608-A, Psd-10-042319 PORTION OF LOT : 608, Cad-698, Lugait Cadastre AS SURVEYED FOR : Erlinda S. Monsanto LAND USE : (Cocos) LOCATION : Poblacion, Lugait, Mis. Or. Island of Mindanao BOUNDARIES : NW., along line 1-2 by Lot 611, Cad-698 : NE., along line 2-3 by Lot 609, Cad-698 : SE., along line 3-4 by Lot 608-B Psd-10-042319 : SW., along line 4-1 by Lot 607, Cad 698 AREA : TWO HUNDRED FIFTY THREE (253) sq.m. More or less BEARINGS : TRUE DESCRIPTION OF CORNERS : 1-2 are old points & the rest are P.S ORIGINAL SURVEY : 4-13-81 SUBDIVISION SURVEY : May 3, 2012 Covered by Tax Declaration No. 0204772 to take effect 2004 together with all existing and future improvements thereon. Prospective buyers may investigate for themselves the title hereinabove described and encumbrances thereon if any there be. In the event the auction should not take place on the said date it shall be held immediately on the next day without further notice.
September 14, 2012
ANTONIO A. CAGULANG, JR. Sheriff IV
BWM: 12, 19 & 26, 2012
the privatization and disposal of NPC-owned power plants and facilities that are operational. “Nowhere in the EPIRA states that potential hydro sites shall be subject to public bidding,” he stressed. As Mindanao operations vice president of the NPC, Donggay cited the EPIRA, enacted in 2001, in initiating the release in 2005 of the feasibility studies for both the 132 MW BulanogBatang Hydro Power Plant and Pulangi 5. He said that DoE’s insistence of subjecting these urgent projects to public bidding only delays urgent measures to address Mindanao’s power woes. Worst, DoE’s “politicking is delaying the much-needed construction of clean energy hydro power plants for the island’s energy woes.” “The urgency to develop large hydro resources to help and maintain the competitive advantage of Mindanao has been undermined when projects which have already acquired some, if not all permits from the National Water Resource Board (NWRB), the Department of Environment and Natural Resources
BWM: NOV. 12, 19 & 26, 2012
FOR THE PROVINCIAL SHERIFF NORBERTO F. LABIS Sheriff IV
(DENR), and the National Commission on Indigenous Peoples (NCIP) are subjected to more delay,” he said. “These recent developments do not coincide with the government’s program to promote active participation by the private sector for the development of renewable and indigenous sources of energy,” he added.
Padilla... from page 1
try—MyPhone. Since his debut in the show business through the youth-oriented show, Growing Up, Daniel’s popularity continues to rise exponentially. He was already able to make a name for himself, outside the Padilla’s influence and is currently one of the hottest teen heartthrob and recording artist in the industry. In his launch as Myphone endorser, Daniel was warmly welcomed by no less than the MyPhone owner, Mr. David S. Lim and MyPhone President Jaime R. Alcantara. “It is our pleasure to welcome Daniel Padilla in the MyPhone family. He is one of the brightest stars of his generation. And since our company has much hope in the Filipino youth, we believe Daniel will be of great help in espousing our campaigns and advocacy among people his age,” says Mr. Alcantara. The Filipino mobile phone company prides itself not only for being a market leader in the local mobile communications landscape, but also for its advocacy of promoting Pinoy pride. Thus, the decision to pick Daniel as its newest brand ambassador goes beyond strengthening MyPhone’s hold to the youth market in which the young actor and recording artist’s impact is undeniably huge. “We believe that Daniel is the personification of what Pinoys should be; confident, smart, talented and proud to be a pure-blooded Filipino,” says Richie de Quina, MyPhone’s VP for Marketing and Business Development. Upon becoming a MyPhone brand ambassador, Daniel Padilla now joins his loveteam partner Kathryn Bernardo, and fellow Princess and I actor, Enrique Gil. Also among MyPhone endorsers are Kapamilya stars Julia Montes, Martin del Rosario, Sam Conception; Kapuso celebrities Janine Gutierrez, Derrick Monasterio, Bea
Binene, Barbie Forteza, and many more.
Normin... from page 1
prof it per establishment among the Mindanao regions as revealed by the preliminary results of the 2010 Annual Survey of Philippine Business and Industry (ASPBI). Workers from Northern Mindanao are more productive far ahead from other regions, recording P2.18 million revenue per worker in 2010, said Liza M. Bigornia, Statistician III of the NSO Regional Office 10, during the regional data dissemination of the 2010 ASPBI results. Region 11, which ranked second, only posted P1.52 million per worker followed by Region 12 with P1.48 million per worker. Bigornia further revealed that Region 10 is also the most productive in 2010 in terms of value-added per worker posting P593,000 per worker. She said Region 11 and CARAGA Region closely followed with P493,000 and P392,000 per worker, respectively. In terms of profitability, Northern Mindanao posted an average revenue of P265 million per establishment in 2010 surpassing Region 12 which ranked first among Mindanao regions in 2009, she further said. She added that Region 10 further recorded the highest average profit per establishment at P34.9 million followed by Region 11 at P32.9 million. The ASPBI is a nationwide undertaking of the NSO which aims to provide key measures on the performance level, structures and trends of economic activities in the entire country. The annual sur vey is confined to the formal sector of the economy, such as the corporations and partnerships, cooperatives and foundations, single proprietorships with employment of 10 or more and single proprietorship with branches. According to the NSO, a total of 23,630 establishments were selected for the 2010 ASPBI with an overall response rate of 95 percent.
CAGAYAN DE ORO Main Branch P & J Lim Bldg., Tiano Brothers – Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN Branch B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES Branch Corrales Ave., Cagayan de Oro City DIVISORIA Branch Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN Branch Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739a
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Chevron, Bosch ink deal for retail-auto services in SEA fuel stations US -BASE D Chev ron Corp. said on Thursday it has pa r t nered w it h Germa n-ow ned Bosch Group to roll out retail and car service shops in 500 Caltex retail stations across five countries in the next five years. Chevron said in a statement that drivers in the Ph i l ippi nes , Ma laysia , Thailand, Singapore and Cambodia will receive premium car care services for all their motoring needs. Chev ron a nd Bosch said they will tap on each other’s respective technical expertise and customer base. Raissa Romina R. Bautista, Chevron Philippines policy, government and public affairs manager, said Bosch and CPI plan to leverage on their respective products of quality fuels and services to make select Caltex retail sites as one-stop shops for car maintenance and other service requirement. The Bosch Car Service Workshops at Caltex service stations will provide services to multi-brand vehicles of fering d iagnosis, maintenance and repairs. Chevron said Caltex lubricants and Bosch automotive aftermarket products and parts will also be sold at Caltex service stations where Bosch car ser v ice work shops a re located. Peng Xiaofei, Chevron vice president for AsiaPacific products, said a multitude of factors contribute to an enjoyable driving experience and maintaining one’s vehicle tops the list. Xiaofei said the partnership with Bosch demonst rates t he com m it-
ment from both to provide customers with the best experience on the road. “Ou r motorists w i l l benefit from the combination of Bosch’s automotive engineering and our longstanding energy-efficiency solutions,” Xiaofei said. Martin Hayes, Bosch president i n Sout heast
Asia, said the expansion of the Bosch car service footprint across Southeast Asia allows motorists to appreciate the accessibility of a wide range of reliable, quality automotive maintenance and repair solution with the proximity of Caltex ser vice stations.
“Bosch car service network partners can look forward to new business opportunities and a great diversity of product offering backed by a global network, long-standing experience and world-class technical competencies in the automotive industry,” Hayes said.
WANTED: Marketing Executives
In a joint collaboration between Chevron and Bosch, 500 Bosch car service workshops will be opened at Caltex service stations across Philippines, Malaysia, Thailand, Singapore, and Cambodia. Chevron has been operating in Malayisa for 75 years under its brand Caltex, which currently has a retail network of more than 420 service stations in Malaysia.
Qualifications: Female between 20-35 years old, with aggressive marketing and inter-personal skills preferably with pleasing personality, willing to be trained and can work under pressure, must be a college graduate, preferably of marketing or communications related courses. Experience in sales and marketing is an advantage. Fresh graduates are encouraged to apply.
For interested applicants, submit your updated resume and application letter to:
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