BusinessWeek Mindanao (January 23-24, 2023)

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EU-funded project

MARAWI City — The Bangsamoro government, European Union in the Philippines and UNICEF launched a project which will boost community resilience and services for the children in conflict-affected municipalities in the Bangsamoro Autonomous Region in Muslim Mindanao.

The launching was held at the Social Hall of the Provincial Capitol here on Thursday, Jan. 18.

Dubbed as ‘Building Community Resilience and Delivery of Essential Services for Post Conflict Recovery in Lanao del Sur/Marawi City,’ the project aims to strengthen community resilience, increase coverage of essential services, and promote child-friendly family and community behaviors in 44 municipalities in the province of Lanao del Sur, Lanao del Norte and Bukidnon. (B. ERMAC)

Helping MSMEs

DAVAO City – The Department of Trade and Industry in Davao Region (DTI-11) exceeded its annual target of micro, small and medium enterprises (MSMEs) last year, an official said Friday.

In a statement, DTI-11 Director Maria Belenda Ambi said they have assisted 26,108 or 104 percent equivalent of their targeted 25,200 MSMEs for 2022.

She attributed the achievement to the agency’s hardworking team in the provincial and regional offices, who despite facing numerous constraints and challenges, delivered beyond the expected target.

Fastracking BARMM growth

COTABATO City – A lawmaker in the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM) has filed eight bills before the Bangsamoro Transition Authority (BTA) to improve governance and accelerate development in the region. In a statement Friday, BARMM parliament member Amilbahar Mawallil said the proposed measures focus on the establishment of the Bangsamoro Parliament Corporate Body, creation of the Bangsamoro Economic Zone Authority, strengthening of satellite offices, preservation of the region’s cultural heritage, and seaweed farming. "Encouraging consistent dialogues between the BARMM government and its component local government units will ensure that the region can maintain its autonomous status while still synchronizing its sustainability effort," he said, referring to the bills he filed Thursday.

‘Illegal miners’ back again in Agusan Sur

BUTUAN City -- An environmentalist group in Caraga has expressed deep concern in the proliferation of what they called “illegal rabbit miners” in the gold rush village in Rosario town in Agusan del Sur extracting the precious metal without safety and proper procedures and the lack of government permit to operate.

The group fear that the persistent rains since last month may imperil the lives of illegal miners operating in the hazardous tunnels in Purok Banbonon, Sinug-ang, Bayugan 3 in the said town that may cave in at any moment in time.

“Our concerned agencies, particularlythe Department

of Environment and Natural Resources (DENR) must address the problem in Sinug-ang before catastrophic incident will occur, particularly the lives ofpeople of this wanton destruction of environment,” said a concerned environmentalist, who requested anonimity.

Bangsa region posts P475-M investments

Search for outstanding law enforcers launched

THE

de Oro City.

According to Alliance of Certified Enforcers founding chairman Erwin Culanag, any individual (be in government or private sector) whose work is in enforcing Philippine national and local criminal laws and who is based in Mindanao is qualified to be nominated.

“We initially thought of limiting our nominees to those who are based only here in Region 10. But upon the invitation of Mindanao Daily publisher Dante Sudaria for us to be embedded in their Mindanao-wide awards of outstanding government

KORONADAL City – Three investments in the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM) worth P475 million have been registered with the Bangsamoro Board of Investments (BBOI), the agency announced on Friday.

In a statement, Mohammad Pasigan, BBOI chair, said the board approved the registration of Beauty of Life Beach Resort, KS Agricultural Products

Trading and Shahada Medical and Diagnostic Clinic, all Filipino-owned ventures.

He expressed optimism more investors will relocate this year to the Bangsamoro region.

The Beauty of Life Beach Resort is investing P295 million for its facilities in Barangay Kusiong, Datu Odin Sinsuat in Maguindanao del Norte. It will generate at least 44 jobs.

“The beach resort is the

Oro assures continous garbage collection

DAVAO

Alsons Dev is the real estate

Engr. Armen Cuenca, City Local Environment and Natural Resources Office (CLENRO) head, said they will again tap the vehicles and drivers of road and building contractors here

to help the city government in garbage collection with CLENRO providing the manpower.

The CLENRO had utilized

City — Former Sarangani Governor Miguel Rene Alcantara Dominguez has joined the 60-year-old Alsons Development and Investment Corporation (Alsons Dev) as its new director who will oversee the business strategy and operations of the premier property developer and real estate pioneer in Davao City.
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Briefly Market Indicators US$1 = P54.54 FOREX PHISIX AS OF 6:00 PM JAN 21, 2023 (SAT) 7,056.62 5.39 points 0.09 cents X X P15.00 Volume XIV, No. 96 Mon-Tue | January 23-24, 2023 www.businessweekmindanao.com CREDIBLE RELIABLE IN-DEPTH MINDANAO BusinessWeek YOUR MINDANAO-WIDE BUSINESS PAPER
REGIONAL FARMERS’ SUMMIT. Sen. Cynthia A. Villar graced the Kilusang Pagbabago 1st Regional Farmers Summit held at the Corpus Christi Gym, Macasanding, Cagayan De Oro City last werk. Villar spelled out the laws she authored and sponsored to help Mindanao agriculture sector. To the left is the local organizer of the event Edna Jangao, regional chapter president of Kilusang Pagbabago. PHOTO SUPPLIED CHILDREN’S PLAY. Sama kids play to their heart's content at the Badjao Village in Bongao, TawiTawi. MindaNews photo by BONG S. SARMIENTO Alliance of Certified Enforcers, Mindanao Daily and Veterans Bank launched on Wednesday, January 18 the Search for CY 2023 Outstanding Law Enforcers in Mindanao at Mallberry Business Hotel in Cagayan THE Cagayan de Oro city government has assured continuous garbage collection after the current garbage collector’s contract expires on Jan. 31.

5 nabbed, P5.5-M smuggled cigarettes seized in Zamboanga City

ZAMBOANGA City –Authorities have arrested five people and seized some P5.5 million worth of smuggled cigarettes near an island village here early Saturday.

Col. Richard Verceles, operations chief of the Area Police Command-Western Mindanao, said the suspects were on a motorboat when apprehended at around 6:32 a.m. Saturday near Barangay Tigtabon.

Verceles identified the five suspects as skipper Saham Sahisa, 40; and his crew, Nasri Hussam, 40; Alnasri Mawadi, 25; Usman Samla, 51; and, Alkimar Mijan, 25, all residents of Barangay Arena Blanco.

The 2nd Zamboanga City Mobile Force Company

(2ZCMFC) and Bureau of Customs personnel on patrol spotted the motorboat marked “Aljadi” after receiving information that a shipment of smuggled cigarettes is set to arrive from Jolo, the capital of Sulu province.

Col. Alexander Lorenzo, Zamboanga City Police Office director, said the motorboat was loaded with 158 master cases of assorted brand of cigarettes worth P5.53 million.

The five failed to present documents of the cargo they were transporting.

They were then placed under the custody of the 2ZCMFC for documentation and will be turned over to Customs for proper disposition. (PNA)

Gingoog City opens new college building, housing resettlement

THE local government unit (LGU) of Gingoog City in Misamis Oriental province has opened a new city college building and housing resettlement from various national government offices in the area. On Friday morning, local officials and representatives from the National Housing Authority in Northern Mindanao (NHA-10) led the groundbreaking and capsule laying of the P50-million housing project in Barangay Minsapinit, a resettlement

project for families affected by the recent flooding in the city. NHA General Manager Joeben Tai said the Minsapinit housing project is projected to have 125 single-story rows of houses in 4.98 hectares of government land. "We will continue to consult with the LGU in additional resettlement

sites so that more families will be accommodated," he said. During the flooding brought by the shear line in December last year, more than 51,692 families were affected and about 987 houses were damaged. New college building Meanwhile, Senator Christopher Lawrence Go on Thursday led the turnover

Learners and Their Learning Styles

Learners are unique. They learned in different ways and in different stages in their lives thus, mentors and educators gather background information, check learners’ abilities, strengths, weaknesses, interests and needs beforehand. Teachers ensure efficiency of learning using various tactics and techniques, teaching strategies and approaches.

Differences of learners will be catered in a one session lesson using differentiated activities. With the exercises given differently in one setting, generally, learners can grasp and understand the learning process effectively.

According to studies and researches, differentiated instruction is a well- known practice-proven approach that that responds to the diversity of learners (Coffey 2011: Coubergs, Struyven, Vanthournout, et al., 2017

and Hall 2002.

There are varied learning styles such as: visual, reading and writing, auditory and kinesthetic. Learning styles are very important for teachers. We must understand that each learner learns differently. Some can work well in small groups, while some learn best individually. Some are visual learners, while others may be verbal, musical, or kinesthetic learners.

As teachers, we must recognize every learner’s unique learning styles.

Next, we must accommodate differences among them, by using various instructional methods so that each learner can learn in their most comfortable way.

Learners and their learning styles vary from one another. Uniqueness and differences glitter from time to time as long as they are given the chance to shine!

of the new four-story building for the Community College of Gingoog City (CCGC) worth P52.6million that was funded under his office. Gingoog Mayor Erick Cañosa said the school's upgrade has long been pursued by the local government to materialize. "We used to dream that a school would be built, so our leaders tried way back in 2019 when we assumed office," he said. Through the Department of Social Welfare and Development (DSWD)10’s Assistance to Individuals in Crisis Situations (AICS) program, Go also handed over educational assistance to the 750 students of CCGC along with food and hygiene packs. "One of my main concerns for the youth is to stay away from illegal drugs, I ask you not to waste what (former) President (Rodrigo) Duterte started to fight against illicit drugs and crime," the senator said. Misamis Oriental Governor Peter Unabia said they are also working toward establishing another building, a sports complex, an oval and a dormitory for CCGC. (PNA)

EXTRA-JUDICIAL SETTLEMENT OF ESTATE OF CELERINA MAAGAD WITH WAIVER OF RIGHTS

KNOW ALL MEN BY THESE PRESENTS:

Notice is hereby given that the intestate estate of the late CELERINA MAAGAD, who intestate died on December 3, 2006 in Zone 5, Upper Bulua, Cagayan de Oro City, left a parcel of land particularly described as follows, to wit: Transfer Certificate of Title (TCT) No. T-144268 - A parcel of land (Lot 1-B, Psd-10-037623, being a portion of Lot 1, Pcs-10-002245, situated in Bulua, Cagayan de Oro City, containing an area of 733 square meters, more or less, covered under TCT No. T-144268, is the subject of Extra-Judicial Settlement of Estate of Celerina Maagad with Waiver of Rights, under the Notarial Registry of Atty. Isidro Q. Lico, per Doc. No. 142; Page No. 28; Book No. 18. Series of 2021.

BWM Jan 9, 16 & 23, 2023

EXTRAJUDICIAL SETTLEMENT OF ESTATE AMONG HEIRS

KNOW ALL MEN BY THESE PRESENTS:

That the late GLORIA DELOS REYES PATLUNAG, died intestate on January 08, 2022 in Cagayan de Oro City, leaving behind A PARCEL OF LAND, containing an area of ONE HUNDRED FIFTY (150) SQUARE METERS MORE OR LESS, Tax Declaration No. G-125354 Boundaries: NORTH: LOT 3046, CAD-237, CAG. CAD. SOUTH: SW: ROAD LOT 1, EAST: SE: LOT 8, WEST: NW: LOT 6, ALL OF THE S.P. PSD-104305-017110, containing an area of ONE HUNDRED FIFTY (150) SQUARE METERS, MORE OR LESS, and has been the subject of EXTRAJUDICIAL SETTLEMENT OF STATE AMONG HEIRS, filed by the heirs of GLORIA DELOS REYES PATLUNAG, per Doc. No. 366; Page No. 74; Book No. 50; Series of 2023 under the Notarial Registry of ATTY. TATIANA ELAINE L. CHUN.

BWM Jan 23, 30 & Feb 6, 2023

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Banking & finance

Economist eyes improvement in PH balance of payments

THE Philippines’ balance of payment (BOP) position reversed to a surplus in December 2022 to $612 million and an economist forecasts further improvement in the coming months as structural US dollar inflows continue to increase.

Data released by the Bangko Sentral ng Pilipinas (BSP) on Thursday showed that the BOP position, which is the sum of a country's total trade with the rest of the world, last December is better than the previous month’s $756 million deficit but is lower than yearago’s $991 million surplus. The latest figures brought the end2022 BOP position to a deficit of $7.26 billion, higher than the $1.35 billion deficit in end-2021.

Rizal Commercial Banking Corporation (RCBC) chief economist Michael Ricafort traced the improvement in the country’s BOP position at the end of last year partly to the seasonal increase of remittances from overseas Filipino workers (OFWs) during the Christmas season as well as the increase in business process outsourcing (BPO) revenues, exports and foreign tourism receipts, with the latter due to the reopening of the country to foreign tourists.

He said the narrowing of the country’s trade deficit to its lowest level in more than one year, due to the drop in the prices of oil and other commodities in the international market in part because of the possible recession in the US, also boosted the BOP position.

These factors are, however, seen to have been countered by the national government’s net payments of its foreign currencydenominated liabilities as well the wider trade deficit of the country on account of higher commodity prices primarily

because of the Russia-Ukraine war.

Improvement of the country’s BOP position as well as the gross international reserves (GIR) is seen to continue this month after the national government issued $3 billion worth of US dollar-denominated global bond.

“For the coming months of 2023, the proceeds of the planned US dollar retail bond issuance within 1H 2023 (worth about $3 billion; with a tenor of at least five years) would also add to the country's BOP and GIR,” he added. (PNA)

BSP’s relief measures boost lending growth

THE targeted relief measures of the Bangko Sentral ng Pilipinas (BSP) for lenders has helped sustain credit growth amid the recovery of the economy from the coronavirus pandemic, an official said.

BSP Supervisory Policy and Research Department Director Maria Cynthia M. Sison said the relief measures were meant to encourage banks to continue to lend or restructure loans, especially to credit-worthy micro, small, and medium enterprises (MSMEs).

while rural and cooperative banks granted P6.4 billion in loans as alternative compliance.

Ms. Sison said total loans to MSMEs grew by 2.9% to P468.2 billion as of end-November 2022 from the P454.6 billion seen a year earlier.

Broken down, MSME loans stood at P62.6 billion and P58.1 billion as of end-November for thrift banks and rural and cooperative banks, respectively.

billion restructured loans.

“Some of the BSP’s relief measures remain in place to encourage banks to continue to lend or restructure loans, especially to credit-worthy MSME borrowers. This includes the temporary reduction in the credit-risk rates of loans granted to MSMEs,” Ms. Sison said.

ANG TAGDUMALA

NEW LIGHT PAWNSHOP Main: Gen. Capistrano Neri St., Cagayan de Oro City Branch: Don S. Osmeña St., Fronting Public Market, Cagayan de Oro City

NOTICE OF AUCTION

Starting February 3, 2023 (Friday) at 8:30 A.M. to 5 P.M., this establishment will set an Auction Sale on all pledges since September 3, 2022 . Patrons are enjoined to verify their receipts.

PAHIBALO

MANAGEMENT

Sa Pebrero 3, 2023 ang (Byernes) sa may 8:30 A.M. sa buntag paingon sa alas 5:00 sa hapon, ang tanan nga penirenda nga wala ma lukat sa bulan sa Setyembre 3, 2022 maapil sa subasta.

Giawhag ang tanan suki sa pagsusi sa ilang resibo.

ANG TAGDUMALA

“The recovery in the economy alongside BSP’s targeted relief measures has reinforced growth in bank lending in general and to MSMEs,” Ms. Sison said during the central bank’s 4th Regional Macroeconomic Conference Series on Wednesday.

She said the banking system has allocated P254 billion of loans to MSMEs as alternative compliance with reserve requirements as of Dec. 29, 2022, the end of the last reserve week that month.

Thrift banks also lent out P16.4 billion in the same period,

Southern Luzon banks also provided P28.7 billion in loans to small businesses. This is around 23.8% of the combined MSME loans of thrift banks and rural and cooperative banks.

Meanwhile, banks continued to provide relief to borrowers as restructured loans amounted to P327.8 billion as of endNovember. This represents about 2.7% of the banking system’s total loans, Ms. Sison said.

Restructured loans for thrift banks reached P14 billion at end-November, rural and cooperative banks recorded P6.1 billion, while Southern Luzon banks booked P1.5-

“This relief measure is in place until end-June 2023. Banks are also still allowed to use their MSME loans as alternative compliance with the reserve requirements. This means that for banks, instead of depositing funds in the BSP, they can use these funds to lend out to their MSME clients,” she said.

First implemented in April 2020 at the height of the pandemic, the BSP allowed MSME loans to be counted as part of banks’ reserve requirements in a bid to boost lending to the sector.

The central bank also capped loans to MSME and large enterprises that banks could use as alternate reserve compliance at P300 billion and P425 billion, respectively.

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GREAT VALUE PAWNSHOP V. Castro St., Carmen, Cagayan de Oro City NOTICE OF AUCTION Starting February 3, 2023 (Friday) at 8:30 A.M. to 5 P.M., this establishment will set an Auction Sale on all pledges since September 3, 2022. Patrons are enjoined to verify their receipts.
PAHIBALO Sa Pebrero 3, 2023 ang (Byernes) sa may 8:30 A.M., sa buntag paingon sa alas 5:00 sa hapon, ang tanan nga penirenda
MANAGEMENT
nga wala ma lukat sa bulan sa Setyembre 3, 2022 maapil sa subasta. Giawhag ang tanan suki sa pagsusi sa ilang resibo.

Read the Sign

Think a minute...Years ago on the night of 14 April, the ship named Californian had come within 1500 miles of its destination of Boston Harbor in the U.S. It was midnight and Second Officer Herbert Stone reported for his watch. He found his apprentice looking through binoculars at another ship in the dark distance. He could see some lights, so Stone told the apprentice to try to communicate using the Morse Code light. But the other ship did not answer.

Then five more white flashes came from the other ship, followed by another four white flashes, so Stone called his captain. The captain ordered more light signals to be sent, but still no answer came. They noticed the other ship’s cabin lights were disappearing, so it appeared to be sailing away. At 1:40 AM Stone saw the eighth and last white flash in the night sky.

It was not until 4 AM that they learned the truth about the other ship. Second Officer Stone and his captain had not understood that the lights and flashes from the other ship were alarm signals. That night of 14 April, the Californian had stopped in the middle of the ocean since there was a dangerous field of ice in the water. It was while they were stopped and waiting that they saw the lights from the other ship in the distance.

The other ship had sent those light flares as distress signals, and the Californian that was only nine miles away would have rushed to help save it except for one thing.

HURST

The other ship had been sending distress signals both by lights and radio, but the Californian’s new young radio operator was sleeping. So that night, Second Officer Stone and his captain did not know the light flashes were desperate calls for help from the sinking Titanic.

Jesus Himself said that by far the greatest tragedy is to watch yourself and the people you love sink into eternity, separated from God and lost forever in the worst pain, evil and agony there is. Jesus’ words!

The question is: Will you read and follow the signs to safety? He has made them so clear and easy to understand that we have no excuse. Once and for all, you can ask Him to forgive you for your wrong heart and sinful living? Then ask Him to take full charge and start changing your daily way of life. Jesus said it is the one and only way you can have total security that if your ship goes down tonight, you are fully ready to face your Maker, Judge and Savior. Just think a minute…

opinion

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BPI-Robinsons Bank merger on track

The proposed merger between Bank of the Philippine Islands (BPI) and Robinsons Bank Corporation (RBC) continued on track with its recent approval in a special BPI stockholders meeting held last week.

BPI Chairman Jaime Augusto Zobel de Ayala , Vice Chairman Cezar P. Consing, President/CEO Jose Teodoro Limcaoco, led BPI board members, board advisers and BPI’s senior management during the special meeting which was held in fully virtual format.

Robinsons Retail Holdings Vice Chairman James Go, Robinsons Retail Inc. President/CEO Robina Gokongwei Pe and Robinsons Bank President /CEO Elfren Antonio Sarte represented Robinsons Bank.

Also in attendance during the meeting was BPI’s external auditor Isla Lipana, as well as over 79 percent of shareholders who attended either via proxy or via live webcast.

Rationale for the merger

Limcaoco explained the reasons for the merger, as follows:

“The proposed merger of BPI and RBC (with BPI as the surviving corporation of the merger) will unlock various synergies across several products and service platforms and will also expand the customer base of both banks.

“Over the past five years, RBC’s consumer loans posted an impressive 30 percent CAGR growth, bringing RBC’s loan mix to a 42 percent allocation for consumer loans which,

compared to BPI’s 20 percent, is significantly higher. This relatively high mix of consumer loans has been a key driver for net income growth and is aligned with BPI’s aspiration of increasing its consumer loan book to 33 percent of BPI’s loan book.

“Apart from growing BPI’s client and deposit base and expanding synergies, the proposed merger will increase shareholder value by providing BPI opportunities to collaborate across the Gokongwei group’s ecosystem, which includes leading businesses in food manufacturing, air transportation, real estate and property development, and multi-format retail companies.

“In addition, the merger will also expand BPI’s access to the network of the Gokongwei group, especially to the Filipino Chinese market segment, which has been the significant advantage of BPI’s closest competitors.”

Responding to an emailed query, Limcaoco explained the projected financial effects and operational impacts of BPI’s merger with RBC, as follows:

“Robinson’s Bank is expected to expand BPI’s key balance sheet metrics by between 6.5 and 7 percent. Over the past years, RBC has really been steadily growing its deposit and loan books at a pace much faster than industry. Consequently, we believe that this merger will immediately improve BPI’s industry ranking in deposits to second from third.

“RBC is also strong in its savings account or CASA,

with a CASA ratio of 83 percent, higher than BPI’s by 4 percentage points.

“Robinson’s asset quality, while not as strong as BPI’s, is very manageable and would not have a significant negative impact on BPI’s books. BPI’s very strong NPL coverage, gives BPI more than adequate headroom, with the combined entity of BPI and RBC still having a coverage ratio of above 160 percent.

“RBC has a strong capital position which is comfortably above regulatory thresholds.

“Finally, RBC’s clients also have a very strong digital adoption, with over 35 percent of their retail clients enrolled in RBC’s digital app.

“RBC can potentially add about 7 percent to BPI’s revenues and 5 to 6 percent to BPI’s net income. RBC posted a 35 percent CAGR over the past 5 years, with net income exceeding industry averages.

“Over the same period, ROE was also consistently above industry average. Their net interest margin is high given the sizable share of consumer loans in their portfolio.

“Overall, it will be very positive.”

Transaction time for the merger

The closing of the transaction is conditioned on securing the approvals from regulatory agencies, the Bangko Sentral ng Pilipinas, the Securities and Exchange Commission, the BIR, including the Philippine Competition Commission, which BPI hopes to secure before the

IGNACIO BUNYE

end of the year. Given that, the expected effectivity of the merger is January 1, 2024. From now, until the merger becomes effective, BPI and RBC will continue their respective operations as normal.

Earlier, the stockholders voted to approve a proposed amendment to Article 7 of BPI’s Articles of Incorporation. The proposed amendment seeks 1) to increase BPI’s authorized capital stock by 4 billion pesos to cover the shortfall in unissued common shares resulting from the proposed merger with Robinson’s Bank, as well as the remaining allocation for employees stock incentive plans; 2) the combination of 1.5 percent allocation of the authorized common shares for the executive stock option plan and the 1.5 percent allocation of the authorized common shares for the stock purchase plan into a single 3 percent allocation for all employees stock incentive plans, and 3) the denial of pre-emptive rights over 406 million+ treasury shares to enable disposition thereof by BPI in accordance with Republic Act 8791 (General Banking Law of 2000).

OUR CONFLICTING LIFE

Most people don’t like conflict. Maybe that’s because our physiology makes us ill-prepared for them. The body’s response to conflict is a “fight or flight” reaction where the body releases adrenaline in preparation for fighting back or running away. That was all helpful when we lived in caves and had to survive in a world of angry predators. It’s not so helpful in the workplace where such responses will most likely result in you being the subject of a disciplinary or grievance procedure.

Putting your head in the sand and hoping that conflict will pass you by is not the most effective method for problem solving. Conflict rarely resolves itself – in fact, conflict normally increases if not dealt with properly. It is not uncommon to see what might have been a non-event develop into a massive problem if not resolved early on.

Conflict arises from

differences, both large and small. It occurs whenever people disagree over their values, motivations, perceptions, ideas, or desires. Sometimes these differences appear trivial, but when a conflict triggers strong feelings, a deep personal need is often at the core of the problem.

Bullying, discrimination and harassment are much more serious examples of conflict situations in the workplace. Complaints about discrimination or harassment may center around gender, age, disability, religion or national origin.

We are in conflict with ourselves many times during life. Our future gives cause for concern; the past is captured, therefore we miss the future.

The grief and sorrow asked the hope, "How are you?" The hope answered, " I am a little bit low and sad today!" The sorrow replied sarcastically, "I hope so!"

Nobody really knows

what might happen after reaching the retirement age. Sure, if we can observe our neighbors and all other people in our surroundings, we really don't like to know it. If we treat ourselves with care, our real age will not be shown. I won't make any secret of celebrating my 70th birthday sometime this year. I enjoy it. I am proud to reach this age with God's help.

On our way to an honorable and respectful age we should try to fulfill some of our greatest longings in life. But if you always view conflict as negative and stressful, you'll always want to try and avoid it which is a bad idea because conflicts do not just go away. By reflecting on how to view conflict more positively, you'll find it easier to address it healthily and productively.

Speaking personally: Please allow me, once in a while, to be able to say NO. Please allow me to

KLAUS DORING

delete inferior and defeatist feelings. Please allow me to admit that I can't do everything during a single day. Please allow me to no longer be afraid about other people and their spiteful comments about me.

Please allow me to accept my silence. . Please allow me to be excused even without having an intelligent reply. Please allow me to be carried by salvation and bliss.

Hopefully, we may have enough understanding people with us to accompany us during the voyage of our sometimes very conflicting life.

SPEAKING OUT
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PH places 5th in BPO inquiries

THE Philippines received one of the highest numbers of inquiries on outsourcing, according to the 2022 Outsourcing Performance Report of Outsource Accelerator (OA), a marketplace for the business process outsourcing (BPO) industry.

The country ranked fifth with the most number of inbound inquiries, sharing 3.81 percent of the total inquiries last

Republic of the Philippines ) City of Cagayan de Oro ) S.S.

year, signaling the interest of global businesses to establish their back offices in the Philippines.

The Philippines is behind the United States getting the highest share in inquiries at 43.09 percent, followed by Australia at 18.11 percent, Canada at 10.78 percent, and United Kingdom at 9.09 percent.

The country surpassed inbound inquiries in New Zealand, India and Ireland. OA said inbound

AFFIDAVIT OF SELF-ADJUDICATION

I, MARC C. MALFERRARI, of legal age, Filipino, single and a resident of 534, Zone 4, Bayabas, Cagayan de Oro City, after having been duly sworn to in accordance with law, depose and state:

1. That to the exclusion of all others, I am the sole and only surviving child and legitimate heir of my late mother, AMELIA CASTILLO MALFERRARI who died as a widow and without any last will and testament on December 22, 2022 in Cagayan de Oro City as evidenced by her Death Certificate attached as Annex "A" and made an integral part of this Affidavit and decedent had no debts, liabilities or obligations to any persons, agency or institution;

2. That deceased AMELIA CASTILLO MALFERRARI at the time of her demise, the decedent left cash deposit at the Bank of the Philippine Islands (BPI)-Ayala Branch, Cagayan de Oro City, under Regular Savings (Individual) Account Number 2013003907 in the AMOUNT of Eight Hundred Twenty Seven Thousand One Hundred Thirty Three Pesos and 81/100 (Php 827,133.81) as of January 5, 2023 based on information from the aforesaid bank;

3. NOW THEREFORE, for and in consideration of the foregoing premises and invoking the provisions of Section 1, Rule 74 of the Rules of Court, I hereby adjudicate unto myself the above-described cash deposit of decedent at BPI - Ayala Branch, Cagayan de Oro City in the amount of Eight Hundred Twenty Seven Thousand One Hundred Thirty Three Pesos and 81/100 (Php 827,133.81) as of January 5, 2023 based on information from the aforesaid bank, by means of this Affidavit and with the request that the said adjudication be made effective without judicial proceeding as prescribed by the aforementioned provision of the Rules of Court.

IN WITNESS WHEREOF, I have hereunto set my hand this JAN 13, 2023 at Cagayan de Oro City, Philippines.

SUBSCRIBED AND SWORN to before me, this JAN 13 2023 at Cagayan de Oro City. Affiant exhibited to me his valid Driver's License no. KO2-11007303 as satisfactory proof of his identity and that he is the same person who personally signed the foregoing affidavit before me and acknowledged that he executed the same.

inquiries include a request for quotes, downloading of a free outsourcing toolkit, and booking a call to inquire about BPO in a particular country.

In 2022, inbound inquiries at OA increased by 125 percent to 14,663 inquiries, with an estimated value of $857.1 million (P42 billion).

The report said these inquiries came from companies from 146 countries that want to outsource 28,570 full-time roles.

“We expect the strong trend towards remote and outsourcing services to continue into 2023, and will reflect in web traffic and inquiries,” OA founder and chief executive officer Derek Gallimore said.

The outsourcing marketplace said a big chunk of requests for full-time roles came from financial services (11.19 percent), followed by digital marketing (11 percent), real estate (10.08

RA Form No. 8.1 (LCRO)

percent), healthcare (7 percent) and software, tech, and information technology (6.96 percent).

Other sectors that are looking into outsourcing roles include construction and renovation, e-commerce, education, advertising and public relations, retail, hardware, tech, and IT, transportation, manufacturing, food and beverage, recruiting and staffing, legal, entertainment, energy, hospitality, telecommunications, travel, media and publishing, non-profit organization, pharmaceutical, government, public utilities and game development and support.

The IT and Business Process Association of the Philippines is targeting to hit $59 billion in revenues by 2028.

It aims to expand highskill category jobs, with a 13-percent increase in revenue per full-time employee. (PNA)

Republic of the Philippines Bangsamoro Autonomous Region in Muslim Mindanao Province of Lanao del Sur

MUNICIPALITY OF LUMBATAN Office of the Municipal Civil Registrar

NOTICE FOR PUBLICATION

In compliance with Section 5 of Republic Act No. 9048 , a notice is hereby served to the public that PRINCESS TAHAYASAN LAO BALT has filed with this Office a petition for change of first name from "PRINCESS" to "PRINCESS TAHAYASAN" in her certificate of live birth who was born on June 20, 2004 at Lumbatan, Lanao del Sur and whose parents are DATO KODANDING PAPANDAYAN BALT and SALIMA LAO APHA.

Any person adversely affected by said petition may file his written opposition with this Office not later than

BWM: Jan 16 & 23, 2023

Gumabon NHS Hold School-based GAD Seminar

COVID-19 pandemic that brought turmoil worldwide, everyone need resiliency to withstand and remain sturdy. Due to this premise Gumabon National High School hold a school-based Gender And Development (GAD) Seminar on December 4,2022 from 8:00 o’ clock in the morning until 4:30 o’ clock in the afternoon at Grade 7 Classroom in consonance to the theme: Gumabon NHS Teachers, Resilient Amidst COVID-19 to Eradicate Gender Stereotyping. An onsite seminar attended by the faculty from GNHS under the leadership of their school head Mr. Jerry P. Ramo. 7:00 A.M. - 7:30 A.M.

Registration of Participants (Almera P. Alfarero/ GAD Coordinator); 7:31 A.M. – 8:30 A.M. Preliminaries: National Anthem, Doxology (Roxanne Babes R. Roselim/ ICT Coordinator); Welcome Address (Almera P. Alfarero/ GAD Coordinator);

Presentation of Participants (Jay-Ann Mae L. Laranang/ Clinic Teacher); Inspirational Message (Mr. Jerry P. Ramo/ School Head); Statement of the Purpose (Jenny R. Orong/ Grade 7 Adviser); Message (Dr.Leonor D. Cagalawan Jr./ District Supervisor); 8:30 A.M. - 10:30 A.M. Topic 1.Mental and Psychosocial Wellness (Mr. Jerry P. Ramo/School Head); 10:30 A.M. – 12:00 A.M. Topic 2. Risks of Sexual & GenderBiased Violence during the COVID-19 Pandemic (Almera P. Alfarero/GAD Coordinator); 12:00 A.M. – 1:00 P.M. Lunch Break; 1:30 P.M.- 2:00 P.M. MOL (Management Of Learning); 2:00 P.M. – 4:00 P.M. Topic 3. Gender Health Advocacies for COVID-19 prevention and Mitigation (Fatima B. Cañadora/Clinic Teacher; 4:00 P.M. – 4:30 P.M. Closing Program:Distribution of Certificates. The said seminar mandated

by Republic Act 9155; Memorandum Circular 202005; Presidential Proclamation 1172,s.2006; Republic Act 10389, s.2013; Division Memorandum 623, s.2021. The seminar aims to 1.Increase awareness of right bearers on Gender And Development Program and Increase commitment of duly eliminating gender based exploitation and discrimination; 2.Promote gender health advocacies, protective measures in the school during COVID-19 pandemic so as to improve the mental and psychosocial wellness of teachers, and Raise awareness to all teachers, and other stakeholders in the promotion of gender equality and non-discrimination, and support services that school should not only aim at eliminating gender stereotypes, but to help eliminate the high risk of sexual and gender-based violence during the COVID-19 pandemic.

RE-powered e-vehicle charging stations eyed

THE Department of Energy (DOE) has forged a tripartite memorandum of agreement (MOA) with Pilipinas Shell Petroleum Corp. (PSPC) and Shell Energy Philippines, Inc. (SEPH) Thursday to conduct a pilot study on the use of renewable energy like solar power in electric vehicle charging stations.

In a statement, DOE said Secretary Raphael Lotilla, PSPC president and chief executive officer Lorelie Osial, and SEPH president Bernd Krukenberg signed the MOA that aims to promote the use of clean energy in e-vehicle charging stations.

"I commend PSPC and SEPH for collaborating with the DOE for this laudable undertaking -- a sound testament of their resoluteness in maximizing value creation while contributing to global climate change mitigation," Lotilla said.

He added that this undertaking is in line with the implementation of the Electric Vehicle Industry Development Act (EVIDA), which aims to create an enabling environment to promote the adoption of e-vehicles and support infrastructures like charging stations.

Under the pilot project, the private sector will supply, install, operate and maintain e-vehicle charging stations; monitor and verify the energy efficiency, performance

and savings in using renewable energy; and optimize the use of clean energy.

The output of the study will be used as a reference for the agency to develop programs, policies, and regulations in adopting the utilization renewable energy for e-vehicle charging stations, the DOE added.

It added that the data generated from the pilot study will also serve as benchmark for PSPC and SEPH in developing and rolling out of e-vehicle charging networks in their existing and future Shell-branded mobility sites.

"These alternative opportunities could position Shell at the forefront of their quest for sustainable and inclusive growth by adding a more long-term vision of clean technologies and renewable energy investment into their portfolio," Lotilla said.

Under the Philippine Energy Plan 2020-2040, the DOE targets a 10-percent penetration rate of e-vehicles for road transport by 2040.

As of 2021, there were 9,000 registered e-vehicles and 327 charging stations nationwide.

To boost the local e-vehicle industry, the Comprehensive Roadmap for Electric Vehicle Industry will be released by end of the first quarter of the year. (PNA)

Sustainability reporting in economic zones eyed

THE Philippine Economic Zone Authority (PEZA) will launch sustainability reporting among registered business enterprises (RBEs) in economic zones this year.

In a statement Wednesday, PEZA said integrating sustainability reporting in the reporting requirements for the RBEs is part of its updated memorandum of understanding (MOU) with the Global Reporting Initiative (GRI).

PEZA and GRI are strengthening their cooperation in accelerating Sustainable Development Goals (SDGs) by updating the March 2022 MOU in Switzerland last week.

PEZA officer-in-charge Tereso Panga joined trade officials in Bern, Switzerland on Jan. 12 for the 5th Joint Economic Commission meeting between the Philippines and Switzerland.

"This MOU aims to contribute to the acceleration and achievement of the Sustainable Development Goals and the advancement of sustainability reporting in the Philippines especially within the ecosystem of export-oriented locators in PEZA," Panga said.

With the updated MOU, PEZA will hold roundtable discussion

with RBEs in the first quarter of the year to get recommendations from its locators as it targets to issue a memorandum circular on sustainable trade and investments guidelines.

PEZA and GRI will also establish a Technical Working Group (TWG) composed of various locators and industries. The TWG aims to encourage the observance of sustainability actions and reports among businesses in the ecozones.

"Voluntary compliance to the GRI's Sustainability Action and Reporting and the UN (United Nations) SDGs can be a source of competitiveness for the country in attracting FDIs (foreign direct investments) and in enhancing regulatory compliance. Many advance and developing economies subscribe to these principles to be able to measure the impact of FDIs on the host countries toward inclusive, resilient, and sustainable development," Panga added.

This cooperation between PEZA and GRI is under the latter's Sustainability Reporting for Responsible Business program funded by the Switzerland State Secretariat for Economic Affairs. (PNA)

Teaching Initiatives in the Now-Times

COVID – 19 pandemic poses a great challenge in the history of education. The closure of all schools shatters everyone especially the parents and educators on the context of giving quality education as we can’t afford to stop delivering and channelling knowledge and skills to our dear diamonds.

Our DepEd Secretary VP Sara Z. Duterte together with our School Leaders devote much of their time in addressing the current needs in the now-times as we combat the impact of COVID-19 in the face of education. Massive webinars pave its way as teachers were immensely sent to attend series of webinars and online trainings and workshops to couple new teaching and learning strategies in the new normal.

Our effort spent in attending online trainings and workshops are not wasted as knowledge and skills learned were heartily applied. Many new teaching and learning initiatives were born, thus, transforming traditional face-to-face class to online class or using alternative modes of delivery that provide ample opportunities for students and teachers to remain connected and engaged with the content across curriculum while learning and working from home.

Traditional teachers are now

“techy”. They easily embrace the effective way of channelling the lessons with the use of technology.

Teaching interactive methods using the technology are adapted like the use of Google Classroom, Google Meet, Zoom, Microsoft Teams, Nearpod, Canva, Mentee, and any other flexible tools with multitude of social media features.

Teachers embrace necessary changes from face-to-face class to Alternative Delivery Modes (ADMs). Orientation was conducted on the Alternative Delivery Mode Learning Resource Standards as stipulated in the DepEd Order No. 18, s.2020 – Policy Guidelines for the provision of learning resources in the implementation of the Basic Education Learning Continuity Plan. This policy provides guidelines that will enable DepEd to provide learning resources in the implementation of the BE-LCP, which further ensures that learning opportunities are provided to all our learners in a safe manner through different learning delivery. With this, DepEd through its Regional and Schools Division Offices undertake the urgent development production and provision of learning resources in accordance with its mandate of providing quality education which is accessible to all.

While maintaining the integrity of providing quality education to all, DepEd sets forth flexible learning options which include alternative delivery modes and its corresponding learning resources that are responsive to the need, context, circumstances, and diversity of learners. These learning resources serve as learning toolkits for all our diamond learners where all the procedures or instructions are provided to guide the learning process and of course with the aid of the responsible parents or guardians and close monitoring of teachers.

The Alternative Delivery Modules or Self-Learning Modules (SLMs) becomes the ideal learning resource material especially in the remote or distance learning where teacher is unable to provide physical support in a classroom setting, but still provide interaction where learner interacts actively with the self-paced or self-instructional activities in the SLMs.

Despite this global threat, educators remain creative in so many ways by creating ample initiatives to go beyond traditional teaching and learning. We are learning and knowing how resilient we are as we embrace the swift of the time.

Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776 MON-TUE | JANUARY 23-24, 2023 5 corpWorLd
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Doc. No.: 59 Page No.: 12 Book No.: 62 Series of 2023 BWM: JAN. 16, 23, & 30, 2023
(SGD) JUNAIRAH LAO IBRAHIM Municipal Civil Registrar

E-mail : businessweekmindanao@gmail.com

Contact nos. : 0917-7121424 • 0947-8935776

MON-TUE | JANUARY 23-24, 2023

Republic of the Philippines REGIONAL TRIAL COURT 10th Judicial Region BRANCH 44 Initao, Misamis Oriental Rtc2Ini044@judiciary.gov.ph I 09361786223

CIVIL CASE NO. 2022-1794 -versus- FOR: DECLARATION OF NULLITY OF MARRIAGE PRECY ACUT-ARRIESGADO Respondent. x----------------------------------------/

SUMMONS BY PUBLICATION

To: PRECY ACUT -ARRIESGADO 1479 Apt. D, Avenue des Affaires Quebec QC postal Code: G3J0K8 G R E E T I N G S!

This Court issued an Order dated October 28, 2022 allowing Summons be served upon Precy Acut-Arriesgado, in a newspaper of general circulation, pursuant to Section I7, Rule 14 of the 1997 Rules of Civil Procedure as Amended. It i s pursuant thereto that this Summons by Publication is issued.

WHEREAS, quoted hereunder is the Complaint, to wit: Petitioner, through counsel, and unto this Honorable Court, respectfully alleges that:

1. Petitioner is of legal age, Filipino, married and a resident of Purok 7, Naawan, Misamis Oriental. To prove hi s residential address, attached hereunto are his duly notarized Barangay Certificate and PLDT Bill, indicating his aforesaid address and his lawyer's Certification in support thereto, as Annexes "A", "B" and "C", respectively. Legal papers and processe s intended for or emanating from this Honorable Court may be served at the address of the undersigned counsel at Gimangpang, Ini tao, Misamis Oriental;

2. Respondent is also of legal age, Filipino, married and a resident of Purok 5, Barangay San Pedro, 9022 Initao, Misamis O riental. She is currently based in Canada for work with last known current address at 1479 Apt. D, Avenue des Affaires Quebec, QC postal code: G3.J0K8;

3. This is a Special Proceedings under A.M. 02-11-10-SC or the Rule on Declaration of Absolute Nullity of Void Marriage s and Annulment of Voidable Marriage, specifically, a Petition for the Declaration of Nullity of Marriage between Dan M. Arriesgado and Precy Acut-Arriesgado who are residents of Naawan and Initao, Misamis Oriental, respectively, and thus, is properly lai d within the jurisdiction and venue of the REGIONAL TRIAL COURT of INITAO, MISAMIS ORIENTAL;

4. Petitioner himself will serve as his own witness. His testimony will comprise on the fact of his marriage with the responde nt and the fact that this marriage had already broke down and on the behavioral pattern of the respondent, before and during their mar riage, manifesting her psychological incapacity to perform her essential marital obligations and on other relevant matters. He will also present their only son, Mark Ezra A. Arriesgado who is already (27) years old. He will testify on the respondent's behavioral structure as a mother and as a wife to the petitioner and to corroborate with the latter's testimony. Petitioner will further present a common friend to the parties, Sonnyboy A. Monreal, who will testify on the behavioral pattern of respondent's family, and her upbringing, which had adversely affected her personality structure, that had quantifiably attributed to the demise of the marriage of th herein parties and t o corroborate with the petitioner's testimony. They all have executed their respective Judicial A fidavits to serve as their direct tes timonies;

5. Petitioner will present the following documents as evidences, among others, to wit;

DOCUMENTS

EXHIBITS

CERTIFICATE OF MARRIAGE, dated 5 April 1995, to prove the fact of the marriage of the herein parties. Exhibit “A"

CERTIFICATE OF LIVE BIRTH, dated 6 April 1995, in the name of MARK EZRA A. ARRIESGADO, to prove the fact of the birth of their only son. Exhibit “B”

PRINT-OUT PHOTOS OF THE RESPONDENT WITH HER PARAMOUR, to prove her infidelity Exhibits “C”, “C-1” & “C-2” PRINT-OUT PHOTOS OF THE RESPONDENT WITH ANOTHER PARAMOUR AND THEIR TWO (2) LITTLE SONS, to prove her further infidelity and the fact that she has already established another family in Canada Exhibits "D”,"D-1”, "D-2" and "D-3"

Certified True Copy of the ORIGINAL RECEIPT/CAR REGISTRATION (OR/CR) of a Toyota 2x2 Fortuner with Plate No. KAH 2203, to prove a chattel acquisition during their marriage. Exhibits "E" and "E-1"

JUDICIAL AFFIDAVIT OF DAN A. ARRIESGADO and his SIGNATURE, in lieu of his Direct Testimony Exhibits “F” and “ F-1”

JUDICIAL AFFIDAVIT OF MARK EZRA A. ARRIESGADO and his SIGNATURE, in lieu of his Direct Testimony Exhibits “G” And “G-1”

JUDICIAL AFFIDAVIT OF SONNYBOY A. MONREAL and his SIGNATURE, in lieu of his Direct Testimony Exhibits “H” And “ H-1”

Other documentary evidences will likewise be presented should the same be necessary in the course of the trial.

CAUSE OF ACTION

6. Petitioner and respondent first met in the early months of 1994 in their neighborhood at Purok 5, Barangay San Pedro, Init ao, Misamis Oriental. He was managing a Prawn Hatchery in the vicinity, while the respondent tended their family's sari-sari sto re. He just came from a broken matrimonial engagement due to religious differences;

7. Respondent on the other hand, falsely represented herself as single and unattached while in truth and in fact, she was already actually engaged to one, Rico Monseda who had lived with her in the past as a common-law husband for about three (3) months, inside their family home;

8. Petitioner and respondent would always prolong their talk at the store whenever the former had to buy something. In one of these long talks, respondent had shared to petitioner that she was a victim of physical abuse by her father who would hit her even on the slightest mistake, way back since she was younger. There was a time when she went home late, and her father threw he r under the bed and she bore several bruises around her body for such violence. Her father was known to be short-tempered an d would easily hit his children even for some insignificant or petty reasons. Rico Monseda too, respondent's former common-l aw husband and current fiancé at that time, had his share of this violence - one of the reasons, why he left respondent's home, a fact which petitioner came to know somewhat later;

9. Petitioner found the respondent to be outgoing, charming and pleasant to talk with and a simple and low-maintenance perso n. For these, he had somehow ascertained that she was a good wife material. He was 28 years old and was already resolve to settle down. Without formal courtship, they became sweethearts and would soon travel together to his hometown in Sapad, Lanao del Norte, for business. His neighbors in Barangay San Pedro however had informed him that respondent was actually, already engaged. In re sponse, respondent called it formally quits with Rico after he latter had physically attacked the petitioner three (3) times on differe nt occasions. Respondent then became pregnant;

10. During those times that they were already sweethearts, petitioner would notice that respondent was, self-absorbed, conceited and arrogant who had some grandiose sense of self-importance. She was dominant and was extremely controlling, so that she would not listen to his advice and suggestions. "I know what I am doing" was her usual retort and she would always show-off, as superior and she would just totally disregard the petitioner when they discuss important matters in their relat ionship. Domineering and demonstrably secretive, she did not inform the petitioner of her pregnancy until she was already on her 4 mo nth. Petitioner already felt the sting of her utter disrespect and uncaring ways at that time, but due to his persistent belief that she w as a good wifematerial, he swallowed it all;

11. In fact, respondent had made an alarming and sudden disappearance from their residence in San Pedro, Initao, Misamis Oriental when she got pregnant and petitioner had to beg from respondent's sister, Erma G. Acut to tell him of her wherea bouts. He later found respondent at a boarding house in El Salvador, Mis. Or. Deeply perplexed of her reckless actuations, p etitioner had thought of asking the respondent if the baby inside her was his, since he had overheard from their neighbors that she was still seeing his ex-boyfriend Rico, while they were already sweethearts and most importantly, unknown to the respondent , petitioner had himself actually saw her together with Rico in Cagayan de Oro City during the time that they were already lovers, bu t he chose not to confront her of this incident because he avoided having heated arguments with her. He loved her and wanted her to be his wife, so that despite on how appalling her attitude towards him - of being numb and neglectful of how he felt and her lack of empathy towards his anxieties on why she had just suddenly disappeared, petitioner remained calm and still, as he was steadfast an d genuinely unrelenting of his desire to marry her, although he was already dying inside of emotional pain;

12. At some point however, petitioner, had found the courage to ask the most crucial question, as to who the father of the baby was, that she was carrying, but then, respondent had just burst into a rage, as a response. To buy peace, pet itioner kept quiet and finally offered her marriage; he loved her, so he looked for ways to save her from the embarrassment of being an unwed mother, despite her deviant behaviors towards him;

13. On April 5, 1995, they were united in marriage in a civil wedding ceremony, officiated by then Mayor Enerito B. Acain, Jr. On the very next day or on April 6, 1995, respondent gave birth to a boy, named: MARK EZRA A. ARRIESGADO;

14. At the time of the celebration of their marriage however, respondent was already suffering from a psychological in capacity to comply with her essential marital obligations, although this incapacity already surfaced before they got marr ied, the same had become more apparent, during their marriage;

I5. The psychological incapacity manifested itself in many ways, more particularly, in respondent's refusal to live together with the family, to observe mutual love, respect and fidelity, and to render mutual help and support and of bein g an indifferent and uncaring mother to their only son;

16. As a newly-wed couple, they stayed at the bunkhouse of the prawn hatchery, which the petitioner managed. During which, petitioner would be surprised that there were many people who came to their house to collect payments for the debts made by the respondent. She was so secretive of her financial obligations and when he inquired about this, she would just answer him, with a sneer and would tell him that this was none of his business.

Petitioner felt totally left out and disregarded as a husband and he had just then realized that she married a woman who has a lot of debts;

17. They began to quarrel about money and respondent would always stay out of their home whole days and would only c ome home when darkness fell. Everyday that she did this, petitioner began to realize that respondent could not function as his wife and was a dysfunctional mother to their son. He found himself awfully all alone in taking care of their son, without any s upport from her, whether material, physical, financial, moral or emotional. She kept herself always out of their home until petitioner had heard rumors anew that the respondent and his ex-fiancé, Rico Monseda were seen being together in some places. With this, petition er would just sigh in silence. Respondent's divergent marital actuations had, like termites - little by little, consumed his own person - having been disrespected as a husband, unloved, abandoned, left out and uncared for. Respondent had showed herself incapa ble of assuming her marital obligations towards him, to love him, to care for him, to live together and to support him in the family's affair and in taking care of their son and more importantly to observe the required fidelity inside their marriage;

18. In 1998 or three (3) years after they got married, respondent went to Hongkong for work that had spanned for a bout eight (8) years. It was initially the petitioner who spent for her working documents. He pawned appliances that he bought when he was still single, if only to raise the required funds. Respondent came home in the year 2000. During this same year, she decided to go back to work in Hongkong. She instantly had left for Manila and surprisingly stayed there for a considerable period of ti me with the excuse that she needed to process her working papers. Petitioner was again perplexed why respondent would again dis appear from home even if she had just freshly arrived from working abroad. While respondent was in Manila supposedly processing her working papers, petitioner's sister Viola M. Arriesgado, would receive text messages from the respondent, which contained e ndearments with a boyfriend and their supposed meetings in Manila. Perhaps, respondent erroneously sent them to his sister or it was her way of indirectly informing the petitioner that she had a romantic relationship outside their marriage;

19. In 2006, respondent came home in San Pedro, Initao, Mis. Or. She then processed her working papers for Canada. She flew to Canada in 2007. Respondent visited them in Initao after several months and at this time, she would inform petitioner th at someone has been courting her in Canada. Respondent further told him that if he will not come to Canada with their son, she would get r omantically

entangled with this suitor;

20. In November 2009 Petitioner and their son, Mark Ezra arrived in Canada as her dependents, contained in her immigration pa pers. Petitioner had thought and firmly believed, that their arrival in Canada would signal the start of them, being toget her as a family, for good. Much to his surprise however, while there, respondent finally confessed to petitioner that she has a boyfriend alr eady. In fact she showed him, her photos together with her Cuban boyfriend. A couple of weeks later, petitioner, demanded from him to mov e out from her rented place. This obfuscated the petitioner and the herein parties quarreled hard in the kitchen. In his extreme anger, petitioner took hold of a knife. Their son, Mark Ezra, already a young lad of 14 years, after witnessing such traumatic event, asked his father that they should remove themselves from their abode. When petitioner was ready to leave on the following day with Mark, the respondent however changed her mind. She asked him to remain in her rented place but she would stay in a separate room, if only to save money as she asked him to share 50% of the house rental. She did this manipulative arrangement for her to save money, clearly unmindful and numb of how petitioner would feel with that set-up. Respondent's utter insensitivity and her sheer lack of empathy, had caused the petitioner so much pain and he had gradually realized that his marriage with the respondent had already crumbled and had ran down to the drain, so to speak. Love, respect, care, fidelity, and even an iota of any support from the respondent w ere nil. She had effectively and totally destroyed the sanctity of their marriage. To sustain their stay in Canada with their son, petition er had to work on his own from time to time. Respondent did not bother to help him financially although she was in fact, the very reason why peti tioner and their son were there in Canada in the first place;

21. In May of 2010 or six (6) months after their arrival in Canada, petitioner went home to San Pedro, Initao, Misamis Oriental. He decided to stay home for good, all alone, and without the respondent. After all, he had already lost all the love and all his trust towards the woman whom he had chosen to marry. Three (3) months thereafter, their son, Mark Ezra also arrived in Initao, Mis. Or., from Canada. He too, did not endure the harshness and the immoral ways of his mother, more particularly on how he would w itness his mom, introduced her boyfriend to her friends during their get-together, even in his presence. Respondent's uncaring stanc e towards him, as a mother, while he longed to have a mother & child bonding with her, had enormously added to his disappointmen t, thus he did not have any qualm, in going home to his father in the Philippines for good, as well;

22. For twelve (12) long years, petitioner and respondent had been separated de facto. Despite her dollar earnin gs in Canada, respondent no longer send any financial support for their son beginning 2015, except for the occasional birthday cakes for Mark, and no other, telling them that her income is only enough for his two (2) little sons in Canada. Without a doubt, respondent does not care at all, about the well-being of her legitimate family. Her deviant behavior had practically destroyed and shatt ered the very foundation of their marriage. She caused the petitioner grave distress and trauma with her reckless and disrespectful ways an so, she had become petitioner's psychological nightmare;

23. Respondent is actually a dysfunctional person. Her personality structure of being self-absorbed, conceited, haughty, who considered herself as superior than others, her being selfish, arrogant, impulsive insensitive, unremorseful, exploitive or manipulative, her being emotionally erratic and her lack of empathy had caused tremendous destruction of their marriage. Her dysfunctiona personality had made her unable to understand and more importantly, had made it impossible for her to comply with her essential marita obligations, to give mutual love, care, respect, support and faithfulness in marriage. She was just too selfish and ins ensitive that she even allowed their only son, Mark Ezra to witness her marital unfaithfulness while he was with her in Canada and as re flected in her ways, the world turns because she deserved to be treated as special and superior than others, oblivious of its manifold ad verse effect to the people surrounding her;

24. This thwarted ways of her does not discount the genetic endowments of traits that was present in the family hereditar y line that made her even more prone to form her dysfunctional dispositions. It was said that the respondent grew up in a notoriously strict and violent family structure, under an inconsiderate and quarrel-some father who had established a second f amily after he re-married, when respondent's mother died. Their father was said to have had customarily hit his children at the slightest mis take; 25. Child abuse can have long-lasting impacts on children that follow them into adulthood. Although not all effects of child abuse are physical; the emotional, psychological, behavioural and cognitive effects can also have damaging effects on children's se lf-worth, self-esteem, education, future relationships and work. (Smith, Robinson, Segal, 2020). The consequences of child abuse ar e often intergenerational, as those who fall victim of abuse are more likely to cause harm to others in the future. [World Health Organization (WHO), 2020]. The psychological effects of child abuse include a lack of trust and difficulty forming relationships, heightened feelings of "worthlessness", difficulty understanding emotions, feelings of anxiety, depression, anger or rage, feelings of numbness (Smith, Robinson, Segal, 2020). The behavioural effects of child abuse include violent and deviant behaviour difficulty forming close relationships [and] emotional instability xxx (National Research Council, 1993). [Emphasis, supplied.]

DYNAMICS OF DOMESTIC VIOLENCE ARE UNHEALTHY FOR CHILDREN:

The trauma they experience can show up in emotional, behavioral, social and physical disturbances that effect their development and can continue into adulthood.

SOME POTENTIAL EFFECTS:

Behavioral

• Excessive attention seeking.

• Manipulation.

Social

• Stormy relationships.

• Excessive social involvement to avoid home.

• Engaged in exploitative relationships as perpetrator 26. Child abuse is not just physical violence directed at a child. It is any form of maltreatment by an adult, which is violent or threatening for the child. To be constantly hit by her father at the slightest mistake, along with her siblings, respondent must have suffered from physical, emotional, psychological, behavioural and cognitive effects that must have been damaging on her self-worth, self-esteem, education future relationships and work, (Smith, Robinson, Segal, 2020) which includes violent and deviant behaviour, difficulty forming close relationships [and] emotional instability. Her being conceited and arrogant and her grandiose sense of self-importance must be a defense mechanism of her damaged self-worth and self-esteem, being the subject of child abuse by her father, more so that she lost her own mother while they were still young and had to contend to live with a step- mother and step-siblings. This emotional instability is too apparent when respondent jumped from one romantic relationship to another. She had a common-law husband and fiancé Rico Monseda, married the petitioner, got entangled again with the ex-fiancé, Rico - while being married, then she flaunted an extra-marital affair while in Canada, until she established a second family abroad with yet another man; 27. With all these, the respondent actually already had made her relationship with the petitioner doomed, even before they got married because she was figuratively and literally psychologically ill-equipped to handle the basic rigors of marriage. The dysfunctionality in her personality structure did not just come through her in an instant. It is obvious that she developed it in the early years of her life where there was constant physical abuse and violence in the family home, at every corner whenever the children commit an nfraction albeit, too little a wrong; 28. Respondent had effectively deprived the petitioner to experience marital bliss with her. She left him, empty-handed for another man. She shut him off from her world despite the love, care, devotion and support that the petitioner had bestowed upon her; 29. At this point, petitioner decided to let go of her, upon his realization that she was only interested in addressing her every want and need and was totally unmindful of his. She had not shown him mutual love, respect, care, support and fidelity, she having been so distant, so aloof and so indifferent and she had technically refused to live with him and their son, as one family. She is instead, currently living with another man, named, James Henry, in Canada to share her life with, with their two (2) little children, as confirmed by no less than her own father, Alfredo J, Acut when petitioner had the occasion to talk about the matter with him. Petitioner had felt so highly disrespected as a husband and had been all-alone in his marriage and in raising their only son, for so long. To him, there is no more marriage to speak of, or to hold on to. Respondent, with her antagonistic behavior towards him, had absolutely and totally robbed the petitioner of his dignity as a husband. There is no more reason for them to be together as it is only deemed emotionally and psychologically unhealthy and damaging for the petitioner;

30. The herein parties did not acquire any property of significant value, other than a Toyota 2x2 Fortuner with Plate No. KAH 2203, under an in-house mortgage, registered in the name of the petitioner. This was acquired with no financial contribution from the respondent. The governing regime of their property relations is the default "System of Absolute Community of Property under Article 75 of the Family Code, the parties herein having executed no marriage settlements or "pre-nuptial agreement”;

31. Petitioner respectfully invokes Article 36 of the Family Code for this Honorable Court, under the ruling of Tan-Andal vs. Andal case, to declare his marriage with the respondent a nullity from the beginning on the ground of the psychological incapacity of the respondent, that rendered her incapable to comply with her essential marital obligations;

32. Under the landmark case of Tan-Andal vs. Andal, supra., psychological incapacity was defined as neither a mental nor psychological disorder but is said to be a durable or enduring aspects of a person's personality called "personality structure" which manifests itself through clear acts of dysfunctionality that undermines the family, which makes it impossible for him/her to understand and more importantly, to comply with his/her marital obligations;

33. "Psychological incapacity is neither a mental incapacity nor a personality disorder that must be proven through expert testimony. There must be proof, however, of the durable or enduring aspects of a person's personality, called "personality structure," which manifests itself through clear acts of dysfunctionality that undermines the family. The spouse's personality structure must make it impossible for him or her to understand and, more important, to comply with his or her essential marital obligations. Proof of these aspects of personality need not be given by an expert. Ordinary witnesses who have been present in the life of the spouses before the latter contracted marriage may testify on behaviors that they have consistently observed from the supposedly incapacitated spouse.

34. "Incurable, not in the medical, but in the legal sense; incurable as to the partner. Psychological incapacity is so enduring and persistent with respect to a specific partner, and contemplates a situation where the couples respective personality structures are so incompatible and antagonistic that the only result of the union would be the inevitable and irreparable breakdown of the marriage."

35. "As to gravity, it must be shown that the incapacity is caused by a genuinely serious psychic cause. It is not necessary that it must be shown that the psychological incapacity is a serious or dangerous illness BUT that "mild characterological peculiarities, mood changes, occasional emotional outbursts" are excluded. The psychological incapacity cannot be mere "refusal, neglect, or difficulty, much less ill will."

36. "Juridical antecedence. The incapacity must be proven to be existing at the time of the celebration of the marriage even if such incapacity becomes manifest only after its solemnization. Essential marital obligations are not limited to those between spouses. Hence, those covered by Articles 68 up to 71 of the Family Code as regards the husband and wife as well as Articles 220, 221 and 225 of the same Code in regard to parents and their children." [Emphasis supplied.]

37. "Psychological incapacity consists of clear acts of dysfunctionality that show a lack of understanding and concomitant compliance with one's essential marital obligations due to psychic causes. It is not a medical illness that has to be medically or clinically identified; hence, expert opinion is not required. As an explicit requirement of the law, the psychological incapacity must be shown to have been existing at the time of the celebration of the marriage, and is caused by a durable aspect of one's personality structure, One that was formed before the parties married. Furthermore, it must be shown caused by a genuinely serious psychic cause. To prove psychological incapacity, a party must present clear and convincing evidence of its existence." [Emphasis supplied.]

38. According to Dean Sylvia Estrada-Claudio, "it is an accepted principle of all major and recognized theoretical schools within psychology that a person's behavior is determined by the interaction of certain genetic predispositions and his or her environment, working in iterative loops of influence. From this, proof of juridically antecedent psychological incapacity may consist of testimonies describing the environment where the supposedly incapacitated spouse lived that may have led to a particular behavior. For instance, violence against one's spouse and children can be a manifestation of juridically antecedent psychological incapacity when it is shown that the violent spouse grew up with domestic violence or had a history of abusive romantic relationship before the marriage. The same can be said for child abuse. Trauma research shows that our past, if not properly healed, heavily affects our present. As such, evidence of the juridically antecedent psychological incapacity may consist of testimony of the spouse's past experience that may have led him or her to become a child abuser." [ Amicus Curiae Brief of Dean Estrada-Claudio, p. I [ Emphasis supplied. ]

39. The Supreme Court also emphasized that in voiding ill-equipped marriages, "courts are not really violating the inviolability of marriage as a social institution which is enshrined in no less than the Constitution. Courts should not hesitate to declare such marriages void solely for the sake of their permanence when, paradoxically, doing so destroyed the sanctity afforded to marriage. In declaring ill-equipped marriages as void ab initio, the courts really assiduously defend and promote the sanctity of marriage as an inviolable social institution. The foundation of our society is thereby made all the more strong."

PRAYER

WHEREFORE, the foregoing premises considered, it is most respectfully prayed that after due notice and hearing, the instant pet ition be granted and the marriage of the petitioner with the respondent be declared VOID AB INITIO on the ground of the latter's psychological incapacity to comply with her essential marital obligations.

Other just and equitable reliefs are likewise prayed for.

Respectfully submitted, 13 June 2022.

Gimangpang, Initao, Misamis Oriental.

(Sgd)Atty. PEME JARALES CAVALES

Counsel for the Petitioner

Gimangpang, 9022 Initao, Misamis Oriental Roll of Attorneys No. 50020 Mobile No. 0917-303-7331

Email address: pcavales@yahoo.com

PTR No. 5127923/Cagayan de Oro City/Jan. 10, 2022

IBP Lifetime Membership No. 1084865/5-23-17/Cebu City

MCLE Compliance No. VII-0012030 valid until April 14, 2025

NOW THEREFORE, through this Summons by Publication, Defendant Precy Acut- Arriesgado of 1479 Apt. D, Avenue des Affaires Quebec, QC postal code: G3J0K8, Canada, are hereby required to answer the Complaint within sixty (60) days from the ast issue of

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The environmental group in Caraga noted the alleged “snailpaced action of the DENR, particularly the Provincial and Community Environment and Natural Resources Offices (PENRO, CENRO) in the area.

There are aalso reports that some illegal miners in Sinug-ang area are said to be untouchable as they are allegedly supported by some politicians in the area and politicians from different regions that needs urgent attention by the concerned government line agencies.

Leaders and members of tribal communities have voiced out their fear for their lives as the alleged financiers have deployed armed men with unlicensed firearm to prevent legal intervention.

“Illegal rabbit miners, some of them armed create their burrows of illegal mining tunnels in the said area, and this must be stopped as early as possible before catastrophic incident will happen,” said the concerned environmentalist, in an interview Wednesday.

The group appealed to DENR Secretary Maria Antonia “Toni” Yulo Loyzaga and Interior and Local Government Secretary Benjamin “Benhur” C. Abalos, Jr. to respond to their concern about the illegal mining operation in Sinug-ang area, before loss of lives happened.

Meanwhile, DENR 13 Regional Executive Director (RED) Nonito M. Tamayo cannot be reached for comment regarding the worsening situation.

The Caraga environmentalits group also called the attention of the police authorities, particularly Police Regional Office 13 Regional Director Pablo G. Labra III, as some of these so called “illegal rabbit miners” are armed.

patients’ demands for treatment. Given the increasing demand for health services, the private sector should consider entering the health care market,” Trade, Industry and Tourism Minister Abuamri A. Taddik said.

The BBOI is kicking off 2023 with a number of investments already lined-up for approval, the statement said.

“We will continue to invite potential investors – local national and international – to the Bangsamoro region to boost our economy,” newly-appointed BBOI board member Datu Habib S. Ambolodto added. (MindaNews)

probably be published next week.

With the ongoing problems in garbage collection, Cuenca urged the public to start segregating their garbage to avoid foul smell if the collection is delayed and further utilize recyclable materials.

“Firstly, we would like to apologize for the problem and we hope that with the new player, new contractor, we are able to improve the system in garbage collection,” Cuenca said. (PNA)

COMCI...

from page 8

leaders, the scope of our nomination will already be Mindanao-wide,” Culanag said.

To avail of the nomination forms and to submit the necessary accompanying requirements, please email guevaraflorencefate@gmail. com. Deadline of nominations will be on February 11, 2023 or exactly one week before The 4th Mindanao Governance & Leadership Excellence Awards which will be held on February 18 at Limketkai Rotunda here in Cagayan de Oro City.

The 4th Mindanao Governance & Leadership Awards is given to individuals with the following criteria: consistency of best practices in governance (regulatory change, good management, utilization of technology and human resources management practices), principled leadership style (responsiveness to people needs through participatory service delivery, civic engagement, partnerships and resource mobilization for poverty reduction and local level development, recognition and awards (from reputable awarding bodies – local, national or international) and ingenuity and originality in programs and projects conceptualization and implementation (building cohesive local communities for a secure and peaceful environment, developing institutional and structural arrangements, management systems and tools that work.)

large number of demanding manual operations all around the hemodialysis machine. The ergonomic design and the logical operating structure of The Next Generation 4008S allows easy handling and fast and intuitive programming of the treatment parameters.

Important treatment values are represented graphically on the 10.4” TFT-LCD monitor, which supports easy comprehension of the ongoing treatment, and provides a fast overview of the treatment history. The Blood Pressure Monitor (BPM) is fully integrated, which further simplifies handling for the therapy providers.

In combination with the Therapy Data Management System (TDMS), daily dialysis practice can now be organized in a more effective and efficient manner taking full advantage of an online data acquisition and management tool.

Floirendo’s recommended acquisition of the new machines was unanimously approved by the COMCI Board when projected income for the new units showed a 285 percent improvement monthly and annually over its existing machines.

Republic of the Philippines REGIONAL TRIAL COURT

10th Judicial Region Branch 11 Manolo Fortich, Bukidnon

DOMINADOR S. TADENA CIVIL CASEN0.21-11-295 represented by his son, GHENI MARK TADENA, Plaintiff, FOR: -versusREFORMATION OF RICKY F. ABA, CECILE A. INSTRUMENT WITH GUMAPIT, LOURDES A. APPLICATION FOR CALAMBA, LEAH A. FRANCIA, PRELIMINARY INJUNCTION LEONORA A. PONTIVEROS AND LILIA F. ABA, Defendants. x------------------------------------------/

SUMMONS

TO: RICKY F. ABA of Sitio Langawon, Dansolihon, of Cagayan de Oro City CECILE A. GUMAPIT of -doLILIA F. ABA of -doGREETINGS:

Pursuant to Section 1, Rule 11 of the 2019 Amended Rules on Civil Procedure, you are hereby required within thirty (30) days after the service of this summons upon you, to file with this Court and serve on the plaintiff your Answer to the Complaint, copy of which hereto attached, together with the annexes. You are refrained from filing any prohibited motion under Section 12, Rule 15 of the said 2019 Amended Rules on Civil Procedure. If you fail to Answer within the given period, plaintiff may take judgment by default and may be granted the relief prayed for in the said Complaint.

Witness the HON. JEANNE MARIE A. ABARRIENTOS, Judge of this Court, this 22nd day of November 2021 at Manolo Fortich, Bukidnon.

ATTY. GLYNMAR C. BALANGKIG, CPA Clerk of Court VI

Republic of the Philippines REGIONAL TRIAL COURT OF BUKIDNON

10th Judicial Region Branch XI Manolo Fortich, Bukidnon -oOo-

witnesses before the Barangay Chairman; Exhibit L: 13. Of the total seven (7) children, only two have not sold or mortgaged their shares to plaintiff, they are Armando Aba and Madie A. Quirompat, while three, namely: Ricky, Cecile and Lourdes have entirely sold their shares and other two, Leonora and Leah have mortgaged their shares to plaintiff for at term of five (5) years or until 2024 and 2025 respectively: plaintiff have built two (2) farm houses inside and planted the area to cassava, pictures of the farm houses and cassava farm are Exhibit m to M-14;

14. Theoretically lot 1365-D which has an area of 27, 326 square meters has to be divided among the eight legal heirs seven siblings and their mother, each should get a share of 3, 415 .75 square meters, three of the shares, Ricky, Cecile and Lourdes were sold to plaintiff, thus a total of 10,247.25 square meters is now owned by plaintiff: two other shares of Leonora and Leah were mortgaged and are in actual possession of plaintiff, until the year 2025, a total area mortgaged is 6, 831. 50 square meters: plaintiff have been in actual possession a total area of 17, 078. 35 square meters, 10, 247.25 as his own while the 6, 831. 50 is under mortgaged until 2025;

15. Last month of March 2021 plaintiff was shocked when he was told by Ricky that the family will sell lot 1365-D and was told to relocate to lot 1365-K a small lot of 2,673 square meters which is river bark casement, allegedly, this was the lot that were the subject of sale, not lot 1365-D;

16. The master was brought to the barangay but Ricky insisted that the area sold by him and his two sisters were lot 1365-K as well as the area mortgaged by Leonora and Leah; worse, Ricky continued to offer lot 1365-D for sale, few buyers came and inspected the land but discouraged when they saw plaintiff cassava farm and two farm houses inside.

D. REMEDIES

17. Plaintiff ask that lot 1365-D be subdivided into 8 parts equally, among the seven children. Ricky, Cecile, Lourdes, Mardie, Armando, Leonera and Leah and their mother Lilia at 3,415.75 square meters each; that the shares of Ricky, Cecile and Lourdes total of 10,247.25 square meters be conveyed, ceded and transferred to the plaintiff;

18. Plaintiff also ask that defendants Leonora and Leah be ordered to execute real estate mortgage in favor of plaintiff their respective shares of 3,415.75 sq. meters each;

19. Plaintiff repleads the material allegations in the foregoing to form integral part of his prayer for provisional remedy;

20. Plaintiff will sustain immeasurable damages if defendants will not be restrained to offer lot 1365-D for sale and a buyer might take the risk to buy the land during the pendency of this case;

21. Plaintiff has meritorious case which can be supported with documentary, object and testimonial evidence; plaintiff attached in this complaint his Affidavit of merit;

22. Plaintiff is willing to post injunction bond should the court requires.

F. EVIDENCE

23. Plaintiff will offer the following papers and documents provisionally marked as Exhibits;

i. DOCUMENTS

Exhibit A Special Power off Attorney by plaintiff in favor of Gheni Mark Tadena

Exhibit B TCT No. AT-26939, Lot 1365-D in the name of Roquito Aba.

first of its kind to register in the region. The resort offers great facilities and modern amenities. Hopefully, other beach resorts will follow to provide the much needed boost to help sustain the many tourism destinations and businesses in the region,” Pasigan said.

With the easing of movement restrictions and the increased mobility of people, he expected the tourism industry to bounce back after severely hit by the COVID-19 pandemic.

Bangsa... from page 1 Oro... from page 1

On the other hand, the advocacy of the Alliance of Certified Enforcers is to unite and educate Philippine law enforcers of their democratic rights and economic welfare, to advance a scientific and mass-based orientation on law enforcement education and to encourage a proactive and dynamic participation of enforcers in various formation and Christian-driven way of life.

“Even better for patients buffeted by raging inflation, the new machines enables COMCI to extend an even higher level of dialysis services with no price increase from last year, which would have been inevitable had it continued using the previous brand of machines,” Floirendo noted.

However, COMCI is eyeing the more advanced Fresenius 5008 S On Line HDF model for its next deliveries to further elevate the standards of its kidney dialysis services.

The KS Agricultural Products Trading is engaged in halal poultry production and processing. Located in Barangay Kamasi, Ampatuan in Maguindanao del Sur, the project costs P149 million and will generate 150 employment.

The proponent is a producer of halal broiler chicken. It has a dressing plant and formulates its own feeds, the statement said.

“The Ministry of Agriculture, Fisheries and Agrarian Reform (MAFAR) is promoting the halal industry in the region. We are very happy that we now have a halal poultry in the region,” MAFAR Minister Mohammad Yacob said.

“The BARMM government will strengthen the regulations on halal certification for products in the region,” he added.

The Shahada Medical and Diagnostic Clinic is the first medical facility to register in the region. The medical center is located at Sousa Street, Rosary Heights XIII, Cotabato City. It has a total project cost of P 30.8 million and will generate 20 employment.

According to the statement, the clinic “is an avenue for health professionals with sub-specialties that facilitate the provision of timely, cost-effective and highquality diagnostic care for patients in a safe and secure environment.”

“The private health sector is growing rapidly and this newlyregistered clinic in the region is a good indication that investments are pouring in. This trend will continue due to the fundamentals that drive demand – population growth, increasing life expectancy, growing disease burdens, and

them recently due to the garbage collection problems encountered by many residents.

The incentive program of barangays has been amended to enable them to be paid if they collect and dispose of any type of garbage in the landfill.

“Before, if the barangay would dispose of residual garbage to the landfill, we would pay them P1.50 per kilo. However, now since it’s an emergency, we relaxed the said policy. Now, we pay the barangay if they dispose of any kinds of garbage,” Cuenca said in the vernacular.

“As of now, almost 20 barangays that have vehicles are continuing in their garbage collection,” he added.

The bidding process for the new garbage contractor would probably be done in the first or second week of February, Cuenca said.

The CLENRO head explained that internal problems experienced by IPM Waste CDO contributed to the current garbage collection problem.

“Maybe the repair process of their (IPM Waste CDO) vehicles as they need permission from Manila; and many of their trucks have been bogged down. Those are the reasons why,” Cuenca also said in the vernacular, adding that he would prefer if the new contractor is based here.

The city government is currently preparing the necessary documents to publish the bidding in the Philippine Government Electronic Procurement System (PhilGEPS) –the single, centralized electronic portal that serves as the primary and definitive source of information on government procurement.

Cuenca said the bidding would

Widely recognized as the cutting edge in Hemodiafiltration, the Fresenius 5008 S Online features a fully automated Blood Pressure Monitor (BPM*) that’s fully automated and noninvasive; a Blood Temperature Monitor (BTM*) that works towards hemodynamic stability during dialysis besides providing recirculation measurements; the availability of VAM and VenAcc* as additional features for the early detection of venous needle dislodgement; and availability of HD, HighVolumeHDF*(pre/post), HF (pre/post), and Single needle double pump (HD/HDF), among others.

The ESHOL study data clearly confirms the impressive benefits of HighVolume HDF including Improved Survival (30% risk reduction in all-cause mortality; 33% risk reduction in cardiovascular mortality; 55% risk reduction in mortality from infection; 61% risk reduction in mortality from stroke), Better Patients’ Well-Being (28% risk reduction in incidence of hypotensive episodes); and Reduced Hospitalization Costs (22% risk reduction in all-cause hospitalization).

With a global headquarters in Bad Homburg vor der Höhe, Germany, and a North American headquarters in Waltham, Massachusetts, Fresenius Medical Care has a 38% market share of the dialysis market in the United States. It also operates 42 production sites, the largest of which are in the U.S., Germany, and Japan.

DOMINADOR S. TADENA CIVIL CASE No. 21-11-295 Represented by his son, GHENI MARK TADENA, Plaintiff, -VS- FOR: RICKY F. ABA, CECILE A. REFORMATION OF GUMAPIT, LOURDES A. INSTRUMENT WITH CALAMBA, LEAH A. APPLICATION FOR FRANCIA, LEONORA A. PRELIMINARY PONTIVEROS AND LILIA F. INJUNCTION ABA, Defendants, x---------------------------------------------------------x COMPLAINT

Comes plaintiff by counsel, unto this Honorable Court, respectfully allege, A. PREFACE

1. This is an action incapable of pecuniary estimation, some instrument of sales of portions of registered land made in Cebuano vernacular signed by the parties at the barangay, the documents give no specific area, meters and bound, no technical description.

2. This action is within the jurisdiction of the Regional Trial Court.

3. The land is located at barangay Danatag, Baungon, Bukidnon.

B. PARTIES

4. Plaintiff is of legal age, Filipino, married, resident of Mendoza Compound, Patag, Cagayan de Oro City, he is a retired member of the Philippine National Police (PNP), his attorney-in-fact is his son Gheni Mark Tadena, of legal age, Filipino, married, also a resident of Mendoza Compound, Patag, Cagayan de Oro city: SPA is Exhibit A:

5. Defendants are all of legal age, Filipinos, married, except their mother Lilia who is a widow, they are presently residing at Sitio Langawon, Dansolihon, Cagayan de Oro City: they are the children and widow respectively of the late Roquito Aba who left behind two (two) parcels of registered lands, particularly lot 1365-D area of 2.76 hectares under TCT No. AT-26939-Exhibit B- and lot 1365-K area of 2,673 square meters under TCT No. AT-26940-Exhibit D; these leads are parapheral properties of Roquito Aba, he having inherited them from his parents; lot 1365-d has Tax Decalration No. 01-004-0373—Exhibit C- with assessed value of P 15, 420.00: Lot 1365-k has Tax Declaration No. 01-0040374 with assessed value of p1,510.00 - Exhibit E; 6. 1365-D has B1. Form V-37, Exhibit F and the survey plan of lot 1365, Psd-10-034867(AR), Csd 830, Exhibit G;

C. CAUSE OF ACTION

7. Plaintiff after his retirement from the police service in 1998, invested his retirement fee in small cassava farming in Baungon, Bukidnon, he accepted real estate mortgage on small agricultural areas which he planted to cassava: In the course of time, he befriended some of the local residents, one of whom are the Aba family, children of the late Roquito Aba: 8. On March 8, 2013, Ricky Aba sold to plaintiff his undivided share of the land left by his father, Roquito: the amount was P50,000.00 and the transaction was made at the barangay hall where the parties and witnesses signed the document which was in Cebuano dialect before the barangay Chairperson Erlinda Dominguez, copy of the document is Exhibit H; 9. On August 19, 2019, Cecile A. Gumamit sold her undivided share to plaintiff for the sum of P60, 000.00; the sale was done at the barangay hall, the “Kasabutan” was in Cebuano signed by the parties and witness before Barangay Chairman Arnold Calang, Exhibit 1; 10. On June 15, 2020, Lourdes A. Calamba also sold her undivided share of the land to plaintiff for the sum of P60, 000.00; the transaction happened in the barangay hall. The “Kasabutan” was in Cebuano signed by the parties and witnesses before the Barangay Chairman, Eimero E. Yamut, Exhibit J; 11. On November 8, 2019, Leonora A. Pontiveros mortgaged to plaintiff her undivided share for the sum of P25, 000. 00 for a term of five (5) years or until year 2021, the “Kasabutan” is in Cebuano signed by the parties before the Barangay Chairman, Exhibit K; 12. On March 23, 2020, Leah A. Francia mortgaged her undivided share for the sum of P25, 000. 00 to plaintiff for a term of five (5) years, the “Kasabutan” was in Cebuano signed by the them and

Exhibit C Tax Declaration No. 01-004-00373 for lot 1365-D with assessed value of P15,420.00.

Exhibit D TCT No. AT-26940, Lot 1365-K in the name of Roquito Aba.

Exhibit E Tax Declaration No. 01-004-00374 for lot 1365-K with assessed value of P1,510.00.

Exhibit F BL Form V-37 for lot 1365-D

Exhibit G Survey Plan, Psd-10-034867 (AR) for lot 1365, Csd 830, Baungon Cadastre

Exhibit H Kasabutan-march 8, 2013 between Ricky Aba and Dominador Tadena, sale of Ricky’s share for P50,000.00 (Barangay Danatag)

Exhibit I Kasabutan-August 19,2019 between Cecile Aba Gumamit and Dominador Tadena for the sale of her share for the sum of P60,000.00 (Barangay Danatag)

Exhibit J Kasabutan-June 15, 2020 between Lourdes Aba Calamba for the sale of her share to Dominador Tadena for the sum of P60,000.00 (Barangay Danatag).

Exhibit K Kasabutan-November 8, 2019 between Leonora A. Pontiveros and Dominador Tadena for the mortgage of her land for the sum of P25,000.00 a period of five (5) years ending 2025. (Barangay Danatag)

Exhibit L Kasabutan-March 23, 2020 between Leah Aba Gumamit and Dominador Tadena for the mortgage of her land for the sum of P25,000.00 for a period of five (5) years ending 2025 (Barangay Danatag)

WHEREFORE. It is prayed for that a Decision be issued directing defendant to subdivide lot 1365-D equally among the legal heirs of Roquito Aba, 8 of them, seven children and the surviving wife; that the shares of Ricky, Cecile and Lourdes be ceded, Transferred and conveyed into the plaintiff; that defendant Leonora A. Pontiveros and Leah A. Francia be ordered to execute Deed of Real Estate Mortgage of their respective share to plaintiff for a period of five (5) years until the year 2025.

Plaintiff further pray for other just and equitable reliefs.

Cagayan de Oro City, for Manolo Fortich, Bukidnon. October 31, 2021.

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ii. OBJECT EVIDENCE Exhibit MM-12 Pictures of plaintiff 2 farm houses and cassava farm. iii. TESIMONIAL Exhibit N Judicial Affidavit of Plaintiff. 24. Plaintiff makes reservation for additional witnesses whose Judicial Affidavit may be filed to this Honorable Court on pre-trial hearing; G. APPLICABLE LAW 25. Plaintiff invokes Article 1359 to 1369, Book IV, Title II, Chapter 4, Civil Code of the Philippines 26. Plaintiff invokes the ruling of the Supreme Court in the cases; a. Multi-Instrument
b.
Capital and Management Corporation vs. Stalwart Management Services Corporation - 526 SCRA 420
Frabelle Fishing Corporation vs. Philamlife Insurance Company – 530 SCRA 543. I. PRAYERS
BWM Jan 9, 16 & 23, 2023

CREDIBLE RELIABLE IN-DEPTH

The Fresenius Paradigm Shift

One small step for COMCI, a great leap forward for Metro CDO

One of Cagayan de Oro City’s most venerable medical institutions has just taken the first small step aimed at making the capital city of Northern Mindanao the leading center for kidney dialysis services in the region.

Cagayan de Oro Medical Center, Inc. (COMCI) has taken its first delivery dialysis machines which its top management aims to increase to 100 units by the end of 2024.

“With the installation of this first batch of Fresenius dialysis machines, we have modernized our operations to make kidney dialysis services more convenient, less stressful and more affordable for our patients,” said Ferdinand Floirendo, COMCI President and Chief Executive Officer.

The number of deaths caused by renal failure and other kidney related diseases

in the Philippines have been steadily trending upward from 18,089 (5 yr. average 2003-2007) & 2008; 19,805 (2004-2008) & 2009; to 20,964 (2005-2009) & 2010, doubling further to 39,880 fatalities due to diabetes mellitus in 2020.

Nephritis, nephrotic syndrome and nephrosis has been similarly trending upwards from 11, 015 (5 yr. average 2003-2007) & 2008; to 12, 257 (2005-2009) & 2010.

Latest data from the Cagayan de Oro City Health Office shows a similar trend: Diabetes mellitus was the sixth leading cause of mortality,

rising from 322 deaths and 47.2% rate (5 yr. average 20132017) & 2018; to 344 and 48.28% rate (2016-2020) & 2021.

“These figures only serve to emphasize the need for more kidney dialysis services in the city and region to address the growing number of cases,” Floirendo stressed. “Thus, COMCI seeks to rise to the challenge and put in 100 units by the end of the year.”

To make the services accessible to the less fortunate sectors of the populace, COMCI will be devoting a quarter of this available capacity to indigent patients, he added.

The Fresenius 4008 S Next Gen dialysis machine platform is made in Germany by Fresenius Medical Care AG & Co. KGaA, a German healthcare company which

provides kidney dialysis services through a network of 4,171 outpatient dialysis centers, serving 345,425 patients. The company primarily treats end-stage renal disease (ESRD), which requires patients to undergo dialysis 3 times per week for the rest of their lives.

As of the end of December, 2022, there were over 1,000 Fresenius dialysis machines operating in 65 hospitals and clinics all over Mindanao, with COMCI having the same 4008 S Next Gen machines which makes up 85% of the installed Fresenius dialysis machines in the region, enabling COMCI to benefit further from economies of scale inherent in the most prevalent model’s user base.

Operational efficiency

Hemodialysis involves a

8 Mon-Tue | January 23-24, 2023 BusinessWeek
MINDANAO FEATURE
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"4008S Next Gen"

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