BusinessWeek Mindanao (January 27-28, 2023)

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Market Indicators FOREX PHISIX AS OF 6:00 PM JAN 24, 2023 (TUE) 7,042.70 38.66 points 0.23 cents X X

Cash-forwork

THE Department of Labor and Employment (DOLE) on Thursday allotted P10.9 million for the new batch of cash-for-work beneficiaries in Camiguin province. Jovelyn Perez, DOLE-Camiguin focal person, said the Tulong Panghanapbuhay sa Ating Disadvantaged/Displaced Workers (TUPAD) program beneficiaries are set to work from Feb. 1 to 18. "The rate is PHP390 daily since the proposal was approved last December (2022) before the new minimum wage took effect," Perez said.

Solar project

KIDAPAWAN City –

The city government here has completed the installation of PHP4 million solar lighting units in 40 villages, an official said Thursday. Mayor Jose Paolo Evangelista said the project aims to provide lighting in secluded areas to keep communities safe. “Our Task Force (TF) ‘Kahayag’ (light) has fully installed these units in the most strategic areas recommended by the respective barangay leaders," he said.

Red onions

DAVAO City – The Department of Agriculture in Davao Region (DA-11) is scouting for areas to expand and produce red onions after its market price skyrocketed due to an alleged shortage. In a press briefing, DA-11 Director Abel James Monteagudo bared that since 2017, two past DA secretaries had instructed the regional offices to look for onion production areas. “All regional field offices were given directives to look for production areas. Some regions successfully identified areas, while others failed due to reasons of climate, adaptability, and others,” Monteagudo said.

Abalos says BARMM is in the right direction

OTABATO City – Interior and Local Government Secretary Benjamin “Benhur” Abalos Jr. said on Monday that the Bangsamoro regional government is on the right track in pushing for development and good governance.

During the “Pagkilala: 3rd awarding ceremony for performing Bangsamoro LGUs,” Abalos –

accompanied by BARMM Chief

Minister Ahod Ebrahim, Senior Minister Abduraof Macacua,

UNTAXED CIGARETTES. Personnel of the Bureau of Internal Revenue, backed by the police, seize reams of untaxed cigarettes stuffed inside 10 large trash bags and sold at the Zamboanga City public market during a surprise inspection Wednesday (Jan. 25, 2023). BIR-9 Director Aynie Mandajoyan-Dizon said erring store owners will be charged. (PNA photo by Teofilo Garcia Jr.)

DAVAO City– Mindanao’s biggest irrigation project of the Davao Oriental provincial government is set to be turned over soon to the National Irrigation Administration (NIA). In a statement Wednesday, Governor Corazon Malanyaon said the provincial government decided to turn over the Cateel Irrigation Project (CIP) and its management to NIA to help maximize the dam’s operation and support the province’s efforts to boost rice

EARLY WORK. Laborers quarrying sand and gravel at the Pugaan River in Iligan City start the day early to avoid the heat. MindaNews photo by BOBBY TIMONERA

9 Agusan del Sur coops get P2.7-M financial aid

DAVAO City — Former Sarangani Governor Miguel Rene Alcantara Dominguez has joined the 60-year-old Alsons Development and Investment Corporation (Alsons Dev) as its new director who will oversee the business strategy and operations of the premier property developer and real estate pioneer in Davao City. Alsons Dev is the real estate

BUTUAN City – At least nine local cooperatives in Agusan del Sur province have received P300,000 financial aid each from the provincial government to support their respective economic enterprise. In a statement Tuesday (Jan. 24, 2023),

the Provincial Information Office of Agusan del Sur (PIO) said the total funding amounting to P2.7 million was under the Sustainable Cooperative Operation Performance Enhancement (SCOPE) program of the Provincial Agriculture Office

of Agusan del Sur. The SCOPE program, it added, aims to provide support to the economic business operations of the cooperatives in the province. Governor Santiago Cane Jr. led the aid distribution Monday. Two of

sufficiency. With NIA having sufficient funds and technical expertise to maintain the dam, Malanyaon said the provincial government is confident that the facility will function to its fullest for the benefit of local farmers. “The full operation of the dam is critical to the province’s goal of achieving food security through rice sufficiency,” she said. Funded under the Mindanao Rural Development Program, the CIP will provide

BIR seizes smuggled cigars in Zamboanga city market

ZAMBOANGA City – Police and Bureau of Internal Revenue (BIR) personnel seized an undetermined volume of smuggled cigarettes in a surprise inspection of stalls at the city public market here Wednesday. BIRRegion 9 Director Aynie Mandajoyan-Dizon said the operation yielded reams of assorted smuggled cigarettes packed in more than 10 largesize trash bags. “We have yet to conduct an inventory to determine the worth of

the confiscated untaxed cigarettes and to compute how much taxes the stall owners will have to pay to the government,” Dizon said in an interview. Dizon said they will also file cases against the stall owners. “They are entitled to due process. We have to establish prima facie evidence before we file cases,” she added. Mayor John Dalipe said the inspection of market stalls forms part of the campaign to deny

ABALOS/PAGE 7

Abalos was guest of honor during the “Governance Day” of the fourth founding anniversary celebration of the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM).

He led the recognition and awarding of performing local government units and executives.

C

Caraga LGUs attain over

100% vax rate among seniors

BUTUAN City – At least 12 local government units (LGUs) in Caraga Region have already obtained over 100 percent vaccination rate among their senior citizen population (A2) as of Jan. 21 this year, records from the regional Department of Health (DOH-13) showed. Data obtained by the Philippine News Agency on Thursday (Jan. 26) indicated that 12 other LGUs also attained over 90 percent vaccination rate among the A2 target population in their localities during the period. Among the LGUs with more than 100 percent vaccination rate

in the A2 the population includes Butuan City with 135.2 percent. Five towns in Surigao del Sur earned more than 100 percent vaccination rate including Carmen with 124.3 percent, followed by Madrid (117.04 percent), Tago (110.69 percent), Bayabas (107.77 percent), and Cantilan (101.93 percent). Three towns in Agusan del Sur also got over 100 percent vaccination among their senior citizens, including Prosperidad at 106.1 percent, Trento at 105.7 percent, and Loreto at 100.7 percent. In Agusan del Norte, the town of Nasipit

achieved a 113.2 percent vaccination rate among the A2 population and Carmen with 105.9 percent while in Surigao del Norte, only the municipality of Taganaan obtained a 101.7 percent vaccination rate among senior residents. “As of Jan. 21, a total of 185,231 A2 population in the Caraga Region are already fully vaccinated, representing 89.42 percent of the total target," DOH-13 said. It added that at least 1,767,047 individuals i Caraga Region are already fully vaccinated as of the period, representing 91.6 percent of the target population. (PNA)

Davao City dads OK free cinema pass for PWDs

DAVAO City – The Sangguniang Panlungsod has passed and approved on final reading an ordinance allowing persons with disabilities (PWD) here to have free access to movies in all local cinemas. In a statement Wednesday, Councilor Jessica Bonguyan, the SP committee chair on games and amusement, said the ordinance is the first of its kind for the city’s PWD community. Bonguyan said

Publication Notice R.A. 10172

CCE-006-2023

he expects implementation within six months after the measure is signed by Mayor Sebastian Duterte. “Transitory provisions allow the executive department to release the implementing rules and regulations for the execution of the ordinance within six months,” she said. While free movie privileges are given to the city’s senior citizens, Bonguyan said it is also fitting to grant

NOTICE TO THE PUBLIC

January 25, 2023

In compliance with the publication requirement and pursuant to OCRG Memorandum Circular No.2013-1 Guidelines in the implementation of the Administrative Order No. 1 Series of 2012 (IRR on R.A. 10172). Notice is hereby served to the public that AARON PAUL ESPARES ALMONIA has filed with this Office a petition for correction of entry in sex from “ FEMALE ” to “ MALE” in the certificate of live birth of AARON PAUL ESPARES ALMONIA at Medina, Misamis Oriental and whose parents are VICENTE SUMONOD ALMONIA and FELISA ANSALE ESPERAS

Any person adversely affected by said petition may file his written opposition with this office not later than February 08, 2023 .

FRIETCHIE VIRTUDAZO-REYES

Municipal Civil Registrar I

Disbursing

By: HEIDE M. MACAS ADMINISTRATIVE ASSISTANT II ( Disbursing Officer ) DEPARTMENT OF EDUCATION Budget & Finance

A disbursement is an act of paying out money especially from a public or dedicated fund. It often refers to the payment made for a client to a third party as reimbursement will be sought from the client subsequently. Disbursement leads to cash outflows. If disbursements are higher than revenues or cash inflows, it raises a concern about the shortage of cash.

Disbursements represent the delivery of cash or cash equivalents from one public or dedicated fund to another. They are cash outflows and can be recorded in the cash disbursement journal. The cash disbursement journal records payments of cash

Dept.

and cash equivalents for which each entry contains a credit to cash. The cash receipt records the receipt of cash and cash equivalents for which each entry contains a debit to cash.

Disbursements represent the delivery of money from a fund or account to another. This term is particularly used in public or dedicated funds such as corporations and non-profit organizations. When a company pays in cash or cash equivalents, it makes a disbursement. The payments made by an attorney for its clients to third parties for court, investigation reports and medical care are examples of disbursements.

free movie access to PWDs

EXTRAJUDICIAL SETTLEMENT WITH DEED OF ABSOLUTE SALE OF REGISTERED LAND KNOW ALL MEN BY THESE PRESENTS; That the late, ALBERTO EMBOLODE who died in Lapinig, Kapatagan, Lanao del Norte on ________,at the time of his death, left a certain real property, situated in Barangay Calube, Kapatagan, Lanao del Norte and more particularly described as, TRANSFER CERTIFICATE OF TITLE NO. T-9537 Lot 87, Pls-68 Total area: 64,058 square meters, Location: Barangay Calube, Kapatagan, Lanao Del Norte, Boundaries: E.,by Lot 92 of Pls-68; SE., by Lot 93 of Pls-68; S., by Road; NW., by Road and Lots 86 and 88 of Pls-68; has been the subject of EXTRAJUDICIAL SETTLEMENT WITH DEED OF ABSOLUTE SALE OF REGISTERED LAND, that SILVERA C. EMBOLODE, ROLANDO G. EMBOLODE and AURELIO G. EMBOLODE for and in consideration of the sum of TWO HUNDRED FIFTY THOUSAND PESOS (P250,000.00) receipt of which is hereby acknowledged from the vendees, by these do hereby SELL, TRANSFER, and CONVEY, absolutely and unconditionally, unto BONIFACIO S. PAPEL, also of legal age, married to MARISA C. PAPEL, Filipino, and residing at Purok-4 Lanipao, Lala, Lanao del Norte their heirs and assigns and interest, the above mentioned property containing a total area of SIXTY FOUR THOUSAND FIFTY EIGHT (64,058) square meters, with all the improvements thereon, situated in Barangay Calube, Kapatagan, Lanao del Norte, Island of Mindanao, free from all liens and encumbrances, filed by the heirs of ALBERTO EMBOLODE, per DOC NO.475; PAGE NO.95; BOOK NO. CLXXIX; SERIES OF 2022 under the Notarial Registry of ATTY. ELEUTERIO M. OBIAL, JR.

BWM: Jan 27, Feb 3 & 10, 2023

EXTRA-JUDICIAL SETTLEMENT

NOTICE is hereby given that deceased, LINO PAGAPULAAN SALCEDO, who died intestate on MARCH 26, 2019 in Cagayan de Oro Polymedic Medical Plaza, National Highway, Kauswagan, Cagayan de Oro City, Misamis Oriental, left without any will and testament; That said deceased, at the time of his death, left BANK DEPOSIT in LAND BANK OF THE PHILIPPINE (LBP) under Account Number 3146-1770-68; Is the subject of EXTRA-JUDICIAL SETTLEMENT, made and entered into by and among: That we are the surviving legal heirs of and sole heir of the late, LINO PAGAPULAAN SALCEDO, namely: ROGELIA JANIO SALCEDO – surviving spouse, of legal age, Filipino citizen, widow, residing at # 168 Zone 8, Blue Barracks, Patag, Cagayan de Oro City; and children, namely: REXJOY JANIO SALCEDO, of legal age, Filipino citizen, married, and a resident of #168 Zone 8, Blue Barracks, Patag, Cagayan de Oro City; MARIES BAMBIE SALCEDO ABELLA, of legal age, Filipino citizen, married, and a resident of #168 Zone 8, Blue Barracks, Patag, Cagayan de Oro City; and GERLIN SALCEDO ANDAYA, of legal age, Filipino citizen, married, and a resident of Zone 7, Patag, Cagayan de Oro City, hereinafter referred to as the Heirs. That the parties hereto being legal heirs and with full civil capacity to contract, hereby by these presents agree to adjudicate, as they hereby adjudicate, the above-mentioned BANK DEPOSIT to ROGELIA JANIO SALCEDO under Account Number 3146286231; filed by the heirs of LINO PAGAPULAN SALCEDO. As per Doc. No. 421; Page No. 85; Book No. XVIII; Series of 2022 under the Notarial Registry of ATTY. ALBERT

Banking & finance

Islamic banking is for everyone: BSP exec

ISLAMIC banking is not exclusive to Muslims as it provides alternative financial products outside the conventional financial institutions, a ranking central bank official said.

Speaking during Tuesday's Laging Handa briefing, Bangko Sentral ng Pilipinas (BSP) Assistant Governor Arifa Ala said the government is adopting a whole-ofgovernment approach to ensure a level playing field for both conventional and Islamic banking systems.

“By establishing an Islamic banking system, we will be providing the Filipino people, whether Muslims or nonMuslims, alternative financial products that can serve their requirements,” she said.

The Islamic banking system uses the Shari’ah principle wherein risks and profits are shared both by the financial institution and the account holders.

“In an Islamic banking institution, a partnership is created and the clients and the Islamic bank share in the profits and risks arising out

of investing those funds,” Ala said, explaining its difference compared to conventional banks wherein a debtorcreditor relationship is created whenever a person opens a bank account.

She said Islamic banking is not new in the Philippines because the Al-Amanah Islamic Investment Bank of the Philippines (AAIIBP) was established in 1973, making it one of the first Islamic banks in Southeast Asia.

She was referring to the only Islamic bank in the country, which was established under Presidential Decree 264 as the Philippine Amanah Bank.

The AAIIBP has branches in the provinces of Mindanao with a large number of Filipino Muslims, such as in Cotabato, South Cotabato, Lanao del Sur, and Sulu.

The lack of support and recognition for Islamic banking resulted in the deterioration of the bank’s operation but the signing of its Charter, or Republic Act 6848 in 1990, paved the way for the bank to have a larger authorized capital stock amounting to

P1 billion, consisting of 10 million common shares.

It also received a universal bank license from the BSP.

The Bureau of the Treasury was tasked to support the bank’s operation from 1990 to 2007 but in 2008, the Development Bank of the Philippines obtained 99.9 percent ownership of the bank’s shareholdings after acquiring shares previously owned by the national government, the Social Security System, and the Government Service Insurance System.

Ala said the BSP has inked a memorandum of understanding with the Philippine Economic Zone Authority to promote Islamic banking and finance in the country, as well as encourage more investors.

“It is also very important that we make use of other tools and venues to promote Islamic banking even outside of our country because we have also liberalized the banking system in the Philippines whereby foreign investors can also establish Islamic banks here in the Philippines, either in the

form of a branch or a full(y) fledged Islamic bank,” she said.

The bank’s Charter, she added, “is very flexible” and “was built to provide flexibility in promoting and developing

Islamic finance in our country.”

Ala noted that the BSP has issued several circulars to boost Islamic banking, among them Circular 1069, which sets the capital requirements for

BSP term deposit facility rates post mixed results

INVESTORS preferred the 14-day term deposit facility (TDF) of the Bangko Sentral ng Pilipinas (BSP) over the shorter tenor on Wednesday, which resulted in the mixed directions of its rates.

Data released by the central bank showed that the two-week facility was offered for P140 billion, lower than the P160 billion offering last week.

The auction committee made a full award after bids reached P153.797 billion.

However, the seven-day facility was undersubscribed after tenders amounted to P173.577 billion, lower than

the P180-billion offer. The auction committee accepted all the tenders.

The BSP reduced the TDF offerings this week from last week’s P190 billion.

In a statement, BSP Deputy Governor Francisco Dakila Jr. said they lowered the offer volume for the TDF in this week’s auction “based on actual bids received last week.”

“Nonetheless, total tenders received reached P327.374 billion, which was within the BSP’s expected volume range,” he said.

The average rate of the seven-day facility rose to 6.3037 percent from 6.2973

the establishment of Islamic banks and Islamic banking units, and Circular 1070, which explains the requirements and expectations on the Shari’ah percent during the auction last Jan. 18, while the rate of the 14-day TDF slipped to 6.3457 percent from 6.3733 percent last week.

Dakila said “yields accepted for the seven-day tenor narrowed to 6.20006.4300 percent, while that for the 14-day tenor also narrowed to 6.1750-6.4388 percent.”

“The results of the TDF auction came as eligible counterparties’ preference tilted towards the longer tenor for cash management purposes, while others tended to client requirements,” he said.

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No point in building up armory: PBBM

This is one quotable quote from PBBM which he uttered during a dialogue at the World Economic Forum with the conference president Børge Brende in Davos, when asked if he would double the defense budget like Japan is doing.

PBM answered that “... the belief is that first of all, there is no point the Philippines building up it’s armory.” This so far one of the wisest and most profound, honest and I think courageous statement from PBBM that we have heard so far.

is not an enemy.” The internal security threat from insurgencies needs more socio-economic-politicalaffirmative action more than expansion of military hardware.

the Asia-Pacific nations “won’t embrace the ‘Cold War’ mentality.”

CHRIS PANGANIBAN Regional Editor - Caraga

JOEL ESCOL Feature Editor

richard s. lagunda

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Think a minute… These are the names of some of the most famous lawyers in U.S. history. Only one of them dropped out of law school. See if you can guess which one?

John Jay became a successful lawyer and later the first Chief Justice of the Supreme Court, the highest judge in the land.

William Wirt was barely 20-years-old when he passed his law exams in Virginia. He later became the United States Attorney General.

Remember, one of these famous lawyers was a law school dropout.

Roger Taney started as a lawyer and worked his way up to become the first U.S. Secretary of the Treasury and then the Chief Justice of the Supreme Court.

Daniel Webster became a lawyer in Boston where he built a great legal record and reputation. He then became a highly respected Senator and was later appointed Secretary of State.

Salmon Chase became well known as a defense attorney helping slaves. Later he became a U.S. Senator and then the Chief Justice of the Supreme Court.

Abraham Lincoln, the 16th

It’s an important statement because it is one of the rare spontaneous answers from PBBM that we have heard so far from him and really delivers important truths the nation must hear, understand and take to heart.

It incorporates several messages, the first of which is a truth and a fact that the Philippines has no external security threat, contrary to the alarmism Western Powers’ political, business, academic and think tank, and mainstream media networks say of the “China threat”.

It is, and should be regularly raised to remind people, a confirmation of what former National Security Adviser and retired general Hermogenes Esperon said publicly halfa-dozen times that “China

opinion School In Session

THINK A MINUTE

JHAN TIAFAU HURST

president of the United States, actually started as a lawyer, which helped prepare him for his exceptionally wise and diplomatic leadership that kept the States of America united through its terribly divisive and devastating Civil War.

Clarence Darrow became possibly the most famous lawyer of all, particularly for his case of the Scopes or socalled Monkey trial of 1925.

Of these seven successful and famous lawyers, which one do you think was the law school dropout? It was Clarence Darrow: the one name which is so often associated with the practice of law. Clarence Darrow attended law school for only one year and then dropped out to study law on his own. But what is more

The national interest and priority of the nation is economic development and prosperity, uplifting the growing number of poor in the country and the declining material well-being of the shrinking middle class. Even the survey commissioned by the Stratbase by Pulse Asia show in 16 categories inflation and top economic issues are the top concerns and external security only the 15th.

In any war the economic and industrial capacity and relative standing of a nation is the ultimate basis for winning in any war, and the Philippines which no longer has a major steel industry and needs to import its basic food, fuel and fertilizers needs is far from having any capability to shift meager resources to raising budgets to devote to the armaments procurement.

Although PBBM went to Davos to drum up investments from the global financial oligarchy he did not succumb to their unsavory importuning for tension in the world. It was a great response to question about the Ukraine War to which PBBM replied that

These answers bring out the real PBBM that some of his subordinates in the Cabinet have tended to derail and even contradict and misrepresent, such as the former DND OIC Jose C. Faustino who made several very pro-US statements before. Faustino, thankfully has been replaced by Gen. Carlito Galvez Jr., the super manager of the InterAgency Task Force for the Management of Emerging Infectious Diseases.

Secretary Galvez also has a very good track record of working with the Chinese government’s representatives such as Ambassador Huang Xilian, successfully negotiating 5 million doses of Chinese vaccine donations and over 50 million doses of vaccine purchases at “global public goods” costs. Galvez was also head of the OPAPRU on the peace process for the insurgency.

PBBM was in Davos to seek support from the global financial giants but there is global criticism of WEF coming from such anti-poverty global movement like Oxfam (Oxford Committee for Famine Relief) which had an FB post showing 9 Philippine billionaires having $28.9-billion wealth and more than 55 million

Filipinos combined –and getting richer as the 110-million Filipinos get poorer.

PBBM did not create the problem but is expected to solve this wealth disparity crisis. It’s not clear that Davos can provide solutions like the solutions from PBBM’s China state visit that provides a firm foundation for Philippine economic recovery and realize its dream of being an uppermiddle income economy with per capital income of US$ 4,256 from today’s US$ 3,763.70.

PBBM is now expressing himself more spontaneously and speaking with more authenticity, bringing out his convictions. We like to see him do more of this and hope the lower echelons start picking up and echoing his message instead of sending out disparate, confusing and often conflicting messages to that of the President of the Republic.

Faith, miracles and our salvation

BECAUSE they could not get close to Christ, they opened the roof above Christ and lowered a paralytic so he can be before Christ to ask for a cure. (cfr. Mk 2, 1-12)

What a wonderful scene that shows how a strong faith is needed to be able to get some extraordinary interventions from Christ. Christ, of course, always takes care of us, mostly in our ordinary, daily affairs and conditions, but in some special occasions, we may have to show great faith to also receive some special favors from him.

This truth of our Christian faith was shown in all the miraculous cures narrated in the gospel. The blind men, the lame, the lepers, etc. were cured because of their strong faith. That strong faith may be shown in a very open way, as usually narrated in the gospel, but it can also be shown in a quiet and hidden way, as in the case of the woman suffering from an issue of blood. (cfr. Lk 8,

43-48)

Yes, faith is needed for miracles to happen. We have to be clear about this point. For miracles to happen, especially the most important one which is our own salvation that involves the forgiveness of our sins, faith is needed. This was dramatized in that gospel episode where Christ was presented with a paralytic lying on a stretcher.

“When Jesus saw their faith,” the gospel narrates, “he said to the paralytic, ‘Courage, child, your sins are forgiven.’” Christ said this before he went to cure the man of his paralysis. He cured the man to prove to the unbelieving Jews that he was truly the Redeemer, and as such can do extraordinary cures. And he cured the man precisely because of their faith, that is, their belief that Christ was truly the expected Redeemer.

Nowadays, many people claim that miracles do not happen anymore. They say

miracles only took place in the distant past, the time of the gospel when Christ went around in the land of Judea and Galilee. But now, miracles are considered obsolete, if not an anomaly.

This is like saying that Christ, the son of God who became man, has ceased intervening in our lives, that he was purely a historical man, subject to time and space, and that after death, he is simply no more, completely wrapped in the spiritual world, if ever that exists, and that he has no immediate and tangible impact on our lives.

We have to be clear about this point. Christ is always around and is actively intervening in our lives, directing and leading us to our proper end, in spite of our very erratic ways. He can never be indifferent to us, and is willing to suffer and die for us just to save us. Precisely he came as an expiation for our sins. He is the one who pays for our sins. All we have to do is

just to try to go along with him in the best way we can.

So, we have to be clear about the truth that miracles are meant more to forgive our sins and for our salvation rather than just curing an ailment, and that we have to be wary of our tendency to be disbelieving.

To address this tendency of ours to be disbelieving, we have to be humble to be able to receive what is told to us by faith. We have to realize that our life, being a life with God and therefore is supernatural, needs to be lived by faith more than just by our reason alone./

Herman Tiu Laurel

Envoy says PH-US trade in 2022 exceeds $33B

UNITED States Ambassador to the Philippines MaryKay

Carlson said bilateral trade between the Philippines and the United States last year surpassed the $33-billion level.

In a forum of the Makati Business Club (MBC) Tuesday, Carlson said 2022 was a banner year for the bilateral trade between the two countries.

She said a big chunk of the trade value last year was exports to the US at around $21 billion, making the US the top destination for Philippine exports.

US Embassy data also showed that two-way trade between the Philippines and US in 2021 reached $30.2 billion.

The Philippines is one of the 119 developing countries that are benefiting from the US Generalized System of Preferences (GSP).

In a report of the US Congressional Research Service last year, it said the Philippines is one of the top five beneficiary developing countries in terms of value of goods entering the US market in 2021 under the GSP along with Thailand, Indonesia, Brazil and Cambodia.

The trade preference program covers nearly half of tariff lines in the US.

Carlson is also optimistic about the trade ties between the two countries, with the Philippines joining the USled Indo-Pacific Economic

Partnership (IPEF).

The Biden administration aims to use IPEF to strengthen its engagement with IndoPacific countries such as the Philippines, Australia, Brunei, India, Indonesia, Japan, South Korea, Malaysia, New Zealand, Singapore, Thailand, Vietnam and Fiji.

Its four pillars include trade; supply chain; clean energy, decarbonization and infrastructure; and tax and anti-corruption.

“The way we look trade and investment now coming out of the pandemic is very different than the straightup trade agreements that we used to have,” Carlson said, adding that the IPEF addresses those non-tariff barriers and other trade

Cebu Pac sees return to profitability in Q1

issues apart from tariffs that would improve the flow of trade.

Trade missions

To further boost economic ties between the two countries, Carlson announced that the US government agreed to support multiple trade missions this year.

“These will bring US exporters involved in agriculture, energy, technology and other industries to the Philippines to explore business opportunities,” she said.

The envoy also invited Philippine companies interested in investing in US to participate in the SelectUSA Summit in May.

NAIA privatization covers operations, not assets: Transport chief

THE Transportation department on Tuesday clarified that the Marcos administration will only privatize the maintenance and operations and not the assets of Metro Manila’s international airport.

Transportation Secretary

Jaime J. Bautista made the clarification after President Ferdinand R. Marcos Jr. denied on Monday night that there were plans to privatize the Ninoy Aquino International Airport (NAIA).

In a Palace briefing on Tuesday, Mr. Bautista said the private sector will manage the operations through a

concession agreement with the government.

“What the President meant was that the assets of NAIA would not be given to the private sector,” he said.

“What he meant was that it’s the private sector that will manage the operations through a concession agreement, which is what we have been doing at two airports now – Cebu and Clark,” he said.

The Mactan-Cebu International Airport and Clark International Airport are operated by private firms GMR Megawide Cebu Airport Corp. and

Teaching Student Comprehension in Early Age

By: CHARLOT M. LLAGAS Teacher I

The term comprehension describes the capacity to comprehend written language. Unlike the capacity to recognize words, it is different. Recognizing words on a page without understanding what they mean does not achieve comprehension, which is the aim or objective of reading. Consider a scenario when a teacher assigns a text for a student to read. The youngster can read the entire chapter, but when asked to explain what was read, he or she is unable to do so. What is read gains meaning when it is understood. When the words on a page are more than just letters and sounds, reading comprehension happens. Comprehension makes reading interesting, engaging, and informative. To excel in school, the workplace, and life in general.

Children who have trouble translating written letters into spoken language come to mind when we think of reading difficulties. This particular group of struggling readers has weak phonological (speechsound) abilities and has a

very difficult time deciphering many of the words. Many students, however, have a lovely reading voice but struggle with comprehension of vocabulary and figurative language, inference, verbal reasoning, grammatical development, and oral expression.

As kids get older, we believe they are reading well if they are decoding text properly. Reading comprehension becomes more about focus and linguistic understanding as someone learns to decode. Around the third grade, teachers may start to notice some pupils who can decipher material quickly but do not comprehend.

This kind of struggling reader is less obvious than those who have trouble decoding; thus, they frequently go unnoticed until they start failing state-mandated comprehension tests. Even then, their problems might not be discovered for a while, leaving middle school and high school children who appear to be reading yet comprehend little they have read.

Luzon International Premier Airport Development Corp., respectively.

On Monday night, Mr. Marcos said he and other government officials had a meeting with the company during their trip to New York last year. He said the firm runs several big airports abroad. When asked to confirm the President’s statement, Mr. Bautista said: “We are preparing the terms of reference, and this will be subject to bidding by proponents.”

He said the department is looking at two scenarios.

“One is for us to receive

what you call an unsolicited proposal na puwedeng kasama iyong kausap namin sa (that may include the one we talked to in) New York, or we will invite them to submit a proposal based on the approved terms of reference that we are now preparing,” Mr. Bautista said. “That’s the possibility on the NAIA operations.”

Mr. Bautista said the privatization of NAIA would not automatically lead to an increase in terminal fees. “The government will have a say in the rates that the operators will impose.”

Earlier, he said his agency

The Modern Learners of Today’s Generation

By: Ayala P. Pugoy Dimaluna Integrated School District 9 Ozamiz City Division

The modern day learners are living in a technology driven world where they get to see a lot of things from variety of media that creates curiosity. They learned best using gadgets and other manipulative materials. In the classroom setting, learning positively occur in a smooth manner with the use of television, computers and other technology-based equipments. There are various changes of instructional strategies, methods and approaches to cater changes of learners’ styles and behaviors. Learners of this present time are much more different from the previous generations. They need more guidance not only in the academic but in all other aspects of life. With this, educators in schools and other learning institutions

BUDGET carrier Cebu Pacific (CEB) said it is aiming to turn profitable in the first quarter of this year as it is set to restore pre-pandemic network and capacity levels by March.

“By the first quarter, we aim and we hope to be profitable. It really depends [as] fuel prices started coming up again, that’s going to be a challenge,” CEB President and Chief Executive Officer Alexander G. Lao told reporters in a media briefing on Wednesday.

“First quarter traditionally is strong, particularly for January. February is not a great month for airlines throughout the world, [but] hopefully, March will be better,” Mr. Lao said.

CEB is hoping to be profitable for the full year, citing the strengthening of the local currency as among the drivers.

During the briefing, CEB VicePresident for Marketing and Customer Experience Candice Jennifer A. Iyog said that the company is targeting to restore its pre-pandemic capacity and destinations by March.

“Part of the restoration is the easing of restrictions. We bring back destinations when the market is ready to come back,” Ms. Iyog said.

To meet this target, CEB will be offering seat sales, widening its domestic network,

Extrajudicial Settlement Among Heirs with SPECIAL POWER OF ATTORNEY

KNOW ALL MEN BY THIS PRESENTS:

We, HEIRS of the late DEDIMA E. TION, namely:

1. BAVECYL T. BADILLA of legal age, married, Filipino Citizen and a resident of Zone 3 Luz Banzon, Jasaan, Misamis Oriental;

2. ALDIE ANN T. SALISE of legal age, married, Filipino Citizen and a resident of Zone 1 Aplaya, Jasaan, Misamis Oriental; Herein after referred to as the PARTITIONERS; WITNESSETH

That we are the legitimate children and heirs of deceased DEDIMA E. TION who died last JULY 11, 2021 who died intestate, without Will or Testament and without any outstanding debts in favor of any person or entity.

That the deceased left among others, a SAVINGS ACCOUNT represented by SAVINGS ACCOUNT NUMBER 00-5-00182-804-4 with DBP- VILLANUEVABRANCH in the amount of Php______________.

That pursuant to Rule 74, Sec.1 of the Rules of Court of the Philippines we do hereby agree to divide and adjudicate unto ourselves the amount deposited under the said Savings Account.

That by virtue hereof I, ALDIE ANN T. SALISE hereby Name, Constitute and Appoint BAVECYL T. BADILLA to withdraw the amount deposited in the said Savings Account Number.

IN WITNESS WHEREOF, we have hereunto set our hands, this JANUARY 21, 2023 in Balingasag, Misamis Oriental. PARTITIONERS:

ACKNOWLEDGMENT

Republic of the Philippines ) Province of Misamis Oriental) S.c.

Municipality of Balingasag )

BEFORE ME, in Balingasag, Philippines, this day of JANUARY 21, 2023 personally appeared the aforementioned persons, known to me and to me known to be same persons who executed the aforementioned instrument and they acknowledged to me that the same are their free and voluntary acts and deeds.

WITNESS MY HAND AND SEAL.

DOC No.: 464

PAGE No.: 093

BOOK No.: CLXXIX_

SERIES Of:_2023

BWM: Jan 27, Feb 3 & 10, 2023

Impact of distance learning to students’ achievement

By: DOLLY L. DALISAY Teacher II Labinay National High School

openly understand and adapt learner’s attitudes towards learning and their environment.

For the teachers to keep on track about the learner’s changes, it is necessary to constantly researching to discover and create better classroom environment in a modern style, too. Gone were the days for using traditional charts (Manila paper) and old paper strips. They are obsolete. Today’s generation is modern. They use technology more in their daily undertakings. In line with this, teachers should cope up with the new trends of the teaching world. It is indeed a need for Education as a whole to adapt to what is in, that inside our classroom are modern pupils who are called “Digital Learners”.

HOW distance learning can improve student performance. Evidence to date seems to show that the best types of distance learning can improve how students learn and what they learn and deliver high quality learning experiences. Students learn how to research, manage their time, learn independently and problem-solve.

In 2020, millions of students around the world were forced into distance learning by the Covid-19 pandemic. This accelerated a trend that was already taking place. There has been tremendous growth in the number of students learning online and it has proved to be a solution to some educational

challenges. The increase in distance learning raises the question of how it impacts students’ academic performance. The negative perception of distance learning is changing. Students can now work full time and study because they can access online courses and complete them in their own time and at their own pace. If they have time difficulties, they can get assignment help from professional writers. When students work and study at the same time, they can immediately apply their knowledge in practice which can help to consolidate it. Previous physical barriers that prevented some students from having access to learning are gone.

NAIA/PAGE 6

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF VIRGINIA S. BERLOS AND ERNESTO E. BERLOS SR.

NOTICE is hereby given that VIRGINIA S. BERLOS, who died on 04 July 2011 at Gregorio T. Lluch Memorial Hospital, Palao, Iligan City, Lanao del Norte; died intestate, without a Will or Testament and without any outstanding debts in favor of any person or entity; That the deceased left the following property with: ONE-HALF (1/2) SHARE OF TCT NO. C-10962, situated in Argayoso, Manticao, Misamis Oriental, containing an area of FORTY NINE THOUSAND FOUR HUNDRED EIGHTY FOUR (49,484) SQ. M. Is the subject of E XTRAJUDICIAL SETTLEMENT OF ESTATE OF VIRGINIA S. BERLOS AND ERNESTO E. BERLOS SR. WE, the HEIRS OF VIRGINIA S. BERLOS AND ERNESTO E. BERLOS SR, namely: CHERRY LYN S. BERLOS, single, resident of Dumigpi Cpd. Centro St., Lawang Bato, Valenzuela City; ERNESTO S. BERLOS JR., single, resident at Purok 11, Tambacan, Iligan City; ERVIN S. BERLOS, single, resident of 130 Kasiyahan St., Don Antonio Hts Holy Spirit, Quezon City; EUGENE S. BERLOS, single, resident of Cagayan de Oro City; RITZEL S. BERLOS, single, resident of Bayug Island, Island, Iligan City; all of legal ages, Filipinos, and hereinafter referred to as HEIRS; That the other half of the above-described property belongs to Ritzel S. Berlos; filed by the heirs of VIRGINIA BERLOS AND ERNESTO E. BERLOS SR. As per Doc. No. 90; Page No. 18; Book No. 14; Series of 2017 under the Notarial Registry of ATTY. MARIA LEONITA Q. GO.

BWM Jan. 13, 20 & 27, 2023

Republic of the Philippines

REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region

BRANCH 19

Cagayan de Oro City

SHERIFF'S NOTICE OF AUCTION SALE

EJF File Number 2022-1283

UPON EXTRA -JUDICIAL PETITION FOR SALE under Act 3135 as amended by Act 4118, filed by HOME DEVELOPMENT MUTUAL FUND with postal address at Pag-Ibig Fund Bldg., J.R. Borja Street, Cagayan de Oro City, (mortgagee) against MANSUETA B. CADAVOS (mortgagor), with address at Lot 14, Block 30, Kisan Lu Pag-Ibig City, Iponan, Cagayan de Oro City, to satisfy the mortgage indebtedness which as of June 23, 2022 amounts to TWO HUNDRED SIX THOUSAND PESOS & 44/100 (206,000.44) Philippine Currency, inclusive of interest and other charges and expenses of extra-judicial foreclosure and sale, the undersigned Sheriff or his deputies will sell at public auction on February 22, 2023 at 10:00 o'clock in the morning or soon thereafter, at RTC, Branch 19, Hall of Justice, Goldridge Bldg., Mastersons Avenue corner P.N. Roa Avenue, Upper Carmen, Cagayan de Oro City, to the highest bidder, for CASH and in Philippine Currency, the real property described herein-below, with all its improvements found thereon, viz:

"TRANSFER

CERTIFICATE OF TITLE NO. T-207632”

(Registered in the name of Mansueta B. Cadavos)

"A PARCEL OF LAND (Lot 14, Block 30 Pcs-10-002661, being a portion of Lots 3594, 3596, 3597,3598, 3600, Cad-237 & Lot 3591-1, (LRC) Psd-128619), Situated in the Barrio of Iponan, City of Cagayan de Oro, Island of Mindanao. Bounded on the NE., along line 4-1 by Lot 13, Block 30; on the SE., along line 1-2 by Road Lot 16 (7.00 m. wide); on the SW., along line 2-3 by Lot 15, Block 30, all of the consolidation subdivision plan Pcs-10-002661; on the NW., along line 3-4 by Lot 6633, Cad-237, Cagayan Cadastre. Beginning at the point marked "1" on the plan. XXX, containing an area of ONE HUNDRED FORTY (140) square meters, more or less."

All sealed bids must be submitted to the undersigned on the above-stated date, time and place. Prospective buyers/bidders may investigate for themselves the Title of the property above-mentioned and all encumbrances thereon, if any there be.

In the event that said auction sale on February 22, 2023 will be declared holiday or non-working day, the same will continue on the next working day without need of further notice, publication and posting. Cagayan de Oro City, January 9, 2023.

FOR THE EX-OFFICIO PROVINCIAL SHERIFF:

NAIA...

from page 5 had been working with the Asian Development Bank on the preparation of the terms of reference for the privatization of NAIA’s operations.

Meanwhile, Mr. Bautista said Mr. Marcos had instructed his agency to fast-track the government’s deal with Sumitomo Corp.

and Thales Corp. for the management of the country’s air traffic system.

This was after the country experienced an air traffic management glitch on New Year’s Day.

“The President is very much aware of what happened and he supports our recommendation to implement future requirements necessary for the upgrade or

improvement of the CNS/ ATM (Communications, Navigation and Surveillance Systems for Air Traffic Management) system, which includes hardware and software maintenance, hardware replacement, ultimate fallback system for software redundancy and the need for an independent CNS/ATM in a separate location.”

(SGD) RAUL L. SALCEDA Sheriff IV

Mary Vergel Jabunan is the grand winner of Miss LA Dream Skin & Cosmetics 2023 that was held last week at Sto. Niño covered court in Lapasan, Cagayan de Oro City. PHOTO SUPPLIED

Abalos...

from page 1

and Interior Minister Naguib Sinarimbo – handed over the Salamat Excellence Award for Leadership (SEAL), Lupong Tagapamayapa Incentive Award, winners of Search for Model Barangays, Anti-drug Abuse Council recognition and awards to deserving LGUs and local chief executives.

“I would like to congratulate you for this, for this occasion. You’re just in the right direction,” Abalos said.

The secretary was elated, albeit surprised, to learn that BARMM, since its creation, has completed the construction of about 40 barangays halls, two municipal halls, three municipal police stations and two public terminals across the region.

“Sec. Abalos said he has never heard of accomplishments like these in infrastructure in other regions. ‘I have not seen it in any parts of the country, only in BARMM,’” lawyer Naguib Sinarimbo, BARMM Interior Minister, quoted the secretary as saying.

In his speech, Abalos noted the importance of local officials to be on the ground working for the people and would not get offended if feedback of constructive criticisms will be sent to them.

Sinarimbo said that Abalos felt the need for BARMM officials to join foreign trips of President Marcos to sell the region to Muslim countries.

Abalos has directed Brig. Gen. John Guybuyon, police director for BARMM, to now include the 63 villages in North Cotabato considered as “special geographic area” of the region to be now part of his area of jurisdiction.

“As what we have agreed in Manila, [Regional Director] Guyguyon made sure that everything is safe there [in the SGA],” the secretary said.

Abalos rallied for the BARMM to support the DILG campaign against illegal drugs, as well as the alleged proliferation of illegal drugs in detention facilities.

“You must give them an environment of a drug-free society. It’s about correction. It’s about rehabilitation. For me, kung may drugs sa loob our campaign is useless,” he said, referring to persons deprived of liberty (PDLs).

Talking about the case of PDLs, Abalos directed the Bureau of Jail Management and Penology (BJMP) to review programs for them, like the “after care programs,” so when they return to the outside world they will become productive citizens again.

“When they come out of detention, they should have work to do, they should have decent sources of income,” he told the BJMP in the BARMM.

Abalos has met officials of the BJMP, police and barangay officials at the Ministry of the Interior and Local Government where he announced that his department is glad that only 10 police officials have not yet submitted their courtesy resignation after his call, which he said was aimed at internal cleansing in the police force after exposing that few of them are part of the narco problem.

He said he is thankful of the police officials’ cooperation, and pointed out that “some of those who have not yet submitted [their resignation letters] are retiring.”

Dam...

from page 1

sustainable irrigation water to approximately 1,600 hectares of suitable lands, covering 11 barangays. The dam’s construction started in Nov. 2011 but was halted due to Typhoon Pablo and completed in 2014. With a PHP498-million budget, the infrastructure was the last of the big-ticket projects of the 15-

year Mindanao development program. “While it is hard to let it go since it was our legacy project, there is an urgency to turn over its management to the agency due to the province’s current financial challenges,” Malanyaon said. This year, the province is set to undergo a PHP400 million budget cut from its share of the national income due to the pandemic. (PNA)

BIR...

from page 1

smugglers a market for their products. “We are not only stopping the entry of smuggled cigarettes, but we also deny them where to sell their products,” Dalipe said. Dalipe and Col. Alexander Lorenzo, city police director, accompanied the BIR personnel in inspecting the market stalls selling cigarettes. Dizon said they previously identified 62 stalls to be inspected at the main public market, but some of them were already closed when the BIR team arrived. “This is not a one-day campaign. We will come back,” Dizon said. On Jan. 21, police and Bureau of Customs personnel seized some P5.5 million worth of smuggled cigarettes near Tictabon Island here with the shipment coming from Jolo, Sulu. (PNA)

Coops...

from page 1

the recipient cooperatives are from the town of Trento while the other beneficiaries were from the towns of Esperanza, Prosperidad, Santa Josefa, Veruela, San Francisco, Loreto and Bayugan City. In a phone interview Tuesday, Nelia Labaso Codoy, the manager of Remedios Farmers Multipurpose Cooperative in Esperanza town, said they will utilize the financial aid to boost their catering business which is already running for more than three years. “We are so thankful to the provincial government for this financial support. This will help expand the catering business of our cooperative,” Codoy said. She added that an expanded catering business will also benefit the 186 members of their cooperative. (PNA)

Cinema...

from page 2

PWDs as “one way of recognizing their existence.” The free movie privilege only applies to regular movie screenings, excluding special cinemas such as Dolby Atmos, Imax Theaters, Director’s Club, and 3D and 4D theaters, according to the ordinance. The PWDs will have to pass their movie pass booklet upon entry to the cinemas every Monday when they avail of the privilege. “The first screening time is intended for the PWDs to ensure their safety since it is not yet crowded. Cinema owners will allocate five percent of their total seating capacity to PWD moviegoers during their Monday screening time,” Bonguyan said. The councilor warned that any individual who commits fraudulent means to avail of the free movie privilege will be penalized with a fine of P2,000 for the first offense, P3,000 for the second offense, and P5,000 for the third offense. (PNA)

Islamic...

from page 3

governance framework.

She said a Shari’ah Supervisory Board was also established in the Bangsamoro Autonomous Region in Muslim Mindanao through a joint circular signed by the BSP, the Department of Finance, and the Bangsamoro government.

She said the board has been tasked to “issue opinions on the Shari’ah compliance of Islamic products and services that will be offered here in the Philippines.”

“This is very important because we need to ensure also that the products and services that will be offered by Islamic banking institutions are also compliant with Shari’ah principles,” she added. (PNA)

School...

from page 4

amazing is those other six successful lawyers could not drop out because they never even went to law school! They all studied law on their own.

Actually, for every one of us the school of life is always in session. We are designed never to stop learning our Creator’s laws and ways of life. In fact, the word disciple means a “lifelong learner” or “lifetime student” of Jesus, the Maker and Master of life. Once and for all, won’t you ask Him to

Gumabon NHS Conduct Quantitative Research

By: Jerry P. Ramo Master Teacher I

There are issues and concern in our surroundings, either health, financing, family problem, education, environmental degradation, and climate change. All of the queries distorted the mind of some concern citizens. In addressing resolution against all of the odds, the Grade 12 learners from Gumabon National High School conduct quantitative research.

The said undertaking serve as the application of the theories the learners have learned from their teacher inorder to measure their knowledge with the competencies expected being inculcated to them during class discussion. Some of the researchers focuses on:

1.The Effect of Facebook Addiction In Relation to Academic Performance,

become the Maker and Master Teacher of your completely new life with Him today? Just think a minute…

Cebu...

from page 5

and reinstating all international destinations including Melbourne, Macau, Shanghai, Shenzhen and Xiamen.

The carrier will also be increasing the frequency of flights to international destinations such as Bangkok, Brunei, Sydney and Guangzhou.

Meanwhile, Mr. Lao said that the New Year technical glitch at the Ninoy Aquino International Airport had minimal effect on the airline.

“Obviously, it’s not a great experience for those that were impacted [but it quickly normalized the day or days after] … I think it is what it is,

[we] dealt with it and it won’t impact our recovery,” Mr. Lao said.

According to Mr. Lao, what is important is the quick recovery of operations with the help of the government.

Meanwhile, CEB is done with capital-raising activities, which will be mainly used for its target of 10 additional aircraft this year.

“We are looking at P42 billion capital expenditure for 2023. Obviously, most of that would be aircraft-related,” Mr. Lao said.

Ipanumpa...

from page 8

XYNTHESIZE posted a video of his progress on social media which was immediately seen and encouraged by Oh! Caraga, motivating him further to finish

Quality Education for Young Students

By: MIRETES D. RODRIGUEZ Head Teacher III Bolinsong Integrated School

The expectation is for schools to have a clear focus on educational objectives, and high-performing schools require a clear vision, goals, and educational objectives for their staff members and students. Schools should prioritize student learning while aiming for the highest possible standards. Additionally, schools require a common understanding of change as well as precise objectives and operational guidelines for student development. Every school needs to understand their goals and the reasons behind them. Goals for student learning outcomes and performance should be established by schools, who should have a clear focus on the educational objectives. High performance and productivity as well as highquality education depend on a helpful learning environment. Students require support and incentive to successfully complete all learning objectives, whether they are young learners or adults. A supportive atmosphere is one that promotes improvement despite failure and is built on

the demo. Gatimondoc accepted the demo and provided the multitracks needed to complete the project.

XYNTHESIZE’s close friends

L’Ray and Kelvin, assisted in giving the remix its final sound by adding and layering instruments and sounds. Larry of Big Foot Studios and Network Rome mastered the remix, and after the contract singing the remix was released last January 10.

Cebu's contemporary hit radio, Y101 FM premiered the Ipanunumpa Ko’s Festival Mix, and it was later featured and topped Spotify's editorial playlist, New Music Friday Philippines. When the remix was aired during the recent Sinulog Festival Week, it soared high on the city charts, peaking at #2 in Cebu, #3 in Cagayan de Oro, and #4 in Davao on Spotify's Local Pulse.

EXTRA-JUDICIAL SETTLEMENT OF ESTATE WITH SPECIAL POWER OF ATTORNEY OF THE DECEASED WILLIE TAN, SR. AND GENEVER TAN.

KNOW ALL MEN BY THESE PRESENTS:

positive reinforcement. When students are motivated to study and get psychological, social, and intellectual support in the classroom, they are encouraged to excel and are more likely to make their own extra efforts. Better student achievement and high-quality education are especially encouraged by this.

Students who receive a high-quality education can grow in all the qualities and abilities necessary to realize their full potential as individuals and as contributors to society. In order to provide a highquality education, a school must consider the positive changes it wishes to see in each student. Having high expectations and assisting the learner in achieving them A high-quality education is a crucial tool for acquiring the best knowledge and fostering social modernization. Individual learning outcomes may vary depending on the setting, but everyone should have acquired the fundamentals of life skills, scientific knowledge, and reading and numeracy by the beginning of the elementary school cycle.

Bookkeeping

By: JOHN REY B. SISO Administrative Assistant I DepEd Division of Ozamiz City Budget Section

Learners during Classes,

4.The Importance of Google Social Media to the Performance of Learners,

5.Unemployment of Parents and Economic Status of the Family,

6.The Effect of Alcoholism Towards the Health of Some Inhabitants In Gumabon.

This quantitative type of research is being administered by floating survey form to obtain data. There are target respondents to represent the entire population. After the conduct of this research; researchers are expected to 1. give analysis and interpretation of the data, 2.can conclude, and 3.can recommend some aspects for improvement.

The teacher has a positive outlook that in doing this endeavor it can be a good remedy to training the learners as they are to enter tertiary education. Let’s go searching!

BOOKKEEPING is the recording of financial transactions and is part of the process of accounting in business and other organizations. It involves preparing source documents for all transactions, operations and other events of a business.

Transactions include purchases, sales, receipts and payments by an individual person or an organization/corporation. There are several standard methods of bookkeeping including the single entry and double entry bookkeeping systems. While these may be viewed as real bookkeeping, any process for recording financial transactions is a bookkeeping process.

The person in an organization who is employed to perform bookkeeping functions is usually called the

bookkeeper. They usually write the daybooks and document each financial transaction, whether cash or credit into the correct daybook and the general ledger.

Thereafter, an accountant can create financial reports from the information recorded by the bookkeeper. The bookkeeper brings the books to the trial balance stage from which an accountant may prepare financial reports for the organization such as the income statement and balance sheet.

The origin of bookkeeping is lost in obscurity but recent research indicates that methods of keeping accounts have existed from the remotest times of human life in cities.

Babylonian records written in styli on small slabs of clay have been found dating to 2600 BC.

That the late, WILLIE TAN, SR. AND GENEVER TAN who died intestate on APRIL 26, 2013 AND SEPTEMBER 29, 2019 respectively, at the time of their death, left a real property registered in their names, TECHNICAL DESCRIPTION T-116705, LOT 7-A-2, BOUNDED ON THE NE., ALONG LINE 3-4 BY LOT 7-B (LRC) PSD-10-015264; ON THE SE., ALONG LINE 4-1 BY LOT 7-A-1, PSD-10-026566; ON THE SW., ALONG LINE 1-2 BY LOT 9, (LRC) PSD-17160 (EXISTING ROAD); ON THE NW., ALONG LINE 2-3 BY LOT 7-H, (EXISTING ROAD) PSD-10015264. CONTAINING AN AREA OF SIX HUNDRED (600 SQ.M.) SQUARE METERS MORE OR LESS, and has been the subject of EXTRA-JUDICIAL SETTLEMENT OF ESTATE WITH SPECIAL POWER OF ATTORNEY OF THE DECEASED WILLIE TAN, SR. AND GENEVER TAN, AGREEMENT made on this 13th day of January 2023 at CAGAYAN DE ORO CITY by and among: WILLIE M. TAN JR., married, of legal age, Filipino, and resident of Cagayan de Oro City; CHRISTINE T. OCLARIT, married, of legal age, Filipino, and resident of Gumamela Extn, Carmen; JAY TAN, married, of legal age, Filipino, and resident of Casulog Salay, Misamis Oriental; KHIM TAN, married, of legal age, Filipino, and resident of Purok 1, Bingag; MICHELLE T. JAMISOLA, married, of legal age, Filipino, and resident of Zone 6, Gumamela Ext., Carmen, Cagayan De Oro City; ROQUE M. TAN, married, of legal age, Filipino, and resident of B 200 L 10 Area 11 Phase 3 San Jose Del Monte Bulacan, represented by WILLIE M. TAN JR. by virtue of Special Power of Attorney with Doc. No. 94, Page No. 20, Book No. XXXIV, Series of 2021, attached hereto as Annex "A" . That, HEIRS of WILLIE TAN, SR. AND GENEVER TAN, does hereby name, constitute and appoint and by these presents have NAMED, CONSTITUTED and APPOINTED his/her/their co-heir, WILLIE M. TAN JR., as his/her/their true and lawful attorney-in-fact for and on his/her/their name, place and stead, to perform the following special powers, To negotiate and enter into a Lease Agreement with Dito Telecommunity Corporation a corporation duly organized and established under Philippine laws and with principal office address at 11th Floor, Udenna Tower, Rizal Drive corner 4th Avenue, Bonifacio Global City, Taguig City, represented herein by its Director for Acquisition and Permitting, BENEDICTO L. LACSAMANA, over the above-described property on such terms and conditions as may be deemed reasonable by our said Attorney-in-fact, including stipulations in the Lease Agreement that the monthly rental and other consideration/s on the lease shall be paid by check to be issued in the name of WILLIE M. TAN JR. who shall issue an acknowledgment receipt thereof upon receipt of the corresponding payments. To sign the Lease Agreement and to deliver and execute any and all necessary papers and documents relative to the lease of the premises to Dito Telecommunity Corporation; and To accept the check to be issued by Dito Telecommunity Corporation, in the name of our attorney-in-fact, representing rentals thereof and other charges, to encash the same and issue acknowledgement receipt therefor. To perform any other act/s necessary to realize the above-mentioned special powers. Filed by the heirs of WILLIE TAN, SR. AND GENEVER TAN, as per Doc. No. 433; Page No. 87; Book No. 04; Series of 2023 under the Notarial Registry of ATTY. DELBERT JOHN Z. BARSAGA

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Ipanumpa Ko remix soars high in Spotify’s Local City Charts

An iconic Visayan hit song’s festival remix is gaining an even wider audience in the digital music service Spotify.

The song Ipanumpa Ko by Oh! Caraga previously featured on the band's live radio performance at Wish 107.5 after making it as one of the finalists in the International Songwriting Competition (ISC) in the World Category in 2020, has registered over four million streams on Spotify.

When Ipanumpa Ko went viral, XYNTHESIZE (born Xavier Yates Dedeles ) saw its potential to become an even bigger hit and started working on the remix project last August 2022.

The original song, written by Kenneth Corvera, Adam Corvera, and Sherwin

Fugoso, dwells on a higher kind of love - a love that transcends boundaries, changes and disrupts societies, and tests one's dedication.

Jude Gatimondoc, Kadasig label manager and one of the founders of the Visayan Pop Music Festival (Vispop), commissioned the remix by XYNTHESIZE as an anthem/soundtrack for the post-festival documentary of the 2023 Vispop Music Festival, headlined by local artists Kurt Fick, TJ Monterde, and Ferdinand Aragon, held January 11, 2023 at The Terraces, Ayala Center Cebu.

Vispop is a Cebuano national songwriting campaign and competition for pop music compositions launched in Cebu City, Philippines on 2012. The competition is under the auspice of Artists and Musicians Marketing Cooperative (Artist Ko). From 2013-2017, it was staged in cooperation with the Filipino Society of Composers, Authors and Publishers (FILSCAP). Vispop’s winning entries became hits in various regional FM radio stations, even those in non-Cebuano speaking localities. Vispop later became a catch-all term for songs produced from the contest and contemporary Cebuano music.

IPANUMPA/PAGE 7