BusinessWeek Mindanao (February 17-18, 2023)

BusinessWeek

P15.00 Volume XIV, No. 107 Fri-Sat | February 17-18, 2023 www.businessweekmindanao.com CREDIBLE RELIABLE IN-DEPTH MINDANAO

Market Indicators FOREX PHISIX AS OF 6:00 PM FEB 16, 2023 (THU) 6,822.09 30.85 points 0.19 cents X

X

Market access for agri products

THE Philippines will focus on market access for agricultural products once the Japanese agrees to a definite schedule for a general review of their bilateral free trade agreement – Philippines Japan Economic Partnership (PJEPA), the Department of Trade and Industry (DTI) said.

DTI’s Special Trade Representative to Japan Dita Angara-Mathay told reporters for the debriefing of President Ferdinand R. Marcos Jr. visit in Japan that the Philippines is trying to schedule the next general review of the bilateral free trade agreement.

“We’re really pushing hard to really pin them down on honest general review. We have a lot of offensive interest in agriculture,” said Mathay as he noted of local banana and pineapple growers for greater market access of their produce.

Wage hike law review

SENATOR Raffy Tulfo on Wednesday filed a measure seeking to improve the working conditions of workers and at the same time review existing policies on the minimum wage increase to determine if they fit today's standard of living.

In his Senate Resolution 476, which seeks a review of the existing policies on minimum wage increases, Tulfo said this is to determine if last year’s wage increase could still sustain the living conditions of workers, considering that many of them are facing financial difficulties brought about by rising inflation.

The increase in minimum wage outside Metro Manila, meanwhile, took effect between June 6 and June 30 last year, with the rates ranging from P306 to P470.

Tourism revival

THE government’s big ticket infrastructure projects will not just benefit local commuters but will also boost tourism in far-flung areas, Department of Transportation (DOTr) Secretary Jaime Bautista told the Philippine IATA Agents Travel Association (PIATA) on Wednesday, February 15.

In fact, these projects will establish the Philippines as a prime tourism destination.

“Modernizing the country’s transportation system is crucial to ensure tourists enjoy their travel and vacation experience,” Secretary Bautista pointed out.

AVAO City –The Mindanao Development Authority and the United Nations Office for Project Services (UNOPS) signed a partnership Wednesday to provide various developments in the island region.

MinDA Secretary Maria Belen Acosta and Oscar Marenco, the UNOPS country manager, agreed to cooperate on technical assistance in infrastructure master planning and project priority identification, as well as consideration of possible mechanisms for the development of infrastructure projects. Likewise, both parties also

MOU FOR MINDANAO DEV’T. MinDA Secretary Maria Belen Acosta and and UNOPS Country Manager Oscar Marenco during the signing of MOU Wednesday (15 February 2023) in Davao City. MindaNews photo by ANTONIO L. COLINA IV

DAVAO City – Authorities seized more than P2.9 million worth of smuggled cigarettes at the Sirawan border control checkpoint here, an official reported Wednesday.

Col. Darren Comia, the Army-led Task Force Davao (TFD) commander, said Tuesday's apprehension, in coordination with the Davao

City Police Office (DCPO) and the Bureau of Customs (BOC)-Davao, was the biggest so far this year.

“We will be vigilant to filter smuggled and illegal contraband considered very dangerous and harmful to the Dabawenyos and the city's economy,” he said.

P3M worth of hot cigars seized along Davao borderAgusan Sur sports complex rehab almost complete: guv

By CHRIS V. PANGANIBAN MindaNews

PROSPERIDAD, Agusan del

Sur — The D.O. Plaza Memorial Sports Complex at the provincial government center here, which is undergoing rehabilitation, will feature state-of-the-art facilities that can host sporting events on a global scale, according to Gov. Santiago Cane Jr.

DAVAO City — Former Sarangani Governor Miguel Rene Alcantara Dominguez has joined the 60-year-old Alsons Development and Investment Corporation (Alsons Dev) as its new director who will oversee the business strategy and operations of the premier property developer and real estate pioneer in Davao City. Alsons Dev is the real estate

OLD, NEW PARK. Dozens flock to the Rizal Park in Malaybalay City on Wednesday night (15 Feb 2023), when it was reopened more than a year after it was closed for renovation. MindaNews

The sports complex, set to be completed this month, boasts of an Olympic-sized swimming pool, a 24-room hotel housed in the main grandstand, a fully airconditioned covered court for basketball, volleyball, a tennis court, and a rubberized track and field oval and artificial grass football field.

Linda Buquir, the provincial

engineer, said the total project cost of the “world-class” sports complex is about P713 million for Phase 1 and Phase 2. The three private contractors which have implemented the project since June 2018 reported that it is at least 97 percent complete. The renovated facility will be inaugurated next month.

ERC, DSWD urged to accelerate clean-up of power subsidy list

THE Energy Regulatory Commission (ERC) and Department of Social Welfare and Development (DSWD) are being urged to accelerate the clean-up of the list of electric consumers entitled to the government’s “lifeline subsidy rate” to help tame the

country’s rising inflation rate.

Senate Committee on Energy Vice Chairman Sherwin T. Gatchalian raised this matter with the two key agencies “because this is one way to help cushion the inflationary impact triggered by rising electricity rates.”

The lawmaker specified that in the current list of lifeliners

or those who are entitled to cost subsidy on consumption below 100-kilowatt hours (kWhs), “there are still a lot of condominium residents, so the list has to be cleaned up.”

Based on the report of the Philippine Statistics Authority (PSA), electricity was among the commodities which

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photo by H. MARCOS C. MORDENO

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PCG suspends sea travels to Siargao, Dinagat Islands

BUTUAN City – The Philippine Coast Guard (PCG) stations in Surigao del Norte and the Dinagat Islands issued separate advisories yesterday for temporary suspension of sea travels in their jurisdictions for the safety of mariners.

This came after a gale warning issued by the Philippine Atmospheric, Geophysical and Astronomical Services Administration (PAGASA) at 5 a.m. Thursday indicated rough to very rough sea conditions in the two provinces due to strong galeforce winds caused by the northeast monsoon and the trough of the low-pressure area (LPA).

As of 3 a.m. Thursday, the PAGASA said the LPA was located 750 kilometers east of Hinatuan, Surigao del Sur.

In its advisory, the PCG Surigao del Norte temporarily suspended the sea travels of vessels and watercraft with 20 gross tonnages and below plying the Bucas GrandeClaver-Siargao sea route.

“The sea travels of vessels with 35 gross tonnages and below from Surigao City to Bucas Grande, Dinagat Islands, and Siargao Island are also suspended temporarily,” the PCG Surigao del Norte said.

In a separate order, the PCG station in Dinagat Islands also momentarily called off voyages

of vessels and watercraft with 350 tonnages and below within its jurisdictions.

“Vessels allowed to sail are further reminded to take precautionary measures and be extra vigilant in monitoring the incoming weather disturbance,” the PCG Dinagat said.

Owners of vessels and watercraft who intend to take shelter will be permitted with no passengers onboard and with a prior written request, it added.

The PAGASA also reminded residents in the Caraga Region to be alert as the trough of the LPA will bring light to heavy rains that would cause flooding and possible landslides. (PNA)

DOT-13 to hone hospitality skills of 7K tourism players

BUTUAN City – The Department of Tourism in the Caraga Region (DOT-13) will train some 7,000 tourism frontline workers and students from the region on the Filipino Brand of Service Excellence (FBSE).

DOT-13 Regional Director Ivonnie Dumadag said the FBSE is a program initiated by the agency to equip the tourism frontliners in the country with ways of delivering customer services founded on Filipino values.

“The FBSE is a flagship

RA Form No. 10.1(LCRO)

program of DOT Secretary Maria Christina Frasco. The program seeks to revive the Filipino values of respect, love, warmth, and hospitality for our visitors and to everyone,” Dumadag said in an interview Wednesday.

Frasco, she added, wants to embed the Filipino core values in all frontline tourism workers in the country.

Dumadag led the opening of the FBSE training for 50 students who are taking hospitality, management, and tourism courses

Office

in Surigao City on Wednesday.

In a separate interview Wednesday, Richard Amores, a DOT-13 accredited trainer, described the FBSE as a core program with a focus on human capital.

“The FBSE training is composed of three modules with topics on the Seven Core Values of Filipinos, the GUEST Technique which teaches our front-liners in providing excellent services to their clients, and the Heart Module that focuses on answering and dealing with customer complaints,” Amores said.

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INSET: A KEY TO TEACHERS' PROFESSIONAL GROWTH AND ADVANCEMENT

By: MARCELO Q. MABALOS Principal I/ OIC-PSDS

Teachers' Professional Growth and Advancement lies on the kind of trainings that they acquire as they perform their task as learning facilitator inside the classroom.

Seminar, Learning Action Cell sessions, and In-Service Training are the three (3) Developmental interventions that teachers' skill in facilitating learning can be honed. Thus, MidYear In-Service Training Activities of the Division of Cagayan de Oro City School Year 2022-2023 is a unique activity ever since. This MidYear In-Service training is different from the primitive practices wherein schools will always encounter difficulty in scouting potential resource

speakers and topics to be shared to teachers. This time, topics are unified throughout the Division and all the school administrators were capacitated for they are the resource speakers on their respective district.

The first FBSE training in the region was conducted last week in Tandag City, Surigao del Sur province, participated in by 50 personnel from the municipal and provincial tourism offices. For this year, the DOT is targeting 100,000 tourism frontline workers in the country to undergo the FBSE training. (PNA)

EXTRA JUDICIAL PARTITION WITH DEED OF ABSOLUTE SALE

Notice is hereby given that the late DOROTEA BAHIAN who died on _______ at ________; That the deceased left no debts, and no will of testament, but left a parcel of land, more particularly described as follows:

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Economic recovery boosts OFWs remittance growth

TOTAL inflows from overseas Filipino workers (OFWs) posted a fresh monthly record-high of $3.49 billion in December 2022, bringing the full-year figure to an all-time high of $36.14 billion, up by 3.6 percent.

Data released by the Bangko Sentral ng Pilipinas (BSP) on Wednesday showed that cash remittances last December registered an annual jump of 5.8 percent to $3.16 billion, up from year-ago’s $2.99 billion.

Rizal Commercial Banking Corporation (RCBC) chief economist Michael Ricafort expects further improvement in remittances, citing more opening and recovery of economies hosting OFWs.

He said these developments open more opportunities for job creation that benefits the OFWs, among others. “OFW remittances at

new record highs on a monthly basis, a bright spot for the Philippine economy in terms of spurring/supporting consumer spending, which accounts for at least 75 percent of the economy, and in turn, support faster GDP (gross domestic product)/ economic growth,” he added.

Remittances account for around 9 percent of the country’s annual output for several decades now and these are among the structural sources of the country’s foreign reserves.

Ricafort said sustained rise of remittances as of last December “may be attributed to the relatively higher prices/inflation that may have required the sending of more remittances to cope up with higher prices of goods and services for OFWs and their families/dependents in the Philippines.”

The rate of domestic

price increases posted a new 14-year high of 8.7 percent last December due largely to the faster rise in the housing, water, electricity, gas and other fuels index.

Amidst the growth in remittances, Ricafort said risks remain and among these include the possible recession in the United States, the economic impact of discovery of new and more contagious coronavirus disease 2019 (Covid-19) variants, as well as increased infection cases in China following its reopening in late 2022.

He said the elevated inflation in countries hosting OFWs “could potentially reduce OFWs’ disposable income and in turn, the amount of remittances sent to the Philippines.”

He added Russia’s invasion of Ukraine is another risk as could slow down global economic recovery prospects. (PNA)

Three Significant Aspects To A Coaching Perspectives Unlock

By Catherine Moreno-Canama Teacher III Talisay Seaside Elementary School Barobo 2 District, Division of Surigao Del Sur

Every teacher desires to be worthy, but what precisely are the potentials that make a good educator and at the same time a coach to a sports event? What abilities, aptitudes, and individualities can they be taught or erudite?

Coaching commences with a coaching perspective. How you look at circumstances and the position determine whether you see the coaching breaks that are obtainable, or whether you simply perceive more complications. To gaze at the world over the eyes of a coach you need three things.

Inquisitiveness: You won’t see potential in circumstances unless you’re inquisitive about what’s possible. Coaches are curious about all things — how far individuals can grow and change, how things can be done inversely, and what would happen if people were willing to talk with each other instead of about each other, to name a few.

Kind-heartedness: Coaches have kind-heartedness for people. All individuals. They apprehend that everyone — themselves included —

are trying hard and doing their finest. Even when their finest selves aren’t too impressive. They distinguish the faces of fear in people who are rough or short with others or who step away instead of stepping forward in the face of a challenge. They evoke when they are afraid of themselves, and they have compassion for the dreadful as well as those who are gifted with the self-reliance to step into the headwinds of life full on.

Audacity: It always blows me up when folks tell me that coaching is “fluffy” or “spineless.” It’s something but. True coaching necessitates the audacity to tell the truth, to stay in the discussion even when excitement runs high and to risk trusting that change is conceivable when everyone else says it can’t be done. That’s what audacity looks like. That’s where coaching dialogues begin.

As a classroom teacher and a full time class adviser lead me to juggle all tasks at once. Apart from the given responsibilities, I had to manage my time taking care of my family too. Therefore, my sight and focus need to be set forth. I don’t

need to be very expert in coaching, but more importantly, I need to acquire my own expertise to suffice my coaching responsibility. In order for you to hand over new knowledge, technique, and strategy to your athletes, being a great coach needs to project through awareness and familiarity on the assigned sports to coach. You cannot give what you do not have. You may have had previous experience on how to engage with coaching sports in your teaching career or from other previous events of your life, concurrently, a successful coach needs specific expertise and in-depth familiarity of the above. Great coaches always lead from the front and make their existence immensely useful. Hopefully, others may find inspiration to other people with the same thoughts and vision. Bear in mind that successful sports coaches are always reflective and soaked with visualization of ideas and thoughts. They showcase advanced commitment, firm in spirit, flawless integrity, valuable conversationalist, and above all, a great leader.

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Who's Your Hero?

Think a minute… One of the most famous Italians in the 20th century was Benito Mussolini, known to his people as Il Duce, which simply means The Leader. His charisma was almost like a movie star rather than a government leader, even though his charm was bathed in blood and violence.

The popularity of Mussolini was truly phenomenal. He transformed Italy into a spectacular show of national pride, parades, military power, and music. Mussolini regularly stood on his balcony with thousands of people below cheering and worshipping him at the height of his power. Parents would hold their children up to see their mighty leader. To young men he seemed to be the perfect example of a real man, fearless and tough; and to young women he represented both seduction and security in one.

Italians, and even citizens of other countries, asked for the autograph of Mussolini the superstar. One of these fans sent Mussolini a photo hoping he would sign it, but he rejected his admirer’s request. However, Mussolini would likely have signed it had he known who this fan would become. For this young man who worshipped Mussolini as his hero did follow in his

A war vs. US wars opinion

A huge anti-war protest rally is expected to be held in Washington this Friday (Feb. 17, 2023) on the anniversary of the Ukraine War and President’s Day Weekend, it’s dubbed “Rage Against the War Machine!” Speakers at the event are now famous anti-US wars dissenters Jimmie Dore, Medea Benjamin, Scott Hortan, Garland Nixon and David Swanson with war veterans, musicians and more.

The Washington “Rage Against the War Machine protest” follows a long series of European protests stretching back to November of 2022 as the Financial Times reported them, “’Ordinary Germans are paying’: anti-war protests stretch across central Europe... Demonstrations bring together unlikely hardline bedfellows from left and right over impact of Ukraine conflict.”

Earlier in mid-January 2023 anti-war protests in 50 key US cities were staged in commemoration of the Martin Luther King Day, denouncing the military alliance NATO and its escalation of the Ukraine war. At the rallies, organizers played King’s April 1967 speech when MLK castigated the US war in Vietnam.

The Japanese anti-war protests have been active even earlier, in August 2022 Japanese citizens staged anti-war protests in Tokyo on the occasion of the 77th anniversary of Japan’s defeat and unconditional surrender in World War II, and in December protesters rallied

THINK A MINUTE

JHAN TIAFAU HURST

steps, until one day these two terrible dictators stood side by side: Benito Mussolini and Adolf Hitler, two of the most evil leaders in all of history. We become, now and forever, like the people we admire and want to be like.

The great British author C.S. Lewis wrote: “It’s a serious thing to live in a world of possible gods and goddesses...

All day long, in one way or another, we are helping each other become a person of great goodness or horrible evil…

There are no ‘ordinary’ people. You have never talked to a mere ‘mortal’…Every person we meet, joke with, work with, marry, mistreat, and ignore will become either everlasting horrors of evil or everlasting heroes of godly nature and goodness.”

So what kind of person do

at Japan’s Prime Minister’s office lambasting Japan’s policy shift to war footing.

The Japanese protest chanted the slogan “Military power does not create peace” as the country’s leaders considers setting up “enemy base strike capability” which is preemptive strike and offensive capability (against the post-World War II policy of defensive posture of the Japanese armed forces). All the offensive Japanese initiatives are egged on by the US.

In the Philippines, the think tank Asian Century Philippine Strategic Studies Institute (ACPSSII) is convening a media forum on the same theme of “rage against war” with various speakers from the US, Singapore and the Philippines. A previous forum sponsored by the same think tank featured Col. (ret.) Ann Wright of the US Army along with former Philippines presidential candidate Ernie Abella and others.

Most Filipinos still can’t imagine how close to reality the nuclear Third World War is coming to be. Although the US strategic intention is to wage a limited war in the West and then in the East to depress the global economy for the US restore its economy by suppressing the rest of the world’s growth, especially China which it aims to reduce by 35 percent, there is no certainty it can be controlled.

My information about the US strategic timetable of the year 2025 to wreck China’s

economy through limited regional war is retired gen.

Vic Corpus and his book ’America’s Dim Mak Points’... Unrestricted Warfare in the 21st Century” which is a book used also at the US military academy at West Point and in the studies of the Rand Corporation.

The US’s top military think tank Rand Corporation did a study in 2016 entitled “Thinking Through the Unthinkable” and concluded that:

“Escalation to the nuclear level in any US-China conflict, however intense, is very unlikely;

War would be far more devastating for China, with an estimated 25-35 percent devastation in GDP after one year, as opposed to a 5-10 percent reduction for the US;

A long conflict would test the internal stability of the Chinese state; and

The prospect of major land operations is low, unless the war was on the Korean peninsula.”

While it is understandable that Rand Corporation will suffer some bias for the U.S. side concluding that China would lose but the U.S. would win with unacceptable costs, the Lowy Institute of Australia had these conclusions in its assessment which I attenuate:

“1. RAND seriously underestimates the probability of a highintensity conflict escalating to the nuclear level;

2. RAND’s assessment of US economic resilience

is unrealistic

3. Disruption of China’s internal stability is wishful thinking

4. RAND’s conclusion about the use of land forces is incorrect...

Nevertheless, it is entirely possible that in a lengthy high-intensity conflict, economic losses would be equivalent, decisive military engagements would be elusive, and China’s postwar recovery would be faster. Combined with the benefit of regional proximity and a weakened allied presence in the Western Pacific, this means the possibility of a Chinese strategic victory in 2025 or beyond cannot be excluded.

In other words, there is no victory for the US and Chia will quickly recover. As the saying goes, “In the long run, China will win.”

This March President Xi Jinping will pay an official visit to President Vladimir Putin in Moscow, a clear signal to the West that the China-Russia partnership is ready to go to greater lengths to firm up its challenge if the US dares. Is the Philippines betting on the right future?

The redeeming value of our suffering and death

WE need to appreciate better the unavoidable condition of our life here on earth that will always involve some suffering in one form or another, and eventually our death. If we would only adapt the mind and attitude of Christ toward human suffering and death, we know that such condition can transform itself from being a curse to being a cure.

We are reminded of this wonderful truth of our Christian faith in that episode where Christ already predicted his impending passion and death on the cross, something that even Peter, the head of the apostles who just confessed to Christ to be indeed “the Christ,” began to rebuke Christ. (cfr. Mk 8,27-33)

Rather than rot in our pains and lamentations due to this fact of life, what we should do is to quickly unite our pains and sorrows and all the negative things in our life with the suffering and death of Christ that would surely lead us to his and our

resurrection.

Of course, doing so would inevitably involve asking for forgiveness for whatever guilt we may have in those things that cause us pain, sorrow and death. And if we think that we are not guilty of any wrongdoing and yet are made to suffer, then what we have is a golden opportunity to be truly identified with Christ who was and is sinless and just bore all our sins and its consequences if only to redeem us.

Thus, if we truly follow Christ, then like him, we should not only expect suffering and death but also welcome them. That’s because in the first place we cannot avoid suffering and death in this life, no matter how much we try. But more importantly, if we have the same attitude Christ had toward his suffering and death, we know that our own would have a positive and redemptive value.

This is what Christian suffering and death is all

about. It is a consequence of all our sins but is now converted into a means of our salvation, that is, if we suffer and die with Christ.

We need to understand well this basic truth of our faith so that we can avoid suffering unduly or suffering more than we ought. In other words, this truth of our faith enables us to suffer and die properly.

We all need to be reminded that all our suffering has a positive and favorable aspect. It’s not all entirely bad and negative, though in itself it will always be bad. But if viewed and lived through our Christian faith, that is, with Christ, there is something in it that can give us a greater good.

Thus, we should never suffer alone. We have to remind everyone that when we suffer, we should see to it that we avoid suffering by our own lonesome. That would make our suffering, whatever may be its cause, whether it is self-inflicted or caused by others, a useless

and purely negative event. We have to remember that there is no human suffering that Christ is not willing to make also as his own. And he does it because he loves us, he wants to save us, he wants to bring us back to him. Christ loves us even if, according to our human standards, we do not deserve to be loved. Let’s never forget that because of this love, he, being God, emptied himself to become man, and still went further by assuming all our sins by going through his passion and death on the cross and by his resurrection!

Herman Tiu Laurel

Toyota Tamaraw revival to boost PH’s auto industry

DEPARTMENT of Trade and Industry (DTI) Secretary Alfredo Pascual has welcomed the public announcement of Japanese carmaker Toyota to revive the assembly of its utility vehicle model Tamaraw in the Philippines.

In an interview with a local radio-television network Tuesday, Pascual said the revival of Toyota Tamaraw manufacturing in the country will reinvigorate local

automotive and automotive parts production in the country, and will also support the industry’s growth as they recover from the pandemic.

During the official working visit of President Ferdinand R. Marcos Jr. to Japan last week, Toyota Motors Philippines (TMP) president Atsuhiro Okamoto presented the P4.4billion investments of the company, which will involve bringing back the local

assembly of Tamaraw.

TMP vice president Rommel Gutierrez said the P4.4 billion investments will cover vehicle production and parts localization.

Aside from the assembly of Tamaraw, Pascual said TMP will manufacture the cab and chassis and sell them to other vehicle body builders.

“Kagandahan nito, pwede silang magbenta ng cab lang at chassis. ‘Yong mga Philippine

Smart, fintech startup ink deal for ‘buy now, pay later’

SMART Communications, Inc. signed a partnership deal with a Silicon Valley-based financial technology (fintech) startup company to provide its subscribers with a “buy now, pay later” service. In a press release on Wednesday, PLDT, Inc.’s wireless unit said the partnership with Plentina will enable Smart subscribers to take out micro-consumer loans to pay for their load.

“We welcome Plentina as one of our direct distribution partners. Our tie-up with Plentina provides a financial service that caters to the broader base of prepaid

customers,” said Alex O. Caeg, senior vice-president and head of the PLDT-Smart consumer sales group. The company also has plans to extend the “buy now, pay later” services to its retail and device partners to help subscribers in availing gadgets.

“We also hope to extend this service to our retail and device partners so that they can offer more convenient and flexible modes of payment for customers who may want to purchase mobile phones or other gadgets from Smart,” said Mr. Caeg.

To be able to avail of the loan for their prepaid load, Smart and Talk ’N Text subscribers will need to download the Plentina application, register and pass the credit scoring.

“They won’t get stressed out even when they don’t have available cash. You might not have the money now, but then you can load up your Smart mobile phone using credit through Plentina and pay later according to your preferred schedule,” said Earl Martin Valencia, chief business

companies na nagbubuo, ‘yong mga gumagawa ay mabubuhay ulit,” he said. The trade chief added this project will also support the

Toyota’s mobility solutions that was launched last year. Moreover, Gutierrez said TMP’s Toyota Mobility Light Commercial Vehicle (LCV)

will be the new-generation Tamaraw, which is the first Asian utility vehicle introduced in the 1970s.

Role of Psychology in Curriculum and Instruction

By: Jobelle Jalagna Tingcang Teacher 3, Tambo Central School Iligan City Division

Understanding how students learn and retain knowledge is significantly important in crafting a curriculum. Knowledge in psychology or educational psychology in particular contributes to appropriate decision making in curriculum regarding selection and organization of appropriate objectives, learning experiences and methods of evaluation as well as decisions regarding the scope of the curriculum. Psychology provides educators, curriculum experts and educational leaders information about the teaching and learning process which would help learners achieve optimum level of learning because how they learned and retained information will be considered greatly in developing the curriculum. In fact, curriculum design, development and delivery could not be

effectively undertaken without psychological considerations. For instance, the manner on how content is arranged, organized and presented to learners including the level of its difficulty is anchored on psychological basis such as the learning theories of behavioral learning, cognitive and developmental learning and humanistic learning etc.

That explains why kindergarten students learn best when teachers use visual objects, realia, manipulatives and incorporating games and play in the process of teaching and learning. On the contrary, delivering lesson content for High School will not be suited to be taught in the elementary level because principles of learning, characteristic of growth and development and personality factors are one of the psychological forces that

influence curriculum decisions and these can be best understood through different learning theories.

Acknowledging the implications of psychology to curriculum and instruction contributes to a better understanding of the aims of education by defining them, making them clearer; by limiting them, showing us what can be done and what cannot; and by suggesting new features that should be made parts of them. Furthermore, it put emphasis on organizing of ideas which would help improve the learning process and promote educational success for all students. Thus, it could be concluded that psychology is the unifying element in the learning process. It forms the basis for the methods, materials, and activities of learning, and it provides the impetus for many curriculum decisions.

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agreed to provide technical assistance and advisory services for infrastructure projects and to support project implementation through project management, supervision, monitoring and evaluation.

“We share the vision of MinDA that there will only be sustainable development in Mindanao if there’s peace and stability. The vision that MinDA has is the vision that UNOPs and the UN system would like really to support,” Marenco said in a press briefing.

One of the major plans for the partnership, he said, is the setup of a project preparation facility (PPF), a rolling fund for local government units (LGUs), state universities and colleges, and other Mindanao partners.

“What we are creating is a financial vehicle, we are investing PPF to the Philippines level. The pledges of support in terms of finances are coming next starting with small financing to several partners,” Marenco said, adding that there is no exact amount determined yet for its allocation.

Following the signing, the UNOPs and MinDA team will formulate the guidelines for availing the facility seen to take place by next year.

Marenco said they are targeting two areas for the initiative – the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM) and other areas in Mindanao.

“We have a situation in BARMM that is very specific. Sixty-five percent of the whole support of the UN system is focused on BARMM but this is a transitional stage, and they need additional support not only from the national level but development partners as well,” he said.

For MinDA’s part, Acosta said they will look into the needs of the LGUs in terms of the project and match it to the provider.

“That is the task of MinDA to harmonize, integrate, and that no one is left behind. With the partnership with UNOPS, it will become more efficient since MinDA, as a government agency has limitations,” she said. (PNA)

Cigars...

from page 1

At least 5,142 reams of smuggled cigarettes with an estimated street value of P2,982,360 was seized from a 10-wheeler wing van truck passing through the Sirawan checkpoint.

Arrested was the truck’s driver, identified as Webster Niebre, 28, of Midsayap, North Cotabato.

Niebre is facing charges in violation of Republic Act 4712 or An Act Amending Certain Sections of the Tariff and Customs Code of the Philippines. (PNA)

EXTRA-JUDICIAL SETTLEMENT WITH DEED OF ABSOLUTE SALE

Sports... from page 1

Cane, a former weightlifter who competed in national championships, recently inspected the sports complex with the contractors and said that the facilities meet international standards.

During the inspection, contractors informed the governor that some areas still need updating, such as the track oval where water would remain stagnant.

Service providers have promised to look into the problem and find a solution.

Cane has made it clear that the provincial government would not approve the project unless all construction defects were fixed and all specifications were met on time and in accordance with the work schedule.

When construction of the sports complex first began, Adolph Edward “Eddiebong” Plaza, of the province’s 2nd congressional district, was the governor.

Construction was slightly delayed due to the COVID-19 pandemic.

Cane claimed that the sports complex could host international events if it received high enough ratings from independent evaluators.

The construction of the sports complex was completed in 1994 when the late Democrito O. Plaza , father of Adolph Edward, was the province’s governor.

Upgrading its facilities to Olympic standards did not push through after a failed bid to host the Palarong Pambansa, a national sports event for elementary and high school athletes.

ERC...

from page 1

which precipitated the recordhigh inflation rate of 8.7 percent in January this year.

According to ERC Chairperson Monalisa C. Dimalanta, the regulatory body has been working group with its counterpart agency on this, and “we are waiting for the list of 4Ps from DSWD because that will be our starting point.”

Under Republic Act 11552 or the Extended Lifeline Subsidy Act, the list of beneficiaries shall be based on the Pantawid Pamilyang Pilipino Program (4Ps) of the government.

The 4P list is under the tutelage of the DWSD, while the PSA has been updating “poverty threshold” on a per province and per district level across local governments.

The validation of qualified customer-beneficiaries shall also be done with the help of the servicing distribution utilities (DUs), such as that of Manila Electric Company (Meralco) and other private DUs as well as electric cooperatives.

Republic of the Philippines Department of Transportation LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD

Apart from condominium occupants, the other group of end-users that must be purged from the current list are those residing in posh villages and gated communities.

The law stretching the lifeline rate subsidy until 2050 specifically stipulated that “in order to provide assistance to electricity consumers, especially those living below the poverty line, and to achieve a more equitable distribution of the lifeline subsidy, a socialized pricing mechanism called a ‘lifeline rate’ for qualified marginalized endusers shall be set by the ERC.”

The determination of the subsidy rates to be extended to the qualified marginalized end-users had been vested as an authority to be exercised by the ERC, being the regulator of the restructured power industry.

As provided in the law, “the level of consumption, subsidy and rate shall be determined by the ERC after due notice and hearing.”

On establishing the database of Filipino consumers that may be eligible to avail of the extended lifeline rate discounts, the law decreed that the ERC “shall primarily use data from the PSA in the determination of the level of consumption.”

In the initial implementation of lifeline rate subsidy under Section 73 of the Electric Power Industry Reform Act (EPIRA), the tariff discounts ranged from 25 to 75-percent depending on the magnitude of power usage of the marginalized end-user or poor household customer, and the consumption range considered is zero to 100 kilowatt-hours.

Hero... from page 4

do you want to become forever?

Where do you want to live for all eternity: with God or without Him? In Heaven or in Hell?

Remember, Jesus makes it crystal clear that we all live forever since God created us in His likeness as living, eternal souls. The only person worthy of being your hero whom you worship and follow is your Creator, Savior, and Lord.

Won’t you ask Jesus to forgive you for living your wrong, sinful way? You must also ask Him to take full charge of your heart and daily way of living. It is the only way you can start becoming more like Him in your character for the rest of this life, and your eternal life after you die. Just think a minute…

Toyota... from page 5

“There is a rising demand for LCVs and TMP sees this as an opportunity to provide a more suitable and affordable option for Filipino entrepreneurs. Localization of the model will also allow TMP to respond to the specific conversion requirements/ specialized needs of Philippine customers,” he said.

He added the introduction of the Toyota Mobility LCV will help sustain the local automotive manufacturing, especially with the termination of local production by other original equipment manufacturers. (PNA)

Importance of Research in Education

By: Maribelle Dapanas Barabag

Uncovering solutions to issues arising in the school context and addressing learning gaps brought about by emerging trends and development in education, should compel educators to conduct and cultivate the culture of research in all public schools in the Philippines. The rapid changes in society brought about by globalization, industrialization, climate change, pandemic, and many other global and local issues deliberately affect the teaching and learning process which calls for responsive and immediate action. The conduct of research would be of great significance as teachers continue to observe and pay attention to our students in our continuous quest for investigation and/ or experimentation anchored on facts and ethics that will

Republic of the Philippines

Department of Transportation LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Regional Office No.10, Apovel, Bulua, Cagayan de Oro City WELITA CAPANGPANGAN, CASE NO. R10-EV-TH Applicant. 2021-01-191

NOTICE OF HEARING

APPLICANT request for the Extension of Validity of the Certificate of Public Convenience to operate TRUCK FOR HIRE (TH) SERVICE on the route: within CAGAYAN DE ORO CITY and from the said place to ANY POINT REGION 10, accessible to motor vehicle traffic and Vice Versa and with the use of One (01) unit/s. This application shall be considered by this Board on March 02, 2023 at 10:00 A.M. at this Board on which date Applicant shall formally submit his/her/its evidence.

The Applicant shall publish said notice at least Ten (10) Days prior to the date of hearing once in a newspaper of general/ local circulation.

Party(ies) opposed to the approval/ granting of the application must file his/her/its written opposition with supporting documents, unless this Board deems it necessary to require additional documentary evidence and/or his/ her/its oral testimony(s).

Toyota... from page 5

officer and co-founder of Plentina.

As of end-2021, Smart

BWM: Feb 10, 17 & 24, 2023

services approximately 96% of the country’s cities and municipalities with its combined 2G, 3G, 4G LTE, and 5G network.

Teachers’ financial literacy and opportunity

By: Lorijane T. Gumahin Teacher III Balingasag Central School

Balingasag Central District

Division of Misamis Oriental Financial literacy, according to Garman and Forgue (2016), is the ability to comprehend the concepts and jargon necessary for successfully managing personal financial difficulties. On the other hand, personal financial knowledge was considered by Jacob, Hudson, and Bush (2016) as ideas of personal financial management abilities and knowledge. They have taken into account that having knowledge means being aware of the circumstances, customs, laws, and standards necessary to carry out financial responsibilities. The phrase "financial" refers to a broad variety of daily tasks involving money, including budgeting, checking accounts, managing credit cards, buying insurance, and investing (Jacob, 2016).

It is essential to have a thorough awareness of the fundamentals of financial literacy. It gives people a benefit in managing their budgets prudently and effectively.

The habit of teachers obtaining loans from public

provide relevant answers to questions, solutions to problems, revisions of practices as well as application of new strategies. In fact, teachers can improve the way they teach, how their students learn, how their school runs, and other areas by engaging in research. Since research follows ethical protocols, the Department of Education can remind teachers and school administrators to adhere to research methods strictly. By issuing a research procedure and utilizing research outputs, school administrators and teachers can use research findings to enhance learning outcomes, teaching practices, and school administration. This can also help dispel the notion that research is conducted not only for compliance and promotion but also for the advancement of new learning opportunities.

Republic of the Philippines Department of Transportation LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Regional Office No.10, Apovel, Bulua, Cagayan de Oro City ALBERT & HELEN MONICA CASE NO. R10-EV-TX ARBOLADORA, 2023-02-123 Applicant.

NOTICE OF HEARING

APPLICANT request for the Extension of Validity of the Certificate of Public Convenience to operate TAXI SERVICE on the route: WIHIN CAGAYAN DE ORO CITY TO ANY POINT IN REGION 10 and Vice Versa and with the use of TEN (10) unit/s. This application shall be considered by this Board on March 02, 2023 at 10:00 A.M. at this Board on which date Applicant shall formally submit his/her/its evidence.

The Applicant shall publish said notice at least Ten (10) Days prior to the date of hearing once in a newspaper of general/ local circulation.

Party(ies) opposed to the approval/ granting of the application must file his/her/its written opposition with supporting documents, unless this Board deems it necessary to require additional documentary evidence and/or his/ her/its oral testimony(s).

WITNESS, AMINODEN D. GURO, Regional Director, LTFRB-Region X, this 16th day of February 2023 at Cagayan de Oro City, Philippines.

(Sgd.) ATTY. MOHAMAD FAHDEL S. PIMPING HEARING OFFICER

BWM : Feb 17, 2023

: Feb 17, 2023

and commercial lending institutions is very common. The ability to obtain loans aided instructors in meeting their financial needs. However, taking out many loans has a significant negative impact on the teachers' financial situation.

On the other hand, the fact that teachers are taking out loans from public and private lending institutions demonstrates that these organizations have more faith in and confidence in the ability of the teachers to make their payments. Having loans does not indicate a lack of financial knowledge; rather, it is a financial tactic to address real financial requirements. Teachers are regarded as valuable clientele by several financial institutions. The ability to repay debts is a requirement for taking out loans and receiving approval from the financial institution. Not everyone has the opportunity to enjoy the privilege of being a teacher.

MAYBE YOU DON’T KNOW

By Marizel Ursabia Obsioma

I don’t know if this true, But I know this is for you. For all the things that now you show, I want to say ‘THANK YOU’. Maybe you don’t know, How much I feel for you, But actions speak more than words you know, That it can’t be measured by just saying ‘I LOVE YOU’.

Please let me know, If you feel the same way too. If not, please let me go, And teach me to ‘FORGET YOU’.

MUNICIPALITY OF MULONDO LANAO DEL SUR, BARMM PHILIPPINES, 9702 OFFICE OF THE MUNICIPAL CIVIL REGISTRAR

NOTICE TO THE PUBLIC

CCE-0001-2023 (R.A. 10172)

13 February 2023

In compliance with the publication requirement & pursuant to OCRG Memorandum Circular No. 2013-1 Guidelines in the Implementation of Administrative Order No. 1 Series of 2012 (IRR on R.A. No.10172). Notice is hereby served to the public that AROMAI BAWANGUN LONTO-BAGUINDA has filed with this office, a petition for correction of entry in sex/gender from MALE to FEMALE in the Certificate of Live Birth of AROMAI BAWANGUN LONTO who was born on 21 January 1982 at Mulondo, Lanao del Sur and whose parents are RANGCASNANG DIRAO BAWANGUN and DIMASANGCAI LANTOD LONTO.

Any person adversely affected by said petition may file his/her written opposition with this Office on or before 27 February 2023.

(SGD) RAISALAM D. MARANGIT Municipal Civil Registrar

BWM: Feb 17 & 24, 2023

Publication Notice Republic of the Philippines Province of Misamis Oriental Municipality of Initao -o0o-

NOTICE OF PUBLICATION

Petition No. CCE – 0004 – 2023

February 7, 2023

In Compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. 2013-1 Guidelines in the Implementation of the Administrative Order No. 1 Series of 2012 (IRR on R.A.10172), Notice is hereby served to the public that DARMIL B. NALE has filed with this Office, a petition for change of first name from “ ” to “ ” and correction of entry in sex from “FEMALE” to “MALE” or correction of entry in the date of birth from “ ” to “ ” in the certificate of live birth of DARMIL BAGARES NALE at Initao, Misamis Oriental and whose parents are ARTIMAS G. NALE and DAISY L. BAGARES. Any person adversely affected by said petition may file his written opposition with this Office not later than February 28, 2023.

(SGD)

Registrar BWM: Feb 10 & 17, 2023