BEAUTY

The COVID-19 pandemic has left everyone to take precautions to avoid the spread. This means that it has become imperative for everyone to wear a mask no matter where they’re headed to but there is a problem. Excessive use of face mask may not be good for your skin and one may develop acne. Maskne is one of the biggest skin conditions caused by the constant use of mask

How to keep your skin healthy in

changing season

Maskne is a type of acne use. acne. If you don’t have any of those items, that usually appear in areas covered by the mask Wash your face try tea tree oil or clove oil on the pimple and see how the acne reduces. and also the parts of the face where the mask and face shields Use a gentle cleanser that is free of fragrance and oil and rinse with lukewarm SPF is a must touch the skin. Mask is to essentially water. Avoid over-washing your face to A rainy or cloudy day doesn’t mean your protect your nose and mouth from prevent dryness and inflammation of skin. skin is safe from the harmful ultra-violet catching bacteria by trapping the air If you have dry skin, a creamy brightening rays of the sun. Use a good sunscreen every you inhale and exhale. This phenomenon face wash is ideal to use at least once a day to avoid any skin problem. teamed up with the sweat makes it the perfect atmosphere for bacteria to take week. If you have oily, acne-prone skin, then a gel-based face wash is going to be a Keep yourself Hydrated home on your skin. The moisture soaked savior for your skin. Dehydrated, parched, dry skin is common up under the mask makes it favorable for bacteria to toy around on the layers of your Toner Tales during monsoon. So, make sure you drink lots of water to keep your body wary of skin. Adding to this is the sweat that helps The skin toners you use will determine toxins leading to acne and pimples. While the bacteria in clogging the pores and hence how your skin fares this season. Make drinking at least 8 glasses of water is causing acne. sure to avoid any harsh skin toners that important to hydrate your skin, you also

Plabita Sharma, The Body Shop Expert contain alcohol. Use natural toners that need to apply a moisturizer to prevent shares ways to prevent Maskne and contain ingredients like tea tree, Aloe Vera, dryness. keep your skin healthy during changing cucumber etc. Eat Seasonal Fruits season. Apply Moisturiser Monsoon comes loaded with a bevy of

Change your mask regularly Invest in a rich moisturiser with seasonal fruits that may do wonder for your

Make sure to wear masks that do not hyaluronic acid and ceramides. Apply skin - all thanks to their high antioxidant trap the sweats. The use and throw medical moisturiser during the day as well as at content. Some of the vitamin C rich fruits masks work the best and help prevent night, or whenever your skin feels dry. you may include in your monsoon diet are skin issues. Masks with multiple layers of Refrain from oil-based moisturisers and litchis, pears, Jamun and peaches. cloth will only store more bacteria. Even if you use those, make sure to rinse them use water-based moisturizer, ones that do not clog the pores. Not only will this keep Avoid Oily Food thoroughly with soap and water after every your skin hydrated, it will also act as a It is difficult to tame your cravings in this barrier between your face and your mask, nippy weather but it is a good idea to keep reducing friction a safe distance from oily and fried food Skip the makeup for sake of your skin during Monsoon and especially when you are facing a condition Avoid makeup if you can. Powder and like Maskne. cream products both will mix with the sweat and clog pores which is something we Include those Healthy Seeds absolutely do not want. Do not toss away the seeds as they are If you cannot avoid make up, micellar water is a good idea to remove the makeup a treasure trove of nutrients. Sunflower seeds and pumpkin seeds are replete with vitamin E that may help your skin become Use Spot Correctors younger, taut and radiant.

Get the best treatment for your dental woes by Dr. Happy Ghag

health of your teeth, nothing is more important than working with a trusted professional. With their advanced equipment, comfortable space and great services, Happy Orthodontics is a one stop destination for the treatment of all your dental troubles.

Although many people associate orthodontic treatments as a part of the teenage years, they may be beneficial for a variety of age groups. Most individuals who are concerned about the natural alignment of their teeth or jaw may be candidates for orthodontic care, whether they are teenagers or adults. At Dr. Happy’s clinic, people of all age groups (kids, teens and adults) can get comprehensive treatments.

A consultation with their experienced staff can help you best explore the options of orthodontics. They offer braces and Invisalign too.

When you meet with them, you can discuss your concerns, your treatment preferences, and your overall health. Your comprehensive examination will include 3D imaging, and will include assessment of your dental and skeletal components, as well as your facial aesthetics. You will also receive an airway analysis.

They provide direct bill insurance for the ease of payment. They also offer 0% financing as well as easy monthly payment options too.

Their office is absolutely committed to providing excellence and professional care that is based on quality, comfort and a memorable experience. Their friendly members of their team will ensure you receive the attention you deserve.

Book your complimentary consultation today. No referral needed. About the doctor:

Dr. Ghag attended the University of British Columbia, where he obtained a Bachelor of Pharmaceutical Science degree. After working as a pharmacist for two years, he then went to pursue his Doctor of Dental Surgery degree at Howard University in Washington D.C..

He has received many awards throughout his dental education, and was distinguished as a member of the esteemed Omicron Kappa Upsilon Honorary Dental Society. Dr.Ghag’s interest in Orthodontics then led him to the University of Las Vegas, where he completed his specialty residency in Orthodontics. He was the chief resident of his class, and graduated with a Master of Science degree in Oral Biology in addition to a certificate in Orthodontics. Dr. Ghag’s impressive research in stem cells shed new light on their harvesting potential. His innovation gained national recognition and led him to a patent.

He is a certified dental specialist in orthodontics and dentofacial orthopedics with the Royal College of Dentists of Canada and is certified and board eligible for the American Board of Orthodontics. Dr. Ghag is an assistant clinical instructor at the University of British Columbia (UBC) where he enjoys teaching dental students.

Dr. Ghag’s specialty training in Orthodontics and Dentofacial Orthopedics allows him to treat all types of malocclusions (“bad bites”) in adults and children. And as a “Smile Specialist”, Dr. Ghag will devise a unique treatment plan customized to meet your needs and achieve your ideal smile.

When it comes to the

The results are sure to make you smile!

The finest acupuncture therapy for your overall wellness

Krishna Jeeja (CEO MJ Physio)

Acupuncture is a form of alternative medicine wherein one of our trained physiotherapists/Acupuncturist inserts thin needles into your body. Though ancient, the effect of Acupuncture in healing has been proved and is widely used worldwide. Some of the effects of acupuncture that you can experience include pain relief, increased energy, improved mood, and development in overall body function. In MJPhysio, Acupuncture is also rendered as an adjunct to other physio modalities.

acupuncture at MJ Physio are: 4Anxiety 4Insomnia 4Sinusitis 4 Arthritis 4Neuralgia 4Sciatica 4Back Pain 4Bursitis 4Tendonitis 4Stiff Neck 4Bell’s Palsy 4Trigeminal Neuralgia 4Headaches and Migraines 4Sprains 4Muscle Spasms 4Shingles 4Joint pain

Contact our physiotherapists at MJPhysio and avail the benefits of Acupuncture therapy in Fleetwood, Vancouver, and Surrey.

MJ Physio - Fraser Street Physio 5684 Fraser Street, Vancouver BC V5W 2Z4 Phone: 604.563.5684 Fax: 604.563.5685 Email: fraserstreetphysio.ca, care@mjphysio.ca

Three Locations

MJ Physio - Bear Creek Plaza #202, 13588 88 Ave, Surrey BC V3W 3K8 Phone: 604.503.5682 Fax: 604.503.5683 nearcreekplazaphysio.ca, care@mjphysio.ca

MJ Physio - Fleetwood : #103-8488 160 St, Surrey, BC V4N 0V7 Phone: 604.547.2706, 604.547.2707 Fax: 604.547.2708 mjphysiofleetwood@gmail.com, care@mjphysio.ca

RESP - A UNIQUE WAY TO INVEST FOR YOUR CHILD’S FUTURE

Sandeep Ahuja

We, as parents consider our children as the most valuable treasure and remain concerned about their future. We endeavour to provide them best education so that they may become well-settled in their lives, but as we are well-aware of the higher cost of postsecondary education in Canada, so, it’s important that we start investing for our children’s education when they are young so that we may be free from any financial worries when they are ready for their university.

Initiative of Canadian Government

To ease the financial burden of parents, the government of Canada has designed a unique educational savings program namely Registered Education Savings Plan (RESP) which helps you to accumulate funds for your child’s post-secondary education. The subscriber has to contribute a monthly premium through pre-authorized payments until December 31 of the year in which the designated beneficiary at issue reaches age 17. At the end of the commitment period, your total payout is paid as Educational Assistance Payments (EAP).

Who can - open RESP/be the named Beneficiary?

You can enrol in the Diploma RESP if you have a Canadian address with a valid SIN number. When you enrol, you need to designate a beneficiary who should be a child of age 14, or under, who will receive the educational assistance payments when pursuing post-secondary studies. He/she needs to be a Canadian resident with a SIN number. Your child can be made beneficiary of more than one RESP. It is important to note that after December 31 of the 31st calendar year following the plan’s creation, no contributions can be made. Also, the plan must cease to exist no later than December 31 of the 35th year following the plan’s creation. income families

In 2005, the government enhanced the program by providing an additional grant based on the parents’ family income. For low income families, the government offers another grant namely Canada Learning Bond (CLB) with the help of which, eligible parents get $500 in the first year and, $100 in each subsequent year of eligibility until the child reaches 15 years of age. The cumulative limit of CLB offered to a child can therefore reach $2,000.

To be eligible, the beneficiary must be a resident of Canada born after December 31, 2003 with a valid social insurance number (SIN). Besides, provincial governments also pay grants to eligible families under the RESP program. How much money can you save?

The maximum lifetime contribution limit per child is $50,000 while there isn’t any annual contribution limit. This implies that as per your budget, you can invest up to $50,000 in the plan.

To encourage parents to invest funds in post-secondary education of their children as early as possible, the government of Canada has devised CESG plan. CESG in a Glimpse: Annual Grant: 20% of your annual contribution Contribution Limit of

Total Lifetime Limit per Saving (per Beneficiary): $7,200

Some provinces offer their own Grant programs in addition to CESG. The federal and provincial governments contribute the grants directly into the RESP, and these additions within your contribution can significantly increase your savings.

The contributions made to subscriber’s RESP are not tax deductible from his income. However, the investment income is tax-free as long as it remains in the plan. Also, the subscriber may not deduct from his/her income interest paid on a loan taken out to make RESP contributions.

How can you utilize the funds if your child doesn’t want to study further?

If your child doesn’t wish to continue his post-secondary education, then you can:

1. Nominate a new beneficiary

Annual Grant: $500

2. Take back/withdraw the money 3. Transfer the funds into your RRSP account 4. Donate the funds to an educational institution

RESP is a wonderful plan which enables you to save for the educational future of your child in a planned manner. As an independent insurance advisor working through Punjab Insurance Agency, I deal with different insurance companies offering plans for different types of insurance. I can explain to you in detail, the insurance plan options and coverage that are suitable as per your needs. Besides, I can also help you to purchase mortgage insurance, super visa insurance, disability insurance, critical illness insurance, extended medical plans, group medical plans, RESP, RRSP, travel insurance, TFSA accounts, health and dental plans along with estate planning.

This article is © Copyrighted 2019-09-25 and can be reproduced only with prior permission.

You can call at 604-996-6862 Email: sandeepahuja@punjabinsurance.ca

Diwali: A harbinger of new beginnings

Diwali, a festival of light, hope and happiness is one of the biggest cultural celebrations that take place in India. It is celebrated across the length and breadth of the country in diverse ways and with great enthusiasm.

The festive fervour brought along Diwali is seen months before the occasion; people are excited, markets are decorated and the houses are illuminated with all sorts of beautiful lights. It’s a cultural extravaganza witnessed at its best. Diwali is not just a festival but a feeling that brings joy and happiness in the lives of many people. For some, the festival is associated with new clothes, shopping and a lot of festive food binging, for others it’s a reason to indulge in parties and gatherings, and for many it is that time of the year when they get their long due bonus and gifts at work that bring nothing but happiness. In short, a spirit of cheer and merriment engulfs every other person due to innumerable reasons. But do you know how and why this all

started? Let’s take you to the roots of the festival. History and origins of Diwali

of Lights’, Diwali is a 5-day celebration, wherein friends and families get together and perform various rituals and indulge in merry making in their own ways. The festival is all about people lighting Diyas or earthen lamps in their houses, gobbling all sorts of delicacies, exchanging gifts, playing games and burning crackers. According to the Hindu lunar calendar, Diwali is observed on Amavasya or the no moon night and is an indication of a dawn of a New Year. The festival is considered to be a harbinger of new beginnings as it is believed that Goddess Lakshmi herself visits the houses of devotees in the middle of the dark night, and blesses them with wealth, good health, prosperity and happiness. It is called the festival of lights because it symbolises the victory of light over darkness, hope over despair and good over evil.

The history of Diwali can be traced back to thousands

of years in ancient India. There are various legends revolving around the origin of this festival. Some believe it to be the celebration of the marriage of Lakshmi, the goddess of wealth, with Lord Vishnu and others believe it to be the birthday of goddess Lakshmi. The most widespread belief is that the festival is celebrated to mark the return of Lord Rama along with his wife, Sita and brother Lakshman, from a 14-year-long exile to the kingdom of Ayodhya. To commemorate the return of their king, the people of the kingdom illuminated each and every household with earthen lamps and hence, the festival of lights was observed.

For some the origin of the festival lays in Bengal, where the festival is dedicated to the worship of Kaali, the dark goddess of strength. The elephant-headed god and symbol of auspiciousness and wisdom Ganesha is also worshiped in most Hindu homes on this day along with goddess Lakshmi. For people who practice Jainism, Deepawali has the added significance as it is believed that it is on this day that Lord Mahavira attained the eternal bliss of nirvana.

They say there is no other country as diverse, secular and vibrant as India and so many stories and legends pertaining to just one festival leaves no doubt about it. We now take you on a journey and give you a glimpse of this festival through the eyes of a common Indian man. We bet you don’t know the reasons behind the celebrations across different parts of India and the significance of the celebrations. The significance of the five days of celebration

Each day of celebration of the festival has its own tale to tell. As per the legends, the first day, Naraka Chaturdasi marks the conquering of the demon Naraka by Lord Krishna and his wife Satyabhama. This is followed by Amavasya, the second day of Deepawali, which marks the worship of Lakshmi as she is said to be in her most benevolent mood, fulfilling the wishes of her devotees.

The no moon day or Amavasya also tells the story of Lord Vishnu, who, in his dwarf incarnation, overcame the bully Bali and banished him to hell. It is believed that Bali is allowed to return to earth once a year to light millions

of lamps and dismiss darkness and ignorance while spreading the radiance of love and wisdom. On the third day, famously known as Kartika Shudda Padyami, it is said that Bali steps out of hell and rules the earth according to the boon given by Lord Vishnu. The fourth day is referred to as Yama Dvitiya (also called Bhai Dooj), and on this day sisters invite their brothers to their homes for a Teeka ceremony. This is similar to the spirit of Rakshabandhan wherein, the brothers vows to protect the sister.

Diwali also instills charity in the hearts of people. Govardhan Puja, a commemoration by Vaishnavites, on the fourth day of Diwali is observed by feeding the poor on an incredible scale.

The fifth day is observed as Dhanteras wherein many indulge in gambling and consider it to be auspicious. The Hindi word ‘Dhan’ means wealth and ‘Teras’ stands for the 13th. This celebration of

wealth and prosperity occurs two days before the festival of lights. Card parties are a big trend due to this day. The tradition of gambling on Diwali also has a legend behind it. It is believed that on this day, Goddess Parvati played dice with her husband Lord Shiva. She decreed that whosoever gambled on Diwali night would prosper throughout the ensuing year.

The significance of lights and firecrackers

Every ritual practiced on Diwali has its significance and a story behind it. Homes are illuminated with lights, and firecrackers fill the skies as an expression of respect to the heavens for the attainment of health, wealth, knowledge, peace, and prosperity.

As per a belief, the sound of firecrackers indicates the joy of the people living on earth, making the gods aware of their plentiful state. Still another possible reason has a more scientific basis: the fumes produced by the firecrackers kill or repel many insects, including mosquitoes, which are plentiful after the rains. However, with the alarming rise of global warming and pollution levels, this practice should be discouraged.

The spiritual significance of Diwali

Beyond the lights, gambling, and fun, Diwali is also a time to reflect on life and make changes for the upcoming year. With that, there are several customs that revelers hold dear each year.

1. Give and forgive: It is

common practice that people forget and forgive the wrongs done by others during Diwali. There is an air of freedom, festivity, and friendliness everywhere.

2. Rise and shine: Waking up

during the Brahmamuhurta (at 4 a.m., or one and a half hour before sunrise) is a great blessing from the standpoint of health, ethical discipline, efficiency in work, and spiritual advancement. The sages who instituted this Deepawali custom may have hoped that their

descendants would realise its benefits and make it a regular habit in their lives.

3. Unite and unify: Diwali is a

unifying event, and it can soften even the hardest of hearts. It is a time when people mingle about in joy and embrace one another.

4. Prosper and progress:

On this day, Hindu merchants in North India open their new account books and pray for success and prosperity during the coming year. People buy new clothes for the family. Employers, too, purchase new clothes for their employees. Homes are cleaned and decorated by day and illuminated by night with earthen oil lamps.

5. Illuminate your inner self: The lights of Diwali

also signify a time of inner illumination of the soul. It is an opportunity to cultivate and enjoy eternal bliss.

6. Moving from darkness into light: The light empowers

us to commit ourselves to good deeds. During Diwali, lights illuminate every corner of India, and the scent of incense sticks in the air mingled with the sounds of firecrackers signifies nothing but joy, togetherness, and hope. Diwali is celebrated across the globe. Everywhere outside India, it is more than a Hindu festival; it’s a celebration of South-Asian identities.

If you are away from the sights and sounds of Diwali, light a lamp or a candle, sit and introspect, shut your eyes, withdraw the senses, concentrate on the supreme light, and illuminate your soul.

If you happen to ever visit India during this festive period, you can spend this festival in the most amazing ways in these beautiful places that have different ways and traditions revolving around the celebration of Diwali.

1. Kolkata: The mighty city of

Kolkata brightens up in every way possible due to the massive celebration of Kaali Puja. Goddess Kaali is worshiped in huge pandals (tents) that are decked up like a bride on her wedding day. The lip smacking food available in the city during this time is a cherry on cake.

2. Goa: Since many people

indulge in gambling as part of the Diwali fervour, the casinos in Goa are a sight to behold. It is fun and merry making all across the city, it is less crowded and nnot very busy unlike other months since a majority of Indians prefer to celebrate the festival with their families; this is considered as the best time to visit the party capital of India.

3. Amritsar: Even though

Amritsar, home of the Golden Temple, is predominated by Sikh, Diwali is celebrated in a grand way there too. It is because this day marks the return from prison of the sixth Sikh Guru, Guru Hargobind Sahib, in 1619. He had been irrationally held for his beliefs, along with many others who he helped free. Also, the foundation stone of the Golden Temple was laid on Diwali, in 1577. So, expect to see an exciting display of fireworks over the Golden Temple on this day.

Nikita Sharma Freelance Writer/ Blogger/ Content Strategist

Sneakers have taken over the world and how! Understandably so, because who would does not want to sport footwear that is not only stylish and trendy, but also provides you with ultimate support and comfort.

Getting

your sneaker basics

right! ‘Remote Oriented’ Work - What will you lose?

From the likes of Ranveer Singh to Virat Kolhi, to public personalities like Kamala Harris, everyone is on the sneaker bandwagon. However, if you are a sneaker newbie looking to build your very own collection, then choosing the right pair can be a tad confusing. Well, fret not! Matteo Lambert, Chief Collection Officer, Bata India Limited, has simplified sneaker shopping for you. Here are some wardrobe essentials according to him:

The Evergreen Low-Ankle Sneakers

Low ankle sneakers are the OG of sneakers and enjoy a cult following all across the world. If you are a sneakerhead then there is a good chance that the first pair of sneakers that you ever fell in love with were these. From your smart casuals to party outfits, canvas sneakers will go with every outfit and keep your feet plush and cozy throughout the day. Trendy, stylish, incredibly comfortable, and always in tune with the latest fashion trends, low ankles are a great long-term investment!

Chunky White Sneakers

You can never go wrong with a pair of classic white Chunky sneakers. Reminiscent of the 90s era, chunky white sneakers will give you that retro vibe. From denims to chinos, dresses to even sarees, white sneakers work like a charm with every outfit. Not only will white sneakers elevate your entire ensemble, but also provide you that extra hint of oompf and panache that will make people sit back and take notice.

Snug Slip-ons

Slip-on sneakers has revolutionised the world of sneakers. These lace less sneakers are easy to wear and extremely high on the comfort quotient. Slip-on sneakers are available in numerous colours and variants. You can easily find something to pair with every outfit. If you are someone who prioritises comfort over everything else and believes in minimalism, slip-on sneakers are perfect for you. Once you try them, they’re sure to become your go-to sneakers because of how incredibly convenient and comfortable they are.

Mesh Sneakers

Mesh sneakers are another classic wardrobe staple. The mesh fabric allows your feet to breathe while also hugging the contours for that extra bit of support. They provide you with the ever so elusive combination of comfort and style. These sneakers are versatile and you will never fall short of choices when it comes to mesh sneakers.

Printed Sneakers

Printed sneakers are the latest bug to have hot the sneaker world. If you are a flamboyant soul who believes in going that extra mile and making a solid first impression, then you must invest in a pair of comfortable, printed sneakers. There is an extensive range of printed sneakers available in the market and there is something available for everyone. Floral, animal and jungle prints are all the rage at the moment. They will add that touch of glam to your outfit and take in up a few notches.