BusinessWeek Mindanao (December 2-3, 2022)

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Workers’ welfare

SENATOR Risa Hontiveros on Wednesday asked Malacanang to make labor policies that would respond to the growing clamor of workers for wage hikes and more stable jobs.

Hontiveros said serious government interventions are needed to address the growing concerns of the public amid the impacts of the pandemic and the looming world recession.

“I think it is an urgent matter that we heed the calls of labor groups. Extraordinary ang epekto ng pandemya sa ekonomiya natin. Sa huling Pulse Asia survey, ito din naman ang mga nangungunang alalahanin ng mga kababayan natin. Kailangan na talaga ng seryosong government interventions,” Hontiveros said in her statement.

Gun-safety training

IN response to a recent directive of the Philippine National Police (PNP) chief, the Police Regional Office of Northern Mindanao (PRO-10) has vowed to conduct gun safety training on a regular basis.

The PNP national headquarters has issued a directive on gun safety training following an accidental firing incident in Laguna.

Maj. Joann Navarro, PRO10 spokesperson, said in a phone interview on Tuesday, Nov. 29, welcomed the conduct of a frequent Modified Handgun Marksmanship Training, however, they also need to consider some other factors that might affect the job of the police personnel.

High approval

THE majority of Filipinos have expressed appreciation over the work performance of and have given their trust in President Ferdinand R. Marcos Jr., according to OCTA Research's latest survey.

OCTA Research, in its Tugon ng Masa poll conducted from October 23 to 27, found that 78 percent of 1,200 adult Filipinos appreciate Marcos, while 86 percent trust the Chief Executive.

Only 5 percent were dissatisfied with Marcos' performance, while 4 percent expressed distrust in him.

TO ENHANCE PUBLIC SERVICES

CDO, Misor seek for better connectivity

In a statement Monday, Mayor Rolando Uy said the partnership with PLDT-Smart aims to provide free Wi-Fi connection to the city’s 60 villages. The initiative was the result of talks between Uy and PLDT enterprise vice president for Mindanao Benbrackie Melasa after the company's proposal to provide a free internet connection in the city. "We're trying to connect (the city government) to its constituents, just like what he (Uy) is doing every Thursday or Saturday. The mayor goes to a certain barangay to be connected,

and this is in line with his vision," Melasa said. He said the proposal aligns with Uy's administration's internet connectivity program, as stated in his "Rise CDO" development agenda. The PLDT firm also plans to put up free internet connection in barangay covered courts, especially those near schools for students to maximize its use. Meanwhile, Misamis Oriental, one of the four provinces in Mindanao included in the PLDT project, recently launched its disaster resilience program dubbed "Project Ligtas." Judee

CDO local heroes feted during Bonifacio Day

LOCAL heroes of Cagayan de Oro City cmwho helped fight for the liberation of the country were also remembered during the commemoration of the 159th birth anniversary of Andres Bonifacio on Wednesday.

Nicolas Aca, head of the city's historical commission, said those who fought in the American-Filipino war, which inspired the establishment

of El Pueblo a Sus Heroes monument in the downtown area, were also recognized in the same breadth of bravery as Bonifacio.

"In 1928, (former) Mayor Apolinar Velez had (constructed) the monument (El Pueblo a Sus) for the heroes who died in the Philippine American-war in the 1900s," he said.

Davao City cops to strictly enforce firecrackers ban

DAVAO City – Authorities will strictly enforce during the yuletide season the ordinance banning firecrackers, which the local government of Davao has implemented for 20 years.

Col. Albert Lupaz, director of the Davao City Police Office (DCPO), warned during the AFP-PNP press conference on Wednesday that those violating the pyrotechnics ban will be arrested.

implement the ban like Davao del Norte and Davao del Sur. We will allow them to transport for as long as they have the necessary permit to transport pyrotechnic materials to their destination,” Lupaz said.

Ordinance 060-02 or the Firecracker Ban was passed in 2002 but former President Duterte, who was then mayor, prohibited the manufacture, sale, distribution, possession, or use of firecrackers or pyrotechnic devices in 2001 through an executive order.

Gultiano, Police Regional Office 11 spokesperson, added that there are local government units in the region that do not impose firecracker ban but have designated areas for pyrotechnic display.

She said the police personnel are also instructed to resolve within 24 hours cases of illegal discharge of firearms that results in death, otherwise the one-strike policy will be applied against the commanders who will face administrative sanction.

RAIN

Alsons

He added that the checkpoints would strictly disallow entry of firecrackers except if carried by non-residents who need to pass through the city to get to the neighboring towns, provided that they have permits to transport these items.

“Definitely, they should have a permit. There are areas here in Davao Region that do not

The local measure imposes a fine of P1,000 or imprisonment of 20 to 30 days, or both for firsttime offenders; a fine of P3,000 or imprisonment of from one month to three months, or both, for second-time offenders; and a fine of P5,000 or imprisonment of from three to six months, or both, for third-time offenders.

Police Major Eudisan

Gultiano said the PRO-Davao has not received instruction on the “muzzle taping” of the firearms of police officers this Christmas season.

She believed that such regulation would not be enforced this time because it would be hard for police officers to conduct operations when their firearms are taped.

DAVAO City — Former Sarangani Governor Miguel Rene Alcantara Dominguez has joined the 60-year-old Alsons Development and Investment Corporation (Alsons Dev) as its new director who will oversee the business strategy and operations of the premier property developer and real estate pioneer in Davao City.
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Dev is the real estate
Briefly Market Indicators US$1 = P 56.56 FOREX PHISIX AS OF 6:00 PM NOV 21, 2022 (FRI) 6,780.78 99.31 points 0.08 cents X X P15.00 Volume XIII, No. 74 Fri-Sat| December 2-3, 2022 www.businessweekmindanao.com CREDIBLE RELIABLE IN-DEPTH MINDANAO BusinessWeek YOUR MINDANAO-WIDE BUSINESS PAPER
HERO'S COMMEMORATION. Troops under the Army’s 4th Infantry Division in formation at El Pueblo a Sus Heroes monument on Wednesday (Nov. 30, 2022) as Cagayan de Oro City commemorates the 159th birth anniversary of Philippine hero Andres Bonifacio. The city government also honored Kagay-anons who fought for the country's independence during the Filipino-American war. (Photo courtesy of Rod Constantino/CIO) THE CAGAYAN de Oro city government and the province of Misamis Oriental have began talks with telecommunications companies to strengthen internet connectivity to improve public services. NOT A HINDRANCE. Rain did not stop people to gather at the Cotabato Province grounds in Amas, Kidapawan City during the opening of Christmas lights display and fireworks salvo on Tuesday night November 29, 2022. MindaNews photo by FERDINANDH CABRERA

Badjaos to get decent livelihood from gov’t

ZAMBOANGA City –

President Ferdinand R. Marcos has ordered the Department of Social Welfare and Development (DSWD) to provide decent livelihood to Badjaos to stop them from going to Manila to beg every Christmas season. This was according to DSWD Secretary Erwin Tulfo, who led the distribution of cash assistance to some 500 Badjao families here on Monday. Each family received P10,000 cash as start-up capital from the DSWD, through the agency’s Assistance to Individuals in Crisis Situation Program. The recipients include Badjaos the DSWD has rescued in the streets of Manila. Tulfo

said “over 300 families have been sent home since last week,” most of whom are from the provinces of Basilan and Sulu. Tulfo said the Marcos administration wanted to give the Badjaos a decent livelihood to earn a living, instead of begging on the streets. “This is the reason why we came here today. We want to solve the problem of the Badjao in going to Manila to beg every Christmas,” Tulfo said in a press conference at the city hall. Majura Tahaji, one of the recipients of P10,000 cash assistance and a resident of Barangay Maasin, said they will use the money to engage in the buy-and-sell of fresh fish. Another recipient, Shaira

Abdulla of Barangay Mercedes, said she will use the funds to put up a neighborhood sundry store to sell “pastil”, a popular local dish. “We do not stop there,” Tulfo said, adding that in a few weeks, DSWD is also set to establish a wet market where the Badjaos can sell their products. The DSWD chief has already conferred with Mayor John Dalipe about the wet market project for the Badjaos. Birth certificates Meanwhile, DSWD partnered with the local Civil Registrar Office to launch a birth certification registration program for the Badjao payout recipients here. “Since they don’t have birth certificates, they are not entitled to receive

benefits and avail of sustainable livelihood program of the government,” Tulfo said, adding that the city will be the pilot area of the birth certificate registration program for

indigenous peoples (IPs). He said the program will later be launched nationwide for the benefit of the IPs in Luzon island and the provinces of Mindoro, Cotabato, Davao

and Palawan. Tulfo and his party will travel Tuesday to Basilan and Sulu, also to provide livelihood assistance to the Badjaos in the two provinces. (PNA)

Sustainable sports programs in Mindanao pushed

DAVAO City – The Philippine Sports Commission (PSC), the University of the Philippines-Mindanao (UPMin), academe and other government agencies convened here Monday for a two-day event to push for sustainable sports development programs in Mindanao. In a forum here dubbed "Panaghisgot," PSC project development officer Alona Quinto said the Nov. 28-29 gathering seeks to address various concerns, particularly in the sports development programs on the island. “Mindanao was never a less priority of the PSC. They have a big

part of the programs as we produced promising athletes from Mindanao,” she said in an interview. Quinto said the forum would explain the framework of PSC Chairman Noli Eala as he focused on the grassroots program wherein promising athletes hail from the various local government units. “It is always partnership when it comes to developing athletes, Chairman Eala said we will never stop supporting, financially or on the technical aspect. That is the direction of PSC, to help the LGUs promote their sports program,” she said. As part of the effort, Dr. Jezreel Abarca,

Qualities of an Effective Teacher

An efficient teacher uses class time wisely and motivates Students to perform well and learn more. Every single student in the class needs to feel at ease and like they belong. The classroom needs to be comfortable for learning and have the right illumination for learning to occur. Every issue that arises in the classroom must be handled effectively by the instructor. We undoubtedly run across a variety of issues with the attitudes of the students. Teachers need to be adaptable so they can take charge of any circumstance. The mentor who emphasizes values is the teacher.

Being an efficient teacher requires, among other things, effective communication. You can communicate verbally or nonverbally. communication with parents, colleagues, and the community in addition to your students. Families are more inclined to trust you if you maintain an open and polite relationship with them. Once

you've gained their trust, they'll feel at ease talking to you about their home life, whether it's good or bad. Ample staff time and a physical location where staff and families can speak informally and privately with teachers who are receptive to different viewpoints are necessary for effective communication.

Enthusiasm, creativity, and optimism are traits that effective teachers frequently share. These qualities can be expressed in a variety of ways, but often this implies that you genuinely want to stay in the classroom the most of the day to watch your students learn and succeed. One more essential component of a successful teacher is maintaining organization in the classroom. The teacher undoubtedly effectively delivered the lesson by planning and scheduling each day. Students will watch, copy, and use the teacher's organization in the classroom in their daily life.

the chairperson of the UPMin Department of Human Kinetics, underscored the need for the establishment of the Mindanao Sports Development Program. Abarca said a holistic program would provide accessible quality academic degree programs

EXTRAJUDICIAL SETTLEMENT OF ESTATE WITH PARTITION OF THE LATE SPOUSES VIDAL BONIA ACTUB AND FELISA EBAL ACTUB

KNOW ALL MEN BY THESE PRESENTS:

That the late Spouses VIDAL BONIA ACTUB who died on March 22, 1996, at Taboc, Opol, Misamis Oriental, and FELISA EBAL ACTUB who died intestate on May 11, 2007, at Taboc, Opol, Misamis Oriental. At the time of their death, they died without any will but left (2) parcels of land, with TRANSFER CERTIFICATE OF TITLE NO. T-5367 , situated in the Municipality of Opol, Province of Misamis Oriental, Island of Mindanao, containing an area of SIX THOUSAND TWO HUNDRED FIFTY FOUR (6,254) square meters more or less, and ORIGINAL CERTIFICATE OF TITLE NO. P-7408, Lot 7370, Cad237, containing an area of ELEVEN THOUSAND AND FIFTY FOUR (11, 054) SQUARE METERS, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE WITH PARTITION OF THE LATE SPOUSES VIDAL BONIA ACTUB AND FELISA EBAL ACTUB, filed by the heirs of SPOUSES VIDAL BONIA ACTUB AND FELISA EBAL ACTUB. Per Doc. No. 206; Page No. 42; Book No. 32; Series of 2021 under the Notarial Registry of ATTY. ELAINE MAY P. SARCENO-TAN-GAN.

BWM Dec. 2, 9 & 16, 2022

That the late MARSHALL RAVIDAS LONGOS, died on December 25, 2021 in Tablon, Cagayan de Oro City, Misamis Oriental, at the time of his death he left property with TRANSFER CERTIFICATE OF TITLE NO. T-195650, with an area of 600 Square meters, situated at Tablon, Cagayan de Oro City, owned by ROMMEL R. LONGOS SR., with a share of 100 Square meters and MARSHALL LONGOS with a share of 500 Square meters; TRANSFER CERTIFICATE OF TITLE NO. T-195651 identified as Lot 19548-B-2-D situated at Tablon, Cagayan de Oro City, with an area of Nine Hundred twenty Two (922) Square Meters, more or less; TRANSFER CERTIFICATE OF TITLE NO. T-184950 identified as Lot 25484A situated at Puntod, Cagayan de Oro City, with an are of Two Hundred (200) Square Meters, more or less, owned by ROMMEL R. LONGOS SR., and MARSHALL LONGOS; and KATIBAYAN NG ORIHINAL NA TITULO BLG 201900051 identified as Lot 22117-B situated at Tablon, Cagayan de Oro City, with an area of Two Hundred Fourteen (214) Square Meters, more or less, and has been the subject of an EXTRA JUDICIAL SETTLEMENT OF ESTATE OF THE LATE MARSHALL RAVIDAS LONGOS, filed by the heirs of MARSHALL RAVIDAS LONGOS, per DOC#87;PAGE#18;BOOK#93;SERRIES OF 2022 under the Notarial Registry of ATTY. QUINTILIANITO S. BABARIN JR.

18, 25 & Dec. 2, 2022

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EXTRA JUDICIAL SETTLEMENT OF ESTATE OF THE LATE MARSHALL RAVIDAS LONGOS KNOW ALL MEN BY THESE PRESENTS:
BWM
Nov.

Gov't 2023 growth target still feasible amid rate upticks

HIKES in interest rates are not expected to greatly dampen the domestic economy’s 2023 growth, with Bangko Sentral ng Pilipinas (BSP) Governor Felipe Medalla citing pent up demand and recovery of tourism as drivers of growth.

“I would say that the DBCC (Development Budget Coordination Committee (DBCC) growth targets are still feasible,” Medalla told journalists Tuesday night.

DBCC’s next year growth target ranges between 6.5 to

8 percent, which is also the assumption until 2028.

Its growth assumption for 2022 ranges 6.5 to 7.5 percent.

Economists and multilaterals forecast domestic growth to be around 5 to 6.3 percent next year.

Medalla cited as drivers of his optimism the possible pickup of international tourism, which is among the major growth contributors for the Philippine economy.

“There’s also still quite a bit of pent up demand,” he

said, adding that “postponed capex (capital expenditure) is still there.”

Household final consumption expenditures (HFCE) account for around 70 percent of the economy’s annual output.

In the third quarter of this year, HFCE grew by 8 percent year-on-year.

Growth, as measured by gross domestic product (GDP), in the third quarter rose further to 7.6 percent from quarter-

Exec says banks-fintech tie-up must for customer satisfaction

BANKS should not consider financial technology firms as competitors but instead as partners in ensuring customer satisfaction vis-à-vis the digital finance space, an executive of a financial software company said. In a briefing on Tuesday, Finastra Asia Pacific Payments managing director Tal Weisser said the current time is a “payment perfect storm” both in terms of challenges and opportunities. He said banks thus need to keep up with the new regulations to serve their clients. “Customer expectations have changed in recent years drastically,” he said, noting that in the past, payments process for small and medium businesses could took three days but this had become unacceptable given the digital

payments innovation. During the same briefing, Finastra regional head for Payment Solution Consulting Dheeraj Joshi cited the rising electronic wallet (e-wallet) usage in the Philippines, which he said is in line with the growth in Asia Pacific. He said the Bangko Sentral ng Pilipinas (BSP) is “very supportive of the changes” and has implemented a lot of initiatives, such as the PESONet and InstaPay, to improve payment system infrastructure in the country. These two electronic fund transfer facilities are part of the central bank’s Digital Payments Transformation Roadmap eyed to increase the number of adults that are part of the formal banking system to around 70 percent of the total by 2023, and increase

the share of digital payments to around 50 percent of the total during the same period. Joshi said banks need to carefully re-assess their payments modernization strategy and should not consider fintechs as competitors. "(It's better) to collaborate to gain success in digital transformation," he said. Joshi said Finastra continues to see further improvements in digital payments space in Asia Pacific as governments and the private sector implement programs towards this path. “We are seeing that consumers are picking up on those digital payments and among banks, we see more and more digital payments penetration supported by the growth of e-commerce, supported by government initiatives as well as innovation,” he added. (PNA)

Bank lending, M3 growth seen as economy reopens

AN economist forecasts the rise of loans extended by banks to be sustained as the economy reopens, which can also boost domestic expansion amid the projected hikes in central banks’ policy rates.

Data released by the Bangko Sentral ng Pilipinas (BSP) Tuesday night showed a 13.9 percent year-on-year expansion of outstanding loans by universal and commercial banks (UKBs), excluding placements in the central bank’s reverse repurchase (RRP) facility, last October, a jump from the previous month’s 13.4 percent.

In a report on Wednesday, Rizal Commercial Banking Corporation (RCBC) chief economist Michael Ricafort said the double-digit growth in bank lending in recent months is among the bright spots for the economy which is expected to bolster domestic expansion.

Ricafort said borrowers are also taking advantage of the availability of funds to finance their needs, with corporates seen hedging

against external risk factors given the expectations for further increase in the BSP’s policy rates as a result of similar developments for the United States Federal Reserve.

“Faster loan growth (is) also due to the fact that some borrowers rushed financing activities/requirements in view of the increase in both shortterm and long-term interest rates/borrowing costs locally and globally amid elevated inflation,” he said.

The BSP’s policy rates have been hiked by a total of 300 basis points since last May to help address the elevated inflation rate which rose to its almost 14-year high of 7.7 percent last October.

This also ensures that interest rate differential with the Federal Reserve, which has increased its key rates by a total of 375 basis points since last March.

Ricafort expects continued expansion of bank lending, which can fuel the growth of domestic liquidity or M3, as the economy sustains its recovery.

The BSP on Tuesday night also reported the 5.4 percent year-on-year growth of M3 growth for October 2022, faster than its 5.2 percent expansion in the previous month.

Ricafort said the government’s infrastructure program is also expected to boost bank lending since this will pump-prime the economy.

“That results in greater business and loan demand by contractors as well as for allied/related industries, especially suppliers of the various infrastructure projects and for those part of the supply chain/value chain, as well as more opportunities for the property/real estate sector with higher multiplier effects on the economy,” he said.

“Going forward, loan demand back to double-digit growth levels as seen recently could lead to faster GDP (gross domestic product) growth and could already support/ justify any further hikes in the local policy rate amid higher inflation and the expected aggressive Fed rate hikes in 2022,” he added. (PNA)

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DANNYCAROSE SUDARIA-HALASAN Marketing Manager 09360462356

40 years and growing stronger opinion

“Worldwide, the average productive lives of companies is 30 years. But we have surpassed that. We are now 40 and still very much around.” Thus, businessman, civic leader and Most Outstanding Muntinlupeño Dionisio “Diony” Alog described his company’s journey, co-founded with his wife Ofelia, forty years ago.

ALOG & Company, Inc. has not only survived. It has thrived. It is now a leading marketer and distributor of a wide range of products and technologies for the protection of human health, structural properties and the environment against insect pests and microorganisms. It serves government offices, commercial pest control operators and private institutions nationwide.

ALOG proudly represents leading multinational chemical companies in the Philippines namely Bayer Environmental Science, BASF, Syngenta, Ensystex as well as professional pest control equipment companies namely Swingtec from Germany, Hockman and B&G from the USA.

In addition, it has partnered with NRS Relief, a company that manufactures innovative, high quality and cost-effective core relief items and multipurpose shelters. These multipurpose tents are intended for emergency response during disasters like earthquakes, typhoons, fires and other calamities.

ALOG takes an active role in bringing innovative technologies and products to the Philippines. From the development of control programs concerning public health, particularly in malaria and dengue, general pest

control programs for private companies to the most complete termite control products ranging from repellent liquid termiticide to non-repellent liquid formulation to baiting technologies for structural protection. In 2010, ALOG made its biggest sale tender in the history of public health, by supplying 2 million pieces of long lasting impregnated nets (LLIN) from Bayerhad to malaria endemic provinces in the Philippines.

Recently and just in time for the COVID pandemic, ALOG and Co. ventured into products used for virus protection and disinfection through its BioMed Division. “We became part of the spearhead team serving both national and local governments and private institutions, deploying tons of disinfectants used in the communities and targeted areas at the start of the lockdown,” Diony explained.

Indeed, ALOG and company has gone a long way from its humble beginnings. Diony and Ofie first set up shop at a decrepit office along Guadalupe street, Makati. Diony served as the general manager, salesman, delivery man, collector, and technician all at the same time while Ofie, (his former office mate and former girlfriend) was the receptionist, customer service officer, administrative assistant, and accountant. Their son Dennis, at that time 6 years old, was visibly disappointed the first time he visited his parent’s “Makati office”. It had only two tables, with manual typewriters and a few telephones.

ALOG initially sold poultry feeds, hog feeds, one-day old

chicks, veterinary medicines and supplies. Later products included fertilizers, and agricultural sprayers, pest control equipment and hygienic insecticides. In 1987, the company crossed its first 1st milestone by selling 25 units of Swingfog fogging machine to the National Food Authority (NFA).

As the company grew, it also moved out from its decrepit office. In 1993, ALOG & Company, Inc. acquired a commercial lot in Guadalupe Nuevo, and constructed a four 4 -storey building, making it as the official headquarters of the company. In 2012, ALOG & Company, Inc. moved to its current office at Unit 301 Alabang Business Tower, 1216 Acacia Avenue, Madrigal Business Park, Ayala Alabang, Muntinlupa City and retained its warehouses in Las Piñas and Makati City.

During ALOG’S 40th anniversary celebration (appropriately themed 40 Years – A Legacy of Protection), Diony formally retired as Chairman and announced his successor who will take the company through the next forty years.

In 2001, Dennis Niño Alog, the third and youngest child of Diony and Ofie, joined the company where he handled the pest control market. In 2010, he was appointed VP for the Public Health Division. In February, he became President/ CEO. With Diony’s retirement, Dennis, 46, is now Chairman/ CEO.

Trained at early age to look for business opportunities, Dennis and wife Stacey have also ventured into the 7 Eleven

business. They now operate three outlets, the first branch in Laguna Bel Air (2008), the second in Tayug, Pangasinan (2012), the third in Villasis, Pangasinan (2015) and a 4th one soon to open in Binalonan, Pangasinan (2023). The young couple are also into real estate – condo units for lease, office space for lease, and private houses for lease. They are soon putting up a commercial building in Tayug, Pangasinan, during the 2nd quarter of 2023, with leasable space of 1,600 square meters.

During his acceptance speech, the new Chairman/ CEO Dennis vowed to take ALOG and Co. to the next level, by upholding the values his parents had instilled in him (integrity, reliability, expertise and experience), by being resilient and quickly adapting to the needs of the fast changing times, and by always helping protect communities, making them clean, green, safe and pest free.

The new chairman ended his speech by coining a new brand tagline which appropriately describes the company’s mission, then, now, and in the future - “Alaga Ka Araw at Gabi. Yang ang Alagang Alog.”

Trust or reliance? What is faith for you? To say it clearly: without faith we are really nothing. Faith is belief; believe in us, beliefs in our works, talents and personalities.

Think a minute… A school teacher was complaining about a little boy in her class who was not showing any interest in learning. She said: “David will not do his school work. He’s not even motivated to try!” But that same boy, David, will jump out of bed early in the morning to go fishing or play with his friends. He just needs the right motivation.

Everyone can be motivated. Just watch people leaving work on Friday. Even at the end of a long week of work, they still have plenty of motivation and energy to party that evening and throughout the weekend!

Maybe you had a school teacher who made a certain subject interesting and exciting to you. He or she inspired and gave you the desire to learn. They explained things so you could clearly understand, and as a result you did much better in that teacher’s class than the other ones.

But we parents are our kids’ most important teachers. We are the main ones responsible to motivate our children, so they want to learn to succeed and become their best in life. But to do that we cannot just tell our kids, we also must show them that we believe in them. We must spend time watching and listening to our children, so we can help them know what their natural, unique talents are. Then we need to encourage them in that area so they can fully develop their own special abilities—whether it is academics in school, business, social skills and relating to people, sports, music, or whatever they naturally enjoy and

JHAN TIAFAU HURST

do well.

You and I can motivate our children by always loving and accepting them without conditions, no matter what they do. We must understand the difference between approval and acceptance. Even when we do not approve of everything they do, our kids need to know we still always accept and love them without conditions. Then when our children do something well and right, we need to motivate and help them to become more confident by encouraging them.

Maybe you yourself never had someone who motivated you to become your best. But today, if you will ask Jesus to take full charge of your heart with His real love and power, He can start changing your life. He wants to show you the special abilities He gave you, plus, He will help you fully develop them. Then as you become your best, you can share His love by encouraging and motivating others to become their best. Just think a minute…

We also should believe in our parents or better, in the whole family including the black sheep, who can be found everywhere. We should also believe in our friends, even sometimes it seems to become a very difficult task. A friend? A real friend? An expatriate friend...?

Without faith, we will be reaching the rock bottom. Please don't say, it's a likely story. The German poet Johann Christian Friedrich von Schiller (1759-1815) mentioned in his drama "Maria Stuart": "Even the word might be dead, but faith keeps it alive." Yes, I can live with this.

Faith and hope belong together. In his book "Through the Valley of the Kwai", Scottish officer Ernest Gordon wrote of his years as a prisoner of World War II. The 6'2'' man suffered from malaria, diphteria, typhoid, beriberi and jungle ulcers. Many circumstances quickly plunged his weight to less than 100 pounds. Lying in the dirt of the death house, he waited to die. But every day, a fellow prisoner came to wash his wounds and to encourage him to eat parts of his own rations. As this fellow prisoner nursed Ernest back to health, he talked with the agnostic Scotsman of his own strong faith in God and showed him that, even in the midst of suffering - there is hope - and faith!

Faith is indeed tantamount to convincing and conviction. Richard Wagner, a German

classical composer and poet found the following lyric: "Blessed are those people, who know how to live their life in humility and faith!"

Well, let's even continue believing in our government. Faithful hope is loyal, reliable, exact and honorable.

Faith looks beyond the transient life with hope for all eternity. The hope we read in scripture is not a wishy-washy optimism. First and second Chapter of Thessalonians, for example, give encouragement to all Christians, who have been undergoing persecution for their faith. And, Corinthians 13:2 says: "If I have faith it can move mountains!"

Faith is one of those words that is commonly used but not always understood. Some of that confusion comes from the many different ways the word faith is used in everyday conversation; a quick look at Dictionary.com shows seven different uses! One common way that people use the word faith is to refer to belief in something despite lacking any evidence for it. But is that what the Bible means by faith? The answer is a resounding no! So what does faith mean?

The closest that the Bible comes to offering an exact definition is Hebrews 11:1 – “Now faith is the assurance of things hoped for, the conviction of things not seen.” From this particular passage we see that the central feature of faith is confidence or trust. In the Bible, the object of faith is God and his promises. A clear example of this is Abram’s encounter with God in Genesis 15. In response

to God’s promise of countless descendants, Abram “believed the LORD, and he counted it to him as righteousness.” (Gen 15:6). Commenting on this, the Apostle Paul writes, “No unbelief made him waver concerning the promise of God, but he grew strong in his faith as he gave glory to God, fully convinced that God was able to do what he had promised.” (Rom 4:20-21). Thus faith means putting your trust in God and having confidence that he will fulfill his promises.

Faith is more than intellectual agreement. To use an old illustration, imagine you are at Niagara Falls watching a tightrope walker push a wheelbarrow across the rope high above the falls. After watching him go back and forth several times, he asks for a volunteer to sit in the wheelbarrow as he pushes it across the falls.

At an intellectual level you may believe that he could successfully push you across the rope over the falls, but you are not exercising biblical faith until you get in the wheelbarrow and entrust yourself to the tightrope walker.

Genuine biblical faith expresses itself in everyday life.

James writes that “faith by itself, apart from works, is dead” (James 2:17). Faith works through love to produce tangible evidence of its existence in a person’s life (Gal 5:6).

Put another way, the obedience that pleases God comes from faith (Rom 1:5; 16:26) rather than a mere sense of duty or obligation. There is all the difference in the world between the husband who buys his wife flowers out of delight and one who buys them simply out of duty.

Faith is so important because it is the means by which we have a relationship with God: “For by grace you have been saved through faith” (Eph 2:8). Faith is how we receive the benefits of what Jesus has done for us. He lived a life of perfect obedience to God, died to pay the penalty for our sinful rebellion against God, and rose from the dead to defeat sin, death, and the devil. By putting our faith in him, we receive forgiveness for our sins and the gift of eternal life.

So what does faith mean? Simply put, faith means relying completely on who Jesus is and what he has done to be made right with God. Are you considering a faith-filled call to Christian ministry? The programs at Grace Theological Seminary will ensure you grow in your faith on your way to equipping others to do the same.

To walk by faith, it's not enough to believe that God's word and promises are true, we must act on our belief and stand on the Truth. When what we believe overflows into how we live then our faith is made complete—and is counted to us as righteousness

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AboitizPower turns on battery storage system in Davao de Oro

ABOITIZ Power Corp. (AboitizPower) announced on Wednesday that its unit’s 49-megawatts (MW) battery energy storage system (BESS) in Maco, Davao de Oro is now operational.

“AboitizPower sees battery technology as a great opportunity to address concerns about the reliability, affordability, and sustainability of energy supply,” Emmanuel V. Rubio,

president and chief executive officer of AboitizPower, said in a media release.

AboitizPower, through its subsidiary Therma Marine, Inc., said that its BESS will support the Mindanao grid as it will “complement Therma’s existing diesel engine.”

It is intended for ancillary services or power reserves.

Power grids tap reserve power, engaged via ancillary services contracts, when

baseload power declines.

“We respond to the needs of our customers and communities while supporting economic growth by ensuring the stability of the grid,” Mr. Rubio said.

James A. Villaroman, chief renewable energy officer of AboitizPower, said during an Economic Forum on Tuesday that energy storage systems will play a part in the country’s energy security.

“We’re looking at a couple of innovations to prioritize. It’s not yet really part of our goal but this storage will be critical to the energy transition. With a lot of variable renewable energy coming in, we need to address intermittency, storage needs to be part of that,” Mr. Villaroman said.

Meanwhile, renewable energy firm SN Aboitiz Power (SNAP), a joint venture

German firms urged to invest in PH infra

DEPARTMENT of Trade and Industry (DTI) Secretary Alfredo Pascual has urged German investors to look into business opportunities in the Philippines, especially in areas of infrastructure, electric vehicles, manufacturing and services.

In a business forum of German-Philippine Chamber of Commerce and Industry (GPCCI) in Makati City Tuesday, Pascual said they may tap the 300 billion euros Global Gateway Fund of the European Union (EU) to participate in the ongoing infrastructure developments in the country.

“The new Philippine administration has revived the private-public partnership (PPP) arrangements for infrastructure projects in the fields of water storage and management, renewables, waste management, logistics and

transportation, and disaster mitigation,” he said.

Being a global leader in e-vehicles (EV), Pascual encouraged German firms to partner in this sector and support industries in EV manufacturing, including mineral processing.

“The German government and the German private sector can tap the Philippines’ significant green metal reserves of nickel and copper. Doing so would ensure the supply of these critical resources in support of your country’s fullelectrification objectives for your automobile industry by 2030.

In exchange, the Philippines will benefit from Germany’s significant experience and expertise in nickel and copper downstream processing,” he added.

Pascual said there are still vast opportunities in the

Learning innovation

AS the workplace changes, so must education and training. Exciting experiments are under way. But are they enough?

As technology transforms the workplace, the need for innovation in learning and development is urgent. Seeking innovations in learning, we inhabitants of the Information Age reflexively turn our eyes to technology. Rightly so, given the vast improvements technology has brought to our lives.

But an innovation is a different way of doing something that is also a better way of doing something. In education, an innovation is a deviation from the standard practice even equal or lesser amounts

of time and resources. Innovation does not always involve a mechanical, electronic or digital device. To condense a few historical narratives, we may say that Benjamin Franklin discovered electricity. Thomas Edison invented the light bulb.

John Travolta danced to innovative disco lights. Or more to our point, Alan Turing discovered computing. Steve Jobs invented the iPad. And educators made use of the iPad in blended learning. If proved more effective than the standard practice of teacher-directed, face to face instruction, blended learning is an innovation in learning. So any new device is really just an invention. The innovation is its successful use.

Philippines for German firms in manufacturing and services sectors, especially information technology and business process management (ITBPM).

He said the government has pushed for policies that will attract more foreign

enterprises to invest in the countries, such as the Corporate Recovery and Tax Incentives for Enterprises (CREATE) law and the amendments to the Foreign Investment Act, Retail Trade Liberalization Act and the Public Service Act. (PNA)

between AboitizPower and SN Power of Norway, said that its 24-MW Magat BESS project at the hydroelectric power plant in Ramon, Isabela is seen operational by the first quarter of 2024, after it began construction in August.

AboitizPower is targeting to develop a total capacity of 248 MW for regulating and contingency reserves.

The power company also

noted that while it has started to enter the battery market, its portfolio will be driven by renewable energy in the 10 years with an additional 3,700 MW of renewable energy.

AboitizPower is targeting to expand its Cleanergy, the company’s renewable brand in the Philippines and abroad to “help build the country’s renewable energy market and contribute to the global renewable energy goals.”

LPG prices up ahead of Christmas season

CONSUMERS would have to pay more as prices of liquefied petroleum gas (LPG) increased effective Thursday morning, ahead of the Christmas holidays.

In separate statements, Petron and Phoenix LPG said they hiked LPG prices by P2.25 per kilogram, while Solanebranded LPG increased prices by P2.27 per kilogram.

This translated to increments of P24.75 to P24.97 for a regular 11-kilogram LPG cylinder.

Petron and Phoenix likewise increased AutoLPG price by P1.26 and P1.25 per liter, respectively.

The movement in prices in the domestic market reflects the international contract prices of LPG for this month. (PNA)

In compliance with Section 5 of RA No. 9048, a notice is hereby served to the public that PRIME JUSTINE ASILO CASTILLANO has filed with this office a petition for correction of clerical error on the child’s gender from “MALE” to “FEMALE” in the certificate of live birth of JUSTINE PRIME ASILO CASTILLANO who was born on May 10, 2000 at Wao, Lanao del Sur and whose

are JUSTINIANO B. CASTILLANO and PRIMITIVA A. ASILO.

Any person adversely affected by said petition may file his written opposition with this office not later than November 28, 2022

BWM: Nov. 25 & Dec. 2, 2022

Behavior of students during full blast

GUIDANCE COUNSELING takes place in public school settings in K-12. Counseling is designed to facilitate student achievement, improve student behavior and attendance and help students develop socially. Guidance counselors provide counseling and serve an educational role in and around schools.

All schools have full time counselors on staff in order to support students who are experiencing personal or academic challenges, help students choose careers and plan for college and intervene when students face behavioral, physical or mental health challenges.

Guidance counselors are first primarily responsible for facilitating career development. The role of the guidance counselor is multifaceted and may vary

greatly depending on the requirements of the division, district and each individual school.

The duties of guidance counselors may include providing instruction on psychological and social issues, vocational guidance, counseling, early intervention and special needs services. Guidance counselors may teach sex education classes, provide information to students about bullying or offer seminars on study skills. Many guidance counselors help students prepare for college or select careers. Guidance counselors often help students mediate conflicts with their peers, teachers or parents. Many guidance counselors also provide therapy and counseling services to students during school hours.

The case of the No Child Left Behind Act

THIS law seeks to promote compulsory education for children of compulsory school age, providing only for restricted government education, guiding government units especially at the level of barangay to be directly engaged in controlling the education of the children under their jurisdiction.

No Child Left Behind is a policy about education for all children. This law was adopted by DepEd. However, despite the endeavor to educate all students, statistics show that the International Test Standard results consistently show Filipino students lagging way behind practically everybody else in the

world.

In addition due to the magnitude of this law, the pressure on teachers has increased to immeasurable proportions. Further, evidence shows that this law has not only negatively affected perceptions of teachers’ cooperation but positively affected feelings of classroom control. The significance behind the No Child Left Behind is to guarantee the protection of a child’s fundamental right to quality education. The Philippine government’s most significant legacy to its people is to provide them with quality education. It is a law that ensures every Filipino’s constitutional right to quality education that is realized.

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Republic of the Philippines Bangsamoro Autonomous Region in Muslim Mindanao Province of Lanao del Sur MUNICIPALITY OF WAO OFFICE OF THE MUNICIPAL CIVIL REGISTRAR NOTICE OF PUBLICATION parents (SGD) NORHAYA L. TOCALO Municipal Civil Registrar

MINDANAO

CREDIBLE RELIABLE IN-DEPTH

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE MARIVIC CAAYAMAN ACTUB

KNOW ALL MEN BY THESE PRESENTS:

That the late, MARIVIC CAAYAMAN ACTUB, who died intestate on January 22, 2008, at Zone 3, Toboc, Opol, Misamis Oriental, respectively. That at the time of her death left a parcel of land with TRANSFER CERTIFICATE OF TITLE NO. T-39435 , located at Taboc, Opol, Misamis Oriental, containing an area of SIX HUNDRED EIGHTY SIX (686) square meters more or less, and has been the subject of EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE MARIVIC CAAYAMAN ACTUB, filed by the heirs of MARIVIC CAAYAMAN ACTUB. Per Doc No. 273; Page No. 55; Book No. 20; Series of 2021 under the Notarial Registry of ATTY. ALMIRA B. VALDEZ. BWM Dec. 2, 9 & 16, 2022

Good

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE ANITA G. FORTEZA

KNOW ALL MEN BY THESE PRESENTS:

That the late, ANITA G. FORTEZA, who died on December 5, 2012 in Zone 8, Patag, Cagayan de Oro City, at the time of her death left a savings account to Land Bank of the Philippines with Savings Account No. 0156-1756-84, with CASH DEPOSIT OF ANITA G. FORTEZA, CASH DEPOSIT. “A cash deposit of One Hundred Fifty Seven Thousand Two Hundred Eighteen and 100/25 (157,218.25) Pesos more or less from the LBP ATM Card No. 0150-9450-54, and has been the subject of EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE ANITA G. FORTEZA, filed by the heirs of ANITA G. FORTEZA, per DOC#488; PAGE#:98; BOOK#:20; Series of 2022, under the Notarial Registry of ATTY. ISIDRO Q. LICO.

BWM Nov. 25, Dec. 2, & 9 2022

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF DECEASED PERSON WITH SALE

KNOW ALL MEN BY THESE PRESENTS:

That the late, ALBERTO B. VISTAL, JR., who died on August 28, 2019 at Cagayan de Oro City, died intestate, leaving a Motorela with Make: Kawasaki; Series: BC175F; Type of Body: MC; Model: __; Color: __; CR#: 227811813; Chassis #: BC175F-B53690; Motor No. : BC175AEL19889; Plate No.: KA766685; MV File No.: __; OR#: 1348066241, and has been the subject of EXTRAJUDICIAL SETTLEMENT OF ESTATE OF DECEASED PERSON WITH SALE, That we, the herein-above named HEIRS/VENDORS, for and in consideration of the sum of FIFTY THOUSAND (50,000.00) PESOS, Phil. Currency, to us in hand counted and paid by the above named HEIR/ VENDEE, and receipt of which are hereby acknowledged by us to our entire satisfaction, do hereby sell, cede, transfer and conveyed as by these presents have SOLD, CEDED, TRANSFERRED and CONVEYED unto said HEIR/VENDEE, his heirs, assigns, executors or administrators, the hereinabove described motorela free from lien and/or encumbrance, whatsoever. That the provisions of the New Civil Code of the Philippines particularly 1621 up to 1623, had already been complied with, filed by the heirs of ALBERTO B. VISTAL, JR .,per DOC#335; PAGE#: 67; BOOK# 27; Series of 2020, under the Notarial Registry of ATTY. ROWELL B. VALLEDOR.

BWM Nov. 25, Dec. 2 & 9, 2022

Attitude of A Teacher To Become Worthy of Emulation

Every teacher desires to be worthy, but what precisely are the potentials that make a good educator? What abilities, aptitudes, and individualities can they be taught or erudite?

Teaching can be quite sustaining for individuals who do it healthy. I know this because I am a teacher, too. Although I do not consider I'm constantly the finest teacher, I do know that the mainstream of my learners love me, and I guess this is partly why great things happen in my teaching career.

I have consumed a lot of time discerning about—and finished a lot of exploration into—the question of what characteristics or attitude make a teacher effective and how I can succeed in the chosen career. Although every great teacher has their own distinct, unique style, I have found that there are specific collective qualities that are essential for anyone who wants to teach efficiently, whether they

want to teach in an elementary school, secondary, or a university. If any teacher holds the following characteristics, attitudes, and abilities, they can turn out to be a very good teacher with a great fan base.

What attitude makes a great teacher worthy of emulation?

In my humble insights, allow me to provide you some significant tips which I hope to be of help to my comrades. Primarily, a great teacher possesses a good attitude when he knows more likely to listen instead of being heard. Others’ opinions matter to him. He needs to see the bigger perspective of every situation at hand. Also, gives others a chance to express ideas whether it shows disagreements or the other way around. As the Turkish proverb says, "If speaking is silver, then listening is gold."

Moreover, as a teacher you should transcend deep knowledge of and desire to any important

issues thrown to you. Desire is transmittable. Love of teaching inspires a person to learn more, dig deeper, and think harder about it, so passion stimulates deeper awareness. The best teachers are those that evidently love their issues and pass that passion and desire to learn more on to their learners. When the teacher not only focus right answer to a learner's question but can expand the discussion with intense examples, comical illustrative narratives, and related truths, and when the teacher has an abysmal well of understanding and proficiency to draw on, then every lesson is supplemented, and enriched, helping learners to be inspired.

In conclusion, a strong work ethic makes a big impact. Anyone who's completed a teaching experience recognizes that teaching is one of the toughest jobs there is. The clandestine that keeps them going is that great educators really want to be inordinate.

CIVIL REGISTRY AS TO THE MARRIAGE OF CARLOS TAGAPA YCANO AND DINAH BRAGA DADULA, DINAH DADULA TRINIDAD, Petitioner,

CARLOS TAGAPA YCANO, THE LOCAL CIVIL REGISTRAR OF CAGAYAN DE ORO CITY, THE PHILIPPINE STATISTICS AUTHORITY, THE SOLICITOR GENERAL AND THE CITY PROSECUTOR OF CAGAYAN DE ORO CITY, Respondents.

EXTRA JUDICIAL SETTLEMENT OF ESTATE OF THE LATE SPS. ALBERT A FEERNANDEZ and GLORIA Y. FERNANDEZ

KNOW ALL MEN BY THESE PRESENTS:

That the late SPS. ALBERT A. FERNANDEZ AND GLORIA YBANEZ FERNANDEZ who respectively died on March 6, 2010 and August 10, 2022 at Cagayan de Oro City; That the said GLORIA YBANEZ FERNANDEZ , at the time of her death, is a holder of an active savings account with the PBCOM, Bank Cagayan de Oro City Branch; That at the time of her death, left a estate of Bank Account under PBCOM Bank, Cagayan de Oro City with, more particularly described as are follows, to wit; 1. PBCOM BANK CAGAYAN DE ORO CITY -BRANCH with (a.) Peso Savings Account No. 0292201004404 and, (b) Peso Savings Account No. 0292200023960, and has been the subject of an EXTRA JUDICIAL SETTLEMENT OF ESTATE OF THE LATE SPS. ALBERT A FEERNANDEZ and GLORIA Y. FERNANDEZ, filed by the heirs of SPS. ALBERT A. FERNANDEZ AND GLORIA YBANEZ FERNANDEZ, per Doc#: 143; PAGE#: 29; BOOK# XXII; Series of 2022 under the Notarial Registry of ATTY. ARBIE S. LLESIS.

BWM Nov. 25, Dec. 2, & 9 2022

Finding petition for cancellation of entry as to the marriage of petitioner to be sufficient in form and in all substance, the same is hereby given due course and set for initial hearing on February 1, 2023, at 9:00 o’clock in the morning at the Session Hall of this Court on which date, time and place, all persons who may have any opposition to the petition herein sought, may appear to show cause why said petition should not be granted.

Let this Order be published in a newspaper of general circulation in the Province of Misamis Oriental once a week for three (3) consecutive weeks prior to the date of hearing.

Likewise, let this copies of this Order, with Petition attached, be posted by the petitioner on the bulletin boards of the Court, the City Hall of Cagayan de Oro City and the Provincial Capitol of Misamis Oriental for at least ten (10) days prior to the date of hearing.

Furnish copies of this Order and the petition to the Offices of the Solicitor General, City Prosecutor of Cagayan de Oro City, Philippine Statistics Authority, Philippine Statistics Authority-Region 10 and the Local Civil Registrar of Cagayan de Oro City.

SO ORDERED.

November 21, 2022, at Cagayan de Oro City.

6 Fri-Sat| December 2-3, 2022
BusinessWeek
FEATURE
Republic of the Philippines Regional Trial Court of Misamis Oriental 10th Judicial Region Branch 38 Cagayan de Oro City Rtc1cdo038@judiciary.gov.ph Globe Landline No. 0883167228
SPEC. PROC. NO. R-CDO-22 CANCELLATION
--------------------------------------------------/
IN THE MATTER FOR
OF ENTRY IN 03893-SP THE
-versus-
O R D E R
(SGD) EMMANUEL P. PASAL Judge BWM: Dec 2, 9 & 16, 2022
HIDAYAH Delna Molok is enthroned as Bae sa Dilimbayan during ceremonies held November 27 at Dilimbayan, Maguing, Lanao del Sur. For the momentous occasion, Hidayah is wearing a creation by renowned Cagayan de Oro-based designer Charles Montenegro. VAL CANDOLE PHOTOGRAPHY & VIDEO KALILANGAN, Bukidnon Mayor Raymon Charl Gamboa leads the Christmas lighting in his municipality dubbed as Kalilangan Ilawan Festival. KALILANGAN MUNICIPAL INFORMATION OFFICE PHOTO

Chaves, Smart Mindanao Relations Head, said the initiative includes a workshop for responders to fully optimize the equipment during disasters. "With Project Ligtas, we equip them with both the technology and the knowledge to effectively respond to any disaster. Mindanao has had its share of calamities, and we will continue to partner with local government units as they keep all of us safe,” she said. (PNA)

The monument has the sculpted image of Bonifacio, considered as the father of the Filipino revolution against Spain, carrying a bolo and a Philippine flag as a symbol of heroism.

City officials laid wreaths at the monument of Bonifacio here Wednesday.

Historian Raul B. Ilogon said Velez had people gather the bones of those buried in Agusan Hills, the site of a deadly encounter between American and Filipino forces, and reinterred them at the foot of the monument.

One of Kagay-anon's heroes who fought during the Philippine-American war was Captain Vicente Roa whose name was immortalized by naming one of the prominent streets in the city.

Ilogon said Roa eventually died later heroically fighting against the Americans at Agusan Hills.

Meanwhile, Councilor Ian Mark Nacaya, who is also the city’s majority floor leader, urged Kagay-anons to contribute to nation-building, and the local government to serve effectively and efficiently.

He said Bonifacio’s example, coupled with learnings from the past, could help the people of today envision a better and more harmonious life. (PNA)

produce culturally sensitive, gender-responsive, globally competitive graduates and sports specialists in Mindanao. “With this, we can also promote Mindanaospecific research for sustainable programs in sports development, sports science, sports education, physical fitness and well-being,” she said. The program, she said, would also strengthen the sports programs of the Department of Education, Commission on Higher Education, and LGUs in Mindanao through sharing of technical expertise and facilities. Jimmy Musa, Mindanao Development Authority (MinDA) development management officer and focal person for Brunei Darussalam-IndonesiaMalaysia-Philippines East ASEAN Growth Area (BIMPEAGA) Sociocultural and Education (SCE) Pillar, said his office commits to support sustainable sports development in Mindanao, particularly in the context of BIMP-EAGA sub-regional cooperation. “We have been playing a key role in coordinating and facilitating the participation of sports athletes and players from various Mindanao LGUs in the BIMP-EAGA Friendship Games since 1996,” he said. Currently, he said MinDA has provided technical inputs to the terms of reference of the creation of the Youth and Sports Development Working Group as the third strategic priority sector of the BIMPEAGA SCE Pillar. (PNA)

(BPO) sector is among the sources of structural dollar inflows for the country.

He said the BPO sector also has “some legs”, noting the additional boost that it has been providing to domestic growth in the past years.

Earlier, Medalla said the recovery of the domestic economy is expected to cushion the impact of the continued hikes in the central bank’s key policy rates.

Since last May, the central bank’s policymaking Monetary Board (MB) has increased the BSP’s key rates by a total of 300 basis points as it

bids to help address the accelerating domestic inflation rate.

The rate of price increases breached the government’s 2 to 4 percent target band last April when it climbed to 4.9 percent from 4 percent in the previous month due to the impact of higher oil prices.

Last October, it further accelerated to 7.7 percent, the highest since December 2008, due to faster annual inflation rate of the food and nonalcoholic beverages index.

The average inflation in the first 10 months this year stood at 5.4 percent.

Medalla expects

PAPA-NALO SI ITAY

Tatlong taon ako ng matutunan ko ang alpabeto, kung saan ang una kong naging guro ay aking Ama. Madalas aklat, lapis, at papel ang bitbit ko sa loob at labas man ng bahay. Siguro dahil masasakitin ako noong ako’y bata pa kaya tanging ito lamang ang aking pinagkakaabalahan. Kung ang ibang bata ay kalsada at laruan ang hanap, ako naman ay aklat at pagbabasa ang inaatupag. Unang tapak ko sa entablado nung Grade 1, ang masayahing mukha ng Tatay ko ang aking namasdan. Si Tatay na siyang coach at trainer ko ang nagturo ng halaga ng paghahanda upang manalo. Si Tatay na “Papa” ang aking tawag ang kasama ko sa tuwi-tuwina.

ago’s upwardly revised 7.5 percent, bringing the year-to-date average to 7.8 percent.

Aside from domestic consumption and tourism, Medalla said the business process outsourcing

ICT augments delivery of knowledge

Information and Communication Technology (ICT) in education is an instructional method that utilizes information and communications technology to support, intensify and augment the delivery of knowledge. Worldwide research has shown that “ICT can lead to an improved pupil learning and better teaching methods.”

A report made by the National Institute of Multimedia Education in Japan “proved that an increase in the use of ICT in education with integrating technology to the curriculum has a significant and positive influence on students.”

The students who are continuously exposed to technology through education have better understanding, presentation skills, innovative

capabilities and are ready to take more efforts into learning as compared to others.

The role of ICT in education has become a major player in the delivery of teaching and learning and has transformed the education system as we once knew it.

Introducing ICT in classroom instructions is the answer for those who ask how we could motivate pupils to be attentive in the class.

It is also the answer for those who ask what materials could be used to achieve higher mastery level in all subjects.

In the past years years, traditional teachers wrote on actual blackboards with chalk and erasers, the class register was just written and so with the class record and other school forms.

Si Tatay ang palagi kong kausap. Mula sa pakikinig ng radyo at balita, siya ang lagi kong karamay. Parte ng aming pag-uusap ang kahalagahan ng pagsisikap, pagiging matatag, at patuloy na pangangarap. Pangarap niya ang maging abogado, ngunit dahil sa kahirapan hindi niya ito natupad. Sa kabila nito, manghamangha ako sa bawat kuwento niya ng pakikipagsapalaran. Mga kuwento niya ng pagtatatrabaho sa

maagang edad upang matustusan niya ang kanyang pag-aaral. Ang paulit-ulit na pakikisalamuha ko kay Tatay ang humubog sa aking paniniwala na ang bawat tanong ay may karampatang sagot. Ang bawat pangarap kapag pinaghahandaan ay makakamtan. Dahil mahilig ako sa pagsusulat nakadetalye sa aking diary ang mga plano na balang araw ako ay magiging abogada rin katulad ni Miriam Defensor Santiago.

Mahirap lang ang pinagmulan ng Tatay ko. Maging kami habang lumalaki ay mulat sa katotohanang hindi kami mayaman. Pero ito din ang nagsilbing inspirasyon namin upang mangarap na balang araw magbabago din ang aming buhay. Dito ko naisipang sumali ng mga patimpalak sa eskwelahan upang kahit papaano ay makatulong ang anumang halaga na matatanggap ko sa pagkapanalo. Strikto ang aking Ama permanenteng hugot line niya noon, “ang pagsasanay ay paghahanda para manalo at hindi upang matalo.” Kaya bawat paligsahan na aking sinasalihan at napanalunan salita ni Tatay ang laman ng aking puso at isipan “iPapa-nalo ko ito para kay Tatay.”

Reading Intervention Strategies for Struggling Students

The key to personal development is education. The capacity to read properly is the most crucial academic talent a pupil may possess. Reading is a prerequisite for success in every other subject in school. Success in reading lays the groundwork for achievement throughout the academic years. Between the ages of four and seven, there is a crucial window of opportunity for learning to read. Children who master reading in the early primary years of school are well-prepared to read for both learning and enjoyment in the years to come. However, students who have reading difficulties in Grades 1 through 3 are severely disadvantaged.

A lot of students struggle when it comes to reading. Numerous reading innovations are available to aid pupils. Students that struggle with reading can benefit from reading inventions. The interventions are methods

that can be used to help students improve as readers whether they are working one-on-one with teachers or in small groups. It is believed that early intervention is most beneficial. The better and more intensive the intervention, the earlier it must begin for the optimum results. One is thought to have a higher risk of acquiring a reading issue the less one knows about speech sounds before starting school.

The academic achievements of youngsters are directly influenced by their teachers. As a result, it is crucial to look into how teachers might affect the academic competency of pupils who have reading difficulties. There is a clear connection between teaching and reading difficulties in children, and key educational sector stakeholders can make considerable improvements in their ability to assist students who struggle with reading.

inflation to peak either next month or in January 2023, noting that once it decelerates, he expects it

to continue to slow until it returns to within-target levels by July or August next year. (PNA)

Involving Parents in School

Parental involvement may be extremely beneficial to instructors and the standard of education while also being essential to kid achievement. Parental participation fosters a child's social development. Parents demonstrate the value of education to their children by talking to them about it and participating in school activities. When parents discuss their child with the instructor, it will assist the teacher better understand the child and perhaps even provide a better education for the child.

Any student's education benefits greatly from parent participation. The relationship between parental involvement and kids' academic performance is well-established. Children perform better in school when parents are involved in their education at home.

Additionally, it helps to enhance student conduct in the classroom. Students feel more motivated in their

classes when parents and teachers communicate more; as a result, their attitudes and self-esteem in the classroom increase. Parental participation enhances teacher performance. Better parent-teacher communication helps parents realize the effort and difficulties teachers endure, which in turn helps teachers feel valued. Additionally, it helps teachers learn more about the students, which enables them to deliver more individualized and effective instruction.

When parents are happier and more invested in their children's education, it benefits. A strong relationship with the school helps parents better grasp the curriculum and how their children are progressing. Additionally, it makes students feel more at ease and content with the level of instruction. Even individuals who did not complete their education may be inspired to do so.

A challenge to the moral values of today’s learners

EVERY generation faces challenges. For the youth of today, inequalities, temptations from social media and pressures to perform in school despite Covid-19 learning disruptions are just a few challenges that define their development.

Schools can meet the moment by cultivating the skills the youth need to act with integrity in the midst of these challenges. Integrity by definition means doing the right thing and acting in ways that are aligned with your values.

For the youth, that means being honest in academic situations despite pressures to succeed, listening to

their own inner voice about what is right and behaving in ways that earn the trust of people around them as well as standing up for themselves and for others in social situations.

It takes moral courage for students to stand up against injustices and take action in the interest of fairness and justice. Standing up against discrimination based on gender, sexual identity or religion may involve risk taking, inconvenience or disapproval from others like telling someone that their joke was unacceptable or speaking up in class when someone makes an offensive comment about another student.

FRI-SAT| DECEMBER 2-3, 2022 Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776 7 Seek...
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MINDANAO FEATURE

CREDIBLE RELIABLE IN-DEPTH

Insular Foundation celebrates

John Denrie Jose was a bright-eyed Education freshman in the University of the Philippines (UP) Diliman when he read about a scholarship being offered by the Insular Foundation, Inc.— the Gold Eagle Scholarship Program.

For a young college student who had to stretch what meager allowance his family provided, this was heaven-sent. After all, the scholarship included a monthly stipend and transportation and book allowances. As UP is a state university, tuition is free. “I really hoped to be selected as one of the ten scholars from the College of Education as I had been struggling to stretch a P500 or sometimes P1,000 allowance given by my brother in one week where most of the said amount was allocated for my transportation.” To save money, he would wake up in the morning to prepare food he could bring to school, and commute to UP Diliman from his home in Taytay, Rizal.

Denrie received the news that he was chosen as one of the ten Gold Eagle scholars one

December morning, on his way home. The scholarship enabled him to rent a boarding house, and focus more on research, fulfilling his academic requirements, and creating instructional materials for his classes as an in-service teacher. Four years after, Denrie did not just prove himself worthy of the scholarship. He also gave so much back by graduating summa cum laude during UP Diliman’s AY 2021-2022 graduation rites. “The Insular Gold Eagle scholarship program taught and helped me achieve the following: be independent, financially literate, an outstanding student, and most importantly,

academic

excellence: awards Gold Eagle scholars led by UP Diliman summa cum laude awardee

loved ones. All of you have graduated from state universities, and so the ties that bind you to giving back to our country and fellow Filipinos is deeper. Contribute to building resilient, empowered, and sustainable communities.”

academically excellent. I am eternally grateful to the Insular Foundation for lending us helpful hands, enabling us Gold Eagle scholars to achieve our dreams.”

Denrie led the 18 Gold Eagle scholars who graduated and were recently feted during Insular Foundation’s online recognition rites. Fifteen of them graduated with latin honors. All of them received graduation cash gifts from the Foundation. Aside from Denrie, the Foundation recognized the following scholars from UP Diliman: Veronica Hilary Guevara and Shawn Christian Tuason (Math, magna cum

laude), Jean Marie Dayao and Claire Joyce Prendol (Statistics, cum laude); and Education majors from the following state colleges and universities: Aurora State College of Technology (ASCOT): Allondra Abenojar and Astrid Ong (cum laude), and Kate de los Santos; from Benguet State University (BSU): Memorie Pilay (magna cum laude), Carmen Sakiwat (cum laude), and Val Copero; Bohol Island State University (BISU): Aphril Rose Paguican (magna cum laude), and Antonette Abugan and Anna Bitang (cum laude); Central Mindanao University (CMU): Hannah Binatlao and

Mark Angelou Ocariza (cum laude; and Davao Oriental State University (DORSU): Hanna Fe Morales (cum laude) and Juliet Quijano.

During the virtual recognition rites, InLife Executive Chairperson Nina D. Aguas congratulated the scholars for their academic achievements. “Insular Foundation has opened the door of opportunity for you so you can acquire a good education. We salute all of you for finishing the academic race, for persevering in your studies, for loving your parents and siblings, for your ambition to making a better life for yourself and your

The Gold Eagle Scholarship program is Insular Foundation’s flagship program which gives scholarship grants to students in Science, Technology, Engineering and Mathematics (STEM) courses offered by its six partner schools: UP Diliman, ASCOT, BSU, BISU, CMU, and DORSU starting A.Y. 2022-2023. For more than 50 years, the Scholarship Program has helped hundreds of students complete their college studies.

On its 53rd year, the Insular Foundation continues its mission of serving thousands of students and scholars so they could attain higher education and achieve a better life. It believes that investing in the development of the nation’s human resources through education and caring for the environment will lead to a better life for the country and the Filipinos.

8 Fri-Sat| December 2-3, 2022 BusinessWeek
Insular Foundation Denrie Jose - UPD

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