North Shore Homes - June 16, 2022 by TBR News Media

HOMES

6/16 - 6/29 • 2022

Serving Long Island's Prestigious North Shore

The best work comes from the heart

ROCKY POINT Un Hamptons at its best!!! Why sit in traffic all summer when you have your waterfront oasis right here on the North Shore. Peacefully situated on just shy of an acre of meticulously maintained property. This stately home offers you your own private path right to your own private beach. Beautiful views of the Long Island Sound from your deck, Experience the sound of the water day and night from your own backyard. Enter into this beautiful home with expansive living room, eat in kitchen, family room with fireplace, four seasons room perfect for entertaining, 6 spacious bedrooms, 4 full baths, laundry room, semi inground pool with Trex decking, 2 zone central air, central vac. Full basement, 1 car garage, luxurious cabana with shower and full bath, relax and enjoy sunrises, sunsets, fishing, kayaking, swimming. You can make this your home away from home or enjoy luxury living all year long. Close to North Fork wine country, farm stands, restaurants. MLS#3369966. Offered at $1,150,000

Work with us 631.928.5484 coachrealtors.com

Port Jefferson Office | 140 East Main Street, Port Jefferson, NY 11777 | 631.928.5484

H E R E YO U C A N

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Here you can list your home with conﬁdence. List your home with us 631.928.5484

Miller Place Waterfront Townhome on nearly 5 acres of secluded private waterfront property. 3 car garage (1 att and 2 det) Mstr +Ensuite + private waterfront balcony, 2 additional bdrms. w/Ensuite full baths.1st Floor Study or 4th bdrm. Bsmt. w/9’Ceilings. ML#3369966 $1,750,000

Miller Place Ranch w/beautiful EIK, gleaming hwd. floors,2 Fireplaces . CAC, 200 Amp Electric, 3 Car garage plus plenty of parking. Also has a place to park your RV or Boat w/ a pump out to your newer cesspool, Anderson Windows, IGS, 2nd Master Suite. ML#3400842 $639,000

Sound Beach Contemporary style home is approx. 2100 sq ft plus it has a full fin. Bsmt w/ approx 800 sq foot 1 bedroom legal apartment. 2/3 bedrooms upstairs with a master bath with bath and shower. Loft area. Two separate driveways. ML#390240 $525,000

Port Jefferson Gunite IGP heated with hot tub. Back yard cabana w/full bath and wet bar. Smart home controlled. Hardwood floors granite EIK, 1st Floor master bed w/new marble bath. Master also has its own sitting room/office/ gym. 3 Additional full baths all updated. Full finished basement with entrance to garage. ML#3387924 $979,000

Stony Brook Classic 4 bdrm., 2.5 bath expanded Gladstone colonial. Great room w/cathedral ceilings, skylights, hwd. floors and french doors opening out to a brick patio, fenced yard. Updated kitchen w/ farm sink, granite counters. Ductless AC, HW heater & Weil McClain boiler. ML#3402121 $625,000

Rocky Pt Set up is perfect for an investment property and currently has 2 tenants that have been there for years and would love to stay. Or perfect for a Mother/daughter set up or owner occupied with a legal accessory apartment for extra income. ML#3397727 $419,000

South Setauket Hardwood floors. Granite EIK, updated Baths. Cathedral ceilings. FLR w/gas fireplace. Full bsmt. partially fin. w/large room. Heated with natural gas. Yard features- free form In ground heated pool w/ new pump and loop lock cover. Vinyl fenced in yard, & IGS. ML#3402133 $829,000

Mt Sinai Waterview Property. All the views of Waterfront without any of the headaches of Bulkheading. Build your Dream home overlooking Mt. Sinai Harbor where you can enjoy Mooring your boat, Fishing, Kayaking and more. ML#3369323 $599,000

The sales professionals at Coach Realtors are here to help families make important home selling desisions with certainty.

Port Jefferson Office | 140 East Main Street, Port Jefferson, NY 11777 | 631.928.5484

coachrealtors.com H E R E YO U C A N 91170

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Bringing clarity to a confusing real estate market. Our company has been servicing Long Island since 1954. We’ve seen markets like this before. Our 700 sales professionals have the answers you need.

List your home with us 631.331.3600

Sound Beach A Classic Cape Cod Style Home Located on A Dead-End Street. Lovely Open Floor Plan, Updated Kitchen w/ New Vinyl Plank Flooring, Generous Cabinetry Granite Countertops, Stainless Appliances & Counter Seating. Living Room & Bedroom on the 1st Floor. 2 Bedrooms upstairs w/Ample Storage and Closet Space. Ductless HVAC Dual Zone, Cedar Shake Shingles and Paver Patio. ML#3401695 $329,000

Patchogue Located In Desirable Democratic Hill Section of Patchogue Village! Immaculate Custom Built 4Br, 3.5Bth Contemporary w/Gourmet EIK w/Granite, New S/S Appliances, Dining Area, Formal LR & Family Room, Sliders to Deck. CAC, CVAC. Laundry Room. Flat Fenced Yard w/Paver Patio & IGP. FFinished Bsmnt w/Wet Bar, Fam Rm, Workout Area, Office, OSE & Storage. PatMed. ML#3399802 $699,990

Miller Place Tons of Space w/ Endless Possibilities. Fabulous 4/5 Br, Expanded Cape on Acre+ Property. EIK, Formal Dining Room W/ Stone Fireplace, Spacious 27X22 Great Room w/3 Skylights & 2nd Stone Fireplace, 2 Full Baths. Extended Unfinished Basement w/OSE & Oversized 2.5 Car Garage! Natural Gas Is Available in The Street Should You Want to Convert. ML#3391437 $549,900-$569,900

Miller Place Beautifully renovated, 1600sf 3Br, 2FBth Ranch located on a quiet street. Features Include: Laminate floors throughout, EIK w/Stainless Steel appliances and Pantry, new washer, dryer. Family Rm/Den w/Fireplace. New oil burner and hot water heater and an updated roof. Entertain in your spacious and private backyard backs up to a sod farm. Close to schools, shopping, and ferries. ML#3403449 $499,000

E. Setauket Beautiful 5Br, 4.5 Bth Manchester Colonial located in the quiet Enchanted Woods Community. Meticulously Maintained by original owner. Gorgeous EIK, Formal DR, HW Floors, Wood Burning Stove, 1st Floor En Suite. Partially finished basement with OSE, Anderson windows, custom trim work, CAC, Fenced yard on large lot. Partially Finished Bsmnt w/OSE. ML#3401737 $689,900

Coram Fantastic Opportunity To Own In Bretton Woods With A Golf Course View! 3BR 2.5 Ba Malibu Corner Townhouse With Spacious Floor Plan. Jacuzzi Tub In Master, & Brand New Hot Water Heater, Washer/Dryer, Hardwood Flooring, Dishwasher & Security System! Golf, Pool, Gym, Bowling & Much More Are Included In Your Maintenance. ML#3401664 $389,900

Mount Sinai Office | 354 Route 25A, Mount Sinai, NY 11766 | 631.331.3600

coachrealtors.com H E R E YO U C A N 91160

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Real Estate Tips And Advice

©ADOBE STOCK

Getting the Best Mortgage Shopping around makes sense when deciding on a lender.

There are obvious benefits when home buyers take advantage of a well-established relationship with a bank or broker. They’ll have ready knowledge of your financial history, and familiarity with you as a client. But as with buying the home itself, it might be in your best interest to shop around. Competition among banks, including the institution you’re already using, can work in your favor financially.

COMPARE AND CONTRAST Lenders are required to give you a loan estimate within three days of your application. That’s meant to give you a baseline before the process becomes more document intensive. Once these estimates are in hand, you can begin to compare and contrast the offers. There’s a lot to digest in these complicated financial agreements, including rates, terms and rules. So give yourself plenty of time to look everything over before coming to a

decision. You could save hundreds, perhaps thousands of dollars. WHAT TO LOOK FOR Always begin by examining the interest rate, according to the Consumer Financial Protection Bureau. (If you have an adjustablerate mortgage, focus on the highest possible rate.) Examine your total costs, including the principal, interest, monthly mortgage- insurance payments, escrowed property taxes, any HOA dues and homeowners insurance. There are often hidden details in places like lender credits, too. The estimate should include a five-year analysis of cost, since on average people pay a mortgage for about that long before refinancing or selling the property. Pay close attention to how much of the principal you will have paid down by then. Compare the annual percentage rates, which include interest and fees. RELATIONSHIP PRICING Lenders will sometimes provide their customers with something dubbed “relationship pricing.” They

may offer discounted rates to those with long-standing or multiple accounts, such as savings and checking, credit cards or other loans, and money-market accounts. You may save as much as half a percentage point through these discounts, a figure that doesn’t sound like much but actually translates into a lot of money over the life of your loan. Start by discussing relationship pricing with your current bank, and then compare the estimate with others available elsewhere.

REAL ESTATE 101 Facts About Freddie and Fannie Freddie Mac and Fannie Mae are government-sponsored privately owned operations whose goal is to expand mortgage availability. They do this by purchasing mortgages, then selling them in groups to private investors on the open market as a mortgage-backed security. ©2022 Greenshoot Media

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Could there be a change blowing in the early Summer wind? These exceptional homes are all available. Call Douglas Elliman East Setauket to discuss. The real estate market and ﬁnd out if this is the right time for you to make a change.

Miller Place| $725,000| Web # 3403372

Mount Sinai| $699,000| Web # 3397681

Set in the desirable community of Country Point this stunning “Adams “model is pure perfection. Stunning home, top of the line updates and quality community amenities.

Diamond “Amagansett” model set in The Ranches Mt Sinai. This exceptional home offers modern simplicity and high-end touches throughout.

Mount Sinai| $675,000| Web # 3405876

Miller Place| $539,990 | Web # 3399433

The search is over. Cul de sac setting, gorgeous ﬂat yard and a spacious, updated colonial with separate guest quarters. Welcome home.

Located in the sought after community of Rustic Acres, this spacious ‘L”ranch is warm and inviting, featuring updated kitchen and baths, ﬁreplace and a yard perfect for entertaining.

EAST SETAUKET OFFICE 300 Main Street 631.751.6000

elliman.com/longisland

110 WALT WHITMAN ROAD, HUNTINGTON STATION, NY 11746. 631.549.7401 | © 2022 20 DOUGLAS ELLIMAN REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY.

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Page 7

Stunning Estate

Belle Terre | 3159555 5 Beds 6 Baths 2 Partial Baths

elliman.com

ALEXIA POULOS

CAROL ACKER

Licensed R.E. Salesperson

Licensed Associate R.E. Broker

300 Main Street, East Setauket O: 631.246.7877 | C: 631.457.3262 alexia.poulos@elliman.com

300 Main Street, East Setauket O: 631.751.6000 | C: 631.404.2460 carol.acker@elliman.com

110 WALT WHITMAN RD, HUNTINGTON STA, NY, 11746. 631.549.7401 © 20 DOUGLAS ELLIMAN REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY. ©91200

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HOMEWISE

Say You Saw It In NORTH SHORE HOMES

' ./ / $+. ) 1$

©ADOBE STOCK

How to Save On Home Insurance # ( -& / $. ‫ **ޕ‬2$/# +*'$ 4 *+/$*).Ѷ .* * 4*0- #*( 2*-&ѵ

With so many different plans, you might find it hard to get started. But finding the right home insurance plan at the right price can provide peace of mind without breaking the bank.

SMART SHOPPING Larger organizations like the National Association of Insurance Commissioners can be of help in your initial search. They have a database of complaints, which can provide an early roadmap. But word of mouth referrals are still the lifeblood of the insurance industry, so begin with your immediate circle of friends. Which company do they trust? Which agent? Your neighbors will also have the best idea on the kind and amount of insurance needed in your particular area. Once you’ve discussed it with them, dig into local online reviews for companies and their area reps.

INSIDE THE NUMBERS Online insurance quote services are helpful, as are company websites and consumer guides. You should be able to get an initial range of prices right away. That will give you a general idea of who is offering the lowest prices and most coverage, now that you’ve figured out who has the best local customer satisfaction. Every budget is different, so find the plan that fits yours. AGENCY DISCOUNTS Ask about a group purchase, where you bundle a home-insurance policy with auto and liability plans to earn an agency discount. Compare these bundled plans before you decide. Some insurers will also offer premium reductions for improvements that bolster safety, like a home-security system. Members of the military and seniors are often offered various discounts, as well. Take advantage of as many of these cost-saving measures as you can. COMPARE DEDUCTIBLES Remember: In the end, it’s not all about upfront costs. Your deductible

can play a huge role in how helpful a home-insurance policy really is. This is the costs you are responsible for in the event of a loss. You can save lots of cash on a premium by setting higher deductibles. That can lower the monthly costs you’ll carry along the way – but it can also leave you on the hook for a lot of expenses since you’ll have to pay a higher amount before being cleared to make a claim.

REAL ESTATE 101 How Safe Is Your Neighborhood? )'$) / . . *Ȃ - *(+- # ).$1 / $'. *) -$( - / . 2# - 1 - 4*0 '$1 ѵ # ҁ. )$!*-( -$( +*-/. / #//+.ѷҝҝ -$( Ҋ / Ҋ 3+'*- -ѵ ++ѵ '*0 ѵ "*1ҝ $) '0 $/4Ҋ 4Ҋ $/4 ./ /$./$ .ѵ *(+ - ' ‫"ޔ‬0- . - 1 $' ' / ./+' .ѵ) /Ѷ 2#$' $/4Ҋ / ѵ *( - &. /# )0( -. *2) 1 ) !0-/# -ѵ ©2022 Greenshoot Media

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Page 9

Smithtown $799,900 MLS 3402845 One of a kind AMAZING sprawling ranch with separate pool house in N Smithtown, so many updates! Spacious front porch, open concept living room kitchen with island, and family room extension 2015. 2 Bedroom extension with full bath 2019. Wonderful 576 sq. ft. pool house and/or office with basement that offers so many possibilities! Heated saltwater in-ground pool and new liner 2021, all on a private 1/2 acre. Great home for entertaining! This special home is not to be missed!

Selling? Call me for a FREE, no obligation market analysis of your home.

Buying? Call us today to start searching for your new home.

Ken Kroncke, Licensed RE Salesperson c: 631.601.4317 • o: 631.706.4575 kkroncke@realtyconnectusa.com • kenkroncke1@gmail.com • realtyconnectusa.com ©88960

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OLD FIELD

18 Flax Pond Woods Road 7 BD 6 BA 3 HB | 11,000 SF | $3,350,000 Breathtaking waterfront custom brick colonial. This stunning residence has direct access to Flax Pond and panoramic views of the Long Island Sound.

Maria Orlandi Licensed Associate RE Broker maria.orlandi@compass.com M: 631.697.0474 | O: 631.629.7719 MariaOrlandiLuxuryLiving BoWB #o_BbMW Wp B _WKObpOM BppdKWBsO oOB_ OpsBsO Jod^Oo BT _WBsOM zWsV dalBppà dalBpp Wp B _WKObpOM oOB_ OpsBsO Jod^Oo BbM BJWMOp J| ntB_ dtpWbU #lldostbWs| _Bzpà __ aBsOoWB_ loOpObsOM VOoOWb is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. No psBsOaObs Wp aBMO Bp sd sVO BKKtoBK| dT Bb| MOpKoWlsWdbà __ aOBptoOaObsp BbM pntBoO TddsBUOp BoO Bllod{WaBsOà 2VWp Wp bds WbsObMOM sd pd_WKWs lodlOos| B_oOBM| _WpsOMà !dsVWbU VOoOWb pVB__ JO KdbpsotOM as legal, accounting or other professional advice outside the realm of real estate brokerage.

91210

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Page 11

Tips for Buyers & Sellers

Selling:

Stage Your Home Have A Solid Plan of Where You Are Going Next

Ask About Your Agent’s Commission

Tips for a First-Time Home Seller

Have Professional Photos Taken

Review Your Listing Online

Buying: Start the process early.

During this time the home buying process is rapidly changing. Work with your real estate agent for latest updates.

Qualify for the lowest mortgage you can and get pre-approved for a mortgage before beginning your search.

Page 12

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HOMEWISE

Say You Saw It In NORTH SHORE HOMES

Real Estate Tips And Advice

©ADOBE STOCK

Certifications And Permits Be wary of purchasing any property that’s had an add on.

Depending on where you live, you can be held liable for a remodeling project that predates ownership if the work was completed without the necessary certificates and permits. You may be asked to tear down the work, or be required to retrofit their work. There may also be fines involved.

WHAT THEY ARE Local governments approve permits in advance for jobs that are designed to meet certain standards. The permit is closed out after work is completed, within a set period of time. A certificate of occupancy certifies a completed space is in compliance with all applicable codes.

WHAT TO LOOK FOR To avoid a very costly lesson, look for key warning signs that an addition or remodel may have been done off the books. Be cautious when you see odd configurations, or obviously shoddy

work. Even a strange placement of an out building on your property might be a warning sign. None of this necessarily means that they were completed without permits, certificates of occupancy or inspections – but you don’t want to find out later. Ask your real estate professional to investigate on your behalf, and obtain copies of the proper documentation. The agent can also compare tax bills for comparable homes in the area. If the home you’re considering is much larger but doesn’t show a corresponding increase in the owner’s tax burden, that’s a sign that the work wasn’t permitted. FAMILIARIZE YOURSELF The best defense in this situation is a good offense: Familiarize yourself with the local rules on home projects and permits. It’s the best way to protect yourself as a buyer and future homeowner. Most projects of any size require this official documentation. But every city, and sometimes every neighborhood, has its own set of rules. Municipal websites will often

include needed information, but you may have to call them directly. Permitting made be based on the job itself (adding a new room, siding certain ventilation system changes or a water heater), or it could be tied to the total cost of the job. If you’re contemplating your own work, or are about to buy a home that clearly has had work valued at more than about $5,000 done, you may not be in compliance.

REAL ESTATE 101 Safety Checkup Worried about the general safety of your home? Want to make sure your property is in its best shape before putting a for sale sign in the yard? Check out this handy checklist from the U.S. Department of Housing and Urban Development: https://www.hud.gov/sites/ documents/DOC_12334.PDF. ©2022 Greenshoot Media

Say You Saw It In NORTH SHORE HOMES

(631) 751–7744

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PORT JEFFERSON STATION, NY Curb appeal galore. This Ranch-style home is on a dead-end block and features a hip-style GAF roof, a semi-circular graystone path to the front porch, a paver driveway to the garage, a unique front yard with stone-scaped evergreens, and 6 ft. fencing on both side and back yards. Once inside, the Foyer opens to a family room. The dining room/living room features a gas fireplace with natural ledger stone panels on the wall and a quartz hearth. The updated eat-in kitchen includes granite countertops and stainless appliances, and is adjacent to a huge utility room with laundry, storage cabinetry, and doors to both garage and patio. The primary bedroom includes an updated bath and the 2 remaining bedrooms share the 2nd updated bath. CAC, ceiling fans, hardwood floors, 1-car garage, and in-ground sprinkler system. You can’t miss this one. MLS #3402453. $499,000.

MIRIAM AINBINDER Associate Real Estate Broker Gold Circle of Excellence c.631.988.9200 miriamainbinder@danielgale.com Stony Brook/Port Jefferson Office 1067 Route 25A, Stony Brook, NY 631.689.6980 | danielgale.com

HALL OF FAME GOLD CIRCLE OF EXCELLENCE 2020 TOP PRODUCER & UNIT LEADER

Each office is independently owned and operated.

90470

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Top 3 Things to Know Before You Refinance

1 Your Home Equity 2 Your Credit Score 3 Cost of Refinancing

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Say You Saw It In NORTH SHORE HOMES

List your home with us 631.751.0303

Westhampton Beach Ocean and bay beach access, stunning bay sunsets, chair rack on beach;3 Har Tru tennis courts, bay and ocean heated pools; ride your bike on Dune Road, kayak, walk to town, furnished, recently renovated, 2 bed/2 bath; 2 flat screen tv’s, internet /cable, washer/dryer. ML#3363831 July 1-Labor Day: $50,000; July only $25,000 August 1-Labor Day: $25,000

Port Jefferson Rare Find! Diamond Condition 4 BR Ranch, 3 Village SD. New EIK, Fam Rm w gas FP, updated baths, CAC, Mahogany Deck w Rail, Brick Patio w. Hot Tub. Estate Fencing. Vinyl Siding. IGS. Too much to list. ML#3400853 $749,000

Stony Brook Well-Maintained 4 brs. 2.5baths Hi-Ranch located in Desirable 3 Village SD Brick & Vinyl Siding. Updated gas boiler. Sliding Door From Primary Room To Balcony, Overlook To Backyard. Close to Park. ML#3404445

Port Jefferson Sta. Beautifully updated 3 BR, 1.5 Bath Col. EIK/ granite SS Appl. Mstr BR w/WI Closets. Updated Andersen Windows and roof. IGS. Gas Heat. Lge professionally landscaped yard. Underground utilities, and sewers. ML##3403858

Middle Island Horses Welcomed! A 3 Br Colonial, separate one bedroom accessory apartment with proper permits, on almost two acres includes a four stall barn with own entrance. Co’s in place. Looking for a home for yourself and your horses, look no further! ML3401615 $485,000

Port. Jefferson Sta. Condo. Welcome to Fox Meadow! This beautiful property is perfectly nestled within a small culde-sac and is comprised of 2 beds, 2.5 baths, open kitchen and living space. LR/Fplc. 1 Car Garage. ML#3404285

$485,000

$549,000

$439,000

Stony Brook Office | 1099 North Country Road, Stony Brook, NY 11790 | 631.751.0303

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