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Friday, January 19, 2024 • B3
THE GARDEN ISLAND
New year, new home: 2024 maintenance tips barriers, dehumidifiers and drainage systems for optimal protection.
BRANDPOINT The arrival of a new year is an ideal time to get your home in tip-top shape, starting from the bottom up. If you want your home to last a lifetime, begin by checking your foundation and everything related to it. In the Southern U.S., especially, the weather and soil conditions are constantly putting stress on the most important, but most often overlooked, parts of the home: the foundation, concrete and crawl space. That’s why the experts at Foundation Support Specialists put together a checklist to help you keep those key areas and the rest of your home in excellent condition throughout the year.
Protect your concrete
Check off another box on your new year maintenance list by inspecting your concrete driveways, walkways and patios. Fluctuating temperatures mixed with unstable soil often causes concrete to crack and sink, which can make your property look unkempt and it also poses a tripping hazard. To fix concrete damage, consider investing in concrete lifting solutions, such as state-of-the-art polyurethane foam injection which is a more effective and long-lasting solution than traditional COURTESY OF BRANDPOINT mudjacking or DIY concrete repair. Drought causes the soil to shrink and crack, while heavy rain makes it swell up again. Eventually, you’ll beThe eco-friendly polygin to see warning signs throughout your home like cracks in walls and floors, doors that won’t close propurethane stays sturdy rain erly or uneven flooring. Invest in expert pier or shine, so your concrete and beam repair stays level all year round. For homes with pier and pier and beam foundations southern states, the soil’s with help from a profesmold growth and strucYear-Round Comfort and beam foundations, mainSafety with Foundation every decade. Nowadays, unique characteristics put sional will give your foun- tural damage. the foundation at risk. Encapsulation creates a Support Specialists taining their structural in- experts recommend redation a solid defense. Drought causes the soil to Experts like those at Foun- controlled environment By focusing on these tegrity is essential. There placing damaged wood shrink and crack, while key areas of your home, are many elements out with metal support piers. dation Support Specialists under the home, cutting you can start the new year down moisture intrusion there that want to destroy These metal piers last lon- heavy rain makes it swell use advanced foundation off on a firm foundation. your beams: moisture, ter- ger, are adjustable for dif- up again. pier systems to secure and risks, enhancing air qualThis cycle constantly For more information on stabilize your foundation, ity and safeguarding the mites, soil movement and ferent home heights and how to keep your home in keeping your home safe. more. All of them can spell resist moisture-related rot, shifts your foundation home’s structure. Althroughout the year. Eventop condition for years to disaster, but the easiest offering a more durable though pier and beam Encapsulate your way to tell that you may and efficient solution. foundations are more com- come, contact a certified tually, you’ll begin to see professional to schedule a have a problem is if you warning signs throughout crawl space mon, encapsulation still Strengthen your notice your floor getting a your home like cracks in Crawl space encapsula- plays a vital role if there is free inspection. You’ll enfoundation bit uneven. walls and floors, doors tion helps create a healthy a crawl space under the hance the comfort of your In the south, homeownThe foundation is the that won’t close properly and energy-efficient home. home. Certified contracliving space and protect backbone of your home. or uneven flooring. Ignoring this space can your most important iners often believe they tors provide comprehenBut in Texas and other Addressing these issues lead to moisture buildup, need to replace wooden sive systems with vapor vestment in the long term.
Average long-term mortgage rate falls to 6.6 percent
Hawaiiana Management Company, Ltd. Serving Kauai’s Condo & Community Associations with award-winning service
Alex Veiga AP BUSINESS WRITER LOS ANGELES — The average long-term U.S. mortgage rate fell this week to its lowest level since May, welcome news for prospective homebuyers facing rising home prices and intense competition for relatively few properties on the market. The average rate on a 30-year mortgage dropped to 6.6 percent from 6.66 percent last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.15 percent. The decline, which follows two weeks of increases, brings the average rate down to the lowest level it’s been in since late May, when it was 6.57 percent. Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, also eased this week, dropping the average rate to 5.76 percent from 5.87 percent last week. A year ago, it averaged 5.28 percent, Freddie Mac said. “This is an encouraging development for the housing market and in particular first-time homebuyers who are sensitive to changes in housing affordability,” said Sam Khater, Freddie Mac’s chief economist. “However, as purchase demand continues to thaw, it will put more pressure on already depleted inventory for sale.” Home loan borrowing costs have been mostly coming down since late October, after the average rate on a 30-year mortgage surged to 7.79 percent, the highest level since late 2000. The average rate remains sharply higher than just two years ago, when it was 3.56 percent. That large gap between rates now, and then has helped limit the number of previously occupied homes on the market by discouraging homeowners who locked in rock-bottom rates from selling. Still, the broad decline in rates since last fall is good news for homebuyers, as it boosts their purchasing power at a time when home prices have kept climbing rising despite a deep housing market slump.
H
awaiiana currently serves over 60 residential and commercial associations on the Island of Kauai. Kauai native Sunshine Ruiz Hatto serves as Hawaiiana’s Vice President of Kauai Operations from its office at the Kukui Grove Executive Center in Lihue.
• • • •
Sunshine Ruiz Hatto Vice President Kauai Operations
WHIT VAN BLARGEN SR. MANAGEMENT EXECUTIVE
99% retention rate among clients Local (vs. mainland) banking All employees are in Hawaii Serving over 60 associations on Kauai
LUCY TAYLOR SR. MANAGEMENT EXECUTIVE
JASMIN WAMPLER MANAGEMENT EXECUTIVE
RICHARD ROBERTS MANAGEMENT EXECUTIVE
DAVID WONG MANAGEMENT EXECUTIVE
www.hmcmgt.com
AMY CAMPBELL MANAGEMENT EXECUTIVE
HINAHEA LANGI OFFICE MANAGER, SENIOR ADMINISTRATIVE ASSISTANT
KRISTEN KURZ MANAGEMENT EXECUTIVE
RACHELE BURNS TOGUCHI OFFICE/LEAD ADMINISTRATIVE ASSISTANT
MIRISHAE MCDONALD MANAGEMENT EXECUTIVE
ASHLEIGH-MORGAN SHIGETA FRONT DESK ADMINISTRATIVE ASSISTANT
Hawaiiana’s Kauai Properties: Alihi Lani Alii Kai at Hanalei Alii Kai II Aliomanu Estates Apopo Hale Emmalani Court Halaulani Condominium Hale Honu Halelani Village at Puhi Halemalu at Puhi Hanalei Bay Villas Hooluana Condo at Kohea Loa Hookena at Puhi Kahala at Poipu Kai Ka‘iulani of Princeville Kakela Makai Oceanview Kalaheo Pali Kai Kalihiwai Ridge Kamahana Kauai Beach Resort Kauai Beach Resort Association
Kawaihau Sports Villa K.G. Enterprises Condominium Kiahuna Plantation AOBO Kohea Loa Master Association Koloa Garden Apartments Kuhio Shores at Poipu Kukui‘ula Kulana Lae Nani Lihue Townhouse Makanui Manualoha Marriott’s Kauai Resort and Beach Club AOAO Nawiliwili Estates Paradise Court Pali Ke Kua Paliuli Pikake Pili Mai at Poipu Plantation at Princeville
Poipu Crater Poipu Kai Association Poipu Kai Racquet Club Poipu Kai Water Reclamation Poipu Kapili Poipu Sands Princeville II Community Association Princeville II Community Association - Queen Emma Bluff Princeville Makai Ranch at Halele‘a Princeville Paniolo Princeville Sealodge I Puamana
Puhi Industrial Park Pu‘u Po‘a Regency at Poipu Kai Regency Hule‘ia Regency Villas at Poipu Kai Sandpiper Village I Sealodge II The Villas at Poipu Kai Villas at Puali Villas of Kamali’i Villas on the Prince Waikomo Stream Villas Wailua Bay View Waipouli Beach Resort
For more information about Hawaiiana’s services, contact Sunshine Ruiz Hatto at 808-792-0515 or email sunshine@hmcmgt.com.
Page 4 Wednesday, January 10, 2024
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Background: The HPHA is developing its 5-Year PHA Plan and Annual PHA Plan as required by the Quality Housing and Work Responsibility Act (QHWRA) of 1998. The QWHRA was enacted to revitalize, improve, and make significant changes to the federal public housing and Housing Choice Voucher programs. PHA Plans describe how federally-funded programs administered by the HPHA will be operated and managed during the applicable fiscal year(s). The HPHA also uses the PHA Plans to inform the U.S. Department of Housing and Urban Develoment (HUD), its residents, and the public of the specific strategies it will employ to address the housing needs of low-income families within its jurisdiction.
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$1,550,000 7,500 sqft Mark Tanaka -RB 808-639-0367 Clifton Kukino -RB 808-639-1490 MLS 703878
KEKAHA $399,999 10,584 sqft Kevin Horita -RB 808-639-8213 Jesse Fukushima -RS 808-482-4077 MLS 703768
Pursuant to 24 CFR 903.17 and the MTW Operations Notice, the Hawaii Public Housing Authority (HPHA), Department of Human Services, hereby provides notice that it will hold a public hearing on (1) the 5-Year Public Housing Agency (PHA) Plan for Fiscal Years 2025 to 2029, (2) the Annual PHA Plan for Fiscal Year 2024-2025, (3) the Moving to Work (MTW) Supplement for Fiscal Year 2024-2025, and (4) the Amended MTW Supplement for Fiscal Year 2023-2024.
For Rent The Hawai‘i Community Development Authority (“HCDA”), a body corporate and a public LIHUE- 1 bdrm, 1 1/2 instrumentality of the State of Hawai‘i, is hereby bath for rent. 1st month deposit/$1,604 cancelling the Notice of Public Hearings that Utilities not included. was published on Friday, January 5, 2024. Move in 1/19/2024 The hearings regarding the amendment and Reference required. Call 808-635-1240 compilation of HAR Chapter 15-215 relating to the Kalaeloa Community Development District Plan and rules, originally scheduled for February 7, 2024 at 9:30 a.m. and March 6, 2024 at 9:00 a.m., are hereby cancelled.
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NEW ARRIVAL SHIHTZU DOB 12/7 3 F, 2 M Available February 2024 $3,500 (808) 651-1030
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thegardenisland.com Friday,
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activities it Co. operations in the process produces GMO, for farmers, said Chemical and techother research into production the Kauai chemical and Co., is operations ventional seeds nature of its Allan Parachini ISLAND Nemours as it diversifies corporate one of the GARDEN t an international become a farming. A8 dividing its changing SPECIAL TO THE announcemen divi- of three new companies, on ag- was operations and will food SEE CHANGE, of into of developThe DowDuPont Kauai exclusively — The agriculture scale grower markets in a series KEKAHA has announced which will focusDow and DuPont changing production was the third Both operaare rapidly operations products for commercialbeyond. sion of DowDuPont riculture. in its Kauai ments that and possibly previous expand its previously had separate focused on major changes the statewide, which it will here, inboth of which genetitions under Hartung acquired on Kauai, activities of improved soy as Hawaii research on island by development seed corn and staffing creasing percent. cally modified 50 this much as created earlier The firm,
$675 ,000 2 Bed/ 2 Ba Interior Area: 840 sqft Clifton Kukino 808-639-1490 MLS 706241
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Abuse victim, keiki need Christmas cheer
service guide
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DECEMBER
15, 2017
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ds a home Alakai fin
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garden. governing for the comThe school’ssought agriculis a school eight to This that will put Kauai board of or rechallenged munity transfor- ture land, but free going to be century education property 21st ahead of set to are duced-pricedto find. meet those collabora- mation.” who school was proved hard skills of creativity, ons, critiby When the ago, ing Brittany Steinbeck, approved tion, communicati 10 months to problem-solv unanimously moved here State Charter board cal thinking, in 2016, the Hawaii the school’s open and caring.” will be at Kahili School Commission were joinedthe charter school members help The school located year. a new school board Park, the following change the open in August past Kauai has Mountain working to KOLOA — the highway a “We’re the make this mauka of still to ending 2017. school. the school Public world needs said. “I came Maluhia Road, But in April, she Alakai O Kauaicontinues ena home. Blackhappen,” lengthy search.at so many didn’t have space was a Charter School for a grand toA8 “We looked last couple today SEE ALAKAI, to be in the well felt green rollment places over students. said. for its studentsgrow a must tal of 165 Blackwell families and and years,” out explore “Kauai keiki said Kani “Dr. got children school. nature, coor- “We’vewaiting for this need a choice,” principal there, B” Blackwell, school. “They the dinator of
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Public Review: The drafts of the (1) 5-Year PHA Plan for Fiscal Years 2025 to 2029, (2) the Annual PHA Plan for Fiscal Year 2024-2025, (3) the MTW Supplement for Fiscal Year 2024-2025, and (4) the Amended MTW Supplement for Fiscal Year 2023-2024 are available for public viewing at the HPHA School Street Administrative Campus and the site management offices on weekdays between 7:45 a.m. to 4:30 p.m. HPHA Administrative and Section 8 Offices, 1002 North School Street, Honolulu Oahu: Puuwai Momi Office, 99-132 Kohomua Street, Aiea Oahu: Kalihi Valley Homes Office, 2250 Kalena Drive, Honolulu Oahu: Mayor Wright Homes Office, 521 North Kukui Street, Honolulu Oahu: Kalakaua Homes Office, 1545 Kalakaua Avenue, Honolulu Oahu: Kalanihuia Office, 1220 Aala Street, Honolulu Oahu: Hale Poai Office, 1001 North School Street, Honolulu Oahu: Waimaha Sunflower Office: 85-186 McArthur Street, Waianae Oahu: Koolau Village Office: 45-1027 Kamau Place, Kaneohe Oahu: Kauhale Nani Office: 310 North Cane Street, Wahiawa Oahu: Palolo Valley Homes Office: 2107 Ahe Street, Honolulu Oahu: Kuhio Homes Office: 1475 Linapuni Street, Honolulu Hawaii: Lanakila Homes Office, 600 Wailoa Street, Hilo Hawaii: Ka Hale Kahaluu Office, 78-6725 Makolea Street, Kailua-Kona Hawaii: Noelani II Office, 65-1191 Opelo Road, Kamuela Kauai: Kapaa Office, 4726 Malu Road, Kapaa Maui: Kahekili Terrace, 2015 Holowai Place, Wailuku Molokai: Kahale Mua, Maunaloa, Molokai
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KAUAI’S
Legals / Public Notices $573,000 Lot size: 0.51 acres Mark Tanaka-RB 808-639-8213 Ashley Carvalho-RS 808-482-4077 MLS 705122
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Completion Legal Notices Legal Notices of Contract OWNER’S NOTICE OF COMPLETION OF CONTRACT
Certificate of Assumed Name: Minnesota Statutes, Chapter 333 ASSUMED NAME: CRISTI CION BICE Registered at the Office of Minnesota Secretary of State; Work item 1441395300022 FILED 12/28/2023 11:59 PM; Nameholder: Ordinario, Cristi Cion Active/In Good Standing
Summons
Digital copies of each draft are also available on the HPHA’s website at: https://hpha.hawaii.gov/plans-reports
thegardenisland.com The public hearing will take place on:
NOTICE IS HEREBY GIVEN that pursuant to the Provisions of Section 507-43, of the Hawaii Revised Statutes, the construction by Nikolaos Paraskevas/owner Certificate of Assumed Name: SOLD builder of that certain Minnesota Statutes, Chapter 333 Single Family Residence, ASSUMED NAME: CRISTI CION ORDINARIO situated at 5647 Registered at the Office of Minnesota Kahiliholo Rd, Kilauea, Secretary of State; HI 96754, TMK: 5-2-022Work item 1307559500024 027-000-5, has been FILED 04/05/2022 11:59 PM; * Custom * Armstrong-Clark completed.Color Matching Nameholder: Ordinario, Cristi Cion Stains * Active/In Good Standing * Purdy Brushes * Graco Sprayers * Home Owner * Nikolaos Paraskevas & (TGI1442507 1/10, 1/17/24) Gisele Gardner * Maintenance * Commercial * Industrial * Owner(s) $588,000 (TGI1442194 1/03, 2 Bed/2Ba Across College Living Area: 869From sqft Kauai Community 1/10/24)
Carol C. Cummings-RB 4490 Puhi Road, Lihue 808-651-4766 MLS 704374
Finally, the HPHA is proposing an amendment to its MTW Supplement for Fiscal Year 2023-2024, which was submitted to HUD on March 29, 2023, and received final approval on June 2, 2023. Specifically, the amended MTW Supplement includes a request for HUD approval of MTW Waiver 3.b. which would allow the HPHA to conduct reexminations of HCV families biennialy (i.e., every two years).
t h E g AR D E n isL An D . C O m/ C L A s s i f i E D s OPEN
Y FRIDA15, 2017
Summons
Monday, March 4, 2024, at 5:00 p.m.
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245-0433
SUMMONS
245-0433
Kapaa
ber 15,
Friday,
$1,175,000 4Bed/2Ba Lauren Yama -RS 808-346-4204 Eric Yama-RB 808-639-3414 MLS 703147
om
island.c
egarden
Feat Homes
nials have that millen nt than differe Baby The world is a lot up in Gen Xers andl revolugrown the digita the world knew. The of smart tive ers use Boom pread ion of disrup g sharin adopt tion, wides s and such as ride are just a phone s ologie rental apps altechn on that have and vacati factors ape. the landsc student few of the social tered tunately, rising and other prices many Unfor home hit rising s have to bedebt, mic factorleft them a econo nials and cannot afford they millen they as though inew opfeel the Amer lieve that ht forth be Road #4 out of . Many on, this broug home home priced will never rty s have become a 2277 Nalo a great locati prope home to have been and they. nities price Talk about on rental portu home can dream your age, ge sales ut . ar vacati away from buy a witho popul e to beable to matter what the avera and Poipu two lots an owner osur and FiIn 2016, factured home Beach But no plenty of ways just have is just 0 - that’s - NMLS Discl Mortgage ecke’s , you are rbilt Alcoa Trail, 0-3000, utiliis a Brenn Park! for a manuaround $70,60square foot there homeowner creatively. Vande home 500 with the last a and very t Beach 3 BD 3 BA , Inc., 37804, 865-38.nmlsland was of $48.82 per able solu- e come a little more ine that first and nance y to recen ge on rental l This ille, TN (http://www Lic. you comb it and lot of mone avera them an affordg to becom to think renta , a rear vacati with many , Maryv depos g of the t trends popul rg/), AZ or ar#1561 ained ties, a ’s rent, it’s a you will makin renters lookin cess.o NMLS The riseng at curren found that hing with living well maint n merac Loans made rnia Fied month tion to to s. somet des. Looki consu 6, owner e manufacturon for ch study are now last spend on upgra spacious kitcheopens upthe e to a Califo 90261 home area ing in the #BK-0 pursuant to license, GA ), own. people choos The cent researhouseholds “We believ a great solutig affordd many s, time in er of never U.S. do and dining loung rs Law (Lic. #6911 range more than at any seekin s offer room lanai. Enjoy the stars! om numb So why reason is that Lende age g home holds Vanderbilt like phone rising that age a d nance Mortg One just under split bedro rentin house says a things . With that ential ential Mortg NH worrie rent? Presithird dining many ng,” Resid realize less other s the ce Inc. 50 years many have nation of rent-sun or lower-level area and don’t ed by s, a e, able housi and Finan “We work with- Illinois Resid count basis, home Lic. today of home renter becoming Privat own living age ee, Licenstment, MT ton. cars andon a daily of well. Call nation Mortg Hamil help find financ we are with its entry as than a and Licensng Depar by PA Dept. we use ed. ate dent Eric mers to the Banki Licensed ers rather separ ED AT their needs t with , have chang s. mean our custo s that fit ities owner is most evidenpeople under for a tour!612139 OFFER ue #1561 rbilt 50 ng. prior s.” Vol. 5, No.Banki ing option MLS# amily ation, This Vande New solution g in- Friday, stance15, 2017to |contin ex- December 451, al Multif now nt from ,000 er gener housin Week ofand circum rs don’t have check for ••• a new $1,790 Shaw RB-13 young the Nation nd for new found ce, Inc. ored Conte Rente a monthly Finan As dema prices on to rise, Rick Spons own. The 30, who Council havent of all rentout 9.0774 ed age and ue s, and l never ed and ng adapt 808.63 doling Mortg crease s contin Housi for 50 perce chang ed hing they’l home housing has’s firstnt se it’s somet market has factur isting accou ed a today ng . manu factur the U.S. renting becau of es e, in housi either manu , ards ers chang provid aren’t stand s and short supThey with this able option throughto the buyer t in afford s. know going up time home a marke able option a more residents are on for As manycountry, rents and 2015, up soluti quality, afford ply of out the Between 2012 has gone rent and up. n gross to $959. When the media nt, rising 8.24 perce
OPE N
FRIDerA15Y, 2017
Owner(s)
/s/ REY AGCAOILI
Y! Weekend TODA Grinds & Da Kines For YourROOM SHOW LIHUE OUR VISIT
#174 ka St. e Fee Simpl 2110 Kane cy Huleia
Regen 00 house $675,0 3 Bdr., Town g price: 1700 sq. ft. Askin Bath, size over g, 2 ½ Total tionin full air condi garage, 2 with 1 car . lanai & ready large ove in tain views hed-m furnis r lot with mounto Puakea ent Corne for belt. Adjac location & green e. Prime Golf Coursall services. ay & s to acces house on Saturd 20 & 21 & 14, Open ry 13 t: Glenn Janua y, ntmen Sunda for appoi . or call 6-0091 808-24 Kaser
Written comments may be presented to the presiding officer at the E S I DPublic public hearing, or mailed to the HPHA, Attention:I NPEO Hearing, at ring Hawaii 96817. Written comments 1002 North School Street, Honolulu, i Floo Kaua may also be faxed to (808)YEAR’ 832-4679 or sent by electronic mail to TIME OF THEcomments not presented at the public ‘THE GREATESTWritten hpha@hawaii.gov. Annual Holiday Fair hearing should be received by the HPHA’s Administrative Office by 4:30 p.m. on March 4, 2024. d-rate ear, fixe s to US 30-y e rate slip mor tgag cent on 303.93 per N — The rate ages
Friday,
THE GARDEN
December
15, 2017
KI F SO IDERS R E D RA UT S H U T OE R S V OYAG
Featured Homes
are renters Ways
eowners g hom becomin
2277 Nalo
HOUSE
8.24 percent,
VISIT
St. #174 Fee Simple 2110 Kaneka Huleia
OUR
Regency $675,000 ft. 3 Bdr., Townhouse price: 1700 sq. Bath, Asking 2½ size over Total full air conditioning, garage, 2 with & 1 car views e in ready. large lanai mountain furnished-mov lot with to Puakea Corner for belt. Adjacent location & green Prime & Golf Course. to all services. access house on Saturday 20 & 21 13 & 14, Open Glenn January Sunday, for appointment: or call 808-246-0091. Kaser
fixed-rate to US 30-year,rate slips mortgage on 303.93 percent The rate
Moloa’a Bay Chocolate Chocolate! Made ~
Made ~
Front Lawn of Kaua‘i
By
Co-sponsored Kaua‘i Community College County of Kauai
AY TGIFR!DSTAT REAL E
Save the Date!
••• Press iated Assoc
E G N A H C F O S SEED OPEN
-44 46 M– F 378 Deliveries a‘a, 96746 Hwy. Kap Islandwide 25 Kuhio
— WASHINGTON U.S. mortgages this week.said percent Mac year fixed-rate to 3.93 Freddie 30slipped buyer benchmark from Mortgage that the was down perThursday loan rate and 4.16 year home last week 3.94 percentago. fixed-raterefiyear 15-year, cent a those
Flooring Kauai ors & Interi Dealer
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on The rate popular with unwas 16, 2017 9:30am to 2pm homes, 3.36 percent. mortgages, their December at Saturday, nancing this week year ago. a Community College
of Kaua‘i Lawnadjust-
Front 3.37 Kauai It was to 3.36 on five-year Kim Chee/ Miki Macs; Haole Girl Sweets; Kauai The rate Cofee rose Jam; Roasters/ last week Hanalei mortgages Bay Coffee; Monkeypod Aunty Lilikoi; 3.35 percent able-rate from Kauai; Mailelanis; Moloa'a Hakus 'O ago. Bakery, Kula Kala Flowers Express; Heavenly Rea year Kookies; Kopercent Lures; Salty Wahine; Tropical percent Water White the Federal Precious Kreations/ and 3.19 interest changed
Co-sponsored By Kaua‘i Community College County of Kauai
percent
On Wednesday, short-term in 2017. “The raised time in the serve the third priced rates forhad already interest rates, market so long-term mortgageKiefer, a rate hike, including said Len rates, moved,” hardly Mac economist. mortgage average lenders Freddie To calculate Mac surveys Monbetween Freddie rates, week. the country each across Wednesday day and ••• Press Associated
4-15
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INGTO WASH ate U.S. mortg week. nt this said perce year fixed-r ie Mac d to 3.93 Fredd 30slippe age buyer mark Mortg that the bench down from was day perAhuk Thurs loan rate and 4.16 Hwy & year home nt last week r of Kuhio ate 3.94 perce ago. corne r, fixed-r refiyear On the cent a those on 15-yea The rate popular with uns, was ages, nt. mortg their home 3.36 perce g at nancin this week year ago. ed nt a chang ar adjust 3.37 perce Kauai was five-ye It to 3.36 on Kim Chee/ Miki Macs; week Haole Girl Sweets; Kauai The rate Cofee ages rose Roasters/ Monkeypod Jam; nt last Hanalei Aunty Lilikoi;able-r ate mortg perce Kauai; Mailelanis; Moloa'a Bay Coffee; 3.35Kala 'O ago. Heavenly Hakus Kula Bakery, nt from ents. Kookies; Koperce Tropical Flowers Express; al Rent a yearFeder Wahine; Salty Lures; perce hly Paym White Water , the st Precious Kreations/ and 3.19 esday intere um mont On Wedn short-term in 2017. “The val. Minim raised appro in the serve third time priced st for the 6pm ct to credit rates had already Fri 9amt erm intere ble - Subje marke -3pm : Monso long-t age rates, a cing Availa OPEN Sat 10am rate hike, ing mortgLen Kiefer, Finan includ rates, d,” said move mist. hardly Mac econo e mortgage s ie Fredd ate averag ys lender To calcul ie Mac surve en Monbetwe Fredd ry rates, each week. the count across Wednesday day and
If you need an auxiliary aid/service or other accommodation due to a disability, contact Benjamin Park at (808) 832-4693 as soon as possible, preferably by February 26, 2024. If a response is received after February 26, 2024, the HPHA will attempt to obtain the auxiliary aid/service or accommodation, but cannot guarantee that the request will be fulfilled. Upon request, this notice is available in alternate forms such as large print, Braille, or electronic copy.
AY! Weekend TOD OM WRO E SHO LIHU
Grinds & Da Kines For Your
Check da Scene
Lihue
On the Kauai Community
will host its holiday 08 45-88 recital Sunday ue 808-2 oors.com ay, Lih kauaifl Highw ini Rd.
HAKIM OUANSAFI Executive Director Hawaii Public Housing Authority Department of Human Services
Bro g; Hartung ar in ff ta s e s HPHA does not discriminate against person because ercial m AY creaany TGIFR!DSTATE s, inphysical omm Syngenta A.G., K tivitiesex, of race, h color, or mental creligion, REAL E a for cdisability, ts rc c a u e s d e r familial status, ancestry/national origin, age, marital status, ro ations of closely iden- — p d er n op d i a o ua p f fo orientation and genderKaa Sw ex merate r to HIV infection orosexual identity. e t n w iss conglo agriculture and o ro P g u O le rs a GM e he c s. ot ith s in w Br DowD ra d n st tifie er pesticid at le, Hartung w iticized ov roducartibyoE toda y O and Meanwhi seed developer th of the Do Subscribe p widely cr a e inue its GM Kauai g e merger DuPont de nnt in th m co co ad o d le ill a c w an , be use. It tivities on , organic ANyeG . and c.E.I.to s Inc. 245-0433 OPEN
Locally Grown ... Locally
& Insta Dealer Flooring
Kuhio 3-3222
Moloa’a Bay Chocolate Chocolate!
S RDAY SATU 1AM 7:30-1
have BRANDPOINT that millennials than different Baby The world is a lot up in Gen Xers and revolugrown the digital the world knew. The of smartuse Boomers of disruptive tion, widespread ride sharing and adoption just a such as phones apps arealtechnologies rental that have and vacation the factorslandscape. few of student the social , rising and other tered prices many Unfortunately home have hit rising debt, factors them to bea economic and left afford they millennialsthey cannot though Amerinew opfeel as the lieve that forth this Many Road #4 out of never be a homehome. location, priced have brought will a great property homes to become have been and they rental price Talk about age, portunities home. can dream sales from vacation buy a what your without populartwo lots awayand Poipu to beable to the average matter an owner. home and FiIn 2016, Beach But no plenty of ways just have Disclosure is just - that’s you MortgageTrail, NMLS are $70,600 foot is a Brennecke’s for a manufactured there the utiliaround square Vanderbilt500 Alcoa865-380-3000, Park! creatively. home and very a homeowner, more soluBeach 3 BD 3 BA Inc., that with and last land was of $48.82 per come mlsrental a little to nance, first recent TN 37804, This you combine and lot of money average them an affordable to think vacationwith many rental to become a re(http://www.nLic. Maryville, deposit it’s a of the popular trends, #1561, ess.org/), AZ or arties, a making renters looking you will rent, NMLS The rise at current found that with living made well maintained Fimonth’son something tion to up to kitchen Looking study consumeracc Loans a California to are now last upgrades. manufactured for to spend GA homeowners. choose area opens in the #BK-0902616, own. solution The spacious in the of cent research license,#6911), pursuant “We believe great many affordnever U.S. households do people and dining lounging any time ranged Lenders Law offer a more (Lic. seeking room lanai. Enjoy the stars! So why reason is that than at a rising number homes like phones, that nance Mortgage One renting households a split dining under third bedroom With Mortgage things that just worried says Vanderbilt rent? many NH Inc. Presiother realize 50 years.many have nation of rentsun or lower-level area and with Residential Residential by the don’t able housing,” countlessbasis, homes and Finance Illinois Licensed of homerenters,becoming a MT Lic.of “We work Private, own living Call today cars andon a daily well. nation Mortgage Hamilton. find financLicensee,Department, we are with its entry as than a PA Dept. we use to help needs and dent Eric BankingLicensed by AT ers rather separate with the their have changed. mean under our customers OFFERED that fit #1561, owners.is most evident for a tour! people 50 priorities s.” 2017 Vol. 5, No. ing options 15, |continue MLS#612139 This Banking. inNew December from Vanderbilt generation, Multifamily solution housing exhave to of Friday, for circumstance for Week ••• don’t RB-13451, Content Inc. a new $1,790,000 younger the National found now check new and Renters a monthly As demandprices on to rise, Rick Shaw Sponsoredand Finance, own. The 30, who Council have of all rentout and never and adapted 808.639.0774 doling Mortgage continue they’ll creases, Housing for 50 percent it’s homes housing has firsthas changed something isting account U.S. market because a the of today’s renting housing change, manufactured either. manufactured ers in provides aren’t option, the standards and short supThey with this in up to affordable know throughtime homebuyers options. a more are going for a market residents affordable As manycountry, rents and 2015, up solution quality, ply of out the Between 2012 has gone rent When and up. gross to $959. the median rising
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n to bud selectio in your allation iors se # C-32054 and with Insured Inst & & Inter llatioAloha n, LicenDance Studio nsed
2017 9:30am to 2pm Saturday, December 16, Community College
–1pm SATURDAYS 9:30am College Campus
On the Kauai Community
Locally Grown ... Locally
reetings ’s G Season friends at from your
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OPE
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YOU ARE HEREBY NOTIFIED that the Plaintiff KAUAI FEDERAL CREDIT UNION, formerly known as Kauai Government Employees Federal Credit Union, a federally chartered credit union, filed a Complaint (Assumpsit - Money Owed); Declaration; Exhibits 1, 2 & 3; and Summons against you in Civil No. 5DRC-23273, in the District Court of the Fifth Circuit, State of Hawaii, praying for judgment for sums due and owing for nonpayment of an auto loan, interest, late fees, costs and attorneys’ fees and for other proper relief. YOU ARE HEREBY SUMMONED to appear in the Courtroom of the Presiding Judge of the above-entitled Court, Kauai, Hawaii, on Monday, the 26th day of February, 2024, at 8:00 a.m. of said day or to file an island.com answer or other pleading and serve it before said day thegarden AY upon SHERMAN SHIRAISHI, Plaintiff’s attorney, whoseFRIDber 15, 2017 address is 2403 Ulu Maika Street, Lihue, Hawaii, Decem 96766. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. DATED: Lihue, Hawaii, December 8, 2023.
Tower Kauai Lagoons thegardenisland.com Sub 7
OINT BRANDP
All interestedPoippersons are invited to provide oral7:3or written comments u on the PHA Plans and MTW Supplements. All comments ereceived s M– D liveriey. Kap ide applicable dwthe will be considered and incorporated appropriately Islaninto io Hw uh K 25 15 document. Oral comments may be presented during the4-public hearing. Persons who cannot attend the hearing and prefer not to provide written comments may call (808) 436-7183 to submit their comments as a voicemail message. Lihue
om nisland.c thegarde
To: Defendant KIANA-BRENNAN RAPOZO
245-0433
reet
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Stay Informed NOTICE IS HEREBY GIVEN that pursuant to the Provisions of Section 507-43, of the Hawaii Revised Statutes, the construction by Shioi Construction, Inc. of that certain New Construction Timbers Kauai Townhomes Building E, Garage E1 and Garage E2 situated at 3770 Ala‘oli Way, Lihue, Hawaii 96766, TMK: 35-001-027, has been completed.
2017
Physical Meeting Location: ur friends at from yoStreet, The public may attend the public hearing at 1002 North School wners eo m Building A Conference Room, Honolulu, HI 96817, which will also be g ho comin are be nters meeting via Zoom. connected to urthe remote ays re ed W N THE GARDE
STATE OF HAWAII
OWNER’S NOTICE OF COMPLETION OF CONTRACT
Alternatively, the public may participate via telephone by calling 1-346-248-7799. When prompted, callers should enter the Meeting ID: 878 2526 6494, and the Password: 044636. The HPHA requests that meeting participants show their first and last name.
(808) 246-8828
IN THE DISTRICT COURT OF THE FIFTH CIRCUIT
thegardenisland.com
Remote Meeting: The public may participate in the public hearing electronically via Zoom using the following link: https://us06web.zoom.us/j/87825266494?pwd=cDQxOL6ut0bbbMq VkSlMFfcEdB3wY8.1 When prompted, enter the Meeting ID: 878 2526 6494, and the Password: 5WApfb.
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