BusinessWeek Mindanao (March 1-2, 2023)

MINDANAO

Market Indicators

Overcharging taxis

THE Land Transportation and Franchising and Regulatory Board of Northern Mindanao (LTFRB-10) has asked the commuters to report any irregularities committed by taxi drivers here.

The LTFRB-Reg. 10, in its Facebook post, said that details including plate number, operator’s name, trade name and the body number of the taxi must be taken should any passenger find any irregularity being committed by a taxi driver.

The agency issued the reminders amid allegations that numerous taxis, particularly in the Macabalan Port of Cagayan de Oro, were either over-charging their fare rates or resorting to a practice of ‘contracting’ the passengers instead of using meters.

Oro job fair

THE Department of Tourism Region 10 (DOT-10) and the Department of Labor and Employment Region 10 (DOLE-10) are urging all job seekers in the region to get ready as they will launch the ‘Trabaho, Turismo, Asenso!’ Philippine Tourism Job Fair Northern Mindanao leg on March 30 and March 31 this year at the Limketkai Atrium in this city.

The DOT-10 said the activity is primarily intended to bridge employment opportunities for the tourism industry and revitalize its workforce to recover from the losses during the pandemic.

Marie Elaine Unchuan, DOT-10 director, said in a press conference on Thursday, Feb. 28 that the DOLE-10 will provide a link for the online registration prior to the activity, but she said they will still accept walk-in applicants.

Durian capacity

FARMERS said ahead of the July durian harvest that they do not know how the Philippines will service China export demand, based on their estimates for crop volume.

“We are wondering where the durian will come from,” Federation of Free Farmers Raul Q. Montemayor said.

He said his conversations with durian farmers in Davao indicate that while they are confident about meeting Chinese quality standards, volume is another matter.

The Davao Region accounts for 78% of national production of durian.

YOUR

CREDIBLE RELIABLE IN-DEPTH

NTC to probe group behind telco modus

T

BOAT RIDE TO HOME. Residents ride pump boats to go home to their communities along the Rio Grande de Mindanao in Cotabato. MindaNews file

BARMM okays P130-M investments in February

COTABATO City – The Bangsamoro Autonomous Region in Muslim Mindanao's (BARMM) investment body has approved nearly P130 million worth of investments in February, bringing this year's current regional investment to more than P604 million.

The Bangsamoro Board of Investments (BBOI) has approved the registration of two investments – the M & R Layer Poultry Farm and the Timako Bayu Seafood Resto.

With a combined investment of P129.8 million, both businesses are expected to generate 122 local jobs.

producers, and increasing employment opportunities for the domestic labor force," said BARMM Trade Minister Abuamri Taddik, an exofficio BBOI board member.

On the other hand, Timako Bay Seafood Resto is a tourism-related facility and attraction located in Barangay Kalanganan 2 here.

The restaurant's total project was placed at P22.5 million and is expected to generate 30 jobs.

"We have a relative who experienced this lately; some individuals claiming to be from a telco but when verified, they were not associated from any firm," he said in an interview here.

Buenavista noted that telecommunications giant PLDT-Smart warned the

Agencies, traders told to be responsible taxpayers

By MARK FRANCISCO Staff Writer

BUREAU of Internal Revenue

(BIR)-10 Regional Director

Emir U. Abutazil urges partner agencies and businesses to join the crusade on being responsible taxpayers with the campaign theme, "Tulongtulong sa Pagbangon, Kapit Kamay sa Pag-ahon, Buwis na

Wasto, Alay Para sa Pilipino," held at BIR Covered Court, Bulua, here, February 23.

"This tax campaign is conducted every year to encourage individuals and businesses to comply with tax laws and regulations as well as to raise awareness about tax obligations," he said.

The Chinese Chamber

HE National Telecommunications Commission in Northern Mindanao (NTC10) said Monday it will conduct an investigation on the involvement of individuals or groups claiming to represent telecommunication companies (telcos) in order to infiltrate private premises.of Commerce, Cagayan de Oro, and Misamis Oriental LGUs also participated in the event by signing a pledge of support for the Bureau’s programs and initiatives for 2023.

"The business sector is very supportive of BIR, we appreciate the programs

M & R Layer Poultry Farm is an agricultural and agribusiness producer of halal eggs, located at Barangay Buliok in Sultan Mastura town, Maguindanao del Norte province.

DAVAO City — Former Sarangani Governor Miguel Rene Alcantara Dominguez has joined the 60-year-old Alsons Development and Investment Corporation (Alsons Dev) as its new director who will oversee the business strategy and operations of the premier property developer and real estate pioneer in Davao City. Alsons Dev is the real estate

"The BARMM is now in the process of developing and promoting halal industries among our farmers and

A halal restaurant with a beach-type ambiance, the proponent will serve local seafood dishes and offer catering services and a function hall that can accommodate a maximum of 200 people.

The BBOI-BARMM is targeting P2.5 billion in investments this year.

From January to February, the body approved investments amounting to over P604 million, accounting for 24.1 percent of the total target investments for the year.

(PNA)

photo by FROILAN GALLARDO

RIVER FISHING. A fisherman casts his net at the Mandulog River in Iligan City. MindaNews photo by BOBBY TIMONERA

NTC-10 Director Teodoro Buenavista Jr. said these individuals may be linked to a wider network or syndicate operating not only in the region but throughout Mindanao.

Nat’l Hijab Day gets okayed in Bangsamoro parliament

COTABATO City – A resolution seeking to support Senator Robinhood Padilla’s Senate Bill No. 1272 and its counterpart House Bill No. 5693 in the House of Representatives, which declares Feb. 1 of every year as National Hijab Day, was approved by the Bangsamoro Transition Authority (Parliament).

Principally authored by Member of Parliament (MP) Diamila DisimbanRamos, Proposed Resolution No. 162 or "Resolution Expressing The Unequivocal Support Of The Bangsamoro Parliament To Senate Bill No. 1272 And House Bill

No. 5693, Both Declaring The First Day Of February Of Every Year As National Hijab Day And Promoting An Understanding Of The Muslim Tradition Of Wearing A Hijab" has been passed by the BTA during its 19th plenary session. The legitimate intent of these bills in both chambers of Congress is to resolve discrimination, oppression, misunderstanding, and misinformation regarding women wearing the hijab, to promote equality and empowerment, education, and protection, as well as to cultivate a culture of peace, inclusivity, and unity amidst

diversity.

"As a Member of the Bangsamoro Transition Authority - Parliament that earnestly promotes the rights, development, protection, representation, and opportunities for women, I strongly believe that the enactment of these is a significant expression of our solidarity and collective support for the National Government to remain faithful to its mandate to ensure the equality of women and men before the law as well as the free enjoyment of religious profession and worship

Conflict-affected farmers in Agusan get skills training

BUTUAN City – Forty farmers who are members of the Talcon Farmer’s Poverty Association (TFPA) and the Consorcia Philippine Coconut Association in Las Nieves town, Agusan del Norte province have undergone a three-day skills training for added business opportunities.

In a statement Thursday, the Army’s 23rd Infantry Battalion (IB) said the skills training, dubbed as Community-Based Training and Enterprise Development (CBTED), is for villages formerly affected by encounters between government forces and communist rebels.

The 23IB said the CBTED, which started Tuesday in Barangay Consorcia, aims to strengthen the livelihood activities of the members of the two farmers' associations

while providing them the means to start with coco peat and coco coir production.

“The 23IB is intensifying its efforts in assisting and monitoring the livelihood programs of people’s organizations to ensure their sustainability and progress,” the Army unit said.

The initiated was facilitated by the Las Nieves local government unit (LGU) with the support of the Technical Education and Skills Development Authority, the Department of Agriculture, and the Department of Trade and Industry.

In a separate statement on Thursday, the Las Nieves LGU said Barangay Consorcia was among the villages in the town severely affected by armed conflicts in the past due to the presence of

DEED OF ABSOLUTE SALE

KNOW ALL MEN BY THESE PRESENTS:

This Deed of Absolute Sale is made executed by:

AGUSAN/PAGE 7

PACITA TAPULGO PALARAN, of legal age, Filipino Citizen, ( married to Victor Palarandeceased ) and resident of Zone 5, F.S. Catanico, Cagayan de Oro City, herein referred to as the VENDOR. -IN FAVOR OF-

MERLIE ENGCORNAL ACHAS, of legal age, married to ROMEO TAPULGO ACHAS, Filipino Citizen and resident of Zone 24, Maribjoc, Natumolan, Tagoloan, Misamis Oriental, herein referred to as the VENDEE; WITNESSETH :

That the VENDOR is the exclusive owner and beneficiary of a parcel of land which she inherited from his deceased parents, which parcel of land is more particularly described as follows:\

“ A parcel of land identified as Lot 1746-#, Psd-10-030130, being portion of Lot 1746, Pls-799 Tagoloan Public Land subdivision, located at Casinglot, Tagoloan, Misamis Oriental. Bounded on the North along line 4-5 by Lot 1746-K, Psd-10-030103; on the East by line 5-1 by Lot 1749, Pls-799; on the South along line 1-2 by Lot 1746-I, Psd-10-030103; and on the West by line 2-3 by Lot 1746-F, Psd - 10- 030103, along line 3-4 by Lot 1746-G, Psd-10-030103; Containing an area of THREE THOUSAND TWO HUNDRED (3,200) Square Meters, more or less and covered by Transfer Certificate of Title No. C-10485";

That for and in consideration of the sum of FIFTY THOUSAND PESOS (Php50,000.00)

Philippine Currency, full receipt of which is hereby acknowledged in this instrument by the VENDOR to her full satisfaction, the herein VENDOR by these presents do HEREBY SELLS, TRANSFERS, CEDES and CONVEYS the above described a parcel of land unto the said VENDEE, her heirs, successors and assigns, with all the improvements that maybe found therein, and parcel of land is free from all liens and encumbrances of whatever nature;; That the provisions of Article 1619 to 1623 of the New Civil code have been complied with in the execution of this Absolute Sale;

IN WITNESS WHEREOF, the PARTIES hereto have hereunto set their hands this 10th day of September 2020 in the Municipality of Tagoloan, Misamis Oriental, Philippines.;

Vendor Vendee OSCA I.D. NO. 15570 VIN-4324-1104A-11468MEA-20002-0

SIGNED IN THE PRENSENCE OF: and ACKNOWLEDGMENT REPUBLIC OF THE PHILIPPPINES ) MUNICIPALITY OF TAGOLOAN )S.S. PROVINCE OF MISAMIS ORIENTAL)

X-------------------------------------------^ BEFORE ME, Notary Public for and in the City of Cagayan de Oro and the Province of Misamis Oriental, personally appeared the above PARTIES with their Competent Evidence of Identities as indicated below their respective names above„ Known to me and to me known to be the same persons who executed the foregoing instrument and they acknowledged to

EXTRA-JUDICIAL SETTLEMENT OF ESTATE OF ANTONIO ABADILLA PIZARRO, JR. AND RESURRECCION CASTRO-PIZARRO

Notice is hereby given that the late ANTONIO ABADILLA PIZARRO, JR. AND RESURRECCION CASTRO PIZARRO (hereinafter referred to as “DECEASED” for brevity) who respectively died without any will on November 26, 2019 and May 26, 2014 at Cagayan de Oro City, Misamis Oriental, Philippines; THAT, the DECEASED, at the time of their death, left the following parcels of land with their respective improvements: TD/TCT NO. 1 . TCT No. N-149010; LOCATION OF PROPERTY Quezon City; TYPE OF PROPERTY Residential; LAND AREA 496 sq.m.; REGISTERED OWNER Resurreccion Castro Pizarro; TD/TCT NO. 2. TCT No. T-6604; LOCATION OF PROPERTY Lunocan, Manolo Fortich Bukidnon; TYPE OF PROPERTY Agricultural Land; LAND AREA 7.7592 has.; REGISTERED OWNER Antonio A. Pizarro, Jr.; TD/TCT NO. 3. TCT No. T-7932; LOCATION OF PROPERTY Lunocan, Manolo Fortich Bukidnon; TYPE OF PROPERTY Agricultural Land; LAND AREA 7.2901 has.; REGISTERED OWNER Antonio A. Pizarro, Jr.; TD/TCT NO. 4. OCT No. P-5630; LOCATION OF PROPERTY Cawayan, Lantapan Bukidnon; TYPE OF PROPERTY Agricultural Land; LAND AREA 15.5405 has.; REGISTERED OWNER Antonio A. Pizarro, Jr.; TD/ TCT NO. 5. TD No. 16-01-18774 & TD No. 16-01-18775 LOCATION OF PROPERTY North Poblacion, Maramag Bukidnon; TYPE OF PROPERTY Plants and Building; LAND AREA; REGISTERED OWNER Antonio A. Pizarro, Jr.; TD/TCT NO. OCT No. P-4595; LOCATION OF PROPERTY North Poblacion, Maramag Bukidnon; TYPE OF PROPERTY Agricultural Land; LAND AREA 2.7797 has.; REGISTERED OWNER Antonio A. Pizarro, Jr. are the subject of EXTRAJUDICIAL SETTLEMENT OF ESTATE OF ANTONIO ABADILLA PIZARRO, JR. AND RESURRECCION CASTROPIZARRO. Made and entered into in Cagayan de Oro City, Philippines, by and between the following:

1. SOLITA CASIÑO-PIZARRO, of legal age, Filipino, widow, and a resident of Tagoloan, Misamis Oriental;

2. EPENITO ANTONIO GUERRERO CASIÑO PIZARRO, of legal age, married and a resident of Halifax, Nova Scotia; 3. MARIA KATRINA PIZARROTATTRIE, of legal age, married, and a resident of Dartmouth, Nova Scotia;

4. JULALEE PIZARRO-CANO, of legal age, Filipino, widow, and a resident of Cagayan de Oro City; 5. ROSAMUND ELEANOR PIZARRO-MORADAS, of legal age, married, and a resident of Mississauga, Ontario; 6. ANTONIO CASTRO PIZARRO, III, of legal age, Filipino, married, and a resident of Don Carlos Bukidnon; 7. FARADIVA FRANCISCA PIZARRO-BOLONIA, of legal age, married, and a resident of Basildon Essex, United Kingdom; 8. TROY FRANCIS CASTRO PIZARRO, of legal age, Filipino, married, and a resident of Cagayan de Oro City;

9. OMARADJI CASTRO PIZARRO, of legal age, Filipino, married, and a resident of Cagayan de Oro City; 10. RENEE ELlZABETH PIZARRO-SANTIAGO, of legal age, Filipino, married, and a resident of Cagayan de Oro City;

11. ROSEMARIE ZAMORA-PIZZARO, of legal age, Filipino, widow, and a resident of Cagayan de Oro City; 12. LYZA MARIE IZABEL PIZARROMANIGSACA, of legal age, Filipino, married, and a resident of Cagayan de Oro City; 13. CASSANDRA JESSICA ZAMORA PIZARRO, of legal age, Filipino, single, and a resident of Cagayan de Oro City; 14. FATIMA RESURRECCION CASTRO PIZARRO, of legal age Filipino, single/annulled, and a resident of Malaybalay City Bukidnon; 15. PAUL ANTHONY CASTRO PIZARRO, of legal age, Filipino, married, and a resident of Cagayan de Oro City; THAT to the best knowledge and information of the abovenamed HEIRS, the said DECEASED, at the time of their death, left no debts whatsoever; as per Doc. No.395; Page No. 79; Book No. 5; Series of 2022. Under the Notarial Registry of ATTY. ARMEN RASHID O. MALAWAN.

BWM Mar 1, 8 & 15, 2023

Report: PH seen to weather possible global recession

THE Philippine government’s push to increase its infrastructure spending and the recovery of the manufacturing sector, among others, are expected to buoy the domestic economy from the impact of the possible recession in the United States.

According to February 2023 issue of The Market Call, the joint monthly publication of the First Metro Investment Corporation (FIMC) and the University of Asia and the Pacific (UA&P), “most recent economic data suggest that the Philippine

economy may weather the global recession relatively unscathed.”

It said while employment may grow slower in the near term, with the December 2022 level up by 4.3 percent from the previous month’s 4.2 percent, “total manhours (MH) of work slightly increased to 1.98 billion MH from 1.97-B MH in November.”

“This gain offset the 704,000 drop in total employment to 49 million, a close second to the alltime record level of 49.7 million achieved a month ago,” it added.

The report cited the

decline in unemployment rate last December to 12.6 percent from the previous month’s 14.4 percent.

The manufacturing sector grew faster last January, with the Purchasing Managers Index (PMI) up at 53.5 from 53.1 in the previous month.

The report cited the drop in the level of the government’s total liabilities by the end of 2022 to P13.4 trillion, lower by around P2 billion compared to the November 2022 level.

The Bureau of the Treasury (BTr) traced the

Bank seeks to boost Islamic finance in PHL

A TURKISH LENDER is in talks with the Bangko Sentral ng Pilipinas (BSP) to help set up Islamic banks and Islamic banking units (IBUs) in the country, an official said on Friday.

BSP Deputy Governor Chuchi G. Fonacier told reporters during the central bank’s annual reception for the banking community that officials from a Turkish bank visited the BSP recently, which was already the third lender that approached the regulator to help push Islamic banking in the Philippines.

“Their objective is to help put up (Islamic banks and IBUs in the country),

although they’re an Islamic bank themselves,” Ms. Fonacier said in a mix of English and Filipino.

“I was engaging them and asked them ‘maybe you want to consider also putting up, have a presence here,’ but they said they’re still scanning the market,” she said.

“But they’re very much open to helping prospective players outside that would like to come in. They said they can assist,” she added.

Ms. Fonacier said the BSP had exploratory talks with two banks to set up IBUs in the country before the pandemic hit in 2020.

However, the two banks “did not reconnect” with

the regulator because of the global crisis.

She added that a European bank was interested in setting up shop in the Philippines, but “changed their mind” due to changes in their strategic direction amid economic developments in their home country.

Asked if the BSP has eased the minimum capital requirement for Islamic banking units, Ms. Fonacier said they are still getting feedback from prospective players.

“The capitalization is still the same. It’s difficult to set it right away because we want to encourage

BANK/PAGE 7

decline to the appreciation of the peso against the US dollar and the net redemption of domestic government securities.

“While NG (national government) financials for December will come

out only by the last week of February, the minor increase in debt-to-GDP (gross domestic product) ratio to 60.9 percent in 2022 from 60.4 percent a year earlier enables us to infer that the total deficit

for the year fell below NG (national government) targets. The decline of domestic debt by P219.6 billion in December from the previous month would tend to support this logic,” it added. (PNA)

Robinsons Bank launches e-savings feature for online banking app

ROBINSONS BANK Corp. on Wednesday announced that they are launching an automated savings feature for their online banking app RBank Digital.

The savings feature called Rkansya is available to anyone with a Robinsons Bank savings or checking account, the lender said.

“Rkansya, the newest digital piggy bank in town, is revolutionizing the way customers save and achieve their financial goals — whether it’s for a new travel destination, a gadget or gaming console upgrade, or maybe even to build a rainy-day fund,” Robinsons Bank said in a statement.

The Gokongwei-led bank said the auto-debit

feature will automatically fund the Rkansya using a linked savings or checking account, depending on the duration of time selected by the user.

“Unlike your traditional piggy bank, it’s easier to track your progress with Rkansya as you’ll always see how far you’ve come,” the lender said.

Robinsons Bank’s website showed the minimum balance to earn rewards for Rkansya is at P2,000, while the maximum is at P500,000. There is no required maintaining balance.

The bank said clients can earn 3 Go Rewards points per month for every P2,000 maintained in their

Rkansya. If no withdrawals are made within three months, an extra 2 Go Rewards points will be awarded quarterly, it added.

Users can save for a minimum of three and a maximum of 12 months, with the promo period lasting a year after launch. Rkansya also provides real-time updates on the amount saved, the timeline, and remaining balance. Users can also make multiple Rkansya accounts to save for different goals, it added.

Robinsons Bank will soon merge with listed Bank of the Philippine Islands under a deal announced last year.

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No to Development Aggression opinion

PresBBM Trailblazes Sustainable Development

Let there be no mistake on the very essence of cooperativism that we are now advancing otherwise we are no better than the neo-liberal capitalists whose development paradigm can be likened to the workings of an auto-immune disease syndrome (AIDS), where no less than the body’s defense mechanisms are attacking the vital organs.

the ecosystems and left the ecological people wallowing in poverty. It is even a glaring paradox that we talk of agricultural development, yet, our country is still not self-sufficient even on basic staples like rice and milk. Yes, everyone is profiting from farming except the farmers.

fault area. What a tragedy in a country that cannot even put-up a hospital for the Indigenous People who are dying early for not knowing what an anti-biotic means!

KIM’S DREAM

CHRIS PANGANIBAN Regional Editor - Caraga

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Grace to Change

Think a minute… The statesman and financer Cecil Rhodes who started his world-famous Rhodes Scholarships was also known for being a fine dresser. He once invited a young man to his home for dinner. This guest traveled far by train, so he arrived just in time to go directly to Rhodes’ home in his wrinkled, travel-stained clothes. When he got there, he was embarrassed to see all the other guests wearing their finest evening clothes. But the host, Rhodes, was nowhere to be seen.

A few moments later Rhodes returned wearing a shabby old blue suit. The young man later learned that his host, the distinguished Mr. Rhodes, had been dressed in a formal evening tuxedo. But when he heard of his guest’s embarrassment, he slipped away to change into an old suit. Grace is doing whatever it takes to make a person feel accepted.

A passenger on a train was in the dining car looking over the lunch menu. The list included both a chicken sandwich and a chicken salad sandwich. He decided to get the chicken salad sandwich,

Let notice be served to one and all that we in the cooperative movement are firmly adhering to the United Nations’ definition as the full development of human potentials, the expansion of choices and opportunities. That for development to be so, it must pass a three-way test: First, is it ecologically sustainable? This means it does not harm the environment but instead nurtures it; Second, does it benefit the people? This means, responsive to their needs; and Third, does it have people’s participation? Unless all of the three criteria are satisfied, no development can take place, only maldevelopment or development aggressions!

It is quite puzzling that so much has been said about development, yet, we have totally destroyed

The IMF-World Bank spoke of development before, toppling down the forest to give way to Chico River Dam in the Mountain Province despite the serious resistance from the Ifugaos led by Macling Dulag. It was then the time when projects were just rammed down the throats of the populace and no amount of protest could stop such outpourings what had been described then as development aggressions.

That name was again invoked in putting-up the Bataan Nuclear Power Plant that cost the country more than two and half billion dollars, when the price should only be a billion or so. For interest alone, the Philippine government is paying an amount yearly bigger than the annual budget of the health department for a mega project that had not at all produced even a single watt of electricity as it was established in an earthquake-

It was the height of the travesty, a Trojan horse that has sucked the nation dry of its economic blood burying us in heavy foreign debt that even the new born must pay for something that has not at all benefit the country.

But we need not look far to see how the word is mangled beyond recognition. The loggers have decimated our forests, industries have treated the bays as their waste pits, costly agricultural technologies tied up to use of heavy chemicals promoted, mangroves destroyed to give way to structures - all done in the name of DEVELOPMENT!

All these speak well of development aggressions that must be rectified by the present dispensation whose amazing leader, PresBBm is pro-poor and is trailblazing a sustainable kind of development which is not only socially inclusive and in harmony with nature but more so, with good governance.

Before the rectification process, it behooves upon all

ORLAN R. RAVANERA

of us to re-examine what really is the essence of development and to define what it is not. It is not just providing for basic necessities such as food, shelter or clothing – even those in prisons have those. It is not increases in Gross National Products as such may have just made a few elite richer at the expense of the many wallowing in dire poverty.

Still in the dark on the essence of development?

If you are a member of a cooperative, REJOICE! You are highly adhering to the time-honored and universally-accepted cooperative principles and practices which are now the countervailing force to stop development aggressions. Indeed, be transformative for people, planet, prosperity and peace – all for the greater Glory of God!

The case for financial policy reforms

THINK A MINUTE

JHAN TIAFAU HURST

but mistakenly wrote chicken sandwich on the order slip. When the waiter brought the chicken sandwich, the customer became angry. Instead of showing the customer his order slip that proved he was the one who made the mistake, the waiter kindly returned the chicken sandwich and brought the customer a chicken salad sandwich.

Later, the customer picked up his order slip and saw that he had been wrong, not the waiter. He apologized and offered to pay for both sandwiches. But the waiter said nicely: “It’s no problem, sir. I’m glad you ended up with the sandwich you wanted.”

Even though the waiter

On January 30, 2023, President Ferdinand Marcos, Jr. signed Executive Order (EO) No. 14, approving and adopting the Philippine Development Plan (PDP) 2023-2028. The EO formalizes the PDP’s goal of “reinvigorating job creation and accelerating poverty reduction toward a prosperous, inclusive, and resilient society.” The PDP’s approval is set against the backdrop of socio-economic gains and challenges.

As the government sets out to implement its plans for the next five years, two things must be considered. First, we must make sure that we sustain the country’s economic growth. Second, we must work together to address the binding constraints to the country’s development.

A key strategy identified in the PDP is promoting an inclusive, innovative, and healthy financial sector. This involves financial literacy, improving access to digital financial services, and intensifying consumer protection among others. These plans have corresponding policy instruments that were outlined in the PDP’s legislative priorities, namely the Financial Accounts Regulation Act, Digital Payments Act, Internet Transaction Act, and Banks Deposits Secrecy Bill.

For consumer protection, the Financial Accounts Regulation Act aims to tackle cybercrimes by prohibiting social engineering schemes

and money mules while the Internet Transaction Act aims to regulate businessto-business and businessto-consumer online transactions, including digital financial services. For government modernization, the Digital Payments Act authorizes relevant government institutions to adopt digital payment systems for efficient financial transactions and improve transparency in collections and disbursements.

Lastly, the Bank Deposits Secrecy Bill aims to strengthen the banking system’s capacity to address money laundering, tax evasion, and similar crimes. It allows the Bangko Sentral ng Pilipinas (BSP), in the exercise of its supervisory powers, to examine bank accounts in cases of fraud and unlawful activity. The Philippines is the sole country where the central bank has no authority to look at bank deposits, and our Bank Secrecy Law is the only remaining bank secrecy law in the world. Relaxing some of its restrictions can help the Philippines catch up with international transparency standards.

These policies can help realize the administration's plans for a strong financial sector and can create an enabling environment for financial institutions to introduce digital payments innovation, consumer protection mechanisms, and financial inclusion initiatives.

Private sector participation

With the potential benefits of these proposed policies, stakeholder support is crucial. Support can be done through participation in public hearings, consultations, drafting of implementing rules and regulations (IRRs), and policy implementation. The private sector can take the opportunity to contribute to policy discussions, especially for policies that are in line with their goals and values.

A good illustration of this is the support shown by the Bank of the Philippine Islands (BPI), through the Bankers Association of the Philippines (BAP) for the Financial Accounts Regulation Act. BAP has participated in hearings in the House of Representatives and worked with key legislators and industry members to promote the bill’s goal of strengthening mechanisms that will deter cybercriminals from victimizing banking customers through scams and other social engineering schemes. This participation is all the more needed as we await the bill’s approval in both chambers of Congress.

Sustained collaboration for the country’s development

It is encouraging to see that the government has been involving the private sector in key initiatives.

For instance, the PDP highlights the importance of partnerships with the

private sector, especially in reconfiguring public-private partnerships (PPPs) and the creation of the Private Sector Advisory Council (PSAC). PSAC members are industry leaders who provide expert views on sectoral issues, such as digitalization, agriculture, health, jobs, and infrastructure.

In an interview with members of the media during the BPI RISE (Reinforcing Inclusive Support for Micro, Small, Medium Enterprises) Bonds listing ceremony last January 30, BPI President and CEO Jose Teodoro “TG” Limcaoco stated that the bank is “excited about the government’s thrusts to bring in the private sector to help with infrastructure.” He also expressed BPI’s support for the government’s PPP projects. This is a testament to BPI’s vision of building a better Philippines – one family, one community at a time. This vision signifies the bank’s commitment to serving Filipinos to the best of its abilities, including working with the government for

: 0917-7121424 • 0947-8935776

Businesses urged to accelerate digitalization amid RCEP ratification

PHILIPPINE enterprises are urged to accelerate digital transformation as this can help them take advantage of the

benefits of the Regional Comprehensive Economic Partnership (RCEP).

Embracing technology amid the RCEP ratification

will help Philippine-based businesses to tap the large market of participating countries, according to digital transformation

PCC offers incentives to onion cartel whistleblowers

THE Philippine Competition Commission (PCC) is offering incentives to individuals with knowledge related to possible anti-competitive behavior amid the unusual surge in onion prices.

In a press conference Monday, PCC chairman Michael Aguinaldo said the commission has leniency program that protects whistleblowers and offers cartel participants immunity from suit or reducing fines in exchange for “spilling the beans” about the conduct of anti-competitive behavior that put consumers at disadvantage.

Aguinaldo admitted

that the agency is facing some challenges in its investigation of possible cartel or abuse of dominance conduct that could be the reason for the skyrocketing onion prices in the past months.

“This is what the Congress also has been trying to look for as well -- people who can spill the beans,” he said.

Aguinaldo said the leniency program is not limited to whistleblowers, but companies can also voluntarily avail of the program as they want to correct their anticompetitive behavior.

PCC’s leniency program aims to help the

commission to deter the creation of cartels and to aid in the detection or prosecution of the existing ones.

Under the program, the government is incentivizing those currently or formerly cooperated with cartels who have vital information and/or evidence that are needed for a successful investigation of the case.

“Immunity from suit or reduction of fine will be granted to qualified entities for committing to stop anticompetitive conduct and the voluntary disclosure of information necessary for the prosecution of the remaining cartel members,” the PCC said. (PNA)

Republic of the Philippines REGIONAL TRIAL COURT 10th Judicial Region BRANCH 44 Initao, Misamis Oriental rtc2ini044@judiciary.gov.ph | 09361786223

IN RE: PETITION TO CANCEL DECREE DECREE NO. 758253, AND REISSUANCE OFNEW DECREE FOR THE ISSUANCE OF ORIGINAL CERTIFICATE OF TITLE FOR LOT NO. 46211 CAD 237.

HEIRS OF HERMINIGILDO FABRICANTE

Namely: RICARDO, EDITHO, ADELA TERESITA, WAYNA, ZAIDA, JOSE, DANILO, HERMINIGILDO JR., ROWENA ALL SURNAMED FABRICANTE Petitioners, x------------------------------------------------------/

accelerator Stratpoint Technologies founder and chair Paco Sandejas told reporters in a recent interview.

The 15 participating countries in RCEP -- Australia, Brunei, Cambodia, China, Indonesia, Japan, Laos, Malaysia, Myanmar, New Zealand, the Philippines, Singapore, South Korea, Thailand, and Vietnam -- comprised one-third of the world’s population and economy.

Chapter 12 of the RCEP

deal is about electronic commerce.

Sandejas said Philippine businesses can be more competitive through digital technology, and Stratpoint aims to help local businesses accelerate their digital transformation.

Stratpoint chief executive officer MR Dela Cruz said talent and resources are the main challenges for Filipino businesses in starting their digitalization.

But she said enterprises

have to allocate a part of their resources to get on board with digital transformation.

“We’ve just scratched the surface of bringing companies to the cloud. It hasn’t been fast enough,” dela Cruz said. “Now, 2023 is all about digital acceleration, getting there with speed.”

Stratpoint’s new office in Mandaluyong City adopts the hybrid work arrangement in serving its local and foreign clients. (PNA)

High airfares here to stay: AirAsia’s exec

HIGH AIRFARES are here to stay as airlines take advantage of the postpandemic travel boom to lock in higher charges, Capital A Chief Executive Officer Tony Fernandes said.

“The fare environment is very good,” Mr. Fernandes said in an interview with Bloomberg Television on Tuesday from the sidelines of the Aviation Festival Asia in Singapore. “I think airlines have always underpriced their product. People are getting a little bit of a shock because they see prices a bit higher, but

MISCL CASE NO. 2022-1829

really we’ve been behind the curve on that as an industry.”

Airlines around the world have pushed up fares as demand outstrips supply following rapid rebound in travel after years of pandemic-era restrictions and as carriers struggle to get planes back in the sky.

“It’s not high prices, it’s real prices,” Mr. Fernandes said. “I think the fares you’re seeing now are really what you should have seen in 2019 as well.”

“After not having traveled for three years, peoples’ value of travel has

also gone up,” he added. “If you don’t have it for three years, you see how important it was.”

AirAsia will have its entire fleet of more than 200 planes back in service a year earlier than initially planned, Mr. Fernandes said.

“The main obstacle for us has been getting our planes back into service, and bringing 204 planes back is no mean feat,” he said.

“And what was initially predicted to be finished by May of next year we’ll do by May of this year.”

Mitsubishi Motors aims to expand market share

O R D E R

Before this court is a verified Petition to Cancel Decree No. 758253 and Re-Issuance of New Decree for the Issuance of Original Certificate of Title for Lot No. 46211 Cad 237, located at Sambulawan, Laguindingan, Misamis Oriental.

Finding the same to be sufficient in form and substance, the same is set for INITIAL HEARING on April 21, 2023 at 8:30 o'clock in the morning at this court, sitting at the Hall of Justice, Initao, Misamis Oriental. Persons interested in this petition are required to answer and appear before this court on the aforesaid date and make known their opposition thereto.

The Administrator of the Land Registration Authority is hereby directed at the expense of the applicant to cause the publication of the Notice of Initial Hearing in the Official Gazette and once in a newspaper of general circulation in the Province of Misamis Oriental.

Further, the applicant is hereby directed to furnish a copy of the application and its annexes to the Solicitor General. Lastly, let copies of this Order be furnished to the concerned office of the Department of Environment and Natural Resources (DENR) of this province.

SO ORDERED.

October 27, 2022. Initao, Misamis Oriental.

MITSUBISHI Motors Philippines Corp. (MMPC) is eyeing a higher market share this year as the car manufacturer is banking on increased demand for its vehicles.

Jack S. Ramirez, Jr., MMPC first vice-president for sales and marketing, said the company is aiming for a 16% market share by the end of its fiscal year in March, and an 18% share by 2025.

“Our fiscal year is from April to March [of the following year]. We’re pushing hard in the remaining month to attain this. By 2025, we are eyeing 18% market share for MMPC,” he said in a chance interview on the sidelines of the company’s 60th anniversary at its Sta. Rosa, Laguna plant on Friday last week.

According to Mr. Ramirez, MMPC is aiming to sell 59,800 units in 2023, relying on its Xpander multipurpose vehicle

and Mirage G4 subcompact sedan to boost sales and reach its target market share.

The Xpander accounts for 36% of overall sales while the G4 contributes 31%, he said.

“We’re looking at a total of 58,700 units sold but we are pushing it to 59,800 units sold because we see an increase in the demand. The market conditions are good. In terms of growth, I think it is 22% growth,” Mr. Ramirez said.

He said that there is still pent-up demand from consumers who opted not to purchase vehicles at the height of the coronavirus disease 2019 (COVID-19) pandemic.

“There are also other business sectors. We have seen a lot of increase in demand for business use. So, we’re also pushing the pickups and L300. These can be for cargo or passenger use,” Mr. Ramirez said.

Based on data from the

Chamber of Automotive Manufacturers of the Philippines, Inc., MMPC had the second-highest sales among car manufacturers last year with a 15.09% market share equivalent to 53,211 units sold.

Meanwhile, Mr. Ramirez said that MMPC is urging the government to delay the proposed lifting of the excise tax exemption on pickup trucks if it pushes through.

He disclosed that MMPC’s Strada pickup model contributes roughly 15% to the company’s total sales.

“If the government can consider postponing the implementation of the excise tax on pickups until next year, that would be best for the automotive industry. We want to continue the good sales of the pickups in our market,” Mr. Ramirez said.

“The delay is to give time for the public to prepare,” he

BusinessWeek MINDANAO FEATURE

CREDIBLE RELIABLE IN-DEPTH

Editor: GILBERT Y. CHAO

Veteran Kagay-anon Journalist launches book on her CDO-MISOR media journey

By Mike Baños

Veteran Kagay-anon and Misamisnon Journalist

Susan Naelga Palmes-Dennis will be launching her book Just My Opinion which marks a personal and professional milestone in her life and career in media.

The book launch is scheduled on March 1st, 2:30PM at Marco Hotel, Cagayan de Oro City.

Her guest of honor will be 16 year old Senior High School student Gellian R. Gaabucayan, who is taking a journalism track in one of the city’s public schools.

Also attending will be her former MassCom students from Liceo de Cagayan University, deans of colleges of mass communication in local universities, her family and friends.

“The book encapsulates most of my professional journey as a multi-media practitioner and my insights into that journey that spanned two decades in Cagayan de Oro and Misamis Oriental; a journey that continues on to this day, albeit in a new chapter (read: semi-retired) in the US,” the author said.

The first part of her memoir spans the newsmakers or the persons and events that she covered as a trimedia practitioner (radio, TV and print) in Cagayan

de Oro—dubbed the City of Golden Friendship--and Misamis Oriental province like political leaders and news figures.

The second part covers her insights into these news makers and the events that shaped them and the areas they are based; and the third being her own personal career path in the local media industry.

“I wish to invite friends and readers alike to join me on a trip back through time, back when the city and province were far simpler, when they were still being shaped by their leaders, and the people that played a part in shaping their course in the coming years,” she noted.

Palmes-Dennis is a veteran journalist from Cagayan de Oro City, Misamis Oriental, Northern Mindanao in the Philippines. She has been elected several times as an officer and member of the Board of Trustees of the Cagayan de Oro Press Club, serving as Vice-President (Broadcast), Corporate

AN artist at heart, Ann F. Semblante our very own Cagayan de Oro renowned fashion designer, is celebrating her 16th year in the fashion industry with her latest holiday collection with her niece Samantha Leila Semblante and model Hairia Pauline Lao. PHOTOGRAPHER: CHRISTOFFER CHUA/ MAKEUP ARTIST: CRISTIE JANE SIA

Secretary, and remains an active member to this day.

She was one of the star reporters and hosts of the Radio Mindanao Network Flagship Station DXCC where she anchored the Follow-Up Report from 5-8AM daily, hosted Bantay Lungsod over RMN TV-8 and was Station Manager of COC Broadcasting TV-39.

She currently hosts her multi-media program SUSAN LIVE aired every Tuesday 1011AM and Friday 7PM-8pm over RPN DXKO 1368Khz, Parasat Cable TV, Facebook and YouTube.

She also continues to write her weekly opinion column Susan’s Notes in Mindanao Daily News and her personal blog Straight from the Carolinas which she contributes to the eMagazine Asian Carolinas.

She used to work as a teacher assistant in one of the school systems in the Carolinas but retired in 2017 when she was diagnosed with breast cancer. Fortunately, she beat the Big C and is currently on a sabbatical in her hometown in Tagoloan, Misamis Oriental with husband where she continues her advocacy for early cancer detection.

CDO lechon maker expands business with consultancy, setup program of DOST

With the recently availed consultancy services from the Department of Science and Technology (DOST), Cagayan de Oro’s famous Josephus Boneless Lechon acquires License to Operate (LTO) and expands business opportunities in the city.

The firm has recently been assisted by the agency in its application to the mandatory license from the Food and Drug Administration. This is a continuous assistance under the Manufacturing Productivity Extension Program (MPEX). This program provides assistance to the drafting of the firm’s Sanitation Standard Operating Procedures (SSOP) and Good Manufacturing Practices Manuals. These manuals are among the major requirements for the FDALTO application. The firm’s production facility has also been enhanced in compliance to the FDA’s standards and to boost efficiency in the working area. DOST also provided free food safety trainings to the

firm’s workforce.

Another achievement unlocked by the firm is the acquisition of trademark registration to their company’s logo, achieved through the SciTech SuperHighway program of the agency.

Josephus Lechon Belly first availed the Small Enterprise Technology Upgrading Program (SETUP) through DOST Misamis Oriental in 2021. The SETUP intervention mechanized the process of the firm through the acquisition of various equipment that streamlined the production of their lechon powder premixes, grilled lechon belly, and crispy pork rind or what they fondly call as hinilisan.

In addition to the streamlined process, they have improved product quality, consistency, and competitiveness. The firm also availed of the moisture analysis of 9 samples and DOST ITDI packaging to improve their packaging for the lechon belly. With the S&T intervention, the firm is expected to improve their

productivity by at least 4% and increase their production volume by at least 30%.

Josephus Lechon Belly is a family-owned business which started in 2014 and managed by the spouses Mr. Joseph Khio and Mrs. Susan Khio. The couple expressed their gratitude to DOST for the generous assistance they received. They said that through DOST, they felt the

support of the government. This kind of assistance could significantly improve and build the MSME sector in our economy. They wished for the government to pour significant resources to DOST to widen its reach and help expand the micro and small enterprises – the backbone of the Philippine economy. (Nova Belle C. Calotes/ DOST10)

Owners Mr. and Mrs. Joseph Khio with DOST Misamis Oriental staff, Ms. Joanna Magto, discussing their firm’s growth since acquiring the equipment provided through the SETUP program, during the project monitoring of the agency.

NTC...

from page 1

public recently about the modus operandi.

In a statement, the telco raised concerns about rising incidents of unauthorized modem collection in General Santos City, Cotabato, and Zamboanga areas.

Cathy Yang, First Vice President and Group Head of Corporate Communications at PLDT and Smart, said customers should only transact with authorized PLDT personnel, especially inside their premises, and always check for proper identification in case of doubt.

“PLDT personnel will never collect modems from customers without replacing them first. Our campaign is part of PLDT Group’s strengthening of its asset protection efforts as part of a broader program to elevate the quality of customer experience," she said.

In a similar incident, city resident Karen Laisa shared that some individuals claiming to represent another telco were asking her parents for a copy of the land title and map of their residence for a supposed installation of a satellite tower.

"The process was easy because they said it was in a rush due to a target deadline," she said.

She also said her parents were told to pay PHP7,500 as a "notarial fee" after a contract signing.

Upon verification with NTC-10, the telco in question denied such operations existed and that no such project is taking place as of the moment. (PNA)

Agencies...

from page 1

the BIR especially on digitalization," President of CDO Chamber and Commerce Industry Foundation Inc. Raymundo Talimio Jr. stated.

BIR’s utilization of online platforms such as eRegistration (eReg), the Electronic Bureau of Internal Revenue Forms (eFPS), Electronic One-Time Transaction (eONNET), and ePayment Channels (ePAY) has the goal of making transactions easier and more efficient for the public.

The campaign focused on the different plans and programs that the bureau had to stop fraud and tax evasion. This included trade enforcement operations against people who sold illegal and unregistered cigarettes in the country. (GKND/PIA-10)

Bangsamo...

from page 2

without discrimination," Ramos said in her authorship speech.

"The enactment of "National Hijab Day" is a legislation for peace, unity, and understanding. However, "National Hijab Day" is not just a piece of legislation but

an affirmation and acceptance of the way of life of Muslims," she further stated.

The said resolution was also principally authored by MPs Baintan Ampatuan, Laisa Alamia, Dr. Susana Anayatin, Eddie Alih, Nurredha Misuari, and Khalid Hadji Abdullah, and co-authored by MPs Bai Maleiha B. Candao, Atty. Fahanie Uy-Oyod, Ali B. Solaiman, Abdulwahab Pak, Atty. Lanang Ali Jr., Sha Elijah Dumama Alba, Ali Montaha Babao, Michael Midtimbang, Rasul Ismael, Hussein Munoz, and Faizal Karon.

Further, on his manifestation of support, MP Randolph Parcasio said that "this resolution is a manifestation of a continuing evolution of what was started by our heroes in the past who did all their best for the recognition of our rights of self-determination.

“Whether we say that this is a non-religious-related move by the Senate and the House, deep down it is truly a recognition not only of the cultural rights of the Bangsamoro people, who are Muslims, but as well as the religion that they are exercising. This then is part of the process of evolution of bringing about genuine unity not only in our homeland but throughout the world,” he added.

The passage of Resolution 162 is an expression of the full support of the Bangsamoro Parliament in the ongoing hearing of the legislation of "National Hijab Day," a symbol to show the Filipino people that "we are united with the National Government in continuing to find a solution to have social inclusion and true and lasting peace throughout the country." It was approved before the commemoration of "World Hijab Day."

Earlier in February, the office of MP Ramos, in partnership with Jumeyatul Mar-ah Almuslimah Lilhaymanah, Inc., successfully commemorated this year’s World Hijab Day through the conduct of the #HijabWithFriends activity, dubbed "Promoting Peace and Understanding Through Sharing the Hijab Experience with Friends from Other Faiths," at Cotabato City Plaza, where free hijabs are given to non-Muslim women as well as a hijab tutorial, a hijab donation drive, and hijab orientation and its significance.

Meanwhile, during the filing of SB 1272, Senator Padilla emphasized in the bill that it also aims to counter the "colonial mentality" where the hijab symbolizes the oppression of women.

"It is our aim to declare the first day of February of every year as National Hijab Day to recognize the millions of Muslim women around the world, and in the Philippines especially, who choose to wear the hijab and embody a life of modesty. It likewise aims to foster cultural understanding and inclusivity in our country."

(PNA)

Agusan...

from page 2

communist New People’s Army.

“Barangay Consorcia was declared insurgency-free two years ago due to the efforts of the 23IB, the local government, and the support of the other government agencies,” the LGU said.

It added that the TFPA was among the seven farmers’ groups in the town identified to receive government support based on the assessment of the National Task Force to End Local Communist Armed Conflict.

“The CBTED on coco peat and coco coir production is the exact training for the 40 farmers whose livelihood depends on coconuts which are abundant in Barangay Consorcia,” the LGU said.

Under the CBTED, the participants are trained to produce high-value goods made from the by-products of coconuts. (PNA)

Bank...

from page 3

prospective entrants as much as possible,” Ms. Fonacier said in Filipino.

“So, we’re engaging first with possible entrants,” she said.

The BSP last year said it will ease the minimum capital requirement for Islamic banking units so that more banks will consider entering the market.

The minimum capital required to set up an Islamic bank is the same as those for universal banks.

Al Amanah Islamic Bank is the only Islamic bank operating in the country. It is under the Development Bank of the Philippines.

Grace...

from page 4

knew he was right and the customer was wrong, he was gracious enough to take the blame first, allowing the customer to see his own mistake—and hopefully in the future to be more humble and slow to judge others. That is the power of grace to change our heart.

The Bible says, “God’s kindness leads us to repent and change.” The Creator of the universe showed us His amazing grace and kindness by humiliating Himself and becoming a human being to pay the penalty for all of our rebellious pride and wrong living. Won’t you ask Him to forgive you, and to start changing everything in your heart and life according to His gracious, right plan for you? Just think a minute…

Case...

from page 4

policies that are aligned with the thrust of financial inclusion, digitalization, and sustainability.

Stakeholder participation in reforms is a mark of a well-functioning democracy

that can significantly impact the lives of each and every Filipino. By working with the government on policies that will strengthen our economic performance, we can sustain our growth momentum and address existing challenges. By participating in future public policy discussions, we ensure that we build and maintain a strong financial sector.

Motors...

from page 5

added.

Mr. Ramirez said that there would be a price increase of over P200,000 for pickup trucks if the government opts to impose excise taxes.

“Definitely, it would affect our pickup segment. The segment might suffer since it will be applied to all brands,” Mr. Ramirez said.

In November last year, the House of Representatives approved on third and final reading House Bill 4339 or the fourth package of the Comprehensive Tax Reform Package program, which calls for the removal of the excise tax exemption enjoyed by double cab pickup trucks.

Currently, double cab pickup trucks are exempted from excise tax under

Republic of the Philippines

Department of Transportation

LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Regional Office No.10, Apovel, Bulua, Cagayan de Oro City PHILLIP JANZEN C. LINAN, CASE NO. R10 Applicant. NC-PA-TH

Trade Name: D-LINAN TRUCKING 2023-02-227

SERVICES

Republic Act No. 10963 or the Tax Reform for Acceleration and Inclusion Law in a bid to help small business owners and professionals.

The Finance department

EXTRA-JUDICIAL SETTLEMENT OF STATE WITH DEED OF ABSOILUTE SALE

Notice is hereby given that I/We, LOLITA B. ANG, widow of the late ANG GO HOC, of legal age, Filipino and a resident of Mendoza St., Puntod, Cagayan de Oro City; and SONNY L. ANG, of legal age, Filipino and a resident of Mendoza St., Puntod, Cagayan de Oro City; JEREMY L. ANG, of legal age, Filipino and a resident of 7th Avenue, Caloocan City;

JOEL ANGELES L. ANG, of legal age, Filipino and a resident of Mendoza St., Puntod, Cagayan de Oro City;

FRANCES L. ANG, of legal age, Filipino and a resident of Mendoza St., Puntod, Cagayan de Oro City; FLORENCE L. ANG, of legal age, Filipino and a resident of Mendoza St., Puntod, Cagayan de Oro City; and NICOLLE

STEPHANIE B. ANG, of legal age, Filipino and a resident of Mendoza St., Puntod, Cagayan de Oro, all children of the late ANG GO HOC, hereby declare as follows, that: 1. The abovenamed parties are the sole and compulsory heirs of the deceased ANG GO HOC, who died on November 10, 2020 at Cagayan de Oro City, Philippines, being the widow and legitimate children, respectively. 2. The decedent died intestate, without leaving any Last Will Testament and without leaving any debts or accounts.

previously said that P52.6 billion in revenues will be generated until 2026 if pickup trucks are charged with an excise tax.

NOTICE OF HEARING

APPLICANT request for the Issuance of the Certificate of Public Convenience to operate TRUCK FOR HIRE (TH) SERVICE on the route: CAGAYAN DE ORO CITY and from the said place, to ANY POINT IN REGION 10, accessible to motor vehicle traffic and Vice Versa and with the use of One (01) unit/s. This application shall be considered by this Board on March 14, 2023 at 10:00 A.M at this Board on which date Applicant shall formally submit his/her/its evidence.

The Applicant shall publish said notice at least Ten (10) Days prior to the date of hearing once in a newspaper of general/ local circulation.

Party(ies) opposed to the approval/ granting of the application must file his/her/its written opposition with supporting documents, unless this Board deems it necessary to require additional documentary evidence and/or his/ her/its oral testimony(s).

WITNESS, AMINODEN D. GURO, Regional Director, LTFRB-Region X, this 28th day of February 2023 at Cagayan de Oro City, Philippines.

(Sgd.) ATTY. MOHAMAD FAHDEL S. PIMPING HEARING OFFICER

BWM : Mar 1, 2023

EXTRA JUDICIAL SETTLEMENT OF ESTATE AMONG HEIRS

Notice is hereby given that the late RODRIGO NERI BERNALES who died on May 1, 1983 at Cagayan de Oro City; That the above-stated deceased died intestate, without leaving any Last Will or Testament and without leaving any debts or accounts whatsoever; That the deceased left parcel of land which is more particularly described as follows: Transfer Certificate of Title No.T-33929 Lot No.: 737-A-2-B, Psd-10-002268 Location: Poblacion, Cagayan de Oro City Area: One Hundred Forty-Five (145) sq.m. is the subject of EXTRA JUDICIAL SETTLEMENT OF ESTATE AMONG HEIRS. We, JOCELYN BERNALES VALENCIA, EDGARDO NERI BERNALES, EVANGELINE BERNALES LOZADA and ACE LAWRENCE BERNALES VIBARES, all of legal age, Filipino, Single/Married, and a resident of Cagayan de Oro City do hereby declare as follows: That the above-named parties are the legitimate and the compulsory heirs of the deceased RODRIGO NERI BERNALES. As per Doc No.169; Page No. 34; Book No. 2; Series of 2023. Under the Notarial Registry of ATTY. JASPER P. ALON.

BWM Feb. 22, Mar 1 & 8, 2023

3. The decedent left the following parcels of land which are conjugal and owned in common with his wife, the herein LOLITA B. Ang, to wit: (1) Transfer Certificate of Title No. 1372014002587 A PARCELOF LAND SITUATED AT BARRIO OF AGUSAN, CITY OF CAGAYAN DE ORO, ISLAND OF MINDANAO. CONTAINING AN AREA OF FIVE THOUSAND NINETY (5,090) SQUARE METERS, MORE OR LESS. (2)Transfer Certificate of Title No. T-18766 A PARCEL OF LAND situated in the Dist. of Puntod, City of Cagayan de Oro, Island of Mindanao, containing an area of FOUR HUNDRED FIFTY TWO (452), SQUARE METERS, more or less. (3)Transfer Certificate of Title No. T-49941 A PARCEL OF LAND SITUATED AT BARRIO OF BONBON, CITY OF CAGAYAN DE ORO, ISLAND OF MINDANAO. CONTAINING AN AREA OF TWO HUNDRED FIFTY ONE (251) SQUARE METERS, MORE OR LESS. (4)Transfer of Certificate No. T-72416) A PARCEL OF LAND situated in the Barrio of Bonbon, City of Cagayan de Oro, Island of Mindanao, containing an area of TWO HUNDRED SIXTY ONE (261) SQUARE METERS, more or less. (5)

Transfer Certificate of Title No. T-78484 A PARCEL OF LAND situated in the Barrio of Bonbon, City of Cagayan de Oro, Island of Mindanao containing an area of TWO HUNDRED SIXTY ONE (261), SQUARE METERS, more or less. (6)Transfer Certificate of Title No. T-78707 A PARCEL OF LAND situated in the Barrio of Bonbon, City of Cagayan de Oro, Island of Mindanao containing an area of TWO HUNDRED SIXTY ONE (261) SQUARE METERS, more or less. (7)Transfer Certificate Title No. T-159252 A PARCEL OF LAND situated in the Barrio of Macabalan, City of Cagayan de Oro, Island of Mindanao containing an area of ONE THOUSAND (1,000) SQUARE METERS, more or less. (8)Transfer

Certificate of Title No.T-134136 A PARCEL OF LAND situated in the Barrio of Kauswagan, City of Cagayan de Oro, Island of Mindanao containing an area of ONE HUNDRED THIRTY (130) SQUARE METERS, more or less. (9)Transfer Certificate Title No. 159253 A PARCEL OF LAND situated in the Barrio of Macabalan, City of Cagayan de Oro, Island of Mindanao containing an area of ONE THOUSAND FIFTY THREE (1,053), SQUARE METERS, more or less. (10)Transfer

Certificate of Title No. T-159254 A

PARCEL OF LAND situated in the Barrio of Macabalan, City of Cagayan de Oro, Island of Mindanao containing an area of ONE THOUSAND ONE

HUNDRED THREE (1,103), SQUARE

METERS, more or less. (11)Transfer

Certificate of Title No. T-159255 A

PARCEL OF LAND situated in the Barrio of Macabalan, City of Cagayan de Oro, Island of Mindanao containing an area of ONE THOUSAND TWO

HUNDRED SIXTY SIX (1,266), SQUARE METERS more or less. (12)Transfer

Certificate of Title No. T-159769 Lot: 7-A, Psd-10-044353 Portion of Lot: 7, Block 3, Pcs-104305-001062 As

Surveyed for: A&T REALITY AND COMMERCIAL CORPORATION Land

use: (Residential) Location: Macabalan, Cagayan de Oro, Mis. Oriental, Island of Mindanao Area: TWO THOUSAND

(2,000)SQ.M, more or less. (13)Transfer

Certificate of Title No. T-168328 A PARCEL OF LAND situated in the Barrio of Macabalan, City of Cagayan

de Oro, Island of Mindanao containing an area of ONE THOUSAND SEVEN HUNDRED NINETY NINE (1,799), SQUARE METERS more or less. (14) Transfer Certificate of Title No. T-206448 A PARCEL OF LAND situated in the Dist. of Macabalan, City of Cagayan de Oro, Island of Mindanao containing an area of ONE HUNDRED THIRTY ONE AND POINT ZERO FOUR (131.04), SQUARE METERS more or less. (15)Transfer Certificate of Title No. T-206449 A PARCEL OF LAND situated in the Dist. of Macabalan, City of Cagayan de Oro, Island of Mindanao containing an area of ONE HUNDRED THIRTY ONE AND POINT ZERO FOUR (131.04), SQUARE METERS more or less. (16)Transfer Certificate of Title No. T-206450 A PARCEL OF LAND situated in the Barrio of Puntod, City of Cagayan de Oro, Island of Mindanao containing an area of FIFTEEN AND POINT FOUR (15.40) SQUARE METERS, more or less. (17)Tax Declaration No. G-081978 Registered owner: Lolita Ang Location: Bonbon, Cagayan de Oro City Cadastral Lot. 1606 Assessor’s Lot No. 025 Block No. 03 Property Index No. 164-04-05703-025 Area: 736 sq. m. Boundaries: North- Catalina Paasa South- Fortunato Del Puerto; East-Pedro Del Puerto vs. Fidel Daba; West-Nicolas Maandig. (18)Tax Declaration No. G-081985 Registered owner: Lolita Ang Location: Bonbon, Cagayan de Oro City Cadastral Lot. 1604 Assessor’s Lot No. 032 Block No. 03 Property Index No. 164-04-05703-032 Area: 287 sq. m. Boundaries: North- Seashore South- Creek; EastPedro Del Puerto; West-Catalino Paasa are the subject of EXTRA-JUDICIAL SETTLEMENT OF STATEWITH DEED OF ABSOILUTE SALE. We, Lolita B. Ang, Sonny L. Ang, Jeremy L. Ang, Joel L. Ang, Florence L. Ang, Nicolle Stephanie B. Ang and Frances L. Ang hereby adjudicate unto ourselves the above describe properties. We, Florence L. Ang, Nicolle Stephanie B. Ang and Frances L. Ang have agreed to generally and voluntarily WAIVE ALL our rights,interest and participationin the above properties. We, Lolita B. Ang, Sonny L. Ang, Jeremy L. Ang hereby agreed to distribute and partition among ourselves the above-described properties in the following manner, to wit: A. To Lolita B. Ang shall pertain the properties covered by: 1. Transfer Certicate of Title No.T-78707, 2. Transfer Certicate of Title No.T-49941, 3. Transfer Certicate of Title No.T-78484, 4. Transfer Certicate of Title No.T-159769, 5. Transfer Certicate of Title No.T168328 and 6. Transfer Certicate of Title No.T-134136; B. To Lolita B. Ang and Sonny L. Ang shall pertain the properties covered by: 1. Transfer Certicate of Title No.T-206448, 2. Transfer Certicate of Title No.T-206449, 3. Transfer Certicate of Title No.T206450, 4. Tax Declaration No.G081978, 5. Tax Declaration No.G0819856. 6. Transfer Certicate of Title No.T-18766 7. Transfer Certicate of Title No. 137-2014002587; C. To Lolita

B. Ang and Jeremy L. Ang shall pertain the properties covered by: 1. Transfer Certicate of Title No.T-159254 and, 2. Transfer Certicate of Title No.T-159252; D. To Lolita B. Ang and Sonny L. Ang shall pertain the properties covered by: 1. Transfer Certicate of Title No.T159253, 2. Transfer Certicate of Title No.T-159255, 3. Transfer Certicate of Title No.T-72416. I/We, LOLITA B. ANG and SONNY L. ANG, do hereby SELL TRANSFER and CONVEY, in a manner absolute and irrevocable, unto and in favor of OSWELL JOHANN SINCO ANG, of legal age, Filipino and a resident of Julio Pacana Street, Puntod Cagayan de Oro City, his heirs, successors-in-interest and assigns, for and in consideration of the sum of PESOS: ONE MILLION TWO HUNDRED THOUSAND PESOS (P1,200,000.00), Philippine currency, receipt whereof in cash and in full being hereby acknowledge to my/our entire satisfaction, the property located in Mendoza Street, Puntod, Cagayan de Oro City, covered by Transfer Certificate of Title No. T-18766, issued by the Registry of Deeds of Cagayan de Oro City, with an area of four hundred fifty two (452) square meters, more or less, together with all the improvements that may be found or existing thereon, free from all liens and incumbrances whatsoever, and more particularly described as follows, to wit: Transfer Certificate of Title No. T-18766 A PARCEL OF LAND situated in the Dist. Of Puntod, City of Cagayan de Oro, Island of Mindanao containing an area of FOUR HUNDRED FIFTY TWO (452) SQUARE METERS, more or less. As per Doc. No.89; Page No.18; Book No.8; Series of 2021, under the notarial of ATTY. IAN SOL C. LLEGO.

Top Governance Executive, Military Leaders and LGU Officials lead the Awardees of the 4th Mindanao Governance and Leadership Excellence Awards

ATTY. BASARI DIMAKUTA MAPUPUNO President.

GOV’T

It was President Rodrigo Duterte who appointed Atty. Basari Dimakuta Mapupuno as the new president of the Mindanao State University (MSU) System for a term of six years.

Duterte signed the appointment letter of Mapupuno, who replaced Dr. Habib Macaayong, on March 8, 2022.

He was the longest serving dean of the MSU College of Law before his appointment as MSU System President and was sworn to office before Executive Secretary Salvador Medialdea.

Mapupuno was the provincial prosecutor of Lanao del Sur and served as president of the Integrated Bar of the Philippines from 2011

to 2013. His excellent accomplishments and services as Dean of the MSU College of Law catapulted him to the present highest position the university.

The Bangsamoro Parliament has filed A RESOLUTION CONGRATULATING AND COMMENDING ATTY. BASARI DIMAKUTA MAPUPUNO ON HIS APPOINTMENT AS THE 8TH PRESIDENT OF THE MINDANAO STATE UNIVERSITY SYSTEM.

Atty. Mapupuno finished his BSBA Accounting/ Finance at the Philippine School of Business Administration.

Barangay Chair Lorna Uy’s integrity as a good public servant has earned for the support of big business within her barangay, for her projects and services.

One of them is Pueblo de Oro Development Corporation (PDO) who supported her Barangay’s version of the Klarex Kalimpyo Operation, an initiative of the Cagayan de Oro City LGU headed by City Mayor

LGU BARANGAY CATEGORY

Rolando “Klarex” Uy that brought different groups together to help in the city’s garbage collection.

PDO provided the fuel and manpower services for the duration of the operation.

The Pueblo de Oro Association of Commercial and Institutional Establishments (PACE) garbage truck, donated by SM City Uptown CDO, was used in the trash collection in Barangay Carmen.

SULTAN MALIC AYAON

Chief, LTO Tubod, Lanao del Norte

CIVIL SERVICE CATEGORY

Sultan Malic Ayaon who is presently the Chief of Office of the Tubod, Lanao del Norte Land Transportation Office or known as LTO, has been very successful in his office’s implementation of the rules and regulations regarding registration, apprehension of erring drivers, traffic regulations and other functions of the Agency.

LTO, is a government agency in the Philippines that are in charge for all

land transportation in the country under the Department of Transportation.

The Land Transportation Office or LTO role, is to enforce land transportation rule and regulations, traffic adjudication, issuance of permit and licenses and registration and inspection of motor vehicles.

Under LTO Chief Malic Ayaon, the LTO Tubod Lanao Norte has been lauded by the riding public for its efficiency instilling discipline and good driving for all operators and drivers of public and private transportation.

Hon. WILLIAM MARIBOJOC

Mayor, Salug, Zamboanga del Norte

LGU MUNICIPAL GOV’T CATEGORY himulos niini.

The Working Mayor ! Buhis sa katawhan, giuli sa katawhan. Brand new nga isuzu dumptruck ug duha ka isuzu elf ang napalit sa LGU Salug alang sa mga Salugnon nga nanginahanglan sa serbisyo niini. Mapasalamaton ang atung

Mayor sa mga SB Members hilabi na sa Committee on Appropriation nga si Atty.Jose Reil Lagare ug mga Heads of Offices nga mitabang arun ma procure ang maong mga sakyanan.

Gigarantiya sa Mayor nga kini PARA SA

KATAWHAN ug dili lang pipila ang makapa-

Laing Award na usab ang nasakmit sa Lungsod sa Salug sa gipahigayon nga 7thProvincial Health Summit. Nakab-ot sa Lungsod sa Salug ang pinaka taas nga pasidungog isip Platinum Awardee.

Midawat sa maong award mao ang atung Municipal Doctor Mary Jean Bendijo, Public Health Nurse Sir Edel Lagare ug ang giilang The Working Mayor William “Mabuhay” Maribojoc .

Kahibaloan nga mao kini ang ikaduhang prestihiyosong award nga nasakmit sa atung lungsod sukad sa paglingkod ni Mayor Maribojoc.

ACADEME CATEGORY

Mindanao State University System, Marawi City

Hon. ROSE MARY “LORNA” UY Barangay Chair, Carmen, Cagayan de Oro City