012023 Real Estate Directory

Got House?

Top 5 outdoor design trends for 2023

BRANDPOINT

The year 2023 will reveal a few new outdoor design trends, but two of them — mixed materials and bringing the indoors out — are maintaining their previous popularity into the new year. New trends landscape designers are anticipating include more interest in sustainability, expanding the use of outdoor spaces and maximizing cutting-edge technology.

Growing from the pandemic, interest in outdoor living is now at an all-time high and the top 2023 trends in outdoor design reflect that continued interest, according to Joe Raboine, director of Residential Hardscapes at Belgard.

Supporting sustainability

Caring for the environment is an increasing priority for homeowners, especially those who love the outdoors and want to ensure the environment is preserved for future generations to enjoy.

“Homeowners are asking designers to create spaces inspired by nature that also help conserve it,” said Raboine. “This can mean choosing long-lasting materials for hardscaping, finding products made from recycled materials and/or using permeable pavers to help reduce water runoff.”

Extending indoor spaces

Bringing the indoors out is hardly new, but as more homeowners view outdoor spaces as extensions of their home, the trend is definitely here to stay. Creating outdoor spaces that reflect your lifestyle and design aesthetic is not only a goal for larger homes and lots, but also for smaller lots needing more privacy. Shade structures like pergolas, shade sails and screen panels offer seclusion as well as protection from the heat, helping outdoor spaces become more private and livable, no

matter the size.

Today’s homeowners are also equipping spaces with fully operational kitchens, quality outdoor furniture, firepits and games to upgrade their outdoor living experience. The backyard is becoming the go-to spot for fun, with outdoor games including life-size chess, billiards, mini-golf and more.

Exploring color and texture

As outdoor spaces become extensions of the home, designers and homeowners see these spaces as more than just a place to

host barbecues. Mixing natural materials including wood, stone and plants (as in living walls) with manmade materials like glass and metal creates interesting variety in texture and color that transforms any space into a more attractive environment. Textured pavers are also becoming more popular, such as those that mimic natural stone or textile finishes.

“Homeowners are becoming more adventurous with color and texture,” noted Raboine. “While shades of gray are still dominant, warmer tones like browns

and tans together with greens are adding depth and dimension.”

Patterns can also be created using modular designs, textured pavers and hardscaping features to make any outdoor space both calming and energizing. Outdoor lighting provides more visual interest to your space while extending its usable hours with color-changing lights turning any patio into party central.

Creating multi-purpose spaces

Today’s backyards fulfill multiple purposes, with Zen gardens or labyrinths extending off traditional patios for additional relaxation or meditation areas. Gardening is also resurging, as homeowners are growing herbs, vegetables, fruits and flowers using raised and vertical gardens, small greenhouses or hot boxes.

“You can add built-in seating and benches to create a firepit area or mini theater,” Raboine added. “These can be beautiful spots for resting or entertaining, plus a practical dining area for your family.”

Optimizing technology

With mixed-use spaces becoming more complex, using augmented reality (AR) can streamline the design process for homeowners and contractors alike. AR technology allows home-

owners to see small details in design down to plants, shadows and even animations. Today’s technology helps manage the growing popularity of outdoor living, with AR and mixed reality letting designers and homeowners visualize and communicate their plans.

Belgard Rooms’ newest feature uses AR so homeowners and contractors can view a templated outdoor design plan in their backyard, offering a better visual representation of how their yard can look. Homeowners select their AR plans and drop them into their outdoor space to view, walk through and scale the templated outdoor rooms, bringing the plan to life in their own backyards. Homeowners can test various rooms, features and styles, helping them bring their vision to life. Currently, 32 AR rooms can be viewed on any device.

“AR Rooms help turn dreams into reality through a seamless design process,” explained Raboine. “Homeowners and landscape professionals have adopted the technology quickly, helping homeowners envision different outdoor living plansand simplifying the design process for any project.”

Ready to reimagine your outdoor space? Visit Rooms. Belgard.com/ar-rooms.

Average long-term U.S. mortgage rate lowest since September 2022

ASSOCIATED PRESS

WASHINGTON, D.C. — The average long-term U.S. mortgage rate fell this week to its lowest level since September 2022, a potential boost to the housing market which has been in decline for nearly a year.

Mortgage buyer Freddie Mac reported Thursday that the average on the benchmark 30-year rate fell to 6.15 percent from 6.33 percent last week. A year ago the average rate was 3.56 percent.

The average long-term rate reached a two-decade high of 7.08 percent in fall 2022, as the Federal Reserve continued to boost its key lending rate in its quest to cool the economy and tame inflation.

The big rise in mortgage rates during the past year has throttled the housing market, with sales of existing homes falling for 10 straight months to the lowest level in more than a decade.

Though home prices have retreated as demand has declined, they are still nearly 11 percent higher than a year ago. Higher prices and a doubling of mortgage rates have made homebuying much less affordable for many people, but recent rate declines could give some homebuyers new hope.

“Rates are at their lowest level since September of last year, boosting both homebuyer demand and homebuilder sentiment,” said Sam Khater, Freddie Mac’s chief economist. “Declining rates are providing a much-needed boost to the housing market, but the supply of homes remains a persistent concern.”

Julie Black, Principal Broker & Owner (808) 652-6174 with daughter Kela Caspillo, Realtor Sales Person (808) 652-6173 kauaidreams.com

BRANDPOINT / CONTRIBUTED

New landscape trends include more interest in sustainability, expanding the use of outdoor spaces and maximizing technology.

NOTICE OF HEARING

NoticeisherebygiventhattheLiquorControlCommissionoftheCountyofKauai, pursuanttotheprovisionsofChapter281,HawaiiRevisedStatutes,asamended, willholdapublichearingintheOfficeofBoardsandCommissions,4444Rice Street,Ste.300,Lihue,Kauai,Hawaii,onWednesday,February08,2023at oneo’clock,p.m.,orshortlythereafterforthepurposeofconsideringthe

Background:TheAnnualPHAPlanforFiscalYear2022-2023wassubmittedtothe U.S.DepartmentofHousingandUrbanDevelopment(HUD)onApril8,2022and approvedonMay4,2022.AsignificantamendmentormodificationtotheAnnual PHAPlanisconsideredany(1)additionoreliminationofamajorstrategy,policy, orprogramtoaddresshousingneeds;or(2)modificationofastrategysuchthata substantialtransferofresourcesawayfromotherstrategieswouldbenecessary. AnyamendmentormodificationtotheAnnualPHAPlanissubjecttothe requirements of 24 CFR Parts 903.13, 903.21, and 905.23.

TheHPHAisalsocurrentlydevelopingitsAnnualPHAPlanforFiscalYear20232024asrequiredbytheQualityHousingandWorkResponsibilityAct(QHWRA)of 1998.TheQWHRAwasenactedtorevitalize,improve,andmakesignificant changestothefederalpublichousingandSection8voucherprograms.TheAnnual PHAPlandescribeshowfederally-fundedprogramsadministeredbytheHPHAwill beoperatedandmanagedduringtheupcomingfiscalyear.TheHPHAusesthe AnnualPHAPlantoinformitsresidents,HUD,andmembersofthepublicofthe specificstrategiesitwillemploytoaddresstheneedsoffamiliesreceiving assistance through the federal public housing and Section 8 voucher programs. TheHPHAwillincludeanMTWSupplementforFiscalYear2023-2024asan attachmenttotheAnnualPHAPlanforFiscalYear2023-2024.AnMTW SupplementprovidesinformationonallMTW-relatedpolicies,waivers,and activitiesaPHAhasimplementedorwillimplementinthefuture.Submittalofthe MTWSupplementisarequirementforallexpansionPHAsparticipatingintheMTW DemonstrationProgram.FormoreinformationontheMTWDemonstrationProgram, pleaseseetheMTWOperationsNotice,publishedintheFederalRegisterunderFR5994-N-05.

ProposedAmendments :UndertheAmendedAnnualPHAPlanforFiscalYear20222023,theHPHAintendsto(1)assesstheuseoftheRentalAssistance DemonstrationProgram,ChoiceNeighborhoodInitiativeProgram,Section18 DemolitionandDisposition,andallothermeansoffinancingtodevelopor redevelopmixed-use,mixedincomehousingatmultipleproperties;(2)updatethe listofpublichousingpropertieswithdwellingunitsavailableforoccupancyby policeofficers;and(3)providenoticeoftheHPHA’sintenttoexecuteaHousing AssistancePaymentcontractandextendthecurrentgroundleaseforPaloloHomes with Mutual Housing Association.

UndertheAnnualPHAPlanforFiscalYear2023-2024,theHPHAintendsto(1) amendtheHawaiiAdministrativeRulesanditsAdmissionsandContinued OccupancyPolicytoavoidpotentialHUDRealEstateAssessmentCenter(REAC) findings,improvewaterconservationefforts,andaddresscommonareauseby tenantsandguests;and(2)establishaPublicHousingTenantWorkforceTraining

Pilot Program.

UndertheMTWSupplementforFiscalYear2023-2024,theHPHAisseeking approvalforonenewMTWactivity:(1)PublicHousingTenantWorkforceTraining PilotProgram[Agency-SpecificWaiver]whichwouldcreateanon-the-jobtraining programtoenablepublichousingtenantstoattaintheminimumqualifications needed for future part-time and full-time employment.

PublicReview :The(1)DraftAmendedAnnualPHAPlanforFiscalYear2022-2023, (2)DraftAnnualPHAPlanforFiscalYear2023-2024,and(3)MTWSupplementfor FiscalYear2023-2024areavailableforpublicviewingattheHPHA’sSchoolStreet Campusandatitssitemanagementofficesonweekdaysbetween7:45a.m.to 4:30 p.m.

HPHA’s Administrative and Section 8 Offices, 1002 N. School Street, Honolulu

Oahu: Puuwai Momi Office, 99-132 Kohomua Street, Aiea

Oahu: Kalihi Valley Homes Office, 2250 Kalena Drive, Honolulu

Oahu: Mayor Wright Homes Office, 521 North Kukui Street, Honolulu

Oahu: Kalakaua Homes Office, 1545 Kalakaua Avenue, Honolulu

Oahu: Kalanihuia Office, 1220 Aala Street, Honolulu

Oahu: Hale Poai Office, 1001 North School Street, Honolulu

Oahu: Waimaha Sunflower Office: 85-186 McArthur Street, Waianae

Oahu: Koolau Village Office: 45-1027 Kamau Place, Kaneohe

Oahu: Kauhale Nani Office: 310 North Cane Street, Wahiawa

Oahu: Palolo Valley Homes Office: 2107 Ahe Street, Honolulu

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Hawaii: Lanakila Homes Office, 600 Wailoa Street, Hilo

Hawaii: Ka Hale Kahaluu Office, 78-6725 Makolea Street, Kailua-Kona

Hawaii: Noelani II Office, 65-1191 Opelo Road, Kamuela

Kauai: Kapaa Office, 4726 Malu Road, Kapaa

Maui: Kahekili Terrace, 2015 Holowai Place, Wailuku

Molokai: Kahale Mua, Maunaloa, Molokai

ProposedSTIPRevision#11andnewprojectinformationcanbefoundon ourHDOTSTIPwebsiteat: http://hidot.hawaii.gov/highways/other/other-relatedlinks/stip/.

AmendmentstotheOahuportionoftheSTIPareconcurrentlybeingprocessed inparallelasTransportationImprovementProgram(TIP)revisionsbytheOahu MetropolitanPlanningOrganization(MPO).STIPRevision#11correlateswithOahu TIPRevisions#10and#11.PleaseseemoreinformationontheTIPprocessand TIPRevisionsattheOahuMPOwebsiteat: http://www.oahumpo.org/plans-andprograms/transportation-improvement-program-tip/

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in effect at the time they are placed.

Section342D-7(i),theStateDepartmentofHealth (DOH)seekswrittencommentsfrominterested person(s)regardingthefollowing.Ms.Laura Walravenhasappliedforavarianceforthemaximum offive(5)yearsfromsection11-62-31.1(a)(1)(D)of Hawaii Administrative Rules, “Wastewater Systems.” Ms.SarahBrowardofLoxHawaiiLLCisthe authorizedagenttoactfortheapplicant.The variancerequestisfortheconstructionofanew individualwastewatersystemtobeinstalledat3769 and3771AAnuenueRoad,Lawai,Hawaii,96765 and TMK (4) 2-5-007: 012.

Ifyouwouldliketoreviewthecomplete application,pleasevisitStateofHawaii,Wastewater Branch,2827WaimanoHomeRd,Rm207,Pearl City,Hawaii96782.Formoreinformationorifyou havespecialneedsininspectingand/orcommenting onthepublicnotice,pleasecontactMr.Mark Tomomitsu,Supervisor,Planning&DesignSection attheaboveaddressorcall(808)586-4294(voice) orSprintRelayHawaiiforTTY/TDDat1-711or 1-877-447-5991atleastseven(7)calendardays beforethecommentperioddeadline.DOHwill considerallwrittencommentsreceivedwithin30 daysofthisnotice.Ifwarranted,DOHmayholda publichearingontheapplicationafterreceiptof related documents and written comments, if any. KENNETH S. FINK, MD, MGA, MPH Director of Health (TGI1401957 1/20/23)

YOUAREHEREBYNOTIFIEDthatthePlaintiff GATHERFEDERALCREDITUNION,afederallychartered creditunion,filedaComplaint(Assumpsit-Money Owed);Declaration;Exhibits1,2&3;andSummons againstyouinCivilNo.5DRC-22-561,inthe DistrictCourtoftheFifthCircuit,StateofHawaii, prayingforjudgmentforsumsdueandowingfor nonpaymentofanautoloan,interest,latefees, costsandattorneys’feesandforotherproper relief.

YOUAREHEREBYSUMMONEDtoappearin theCourtroomofthePresidingJudgeoftheaboveentitledCourt,Kauai,Hawaii,onMonday,the27th dayofFebruary,2023,at8:00a.m.ofsaiddayor tofileananswerorotherpleadingandserveit beforesaiddayuponSHERMANSHIRAISHI,Plaintiff’s attorney,whoseaddressis2403UluMaikaStreet, Lihue,Hawaii,96766.Ifyoufailtodoso,judgment bydefaultwillbetakenagainstyoufortherelief demanded in the Complaint.

DATED: Lihue, Hawaii, December 9, 2022.

/s/ DEBRA MANINI CLERK OF THE ABOVE-ENTITLED COURT (TGI1397736 1/6, 1/13, 1/20, 1/27/23)