BusinessWeek Mindanao (November 3-4, 2022)

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Briefly Calamity areas PRESIDENT Ferdinand R. Marcos Jr. has signed a proclamation placing the regions of Calabarzon, Bicol, and Western Visayas, as well as the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM) under a state of calamity for six months. Marcos on Wednesday inked Proclamation 84, placing the four regions under a state of calamity in the aftermath of the former Severe Tropical Storm Paeng. Under the proclamation, the state of calamity shall remain in force and effect for six months, “unless earlier lifted by the President.”

51 die in BARMM COTABATO City – The death toll of the devastation brought by Severe Tropical Storm Paeng in Maguindanao rose to 51 with 14 others still missing, the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM) said Monday. The situation report released by the BARMM’s Rapid Emergency Action on Disaster Incidence (READi) Monday morning showed that 31 others were injured, mostly residents of a relocation site in Barangay Kusiong, Datu Odin Sinsuat, hit by landslides on Thursday dawn. BARMM READi, the humanitarian and disaster response unit of the autonomous region, said 31 of the fatalities were from Datu Odin Sinsuat town, seven in Datu Blah Sinsuat, eight in Upi, three in Barira, one in South Upi, all in Maguindanao del Norte and one in Bongao, Tawi-Tawi.

Thu-Fri | November 3-4, 2022

P15.00

By FERDINANDH B. CABRERA MindaNews

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ATU ODIN SINSUAT, Maguindanao – “Lahat ng mga gumuho, kalbo ang bundok, and that’s the problem,” President Ferdinand Marcos Jr. said after visiting Tuesday the devastated areas in the province, the worst hit with the onslaught of Typhoon “Paeng,” recording more than half of the country’s 110 fatality count. President Marcos made an aerial ocular inspection at the badly hit landslide area in Kusiong at the foot of Mt. Minandar in Datu Odin Sinsuat, Maguindanao. “We have to include tree planting in our flood control programs,” the President said. “Talagang may climate change,” Marcos acknowledged. He told regional and provincial officials “to study the pre-positioning of our equipment and adjust,” noting that typhoons rapidly intensify in a matter of hours. Citing the Philippine Atmospheric, Geophysical and MASSIVE/PAGE 7

PEACEFUL ‘UNDAS’. The Philippine National Police has declared this year’s ‘Undas’ as generally peaceful. In many parts of Mindanao, All Souls Day is known as “Kalag-kalag.” It is a day of remembering loved ones who have departed to the afterlife with flowers and candles offered at the burial ground of the beloved. MindaNews photo by JULES L. BENITEZ.

Fewer bus trips in Davao noted after storm ‘Paeng’ By ANTONIO L. COLINA IV MindaNews

Peaceful ‘undas’

THE observance of All Saints’ Day this year, known as Undas, has been "peaceful and orderly" even though one person died of electrocution and another was arrested for possessing a firearm illegally, the Philippine National Police (PNP) said on Wednesday. In a statement, PNP Chief, Gen. Rodolfo Azurin Jr., said no significant incidents were monitored nationwide except for the electrocution of a man at the Eternal Peace Memorial Park in Mabalacat City, Pampanga, and the arrest of a certain Mowwamar Mama Kasan who yielded a caliber .22 revolver with ammunition at the entrance of Palanyag Cemetery at Barangay San Dionisio, Parañaque City. “I extend the gratitude of the national leadership to all PNP units, partner agencies, NGOs, LGUs (local government units), and volunteers for making this happen. These best practices shall henceforth be our template in similar public safety operations for upcoming major public events,” Azurin said.

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D AVA O C i t y – T h e management of the Davao City Overland Transport Terminal (DCOT T) has reported fewer passengers despite the long weekend to allow workers and students

to observe Undas with their families. DCOTT manager Aisa Usop said during an interview over Davao City Disaster Radio (DCDR) 87.5) on Tuesday that the average

number of daily bus trips is estimated at 1,000 since Friday, w hich is lower compared to the expected daily trips of around 2,000. S h e s ai d t h e y we re

TRIPS/PAGE 7

ICRC helps Bukidnon PDLs acquire access to digital connection ONE of the jail facilities in Bukidnon has become a recipient of humanitarian aid that would help persons deprived of liberty (PDLs) connect with their relatives and lawyers. In a statement on Sunday provided by Amer

Hassan Sanggacala, information officer of the International Committee of the Red Cross (ICRC) based in Iligan City, said the Bureau of Jail Management and Penology (BJMP) in Malaybalay City was given mobile devices in

DAVAO City — Former Sarangani Governor Miguel Rene Alcantara Dominguez has joined the 60-year-old Alsons Development and Investment Corporation (Alsons Dev) as its new director who will oversee the business strategy and operations of the premier property developer and real estate pioneer in Davao City. Alsons Dev is the real estate

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HELPS/PAGE 7


2

Local

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THU-FRI | NOVEMBER 3-4, 2022

ICRC helps Bukidnon PDLs get access to digital connection

ONE of the jail facilities in Bukidnon has become a recipient of humanitarian aid that would help persons deprived of liberty (PDLs) connect with their relatives and lawyers. In a statement on Sunday p r o v i d e d b y A m e r Ha s s a n

Sanggacala, information officer of the International Committee of the Red Cross (ICRC) based in Iligan City, said the Bureau of Jail Management and Penology (BJMP) in Malaybalay City was given mobile devices in support of the government's "E-Dalaw" project.

ICRC said the project gained momentum during the height of the Covid-19 pandemic when it was hard for PDLs to contact outside the jail facility, especially those with families who do not have access to digital technology. "To help restore contact between

Trader, 3 others yield smuggled cigarettes in Zambo Norte

Z A M B OA N G A C i t y – Authorities have arrested four people, including a businessman, and seized smuggled cigarettes in an anti-smuggling operation in Zamboanga del Norte, a police official said Monday. Col. Richard Verceles, operations chief of the Area Police Command-Western Mindanao, said the cigarettes were seized while being

transported around 8:30 p.m. Sunday in the coastal area of Barangay Cawit-Cawit, Sibuco, Zamboanga del Norte. Verceles identified those arrested as businessman as John Warrad, 36, of Barangay Poblacion, Sitangkai, TawiTawi; Bensuhod Kalinggalan, 38; Jetli Quirino, 45; and Danny Lilayle, 42, all of Maluso, Basilan. Verceles said the arrest

happened when combined police and military personnel responded to a report that a motorboat powered by three engines loaded with contrabands was seen on the coast of Barangay CawiCawit, Sibuco. He said that aside from the motorboat, also seized f rom the four were 80 reams of assorted smuggled ZAMBO/PAGE 7

detainees and their families and facilitate virtual court hearings, the ICRC has been supporting the government’s 'E-Dalaw' and 'E-hearing' programs by providing tablets and internet loads to places of detention," ICRC said. ICRC also said giving support to

PDLs is also part of its humanitarian activities which aim to secure humane treatment and conditions of detention for all PDLs. Since 2020, more than 300 digital tablets have been distributed to BJMP's 150 facilities nationwide, including the Malaybalay City Jail.

The ICRC’s goal is to provide over 500 tablets to nearly 200 detention facilities, in addition to phone and internet load to places of detention until 2023. In 2022 alone, ICRC facilitated over 467,000 calls between PDLs

DIGITAL/PAGE 7

REPUBLIC OF THE PHILIPPINES Department of Human Settlements and Urban Development Kagawaran ng Pananahanang Pantao at Pagpapaunlad ng kalunsuran Regional office 10 2/F Gateway Tower 2, Limketkai Center, Lapasan, Cagayan de Oro City NOTICE OF FILING OF REGISTRATION STATEMENT NOTICE Notice is hereby given that Dr. Greco B. Gregorio has filed with this Office a sworn registration statement for the sale of memorial plots within Forest Lane Memorial Park with 193 Family Garden lots; 352 Family Estates Lots; and 5,058 Lawn Lots located at Brgy. Bayabason, Maramag, Bukidnon specifically identified/describe in Psd-10-085198; and covered by land title No. AT-4308; that the registration statement and all papers attached thereto are available for inspection during business hours by any person having legal interest thereon and upon proper application and upon payment of the proper fee. Any person with valid objection to the registration of the project may file his objection in writing with the Deparment of Human Settlements and Urban Development Region 10, 2/F Gateway Tower 2, Limketkai Center, Lapasan, Cagayan de Oro City, contact no. 09663000195 not later than two (2) weeks form the last date of publication. Cagayan de Oro City this __19__ day of October 2022. (SGD) DR. ARIEL B. ABRAGAN Regional Director

BWM: Nov 4 & 11, 2022

EXTRA-JUDICIAL SETTLEMENT OF ESTATE WITH ABSOLUTE SALE KNOW ALL MEN BY THESE PRESENTS: That the late spouses RICARDO ECHAVEZ ANOR and HELEN WADE ANOR, who died intestate respectively on DECEMBER 17, 2011 in Purok1-A Upper Hanaplanon, Iligan City, leaving A parcel of land, with Transfer Certificate of Title No. T-33625 under Tax Declaration No.22-0001-01082, situated at Poblacion, Naawan, Misamis Oriental, containing an area of TWO HUNDRED (200) SQUARE METERS, more or less, and has been the subject of EXTRA-JUDICIAL SETTLEMENT OF ESTATE WITH ABSOLUTE SALE, That for and in consideration of the sum of TWO HUNDRED THOUSAND PESOS (200,000.00), Philippine Currency, the receipt whereof from the VENDEE is hereby acknowledge by the HEIRS/ VENDORS to their full satisfaction, the said HEIRS/VENDORS do by these presents hereby cede, sell, transfer and convey, in a manner absolute and irrevocable, unto the VENDEE, his heirs and assigns, the abovedescribed parcel of land, including all improvements thereon, free from lien and encumbrance whatsoever, filed by the heirs of RICARDO ECHAVEZ ANOR and HELEN WADE ANOR, in favor of ROMEO M. MAGBAGO, per DOC#167; PAGE# 35; BOOK# 56; Series of 2019 under the Notarial Registry of ATTY. CASTOR Q. ROXAS, JR. BWM: Oct. 21,28, & Nov. 4, 2022


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THU-FRI | NOVEMBER 3-4, 2022

3

Banking & finance

Watch out for PH core inflation, 2nd-round effects: IMF exec

Bank lending up, domestic liquidity slows in September T H E B a n k l e n d i n g of universal and commercial banks (U/KBs) posted higher expansion but domestic liquidity grew at a slower rate in September 2022. Data released by the Bangko Sentral ng Pilipinas (BSP) on Monday showed that U/KBs’ outstanding l o ans , e xcluding t hos e placed in the central bank’s reverse repurchase (RRP) facility, posted higher annual expansion last month at 13.4 percent from 12.2 percent in August. On a month-on-month basis, the BSP said bank lending grew by 1.7 percent. Funds, net of RRPs, extended by U/KBs’ to residents during that month increased by 13 percent from month-ago’s 12.1. Production loans during the said period went up by 12.3 percent from the EXTRA-JUDICIAL SETTLEMENT OF ESTATE K N OW A L L M E N B Y T H E S E PRESENTS: That the late GERONIMO B. BASALO, JR. who died on MARCH 12, 2021, that said deceased died intestate, without a Will or Testament and without any outstanding debts in favor of any person or entity, that the deceased left a real properties, A RESIDENTIAL LAND, with Tax Declaration No. G-187019, situated in the Bulua, City of Cagayan de Oro, Province of Misamis Oriental, Island of Mindanao, containing an area of TWO HUNDRED FIFTY (250) SQUARE METERS, more or less, and has been the subject of EXTRA-JUDICIAL SETTLEMENT OF ESTATE, filed by the heirs of GERONIMO B. BASALO, JR., per DOC#145;PAGE#30;BOOK#2;Series of 2019 under the Notarial Registry of ATTY. KATRINA G. MORDENO. BWM: Oct. 21,28, & Nov. 4, 2022

previous month’s 11.5 percent expansion. T h is w a s att r ibute d to expansion in lending to information and communication, 25.5 percent; real estate activities, 16.3 percent; manufacturing, 16.2 percent; and wholesale and retail trade, repair of motor vehicles and motorcycles, 10.8 percent. Consumer loans to residents during the same month also posted higher growth of 20.5 percent from month-ago’s 18.3 percent due mainly to credit card loans, motor vehicle loans, and salary-based general purpose consumption loans. Bank lending to nonresidents jumped by 26.6 percent last month, faster than its 16.3 percent print last August. The BSP said “continued expansion in lending SLOWS/PAGE 7 EXTRA JUDICIAL SETTLEMENT OF ESTATE That the late ROMUALDO I. BUGASH, who died on April 09, 2020 in Manolo, Fortich Bukidnon, that said diseased died intestate, without will or testament, and without any outstanding debts in favor of any person or entity; that during his lifetime he is the absolute owner of a parcel of land with Transfer Certificate of Title No. T-14194 Lot 455, Gss-549, situated in the Municipality of Manolo fortich, Province of Bukidnon, containing an area of EIGHTEEN THOUSAND FIVE HUNDRED AND NINETY FIVE (18,595) SQUARE METERS, and has been the subject of EXTRA JUDICIAL SETTLEMENT OF ESTATE, filed by the heirs of ROMUALDO I. BUGASH, per DOC#77;PAGE#16;BOOK#93; Series of 2022 under Notarial Registry of ATTY. QUINTILIANITO S. BABARIN JR. BWM: Oct. 21,28, & Nov. 4, 2022

EMBRACING EDUCATION'S NEW NORMAL Darlene Jane D. Alvarez Teacher III Dumingag Central Elementary School The coronavirus pandemic has forced educators and schools all around the world to change the way they impart knowledge. The same problem is currently plaguing our nation. Many teachers, parents, and students are worried about how learning will proceed this academic year as classes get underway. To get through this challenging time and limit the harm to our educational systems, we must be adaptable and imaginative. In order to ensure that students continued to learn despite the disruptions in classes brought on by the epidemic, the Department of Education was investigating the use of a variety of flexible learning methods. A teaching method known as flexible learning gives students autonomy over what, when, how, and where they learn. The ability to learn at their own pace will accommodate each student's unique learning

preferences and style. Flexible learning options come in many forms; E-learning, blended learning, computer assisted learning, distance learning, independent learning, multimedia learning and online learning are just some options. We need to accommodate the needs of pupils who were born in the twenty-first century in this hard era. While we cannot dispute the good impact that the traditional classroom layout has had on children, instructors must always be on the lookout for ways to enhance their pupils' learning opportunities. Learning shouldn't be restricted to a classroom setting. Flexible learning is a fantastic alternative because our educational institutions are forced to embrace it in the face of the COVID-19 pandemic. Let's embrace the new normal and cooperate to ensure learning continuity.

CORE inflation and secondround effects are major economic factors to watch out for in the Philippines, an executive of the International Monetary Fund (IMF) said. In a hybrid briefing on Friday for the release of the lender’s Regional Economic Outlook (REO), Shanaka Peiris, Division Chief of Regional Studies of the IMF’s Asia and Pacific Department, noted that the rate of price increases remains higher than the government’s 2percent to 4 percent target since breaching the target band some months ago. Peiris said the elevated inflation rate is among the factors for the continued hikes in the Bangko Sentral ng Pilipinas’ key policy rates, which he said is projected to increase further in the

coming months. “I don’t think we could predict the exact timing and how things will come but the degree of persistence of, I think, core inflation is a key thing to watch,” he said in reply to questions from the Philippine New Agency (PNA). Monthly inf lation surpassed the government’s target band since April when it posted an annual rate of 4.9 percent from the previous month’s 4 percent. It took a breather in August when it decelerated to 6.3 percent but posted a big jump to 6.9 percent the following month, the highest since October 2018. Average inflation in the first nine months this year stood at 5.1 percent. Core inflation, which

excludes volatile food and oil items, slowed to 4.5 percent in September from 4.6 percent from the previous month, bringing the ninemonth average to 3 percent. Peiris said second-round effects are also something to watch out for, referring to the effects of the elevated inflation rate on wages and transport fares. Philippine monetar y authorities said secondround effects are among the things they are monitoring, given the petitions for an increase in minimum fare. “In the region, secondround effects are actually quite common from high commodity prices or even high headline inflation,” Peiris said. Me a nw h i l e , h e s a i d they continue to see strong

domestic demand for fuel output for this year, with expansion s een at 6.5 percent. Growth, as measured by gross domestic product (GDP), is seen to slow to 5 percent next year but recover and post a faster rate of 6 percent in 2024. The REO Update said the projected slower output for next year is not unique to the Philippines but is also seen to affect Indonesia, Malaysia, Singapore, and Vietnam. “This reflects weaker external demand, supply chain disruptions, a pivot to macro polic y normalization to contain price pressures and manage risks, and tighter financial conditions,” the report said. (PNA)

CORE/PAGE 7

Metrobank lists P23.7-B 1.5-year bond METROPOLITAN Bank & Trust Co. (Metrobank) listed at the Philippine Dealings and Exchange Corp. (PDEx) on Friday its P23.7 billion 1.5-year fixed rate bond, which has a coupon rate of 5 percent. In a press release, the bank said it raised the issue size from the P10 billion offering due to strong demand and even shortened the offer period to October 17 instead of October 19. “The demand from both retail and corporate clients prompted us to increase our initial bond offering by more than two times beyond the P10 billion we announced to meet the very strong interest. The funds raised will mainly be used for the bank’s general capital requirements, including refinancing of some

maturing issuances,” said Fernand Antonio Tansingco, Metrobank senior executive vice president and head of the Financial Markets Sector. He said the “overwhelming response” to their bond o f f e r i n g “a f f i r m s t h at despite the uncertainties, there is still strong demand for high-quality issuers like Metrobank.” PDEx president and chief executive officer Antonino Nakpil said “it is fitting that Metrobank, the bank that pioneered bond issuance post the change in BSP EXTRAJUDICIAL SETTLEMENT BETWEEN HEIRS WITH SALE K N OW A L L M E N B Y T H E S E PRESENTS:

DEED OF EXTRAJUDICIAL SETTLEMENT K N OW A L L M E N B Y T H E S E PRESENTS: That the late MARCELINO G. ESTALANE, who passed away on FEB. 09, 2022, the deceased left no other heirs, whether legitimate or illegitimate, the deceased died intestate, without any Last Will or Testament, and without any outstanding debts or obligations, whatsoever. No proceeding in court, testate or intestate, has been filed concerning the property(ies) and/ or account(s), which was/were left by the deceased, during his lifetime left the following property(ies) and/ or account(s) with Metropolitan Bank & Trust Company (METROBANK)Velez Branch, with Account Name: MARCELINO ESTALANE, under Account No. :037-3-03713316-8, Nature of Account: Savings, with Balance as of OCTOBER 6, 2022 P 557,555, and has been the subject of DEED OF EXTRAJUDICIAL SETTLEMENT, filed by the heirs of MARCELINO G. ESTALANE, per DOC#245;PAGE#49;BOOK#LIX; Series of 2022 under Notarial Registry of ATTY. ERNEL C. CONDEZA.

That the late DOMINGA JAUDIAN SATURNO who died intestate on November 28, 1981 at Naawan, Misamis Oriental, without leaving any Last Will or Testament, and without any outstanding debt, at the time of her death left A parcel of land, with ORIGINAL CERTIFICATE OF TITLE P-11402 Lot Np. 48, Pls-616-D, situated in the Barrio of Jagnaya, Municipality of Naawan, Misamis Oriental, Province of Misamis Oriental, Island of Mindanao, containing an area of EIGHT HUNDRED THOUSAND TWELVE (8,012) SQUARE METERS, and has been the subject of EXTRAJUDICIAL SETTLEMENT BETWEEN HEIRS WITH SALE, that the parties hereto with full civil capacity to contract, hereby these presents as HEIRS/VENDORS agree to sell and alienate the EIGHT THOUSAND TWELVE (8,012) SQUARE METERS, more or less and they hereby undertake to convey, cede, sell and transfer the ownership thereof to RONNIE F. ABELLA and JEFFREY F. ABELLA, both legal age, both married, Filipino Citizens and residents of Manticao, Misamis Oriental, hereinafter referred to as VENDEE in the amount of THREE HUNDRED THOUSAND PESOS (300,000.00) Philippine Currency, filed by the heirs of DOMINGA JAUDIAN SATURNO, per DOC#301; PAGE#61; BOOK#18; Series of 2020 under the Notarial Registry of ATTY. ALMIRA B. VALDEZ.

BWM: Oct. 21,28, & Nov. 4, 2022

BWM: Oct. 21,28, & Nov. 4, 2022

(Bangko Sentral ng Pilipinas) regulations back in 2018, is the one that pushes the level of annual bond listings above the P400 billion milestone.” “The primary market is the bright spot for 2022 with the issuer community really showing that it is back with a vengeance after a lackluster 2021. Corporate and bank issuers have kept the wheels of public financing rolling and domestic investors have reciprocated with more than ample funds,” he said.

The bank said the latest debt paper issuance is part of its increased P200 billion Bond and Commercial Paper Program, which was approved by its Board of Directors on Dec. 15, 2021. It tapped First Metro Investment C orp., ING Bank NV, Manila Branch, and Standard Chartered Bank as joint lead managers and joint book runners for the offer while these banks, along with Metrobank, are the selling agents. (PNA)

Nurturing Students’ Leadership Skills Through Student Supreme Government by: Fritzie Lou S. Suralta Teacher III-Dumingag National High School Dumingag I District-Division of Zamboanga del Sur Student Supreme Government (SSG) is a co-curricular student organization that is authorized to run and implement school-related programs, projects, and activities. It establishes the foundation for good governance, volunteerism, unity, and cooperation by providing students with a variety of opportunities to improve their leadership, knowledge, and skills. Par ticipation in SSG provides students with the opportunity to learn about governance. Being chosen for a position necessitates t h at t h e y d e m o n s t r at e go o d gove r nanc e sk i l ls among their constituents, the students. It is where they exercise authority and accountability. Volunteerism is likewise developed through their involvement in SGG. Having no salary, honorarium or material benefits, students

who run for a position in the SGG volunteer themselves to be a servant to all the students on campus. Immersing themselves in SSG is fostering unity. They belong to different parties while running for a position, but after the election, they stand as one team. This is an example of unity in diversit y. That, despite their political differences, they work together for the benefit of the students and the school as a whole. Being a member of SSG entails collaboration. They share the same values and ideals as an organization, and they all work toward the same goal. As a result, teachers must remain steadfast in their support of SSG Officers and students aspiring to be one. SSG, as an organization, is an excellent place for students to gain leadership knowledge, skills, and values.


4

Opinion

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Resource allocation challenge with Mandanas-Garcia ruling SUSAN'S NOTES

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Blind Spots (Part 1) Think a minute...A lady was waiting for her flight at the airport, so she bought a small bag of cookies to eat while reading the newspaper. Gradually she became aware of someone else reaching into the package of cookies. Looking from behind her paper, she was shocked to see a well-dressed man taking some of her cookies! She did not want to say anything, so she just leaned over and took a cookie herself. A minute or so later she could not believe her eyes as this man took yet another one of her cookies. In fact, by now almost all of the cookies were gone! Finally, as if to add insult to injury, this man broke the last cookie in two and handed half of it back to her. Then he ate his half and walked away. Now she was angrier than ever! In fact, she was still mad later when boarding her plane. She opened her handbag for her ticket and was shocked to see her own package of cookies she had never even opened. At that moment she realized that earlier she had been eating the other man’s cookies, not her own! Yet even though she was wrong, the man was so generous and kind he let her take his cookies. She was terribly embarrassed and ashamed that she had judged him. She had been completely blind to her own pride, assuming she was right when in fact she was the one who was wrong. This also blinded her to this man’s kindness to her. Sadly, we all have judged other people, even when we were the ones who were wrong. We think

THINK A MINUTE

JHAN TIAFAU HURST we see everybody else’s faults and weaknesses clearly, but we are blind to our own! We think we know much more than we actually do. Like the little girl who said to her father: “Daddy, I know everything!” Her father replied: “Oh, really? And how do you know that?” She answered: “Well, I thought and I thought and I thought—and I can’t think of anything I don’t know!” Sadly that is what we adults do when we judge other people— even though we have many things wrong with our own character, relationships and life. Today, won’t you ask the only true, perfect Judge to forgive you for your sinful pride that is blinding you to your own character faults and wrong way of living? Only Jesus can help you start changing and becoming the truly honest and compassionate person He created you to be. A person who loves and forgives others just as He has you. Just think a minute…

THU-FRI | NOVEMBER 3-4, 2022

No Rule of Law on Environment

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SUSAN PALMES-DENNIS

Rockingham, North Carolina—I recently hosted the debut of a friend’s daughter so pardon me for being out for so long. I’m also still attending to hubby Ronnie’s recovery from operation so please bear with me for the time being. But I’m here now and just as I mentioned previously, I will write something about the Supreme Court’s Mandanas-Garcia ruling which will impact quite

noticeably on all local governments across the c o u n t r y, s p e c i f i c a l l y Cagayan de Oro City and Misamis Oriental. To s u m i t u p, t h e Mandanas-Garcia ruling fully transfers or devolves the delivery of basic services to local governments. To qu ot e f rom t h e UP-Los Baños website, the ruling ‘resulted from a 2 0 1 3 p et it i on mad e by Batangas Governor Hermilando Mandanas and former governor of Bataan, Enrique Garcia, Jr., together with other local elective officials, before the Supreme Court on local government shares of the internal revenue allotment (IRA). The Supreme Court affirmed the ruling in 2018, giving the local gover n ments a bi g ge r share on all national taxes

collected and not only from the Bureau of Internal Revenue effective 2022. Hence the workshops and seminars being held by l o c a l gove r n me nt s with national government agencies concerning the transition of functions which used to be centralized at the national level. Mind you, the transition won’t happen overnight and there are estimates of a three to even five-year transition period. Along with the devolution comes greater accountability from local gover nments on t heir constituents who can now point directly at them for whatever shortcomings or failures committed in programs or projects. Even before the ruling, the usual target for public criticism on d e l ay e d p r o j e c t s a n d

programs is is usually the local government with the national government being held into account only when lambasted by local officials such as the D ep ar t ment of Public Wo r k s a n d Hi g hw ay s (DPWH). To b e su re it’s t h e DPWH that gets the onus of finger-pointing and blaming by the public for their slow, oftentimes illtimed implementation of projects. How many times have we seen road projects being seemingly abandoned for months on end just because of a variety of reasons, not least of which is the delayed release in funding. Roads that can seemingly last for two more years or so are suddenly torn up for ‘improvement’ or repairs to the inconvenience of the riding public.

in cohort with an agency of government that is primarily tasked to enforce forestry laws. We got the information then that each of the fifty 10-wheeler logging trucks that were carrying illegally-cut logs were paying the Check Point about P5,000 per truck. As we were demanding then, all of these trucks must be arrested as there were massive violations of existing laws. It was prohibited then to cut trees in topography that are more than 1,000 meters above sea-level or in hilly areas with more than 50% slope, not to mention the laws that prohibit the cutting of trees that are classified as “hard wood,” i.e., Narra, Almacega, Lauan, Mahogany, etc. All of these trees were logged in these prohibited areas, thus, illegal. Ito rin po ang ipinaglaban ni late Secretary Gina Lopez kaya hindi siya na appoint. Ganoon po ka powerful ang mga loggers at miners! Thus, the saying that in this country, no one is above the law; that all must bow down to the majesty of the law because we follow the rule of law and not of men! That is bullshit! That is not true with regards to the environment. Don’t you know that in one shipment of logs alone, a logger would earn some 360 million pesos, money that also went to the pockets of those tasked to enforce the law. Out of their raking, many run as mayors, governors, congressmen or senators and won! Unknown to many, there is an equally outrageous, unrelenting and systematic plunder of our agricultural resource base, a silent war that massacres life forms with subtle impunity, hideous as it is diabolical. If, indeed, the way to hell is paved with good intentions, this is it. It is pursued in the guise of erasing hunger yet it impoverishes farming communities. It is done in t he name of food security to increase agricultural productivity, yet, it attacks and destroys our very

means to life – our agricultural lands and all micro-organisms and beneficial insects thereat, stripping our soils of its natural fertility. It has tied-up our peasantry to a mode of production which is beyond their control and has fettered them into a multi-layered marketing system that makes a mockery and cheapens their labor. Its name is Conventional Agriculture that has given way to a dominant market-oriented industrial agriculture pursued by the agri-business sector. That agricultural system is anchored on planting cash crops to satisfy the market, increase production through chemical farming using HYVs (high yielding varieties) including GMOs (genetically mo dif ie d organisms). It subsists through the support of agri-chemical giants and big biotechnology firms. Their objective is to produce food not for self-sufficiency, not to meet the needs of the local communities but to produce crops with market value to sell in the world market. Wit hout e c ol o g i c a l security, our country now teeters on another balance that may spell our doom if not averted – the loss of our food security. Such fatal blow should be avoided at all cost by now hastening the long-awaited shift to an alternative agricultural paradigm that trusts on the innate processes of nature called sustainable agriculture. This is being promoted by cooperatives, non-government and people’s organizations and by small farming communities based on the firm belief that farming must belong to the communities; that the people should combat poverty by having access and control of land and resources, including appropriate technologies which must heal the blighted land back to life, seriously degraded by conventional agriculture. These advocates of sustainable agriculture have

KIM'S DREAM

The Urgent Call of the Time Even with formidable armed forces, a country that has no ecological security is not secured at all. After losing 17 million hectares of natural forest in just a century, there is no stopping now the rampaging waters that wreaks havoc to anything it finds in its path, be it life, limb or property. As the forest ecosystem goes, so goes our ecological security, not to mention our mega-diversity that has evolved for millions of years yet has vanished from the face of the earth in a “wink of an eye” in the evolutionary period. There is now this brewing outrage against those who have sacrificed Mother Nature to the altar of greed and profit. The logging industry, despite amassing $48 billion (ADB Report) from 1970-1988, in the same period, it had only contributed from 0.5%-1.3% to the total government revenue. The sins of a few loggers in shameless connivance with those who are tasked to protect the forests, are now visited upon our people. On December 17, 2011, some 3,000 died in the cities of Cagayan de Oro and Iligan due to the onslaught of SENDONG. As I have been saying before that massive flood, one-inch of rainfall from the 200,000-ha. Kalatungan Range which for 5 decades had been wantonly and illegally logged by six logging companies, that oneinch rainfall would be one meter when such reaches the 200-ha. urban center of Cagayan de Oro, meaning 10inch rainfall is the equivalent of 10 meters. As we were saying when we were taking direct actions, i.e., barricading logging trucks in the 90’s that thousands will die when that happens. But no one was listening. In fact, I was called then “prophet of doom!” The victims were the poor, those living in the vulnerable areas. Where were the loggers? They were safely ensconced in their mansions! That time, the loggers were

ORLAN R. RAVANERA debunked the fallacies hurled against them by walking the talk, showing that natural, organic, ecological and bio-dynamic farming can i nd e e d re du c e p ove r t y in the rural areas. They have proven that these natural farming practices have reduced production cost and have enhanced soil fertility. Through the years, they have established more stable agricultural production system and have produced organic products that command higher prices in the market. All told, they have advanced sustainable agriculture system that is improv ing t he wel lbeing of the poor farmers and is empowering rural communities. Without an iota of doubt, sustainable agriculture is the liberating force that will unfetter the farmers from the vicious cycle of poverty. It is that farming paradigm that cultivates not only the land, but also the human spirit, to nurture principles and values worthy to be true stewards of God’s creation. Conventional agriculture being promoted by corporate globalization that is causing so much hunger and poverty in the rural areas is the culprit why the Philippines which is oozing with ecological wealth is wallowing in hunger and poverty. Promoting sustainable agriculture is the empowering path so that the peasantry will control the mode of production and marketing.


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DTI closely monitoring price freeze in calamity areas T H E D e p ar t m e nt of Trade and Industry (DTI) is reminding business est ablishments in are as de clare d under st ate of c a l a m it y f o l l ow i n g t h e onslaught of Severe Tropical Stor m Paeng t hat t here should be no increases in prices of basic necessities. Under the Republic Act 7581, or t he Pr ice Ac t, prices of basic necessities should remain at prevailing levels for 60 days in areas placed under state of

calamity. Basic necessities include canned fish, locally manufactured instant no o d l e s , b ott l e d w ate r, bre a d , pro c e s s e d m i l k , coffee, candles, laundr y soap, detergent and salt. In a statement Monday, D T I S e c re t a r y A l f re d o Pascual said the agency, through its regional offices, will conduct market monitoring to ensure that price freeze is being implemented in state of

calamity areas due to Paeng. “The DTI monitoring teams in the regions and provinces check the supermarkets and grocery stores to ensure availability of supply and stability of prices. We also encourage consumers to be vigilant and report any violation or incident of overpricing or hoarding,” Pascual said. Under the Price Act, violators will face a penalty of i mpr i s on m e nt f or a period of one to 10 years, or

a fine ranging from P5,000 to P1 million or both, at the discretion of the court.

PAYMENT solution provider s ai d e nt e r pr i s e s i n t h e Philippines are increasingly accepting cashless payments, and this trend is expected to continue. “More enterprises are now accepting cashless payments. For example, the number of our registered merchant touchpoints in end-September 2022 tripled year on year, and many of these are micro, small and medium enterprises (MSME s),” Maya Group President and Maya Bank Co-Founder Shailesh Baidwan said. According to the Visa Consumer Payments Attitude Study 2022, nearly four of every five Filipino consumers (78%) plan to use digital payments more often, with three in four (79%) believing it is safer.

“This growing demand for digital payments continues — there’s no turning back from this rising tide,” Mr. Baidwan said, adding that everyday transactions such as airtime load, bill payment, money transfers and shopping are driving growth. He noted that more digital banking services, such as savings and credit, are driving digital payment transactions. “We’re seeing this in our Maya app — customers who have saving accounts, for example, are very active in using their wallets for everyday payments because the experience is conveniently seamless and intuitive,” Mr. Baidwan added. GrabPay, also a payment solution provider in t he Ph i l ippi ne s , s ai d it

continued to see growth in cashless transactions despite the full reopening of the economy. This is “driven by both online and of f l i ne me rchant s ,” GrabPay said. “We are s eeing more retailers accepting payments via e-wallets. This is most p ar t i c u l ar ly e v i d e nt on o f f l i n e m e rc h a nt s w i t h the implementation of PH QR,” it added, referring to the national quick response (QR) code standard, which the Bangko Sentral ng Pilipinas and the Philippine Payments Management, Inc. launched in 2019. GCash President and Chief Executive Officer Martha M. Sazon said the company saw higher user engagement “now that things have started to normalize.” This is “further proof that GC ash has b ecome embedded in the everyday lives of Filipinos,” she said in an e-mailed statement. GCash had 66 million users

as of the second quarter of the year, while Maya, which rebranded from PayMaya in April, had 50 million registered users across its consumer platforms. Mr. Baidwan said Maya has powered “over 700,000 registered merchant touchpoints with QR payments.” According to GCash, it expanded its cash-in and cashout outlets to 339,000 in the first half of the year. “It just goes to show that the Filipinos’ shift to a more digital lifestyle is not limited to those during lockdowns. We continue to see the adoption increasing, and even the everyday use and use case diversity are growing. I think the adoption is here to stay and we’re not seeing it plateauing in the near future,” Ms. Sazon said. According to London-based data analytics and consulting company GlobalData Plc, food and drink accounted for the largest share of the total e-commerce transaction value last year due to the popularity of online grocery sales and ondemand food delivery services amid the public health crisis. ` “ T h i s h a s s om e h ow softened during the onset of the easing of lockdown restrictions, but it is picking up back again especially during the holidays,” GrabPay said. Maya’s Mr. Baidwan said people are now enjoying more mobility amid the “early postpandemic period. The return to normalcy translates to an upward trend for digital transactions in the travel, entertainment, food, and retail sectors, he added. “ The share of off line payment transactions for food and groceries posted double-digit year-on-year growths, even as consumers continued to order and shop online. Entertainment and travel-related transactions posted the highest growth in terms of volume, based on data from 2022. Travel-related transactions in May this year grew 10X year on year, while entertainment grew by 9X for the same period,” Mr. Baidwan said.

“The DTI is closely coordinating with the Office of the Civil Defense on the declarations of state of calamity. Automatic price freeze shall apply to basic necessities. Establishments found violating the price freeze may be subjected to ad mi nist rat ive c as e s and fines,” Pascual added. (PNA)

PHL companies expect growth in cashless payments to continue

2011 Revised Manual of Regulations for Private Schools in Basic Education Amendment to DepEd Order No.88 s. 2010 Jesien N. Dadios Instructional Manager Alternative Learning System Naawan District

Section 160. Ownership. Each private school shall own its site, as evidenced by a valid certificate of title. If the private school cannot present its title ownership over the school site , such private school should ensure treasonable and adequate bases for continued use of the site through. a. A duly executed deed exemptions c) Disqualification of sale; or b. a duly executed deed FROM any financial grant or of donation or c. a duly executed subsidy of the Department d) deed of usufruct for a guaranteed suspension of the permit or period of not les than 15 years recognition to operate the school d. a duly executed lease with an e) revocation of the permit or initial guaranteed period of not recognition to operate the school. Application of sanctions less than 15 years. A period of one year shall be and penalties for violation of allowed, reckoned from the the rules and regulations of the submission of the deed or contract, ADepartment shall be consistent for the submission of a certified with the gravity of the offense true copy of the tile which reflects or violation committed by the annotation of the deed or the school , provided that any misrepresentation as to any of contract. The present of spurious titles, and the documentary requirements contracts by the school shall cause herein, particularly those provided the automatics denial of their in section 160 hereof, shall merit application and /or the revocation the sanction of revocation of the od their permit. No reason, excuse permit or recognition to operate or requests for reconsideration the school . The school may appeal the shall be entertained or accepted. Section 189. Sanctions application of any sanction Against private schools. The imposed by a regional director following are the sanctions that to the secretary within 15 days may be imposed against private from receipt of notice of such schools for any violation of the sanction. rules and regulations of the All other provisions stated in Department. A) suspension of the the 2011 Revised manual of schools participation in Education regulations for private schools service contracting ESC and in basic education shall remain education voucher system (EVS effective unless otherwise amended ) programs b) non-issuance of a by other DepEd issuances. favorable recommendation for tax

EXTRAJUDICIAL SETTLEMENT BETWEEN HEIRS WITH SALE K N OW A L L M E N B Y T H E S E PRESENTS: That the late Spouses RONITO A. ABELLA, who died intestate on August 22, 2016 at Manticao, Misamis Oriental, and RAQUEL F. ABELLA, who died intestate on January 23, 2011 at Manticao, Misamis Oriental, without leaving any Last Will or Testament, and Without any Outstanding debt, during their lifetime they left a parcel of land, with TAX DECLARATION No. 22-0008-00073 located at Patag, Naawan, Misamis Oriental, with an area of SEVEN THOUSAND SIX HUNDRED FORTY-TWO (7,642) SQUARE METERS, more or less, and has been the subject of EXTRAJUDICIAL SETTLEMENT BETWEEN HEIRS WITH SALE, That the parties hereto with full civil capacity to contract, hereby these presents as HEIRS/VENDORS agree to sell and alienate the SEVEN THOUSAND ONE HUNDRED FIFTYONE (7,151) SQUARE METERS, more or less and they hereby undertake to convey, cede, sell and transfer the ownership thereof to FE R. AGUILAR, of legal age, single, Filipino Citizen and resident of Naawan, Misamis Oriental, hereinafter referred to as VENDEE in the amount of THREE HUNDRED THOUSAND PESOS (300,000) Philippine Currency, filed by the heirs of Spouses RONITO A. ABELLA and RAQUEL F. ABELLA, per DOC#298;PAGE#60;BOOK#18;Series of 2020 under the Notarial Registry of ATTY. ALMIRA B.VALDEZ. BWM: Oct. 21,28, & Nov. 4, 2022

Property sector expected to slow down on higher rates THE property sector is expected to slow down next year because of incoming stock coupled with higher interest rates and commodity prices, Jones Lang Lasalle (JLL) said. JLL Philippines Head of Research and Consultancy Janlo de los Reyes said that the office segment would move slower next year as new work spaces enter the market. “We have a significant volume of stock coming in not only for the fourth quarter but also for 2023. We have 326,000 sq.m. that’s coming in the fourth quarter and if you will add that to the future stock, that’s going to bloat up what we have here,” Mr. De los Reyes said in a chance interview last week. In the third quarter, the office market added 61,500 sq.m. of new space, bringing the total stock to 10.36 million sq.m. Mr. De los Reyes expects the new office developments from the fourth quarter onwards to pull up the vacancy rate amid a weaker leasing volume and weaker leasing demand. “So, we might see vacancy increase to around 17.5% to 18% or even north of that depending on what the volume of take-up we will see next year,” he added. Meanwhile, Mr. De los Reyes said that the residential market is expected to slow down next year due to higher interest rates. “I think residential will also slow down [and] the reason is that we think the interest rates will catch up now and will impact demand coming from consumers and buyers,” he said. “I think the upscale and luxury market will continue to grow because they have the financial muscle or financial flexibility and are able to weather this pandemic,” he said, adding that higher interest rates will particularly hit the mid-scale market.

Mr. De los Reyes said that for the residential market, big developers are expected to be more resilient in facing the economic climate. “They would be able to fund launches and the new projects that they have compared to boutique or small developers, which have limited cash to play with in terms of developing the projects,” he said. Meanwhile, retail and hotel segments are expected to pick up in the fourth quarter this year on seasonal demand. “I think for [the] fourth quarter, you’d see that it’s going to improve given the seasonality of demand,” Mr. De los Reyes said. H o w e v e r, h e s a i d t h e p r o p e r t y m a r k e t’s performance will depend on how cases of the coronavirus disease 2019 (COVID-19) are contained. “We’re seeing more foot traffic in terms of the malls and I think that will continue assuming that there is no significant surge or there will be no significant development on COVID-19,” Mr. De los Reyes said. “But even if there were, I think we’ ll have less restrictions now so it’s not as restrictive as before,” he added. Mr. de los Reyes said that inflation could also affect the hotel and retail segment, as prices are expected to go higher. “Als o wit h inf lat ion soaring, I think the nonessentials will be hit … but likely it’s still going to be resilient and stable now that we’ve opened the borders,” he said. He said spending might be curbed because of inflation, “but I think it will be felt by 2023.” “O vera l l, I t hin k developers are still quite optimistic in terms of the retail market given that the market has been stabilizing,” he added.


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Kagay-anon Presents Maternal Health Study in Int'l Health Research Symposium Bogota, Columbia. Physician and social science researcher from Xavier University Research Inst itute for Mindanao Culture (XU-RIMCU) Maria Teresa Sharon Linog,MD is presenting a study at the 7th Global Symposium on Health Systems Research (HSR2022) this October 31 - November 4, 2022 in Bogota, Columbia. Dr., Linog, who once ser ved as a Resident Physician under the Department of OB-GYN of Mar i a R e y na Xav ier Un ive rs it y Ho spit a l (MRXUH) delivers a research paper today entitled “Determinants in the Willingness to Pay for Safe Birth Delivery – A Look at the Informal Sector in an Urban Setting in Southern Philippines.” The study is co-authored by Dr. Mary Ann Ratag, Associate Dean of the College of Medicine of X av i e r Un i v e r s it y

and Training Officer of MRXUH. The study aimed to assess if the Maternity and Child C are Prog ram (MC CP) of MR XUH is on track with its mission of giving preferential option for the poor and underprivileged mothers to avail of safe and quality health care in birth delivery and to determine t he fac tors inf luencing women’s willingness to pay the cost of safe delivery health services. “ We h o p e t h a t t h rou g h t h i s re s e a rc h , we can contribute to the improvement of our country’s maternal health. Despite significant policy strides, maternal mortality remains a challenge in the Philippines as 51 mothers die for every 100,000 live births base on 2015 Philippine Statistics Authority (PSA) data,” Dr. Linog stressed. “We hope to contribute to strengthening MRXUH’s

MCCP for it to become more effective in its mission of making healthcare ser vices accessible to Filipino women especially those in the marginalized sectors.” HSR2022 is expected to gather around 2,000 health systems researchers, policymakers, and practitioners from around the globe. With the theme ‘Health Systems Performance in the Political Agenda: Sharing lessons for c u r re nt and f utu re g l o b a l c h a l l e n g e s’, t h e symposium will discuss significant challenges the COVID-19 pandemic has brought to health systems around the world, and the best practices developed to address these problems. The event is organized by Health Systems Global, an international organization dedicated to promoting health policy and systems research (HPSR) and

k n ow l e d g e g e n e r at i on . Founded on 26 October 2012 with an interim Secretariat in Copenhagen, Denmark, HSG now has more than 2,000 members in over 125 countries. HSG has organized a symposium every two years to bring together its members t o d i s c u s s ap p r o a c h e s to strengthen health systems research, share recent research findings, and review the progress and challenges towards i mp l e m e nt at i on of t h e global agenda of priority research. D r. L inog pre s e nte d during First Global Sy mp o s i u m o n He a l t h Systems Research on November 2010 at Montreux, Switzerland with a research study entitled “Mental Health of Children in Conflict and Natural Disaster Situations: It’s Implication to Scaling up of Health Services.”

Maria Teresa Sharon Linog, MD

OLDES/PAGE 7


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THU-FRI | NOVEMBER 3-4, 2022

Massive... from page 1

Astronomical S er vices Administration (PAGASA), the President said that four typhoons are still expected before the year ends. Another issue the President pointed out is the lack of coordination between the Bangsamoro Au t o n o m o u s R e g i o n i n Mu s l i m M i n d an a o (BARMM) and the provincial government of Maguindanao. “ Yo u n e e d t o j oi n forces and maximize your resources” to improve relief operations, he told them. Marcos said he wanted to have the military involved to help facilitate coordination between the regional and provincial governments. He told social welfare workers to hasten relief efforts and to get rid of what he called as bureaucratic “coupon” system. “ Wa g n a n a t i n masyadong intindihin ’yung bureaucracy. Basta iparating na natin ang relief. Eh ano kung magdoble-doble? … Alam mo naghihingalo ’yung tao. Life and death ito sa kanila,” he stressed. The President reminded his subordinates that “there is no such thing as sobra na relief.” “Kung ano yung meron tayo ibigay natin kaagad, and it doesnt matter kung may papel. ’Wag na ninyong p a p i r m a h i n . Wa l a n g kakainin ang mga ’yan,” he said. President Marcos visited more than 900 displaced individuals staying at the Broce Central Elementary School. He initiated the ceremonial assistance of P10,000 from the national government to help sur vivors rebuild their houses. The death toll in Maguindanao climbed to 61 as of Monday morning, according to a briefing made by Maguindanao del Sur Governor Mariam Mangudadatu. The Bangsamoro government, in a briefing by BARMM Minister of Interior and Local Government Naguib Sinarimbo, reported around 568,969 affected persons or around 217,719 families from 442 barangays all over the region. Aside from the landslides in Maguindanao, storm

surge was also monitored in Bongao, Tawi-Tawi. Among key issues raised in the status of lifelines in the region are the damaged roads and bridges. Marcos asked government planners to study the reg ion’s f lo o d-cont rol infrastructure network and river systems. He said he saw substandard dikes, described as “marupok,” of which some were made only of a single layer of hollow blocks. Maj. Gen. Roy Galido, commander of the Army’s 6t h Infant r y Division who is also the incident commander of the retrieval and relief operations at Barangay Kusiong, briefed President Marcos that based on information gathered from the locals in the area, only four persons remain missing. “We have retrieved 21 cadavers and we are only looking for four more based on the accounts of local residents and leaders,” Galido said. But what worries 60-yearold Daisy Ferring, who lost a one year-old granddaughter and managed to survived the landslide with bruises and wounds all over her body and face, is where to stay after they will leave the school in Datu Odin Sinsuat town as face-to-face classes have resumed. “Saan kami uuwi kung paalisin na kami dito?” she lamented. Ferring said they are asking President Marcos to provide them with housing in a safe area. Ferring, who belongs to the Teduray tribe, used to stay at a coastal area of Kusiong. But two years ago they were advised by the local government to be relocated at Sitio Tinabon where the landslide happened

Trips... from page 1

exp e c t ing an inf lux of p ass engers to come to DCOTT last Friday but were surprised when significantly fewer passengers rode the buses from the terminal even over the weekend. Usop believed that passengers are apprehensive of travelling at this time due to Typhoon Paeng, which ravaged parts of Luzon, Visayas, and Mindanao. “We have bus routes to Bohol, Samar, Leyte in

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Visayas and Pasay in Luzon. We know that these areas have been affected. We have a number of passengers who are going home to Cotabato, but the area was likewise affected,” she said. Aside from the typhoon, she said the increase in the bus fares could have discouraged the passengers from traveling. But Usop said operation at DCOTT is smooth and orderly. After Ty p h o o n “Paeng,” the Philippine Atmospheric, Geophysical and Astronomical Services Administration (PAGASA) has been monitoring tropical depression “Queenie,” which was estimated at 490 km East of Davao City or 425 km East Southeast of Hinatuan, Surigao del Sur as of the 11. am. advisory released by the weather bureau. It said that Tropical D epression Q ue enie is forecast to continue moving westward in the next 12 hours while moving over the Philippine Sea, east of Mindanao. “Queenie was downgraded into the tropical depression c at e g o r y at 8 : 0 0 a . m . yesterday. Due to unfavorable environmental conditions, this tropical cyclone will continue to weaken and may become a remnant low within 12 hours,” it added.

Helps...

from page 1 in support of the government's "E-Dalaw" project. ICRC said the project gained momentum during the height of the Covid-19 pandemic when it was hard for PDLs to contact outside the jail facility, especially those with families who do not have access to digital technology. "To help restore contact between detainees and their families and facilitate virtual court hearings, the ICRC has been supporting the government’s 'E-Dalaw' and 'E-hearing' programs by providing tablets and internet loads to places of detention," ICRC said. ICRC also said giving support to PDLs is also part of its humanitarian activities which aim to secure humane treatment and conditions of detention for all PDLs. Since 2020, more than 300 digital tablets have been distributed to BJMP's 150 facilities nationwide, including the Malaybalay City Jail. The ICRC’s goal is to provide over 500 tablets to nearly 200 detention facilities, in addition to phone and internet load to places of detention until 2023. In 2022 alone, ICRC facilitated over 467,000 calls between PDLs and their families, 6,000 calls with lawyers, and at least 40,000 virtual court hearings. (PNA

Slows... from page 3

and ample liquidity will support the recovery of economic activity and domestic demand.”

“Looking ahead, the BSP will ensure that liquidity and lending conditions remain consistent with its price and financial stability mandates,” it added. Meanwhile, the annual growth of domestic liquidity (M3) in the ninth month this year slowed to 5 percent to PHP15.4 trillion from the revised 6.7 percent rise last August. On a month-on-month basis, M3 declined by 0.2 percent, the BSP said. The central bank said domestic claims slowed to 10.8 percent last September from month-ago’s revised 11.4 percent growth “due to the improvement in bank lending to the private sector.” It said claims on the private sector rose by 10.1 percent last September from the previous month’s 8.9 p ercent “wit h t he sustained expansion in bank lending to non-financial private corporations and households.” On the other hand, net claims on the national government rose by 15.3 percent, down from last August’s 21.2 percent, “owing to the sustained borrowing by the national government.” During the same period, net foreign assets (NFA) in peso terms slipped by 1.7 percent, higher than the 0.8 percent decline last August. The BSP said NFA of banks slipped “mainly on account of higher bills payable” while that of the central bank “was broadly steady year-on-year.” “Looking ahead, the BSP will continue to ensure that domestic liquidity c on d it i ons re m ai n i n line with the BSP’s price and financial stability objectives,” it said. (PNA)

Digital... from page 2

and their families, 6,000 calls with lawyers, and at least 40,000 virtual court hearings. (PNA)

Zambo... from page 2

worth P290,000, and one reser ved unit of a 16-horsepower engine. He said the suspects and confiscated smuggled c i g are tte s we re pl a c e d under the custody of Sibuco Municipal Police Station for proper disposition. (PNA)B3

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BDO – COGON Sky hi Bldg JR Borja St. Cogon, Cdoc 8577963/ 725209/ 725203 BDO – OSMEÑA Osmeña corner Ramon Chavez St. Cdoc 724567/8563727 BDO – LAPASAN Lapasan Highway Cdoc 8563233 /8563234 / 725178 BDO – RN- PELAEZ George Town CyberMall Rn Pelaez Blvd Kauswagan Cdoc | 8562617/729052 BDO – CARMEN Maxsuniel cor.V Neri St. Carmen, .Cdoc 8584854 /8581133 BANK OF COMMERCE- VELEZ Akut- Velez St.Cdoc | 8564371 / 726880 BANK OF COMMERCE- LAPASAN

CM Recto Ave. Lapasan, Cdoc, 8563991/727731

BPI FAMILY SAVINGS BANK RER kauswagan,HW Cdoc 8573733 /722519 BPI FAMILY SAVINGS BANK Gaston Park Cdoc | 8801518 BPI – LAPASAN Cm Recto HW Lapasan Cdoc 724076/ 8524602 BPI- VELEZ Velez-JR Borja St.Cdoc 8564213/722406 BPI – CAPISTRANO Capistrano St. Cdoc 8574264/8574263 BPI- COGON Osmeña St. Cdoc 8571297/8571298 CHINA BANK –GAISANO 745887/745880 CHINA BANK- JR BORJA JR Borja St. Cdoc 8572212/8573274 CHINA BANK- LAPASAN CM Recto Lapasan HW Cdoc 8561325 /722240 CHINA BANK – CARMEN Max Suniel, Cor. Yakal St. Cdoc 8583903/723091 CHINA BANK – DIVISORIA RN Abejuela St. Divosoria Cdoc 8575759/722641 CITY SAVINGS BANK TS Fashion Ave.Justo Ramonal Corner St.Cdoc 2316060/ 2316059 CHINATRUST Suite U&5 G/LGateway Tower Lapasan Lkk Cdoc 8521846/8521844 D’ASIAN HILLS BANK HW. Lapasan Cdoc | 8564201/ 8564201 D’ASIAN HILLS BANK Vamenta Carmen Sts. Cdoc | 8585366 DBP – CORRALES Corrales Ave., St. Cdoc | 8572087/722649 DBP – CAPISTRANO JR Borja Capistrano St. Cdoc 8567776/722819

PBCOM Tiano-HayesSt. Cdoc | 726519/8571558 PLANTERS DEVELOPMENT BANK

Tiano Bros St. Cdoc | 727083 /727082 PHILTRUST BANK Ramonal OsmeñaSt. CDO 8807234/2316694/2316695 PNB- CORRALES Corrales Avenue Cdoc | 729500 / 729723

PNB- LKK MALL NORTH CONCOURSE

LKK Mall N.Concourse Cdoc 8574149/8575682

PNB- CARMEN Elipe Bldg.Carmen, Cdoc | 8583158/ 8584203 PNB- LKK LKK Lapasan, Cdoc | 8564347/722872 PNB CDO– DIVISORIA Tiano Bros.Cruz Taal St., Cdoc 722861 /722816 PNB CDO– LAPASAN LKK Center Lapasan, Cdoc | 8564732 / 723992 PNB CDO– COGON LKK Center Lapasan, Cdoc 8571991/ 723992 PHILIPPINE POSTAL SAVINGS BANK, INC. bels_domingo@yahoo.com.ph Rizal Chavez Cdoc 8572194/725438 PS BANK Velez Corner A. Mabini St., Cdoc 8574183/725184 PHILIPPINE VETERANS BANK Tiano-Abejuela St. Cdoc 722644/8573386 QUEEN CITY DEVELOPMENT BANK, INC. Sacred Heart Mont. Cm RectoAve., Cdoc 8562390 RCBC- VELEZ Velez-Borja St. Cdoc | 8564982/8568888 RCBC- COGON Simplex Bldg. Osmeña St. Cdoc 8562888/725863/8521329 RCBC- LAPASAN Cm. Recto Lapasan HW. Cdoc 8561888/722449 RCBC- LKK Gateway, Tower 1 LkkCenter, Cdoc 8563707/722449 RCBC SAVINGS- CARMEN Walingwaling St.,Carmen St. Cdoc 8585793/ 8586248 RCBC SAVINGS- VELEZ Velez St. Cdoc | 729083/8562460 RCBC SAVINGS- AGORA 8807891/8807892 RURAL BANK OF CABADBARAN, Inc.

#58 Tiano FernandezSt.CDO 727215/ 8563552 *805

SECURITY BANK- OSMEÑA Osmeña St. Cdoc | 8563965/ 723411/728774 SECURITY BANK- LKK Limketkai | 8801258/8801625

EAST WEST BANK #5 Juan Sia Bldg. Apolinar Velez St.Cdoc 8578801/720081

SECURITY BANK- VELEZ Velez Montalvan St., Cdoc | 728334/856632

EAST WEST BANK Cogon De Oro Constraction Bldg. LKK Drive 8500339/8500331

STERLING BANK OF ASIA Tiano Velez St. CDO | 8528171/8528168

ENTERPRISE BANK INC. Centro Mariano Bldg Osmeña St. Cdoc 723869/ 3093395 FIRST CONSOLIDATED BANK CM Recto Ave., Cor.Agudo Road Cdoc 8565360/2316678 LBP – CAPISTRANO Capsitrano St. Cdoc | 8565515/727678 LBP – VELEZ LunaVelez St. | 723549/8563198 LBP – PUERTO Puerto Cdoc | 8558858 MAYBANK JR Borja Tiano Cor. Bldg. Cdoc 8574439/726060 METRO BANK- DIVISORIA Pabayo Abejuela St. Divisoria Park, Cdoc 724783/8576999 METRO BANK- VELEZ A. Velez St. Cdoc | 8561724/726054 METRO BANK- JR BORJA JR Borja St. Cdoc | 8572999/724415

UCPB BANK- LAPASAN Osmeña Corner Lkk Drive, Cdoc 85771842/ 725135 UCPB BANK- VELEZ Velez Corner C. Pacana St. CDO 8564474/8564527 UCPB BANK SAVINGS-CAPISTRANO

Capistrano Corner CruzTaal St. CDO 8524099/722695

UCPB BANK SAVINGS- OPOL Gf forever Books Bldg.Bulua National CDO 754519/8588063 UNION BANK Lapasan Cm.Recto Cdoc | 8566847/8563805 WEALTHBANK Velez Gomez St. Cdoc | 8568942/722174 1ST VALLEY BANK Vamenta Blvd. CornerLirio St. Carmen, Cdoc 8501871/ 8584146 OROBANKERS CLUB Inc. Pnb Carmen | 09151850242


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MisOr bags three ATOPDOT Pearl Awards Thu-Fri | November 3-4, 2022

By Tito Mike

Misamis Oriental Provincial Tourism Officer Atty Jeffrey C. Saclot with one of the three trophies received by the province

Misamis Oriental’s focus on tourism has reaped dividends as it garnered three awards during the 23rd Association of Tourism Officers of the Philippines (ATOP) National Convention, held October 27, 2022 at Taal Vista Hotel, Tagaytay City. The province emerged as Grand Champion for Best Tourism Week Celebration in the Provincewide Tourism Week Celebration category; First Runner Up for Best Tourism Fe s t i v a l Ev e nt ( Ku y a m i s Festival) and also received a Special Citation for the Best Tourism Oriented LGU Province in the ATOP-DOT Pearl Awards. As an acknowledgement of Misamis Oriental’s outstanding performance, Misamis Oriental

Tourism Officer Atty. Jeffrey C. Saclot was also elected Executive Vice President of the ATOP for January 2023 to December 2025. “We are thankful that Misamis Oriental has been g ai n i n g g rou n d s at t h e national level, especially on

tourism related programs and events. Our efforts for tourism development have truly paid off,” Atty. Saclot said. “The awards we received inspire us to be better in what we do and promote Misamis Oriental more. With the goaloriented tourism agenda of

Gov. Peter M. Unabia, we are confident that Misamis Oriental will continue to be

recognized as one of the best tourism-oriented provinces in the Philippines,” he added.


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