021221 Real Estate Directory

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Page 4 Friday, February 12, 2021

THE GARDEN ISLAND

www.thegardenisland.com

A HAPPIER, MORE EFFICIENT KITCHEN are designed to create efficiency, convenience and peace of mind, so we can spend less time on chores and more on what matters most. Picture this: your wall hood automatically turns on when you start cooking, a simple slide of a pan changes its temperature, your oven shuts off and notifies you when dinner is ready, and you can skip drying dishes post-dishwasher cycle. It’s all possible in the Bosch kitchen of 2021.

Chef Curtis Stone shares 5 tips 2021 BRANDPOINT The kitchen has long been the heart of the home, and now more than ever is central to our lifestyles. With 60% of Americans discovering a greater appreciation for cooking throughout the pandemic and planning to upgrade their kitchens as a result, Michelin-starred Chef Curtis Stone is sharing his favorite appliances, features and tips that have allowed his family to better savor more time at home. “As a chef, restaurant owner and father of two, I’m a strong believer in making your kitchen work harder for you. Whether you prioritize keeping your food fresher longer or find yourself experimenting with new cooking techniques and recipes, here are a few of my latest ‘mustThe new Bosch industrihaves’ for maximizing effial-style ranges and rangeciency in the kitchen of tops are a great example 2021.” - sure to turn heads in any Put quality first. kitchen and also keep up If you ask me, there are with all that extra cooking! two keys to making good Prioritize health and food: great ingredients and wellness. quality appliances. That’s From the ingredients right, Michelin star not rewe’re putting into our bodies quired! Restaurant-quality to managing busy schedules, results are easy to achieve when you use fresh ingredi- health and wellness are an ents - always shop in season important part of happiness - and the right tools. I’m a big and energy. I recently learned that hydration plays fan of appliances that coma big role in our overall bine power, quality perforwell-being. A recent study mance and high efficiency.

Long-term mortgage rates flat; 30-year stays at 2.73% ASSOCIATED PRESS WASHINGTON — U.S. long-term mortgage rates were flat this week for a second straight week. Homeloan rates stayed near record lows as the economy, especially in the services sector, remains burdened by the coronavirus pandemic. Mortgage buyer Freddie Mac reported Thursday that the average rate on the benchmark 30-year fixed-rate home loan remained at last week’s 2.73%. By contrast, the rate stood at 3.47% a year ago. The average rate on 15-year fixed-rate loans, popular among homeowners seeking to refinance their mortgages, eased to 2.19% from 2.21%. The number of Americans seeking unemployment benefits fell slightly to 793,000 last week, the government reported Thursday, evidence that job cuts remain high despite a substantial decline in new confirmed viral infections.

Plan, organize and store for fewer trips to the market. Kitchen organization and fewer grocery runs start with a good list. Opt for versatile ingredients, plan for meals that stretch across multiple days and again prioritize quality when it comes to storage. My family chose a refrigerator that offers precise temperature and humidfound that those who drink your kitchen space. Opt for storage and ice and water ity control for maximum equipment that has multiple freshness. I also recommend six or more glasses of water habits is key. The latest QuickIcePro System refriger- uses - from utensils to appli- organizational features that a day tend to be happier, ators from Bosch produce a ances to the ingredients you bring items into view, such wake up feeling more reuse. For example, the latest as flexible, multi-layered lot of ice quickly, thanks to freshed and are most likely one of the fastest ice makers wall ovens have become so shelving and wide storage to describe themselves as versatile, they double as available so you won’t be successful. Over half of bins so nothing gets buried. pizza ovens, turkey roasters running out of ice anytime Americans are also ‘ice obOne of my favorite healthy and dough proofers, monitor new recipes, this vegsessed’ and drink less water soon. the internal temperature of if it is not cold or iced. gie-packed pasta bake, can Streamline your your dishes and even sear This could not be more not only be made ahead, it kitchen space with the perfect steak, all in one. true in our home - my boys also makes for delicious leftversatile equipment. are always in and out of the overs that can be quickly reLet technology do the We’re all cooking more refrigerator for iced beverheated in the oven for an than ever, with 85% of Ameri- work for you. ages - which is why a refrigSometimes it feels like we easy weeknight meal. Cheers cans trying at least one new erator that can both keep up recipe a month, but that is to a happier, more efficient never slow down. Thankfully, certain technologies no reason to overcrowd with our fresh ingredient 2021 kitchen!

Home is where the heart is. When you have a mortage or refinance with KGEFCU, your money and servicing stays on Kaua‘i and goes back into our community.

US consumer credit rose a solid $9.7 billion in December ASSOCIATED PRESS WASHINGTON — U.S. consumers increased their borrowing in December by $9.7 billion, as Americans took out loans to buy autos or finance their educations. But credit card use declined for the third-consecutive month. The rise in total borrowing in December was down from a gain of $13.9 billion in November, the Federal Reserve reported Friday. The slowdown came as the category that includes credit cards fell by $2.95 billion in December. That category has been up only two months over the past year as households eased off their use of their cards in the midst of a pandemic-induced recession. The report showed that borrowing in the category that covers auto and student loans rose by $12.7 billion in December, slightly lower than the $14.6 billion gain in November. That category has fallen only once over the past 12 months.

www.kgefcu.org | (808) 245-2463

See how you could save by using our loan calculators at www.kgefcu.org/loan-calculator/

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