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Extended Family, Resort Style Living! East Setauket This Stunning 6 Bedroom Home Features An Open Floor Plan, 2 Designer Kitchens, And A Resort Style Yard. The Main House Boasts A Large Master Bedroom Suite With His/Her Closets and, 3 Large Additional Bedrooms, And A Bonus Room Above The Garage. The Apartment Features A Large Kitchen, Living Room, Foyer, 2 Bedrooms, and 2 Full Baths, With Separate Side Entrance. Three Village School District, This Beautiful Neighborhood Is Less Than 4 Miles To North Shore Beaches, Stony Brook University, And Many North Shore Attractions. MLS#3227781 Offered at $985,000
Stony Brook Office | 1099 North Country Rd, Stony Brook, NY 11790 | 631. 751.0303
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A Supplement to TIMES BEACON RECORD News Media (631) 751-7744 • (631) 331-1154 • tbrnewsmedia.com
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We are open for business At Coach Realtors, real estate is conducted safely. Whether buying or selling a home, our agents have the knowledge and training to assist you, while keeping you and your family safe. To learn more, please contact us.
631.751.0303
Head of Harbor English Country Estate set on 6.74 priv acres. Unique home detailed w/refurbished antique materials. Grand Room and loft created from a barn circa 1756. Wide plank wood flrs, 3 fplcs, hand hewn exposed beams. CAC. Make this your own special retreat! ML#3153491 $1,249,000
E. Setauket Beautiful Poquott Model . Many upgrades, Cherry Kit, Cab, Granite CT. Hdwdflrs. Beautiful Staircase & Railing, Lr w/gas fpl., Soaring Ceilings. Rear Deck. Full Bsmnt. Clubhouse, Indoor/Outdoor Saltwater Pools, Tennis, Putting Green, Bocce, Walking Paths. Too Much to List. ML#3175484 $619,000
Setauket Expanded Cape North of 25A boasts 4 /5 bedrooms, 4 full baths. Possible 1st-floor master bedroom with Jacuzzi bath. Expanded Gourmet kitchen.TOL appl. Hwd flrs. IG pool. Deck and pond Close to West Meadow Beach, Stony Brook University, and Hospital, LIRR. ML#3215312 $579,000
Setauket Close to Stony Brook Univ, and Hospital, lovely Ranch boasts loads of updates incl. new furnace and cesspool, 200 amp electrical service and more. In-ground sprinklers Evergreen Deck, lovely fenced yard, Hardwood floors. Basement with heat. Three Village SD. ML#3228706 $497,000
Deer Park Cozy Well Maintain 3 Brs. 1.5 BATH Colonial W/1 Car Gar. Full Finished Basement With Laundry Area, Updated Heating System, IGS, Updated Baths, Hi-Hat Thru-Out., Gleaming Hard Wood Floor. Nice Flat Fenced Backyard. Close TO Shops And Train Station. ML#3992260 $469,000
Mt Sinai Charming 1828 “oldie”, 3Br 2 Ba, .83 rolling acre backing to 6 acre preserve. Original millwork, wide plank flrs, lge windows, two fplc (1 working). Beautiful stair rail leads to 2nd flr master br, 3rd flr finished bonus rm w/heat and cac. Mt Sinai SD. Short distance to harbor and beaches. ML#3150924 $467,000
Stony Brook Office | 1099 North Country Road, Stony Brook, NY 11790 | 631.751.0303
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Make Your Landscape Dreams A Reality In Any Season F U L L S E R V I C E C R E AT I V E L A N D S C A P I N G
D E S I G N • C O N S T RU C T I O N • M A I N T E N A N C E Established 1960
©161632
R.J.K. GAR DENS
631.862.7056
547 Lake Avenue • St. James, NY 11780 w w w.rjkgardens.com
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The best work comes from the heart
Miller Place Stately Colonial with 3 car garage. Wood flooring throughout. FPL, updated Kitchen w/SS appl. Large LR & DR Half bath, washer/dryer. Master En Suite w/private balcony. Full Bath, 3 bdrms. IGP with large deck surrounding it. ML#3222140 $1,100,000
Rocky Pt Rent to Own. Custom Built Waterfront Home 1.26 Acres. Kitchen, DR W/Fireplace, LR, 3 Bdrms w/ Full Baths. Mstr. Suite W/ Private Balcony Overlooking The L.I. Sound.. Fin.Bsmt. 2 Car Garage. Privath Path to Beach. ML#3221756 $1,040,000
Sayville Beautiful Colonial w/ Turret porch. Grand LR/DR w/ 11’ ceilings. Kitchen (SS appl., Granite counters & more. Den w/ gas FPL . Maid’s Quarters w/bth. Master En Suite w/walk-in closet,Full Bath which includes washer/dryer. Three bdrms. w/ Full Bath. ML#3221785 $975,000
Port Jefferson Stately home with 3 Fireplaces, HWFLS, CAC, updated roof, newer heating system, chief’s kitchen, Great Rm & Study with FP, Fam. Rm w/ FP, neutral decor, Decks/balcony, sprinklers, pantry rm off kitchen, generator. ML#3216235 $855,000
Rocky Pt Brand new bulkhead and the 5 adjacent homes also. Wall of windows overlooking the L I Sound. Open floor plan, large granite EIK, New CAC, Multi waterfront balcony’s. Timber Teck and Mahogany decking, Outside kitchen and Cabana. ML#3202919 $799,000
Miller Place Waterfront home with a solid bulkhead and cliff and all neighbors are also have solid bulkheads. This home is in original shape and needs updating. Features open floor plan ,hardwood floors. ML#3193134
Mt Sinai Colonial w/ four bdrms, 2 ½ bths. Sunken Living rm. EIK w/SS Appl,. Fam. Rm wood burning FPL . New roof and gutters, CAC, newer furnace, IGS Master BR has double closets & bath. Three bedrooms and hall bath on second floor. Yard has mature landscaping. ML#3221507 $500,000
Sound Beach Unique (3) Level Home with Beach Rights. Updated Kitchen, Tile, Carpet, and Wood Floors. Finished Porch 1/2 Office & 1/2 Laundry Room. Kit, Dining, LR (2) BD, (1) Full Bath. Master Bedroom + Storage Area. Legal Apt. (permit renewal needed). ML#3222160 $399,000
Port Jefferson Office | 140 East Main Street, Port Jefferson, NY 11777 | 631.928.5484
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Miller Place Colonial, w/ Eik, fd w/fireplace, LR extra bonus room, 2 beds 1 1/2 bath, mstr w/walk in closet, & jack n jill door to bath, situated on .83 of an acre. Hw flrs thru out most. Following all New: appliances, garage doors, patio doors, burner, upstairs bath. ML#3192744 $510,000
$699,000
Say You Saw It In NORTH SHORE HOMES
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July 16 - 29, 2020
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HOUSING
©ADOBE STOCK
Tips for Downsizing
Have you found yourself with too much space in your home? Maybe it takes too long to clean or you’re just ready for a smaller, easier-to-maintain space.
Whatever your reason for downsizing, there are numerous EHQHÀWV WR VLPSOLI\LQJ \RXU OLIH ZLWK D VPDOOHU KRXVH 7KH\ FDQ LQFOXGH WKH IROORZLQJ ‡ /HVV H[SHQVLYH PRUWJDJH RU UHQWDO SD\PHQWV ‡ /HVV VSDFH DQG \DUG WR PDLQWDLQ DQG ‡ 0RUH FRQYHQLHQW ORFDWLRQ IRU \RXU QHHGV 6R LI \RX·UH UHDG\ WR VHOO \RXU KRPH DQG LQYHVW LQ D VPDOOHU VSDFH FDOO D ORFDO UHDO HVWDWH DJHQW WR KHOS \RX WKURXJK WKH SURFHVV 7KH\ ZLOO EH DEOH WR DGYLVH \RX RQ WKH QH[W VWHSV necessary to make your transition VXFFHVVIXO 7KH 1DWLRQDO
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ZKHQ PDNLQJ \RXU SODQ 7DON ZLWK D 5HDOWRU 'LVFXVV \RXU LQWHQWLRQV ZLWK D ORFDO 5HDOWRU WR JHW DQ XQGHUVWDQGLQJ RI KRZ PXFK \RXU KRPH ZLOO VHOO IRU RQ WKH PDUNHW 7KLV ZLOO KHOS in setting the budget for your QH[W KRPH 7DON ZLWK \RXU IDPLO\ ,I \RX·UH ORRNLQJ WR VKHG VRPH H[WUD PDWHULDOV HTXLSPHQW RU RWKHU DVVHWV FKDW ZLWK \RXU IDPLO\ PHPEHUV Ã&#x20AC;UVW 7KH\ PD\ EH DEOH WR WDNH VRPH RI LW RŲ \RXU KDQGV VDYLQJ \RX WKH WURXEOH RI Ã&#x20AC;QGLQJ ZD\V WR RÅ°RDG LW 7DON ZLWK \RXU IULHQGV 'R you have any trusted friends ZKR KDYH JRQH WKURXJK VLPLODU H[SHULHQFHV" 3LFN WKHLU brain to make sure youâ&#x20AC;&#x2122;re not missing any key information IRU \RXU GHFLVLRQ PDNLQJ SURFHVV 3HRSOH ZKR KDYH GRZQVL]HG LQ WKH SDVW FDQ EH YDOXDEOH sources for you during \RXU UHVHDUFK DQG SODQQLQJ ©2020 Greenshoot Media
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July 16 - 29, 2020
Say You Saw It In NORTH SHORE HOMES
The best work comes from the heart
Miller Place Sparkling 3Br, 2FBth Split Ranch in Sylvan Acres. Very Spacious home with Lg Master Suite. EIK, Den & New Gas Fpl, Formal DR, New Flooring, Sliders to Deck. Newer Roof, Fenced .35 acres. Cambridge Pavers, 1 car garage & More. ML#3224154 $419,900
Miller Place Reduced. Water views from this 4Br, 2.5Bth Waterfront Traditional Home. Sits on 1.21 pristine acres w/141’ shore front and certified Bulkhead. Open Floor plan with water views throughout. Private Beach Community. Yard w/IGP. ML#3215996 $1,199,900
Mt Sinai The Villages, A Gated 55+ Community. 2Br, 2.5 Bth Claremont offers upgraded Granite EIK, Master Br on main level. HWFlrs, CVAC, CAC. Formal DR & LR, Custom Window Treatments, Private yard overlooks Tennis Ct. Close to Clubhouse & IGP. ML#3224356 $639,000
Shoreham 4Br, 2FBth Clarenden built Ranch. Living Rm with Fpl, Formal Dining Rm, Library or Den, HW Floors throughout, CAC, Updated Bth, Newer Roof, Windows, Oil Burner & HWH. Private Yd with Deck, Part Basement. 2 Car Garage. ML#3228091 $499,000
Ridge Custom 4Br, 2.5Bth Victorian, on fully fenced .50 acre in cul de sac. EIK w/ Granite and Energy Saver Appliances. Den, Dining Rm, Beautiful Fpl, , CAC, HW Flrs throughout. Custom Paver Walkways and Apron. 1 Car Garg and More. ML#3212867 $579,000
Jamesport 3Br, 3.5Bth Condo located in the Private Maidstone Landing on the 25 Acre Pond. Beautiful EIK, Formal Dr, CAC, Fpl & More. Home features Great Master Suite & Laundry on Main level. Loft w/Closet. Full Fin’d Bsmnt, 2 Car ML#3196906 $664,999
Rocky Point 4Br, 3 full and 2 half Bth Post Modern Home on .32 Acres w/Stone Walls & Walks, Trex Deck. Brazilian Cherry Flrs, Quartz Counters, Custom Moldings. Andersen Doors, Windows & Generator. 3 Car Garg & Heated Driveway. Showcase Home,. ML#3219585 $649,990
Pt Jefferson Sta Custom Built 4Br, 3FBth Raised Ranch on lovely prop with rear 40 x 100 lot. Eik w/Granite & SS, Master on 1st Flr, CAC, Vaulted Ceilings, Den/Fam Rm. Oka flrs, Moldings & More. 9” Lower Level w/Egress Windows. New Patio, Full Walk out Basement. ML#3228182 $379,900
Ridge Updated, Warm & Inviting 3BR, 2Bth Ranch w/Full Basement. EIK, Formal DR w/ Sliders to Deck. Family Rm w/Fpl, Hi Hats, Gleaming HW Flrs, MB En Suite Bth, Open Concept LR, Fpl, Full Finished basement w/ Sep OSE, Lg Fenced, Flat, Sunny Yd. w/Room for a Pool. ML#3202814 $379,000
Mount Sinai Office | 354 Route 25A, Mount Sinai, NY 11766 | 631.331.3600
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AT HOME
©ADOBE STOCK
Home Safety Tips Safety is one of the most important focuses of many senior advocacy organizations — especially when it comes to overall personal wellness in the home.
Maintaining a safe environment can help you strengthen your independence and quality of life. Here are some of the main home safety issues facing seniors today, according to Nationwide Insurance. Personal safety issues include muscle weakness, balance problems, limited vision and certain medications. Environmental safety issues include home hazards such as loose rugs, poor lighting on stairs and a lack of stair railings or grab bars in the bathroom. MEDICATION SAFETY Always remember to medicate safely. The improper use and handling of medication can create serious safety issues. Here are a
few tips for ensuring medication safety in your home: • Check medication expiration dates on all prescription and over-the-counter medications. • Always follow all medication directions closely. • Store your medications in a safe way, in its original container. • If you have to take medication out of its original container, be sure to clearly label it with the name, dosage and any other pertinent information. KNOW WHO TO CALL If you ever have questions about your medication, who can you call? Your physician should be able to help you with any of these types of inquiries, while your family members may be able to provide quick, hands-on support if needed. Experts urge you to call the National Poison Control Hotline or another emergency services provider in the case of issues caused by improper
usage of medicine. These professionals will be able to walk you through the steps necessary to minimize the damage that can be caused by things like expired medicines or improper dosage. RISK PREVENTION Prevent unnecessary falls and improve your safety by making yourself aware of any hazards in your way. Not sure how to make your home a safer place? Here are a few tips from Nationwide to help with your journey. • Install secure handrails and bright lights with switches at the top and bottom of stairways. • Repair loose or uneven steps. • Check stairs for worn or loose carpeting. • Install grab bars for the toilet, bathtub and shower. • Install nightlights in areas you frequent at night. ©2020 Greenshoot Media
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Say You Saw It In NORTH SHORE HOMES
DOUGLAS ELLIMAN LEADS THE MARKET
Port Jefferson | $936,000 | Web# 3214474 | Stunning Harborview “3 story” end unit features a 3 story elevator, 2 car garage, 3 decks and a patio. Breathtaking water views with the ease of condo living with a single-family feel, plus a separate apartment on the 1st floor.
Miller Place | $759,000 | Web# 3223459 | Beautiful Canter-
Brookhaven | $674,900 | Web# 3229416 | Welcome to this Renovated historic 1920 Southhaven schoolhouse. Transformed in 2015 into this wonderful and unique home. Boasting custom amenities from Italy and England, this open, spacious, and elegant home is true perfection.
Port Jefferson | $579,000 | Web# 3225523 | Beautiful Colonial
Mt Sinai | $459,900 | Web# 3218976 | Room for all. This 13 room Farm Ranch is great for anyone looking for a home with income potential, new buyer must apply for new permits. Spacious and open with hardwood floors, large rooms and lots of storage. Set on beautifully landscaped, wooded grounds close to Cedar Beach.
Mt Sinai | $339,900 | Web# 321357 | Welcome Home. Large
bury model situated on .92-acre property in Island Estates. This home is an entertainer’s delight, large kitchen, den with a fireplace, vaulted ceilings and formal dining room plus patio with a hot tub, fire pit and fountain.
seeks a new owner for a lifetime of memories. Quality updates throughout including the kitchen with granite, den with a gas fireplace, hardwood floors and more. The entertaining yard offers a heated in ground pool, Trex deck & Jacuzzi.
Expanded Ranch set on a quiet cul de sac. This lovely home offers 3-4 bedrooms, dual sided fireplace in the living room and a flexible floor plan to suit any needs. Spacious yet manageable property is fully fenced.
EAST SETAUKET OFFICE 300 Main Street 631.751.6000
elliman.com/longisland
110 WALT WHITMAN ROAD, HUNTINGTON STATION, NY 11746. 631.549.7401 | © 20 DOUGLAS ELLIMAN REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY.
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Award Winning An Invitation To
Our House Fall Feature targeting North Shore Readers in a prime demographic market of 45 communities with semi-annual guides to
• What's Trending in Kitchen & Bath • Interior Designs, from Trendy to Traditional • Landscape, Masonry and Gardening • Seasonal Features Published in: • The Village TIMES HERALD • The Village BEACON RECORD • The Port TIMES RECORD • The TIMES of Middle Country • The TIMES of Smithtown • The TIMES Huntington, Northport & East Northport
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/JTTFRVPHVF Masterpiece Residence )LQHVW RI &UDIWPDQVKLS 'HWDLO 5-Bedrooms, 5.5-Bathroom | $2,749,000 | Web# 3127395
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MARIA ORLANDI Licensed Associate Real Estate Broker O : 631.858.6955 | M: 631.697.0474 maria.orlandi@elliman.com
elliman.com / longisland
110 WALT WHITMAN ROAD, HUNTINGTON STATION, NY 11746. 631.549.7401 © 2019 DOUGLAS ELLIMAN REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY.
©161790
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166469
Say You Saw It In NORTH SHORE HOMES
Top 3 Things to Know Before You Refinance 1
Your Home Equity
2
Your Credit Score
3
Cost of Refinancing ©154610
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HOMEWISE
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ŠADOBE STOCK
Closing Terms to Know
Adjustable rate mortgage (ARM): a type of loan for which the interest rate can change, usually tied to an index interest rate. Common index UDWHV LQFOXGH WKH /RQGRQ ,QWHU EDQN 2ŲHUHG 5DWH /,%25 RU WKH federal funds rate. These mortgages come with payments that are Do some research before you XVXDOO\ Ă&#x20AC;[HG IRU D FHUWDLQ WHUP arrive at the closing table (or close and then the rate adjusts based on virtually), and donâ&#x20AC;&#x2122;t be afraid to ask the chosen index. This is written your real estate attorney to explain DV $50 RU $50 ZLWK complicated concepts you donâ&#x20AC;&#x2122;t DQG GHQRWLQJ WKH LQLWLDO WHUP understand. GXULQJ ZKLFK WKH UDWH LV Ă&#x20AC;[HG DQG Given that taking on a mortgage the 1 representing the frequency LV WKH ELJJHVW Ă&#x20AC;QDQFLDO FRPPLWPHQW of rate adjustments (typically one many consumers make during year). The rate is usually capped their lifetimes, itâ&#x20AC;&#x2122;s important to at a certain limit. These terms are have a handle on the jargon and important to understand, because fully understand the commitment. LI \RX KDYH FKRVHQ DQ $50 HYHQ A good source of information if your payment starts out at an about your loan is your closing DŲRUGDEOH OHYHO IRU \RX LW FRXOG disclosure form. At least three days increase in the future and pose before closing, you will receive challenges for your monthly budget. WKLV Ă&#x20AC;YH SDJH IRUP WKDW SURYLGHV Amortization: the reduction of Ă&#x20AC;QDO GHWDLOV DERXW WKH ORDQ VXFK an existing debt by making regular as the term, monthly payments, partial payments. Your closing fees and other costs. Here are some papers will include an amortization other common terms you will hear table, showing how the principal during closing and what you can balance decreases over time as you learn from each term, according to pay. The same paperwork will also the Consumer Financial Protection tell you how much interest you Bureau.
Closing on a home (*-/" " *Č&#x2026; ) $)1*'1 . +' /#*- *! / #)$ ' â&#x20AC;Ť ) )Ţ&#x201D;â&#x20AC;Ź$ ' ) ' " ' / -(. /# / ) ' 1 the new homeowners dazed and confused.
will pay over the life of the loan, providing some clarity as to the VFDOH RI WKH Ă&#x20AC;QDQFLDO VWHS \RX DUH taking. Some mortgage loans are not fully amortized, meaning even after all the payments are made, there might still be a balance owed. ,QWHUHVW RQO\ ORDQV DOORZ SD\PHQWV that only cover the interest on the loan and do not chip away at the principal balance. Delinquent: being late on your mortgage payments. After you are delinquent for a certain period of time, which varies by state and by type of loan, a lender may begin foreclosure. Foreclosure: the process by which the lender reclaims ownership of a property after the borrower defaults on the payments. Your lender is required to notify you before beginning foreclosure, and the process could be judicial (involving the court system) or QRQ MXGLFLDO Title insurance: a policy purchased by both lender and buyer to protect them from previous claims against the property, such as mechanicâ&#x20AC;&#x2122;s or tax liens placed for debts owed. Š2020 Greenshoot Media
Say You Saw It In NORTH SHORE HOMES
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R
E A L I Z E Y O U R V
I
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I
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It’s not always easy to see what’s next. With Daniel Gale Sotheby’s International Realty, we utilize every possible resource to help understand your creativity and turn your imagination into reality. Our goal is to encourage you to see your goal clearly, believe in it passionately, and we’ll help you pursue it actively. 877.951.0022 | danielgale.com
166480
Each office is independently owned and operated. We are pledged to provide equal opportunity for housing to any prospective customer or client, without regard to race, color, religion, sex, handicap, familial status or national origin.
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