BusinessWeek Mindanao (April 14-15, 2023)

BusinessWeek

YOUR

MINDANAO-WIDE

P15.00 Volume XIV, No. 129 Fri-Sat | April 14-15, 2023 www.businessweekmindanao.com

Market Indicators FOREX PHISIX AS OF 6:00 PM APR 13, 2023 (THU) 6,469.42 10.21 points 0.29 cents

X X

Pilot site

TMAMBAJAO, Camiguin – This province has been chosen as a pilot site for the formulation of a contingency plan for a volcanic eruption by the Department of Science and Technology (DOST). During the launching of the five-day workshop on Wednesday, DOST Sec. Renato Solidum Jr. said having a comprehensive plan is crucial because, unlike any other forms of disaster, volcanic eruptions have severe implications for health, economics, and public policies. "We have to prepare for it; the first thing we should plan is to know hazard and risk; second monitor and forecast, then know when to warn and disseminate the information to the public about the hazards," Solidum said.

Farm, fishery workers to SoKot

BUTUAN City — At least 68 workers from Dinagat Islands province departed Tuesday for South Korea via Cebu International Airport following a Memorandum of Understanding (MOU) signed between the province and the Pyeongchang County late last year. Signed on Nov. 21 last year, the MOU calls for the opening of employment opportunities for seasonal farm workers from Dinagat Islands to Pyeongchang County. The first batch of workers, composed of 11 farmers, already flew to South Korea on Monday. Another 63 will also leave for South Korea on Wednesday.

Stable power supply

ANAKALUSUGAN Partylist

Representative Ray Reyes on Thursday urged the National Grid Corporation of the Philippines (NGCP) to uphold its responsibility of providing adequate power supply, especially during summer, to ensure the quality and continuity of operations in health facilities.

“We urge the NGCP to make sure that we have adequate power supply all throughout the summer season when demand is at its highest. Hospital patients' lives are on the line and we need to ensure that the quality of operations in our medical facilities will not be affected," Reyes said in a statement. The lawmaker made the call after the NGCP warned of possible intermittent power interruptions during the summer.

Employment rate hits 95.2% in February

By ANTONIO L. COLINA IV MindaNews

D

This translates to an estimated 48.80 million individuals employed across the country.The PSA report said that the employment rate in February 2023 was higher compared with the 93.6% or equivalent to 45.48 million workers recorded in the same period a year ago.

Although the 95.2% employment rates for both January and February 2023 were higher than during the same periods last year, they

RAMADAN TRADE FAIR. In Cotabato City, the seat of government of the Bangsamoro Autonomous Region in

Muslim Mindanao in turns into an evening park for the Ramadan Trade Fair during the month of Ramadan. This year there are more colorful light installations, a lot more food stalls serving an array of cuisines for the nightly iftar. MindaNews photos by JULES L. BENITEZ

Slight increase in COVID cases seen in Davao Region

By ANTONIO L. COLINA IV MindaNews

DAVAO City — The Department of Health (DOH)Davao reported on Wednesday that there is a “slight increase” in the number of confirmed coronavirus disease (COVD19) cases in the region with a positivity rate of 12.2 percent.

Dr. Rachel Joy Pasion, head of the Regional Epidemiology and Surveillance Unit of DOH-Davao, said during a press briefing that the agency

is closely monitoring the COVID-19 cases, most of them manifesting mild symptoms only.

The positivity rate, she noted, is way above the acceptable positivity rate set by the World Health Organization of 5 percent.

She said an increase was noted for the month of March with a total of 803 cases from 454 cases reported in February. From April 1 to 10, a total of 296 cases were recorded.

No classes in Marawi during last 10 days of Ramadhan

By MARIVIC OMANDAM DAVIS MindaNews

However, a 1.32-percent decline was seen in the weekly data of DOH-Davao between March 27-April 2 and April 3-9, Pasion said.

As of April 10, there were a total of 358 active cases. Out of this total, 208 were reported in Davao City, 53 in Davao de Oro, 37 in Davao Oriental, 27 in Davao del Sur, 21 in Davao del Norte, and 12 in Davao Occidental.

The increase could have

ILIGAN City — There will

be no classes in all levels in Marawi City during the last 10 days of Ramadhan, starting Tuesday (April 11) until April 20, as provided for in a city ordinance passed in 2022, the City Schools Division announced earlier.

Work in public offices and private companies in the city will only be half day—in the morning—during the same period, according to City Ordinance No. 24, s. 2022.

The ordinance said that only banks and hospitals or similar establishments may apply for exemption.

But Anna Zenaida UnteAlonto, OIC schools division superintendent, reminded that schools will have to hold classes during certain holidays to compensate for the 10-day Ramadhan break.

Thus, there will be classes on February 18 (Lailatul Isra Wal Mi’raj, which marks the night that the Prophet Mohammad traveled from Mecca to Jerusalem, ascended

P1-M smuggled cigars seized from Zambo trader

DAVAO City — Former Sarangani Governor Miguel Rene Alcantara Dominguez has joined the 60-year-old Alsons Development and Investment Corporation (Alsons Dev) as its new director who will oversee the business strategy and operations of the premier property developer and real estate pioneer in Davao City. Alsons Dev is the real estate

ZAMBOANGA City – A businessman was arrested while allegedly transporting some P1 million worth of smuggled cigarettes in Zamboanga del Norte province, a top police official said Wednesday. Col. Glenn Dulawan, Zamboanga del Norte police director, said Jammal Ahil, 43, was arrested around 2:30 a.m. Tuesday at a checkpoint in Barangay Mucas, Salug town. Dulawan said police personnel at the checkpoint found Ahil's minidump truck to be loaded with 52 master cases of assorted

cigarette brands worth P1 million. “We conducted checkpoint operations immediately after receiving information that a motorboat loaded with boxes of cigarettes docked at the shore of Barangay Mucas,” Dulawan said. He said Ahil failed to show proper documents for the confiscated cigarettes. On April 1, authorities also arrested a smuggling suspect and seized some PHP1.6 million worth of smuggled cigarettes in Barangay New Labangan, Labangan, Zamboanga del Sur. (PNA)

MARAWI/PAGE 7

COVID/PAGE 7

RATE/PAGE 7

COCO SHELL CHARCOAL. Vendors repack charcoal made of coconut shells at Bankerohan Market, Davao City. The demand for charcoal as substitute cooking fuel has slightly gone up due to higher prices of liquefied petroleum gas, vendors say. Mindanews Photo

AVAO City — The employment rate in the country was reported at 95.2% in February, data released Tuesday by the Philippine Statistics Authority (PSA) said.

DAVAO City – The Department of Health in Davao Region (DOH-11) urged hospitals Wednesday to prepare for the possible surge of coronavirus disease 2019 (Coid-19) cases in their areas due to the recent Holy Week observance. “Given the situation, there is a compelling need for hospitals to prepare for the possibility of a surge, especially with the long holiday in observance of the Holy Week, in which family and public gatherings were expected,” DOH-11 said in an advisory. DOH-11 bared that there has been a notable increase in Covid-19 cases in Davao Region, particularly in this city. As of April 10, the healthcare utilization rate shows that

the regional hospital capacity is at 31.1 percent for nonintensive care unit (ICU) bed use and 40.4 percent for ICU bed use. The agency reminded health facilities to observe the guidelines for Covid-19 response which mandates that all hospitals allocate at least 20 percent of their current authorized bed capacity for Covid-19 patients. For level 2 and 3 hospitals, at least 15 percent of all Covid-19 dedicated beds shall be ICU beds or ICU-ready beds. Hospitals will be responsible for the formulation, implementation, and monitoring of policies, guidelines, and procedures related to infection mitigation, DOH-11 said. (PNA

Surigao Sur seaweed farmers reaping gains from govt project

BUTUAN City — Seaweed farmers in the Surigao del Sur town of Hinatuan are now reaping the benefits of government intervention through the Department of Agriculture-Philippine Rural Development Project (DAPRDP). Among those who benefited from the initiative are members of the People Unite to Guard Aqua Marine Wealth, Incorporation (PUGAW, Inc.), a people’s organization based in Barangay Loyola, Hinatuan. Raynita Solomon, a member of the PUGAW board of directors, noted that before the

government intervention, their desire for increased seaweed production was hindered by the lack of access to needed materials. “The materials necessary for our production were supplemented by the DAPRDP. Their interventions have resulted in more development for seaweed farmers in PUGAW,” Solomon said in a statement Wednesday. She said her family has been benefiting from the project through increased income from seaweed production. The intervention of the DA-PRDP to PUGAW, Inc. started in December 2022 when the organization received 45 cultivating lines. Aside from the cultivating lines, the organization also obtained implements and inputs from the DA-PRDP in the form of propagules, polyethylene ropes, soft ties, and financial assistance worth P1.1 million. “Seaweed farming before could not sustain the needs of our families but with the support of the DAPRDP, we were able to increase

our production and sustain the demands for seaweeds in the market,” said Bonifacio Bughao, the PUGAW manager. In the past, he said the organization could only manage to earn around P73,000 in annual income. “(However), with the support of the DA-PRDP, we were able to increase our income from seaweed production. In February 2023 alone, our earnings increased to P553,450,” Bughao said. The DA-PRDP also provided the organization with additional support worth P10.5 million in the form of heavy-duty weighing scales, a refractometer, and a three-wheel cargo vehicle to assist them in the transportation of their raw dried seaweeds. DA-13, meanwhile, said that the organization is also seeking new expansion opportunities. “They begin to explore the possibilities in value-adding processes for their seaweeds, including the raw dried seaweeds into seaweed noodles, crackers, and cakes,” the agency said. (PNA)

SETTLEMENT AND PARTITION OF THE ESTATE OF EMELITO J. MAQUIÑO WITH AGREEMENT TO SELL

Notice is hereby given that the late Emelito J. Marquiño died on July 6, 2021 at Polymedic Medical Plaza, Kauswagan, Cagayan de Oro City; Whereas, the decedent died intestate, without a will or testament, and without debts outstanding in favor of any person or entity; Whereas, a separate extrajudicial settlement has already been made for the estate of VIRGINIA REYES MARQUIÑO; Whereas upon his death, left interest in the following properties: A.) Conjugal (1/2) Share in a residential house and lot when he was married to VIRGINIA REYES MARQUIÑO who predeceased him (A separate Extrajudicial Settlement has been executed by the proper heirs) herein referred to as "Interest in Property A" : A PARCEL OF LAND situated in the Barrio of Carmen, City of Cagayan de Oro, Province of xx Island of Mindanao containing an area of NINE HUNDRED FIFTY (950) square meters more or less. B.) Conjugal (1/2) Share in the residential house and lot in the property when he was married to his second spouse LOLITA L. BAUTISTA-MARQUIÑO, one of the heirs hereof, herein referred to as "Interest in Property B" : A PARCEL OF LAND situated in Patag, Cagayan de Oro City containing an area of ONE HUNDRED TWENTY (120) square meters more or less are the subject of EXTRAJUDICIAL SETTLEMENT AND PARTITION OF THE ESTATE OF EMELITO J. MAQUIÑO WITH AGREEMENT TO SELL. WHEREAS, pursuant to Rule 74, Sec. 1 of the Revised Rules of Court of the Philippines, and being with full capacity to contract, we do hereby adjudicate unto ourselves the parcels of land described above with all the buildings and improvements in accordance with the following partition:

1. Interest in Property "A" shall belong in equal and pro indiviso shares to PAULO REYES MARQUIÑO and LYNDON REYES MARQUIÑO only;

2. Interest in Property "B" shall belong in equal and pro indiviso shares to all of the heirs; For this purpose, LOLITA L. BAUTISTA-MARQUIÑO hereby waives and abandons her right consisting of twenty percentum (22%) or 209 square meters in Property "A" Her signature signifies her informed consent and that she understood that she may no longer recover her interest in said property. AS TO THE AGREEMENT TO SELL: WHEREAS, SPOUSES EMELITO J. MARQUIÑO and LOLITA L. BAUTISTA-MARQUIÑO have no children of their own and the property "B" is their family home and she cannot be ousted from their family home without her consent in ten years as provided by law; however, PAULO REYES and LYNDON REYES wishes to receive their shares in advance. NOW THEREFORE, the parties hereby agree to sell Property "B", the proceeds of which if and when said property will be sold shall be divided as follows:

1.

LOLITA L. BAUTISTA-MARQUIÑO shall have sixty six percentum (66%) of the proceeds representing, her conjugal share and her inheritance in property "B";

2. PAULO REYES MARQUIÑO shall have seventeen percentum (17%) of the proceeds representing, his share of the inheritance; 3. LYNDON REYES MARQUIÑO shall have seventeen percentum (17%) of the proceeds representing, his share of the inheritance; For this purpose, LOLITA L. BAUTISTA-MARQUIÑO hereby waives and abandons her right to live and occupy the family home. Her signature also signifies her informed consent. Her signature also signifies that's he understood that she understood that she may no longer avail to live within the premises of the family home so that property "B" may be sold with ease. This ExtraJudicial Settlement is entered into by and between the Heirs of Emelito J. Marquiño namely: The Surviving spouse: LOLITA BAUTISTA-MARQUIÑO and the Legitimate children, PAULO REYES MARQUIÑO and LYNDON REYES MARQUIÑO all of legal ages, Filipino and residents of Cagayan de Oro City. As per Doc No. 26; Page No. 6; Book No. IV; Series of 2021. Under the Notarial Registry of

NEDA: Gov’t vows to protect Filipinos’ purchasing power

AS the Philippine Statistics Authority (PSA) reported that the inflation rate slowed down this March, National Economic and Development Authority (NEDA) Secretary Arsenio Balisacan said Wednesday the government will continue to implement measures protecting the purchasing power of Filipinos.

Nearly a month after President Ferdinand R. Marcos Jr. approved the creation of the Inter-Agency

Committee on Inflation and Market Outlook, the rate of price increase in goods and services decelerated to 7.6 percent last month, or 1 percentage point from 8.6 percent in February this year.

The committee was formed to be an advisory body to the Chief Executive on measures to mitigate inflation.

Balisacan said the committee has established coordination mechanisms for

data gathering, assessment, and monitoring of supply and demand that triggers inflationary pressures.

“By streamlining data collection, the government can share a common understanding, particularly regarding data that can inform public policy and aid in the monitoring and management of inflation,” he said in a statement.

To continue addressing the elevated inflation numbers,

BPI targets record profit this year

BANK of the Philippine Islands (BPI) targets to post another record-high net income this year as it sees strong loan demand despite high interest rates, its top official said.

“That’s the plan. There are good tailwinds. Loan demand continues to be resilient,” BPI

President and Chief Executive Officer Jose Teodoro K. Limcaoco told reporters on the sidelines of the launch of the bank’s new mobile application when asked if the bank can beat 2022’s record net profit.

He said BPI’s first-quarter

financial performance was “good,” which bodes well for their earnings this year.

BPI booked an all-time high net income of P39.6 billion in 2022, 66% higher from the previous year’s level, driven by strong loan growth, higher net interest margins, and lower loan loss provisions.

Mr. Limcaoco said demand for credit remains strong, even as the Bangko Sentral ng Pilipinas (BSP) has continued to hike benchmark interest rates amid elevated inflation, with loan growth expected to

be at around 10% this year.

The BSP has raised borrowing costs by a total of 425 basis points since May 2022, with its key rate now at 6.25%, up from the all-time low of 2% seen during the height of the coronavirus pandemic.

The economy’s reopening will continue to drive loan demand for the first half of the year, but base effects are expected to fade by the second semester, Mr. Limcaoco said.

“You have to remember that Philippine businesses have

Balisacan said the government requires a robust monitoring system and forecasting tools backed by dependable and prompt data that will enable the inter-agency committee to provide appropriate recommendations to President Ferdinand R. Marcos Jr. and the Cabinet.

“Protecting the purchasing power of Filipinos, especially the most vulnerable sectors of the economy, is one of the top priorities of the administration, which we have also laid out in the Philippine Development Plan 2023-2028. We are committed to provide policy

advice and anticipatory recommendations that are supported by data to manage inflation and protect the Filipino families,” he said.

The 7.6 percent inflation rate in March was the lowest since October 2022, when inflation stood at 7.7 percent. (PNA)

Financial market devts abroad to affect PH hot money flows

DEVELOPMENTS on United States inflation rate and price movements of oil and other commodities in the global market are seen to contribute to the movements of registered foreign portfolio investments to the Philippines in the coming months.

On Friday, the Bangko Sentral ng Pilipinas (BSP) reported the reversal to net outflows of foreign investments registered with the central bank, otherwise known as hot money, due to the speed it comes in and out of the country, amounting to $531 million, from the $292 million

net inflows in the previous month.

Rizal Commercial Banking Corporation (RCBC) chief economist Michael Ricafort, in a commentary, said the net hot money outflows last month, which is a result of the total inflows of $680 million and total outflows of $1.21 billion, was affected by market volatilities due to geopolitical concerns between the US and China, among others; and the slower-than-expected deceleration in some inflation gauges in the US.

He said that in the succeeding months, among

the factors forecast to affect hot money flows to and from the domestic economy include inflation environments in the domestic economy and the US and as well as developments on the US and global financial markets, movements in global oil and commodity prices and the banking issues in the US, among others.

He noted that for one, further deceleration of US inflation rate “would still support smaller Fed (Federal Reseve) rate hikes for the coming months in the quest to significantly bring down

The BusinessWeek Mindanao is published by BusinessWeek Mindanao Corporation every Monday to Friday with office address at Tanleh Building, Abellanosa, Cagayan de Oro City. It is registered with the Securities and Exchange Commission under Company Registration No. CS201531633 with BIR Certificate of Registration No. 2RC0000831068, TIN No. 463-826-272-000 – VAT. Reg., and with Business Permit No. 2020-04015. Tel. Nos.: (088)856-3344, (088) 810-100, 0923-4320687, 0917-7121424

Website: www.businessweekmindanao.com

E-mail : businessweekmindanao@gmail.com

BUSINESSWEEK MINDANAO CORPORATION Publisher

DANTE M. SUDARIA President/CEO

ALLAN MARIO MEDIANTE Vice President for Corporate Affairs

RUFINO T. MAGBANUA Vice President for Business Development

NECART HALASAN Vice President for Operations

JOE FELICILDA Vice President for Administration

ROSE MARY D. SUDARIA, P h D Vice President for Finance 09061854079, 09267904299

DANNYCAROSE SUDARIA-HALASAN Marketing Manager 09360462356

MIKE BAÑOS Vice President for Digital

NELSON CONSTANTINO Editor-in-Chief

MIKE BAÑOS

Motoring Editor

CRIS DIAZ

Contributing

Editors

ATTY. ANTONIO S. SORIANO 2f, ICS Building Tel.No.: 881-0176 Tiano cor. Montalvan sts. Legal Counsel

ATTY. MARIO T. JUNI

Cell No: 09352379999

Juni Law Office Cruz Taal St., CDO Legal Counsel

The People’s Battlecry: Environmental and Social Justice! Wake-up on the Fallacies of Life & Religions

We Filipinos are freedomloving people as history tells us how the Filipinos resisted against the subjugation of Filipinos by colonizers which were done then through injustices and corruption,

It is so painful to note that while our country has been unfettered from colonial rule but the new colonizers loomed fronted by TNCs, oligarchs, cartel and conglomerate in cohort with corrupt politicians, Another kind of subjugation became the order of the day is being done through social injustices and corruption.

CHRIS PANGANIBAN Regional Editor - Caraga

JOEL ESCOL Feature Editor

richard s. lagunda Justin Clyde Benedict D. Domingo Layout Artist

Advertising IRENE DOMINGO-BANTOL

MANILA OFFICE: 9th Floor, Unit 918, CityLand Herrera VA Rufino Cor. Valero St., Salcedo Village, Makati City

CECILIA FRESNIDO-HONRADE - New Marketing Manager

DAVAO BUREAU

Door 223, Doña Segunda Bldg., CM Recto Ave., Davao City Telephone #: (082) 298-8815

NORMA PACHECO, 0919-097-9024

ILIGAN- ALONA SUDARIA, 0916-292-1931

OSCAR LEDESMA Bureau Chief, Bukidnon Contact No.: 0905-692-5925

Member:

Philippine Press Institute Oro Chamber

The Wonders of Work (Part 1)

Think a minute . . . The famous writer George Bernard Shaw said: “When I was a young man I observed that 9 out of 10 things I did were failures. I didn’t want to be a failure, so I did 10 times more work!”

All successful people say the same thing: “Luck is what you make of it with hard work.” As important as a good education is, it does not guarantee success. In every kind of career there are successful people who had little natural talent to begin with, but the most important thing they had was the desire and discipline to keep working toward their full potential and success.

There is simply no substitute for hard work. Even if you naturally know how to charm and get along with people, you still must do the work and finish the job well. If you are naturally smart in school, you still have to spend time and effort learning the new knowledge. If you do not have a lot of natural talent or ability, then you must work even harder. It is a clear, vital fact of life.

A good worker’s best friend is time. He learns not to waste or misuse his time, because he knows if he “kills time” he kills his chances for success!

The great inventor Thomas Edison often worked when most people slept. In fact,

It has therefore become imperative to promote social justice. Before we can promote social justice, let us reflect for a while and know the horrible “faces” of social injustice in the life of the workers, famers, indigenous peoples, fisherfolk and the common “tao” in a country that declares in the Fundamental Law (Art. II, Sec.10) that, “The State shall promote social justice in all phases of national development.”

The workers are producers of the wealth of the nation, yet, they live in dire poverty. In fact, they are leaving in droves, as if jumping from a “sinking ship,” to find jobs in foreign lands, leaving their love ones behind at so much social cost.

facilities), yet, could not reach them as these are trapped in the pockets of those who cannot moderate their greed.

THINK A MINUTE

JHAN TIAFAU HURST

Edison usually did not sleep more than 4 hours a night. He said that too much sleep made him lose time, opportunities, and ideas. Most of us cannot work that many waking hours of every day, so we need to learn to make even better use of our time. The Greek philosopher Plato said: “One of the saddest things in life is a man who spends much of his time on things that are not important.”

So why waste one more minute of what is left of your life? Ask Jesus to forgive you for not living the way you know you should. Then ask Him to take charge of your character and way of living.

Since He is your Maker, He knows how to help you work hard, and work smart, so your life will work right—according to His awesome plan for you. Just think a minute . . .

Food comes from their farms but the dining tables of the farmers fall short of it, tilling lands not their own and if they do, tied-up to costly seeds and technologies that adhere to conventional agriculture which is beyond their control. They sell their products under the mercy of “compradors,” following an oppressive marketing system that makes their farming non-viable. Aptly described as the “unsung heroes” and the “backbone” of the country, yet, they wallow inside the vicious cycle of poverty. What makes it more painful is that there are agricultural p rograms designed to somehow alleviate their economic difficulties to increase their productivity (i.e. financial assistance for farm inputs and post harvest

Based on a Study of the World Bank as reported by the Food Agriculture Organization of United Nations, “in the Philippines only .02 percent is the growth of the agriculture in the Gross Domestic Product in the last decade.” Poverty is indeed worse in the rural areas which is even aggravated by the Climate Crisis as the ecological people are the victims of ecological degradation. According to the same Study, the rural people are the most affected by protracted war and violent extremism. As farming has become non-viable anymore, 3 out of 4 farmers have already left farming, going to the urban centers to work as janitors, drivers, waiters and what have you. How about our indigenous peoples? Well, they have become “squatters” in their own native land as the ancestral land which their forefathers had occupied for hundreds of years are now converted into massive plantations. These are the “blessed lands” of our indigenous peoples and these are the choicest of land. According to a Study of the Development Academy of the Philippines, some 63% of Mindanao is now under the control of Trans-National Corporations (TNCs) and our IPs find themselves farming marginalized and highly steep mountainous areas. “Gamay lang nga tulod, ang kabaw moligid na.”

AGAW LUPA. AGAW TUBIG. AGAW BUHAY. That is now the order of the day in the life of the Indigenous Peoples in Mindanao. The hundreds of thousands of hectares of the Ancestral Domain have been land grabbed by powerful corporations in cohort with power-that-be and when the IP leaders would stand to resist, they are killed. In fact, in the last 5 years, some 63 IP leaders have been murdered including a lady Datu for fighting for the IP’s water rights. Fear is indeed being used as a means to

control the mind and to abuse the rights of the Indigenous People. In all of those killings, no one has been arrested. Thus, the killings continue without let-up.

The “blessed lands” have ceased to be so because these lands, where plantations have loomed, reek with poisons, having been bombarded for several decades with multifarious toxic chemicals, 8 of which are already internationally banned (based on the examined samples of water, air and soil in Davao.)

Certainly, these chemicals are carcinogenic, the reason why cancer has become a common disease of the Mindanawons.

As for our fisherfolk, they are the ones catching fish, yet their children are hungry as malnutrition is highest in the coastal communities. This is so because the grandeur of the Philippine bays is now fast disappearing as they undergo progressive state of impairment and with it, the marginalization of the coastal populace. Unlike before when fish would literally jump into their “banca,” fish now can hardly be caught.

Why? What are the fatal blows causing the death of the once mighty marine and fishery ecosystem? Well, the bays are treated as waste pits. First is industrial pollution. Chemical waste from industries and factories are dumped in the bays. Other silent killers are the internationally banned chemical fertilizers and insecticides which are heavily used in surrounding plantations.

These non-biodegradable, petroleum-based agricultural inputs are washed from the soil into rivers and into the sea, entering food chain and polluting the watersheds. I am very certain that these toxic chemicals are already in our water system, in the water that we drink or bath and water we use for cooking. Other countries have banned these chemicals, why are these being used by big plantations? Are we Filipinos guinea pigs?

It is about time that we stop these plantations? For heavily

using these toxic chemicals that have harmed the health of the people, some of these plantations are barred to operate in their own respective countries. That is the reason why they are operating (and expanding at that!) here in the Philippines particularly in Mindanao. What a tragedy! Gumising na po tayo!

All told, the above-cited realities are some of the horrors of social injustices that have been rammed down the throats of our oppressed but struggling people. Apparently, the victims include the ecosystems that provide the life-support systems to our ecological people in defiance of the Constitutional Principle (Art. II, Sec. 16) that, “The State shall protect and advance the right of the people to a balanced and healthful ecology in accord with the rhythm and harmony of nature.”

Unless we rectify such, there can be no genuine development. Only mal-development that sacrifices the people and the environment to the altar of greed and profit!

How can we rectify these social wrongs when these are hidden from us by the mainstream media which beholden to the financial support of the rich powerful. No way can the outpourings of lies and misinformation be stopped. There are those who were brave enough to fight for the truth but they were eliminated as some 187 journalists/broadcasters have been killed in the last five years for exposing the truth. Thus, we have been buried in the fallacies of life and religions.

So, GISING NA PO TAYO!

ONE COMMON ANCESTOR

During the last days of the Lenten saison and Easter Holidays, I experienced again, what it means to have a family. Especially as an expatriate living together with a Philippine family. What a blessing for me!

In his divine wisdom, God intended the family atmosphere where there should be parental love so that every toddling, helpless, fragile child that comes into the world finds warmth, care and security. Family life is, therefore, the first and foremost calling of every married couple.

The first thing one should look for in a married couple, is not how successful they are as lawyers or businessmen or professionals, but how successful they are as

family couples and family members. For me, if they fail as a family man or woman, I consider them complete failures in life. Strong words, I know!

According to modern evolutionary biology, all living beings could be descendants of a unique ancestor commonly referred to as the last universal common ancestor (LUCA) of all life on Earth. Common descent is an effect of speciation, in which multiple species derive from a single ancestral population. Again, strong words!

Though a bit exaggerated, there's a lot of truth there. When one gets married, he/she assumes the grave and sacred task and responsibility of begetting and rearing children for

God. And if they fail as parents, they fail in his first and foremost obligation to God.

The human family is a sacrament. As such, it is a sign, a witness, that should point to a mirror of unity and love. Of course, the so-called human family is a very imperfect reflection of the so-called "Holy Family", what with all the problems, trials and difficulties. Believe me, also in "my" family, there's a lot of impatience, anger, cruelty, many times NO TIME for one another, lack of communication, callousness or insensitivity to the other's needs.

When my wife and I were newly-married, after coming home from a hard day's work, our dogs would

bark and meet me, while my wife brought my slippers. Time changed. My dog will bring the slippers now...! Joke lang!

Let's keep in mind: there's no stressing enough the value and importance of the family. If the basic unit of society is weak, fragmented, decadent, so is the whole country. For as the family, so the country. The Philippines!

PH exports post biggest drop since August 2020

PHILIPPINE exports in February this year registered its biggest drop since August 2020, declining by 18.1 percent to $5.08 billion from $6.2 billion in the same month in 2022, the Philippine Statistics Authority (PSA) reported Tuesday.

This decline in export revenues dragged the country’s total external trade in February to $14.03 billion, down by 14.4 percent from $16.24 billion in the same period last year.

Aside from export revenues, the country’s imports in February also fell by 12.1 percent yearon-year to $8.95 billion from $10.99 billion.

Export revenues has been down for three consecutive months since December 2022.

The PSA attributed lower export revenues to the decline in shipments of the country’s top export product --electronic products-which declined to $2.68 billion from $3.44 billion over a year.

Other products that contributed to the decline in exports in February include coconut oil; other mineral products; cathodes and sections of cathodes of refined copper; and travel goods and handbags.

Top destinations for Philippine goods in February this year were

Japan, the United States, China, Hong Kong and Singapore.

Meanwhile, lower imports of electronic goods also slashed the country’s total import value in February this year.

Electronic goods imports fell to $2.13 billion from $2.49 billion year-on-year.

Sectors with lower imports in February this year also include transport equipment, cereals and cereal preparations, iron and steel, and chemical materials and products.

Top import sources for the country for February were China, Indonesia, Japan, US and South Korea.

(PNA)

Filipino values among young learners of today

Seriously, learners of today have gone a major change. Their values have pronouncedly changed that you cannot almost see in most of them the Filipino values that the elders have treasured through the years. Indeed, it takes a village to raise children.

But how can the teachers help keep the Filipino values in the minds, hearts and in the actions of today’s learners?

The values of today’s youth differ very much from those of the older generation. Nowadays, a lot of youngsters are affected by peer pressure, is guidance of parents, and family crises, leading to their inappropriate behavior. The youth of older generations were diligent and

By Josephine D. Labares

family- oriented; now, a lot of the old values have been destroyed. Many of today’s problematic youths point to family problems, like families broken due to early marriage, teenage pregnancies, and, sometimes, “home wreckers.”

However a lot of these can be prevented if, and only if, we are aware of what’s happening in our society. Their values are slowly sinking in the mud. Information in their generation is rapidly transmitted, unlike during our time.

Nowadays, you have to be stricter in everything. The youth of today are more aggressive and their morals are much lower because most parents find it easier to submit to their whims than to stand

Vehicle sales up 30% in Q1

SALES of automotive vehicles in the first quarter of the year increased by 30.1 percent to 97,284 units from 74,754 units in the same period in 2022, the joint report of the Chamber of Automotive Manufacturers of the Philippines, Inc. (CAMPI) and Truck Manufacturers Association (TMA) said Wednesday.

Both sales of passenger cars and commercial vehicles year-onyear improved by 35.1 percent and 28.5 percent, respectively.

Passenger car sales increased to 24,753 units in January to March 2023 from 18,323 units sold in the same period last year.

quarter of the year from 245 units last year.

Majority of the vehicle sales in January to March period this year were light commercial vehicles, selling 55,436 units, up by 21.5 percent from 45,629 units in the same period a year ago.

This is followed by Asian utility vehicles with sales of 14,688 units, up by 28.5 percent from 8,488 units.

Light trucks posted an increment of 10.6 percent, selling 1,261 units in the first quarter of 2023 from 1,140 in the same period last year.

Sales of trucks and buses category four were flat in the same comparable period at 929 units.

segment, but growth was driven by passenger cars, according to the joint report.

“It is worth noting that the March 2023 sales performance is the second highest monthly performance in a postpandemic time after the more than 37,000-unit sales level recorded in December last year,” CAMPI president Rommel Gutierrez said in a statement.

Gutierrez said the automotive industry continues to thrive amid the increased appetite of the market in purchasing new vehicles, which the industry hopes to continue in the coming months.

firm and teach values. How we teachers can help the parents? What can we offer in our Values Education classes in particular to help address the issue?

When most persons talk about a school curriculum, they think about math, science, social studies, and language courses. Seldom do I hear or read about moral values as being part of the curriculum. The problem is that the neglect of teaching moral values in schools is hurting our students and causing problems in society. If a person has never learned any moral values, how is she or he able to discern the difference between right and wrong?

That is basically the essence of moral values education.

The Improvement of Cognitive Qualities of Young Children

By: GLYSELL BRAGA JAMINAL Teacher III Sugbongcogon Central School

One of the most crucial parts of a child's growth and development is cognitive development. It describes the methods by which young children come to know and understand the world around them, as well as their capacity to reason, think critically, and solve issues.

Little children have an innate curiosity for their surroundings. Fostering this interest can aid in the development of cognitive abilities like observation, inquiry, and problem-solving. By bringing kids on nature hikes, to museums, or by having them participate in simple science activities, parents and educators may give kids opportunities for inquiry and discovery. Simple

pursuits like listening to music or playing with sand, water, or clay can offer beneficial sensory experiences that can enhance cognitive capacities.

A critical component of cognitive development is creativity. Children's inventiveness, problemsolving skills, and critical thinking can all grow when they are encouraged to express themselves via art, music, or storytelling. Children can learn cognitive abilities like organizing, planning, and decision-making through challenging tasks. Simple games like memory games, board games, or puzzles can give kids the chance to practice these abilities in a fun and interesting way. The development of social

skills is crucial for cognitive growth. It aids in the growth of a child's communication, empathetic, and perspectivetaking abilities. Playdates, group activities, or team sports can all be great ways to get kids talking to each other and developing their social and cognitive skills.

Young children's general growth and development depend on their ability to think more clearly. Parents and instructors may aid children in developing critical cognitive abilities that will benefit them throughout their lives by promoting their curiosity, providing sensory stimulation, nurturing creativity, offering demanding tasks, and encouraging social engagement.

Commercial vehicle sales also went up to 72,531 units from 56,431 units.

All sub-segments of commercial vehicles increased their sales except for trucks and buses category five, which sales declined by 11.4 percent to 217 units in the first

For March alone, CAMPI and TMA recorded an increment of 24.2 percent in their total sales.

Vehicle sales in March this year increased to 36,880 units from 29,865 units a year ago.

Bulk of sales was still from commercial vehicle

“In the same way, favorable economic conditions are also an important driving factor for sustained growth,” he added.

Meanwhile, top car brands in January to March 2023 period are Toyota, Mitsubishi, Nissan, Ford and Honda. (PNA)

Integridad, Kakayahan at Kasipagan

Ito’y tatlong makapangyarihang salita. Ngunit, saan nga ba nito dadalhin ang ating kabataan at bansa?

Sa mga kapwa ko kalahok, minamahal na mga guro, kagalang-galang na lupon ng inampalan, isang mapagpala at makasaysayang hapon sa ating lahat!

Noong Enero 30, 2023, inilatag ni Vice President at Department of Education Secretary Sara Duterte ang kaniyang Basic Education Report. Ipinabatid ng kalihim sa kaniyang ulat ang mga hakbang upang mapabuti ang kalidad ng edukasyon, tumugon sa mga hamon, at malutas ang mga problemang kinakaharap ng mga Pilipinong mag-aaral.

Inilunsad ang MATATAG Agenda na magsisilbing gabay natin sa bagong direksyon ng DepEd sa paglutas ng mga hamon sa basic education. Sa mga kasalukuyang hamon sa sistema ng edukasyon sa bansa, hindi sapat ang “bare minimum” lamang na tugon.

Alinsunod sa Human Resource and Organization Development and Operations Memorandum na inilathala noong Pebrero 13, 2023, ang lahat ng kawani ng Executive Committee, Regional Directors, at Schools Division Superintendents sa buong bansa ay sumasailalim sa

By Gelyn P. Beniga HT III

ICD Program workshop. Ano nga ba ang ICD framework?

Ang Integrity, Competence and Diligence o ICD Program ay ang balangkas ng DepEd kung saan higit pang isinusulong at hinahasa ang integridad, kakayahan at kasipagan ng mga namumuno sa kagawaran upang mapabuti at mapabilis ang paghahatid ng batayang edukasyon at serbisyo para sa ating mga mag-aaral.

Kagaya ng isang putahe, ang edukasyon ay nangangailangan rin ng mga sangkap upang mapasarap at mapaginhawa ang mga nangangailangan nito.

Ang unang sangkap ay ang integridad. Ang anumang adhikain natin sa edukasyon ay kailangang haluan ng paggawa ng tama at mabuti. Ang sangkap na ito ang mas magtitibay sa katapatan at moralidad ng lahat ng

Regional Directors at Schools Division Superintendents. Tamang timpla ng pagbibigay inspirasyon sa etikal na paguugali at pagbibigay sa mga kabataan ng kaalaman at kasanayan upang labanan ang katiwalian ang dapat mamayani sa ating mga namumuno.

Pangalawang sangkap ay ang kakayahan. Naniniwala ka rin ba sa tanyag na kasabihan na “You Can't

You Don't Have?” Bilang mga namumuno, tamang sukat ng kakayahan ang kanilang kailangan upang makapaglingkod nang maayos at masalin ang kanilang mga adhikain sa mabuti at epektibong resulta. Panghuling sangkap ay ang kasipagan. Walang matatag na mag-aaral kung walang masisipag na mga kawani at opisyal. Ang kasipagan ay ang sangkap na nagpapatamis sa panunungkulan. Ang ating masisipag na mga namumuno ay gumagawa ng mga gawain nang may puspusan, disiplina, at pagiging masinsinan mula sa simula hanggang sa huli. Ngayon, upang ganap na maging masarap at masustansiya ang ating inihahandang MATATAG na putahe, dapat na naisasalin din ng ating mga nakatataas na opisyal ang ICD sa mga guro at mag-aaral.

Nawa’y hindi matabang, hindi mapakla, kundi swak na timpla ng pagasa at tagumpay ang ating malalasap sa sistema ng edukasyon. Naisin din nating maging kabahagi ng mga kasangkapan tungo sa isang matatag at nagkakaisang bansa. Integridad. Kakayahan. Kasipagan. Tatlong siksik na mga salita tungo sa BANSANG

CREDIBLE RELIABLE IN-DEPTH

Editor: GILBERT Y. CHAO

Globe’s new ONEPlan: The power of mobile and fiber in one

Globe Postpaid, a trailblazer in bringing various innovations to Filipinos, continues to redefine connectivity by launching ONEPlan, a first-of-its kind offer that provides all the means to stay connected at home and on-the-go.

While existing GPlan and GFiber offers have captured the market with just the right number of inclusions, ONEPlan is more robust, delivering more than the sum of its parts. With this all-in-one connectivity

bundle, you can now get faster speeds, bigger mobile data GBs, and a FREE smartphone – all at a price point that fits every type of customer.

“We aim to empower our Postpaid customers with a plan that can keep up with their hybrid lifestyles,” said Globe Postpaid and International Business Vice President Coco Domingo.

Globe aims to provide thoughtfully crafted connectivity solutions that meet the end-to-end needs

of customers.

“With its rich inclusions, ONEPlan seamlessly integrates into the daily lives of our subscribers. Our ONEPlan has all the right choices for a life made greater,” Globe At Home Brand Management Vice President Raymond Policarpio added.

With ONEPlan 3499, go all-in and experience up to 200Mbps of high-speed and 20GB of Mobile Data for seamless connection while

GREAT TOOL TO SHOW YOU ARE IN CONTROL

By Sandra S. Paglinawan Teacher II Mangga Elementary School

When you manage your classroom, one of the most important tool at your disposal is your voice. The way you communicate to your pupils verbally has much to do with how your pupils will respond to you. And it goes far beyond the message that you are actually communicating.

The way you use your voice – the tone, pace and volume – has a lot to do with how your message will be received and interpreted.

Pupils will tend to react more to the way you speak rather than what you may actually be saying. So the way you speak needs to be considered when you are teaching. Depending on how you speak you can either wind kids up or be ignored

or abused.

When you give instructions or you have something to explain, drop your volume, drop your tone, and slow down your pace. This works wonders in getting your message across. By speaking in this way, you can be sure to not say anything that will wind them up. You will also have less of a chance for your instructions to be misunderstood.

Most of us may give instructions the opposite of this way. We tend to feel the need to conquer the noise level in the classroom – to speak loud and in an irritated or excited tone. This only serves to wind up your class because your pupils will tune into your tone and to the volume of your voice.

Republic of the Philippines

Department of Transportation

LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Regional Office No.10, Apovel, Bulua, Cagayan de Oro City LIEL U. CAT-AWAN, CASE NO. R10-EV-TH Applicant. 2023-04-775 NOTICE OF HEARING

APPLICANT request for the Extension of Validity of the Certificate of Public Convenience to operate TRUCK FOR HIRE SERVICE on the route: PROVINCE OF BUKIDNON and from the said place to ANY POINT REGION 10 and Vice Versa and with the use of ONE (01)

opposed to the approval/granting

application/petition must file his/her/its written opposition with supporting documents, unless this Board deems it necessary to require additional documentary evidence and/or his/ her/its oral testimony(s).

WITNESS, AMINODEN D. GURO

Regional Director, LTFRB-Region X, this 12th day of APRIL 2023 at Cagayan de Oro City, Philippines.

(Sgd.) ATTY. MOHAMAD FAHDEL S. PIMPING

HEARING OFFICER

: Mar 14, 2023

Rate...

from page 1

were, however, lower than the last quarter of 2022—95.5% in October, 95.8% in November, and 95.7% in December.

The PSA also reported that the unemployment rate for February 2023 stood at 4.8%.

Meanwhile, the underemployment rate, the “number of underemployed persons or those employed persons who expressed the desire to have additional hours of work in their present job or to have additional job, or to have a new job with longer hours of work,” was recorded at 12.9 percent or 6.29 million of the total workers in February, according to the agency.

The PSA reported that the enterprises in the services sector employed the most number of workers, consistently dominating the labor market with a 59.6% share to the total employed population last February.

The agriculture and industry sectors came in at second and third, accounting for 24.1% and 16.3% of the total employed persons, respectively, according to the PSA.

The agency reported that the top five sub-sectors with the highest year-on-year change in the number of employed persons were wholesale and retail trade, repair of motor vehicles and motorcycles with 701,000, accommodation and food service activities with 580,000, agriculture and forestry with 554,000, other service activities with 362,000, and fishing and aquaculture with 340,000.

On the other hand, human health and social work activities, construction, mining and quarrying, information and communication, and manufacturing reported the biggest drop in terms of employment generation.

The wage and salary workers comprised the largest segment of the country’s total employment population 15 years old and over at 60.9%. This was followed by self-employed persons without any paid employees at 27.2%, unpaid family workers at 9.8%, and family-operated farms or businesses at 2.1%.

No regional employment rate was provided for February.

In Davao region, the employment rate in Davao Region stood at 95.1% last January. The underemployment rate was noted at 6.3%.

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE RAUL NAVARRO PARALA

Notice is hereby given that the late Raul Navarro Parala who died on April 19, 2018 at Capitol University Medical Center in Cagayan de Oro City. He died without leaving a last will and testament and so far as we have known; he left no debt. The decedent at the moment of his death left a parcel of land covered by Transfer Certificate of Title No. T-50379 and Tax Declaration No. 15-003-20837 which real property is particularly described as follows: A parcel of land (Lot 13, Block 1, Pcs-10-001537, being a portion of Lot 25-A, Lot 25-B & Lot 25-C, Psd-10-013189) situated in the Barrio of Alae, Mun. of Manolo Fortich, Prov. Of Bukidnon, Island of Mindanao, containing an area of ONE HUNDRED THIRTY (130) square meters, more or less is the subject of EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE RAUL NAVARRO PARALA.

Entered into by and among his legitimate and exclusive heirs, namely: LIVENIA VELEZ PARALA , of legal age, widow, Filipino citizen and resident of Block 1, Lot 13, Artajo Subd., Alae, Manolo Fortich, Bukidnon; RALPH VELEZ PARALA, of legal age, married, Filipino citizen, and resident of Block 21, Lot 7, Silver Creek, Bulua, Cagayan de Oro City; MARY CHRISTINE VELEZ PARALA, of legal age, single, Filipino citizen and resident of Block 1, Lot 13, Artajo Subd., Alae, Manolo Fortich, Bukidnon; and CHRISTIAN VELEZ PARALA, of legal age, married, Filipino citizen and resident of Block 1, Lot 11, Artajo Subd., Alae, Manolo Fortich, Bukidnon; As per Doc no. 354; Page no. 71; Book no. LXXVII; Series of 2023. Under the Notarial registry of ATTY. FARRAH L. YONGCO-INIHAO.

BWM April 14, 21 & 28, 2023

The agency reported that the Labor Force Participation Rate (LFPR) during this period stood at 63.2%, which accounted for 2.37 million workers.

Covid...

from page 1

been caused by the recent activities during Araw ng Dabaw in March, Pasion noted.

An advisory dated April 11 released by Regional Director Annabelle Yumang alerted that there “is a compelling need for hospitals to prepare for the possibility of surge, especially with the recent long holiday in celebration of the Holy Week, in which family and public gatherings were expected.”

It also reminded hospitals of Administrative Order No. 2021-0042 issued August 31, 2021 or the Guidelines for COVID-19 Response, mandating “all government and private hospitals to allocate at least 30 percent and 20 percent of their current authorized bed capacity, respectively, to accommodate and service COVID-19 patients.”

Dr. Gerna Manatad, DOHDavao assistant regional director, said that the situation is manageable, assuring the public that the current facilities for COVID-19 patients in the region are sufficient and not overburdened.

“We are at a very much controlled number of cases,” she said.

Manatad said the utilization rate for the health care facilities devoted for confirmed COVID-19 cases and symptomatic patients is still at moderate-risk.

A data released by DOHDavao showed that 33 out of 51 mechanical ventilators are used while 251 out of 635 non-ICU beds and 58 out of 129 ICU beds are occupied.

Manatad said the agency has prompted other private hospitals to open up COVID-19 beds in the event cases continue to rise.

She explained that the positivity rate might have appeared high because of the changes in the testing protocols of DOH-Davao.

EXTRA-JUDICIAL PARTITION OF ESTATE WITH WAIVER OF RIGHTS

Notice is hereby given that the late BENJAMIN BASALO NERI died on December 18, 2011 intestate in Cagayan de Oro de Oro City, leaving a certain real property situated in Poblacion, City of Cagayan de Oro, covered by Transfer Certificate of Title No. T-57916 issued by the Registry of Deeds of Cagayan de Oro City and more particularly described as follows: A parcel, of land (Lot 422-J3, Psd-10-002584, being a portion of Lot 422-J, (LCR) Psd-30908) situated in the Poblacion, City of Cagayan de Oro, Island of Mindanao. Containing an area of EIGHTY EIGHT (88) SQUARE METERS, more or less; is the subject of EXTRA-JUDICIAL PARTITION OF ESTATE WITH WAIVER OF RIGHTS.

WHEREAS, the parties hereto are, the surviving heirs of the decedent entitled to succeed to his estate being his wife and children; WHEREAS, there are no known debts or obligation due against the estate of said decedent; and

WHEREAS, it is to the best interest of the parties hereto to divide, partition and adjudicate between/among themselves the entire share of the decedent, more particularly of the above-described property extrajudicially in the manner and form hereinafter set forth; That we, JOSEFINA L. NERI and HAZEL ANN

Manatad urged the public to keep observing the minimum health standards, particularly the physical distancing and mask in crowded and enclosed spaces, and to avail of the free vaccination to get an additional layer of protection against the disease.

Pasion said that only those patients who are symptomatic and immunocompromised would be swabbed while the asymptomatic close-contacts don’t need to undergo reverse-transcription polymerase chain reaction (RTPCR) test.

She said that at least 248 samples are being processed daily.

Marawi...

from page 1

to heaven and returned); March 7 (Nisfu Sa’aban, when Muslims collectively worship and ask for forgiveness of their wrongdoings); April 6 (Maundy Thursday); April 9 (Araw ng Kagitingan); May 1 (Labor Day); and June 12 (Independence Day).

BPI...

from page 3

always been used historically to high rates. It was only during the pandemic when rates really came down. During the pandemic, a few companies took advantage of the low rates,” he said.

“Affordability is still there… The only one where rates have really gone up is I think really credit cards… Even that, we have not seen a rise in NPLs (nonperforming loans). People are very judicious about their use of credit, which is good,” Mr. Limcaoco added.

He said the bank’s NPL level is steady and is expected to “settle down, but really driven by the better performance of existing loans and new loans.”

“Since the pandemic ended, our [NPL] cover has continued to rise because we continued to provision without the underperformance,” he said.

NEW APP Meanwhile, BPI

EXTRA JUDICIAL SETTLEMENT OF ESTATE OF THE LATE FRANCISCO M. ENOMAR SR.

on Wednesday launched its new mobile banking application as it aims to phase out its old app by the second semester.

“We’re proud of the new BPI app, and we know there’s room to continue improving. While we look at the best technology and digital solutions to ensure that we deliver excellent service, we anchor the designed experiences to what our customers need,” Mr. Limcaoco said in a statement.

The new app introduces features such as artificial intelligence-powered insights on spending and saving, BPI Head of Consumer Banking and Executive Vice-President Maria Cristina “Ginbee” L. Go said during the launch event.

It will also allow clients to pre-book branch visits, she added.

“We are likewise transforming our branches into financial advisory centers in new branch formats,” Ms. Go said.

Money...

from page 3

elevated US inflation.”

Ricafort, meanwhile, cited that “recent concerns on some US bank failures increase the risk of US economic slowdown or even recession, thereby could also lead to a possible Fed rate pause or even potential Fed rate cuts, going forward.”

He also said that decline in individual income taxes starting January this year, in accordance with the Tax Reform for Acceleration and Inclusion, but excludes the highest income bracket, “could help boost consumer spending, which accounts for at least 75 percent

EXTRAJUDICIAL PARTITION with DEED OF SALE

of the local economy.”

“(The lower individual income taxes serve as) a de facto stimulus and would be a relief amid higher prices/inflation recently; but could lead to some foregone government revenues and widen the government's budget deficit though mitigated by any corresponding increase in sales taxes/VAT in view of the increased take home pay and consumer spending,” he added. (PNA)

Globe...

from page 6

home and on the go.

Get the latest technology at your fingertips with a free 5G smartphone, together with unlimited all net texts and calls to mobile and landline for nonstop communication with your friends and family. Make movie nights at home more magical with 12 months access to Disney+

Premium for the whole family. ONEPlan 1999 is also available, with up to 50Mbps unlimited home fiber, 10GB Mobile Data and a free smartphone.

Rotary...

from page 8

Women are taught how to prevent mother to infant HIV transmission, how to breast-feed and how to protect themselves and their children from disease so that they can live longer and grow stronger.

“Thank you Doc Ardel for accepting the assignment,” DGE Go said. “With you in the District Team, I am sure we will be able to make a difference in the lives of the mothers and children in our local communities.”

NOTICE TO THE PUBLIC

NERI by these presents do hereby forever relinquish and waive unto and in favor of LOU NERI any and all of our rights to, ownership, interest and participation over the above-described property. That we hereby affirm and confirm the same to be the rightful share of said LOU NERI in the estate left to us by the late Benjamin B. Neri. Made and entered into in the City of Cagayan de Oro, Philippines, by and among:

1. JOSEFINA LABRADORES

NERI, of legal age, widow, Filipino, and a resident of 43 Corrales Avenue, Neri Compound, Cagayan de Oro City; 2. HAZEL ANN NERI of legal age, single, Filipino, and a resident of 125 Libra St., Pag-Ibig Homes, Catalunan, Grande, Davao City; and 3. LOU NERI of legal age, single, Filipino, and a resident of 43 Corrales Avenue, Neri Compound, Cagayan de Oro City; As per Doc No. 438;

Notice is hereby given that the late FRANCISCO M. ENOMAR SR. who died intestate sometime in 2006; That prior to the death of said FRANCISCO M. ENOMAR SR. he had obtained a certain parcel of land situated in Maranding Annex, Kapatagan, Lanao del Norte, Island of Mindanao, more particularly bounded and described as follows: TCT No. 23,445, is located at Barrio Maranding Annex, Municipality of Kapatagan, Province of Lanao del Norte, Island of Mindanao and containing a total area of NINETEEN THOUSAND SEVEN HUNDRED AND TWENTY TWO (19,722) square meters more or less is the subject of EXTRA JUDICIAL SETTLEMENT OF ESTATE OF THE LATE FRANCISCO M. ENOMAR SR. That the herein HEIRS of deceased FRANCISCO M. ENOMAR SR. have agreed among themselves to extrajudicially partition the foregoing parcel of land in a sharing scheme amenable to all of them and to be divided among themselves and for purposes of obtaining their respective shares over the property. WHEREAS, there are no known debts or obligations due against the estate of said decedent; That this INSTRUMENT is made and entered into by and between the HEIRS of FRANCISCO M. ENOMAR SR., namely: GUALBERTA O. ENOMAR, Filipino, of legal age, widow and a resident of Maningcol, Ozamis City, Misamis Occidental, FRANCISCO BERNIL ENOMAR JR ., Filipino, of legal age, and a resident of Maranding, Kapatagan, Lanao del Norte, PHOEBE ENOMAR KALANICK , Filipino, of legal age, and a resident of New Jersy, United States of America, FERDINAND BERNIL ENOMAR, Filipino, of legal age, and a resident of Maningcol, Ozamis City, Misamis Occidental, FREDERIC BERNIL ENOMAR, Filipino, of legal age, and a resident of Maningcol, Ozamis City, Misamis Occidental, PRECY BERNIL ENOMAR Filipino, of legal age, and a resident of New York City, United States of America, FROLAN BERNIL ENOMAR, Filipino, of legal age, and a resident of Maningcol, Ozamis City, Misamis Occidental, hereinafter called the HEIRS. As per Doc no. 314; Page no. 63; Book no. XXXIX Series of 2019. Under the Notarial Registry of ATTY. JONATHAN M. PUNO.

BWM April 14, 21 & 28, 2023

Notice is hereby given that the late SEGUNDO LIG-ANG who died on October 28, 2001 at Balingasag, Misamis Oriental and ROSA BACORRO who died on _______ at _______intestate, without Will or Testament and without any outstanding debts in favor of any person or entity. That deceased SPOUSES SEGUNDO LIG-ANG and ROSA BACORRO left the following parcels of land, most particularly described as: A parcel of agricultural land, Lot No. 2756, Cad. 507, covered under ORIGINAL CERTIFICATE OF TITLE No. P-14845 registered under the name of SEGUNDO LIG-ANG located in Barangay Napaliran, Balingasag, Misamis Oriental, Containing an area of 12,867 square meters.AND - A parcel of land, Lot No, 2765, Cad. 507, covered under ORIGINAL CERTIFICATE OF TITLE No: P-14846 registered under the name of SEGUNDO LIG-ANG located in Barangay Napaliran, Balingasag, Misamis Oriental, Containing an area of 1641 square meters is the subject of EXTRAJUDICIAL PARTITION with DEED OF SALE. That FOR AND IN CONSIDERATION OF THE SUM OF ONE HUNDRED FIFTY THOUSAND PESOS (Php 150,000.00) Philippine Currency to us in hand paid in full by GRACE B. LAGAT of legal age, single, Filipino Citizen and resident of Napaliran, Balingasag, Misamis Oriental. DO HEREBY SELLS, TRANSFERS, and CONVEYS by way of Absolute Sale unto the abovementioned vendee, her heirs and assigns absolutely and in an irrevocable manner of the abovedescribed property. That this property does not fall under the provisions of R.A 3844 or the Presidential Decree on Land Reform. That the partitioners hereby warrant their title over the property above-described, with full right to dispose of the same, free from all liens and encumbrances of any kind whatsoever, and that henceforth, full right of ownership and possession shall pertain to the vendee; We, HEIRS OF SPOUSES SEGUNDO LIG-ANG and ROSA BACORRO, namely: 1. BELEN L. CUERQUEZ (DECEASED) herein represented by: KATHRYN ROSE LIG-ANG CUERQUEZ of legal age, Filipino Citizen, single and a resident of Napaliran, Balingasag, Misamis Oriental; 2. FRANKLIN B. LIG-ANG (DECEASED) herein represented by: SHAMIA GWEN L. PETALVER of legal age, Filipino Citizen, married and a resident Napaliran, Balingasag, Misamis Oriental; 3. JOSEPHINE B. LIG-ANG of legal age, Filipino Citizen, single and a resident Napaliran, Balingasag, Misamis Oriental Herein after referred to as the PARTITIONERS/VENDORS. As per Doc. No. 075; Page No. 015; Book No. CIXXXII; Series of 2023. Under the Notarial Registry of ATTY. CRISTINA TERESA A. MORENO-OCIONES.

BWM: Mar 31, Apr 7 & 14, 2023

The public is hereby notified that PILIPINAS CLIMBING INC. a duly incorporated nonstock corporation with office address at 069 Road 1 Matandang Balara, Quezon City is applying for membership with the Philippine Olympic Committee in order to represent athletes of sports climbing and if there are any other Sports body who claims to represent the same in the Philippines objection to the application for membership of the applying Sports Association should be presented before the POC Membership Commission within a period of fifteen (15) days from the date of publication.

The Parental Involvement in Homework of their Children

By: GLYSELL BRAGA JAMINAL Teacher III Sugbongcogon Central School

Parental involvement in homework has long been a source of contention between educators and parents. While some contend that parents should actively participate in their children's education and help them with their homework, others are of the opinion that homework should be the child's complete responsibility.

According to research, parents helping their kids with their homework may improve their academic achievement. The youngster may work harder and take their studies more seriously if parents are interested in their education and help with homework. Additionally, parents can foster a conducive environment in which their kids can accomplish their schoolwork, which can ease their stress and anxiety and enhance their general wellbeing. Parental engagement in homework should be moderate and not excessive, it is crucial to remember. Parents

shouldn't force their kids to get flawless scores or do their schoolwork for them. Instead, they should help their child when necessary and encourage them to take charge of their own education.

Parents should be aware of the potential drawbacks of excessive schoolwork and make sure their children are not overworked. It's crucial to keep in mind that kids need time for extracurricular activities like sports, hobbies, and socializing because they can help with their general development.

In conclusion, parental involvement in a child's academic achievement can be positive, but it should be moderate and not excessive. Parents should assist and guide their children while also encouraging them to take ownership of their own education. In the end, working together with parents and teachers can make sure that kids have the assistance they need to flourish in school and beyond.

BusinessWeek

MINDANAO FEATURE

CREDIBLE RELIABLE IN-DEPTH

Fri-Sat | April 14-15, 2023

RI 3870 governor-elect appoints district maternal and child health chair

By MARK FRANCISCO

DR. Ardel CastañedaPadayhag has been appointed by Rotary International District 3870 GovernorElect Gilda “Gigi” Go as the district chair for maternal and child health for RY 2023-2024.

A member of the Rotary Club of Kalayaan Cagayan de Oro, Padayhag is connected with the City Health Office of Iligan City. As district chair for maternal and child health, Padayhag will ensure that RI 3870 will be true to Rotary’s goal of making high quality health care available to vulnerable mothers and children. She will be part of the district’s leadership team for RY 2023-2024 which will start this June, overseeing 44 clubs in the provinces of Bukidnon,

District Governor-Elect Gilda “Gigi” Go

Misamis Oriental, Lanao del Norte, Lanao del Sur, North Cotabato, Sultan Kudarat, Maguindanao, Camiguin and Cagayan de Oro City. Maternal and child health is

one of Rotary’s seven areas of focus. Rotary clubs come up with projects that provide education, immunizations, birth kits and mobile health

ROTARY/PAGE 7