How to get car insurance quotes

How To Get Car Insurance Quotes To Find Out The Premium Cost For Your Vehicle?

The law deems it mandatory to have car insurance as soon as you get a car. The tough roads increase the risk of an accident and without it you simply cannot cope with the financial burden arising from an unexpected situation. Usually the dealer’s showroom where you purchase the car from will have an insurance desk through which you can apply for insurance right away. If not, you can easily apply for car insurance online. Buying online gives you the benefit to compare different car insurance plan and choose one that befits you.

What is the coverage offered by car insurance?

Car insurance protects you from the unexpected on the roads. If your vehicle is damaged or stolen, it offers compensation through which you can get it repaired or buy a new one. In the event that your vehicle clashes against another vehicle the policy can be used to meet third party liability expenses. It offers a lump sum payment in the event of personal accident which results

in loss of life or permanent disability. These are the basic coverage that you get from a car insurance policy and there are many additional benefits. These benefits are available in the form of on-road repair expenses, towing expenses, flat type changing expenses, getting emergency fuel and lock out. You have to pay extra charges to get this coverage. In addition to these coverage’s for roadside assistance, you can customize your policy by opting for deprecation cover, medical expenses cover, and invoice price cover and so on.

Getting quotes The insurance company’s website will offer detailed information on car insurance coverage. Read it to find out what benefits you get from the policy. There are many add-on benefits available, which you should read about before applying. There is an online calculator that can be used to get car insurance quotes. Once you have decided on what benefits you need and the cost, fill the car insurance form online and submit it. Your policy would be generated instantly. You can download or print the policy online.

How to reduce premium charges?

Basic car insurance will not cost much so you can easily afford it. The premium charges rise depending on additional benefits that you have taken. You can bring down premium cost if you have installed an ARAI approved anti-theft device in your car or if you have a voluntary deductible.

If you have cashless coverage, you can get the vehicle repaired in any of the garages that falls under the insurer’s network but without paying any cash. The insurance company will directly pay the garage for your

repair costs. The policy must be renewed every year.

When you renew the policy without fail, you can get no claim bonus, which gives you a reduction on the premium charge. Buy car insurance online to save time and effort in getting its benefits. You can also complete premium payments and do annual policy renewal online itself.