How Does Motorcycle Insurance Protect You from the Unexpected? Why do you need motorcycle insurance? Even if you are a very experienced driver, you still need it, because it protects you from unexpected incidents on the roads. Imagine a situation where your two-wheeler had a collision with another vehicle? This will result in serious injury to yourself and fellow passengers. It can cause heavy damage to the vehicle. There can be severe injuries and damage to the other vehicles also. The medical and repair costs arising from this situation are difficult to manage by yourself. With motorcycle insurance you can claim for the damages and get compensated. Why do you need insurance for bike or scooter? The law deems it mandatory to have two wheeler insurance when you purchase a vehicle. It is a must because of the severity of today’s roads traffic. The heavy traffic can result in so many accidents. The problem may not be a severe one,
just resulting in small damage to the vehicle or slight injury, but still would involve a cost to mend it. Medical costs are rising and even a small treatment can result in a big expense. With insurance, you can make a claim on the policy and pay for these expenses. A heavy collision with another vehicle or severe injury to fellow passengers will be a huge emotional and physical strain. Support in the form of a financial aid can bring down the burden of the problem. Protection offered by two wheeler insurance Basic two wheel insurance is not expensive, but offers a wide range of benefits. It will cover for damage to the vehicle, injury or personal accident to passengers or driver and third party liability. In all these situations it protects you from severe financial losses. If you opt for a policy with cashless coverage you can get it serviced in any of the garages that fall under the insurer’s network without paying cash. Check for bumper to bumper insurance coverage because it covers all those parts of the vehicle not covered by the manufacturer’s warranty.
How to get two-wheeler insurance and pay premium? The policy can be easily purchased online which saves time and effort. Just visit the insurance company’s website and fill an online quote to get the premium amount. Fill in details in the proposal form and submit to generate your policy. You can also renew your policy online.