North Shore Homes - June 1, 2023

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DOUGLAS ELLIMAN REAL ESTATE. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE, THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT N OTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY.

ST. JAMES

12 Pheasant Run | 5 BD | 5 BA | 1 HB | 6,000 SF | $4,999,000

Build your new luxury home on a cul-de-sac bordering a private beach on the North Shore of Long Island. Customize your luxury build with custom architectural design and millwork with three levels of detailed amenities, circular staircase, walk-out lower level, and a Hampton style feel. Seasonal water views of the Long Island Sound and direct access to a beach. Sits on a two plus acres in an exclusive waterfront neighborhood often referred to as a hidden gem and a Hampton’s alternative.

ST. JAMES

300 River Road | 4 BD | 3 BA | 1 HB | $995,000

Beautifully updated spacious single story ranch. Open floor plan and situated on an acre of pristine property with lush landscape, private driveway and a 2.5 car garage. Totally private yet conveniently located. Near town, shops, dining and beaches.

Maria Orlandi is a Licensed Associate RE Broker affiliated with Compass, a licensed real estate broker and abides by Equal Housing Opportunity laws. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.

Types of Insurance

Once you’ve found your perfect home, you need to protect it. There are lots of different homeowners policies out there, each for the kind of home you purchase. There are policies for single family homes, condos and more.

Keep reading to learn more about each type of policy.

HO-1 INSURANCE

This is your basic home owners policy. It covers your home, any attached structures such as garages, appliances and some features of your home. It’s a named perils policy. That means it covers you in specific situations, which may include damage from vehicles, explosions, fire and lightning, hail and windstorms, riots, smoke, theft, vandalism and even volcanic eruptions.

HO-2 INSURANCE

HO-2 policies may also be called a broad form. This covers your home and your personal belongings — most of the time no matter where they are. They may include liability coverage. Like an HO-1 policy, HO-2 insurance covers named perils. They may also include accidental discharge or overflow of water or steam; tearing apart, burning and cracking from

some household systems; freezing of pipes and heating and air conditioning systems; sudden and accidental damage from electrical currents; a falling object; or weight from ice, snow or sleet.

HO-3 INSURANCE

The most common type of homeowners is the HO-3 special form policy. It covers your home, personal property, liability and additional living expenses and medical payments.

The perils it covers generally exclude defective construction or maintenance; foundation issues; government actions; pet or animal damage; pollution and corrosion; theft, vandalism and frozen pipes in vacant houses; wear and tear; flood, earth movement; war; nuclear hazard; intentional loss; neglect; mold, fungus or rot; power failure; ordinance or law; mechanical breakdown; smog, rust or corrosion; birds, rodents and other creatures; and any animals owned by the insured.

HO-4 INSURANCE

These policies are commonly called renters insurance. You can get these when you’re renting property and want to cover your personal belongings and get liability and additional living

expenses. Renters insurance policies are usually named perils policies that cover events covered by HO-1 and other policies.

HO-5 INSURANCE

This is the most comprehensive policy available and covers your home, personal belongings, liability, additional living expenses and medical payments for others. They can also have higher limits for things such as jewelry and are recommended if you have high value items.

These policies protect you from anything not specifically excluded in your policy.

Common exclusions are things like earth movement, government actions or laws, mold, nuclear hazards, war and more.

HO-6 INSURANCE

HO-6 insurance is for condo owners and covers everything inside your unit, personal liability and additional living expenses. They also usually include dwelling coverage. Condo homeowners associations usually have their own policies that cover the common areas, grounds and external parts of the building. The owners in the building help pay the association’s fees as part of their HOA fees.

We are looking forward to helping you with your real estate needs. Call us to help you with your next steps.

Stony Brook • $599,990 Fantastic Devon ranch with 2 car garage in the famed B-section. 4 yr old Center Island Kitchen along with a 3 yr old primary bath and updated hall bath. New ooring throughout. Newer windows with 4 Yr old 8ft slider. Close to shopping, Stony Brook Medicine & University. This one is not to be missed! Hurry!

Middle Island • $299,990 Nicely maintained 2 Bedroom, 2 Full Bath Arden model in Fairview at Artist Lake. Just move into this freshly painted and carpeted 2nd oor unit with nice size balcony. New ooring in Kitchen as well. CAC is 3 yrs new. This unit is not to be missed. Just move in and unpack. Great location in the back of the community near Clubhouse, pool and tennis.

Looking for your dream home on Long Island?

MLS# 3378606 | PORT JEFFERSON | $510,000

MLS# 3402453 | PORT JEFFERSON STA | $515,000

MLS# 3378463 | STONY BROOK | $700,000

MLS# 3391019 | OLD FIELD | $2,675,000

MLS# 3359730 | SETAUKET | $1,625,000

MLS# 3354917 | SETAUKET | $680,000

Renovation Projects That Pay

To maximize what you get for your home, you might be pondering a few renovation projects. Here are the projects that net you the biggest return on your investment according to HGTV.

LANDSCAPING

The average. Homeowner spends about $4,000 on landscaping, the American Nursery Landscape Association says, and HGTV says your average return is 100%. Add new sod to the front yard and pick native flowering plants for a pop of color at the front of the house. Nix overgrown shrubbery and mix the heights of foliage for a dramatic effect.

EXTERIOR IMPROVEMENTS

New vinyl siding, paint and updating the front entry will run you a little more than $7,000 and you’ll get about 95% of it back. Use paint color cards to choose color combinations.

Make sure you test for lead before painting or sanding if your home was built before 1978. It could have lead in the paint, which can be harmful to humans.

ATTIC BEDROOM CONVERSION

Got room upstairs? HGTV says it will cost you around $40,000, but you’ll get about 94% of it back. You need to make sure there’s plenty of insulation to lower your utility bills and that your existing HVAC can handle the load.

MAJOR KITCHEN REMODEL

The kitchen is the heart of the home and it will run you about $45,000 for a major renovation that covers new cabinets, an island, countertops, sink, appliances and flooring. HGTV suggests removing

overcounter cabinets and making countertops work for you by creating an eating bar. Stick with neutral colors to get the most bang for your buck.

REPLACEMENT WINDOWS

This job will cost you around $10,000 and you’ll get around 90% of that back. New windows can make your home more efficient and save on utility bills for either you or your home’s new owners. Side note: You may not recoup that much in hotter climates. In Las Vegas, for instance, you’ll only get around 60% of your investment back.

LIVING ROOM UPDATES

Giving your living room a facelift with new decor including light switches, outlet covers, floor registers and more will cost you about $2,000. You should expect to get about 60% of that back. If you’re following up this renovation with a sale, stage your home by moving excess furniture and clutter to storage.

If you’ve spent the pandemic looking around your home and deciding you need something different, you might be pondering a move up.

East Setauket Commercial. Excellent Investment or Owner Occupied Opportunity! Award Winning, Free Standing 5800 sq ft Professional O ce/Medical Building. O 25A. Ample Parking. Minutes to Stony Brook University & Hospital, JT Mather Hospital, St. Charles Hospital. Low Maintenance. Close to Major Highways. ML#3456980 $2,500,000

Stony Brook Expanded Framingham Farm ranch boasts 6Brs. 3Ba. Permitted, Accessory apartment , Impressive 23-foot LR w/log-burning fpl. Updated kitw/granite Ctops. slider to back yar. Paver patio, IG Pool w/2yr liner. Minutes to Stony Brook Univ. & Stony Brook Hosp.3VSD. ML#3473409 $729,000

Lake Grove Completely Renovated in 2015, Expanded Farm Ranch, 2 Primary Brs. Addl. 3 Brs. 4 Full Bats. Beautiful Kit. w/C-Island. open to Generous Fam. Rm, DR/LR. Backyard Perfect for Entertaining Featuring Double Roman Shaped IG Saltwater Pool, Gazebo w/Electric, Fully Fenced Backyard.. ML#3478227 $699,000

East Setauket The Lakes. 3 Br, 2.5 Ba. Devon Model. Gran Kit, gas fplc. w/new mantle. Corner unit, lake views. Gated community.. Oversized paver patio. 3 VSD. Close to schools, shopping, SB Univ. hospitals. Clubhouse; tennis, children’s playground, 3 salt water pools, gym and more. LOW TAXES! 3VSD.

ML#3478935 $625,000

Stony Brook A short stroll (1/2 mi. to Setauket Harbor) 4Br, 2 Full Ba. Col. on a private .40 acre. Large primary BR w/ Ba. Hwd Flrs on the 2nd oor. This home is waiting for its new owner’s updates to make it their own. New above-ground oil tank. Located close to Stony Brook University, shopping, schools, Emma S. Clark Library, and the famous Seaport Deli! 3VSD. ML#3478502 $475,000

The Number One Brokerage in New York

Port Je erson A very Special home featuring 4 Br, 2.5 Baths. Wood burning fplc, Remodeled kitchen, quartz C-tops. Anderson windows, Pax wardrobe systems. CAC, many upgrades. Finished basement. Beautifully landscaped property. Village amenities, discounted Country Club membership. PJ School district. ML#3465684 $1,200,000

Setauket Year round escape, under 2 hours from NYC! Winter Water views, 2.5 acres, and 360’ of deeded beach rights on LISound. 2 wood burning Fps. Gourmet kitchen, 4 Br, 4.5 baths, multiple decks, open oor plan, Hw s, walk-out lower level. 2.5 car garage. Award winning schools. Minutes to SBU, SBH. Shopping. ML#3466622 $1,875,000

Setauket Custom built 4 Bedroom Ranch with large EIK, Living Room Dining Room, Family Room with Fireplace, sliders to deck. Two Full Updated Baths, Full Basement, Partially nished, two car garage with access to basement. Located in the community of Crane Neck with access to private beach. ML#3472782 $939,900

Stony Brook Split level with 4 bdrms. 3 bths. Newer Burner and newer above ground Oil Tank, 200 amp Electric with back up auto Generac generator. All hardwood oors, enclosed 3 season porch and a two car detached garage. Large walk up attic. Bsmt. has an inside entrance. ML#3457290 $625,000

Mt Sinai Amagansett Model w/ Courtyard entrance. 3 Bdrms.w/possible 4th bedroom/loft area. 1st oor master w/ master Bath. 2nd 1st oor bdrm. w/ private entrance and full bath. Updated gourmet EIK w/SS appl. Private backyard w/ part covered patio. Located in the Ranches which o er indoor and outdoor pools. ML#3475307 $749,000

Rocky Point Hardwood oors, Beautiful EIk, 2nd Floor Bath w/ radiant oors. Full n. Bsmt with CO for living space and walk out to the yard. Updated Windows,Siding, Roof, bathrooms, Kitchen, basement remodeled. Shed with electric. Fire pit and back yard landscaping.. ML#3476820 $499-525,000

Mt Sinai Lovely 4 Bdrm.Capeh. Fam. Room, Den, EIK, FDR, Large Bdrm. In-law Suite or Mstr. bdrm w/its own separate entrance, New Large Full Bath, 1/2 Bath w/Laundry Room. Hwd. rs. 2nd : Mstr.Bdrm w/Full Bath, 2 Bdrms, Full bath, Sliding Doors out to Deck, Fenced Yard, 1 Car Garage, Full Bsmt. ML#3478631 $569,000

Port Je erson Sta Lovely 3 Bdrm, 2 full Bath, Ranch. First oor living w/ Master Suite & laundry on the main oor. Level fenced property with brick patio, and circular Belgium Block lined driveway. One car attached garage and partial basement with cedar closet. ML#3474557 $450,000

Learn more about our partnership at MeetHanna.com

South Setauket Lovely 3 bedroom ranch 2 full Baths Laundry room and nished basement. Well maintained property. ML#3478755 $474,000

The number one brokerage in New York

Coram Gorgeous 3Br, 2FBth Sprawling Ranch is Located In Middle Country SD. A Paver Brick Drive, 2 Car Garage. Spacious Open Floor Plan. New EIK, (2018) w/ Vaulted Ceilings & Skylights. Quartz Counters, Stainless Steel Appliances. Lg LR. Spacious Den. Lg Primary Suite & EnSuite FBth. Backyard w/ Covered Patio and IGP w/ Wraparound deck. Gorgeous .50 Property. ML#3478279 $549,000

Rocky Point The Tides: This Beautiful Ranch w/Spacious Open Floor Plan is all Brand New, Living Room with Fireplace. EIK Features: White Cabinets w/Quartz Counter Tops, Primary Br w/ Master Bth. 2 Additional Bedrooms & Full Bath. Fully Finished Bsmnt w/FBth. 1 Car Garage, Central Air Conditioning, Hardwood Floors, New Asphalt Driveway, Beach Rights & More. ML#3478226 $599,999-$625,000

Baiting Hollow Stunning 3Br, 2FBth Ranch. Upgraded Primary Suite w/FBth. 200 Amp Elec, Recently Renovated Kitchen, Energy Smart Windows, CAC, 5 Zone IGS & Transfer Switch w/ Whole House Generator. Professionally Landscaped plush .60 Property. Fully Fenced Backyard Features Deck w/Built In Pergola, Room for pool. Detached 2 Car Garg. ML#3476718 $599,900

Rocky Point Spacious and Bright A ordable 1Br, 1FBth 2nd Floor unit o ers easy living in a maintained co-op setting. Lr/Dr Combination. Slider to walk out Balcony. EIK w/Countertop seating. Lg Primary Br. w/walk in closet. ML#3478102 $124,900

Miller Place Extremely Rare Find. 1.38 Acres of Cedar Beach. The Property Line Runs to The High Tide Water Mark. This solid 2 Story, 2Br, 1FBth home needs updating. The Ground Level Is Un nished. The Upper-Level Features Kitchen, Den, Dining Area, Lg Living Room w/FPL & 2 Lg Bedrooms & Screened in Porch. Original HW Flrs, New Furnace. Being Sold as Is and All Cash Only. ML#3478565 $999,000

Navigating the Rental Market

It’s not just real estate for sale that’s red hot right now. Rentals are also hot commodities in most of the country.

Here’s how to find the right home for your family that fits your lifestyle and your budget.

ASK AN AGENT

Real estate agents aren’t just for buying, they can help you find a place to rent, too. Agents can help save you time and headache in your rental search by tracking down properties and landlords and even perhaps find properties you wouldn’t have found on your own. They can also help you understand any contracts you’ll have to sign on your property.

MOVING TO A NEW CITY

Rentals can be especially

valuable if you’re moving to a new city and you don’t want to sink all your money into a home in a neighborhood you’re not sure you’ll like. Before you move, start digging into your housing options at least a couple of months. Get a good idea of what you’re looking for and narrow down the neighborhoods you’re looking at. Make a wish list and use a rental agent.

WHAT YOU NEED

You should also be prepared before you start getting ready to make offers. Bring your proof of income — if you’re moving for a new job, you may need a letter stating what your new pay rate will be — along with bank statements for the past few months.

AVOID SCAMS

Avoid red flags in your rental situation. Some signs that you

might be in a scam are:

• High pressure to make a quick decision.

• Asking for a large upfront fee or security deposit.

• Not being able to show you the property.

• If landlords provide you unreliable contact information.

• Are willing to skip credit or background checks.

• Won’t give you the address of the rental unit.

Always visit the apartment before you put down any money and inspect it inside and out. Deal with landlords and agents that are local and read the lease and any other contracts carefully.

Don’t wire funds or give out financial information, and be wary of rent that’s too good to be true.

Ask the dedicated professionals of Douglas Elliman East Setauket how the real estate market is.

East Northport|$835,000

Web # 3477744

A stunning, beautifully updated home with standout features nestled in a tranquil setting.

Setauket|$799,990

Web # 3478623

Enjoy magnificent views of Little Bay from your own backyard oasis in desirable Strong’s Neck

Medford|$759,000 Web # 3476855

Truly grand Victorian with over 3000sf of luxury living. Spacious rooms, gourmet kitchen, luxe amenities and huge, professionally landscaped yard.

Stony Brook|$999,000

Web # 3466103

Beautifully updated Post-Modern Colonial. Sun drenched rooms, fabulous yard for entertaining.

Port Jefferson|$839,000

Web # 3459221

Perfection. Harborview Townhouse with up to the minute style and elegance

Port Jefferson|$650,000 Web # 3425109

Peaceful, quiet surroundings in this hidden gem in a prime Village location

Mt Sinai|$639,900

Web #3442946

Secluded Custom Ranch in a serene, wooded setting.

Stony Brook |$618,000

Web # 3432891

Rare Stratton Model in the “S” Section

Mt Sinai|$529,000

Web # 3460045

A diamond East Hampton model set in the Ranches@Mt Sinai

East Setauket $525,000

Web # 3455966

Spacious High Ranch in a lovely setting

Ronkonkoma $459,000

Web #3467086

Exceptional, beautifully renovated In Line Ranch.