BusinessWeek Mindanao (October 24-25, 2022)

Diarrhea outbreak

KORONADAL City – The Municipal Health Office (MHO) of Banga, South Cotabato confirmed on Friday, Oct. 21, the death of a senior citizen following a diarrhea outbreak in Barangay Lampari that downed 50 others.

Dr. Ellen Quidilla, MHO-Banga chief, was unable to identify the lone fatality in the outbreak on Thursday, Oct. 20, but noted the patient died from dehydration.

Thirty-eight of the patients are currently admitted at the Soccsksargen General Hospital (SGH) in General Santos City while eight are at private hospitals in nearby Surallah, South Cotabato.

Davao food hub

DAVAO City – With the opening of the Davao City Food Terminal Complex (DFTC), vegetable producers and traders from remote districts of the city said they no longer worry about middlemen who buy their products and pay them at very unreasonable prices. In a statement Friday, Joseph Laborte, president of the Highland Vegetable Growers Association (HVGA) from Tugbok district, said the DFTC would help provide small farmers a direct market area to sell their products at competitive prices. ”In our area, our product is only bought for P7 to P8 but here in DFTC, it can be sold for as much as P12,” Laborte said, noting that the absence of middlemen has raised their income considerably.

Caraga’s MSMEs

YOUR MINDANAO-WIDE

Sardines confab to tackle low supply

Thousands of Marawi ‘bakwits’ remain in temporary shelters

By FROILAN GALLARDO MindaNews

MARAWI City — Five years after then President Rodrigo Duterte declared this city liberated from ISIS-inspired militants, residents who have been allowed to return are now trying to restore normalcy to their lives, while thousands of others are still living in temporary shelters in the outskirts.

ZAMBOANGA City – Industry players and stakeholders are gathered here starting Thursday for the two-day 5th National Sardines Industry Congress to tackle looming supply shortage.

Organizers said the congress, which comes after a two-year hiatus brought by the coronavirus disease 2019 (Covid-19) pandemic, aims to help ensure the availability of canned sardines in line with the food security program of President Ferdinand R. Marcos. “Through this congress, we are showing how our fishery sector, especially here in the region, are working closely

Marawi residents struggle to get their lives back; thousands remain in temporary shelters

By FROILAN GALLARDO MindaNews

MARAWI City — Five years after then President Rodrigo Duterte declared this city

liberated from ISIS-inspired militants, residents who have been allowed to return

are now trying to restore normalcy to their lives, while thousands of others are still living in temporary shelters in the outskirts.

Mamarinta Radia, 58, stood outside his newly rebuilt hardware store in Barangay Bubong Madaya Lilod, one of the areas where residents are already allowed to resettle.

Robinsons Mall

BUTUAN City – The Department of Science and Technology in the Caraga Region (DOST-13) has recognized five Micro, Small, and Medium Enterprises (MSMEs) for resiliency and innovations. “The MSMEs, under the SETUP (Small Enterprise Technology Upgrading Program) of the DOST, have proven their resiliency, productivity, and innovativeness despite the challenges in their business,” the DOST-13 said in a statement Thursday. The recognition coincided with the opening of the weeklong Regional Science and Technology (RSTW) 2022 on Wednesday

Radia was lucky that his two-story building only sustained minor damage from the fighting and was able to secure a P75,000 grant from the Department of Social

DAVAO City — Former

REMAIN/PAGE 7

MURAL PAINTING. Artists participate in the mural painting contest on October 21, 2022 in downtown Davao City. The activity is part of the Department of Trade and Industry’s celebration of Consumer Welfare Month. Mindanews Photo

SHELTERS/PAGE 7

TACKLE/PAGE

STREET STALL. Beverly Modasir sells fried bananas on a street stall in front of the Amai Pakpak Medical Center in Marawi City on October 17, 2022. MindaNews photo by FROILAN GALLARDO

DOST cites 5 Caraga MSMEs for resiliency, innovation

By Alexander Lopez

INNOVATIVE MSMEs. Department of Science and Technology Secretary Renato Solidum Jr. (5th from right) leads the awarding and recognition of five MSMEs during the opening of the weeklong Regional Science and Technology 2022 on Wednesday (Oct. 19, 2022) at the Robinsons Mall in Butuan City. The MSMEs are recognized for resilience, efficiency, and innovativeness amid challenges in running their respective businesses.

(Photo courtesy of DOST-13)

BUTUAN CITY – The Department of Science and Technology in the Caraga Region (DOST-13) has recognized five Micro, Small, and Medium Enterprises (MSMEs) for resiliency and innovations. “The MSMEs, under the SETUP (Small Enterprise Technology Upgrading Program) of the DOST, have proven their

resiliency, productivity, and innovativeness despite the challenges in their business,” the DOST-13 said in a statement Thursday. The recognition coincided with the opening of the weeklong Regional Science and Technology (RSTW) 2022 on Wednesday at the Robinsons Mall here which will run until Oct. 22. The launch of the RSTW 2022 and the recognition of the five MSMEs was led by DOST Secretary Renato Solidum Jr. and Undersecretary Sancho Mabborang. The DOST lauded the outstanding contributions and performance of the five MSMEs that will steer insights and understanding on resiliency and innovations among other businesses in the region. The Butuan Agusan Farmers Multi-Purpose Cooperative in Agusan del Norte was recognized as the regional-level winner. On the provincial level, the winners included the Torresco Grill and Restaurant in Dinagat Islands,

the Bayugan Farmers Millers Multipurpose Cooperative in Agusan del Sur, the 3HS Construction Supply in Surigao del Sur, and the JF Roofing and Accessories in Surigao del Norte. The SETUP is one of DOST’s flagship programs aimed at encouraging and assisting MSMEs to adopt technology innovations to improve their operations and boost their productivity and competitiveness. Through the SETUP, MSMEs are enabled to address technical problems in their day-to-day operations through technology transfer and technology interventions. DOST13 Director Noel Ajoc congratulated the winning MSMEs, as he encouraged them to continue to use innovative technology interventions in their business operations. The weeklong RSTW will exhibit the latest innovations, inventions, and other science and technologyrelated research. (PNA)

TF-Davao seizes P7-M in contraband from Jan.-Oct.

DAVAO City – The Task Force Davao (TFD) has seized over PHP7 million worth of illegal drugs and smuggled cigarettes from January to October this year, its top official said Thursday. In an interview here, Col. Darren Comia said from Jan.1 to Oct. 14, some 204 grams of shabu with an estimated street value of P3.2 million and 867 grams of marijuana valued at P108,598 were seized from 155 people. In addition, Comia said a total of 7,952 reams of smuggled

cigarettes worth P3.9 million were also seized, including the P1.25 million worth of cigarettes seized on Oct. 18. “We have apprehended 215 people who attempted to smuggle illegal drugs, cigarettes, and firearms through the city’s borders,” Comia said, adding that they have also arrested 42 individuals for carrying illegal firearms. With the series of attempts to bring contraband inside the city, he said security inspections in the five border checkpoints (Sirawan,

Eden, Lacson, Malagos, and Lasang), the airport, and the non-stop patrols in the Davao River will be heightened. To further safeguard the city’s borders, Comia said the TFD will be adding another riverine detachment force in the Bunawan area to intercept water vessels carrying illegal cargo coming in from the neighboring island city of Samal and Davao del Norte. “Through this, we can check all those entering Davao City (from all sides),” he said. (PNA)

Madaguing Elementary School conducts gender and development training

By JENELYN N. JADAP Teacher III Madaguing Elementary School Claveria West District

GENDER and development refers to the development perspective and process that is participatory and empowering, equitable, sustainable, free form violence, respectful of human rights, supportive of self-determination and actualization of human potentials. It seeks to achieve gender equality as a fundamental value that must be reflected in development choices and contends that women are active agents of development, not just passive recipients of development.

The GAD approach is not concerned specifically with women but with the way in which a society assigns roles, responsibilities and expectations to both men and women. GAD applies gender analysis to uncover the ways in which men and women work together, presenting results in neutral terms of economics and competence.

GAD focuses primarily on two major frameworks, Gender Roles and Social Relations Analysis. Gender Roles focuses on social construction of

identities within the household. It also reveals the expectations from maleness and femaleness in their relative access to resources. Social relations analysis exposes the social dimensions of hierarchical power relations embedded in social instructions. It’s determining influence on the relative position of men and women in society. In an attempt to create gender equality, GAD policies aim to redefine traditional gender role expectations.

What is administrative work?

By HONEY SWEET M. BATOY

Administrative Assistant III of Personnel Section DepEd Division of Oroquieta City

MOST commonly, administrative work includes filing information, managing an office and its supplies, answering and directing

phone calls, writing and answering emails and scheduling appointments. Higher level administrators can oversee the daily

administrative operations of an entire organization or project.

Administrative work can be extremely broad in nature consisting of many roles and duties. Usually, the main task of administrative work involves maintaining an office setting and the employees within. Understanding the different types of administrative work can give you a better idea of whether it’s a career you’d like to pursue.

Due to administration being such a comprehensive category of work, there are many different job titles. Some may refer to jobs with similar duties such as administration assistant and program administrator. Though some describe different jobs altogether.

An administrative assistant is a professional who supports more senior employees in an organization. They help to improve productivity and complete essential tasks such as scheduling meetings and ordering supplies.

Administration assistants tend to screen and route phone calls and emails and often have a wide range of other duties. There are a few steps you can take to succeed in an administrative role.

Banking & finance

Interest rate hikes statement of PBBM, reiteration of BSP’s bid

PRESIDENT Ferdinand R. Marcos’ tweet regarding the further increase in interest rate to help address the elevated domestic inflation reiterates earlier statements of monetary authorities, an economist said.

“This is just re-affirming and being consistent with the earlier signals/stance by the economic team. This is also based and consistent with measures to help stabilize the peso and overall inflation for many years,” Rizal Commercial Banking Corporation (RCBC) chief economist Michael Ricafort told the Philippine News Agency.

He said the use of interest rates to address elevated rate of price increases or the extreme volatility in the foreign exchange “have been used especially years

after the Asian financial crisis that started in 1997.”

“The BSP has always been independent in terms of policymaking and in fulfilling its mandate of price stability, sustainable economic growth, and financial stability,” he added.

Inflation rate accelerated to its highest since October 2018 when it rose to 6.9 percent last September from the previous month’s 6.3 percent and yearago’s 4.2 percent.

It has been on the rise since March and breached the government’s 2-4 percent target band since April due to the impact of higher global oil prices and supply constraints for some food items.

In the first nine months this year, inflation averaged

at 5.1 percent and monetary authorities forecast this to return to within-target levels by the second half of 2023.

The rise of interest rates, particularly in the United States, has negatively impacted the peso. The local currency hit its record-low of 59.00 to a US dollar four times so far this month, particularly on Oct. 3, 10, 13, and 17.

With the use of monetary policy measures to tame inflation and address peso-US dollar fluctuations, Ricafort said “local authorities also have a good track record of stabilizing the peso for 18 years or from 2004 -Sept. 1, 2022 when the record high back then was maintained at 56.45.”

“These measures would

complement and are consistent with the recent signals from the BSP about possible large hike in policy rates by +0.50 or +0.75 on the next rate-setting meeting; as well as increased intervention in the local foreign exchange rate market, with the peso exchange rate relative stable close to the record high of 59.00 for the 4th straight week already,” he said.

Aside from helping stabilize the peso and the inflation rate, Ricafort said these nonmonetary measures will also help address inflation expectations.

“All of these measures would help prevent any speculative attack on the peso, learning from the lessons of the Asian financial crisis and past crisis periods,” he added. (PNA)

Higher cap on credit card charges to hurt consumers

RAISING the cap on credit card charges to account for rising interest rates will only benefit banks and hurt consumers, a lawmaker said in Tuesday.

“It’s just going to pad bank profits. Why we would want to adjust 24% per-annum interest rates upward, as if that’s not high enough, is beyond me,” Albay Rep. Jose Ma. Clemente S. Salceda, chairman of the House Committee on Ways and Means, said in a statement.

Mr. Salceda made the statement in response to reports that Bangko Sentral

ng Pilipinas (BSP) Felipe M. Medalla said the central bank is reviewing the ceilings on credit card charges as interest rates continue to rise.

He said the net profits of the country’s biggest banks have increased by 12% to 72%, and raising the cap on credit card charges will only benefit them and hurt the middle class.

“I urge Governor Medalla and the Monetary Board to reconsider its efforts to review and possibly increase the rates,” he said.

Mr. Salceda said if the cap

is raised, the annual rate will be among the highest in the southeast Asian region.

“In Thailand, the cap is 18% per annum. It’s 17.5% in Malaysia. It’s 28% in Singapore. And Indonesia has the same cap as we do,” Mr. Salceda said.

The BSP in November 2020 imposed a maximum interest rate on unpaid outstanding credit card balance of 2% per month or 24% per year to help consumers amid the coronavirus pandemic.

The cap for the monthly add-on rate that credit

card issuers can charge on installment loans was also kept at 1%, while the maximum processing fee for credit card cash advances will remain at P200 per transaction.

These ceilings have been retained as of June this year. The BSP’s policy-setting Monetary Board reviews them every six months.

The BSP has hiked borrowing costs by a cumulative 225 basis points since May to fight rising inflation, bringing its policy rate to 4.25%.

BSP: Shift to polymer bills not expected to affect abaca sector significantly

THE ABACA INDUSTRY will continue to prosper even with the shift to polymer banknotes from paper bills amid growing demand for natural fibers in the global market, the Bangko Sentral ng Pilipinas (BSP) said on Wednesday.

The Philippine central bank also said polymer bills will help improve the quality of banknotes amid improving counterfeiting technology, even as a lawmaker and the abaca industry noted this type of bill may only add to plastic waste.

BSP Deputy Governor Mamerto E. Tangonan said during a briefing of the Senate Committee on Banks, Financial Institutions and Currencies that polymer banknotes are more difficult to counterfeit, cleaner, more environmentfriendly, durable, and costeffective compared with paper bills.

“In order to assess if the claimed benefits apply to Philippine conditions, the BSP with the approval of the President, embarked on a circulation test of the first polymer piso,” Mr. Tangonan said, adding that the central bank has developed an evaluation framework to be undertaken on 2024.

“The BSP simultaneously

provided a comprehensive training and communication program for cash handlers of banks, cash in transit, and machine suppliers. At the end of the circulation test, the BSP aims to acquire significant stakeholder feedback, as larger volumes of 1000-piso notes circulate in the economy,” he said.

The BSP initially released the 1000-piso polymer banknotes to banks for circulation in April 2022.

Mr. Tangonan also said they are studying the impact of the shift to polymer bills on the abaca industry.

“The circulation tests of five hundred million pieces of 1000-piso polymer banknotes are estimated to affect 0.2-0.4% of abaca farming jobs, that is 210 to 481 jobs, and 0.1-0.2% of abaca export revenues, that is from P8.5 to P17 million,” he said.

“The estimates were based on the assumption that abaca suppliers have no alternative markets that is, it is a donothing scenario. However, the BSP fully recognizes the vast potential and growth opportunities given the large global demand.”

Mr. Tangonan said abaca farmers do not directly supply

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Time to Teach

Think a minute...A policeman stated: “From the violence and destruction of property by kids today, you would think they have no fathers.” Late one night a young man was involved in a crime, and his unhappy father came to the police station about his car being held as evidence. The shocked policeman said to the father: “You’re worried about your CAR? How about your SON?” But the father just shrugged his shoulders and said: “Just close my car windows in case it rains.”

Fortunately, other sons are blessed with a mature, good father who takes the time to love and teach his son well—like the man who testified: “The biggest influence in my life was my father. He spent a lot of time teaching me how to be an honest, good man. When I was a boy, every evening my dad spent an hour with my brother and me teaching us, including reading something from the newspaper and then explaining it. This hour with my dad every evening lasted until I became an adult. It is all the more amazing since my father had only an eighth-grade education!”

A father can even help his son find his career by taking the time to help his son discover and develop his own natural abilities. Mickey Mantle, one of the greatest professional

THINK A MINUTE

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Mindset shifts for a sustainable and equitable future

SPEAKING

ficer, and Compliance Officer; Alberto M. de Larrazabal, CFO, Chief Risk Officer and Chief Sustainability Officer; Francisco Romero Milan, Strategic Adviser for Hu man Resources; Chua Sock Koong, Ayala director; Riza Mantaring, Ayala and ALI director and Jaime Urquijo, BPI and ACEX director, who moderated the Q&A sessions.

Key takeaways from the half-day summit:

“This laid out the many ongoing challenges that we all face as we craft our ESG agenda moving forward. (…)

important one.” Gail White man

JHAN TIAFAU HURST

baseball players ever, was deeply influenced by his father. Mantle wrote: “When I was just fiveyears-old, Dad began to teach me all my baseball skills… Every day after work he spent several hours playing with me. And when I hit the ball over the house, he and my grandfather counted it as a homerun. But Dad did more than teach me baseball—he taught me confidence. When I was just 15, he let me play with him and the other men on the local baseball team.”

Mickey Mantle’s father took the time to teach his son, and it paid off in a big way!

Dad, your influence will never rub off on your son if you are not close enough to him to make it happen. You only get a few years to build his character and confidence,

The recently concluded 4th Ayala Integrated Corporate Governance, Risk Manage ment and Sustainability Sum mit focused on “Mindset Shifts for a Sustainable and Equitable Future”.

Attended by almost 600 directors, managers and em ployees across the Ayala group, the virtual summit was also attended by observers from the Securities and Exchange Commission and the Institute of Corporate Director.

The participants heard from Speakers Gail White man, Executive Director , Climate Basecamp; Rajeev Peshawaria, CEO, Stewardship Asia Center; Lois Guthrie, Senior Technical Advisor, IFRS Foundation; and Mayor Alfredo Coro II, Mayor, Mu nicipality of Del Carmen, Siargao Group of Islands.

The participants also drew additional insights from Ayala Chairman Jaime Au gusto Zobel de Ayala, (who gave the opening remarks), Ayala President and CEO Cezar P. Consing, Solomon N. Hermosura, Corporate Secretary, Chief Legal Of

“Our sustainability jour ney requires a transforma tion of culture, of systems, and processes, and demands courageous imagination and active participation from all of us. I hope that we can all do work together in ensuring that these important mindset shifts take place and lead to a sustainable and equitable future – for our sake and for the sake of future genera tions.” – Jaime Augusto Zobel de Ayala

“We are a 200-year old company, we’re the oldest business house in the Philip pines. We have the advantage of having an ownership group that’s very enlightened with a very, very long term view.” – Cezar P. Consing

“There are testaments that Ayala’s mindset has shifted and is continually shifting for a sustainable and equitable future (…) But we are never contented. We will not stop making sure we have the right mindset and we are do ing our part in ushering the new era of corporate social responsibility.”

– Solomon M. Hermosura

As a backdrop, recent years have exposed the inherent shortcomings in the global economic progress that we all have experienced in the last decade. The inequitable distribution of economic gains that has led to so much social dissatisfaction, the disregard of our environment in our relentless pursuit of economic gain, the fragile geopolitical foundations that have un derpinned global economic prosperity, to name a few.” – Alberto M. De Larrazabal

“Internally in Ayala, we are having exactly the same discussion. Now that we have a very clear strategy on how to tackle “E” (environment) and how to move forward, how do we make sure that we don’t forget the “S” (social) and that we continue working on the “G” (governance)? – Francisco Romero Milan

On whether there is an argument for company boards to address initiatives at reduc ing vulnerability in society , instead of focusing on simply reducing carbon emissions. “I think that’s a great strategic question There might even be a third strategy that is somewhere in between the two. Clearly, everybody has to reduce emissions (…) At the same time, you need to have a resilient system that you operate in. The idea of saying, “Where can we build resilience into the societies in which we operate” is an

“There are companies that actually create rewards and compensation systems that measure behavior against purpose and values – and pay and promote based on that. No system of human performance measurement is perfect, and yet, you have to find the least perfect of them all in which you can measure each employee’s behavior ac cording to stated values and contribution to purpose and find a way to link that. There are many ways to do that.”

Rajeevv Peshawaria

On the absence of specific industry metrics for measur ing performance. “This is a point that has come up and I think it’s something that we’ll have to develop. We’d be very interested in hearing from Ayala on how this has been approached by you and what you like to see in terms of guidance to consolidating these.” Lois Guthrie

On the most important lessons that we should take from the experience of the Municipality o Del Carmen, Siargao. “Behaviors. (Del Car menons) have to constantly and consistently appreciate and recognize the impact of the programs that we are do ing in their lives, family and community. The challenges keep changing every day, and thus the leadership of Del Carmen – that includes me and everybody else – would also need to be adaptive in responding to the issues.”

Mayor Alfredo Coro II

Prayer and humility

That gospel episode where Christ talked about the difference between the prayer of the Pharisee and the publican (cfr. Lk 18,9-14) clearly shows us that for our prayer to be effective, we have to be humble, acknowledg ing our sinfulness, our defects and weaknesses.

We should be wary of our tendency to approach God feeling proud of whatever good we have done.

With God, we have no reason at all to show off whatever good we have done, for everything good comes from him.

He knows them already, and for sure is happy with that fact. What we have to do instead is to feel the great need we have of him since we cannot deny that despite all the good things we have done, we continue to have defects and weaknesses, if not all kinds of sin themselves.

Let’s remember what St. James in his Letter said in this regard: “God op poses the proud but shows favor to the humble.” (4,6) With the current tendency in our culture to fall into virtue signal ing, we really need to do

some extra effort to re main humble and simple, always feeling the need for God, for forgiveness and for more grace.

One source defines virtue signaling as “the action or practice of pub licly expressing opinions or sentiments intended to demonstrate one’s good character or the moral correctness of one’s po sition on a particular issue.”

Another source puts it as “a pejorative neologism for the conspicuous and disingenuous expression of moral values with the intent to enhance one’s own image.” Still another source describes it as tak ing “a conspicuous but essentially useless action ostensibly to support a good cause but actually to show off how much more moral one is than everybody else.”

This is not to develop in us a gloomy and nega tive self-esteem. Rather the contrary. It is to be realistic about ourselves that would enable us to know more objectively both the good and bad aspects of our life. If we have a realistic and

healthy self-esteem, we would know how to ap proach God properly in prayer, since we would be both thankful to him for the good things we have, and begging for mercy for the bad things.

The acknowledgement of the negative things in our life before God does not undercut the value of the good things we have done. Such acknowl edgement would in fact reinforce the merits of those good things. Thus, it is always worthwhile to remain humble in our prayer in the way the publican prayed.

Let’s just be always guarded against our ten dency to crow about our achievements. Given the present environment and culture, such tendency is being promoted and encouraged. That is why it is always recommend able that whatever good we do, we do it while passing unnoticed. We should avoid fishing for praises. We should always hide and disappear so that only God shines and is glorified in whatever good we do.

In this regard, we to be

most careful in handling our intentions. They play a strategic role in our life, for how and where we direct them would de termine whether we want to be with God or simply with our own selves.

Our intentions express who and where in the end we want to be. Do we choose God, or do we simply choose ourselves, or the world in general? It’s actually a choice be tween good and evil.

Even if we are not aware, or refuse to be aware, of this choice, which is usually the case, the choice between God and us, between good and evil is always made with every human act we do.

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HINTS AND TRACES

ROY CIMAGALA

Gov’t to issue electric vehicle roadmap in Q1 2023

THE Department of Energy (DOE) said the government aims to issue the Comprehensive Roadmap for the Electric Vehicle Industry (CREVI) by first quarter of next year.

In a statement Friday, DOE said it is in close coordination with the Department of Transportation and the Department of Trade and

Industry for the development of the blueprint which aims to promote the use of e-vehicles in the country.

“This will provide an annual work plan to accelerate the development, commercialization, and utilization of EVs in the country,” the DOE said.

During the 10th Philippine Electric Vehicle Summit at SMX Convention

Center in Pasay City from Oct. 20 to 21, DOE Secretary Raphael Lotilla said the government was putting in place policies that would further develop the local e-vehicle industry.

Lotilla said that aside from the issuance of the CREVI in 2023, the government has released the implementing rules and regulations (IRR) of the

Republic Act 11697, or the Electric Vehicle Industry Development Act (EVIDA).

He said the country has around 9,000 registered e-vehicles and 300 charging stations nationwide.

He added the utilization of e-vehicles will be an alternative fuel for the transport sector amid the volatile oil prices in the world market. (PNA)

PH, SoKor tackles supply chain, nuclear energy

THE Philippines and South Korea target to strengthen supply chain links between the two countries and boost cooperation on nuclear energy, South Korea’s Ministry of Trade Industry and Energy (MOTIE) said in a statement.

This, as Manila and Seoul held their second Joint Commission for Trade and Economic Cooperation (JCTEC) meeting last Oct. 18 led by Department of Trade and Industry (DTI)

Undersecretary Ceferino Rodolfo and MOTIE Deputy Trade Minister Jeong Dae-jin in South Korea.

“Both sides assessed that this meeting, a first to be held in person since the pandemic outbreak,

EXTRAJUDICIAL SETTLEMENT

BETWEEN HEIRS WITH DEEDS OF ABSOLUTE SALE

KNOW ALL MEN BY THESE PRESENTS:

That the late IRMA T. TAGOCON, who died on October 17, 2019 at Cagayan de Oro Polymedic Medical Plaza, Cagayan de Oro City, without any will, that the said deceased at the time of her death left a real property with Transfer Certificate of Title No. T-17924 situated in the Barrio of Salimbalan, Municipality of Baungon, Province of Bukidnon, Island of Mindanao, containing an area of TWENTY THREE THOUSAND EIGHT

HUNDRED SEVENTY ONE (23,871) Square Meters, more or less and has been the subject of an EXTRAJUDICIAL SETTLEMENT BETWEEN HEIRS WITH DEEDS OF ABSOLUTE SALE, that for and in consideration of ONE HUNDRED THOUSAND PESOS (Php100,000.00) Philippine Currency, that the HEIRS/VENDORS received in their full SATISFACTION, HEREIN HEIRS/VENDORS do hereby absolutely and completely SELL, TRANSFER and CONVEY, as they actually SOLD, TRANSFERRED and CONVEYED a portion of the above-described parcel of land with an area of 3,284 Square Meters, more or less unto and in favor JEROME COURVOISIER N. FORTALEZA (single), JAN MICHAEL N. FORTALEZA (married), IRIS JADE FORTALEZA MADERAL (married) and JUCY MAE N. FORTALEZA (single), all of legal age, all Filipinos, and all residents of Terry Hills Subd., Bulua, Cagayan de Oro City, Philippines, herein after called as the VENDEES, their heirs, interest, assignees, executors, administrators and/or to any person acting legally in their behalves free from liens and encumbrances whatsoever nature, filed by the heirs of IRMA T. TAGOCON, per DOC #239; PAGE #48; BOOK #CLXXIX; Series of 2022 under the Notarial Registry of ATTY. JORGE B. MAGDAONG, JR.

has been opportune in expanding KoreaPhilippines economic cooperation centering on core raw materials, nuclear power plants, renewable energy, and eco-friendly automobiles,” MOTIE said.

MOTIE said both countries agreed to push for a memorandum of understanding (MOU) on Korea-Philippines Core Raw Materials Supply Chain, taking advantage of the rich mineral production in the Philippines, especially nickel, chromium and copper.

Integrated mineral processing is one of the priority sectors of the DTI under its Make It Happen in the Philippines campaign.

“For nuclear power plants and energy, the two countries established a new working-level communication channel

DEED OF EXTRAJUDICIAL SETTLEMENT

KNOW ALL MEN BY THESE PRESENTS: That the late PASTOR SID B. JADUCANA , who died on February 6, 2019, that the deceased died intestate, without will or testament, and without any outstanding debts in favor of any person or entity, at the time of his death he left certain real property with TCT-T91207, situated in the Barangay of Carmen, City of Cagayan de Oro, Island of Mindanao, and has been subject of an DEED OF EXTRAJUDICIAL SETTLEMENT, filed by the heirs of PASTOR SID B. JADUCANA, per DOC#264; PAGE#53; BOOK#CLXIII; Series of 2022 under the Notarial Registry of ATTY. JORGE B. MAGDAONG, JR

BWM: Oct. 10,17, & 24, 2022

DEED OF EXTRAJUDICIAL SETTLEMENT

KNOW ALL MEN BY THESE PRESENTS: That the late, F ELOMENA CESPON who died intestate on November 26, 2008 at Villanueva Misamis Oriental, that the deceased died intestate without any Last Will or Testament, and outstanding debts or accounts, during her lifetime she left A parcel of Land with Oct BLG. P-28889, Lot No. 3062, PLS-923, (Lot 1799-C, Csd-10-012110 D) situated at Barrio Kalingagan, Villanueva, Misamis Oriental, containing an area of Twenty Two Thousand Four Hundred Twenty Two (22, 422) sq. m. more or less, and has been subject of an DEED OF EXTRAJUDICIAL SETTLEMENT, filed by the heirs of FELOMENA CESPON, per DOC#461; PAGE#92;BOOK#17; Series of 2017 under the Notarial Registry of CATHLYN E. VALDEHUESAALFANTE.

BWM: Oct. 17,24, & 31, 2022

Atlas Mining’s income slips by almost 12% to P3B

ATLAS Consolidated Mining and Development Corp. reported a net income of P3.07 billion in the thirdquarter, 11.7% lower than P3.48 billion in the same period last year, after booking lower revenues.

production in the quarter, 14.5% lower than the P64.09 million pounds of copper metal produced last year.

to deepen their ties in energy efficiency, and intend to expand their scope of collaboration. In particular, both sides agreed on strengthening nuclear power cooperation for revival of the Philippines’ nuclear reactor industry, and shared policy directions on clean energy development,” MOTIE added.

The Philippines has been discussing with South Korea on the use of small modular reactor (SMR) technology.

The Korea Hydro Nuclear Power Company also conducted studies on the rehabilitation of the Bataan Nuclear Power Plant.

The MOTIE said the free trade agreement (FTA) between the two countries “will be signed in the near future”.

Under the FTA, agricultural items like avocados “will be subject to risk assessment procedures in accordance

AFFIDAVIT OF SELFADJUDICATION

That I, ROGELIO JABLA NOB, of legal age, Filipino, married and a resident of Tala-o Gitagum, Misamis Oriental, after having been duly sworn to in accordance with law, That the late CLAUDIA JABLA, who died on August 11, 2004 at Cagayan de Oro City, Philippines; That I, ELSIE JABLA BACULIO, of legal age, Filipino, married and a resident of Camiguin Province, after having been duly sworn to in accordance with law, That the late REGOBERTA JABLA, who died on March 30, 1985 at Gitagum, Misamis Oriental, Philippines, That I, GERSON JABLA BONANE, of legal age, Filipino, married and a resident of Tala-o Gitagum, Misamis Oriental, after having been duly sworn to in accordance with law, That the late JULIANA JABLA BONANE, who died on January 20, 1965 at Gitagum, Misamis Oriental, Philippines, That I, EUGENE JABLA GAMOLO, of legal age, Filipino, married and a resident of Tala-o Gitagum, Misamis Oriental, after having been duly sworn to in accordance with law, That the late MIGUELA JABLA GAMOLO, who died on January 3, 2014 at Gitagum, Misamis Oriental, Philippines, at the time of their death left a parcel of land with OCT No. O-997 located at Ulaliman, El Salvador City with an area of 14, 912 Square Meters, more or less and has been the subject of an AFFIDAVIT OF SELF-ADJUDICATION, filed by the heirs of CLAUDIA JABLA, REGOBERTA JABLA, JULIANA JABLA BONANE and MIGUELA JABLA GAMOLO, per DOC # 76; PAGE #16; BOOK #53; Series of 2022 under the Notarial Registry of ATTY. EDGARDO Y. RAAGAS.

BWM: Oct. 17,24, & 31, 2022

with export quarantine regulations”.

“In industrial and technology cooperation, the two nations intend to keep engaging in Korea-Philippines ODAs (official development assistance) on molds, agricultural machinery and food products. Moreover, joint efforts for modernization of old public transport vehicles, demonstration of EVs (electric vehicles) and other eco-friendly car projects will be expanded,” MOTIE added. (PNA)

In the quarter, the company’s gross revenues amounted to P13.31 billion, 9.2% lower than the P14.65 billion recorded in 2021.

For its core income, Atlas Mining swung to profitability during the three months ending September to P3.34 billion from a loss of P112 million in the same period last year.

In the summary of its financial results during the period, the listed mining company’s cash cost totaled P9.02 billion, 32.2% higher than the P6.82 million a year ago.

Meanwhile, the company’s wholly owned subsidiary Carmen Copper Corp. posted 54.82 million pounds of copper metal

“The reduction in copper metal production was mainly due to inclement weather experienced during the first four months of the year and this quarter,” the company said.

Its gold production in the third-quarter was also lower by 13.5% at 16,923 ounces from 19,562 ounces last year attributed to lower gold grades at 5.36 grams per dry metric ton.

The company said that the metal prices remained low in the quarter as the price of copper decreased by 2% to $4.15 per pound, while the price of gold increased by 1% to $1,827 per ounce.

The company’s number of shipments was lower by 6.5% to 21.50 from 23 shipments in the same period last year.

Handling Children’s Different Behavior in the Classroom

By: BRENDA D. MANTE HT-III Anei ES Claveria West District

One of the biggest challenges you could encounter in a classroom setting is handling students that have difficult behavior. The child not only interferes with your ability to instruct and retain control, but they also hinder the class's overall productivity. Children that act out in a demanding way typically don't do so 'simply because they want to. Their actions frequently have a justification, or it can be the only way they have of alerting you to a problem. Every action communicates something. Therefore, it's crucial that you comprehend the reasons behind challenging behavior and are aware of the methods that will

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF DECEASED VALENTIN E. ACENAS

KNOW ALL MEN BY THESE PRESENTS:

That VALENTIN E. ACENAS died intestate on April 17, 2020, at St. Luke’s Medical Center 279 E. Rodriguez Sr., Avenue Quezon City, Philippines, during her lifetime she left a parcel of land with TCT No. T-99234, situated in the Barrio of Carmen, City of Cagayan de Oro, Island of Mindanao, containing an area of SIXTY (60) SQUARE METERS, more or less, A parcel of land with TCT No. T-99235 situated in the Barrio of Carmen, City of Cagayan de Oro, Island of Mindanao, containing an area of SIXTY (60) SQUARE METERS, more or less, A parcel of land with TCT No. T-99236, situated in the Barrio of Carmen, City of Cagayan de Oro, Island of Mindanao, containing an area of SIXTY (60) SQUARE METERS, and has been subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF DECEASED VALENTIN E. ACENAS, filed by the heirs of VALENTIN E. ACENAS, per DOC#21; PAGE#5; BOOK#6; Series of 2021 under Notarial Registry of JENNEVIEVE JANE R. MAGLINAO.

BWM: Oct. 17,24, & 31, 2022

enable you to deal with it.

Teachers of early childhood education are aware that our kids deserve to learn valuable lessons from us and form useful habits with our assistance. Teachers and aspiring educators want our kids to develop into responsible individuals. Additionally, educators are looking for the best approach to handle students that exhibit a variety of behaviors.

Teachers must deal with parents, providing them with satisfactory information about their child's security and developmental progress.

Because young children are unable to express themselves fully,

discipline in early life requires the development of crucial skills. Most of the time, people's deeds speak louder than their words. Children will use all means at their disposal to communicate their emotions; for instance, if something bothers them, they may isolate themselves from the group. In contrast, they might sketch what they feel or are repressing inside of themselves. They are therefore considered creative, thoughtful, and resourceful. The majority of children's communication skills are established throughout the preschool years. Unfortunately, different people receive attention in different ways.

School principal as leader

By GILJUN T. PENULIAR Principal I

A school principal is a primary leader in a school building.

A good leader always leads by example. A principal must be positive, enthusiastic, have his/her hand in the day to day activities of the school and listen to what his/ her constituents (students, teachers, parents) are saying.

He/she stays calm in different situations, thinks before acting and puts the needs of the school before himself/ herself. An effective principal steps up to fill in holes as needed even if it isn’t part of the daily routine.

A large part of any school principal’s job is to handle student discipline. The first

step of having effective student discipline is to ensure that teachers know the expectations. Once they understand how the principal wants them to handle discipline issues, then his/her job becomes easier. Discipline issues a principal deals with will mostly come from teacher referrals. There are times that this can take a large part of the day. A good principal will listen to all sides of an issue without jumping to conclusions, collecting as much evidence as he/she can. Her role in student discipline is much like that of a judge and a jury.

Pres. Marcos affirms partnership with private sector to improve business sector, affirmed for leadership of Agri portfolio

CAGAYAN DE ORO

CITY- Organizers of the forthcoming Mindanao Food Congress received encouraging news from the President ahead of the tri-event to be hosted by the city on October 2630 at the Limketkai Center.

Besides the three-day Mindanao Food Congress to be held at the Limketkai Luxe Hotel, the tri-event also features the Oro BEST Expo 2022 and the National Science and Technology Week (NSTW) sa Amihanang Mindanao to be hosted by the Dept. of Science and Technology Region X at the Limketkai Atrium.

“We recognize the fact that our businesses cannot thrive alone. Thus, it is my commitment to foster a sound environment where businesses can flourish and continue to be a driver of our economic growth,” President Ferdinand R. Marcos, Jr. said during the closing rites of the 48th Philippine Business Conference and Exposition at the Manila Hotel organized by the Philippine Chamber of Commerce and Industry (PCCI).

The 48th Philippine Business Conference and Exposition (PBCE), organized by the PCCI, seeks to jumpstart dialogue on key policy measures and programs concerning business and the economy that are vital in navigating the Philippines toward full recovery and growth.

During the event, conference chairperson Ferdinand Ferrer submitted 10 conference resolutions

to the President which “reflect the private sector’s commitment to provide meaningful solutions to priority pressing issues and concerns that will help us deal with the significant challenges and opportunities in the years ahead.”

“These resolutions will help us achieve food security; move towards a science-based and transparent health system; support new investments and generate more employment;

establish and maintain qualification standards in all levels of our educational system; deepen cooperation and expand participation in the international fronts; implement a nation-wide reliable and competitive digitalization program; address climate change; assure reliable and affordable power supply to sustain the economy; provide world-class integrated transport systems, and minimize barriers to the free flow of goods and

An Effective Business Trend?

By:Maria Carmela Dela Peña

The rise of market digitalization has been accompanied by a sharp increase in COVID-19 cases in the Philippines. The five-year worth of e-commerce development has been accelerated into 3 months by lockdowns and intense care for the health and safety of the people. (McKinsey & Company, 2020) Electronic commerce offers many opportunities to provide a more convenient business system. Several reports mentioned that e-commerce has long existed but overall online retail sales have been rapidly increasing since 2019.

(Ellison, 2021)

In line with this, there are four major (4) effects that local establishments experienced in adopting e-commerce so far, namely: Effective Customer Convenience, No Geographical Limitations, Improved Product Marketing, and Compliance with the New Normal Guidelines. The said effects are interconnected with each other. Thus, creating a domino effect in the business area. According to Huseynov and Yildirim (2016), clients are gradually opting to shop online since it is easier, more fun, and more time-saving. Furthermore, clients can purchase products with just a tap from their mobile devices despite their geographical location.

A nationwide retail company of appliances, furniture, and IT products shared, “We also accept online payments through credit cards and GCash. We partnered with Lazada and Shopee to serve

our customers easily. We also have our official website where they can choose the specific products that they want, method of payment, address to deliver, etc.”

A local cakes and pastries manager also stated: “One of the benefits is the scope of potential customers. We have had customers that are from Cebu and Manila that messaged our page and ordered cakes for their families. Then, they also asked about the method of payment after ordering and paying for it. After settling everything, their family member from the other side can just pick up the cake in our store.”

Other businesses also decided to adopt e-commerce because nowadays people are very exposed to social media and many businesses find it as an effective way to market their products. This is supported by the response of a restaurant owner.

"The fact that social media is very effective in terms of marketing strategies since there is an increase of online users." This proves that social media is an effective medium to market your product to its potential consumers or users. (Maina, 2021)

Therefore, with the past experience of lockdowns and restrictions, businesses are not only opting to utilize online platforms as a new way of connecting to their customers but also as a backup plan in case lockdowns re-occur. It has been concluded that the usage of online platforms has many positive effects to help improve business operations.

In

NOTICE FOR PUBLICATION

services,” Ferrer stressed.

The PBCE was attended by Oro Chamber executives headed by Past President and Mindanao Food Congress Director Ruben A. Vegafria and President Raymundo Talimio, Jr. and PCCI-affiliate chambers of commerce from Mindanao.

The President later met with his Private Sector Advisory Council (PSAC) to tackle the Philippines’ agricultural priorities in the next 6 years, and “received

AFFIDAVIT OF SELFADJUDICATION

recommendations from the PSAC on digital farming methods and supply chain improvement strategies to ensure food security,” the Office of the Press Secretary said in a statement.

The PSAC also proposed the review of the policies and structure of the National Food Authority (NFA) to enable the agency to operate as a logistics hub and reduce losses for the government.

The President mentioned a plan to institutionalize the Department of Science and Technology’s (DOST) digital platform Sarai to empower agricultural stakeholders with site-specific crop advisories based on data gathered from the Diwata micro-satellite.

“Through the DOST program, farmers and fishermen will be able to access real-time and updated information on farm conditions, including weather outlook, drought and flooding forecasting, disease detection and infestation,” the OPS said.

The President also ordered the accelerated replanting of coconut trees, distribution of seedlings, and intercropping for better land use to improve coconut farmers’ incomes; a review on the Act for Salt Iodization Nationwide (ASIN) law to revive salt farming as an additional livelihood for the fisherfolk to augment their income.

Food security is a key program of the current

EXTRAJUDICIAL SETTLEMENT OF THE ESTATE OF FELIX UDTHAN ECHAVEZ WITH SPECIAL POWER OF ATTORNEY

Any

on

In

(first

(complete

(name

Any

(complete

FOR

(new

this Office not later than NOVEMBER 03, 2022 (SGD)FRIETCHIE

I, SUSAN SORIA JURADO, of legal age, Filipino, widow, and residing at Block 11, Lot 7 & 8, Vista Verde Village, Pueblo de Oro, Cagayan de Oro City, after having sworn to in accordance with law, jointly depose and state, That: I am the sole heir of the late WILLIAM MACASARTE JURADO passed away on May 09, 2017, left the following properties with TCT No. 137-2012000408 situated in Malanang, Opol, Misamis Oriental, containing an area of 120 SQ. M. and has been the subject of an AFFIDAVIT OF SELF-ADJUDICATION, filed by the heirs of WILLIAM MACASARTE JURADO, per DOC #36; PAGE #08; BOOK #IX; Series of 2020 under the Notarial Registry of ATTY. KATHLENE F. GONZALES-JAPUZ.

BWM: Oct. 24,31, & Nov. 7, 2022

KNOW ALL MEN BY THESE PRESENTS: That the late FELIX UDTHAN ECHAVEZ , died intestate on August 19, 2018, without a will of testament, and at the time of his death, left A parcel of land with Original Certificate Title No. (P-41528) 159-2017000416, located at Purok Gumamela, Barangay Sta. Cruz, Rosario, Agusan del Sur, containing an area of Two Hundred Seventy Four (274) square meters, more or less, That we, LILIBETH N. ECHAVEZ, JONATHAN N. ECHAVEZ, SHANNA MAE N. ECHAVEZ, and JOVANY N. ECHAVEZ, are the legal heirs of the late FELIX UDTHAN ECHAVEZ, and has been the subject of EXTRAJUDICIAL SETTLEMENT OF THE ESTATE OF FELIX UDTHAN ECHAVEZ WITH SPECIAL POWER OF ATTORNEY, filed by the heirs of FELIX UDTHAN ECHAVEZ, per DOC#362; PAGE#73; BOOK#88; Series of 2022 under the Notarial Registry of ATTY. ALFREDO J. CARMEL.

BWM: Oct. 24,31, & Nov. 7, 2022

PETITION NO. CCE-

In

1999 in Masiu Lanao Del Sur and whose parents are NORMILA MIMBANTAS GUBAR AND PUKHAWIYAG SAMPORNA PANGANDAMAN.

Any person adversely affected by said petition may file his written opposition with this office not later than AUGUST 20, 2022

(SGD) AMRON D. MACABANGKIT Municipal Civil Registrar

Republic of the Philippines AUTONOMOUS REGION IN MUSLIM MINDANAO Province of Lanao Del Sur MUNICIPALITY OF MASIU

OFFICE OF THE MUNICIPAL CIVIL REGISTRAR NOTICE OF PUBLICATION

DAY GENDER SEX from

to FEMALE in

of

birth of NAHLA GUBAR PANGANDAMAN who

R.A.10172 Form No. (LCRO)

(SGD) FRANCIS Y. MIGALBIO Municipal Civil Registrar

Card... from page 3

Nicholas Antonio T. Mapa, ING Bank N.V. Manila senior economist, said consumer spending has remained robust despite high inflation due to low charges on credit card transactions.

“If BSP adjusts the cap, then we could see a similar slowdown in purchases, and thus a similar slowdown in economic activity related to industries that cater to credit cards, which are essentially consumer goods and services,” Mr. Mapa said in an e-mail.

“With a higher price cap, we may see credit card loan growth soften as consumers may shift to cheaper digital alternatives such as e-wallets and online banking,” China Banking Corp. Chief Economist Domini S. Velasquez said in a separate e-mail.

Affect... from page 3

abaca to the central bank for production of cotton-abaca paper bills. Instead, they supply to processors and exporters that would sell abaca pulp to manufacturers of specialty paper abroad.

“The share of the estimated abaca content of the Philippine banknotes to total volume of abaca fiber production in 2020 is just around 2%. Meanwhile, the share of abaca content of our banknotes to abaca export earnings is less than 2% at its peak. That is, when the BSP had multi-year procurement,” he added.

Most... from page 8

10 list is 1) Quezon, 2) Manila, 3) Pasay, 4) Davao, 5) Muntinlupa, 6) Makati, 7) Iloilo, 8) Cagayan de Oro, 9) Bacolod, and 10) Valenzuela.

Cagayan de Oro City’s participation to this year’s Cities and Municipalities Competitiveness Index was made possible under the leadership of City Mayor Rolando ‘Klarex’ Uy thru the Cagayan de Oro –Trade and Investments Promotion Center (Oro-TIPC) headed by Local Economic Development and Investment Promotion Officer John W. Asuncion.

CMCI encourages all local government units to measure their performance by submitting their data and be ranked among the participating cities and municipalities through the Department of Trade and Industry and the Regional Competitiveness Committees with the assistance of the United States Agency for International Development (USAID).

This year’s theme of the CMCI Summit is “A Decade of Excellence: Championing Innovation to Sustain Competitiveness”, where the lead agency introduced its newly added pillar – the Innovation Pillar – that highlights the capacity of LGUs to expand their local economies, strengthen innovation policies, and exploring on new technologies.

Since 2013, Cagayan de Oro City has consistently ranked

among the country’s ‘Top 10 Most Competitive High Urbanized Cities’.

In 2021, CDO ranked seventh as it bagged three special awards: Top 2 in Resiliency, Top 6 Most Improved City, and Top 7 in Infrastructure. (SPPalen/ Infographic by Jhon Carl Balanza)

Agri...

page 6

administration, with the President saying during the campaign that it would be possible to reduce the price of rice to P20 per kilo.

Meantime, the President has received high marks for his handling of the Department of Agriculture (DA), a recent PUBLiCUS Asia survey shows.

PUBLiCUS Asia’s Pahayag 2022 Quarterly Survey shows 63 percent of respondents agree with the President’s move to take the agriculture portfolio.

Fifteen percent of Filipinos disagreed with the President’s decision, while 22 percent were undecided.

The survey was conducted on Sept. 16-20, 2022, with a base of 1,500 adult respondents.

In an interview with reporters on Thursday, Marcos stood firm in his decision to stay as DA chief amid critics’ calls to appoint a full-time secretary to head the department.

He said other DA officials agree with his decision, adding that he was willing to step down if he was no longer needed.

Marcos earlier said that he would only step down as head of the Department of Agriculture once the agency’s “functions are properly institutionalized and the structural changes that we need to make in the DA have been made.”

“When we are able to say that the DA’s functions are properly institutionalized, and the structural changes that we need to make in the DA have been made, and the appointments in the DA have already been made, then saka ako bibitaw (that’s when I’ll step down). Because then, they don’t need me anymore, they don’t need the President heading the department,” he added.

Because the problems of the DA were “very deeply embedded”, Marcos said his role as president is necessary to “change and turn it around.”

Last June, Marcos announced that he will head the DA to show Filipinos that he puts “high priority” on the agriculture sector.

As DA chief, he vowed to prioritize increasing rice production and re-organizing the agriculture department. (PNA)

Tackle... from page 1

to help ensure food security,” Isidro Velayo Jr., Bureau of Fisheries and Aquatic Resources (BFAR) regional director, said in an interview Thursday. Participants that include BFAR officials, academe, research institutions, and the fishery sector are set to tackle the looming shortage of supply of raw materials to produce canned sardines.

Jaydrick Johnson Yap, president of the Southern Philippines (Sophil) Deep Sea Fishing Association, Inc., noted

the decline in catch by commercial fishermen and the need to amend Republic Act 8550. RA 8550 prohibits commercial fishermen from fishing within the 15 kilometers distance otherwise known as the municipal waters, as it is reserved exclusively for marginal fishermen. Yap said the government can issue commercial fishing companies a special permit to fish in municipal waters on a limited basis. “What we are catching are small pelagic fish (sardine and galunggong), which are abundant in municipal waters since their food is found in the area,” Yap said. Meanwhile, Velayo said they are looking for ways to tap the municipal fishery sector to help supply sardines to canning factories. “They have to consolidate, and BFAR will provide them the logistics and marketing support so that they can help provide raw materials to the canning industries,” he said. (PNA)

Shelters... from page 1

Mamarinta Radia, 58, stood outside his newly rebuilt hardware store in Barangay Bubong Madaya Lilod, one of the areas where residents are already allowed to resettle.

Radia was lucky that his twostory building only sustained minor damage from the fighting and was able to secure a P75,000 grant from the Department of Social Welfare and Development.

“I was able to parlay that money and opened this hardware,” said Radia, a welder and a father of four who sells small saws and bottled fuel.

Around him one of his neighbors, “Dom,” was busy hauling sand and gravel to his house.

“Dom,” a 50-year old public school teacher who asked not to be identified voiced a lot of complaints.

He said his efforts to rebuild his family’s ancestral house has run around in circles due to numerous requirements for a building permit from the city government.

“If they want to really help us, they should do away with these requirements. They should do away with the exorbitant fees,” he said.

Most of Marawi’s section called the Main Affected Area (MAA), where the militants made their last stand, is still off-limits to residents, although the government has constructed new mosques, buildings, and a sprawling sports stadium.

Outside the section, life has slowly returned among the residents who were allowed to rebuild their lives.

“My life has improved since we ran away from the war,” Beverly

Modasir, who sells fried bananas near the Amai Pakpak Medical Center said.

Madasir said she gave birth to a daughter at the temporary evacuation center inside the Lanao del Sur Provincial Capitol in 2017.

“I named her Mar-Mar for Marawi-Martial Law. It’s a remembrance of the days of how we survived as evacuees,” she said.

On the new road in front of the temporary shelters in Barangay Sagonsongan, businessman Alex Tomawis was busy supervising his workers put finishing touches to a newly opened store.

A client had just walked out from the store after buying a bronze food tray worth P4,000.

Tomawis said his store is enjoying brisk sales in house decors and sofas to residents who are refurbishing their new homes they have constructed in the city’s outskirts.

“Maranaos are traders. Pabayaan lang sana ng gobyerno ipabalik sa loob ng MAA, kami na ang bahala. Makabangon kami (Government should just allow us to go back inside the MAA and we do the rest. We can rise up again),” he said.

Drieza Liningding, said 5,000 families are still living in temporary shelters five years after the Marawi siege.

Liningding said there were some families who relocated elsewhere.

“They want to return but the government won’t allow them yet,” he said.

Mayor Majul Gandamra said water remains the number one problem if the residents are allowed back inside the MAA.

Gamdamra said the Local Water Utilities Administration (LWUA) has yet to start the construction of the P225-million bulk water system in Marawi.

He said LWUA has not even laid a single water pipe in the MAA and has not drilled a water pumping station in Barangay Caloocan.

“Sometimes gusto ko sana sisigaw (I wanted to shout) out of exasperation. Why are they taking it too long?” he said.

Remain... from page 1

Welfare and Development.

“I was able to parlay that money and opened this hardware,” said Radia, a welder and a father of four who sells small saws and bottled fuel.

Around him one of his neighbors, “Dom,” was busy hauling sand and gravel to his house.

“Dom,” a 50-year old public school teacher who asked not to be identified voiced a lot of complaints.

Will artificial intelligence ever rival true human thinking?

By JOCELYN T VIRADOR Principal I Plaridel Elementary School Claveria West District

SOME of the world’s most advanced artificial intelligence (AI) systems, at least the ones the public hears about, are famous for beating human players at chess or poker. Other algorithms are known for their abiity to learn how to recognize cats or their inability to recognize people with darker skin.

But are current AI systems anything more than toys?

Sure, their ability to play games or identify animals is impressive but does this help in creating useful AI systems? To answer this, we need to take a step back and question what the goals of AI are.

The fundamental idea behind AI is simple: to analyze patterns from the past to make accurate predictions about the future. This idea underlies every algorithm from Google showing you adverts of what it predicts you want to buy to predict whether an image of a face is you or your neighbor. AI is also being used to predict whether patients have cancer or not by analyzing medical records and scans. Pluribus, the poker playing bot, was able to beat the world’s top poker players in 2019 by being able to predict it can outbluff the humans.

He said his efforts to rebuild his family’s ancestral house has run around in circles due to numerous requirements for a building permit from the city government.

“If they want to really help us, they should do away with these requirements. They should do away with the exorbitant fees,” he said.

Most of Marawi’s section called the Main Affected Area (MAA), where the militants made their last stand, is still off-limits to residents, although the government has constructed new mosques, buildings, and a sprawling sports stadium.

Outside the section, life has slowly returned among the residents who were allowed to rebuild their lives.

“My life has improved since we ran away from the war,” Beverly Modasir, who sells fried bananas near the Amai Pakpak Medical Center said.

Madasir said she gave birth to a daughter at the temporary evacuation center inside the Lanao del Sur Provincial Capitol in 2017.

“I named her Mar-Mar for Marawi-Martial Law. It’s a remembrance of the days of how we survived as evacuees,” she said.

On the new road in front of the temporary shelters in Barangay Sagonsongan, businessman Alex Tomawis was busy supervising his workers put finishing touches to a newly opened store. A client had just walked out

from the store after buying a bronze food tray worth P4,000.

Tomawis said his store is enjoying brisk sales in house decors and sofas to residents who are refurbishing their new homes they have constructed in the city’s outskirts.

“Maranaos are traders. Pabayaan lang sana ng gobyerno ipabalik sa loob ng MAA, kami na ang bahala. Makabangon kami (Government should just allow us to go back inside the MAA and we do the rest. We can rise up again),” he said.

Drieza Liningding, said 5,000 families are still living in temporary shelters five years after the Marawi siege.

Liningding said there were some families who relocated elsewhere.

“They want to return but the government won’t allow them yet,” he said.

Mayor Majul Gandamra said water remains the number one problem if the residents are allowed back inside the MAA.

Gamdamra said the Local Water Utilities Administration (LWUA) has yet to start the construction of the P225million bulk water system in Marawi.

He said LWUA has not even laid a single water pipe in the MAA and has not drilled a water pumping station in Barangay Caloocan.

“Sometimes gusto ko sana sisigaw (I wanted to shout) out of exasperation. Why are they taking it too long?” he said.

GREAT VALUE PAWNSHOP V. Castro St., Carmen, Cagayan de Oro City

NOTICE OF AUCTION

Starting November 4, 2022 (Friday) at 8:30 A.M. to 5 P.M., this establishment will set an Auction Sale on all pledges since June 4, 2022. Patrons are enjoined to verify their receipts.

MANAGEMENT

PAHIBALO Sa Nobyembre 4, 2022 ang (Byernes) sa may 8:30 A.M., sa buntag paingon sa alas 5:00 sa hapon, ang tanan nga penirenda nga wala ma lukat sa bulan sa Junyo 4, 2022 maapil sa subasta. Giawhag ang tanan suki sa pagsusi sa ilang resibo.

BWM: Oct. 24, 2022

ANG TAGDUMALA

NEW LIGHT PAWNSHOP Main: Gen. Capistrano Neri St., Cagayan de Oro City Branch: Don S. Osmeña St., Fronting Public Market, Cagayan de Oro City

NOTICE OF AUCTION

Starting November 4, 2022 (Friday) at 8:30 A.M. to 5 P.M., this establishment will set an Auction Sale on all pledges since June 4, 2022. Patrons are enjoined to verify their receipts.

MANAGEMENT PAHIBALO

Sa Nobyembre 4, 2022 ang (Byernes) sa may 8:30 A.M. sa buntag paingon sa alas 5:00 sa hapon, ang tanan nga penirenda nga wala ma lukat sa bulan sa Junyo 4, 2022 maapil sa subasta. Giawhag ang tanan suki sa pagsusi sa ilang resibo.

ANG TAGDUMALA

BWM: Oct. 24, 2022

Republic of the Philippines ) City of Cagayan de Oro ) S.S.

AFFIDAVIT OF SELF-ADJUDICATION

I, Alegria Tagaan-Tanner, of legal age, Filipino, widow and a resident of 24 A Gemini St., Villa Ernesto, Phase 1, Gusa, Cagayan de Oro city, declare under oath that:

1. I am the only legitimate heir being the wife of the late Andreas Hendrik Tanner who died without any last will and testament on 27 April 2021 in Cagayan de Oro City as evidenced by his Death Certificate issued by the City of Cagayan de Oro hereto attached as Annex “A” and made an integral part of this Affidavit.

2. At the time his death, he left no debts, liabilities or obligations to any persons, agency or institution.

3. Upon his death, he left money deposited with HSBC Makati Main Branch as follows: under Account Numbers (a) 000-170313-046 in the sum of P73,200.42; (b) 001-064211-132 in the sum of EURS 5,494.13; (c) 001-064211-195 in the sum of CHF 11,413.88; and (d) 001-064211-196 in the sum of USD 11,086.95; as well as an SUV with the following particulars: Engine No. -4JJ1SE5414, Chassis No.- PABTFR85DJ2004877, Make- Isuzu, Series – 180 D-MAX 4x2 L, Model - 2018, Plate No. – KAB 8022. The bank certification of HSBC and the certificate of registration are attached as Annexes “B” and “C” and made integral part of this Affidavit.

4. Pursuant to Rule 74, Sec. 1 of the Rules of Court, I hereby adjudicate unto myself the above-described properties by means of this Affidavit and hereby files the same with the Register of Deeds of Cagayan de Oro City with the request that the said adjudication be made effective without judicial proceeding as prescribed by the aforementioned provision of the Rules of Court.

IN WITNESS WHEREOF, I signed this affidavit on OCT 07 2022 in Cagayan de Oro City, Philippines. (SGD) Alegria Tagaan-Tanner Gov’t ID P7164353B

SUBSCRIBED AND SWORN TO before me on OCT 07 2022 in Cagayan de Oro City, Philippines, affiant exhibiting to me her government issued ID with photograph and signature bearing number written below her name as shown above.

CREDIBLE

Oro is PHs 8th Most Competitive City in 2022

Once again, Cagayan de Oro has made it as one of the ‘Top 10 Most Competitive Highly Urbanized Cities’ in the country this year.

This after Cagayan de Oro ranked as the ‘8th Most Competitive Highly Urbanized City’ based on the results of the 10th Cities and Municipalities Competitiveness Index (CMCI) Summit held October 20, 2022 at the Philippine International Convention Center.

Aside from landing in the 8th spot, Cagayan de Oro City grabbed special awards in four (4) out of five (5) CMCI pillars, namely: Government Efficiency, Economic Dynamism, Infrastructure, Resiliency, and Innovation. This year, LGU-CDO is Top 4 in Resiliency, Top 6 in Innovation, Top 7 in Government Efficiency, and Top 8 in Infrastructure against competing highly urbanized cities in the country.

Rounding up the Top MOST/PAGE 7