North Shore Homes - November 18, 2021

HOMES

11/18 - 12/1 • 2021

Ser ving Long Island's Prestigious Nor th Shore

The best work comes from the heart

PORT JEFFERSON Wonderful opportunity to purchase an Expanded Cape with five Bedrooms in the Village of Port Jefferson. Private fenced in yard, Hardwood floors, Eat in kitchen and a cozy formal living room with fireplace. Home is heated with natural gas. Burner and Hot Water heater are on the newer side. MLS#3338896. Offered at $499,000

Work with us 631.928.5484 coachrealtors.com

Port Jefferson Office | 140 East Main Street, Port Jefferson, NY 11777 | 631.928.5484

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(631) 751-7744 • (631) 331-1154 • tbrnewsmedia.com ©TBR NEWS MEDIA 2021

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We do real estate well and we have the numbers and accolades to prove it.

Work with us 631.928.5484

Rocky Pt Stunning Custom Built Waterfront on 1.26 Acres.Open Floor Plan w/Granite Kitchen, Large DR W/FPL ,LR 3 Bdrm each Full Baths. Master Suite W/ Sitting Area With Private Balcony.

Finished Basement w/Full Bath, 2 Car Garage. ML#3345538 $1,100,000

Port Jefferson Heated gunite IGP with hot tub. Back yard cabana with bath and wet bar. Granite EIK, Master bed w/bath with top of the line fixtures and radiant heated floor, master w/own sitting room/ office/gym.3 additional full baths, Full fin.

Bsmt. ML#3296748 $989,000

Miller Place Custom built home in the private Gated waterfront community of Scotts Beach w/deeded beach rights. 3rd floor master suite (loft) w/ master bath Hwd flrs main level- FDR/Flr w/fp, private office, 2 bdrms and a full bth. Gourmet EIK. IGP. ML#3333864 $799,000

Sound Beach Ownership of this land gives you a deeded membership to Scotts Beach which is a private gated waterfront community and you have deeded beach rights to 5 acres of North Shore Beach’s. This is a 4 bedroom 2.5 bath home with a 1 car garage and a full basement. ML#3338534 $699,000

Miller Place Colonial w/ open floor plan. Kitchen w/granite counters/SS appl. FLR w/FPL ,hwd. Fls. Master bdrm. w/updated bath and 3 bdrms. Smart Home technology. Covered front porch.

Full Finished Basement w/walk out.

Paver patio. ML#3353267 $670,000

Coram Farm Ranch w/Hwd.floors & new carpeting in upstairs bdrms. Large EIK with updated appliances and new quartz countertops, Large stand up attic over garages ( 3 car garage) Large Shed with stand up attic, Natural gas and sewers. ML#3355283 $519,000

Coach Realtors is proud to be ranked within the top US real estate firms.

Shoreham Beautiful 1920”s Colonial.

Front Porch, Fire Place, Formal Dining Room.Updated Eat In Kitchen with SS Appl./Granite, Updated Bath With Stand Up Shower, Hwd. Flrs., 3 Bdrms, Deck Perfect for Entertaining, IGP, 2 Car Detached Garage, full bsmt.

ML#3351927 $489,000

Sound Beach Cozy 4 bdrm home featuring- an updated granite EIK with ss apl. , Hwd.floors, full walk out basement to oversized fenced in yard (Vinyl fencing). 2nd level deck overlooking the yard. Oversized driveway. ML#3352535 $459,000

Ranked within nation’s top 125 largest non-franchised firms by Real Trends Ranked within nation’s top 225 most successful brokerages by RIS Media and Real Trends

Port Jefferson Office | 140 East Main Street, Port Jefferson, NY 11777 | 631.928.5484

H E R E YO U C A N

55830

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Pt. Jefferson Diamond 3Br, 3.5Bth Colonial. EIK w/Quartz & Cherry Cabs. Spacious Family Rm w/Cath Ceilings, LR w/Fpl. & FDR. Master Suite w/Tiled Bth, Glass Shower & Jacc Tub. FFinish’d Wlk out Bsmnt w/FBth & Ample Storage. HW Flrs, CAC. Private Country Club Yd. IGP & Deck w/ Retractable Awning. Includes Village Amenities.

ML#3345999 $699,900

November 18 - December 1, 2021

Even in a hot market, you still need the best Realtor Work with us 631.331.3600

Stony Brook One of a Kind, 2600+sf Historic 3Br, 1.5 Bth Home in great location, built in 1810. Lovely Wrap around porch, EIK, Formal DR w/New HW Floors, Family Rm w/Fpl, Remodeled Bath, New Roof, Partial Unfinished Bsmnt, 2 Car Detached Garage & More. ML#3328588

Pt. Jefferson Sta. Lovely 3Br, 2FBth Ranch w/Eat in Kitchen & Pantry, Den/Family Rm w/ Cathedral Ceilings, Ceiling Fans, Home office, Full Part Finished Basement. 1 Car Garage.

Close to Park, LIRR, Shopping, Dining & More. Must see. ML#3356292

$699,000

$450,000

Rocky Point Fabulous 4Br, 2.5Bth Victorian w/Granny Porch. EIK w/Granite, Cherry Cabs, S/S Appliances & Brkfst Nook. Sliders to Deck Overlooking Park like Grounds w/Firepit. HW Floors, Hi Hats, Master Suite w/Tray Ceiling & Lg Custom WIC. Ceiling Fans, CAC, CVAC & Solar Panels. Beautiful ½ Acre close to Beach, Trails, Shops & More.

ML#*1393648 $525,000

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S. Setauket Spacious 4Br, 3FBth Center Hall Colonial in South Setauket Park & Three Vill SD. Special Features: Eik w/ Granite, MB w/FBth, Den/Family Rm w/Fpl, Updated Windows, CAC, Roof, & Heat. Full Basement, Private Fenced Yd & 2 Car Garg. Must See. ML#3356083 $649,900

Ridge NEW, 4Br, 2.5Bth Colonial on Wooded Acre. EIK w/Granite, S/S & Center Island. Formal LR & FDR, Family Rm w/Wood Burning Fpl., MB Suite w/ Wic & Full Bath. Main Floor Laundry, HW Flrs., Hi Hats, Horse Property, 2 Car Garage and more. Still time to pick your colors. ML#3331254 $629,900

Deer Park Beautifully updated 4Br, 2.5Bth Colonial w/Semi in ground pool & Trex Deck in Cul de Sac. EIK w/ Honey Maple Cabs, Quartz & S/S. MB w/FBth & Wic, FDR, Fpl, Hw Floors, Hi Hats, Updated Windows, Electric & More. Part Bsmnt, 2 Car Garg.

ML#3349897 $649,900

coachrealtors.com

Mount Sinai Office | 354 Route 25A, Mount Sinai, NY 11766 | 631.331.3600

H E R E YO U C A N 55800

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HOMEWISE | ' ./ / $+. ) 1$

Understanding Closing Costs

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You don’t have to be a firsttime buyer to find yourself in a difficult situation, in particular if you haven’t taken closing costs into account. Here’s an in-depth look at closing costs.

WHAT ARE CLOSING COSTS? There are various additional expenses that are built into a home sale, and they must be addressed before the agreement is finalized. Typically, you can expect to pay between 2% to 5% of the purchase price in closing fees, according to real estate experts. Obviously, depending on our final negotiated price, these lastminute fees can end up being quite substantial. That’s why it’s best to understand what you’re paying for, and make a contingency plan. You don’t want a deal to fall through during the final moments before you weren’t prepared.

WHAT DO THEY COVER? Lender and third-party fees — including attorney

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costs — are due as part of closing on a house. Some nonrecurring expenses and installments of certain regular fees are also typically included. One-time bills might include appraisal expenses, document preparation and homeinspection charges, while your on going payments are for things like homeowner’s insurance and property taxes. Any other related transaction from throughout the buying process can end up on this final balance sheet, as well. Consult your real estate agent early on and then stay in contact with your loan officer as all of this unfolds, and they’ll help guide you through it.

WHO PAYS CLOSING COSTS? They’re typically shouldered by the buyer, though there are some cases in which the seller covers some closing costs. For instance, the seller might pay the real estate agents.

REAL ESTATE 101 Managing Monthly Mortgage Payments Need help managing your monthly mortgage payments? Your monthly statement has information that you can use to stay on top of your mortgage payment.

The Consumer Financial Protection Bureau has put together a checklist of other helpful tips at bit.ly/3juBmas.

Homebuyers might also use closing costs, or a portion of the closing costs, as a negotiating tool during purchasing negotiations. Just understand that if you intend to ask for closings costs, sell- ers might be less apt to make wholesale repairs to the available property.

Sometimes shortening the closing period can help make one buyer’s offer more attractive than others.

BE READY FOR ANYTHING Even attentive buyers can find themselves surprised by the final numbers when buying a house. Some people

have been fooled by so called “no closing fee deals,” in which sellers seemingly agree to cover these expenses. But the costs remain; they’re just built into the overall amount of your loan — meaning an increased monthly payment and perhaps a higher interest rate. Loan estimates can also fluctuate as the application process moves forward. As your closing day draws near, the main point of contact becomes your loan officer.

They will be able to discuss any changes to your loan, interest rates, monthly payments and how much cash you’ll need to close.

©2021 Greenshoot Media

Say You Saw It In NORTH SHORE HOMES

(631) 751–7744

November 18 - December 1, 2021

Page 5

Whether you are buying, selling, relocating, or investing, working with the right real estate professional is crucial to ensuring a smooth and successful transaction.

Contact us today to discuss your needs, get your questions answered, and set you on a profitable track to maximizing your most important investment.

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Smithtown | Web # 3145797

Port Jefferson | Web # 3323031

Beautifully designed, diamond custom-built ranch.

Harborview gated community, lovely, updated Townhouse model.

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Port Jefferson Station | Web # 3332235

Port Jefferson Station | Web # 3329235

Beautifully appointed Victorian. High quality home.

Warm and inviting Ranch, meticulously maintained, beautiful property.

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Belle Terre | Web # 3330730

Centereach | Web # 3344975

Fabulous European Country Estate.

Updated Expanded Ranch with room for all plus an indoor pool.

ER UND RACT T CON

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Setauket | Web # 3350844

Port Jefferson Station | Web # 33522801 Gorgeous fully renovated Ranch.

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Spacious, Mid Century Ranch perfect for entertaining.

EAST SETAUKET OFFICE 300 Main Street 631.751.6000

elliman.com/longisland

2021 DOUGLAS ELLIMAN REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, 110 WALT WHITMAN ROAD, HUNTINGTON STATION, NY 11746. 631.549.7401 | © 20 THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY.

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November 18 - December 1, 2021

Say You Saw It In NORTH SHORE HOMES

elliman.com

ALEXIA POULOS

CAROL ACKER

Licensed R.E. Salesperson

Licensed Associate R.E. Broker

300 Main Street, East Setauket O: 631.246.7877 | C: 631.457.3262 alexia.poulos@elliman.com

300 Main Street, East Setauket O: 631.751.6000 | C: 631.404.2460 carol.acker@elliman.com

110 WALT WHITMAN RD, HUNTINGTON STA, NY, 11746. 631.549.7401 © 2021 20 DOUGLAS ELLIMAN REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY.

©55790

Say You Saw It In NORTH SHORE HOMES

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HOMEWISE | Real Estate Tips and Advice

Online Resources for Buyers One can gain a college degree’s worth of education when buying a home.

There is a seemingly endless supply of terminology, acronyms and processes to understand.

If you’re feeling challenged by all the new information, here are some resources to help you decode real estate jargon and understand the process of buying a home.

NATIONAL RESOURCES ConsumerFinance.gov.

The Consumer Financial Protection Bureau is a government agency charged with consumer protection and education. Its website contains consumer education articles about mortgages, credit scores, avoiding fraud and scams, saving money and more. The mortgage section includes definitions of common terms, and tips and advice on every step of the lending process, such as what to do when an appraisal comes in low, help understanding closing documents and decoding your mortgage statement. Its tools also include the Home Loan Toolkit, which is a PDF document that walks a buyer through the mortgage process, as well as a Loan Estimate Explainer.

FDIC.gov. The Federal Deposit Insurance Corporation’s website helps consumers understand the basics of mortgages, consumer protections on mortgages, tips for getting the best mortgage, what to expect during the pre-approval process, links to home buyer assistance programs, how to address

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credit problems and help with foreclosure prevention.

It also includes a glossary of common mortgage terms.

Consumer.FTC.gov. The Federal Trade Commission provides a worksheet to help home buyers compare mortgage rates between various loans. It also covers the basics of mortgages, tips for avoiding mortgage traps, advice on overcoming credit challenges and a primer on what to expect after applying for a loan.

HUD.gov. The Department of Housing and Urban Development provides resources for home buyers on a wide range of topics, including figuring out how much home you can afford, knowing your rights, shopping for a loan, learning about home buying programs, shopping for a home, making an offer, getting a home inspection, shopping for homeowner’s insurance and closing.

Govloans.gov. The federal government insures an array of home loans. The qualify-

REAL ESTATE 101 Tips for Sellers Sellers could be held legally responsible for failing to disclose certain defects or conditions of their homes during a sale transaction. These disclosure requirements vary by state. Homelight.com has compiled a list of links to requirements in each state. See the list at bit.ly/3irY6Hv.

ing requirements for each program are different, and might include falling below certain income levels, buying in a certain area or having previous military service.

Govloans.gov helps you understand the different programs, what they offer and how you can qualify to participate.

STATE RESOURCES HUD.gov. HUD’s website has a landing page for each state with state-specific information, such as HUD homes for sale in the state, information about HUD field offices, links to housing counseling agencies and other assistance programs in the state, legal

resources and more.

Attorneys general. Each state has its own laws about mortgages and the home buying process. These might include disclosures agents or brokers should provide, fair housing requirements, seller disclosure requirements and more. If you believe a state law has been broken, visit your state attorney general’s website to file a complaint and share information about the incident. Visit USA.gov/ state-attorney-general to find a link to your state’s attorney general’s website to file a complaint.

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MARIA ORLANDI

Page 8

OLD FIELD, NY

18 Flax Pond Woods Road

7 BD | 9 BA | $3,999,000

/stbbWbU Û pT 9BsOoTodbs oWK^ d_dbWB_ pWstBsOM db almost 3 acres of direct waterfront on Flax Pond and the Long Island Sound with a dock and kayack ramp. This ę OModdaÛ BsVodda oOpWMObKO VBp sWaO_Opp O_OUBbKO and is paired with modern amenities throughout.

Maria Orlandi Licensed Associate Real Estate Broker | Founding Agent Member of The Luxury Division Smithtown, NY 11787 M: 631.697.0474 | O: 631.629.7719 BoWB #o_BbMW Wp B _WKObpOM oOB_ OpsBsO pB_OplOopdb BT _WBsOM zWsV dalBppà dalBpp Wp B _WKObpOM oOB_ OpsBsO Jod^Oo BbM BJWMOp J| ntB_ dtpWbU #lldostbWs| _Bzpà !dosVOob _yMÛ BbVBppOs !;Û à à à

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Page 9

Congratulations To Our Third Quarter Leaders

Smithtown Office

#1 Agent Marianne Koke

#2 Agent Frank Mistretta

#3 Agent Cynthia Toledo

Associate Real Estate Broker

Real Estate Salesperson

Real Estate Salesperson

Stony Brook/Port Jefferson Office

#1 Team O’Dwyer Brainard Team

#1 Agent Lynn Sabatelle

Associate Real Estate Brokers

Associate Real Estate Broker

#2 Agent Monica Balsan

#2 Agent Carol Russell

#3 Agent Susan Falvey

Real Estate Salesperson

Real Estate Salesperson

Real Estate Salesperson

I am absolutely thrilled to congratulate our Smithtown and Stony Brook/Port Jefferson third quarter leaders!

56290

-Jackie Clancy Jacqueline Clancy Smithtown & Stony Brook/Port Jefferson Sales Manager

Smithtown Office | 81 Route 111, Smithtown, NY | 631.584.6600 Stony Brook/Port Jefferson Office | 1067 Route 25A, Stony Brook, NY | 631.689.6980

danielgale.com Each Office Is Independently Owned And Operated.

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Say You Saw It In NORTH SHORE HOMES

Belle Terre, NY Incorporated Village - Welcome to this 5-bedroom, 3.5-bath Classic Colonial, featuring guest quarters or office with separate entrance, fine hardwood floors, woodburning fireplace, central AC, updated kitchen (granite & stainless appliances) and baths, full basement, gas heating and cooking. Set on 1.2 private wooded acres with covered porch overlooking in-ground pool, huge deck, 2-car detached garage, in-ground sprinklers, generator hookup and so much more. All Belle Terre amenities included. MLS# 3357212. $883.000.

Miriam Ainbinder

Deborah DeWick

Associate Real Estate Broker Daniel Gale Sotheby's International Realty 631.689.6980 | c.631.988.9200 miriamainbinder@danielgale.com

Associate Real Estate Broker Daniel Gale Sotheby's International Realty 631.689.6980 | c.631.664.2148 deborahdewick@danielgale.com

Each Office Is Independently Owned And Operated.

55840

Stony Brook/Port Jefferson Office 1067 Route 25A, Stony Brook, NY danielgale.com

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T H E R I G H T AG E N T M A K E S A L L T H E D I F F E R E N C E

Bonnie & Christa Glenn

Saturday, October 30th, 2021

Join Daniel Gale Sotheby's

Bonnie & Christa Glenn marching in their annual

International Realty

Breast Cancer Awareness Walk with their

Stony Brook/ Port Jefferson Office

Siberian Huskies, Mieka & Kylie

Call today if you are thinking of selling or buying.

"A Tradition of Trust"

BONNIE GLENN Associate Real Estate Broker 631.689.6980, c.631.921.1494 bonnieglenn@danielgale.com bonnieglenn.danielgale.com

CHRISTA GLENN Real Estate Salesperson 631.689.6980, c.631.621.6763 christaglenn@danielgale.com christaglenn.danielgale.com

Smithtown Office | 81 Route 111, Smithtown, NY | 917.455.5953 Stony Brook/Port Jefferson Office | 1067 Route 25A, Stony Brook, NY | 631.689.6980

danielgale.com Each Office Is Independently Owned And Operated.

55850

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Manorville

Diamond totally renovated since 2019 2/3 bed 2 bath upper level condo in the Hampton Vistas community adjacent to Rock Hill Golf Course. This open and bright condo features a new kitchen, 2 new baths, custom closets and fireplace.

Amenities include pool, tennis and new pickle board court. Taxes under $5500 without STAR. This one will not last.

$368,000 Selling?

Call me for a FREE, no obligation market analysis of your home.

Buying?

Call us today to start searching for your new home.

I use every tool available to find your new home or market your existing home on Facebook, Zillow, Instagram and more!

Ken Kroncke, Licensed RE Salesperson c: 631.601.4317 • o: 631.706.4575 kkroncke@realtyconnectusa.com • kenkroncke1@gmail.com • realtyconnectusa.com Christine Fisk, Licensed RE Saleperson c: 631.236.3194 • o: 631.706.4754 cfisk@realtyconnectusa.com • christinefisk001@gmail.com ©56340

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HOMEWISE | Real Estate Selling Guide

Leave a Great Impression IMPROVE YOUR HOME’S CURB APPEAL TO GET NOTICED BY BUYER First impressions count. When it’s time to take your house to market, curb appeal can make or break the sale.

However, you don’t need to break the bank to enhance your home, and by following a few simple guidelines you can transform your house from beaten down to best on the block with some doit-yourself tips.

FRONT DOOR The front door to the property is a real eye-catcher and needs to grab some attention and make itself known.

Remove tired and wornout screens and give your front door a makeover with a vibrant coat of paint. To create a frame for your door, paint the trim in a darker color than the door.

PORCH Straight, clean lines are in order for the porch to add a sense of space and sharpen the effect of a freshly painted door. Be sure to remove unused objects such as baskets, decorations, tired chairs and anything else that will detract from your living space.

FRONT LAWN Keep it clean and keep it green. A front lawn that

PHOTO BY IRIANA88W / YAYMICRO.COM

Adding a few potted plants and cleaning up your home’s landscaping can make a good first impression. is well cared for speaks volumes about what’s in store for the interior living space.

Fresh sod and plenty of water will make your green grass thrive, and a splash of color adds a special touch.

ADDING COLOR TO YOUR LAWN Flowers can be expensive, and some species require abundant care. However, low cost mums make a dramatic addition to an outdoor space and are easily transplanted in a mature state.

To cut back on cost and make your garden pop, try lining just the walkway with a colorful selection of flowers to draw the eye to the path, porch and front door.

EVENING CURB APPEAL Some buyers are prone to property drive-bys after hours, so you want to make your home stand out at night.

By adding a line of solar lights along the pathway, you can create a soft glow that out- lines the yard and creates a symmetrical

ambience.

In addition, a low-voltage porch light in soft yellow or orange adds warmth and enough illumination to showcase your home at night.

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