North Shore Homes - November 4, 2021

HOMES

11/4 - 17 • 2021

Ser ving Long Island's Prestigious Nor th Shore

The best work comes from the heart

ROCKY POINT Unique Waterfront home Nestled in the private Beachfront Culross Community. Magnificent Panoramic Views of Sunrise & Sunset! Come and Experience this wonderful home. MLS#3351457. Offered at $690,000

Work with us 631.331.3600 coachrealtors.com

Mount Sinai Office | 354 Route 25A, Mount Sinai, NY 11766 | 631.331.3600

H E R E YO U C A N

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Rocky Point Nestled in the small private Beachfront Culross Community sits this amazing 2 Br Ranch overlooking LI Sound. 1st flr Master, LR/DR, HW Flrs. Cathedral Ceilings. 4 Year Roof, Updated Elec., Screened Sunroom includes Glass For Winter. Security sys, Part Bsmnt w/Storage galore & More. Must See!.

ML#3351457 $690,000

Sound Beach : Lovely 3 Br, 2FBth Colonial in Miller Place SD! Lg Open floor plan on level private property. Eat in Kitchen, Baths and floors updated.

Full Basement and 1 Car Garage.

ML#3332980 $365,000

N. Babylon Rare Find! Unique 6 Br, 2FBth Raised Ranch. Kitchen w/Quartz ans S/S Appliances. Updated Windows, Ceramic Tile in Bths, HW Flrs throughout and under first floor Br Carpets. Two updated WI FI Thermostats. Possible Mother Daughter w/Proper permits. Full Bsmnt w/OSE. PVC Fence. 1 Car Garg.

ML#3329965 $559,000

Say You Saw It In NORTH SHORE HOMES

Even in a hot market, you still need the best Realtor Work with us 631.331.3600

Rocky Point Spacious Ranch w/ Cherry,Granite,Stainless Eat-in Kitchen.

Hardwood FLrs. Master Suite w/Full Bath on main level. Kitchen with Granite Counters & Skylight. Updated Roof/ Siding/Windows. Fenced-in Yard w/Paver Patio. Full Finished Basement w/Play Area/Office and Laundry. Attached one Car Garage ML#3353053 $415,900

Eastport Lovely 3Br 2.5Bth Victorian w/Front Porch on shy level Half acre.

2 Story EH, Semi Open Flr Plan.

Family Rm, EIK, FDR & LR. Master w/ Soaring Ceilings, En Suite Bth & Wlk in Closet. Ample space for pool & pool house if desired. Full basement with high ceilings. Eastport-South Manor Schools. ML#3347006 $569,000

Patchogue Diamond, 3 Br, 2FBth Split in Desirable Democratic Hill Section Of Patchogue Village! New Renovated Bths & Designer Kitchen w/Granite Counters & S/S App. Including Dbl Wall Oven & Wine Fridge. FLR w/Vaulted Ceiling, Lg Family Room. Slider To Three Season Room, Fenced Flat Yard w/New Paver Patio, CAC, Roof, Over sized 2 Car Garage.

ML#3351679 $515,000

Mt Sinai Beautifully Updated Sprawling 3/4 Br, 3Bath, Brick Faced Ranch, Eik w/ Granite, Updated Bths, Oak, Pergo & Ceramic Tile Flooring. CAC, Updated Windows & Roof. Full finished Basement, 3 Rms & Full Bath w/OSE. Country Club back yard with Heated IGPool & Built in Weber BBQ, Paver Patios, 2 Car Garage.

ML#3345642 $510,000

coachrealtors.com

Mount Sinai Office | 354 Route 25A, Mount Sinai, NY 11766 | 631.331.3600

H E R E YO U C A N 53220

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Kings Park | $649,900 | Web #3355580

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Page 3

Mount Sinai | $599,000 | Web # 3352084

Just Listed. Spacious colonial with room for all. Beautifully Live the luxury Country Club lifestyle in The Ranches @Mt maintained home with lovely hardwood floors, updated Sinai. Enjoy this classic “Captree” model offering 4 bedrooms heating, windows, roof and electric. and 3 baths plus premium updates. Vacation at home with indoor and outdoor pools, gym, tennis, and a gorgeous clubhouse.

Coram | $469,000 | Web #3351972

Setauket | $515,000 | Web # 3350844

Welcome Home. Spacious colonial featuring a generously Lovely midcentury ranch featuring updated kitchen, fireplace, sized den with a brick fireplace, owner suite, full finished attractive sunroom, and a beautiful yard. basement plus new heating, central air and a secluded yard.

EAST SETAUKET OFFICE 300 Main Street 631.751.6000

elliman.com/longisland

2021 DOUGLAS ELLIMAN REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, 110 WALT WHITMAN ROAD, HUNTINGTON STATION, NY 11746. 631.549.7401 | © 20 THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY.

©53260

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Some People Think The Best Time To Sell Your Home is in The Spring.

We Know The Best Time To Sell is Now-Ask Us Why! elliman.com

ALEXIA POULOS

CAROL ACKER

Licensed R.E. Salesperson

Licensed Associate R.E. Broker

300 Main Street, East Setauket O: 631.246.7877 | C: 631.457.3262 alexia.poulos@elliman.com

300 Main Street, East Setauket O: 631.751.6000 | C: 631.404.2460 carol.acker@elliman.com

110 WALT WHITMAN RD, HUNTINGTON STA, NY, 11746. 631.549.7401 © 2021 20 DOUGLAS ELLIMAN REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY.

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Real Estate Tips And Advice

Get your credit in order Your credit score will determine your accessibility to lower interest rates and ultimately how much you will shell out for a piece of property over the life of the loan.

The long-term financial plan is just as important as the short-term gain when acquiring the property. So get busy to find out what your credit score is and how you may improve your score to secure the best lending options.

CREDIT REPORTING The three main credit reporting bureaus are Equifax, TransUnion and Experian. We are all their clients whether we like it or not, for better or for worse.

The good news is that the big three credit bureaus will issue you one free credit report once a year. Simply put your request into writing and obtain your credit score from all three agencies. These are the same companies that your home loan lender will be contacting, so give yourself a head start to correct what you can.

In general, the higher your credit score, the more attractive your loan options will be. Your good credit score translates into a lower interest rate, and in some cases, a lower down payment.

If you find your credit score to be less that what you need to secure a topquality loan, it makes good sense to raise your credit score before you purchase the property.

RAISE YOUR SCORE The credit score is a

©ADOBE STOCK

Real Estate 101 Increase Your Score • Get a low-interest credit card and start charging monthly essentials, being sure to pay them off on time.

• Be sure your credit accounts report to the three major credit bureaus.

If you have a low credit score, look for credit card lenders that lend to people in your situation.

• Checking your credit is a key first step in the homebuying process. numbers game. When you make on-time payments, you are rewarded, and late payments will earn you a credit score ding. The object of the credit game is to get more good points by overtaking the bad ones.

One way to raise a credit score is to get a credit card, or a series of them, with low interest rates and start charging your purchases. However, self control is key to obtaining a rapid rise in your score.

Only purchase items that you have the money to pay off on time, and buy just your monthly essentials on credit. After less than a year of smart credit planning, your score will have increased, and you should be on your way to a better mortgage loan. If you rack up debt

by carrying a balance on your cards every month, it could end up hurting your credit score.

Your local loan officer might have the names and contact information for liberal credit card lenders to get started improving your credit score.

However, be sure when you sign up with a card that the agency reports to Experian, Equifax and TransUnion, or the entire credit charging project is moot.

Major department store cards are usually qualified, but small store in-house credit may not help your situation. Some secured credit cards report to the major bureaus and are an excellent choice to rebuild your credit. You can never spend more that what you

have deposited in their account, so there are no worries about getting into a choke hold of debt.

GET PRE-QUALIFIED Time is money, and neither you nor your agent wants to waste time looking at properties you cannot afford.

Your loan officer will take away the house hunting woes by issuing you a pre-qualifying letter for lending. This document indicates the limit of your loan, the interest rate and payment structure you may expect.

Buying with confidence begins with understanding how much of a loan you qualify for and that there is a lender ready to back you.

In addition, many real estate agents and brokers want to see the prequalifying letter to ensure that you are a serious buyer and that they may better understand how to serve your buying needs.

The pre-qualifying letter is a win-win situation for your real estate agent, and most importantly, for the buyer to shop for a home with peace of mind that deal is going to go through.

So, be honest when you sit down with your loan officer and provide him or her with everything they ask you for to get your funding in order as soon as possible.

©2021 Greenshoot Media

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MARIA ORLANDI

Say You Saw It In NORTH SHORE HOMES

OLD FIELD, NY

18 Flax Pond Woods Road 7 BD | 9 BA | $3,999,000

/stbbWbU Û pT 9BsOoTodbs oWK^ d_dbWB_ pWstBsOM db almost 3 acres of direct waterfront on Flax Pond and the Long Island Sound with a dock and kayack ramp. This ę OModdaÛ BsVodda oOpWMObKO VBp sWaO_Opp O_OUBbKO and is paired with modern amenities throughout.

Maria Orlandi Licensed Associate Real Estate Broker | Founding Agent Member of The Luxury Division Smithtown, NY 11787 M: 631.697.0474 | O: 631.629.7719 BoWB #o_BbMW Wp B _WKObpOM oOB_ OpsBsO pB_OplOopdb BT _WBsOM zWsV dalBppà dalBpp Wp B _WKObpOM oOB_ OpsBsO Jod^Oo BbM BJWMOp J| ntB_ dtpWbU #lldostbWs| _Bzpà !dosVOob _yMÛ BbVBppOs !;Û à à à

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Celebrates Our Hometown Heroes To Honor Our Local Servicepeople For Veterans Day We Will Publish A Special Section in the November 11th Issue Please send us photos of your friends and loved ones in uniform*

Name (YOUR name and phone # also on back of photo, please)

Hometown Branch of Military Rank Years of Service

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If you wish to email: • Send photo as jpeg attachment • Include information fields required on this form • Subject line must read: Hometown Heroes Photo • Email to: loveourphotos@tbrnewsmedia.com OR send or bring your photo to: 185 Route 25, Setauket, NY 11733

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Real Estate Tips And Advice

Home-Selling Mistakes There are obvious emotional attachments involved with any home, and they sometimes make it difficult to imagine selling.

But that’s not the only challenge in the process, as sellers also have to time their sale to take advantage of market fluctuations, price their home competitively and find the right buyer.

Here are a few key mistakes to avoid before putting a “for sale” sign in your front yard.

STUDY UP BEFORE DECIDING The modern era gives sellers tools that were previously unavailable, in particular when it comes to gaining an initial understanding of where the market stands in your area. No one can replace the expertise of a local agent, but you don’t have to fly blind, either. Go online and look for houses of your general size in your immediate area, then expand your search to take in neighborhoods adjacent to your own. You’ll gain valuable information about pricing, but also about what other sellers provided in terms of amenities. There are even ideas to be gleaned on staging your home for potential buyers.

LEAVE EMOTION OUT OF IT A stranger looking to buy might not have the same taste or may question prized elements of your layout and decor. They might disagree

©ADOBE STOCK

Real Estate 101 How to Find the Right Real Estate Agent for You Hiring a professional real estate agent when buying or selling a home can help you make smart decisions and avoid costly mistakes. But not just any agent will fit the bill. Here’s some guidance from the experts at Nerdwallet on how to choose the right real estate agent for you at bit.ly/3jjppUP. about the paint colors, a remodeling decision or your decorative choices. Perhaps they think there is a better school district elsewhere or question some of your local HOA policies. These can be difficult criticisms to hear, because they sometimes go to a very personal place.

Still, it’s important to leave emotion out of the selling process. Everyone has their own unique point of view; you just have to wait until a buyer comes along who sees this home and neighborhood just like you do.

LISTEN TO YOUR LOCAL AGENT Agents have a broader perspective on local homebuying trends, and more particularly on what others are saying about similarly priced, similarly sized

houses. They can help keep emotions in check by delivering constructive feedback, discussing comparable information and providing background information specific to the market at that particular point in time. They can also provide a similarly steady hand through the processes of negotiation, signing paperwork and closing when bumps in the road like a negative inspection report or financing issues might pop up. It’s a potentially nerve-wracking experience, since you’re navigating through an individual journey, but they’ve seen it all. Lean on that experience.

PREPARE FOR FUTURE PROBLEMS Agents are on hand to guide sellers through a sale in the most efficient

way they can. But even the most experienced Realtor can’t predict unseen issues in your home. Potential buyers, in particular those purchasing their first home, can be scared away by broken or failing appliances and home infrastructure.

Even smaller, more aesthetic fixes like repairing a hole in the drywall or replacing a loose doorknob can make the difference with a sale.

Decluttering is one of the easiest things sellers can do to better showcase their home. If you’re unsure, share any concerns with your agent; they can give you an outsider’s opinion on assessing any issues with your home.

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Stonington Condo Port Jefferson Station

Perfect location in Stonington. Beautifully updated condo tucked in the back of the development on the pond with full lake views and across from the woods. This move in ready condo features updated kitchen & baths, hardwood floors on the first floor, fabulous finished basement. Crown Molding throughout, CAC, 2nd floor laundry. Paver Patio. Roof replaced March 2021. Community features Pool, Tennis and new Pickleball court. Just unpack and move in. $499,990

Selling?

Call me for a FREE, no obligation market analysis of your home.

Buying?

Call us today to start searching for your new home.

I use every tool available to find your new home or market your existing home on Facebook, Zillow, Instagram and more!

Ken Kroncke, Licensed RE Salesperson c: 631.601.4317 • o: 631.706.4575 kkroncke@realtyconnectusa.com • kenkorncke1@gmail.com • realtyconnectusa.com Christine Fisk, Licensed RE Saleperson 631.236.3194 christinefisk001gmail.com ©53540

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Say You Saw It In NORTH SHORE HOMES

Real Estate Tips And Advice

Avoid surprises at closing Some things in life are a welcome surprise, and some people thrive with the feeling of “winging it.” A real estate transaction isn’t something you should do on the fly, though.

When you are buying or selling a piece of property, knowledge is power and answers are everything. All cards must be on the table from all parties involved to have a hassle-free and litigation free transfer of property.

Hiring a quality real estate agent will help to cut down on the shocking surprises that may be too late to correct or cope with. Whether you are buying or selling, be sure you have a real estate agent at your side at all times if you want to avoid surprises.

TERMS AND CONDITIONS When a buyer finds the perfect property, it is easy to approach the lending stage with blinders on. After all, we want nothing more than to secure the property and call it our own.

However, the fine print in the loan document can cause nightmares.

Your loan contract is full of terms and agreements that, when breached, could result in the forfeiture of the home.

A qualified loan officer is there to serve you, breaking down all the terms and conditions into layman’s language.

The borrower needs to understand what each loan product means in terms of repayment, interest rate, and the difference between a steady fixed rate loan and the often shaky adjustable rate loan.

The fixed loan rate will be somewhat higher than an adjustable one. However, this loan product is a safe guarantee that the monthly mortgage payment will never fluctuate and increase should future interest rates rise. The adjustable rate loan may offer a lower monthly payment initially, but it can be a game of risk when the loan adjusts in two, three or five years to an unknown interest rate.

CLOSING COSTS The buyer and seller need to be on the same page with the closing agreements and have everything put into writing.

There are no valid verbal agreements in the real estate game, so be sure your buyer’s or seller’s agent has all the terms

©ADOBE STOCK

and conditions written in the contract.

Overlooked factors that could create chaos include a misunderstanding of the escrow length, if the seller will contribute a portion towards the buyer’s closing costs, and what fixtures or furnishings will accompany the sale of the property.

Similarly, items in or around the property that are not welcomed by the new buyer must be removed from the property before escrow closes.

This may include a backyard spa, refrigerator in the garage or unwanted lighting fixtures inside the home.

PARTIES ON TITLE Once a home is purchased, a title to the property will be issued to the new owners. In most cases, a husband and wife will have both names added to the title. However, in some cases, the property title is going to be shared with another party that was involved with the purchase. This may include friends or family of the primary buyer, or anyone else they see fit.

Putting someone on the title to your new home may seem like a benevolent gesture, but buyer beware for complications down the road. A property may not be resold until all parties on the title have consented and sign for the sale.

When someone outside of the immediate family in listed on the title, there could be a tug of war as to when to sell the property, how much is the asking

Real Estate 101 Caution: Trouble Ahead?

• Be sure to reach agreement on these potential troublemakers: • Escrow length Seller’s contribution to buyer’s closing costs • Which fixtures or furnishings will be included in the sale price and a battle over the profit. In addition, parents who wish to put their young adult children on the title must proceed with caution.

A young person, particularly males between the ages of 16 and 24, are an extremely high risk to add to the title of a piece of property.

One reason comes down to the driving skills and high insurance rates for young male drivers. Should a young and inexperienced driver become involved in an auto accident, the injured party may sue for damages and walk away with your home. If the wayward driver is on the title of the home, the property is fair game with a lawsuit.

If you wish to ensure your young adult child will be handed the property after your death, simply get a will and state him or her as the beneficiary to the home. This is the safe and sane way to protect your property from auto liability and lawsuits while taking control of the situation. ©2021 Greenshoot Media

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W

hat percentage of your year’s sales do you make during the end-of-year holiday season? You know you have to advertise, but where? Now, more than any other time, you need a very special place for your advertising...

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Say You Saw It In NORTH SHORE HOMES

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Our Guide to Hometown Holiday Shopping Reaching the North Shore readers in 45 communities in every copy of: The Village TIMES HERALD • The Village BEACON RECORD The Port TIMES RECORD • The TIMES of Smithtown The TIMES of Huntington, Northport & East Northport The TIMES of Middle Country

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185 Route 25A (P.O. Box 707), Setauket • tbrnewsmedia.com

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Even in a hot market, you still need the best Realtor List your home with us 631.751.0303

Poquott Calling all boat and kayak lovers.

This spacious home (over 4,000 sq ft), designed for family living & entertaining. 4 Br, 3.5 Ba. Kit w/SS/Granite. 3 fireplaces.

Generac Generator. Fin Bsmnt w/egress window, office, built-ins, full ba. Few blocks to beach/dock. Close to SB Univ./Hosp.

3VSD. ML#3354195 $849,000

Nesconset This Chic custom renovated home with modern flair offers unparalleled craftsmanship and exceptional amenities. Smithtown SD, Brand New Roof, Kitchen, Bathrooms, windows, flooring, A/C, Lighting, Siding, and so much more. ML#3342018

East Setauket The Lakes. Limited edition J-Ranch offers a low maintenance lifestyle. Main floor master br suite w/vaulted ceiling, closets galore. 3br, 3bth corner lakefront unit. LR w/3 skylights, gas fpl, rear brick patio, retractable awning, lake views. Unique floorplan. Clubhouse amenities. ML#335404 $599,000

E. Setauket Reduced. The Lakes. 3 VSD. Spacious Fairfax model. Open floor plan with sliding glass door leading to the patio. Cathedral ceilings in the Master BR, Bath, WI Closet. 2 Brs, full bath complete upper floor plan.

Clubhouse amenities. Tennis. Close to Stony Brook UH. and Stony Brook University. ML#3330076 $505,000

Coach Realtors provides the guidance and world class marketing you need to obtain the highest value for your home.

$699,500

E. Setauket Poquott Village charmer that was renovated in 1992. Open concept. This 3 Br, 2 bath home is move in ready and also offers lower level space and 1 car garage. In Poquott Village you will enjoy area beaches, parks, tennis, playgrounds and community dock. ML#3348331

$499,000 coachrealtors.com

Stony Brook Office | 1099 North Country Road, Stony Brook, NY 11790 | 631.751.0303

H E R E YO U C A N 53250

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Say You Saw It In NORTH SHORE HOMES

Even in a hot market, you still need the best Realtor Work with us 631.928.5484

Rocky Pt Stunning Custom Built Waterfront on 1.26 Acres.Open Floor Plan w/Granite Kitchen, Large DR W/FPL ,LR 3 Bdrm each Full Baths. 2nd Level: Master Suite W/ Sitting Area With French Doors To A Private Balcony. Hwd.flrs throughout.

Finished Basement w/Full Bath, 2 Car Garage. ML#3345538 $1,100,000

Sound Beach Ownership of this land gives you a deeded membership to Scotts Beach which is a private gated waterfront community and you have deeded beach rights to 5 acres of North Shore Beach’s. This is a 4 bedroom 2.5 bath home with a 1 car garage and a full basement. ML#3338534 $699,000

Port Jefferson Expanded Cape w/ 5 Bdrms in the Village of Port Jefferson.

Private fenced in yard, Hwd. floors, Eat in kitchen and a cozy FLR w/fp and a FDR. Home is heated with natural gas and the burner and Hot Water heater are on the newer side. ML#3338896

Port Jefferson Gunite IGP with hot tub. Back yard cabana with bath and wet bar. Hardwood floors, Granite EIK,1st floor Master bed w/Master bath with radiant heated floor, master all has its own sitting room/office/gym.3 additional full baths all updated, Full fin.

Bsmt.. ML#3296748 $1,099,000

Miller Place Custom built home.

Located in the private Gated waterfront community of Scotts Beach w/deeded beach rights. 3rd floor master suite (loft) w/ master bath. FDR/Flr w/fp, private office, 2 bdrms and a full bth.

1st Floor offers Gourmet EIK. IGP with a new liner. ML#3333864 $799,000

Miller Place Stunning Colonial w/ open floor plan. Large kitchen w/ granite counters/SS appl. FLR w/FPL ,hwd. Fls. Master bdrm. w/updated bath and 3 bdrms. Smart Home technology. Covered front porch. Full Finished Basement w/walk out. Great paver patio ML#3353267 $670,000

Shoreham Beautiful 1920”s Colonial.

Covered Front Porch, Fire Place, Formal Dining Room.Updated Eat In Kitchen with SS Appl./Granite, Updated Bath With Stand Up Shower, Hwd. Flrs., 3 Bdrms, Deck Perfect for Entertaining, IGP, 2 Car Detached Garage, full bsmt.

ML##3351927 $489,000

Sound Beach Cozy 4 bdrm home featuring- an updated granite EIK with ss apl. , Hwd.floors, full walk out basement to oversized fenced in yard (Vinyl fencing). 2nd level deck overlooking the yard. Oversized driveway. ML#3352535 $459,000

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$499,000 coachrealtors.com

Port Jefferson Office | 140 East Main Street, Port Jefferson, NY 11777 | 631.928.5484

H E R E YO U C A N 53240