Online personal accident policy

Facts about Online Personal Accident Insurance India It will not be out of context saying that ‘It is an accident age’, if we have a cursory look all around – motor vehicle accidents on roads and in villages, during stunts by notorious elements, slips in home stairs, broken bones in

playgrounds, burns through Diwali crackers, gas cylinder bursts, etc. Amidst this entire phobia about accidents making a permanent place in our mind, what is the way out? Nothing except that one is prompted to buy a personal accident insurance policy for financial security

to be ensured in the event of the unforeseen accidental tragedy happening all of a sudden. After the entire eventuality like accident will not came calling. You have to be prepared for its unexpected and sudden attack. In a nutshell, you have to plan for buying a personal accident insurance cover. Personal accident insurance is a low premium policy and seeing the importance of it covering you at every stage of life is offered along with life insurance, bank savings account, other types of insurances, etc. Some tag it with motor vehicle insurance cover and the others, like banks, with credit card and so on. A PSU insurance company may charge about Rs.985 per year for a cover of Rs.5 lakhs, while for the same plan a private vendor may sell you the similar cover for about Rs.1, 500 per year.

Note: It is better to spare a little more money and buy a ‘personal accident and disability policy’. It will additionally cover you towards the unfortunate mishap of temporary or permanent disablement. If the insurer has opted for personal accident and disability cover, the medical expenses accrued as a result of the accident will also be entertained.

Personal Accident Insurance a Very Cheap Option Pretty nearly Rs.500 is the premium for a year for a spread of Rs.10 lakhs. Under it, scope is offered for any kind of mischance blankets street mishaps – descending the stairs, tumble from a tallness, breaking a lower leg, hip, bone amid games, experiencing smolders cooking, or getting shocked by an electric contraption, and so on. A far reaching arrangement offers spread to policyholder versus all such consequences. In the event that the guaranteed purchases a spread against inability, the premium will be a bit higher however the profit will be complex by method for a spread for any sort of handy.

ONLINE PERSONAL ACCIDENT POLICY At times the persons are perplexed as to how and where to buy the insurance. There is nothing to worry on this score. Without giving a second thought, just buy online insurance at the very first instance. You have to be just a

little upfront and reach certain insurance providers to send you online quotes for personal accident policy.

After having in hands certain quotes, now sit coolly in your chosen environment and study the quotes thoroughly, with a view to ensure availability of the following facilities, inter-alia: To offer a cover of Rs.20Lakhs at Rs.1250 per month.

To offer a cover for Rs.2 per day.

Avail of a discount of 10% on total Premium on buying the policy online.

Coverage of injuries & accidental losses.

Provision of lump-sum amount on accidental death.

Know more about: Personal Accident Insurance India.