North Shore Homes - May 5, 2022

HOMES

5/5 – 18 • 2022

Serving Long Island's Prestigious North Shore

Belle Terre

Open concept, new construction that is an entertainer’s delight. $1,750,000 3393617

elliman.com

ALEXIA POULOS

CAROL ACKER

Licensed R.E. Salesperson

Licensed Associate R.E. Broker

300 Main Street, East Setauket O: 631.246.7877 | C: 631.457.3262 alexia.poulos@elliman.com

300 Main Street, East Setauket O: 631.751.6000 | C: 631.404.2460 carol.acker@elliman.com

110 WALT WHITMAN RD, HUNTINGTON STA, NY, 11746. 631.549.7401 © 20 DOUGLAS ELLIMAN REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY.

A Supplement to TIMES BEACON RECORD News Media (631) 751-7744 • (631) 331-1154 • tbrnewsmedia.com

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Say You Saw It In NORTH SHORE HOMES

Belle Terre | $1,750,000 | 3393617 Open concept, new construction that is an entertainer’s delight. This 5 suite home immediately gives a sense of relaxation with its airy and sun-filled design. Additionally offering an ideal lifestyle, as it is situated within 2 blocks from private beach, park, playground, pickleball court and country club. Taxes estimated to be less than $25,000.

elliman.com

ALEXIA POULOS

CAROL ACKER

Licensed R.E. Salesperson

Licensed Associate R.E. Broker

300 Main Street, East Setauket O: 631.246.7877 | C: 631.457.3262 alexia.poulos@elliman.com

300 Main Street, East Setauket O: 631.751.6000 | C: 631.404.2460 carol.acker@elliman.com

110 WALT WHITMAN RD, HUNTINGTON STA, NY, 11746. 631.549.7401 © 20 DOUGLAS ELLIMAN REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY. ©83590

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Page 3

ST. JAMES

21 Brasswood Road 7 BD | 4 BA | 2 HB | $1,599,000

Spectacular, spacious colonial. Newly renovated with superior custom millwork and amenities throughout in the highly desired Mills Pond Estates.

Maria Orlandi WKObpOM ppdKWBsO . od^Oo aBoWBàdo_BbMWŒKdalBppàKda M: 631.697.0474 | O: 631.629.7719 BoWB#o_BbMW t{to| WyWbU BoWB #o_BbMW Wp B oOB_ OpsBsO BUObs BT _WBsOM zWsV dalBppÛ B _WKObpOM oOB_ OpsBsO Jod^Oo BbM BJWMOp J| ntB_ dtpWbU #lldostbWs| _Bzpà __ aBsOoWB_ loOpObsOM VOoOWb Wp WbsObMOM Tdo WbTdoaBsWdbB_ ltoldpOp db_|à bTdoaBsWdb Wp KdalW_OM Toda pdtoKOp MOOaOM oO_WBJ_O Jts Wp ptJ]OKs sd OoodopÛ daWppWdbpÛ KVBbUOp Wb loWKOÛ KdbMWsWdbÛ pB_OÛ do zWsVMoBzB_ zWsVdts bdsWKOà +Vdsdp aB| JO yWostB__| psBUOM do MWUWsB__| ObVBbKOM BbM aB| bds oO OKs BKstB_ lodlOos| KdbMWsWdbpà

83580

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SUMMER TIMES e Sun Th n I n u F ore h S h t r o On The N sland!

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Page 5

REAL ESTATE | SELLING GUIDE

PHOTO: YELLOWJ / YAYMICRO.COM

Make a Wise Investment REMODELING CAN IMPROVE YOUR HOME’S VALUE When it comes to home improvement and increasing the value of your property, not all home projects are created equal.

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Love Our 2022 Grads!

Let’s Celebrate and Support Our Grads with a Grand TBR News Media Community Celebration!

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Page 7

OLD FIELD, NEW YORK Open your door, make your way to the sandy beach, and enjoy seaside living with views from Crane Neck to the Old Field Light House and across the Sound to Connecticut. The sunsets are spectacular too. Surrounded by mature trees and lush vegetation, this 12-room custom-built Farm Ranch features Old World charm along with every modern amenity including gourmet eat-in kitchen with fireplace, Viking and Sub-Zero appliances, gas, geothermal heating and cooling, and so much more. MLS# 3391019. $3,388,888.

MIRIAM AINBINDER Associate Real Estate Broker Gold Circle of Excellence c.631.988.9200 miriamainbinder@danielgale.com

Stony Brook/Port Jefferson Office 1067 Route 25A, Stony Brook, NY 631.689.6980 | danielgale.com

HALL OF FAME GOLD CIRCLE OF EXCELLENCE

2020 TOP PRODUCER & UNIT LEADER

Each office is independently owned and operated.

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HOMEWISE

|

Say You Saw It In NORTH SHORE HOMES

Real Estate Tips And Advice

©ADOBE STOCK

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REAL ESTATE 101

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Page 9

Here you can list your home with confidence.

List your home with us 631.751.0303

Commack The Hamlet - Elegant, meticulously maintained 5 Br home on the largest, most private property in the community. Picturesque views of the golf course. Grand foyer w/cathedral ceilings and sweeping staircase. Large raised deck, walk out basement w/ gym and much more. ML#3389042

$1,100,000

Setauket OFFICE RENTAL. Office Space in beautiful brick building, off 25A in the heart of Setauket. 1300 sq ft. second floor, elevator access, No smoking, no pets. Rent includes water and taxes.

Tenant responsible for gas and electric.

Available for immediate occupancy.

ML#3357763 $3,300/Mo.

Westhampton Beach Ocean and bay beach access, stunning bay sunsets, chair rack on beach; 3 Har Tru tennis courts, bay and ocean heated pools; ride your bike on Dune Road, kayak, walk to town, furnished, recently renovated, 2 bed/2 bath; 2 flat screen tv’s, internet /cable, washer/dryer.

ML#3363831 Memorial Day-Labor Day $85,000; July 1-Labor Day: $75,000, August 1-Labor Day: $37,500

Smithtown Cape, 2 Br. on a quiet street, close to Nissequogue river and playground. New hot water heater and new gutters (2018). Property being sold as is. Extremely low taxes. CAC-2010, BURNER-2012, ROOF-2008, cesspool pumped-2020 drywell for washer/ dryer. wood shake under aluminum siding. ML#3392177 $459,900

The sales professionals at Coach Realtors are here to help families make important home selling decisions with certainty.

Bethpage Large Updated 2 BR 2 Ba house with detached garage close to all..

ML#3389743 $499,999

Stony Brook Office | 1099 North Country Road, Stony Brook, NY 11790 | 631.751.0303

coachrealtors.com H E R E YO U C A N 83550

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Here you can list your home with confidence.

The sales professionals at Coach Realtors are here to help families make important home selling desisions with certainty.

List your home with us 631.928.5484

Miller Place Waterfront Townhome on nearly 5 acres. Private 200 feet of beach frontage. Cabana. 3 car garage, Mstr +Ensuite + private waterfront balcony, 2 addl. bdrms. w/Ensuite full baths.1st Floor Study or 4th bdrm. Bsmt. w/9’Ceilings.

ML#3369966 $1,750,000

Rocky Pt Stunning Custom Built Waterfront on 1.26 Acres.Open Floor Plan w/Granite Kitchen, Large DR W/FPL ,LR 3 Bdrm each Full Baths. Master Suite W/ Sitting Area With Private Balcony.

Finished Basement w/Full Bath, 2 Car Garage. ML#3345538 $999,000

Port Jefferson Gunite IGP with hot tub.

Back yard cabana w/full bath and wet bar.

Smart home features hardwood floors granite EIK, 1st Floor master bed w/new marble bath. Master also has its own sitting room/office/gym. 3 Additional full baths all updated. Full finished basement.

ML#3387924 $997,095

Wading River Magnificent Victorian . Features 4 Possible 5 bdrms. Wrap around Porch. Grand Entry Foyer, EIK, Family Room, Hwd.flrs, FDR, and FLR, Master Suite & Private Master Bath.

20x40x35 In-ground Pool. Stone Patio .

Full Unfinished Basement w/OSE. 2 Car Garage. list! ML#3389585 $749,000

Mt Sinai (Land) Enjoy Waterfront Living on this Waterview Property. All the views of Waterfront without any of the headaches of Bulkheading. Build your Dream home overlooking Mt. Sinai Harbor where you can enjoy boating, Fishing, Kayaking and more. ML#3369323 $599,000

Sound Beach Contemporary style home with open floor plan. The home is approx. 2100 sq ft plus it has a full fin.

Bsmt w/ approx 800 sq foot 1 bedroom legal apartment. 2/3 bedrooms upstairs with a master bath Loft area.

Two separate driveways (perfect for tenant). ML#390240 $525,000

Port Jefferson Office | 140 East Main Street, Port Jefferson, NY 11777 | 631.928.5484

coachrealtors.com H E R E YO U C A N 83570

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Even in a hot market, you still need the best Realtor Coach Realtors provides the guidance and world class marketing you need to obtain the highest value for your home.

List your home with us 631.331.3600

Ridge Leisure Village, A Gated Community. Situated in a cul de sac this sought after 2Br, 2FBth Bedford Model in 55+ Community. Neat and Clean. Updates Include: CAC & Heat, Brick Patio, Newer “ Pella Like” Doors to Patio. Custom Closets, Redone Master Shower. Amenities Include: Clubhouse, Exercise Rms, Library, Auditorium.

Community Tennis, Clubs & More.

ML#3391349 $400,000

Wading River Secluded 3 Structure Compound located on 2.64 Acres of Reserve, surrounded by 100+ Acres w/Stunning manicured gardens. Fully Renovated 1840’s Farmhouse. Fully Renovated 2Br, 2FBth Guest House w/Full Kitchen & Dining area. Garg accommodates 3 Cars w/Separate Utilities & Laundry Rm. Four Stable Horse Barn, w/2 separate fenced paddocks & More. ML#3392317 $2,150,000

Stony Brook Fabulous 4Br, 2FBth Expanded Ardsley In The B Section.

All Light & Bright Rooms Perfect for Entertaining. EIK w/Granite, Formal DR, 20X20 Den Addition w/Fireplace & Vaulted Ceiling. Skylight & HW Floors, New Roof, Doors, Ductless AC, New Bath & So Much More! Close To LIRR, SUNY, Highways & Shopping. Don’t Miss it.

ML#3391054 $639,990

Selden Gorgeous 5 Br, 2FBth Split Level EIK w/Granite, SS Appliances, New Flooring, Marble & Porcelain Tile.

Engineered Hardwoods, Fresh Painting, Central Air, Updated Bathrooms, Whirlpool Tub, Rain Shower, Triple GE Water Filtration System For Entire Home, New Doors, Some New Windows, New Roof, Sprinkler System, The List Goes On. Too Many Updates to List. ML#3391202 $499,000

Pt Jefferson Sta Fabulous 3/4 Br, 1.5Bth Colonial w/Granny Porch. EIK, Wood Cabinets, Updated Appliances, New floors and carpets, Anderson Windows & More. Lg Primary Suite w/ Jack & Jill Bath & Dbl Closets. Family Rm w/Fpl & Andersen Slider to Lg Deck w/PVC. Above ground pool with new liner and filter, fully fenced level property w/Shed. Finished Basement.

ML#3390206 $499,000

Miller Place Beautiful 4Br, 2FBth Expanded Cape w/Tons Of Space on 1.12 Acres w/Endless Possibilities.

Home Features: EIK, Formal Dining Room W/ Stone Fireplace, Spacious 27X22 Great Room w/3 Skylights & 2nd Stone Fireplace. Extended Unfinished Basement W/ Outside Entrance And 2 Car Garage! Gas Is Available in The Street Should You Want to Convert.

ML#3391437 $589,900

Miller Place Great 2Br, 1FBth Ranch located close to Cedar Beach, the harbor, shopping and dining. EIK, Formal DR, Rich HW Flooring, Custom Built ins, Vaulted Ceilings. The great room is adjacent to Spacious EIK. Bedrooms are bright and roomy with hardwood floors and ample closet space. New Vinyl Cedar Siding, Windows & Front Door. ML#3391368 $425,000

Mount Sinai Office | 354 Route 25A, Mount Sinai, NY 11766 | 631.331.3600

coachrealtors.com H E R E YO U C A N 83560

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Rockville Centre $360,000 Wonderful light, bright and spacious updated 2bedroom co-op in The Grant House. Updated Kitchen within the last 2 years, Quartz Counter tops, Stainless Steel appliances. Updated Bath within last 2 years with shower body spray. King Size Primary Bedroom with Custom Closets, High ceilings. Don’t miss this special place to call home.

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HOMEWISE

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Real Estate Tips and Advice

©ADOBE STOCK

What is a Good Faith Estimate?

By ALEX MASON | Green Shoot Media

Buying a piece of property comes with a mountain of paperwork. However, all these documents are intended to get DOO WKH IDFWV DW \RXU ÀQJHUWLSV DQG NHHS you safe in case any court action should arise.

One of the most important papers comes from your lender in the form of the Good Faith Estimate. Also known as the GFE, this document must clearly LWHPL]H HYHU\ ELW RI ÀQDQFLDO LQIRUPDWLRQ between the client and the lender.

Preparation and presentation of the Good Faith Estimate is a mandatory document required by the Real Estate Settlement Procedures Act, also known as RESPA. The purpose of the document is to ensure that the buyer understands and agrees with all costs and fees when buying a home.

LENDER AND SETTLEMENT FEES One portion of the fees go to the OHQGHU·V RűFH DQG WKH EDODQFH DUH FRVWV and fees associated with the closing to include the legal and real estate support teams.

When a buyer has applied for a loan, the loan broker must provide the Good Faith Estimate within three days. It is critical that the buyer understand the Good Faith Estimate and is made aware of the due dates when payments are concerned.

There is no such thing as a question WRR VPDOO RU LQVLJQLÀFDQW :KHQ \RX are called in to review your Good Faith Estimate, be sure you have some guaranteed quality time with your loan RűFHU WR PXOO RYHU WKH SDSHUZRUN DQG ÀUH DZD\ ZLWK WKH TXHVWLRQV If any detail emerges that you do not agree with, a formal written change may be made, or you will have to walk away from the deal.

The Good Faith Estimate is legally binding in court, so once it is signed by the client, there is no turning back.

Because the document is an estimate, the law allows for a margin of 10 percent GLŲHUHQFH ZKHQ HVWLPDWLQJ WKH FRVWV and fees.

To make the best deal and allow for some wiggle room, you may opt to get several Good Faith Estimates before doing business with a lender.

WHAT’S INCLUDED? The main body of The Good Faith Estimate sheet will be in the form of a list. Many of the fees will be meager in comparison to the closing costs, which PD\ ÁXFWXDWH GHSHQGLQJ RQ WKH GHDO The two sources of the costs will come from origination fees and the closing or escrow fees.

The Good Faith Estimate has all the bases covered, from a few dollars for a notary service to the loan broker’s origination fees. Some of the other costs

on the closing end include title search, attorney’s fees, taxes and transfers, title insurance, recording and pest control services.

The originator fees include every cost incurred by the loan broker to include, but not limited to, credit reports, document drafting, application fees, wire transfer services, appraisals, processing and more.

The main concern for most home buyers is the assurance that they have enough money to seal the deal. The Good Faith Estimate is your friend to itemize and lock in the total purchase price for your property.

Home buyers may wish to have their buyer’s real estate agent look over the collection of estimates and explain the process before buying a home.

One factor to be wary of is the loan broker’s cut on the deal. Though their loan expertise is valuable, the client need not pay top dollar for lending services. If the price is too high, walk away. If the price is too low, you may not be getting a ÀUVW UDWH OHQGLQJ VHUYLFH The best way to get in touch with a dependable lender is to ask your real estate professional for a recommendation of loan brokers they know and trust.

Then use the Good Faith Estimates to shop for the best deal in your situation. ©2022 Greenshoot Media

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Be sure to enter to win in our Long Island #BankonLIArts Coloring Book Contest!

Let’s have some fun and celebrate the world of art with the Times Beacon Record News Media’s Third Edition Coloring Book coloring contest for the young and young at heart.

Categories: Children - ages 5 -12 Teens - ages 13-19 Adults- ages 20+ HOW TO ENTER: 3 WAYS

HOW TO VOTE:

Simply color in a page of your choice, scan or take a photo, then submit your drawing by one of the following methods: Please include your name, age, town and email/phone number.

1) Post on Twitter, Facebook or Instagram using the hashtags #BankonLIArts.

Be sure to tag @BankofAmerica and @tbrnewsmedia in your post.

Starting on June 1, 2022 – Head over to www.facebook.com/ TBRNewsMedia to check out the galleries and vote for your favorite photo in each age category! The photo with the most likes in each category will be declared the winner, discretion of the judges and social media scores.

2) Email your drawing to loveourphotos@ tbrnewsmedia.com with “Artist Coloring Book” in the subject line.

Deadline to vote is June 30, 2022. Winners will be Rɝ FLDOO\ DQQRXQFHG WKH ZHHN RI -XO\

3) Mail in your drawing to TBR News Media, P.O. Box 707, Setauket, NY 11733, Attn: Artist Coloring Book.

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Winners will be featured in the Times Beacon Record and in local Bank of America financial centers.

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NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase will not increase your odds of winning.

Contest begins March 24, 2022 at 12:01AM EST and ends June 30, 2022, at 11:59 PM EST Limit one (1) entry per person. All entries must be original and entirely created by the entrant. There are no restrictions on what an entrant can use to color the image. Entries will be judged based on creativity, coloring skill and overall artistic ability according to that age category. One winner from each age group (5-12, 13-19, 20 and older) will be determined by the judges in their sole discretion. The decisions of the judges will be final.

All entries become the property of TBR News Media and Bank of America and may be used or reproduced in any manner and for any purpose by TBR News Media and Bank of America without additional consent or compensation, and will not be acknowledged or returned. Winners will have their art work displayed in a local branch of Bank of America. By participating, Contest entrants: (1) represent that they have complied with these Official Contest Rules; (2) have received parental consent and grant TBR News Media and Bank of America the right to use his or her name, city, state, and likeness, (3) release TBR News Media and Bank of America from all and all liability in connection with this Contest. TBR News Media is not responsible for lost, late or misdirected entries, or incomplete/incorrect entries.

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