012624 Real Estate Directory by The Garden Island Newspaper

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1 In 3 millennials delay home buying Desperate measures lead to disappointment Millennials have had to adjust to market condiMost millennials are prepared to take drastic meations, which hasn’t always yielded positive outcomes. sures to buy a home, with Although 35 percent of 65 percent saying they millennials fear making would pay up to a 10 permajor home repairs, they cent mortgage rate and 23 have embraced fixer-uppercent admitting they would buy at 15 percent or pers. Two-thirds of millenmore, according to a new nial buyers would study from Clever Real Espurchase a fixer-upper, but 18 percent of millennial tate. homeowners who bought A combination of high-inone regret it. terest rates, inflation, and Millennials’ idea of a fixstagnant wages are financially squeezing millennials, er-upper goes well beyond but it has not diminished a home that needs a new their enthusiasm for homecoat of paint. Two-thirds of millennials would buy a ownership. fixer-upper with asbestos, Clever’s survey of millenPETER MORGAN / ASSOCIATED PRESS 62 percent would buy a nial homebuyers found that home with mold, and 58 today’s real estate market is A sale pending sign is displayed in front of a home in Sudbury, Mass., on Saturpercent would buy a fixtough — and even more day, Dec. 2, 2023. challenging if you’re young. er-upper with a bad founquarter of millennials have dation. About 93 percent of millen- homes or holding off on of millennial home buyers less than $10,000 in savings, would consider an interest buying altogether. Half of Millennials are also open nials said the market has and 12 percent have less rate higher than the nato buying a home sight unimpacted their homebuying millennials said high interthan $1,000 saved. Addition- seen. About 85 percent of plans, and 76 percent are est rates are a barrier to tional average of about 7 concerned it will worsen be- homeownership. percent. ally, 5 percent have no sav- them would consider buyTwo-thirds of millennials Some young buyers fore they buy a home. ings at all. ing a home without ever regret not purchasing a would take additional Most millennials carry a touring it in person, but 13 Interest rates are an home when rates were bank-breaking measures to significant amount of debt, percent of millennial obstacle lower. It’s a regret that is get the keys to a house. For too. About 57 percent of homeowners who bought their dream home, 79 perRaising interest rates was not unique to their generamillennials have $10,000 in sight unseen regret their a strategic move to cool in- tion but especially poignant cent of millennials would debt, more than double the decision. Necessary compromises to buyers looking for starter pay above the asking price, 25 percent who have flation, and it has been ef$10,000 in savings. in home quality, financing, homes. including 11 percent who fective so far. The housing Their shaky financial or the buying process have would offer $100,000 or market has slowed, but milMillennials want to state has shaped their apleft many millennials with more above the asking lennials are starting to buy become homeowners at price. their first homes and feel proach to home buying. Al- remorse. A stunning 90 any price the effects. most half of millennials plan percent have regrets about High hopes, low bank their first home purchase, Despite obstacles to About 96 percent of milto put down less than the up from 82 percent in 2023. homeownership, many mil- balances traditional 20 percent on a lennials said high interest The most common regret Millennials’ desire for home, and 57 percent plan rates had affected their lennials are intent on buyis a bad location, followed homeownership remains to purchase a home that homebuying plans. As a re- ing, and their enthusiasm by bad neighbors and a strong, but their finances costs less than the median knows few limits. sult, they are looking at high-interest rate. U.S. price of $431,000. More than three-quarters have taken a beating. A smaller, less-expensive Hailey Rose McLaughlin WEALTH OF GEEKS

30-year mortgage rate rises to 6.69 percent, highest in six weeks ASSOCIATED PRESS LOS ANGELES — The average long-term U.S. mortgage rate climbed to a six-week high this week, pushing up borrowing costs for homebuyers already facing the challenges of rising housing prices and a shortage of homes for sale. The average rate on a 30-year mortgage rose to 6.69 percent from 6.6 percent last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.13 percent. As mortgage rates rise, they can add hundreds of dollars a month in costs for borrowers, limiting how much they can afford. Rates have increased three out of four weeks this month. The latest uptick brings the average rate to its highest level since December 14, when it was 6.95 percent. Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, also rose this week, lifting the average rate to 5.96 percent from 5.76 percent last week. A year ago, it averaged 5.17 percent, Freddie Mac said. Home loan borrowing costs have been mostly easing since late last year, after the average rate on a 30-year mortgage climbed to 7.79 percent, the highest level since late 2000. As mortgage rates have come down, so have monthly payments on new home loans. The national median monthly payment listed on mortgage applications in December fell 3.8 percent from the previous month to $2,055, the Mortgage Bankers Association reported Thursday. Still, it was up 7.1 percent from December 2022. The overall pullback in mortgage rates since their recent peak loosely tracks the moves in the 10-year Treasury yield, which lenders use as a guide to pricing loans. The yield has largely come down on hopes that inflation has cooled enough from its peak two summers ago for the Federal Reserve to begin cutting interest rates this year.

Agents can help millennials In a challenging market, even the smallest advantages can be the difference between a satisfying home purchase and a disastrous one. One of the easiest ways for millennial buyers to gain a meaningful edge is to choose an experienced agent to help them navigate the local market. “My advice to millennials who are looking to break into the housing market is to put together a road map and plan ahead,” says Adrian Alvarado, a California-based agent. “Millennials should explore options with a lender to see what assistance programs are available in their area that can help cover down payments or low down payments.” Alvarado also said savvy agents can help negotiate a purchase agreement in which the seller agrees to take some of the financial burden off the buyer. “A local Realtor may be able to get assistance with closing costs from sellers as well,” Alvarado explains. “Having local knowledge can make a huge difference. The longer a home has been on the market, the more open a seller might be to negotiating.” For millennial buyers wrestling with regrets, Alvarado recommends taking the long view and remembering where they live now won’t necessarily be where they live forever.

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garden. governing for the comThe school’ssought agriculis a school eight to This that will put Kauai board of or rechallenged munity transfor- ture land, but free going to be century education property 21st ahead of set to are duced-pricedto find. meet those collabora- mation.” who school was proved hard skills of creativity, ons, critiby When the ago, ing Brittany Steinbeck, approved tion, communicati 10 months to problem-solv unanimously moved here State Charter board cal thinking, in 2016, the Hawaii the school’s open and caring.” will be at Kahili School Commission were joinedthe charter school members help The school located year. a new school board Park, the following change the open in August past Kauai has Mountain working to KOLOA — the highway a “We’re the make this mauka of still to ending 2017. school. the school Public world needs said. “I came Maluhia Road, But in April, she Alakai O Kauaicontinues ena home. Blackhappen,” lengthy search.at so many didn’t have space was a Charter School for a grand toA8 “We looked last couple today SEE ALAKAI, to be in the well felt green rollment places over students. said. for its studentsgrow a must tal of 165 Blackwell families and and years,” out explore “Kauai keiki said Kani “Dr. got children school. nature, coor- “We’vewaiting for this need a choice,” principal there, B” Blackwell, school. “They the dinator of

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DATE: March 08, 2024 TIME: 9 A.M. PLACE: In person at 1151 Punchbowl St., Room 132 (Kalanimoku Building), online via ZOOM (see https://dlnr.hawaii.gov/meetings/), $573,000 liveacres stream via YouTube at https://youtube.com/c/boardoflandandnaturalresourcesdlnr, Lot size:or0.51 Mark Tanaka-RB Meeting agendas are postedNOTICE at least meetingofdate. OWNER’S OFsix days before the Certificate Assumed Name: 808-639-8213 COMPLETION OF Minnesota Statutes, Chapter 333 Ashley Carvalho-RS The Proposed Hawaii Administrative Rules (HAR) to be Amended underNAME: HawaiiCRISTI Revised CONTRACT ASSUMED CIONStatutes BICE Section 183D-3(b) will 808-482-4077 MLSbag 705122 at the Office of Minnesota increase limits for mammals, update special conditions Registered and restrictions, expand available game bird hunting opportunities, NOTICEdays IS within HEREBY Secretary State; provide additional mammal hunting the open hunting season, andofare especially intended to remedy the impact of that pursuant to impact on forest Work item 1441395300022 invasive ungulate speciesGIVEN which currently have an and forest reserve resources on the islands indicated. the Provisions of Section FILED 12/28/2023 11:59 PM; of the Hawaii Nameholder: Cristi 1. HAR Chapter507-43, 13-123 (“RULES REGULATING GAME MAMMAL Ordinario, HUNTING”), byCion amending EXHIBIT 11, “Game Revised Statutes, the Standing mammals to be taken, means of take, daily bag limits,Active/In huntingGood periods, hunting days, and special conditions construction by Nikolaos for hunting on the island of Hawaii.”, to Change Bag Limits, Open Hunting Days, Means Of Take, and or Special P a Restrictions r a s k e v a s /ino Unit w n eAr Mauna Kea Game Certificate of AssumedArea Name: Management and Forest Reserve, Hilo, and a Portion SOLDConditions and builder of that certain Minnesota Statutes, Chapter 333 of Kohala Restricted Watershed, Unit E Pohakuloa Cooperative Game Management Single Family Residence, ASSUMED NAME: CRISTI CION ORDINARIO and Training Area and Puu Anahulu Game Management East Section,Registered Unit F Puu Reserve and Puu Anahulu Game situated at Area, 5647 at Waawaa the OfficeForest of Minnesota ManagementKahiliholo Area, WestRd, Section, Unit G Kaohe Game Management Area, Unit I Kalopa Forest Reserve in the Kilauea, Secretary of State; North Hilo and Hamakua districts on Hawaii island, Work and Unit Mauna Kea Ice Age Natural Area Reserve. For the HI 96754, TMK: 5-2-022item K1307559500024 complete list027-000-5, of the area rule the04/05/2022 2024 Proposed Management Rule Notices haschanges, been please review FILED 11:59Adaptive PM; under the following link: https://dlnr.hawaii.gov/dofaw/rules/. completed. Nameholder: Ordinario, Cristi Cion B1 CC E R • Active/In Good Standing KI F SO IDERS Nikolaos(“RULES Paraskevas & (TGI1442507 1/10, 1/17/24) 2. HAR Chapter 13-122 REGULATING GAME BIRD HUNTING, FIELD TRIALS, AND COMMERCIAL SHOOTING R E D RA UT S H U T OE R S Gardner PRESERVES”), by Gisele Amending EXHIBIT 1, “Game birds to be taken, daily bag limits, hunting periods, hunting VO YA G 1 m Owner(s)for hunting on the island of Hawaii.”, to Change Open game bird Hunting Days, by CER • B C days, and special conditions O S nisland.co $588,000 F KI thegarde (TGI1442194 1/03, 2 Bed/2Ba Amending the Administrative Rules, SPECIAL BIRD SEASON Regulating Wild Turkey Hunting (Spring Turkey Only)D toR A I D E R S RE Living Area: 869 sqft 1/10/24) UT include Unit C, Hilo Forest Reserves, Laupahoehoe and Piha. S H U T OE R S AY 17 Carol C. Cummings-RB FRID r 15, 20 V O YA G 808-651-4766 IN THE DISTRICT COURT OF THE FIFTH CIRCUIT Decembe 704374 RulesMLS made under HRS section 183D-3(b) require the Board of Land and Natural Resources (Board) to fi nd timely adoption Subscribe om la nis nd.c necessary to implement effective and adaptive management measuresSTATE in response to rapidly changing resource conditions. OF HAWAII thegarde today The rule(s) adopted shall be effective for up to two years, with a one-year extension subject to legislative approval and renewal by the Board. SUMMONS

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STATEorOFrepealed HAWAII will be mailed to any interested person who makes a A copy of the proposed rule(s) to be adopted, amended, request to the Division within thirty (30) days of posting this notice for a copy and pays the required fees for the copy and the thegardenisland.com To: DefendantorKIANA-BRENNAN postage. Submit written requests to dlnr.fw.outreach@hawaii.gov via postal mail RAPOZO to Hunting Program, Division of Forestry & Wildlife, 1151 Punchbowl St. #325, Honolulu, HI 96813. OWNER’S NOTICE OF YOU ARE HEREBY NOTIFIED that the Plaintiff COMPLETION OF KAUAI FEDERAL CREDIT UNION, formerly as The proposed rule(s) may be reviewed at https://dlnr.hawaii.gov/dofaw/rules/ following this known public notice and, upon prior CONTRACT Employees Federal Credit Union, a at any state DLNR arrangement, will be made available during businessKauai hoursGovernment (generally 7:45 a.m. to closing at 4:30 p.m.) federally chartered credit union, filed a Complaint Division of Forestry and Wildlife Office. This notice will be mailed to all persons who have made a timely written request of the NOTICE IS HEREBY (Assumpsit - Money Owed); Declaration; Exhibits 1, 2 Board for advance notice GIVEN of its rule-making proceedings at P.O.against Box 621, 96809, or via timely request to that pursuant to & 3; via andmail Summons youHonolulu, in Civil No.HI5DRC-23the Land Board Secretarythe at blnr.testimony@hawaii.gov Provisions of Section 273,orin808-587-0404. the District Court of the Fifth Circuit, State of 507-43, of the Hawaii Hawaii, praying for judgment for sums due and owing Comments on the proposed rule(s) Statutes, may be submitted DOFAW before day loan, of theinterest, meetinglate at https://dlnr.hawaii.gov/ Revised the fortononpayment of antheauto fees, dofaw/comment/ or dlnr.fw.outreach@hawaii.gov. may alsofees be made the Board construction by Shioi Comments costs and attorneys’ and forduring other proper relief.and Land and Natural Resources (“Board”) meeting at the time above submitted in advance provide video testimony via Construction, Inc.and of place that givenYOU AREorHEREBY SUMMONED to to appear in the blnr.testimony@hawaii.gov.certain New Construction - Courtroom of the Presiding Judge of the above-entitled Timbers Kauai Townhomes Court, Kauai, Hawaii, on Monday, the 26th day of $1,175,000 Garage and HRS February, 2024, atshall 8:00bea.m. of saidforday or to file Adoption, amendment, or Building repeal ofE,any ruleE1 under §183D-3(b) effective a period of an no longer than two years, 4Bed/2Ba Garage situated answerprovided or otherthat pleading andbyserve it beforeshall saidextend day for up to one year at subject to Yama legislative andE2renewal by theat Board, renewal the Board Lauren -RS approval Ala‘oli orWay, Lihue,under uponthis SHERMAN Plaintiff’s attorney, whosedays after formal action 808-346-4204 a time. Each rule adopted,3770 amended, repealed authoritySHIRAISHI, shall become effective ten (10) Eric Yama-RB Hawaii 96766, TMK:date 3- isaddress is in2403 Ulu then Maikaa later Street,date Lihue, by the Board, provided that if a later effective specified the rule, shallHawaii, be the effective date. Final 808-639-3414 5-001-027, has been 96766. If you fail to do so, judgment by default rules MLS are posted and will remain posted during the duration will they are in effect. 703147at https://dlnr.hawaii.gov/dofaw/rules completed. be taken against you for the relief demanded in the Complaint. th Done at Honolulu this 26 day of January 2024. Tower Kauai Lagoons DATED: Lihue, Hawaii, December 8, 2023. Sub 7 Dawn Chang, Chairperson Owner(s) /s/ REY AGCAOILI Department of Land and Natural Resources1/10, (TGI1443034 CLERK OF THE ABOVE-ENTITLED COURT (SA/TGI/HTH/WHT 1/26/24) 1/17/24) (TGI1440523 1/3, 1/10, 1/17, 1/24/24)

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Page 6 Friday, January 26, 2024

THE GARDEN ISLAND

www.thegardenisland.com

No Place Like Home Hand-Carved Statuary from Indonesia to Kaua’i: THEINDEX ANNOUNCE MERCHAN New Shipment has Arrived! MENTS DISE By Sarah Herring of Garden Ponds Nursery

“Lavastone will age somewhat

SELL YOUR STUFF

are grateful for the opportunity to share their Lavastone quickly and develop a beautiful work with us in the Pacific Islands. Their green lichen and moss coating. preferred stone to work with, coveted for its Rich and darkly toned Lavastone is volcanic density and hardness, making finer details rock. It’s less smooth than blue Basalt with It’s an appropriate choice for and definition possible, is Blue Basalt. We some natural pitting. This stone hold detail any Hawaii bound sculpture, love statues carved from Blue Basalt because better than Andesite and not quite as good they can reach a fine quality of detail, and as Blue Basalt. Lavastone will age somewhat or to add a tropical flair have a seemingly ‘inner glow’. Beautiful quickly and develop a beautiful green lichen to any climate.” statuary or vessels are also carved from and moss coating. It’s an appropriate choice Our team of talented carvers in Indonesia have Andesite, Paros or Lavastone, each with their for any Hawaii bound sculpture, or to add a collaborated with us on these pieces, and have tropical flair to any climate. ON ALL MERCHANDISE ADS*own unique properties. created some stunningmay works of art. *Restrictions apply. CallWe for are details. Deadlines: noon on Friday for Sunday and Monday. (We are closed advertisers, The Garden Island does reserve the right to edit, honored to bring these sacred statues to the Blue Basalt Regular, single-column classifieds in The Garden Island can Saturdays and Sundays). refuse, reject, or cancel any ad at any time. All ads are subject Paros Business Call Center island of Kaua’i, and forHours the opportunity to be placed until 4:45pm on Monday, Tuesday, Wednesday, to approval prior to publication. We are not liable for losses Monday–Friday; 7:30 a.m.–5:30 p.m. Blue Basalt is and Thursday for the following day, noon work with such masterful artisans. the highest quality stone our on Friday for Sunday The Garden Island Real Estate Deadlines: To place, correct or expenses resulting from publication errors or omission of Paros is a mixture of pumice, lava and concrete Monday. call your saleslittle executive or 246-0325 for or cancel a Friday real estate/rental single-column ad, please an ad at any time. All ads are subject to approval prior to carvers workandwith. It’s Please smooth, shows stonepublication. that is poured into a form and then resulting WE deadlines for larger, multi-column ads. call by noon on Thursday. We are not liable for losses or expenses texture, is dense and very hard. The intricate Why do we bring statues from hand-carved into beautiful ‘lava vessels orrate from publication errors or omissions ofstone’ an ad. Advertising GLADLY detail and quality of the carvingsDeadlines: achievable with or change Check your ad for errors the first day it runs in the paper. cards are available from any sales executive. Ads are subject Cancellation/Correction To cancel Indonesia? statues. Many Balinese temples are carved from this stone areanunrivaled. Statues carved ACCEPT: ad in the Garden Island, call us in by Blue 4:45pm on Monday, We are unable to issue credit for errors reported afterthis the stone to the rate card in effect at the it time are placed. mixture, because is they lightweight, Basalt will have a much deeperandlevel of detail Tuesday, Wednesday, Thursday for the following day, first day of publication. While we try to accommodate our After having travelled to Thailand, Bali and absorbs and holds water well, and ages quickly; Indonesia, owners, Ken, Jan, and Jake Bernard than any other stone. It is the premier choice for developing a coating of moss that adds to its customers wanting the highest quality carving Kekaha felt inspired to bring the Balinese aesthetic Lihue natural appeal. For this reason, we have chosen possible. It ages somewhat slowly and beautifully. here, to Kaua’i. They felt that the statuary, to have our carvers create a line of these stone water gardens and rain chains resonated COMMERCIAL vessels designed to sit under rain chains, to harmoniously with Kaua’i, and enhanced the beautifully capture the flowing water – and lush tropical landscapes. Everything that become a living art piece. they have brought in has been with the aim of creating a place of peace and balance. The We hope that you may find a piece that is Houses “Taksu” of the pieces is something that they perfect for creating your very own place of Pets have sought to bring to their customers. For Rent peace and balance. We invite you to stop by the nursery in Kilauea to see our newest inventory LIHUE- 1 bdrm, 1 1/2 NEW ARRIVAL SHIHTZU $1,550,000 KEKAHA Taksu, the stone bath for rent. 1st month of statues, paros stone vessels and, of course to DOB 12/7 3 the F, 2 Mspirit of $399,999 7,500 sqft deposit/$1,604 Available February 2024 Mark Tanaka -RB 10,584 sqft stop and smell the waterlilies. Utilities not included. $3,500 (808) 651-1030 808-639-0367 Kevin Horita -RB Move in 1/19/2024 Taksu is a Balinese word that does not easily Clifton Kukino -RB 808-639-8213 Reference required. 808-639-1490 Jesse Fukushima translate into other languages. It -RS relates to the Call 808-635-1240 MLS 703878 808-482-4077 An Andesite Standing Buddha Greeter way a piece of art can pierce one’s inner soul, MLS 703768 MERCHAN breaking the barrier of time and space. To Andesite DISE impact the viewer at this level, the carver must Visit the PAL website here to be a part of get out of their ego and let the spirit of the stone A popular choice, andesite has a neutral come through as an expression of itself. The the solution: https://www.pal-kauai.org tone and large rock inclusions that add art that embodies Taksu, exudes a life force that Garden Ponds Ponds is located in Kilauea, personality to each piece. This is the lowest touches you at the center of your being. The next to Anaina Hou Mini Golf. We are priced stone our carvers work it. Even though carver may partake in fasting rituals for many Lihue Appliances open Wednesday through Friday, noon a beautiful result can be achieved, the level Stay days to purify their body before doing the final to 5 p.m. and Saturdays we are open 10-5. of detail possible is much less than that of details on a statue or stone symbol. Informed Give us a call at 808-828-6400 or visit our Recycled Appliances Blue Basalt. Andesite will age and weather Subscribe today Washers,Dryers, Stoves website www.gardenpondskauai.com beautifully in any climate. 245-0433 Our master-carvers have dedicated their lives to Blue Basalt Quan Yin statue, the water protector & Refrigerators thegardenisland.com bringing this form of art into the world, and they 6mos. warranty Tashi 808-652-0551 High quality, hand-carved statues from Indonesia, have shipped across the Pacific Ocean and have landed at the Garden Ponds Nursery in Kilauea. We are thrilled about the contents of this shipment, much of it being carved by our most skilled carvers, from the best quality stone materials, blue basalt, and andesite.

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OWNER’S NOTICE OF COMPLETION OF CONTRACT

NOTICE IS HEREBY GIVEN that pursuant to the Provisions of Section 507-43, of the Hawaii Revised Statutes, the construction by Nikolaos Paraskevas/owner builder of that certain Single Family Residence, situated at 5647 Kahiliholo Rd, Kilauea, HI 96754, TMK: 5-2-022027-000-5, has been completed. Nikolaos Paraskevas & Gisele Gardner Owner(s) (TGI1442194 1/03, 1/10/24)

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Certificate of Assumed Name: Minnesota Statutes, Chapter 333 ASSUMED NAME: CRISTI CION BICE Registered at the Office of Minnesota Secretary of State; Work item 1441395300022 FILED 12/28/2023 11:59 PM; Nameholder: Ordinario, Cristi Cion Active/In Good Standing

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Certificate of Assumed Name: Minnesota Statutes, Chapter 333 ASSUMED NAME: CRISTI CION ORDINARIO Registered at the Office of Minnesota Secretary of State; Work item 1307559500024 FILED 04/05/2022 11:59 PM; Nameholder: Ordinario, Cristi Cion Active/In Good Standing (TGI1442507 1/10, 1/17/24)

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B1 CC E R •

OWNER’S NOTICE OF COMPLETION OF CONTRACT

YOU ARE HEREBY NOTIFIED that the Plaintiff KAUAI FEDERAL CREDIT UNION, formerly known as Kauai Government Employees Federal Credit Union, a federally chartered credit union, filed a Complaint NOTICE IS HEREBY (Assumpsit - Money Owed); Declaration; Exhibits 1, 2 GIVEN that pursuant to & 3; and Summons against you in Civil No. 5DRC-23the Provisions of Section 273, in the District Court of the Fifth Circuit, State of 507-43, of the Hawaii Hawaii, praying for judgment for sums due and owing Revised Statutes, the for nonpayment of an auto loan, interest, late fees, construction by Shioi costs and attorneys’ fees and for other proper relief. Construction, Inc. of that YOU ARE HEREBY SUMMONED to appear in the certain New Construction - Courtroom of the Presiding Judge of the above-entitled Timbers Kauai Townhomes Court, Kauai, Hawaii, on Monday, the 26th day of Building E, Garage E1 and February, 2024, at 8:00 a.m. of said day or to file an Garage E2 situated at Inanswer or other serve it before said day Kilauea, nextpleading to Miniand Golf 3770 Ala‘oli Way, Lihue, upon SHERMAN SHIRAISHI, Plaintiff’s attorney, whose www.gardenpondskauai.com Hawaii 96766, TMK: 3- address is 2403 Ulu Maika Street, Lihue, Hawaii, 5-001-027, has been 96766. If you fail to do so, judgment by default will completed. be taken against you for the relief demanded in the Complaint. Tower Kauai Lagoons DATED: Lihue, Hawaii, December 8, 2023. Sub 7 Owner(s) /s/ REY AGCAOILI (TGI1443034 1/10, CLERK OF THE ABOVE-ENTITLED COURT 1/17/24) (TGI1440523 1/3, 1/10, 1/17, 1/24/24)

2017

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