Till you take the flight to reach your university campus for your education abroad, the waiting process is nail biting. Travel arrangements involve lots of meticulous planning and still you could be in for some last minute surprise due to last minute change. Travelling abroad involves lots of challenges. Your flight can get delayed or canceled. Baggage might not arrive or get lost. In such situations, you need travel insurance to help mitigate losses. How To Make A Claim Against Your Policy? In the event of having to make a claim, call the toll-free number that is given in the policy to get compensation to meet your expenses. The staff answering your call is in charge of processing student travel insurance claims and will get compensated in the shortest possible time, to
mitigate your problem. If you have cashless cover, just show your card at the hospital and get treatment. The insurance company will settle the bill for your treatment expenses with the hsopital. Why Do You Need Travel Insurance When Studying Abroad? Travel insurance is your protection against calamities that can arise while travelling. When you are abroad, getting assistance can be difficult. When you are faced with a sudden financial problem, it can be hard to cope. Your friends might not be able to give the money needed to help out. However, with insurance you can mitigate the problem and cope with the stress of the situation. Here is a look at top five reasons why you will need it: In case of a medical emergency, it will compensate for the medical costs Medical treatment expenses arising from mild to severe health problems will be compensated by the policy Loss of baggage can be a huge problem as you have to buy clothes again. Money from the policy can be used to meet such expenses
Suppose your traveler’s cheques got lost, what will you do? You need an alternative source of funding immediately. Use travel insurance to get the money to meet such expenses If you had to meet sudden legal expenses the policy will help pay for the losses incurred In case there is an interruption of your studies, it will compensate for the tuition fees that is paid in advance These benefits are applicable for a period of thirty days to two years. You can also extend the coverage period to four years. Travel insurance can be taken by a person from the age of 16 to 40 years and who are proceeding to a college or university for the purpose of getting a graduate or post-graduate degree. If you have any doubts about the extent of cover offered by your plan, visit the insurance company’s website and check the student travel insurance FAQ section. Detailed information about coverage offered by various travel insurance plans can be seen here. You can find out how you can make a claim and much more by reading the information given in this section.